Key Changes Summary Policy wording update Periodically we conduct reviews of our products, to ensure that they are aligned to market standards and continue to reflect your needs. We have recently conducted a review of the London Flats Insurance Your Residential Flats policy and the findings of the review have led us to make some changes to the product. This document details the key changes to all available sections of the London Flats Insurance Your Residential Flats policy. Some of the sections may not be covered under your policy. The sections of cover that apply to your policy are shown as ‘insured’ under your cover summary which is in your schedule. These changes include: 1. changes to support the needs of our customers. 2. improvements to the customer journey. 3. clarification of text to improve customer understanding. 4. enhancements to some areas of cover. Please ensure you read the changes below in conjunction with your new policy wording and schedule. If there is a conflict between the below information and your policy, the terms of your policy will apply.
What this means for you Your previous policy and your new policy have differences in cover, conditions and exclusions but overall, the new policy provides cover more aligned to today’s customer’s needs.
What’s different The following information details key changes which have an impact on your cover.
General definitions The definition of employed person has been amended and now includes people under your direct control or supervision including a. drivers of plant b. outworkers/homeworkers c. prospective employees being assessed for employment d. persons seconded from an overseas subsidiary or parent company e. persons engaged in community service working under the Criminal Justice Act.
AXA Insurance UK plc Registered in England and Wales No 78950. Registered Office: 20 Gracechurch Street, London EC3V 0BG. A member of the AXA Group of companies. AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Telephone calls may be monitored and recorded.
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