GIL_ShoppingNews_12-27

We REACH EVERYONE in Southwest Wisconsin!

Our CVC Audit reports that the Shopping News is read by you and 50,240* other people every week. For 71 years, our readers have turned to the Shopping News when they’re ready to buy.

The Grant, Iowa, Lafayette Shopping News is delivered to 36,204 homes by the US Postal Service every Tuesday. If you’re looking for customers in SW WI, count on the Shopping News!

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DIRECTOR Y Community Worship

Beginning Point Church

148 3rd Ave, Benton, WI 53803; (608) 759-2001

Pastor Richard Gault, www.beginningpointchurch.com office.beginningpoint@gmail.com

Children's Church 10:45 a.m., Sunday Morning Service 10:30 a.m., Wednesday Adult Bible Study/Youth Events 6:30 p.m. On Summer Break Until September.

Belmont United Methodist Church 101 E State St., Belmont, WI 53510

Pastor Clark Grosvenor

Sunday Worship 10:30 a.m., Tues; Men's Prayer Breakfast, 6:00 a.m. Everyone is welcome.

Benton United Methodist Church 172 West Main St., Benton, WI; (608) 759-5551

Pastor Ed Santiago; pastoredsantiago@gmail.com Sun. Worship 10 a.m.; Sun. School during Worship; Wed. Youth Group 6 p.m. September-May.

Calvary Baptist Church Corner of Hwy. 80 N. & Golfview Dr. Platteville, WI; (608) 348-9970; www.cbcplatteville.com; Sun. 9:45 a.m.; Sun. School all ages, 10:45 a.m. including Children’s Church & Nursery; Wed. 6:30 p.m. King’s Kids Program; Wed. 7 p.m. Prayer & Bible Study.

Calvary Community Church 9175 Old Potosi Road, Lancaster, WI 53813 (608)723-4383 ccclancaster@yahoo.com

Sunday School 9:30 a.m. Services 10:30a.m. Bible Study Sundays at 6 pm. Follow us on Facebook

Castle Rock Lutheran Church 14677 Church Rd., Fennimore Rev. Wm. "Bud" Budzinski • 9:30 a.m. All are welcome! Follow us on Facebook

Centenary United Methodist Church 226 W. Church St., Shullsburg, WI (608) 965-3455

Pastor Maria Kim; centenaryumcoffice@yahoo.com

Sunday 10:30 am in-person and online service

Church of Christ

340 E. Mineral St., Platteville, WI; (608) 348-6062; plattevillechurch@yahoo.com

Sun. Bible Study 10 a.m.; Sun. Worship 10:45 a.m.

Community Evangelical Free Church

300 Pioneer Rd. East, Platteville, WI; (608) 348-7330

Pastor Larry Lloyd cefcplatteville.org; office@cefcplatteville.org

Adult Sun. School 9:00 a.m.; Sun. Worship 10:00 a.m.

Community of Christ

325 W. Walnut St., Lancaster, WI; (608) 723-4682;

Sun. Worship 10:30 a.m.

Congregational United Church of Christ

300 Maiden St., Mineral Point, WI. (608) 987-2025; mpucchrist@gmail.com

Pastor Susan Carr

Sunday worship 10:00 am

Cowboy Country Church 1200 Betty Ln, Mineral Point, WI; (608) 987-2777

Interim Pastor Roger Johnson; www.graceisagift.com

Non-Denominational Worship: Sun. 10 a.m. & Tues. 7 p.m.; Sun. School 8:45 a.m., Adults & Children

Cuba City United Methodist Church

401 S. Main St., Cuba City, WI; (608) 744-2538

Pastor JoAnn Meyer; pjccumc@outlook.com

Sun. Worship: Sept.-May 10 a.m., Wednesday night Live Sept. 15-May

Dinner at 5:30pm 6pm PreK-5th 6:30pm youth 6th-12th

Darlington & Fayette

United Methodist Church 550 Main St., Darlington, WI; (608) 776-4114

Pastor InSun Lee darlingtonumc@gmail.com

Summer Worship: Fayette - 8 a.m. • Darlington - 9:30 a.m.

Davies Memorial UCC 134 N. Main St., Potosi, WI; (608) 763-2165

Pastor Ty Hines Sunday 10:00 a.m.

Dodgeville United Methodist Church 327 N. Iowa St., Dodgeville, WI, (608) 935-5451

Rev. Jim Droste; www.dodgevilleumc.org

Sun. Worship 9 a.m.; Wed. Feeding Friends Community Meal 5 p.m.

Faith Fellowship Church 412 W. Spring St., Dodgeville, WI, (608) 935-2655

Pastor Alex Ruggieri; www.dodgevilleffc.com Sunday School 9 a.m.; Sunday Worship 10:30 a.m.; Wed. Prayer Meeting 7 p.m.

Faith Lutheran Church 120 S. Jefferson, Cuba City, WI; (608) 744-8420; www.faithlutherancc.org; Sun. Worship 9:30 a.m.;

Faith Lutheran Church AFLC 400 Ridge St., Mineral Point, WI; (608) 987-4543

Rev. Cal Schaver; Sun. Worship 10 a.m.; Sun. School 9:15 a.m.

Faith Lutheran Church (WELS) 132 S. Tyler St., Lancaster, WI; (608) 349-6776 Sun. Worship 7:45 a.m.

Family In Faith Church 1096 Lincoln Ave., Fennimore, WI 53809; (608) 553-7825

Pastor Renee Thomas; familyinfaith18@gmail.com Sun. Worship 9am, Faith Finders 10am http://familyinfaithchurch.org/

Fennimore/Stitzer United Methodist Church

Pastor Wm. "Bud" Budzinski www.fennimoreumc.com (608) 822-6797

1450 Second Street, Fennimore WI

11542 Kluckhohn Street, Stitzer WI

Fennimore Sunday Worship: 8 AM, 11 AM and 6:30 PM Stitzer Sunday Worship: 10:45 AM

First Baptist Church 15691 Cty. Rd. K, Darlington, WI; (608) 776-3566;

Pastor Nick McElrath; www.fbcdarlington.com; Sun. School all ages 9 a.m.; Fellowship 10 a.m.; Worship 10:30 a.m.

First Congregational

United Church of Christ 80 Market St., Platteville, WI; (608) 348-6578

Pastor Sonja L Ingebritsen; uccplatt.org • Sun. 10:30 a.m.

First English Lutheran Church 215 W. Pine St., Platteville, WI; (608) 348-3022; felcoffice@centurytel.

net; Face-to-Face Service: Sun., 10 a.m., Wed., 6:30 p.m.

First Presbyterian Church

133 W. Oak St. Lancaster, WI; (608)723-4441; Pastor Mark Hoehne Sunday Worship 9:00 and 10:30 a.m. Sunday School 9:00 a.m. NurseryThird Grade. Wed. Night Christian Ed. 6:30 p.m. Fourth Grade-High School.

Hazel Green United Methodist Church

1920 Percival St., Hazel Green, WI (253) 886-6015 Maria Kim, pastormariakim@gmail.com

Everyone is welcome, Sunday Worship & Children's Sunday School 8:45 a.m.

Hope Lutheran Church 555 Commerce Street, PO Box 27, Mineral Point WI 53565 (608) 987-3500 Pastor Kate Kiekhafer Sunday morning worships 8:30 a.m.

Services are recorded and can be viewed at the website hopelutheranmp.webs.com

Lighthouse Church

Office location: Mt. Horeb, WI. Pastor Derek Mason, 608-425-8620 Website: LHChurch.net Sat. Worship Posts at 5 p.m. Live Streaming ONLY on Facebook@LHChurchWI

Livingston Free Methodist Church 425 W. Barber Ave., Livingston, WI; (608) 943-6244; Rev. Gregory Marsh; gamarsh61@gmail.com; Sun. 9:30 a.m.; Sun. School 9:45 a.m. (Adults & Children); Wed. Children & Youth 6:30 p.m.

Lutheran Church of Peace 1345 N. Water St., Platteville, WI; (608) 348-3166 admin@lutheranchurchofpeace.org; Sat. Worship Service 6 p.m.; Sun. Service 9 a.m. Livingston, Montfort and Cobb

United Methodist Churches Offering ONE 9:30 am Worship each Sunday January in Montfort - 300 E. Main Street February in Cobb March in Livingston

Everyone is welcome! See website for more info: lmcumc.org or call office Tue-Fri morning 608-943-6606

Pastor Kristen Lowe, revkristenlowe@gmail.com

New Life Church

210 S. Iowa St., Dodgeville, WI; (608) 935-1470

Pastor Simon Chappell; pastorchappell@newlife-upc.org Sun. School 9:30 a.m.; Sun. Worship 10:30 a.m.

Parish Of The Hills

United Methodist Churches Parish Office (608) 987-2700, 400 Doty St., Mineral Point, WI pohumc@gmail.com. parishofthehills.org

Pastor:Christina Droste, darling8180@gmail.com Sunday Worship: 8:00 a.m. Bethel UMC, 1158 County Road W, & 39 Mineral Point, WI 9:15 a.m. First UMC, 400 Doty St., Mineral Point, WI 10:45 a.m. Linden UMC, 535 Main St.on Hwy. 39, Linden, WI All are welcome!

Platteville Free Methodist Church

350 E. Furnace St., Platteville, WI; (608) 348-4800;

Pastor Jeff Suits; www.plattevillefreemethodist.org Wed. 6:30 p.m. Family Night for Children Youth & Adults; Sun. School 9:30 a.m.; Sun. Worship 10:30 a.m. & 6 p.m.

Platteville United Methodist Church 1065 Lancaster St., Platteville, WI; (608) 348-9508;

Pastor Tammy Clausen; www.plattevilleumc.org Traditional Service 8:30 a.m.; Sun. School all ages 9:45 a.m. Alive Rock & Roll service every first & third Wednesday of every month, 7PM.

Pleasant View Primitive Methodist Church 12987 Pleasant View Rd., Belmont, WI. Reverend Bruce Bennett 608-762-5585, Sunday Worship 8:00 a.m. Coffee Fellowship time following Service.

Plymouth Congregational UCC

115 W. Merrimac St., Dodgeville, WI; (608) 935-5727 Rev. Joylynn Graham; plymouthuccdodgeville.org Like us on FB for Sunday Live Online Worship at 10:00 a.m.

Point Baptist Church

949 Fountain St., Mineral Point, WI; (608) 987-3727

www.PointBaptistChurch.com, Services: Adult & Children Sun. School 9:30 a.m., Worship Service 10:30 a.m., Wed. Bible Study & Prayer 7 p.m.

Rolling Hills Church

1585 West Main Street, Platteville, WI. 608-331-0079; rollinghillschurch.com; Pastor Matt Wunderlin; Sun. 10 a.m.

St. Mary's 130 W. Cedar St., Platteville, WI; (608)496-1058; toll free 888-711-4960 info@saintmaryplatteville.com; Mon.-Fri. 8 a.m.Sat. Latin 8 a.m. & English 4 p.m.; Sun. 9 a.m. & noon Hispanic.

St. Paul’s Lutheran Church (WELS) 200 Broadway St., Platteville, WI; www.stpaulsplatteville.org; (608) 349-6776, Pastor Joel Kluender, Sun. Worship 9:15 a.m.; Sun. School Bible Class 10:30 a.m.

St. Peter Lutheran Church 1075 Adams St., Fennimore, WI. - (608) 822-6513

Pastor Mark Peters

Email: stpeterfennimore@tds.net

Website:stpeterlutheranfennimore.org

Sunday School: 9:00 to 9:45 am

Sunday Worship: 10:00 am

Straight is the Way Fellowship

130 W. Dewey Street, Platteville WI 53818; 608-732-4377

Coordinator: Brian Chapman www.straightistheway.org

Saturday / Sabbath Meeting 10am; Call for Location

The Church of Jesus Christ of Latter-day Saints

630 Ridge Ave., Platteville WI; 608-642-1501, www.churchofjesuschrist.org

President Steve Elvidge

Sacrament Meeting every; Sun. 10 a.m.; Youth (ages 12-18) and Children's (ages 8-11) Activities, Wed. at 7:00 p.m.

Trinity Episcopal Church

250 Market St., Platteville, WI; (608) 642-1623; Reverend Christian

Maxfield; Sun. Worship 10:00 a.m.; “All Inclusive, All Welcome.”

Waldwick Community Church

238 County Road W, Mineral Point, WI

Pastor Dave Ritchie (Cell: 608-482-3552)

Services every Sunday at 9:30 A.M. (No services in January and February.)

Westview Methodist Church

770 W. Madison St., Platteville, WI; (608) 348-3310;

Pastor Bob Korntved; www.westviewmethodist.com

Worship Service: 10:30 a.m.; Wednesday Bible study & prayer 6:30 p.m.

Whig/Arthur United Methodist Church

Pastor MaryAnn Floerke; 7158 Whig Road, Platteville 10:30 Sunday; 473 Center Street in Arthur 9:00 Sunday;

Facebook 10:30 Sunday from Whig: Arthur & Whig United Methodist Churches

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PUBLISHER’S NOTICE - All real estate advertised in this paper is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise ‘‘… any preference, limitations, or discriminations based on race, color, religion, sex or national origin, or an intention to make such preference, limitations, or discrimination.’’ We will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are informed that all dwellings advertised in this paper are available on an equal opportunity basis. To nd out how and where to call for information about complaint ling, call HUD toll-free at 1-800669-9777.

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1-Petite tri Colored Bernedoodle, 2-Petite & 4-Mini Goldendoodles, 2-Teddy Bears, 2-tri colored Morkies, 4 Maltipoos, 5-Cockapoos, 6-Cavapoos, (AKC Border Collies $200) We train! UTD shots/deworm. Lic# 484991 Dusty 920-210-7441 or Brenda 608-574-7931 www. SpringGreenPups.com

2 TOY FEMALE POODLE PUPPIES: one white, one red, $500. Shots and wormer, Ready Now. 2 FEMALE SHIH TZU PUPPIES: tricolor shots and wormer. Ready December 28th. License# 497980. Scenic View Grocery, 25766 ST RD 81, Cuba City, WI.

BOY AND Girl French Bulldog/ Poodle, vet checked. $600 each. 563-543-0153.

FOR SALE: 7 French Bulldog and Boston Terrier cross puppies. 3 months old. $300 each. 5 Purebred Boston Terrier puppies. 4 mouths old. $150 each. Variety of colors. Vet checked, shots, and dewormed. No Sunday Sales. Henry Swarey, 15472 County Rd. T, Fennimore, WI. 53809. License: 503664

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IF YOUR market area extends beyond our circulation area of Grant, Iowa and Lafayette Counties in Wisconsin, call us at 348-2374 or 1-800-236-2537 and ask about the coverage area of our other Shopping News publications.

27, 2022 — Grant, Iowa, Lafayette Shopping News • www.YourShoppingNews.com

OUR SINCERE THANKS

The family of Roger L Walter would like to thank the many friends and family who visited, called, sent cards or helped Roger in any way during his illness. Our heartfelt thanks for the care provided by the Madison VA hospital; Dr. Justine Bruce and the wonderful infusion clinic nurses who loved their sassy patient Thanks to the compassionate care of the Upland Hills Health hospice nurses; the kindness of Troy and Leslie Larson of Larson Funeral Home, White Rose Florists and to Randy and Billie Zeien for giving us their gathering place to celebrate Roger. To one and all, your love grace and caring are so much appreciated. My love, I know you were suffering, you were tired and it was hard to let you go. Now you are whole, without pain and rejoined friends and family who have gone before. Your life was a blessing, thanks for your love, the memories and laughter we shared, you will be forever in our hearts. Godspeed my best friend. Your loving wife Ann, Ryan, Chelsie Brad, Megan, Jason, Lee, Jennifer and grandchildren adno=321411

The Family of Shelly (Merwin) Osterndorff

Would like to express our sincere heartfelt thank you to our family friends and neighbors after the death of our wife, mother grandma, sister, and daughter. Thank you to all who remembered us in prayer, sent cards, memorial contributions, flowers and kind words. We are extremely grateful to those who supported us before, during and after this difficult time.

We would also like to extend a HUGE thank you to our family friends neighbors, and community members who helped plan, organize, donate, and attended Shelly’s benefit on August 24th. The outpouring of love and support is beyond words.

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THE SHOPPING News is delivered from Bloomington to Shullsburg and everything in between!

CENTRAL BOILER

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The family of Roger Birkett would like to send a special thank you to all of my family relatives & friends for the cards, gifts, flowers & monetary gifts. A special thank you for all of your thoughts & prayers. A big thank you to the Dickeyville EMS, the Shullsburg VFW Post #10533 & the Wisconsin Military Funeral Honors Program, the Telegraph Herald, Tri County Press and WPVL & Lancaster radio stations. A special thank you to Rich & Jill at Haudenshield Funeral Home & Cremation Services at Cuba City, WI. A special thanks to Kris & Susie So gratefully appreciated from everyone.

Susan C Birkett

JESUS CHRIST

Now is a good time to do a “road check” or a “gate check.” “for wide is the gate, and broad is the way that leads to destruction, and many there be which go therein. Because strait is the gate, and narrow is the way that leads to life and few there be that find it” (Matt. 7:13-14) Get to know personally the Jesus Christ of the Bible, the One revealed to us in Paul’s writings. Read with your eyes, believe with your heart.

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Try TV EARS Voice Clarifying Wireless TV Speaker. Better than a soundbar and/or turning the TV volume way up. Special, limited time $50 off offer. Call TV Ears. Use code MBSP50. Call 1-844455-0505. (mcn)

UP TO $15,000 OF GUARANTEED LIFE INSURANCE! No medical exam or health questions. Cash to help pay funeral & other nal expenses. Call Physicians Life Insurance Company 844-433-5898 or visit www.Life55plus.infowcp (WCAN).

DISH TV $64.99 For 190 Channels + $14.95 High Speed Internet. Free Installation, Smart HD DVR Included, Free Voice Remote. Some restrictions apply. Promo Expires 1/21/23. 1-866590-6451. (mcn)

PROTECT YOUR HOME from pests safely & affordably. Pest, rodent, termite & mosquito control. Call for a quote or inspection today 844-651-1726 (WCAN).

TOP CA$H PAID FOR OLD GUITARS! 1920-1980 Gibson, Martin, Fender, Gretsch, Epiphone, Guild, Mosrite, Rickenbacker, Prairie State, D’Angelico, Stromberg. And Gibson Mandolins Banjos. 866470-1643. (mcn).

WANTED TO Buy: Old motorcycles, any condition, will pay cash & pick up. 563-543-4891, Jim.

!!Old Guitars WANTED!! GIBSON, FENDER, MARTIN, Etc. 1930s to 1980s. TOP DOLLAR PAID. CALL TOLL FREE 1-866 -433-8277.

COIN COLLECTIONS, gold jewelry, paper money, Dubuque Coin & Antique. 1828 Carter Rd., Dubuque, IA. 563-557-1407.

PAYING TOP CA$H FOR MEN’S SPORT WATCHES! Rolex, Breitling, Omega, Patek Philippe, Heuer, Daytona, GMT, Submariner, Speedmaster. Call: 866-314-9742. (mcn).

WANTED TO Buy: Old coins, bullion, coin collections, gold jewelry, sterling silver atware. Top prices paid! Immediate payment! Coin Shop, 1870 Asbury Rd., Dubuque, IA. 563-557-1001, Monday-Friday, 9am-6pm, Saturday, 9am-3pm.

WWW.COULERVALLEYRV.NET DUBUQUELAND’S largest full line camping headquarter, sales, service and accessories. Open Monday-Saturday. 563-583-5730.

Upcoming

Real Estate 101

AFFORDABLE IN FENNIMORE: 2BR & 3BR w/rent based on 30% of income, on-site laundry facility and off-street parking. Call 608822-4262 today. Equal opportunity provider and employer. Equal Housing Opportunity.

CLOSE To Downtown Lancaster.

1 bedroom apartment. $375 a month. 608-778-0970.

CUBA CITY - Spacious 2 bedroom, 1 bath apartment, quiet, with nice view. Income based, 55+ with heat & water included. Please call for an appointment, 608-214-4530.

DICKEYVILLE: TWO bedroom apartment, appliances and water furnished, no pets, deposit, lease, $500 per month. 563-542-7719.

FOR RENT: Potosi- 3 bedroom, 1 2 bathroom house available for rent January 1, 2023. Includes all appliances plus off street parking with 1 car garage space. No pets. $800 per month plus utilities. Call or text Dean at 608-778-1759.

MUSCODA RENTAL: One bedroom apartment. Newly painted and carpeted for seniors or handicapped citizens. Laundry on premises, off-street parking. Nice residential area. Rent based on income and medical expenses. EHO DocSum Apartments. 608929-7494.

Simple tips to improve your status with mortgage lenders

report before deciding if you are a risk or a safe bet for a mortgage. So it makes sense to check your credit report prior to speaking with a lender. The Federal Trade Commission says everyone can get one free credit report a year from each of the three credit reporting bureaus. If you split it up, you can get a credit report every four months so you are aware of anything that may adversely affect your ability to get a mortgage loan. A credit (FICO) score that's too low may disqualify you from a mortgage. Each lender sets its own thresholds when they price and approve loans, but the higher your credit score, the better.

paying rent, as late rent payments can bar you from getting a mortgage. Lenders look at rent history as the biggest indicator of whether you'll make mortgage payments on time. These are some of the ways to make a prospective home buyer look better in the eyes of mortgage lenders. Individuals can speak with nancial professionals about what else they can do to improve the possibility of securing mortgages at the best rates possible.

asked to think of modern homes, many people might think of minimalism, neutral colors, open concept oor plans, and large windows without treatments. While each of those features are components of modern homes, just what quali es as "modern" is ever-changing and often a re ection of what buyers are looking for. And lately, many buyers are looking for all-electric homes.

A 2015 study by the U.S. Energy Information Administration found that the number of all-electric homes had increased over the previous decade. In fact, the EIA study found that 25 percent of homes in the United States used only electricity. All-electric homes are generally considered more environmentally friendly because they lessen homeowners' carbon footprint by reducing their need for fossil fuels like natural gas. Electric heat pumps, induction stoves and electric replaces are just some of the technologies that can be found in all-electric homes.

Though the design style of all-electric homes needn't be modern, there's no denying that the growing popularity of such homes makes them an option for homeowners with modern sensibilities.

ATTENTION HOMEOWNERS! If you have water damage and need cleanup services, call us! We’ll get in & work with your insurance agency to get your home repaired and your life back to normal ASAP! 855-767-7031.

BATH & SHOWER UPDATES in as little as ONE DAY! Affordable prices - No payments for 18 months! Lifetime warranty & professional installs. Senior & Military Discounts available. Call 1-866585-7073. (mcn).

BATHROOM RENOVATIONS. EASY, ONE DAY updates! We specialize in safe bathing. Grab bars, no slip ooring & seated showers. Call for a free in-home consultation: 855-836-2250. (mcn).

DON’T LET the stairs limit your mobility! Discover the ideal solution for anyone who struggles on the stairs, is concerned about a fall or wants to regain access to their entire home. Call AmeriGlide today! 1-877-916-2093. (mcn)

ELIMINATE GUTTER cleaning forever! LeafFilter, the most advanced debris-blocking gutter protection. Schedule a FREE LeafFilter estimate today. 15% off Entire Purchase. 10% Senior & Military Discounts. Call 1-855577-1268. Promo Code 285. (mcn).

LONG DISTANCE MOVING Call today for a FREE QUOTE from Americas Most Trusted Interstate Movers. Let us take the stress out of moving! Call now to speak to one of our Quality Relocation Specialists: 888-660-6593 (WCAN).

NEVER CLEAN your gutters again! Affordable, professionally installed gutter guards protect your gutters and home from debris and leaves forever! For a FREE Quote call: 877-761-1449 (mcn).

PREPARE FOR power outages today with a GENERAC home standby generator. $0 Money Down + Low Monthly Payment Options. Request a FREE Quote. Call now before the next power outage: 1-877-228-5789 (mcn).

WATER: DO you have bad tasting water, chlorine smell, iron nitrates? We can lter it out for a sparkling clean, good taste. Call Culligan, 608-647-3444.

UPDATE YOUR HOME with Beautiful New Blinds & Shades.

FREE in-home estimates make it convenient to shop from home. Professional Installation. Top Quality - Made in the USA. Call for free consultation: 877-5442415 Ask about our specials! (WCAN).

Owning a home is a dream shared by millions of people. Investing in property that can be owned within 15 to 30 years of closing on the home makes more nancial sense to many than continuing to rent and having little to show for it over time.

The rst step to take when planning to enter the real estate market is to ensure that your nances are in order. Various factors will in uence individuals' ability to secure a mortgage, and these are some ways to make yourself more attractive to prospective lenders.

Check your credit report. Lenders will check your credit

Improve credit standing. One way to improve your status in the eyes of lenders is to pay down credit card balances to reduce your credit utilization ratio. A high utilization occurs when there is a high balance in relation to the credit limit, says Business Insider. Also, it may be wise to avoid any credit inquiries through new credit card applications for several months before applying for a loan, as these inquiries can affect your score.

Be realistic about what you can afford. Do your homework and determine your target interest rate and monthly payment as well as what down payment you can afford. It will help you research potential lenders and provide an idea of what may be offered to you.

Pay bills on time. Paying bills promptly not only helps you avoid late fees, but also positively affects your credit. Thenancial resource The Mortgage Reports urges diligence when

Gift Ideas

How to throw a last-minute dinner party

Do you feel like having a party? A spur-of-the-moment desire to host friends or family is not uncommon. Though it may be ideal to give yourself a few days to plan a dinner party and assemble what’s needed to be your best host, sometimes inspiration strikes and compels people to throw last-minute dinner parties.

In such instances, these tips for putting together a feast on the y can be especially valuable.

Keep it simple. Build your menu around your own specialty, ideally one that is easy to prepare. Don’t try out that fancy new cookbook recipe right now. Singlepot casseroles or pasta dishes whip up in a ash and can feed a crowd.

Stock essentials at home. It’s easier to invite people over at the last minute if you don’t have to shop for supplies. Keep a running inventory of foods that can be brought out at a moment’s notice, such as items that may go on a charcuterie platter. Olives, block cheeses, crackers, salad xings, cured meats, and fresh vegetables can be arranged in a heartbeat. With a can of chick peas, some garlic, lemon juice, and parsley at the ready, you can quickly create a homemade hummus, too.

Consider a potluck. Guests may want to help out if they are invited over on short notice. A potluck is a perfect way to ll a table with food with minimal effort, as everyone contributes a little something.

Clean the visible rooms. There likely won’t be time to clean your entire home before an impromptu party. Therefore, focus on the kitchen, dining area and guest

bathroom.

store

on other spaces that are off-limits

Get the kids involved. If you have children, give them jobs to help out. They can set tables, ll ice cube trays or run the vacuum over high-traf c areas. Removing some tasks from your to-do list can free your time for other needs.

Scour your home. Create interesting place settings or a festive table with items you already have on hand. Consider using food as functional decor on a table. A bowl of lemons makes an eye-catching centerpiece.

REYNOLDS LUMBER YARD, COBB, WI.

LOOKING

608-732-3116.

LOOKING TO RENT CROP and PASTURE grounds for 2023 and beyond, 608-778-8254.

CONVEYORS: POLY, stainless or wooden in 11", 18", 24", replacement chain for all kinds. Call Dan. 608-723-7845.

LOOKING FOR LAND TO LEASE OR RENT for 2023 growing season. Call 608-988-4888. Leave a message.

LOOKING TO RENT: Crop ground for the 2023 season and beyond. Within 10 miles of Montfort. 608-988-6945.

ANGUS, RED Angus, Lim-Flex and Limousin Bulls, yearlings and 2 year olds. Carcass ultrasound data, semen tested, large selection, delivery. Like us on Facebook. Spring Creeks Cattle Company. 608-553-8070.

FOR SALE: Polled and Horned Hereford Yearling Bulls. All E.P.D.s and scan data available. Sand Rock Ranch, Kevin Bennett 608778-8685.

SELL IT here. 1-800-236-2537.

SELLING SLAUGHTER CATTLE, FAT CATTLE, & BABY CALVES, Every Tuesday at 8:30am at Bloomington Livestock Exchange. Every Thursday at 8:00am at Belmont Sale Barn 608-762-5303 FEEDER SALE EVERY FRIDAY at 9:00AM at Bloomington Livestock Exchange 608-944-2020

ey say people don’t read those little ads, but YOU read this one, didn’t you? Call now to place your ad, 608-348-2374 or 1-800-236-2537.

HAY and straw for sale. Big squares, round bails and small squares. Can deliver. Call Nic, 608-574-7596.

SMALL & LARGE SQUARES & ROUNDS: In stock ALL KINDS of hay and straw. Local, Western and Canadian and haylage. All delivered. Walter Mathys. 608482-1457.

TESTED WESTERN ALFALFA HAY and LOCAL HAY, large squares and round, and also large squares western wheat Straw, 608-778-5642.

ARE YOU a do-gooder? The found classi eds are available at no cost to the customer...another courtesy of the Grant, Iowa, Lafayette Shopping News.

BIG SQUARES of Western hay. 563-419-7370.

HAY AND Bedding Auction. Every Saturday at 12:00 Noon. Reynolds Feed & Supply. Cobb, WI. 608-623-2121. www. reynoldslivestock.com.

IF YOUR market area extends beyond our circulation area of Grant, Iowa and Lafayette Counties in Wisconsin, call us at 348-2374 or 1-800-236-2537 and ask about the coverage area of our other Shopping News publications.

Auctions

SMALL FARM AUCTION: DECEMBER 29: 5,400 Soy bean special Drill, Rock Picker, 643 corn head, Dolly rake, side mount ail mower. https:www.bigiron. comlistingsronkellog - NO RESERVES. 608-485-2405.

CLOVERDALE VERTICAL TMRs, good quality, good prices, local dealer. Call Dan 608-7237845.

IH 1680 combine; 1020 20' bean head; 1063 6-row corn head; 863 parts head; 4 gravity boxes. 608778-3710 or 608-794-2321, leave message if no answer.

WANTED: HORSES and ponies. Western store available, www. ivegotbling.com. 608-341-8144.

RICK MILES COINS, BUY AND SELL: U.S. Coins, 40% and 90% silver, gold coins, old currency, coin collections. Also do appraisals. 608-988-6406 or 608-723-4917.

ices i de Fu ll time espiratory herapist Fu ll time - Day & night shift available n ection Control ra ctitioner - N Pa rt time - 32 hours per week

EVERY

EVERY WEDNESDAY, 9:30AM:

EVERY MONDAY, NOON:

MON.-FRI., 8:30AM-3:30PM

Gi

yoursel a gi t th at ill e ep on gi ing o r ye ars to co mea new career.

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don’t wait. We welcome applicants with a Midwest work ethic, have a desire to learn or continue a valued trade in the printing industr y, and desire career advancement.

Work alongside experienced press operators to run a cold-set web press and complete all work per taining to jobs for both inter-company and commercial accounts, knowledge and skills from warehouse duties to press maintenance to press folder set up - and much more - will build year over year, advancing your press career as you learn. press experience is desirable but not required. Hands-on maintenance and mechanical ability are a plus.

Woodward Printing Services, is a state-of-the-art printing facility located in Platteville, Wisconsin. We offer insurance, retirement, employee stock ownership, paid time off, healthy activity reimbursement, a wellness program, volunteer time off and much more.

CASH FOR CARS! We buy all cars! Junk, high-end, totaled it doesn’t matter! Get free towing and same day cash! NEWER MODELS too! Call 1-877-9782510. (mcn)

DONATE YOUR CAR or TRUCK to HERITAGE FOR THE BLIND. Free 3-Day Vacation. Tax Deductible. Free Towing. All paperwork taken care of! CALL 844-374-3067 (WCAN).

DONATE YOUR CAR TO CHARITY. Receive maximum value of write off for your taxes. Running or not! All conditions accepted. Free pickup. Call for details. 855-752-6680 (mcn).

DONATE YOUR Car to Veterans Today! Help and Support our Veterans. Fast - FREE pick up. 100% tax deductible. Call 1-800245-0398.

DONATE YOUR CAR, TRUCK TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. CALL 1-855-977-7030 (mcn).

FREE AUTO INSURANCE QUOTES for uninsured and insured drivers. Let us show you how much you can save! Call 855-995-2382 (mcn).

WANTED: older AUTOMATIC TRANSMISSION Chevy S10 or Ford Ranger pickup. 608-3486195

YOUR CAR, BOAT OR MOTORCYCLE helps Rawhide provide mental health services that redirect local Wisconsin youth & adults from harmful decisions. Donate Today! 888-6532729 (WCAN).