Arizona Republic
z SUNDAY, JANUARY 28, 2018 z 1R
Real Estate How to sell your metro Phoenix house fast
Buyers can search for homes on Opendoor's app. OPENDOOR
‘iBuyers’ provide shortcut to typical sale Catherine Reagor Columnist Arizona Republic USA TODAY NETWORK
Cleaning your house for a last-minute showing, and then the buyer doesn’t show up. Herding kids and pets out of your home for an open house. Overhearing nasty comments about your countertops from looky loos who aren’t even serious about buying a home. Many people dread opening their homes to would-be buyers. I wouldn't know what to do
with our cats or the laundry room that looks like a second closet since putting away clothes isn't my favorite chore. A few thousand metro Phoenix homeowners opted to forgo the typical sales process last year and sold their houses to Opendoor or OfferPad. The real-estate ÿrms are doing away with some of the worst parts of selling a house and drawing people who want to sell fast with little hassle, in exchange for a lower price.
lars on big renovations and then reselling for hefty proÿts. And not all Valley houses will get o“ ers from the real-estate ÿrms. Homeowners who do get o“ ers typically get them online within 24 hours and can close on their sale in less than a month. Sellers pay the company 6 to 12 percent of their home’s price to avoid having people traipsing through their house and a buyer backing out at the last minute.
How it works
Easy sale
Both Opendoor and O“ erPad make sellers online o“ ers on Valley houses virtually sight unseen, make minor repairs and then resell the houses for a proÿt. These ÿrms aren’t ‘ipper s, buying on the cheap and spending tens of thousands of dol-
JoAnn and Guy Moore moved to Queen Creek from Michigan a few years ago but found their two-story home with stairs wouldn’t work for their retirement. See APPS, Page 3R
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SCOTTSDALE | 11212 North Miller Road | Open Today 1-4PM
SCOTTSDALE | 13623 East Desert Trail | Open Today 1-4PM
MLS# - 5714252 ALMOST AN ACRE. Beautifully maintained home. A semicircle drive and easy-care desert landscape welcome you into Bedrooms - 4 a stunning stained-glass front entry, revealing an inviting Bathrooms - 2 living room with cozy stone-surround fireplace. The kitchen Pool - Yes opens to a sunlit breakfast room, just next door to the formal Sq. Ft. - 2,667 dining room. The welcoming family room has exits to both the Garage - 2-car garage; spacious side patio and back yard. Private-exit master suite. 1-car carport Use the bonus room as an office, crafting room or home gym. A crystal-clear pool is surrounded by a privacy wall for added Lot Size - 37,534 sq. ft. intimacy. Lounge decks, open-air patios and a covered patio ZIP Code - 85260 complete the alfresco scene. Huge lot includes a corral and tack Online Pics - ThoseCallaways.com shed. RV gate. Wonderfully located. – Joseph Callaway Price - $585,000
LIGHT THE FIREPITS. Sit by the pool, watch the sun go MLS# - 5680337 down and you’ll stay forever. Backdropped by a wall of Bedrooms - 5 windows, the sunlit living room features soaring 12’ tray ceilings. Chef’s eat-in kitchen. A three-sided fireplace opens Bathrooms - 6 Pool - Yes to the fabulous family and dining rooms, both with private balconies. The split plan offers all en-suite bedrooms and a Sq. Ft. - 5,029 luxurious master suite. Lower-level media room and separate Parking - 3-Car Garage game room. Hosting alfresco fetes is a breeze with a pebbleLot Size - 13,039 sq. ft. finish pool/spa, fire pit, kiva fire place, built-in BBQ and patios. ZIP Code - 85259 Three-car garage w/epoxy floors. Guard gated with amenities. Direct access to hiking/ biking trails just outside your door, Online Pics - ThoseCallaways.com leading to and from Scottsdale Mountain! – Joseph Callaway Price - $1,175,000
Brought to you by Those Callaways, (480) 596-5751
see more inside AR-0008750261-01
Brought to you by Those Callaways Luxury Circle International, (480) 596-5751
see more inside AR-0008763495-01
2R z SUNDAY, JANUARY 28, 2018 z THE ARIZONA REPUBLIC
Valley Home Values LUXURY HOMES yard features a 50-meter heated lap pool and unobstructed views of Camelback Mountain. William Charles Powers, managing general partner of Encore Housing Opportunity Fund, sold the property through his trust.
Putting greens, 100-year-old imported ceiling beams and guest casitas are among the luxurious features in this week's most expensive home sales in metro Phoenix.
$3,900,000
$3,100,000
Mike Smith, Canadian professional ice hockey goalie for the Calgary Flames, and his wife, Brigitte, sold this Santa Fe-style mansion in Scottsdale's coveted Silverleaf in DC Ranch. The 6,027square-foot custom home has five bedrooms and 51⁄2 bathrooms and sits on a lush lot. The home is fitted with stone accents, reclaimed Chicago brick and rustic metal throughout. The home has an open floor plan with huge windows and amazing views, perfect for indoor/ outdoor entertaining. The home also has his and her offices, a detached casita, three-car garage and another two-car garage/shop. The backyard is primed for entertaining, with a huge manicured lawn, pool and spa, covered gazebo with fireplace, outdoor barbecue kitchen, a putting green and a misting system. Steven Stivala, president of MacMillan-Piper, Inc., and his wife, Patricia, purchased the home.
$3,800,000 Brian Johnson, co-founder of Reliance Commercial Real Estate, and his wife, Kristin, paid cash for this house in Paradise Valley's Clearwater Hills community. The 4,898-square-foot estate has
Jeremy Freer and his wife, Teresa, purchased this 7,277-square-foot mansion. STREETSCOUT.COM
four bedrooms and five bathrooms. The Ranch-style house is a private oasis, with manicured grounds flanked by palm trees. The Country French estate opens from a Dutch front door to a single-level floor plan of open entertaining spaces and private guest suites, with stunning mountain views from every room. The gourmet chef's kitchen has a walk-in refrigerator, Calcutta Marble countertops, Sub-Zero Wolf double ovens, a butler's pantry and gas fireplace. The dining room and office are fitted with 100-year-old beams shipped in from a Pennsylvania barn. The back-
Melissa Previdi-Peri paid cash through a trust for this home in Scottsdale's Desert Mountain community. The 5,150square-foot contemporary-style custom house has four bedrooms and 41⁄2 bathrooms. The top-of-the-line chef's kitchen is fitted with custom Italian Alvin cabinets, opal white granite counters, Wolf & Sub Zero appliances and a spacious dining area. Other design accents include Italian porcelain tile and wood flooring, stunning fireplaces, exquisite light fixtures and intricate coffered ceilings. The backyard features panoramic mountain views, a custom two-way fireplace, outdoor kitchen and negative edge pool and spa. Byrne Construction and Development Inc., an Arizona corporation, sold the home through its trust.
$2,999,999 Jeremy Freer, CEO of Angel MedFlight, and his wife, Teresa, creative director at Runway Light LLC, purchased this mansion in Paradise Valley's Cheney Ranch community. The 7,277-square-foot Santa Barbara/Tuscan-style home has five bedrooms and 61⁄2 bathrooms and sits on a quiet cul-de-sac. The home is
fitted with high-end finishes of stone, leatherized quartz and intricate wood beam ceiling detail. The kitchen was remodeled in 2016 and opens through iron and glass doors to a courtyard with attached casita. The home also has a bar and game room, a putting green, custom fire pit and patios, heated pool and spa and a play area for kids. David Stearns, CEO of Connect Wireless, and his wife, Kristi, vice president of sales at Muzak, sold the home.
$2,850,000 Don Skaggs, president of Skaggs Companies Inc., and his wife, Teresa, purchased this new 6,675-square-foot mansion in Paradise Valley's Camelback Country Estates. The contemporarystyle custom estate has five bedrooms, seven bathrooms and is fitted with European oak wood floors throughout. The white kitchen has with classic marble counters and island and an entertainer's bar with dual-zone wine fridge. It opens to stunning views of Mummy Mountain. The master suite boasts separate his/hers walk-in closets and a kitchenette. The master bath has marble finishes, an oversized shower, soaking tub and an outdoor shower. The living room features sliding glass walls for indoor/outdoor entertaining, and overlooks the pool and fire feature, as well as the extended four-car garage. The home was sold by an Arizona limited liability company. Researched by Lorraine Longhi and The Information Market.
Sellers must disclose solar panel lease info to new buyers Christopher Combs Guest Columnist
Question: Last year we purchased a home in Arcadia. The home had solar panels on the roof. The purchase contract and the title insurance policy said nothing about solar panels. After moving into our home, we started receiving notices from a solar panel company say-
ing that we owed them monthly lease payments for the solar panels. Apparently, four years ago our seller had signed a 15-year lease for the solar panels, but never told us. Do we have to make these lease payments? Answer: Probably not. The seller should have disclosed the solar panels lease to you. There could then have been negotiations with the seller to determine who would make the monthly payments for the solar panels lease. At this
time, however, you should have no obligation to make these monthly payments. You should be the owner of the solar panels as they are attached ÿxtures to your home. Most solar panel companies, however, will record documentation showing that the solar panels are subject to a lease or to a loan, e.g., a UCC-1 ÿnancing statement. Your title insurance policy showed no such recording and, if accurate, you own the solar panels free and clear. Your seller,
however, will probably have to make the monthly payments on the solar panels lease. Note: Since October 2017, the Arizona Association of Realtors has a new form, Solar Loan Assumption Addendum, that should be used in the sale of a home with solar panels that are not owned by the seller, but are subject to a lease or other ÿnancing.
Scottsdale 85260 Scottsdale 85259
Well-Maintained Horse-Property Home on .86-ACRE
Style and Grace in Gorgeous Scottsdale Mountain
11212 N. Miller Road
13623 E. Desert Trail
OPEN TODAY 1–4PM. Wonderfully located, this well-maintained horse-property home enjoys four large bedrooms and two roomy baths set in a nicely laid-out 2,667 square-feet of room to roam. With plenty of curb appeal, the front of this soft territorialstyle home is flattered by mature desert landscape and a sweeping semi-circular drive. Inside, the living room steps down from the foyer and shows off with a dramatic lava rock fireplace framed by a twin-set of arched windows. Not far away, the chandelier-lit dining room is dressed with a pretty mix of plush carpet and Saltillo stone flooring that enhances the home’s warm and welcoming ambiance. Around the corner, the cozy country kitchen sparkles with Oak cabinetry (with
under-cabinet lighting), easy-care counters and a walk-in pantry. Ideal for kicking back and relaxing with friends and loved ones, the family room features a surround of paneled wainscoting, two patio exits and built-in display cabinetry just-right for showcasing treasured family photographs. Meanwhile, the master suite includes a lovely updated bathroom, walk-in closet and generously sized bedroom with sliding-glass doors to the patio and pool area. Speaking of the pool, along with an inviting diving pool, the big backyard boasts juicy citrus trees, a horse corral and a tack room. More information: bonus game room/office with built-in cabinets and Saltillo flooring; twocar garage plus one-car carport. (4BD; 2BA; 2,667SF)
OPEN TODAY 1–4PM. Wow. Wow. Did we say wow? Dappled with an abundance of sunlight, this gorgeous Scottsdale Mountain gem begins with a cozy cocktail courtyard that leads to a stunning artisan-glass-framed front door. A step across the threshold reveals a sensational living room backdropped by a glass pony-wall overlooking the lower-level media room, with a huge wall of windows just beyond. Designed for easy entertaining, a swank wet bar is nestled close to the dining room, with the family room tucked around the corner. These two gathering spaces (the dining room and family room) feature a three-sided fireplace that adds plenty of style and warmth to the area’s elegant ambiance. At the rear of the dining room, whisper-quiet sliding doors open onto a
OPEN TODAY 1-4PM AREA HIGHLIGHTS
DIRECTIONS
NEARBY SCHOOLS: Sequoya Elementary; Cocopah Middle School; Chaparral High School. NEARBY HOSPITALS: HonorHealth Scottsdale Shea; Mayo Clinic. NEARBY SHOPPING: Kierland Commons; Scottsdale Quarter.
CROSS-STREETS: Scottsdale Road and Cactus Road. DIRECTIONS: East to Miller Road. South to home on right. Look for Those Callaways Open House signs. Offered at $585,000.
AR-0008750261-02
spacious view-deck, while not far away, the kitchen is flattered by striking desert-hued granite, cabinet-faced cold storage and a chef-pleasing gas cooktop. A secluded retreat, the main-level’s master suite is a blissful getaway blessed with a light-filled bedroom, luxurious bath, fireplaced sitting area and intimate balcony. Meanwhile, the lower level is host to a media room, game room and walk-out patio. Along with a beautiful pebble-finish pool, alfresco amenities include a spillover spa, flagstone patios, kiva fireplace, romantic fire-pit and barbeque island. More info: direct access to hiking/biking trails; guardgated community; city lights and mountain views. (5BD; 6BA; 5,029SF)
OPEN TODAY 1-4PM CONTACT Joseph and JoAnn Callaway, Those Callaways 480-596-5751 www.ThoseCallaways.com
MLS# 5714252
AREA HIGHLIGHTS
DIRECTIONS
NEARBY SCHOOLS: Anasazi Elementary School; Mountainside Middle School; Desert Mountain High. NEARBY HOSPITALS: HonorHealth Scottsdale Shea; Mayo Clinic. NEARBY SHOPPING: Kierland Commons; Scottsdale Quarter.
CROSS-STREETS: 136th Street and Via Linda. DIRECTIONS: North, through guard gate, to Desert Trail. East to home on right. Look for Those Callaways Open House signs. Offered at $1,175,000.
AR-0008763495-02
CONTACT Joseph and JoAnn Callaway, Those Callaways Luxury Circle International 480-596-5751 www.ThoseCallaways.com
MLS# 5680337
AZCENTRAL.COM z SUNDAY, JANUARY 28, 2018 z 3R
Apps Continued from Page 1R
Last year, the couple found a new single-story house they loved nearby but had to sell fast so they could buy it. The couple saw ads for both OfferPad and Opendoor and went on their websites and asked for offers. “We went with Opendoor because its offer was higher," JoAnn Moore said. "It was so quick and easy. Opendoor even came to us to sign the closing documents at a nearby Denny's." The two companies use different formulas for valuing homes. I have heard from people who went with OfferPad because it presented a higher offer.
Rise of the iBuyer Opendoor and OfferPad, nicknamed “iBuyers” by the real-estate and investment communities because they use technology and conduct much of the transaction online, have both attracted a lot of investment money. San Francisco-based Opendoor is bigger and hit unicorn status last year, meaning it’s a startup valued at more than $1 billion. It launched ÿrst and began purchasing Valley homes in 2014. Arizona housing analyst Mike Orr of the Cromford Report called the growth of Opendoor “tremendous,” with a 15 percent increase in home sales last year. Opendoor bought about 1,600 Phoenix-area houses last year and sold 1,500, for 3,100 transactions. Gilbert-based OfferPad launched in the Valley in 2015. Last year, it closed 1,800 home purchases and resales in metro Phoenix. Both companies operate in more than a handful of U.S. cities and compete against each other in a few of those, including the Phoenix area, Atlanta and Las Vegas. Homebuyers can check out Opendoor houses for sale using a keypad access code from 6 a.m. to 9 p.m. because the houses are empty. It also has a program to buy back a house within 30 days if the buyer isn’t happy. OfferPad pays to move homeowners who sell to it.
Not for everybody The two iBuyer ÿrms are growing, but there are still plenty of homeowners who want the top price for their house and are willing to go through open houses and longer times to sell to get it. Those sellers will typically pay 6 percent in real-estate agent commissions
Both Opendoor and OfferPad make sellers online offers on Valley houses virtually sight unseen, make minor repairs and then resell the houses for a proÿt. OPENDOOR
And the iBuyers don’t want to buy every Valley house. Million-dollar and historic homes aren’t part of their buying plans for now . “We want to ÿnd homes priced between $200,000 and $500,000 that we can pay the consumer the most for,” said Matt Bohn, OfferPad’s COO. “But there are times we do transactions above and below that.” Opendoor focuses in the Valley on buying houses priced between $150,000 and $500,000 that were built after 1960. Its average Valley purchase price was about $215,000 last year. “Opendoor is a company built around trying to solve pain points for buyers and sellers in real-estate transactions,” said Kerry Melcher, the company’s Phoenix general manager, who has been a Valley real-estate agent for the past two decades. “We really want to make homeowners great offers, but sometimes we don’t
have the best solution for them.” Melcher said Opendoor has programs to refer those homeowners to real-estate agents.
Agents here to stay Many Valley real-estate agents weren’t pleased to see Opendoor or OfferPad, which was started by two local agents, launch. Of course, their concern was about the business these iBuyers would take from them. The two ÿrms are growing but still have less than 4 percent of metro Phoenix’s home sales. Opendoor is working to expand its relationship with real-estate agents, paying them referral fees and giving them early access to its listings. Both ÿrms can help agents who have buyers who need to sell ÿrst. “Real-estate agents often have clients
who ÿnd a house they love, but they need to sell fast to get it,” said Valley real-estate agent veteran Jim Sexton, who joined Opendoor last year to help build the company’s relationship with agents. “We are a much more Realtor-focused company than a few years ago.” Opendoor and OfferPad have shaken up the real-estate market, but the ÿrms could be enticing more people to buy and sell more often. And that is good for home values and real-estate agents. A research report last year from Evercore ISI compared what the iBuyers growth could mean for the housing market to how the expansion of Home Depot boosted the DYI market. Like with most things, it's about paying for convenience. Would you forgo a few thousands dollars to avoid would-be buyers checking out your not-so-clean home?
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4R z SUNDAY, JANUARY 28, 2018 z THE ARIZONA REPUBLIC
Open Houses Northeast Valley
McDOWELL MOUNTAIN RANCH! 10952 E Evans Rd. 1-4pm $799,900! 4BR/2.5BA, 2936sf Mountain and City Light Views, Granite Kitchen, Stainless Appliances, Gas Stove, Travertine, Salt Water Pool & Spa, BBQ. RE/MAX Fine Properties 602-481-9236
"High in the Hills" Open House Tour in 7257 E. Del Acero Dr. Open 12-5pm Carefree. Sunday 12 pm to 4 pm Gainey Village. Total Remodel. 3 Master Enjoy views and libations in 6 luxury Br’s, 3.5 Ba, 2 Cg. Large living Room w/ stone fireplace. Lrg patio w/built-in BBQ & homes. $720,000 to $2,200,000. Hosted by Luxury International Properties, Russ Lyon firepit. $589K. 602-363-9033. Agent Sotheby’s International Realty, and Urban Premises, LLC. Lender on site at home #3. For tour map and home addresses: text "Jan28Map" to 6027910898 or email maureen@urbanpremises.com
McDOWELL MTN RANCH! 10426 E Saltillo 3688 Phoenix-West Condo/ Dr, 1-4pm, $525,000, 4BD+Loft, 2.5BA, Townhome Rentals 2,197 sqft, 2 Car G, New Granite Ctrs, Stainless Applcs, New Paint, New HVAC, 21st Dr and West Indian Pool/Waterfall, Grass Yard, Large Lot, School Rd 2 BR 2BA TownRE/MAX Fine Properties. Call 480-390-0400 house includes water, swimming pool and trash. $675/mo 602-488-1349
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Glendale Apartments
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Real Estate 3070
Scottsdale Homes
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Gilbert Homes
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3243
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Farm Ranches
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Gilbert Homes
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Scottsdale Apartments
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Queen Creek Homes
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Tolleson Apartments
3554
FURNISHED PHX STUDIO APTS FREE Utilities, Move In READY FLEX PAYMENTS-NO LEASE REQ FREE UTILITIES! NO LEASE. CALL NOW! 602-833-7334 FURNISHED! Studios & 1Brs from $589. Stapley & Brdwy. La Petite (480) 327-4840
Campus Court Apartments Walk to ASU, 1 Br $767, 2Br $870 and Casitas $950. Some Util. Incl. 480-516-0433 Coronado Apartments Call for current specials! 1 & 2 Bd’s from $830 480-327-4835
Phoenix-West Apartments
399 MOVE-IN
$
San Marina Check Us Out For Our SUMMER DEALS!
SPECIAL
Free After School Learning Center
1 Bedrooms from $599 2 Bedrooms from $659 2 Bedroom/2 Bath from $699 7002 W. Indian School Phoenix, AZ 85033
623-792-9117 3533
3533
Mesa Apartments
Mesa Apartments
2 BEDROOMS FROM $840 Updated 2Br/2Ba Available!
3790
Furnished Rentals
Tempe Apartments
3554
Phoenix-West Apartments
CALL FOR GREAT MOVE-IN SPECIALS! WATER, SEWER & TRASH INCLUDED!
DARTMOOR APARTMENTS
3569 3528
3569
Tempe Apartments
4br 2ba, + Office, 2130 Sq.Ft, Lrge Kitch, FP in Family Rm, microwave, stove, fridge. lrge yrd on CDS, Covered patio, Fenced Pool, Gazebo, PV Gate/Parking, 3 Car garge $1375/mo. 602-7381907
96th/Shea. BEAUTIFUL! 1Br $965, 2Br $1065. FREE water, sewer, trash. McDowell Mtn Ranch. Gated Comm. 3Br, 2Ba, Fam Rm, Anacosta (480) 327-4828 Den, Liv Rm. Dbl Fireplace. Eat-in Kit. Pool, 2 car gar. $2687mo602-363-9033 Agent BEST LOCATION IN SCOTTSDALE! Three Weeks FREE! 1, 2 & 3 Bd’s from $1,150! Crown Court 480.682.1988 3787
Unique 2 & 3 story TH’s. Great Scottsdale Location! 1, 2 & 3 Br’s! Inspiration at Frank Lloyd Wright 480-385-3406
$0 Deposit. Nice. Quiet Canyon Point (602) 266-7221
Free Water, Sewer, Trash. Full-Size W/D in Every Apt.
3560
2 BED $700!!
1st Month 1/2 Price! Vista Del Prado (602) 242-0237
S O U T H E A S T VA L L E Y 7153 S. Penrose Dr., Gilbert, AZ 85298
WEEK TO WEEK FURNISHED APARTMENTS 3 Locations - 602-385-1204 www.4RentWeekly.com
RENT TODAY! Gourmet kitchens, custom features at $895. Courtney Vista at Zanjero 623-385-0005
Queen Creek Homes
Open House 11-4 | MOVE-IN READY
FURNISHED PHOENIX APTS Studio/2 bdrm great rates FREE utilities, Move in today Call now 623-688-3928
2 BED $650!!
Goodyear Apartments
3027
Gilbert Homes
2b $700* 1b $600*. Nice, Gated, balcony 602-246-4330
3336
We Pay Top Dollar for Your Mobile Home Call Bronco 480-832-0712
*Prices subject to change. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law. Listings Broker Toll Brothers Real Estate Inc.
$0 Deposit! oac
$399 FIRST MONTH RENT!* 1 & 2 Bedrooms from $579 Water, Sewer, & Trash Incl. San Marina 623-792-9117
CALL FOR GREAT SPECIALS! Studios & 1 Br’s from $749 Revival Scottsdale 480-478-1544
M I N I FARM - 3 houses, 2 acres. 1200 GPM water system. $600,000. 520-251-1658 Walk to Westgate! Lots of custom amenities! 1 & 2 bedrooms from $910 Pillar at Westgate 623-385-0119
Manufactured Homes For Sale
1 & 2Brs starting at $719* $249 M-In! oac (subject to change) FREE Water, Sewer, Trash. Sonoma Sol 623-385-0017
NO LEASE & FREE UTILITIES! FULLY FURNISHED! Studio & 1 Bedrooms from $539 Chateau Gardens 623-385-0153
Pinetop AZ sign on Hwy 260 4k sq ft building, office apt, for sale/lease, $250k OWC SPECIALS FOR ACTIVE DUTY 928-358-2954 MILITARY! 2 Bedrooms from $934. Pet Friendly. Maravilla 623-385-0029
Open House 11-4 | MOVE-IN READY
FREE RENT
Casa Grande Residential Rentals
Phoenix-West Apartments
Phoenix Apartments
2 & 3 Bds TH’s from $749 W/D Hook-ups! Sec 8 OK. Oregon Oasis, 59th Ave & NEW FURNISHED PHOENIX APTS. Studio/1bdrm , weekly or Camelback. 623-385-0141 monthly. FREE utilities, Move in today. Call now 480-447-8013 *Prices subject to change $299 M/I. 45Ave & Glendale 2Br/1Bath, laundry, cov’d W/D IN EVERY AP ARTMENT! parking. Near school. $650/ 1 & 2 Bedrooms from $775. 3137 3199 3233 mo. (623) 939-3217 Belleview Townhomes Fountain Hills Out of Arizona Acreage Call 602-682-9657 Condo/Townhomes Real Estate $750 1 BD FOR $699! 2 BDS from $799. W/D hkup. WEEK TO WEEK Village at town center 295 Pine Hill Rd, Fence Lake INVESTMENT OPPORTUNITY Some utilities incl. ROCKY POINT. MEXICO! FURNISHED APARTMENTS Fountain Hills: 2BR, den, NM. Log Cabin Home with Monte Vista 623-385-0134 370 ACRES BEACH FRONT 3 Locations - 602-385-1204 2car gar., 1,688 sq ft, views just over 60 acres, corral, PROPERTY. FOR SALE OR www.4RentWeekly.com $350,000 309-825-1600 outbuildings. Hunting opportunities. Big Mesa Realty, JOINT VENTURE. ALL OF IT Call for Great Specials! Paul Stout, Broker, NMREL OR FRACTIONAL. INFORMA- Gourmet & granite kitchens. TION: JOSE CARDENAS. 17843, 575-760-5461. www. Metro at Zanjero 3542 US: 480-469-7444. bigmesarealty.com $385,000 623-385-0090 MX: +52 (662) 217-2945 Phoenix-Central 575-456-2000 josecardenasm@gmail.com Apartments
Call 602-444-4444
249 MOVE-IN* oac
3719
3554
3541
www.MesaRoyaleAZ.com
3000-3311
MOVE-IN TODAY! ONLY $209 + Deposit & fees 623-385-0405 Siegel Suites Tolleson
$
3747
1825 N. Stapley • Mesa, AZ 85203
AR-0008753814-01
Phoenix-North Apartments
ONE MONTH FREE! select units. Studio, 1, 2 & 3 Bedrooms from $889/month. Ventura Vista 602-635-4459
Chandler Apartments
Tolleson Condo/ Townhome Rentals
3548
Phoenix-West Apartments
1Brs from $719 2Brs from $789
AR-0008754221-01
Northeast Valley
Northeast Valley
∂1Bd 1Ba 31Ave/Peoria A/C Inc, Frig/Micro 772sf, 1st floor $695 APT HUNTERS 602.863.7676
3554
Phoenix-West Apartments
Phoenix-NW Condo/ Townhome Rentals
AR-0008756362-01
Northeast Valley
3554
3683
3868
Resort and Vacation Rentals Hawaii Summer Heat Escape. Classy furnished upstairs condo on Golf Course, lg lanai, $1385/mo. Avail July & Aug. ONLY 808-443-3553
310 N. ALMA SCHOOL RD., MESA, AZ 85201
480-327-4849 3542
3542
Phoenix-Central Apartments
Phoenix-Central Apartments
3872 FREE UTITILITIES. ON LIGHT RAIL. 1 Br’s from $795* ARBOUR PARK, 1901 East Apache Blvd. 480-682-1990
INCREDIBLE PRICES!! Tempe Luxury! Great Location! Starting at $985 San Portella 480-385-3075
Rental Share Room for rent located at Peoria & 19th Ave. Monthly rent $295. Deposit $70. Utilities included. Room is furnished with bed, dresser & refrigerator. 602-561-6621
3890 3676
Phoenix-North Central Condo/ Townhome Rentals
2br 1 1/2ba, POINTE TAPATIO TOWNHOUSE w/ comm pool; no pets W/D $1,050/ mo lease; $1,000 dep. 602647-6487
Industrial Rentals Office Spaces For Rent, In an industrial complex. Zip 85204 Call Joe, 623-694-3004
UP TO 1 MONTH FREE! 1 & 2 Br’s from $989 ➧ FULL SIZE W/D ➧ PET FRIENDLY ➧ NEAR BUS, SHOPPING & PARKS
Revival Midtown
602-648-9871 3527
3527
Glendale Apartments
3677 Phoenix-Northeast
Glendale Apartments
Condo/Townhome Rentals
3057
3057
Phoenix Northeast Homes
3057
Phoenix Northeast Homes
Phoenix Northeast Homes
Gorgeous New Move-In Ready Home · $519,500 Ask about our Special Rear Yard Package! 4BD + Bonus + Library + 3BA + 3-Car Garage Highly Upgraded & backs to Open Space Open Saturday & Sunday 12PM to 4PM Rosewood Grove - Gated Neighborhood East side of Power Rd North of Queen Creek Rd 480-292-9008 · RosewoodGroveArizona.com
SPECIALS FOR ACTIVE DUTY MILITARY! 2 Bedrooms from $934
Cactus & 27th St. 3 BR 2 BA, fireplace, fresh paint, new carpet, double carport, community pool. $1200/mo. 1 yr lease. 602-505-2221
3678
Phoenix-East Condo/ Townhome Rentals
• Pet Friendly • Near Luke Airforce Base • Washer/Dryer
14th St & Campbell - 2 BR, 1 BA duplex. Newly remodeled! Incl. water/trash. Pets ok. $625/mo. 602-488-1349
Maravilla
623-385-0029
MLS #5636006
RO S E WO O D H O M E S 3296
Real Estate Auctions
Open House 10-5 | MOVE-IN READY 15933 E Ridgestone Dr, Fountain Hills, AZ 85268 3,419 sq. ft. | 3 BR, 3.5 BA, Side 2 GAR | $991,995
3296
Real Estate Auctions
3296
Real Estate Auctions
AR-0008756368-01
480-245-7198 | TollBrothers.com/AZQuick | MLS 5658224 *Prices subject to change. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law. Listings Broker Toll Brothers Real Estate Inc.
Get started by visiting jobs.#$(&"'!#%.com
3296
Real Estate Auctions
3296
Real Estate Auctions
3527
3527
Glendale Apartments
Glendale Apartments
LEASING TOWNHOMES WITH ATTACHED GARAGES! Located inside Westgate City Center! • Granite counter tops • Black appliances • Cherry wood cabinetry • Washer/Dryers • 24 hour Fitness Center • Pet friendly
CALL FOR SPECIALS!
480-663-3662 | TollBrothers.com/AZQuick | MLS 5598734 Prices subject to change. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law. Listings Broker Toll Brothers Real Estate Inc.
AR-0008762289-01
3057
3057
Phoenix Northeast Homes
3057
Phoenix Northeast Homes
Phoenix Northeast Homes
Open House 10-5 | MOVE-IN READY 15937 E Ridgestone Dr, Fountain Hills, AZ 85268 3,571 sq. ft. | 3 BR. 3.5 BA, Side 2 GAR | $1,018,995
480-663-3662 | TollBrothers.com/AZQuick | MLS 5599061 Prices subject to change. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law. Listings Broker Toll Brothers Real Estate Inc. AR-0008762287-01
6610 N. 93rd Ave. Glendale, AZ 85305 623-385-0119
AZCENTRAL.COM z SUNDAY, JANUARY 28, 2018 z 5R
NATIONAL
SALES EVENT JANUARY 27–FEBRUARY 19, 2018
TAKE ADVANTAGE OF LIMITED-TIME INCENTIVES * TO CREATE YOUR PERSONAL YEAR-ROUND OUTDOOR OASIS!
NORTH SCOTTSDALE
VERDE RIVER
By Appointment Only!
Toll Brothers at Verde River
Toll Brothers at Avian Meadows
Please call (844) 836-5263
Act Quickly! Here’s your last chance to own a new luxury Toll Brothers home in the most desirable neighborhoods in North Scottsdale.
Grand Opening! Luxury homes on the Verde River golf course. Single-level home designs up to 4,200 sq. ft. with amazing views of the McDowells Mountains and Four Peaks. From the upper $600,000s (480) 284-7444
Act Now! Award Winning Home Designs! Single-family homes with up to 4,545 sq. ft. of living space. From the upper $400,000s (480) 825-7946
Treviso
FOUNTAIN HILLS
Final Opportunity! One Quick Delivery Home Available! 3 bedroom, 3 baths, 3,012 sq. ft. Priced at $799,995
The Overlook at FireRock
Talon Ranch Final Opportunity! One Quick Delivery Home Available! 3 bedrooms, 3.5 baths, 3,623 sq. ft Priced at $1,471,402
Turquesa Final Opportunity! One Quick Delivery Home Available! 4 bedrooms, 4.5 baths, guest casita, 4,984 sq. ft. Priced at $1,999,995
DESERT RIDGE
The Villages at Aviano Model Homes Available! Gated neighborhood of well-appointed condominiums in Desert Ridge. From the upper $200,000s (480) 419-9300
One Year Social Membership! Single-level paired villas, some with walk-out basements, provide the ideal low maintenance lifestyle on the golf course. Homes from 1,600 to 3,600 sq.ft. From the $600,000s (480) 663-3662
Toll Brothers at Adero Canyon Award-Winning Neighborhood! Gated community with new contemporary home designs ranging from 3,200 to 4,700 sq. ft. From the $900,000s (480) 284-8009
SOUTHEAST VALLEY
Calliandra Estates Tour Our New Model & Clubhouse! Gated neighborhood with basement and casita options, ranging up to 5,000 sq. ft. on estate-sized home sites. From the low $500,000s (480) 245-7198
Dorada Estates Newly Gated Community! Newly gated, single-family homes with 4-car garage on approx. 20,000 sq. ft. home sites! From the upper $500,000s (480) 314-6777
Toll Brothers at Whitewing
MARANA, PIMA COUNTY
Tour Our New Model Home! Staff gated estates with 20,000 sq. ft. home sites. Home designs up to 6,900 sq. ft. From the upper $700,000s (480) 306-8655
Toll Brothers at Los Saguaros
Legacy of Seville
Golf Course Living! Luxury gated community of single-family homes located within the Dove Mountain resort community with exceptional city lights, golf & mountain views. From the mid-$400,000s (520) 572-9005
Now Open! Gated single-level luxury golf course homes with views of San Tan Mountains. Social Membership to Seville Country Club. From the mid-$500,000s (480) 629-5353
PEORIA
Toll Brothers at Blackstone at Vistancia Two Collections and New Home Sites Available! Homes up to 4,200 sq. ft. with golf course and mountain views! From the low $500,000s (623) 398-6241
TollSalesEventAZ.com/Republic Design trends, tips & more at TollTV.com | Download the Toll Brothers App today Tuesday–Sunday 10 am–5:30 pm, and Monday 12 noon–5:30 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to conirm applicable features. *Offer, if any, is valid for new buyers who purchase a home in a participating community in Arizona and deposit between 1/27/18 and 2/19/18, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. Listing Broker Toll Brothers Real Estate, Inc. This is not an offering where prohibited by law. †Gold Nugget Awards centerpiece of PCBC, the largest home building show in the Western United States, recognizes exceptional concepts in architectural designs, planning, and development.
6R z SUNDAY, JANUARY 28, 2018 z THE ARIZONA REPUBLIC
Need an EXPERIENCED Real Estate Agent? Contact one of our EXECUTIVES Today!
Anna McDowell 602.526.1213
Barbara Reed 602.989.9044
Barney McShane 602.390.4935
BOOTs! 602.339.3357 Brian Bouterie
Charlene Malaska 602.790.5464
Chris Vaupell 602.206.6699
Christina Vance 480.648.6305
Cindi Hancock 602.770.2022
Always Working for You! AnnaM1@cox.net
Experience Matters Selling Arizona for 33+ Years
Multi-Million $ Producer 6 Hungry Kids to feed
BOOTman1@aol.com LIKE BOOTs! On Facebook
MalaskaRealEstate.com NE Mesa/Gilbert Expert
Relocation Specialist Have a Great 2018!
Let’s Find Your Home www.JoyOfArizona.com
Thanks for 39 GREAT years as Your Realtor!
Courtney Yaw 602.614.7410
Dan Oditt 480.818.1414
David Lewis, CRS, CRB 602.377.0491
Dean Benigno 602.228.2112
Deb Fisher 602.828.1900
Deborah Rivers 480.276.4600
Denise Dana 480.600.6566
Denise Monteforte 480.694.3949
Let’s Make 2018 the Best Year Yet!
Premier Marketing Group www.DanOditt.com
Have a Happy New Year and a Properous 2018
30 Years Sales Expertise www.DeanBenigno.com
Making A Difference
Thank you for a Great 2017! Happy New Year!
Golf Property Expert
DebFisherREAX@gmail.com
Happy 2018! DeniseMonteforte.com
Diane Sleighel 602.541.6688
Donna Marie DeJean 602.363.6169
Donna Veatch 602.290.5588
Doris Ong 602.989.1110
Earle Shroyer 602.759.6719
Ellen Cohen 480.948.9450
Gerry Yagmourian 602.390.1630
Gordon Snyder 602.694.1630
Executive Since 1989 Service Beyond Expectations
Executive Since 1984 Thanks to all my clients!
Specializing for 38 Years ChurchesForSale.com
Thank You for 35+ Years Happy 2018!
www.GerrySellsAZ.com Selling Arizona since 1981!
Best Wishes in 2018 GordonSnyderHomes.com
Greg Sapp 602.861.3300
602.228.8821 | 602.402.1623
Janie “K” Kwiatkowski 602.999.1712
Jeannie Rebuck 602.369.3856
Jeff Boor 480.309.1237
Jerry Sowell 602.390.1143
Jessica Dembrosky 480.203.5966
Associate Broker Relocation Specialist
“Nobody Does It Better” To a properous 2018 for all!
Thank you for the Referrals
JerrySowell.com Selling AZ for 40 Years!
Excited to Work with You Make 2018 Fabulous!!
Sold on Service since 1980 To All My Clients & Friends, DonnaVeatch@hotmail.com Best Wishes for a Great 2018!
Janice Lisy-Anderson & Gina Lisy
Jan Ross & Bob Carlson
40+ Yrs: Scottsdale, PV, Phx 602.885.0965 | 602.251.7277 Nobody does it better! Wishing you the best in 2018!
GregSellsPhoenix.com Greg@GregSapp.com
Jill Vallie 602.688.9750
Joanne DiBenedetto 602.758.8080
Jon Mirmelli 602.300.1900
Julie Hall 602.526.2000
Julie & Dennis Jennings 928.273.0061
Karen Pokorney 602.686.6464
Kathy Loeffler 602.359.7270
Kathy Trudea 602.391.5161
Happy 2018! Now this is the time to buy your AZ home
Happy New Year!
Happy New Year!
Love being treated ‘Royally’?
Prescott Lifestyle Specialists
Join my Happy Clients List
18 Years Experience
The “Energized” Realtor AZRealEstateGroup.com
Wishing you a Happy and Healthy 2018!
Happy New Year Delivering the Dream
Kimberli Edington 480.415.0858
Larry Naso 480.216.3666 LNaso@cox.net
Lori Cortright, MPA 602.361.7744
Lourie Fleet, Assc Brk 602.705.6642
Lynn Dodd 602.561.7873
Lynne Nash 602.885.5143
Mark Marsillo 602.228.5827
Linda Booker 602.350.0727 28 Yrs Experience/NW Valley
30+ Yrs Experience
Exceeding Expectations
consider it SOLD!
MetroPhxHomes.com
GRI, CRS, CDPE, CLHMS
Premier Marketing Group
Since 1978
An Arizona Native Who KNOWS the Territory!
Selling Scottsdale for 34 Yrs Lynne@LynneNash.com
All the Best for 2018! MarkMyAgent.com
Marshall & Susan Christy 480.998.0676 | 602.909.4209
Mary Ann Kinsman 602.228.5661
Mary Beth Canham 602.421.9686
Megan Huff 480.720.8004
Merrilee Edwards 602.330.3200
Michelle Biagi Bauer 602.909.6746
Mitch Kapanicas 602.999.0168
Mo Yaw 602.430.668
Client Focused Results Driven
All the Best in 2018 Your Trusted Advisor
26 years of experience MitchSellsAZHomes.com
RltrMoYaw@hotmail.com Have a Great 2018!
Patti Wells 623.764.4957
Peter Dooley 480.991.6373
With the AZ Real Estate Group Happy & Healthy New Year
REALTOR®, RN-BSN, CMRS A local expert you can trust! Helping you live the AZ dream! THANK YOU to my clients! Pinnacle Peak, N. Scottsdale www.MeganHuff.com www.MerrileeEdwards.com CHEERS to 2018!
Monika Catlin 602.750.7858
Nancy & Katie Cotton 602.316.8418 Nancy Making Clients Happy in Phx 602.885.8106 Katie & Scottsdale for 43 years!
Neil J. Hardon, III GRI 602.2929.2679
Thank You! 38 Great Years! 480.229.7450 | 480.244.3673 Peace Love! Valleywide Team!
Pick Cotton for Real Estate!
Rebecca Heath (PMG) Rebecca Ponte CRS, CLHMS 602.390.7096 Commited to personal service Wishes for a Healthy 2018 and YOUR Success!
Pam Peterson & Lori Cowin
Pat Corcoran 602.622.0695
Patti Waner 480.948.1188
I Greatly Appreciate My Wishing You a Wonderful 2018 Premier Marketing Group Clients Support Since 97 Gainey Ranch Waner/Siegel Team! Showcase Listing
Representing the Special Needs of Buyers & Sellers
Rex Tanner 602.526.6606
Rick Padelford, CCIM 602.309.3424
Rob Harris 623.451.0085
Robin Fink 480.794.0256
Robyne Roveccio 602.826.7019
Scott Grigg 480.540.5479
Selling Homes for Old
The Grigg’s Group ArizonaFineProperty.com
602.330.1860
www.PonteTeam.com
Friends since 1973
Serving Arizona since ‘87 Cheers to a great 2018!
Happy 2018 We Support 1st Responders & Vets
Premier Valley Agent www.RobinFink.com
F.I.T. to be YOUR Agent! Focus. Integrity. Trust.
Sheela Giraudo 480.788.1347
Shelley Caniglia 602.2929.6862
Stephanie Carlock 602.717.6650
Stephanie Cunnigham 602.565.8500
Susan Hymson 602.692.8798
Ted Willette 602.390.1108
Terri Lou 480.620.9001
The Mohr Group 602.980.7653
Your Dream Home Awaits
TheCanigliaGroup.com
Payson, AZ REALTOR®
www.SheelaGiraudo.com
North Central Specialist
CharparralPinesRealEstate.com
Happy 2018! Property Mmgt - Call Me
Your Dream Maker Premier Marketing Group
40 Years of Excellence www.TedWillette.co
Happy & Healthy 2018! TerriLou@Realtor.com
www.MohrHomes.com CLHMS, CRS, Assc. Brk
Tim Massingale, CRS 602.550.3002
Trish Siegel 602.363.7338
Tsutsumi H. Lambrecht 480.695.8807
Vasa Spurling 602.739.8588
Gerry Russell Designated Broker
Randy Cooney Managing Broker
Ron Roberts Managing Broker
Sandy Hershey Managing Broker
Another Banner Year! After 44 Others
Wishing Everyone a 2018 Filled with Blessings! Gainey Ranch Waner/Siegel Team! Wishing You a Great 2018
Executive Level Service Military Service Veteran
Interested in becoming an EXECUTIVE? Contact us at Join@RealtyExecsAZ.com or go to RealtyExecutivesPhoenix.com
AZCENTRAL.COM z SUNDAY, JANUARY 28, 2018 z 7R
%)"! "()% '$ *#)+&!,
CHECK OUT THESE SHORT-TERM LIVING SPECIALS!
WEEK TO WEEK www.4rentweekly.com Furnished Studios & 1 Bedrooms PHOENIX NORTHWEST
$7(4&9(3 #-'* )'8)7*4,(4-. 1-* ',6(-6(/3604.'(3 .3%) 9.5 4.1-*09(4-. (/9( 09((3*) 0-)(+
Get AZRentals magazine delivered right to your door!
MONTH TO MONTH
PHOENIX WEST
PHOENIX CENTRAL
Studios starting wkly from Studios starting wkly from
Studios starting wkly from
$214.95 $209.95 $234.95 NO CREDIT REQUIREMENT NO INCOME REQUIREMENT
602.748.1674 602.682.9677 602.648.9942 Text NORTHWEST
Text WEST
TEXT CENTRAL
2541 W Georgia Phoenix
4323 N 27th Ave Phoenix
1350 E Thomas Rd Phoenix
TO 602-300-7423 TO 602-300-7423 TO 602-300-7423 FOR LIVE INFO! FOR LIVE INFO! FOR LIVE INFO!
"4)4( 97(4&9(3+9!73.(*92+7-0 (-59#+
AZRentals magazine is the Valley’s premier full-color glossy guide to apartment living. Featuring a full-color trifold map of the metro Phoenix area & color-coded geographical sections to help make your apartment search easier.
To get AZRentals magazine delivered to your door call 602-444-4971 or visit www.azcentral.com/advert/reprentals
Accepted at all locations. Rates subject to change without notice. Taxes not included. Some restrictions apply. AR-0008753805-01
RENTER’S Legal Q & A ARIZONA SMOKE-FREE LIVING
Ready to Go Smoke-Free? It has been three years since the AMA partnered with Maricopa County to launch its statewide smoke-free program for the apartment industry. Using tobacco-cessation funding, the AMA is contracted to provide: • Education to apartment owners, developers and managers regarding the dangers and health risks of smoking and the cost savings of going smoke-free • Assistance to help properties become smoke-free
Not Sure Where to Start? Checkout our website for more information: www.azmultihousing.org Attention residents, be sure to checkout Arizona Smoke-Free Living’s Housing Directory to find your next Smoke-Free community: http://www.azsmokefreeliving.org/
Question: I’m on a lease for an apartment. I informed management that I was looking for a house to buy and may have to break the lease if I found one before the lease end. They informed me that I was getting a $136/ month discount and if I broke my lease, they would charge me $136 more per month for the entire length of the lease, plus another $1,230 for an early termination fee. I’ve always paid my rent early and wondered if these charges are unreasonable because of my being a good renter. It seems pretty high to me. Answer: The $136 monthly discount is considered a rental concession. Both rental concessions and early termination fees are recoverable as damages should you prematurely terminate your lease. These fees should be in writing in order to be enforceable. Arizona case law holds that these early termination damages are enforceable only in an amount that is reasonable in light of anticipated or actual loss caused by the breach. The law also requires a landlord a reasonable effort to mitigate its damages. Landlords can bring a civil lawsuit after a resident prematurely vacates the apartment under A.R.S. § 33-1373. The suit is for all rents owed until the lease expires or management re-rents the unit. Included in this are any concessions, lease break fees and property damages beyond normal wear and tear. As long as the apartment is not re-rented, you remain liable for the term of the lease.
Editor’s note: Readers who have non-emergency, general landlord-tenant, fair housing or multi-housing real estate questions can mail them to: The Arizona Republic c/o Rental Team, 200 E. Van Buren Street, Second Floor, Phoenix, AZ 85004. While all cannot be answered in this weekly column, we will attempt to publish those questions that would be of interest to most readers. For specific or urgent advice, consult your own legal advisors before making a decision. Legal Q&A participating attorneys:
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Scott Clark (602) 957-7877
Matt Koglmeier (480) 962-5353
Andy Hull (602) 230-0088
Mark Zinman (480) 994-4732
8R z SUNDAY, JANUARY 28, 2018 z THE ARIZONA REPUBLIC
Why do you need renters insurance? Rent Smart Courtney Gilstrap Levinus Guest Columnist
Renters insurance can protect you and your roommates from a wide variety of exposure. It’s never easy to think about the losses that could occur, but this affordable insurance can provide important protections. Renters are not required by law to carry renters insurance, but some owners may require it for a lease. In multifamily communities, it’s often recommended but not required. If you live in a rental home with roommates, you should ask your insurance provider if you can split a plan or if it’s best to get separate policies. For those who carry renters insurance,
it’s always a good idea to document your valuables. This could include artwork, electronics, and jewelry or other valuables. Taking photos of the valuables and making sure you know their value will help if there’s ever a claim. It can be tough to remember all the precious items that you own in the event of a burglary or other loss event. Personal property coverage: Accidents like ÿre or water damage can occur in any kind of rental home. Renters insurance can protect you by covering the electronics, furniture and personal belongings in the case of damage in your home. Roommates may also be covered in your renters insurance. It’s best to add those names to your policy so if there’s a claim, the company knows that they are
covered by the renters policy. In the case of an accident or a burglary, your personal possessions are not covered by the landlord’s insurance policy. Those losses are the renter’s alone. If there’s damage to a building in a monsoon or a ÿre, the physical damages to the building are covered by the management company or owner, but the renter’s losses are not covered. Liability claims: When you have guests in your rental home, you carry some responsibility for their safety. If someone is injured from a fall or other kind of accident in your home, you may be liable and renters insurance can help to protect you. The insurance may help to cover some of the costs if there are legal fees or a claim against you.
Temporary housing: Victims of a ÿre or water damage may have to temporarily relocate while the apartment or home is being repaired. Renters insurance can help to cover some of these costs, so the renter isn’t out-ofpocket on housing. The costs for rental insurance can be very reasonable. Many insurance companies can add this to your other auto or additional insurance coverage you and your family already have. For just a few dollars a month, you can have some additional peace of mind and protection The Arizona Multihousing Association is the statewide trade association for the apartment industry, representing more than 2,000 members in legislative, legal and regulatory matters.
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480.607.7906 or visit us at scoutmortgage.com 9304 E Raintree Dr., #110 Scottsdale, AZ 85260 This advertisement is a solicitation by Scout Mortgage, Inc for a mortgage loan. The 1% down program requires minimum credit score of 720. Lender contribution capped at $5,000 - Borrower responsible for any difference to get required 3% down payment. Not all applicants will be approved. Verifiable Income Required. Other loan programs are available. Rates are subject to change. Restrictions Apply. Call for Details. AZ MB 0903218 / NMLS #56553. AR-0008755933-02