Issuu

Articles In This Issue Page 1: Pat Farrell Page 3: SABOR Column Page 7: The Way I See It Featuring: Cathey Meyer

Page 15: Associate Spotlight Featuring: Chicago Title Page 17: Guest Column Featuring Paul Owens, Esq.

Page 23: Newsflash

Vol.VI, No.10

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October 2020

Do You Exercise Your Right To Vote? By: Pat Farrell

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It is historically significant that the right to vote has been a subject of contention almost since the United States was first established as an independent nation in 1776. Most of us today are happy to call voting just that (voting) but when one starts to research this activity they will find a number of synonyms still in use that include words like suffrage, enfranchisement (disenfranchisement), and simply put, ballot access, to define the right to vote. Drafting our country’s laws began in mid-1776, was completed in late 1777 and was finally ratified by all of the then 13 states in March of 1781. This document was called the “Articles of Confederation and Perpetual Union,” which gave states the right to determine their own rules governing who is eligible to vote and the right to control taxation, and it afforded the central government only limited powers. On March 4, 1789, the newly adopted U.S.

Constitution replaced the Articles of Confederation and Perpetual Union and has been the law of the land since then, granting the central government powers greater than those they had before. Exercising their entitlement under Article I of the U.S. Constitution most states, at that time, limited voting rights to white men who owned property and paid taxes. The Naturalization Acts of 1790 and 1795, while they granted free white males born outside of the United States the right to become citizens, they did not automatically entitle them with the right to vote. During the years between 1792 and 1856 the states gradually abolished the property requirements for their voters, but during that same period, while some black men had previously had voting privileges, at least in most of the northern states, those rights were later abolished in the states of Pennsylvania and New Jersey. In the 1820 election 108,359 votes were cast and as restrictions continued to ease in most of the states that number had risen to 2,412,694 by the 1840 election. Regarding their laws governing voting rights many factors entered into the make-up of a state’s laws depending upon where these states were located. The southern states of the United States of America, those that at one time were members of the Confederation States of America, continued to enforce laws like the “Jim Crow” laws that were designed to disenfranchise African-Americans and maintain racial segregation in schools and all public facilities (bathrooms and restaurants) and on all forms of transportation. According to Wikipedia (their words – not mine) “Jim Crow laws were state and local laws that enforced racial segregation in the Southern United States. These laws were enacted in the late 19th and early 20th centuries by

white Southern Democrat-dominated state legislatures to disenfranchise and remove political and economic gains made by black people during the Reconstruction period. The Jim Crow laws were enforced until 1965.” Setting the stage for further government intervention into the voting rights of Americans, the Fourteenth Amendment was added to the Constitution in 1868 guaranteeing citizenship to all male persons born or naturalized in the United States. This was followed by addition of the Fifteenth Amendment which prevents states from denying anyone the right to vote on the grounds of race, color or previous condition of servitude. Between the Jim Crow laws with literacy exams and poll taxes being assessed it was easy to see why it was almost impossible for African Americans or “poor whites” to afford to vote. It wasn’t until 1887 that citizenship was granted to Native Americans by the Dawes Act, so long as they agreed to give up their relationship with their tribes. And, in 1913 the Seventeenth Amendment was added to the Constitution permitting voters the right to elect their state Senators rather than leaving that to the state legislatures, as had been the previous policy. It did not go unnoticed that the disallowed discrimination against voting was specifically for males and made no mention of the female gender, so the struggles of women for suffrage continued to move forward. This fight was actually begun earlier by women who were originally participating in the anti-slavery movement, so once the Fifteenth Amendment was passed they were free to concentrate on the plight of women and began an earnest attempt to secure the vote for them in 1848 at a convention in Seneca Falls, NY orchestrated by Elizabeth Cady Stanton and Lucretia Mott.

Over the years other women joined in as the struggle continued and while some of those protesting were deemed peaceful, others could be somewhat militant. Finally, in 1920 the Nineteenth Amendment, giving women the right to vote, was added to the U.S. Constitution and the long battle for woman’s suffrage was over. By 1925 all Native Americans were now granted citizenship regardless of their tribal connections; however, some western states continued to bar them from voting in continued defiance of the Indian Citizenship Act of 1925. It wasn’t until 1943 that Chinese born U.S. residents were granted both the right to citizenship and the right to vote. In 1948 Arizona and New Mexico finally extended full voting rights to Native Americans, yet it wasn’t until 1961 that residents of Washington D.C. were afforded the right to vote in Presidential elections. During the period between 1962 and 1964 the U.S. Supreme Court made several important decisions that supported the concept of “one man, one vote” and an opinion from then Chief Justice of the U.S. Supreme Court, Earl Warren said, “The right to vote freely for the candidate of one’s choice is of the essence of a democratic society, and any restrictions on that right strike at the heart of representative government.” By 1964 the poll tax was prohibited as a condition required to vote by addition of the Twenty-fourth Amendment to the Constitution and through passage of the 1965 Voting Rights Act all minorities were then granted voting privileges. Whereas voting eligibility had always required that one be at least 21 years of age, the Vietnam War protests during the 1960s, that soldiers who were old enough to fight for the country should also be eligible to vote, led to addition of the Twenty-sixth

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Amendment which changed that eligibility to 18 years of age. And in 1986 passage of the Uniformed and Overseas Citizens Absentee Voting Act permitted absentee voting by those military and citizens overseas, living on bases in the United States, abroad, or aboard ship. And so, back to my original question – do you exercise the right that you have been given to cast a vote, and if not, why

October 2020

not? Many people have worked extremely hard to ensure that you can freely go to the polls, pay nothing, and make a choice as to who you would like to see serving in each of the various positions of government. This year, just as in other years in which Presidents are elected, that decision could be extremely important, as are the positions that will serve in the House and Senate. You are making a choice as to whom you trust

will see that this country, over the next four years, will recover safely from this pandemic and from the economic impact it has had and works hardest to get people back to work and the economy on an even keel. However, should you decide to skip the election and forfeit your right, and then you find the winners were not whom you would have chosen, then whose fault would that be?

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REAL ESTATE NEWSLINE A PUBLICATION OF JDC3 ENTERPRISE HOLDINGS LLC

Managing Editor...........Courtney Smith Contributing Writers:......Cathey Meyer ..................................................Pat Farrell Columnists.....................Rebecca Byers ...........................................Brenda Davila Business Development .......Joyce Orts Area Sales Director..........Rose Stewart .............................................210.386.6544

(210) 508-0888 Real Estate Newssline is not responsible for the opinions or facts expressed by non-staff writers or for errors and any byproducts in advertising or editorial copy. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this paper without the registered trademark symbol (®), for the purpose of saving space. Wherever the word REALTOR appears in this space, the registered trademark should be assumed.

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October 2020

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Top 5 Things to Find on SABOR’s Member Website Did you know that SABOR’s member website (member.sabor.com) offers great resources and information for SABOR members? Check out our top five things to find on the member site below. Calendar SABOR’s calendar features all upcoming events, including committee meetings, classes and special events. This is the best resource for members to find a complete list of what is going on at the Board. The calendar can be found on the home page. Market Statistics Each month SABOR releases market statistics information. This is a great member benefit that allows members to see how the market is doing. Members can download the

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Frequently Asked Questions We know that starting a new career can be overwhelming and you will have a lot of questions. SABOR’s member website has two FAQ sections, one for MLS questions and the other for advocacy related information that can help answer some of the most common questions agents have. To navigate to the MLS FAQ’s, select the “Multiple Listing Service” tab on the home page and then click the link for the “Frequently Asked Questions.” Similarly, click

the “Advocacy” tab on the home screen to access the advocacy FAQ’s.

Learn about SABOR Under the “About Us” tab on the home page, members can learn all about the Board. Some of the features include our business plan, our Board of Directors, a staff directory, as well as allied organizations. This is the perfect place to find all you need to know about the Board.

statistics infographic, access the fillin-the-blanks press release, as well as access statistic information all in one easily accessible place. To find the Market Statistics section click on the “REALTOR® Resources” tab on the top right of the home page, then select the “Market Statistics” link from the drop down menu. Learn How to Get Involved Under the “Membership” tab click on the “Get Involved” link in the drop down menu, from there you will be able to learn about all of the ways SABOR members can get involved at the Board. We offer over 15 committee that members are encouraged to join. If you have missed the application period don’t worry, SABOR members are allowed to attend almost all committee meetings.

Meeting of the 2020 VAREP Board: (from left) Annette Slater, Secretary; Judy Goldick, Vice President; Connie Chambers, Treasurer; Carlos Rodo, Hospitality Chairman; Cecilia Sosa, Membership Director; Anna Hammad, Ways & Means Chairman; Joel Sparta, Education Director; Joann Quinones, Outreach Director and Mary Corcoran, Government Affairs Director

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October 2020

Leah Tarver, Coldwell Banker D'Ann Harper REALTORS, Jen Brearley, KB Home and Mark Nanez, speaker are happy to learn how to utilize TikTok with KB Home.

Realty Executive Agents cook up a mean chili for the Old Republic Title Chili Cookoff back in early March!

Mike Torres, Guest and Stephanie Rodgers, RE/MAX, Corridor at VAREP Meeting

Kim Young, RE/MAX Signature and Narce Pena, Keller Williams Heritage.

Nick Rinaldi and Lisa Munoz, both SA Portfolio Keller Williams Real Estate Alamo Heights at the Platinum Top 50 Awards ceremony.

Julio Rivera, Oasis Company, Katy Richards, eXp Realty and Ruben Pena, TC Austin

Wally Welch, veteran actor of dozens of westerns including the epic Lonesome Dove, now a REALTOR at Ranch Connection, shares a tall tale about a recent closing with Mission Title's John Neely.

Clair Garcia and E Garcia, Properties, etc.

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October 2020

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October 2020

A Graduating Class of the MVHC certification class taught by VAREP.

Wes Burke, KB Home, talks to agents at the Grand Opening of their community Dove Heights.

Norma Heard, Directions Home Loan, Perry Messer, Old Republic Title and Christi Hines, Directions Home Loan at a recent Lunch & Learn at Directions Home Loan.

Annette Slater, Landlord PM with Dwight Hale, Broker and wife Mary support TREPAC at TREPAC Nite in February.

Scott Parker and Paul Kasperbauer, both KB Home enjoy lunch at the KB Home TikTok Class.

Lisa Bennett, Keller Williams Heritage and Crystal Rodriguez, TAPFCU at a recent VAREP meeting.

Armando Leon and Janna Valencia, both Movement Mortgage.

Brian Paris, Keller Williams City View and Toya Ohbrich, BHHS Don Johnson at the Platinum Top 50 Awards Ceremony at the Omni.

October 2020

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The Way I See It By Cathey Meyer

Voter Redistribution The year I qualified to vote, there was no presidential election. I was too young for the epic Carter/Ford battle and had to wait for the Carter/Reagan fun. In the interim, I did exercise my right to vote in the city, county and state elections that fell into my voter window. As I enter my fourth decade of voting, I do not recall ever missing an opportunity to speak my voice through my vote. Back in the day, you could only vote on the designated voting day at your designated polling site. I remember waiting in line; needing my registration card; no photo ID; visions of legs and odd footwear beneath the voting booth velvet blue curtain; the moment of solitude as you were secluded in the booth with typed names and propositions and metal levers waiting for a pull. My most recent voting experience did not offer any of those treasured memories. It was the longdelayed run-off election of COVID July 2020. As a rule-follower, I showed up

for ‘early’ (not absentee as it was called in the day) with my mask, gloved hands, self-sanitizer, photo ID, voter registration card, silenced cellphone, conceal carry permit with my weapon well hidden in the car, and my bottled vodka that passed for water. Since one can vote almost anywhere, anytime between 8 AM and 6 PM, I like to select obscure locations that most likely will entertain very few voters. Nothing says RED, WHITE and BLUE like being the only voter in a room full of peppy poll judges. I randomly wandered into the unnamed polling place—honestly, I am not naming so it stays in limited use for the next election—on a midWednesday morning of day three of early voting. Parking was easy; I got the first slot past the eight unoccupied handicap spaces. I geared up with my patriotic mask, my clear plastic gloves and attempted to get out of my car. Rookie COVID errors: First, unfasten the seatbelt before putting on the

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gloves. Plenty of plastic went sailing through the vehicle as everything snagged a bit of the gloves. They were shredded by the time I exited the car. As I grabbed my hydrating bottle, it fell to the parking lot and rolled too fast for recovery—Bonus for the street dude that found it. Second, do not bury your governmental photo ID at the bottom of anything. That pesky mask does not allow for below the nose searching with much accuracy. Pulling out a magazine of ammo is frowned upon at polling sites. Finally, secure your car fob in an easy to retrieve spot as the fun just repeats itself all over again when you attempt to leave. The small hike to the voting area winded me just enough to cause my sunglasses to fog. This naturally caused confusion as I approached the ‘line’ of no other voters. As you might guess, just handing over my photo ID was not acceptable. The nice nursing home lady squinted at my tiny photo and then at me and requested I remove my glasses, mask, and shredded gloves to prove my identity. She was fully PPP’d up, so I could not confirm whether she was legitimate on her side of the table either. I decided to trust in the system. With all my germs exposed to the room, my identity was approved to move to the next section one step over. There I was instructed to re-mask but leave my fingers free to sign for my right to vote. In my confusion to leave the car, I left my person

writing instrument, so I had to sanitize, sign and re-sanitize. The next assisted living escapee offered me a scantron sheet just like my high school final exam sheets and instructed me on how to vote via computer screen. I would be touching things again but was instructed not to use my re-gloved hand but another previously used pen gadget. I did have my choice of voting machines of various heights and brightness, but alas, there was no blue velvet curtain to offer me total privacy while I pondered my pound points to cast my vote. Mask on, I did my best to pretend I was alone and tried not to worry that I was being judged on more than my shoe choice for this excursion. I slid my scantroned ballet into the questionable slot and got my I VOTED sticker from the nice lady. This next election will present many obstacles no one can predict. First time voters will never know the joy of our former voting habits. They will embrace the COVID precautions, the techie vibe and month-long option for voting. I will lament voting habits gone by and laugh because I am now Grandma Meyer lamenting the days of yore. I will take care to dress for success, sanitize like my life depends on it and vote with the spirit my forefathers and foremothers intended. I treasure the privilege to have a say in our democracy—so fair warning on the process my fellow Americans and GET OUT AND VOTE!

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October 2020

Sherri Wolfshohl, Realty Executives of San Antonio and Renae Pretty, JP & Associates.

Gavan Cross and Missy Dobbins, both Reliance Residential Realty at the Imagine Homes Grand Opening in Highland Estates.

Thad Walker, Imagine Homes and Kim Compton, Reliance Residential Realty at the new model opening in Highland Estates.

Mary Jo Schaffer, eXp Realty and Cynthia Castellon, Keller Williams City View catch up at the KB Home Grand Opening of Dove Heights

Laura Lizcano, Vortex Realty at the IREP installation in December.

Jesse Moore, James Boggs and Armando Leon, all Movement Mortgage at a recent Happy Hour at Pickâ€™s.

Cathy and Paul Cole, RE/MAX North-San Antonio having fun at the Platinum Top 50 Awards.

Ed Snead of ERA Colonial Real Estate and John Neely with Mission Title are sharing the optimism and positive news during exciting SABOR Housing Forecast for 2020.

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October 2020

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We invite Realtors, architects, and builders to drop by and see all our beautiful garage doors and leave us a card for a monthly drawing for a $100 American Express Gift Card!

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October 2020

Hill Country Womenâ€™s Council Orientation

Amber Montanio, Black Label RE Advisors and Vanessa Dean, Guest

Kasey Sorrels and Mikaela Rios, both Guests with Jan Boyle, Keller Williams Heritage

Daisy Ramirez, Guest and Jessica Martinez, JP & Associates

Emmy Duhon with eXp Realty and Jeanie Czerminski, Reliance Residential Realty

Kaley Ortiz and Jody McCalley, both RE/MAX River City

October 2020

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Kathleen Kennedy, Imagine Homes, Dayton Schrader, eXp Realty, Sergio Martinez, Imagine Homes and Bruce Balfour, eXp Realty at a recent lunch & learn taught by Dayton Schrader at Imagine Homesâ€™ model in Cibolo Canyons.

Brenda Cochran, Jennifer Oropeza and Mary Ellis, all EM Ellis Realty are all having fun at the KB Home Agent Grand Opening at Dove Heights.

Sonia Almanza and Amy Clifton, both Keller Williams City View are excited for the PT50 Awards at the Colonnade.

September is NAR REALTOR Safety Month. John Neely of Mission Title, man's best friend -Snap and Jose Martinez with Prime Lending want to remind everyone to be always be watchful!

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October 2020

Rocky Road Chocolate Cake (In a Crockpot)! • 1 (19.25 oz) package German chocolate cake mix • 1 cup sour cream • 1 (3.9 oz) package chocolate instant pudding mix • 1 tsp vanilla extract • 3 large eggs, lightly beaten • 1/2 cup chopped pecans • 1 1/2 cups miniatures marshmallows • 1/3 cup butter melted • 1 (3.4 oz) package chocolate cook and serve pudding mix • 3 1/4 cups milk, divided • 1/2 cup chopped pecans • 1 cup semisweet chocolate morsels

Vanilla Ice Cream (Don’t Forget)! Beat cake mix, next five ingredients, and 1 1/4 cups milk at medium speed with electric mixer 2 minutes, scraping sides down as needed. Pour batter into a lightly greased 4-qt slow cooker. Cook remaining 2 cups milk in a heavy nonaluminum saucepan over medium heat, stirring often, 3 to 5 minutes or just until bubbles appear (do not boil); remove from heat. Sprinkle cook and serve pudding mix over batter. Slowly pour hot milk over pudding. Cover and cook on LOW 3 1/2 hours. Meanwhile, heat pecans in a small non stick skillet over medium heat, stirring often 3 to 5 minutes until slightly toasted and fragrant. Turn off slow cooker. Sprinkle cake with pecans, marshmallows and chocolate morsels. Let stand 15 minutes or until marshmallows are slightly melted. Spoon into desert dishes and serve with ice cream! This cake will look like it needs to cook just a little longer, but will be just fine. ENJOY!

Jose Martinez, PrimeLending, John Neely, Mission Title and Todd Soechting, RE/MAX New Heights at a CE class taught by Prime Lending in early March.

Valerie Wilshire, Independence Title and, Kim Perry, Keller Williams Heritage at the Women’s Council Mix and Mingle.

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October 2020

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October 2020

The Dawson Lending Team Movement Mortgage Happy Hour 2. Haylee Rakowitz and Megan Whitmore, both the Dawson Lending Team at Movement Mortgage. 3. Janna Valencia and Brad Dawson, both the Dawson Lending Team at Movement Mortgage with Valerie Wilshire, Independence Title.. 4. Brad Dawson and David Gardner, both the Dawson Lending Team at Movement Mortgage

Be sure to see and download more pictures from this event and others online:

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A c c o rd i n g t o a v a i l a b l e historical information, Chicago Ti t l e c a n t r a c e i t s b e g i n n i n g s to original abstract firms in business in Chicago, IL that w e re u t i l i z i n g a s y s t e m devised in 1847 to keep track o f e v e r y re c o rd e d i n s t ru m e n t a n d l e g a l p ro c e e d i n g a ff e c t i n g re a l e s t a t e t i t l e s . I t i s m o s t f o rtunate that this information was being collected then as this data was all that had been s a v e d f ro m t h e G re a t C h i c a g o F i re i n O c t o b e r 1 8 7 1 t h a t d e s t ro y e d a l l o f t h e o ff i c i a l C o o k C o u n t y re a l e s t a t e re c o rd s s t o re d i n t h e o ff i c e o f t h e c o u n t y re c o rd e r. T h e e x i s t i n g a b s t r a c t re c o rd s k e p t b y the companies at that time w e re l a t e r d e e m e d t o b e o ff i cial documents for Chicago homeowners via the Burnt

October 2020

R e c o rd s A c t o f 1 8 7 2 . C h i c a g o Ti t l e a n d Tru s t C o . d e r i v e s i t s t ru s t p o w e r s b y s u c c e s s i o n f ro m t h e f i r s t t ru s t c o m p a n y authorized under the General Tru s t C o m p a n y A c t o f 1 8 8 7 a n d i n 1 8 8 8 C h i c a g o Ti t l e , k n o w n t h e n a s t h e Ti t l e G u a r a n t e e a n d Tru s t C o . , issued the first title guarantee p o l i c y i n I l l i n o i s , p ro t e c t i n g the owner against loss if the title as guaranteed was found invalid. In 1891 the company w a s o ff i c i a l l y c h a n g e d t o C h i c a g o Ti t l e & Tru s t C o m p a n y For the first part of the 2 0 t h C e n t u r y, o ff i c i a l s o f t h e C h i c a g o Ti t l e & Tru s t C o m p a n y w e re c o n t e n t t o f o c u s t h e i r operations within the state of Illinois but in 1961 they vent u re d i n t o I n d i a n a a n d o v e r subsequent years into other

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s t a t e s . T h e f i r s t C h i c a g o Ti t l e & Tru s t C o m p a n y o p e n e d i n San Antonio in 1978, and now a part of the San Antonio lands c a p e f o r m o re t h a n 4 0 y e a r s , t h e y a re m o re c o m m o n l y k n o w n a s C h i c a g o Ti t l e . W h e n C h i c a g o Ti t l e a g re e d t o b e a c q u i re d b y F i d e l i t y N a t i o n a l Financial, Inc. in 2000, (NYSE: FNF) it became a part of the l a rg e s t a n d m o s t f i n a n c i a l l y s o u n d t i t l e i n s u re r i n t h e n a t i o n . T h i s p ro v i d e s e m p l o y ees and clients with the unique opportunity of having the best o f b o t h w o r l d s t h ro u g h s t ro n g l o c a l ro o t s t h a t a re b a c k e d b y t h e f i n a n c i a l s t re n g t h o f a n a t i o n a l c o m p a n y. Wi t h c l a i m s re s e r v e s o f o v e r $ 1 . 5 b i l l i o n , ( s i g n i f i c a n t l y m o re t h a n t h a t of any of their competitors) t h e y a re a b l e t o p ro v i d e u n p a ra l l e l e d p ro t e c t i o n . A t C h i c a g o Ti t l e S a n A n t o n i o , t h e v i s i o n i s t o b e t h e b e s t a n d m o s t p ro f e s sional title company in the San A n t o n i o a re a . T h e y h a v e a g re a t c o re g ro u p o f e m p l o y e e s w i t h a n a v e r a g e t e n u re i n t h e double digits. The title industry has become inundated with so many of the latest tools to help a g e n t s “ s e l l ” b e t t e r, a n d although Chicago has their s h a re o f t h e l a t e s t a n d g re a t e s t p ro g r a m s , t h e re i s p ro b a b l y

n o n e m o re u s e f u l a c ro s s t h e b o a rd t o a l l a g e n t s t h a n t h e Chicago Agent Closing Cost p ro g r a m . A l t h o u g h t h e re a re many versions and imitators o u t t h e re , t h e C h i c a g o Ti t l e o p e r a t i o n h a s u t i l i z e d t h i s p ro g r a m f ro m t h e v e r y b e g i n n i n g . T h i s i s t h e p ro g r a m t h a t w a s originally loaded on to a Palm Pilot that has now morphed into the nation’s top closing c o s t p ro g r a m a p p ! T h i s a p p i s not just for Buyers Estimates and Sellers Net Sheets, but can b e u s e d a s a n e ff e c t i v e m a r k e t ing tool as well by taking advantage of its custom feat u re s . O n l y C h i c a g o Ti t l e h a s t h e l o n g e v i t y, e x p e r i e n c e , a n d depth of knowledge to assist w i t h a n d g u i d e R E A LTO R S ® t h ro u g h t a i l o r i n g t h e i r p ro g r a m t o b e m o s t e ff e c t i v e f o r e a c h a g e n t i n d i v i d u a l l y. Yo u can contact one of our business development executives for a personalized training session by calling (210) 482-3500. For m o re i n f o r m a t i o n v i s i t t h e website at http://chicagotitlesa.com/. Our Mission at C h i c a g o Ti t l e S a n A n t o n i o i s t o lead with value and experience for the benefit of our clients, our team and our families. In t h e s e u n p re c e d e n t e d t i m e s w e a re l e a r n i n g w h a t t h e n e w n o rm a l i s a n d w e a re h e re f o r y o u !

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October 2020

Maria Major Home Team of America Patricia Sanchez Keller Williams Legacy Eddy Hall Keller Williams Legacy Jason Mazzurana Affinity Real Estate Brokerage Tracey Lammert Exquisite Properties Dwight Hale Dwight Hale, REALTOR Lynn Boyd Phyllis Browning Company Kathleen McKan Tirado Home Team of America Aurora Crawford M. Stagers Realty Partners Donna Phelan Coldwell Banker D’Ann Harper Kathy Alberthal Garrett Wright Properties Randall Odom Randall Odom, Realtors Andy Mushinski Keller Williams Heritage Donna Frye Coldwell Banker D’Ann Harper Alejandra Martinez Premier Realty Group Jason Payne Coldwell Banker D’Ann Harper Lonna Atkinson RE/MAX Associates Peggy A. Orf RE/MAX Signature Jim Faulkner Faulkner Realty Estela Haese Keller Williams Heritage Brenda Brock Kimberly Howell Properties Aneeta Bhalla Coldwell Banker D’Ann Harper Grant Shaffer Century 21 Scott Myers Jocelyn Dela Rosa Century 21 Northside Lorena Rodriguez Full Spectrum Realty Paul Tamez Coldwell Banker D’Ann Harper Rosalyn Mitchell Coldwell Banker D’Ann Harper Lenora Cromer Simmonds Real Estate Sharon Herbert Independence Title Paul Germano Old Republic Title Karishma Rupani RE/MAX Military City J. R. Troy ERA Troy Realtors Joseph Garrett IH 10 Realty Jeanine Schuchardt Key Relo Real Estate Jaime Sepulveda Strategic Property Management Viki Melton Stone Oak Realty Services Carol Schultz Lone Star Properties Praveen Mammen BHHS PenFed Realty Harold Crawford H Crawford Realty Lyndsay Kranz eXp Realty Diane Craig RE/MAX Associates Tammy Leeper JB Goodwin Bob Mueller Century 21 Northside Lupe Kennedy Coldwell Banker D’Ann Harper Bob Mueller Century 21 Northside Charlotte Martinez Apartment & Relocation Center

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Clark Tilley Clark Tilley INC Jose Lopez Coldwell Banker D’Ann Harper Susan Petereit Coldwell Banker D’Ann Harper Barbara Faulkner Keller Williams Heritage Jim Bailey All City Real Estate Edward Alanis San Antonio Portfolio KW RE Lisa Stanley Coldwell Banker D’Ann Harper Jennifer Romance-Deal Coldwell Banker D’Ann Harper Olga Gallego Realty Executives of SA Martha Gutierrez Keller Williams Legacy J. D. Boggus Texas Land 4 You Stacy Jonas Mission Real Estate Group Holly Holleway Realty Executives of SA Jay Villarreal Old Republic Title Kathy Seale Phyllis Browning Company Marcela Muzza Flores Century 21 Northside Brenda Worsham Keller Williams City View Gilbert Munguia Haven Bryan Lantzy Global Realty Group Grace Joseph Independence Title John Griffin John E. Griffin John Ximenez Mission Real Estate Group Jane Gordon Home Expression Realty Mike Idrogo Vortex Realty Bruce Wedell Excel Realty Group Joyce Odom Randall Odom, Realtors Pat Lyssy Drought Properties Sue Rodarte Phyllis Browning Company Alfonso Baeza Landlord Property Mgt. Roger Brissette JB Goodwin Realtors Rose Jamison The Horn Company David Saenz Keller Williams Legacy Danny Ashinhurst ERA Colonial Real Estate Richard Mays Mays Realty Robert Pike BHHS PenFed Realty Luci Cockrell Cockrell, REALTORS Mary Corcoran Key Realty Michael Trautman Redfin Corp. Michele Gammel RE/MAX Military City Jon Hess Phyllis Browning Company Cheryl Aycock Phyllis Browning Company Alli Wilson-Shelton Coldwell Banker D’Ann Harper Jan Hicinbothom RE/MAX Associates Jeanette Draves Rubiola Realty Manny Arredondo Realty Executives of SA Rita Parker Keller Williams City View Kyle Cornell Coldwell Banker D’Ann Harper

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Dorothy Williams Sherrell Russell Sara Woolford Nena King Susan Brand Jamie Farley Joe Buzzank Ron Diggs Charo King Tony Moran John Michael Little Katy Stephens Liz Chiego Sally Romo Karen Franz David Kline Denise Carswell Sandy Miller Linda Forchione S Connie McCord John Brown Joel Garza Tanya Bates Lynane Eifler Bob Leonard Wanda Garlington Frances Ross Chris Schenk Debbie Turner Claudine Coleman Nancy Skovly Chelsea Clark Lowie Van Diest Steve Bennett Keith Miller Michelle Campbell Howard Rhoder Kurt Varela Nancy Oberman Tere Arenivar-Garcia Jennifer Beck Delia Sutton Jennie Hampton Charla Sealy Kristi Maxwell Randy Rice

Smart Group, REALTORS Keller Williams Heritage Hill Country Retreat Realty Nix Realty Company Coldwell Banker D’Ann Harper RE/MAX Corridor North Town & Country Home Team of America RE/MAX North San Antonio The REsource Keller Williams Legacy Phyllis Browning Company Phyllis Browning Company BHGRE homecity Keller Williams Heritage Coldwell Banker D’Ann Harper eXp Realty JB Goodwin Realtors terling Group Real Estate RE/MAX Associates Alamo Realty Experts JP & Associates Coldwell Banker D’Ann Harper Key Realty RE/MAX Associates SABOR Coldwell Banker D’Ann Harper Coldwell Banker D’Ann Harper Nix Realty Company JB Goodwin Realtors BHHS Prudential Don Johnson Coldwell Banker D’Ann Harper Red Diamond Realty BHGREhomecity MHN Properties Keller Williams City View Center Point Realty Co. Lincoln Realty Group Phyllis Browning Company JB Goodwin Realtors Coldwell Banker D’Ann Harper Coldwell Banker D’Ann Harper Phyllis Browning Company Realty Executives of SA Kuper Sotheby’s Int’l Realty Keller Williams Legacy

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October 2020

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Guest Column By Paul Owens, Esq. Owens Law Firm • Helotes, Tx

Are you thinking of starting a new business? Should I incorporate, if I want to start my own small business? I get asked this question quite a bit. The answer is almost always, YES! Whether the business is a retail business, a restaurant or real estate, it is important to carefully choose the correct business structure. Picking the correct business structure can have real-world consequences and, in some cases, can even mean the difference between success and failure. An incorporated business can also help minimize your tax burden while also allowing your business to bring in outside investors, should you decide that is something that is needed. When an attorney talks about “incorporating,” they are usually referring to a wide range of possible business structures.

In Texas you can be a corporation, limited liability company, limited partnership or several other types of businesses. While incorporating can help you protect your personal assets, it also adds some legitimacy to your company. Many small businesses start off as a sole proprietorship or a simple partnership, without any legal protection. But there are potential issues when they do this. The biggest threat is that, by not incorporating, the business owner puts his or per personal assets at risk. So, what happens if someone is injured by the product you are selling? Or what happens if your customer is in your vehicle and you are in a wreck? Is your business insurance going to be enough to cover the injures? If not, then the

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injured party will be looking to you for recovery. Without incorporating, your personal assets are on the line. But if you have chosen to incorporate, you can often avoid personal liability altogether. Now some small business owners start off as a sole proprietorship or a simple partnership, but as they grow and their liability exposure grows, that is when they decide to incorporate. To determine whether incorporating makes sense for you and your business or if you want to know more about the various forms of incorporation, you could consult an attorney. Together, you and

your attorney can discuss the advantages and disadvantages of incorporating against the risks of not incorporating. Also, an attorney can explain some of the formalities that are required to maintain your limited liability status. Paul B. Owens is an attorney practicing in the areas of Probate and Estate Planning law. He serves in a number of other capacities, including on the Board of Directors for the CASA Helotes Senior Center in Helotes Texas. He can be reached at his office in Helotes at 210-695-5110 or at www. PaulOwensLaw.com

Rich Werner, JB Goodwin, Christina O’Connor, Pilgrim Mortgage and Robert Twaron, BHHS Killough Properties

SABORâ€ˆKeeping Posted

October 2020

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SABOR Keeping Posted

SABORâ€ˆKeeping Posted

October 2020

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October 2020

SABORâ€ˆKeeping Posted

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October 2020

Neelam Kinger, Coldwell Banker D'Ann Harper, REALTORS, Chuck Berry, RE/MAX North - San Antonio and Marissa Estavillo, Coldwell Banker D'Ann Harper REALTORS. Marvin Baker, KB Home and John Kuntz III, Local Realty.

Wayne Ramirez, RE/MAX Integrity and Jen Brearley, KB Home.

Mary Jo Schaffer, eXp Realty and Darlene Thomas, Keller Williams City View.

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October 2020

Gateway Group Keller Wiliams Welcomes New Agents

ROBERTS

WHEAT

Pam Roberts team leader of the Gateway Group at Keller Williams Heritage is excited to announce that they have recently added two new agents to their team. Laralee Clark has been a part time agent with the Gateway Group for a couple of years, and just recently

returned from maternity leave to join full time. She has many years of property management experience and has already contributed to the growth that the Gateway Group has experienced over the past few years. Kelly Wheat joins the Gateway Group KW as a new agent. She had previously been the social media mangager for a major retailer based in San Antonio, and recently completed her real estate license courses. Kelly will be utilizing her social media skills to expand the team’s presence on their social media platforms as well as working primarily as a buyers agent.

Impressive Sales Production Earns Century 21 Scott Myers, Realtors the 2020 Pacesetter Gold Award Recognizing the extraordinary sales effort of Century 21 Scott Myers, Realtors through June 30th, Century 21 Real Estate LLC, recently awarded the office with the Pacesetter Gold® Award for mid-year sales production. The national award recognizes independent Century 21® Offices that are on track for the GOLD MEDALLION® Award at 6 months. These offices must have earned a minimum of $857,500 AGC or 152 awards units by mid-year. The GOLD MEDALLION Award is given to offices who achieve or surpass $1,715,000 in sales production or 304 closed transaction sides within the calendar year. In honor of this accomplishment, Century 21 Real Estate LLC will present Century 21 Scott Myers with a digital awards certificate. "Century 21 Scott Myers has displayed a tremendous commitment to providing an exemplary level of service to their clients and on behalf

of Century 21 Real Estate, I congratulate them on their success," said Mike Miedler, chief executive officer, Century 21 Real Estate LLC. We are affiliated with many Relocation Management Companies and referral programs that keep us busy every day of the year, but the real credit goes to a very capable and dedicated sales staff, and our incredible office manager. "Receiving the Pacesetter Gold Award is a great honor for our office and while we celebrate the mid-year success of 2020, Century 21 Scott Myers remains focused on servicing the real estate needs of the San Antonio community," said Scott Myers, broker/owner of Century 21 Scott Myers. Century 21 Scott Myers is a full-service brokerage located at 11830 Wurzbach Rd, specializing in Residential, commercial, Farm and Ranch, and Property management properties.

RE/MAX Associates Welcomes Borrego R E / M A X Associates is proud to welcome Jessica Borrego to their o ff i c e . Jessica started her real estate career in 2018. She has also had a career in BORREGO Day School Management. She has been a

steady producer, bringing praises from her clients. Jessica comes by it genetically, though. Her Aunt is Shelly Johnson, a RE/MAX Associates agent of many years. Shelly’s mother Sheri is also a REALTOR. This will bring yet another great agent from the family into the San Antonio market! Jessica may be reached at 210-8380885.

www.renewsline.com

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We Want To Know! - Event Coming Up? - Did you win an award? - Get Employee of the Month? - Do something exceptional? - Hire new agents? - Earn a designation? It Is Simple and Easy To Submit Info To Us For FREE 1. Go to our website 2. Click on forms 3. Select the form you want 4. Fill out and submit!

Salcedo Attains CRP Designation Apartment & Relocation Center announces Caroline Salcedo has earned the Certified Relocation P r o f e s s i o n a l (CRP®) designation through Worldwide SALCEDO ERC®, the workforce mobility association. Caroline Salcedo is one of 110 members earning the Certified Relocation Professional (CRP®) designation. The exam was offered between 16 May and 1 June via an internetbased testing (IBT) format, and candidates participated at test centers in 34 U.S. states, the District of Columbia and Puerto Rico. The CRP® exam tests candidates’ command of corporate mobility policies and programs, real estate, tax considerations, transferee counseling, and other services. Exam content is developed under the guidance and expertise of a Worldwide ERC® CRP® Certification Review Board, and it is administered by Castle Worldwide, an independent testing consultant and proctor. 2017-2018 CRP® Certification Review Board Chairwoman Stefanie

Schreck, SCRP, SGMS, notes that “The Certified Relocation Professional® designation is widely credited with raising the bar in our industry, helping to build a consistent, uniform understanding of the many and intricate practices that employee mobility entails. Those who earn and maintain this prestigious credential demonstrate not only a mastery of skills, but a commitment to ongoing professional development and education, for the betterment of the industry and the employees and families we serve. We proudly welcome the newest CRPs® into our growing community.” The CRP® program was introduced in 1990 to formally recognize individuals who demonstrate a comprehensive knowledge of the principles and practices of U.S. employee relocation. More than 11,000 individuals have earned the credential since its inception. CRPs® retain their designation by maintaining membership in the association and earning 30 recertification credit hours within each three-year period following their initial certification, ensuring they remain current on evolving industry trends.

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October 2020

Directions Home Loan and Independence Title Lunch & Learn

3 Be sure to see and download more pictures from this event and others online:

1. Hilda Garza, eXp Realty, Lisa Lozano, Directions Home Loan and Alyse Alonso, eXp Realty. 2. Janet Clyde, BHHS Don Johnson and Jennifer Jones, Directions Home Loan. 3. Selina Medina, Independence Title and Charlotte Jorgenson, eXp Realty. 4. Alyse ALonso, eXp Realty, Trish Najim, eXp Realty and Christy Johnson, Directions Home Loans.

5. Janet Clyde, BHHS Don Johnson and Jennifer Jones, Directions Home Loan. 6. Sandra Lagos, JP & Associates and Norma Heard, Directions Home Loan. 7. Jay Arbrizue, eXp Realty and Christi Hines, Directions Home Loans