Residentsline Roads and Private Estates Insurance
Summary of Cover for your Roads and Private Estates You may have responsibility for your un-adopted road or you may be lucky enough to enjoy the benefits of having a gym, tennis courts and swimming pool on your grounds. With these benefits comes the responsibility to protect those that own, use or visit it. We have designed a unique product which can be tailored to your responsibilities recognising your insurance cover for shared spaces, private roads, estates and developments needs to protect you from not only the liabilities which could arise from the ownership of these communal areas but also for damage to property such as walls & fences, automated gates, car parks including barriers, playground equipment, even bin stores and cess pits! Key features include: • Public Liability - £5,000,000 or £10,000,000 limits of indemnity are available • Employers Liability - limit of indemnity £10,000,000 • Damage to your property and grounds - automatically included up to a limit of £100,000. Damage to your property and grounds is included as standard provides accidental damage to property including car parks, roads, paths, underground services, septic tanks, cesspits and pumping stations and any other communally owned space. Cover extends to outbuildings and other structures in your grounds – such as car ports, bin stores gates, hedges, fences, playground and leisure equipment, lampposts and street furniture and any other communal property for which you are responsible. More special features: • Removal of any property illegally deposited in or around the premises (fly-tipping) up to £25,000 in any period of insurance • The cost of removing fallen trees to a limit of £5,000 in any period of insurance • Re-landscaping costs up to £25,000 following an insured event • Damage or theft of gardening equipment, fixed sculptures, and garden ornaments • Replace locks & keys for outbuilding or external perimeter gates up to £7,500 • Tree felling and lopping costs up to £5,000 if they are causing immediate threat to life or damage to insured property • Recreation activities - legal liability arising from such activities arranged for the residents • Wheelchairs, garden equipment and other vehicles – legal liability for injury or damage by such equipment owned or used by you but only if such equipment does not need to be registered and specifically insured by legislation. • Machinery Breakdown – limit of liability £10,000 any one period – cover includes sudden and accidental loss or damage requiring repair or replacement to electrical, electronic or mechanical equipment
Authorised and Regulated by the Financial Conduct Authority: FRN 305998. Residentsline is a trading name of Residentsline Limited. Registered in England & Wales CRN 3874789. Registered Office: 3rd Floor, St. David's Court, Union Street, Wolverhampton, WV1 3JE.
0800 281 235 info@residentsline.co.uk www.residentsline.co.uk