NOVEMBER 2026
BUY. SELL. RENT. IMPROVE.
PROPERTY INFO ON BACK PAGE NOVEMBER 2026 - VOL 01 - ISSUE 04
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BILLINGS
PRICE REDUCED
3206 PEREGRINE LANE - BILLINGS, MT
SALE PENDING
Experience stunning craftsmanship! Enjoy hardwood floors, quartz countertops, tile showers, Pella windows & doors, a private deck, & abundant natural light. With function & flow, the main level has an open kitchen-diningliving area w/ expansive windows, tile backsplash, huge island w/ great storage, a pantry, built-ins, gas fireplace, & deck access. The main level suite is a spacious retreat w/ a walk-in closet, tile shower, commode w/ aesthetic barn door, & dual sinks. Find 2 bedrooms, full bath, & laundry upstairs. An expansive, daylight lower level offers multipurpose space w/ wet bar, storage, full bath, & 2 huge, egress bedrooms. Nearby trails!
This 2 bed, 1.5 bath condo boasts soaring ceilings, expansive windows, stylish fixtures & is full of natural light. The open-concept kitchen w/ an island & dedicated dining area. The spacious owner’s suite complete w/ beautifully tiled walk-in shower, dual vanities, & 2 walk-in closets. Inunit laundry room with sink, updated half bath, & spare bedroom add for everyday convenience. Easy living— HOA covers gas, trash, water, exterior maintenance & insurance. 1 assigned, underground parking space & storage only an elevator ride away. Surrounded by great restaurants, parades & events, shopping, night life, theaters, breweries, & so much more.
104 N BROADWAY #302 - BILLINGS, MT
960 CALICO AVENUE - BILLINGS, MT
$699,900 - MLS#362075
$475,000 - MLS#359132
$395,000 - MLS#361402
SALE PENDING
Quiet neighborhood, charming home! 960 Calico offers a cozy & functional layout with a cute entry and main level living-dining-kitchen with new LVP flooring, & surface tops, & brand new stove! Upstairs is bright and airy and includes a suite with full bath, additional bedroom & full bath. In the daylight lower is a spare bedroom, half bath and laundry, and multi-function bonus room (could be used as a fourth bedroom, office, family room, home gym!) Room to spread out in this mature, fenced backyard with custom pergola and awesome privacy - the perfect spot to relax or entertain! Don’t miss the extra parking, huge lawn shed, or garden beds! With character and versatile spaces, this home is a gem. Ask about a buyer credit option!
BACK ON MARKET
2460 BONITO LOOP - BILLINGS, MT
438 & 438 1/2 TERRY AVE - BILLINGS, MT
1710 PATRICIA LANE - BILLINGS, MT
$529,900 - MLS#359253
$275,000 - MLS#362125
$369,900 - MLS#361057
Welcome to 2460 Bonito Loop, a well loved & meticulously maintained home with a brand new feel. Cool color tones, a bright & open layout, & a warm, relaxing atmosphere, designed for comfortable everyday living. The open kitchen offers an island, dining area, coffee bar & wine rack, gas range, under cabinet & pendant lighting, & soft-close cabinetry. Step outside to the covered patio, hookups for gas grilling. Room for all with 4 beds, 3 full baths, & 2 living spaces, plus great storage with a fun roll out coat closet & huge 3 car heated garage with added insulation & lighting. Fantastic yard with pretty landscaping, sprinkler system, curbing, fence, & shed. As an added bonus, this home is complete with solar panels, whole house generator, & built with helical piers. Move right in!
PRICE REDUCED
244 PARKHILL DRIVE - BILLINGS, MT
Two homes, one wonderful set up for an investment property or owner-occupied. 438 Terry (front house) is a 2 bed, 1 bath unit with bonus patio room, newer LVP flooring, paint, cabinets, and a one car garage. 438.5 Terry (back house) is a 1 bed, 1 bath unit with a converted bonus room and off-alley parking. Front home has been rented for $1495/month, back house is currently rented for $895/ month. Owner pays water, sewer, garbage. Tenants pay all other utilities. Add this one to your portfolio!
SALE PENDING
A charming rancher full of character & comfort in a desirable NW location. Warm hardwood floors, custom accents, & an inviting livingroom. 4 bedrooms (one nonegress), 2.5 baths, & 2 family spaces. Main level suite features a cute half bath, 2 additional upper bedrooms provide main floor flexibility, an attached 2 car garage adds for everyday convenience. Escape to the lower family room, bedroom, full bath, laundry, & excellent storage or spend evenings gardening in your backyard. Fully fenced with patio space ready for outdoor entertaining. A fantastic blend of functionality, location, & cuteness in this one!
SOLD
Found in sought after North Elevation and facing Pioneer Park, this home offers timeless charm with an unbeatable location. 244 Parkhill Drive features 3 bedrooms, 2 bathrooms with tile showers, 2 family spaces, and a 1 car garage with alley access. The interior is filled with warmth and character, a bright kitchen with pantry, solid surface tops, gas range, patio access, and dining area. Cozy up by the fireplace in the family room on the main floor or escape downstairs. With a daylight lower level, access a peaceful outdoor setting with a mature yard, gazebo, or head across the street to the park.
A perfect blend of comfortable living, convenient city amenities, & a quiet country feel. This multi-level home features bright spaces, functionality, & fantastic outdoor area. With 4 bedrooms, a family room, a reading nook, & a bonus space that provides flexibility. Enter into a pristine living area w/ big windows & vaulted ceilings. Upstairs, find an open kitchen-dining area w/ updated appliances & faucet, LVP flooring, island, pantry, & deck access (new deck 2025). Plus, a spacious suite w/ walk-in closet, extra bedroom, & full bath. In the lower level is laundry, full bath, additional 2 bedrooms & reading area. One floor down is a daylight lower level that provides tons of flexibility as a family room, guest space, or work out area. Amazing views, great yard w/ added landscaping, & extra parking. A well-loved house on the hill.
2910 TARTAN ROAD - BILLINGS, MT
2601 PATRICIA LANE - BILLINGS, MT
$425,000 - MLS#360909
$499,900 - MLS#362128
$439,900 - MLS#NA
SHELBY WILLIAMS BROKER
406-998-9446
SHELBYWILLIAMSREALESTATE@GMAIL.COM
This fantastic house was on the market less than 24 hours! Planned, prepared, and priced right. What a beauty! A well-loved rancher full of character & charm. Found in a prime NW location, this home offers 3 bedrooms (one nonegress) & 3 full baths. Warm, refinished hardwoods on the main level caters to the originality while a cozy wood burning fireplace offers a great space to relax and the kitchen-dining area with yard access is perfect for entertaining. The main level suite is a fantastic getaway, plus an additional huge bedroom with french doors provides dual functionality. Find a second living space with gas fireplace in the lower level for multiuse or enjoy Montana evenings around your fire pit in the huge, fenced yard (includes ditch water to stay green while being cost-effective). Tons of storage in the garage & basement! This one is ready for you.
BILLINGS 04
Your Home here in Billings. Featuring local Realtors, local listings and open house events. Showcasing small businesses and Billings grown experts in all fields home and home improvement.
BILLINGS
PODCAST FEATURES
10-11
CONTENTS
BILLINGS
OPEN HOUSES
13
BOZEMAN 14
Bozeman isn’t as unattainable as you might think. Check out these fantastic local listings, and the Realtors that are making the magic happen.
BOZEMAN
PODCAST FEATURES
17
BOZEMAN
OPEN HOUSES
17
HELENA 18
Check out what’s cooking in our State’s capital. There’s more going on than you might think.
HELENA
OPEN HOUSES
18
COVER FEATURE 20
521 N. WORD AVENUE - RED LODGE, MT
From the moment you arrive, this beautifully crafted home reflects meticulous care and attention to detail. This gorgeously maintained home is truly worth more than just a look.
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BILLINGS LAUREL - LOCKWOOD - SHEPHARD PARK CITY - ACTON - MOLT - HUNTLEY - CLINE - HESPER - BROADVIEW
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BILLINGS UNDER CONTRACT
UP-DOWN DUPLEX
6377 SIGNAL PEAK AVENUE - BILLINGS, MT
1112 SUNNYSIDE LANE - BILLINGS, MT
$420,000 - MLS#361613
$250,000 - MLS#360732
1525 BENCH BLVD #4 - BILLINGS, MT
89 ROLL CAST TRAIL E. - BILLINGS, MT
$275,000 - MLS#356787
$450,000 - MLS#362362
Beautifully designed 3-bedroom, 2-bath 1,456 sf townhome in NW Billings! This home features a stylish kitchen with quartz countertops, stainless steel appliances, tile backsplash, undercabinet lighting, & a pantry, while both bathrooms also feature quartz countertops. The open living spaces offer durable LVT flooring throughout the entry, kitchen, dining, & living room, while the spacious primary bedroom includes carpet & a private bath. Built with 2x6 walls & Rockwool insulation between units for added sound reduction, this home also includes Anderson windows, Hardi siding, covered front & back patios, & a double attached insulated & sheet rocked garage with heater & a 1-2-10 StrucSure Warranty. The $205/mo. HOA covers lawn care, snow removal, water, & exterior insurance, making for easy, low-maintenance living.
Great 3 Bed, 2 Bath 1568 ft. Split-Entry Townhome in the Heights Welcome home to this move-in ready split-entry townhome offering 3 bedrooms and 2 full baths. Enjoy all-new interior paint, new carpeting throughout, and new flooring in the upstairs kitchen and bath. The upper level features an open and functional layout with a skylit kitchen, comfortable living room, one bedroom, and a full bath. Patio door access from the living room leads to the deck and yard area—perfect for relaxing or entertaining. The lower level offers a spacious family room, two additional bedrooms with daylight windows, another full bath, and a laundry area. A double attached garage adds everyday convenience and extra storage.
Great up/down duplex-style multi-family opportunity. This 1,456 sf property sits on a 6,549 sf lot & offers separate living spaces w/ 1 bed/1 bath on the main level, plus 2 bed/1 bath on the lower level. The main level includes living room, kitchen/dining area, bed w/ ceiling fan, & full bath. The lower level features its own living room, kitchen area, 2 bed/1 bath. Shared laundry, detached garage, partially screened-in porch, & fenced back portion of the lot.
2 Bed/2 Bath townhomes in the new Clearwater Estates. 1,447 sf of thoughtfully designed, low-maintenance living in a prime West End location. Private lot, fenced yard, & covered front & back patios. Dedicated community entrance, street lighting & sidewalks. Insidevaulted ceilings, LED lighting, & premium LVT flooring. Quartz countertops, stainless steel appliances, tile backsplash, under-cabinet lighting, large island, & pantry in kitchen. Spacious, carpeted primary suite features a walk-in closet & private bath w/ tiled shower, & quartz countertops in both bthrms. Rockwool insulation in exterior walls & primary bdrm. Hardie siding. Tankless water heater. Attached double garage is insulated, sheet rocked, & heated. 1-2-10 StrucSure Warranty. HOA covers: exterior Insurance, front lawn & snow. Each unit has its own water meter. Photo of a similar property.
UNDER CONTRACT
408 5TH AVENUE - LAUREL, MT
4607 ROLL CAST TR. N. - BILLINGS, MT
$287,000 - MLS#360622
$450,000 - MLS#362409
Welcome home to this ranch-style property set on a spacious 8,400-sf lot w/ convenient alley access. Offering 2 bedrooms, 1 bathroom, & 1,088 sf of living space, this home provides a warm & comfortable setting w/ room to make it your own. Inside, the main floor features a welcoming living room, dining area, kitchen, bathroom, and two bedrooms designed for easy everyday living. The garage includes currently being used as additional living space by tenant with laundry area, offering flexibility for a hobby room, guest area, or personal retreat. With its generous lot and inviting layout, this property is full of potential and ready for its next chapter.
CHRIS DUNN
REALTOR, CRS, GRI
406-698-3531
CHRIS@DUNNDEAL.US
3 Bed/2 Bath townhomes in the new Clearwater Estates. 1,447 ft. of thoughtfully designed, low-maintenance living in a prime West End location. Private lot, fenced yard, & covered front/ back patios. A dedicated townhome community entrance, street lighting & sidewalks. Vaulted ceilings, LED lighting, & premium LVT flooring. Quartz countertops, stainless steel appliances, tile backsplash, under-cabinet lighting, large island, & pantry in kitchen. Spacious, carpeted primary suite features walk-in closet & private bath w/ tiled shower, & quartz countertops in both bthrms. Rockwool insulation in all exterior walls & interior walls surrounding the primary bdrm. Tankless water heater. Double attached garage is insulated, sheet rocked, & heated. 1-2-10 StrucSure Warranty. HOA covers: exterior Insurance, front lawn & snow. Each unit has its own water meter. Estimated completion: End of January. Photo of similar unit.
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BILLINGS
52 TREWIN SCHOOL RD - PARK CITY, MT Situated on 10 scenic ac., this 1-level stick-built home offers peaceful country living with mature trees, fenced pastures, a corral, & loafing shed—ideal for horses or livestock. Inside, enjoy a spacious living room, kitchen w/ breakfast bar, formal dining room, & private primary suite with walk-in closet & bath. Natural gas heat, power & a well at the corral, Italian Ditch shares (buyer to verify water availability), & a storage shed that stays. Conveniently located. $735,000 - MLS#360591
7504 CENTRAL AVE – BILLINGS, MT
New construction by Amish Heritage Homes featuring 3 bedrooms and 2 bathrooms on the main floor. The primary bedroom includes a spacious walk-in closet. Additional highlights include a 3-car garage, an unfinished basement with room for additional bedrooms and a bathroom, landscape curbing, and ditch rights for lawn watering.
This ranch-style home offers 5 beds/2 baths, & a detached 2-car garage w/ a 3rd-stall shop. The main level features 3 beds w/ hardwood floors, a big living room, kitchen w/ dining area, & full bath. Finished basement w/ family room, 2 beds, 2nd bath, storage, & laundry/mechanical room. Covered deck/patio, big backyard, new boiler/water heater (2025), central A/C, UGSP, shed, & extra parking. Washer/ dryer, & gun safe included. Buyers/agents to verify prop tax, which currently reflect senior citizen assistance. $359,900 - MLS#361274
$459,000 - MLS#361438
NEW PRICE
1011 5TH AVENUE – LAUREL, MT
NEW PRICE
714 PEBBLE BEACH RD - BILLINGS, MT
A spacious 3-bdrm, 3.5-bath townhome. Close to Skyway Dr & Castle Rock Park, w/ easy access to recreation, shopping, & everyday amenities. Attached 1-car garage & unfenced backyard. HOA covers water & exterior insurance. Bonus living area in the basement—excellent flex space. With a little creativity, the lower level could also be transformed into a private primary bdrm retreat. With its flexible & lowmaintenance townhome lifestyle. $289,900 - MLS#361391
512 1ST AVENUE – LAUREL, MT Great location & affordable price! Previously used as a rental property, the home offers plenty of potential. 2 beds (neither w/ closets), a full bath, spacious living room, dining area & a bright kitchen w/ main-floor laundry. A front entry & rear mudroom provide additional space. The unfinished basement offers storage potential. Conveniently located. Property sold AS-IS. Buyers encouraged to verify property condition/financing w/ lender - may not go all loan types. $180,000 - MLS#361501
6245 EVA MARIE LANE – BILLINGS, MT Move right into this beautifully maintained 2025-built home in Billings’ desirable Annafeld community. This singlelevel, 2-bed/2-bath home features a bright open-concept kitchen, dining, & living area, a private primary suite w/ ensuite bath, & a versatile 2nd bed. Fully landscaped yard, window coverings, kitchen appliances, an attached 1-car garage w/ a 240V outlet, covered front porch & outdoor patio, & no home immediately behind the property. $334,900 - MLS#361810
HAZEL KLEIN
RYAN MAYES
KALLI WESTGOTT
SETH BYLER
ANGELA KLEIN-HUGHES
DANIEL KLEIN
ASHLEY BRAATEN
MANDY COOK
BROKER-OWNER, GRI 406-855-9527
BKR-OWNR, GRI, EPRO, PSA, AHWP, CRS 406-860-5653
BKR-OWNR, GRI, EPRO, PSA 406-671-4444 RLTR/OWNR, GRI, CRS, ABR 406-855-9528
BROKER, GRI, CLHMS GUILD 406-850-7426 BROKER 406-855-8747
REALTOR 406-690-7461 REALTOR, GRI 406-672-8363
3828 & 3846 MALLARD DR BILLINGS, MT 4 BED - 2 BATH 1,620 SQFT - 2.51 ACRES Space, flexibility, & income potential on this 2.51 acre property w/ no restrictions found! The main home features a beautifully maintained 2014 Manufactured home on a permanent foundation w/ 4 beds, & 2 baths. The 2nd home site is a 3 bed, 1.5 bath manufactured home offering excellent rental potential. The multifamily setup is ideal for investors, generational living, or first-time home buyers looking to offset their mortgage w/ rental income. No restrictions were found, close to town & quick access to I-90. The oversized, heated 3-car garage/shop offers additional workspace & presents another excellent opportunity for rental income. Additional outbuildings include a 2-car garage & 3 storage sheds. Located near the Yellowstone River w/ a fantastic fishing access nearby. The land is lush w/ multiple fruit trees, to include a Macintosh apple tree & plum trees, not to mention the variety of wildlife that visits the property. Ask the listing agent about a possible seller rate buy down w/ an acceptable offer! Cross listed as Multi-Family under MLS#362358 $530,000 - MLS#362357 & 362358
BRIDGETTE OLSON
REALTOR
406-850-8854
BRIDGETTEOLSONREALTY@GMAIL.COM
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BILLINGS
46 UPPER RESERVOIR LN SHAWMUT, MT 2 BED - 1 BATH 768 SQFT Experience this cabin located within the Basin Cabin Owners Association, featuring a ‘07 All American Sport RV. Perfect for year-round recreation, this property offers prime access to hunting, fishing, and boating at Deadman’s Basin Reservoir. The single-level home includes 2 bedrooms, 1 full bath, a durable metal roof, a cozy wood stove, & a new propane furnace. Property highlights include an oversized detached 2-car garage, a large storage shed, & all appliances. Sale includes structures and RV; the land is leased via the HOA ($300/ year). Enjoy stunning views. Schedule your tour today! $159,900 - MLS#360289
NHN 3RD STREET E - ROUNDUP, MT
6.14 ACRES Sellers will consider a Contract for Deed; please contact the listing agent directly to discuss recommended terms & conditions. This parcel in Roundup, MT, presents a development opportunity to complete the McCleary Subdivision. Ideally located near the local elementary school, property is positioned for residential expansion (Stick-built or modular construction). City water, sewer, & electrical are available in proximity to streamline development. $149,500 - MLS#349761
PARCEL 16 MTN VIEW - MOLT, MT
20.03 ACRES Are you looking for that spot for your Montana “forever home?” The place where you have room for your home and shop, and views. West of Billings and north of Laurel, this property offers ample space designed to meet a variety of needs. Country living close to the big box stores offered in Billings and Laurel. Billings, offers essential medical care, along with a college and university setting. $235,000 - MLS#354224
DANNY BALL
REALTOR
406-672-0465
DANNYTBALL@GMAIL.COM
1400 POLY DR - E2 BILLINGS, MT 3 BED - 2 BATH 1,537 SQFT Welcome to this lovely 3-bed/2-bath condo located in a secure building w/ wonderful amenities & convenient access to downtown, the medical corridor, & nearby shopping. This inviting unit offers an open floor plan w/ a spacious kitchen & dining area that flows into a comfortable living room. Enjoy the enclosed lanai w/ park views. The spacious laundry room includes a washer & dryer, which will stay w/ the unit. The building offers 2 new elevators & convenient 1-level living. Residents amenities include: swimming pool, hot tub, exercise area, & community kitchen. There are also 2 guest rental suites available for visiting family & friends. The covered garage area includes one assigned parking space plus additional storage. This condo offers comfortable living, great amenities, & a convenient location. The HOA for this unit is $510.00/mo. It covers water, gas, pool, snow, trash, lawn care, insurance & management. Come & take a look & see all it has to offer! $399,900 - MLS#362090
PATTI DUNDAS
PREMIER AGENT
406-698-2366
PATTI@MONTANAPROPERTY.COM
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BILLINGS 504 MONTECITO AVE BILLINGS, MT 3 BED - 2 BATH 1,539 SQFT - 9,540 SQFT LOT Bright and open one level, ready for new owners! Built by Bob Pentecost Construction, this home features vaulted ceilings and sleek color tones, a double car attached garage (ready for gas heater), entry room with built ins, an open kitchenliving-dining layout, a spacious master bedroom with walk-in closet and full bath, two additional bedrooms and bathroom, all on a fully fenced and landscaped lot. Kitchen features pretty light fixtures, soft close cabinets, patio access, island, full appliance package with gas stove, coffee bar and extra cabinets. Enjoy peaceful nights on your covered patio, plumbed with gas for convenient grilling or firepit. One year warranty, fully functional radon mitigation system, final clean, home inspection report (a $750 value), and builder walk through included. Built with piers. Ask about financing incentives. $460,000 - MLS#361502
DRAHLYNN LINDSTROM
AGENT
406-795-5834
@DRAHLYNNIVEE
OUR BUILDING IS TURNING 110 THIS YEAR! CELEBRATING OVER A CENTURY OF EXCELLENCE!
NOT SURE WHAT KIND OF LOAN YOU NEED? WE CAN HELP! We shop America’s top mortgage lenders for the best rate and program for your Specific needs! • Purchasing a Home • Rural Development • VA Loan • FHA Loan • Conventional Home Loans • MBOH Loan - Montana Board of Housing
Kim Wallinder Moffet NMLS#291521 NMLS#260559
CONTACT US TODAY! www.WallinderMortgage.com
kim@homeloansinmontana.com
406-655-4343
BILLINGS
TO RENT
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922 NORTH 23RD STREET - BILLINGS, MT
2 bedroom 1 bathroom mobile home. Fenced yard area with garage off the alley and small shed. Tenant must have 6 month job stability. Covered Carport. 1 pet is negotiable adds $50/ mo to rent and $200 pet deposit. Tenants pays all utilites. Call McNeese McNeese to schedule a showing 406-794-8765 $1,000.00 Security Deposit $895.00/MONTH
2313 ALDERSON AVENUE - BILLINGS, MT
2 bedroom 1 bathroom west end rental. Washer/Dryer hookups. Tenant pays gas and electric. Owner pays water. Lawn mowing is provided. There is no private fenced yard. One pet is considered on a case-by-case basis adds $50/mo to rent amount and $200 pet deposit. Call McNeese McNeese to schedule a showing 406-794-8765 $995.00 Security Deposit $995.00/MONTH
2222 SIERRA VISTA CIRCLE BILLINGS - BILLINGS, MT
Premium Heights Location on private culde-sac! 3 bedrooms, 2 full bathrooms, vaulted ceiling in master with large walk in closet and dual sinks in master bathroom, large dining space, stainless appliances, all one-level living with attached single garage and large back patio and shed for ample storage. $1995/ mo plus tenant pays gas, electric and water. $1995/security deposit. 1 dog is considered on a case by case basis. No Cats. Adds $50/mo to rent and $200 pet deposit. Call for viewing. 406-794-8765 $1,995.00 Security Deposit $1,995.00/MONTH
CALLY MCNEESE PROPERTY MANAGEMENT
406-794-8765
CALLY@MCNEESEMCNEESE.COM
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BILLINGS
EDITING & FINISHING BY CELINA OVERBEEKE
SANDY WONG GUILD MORTGAGE
Making Your Mortgage Work for You: Exploring Your Options with Sandy Wong of Guild Mortgage
Finding Flexibility in Today’s Housing Market With housing costs and everyday expenses putting pressure on household budgets, many homeowners are looking for ways to make their mortgage payments more manageable. Sandy Wong of Guild Mortgage in Billings says today’s market calls for creativity, careful planning and conversations about the financing options available. Whether homeowners want to lower monthly payments, consolidate debt, fund renovations or purchase a new home, the right strategy depends on their financial circumstances and long-term goals. Refinancing is one possibility, but it isn’t the only way to adjust a mortgage.
Recasting: Lower Payments Without Refinancing
For homeowners who have a substantial amount of cash available, mortgage recasting may offer an alternative to refinancing. By applying a large lump-sum payment toward the principal balance, eligible borrowers can ask their loan servicer to recalculate their monthly payments based on the reduced balance. The existing mortgage remains in place, including its interest rate and remaining term. That can make recasting appealing to homeowners who have a favorable rate and want to avoid the costs associated with a new loan. Eligibility requirements vary, and homeowners should check with their servicer to determine whether recasting is available.
Assumable Loans and Temporary Buydowns
An assumable mortgage can offer another opportunity, particularly for buyers interested in a home with an existing interest rate lower than those available on new loans. Certain
FHA, VA and rural development loans may be assumable, subject to lender approval and qualification requirements. The buyer must still qualify for the loan and cover the difference between the home’s purchase price and the remaining mortgage balance. That equity gap can require a significant amount of cash, even when the existing monthly payment is attractive. Temporary rate buydowns can also help buyers manage
“The best thing to do is talk to your lender and say, ‘Here’s what I’m thinking. Here’s what I want. Is there a way to make this work?’ ” early expenses. With a two-to-one buydown, for example, the effective interest rate is reduced by two percentage points in the first year and one percentage point in the second before returning to the agreed-upon note rate. The buyer must still qualify at that full rate, but the initial payment relief can help when other expenses, such as a car loan, are expected to disappear.
Putting Home Equity to Work
For homeowners who have built equity, several financing options may provide access to funds. A home equity
loan generally provides a lump sum with an established repayment schedule. A home equity line of credit, or HELOC, works more like a credit card, allowing borrowers to draw funds as needed within an approved limit. Both typically leave the original mortgage in place, meaning the homeowner makes payments on two loans. Interest rates and terms vary, and HELOC rates may fluctuate. A cash-out refinance works differently: the existing mortgage is replaced with a new, larger loan, and the homeowner receives the remaining funds after paying off the original mortgage and closing costs. This can provide money for renovations or debt consolidation, but borrowers should compare the new terms and total costs carefully.
Knowing When Refinancing Makes Sense
Refinancing may reduce a monthly payment, consolidate higher-payment debts, fund home improvements or help remove a former co-owner from a mortgage. Private mortgage insurance (PMI) may also be removable when a homeowner has sufficient equity, sometimes with a new appraisal rather than a refinance. Wong recommends weighing closing costs against potential savings and considering the break-even point before making a decision. Even a “no-closing-cost” refinance involves expenses, which the lender may absorb in exchange for a higher interest rate. Her advice is straightforward: bring your questions, goals and budget to an experienced mortgage lender. With several options available, a thoughtful conversation can help homeowners determine which approach fits their needs.
EDITING & FINISHING BY CELINA OVERBEEKE
CASEY STONE
OWNER, DIAMOND ROOFING & SOLAR
Protecting Your Home, From the Top Down.
A Local Business Built on Experience Stone’s journey began in sales before he entered the roofing industry. After learning the business firsthand, he launched Stone Contracting, building his customer base through word of mouth. A chance roofing job led to a satisfied neighbor and more referrals, eventually growing the company into a larger operation. Today, Diamond Roofing and Solar serves Billings and surrounding communities, with an additional location in Miles City.
More Than Just Roofing Although the company’s name highlights roofing and solar, Stone says siding and gutters are also important parts of the business. His background as a general contractor, including experience building homes, gives him a broader understanding of how a property works from start to finish. While solar remains available for interested customers, Stone says the company’s primary focus has shifted toward roofing and siding as the solar market has changed. Whatever the project, he emphasizes hands-on involvement and accountability.
Navigating Insurance Claims One of Diamond Roofing and Solar’s key services is helping homeowners manage insurance claims from beginning to end. Stone recommends having a trusted roofing contractor present when an insurance adjuster inspects storm damage.
Damage isn’t always obvious from the ground, and missed details can mean delays while homeowners try to get another inspection. Stone says his role is to advocate for property owners, document damage, and help ensure the relevant issues are addressed during the initial visit. He also stresses the importance of understanding insurance requirements and matching materials. In
“Your roof is your home’s first line of defense. Having someone you trust to identify problems, explain your options, and stand behind the work makes all the difference.” Montana, he explains, matching rules can affect whether a repair or a larger replacement is covered. Having an experienced professional who understands the process can help homeowners better navigate these decisions.
Spotting Storm Damage—and Roofing Scams After a hailstorm, homeowners shouldn’t assume their roof is unharmed simply because it looks fine from the driveway. Stone points to shingle granules accumulating in gutters as one possible sign of damage. Because those granules help
protect shingles from ultraviolet exposure and fire, their loss can leave roofing materials more vulnerable. He also urges homeowners to be cautious of unfamiliar contractors who arrive after major storms, request deposits, and disappear. Some out-of-area operators may make themselves look local, making it important to research a company’s address, reputation, and track record. Diamond Roofing and Solar keeps operations close to home, with Stone maintaining personal oversight of projects.
Choosing Materials That Last From asphalt shingles and metal roofing to commercial membrane systems, the right material depends on the structure and the homeowner’s goals. Stone discusses the importance of proper ventilation, too, noting that good airflow helps reduce attic moisture and condensation. He favors ridge ventilation where the roof design allows it. His philosophy is straightforward: do the job correctly the first time. The company offers free inspections and estimates, helping homeowners understand their roof’s condition before small concerns become bigger problems.
Fast, Personal Service Stone says Diamond Roofing and Solar aims to provide written estimates on the spot and complete many projects within about a week of signing, depending on scheduling and project needs. For homeowners facing storm damage, that combination of responsiveness and personal accountability can make a stressful situation easier to manage.
EDITING & FINISHING BY CELINA OVERBEEKE
RANDY MOSTAD CO-OWNER CARPETONE
Building a Foundation That Lasts: Randy Mostad of Carpet One Floor & Home
A Family Legacy in Flooring For Randy Mostad, owner of Carpet One Floor & Home in Billings, flooring has always been more than a business. It’s a family tradition stretching back to 1959, when his father opened a flooring store in Polson, before moving the business to Missoula as the market for broadloom carpet began to grow. After his father’s passing in 1974, Randy’s mother took over the business, eventually joined by his brothers, who continue to operate Loren’s Carpet One in Missoula today. Randy followed a different path, earning a degree from the University of Montana before moving to Billings with his wife and spending a decade working in oil distribution. His return to flooring began with a simple homeimprovement project. While shopping for carpet, he met the owners of Carpet Connection, who recognized his industry background and invited him to join the business. After five years, Randy became a partner, eventually buying out the original owners. Today, he and business partner John Erbacher have worked together for more than 30 years.
Flooring Trends Keep Moving
Few areas of home design change as noticeably as flooring. Randy has watched sheet vinyl give way to newer waterproof products, seen carpet disappear from dining rooms and bathrooms, and witnessed hardwood evolve from narrow, solid planks to wider, longer engineered boards. Tile has changed, too. Where 8x8” ceramic tiles were once common, today’s installations often feature much larger formats, creating a contemporary look with fewer grout lines. For homeowners planning a remodel, Randy recommends thinking about flooring as the foundation of a room. Trendy,
relatively inexpensive options such as luxury vinyl tile (LVT) can be easier to replace as tastes change. More permanent investments, including hardwood and ceramic tile, may benefit from timeless colors and styles. In his own “forever home,” built in 2014, Randy chose ceramic tile in a travertine-inspired color—a classic look influenced by historic architecture that he hopes will remain appealing for decades.
“Choose a floor that fits your life, invest in quality, and think about how it will serve your home for years to come.” Choosing the Right Floor for Your Life The best flooring choice depends on more than aesthetics. Randy encourages homeowners to consider how long they plan to stay in their homes, whether they have children or pets, and how much dirt, moisture and daily wear their floors will encounter. LVT can be a practical choice for busy households because it is durable, water-resistant and often less expensive to install than hardwood. Carpet remains a favorite for bedrooms, where its warmth, softness and sound absorption create a comfortable atmosphere. Randy also
favors carpeted stairs, noting that hard surfaces can be unforgiving if someone slips. Product quality matters, particularly with LVT. The thickness and construction of its core, the strength of its locking edges and the wear layer all influence how well it performs over time. Even a stable floor can fail if installed over an uneven surface. Hardwood requires additional attention because humidity affects the material significantly. Maintaining a consistent indoor environment and servicing the home’s heating and humidification systems can help protect the investment.
A Commitment Beyond the Sale
Randy’s attention to a product’s foundation extends to carpet itself. While fiber type influences durability and feel, he explains that the cushion underneath plays a major role in comfort and longevity. That cushion has also become an important part of Carpet One’s environmental efforts. After looking for ways to reduce warehouse waste, Randy arranged to recycle used carpet padding. The material can be repurposed into products such as park benches, but much of it becomes sound-deadening material for automobiles. The effort requires additional equipment, labor and expense, yet Carpet One has shipped 43 semi-trailers of recycled cushion—each carrying approximately 40,000 pounds—away from the Billings landfill. For Randy, that commitment reflects a broader philosophy: good flooring starts with a solid foundation, and responsible business means considering what happens long after a product leaves the showroom.
EDITING & FINISHING BY CELINA OVERBEEKE
DRAHLYNN IVEE REAL ESTATE SALESPERSON
New Construction or Existing Home? Find the Right Fit in Billings.
A Career Built on Helping Others Buying a home is one of life’s biggest investments, and deciding between new construction and an existing property can feel overwhelming. On the Your Home Billings Podcast, Mark Junker sat down with Drahlynn Ivee of Century 21 Hometown Brokers to discuss the differences, what buyers should expect, and how experienced guidance can make the process smoother. For Ivee, real estate is ultimately about serving others. She enjoys the daily challenges of the industry and says her ability to stay calm amid chaos helps her navigate the unexpected twists that can accompany a transaction.
New Construction vs. Existing Homes When choosing between a new build and an existing home, the first consideration is often a buyer’s stage of life. Someone looking to downsize may prefer a newly built, single-level home, while a younger buyer hoping to grow a family might choose an existing property to begin building equity. Others simply prefer the character of an older home—or the appeal of being its first occupant. New construction can offer advantages, particularly when purchasing a home that is already built. Buyers have fewer concerns about aging roofs or heating and cooling systems, while inspections help ensure the property meets applicable codes. Building a customized home, however, requires more time and decisions.
According to Ivee, an existing-home purchase typically takes around 45 days from offer to closing. A new home built from an established floor plan can take approximately four months, while extensive customizations may lengthen the process. She emphasizes the importance of understanding the price and selecting finishes before signing a contract. Working with an experienced builder
“Buying property without having the right representation is almost like driving at night with no headlights on.” who stands behind the agreed-upon price can also help prevent any unwelcome surprises. Price, of course, matters just as much as personal preference. Appraisals provide an independent assessment of a home’s value, typically using comparable sales in the surrounding area. Highly customized properties can present challenges when few comparable homes exist. And while improvements may increase a property’s appeal, not every upgrade delivers the return a seller expects. Buyers and sellers alike benefit from understanding which features
the market values.
Comparing Lenders Can Pay Off Financing deserves similar attention. Ivee recommends comparing lenders, even when a builder has a preferred option. In one example she shared, a builder’s lender could save a buyer $5,000 on a $500,000 home by crediting an origination fee already paid by the builder. Other lenders may waive fees or offer competing terms, making comparison worthwhile.
Growing Opportunities Across Billings Billings has plenty to offer. Ivee points to the West End’s rapid growth and the development opening up the Heights, particularly around the High Sierra subdivision, where Skyway Drive has improved connectivity. Meanwhile, established neighborhoods continue to attract buyers who appreciate architectural character, from mid-century modern homes to historic Victorians.
Why the Right Representation Matters Ultimately, Ivee believes buyers should have a qualified real estate professional in their corner. An experienced agent can anticipate complications, explain options, and address problems before they become costly sources of stress. Whether you’re buying your first home, building a custom property, or preparing to sell, the right guidance can help make the journey more manageable—and the investment more informed.
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BILLINGS
521 N. WORD AVENUE LAZY - RED LODGE, MT 2 BEDS - 1 BATH - 1,530 SQFT - 4.61 ACRES
Rarely does a property of this acreage, setting and expansive city views become available in the heart of Red Lodge. Perched above town on just under 5 acres, this unique property offers an exceptional combination of privacy, space and sweeping views that are increasingly hard to find within the city limits. While Cadastral records the home as originally built in 1928, the property was transformed in 2012. The home was lifted, a new foundation was poured and the structure was carefully set back in place. The interior was completely gutted and renovated, new radiant heat, new electrical including wiring and new plumbing were installed and all new interior elements were replaced. The original logs are the only remnants that remain. Property includes an oversized 3-car garage built in 1997, a separate 1-bedroom, 1/2 bath bunkhouse/cottage originally built in 1990, remodeled in 2008, excellent flexibility for guests, family, or additional living space. Set on a hillside, thoughtful improvements have recently been completed to enhance the property, including new drainage systems around the main home, guest house, garage and sheds, along with a retaining wall around the garage. With nearly 5 acres, a rare in-town setting, & multiple structures this is a property with a combination of features that is difficult to replicate.
$1,095,888 - MLS#362486
57 SUNDOG COURT - RED LODGE, MT 3 BEDS - 2 BATHS - 1,958 SQFT - 0.54 ACRES
Now Landscaped! Tucked at the end of a quiet cul-de-sac, this exceptional zero entry (no stairs) ranch-style home pairs breathtaking Beartooth Mountain views with one of the most impressive garage spaces on the golf course. The 2,096+ sq. ft. attached, fully finished & heated garage is a true standout, offering extraordinary space for vehicles, hobbies, storage, and all your Montana toys. Two oversized garage doors each accommodate two vehicles, while a third single door opens directly to the backyard for a golf cart, ATV, motorcycles, or recreational equipment. Wired for a 220V compressor & welder and equipped w/50-amp RV hookup outside, this is a garage designed for serious use & endless possibilities. Beyond the garage, the home delivers exceptional indoor-outdoor living, wider than normal hallways, with stunning mountain views from numerous windows and an impressive 664 sq. ft. covered outdoor living area perfect for relaxing and entertaining. Inside, custom hickory cabinetry adds warmth and character, while the generous center island with integrated raised seating creates an inviting gathering space. Exceptional garage space, expansive outdoor living, and spectacular Beartooth Mountain views come together in a property that truly captures the Montana lifestyle. Well is already installed to irrigate the over 0.50 acre lot.
$898,888 - MLS#361268
NANCY CURTISS
BROKER, OWNER
406-696-2434
NANCY@PUREWESTMT.COM
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BOZEMAN
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• POST & BEAM • KILM DRIED ROUGH SAWN LUMBER • HARD WOOD SLABS
• SAWDUST & MULCH
No matter what you need from our sawmill, we’ll be more than happy to assist you.
(406) 850-0406 • 9660 S. FRONTAGE ROAD
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BOZEMAN BELGRADE - LIVINGSTON - TOWNSEND BIG SKY - FOUR CORNERS
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BOZEMAN UNDER CONTRACT
44 MIDWAY BRIDGER ROAD – BOZEMAN, MT
405 S 19TH AVE – BOZEMAN, MT
$2,299,900 - MLS#406425 - EDDIE STEINHAUER 406-580-1456
$818,000 - MLS#414925 - EVAN MCCAW 406-581-2213
Beautiful custom home on 5 acres in coveted Bridger Canyon. Less than 10 minutes to downtown Bozeman for shopping, restaurants, community events & nightlife. Head N. to Bridger Bowl Ski Area & the growing summer & winter trails of Crosscut Mtn Sports Center. 44 Midway Bridger Road is a modern 3 bed/3.5 bath home in the heart of Bridger Canyon w/ everything on your list.
Located in the heart of Bozeman, this fourplex at 405 S 19th Ave offers four spacious two-bedroom, one-bath units, each with approximately 1,050 square feet. Every unit includes washer and dryer hookups, a gas fireplace, a one-car garage, and two additional parking spaces. Built in 1978, the property has a long, consistent history of rental income. It sits on a large 13,372-square-foot lot with underground sprinklers, plus rear alley access for boat or small van parking.
PRICE REDUCED TO $1,649,00
403 N 18TH AVE – BOZEMAN, MT
209 KUNJE BLVD - MANHATTAN, MT
$1,799,000 - MLS#413754 - EDDIE STEINHAUER 406-580-1456
$1,649,000 - MLS#413754 - TAYLOR DEVRIES 406-581-3267
Great opportunity to upgrade to this 4 bed, 2.5 bath home in NW Bozeman. Centrally located for easy access to downtown shops, restaurants, schools, & Montana State University as well as the larger grocery stores, shopping & amenities the newer W Bozeman commercial areas have to offer. With over 2700sf of living space, there is no shortage of room for family, friends, roommates & privacy. The large partially finished basement offers room to add more of what you need under one roof!
Experience luxury and comfort in this stunning 5-bedroom, 4.5 bath home boasting 5,413 square feet of beautifully designed living space on a spacious 0.601-acre lot. Enjoy relaxation with a serene backyard oasis featuring a cozy fire pit, relaxing sauna, and a versatile shed for extra storage or hobbies. The epoxy-finished garage floor adds a sleek, durable touch to your parking and workspace. The main level hosts a spacious primary bedroom for convenience and tranquility, while upstairs you will find two generously sized bedrooms each with their own full-baths-perfect for guests. This home perfectly blends elegance, functionality, and outdoor charm, making it a true sanctuary you’ll love coming home to! Buyer to verify measurements.
EVAN McCAW
MIKE DeVRIES
NATE DYK
TAYLOR DeVRIES
ETMCCAW@GMAIL.COM
MIKEDEVRIES55@GMAIL.COM
NATEDYK3@HOTMAIL.COM
TAYLORDEVRIES03@GMAIL.COM
BROKER/PARTNER
406-581-2213
EDDIE STEINHAUER BROKER/PARTNER
406-580-1456
EDDIESTEINHAUER@GMAIL.COM
BROKER/PARTNER
406-580-2345
ALEX RUSSELL SALES ASSOCIATE
406-580-5047
RUSSELLA17@GMAIL.COM
SALES ASSOCIATE
406-58O-2213
RANDY UNGERSMA SALES ASSOCIATE
406-551-5175
RJUNGERSMA@GMAIL.COM
SALES ASSOCIATE
406-581-3287
BLAYNE AAFEDT SALES ASSOCIATE
406-548-2635
BLAYNEAAFEDT@GMAIL.COM
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BOZEMAN
RESERVE YELLOWSTONE COMMERCIAL PARK LIVINGSTON, MONTANA
EXIT 330 EAST END EXIT LIVINGSTON
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QUALITY “TOP OF THE LINE” 406-568-2500 • 100 GOLDEN VALLEY COLONY LANE - RYEGATE, MT • JOSH@VALLEYSTEELLLC.COM • VALLEYSTEELLLC.COM
EDITING & FINISHING BY CELINA OVERBEEKE
JUSTIN ALEXANDER A&E + SMA DESIGN
Every home begins with an idea, but turning that idea into a space that truly works takes thoughtful planning, creativity, and an understanding of the people who will live there.
A Montana Architect with a Growing Vision Born and raised in Montana, Alexander studied architecture at Montana State University before beginning his career in San Francisco. There, an experienced architect became a mentor, teaching him how to translate academic knowledge into practical design, communicate with clients, and recognize the subtle ways people respond to a site.
view, or offer a quiet retreat before the household wakes up. “I don’t care what it looks like yet,” Alexander explains. The priority is understanding the client’s routines and needs before developing the home’s style. That approach allows A&E + SMA Design to create projects ranging from traditional to contemporary and mid-century modern.
After returning to Montana during the economic downturn of 2008–2009, Alexander joined A&E, initially working on historical renovations before establishing the firm’s singlefamily residential practice. He later moved to Bozeman to help open an office that has grown from two people to approximately 35 over 12 years.
“Architecture is about how a space feels—and how thoughtful design can make everyday life exponentially better.”
Today, the firm handles projects across multiple market sectors, with a collaborative approach that emphasizes ambition, creativity, and thoughtful problem-solving.
Architecture Starts with People Alexander describes architects as problem-solvers rather than simply designers who translate a client’s wishes into drawings. The process begins by understanding how clients live, what they value about their property, and which everyday frustrations a home might solve. Even a simple morning ritual can shape a design. Someone who enjoys coffee outdoors might want a balcony positioned to capture the morning sun, overlook a favorite
Because designing and building a custom home can take years, finding the right architect is also essential. Alexander sees the relationship as a partnership built on communication, trust, and a shared understanding.
Creativity Meets Practical Experience Architects must balance imagination with building codes, zoning requirements, structural systems, and safety. While Alexander believes some planning regulations can unnecessarily limit architectural creativity, he emphasizes
that building codes exist to protect people. That expertise also matters during remodels and additions. An idea that initially seems straightforward may conflict with zoning restrictions or prove more expensive than expected. An architect can explore alternatives that achieve the desired result more efficiently. Careful planning helps ensure rooms are appropriately proportioned, furniture fits comfortably, and windows frame the landscape while bringing in light and air. These details influence not only how a home looks, but it’s atmosphere.
Designing for Montana’s Changing Needs Montana’s landscapes, weather, and lifestyles all influence residential architecture. Alexander has also seen growing interest in multi-generational homes, guest houses, and dedicated workspaces. Families increasingly want homes that accommodate several generations while supporting remote work and changing needs. Accessory dwelling units, or ADUs, offer another flexible option. These smaller, independent living spaces can provide rental housing, welcome guests, or accommodate family members who need additional support. Ultimately, Alexander believes that thoughtful architecture begins with listening—and finding creative ways to make everyday life work better.
BOZEMAN
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BOZEMAN
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HELENA EAST HELENA - MONTANA CITY CLANCY - WOLF CREEK - TOWNSEND
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BOZEMAN
1002 HOLLENBACK LN DEER LODGE, MT 8,520 SQFT - 1.23 ACERS Well situated office building w/ long-established leases in place. 8,520 SQFT Building has been very well maintained & is in excellent condition. 1.23 Ac lot has mature landscaping & UGSP. Easy access location - right off I90, close to Gas Station, restaurants & Hospital. Tenants are the State of Montana w/a 5-year lease & the USDA w/a 10year lease. $1,400,000 – MLS#30016883
3203 AIRPORT ROAD HELENA, MT 3,888 SQFT THIS SALE IS FOR 50% OWNERSHIP OF THIS HANGAR. PILOTS: If you are looking for a safe. secure and reasonably-priced Hangar, LOOK NO FURTHER! This hangar is 48’x81’x14’ and has an all-metal exterior. With 40’ Sliding Doors, you can easily move your planes in & out of the building. Great Location within the Hangar community!
$98,000 – MLS#30057792
NELS WILKINS
REAL ESTATE PROFESSIONAL
406-431-6509 406-422-1900
HELENA
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HELENA
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COVER FEATURE
521 N. WORD AVENUE
This stunning custom-built, single-level home is designed to capture the views at every turn. Floor-to-ceiling windows take center stage, showcasing breathtaking, unobstructed views of the ski hill and Beartooth Mountains while filling the home with natural light. Massive covered front & rear patios extend the living space outdoors, providing exceptional places to relax & entertain. Sleek metal accents & rich wood ceilings add architectural interest & complement the home’s contemporary mountain design. Inside, spacious rooms and soaring vaulted ceilings enhance the sense of openness created by the expansive windows. Rich knotty alder cabinetry, durable quartz countertops, and a striking stone fireplace add warmth and character, creating a sophisticated yet comfortable interior. A versatile three-car garage offers two bays accessed from Grand View Drive, plus a convenient side-entry third bay, ideal for a smaller vehicle, lawn equipment, recreational gear, or additional storage. Diamond Kote siding with steel wainscoting provides exceptional durability while complementing the home’s distinctive design. With its extraordinary views, dramatic floor-to-ceiling windows, exceptional outdoor living, & refined mountain-inspired architecture, this home truly exceptional and a must-see! Bar & bar stools stay. Outdoor kitchen does not stay. $1,095,888 - MLS#362510
2 BEDROOMS - 1 BATHROOMS - 1,530 SQFT - 4.61 ACRES
NANCY CURTISS
OWNER, BROKER
406-696-2434
NANCY@PUREWESTMT.COM