New Homes Feb 2019 by LOCALiQ

AZCENTRAL.COM ❚ FRIDAY, FEBRUARY 1, 2019 ❚ 1NH

A S P E C I A L P U B L I C AT I O N C R E AT E D B Y R E P U B L I C M E D I A C U S T O M P U B L I S H I N G

RESPA 101

WHAT’S INSIDE

February 2019

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TEAM THAT BUILDS YOUR HOME: INTERIOR

GE Appliances

MICROWAVES 101

Rosewood Homes

DEVELOPMENT OF THE MONTH

10 11 PING

DOWN-PAYMENTS; PAYING OFF YOUR MORTGAGE

Home Locator Maps Visit NewHomecentral.com for communities, home listings, home tour videos and more. See pages 8 & 9

GRAND OPENINGS EDITOR’S NOTE: All efforts have been made to verify accuracy of dates and details, but due to unforeseen circumstances, sometimes things might change, so be sure to call ahead or check on the appropriate website to ensure the dates are still the same. Thank you!

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Astoria

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Location: 56th Street and Shea Blvd, Paradise Valley Pricing: From the high $800s Size: 3,000–4,100 square-feet Beds/baths: 3–5 bedrooms, 3.5–4.5 baths Sales ofﬁce hours: By appointment only Date of grand opening: Feb. 2019 Info: CachetHomes.net; 480-556-7038 Description: Ten homes with courtyards and patios, open great room concepts, gourmet kitchens, split ﬂoorplans, en-suite bedrooms.

Garden Grove

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Location: N.E. corner of 87th Ave. & Glendale Ave., Glendale Pricing: From the low $300s Size: 2,304–3,967 square-feet Beds/baths: 3–5 bedrooms, 2.5–3.5 baths Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Wed. Date of grand opening: Early March 2019 Info: TaylorMorrison.com; 480-346-1738 Description: Taylor Morrison’s Expedition Collection at Garden Grove is located near the Westgate Entertainment District, Gila River Arena, State Farm Stadium and more.

Mark Boisclair via Robson Communities

Robson Ranch

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Location: 5687 N. Robson Blvd, Eloy Pricing: From the $190s Size: 1,236–2,402 square-feet Beds/baths: 2 bedrooms, 2–2.5 baths Sales ofﬁce hours: 9 a.m.–6 p.m. daily Date of grand opening: Feb. 10, 2019 Info: Robson.com; 880-770-7044; 520-426-3300 Description: Located in the Casa Grande area, this gated active-adult community includes 18 holes of championship golf, indoor and outdoor pools, tennis courts, 16 pickleball courts and more.

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Of course! Golf courses are a major attraction for homebuyers of all ages

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Verrado Golf Clu b

olf course communities aren’t just intended for amenities which means that homeowners of all ages — golfers active-adults. Indeed, in the Greater Phoenix and non-golfers alike — have plenty of recreational choices area, plenty of beautifully appointed communities when they call Estrella home. Additionally, Estrella engages with a golf course as a top amenity have been homebuilders that offer a variety of home products — from designed with families and working entry-level to executive move-up — providing couples in mind. options for all families.”    Sometimes these residents opt to live Newland Communities manages Estrella,    where single-family homes start in the $200s and in a golf course community because they love the game. And sometimes they      the Troon-managed public golf course is called choose to live near or adjacent to a course    Golf Club of Estrella. because of the scenic views. Verrado: “Our residents enjoy Verrado’s     golf offerings for many reasons,” said Lauren  Valley-wide communities Charpio, vice president of marketing for DMB —Kevin Rosinski, Toll Brothers Estrella: “As a master-planned comAssociates, the developer of Verrado, which is munity, Estrella (in Goodyear) strives to located in Buckeye. “Many love to play golf in attract a wide cross-section of homebuyers,” said Bill Olson, the beautiful mountainside setting and appreciate the ability to senior vice president and division manager for Newland purchase a membership that provides them the ability to play Communities, “by providing an assortment of outstanding (OF COURSE!, continued on page NH10)

Solano at Sienna Hills

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Location: Buckeye Pricing: Coming soon Size: 1,500–2,400 square-feet Beds/baths: 2–4 bedrooms, 2–4 baths Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Wed. Date of grand opening: March 2019 Info: MattamyHomes.com; 602-497-3226 Description: Solano is located in Sienna Hills, a master-planned community in the foothills of the White Tank Mountains with easy access to 20+ miles of hiking and biking trails. Community amenities include a pool, parks and ﬁtness center. (GRAND OPENINGS, continued on page NH10)

Trilogy by Shea Homes

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2NH ❚ FRIDAY, FEBRUARY 1, 2019 ❚ THE ARIZONA REPUBLIC

Inside job Finishing the interior of your new home is a multi-step process

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n a previous issue of NewHomecentral, we described how the exterior of your home gets built. In this article, we’ll discuss some of the actions involved in creating the inside/interior of your new home. As it’s being produced, the interior of your new home will contain standard builder elements (such as electrical, gas and plumbing infrastructure; and wood frame covered with insulation, wrapped in drywall and topped off with paint) that are not subject to choice. Other elements can be of your choosing as a buyer. In most situations, you are able to select your kitchen appliances, flooring, cabinets, countertops, plumbing fixtures and built-in light fixtures. Those selections are made well ahead of construction time — typically in the builder’s design center, shortly after you sign a purchase agreement.

Framing, insulation and more Inside your new home, here’s what happens during construction, explained Bob Frank, president of Phoenix-based Frank Residential, a builder of singlefamily and multi-family communities: wood framing is completed for all of the separate rooms and for the staircase, if applicable, as indicated in the architectural blueprints. Then, interior gas, plumbing and electrical lines are installed, said customhome builder Erik Tinker, owner of Tinker Development in Scottsdale and

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Flooring, cabinetry and more Flooring goes in next, Frank said, adding that “the cabinets go in about four weeks prior to the closing; countertops are installed just after the cabinets are set.” The cabinets are measured to precisely accommodate the appliances.

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host of a YouTube series called “Building with Tinker.” Insulation is applied to the wood framing, Frank said, and then drywall is applied. The drywall includes cut-out openings for wiring required for builtin lighting in the kitchen, living space, bathrooms, hallways and bedrooms. It also includes cut-outs to accommodate ceiling fans and wiring and cabling required for smart TVs and home automation. Painting, trim carpentry and more Next, texturing and the first coat of paint may be applied to the drywall, Frank said. After those materials are applied, what’s known as a trim carpenter comes in to install all of the interior doors and baseboards. That’s followed by electrical trim such as wall switch-plates.

Plumbing, cleaning and more Once flooring is complete and cabinets and countertops are installed, plumbers install the faucets, toilets and sinks, Tinker said.

the builder. Jeff Blandford, president of Blandford Homes, said an interior designer for his model homes is often engaged at the very beginning of the process. “Blandford Homes typically brings in the interior design team when we’re in the planning phase for what model homes we want to build,” Blandford said. Typically, it takes a designer between six and eight months to create the concept and the ﬁnal design and then execute the placement of the decorating, Blandford said. “Some

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Plumbing then goes in underneath the sinks. After that, hardware for all of the doors is installed, Tinker said. Finally, the construction crews perform a final clean and painters come in to add the final coats of paint.

model home complexes can take as long as 12 months to create,” he said. Blandford Homes’ décor in model homes “is meant to help homebuyers visualize how they could live in a home and how they might place their own furnishings,” Blandford said. “We also want to give them fresh new ideas

And ﬁnally… Sign on the dotted line (again…), get the keys and it’s move-in day!

Announcing Two East Valley Community Grand Openings

for decorator ﬁnishes, accent walls, ﬂooring, countertop and cabinets.”

Neighbors living within the Shades of South Mountain will enjoy the advantages of an exceptional modern lifestyle.

Saturday, February 9th                                                 

NEW YEAR

SPECIAL INTEREST RATE BUYDOWNS*

                         

*valid with preferred lender

      

• low maintenance • lock-and-leave lifestyle • private amenities such as entry gate, community swimming pool, dog park/green space • close proximity to urban locations • recreational opportunities within walking or hiking distance • private attached garages • single-story homes • spacious patio and lanai spaces • open concept kitchens

NEW CONDO’S FROM THE $190’S Quick Move-In* 3900 E BASELINE RD | PHOENIX AZ 85042

SHADESCONDOS.COM | 602.875.0918 VISIT US TODAY FOR SPECIAL INCENTIVES *per unit

Let’s build a connection

FRANK RESIDENTIAL REAL ESTATE COMPANY

RMF REALTY I DESIGNATED BROKER: ROBERT FRANK AR-0008849241-02

The prices of our homes, included features, plans, specifications, promotions/incentives, neighborhood build-out and available locations are subject to change without notice. Stated dimensions, square footage and acreage are approximate and should not be used as a representation of any home’s or homesite’s precise or actual size, location or orientation. There is no guarantee that any particular homesite or home will be available. No information or material herein is to be construed to be an offer or solicitation for sale. A Broker/Agent must register their client in person on client’s first visit at each community for a Broker/Agent to receive a commission or referral fee, if available. Not all features and options are available in all homes. Unless otherwise expressly stated, homes do not come with hardscape, landscape, or other decorator items. Any photographs or renderings used herein reflect artists’ conceptions and are for illustrative purposes only. Community maps, illustrations, plans and/or amenities reflect our current vision and are subject to change without notice. Maps not to scale. Photographs or renderings of people do not depict or indicate any preference regarding race, religion, gender, sexual orientation, disability, familial status, or national origin. There is no guarantee that any particular homesite, home or common area will offer a view or that any particular view will be preserved. Views may also be altered by subsequent development, construction, and landscaping growth. Marketing promotions/incentives, if any, are subject to conditions or restrictions and are subject to change without notice. No warranty or guarantee is made regarding any particular area public school/school district or that any particular public school/school district will service any given community. Schools/school districts may change over time. Final Subdivision Disclosure Report (Public Report) is available at the AZ Real Estate Department’s website. Our name and the logos contained herein are registered trademarks of TRI Pointe Group, Inc. and/or its subsidiaries. ROC No. 172120. AZ Broker, Maracay Realty, LLC (AZ DRE# LC538443000) © 2019 Maracay Homes, LLC, a member of the TRI Pointe Group. All rights reserved.

Broker must accompany and register client on initial visit. Prices are subject to change. Square Footages are approximate. Models do not reﬂect racial preference. RMF Realty is a licensed real-estate broker. Copyright ® 2017 Frank Residential and Resmark Land and Housing. All rights reserved. ROC. Commercial #185829 Residential #120587 | BR #027039000

AZCENTRAL.COM ❚ FRIDAY, FEBRUARY 1, 2019 ❚ 3NH

6 COMMUNITIES

50 MODEL HOMES

robson.com

BOOM BABY BOOMERS – TOUR 50 MODEL HOMES

12 MODEL HOMES

METRO PHOENIX $280s - $800s • 623.935.6700 15872 W. Clubhouse Dr., Goodyear, AZ 85395

Enter to win a Foodie Package* ($200 Value)

12 MODEL HOMES

GREATER PHOENIX13 Model $280s $190s - $600s • 520.426.3300 5687 N. Robson Blvd., Eloy, AZ 85131

Enter to win a Fitness Package* ($200 Value)

12 MODEL HOMES

TUCSON AREA $210s - $700s • 520.648.0332 1100 N Eagle Hollow Rd., Green Valley, AZ 85614

Enter to win a $200 Sprouts Gift Card*

DISCOVER RESORT LIVING FOR ACTIVE ADULTS

• Gated Entries • 153 Holes of Golf • 82 Pickleball Courts • 38 Tennis Courts • 15 Outdoor Pools • 8 Restaurants • 7 Clubhouses • 3 Indoor Pools • 7 Fitness Centers • 3 Softball Fields • 5 Creative Arts Centers • 5 Dog Parks • 7 Pro Shops • Walking Paths • 500+ Classes, Clubs, Activities & More Each Robson Resort Community home includes full access to community amenities. Some amenities, clubs and activities not included in community service fees. Counts above reﬂect collective totals for all Arizona Robson Communities. Amenities vary per community.

The Preserve • SaddleBrooke 14 MODEL HOMES

TUCSON AREA13 Model $280s $230s - $1 Mil+ • 520.818.6000 59680 East Robson CIR., Oracle, AZ 85623

Enter to win a Sports Package* ($200 Value)

robson.com 800.732.9949

Models Open Daily 9am to 6pm

*See ofﬁcial rules at robson.com. This offer is not afﬁliated with or sponsored by Sprouts. Robson Resort Community residents are not eligible. The housing at any Robson Resort Community™ is intended for occupancy by at least one person 55 years of age or older per dwelling unit, although the occupants of a limited number of dwelling units may be younger. One person must be at least 40 years old in each unit. No one in permanent residence under 19 years of age. Homes at PebbleCreek are offered and sold by PebbleCreek Properties Limited Partnership, owner/agent. PebbleCreek Construction Company, general contractor, ROC 190149. Homes at Robson Ranch are offered and sold by Sun Lakes-Casa Grande Development, LLC, owner/agent. Robson Ranch Arizona Construction Company, general contractor, ROC 192584. Homes at Quail Creek are offered and sold by Robson Ranch Quail Creek, LLC, owner/agent. Robson Ranch Arizona Construction Company, general contractor, ROC 192584. Homes at SaddleBrooke Ranch are offered and sold by SaddleBrooke Development Company, broker for Robson Ranch Mountains LLC, owner. Robson Ranch Arizona Construction Company, general contractor, ROC 192584. Please review the CC&R’s for the Villas regarding details for home exterior, landscaping & common areas maintenance. No offer for sale or lease may be made or accepted prior to buyer’s receipt of an Arizona subdivision public report. A public report is available on the Arizona state real estate department’s website. Restaurants and golf courses currently are open to the public. The golf courses, pro shops and practice facilities at Robson Ranch, SaddleBrooke, The Preserve and SaddleBrooke Ranch will be owned by the developers or their assignee(s). Availability of these facilities for use by owners of interests in any of the developments is at the pleasure of the owners of the facilities. All photos/pictorials are artist’s conception. This shall not constitute an offer in any state where registration is required or if in violation of law. ©2019 Robson Communities®, Inc. All rights reserved. 2/19 19RC001

4NH ❚ FRIDAY, FEBRUARY 1, 2019 ❚ THE ARIZONA REPUBLIC

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A convection microwave might be best.

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Even low-end microwaves typically have multiple power settings. For example, if you choose 50 percent power, the microwave is on full power 50 percent of the time.

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These can cook with 30 percent power 100 percent of the time. This inverter technology gives you much more even and controlled cooking versus the 50 percent at full-power-type microwaves. Source: Dan Beyer, Beyer Appliance Service GE Appliances

What’s hot in microwaves

These taken-for-granted appliances have an interesting history…and an even more fascinating future

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icrowaves send radio waves into your food. Basically, the radio waves excite the water molecules in the food causing them to get hot and heat the surrounding food. That’s why low-moisture-content foods don’t cook very well in a microwave, explained Daniel Beyer, principal of Tempe-based Beyer Appliance Service, a family-owned business he opened in 1992. Employing 21, the company operates throughout the Valley and repairs all domestically made household major appliances; they also sell used appliances. We recently asked Dan to kind of give us a “microwaves 101” tutorial and update us on what’s new and exciting in microwaves.

First, give us a brief history of microwaves.

American engineer Percy Spencer is generally credited with inventing the modern microwave oven after World War II from radar technology developed during the war. This “Radarange” was first sold in 1946. Raytheon later licensed its patents for a home-use microwave oven introduced by Tappan in 1955. Sharp Corporation offered the first microwave oven with a turntable between 1964 and 1966 and followed that with low-cost microwave ovens affordable for residential use in the late 1970s.

Q A

What’s new in microwave technology?

Microwave technology is integrating smart phones and tablets with the capability of “scan to cook.” With this, you simply scan a barcode to send cooking instructions straight to your microwave. Also being developed are microwaves that target specific foods and cook them at different power levels –– all on the same dish.

Q A

What’s a convection microwave oven?

A convection oven cooks like a traditional oven with heating coils. Some models have convection, microwave and steam cooking, all of which can be used separately or in combination. They also give you the capability to have an extra oven. A convection microwave lets you cook with the speed of a microwave while also cooking like a conventional oven with a browning element.

Whirlpool

uses moisture sensors, acoustic sensors and heat sensors. These sensors send information to the microprocessor; based on what your input is in the touch panel, it makes it easier to get your foods cooked right without guessing. Speed cooking uses convection and microwave cooking simultaneously. Your food cooks fast (microwave) and browns (like a conventional oven).

Explain/describe microwave drawers, sensor cooking and speed cooking.

Microwave drawers are under the counter. They open and close just like a drawer. The advantages are that you’re not reaching over your head for hot food (i.e., over the range) and they free up counter space. These drawer-type microwaves, however, are not available with convection. Sensor cooking in microwaves has been around for quite some time. It

What should you ask your homebuilder about microwave options?

Ask what microwaves and similar appliances are right for your lifestyle needs.

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NEW MODEL HOMES CAFÉ BIKE SHOP

OPENING SPRING 2019 5 homebuilders, 6 neighborhoods, new architectural styles, and an additional 10 miles of trails @EstrellaAZLife

I-10 west, then south on Estrella Parkway 623.386.1000 Brokers Welcome

Newland Communities is the largest private developer of planned residential and urban mixed-use communities in the United States. We believe it is our responsibility to create enduring, healthier communities for people to live life in ways that matter most to them. www.newlandcommunities.com

EQUAL HOUSING OPPORTUNITY. NNP III-Estrella Mountain Ranch, LLC and NNP III-EMR 4, LLC (collectively, “Fee Owner”) are the owners of various parcels of land comprising the Estrella Community (“Community”). Newland Communities is the development manager retained by the Fee Owner for the Community. Certain homebuilders unaffiliated with the Fee Owner or Newland Communities are building homes in the Community. Fee Owner and Newland Communities are not co-developing, co-building, or otherwise responsible for any of the obligations or representations of any of the Builders. See www.estrella.com for full terms of use. • Prices, specifications, details, and availability of a builder’s new homes are subject to change without notice. Actual development may vary from developer’s vision. No guarantee can be made that development will proceed as described. Certain properties may be registered with HUD, or may have registered components in the future as required pursuant to the Interstate Land Sales Full Disclosure Act. If such registration occurs, obtain the HUD Property Report, or its equivalent, required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this property. 2019 © Estrella. All rights reserved. Estrella is a trademark of NNP III-Estrella Mountain Ranch, LLC, and may not be copied, imitated or used, in whole or in part, without prior written permission.

AZCENTRAL.COM ❚ FRIDAY, FEBRUARY 1, 2019 ❚ 5NH

Built-for-You Sales Event

Save Where It Matters Most To You* January 26–February 18, 2019 Toll Brothers offers over 14 new luxury home communities in Arizona Single-family homes and paired villas

Start Here to Make it Personal BuiltForYouSalesEvent.com/Republic

NORTH SCOTTSDALE

FOUNTAIN HILLS

SOUTHEAST VALLEY

Boulder Ranch Now Open Take Advantage of Pre-Model Pricing Stunning new home designs showcasing outdoor living. Home sites up to three-and-one-half acres with desert and mountain views. From the $1.2 millions | (480) 664-0014

The Overlook at Firerock One Year Social Membership Single-level paired villas, some with walk-out basements, provide the ideal low maintenance lifestyle on the FireRock golf course. Homes from 1,600 to 3,600 sq. ft. From the $600,000s | (480) 663-3662

Calliandra Estates Quick Move-in Ready Homes Available Gated neighborhood with basement and casita options, ranging up to 5,000 sq. ft. on estate-sized home sites. From the low $500,000s | (480) 245-7198

Sereno Canyon Coming Soon Join the VIP List Amenity-rich enclave of luxury homes nestled in the beautiful Sonoran Desert of North Scottsdale. (844) 836-5263 VERDE RIVER Toll Brothers at Verde River Tour the Award-Winning Rio Verde Model Luxury homes on the Verde River golf course. Single-level home designs up to 4,200 sq. ft. with amazing views of the McDowell Mountains and Four Peaks. From the upper $600,000s | (480) 284-7444 MARANA, PIMA COUNTY Toll Brothers at Los Saguaros Decorated Model Homes Available Luxury gated community of single-family homes located within the Dove Mountain resort community with exceptional city lights, golf & mountain views. From the mid-$400,000s | (520) 572-9005

Toll Brothers at Adero Canyon Award-Winning Neighborhood Gated community with new contemporary home designs ranging from 2,900 to 4,700 sq. ft. From the $900,000s | (480) 284-8009 PEORIA Toll Brothers at Blackstone at Vistancia New Home Sites Available Homes up to 4,200 sq. ft. with golf course and mountain views. From the low $500,000s | (623) 398-6241 Toll Brothers at the Meadows Open Feb. 2 - Take Advantage of Pre-Model Pricing Three collections of spacious homes on estatesized home sites with master plan amenities. 13 home designs ranging from 2,890 to 4,454 sq. ft. From the $400,000s | (623) 444-7100

Dorada Estates Final Opportunity Gated single-family homes with on approx. 20,000 sq. ft. home sites. From the $600,000s | (480) 314-6777 Toll Brothers at Whitewing Tour the New Pradera Model Home Staff-gated estates with 20,000 sq. ft. home sites. Home designs up to 6,900 sq. ft. From the $800,000s | (480) 306-8655 Legacy at Seville Tour Two New Model Homes Gated single-level luxury golf course homes with views of San Tan Mountains. Membership to Seville Country Club included. From the mid-$500,000s | (480) 629-5353 Whitewing at Whisper Ranch Now Open By Appointment Only Amenity-rich, gated neighborhood of luxury single-family homes on approximately half acre home sites. From the low $600,000s | (480)-877-7869 The Crossing at Meridian Feb. 16 -Model Home Grand Opening Affordable luxury single-family homes with access to master plan amenities. From the upper $200,000s | (480) 656-9196

Tuesday–Sunday 10 am–5:30 pm, and Monday Noon–5:30 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to conﬁrm applicable features. *Offer, if any, is valid for new buyers who purchase a home in a participating community in Arizona and deposit between 1/26/19 and 2/18/19, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not all communities, not all home sites, and not all options and upgrades are included in the Sales Event so see the Sales team in your desired community for availability and speciﬁc details. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law. Listing Broker Toll Brothers Real Estate Inc.

6NH ❚ FRIDAY, FEBRUARY 1, 2019 ❚ THE ARIZONA REPUBLIC

DEVELOPMENT OF THE MONTH

Special Close-Out Incentives!

Rosewood Homes

Rosewood Golf Villas   

Sophisticated Resort Style Living Amenities Gated Community Resort Style Pool & Spa Underground Parking Fitness Center Clubhouse Elevators

Condominium Residences from $220’s - $350’s

1 & 2 bedrooms, Models Open p Dailyy Mention this ad for a *Free 50” TV

Rosewood Golf Villas is an intimate gated enclave of 61 homes located adjacent to the Golf Club of Estrella in Goodyear. This new neighborhood of homes in Estrella — a master-planned community featuring 72 acres of lakes and 30+ community and neighborhood parks — offers well-appointed one- and two-story energy-efficient residences that feature optional disappearing walls of glass designed to maximize views and provide for convenient indoor/outdoor living and entertaining. Generous standard features including stainless steel appliances, granite countertops, upgraded cabinetry and more. Rosewood Homes is a four-time recipient of the Eliant Homebuyers Choice Award for providing the “Best Overall Purchase and Ownership Experience in America”. The company is also the winner of the Homebuilders Association of Central Arizona’s Small Volume Builder of the Year Award in 2017 and 2018.

FHA/VA/CONV ﬁnancing available

602-648-9854

Number of homes: 61 Prices: Well-appointed from the low $300s Address: 12152 S. 178th Ave., Goodyear Directions: From I-10, exit Estrella Parkway and continue south approximately nine miles. Turn right onto San Miguel Drive, continue to Golf Club Drive. Turn left onto Golf Club Drive and continue around the curve to Rosewood Golf Villas. Beds/baths: 2 plus den–5 bedrooms; 2–4 bathrooms Square-footage: 1,886–2,911 Sales ofﬁce hours: 10 a.m.–6 p.m. daily; noon–6 p.m. Fri. Phone: 623-518-9006 Website: RosewoodGolfVillas.com

Contributing Editor JIM WILLIAMS JLWilliams@RepublicMedia.com

LiveAderra.com Aderra Condominiums 11640 N Tatum Blvd Phoenix, AZ 85028

Courtesy Golf Club of Estrella

A division of The Arizona Republic 200 E. Van Buren St. Phoenix, AZ 85004 Editor PAULA HUBBS COHEN Paula.Cohen@cox.net

*Incentives only apply to condo’s purchased on or before March 31st, 2019.

Design CARL BEZUIDENHOUT Carl@Visualwise.biz ADVERTISING Director, Classified Sales BRETT SONDRUP BSondrup@RepublicMedia.com

MICHELLE MURRIETTA 602-444-8208 MMurrietta@RepublicMedia.com GENA ZESTRIJAN 602-803-8653 GZestrijan@RepublicMedia.com

For general advertising inquiries, contact Republic Media at 602-444-8000.

David Weekley Homeowners Mike & Anita Zhou, Heather & Christopher Sims, and Raquel & Manuel Ochoa

Celebrate the new year with    when you purchase a new David Weekley home in Phoenix between JANUARY 15 and February 28, 2019. Whether you build from the ground up or choose one of our beautiful Quick Move-in Homes, you’ll enjoy a home where you can create lasting memories and establish new traditions for years to come.

Raise a glass to new beginnings by visiting any of our Phoenix-area model homes or contacting



See a David Weekley Homes Sales Consultant for details. Not valid with any other offer or previously written contracts. Ring in Big Savings incentive offer only valid for Homebuyers who purchase a David Weekley home in the Phoenix area between January 15, 2019, and February 28, 2019. David Weekley Homes reserves the right to terminate the program or change rules at any time. Prices, plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation. Illustrations are artist’s depictions only and may differ from completed improvements. Copyright © 2019 David Weekley Homes - All Rights Reserved. 290837 Phoenix, AZ (PHXF104068)

AZCENTRAL.COM ❚ FRIDAY, FEBRUARY 1, 2019 ❚ 7NH

 

Expert

RESPA 101 Source: Paris Davis, Vice President and Northwest Arizona Retail Division Manager at Washington Federal

Getty Images

Q A

What is RESPA? How long has it been law?

RESPA (the Real Estate Settlement Procedures Act of 1974) provides consumers with improved disclosures for a loan secured with a mortgage of residential property. It requires lenders, mortgage brokers or servicers of home loans to properly disclose fees pertaining to the transaction. The law went into effect June 20, 1975. It regulates — and in some cases prohibits — certain practices that are considered abusive such as kickbacks, unearned fees and excessive reserve accounts.

How can RESPA help prospective homebuyers become better shoppers?

RESPA requires that information about the settlement process and settlement charges be provided in

for future payment to the real estate taxcollecting agency and to the insurance company that insures the home), the consumer is now equipped with disclosures in hand to better understand why their monthly payment will be what it is.

advance of the settlement so that the borrower may engage in comparison shopping. This allows the clients to exert market influence on the providers of settlement services (i.e., title companies) and control costs.

How can RESPA make someone a more informed homebuyer?

Borrowers are educated in advance about the various costs for their home purchase. Homebuyers use RESPA to help budget and plan for accurate closing figures and help ensure a smoother closing process, the official legal transfer of property from seller to buyer. Because RESPA also governs the collection and maintenance of escrow accounts (money paid to the lender at the same time a mortgage payment is made that is set aside by the lender in reserve

Q A

How does RESPA protect homebuyers?

RESPA was implemented for the protection of the consumer. Gone are the days of lenders understating fees as a way to entice buyers to use their discounted services — only to inflate them later. In the past, buyers would sometimes show up to sign their closing documents only to find out the figures were significantly higher than what they were previously told. RESPA requires documentation be provided to the customer.

What are the most important provisions of RESPA?

One of the most important provisions of RESPA for prospective homebuyers is the “disclosure process.” RESPA and the required disclosures can lessen the stress with improved disclosures and keeping all lenders on an equal field. Lenders are now required to provide disclosure before the loan, during the loan, prior to closing and even after the closing. With RESPA in place, consumers are provided with timely and accurate disclosures. Homebuyers can confidently make offers to procure a home and trust that the loan process and financial institution they are working with will deliver as promised. –Reported by Debra Gelbart

With a huge selection of quick move-in homes that include beautiful upgrades and the latest energy-saving features, you are certain to find the ideal home for you and your family. Visit today to find the home of your dreams! NORTHWEST VALLEY Fusion II at The Meadows FINAL OPPORTUNITIES! FROM THE  $00s 98th AVE. & DEER VALLEY RD.

Montage at The Meadows

AIRE FROM THE  $400s 68TH ST. & MCDOWELL RD.

Summit at Silverstone

FINAL OPPORTUNITIES! FROM THE UPPER $500s 74TH ST. & PINNACLE PEAK RD.

Pinnacle at Silverstone

WICKENBURG K. Hovnanian’s® Four Seasons at Wickenburg Ranch GRAND OPENING! FROM THE MID $200s 3312 MAVERICK DR.

FROM THE MID $300s 98th AVE. & DEER VALLEY RD.

FINAL OPPORTUNITIES! FROM THE LOW $400s 74TH ST. & PINNACLE PEAK RD.

SOUTHWEST VALLEY

K. Hovnanian’s® Four Seasons at Ventana Lakes

CASA GRANDE

FINAL OPPORTUNITIES!

FROM THE LOW $300s BEARDSLEY RD. & 107TH AVE.

Aspire at Villago

FROM THE LOW $200s 41st AVE. & SOUTH MOUNTAIN AVE.

FROM THE UPPER $100s LAKESIDE PKWY. & KONA DR.

Affinity at Verrado

Ascend at Villago

FROM THE MID $200s MCDOWELL RD. & VERRADO WAY

Cadence at Park Paseo FROM THE UPPER $200s 73RD AVE. & GRANDVIEW RD.

SCOTTSDALE SKYE

FROM THE UPPER $400s 68TH ST. & MCDOWELL RD.

FROM THE LOW $200s LAKESIDE PKWY. & KONA DR.

Aspire at Montaña Vista

K. Hovnanian’s® Four Seasons at Victory at Verrado

COMING SOON! WEST VICTORY BLVD. & GRANDVIEW DR. Join our VIP Interest List!

Looking for a new home, but unsure where to start? Contact our friendly Community Information Specialists at 877-546-8669

K. Hovnanian’s ® Four Seasons at Wickenburg Ranch 3312 Maverick Dr.

• Single-story home designs up to 1,802 sq. ft. • Open designs emphasizing indoor/outdoor living • 40,000-square-foot golf and social club including a full-service spa and restaurants • Robust calendar of social events and clubs for all interests • From the mid $200s

khov.com/Phoenix

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. Any photographs or renderings used herein reflect artists’ conceptions and are for illustrative purposes only. Community maps, illustrations, plans and/or amenities reflect our current vision and are subject to change without notice. At. K. Hovnanian’s® Four Seasons communities, at least one resident of each household must be 55 years of age or older. A limited number of residents may be younger than 55. K. Hovnanian® Homes reserves the right, at its sole discretion, to make changes or modifications without prior notice to any and all content set forth in this advertisement/website, and other ancillary information upon which this advertisement/website is based, including, but not limited to, prices, maps, plans, specifications, materials, features and exterior elevations/colors. Any home at an advertised price is subject to immediate sale and, therefore, the availability of a home at an advertised price is subject to change without prior notice. Please contact a Sales Consultant for the latest information concerning the availability of amenities and facilities and for an assessment fact sheet. © 2019 K. Hovnanian Great Western Homes, LLC. K. Hovnanian Great Western Building Company, LLC . ROC 188563. ©2019 K. Hovnanian Building Company, LLC, an Arizona limited liability company. ROC 277023

8NH ❚ FRIDAY, FEBRUARY 1, 2019 ❚ THE ARIZONA REPUBLIC

Master-Planned Communities

Single-Family Developments

# Active Adults

Locator Maps # Condos/Townhomes

Also ﬁnd

To find the new home of your dreams, visit NewHomecentral.com for communities, home listings, home tour videos and more. SOUTHEAST Adora Trails — Discovery Collection Taylor Morrison From the low $300s Val Vista Dr. & Riggs Rd., Gilbert TaylorMorrison.com 480-346-1738

2 Adora Trails — Passage Collection Taylor Morrison From the upper $300s Val Vista Dr. & Riggs Rd., Gilbert TaylorMorrison.com 480-346-1738 Aire K. Hovnanian® Homes From the mid $400s 68th St. & McDowell Rd., Scottsdale khov.com/Aire 877-546-8669

Arbors Pulte Homes Models Now Open! Now Selling! From the mid $200s 24th St. & E. Southern Ave., Phoenix Pulte.com/Arbors 800-810-1275

Ascend at Villago K. Hovnanian® Homes From the lower $200s Lakeside Pkwy & Pacific Way, Casa Grande khov.com/ascend-villago 877-546-8669

Aspire at Villago K. Hovnanian® Homes From the upper $100s Lakeside Pkwy & Kona Dr., Casa Grande khov.com/aspire-villago 877-546-8669

Avier East Mattamy Homes From the mid $300s S.E. corner of Cooper Rd. & Queen Creek Rd., Chandler MattamyHomes.com 602-497-3226

Avier West Mattamy Homes From the high $200s S.W. corner of Cooper Rd. & Queen Creek Rd., Chandler MattamyHomes.com 602-497-3226

9 Bella Via Pulte Homes Final Opportunities! Quick Move-In Homes Available From the high $200s Signal Butte Rd. & Ray Rd., Mesa Pulte.com/BellaVia 866-239-1736 10

Bellaza II Taylor Morrison Coming Soon Ocotillo Rd. & Lindsay Rd., Chandler TaylorMorrison.com 480-346-1738

Cadence – Cactus, Cypress & Estate Series Pulte Homes Now Selling From the high $200s Ray Rd. and Ellsworth Rd., Mesa Pulte.com/CadenceCactus Pulte.com/CadenceCypress Pulte.com/CadenceEstate

12 Cadence at Gateway – The Commons David Weekley Homes Now Selling From the mid $300s Ray Rd. & Ellsworth Rd., Mesa DavidWeekleyHomes.com 480-352-2584 13

Calliandra Estates Toll Brothers Move-In Ready Homes! From the low $500s Between Higley & Greenfield roads & Riggs Rd., Gilbert CalliandraEstates.com 480-245-7198

14 The Commons at Cadence David Weekley Homes Coming Soon! Join our VIP List Ray Rd. & Ellsworth Rd., Mesa DavidWeekleyHomes.com 480-352-2584 The Crossings at Meridian Toll Brothers Open for Sale Single-family homes from the upper $200s 22793 E. Via Del Sol, Queen Creek TheCrossingsatMeridian.com 480-656-9196

3 43

16 Dorada Estates Toll Brothers Move-In Ready Homes Available From the $600s 17673 E. Bronco Dr., Queen Creek DoradaEstates.com 480-314-6777

K. Hovnanian Homes From the mid $200s McDowell Road west of Verrado Way, Buckeye khov.com/affinity-verrado 877-546-8669

33 42

Encanterra , a Trilogy Resort Community Shea Homes ® From the low $200s 36460 N. Encanterra Dr., San Tan Valley TrilogyLife.com/Encanterra 855-322-2395

20 7 8

27 55

54 50 23 10 30 13 1 2

6 CantaMia at Estrella

Taylor Morrison 55+: From the low $200s Estrella Pkwy & Willis Rd., Goodyear TaylorMorrison.com 480-346-1738

34 44

at Eastmark 21 Encore Taylor Morrison 55+: From the upper $200s Eastmark Pkwy & Encore, Mesa TaylorMorrison.com 480-346-1738

5 6

The Estates at Eastmark Summit & Venture II Collections Taylor Morrison From the mid $300s Ray Rd. & Eastmark Pkwy, Mesa TaylorMorrison.com 480-346-1738

39 49

Greenfield Ranch Summit & Capstone Collections Taylor Morrison Coming Soon Greenfield Rd. & Queen Creek, Gilbert TaylorMorrison.com 480-346-1738 Harmony at Eastmark David Weekley Homes Now Selling Ellsworth Rd. & Ray Rd., Mesa DavidWeekleyHomes.com 480-768-4909

Haven The Lofts Mattamy Homes From the low $300s Pecos Rd. East of Alma School Rd., Chandler MattamyHomes.com 602-497-3226

Haven The Retreats Mattamy Homes From the mid $300s Pecos Rd. East of Alma School Rd., Chandler MattamyHomes.com 602-497-3226

27 Hawthorn Manor Maracay Homes From the high $400s SE of Chandler Heights Rd. & Cooper Rd., Chandler MaracayHomes.com 480-448-1219

SOUTHEAST Mill’s Run Taylor Morrison From the mid $200s Westbrooke & Kenworthy Rd., San Tan Valley TaylorMorrison.com 480-346-1738

Lakeview Trails at Morrison Ranch Maracay Homes Now Open! From the low $500s N.E. corner of Warner Rd. & Higley Rd., Gilbert MaracayHomes.com 480-448-1219

32 Mission Estates Maracay Homes From the mid $500s McQueen Rd., half-mile south of Riggs Rd., Chandler (No Models/Sales Office On-Site) Visit Hawthorn Manor for Details 2361 E. Cherrywood Place, Chandler MaracayHomes.com 480-448-1219 33

Navarro Groves Maracay Homes From the low $400s West of 32nd St., south of Baseline Rd., Phoenix MaracayHomes.com 480-448-1219

Rhythm Mattamy Homes The Villas Final Opportunities! From the high $300s Priest Drive between Warner & Ray, Chandler/Tempe MattamyHomes.com 602-497-3226 Ranch 39 Robson A Robson Resort Community (Active Adult) From the $190s I-10 and Jimmie Kerr Blvd, Eloy/Casa Grande area Robson.com 520-426-3300

Peralta Canyon David Weekley Homes Now Selling! From the $300s U.S. 60 & Peralta Rd., Gold Canyon DavidWeekleyHomes.com 480-352-2584

Legacy at Seville Toll Brothers Tour New Model Homes Gated Single-Level Golf Course Homes! From the $500s 3875 E. Alameda Lane, Gilbert TollBrothers.com/AZ 480-629-5353

Reflections at Eastmark David Weekley Homes Now Selling Ellsworth Rd. & Ray Rd., Mesa DavidWeekleyHomes.com 480-768-4910

41 San Tan Ridge Discovery & Encore Collections Taylor Morrison From the low $200s Thompson Rd. & Mountain Vista Blvd, San Tan Valley TaylorMorrison.com 480-346-1738

Shades of South Mountain Frank Residential From the $190s New Incentives! 40th St. & Baseline Rd., Phoenix ShadesCondos.com 602-875-0918

Skye K. Hovnanian® Homes From the low $500s 69th St. & McDowell Rd., Scottsdale khov.com/Skye 877-546-8669

Sun City Anthem at Merrill Ranch Del Webb Homes From the $200s Merrill Ranch Pkwy & Hunt Hwy, Florence DelWebb.com/SunCityAnthem 877-937-6396

Toll Brothers at Whitewing Toll Brothers Staff-Gated Luxury Community New Pradera Home Design Now Available From the $800s 2731 E. Pelican Ct., Gilbert TollBrothersAtWhitewing.com 480-306-8655

51 Trovita Norte Taylor Morrison From the mid $500s Val Vista Dr. & Brown Rd., Mesa TaylorMorrison.com 480-346-1738 52 The Vista at Granite Crossing Maracay Homes Final Opportunity From the low $500s N.E. corner of Crismon Rd. & Brown Rd., Mesa MaracayHomes.com 480-448-1219

Tavera Park Mattamy Homes Grand Opening March S.E. corner of Guadalupe Rd. & S. Hawes Rd., Mesa MattamyHomes.com 602-497-3226

Whitewing at Whisper Ranch Toll Brothers Now Open by Appointment 19899 E. Natalie Way, Queen Creek WhitewingAtWhisperRanch.com 844-836-5263

46 Tavera Vista Mattamy Homes Now Open From the $200s E. Guadalupe Rd. East of S. Hawes Rd., Mesa MattamyHomes.com 602-497-3226

Whispering Rock Taylor Morrison Coming Soon Coronado Rd. & Germann Rd., Gilbert TaylorMorrison.com 480-346-1738

Terravella Expedition Collection Taylor Morrison Coming Soon Ellsworth Rd. & Queen Creek Rd., Queen Creek TaylorMorrison.com 480-346-1738

Windemere Ranch Maracay Homes Grand Opening Feb. 9 Interest List Now Forming N.E. corner of Riggs Rd. & Cooper Rd., Chandler MaracayHomes.com

Terravella Legacy Collection Taylor Morrison Coming Soon! Ellsworth Rd. & Queen Creek Rd., Queen Creek TaylorMorrison.com 480-346-1738

NEW The Lakes at Annecy Maracay Homes From the $270s Grand Opening Feb. 9 North of Loop 202, Val Vista & Parkview Dr. (Pecos), Gilbert MaracayHomes.com 480-448-1219

19 Victory at Verrado

21 20 13 19 10 1 12 3 4

Rosewood Grove Rosewood Homes From the mid $300s Move-In Ready Homes Available 18459 E. Arrowhead Trail RosewoodGroveArizona.com 480-292-9008

36 Promontory at Foothills West - Summit Collection Taylor Morrison From the low $500s NW of Pecos & 27th Ave., Phoenix TaylorMorrison.com 480-346-1738

30 Marathon Ranch Maracay Homes From the low $500s SE of Riggs Rd. & Val Vista Rd., Gilbert MaracayHomes.com 480-448-1219

Rhythm Mattamy Homes The Lofts Final Opportunities! From the low $300s Priest Drive between Warner & Ray, Chandler/Tempe MattamyHomes.com 602-497-3226

Rhythm Mattamy Homes The Condos From the mid $200s Priest Drive between Warner & Ray, Chandler/Tempe MattamyHomes.com 602-497-3226

34 Parkside at Anthem at Merrill Ranch Pulte Homes From the high $100s Quick Move-In Homes Available Merrill Ranch Pkwy & Hunt Hwy, Florence Pulte.com/Parkside 888-932-2266

Toll Brothers at Los Saguaros Toll Brothers Luxurious Mountain & City Lights Views Decorated Model Homes Available From the mid $400s 14180 N. Los Saguaros Dr., Marana TollBrothersAtLosSaguaros.com 520-572-9005

David Weekley Homes Active Adult: From the mid $400s Verrado Way & I-10, Buckeye DavidWeekleyHomes.com 480-768-4998

5 5 16 16

20 Victory at Verrado

Active Adult Maracay Homes From the mid to upper $300s N. Verrado Way to Victory Blvd, Buckeye MaracayHomes.com 480-448-1219

18 22

21 Victory at Verrado —

K. Hovnanian Homes Final Opportunities! From the mid $200s Call For Appointment khov.com/sienna-hills 877-546-8669

Cachet at The Wigwam Cachet Homes Villas/Condos: From the $270s Townhomes: From the $330s Single-Family Homes: From the $350s Litchfield Rd. and W. Village Pkwy, Litchfield Park CachetAtTheWigwam.com 623-385-0129

Hills 3 Aspire at Sienna ®

48 16 47

Enclave at Hamilton Ranch Mattamy Homes From the high $300s Arizona Ave. & Queen Creek Rd., Chandler MattamyHomes.com 602-497-3226

K. Hovnanian Homes Final Opportunities! From the low $200s 41st Ave. south of Baseline Rd., Laveen khov.com/aspire-montana-vista 877-546-8669

11 9 21 17 14 22 12 24 37 18

25 26

Vista 2 Aspire at Montaña ®

4 Blue Horizons – Estate & Meadow Series Pulte Homes Now Selling! From the low $200s Jackrabbit Trail & Van Buren St., Buckeye Pulte.com/BlueHorizonsEstate Pulte.com/BlueHorizonsMeadow

46 45

38 38

18 Electron at Eastmark Maracay Homes From the mid $300s Eastmark Pkwy & Point Twenty Blvd, Mesa (Ellsworth Rd. & Ray Rd.) MaracayHomes.com 480-448-1219 ®

Eastmark Endeavor Collection Taylor Morrison From the low $300s S. Ellsworth Rd. & E. Ray Rd., Mesa TaylorMorrison.com 480-346-1738

SOUTHWEST

1 Affinity at Verrado ®

FREE at selected Fry’s Food Stores.

15 17 8 6 9 7 The Cove at

Palm Valley North Mattamy Homes Final Opportunities! From the mid $200s Camelback Rd. west of Litchfield Rd., Litchfield Park MattamyHomes.com 602-497-3226

8 Golf Canyon at Estrella —

The Enclave David Weekley Homes From the low $300s Estrella Pkwy & I-10, Goodyear DavidWeekleyHomes.com 480-768-4997

9 Golf Canyon at Estrella —

The Reserve David Weekley Homes From the low $400s Estrella Pkwy & I-10, Goodyear DavidWeekleyHomes.com 480-768-4997

10 K. Hovnanian’s® Four

Seasons at Victory at Verrado Coming Soon! Join Our VIP Interest List khov.com/Phoenix 877-546-8669

11 Las Brisas — Discovery II & Encore II Collections Taylor Morrison From the low $200s Perryville Rd. & Lower Buckeye Rd., Goodyear TaylorMorrison.com 480-346-1738 12 Mountainside at Victory

at Verrado David Weekley Homes Now Selling! Verrado Way & I-10, Buckeye DavidWeekleyHomes.com 480-352-2584

SOUTHWEST 13 Overton at Verrado

Taylor Morrison From the upper $200s Verrado Way & 1-10, Buckeye TaylorMorrison.com 480-346-1738

14 PebbleCreek A Robson Resort Community (Active Adult) From the $280s PebbleCreek Pkwy & Clubhouse Dr., Goodyear Robson.com 623-935-6700 15 Reflection Bay at Estrella

Mattamy Homes From the low $300s San Miguel Dr. South of Elliot Dr., Goodyear MattamyHomes.com 602-497-3226

16 Rio Paseo

Maracay Homes Now Selling From the high $100s N.W. Corner of Bullard Ave. & Encanto Blvd, Goodyear MaracayHomes.com 480-448-1219

17 Rosewood Golf Villas

at Estrella Rosewood Homes Grand Opening! From the low $300s Along the Golf Club of Estrella RosewoodGolfVillas.com 623-518-9006

18 Tenova

Taylor Morrison From the low $200s Jackrabbit Trail & Morning Glory Rd., Goodyear TaylorMorrison.com 480-346-1738

Venture II Collection Taylor Morrison 55+: From the mid $300s Verrado Way & I-10, Buckeye TaylorMorrison.com 480-346-1738

22 Vista De Montana

Pulte Homes Models Now Open Now Selling From the low $200s Jackrabbit Trail & Van Buren St., Buckeye Pulte.com/VistaDeMontana 866-246-8456

23 Windrose

David Weekley Homes Now Selling! Perryville Rd. & Camelback Rd., Litchfield Park DavidWeekleyHomes.com 480-768-4911

TO THE

READERS LOOKING FOR OUR NORTHWEST, NORTHEAST AND/OR NORTHERN AZ MAPS? CHECK OUT PAGE 9.

AZCENTRAL.COM ❚ FRIDAY, FEBRUARY 1, 2019 ❚ 9NH

NAZ

11 27

NORTHWEST

1 Aloravita

Pulte Homes Models Now Open From the high $300s Jomax Rd. & 67th Ave., Peoria Pulte.com/Aloravita 888-533-5932

8Lone M

nta

24 22in Pkwy

26 4

1 2W Jomax Rd.

W Jomax Rd.

2 Aloravita —

Landmark Collection Taylor Morrison From the mid $300s 75th Ave. and Jomax Rd., Peoria TaylorMorrison.com 480-346-1738

Paseo 3 Cadence at Park ®

23 15 25 13 6 14 12 10

K. Hovnanian Homes From the low $300s Grandview Rd., south of Bell Rd., Glendale khov.com/park-paseo 877-546-8669

4 Desert Oasis

Pulte Homes New Home Designs Available From the $200s 25700 N. 162nd Dr., Surprise Pulte.com/DesertOasis 877-892-1460

5 Festival Foothills

Pulte Homes Now Selling From the high $100s West Canyon Springs Blvd & Sun Valley Pkwy, Buckeye Pulte.com/FestivalFoothills 888-251-1415

NORTHWEST ® 10 K. Hovnanian’s Four

Meadows 6 Fusion II at The ®

K. Hovnanian Homes Final Opportunities! From the lower $300s Deer Valley Rd. & 98th Ave., Peoria khov.com/fusion-meadows 877-546-8669

7 Garden Grove —

Expedition Collection Taylor Morrison Now Pre-Selling 87th Ave. and Glendale Ave., Glendale TaylorMorrison.com 480-346-1738

8 Greens at Blackstone

(Vistancia) David Weekley Homes From the low $400s Lone Mountain & Loop 303, Peoria DavidWeekleyHomes.com 480-768-4988

9 Greer Ranch Discovery &

Encore Collections Taylor Morrison Final Opportunity From the mid $200s Cactus Rd. & Sarival Ave., Surprise TaylorMorrison.com 480-346-1738

Seasons at Ventana Lakes From the lower $300s Beardsley & 107th Ave., Peoria khov.com/VentanaLakes 877-546-8669 ® 11 K. Hovnanian’s

Meadows 14 Montage at The ®

K. Hovnanian Homes From the mid $300s 97th Ave. & Speckled Gecko Dr., Peoria khov.com/montage-meadows 877-546-8669

15 Montoro Preserve

Four Seasons at Wickenburg Ranch K. Hovnanian® Homes From the mid $200s khov.com/WickenburgRanch 877-546-8669

Summit Collection Taylor Morrison From the upper $400s Happy Valley Rd. & 91st Ave., Peoria TaylorMorrison.com 480-346-1738

12 The Meadows

Maracay Homes From the high $300s 91st Ave. & Deer Valley Rd., Peoria MaracayHomes.com 480-448-1219

13 The Meadows

Discovery Collection Taylor Morrison From the upper $200s Deer Valley Rd. & Lake Pleasant Pkwy, Peoria TaylorMorrison.com 480-346-1738

16 Northlands —

Passage Collection Taylor Morrison From the low $300s Jomax Rd. west of Lake Pleasant Pkwy, Peoria TaylorMorrison.com 480-346-1738

18 Pyramid Peak

Pulte Homes Quick Move-In Homes Available From the high $200s N. of Happy Valley Rd. & 67th Ave., Peoria Pulte.com/PyramidPeak 877-215-3104

19 Stetson Valley

Pulte Homes Quick Move-In Homes Available Final Opportunities! From the high $300s Happy Valley Rd. & 55th Ave., Peoria Pulte.com/Stetson 866-249-1958 City Festival 20 Sun Del Webb

14 New Models Now Open! From the low $200s West Canyon Springs Blvd & Sun Valley Pkwy, Buckeye DelWebb.com/Festival 866-223-5918

17 Pradera at

WestWing Mountain Mattamy Homes Final Opportunities From the low $300s Lake Pleasant Pkwy & WestWing Pkwy, Peoria MattamyHomes.com 602-497-3226

21 Sunleya Taylor Morrison From the mid $200s El Mirage Rd. & Loop 303, Sun City West TaylorMorrison.com 480-346-1738

Taylor Morrison Coming Soon 70th St. & Continental Dr., Scottsdale TaylorMorrison.com 480-346-1738

25 26 24 23 4

16 The Overlook at FireRock

32 5

17 18 28 29

K. Hovnanian Homes From the mid $400s 74th St. & Pinnacle Peak Rd., Scottsdale khov.com/Scottsdale 877-546-8669

18 Pinnacle II at®Silverstone K. Hovnanian Homes Coming Soon! khov.com/Scottsdale 877-546-8669

3 30 16

19 1

Toll Brothers Paired Villas Quick Move-ins Available From the $600s 15953 E. Ridgestone Dr., Fountain Hills TollBrothers.com/AZ 480-663-3662

17 Pinnacle at Silverstone ®

19 Pointe 16

K. Hovnanian® Homes Final Opportunities! Call for Appointment From the mid $400s Morton Ave. & 16th St., Phoenix khov.com/Pointe16 877-546-8669

20 Rosewood Ranch Estates

Rosewood Homes Luxury Estates Coming Soon! From the low $1 millions Hawknest Rd. between Pima & 84th St., Scottsdale Sign up for Interest List at RosewoodRanchEstates.com

21 Rosewood Summit Estates

Rosewood Homes Luxury Estates Coming Soon! Via Cortana Rd. & Lone Mountain Pkwy, Scottsdale Sign up for Interest List at RosewoodSummitEstates.com

22 Sereno Canyon

NORTHEAST 1 16 Ocotillo

Watt Communities MODELS NOW OPEN Quick Move-Ins Available From the high $500s SW corner of 16th St. & Ocotillo Rd. Between Maryland Ave. & Glendale Ave., Phoenix WattCommunities.com 480-887-4933

2 32 North Watt Communities Builder Close-Out: Only 1 Home Left! Upgrades Included From the mid $300s 32nd St. south of Shea Blvd, Phoenix WattCommunities.com 480-887-4933 3 7180 Optima Kierland

Now Selling New Tower From the low $300s Sales Gallery: 15450 N. Scottsdale Rd., Scottsdale LiveAtOptimaKierland.com 480-630-1200

4 Astarea at Sky Crossing

Pulte Homes From the mid $400s Black Mountain Blvd and Deer Valley Dr., Phoenix Pulte.com/Astarea 877-285-6176

5 Blue Sky at Tonto Verde

Taylor Morrison Coming Soon! Rio Verde & Forest Rd., Rio Verde TaylorMorrison.com 480-346-1738

6 Boulder Ranch

Toll Brothers Now Open! 11923 E. Cavedale Dr., Scottsdale BoulderRanchScottsdale.com 844-836-5263

7 Cachet at Sincuidados Cachet Homes Custom homes from $1,600,000 30600 N. Pima Rd. #98, Scottsdale CachetHomes.net 480-556-7038 for appointment

8 Cachet Homes at

Union Park Cachet Homes From the low $500s 19th Ave. & Happy Valley Rd., Phoenix CachetHomes.net/Union-Park 602-777-5175

9 Circle Mountain

Pulte Homes Quick Move-In Homes Available From the mid $300s 43rd Ave. & Circle Mountain Blvd, Phoenix Pulte.com/Anthem 866-300-4425

10 Copper Sky & Andaluza

Capstone Collection Taylor Morrison From the upper $700s Pima Rd. & Westland Rd. off Hawknest Rd., Scottsdale TaylorMorrison.com 480-346-1738

11 The Enclave at

Borgata From the $800s 6166 N. Scottsdale Rd., Scottsdale EnclaveAtBorgata.com 480-ENCLAVE (480-362-5283)

12 Fox Haven

Cachet Homes Custom homes from the mid $2 millions Hayden Rd. & Gold Dust Ave., Scottsdale (only 1 remaining) CachetHomes.net 480-556-7038 for appointment

13 Lone Mountain —

® ® 26 Trilogy at Vistancia ®

Shea Homes From the high $200s 30382 N. 131 Dr., Peoria TrilogyLife.com/Vistancia 855-322-2395 ® 27 Trilogy at

Wickenburg Ranch Shea Homes® From the low $200s 3312 Maverick Dr., Wickenburg TrilogyLife.com/WickenburgRanch 855-322-2395

Blackstone Vistancia Toll Brothers Move-In Ready Home Available From the mid $500s 30636 N. 117th Dr., Peoria TollBrothersAtBlackstone.com 623-398-6241

15 North 70 Venture Collection

33 8

24 Toll Brothers at

Cachet Homes Single-level living plus garage From the low $300s West of Scottsdale Rd. & south of Mayo Blvd on 68th St., Scottsdale CachetHomes.net/MontereyRidge 480-356-0179

Pulte Homes Quick Move-In Homes Available From the low $300s Happy Valley Rd. & 95th Ave., Peoria Pulte.com/TierraDelSol 866-223-5918

14 Monterey Ridge Condos

23 Tierra Del Sol

the Meadows Toll Brothers From the mid $400s 9795 W. Wizard Lane, Peoria TollBrothersAtTheMeadows.com 844-836-5263

Now Selling! From the $400s Lone Mountain & Loop 303, Peoria DavidWeekleyHomes.com 480-768-4994

25 Toll Brothers at

NORTHEAST 20

22 Sunset Ridge at Vistancia

Monarch Series Pulte Homes Luxury homes from the mid $600s 60th St. & Lone Mountain Rd., Cave Creek Pulte.com/LoneMountain 866-285-9673

Toll Brothers Opening Early 2019 24985 N. 125th Place, Scottsdale TollBrothers.com 844-836-5263

TO THE

READERS LOOKING FOR OUR SOUTHEAST AND/OR SOUTHWEST MAPS? CHECK OUT PAGE 8.

26 Sky Crossing

Venture II Collection Taylor Morrison From the low $500s Sky Crossing Way & Deer Valley, Phoenix TaylorMorrison.com 480-346-1738

27 Sonoran Gate — Discovery

& Landmark Collections Taylor Morrison From the low $300s Dove Valley Rd./Sonoran Desert Dr. & 7th Street Alignment, Phoenix TaylorMorrison.com 480-346-1738

28 Summit at Silverstone ®

K. Hovnanian Homes Final Opportunities! From the upper $500s 74th St. & Pinnacle Peak Rd., Scottsdale khov.com/Scottsdale 877-546-8669

29 Summit II at ®Silverstone

K. Hovnanian Homes Coming Soon! khov.com/Scottsdale 877-546-8669

30 Toll Brothers at

Adero Canyon Toll Brothers Tour New Models! From the low $900s 13484 N. Stone View Trail, Fountain Hills TollBrothers.com/AZ 480-284-8009

31 Toll Brothers at Verde River

Toll Brothers Tour Our New Model Home! From the upper $600s 17338 E. Bobwhite Way, Rio Verde TollBrothers.com/AZ 480-284-7444 ® River™ 32 Trilogy at Verde ®

Shea Homes From the mid $300s 28525 N. Verde River Way W., Rio Verde TrilogyLife.com/VerdeRiver 855-322-2395

33 Union Park at Norterra

David Weekley Homes Now Selling! From the mid $400s I-17 and Happy Valley Rd., Phoenix DavidWeekleyHomes.com 480-352-2584

FLAGSTAFF

23 Sky Crossing

Pulte Homes From the $400s Black Mountain Blvd and Deer Valley Dr., Phoenix Pulte.com/SkyCrossing 877-695-9339

24 Sky Crossing Discovery &

Passage Collections Taylor Morrison From the mid $400s 32nd St. & Deer Valley Dr., Phoenix TaylorMorrison.com 480-346-1738

25 Sky Crossing

Summit Collection Taylor Morrison From the low $600s Sky Crossing Way & Deer Valley, Phoenix TaylorMorrison.com 480-346-1738

FLAGSTAFF

1 Pine Canyon

Symmetry Companies Elk Pass Townhomes From the mid $800s Deer Creek Cabins From the mid $900s Introducing Coconino Ridge Homes From $1.1 million Custom homes from $1.1M to $4.5M Home-sites from the mid $100s 1201 E. John Wesley Powell Blvd, Flagstaff PineCanyon.net 877-801-7860

10NH ❚ FRIDAY, FEBRUARY 1, 2019 ❚ THE ARIZONA REPUBLIC (OF COURSE!, continued from page NH1)

(GRAND OPENINGS, continued from page NH1)

Tavera Park

Rancho North

Location: 2829 S. Lynch, Mesa Pricing: Coming soon Size: 1,700–2,300 square-feet Beds/baths: 2–4 bedrooms, 2–3 baths Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Wed. Date of grand opening: Feb. 2019 Info: MattamyHomes.com; 602-497-3226 Description: Two-story single-family homes near top-rated schools, employment centers, shopping and recreation. A gated community with private amenities.

Location: 5100 E. Rancho Paloma Drive, Cave Creek Pricing: From the high $200s Size: 1,420–2,000+ square-feet Beds/baths: 2 bedrooms and den, 2 baths Sales ofﬁce hours: 10 a.m.–6 p.m. daily Info: HomesbyTowne.com; 480-621-5700 Description: Gated community with 150 singlelevel condominiums, some with scenic views and water features.

 

  

Trilogy at Verde River  

Location: 28525 N. Verde River Way W., Rio Verde Pricing: From the mid $300s Size: 1,544–3,249 square-feet Beds/baths: 2–4 bedrooms, 2–3.5 baths Sales ofﬁce hours: 9 a.m.–6 p.m. daily; noon–6 p.m. Fri.; 10 a.m.–6 p.m. Sun.; appointments suggested Date of grand opening: Feb. 9, 2019; 11 a.m.–3 p.m. Info: TrilogyLife.com; 480-347-9901 Description: Located on the edge of Tonto National Forest with access to outdoor activities and resort-style amenities at the Club. Experience Trilogy’s lifestyle at the grand opening event and explore the new model homes while enjoying food, activities and live music.

  

Lakeview Trails at Morrison Ranch  

Location: 3456 E. Spring Wheat Lane, Gilbert Pricing: From the $350s Size: 1,631–3,157 square-feet Beds/baths: 3–6 bedrooms, 2–5 baths Sales office hours:10 a.m.–6 p.m. daily Info: FultonHomes.com; 480-753-7565 Description: Six floorplans with flex spaces, granite kitchen countertops, maple cabinets and more.

Lane’s End

 

Location: 10104 N. 102nd Way, Scottsdale Pricing: From the low $1 millions Size: 3,100–3,800 square-feet Beds/baths: 3–6 bedrooms, 3.5–6 baths Sales ofﬁce hours:10 a.m.–5 p.m. daily; noon–5 p.m. Wed. & Sun. Info: CamelotHomes.com; 602-762-7027 Description: Gated community with 15 singlefamily homes. Half of the lots back up to McDowell Mountain Golf Club. Located adjacent to McDowell Mountain Ranch Park and Aquatic Center.

Taylor Morrison Phoenix

Verrado Golf Club

Courtesy Union Park at Norterra

Union Park at Norterra

      

Location: Happy Valley Road and 21st Ave., Phoenix Pricing: From the low $300s to mid $500s Size: 1,803–4,115 square-feet Beds/baths: 3–5 bedrooms, 2.5–4.5 baths Sales ofﬁce hours: Ashton Woods 2–6 p.m. Mon., 10 a.m.–6 p.m. Tues.–Sat., noon–6 p.m. Sun. Cachet Homes 10 a.m.–5:30 p.m. Mon., 11:30 a.m.–5:30 p.m. Sun. David Weekley Homes 10 a.m.–6 p.m. Thurs.–Tues., 1–6 p.m. Wed. Info: UnionParkAtNorterra.com Description: Mixed-use community within walking distance to shopping, dining and entertainment venues. Community recreation center, pool, park, basketball and pickleball courts.



f Resort

Fulton Homes

Award: Indoor airPLUS Leader of the Year Award bestowed by: EPA (Environmental Protection Agency) Description: In addition to being recognized for the fourth year in a row as an Indoor airPLUS Leader for their commitment to building homes with improved indoor air quality, Fulton Homes was voted the 2018 Indoor airPLUS Leader of the Year, a distinction awarded to one homebuilder across the country.

Taylor Morrison

Award: America’s Most Trusted Home Builder Award bestowed by: Lifestory Research Description: Taylor Morrison has been identiﬁed as Most Trusted in the Lifestory Research from 2016–2019. Award is based on 30,000+ responses from consumers.

Josh Caldwell Via Toll Brothers

Montoro Preserve Summit Collection

Toll Brothers

 

Location: 83rd Ave. & Happy Valley Rd., Peoria Pricing: From the upper $400s Size: 3,028–3,904 square-feet Beds/baths: 4–6 bedrooms, 2.5–4.5 baths Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Wed. Info: TaylorMorrison.com; 480-346-1738 Description: Four one-story ﬂoorplans from the Summit Collection offer views of the Mountain Preserves and convenient access to local shopping and restaurants.

PING

PING! One of the golf industry’s renowned stalwarts is headquartered right here in Phoenix    

ven if you live in the Valley of the Sun with its hundreds of golf courses, you may not know that one of the golf industry’s renowned stalwarts manufactures its premium clubs

often and participate in a range of golf programming all within close proximity to their home,” she said. “Residents who may not play golf love the opportunity to purchase a home with gorgeous views of the golf course.” In Verrado, homes range in price from the $200s to the $500s, Charpio said. Both of the Verrado Golf Club’s courses — the Founder’s Course and the Victory Course — are public. Residents and non-residents can opt for daily fees or membership packages are available for purchase.

Builder/Model/Community: Toll Brothers/ Rio Verde, Toll Brothers at Verde River Silver Award: Best Outdoor Living Space Builder/Model/Community: Toll Brothers/ Pradera, Toll Brothers at Whitewing Silver Award: Best Landscape Design and Best Interior Merchandising of a model priced from $850K to $1 million Both awards bestowed by: The Nationals 2019 Description: The National Association of Home Builders most prestigious awards competition.

and accessories right here in Phoenix — and that you can tour the factory. “We’re a family-owned company with an engineering passion for making the newest club better than the previous [club] with measurable performance improvements,” said Pete Samuels, director of marketing communications and a 35-year company employee. “All PING clubs are custom-fit and custom-built to a golfer’s individual specifications to ensure that performance.” PING is led by chairman and CEO John A. Solheim, the youngest son of founder and World Golf Hall of Famer Karsten Solheim and his wife Louise. His son, John K. Solheim, is the company president. From garage to golf course Originally a shoemaker, then a mechanical engineer, Karsten Solheim wanted to improve his game — starting with a better putter. One day, while puttering around his garage [no pun intended…] in Redwood City, California, he began crafting a club — and a reputation.

Courtesy Wigwam Gol

Cachet at The Wigwam: The golf course at Cachet at The Wigwam in Litchfield Park “offers beautiful openspace views for both golfers and nongolfers of all ages,” said Sue Goodrich, vice president of sales and marketing for Cachet Homes. Cachet at The Wigwam includes single-family homes, custom homes and condominiums starting from the $270s. Three public golf courses are part of the Wigwam Golf Resort, operated by JDM Partners. Toll Brothers: Living near a golf course “is a lifestyle choice,” said Kevin Rosinski, division vice president of Toll Brothers, a luxury homebuilder in Scottsdale. “Golfers and non-golfers may want a home on the golf course just because the views are so beautiful.” Five Toll Brothers neighborhoods feature golf course living: in Rio Verde near North Scottsdale, and in Gilbert, Fountain Hills, Peoria, and Dove Mountain in Marana [in Southern Arizona]. Home prices start in the mid-$400s. Trilogy, Shea Homes: “The golfer enjoys the convenience and camaraderie a golf course community provides,” said Hal Looney, Arizona President, Trilogy by Shea Homes, which maintains four Trilogy communities in the Phoenix area. Some Trilogy communities are all-ages; some are active-adult; some are all-ages with active-adult neighborhoods. The buyer looking for open space “wants to live in a community that has rolling greens winding through neighborhoods and a beautiful natural backdrop. Not only does a well-conditioned course enhance

By day a General Electric engineer, at night and on weekends Solheim was a perfectionist craftsman. He knew he had a great putter, so when the pros were in town, he demonstrated what his revolutionary club could do in their world — where just one stroke can win a tournament and a bundle of money. Back in the garage, Solheim maximized weight distribution by making both ends of the putter head heavier which diminished off-center hits: presto, the world’s first heel-toe balanced putter. In 1961, GE brought Solheim to Phoenix where he and Louise found a

PING

Trilogy by Shea Homes

the overall community, but [a nice course] also [enhances] home values.” Additional amenities “Many residents in our community choose to purchase a home with views of the golf course whether or not they are golfers,” Charpio said. “Our residents enjoy access to the Verrado Golf Club’s two restaurants, The Verrado Grille and The Cliff House, which both offer indoor and patio dining with beautiful views of the golf courses and the White Tank Mountains.” Olson agreed, stating that golf courses are often part of master-planned communities like Estrella that offer a variety of other attractive features. For example, in addition to golf, “Estrella residents enjoy a variety of amenities that promote an active outdoor lifestyle such as parks, more than 40 miles of trails, 72 acres of lakes, a yacht club and two residents’ clubs,” he added.

               —Bill Olson, Newland Communities/Estrella

Estrella by Newland Com

munities

At Cachet at The Wigwam, Goodrich said that the community’s “beautiful pool, spa, outdoor kitchen, outdoor gathering area and exercise room draw in residents.” “Golf communities such as Superstition Mountain absolutely attract non-golfers,” said Mark Gurnow, general manager of Superstition Mountain Golf and Country Club in Gold Canyon in the far East Valley. “In fact, many of our residents are not golfers and we have a social membership option that allows for limited access to the course but full access to the rest of the Club’s amenities and events.”

house with a big garage. Karsten made the putters while Louise managed the business. Five years later, he returned from the Los Angeles Open telling Louise he was determined to design a putter that would “answer” the competitors’ putters. Karsten soon had a design but needed a name so Louise suggested just what Karsten had proposed the new putter would do, e.g., “Answer.” Karsten is said to have replied that “Answer” is too long to fit on a club, so Louise then suggested the same word, but with a slight twist: leave out the “W.” Voila: The world-famous ANSER has since fit perfectly on many, many clubs. Tours Tours of the PING factory, which employs more than 800 Valley residents, are by appointment only and must be scheduled in advance through the company’s Consumer Relations team at 800-4746434. The factory is located near Peoria Avenue and I-17 in North Phoenix.

AZCENTRAL.COM ❚ FRIDAY, FEBRUARY 1, 2019 ❚ 11NH

 

Expert

Navigating the pros and cons of paying off your mortgage

 

Expert

Source: Jay R. Massow CFP®, Branch Manager/ Financial Advisor, Raymond James Financial Services, Inc.

The lowdown on downpayments Source: Ross Murray, Sales Manager, HomeBridge Financial Services Foothills/ Phoenix ofﬁce

Getty Images

Q A

Is 20 percent a standard down-payment?

Only 25 percent of buyers put down 20 percent or more. There are lots of great loan programs with low down-payments. We’ve been spoiled with ultra-low interest rates for a long time — and they’re going up. But rates are still historically low.

What are the differences between conventional, Veterans Administration (VA) and United States Department of Agriculture (USDA) loans?

There are many differences including credit requirements, loan amount, loan tolerance/guidelines, eligibility –– and, of course, downpayments. For example: For Federal Housing Administration (FHA) loans, the down-payment is 3.5 percent, while

USDA and VA can be zero percent down on a case-by-case basis. Conventional conforming (non-jumbo, that is, at or below normal mortgage limits) now has a 3 percent down-payment program with reduced mortgage insurance on moderate household incomes or lower. Each program might have the possibility for down-payment assistance as well. Speak with your lender.

What is a jumbo loan and what are its downpayment requirements?

A jumbo loan is more than $453,100 in Arizona, as set on a state-by-state basis by the two government-sponsored enterprises, Fannie Mae and Freddie Mac. HomeBridge Financial Services has a jumbo program with as little as 5 percent down. –Reported by David M. Brown

Getty Images

What are some of the “pros” of paying off a mortgage?

Being mortgage-free is as much an emotional choice as it is a financial choice. The easy financial answer is if you can make a higher return by investing than the interest rate on the mortgage, it makes sense to keep the mortgage and invest. My experience has been that clients who have no mortgage in retirement tend to not worry as much when markets and investments misbehave and tend to not make rash investment decisions at the wrong time.

There are two main “cons” in my opinion — the first is from a taxdeduction standpoint. The second “con” is a basic use-of-money issue. We call this an opportunity cost if you could earn a higher rate of return on the investment than the true cost of the interest on the loan.

What are some of the “cons” of paying off a mortgage?

–Reported by Hanna Scott

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12NH ❚ FRIDAY, FEBRUARY 1, 2019 ❚ THE ARIZONA REPUBLIC

WHAT’S THE NEXT CHAPTER IN YOUR STORY? Trilogy® is more than a place to live. It’s knowing you’re in the right place, at the right time, with the right people. And for many of our members, they wonder why they ever put oﬀ making the move. Try something unexpected. Know your neighbors. Experience a true sense of community. Be part of something bigger. Once you’re here, you’ll understand why everyone is asking, “Why didn’t I do this sooner?” JOIN US

JAN 26 Wickenburg Ranch Taste of Wickenburg & Home Showcase at 10am

FEB 9 Verde RiverTM Grand Opening 10 New Models 11am

San Tan Valley From the Low $200s

A MEMBER OF THE

FEB 23 Vistancia® Free Good Life Concert All Day!

JOIN THE MOVEMENT. LIVE HAPPIER.® 55+ & RESORT COMMUNITIES

w w w. Tri l o g y Li fe. co m / A Z

ENCANTERRA ®

FEB 16 Encanterra® Sweet Rides Car Show 10am

VISTANCIA ®

Peoria From the High $200s

WICKENBURG RANCH Wickenburg From the Low $200s

VERDE RIVER TM

Rio Verde Mid $300s - $1 Million+

B R A N D | T R I LO GY L I F E . CO M / A Z | 8 5 5 . 3 2 2 . 2 3 9 5

Sales: Shea Communities Marketing Company (AZ DRE #CO001121000); Construction: SHALC GC, INC. (AZ ROC# 291056). Trilogy at Vistancia, Trilogy at Encanterra and select neighborhoods at Trilogy at Wickenburg Ranch and Trilogy at Verde River are intended for occupancy by at least one person 55 years or older, with certain exceptions for younger persons as provided by law and the governing covenants, conditions and restrictions. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fulfilled. Trademarks are property of their respective owners. A PUBLIC REPORT IS AVAILABLE ON THE STATE REAL ESTATE DEPARTMENT WEBSITE. Trilogy at Verde River: Golf course is planned to be private. Owners must purchase a separate golf membership from the course owner. Equal Housing Opportunity. Models are not an indication of racial preference.