September 2025 House & Home Newsletter Copyright Realtor Kathy Smith

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your Realtor A message from

Mortgage rates have dipped to 6 32% for a 30 year fixed loan, which is great news for Buyers and Sellers Even a small change can create movement in the market

I am also excited to share that we made our very first donation through the “Free Dog with Every Home Sold” promotion. I’m thrilled that with every closing, a shelter pet gets the chance for a brighter future!

I’d love to hear what’s new with you. Give me a call, text or email! Talk with you soo

RENOVATION VS CONSTRUCTION Making the Right Move

ELEVATE YOUR HOME

Current Design Trends

FEATURED LISTINGS

LOVING LOCAL

Car Loving Dog People

Featured Community Events

MARKET UPDATE

S N E A K P E E K

RENOVATIONVS.CONSTRUCTION

Making the Right Move for Your Dream Home

When it comes to creating your dream home, two paths often lie before you: renovating an existing property or building a brand-new one. Each option offers a unique set of opportunities and challenges. In this month's newsletter, I’m here to help you navigate this important decision by exploring the pros and cons of renovation and new construction. Armed with this knowledge, you can make an informed choice that aligns perfectly with your vision and goals.

Renovation

Construction

PROS:

Character & Charm

Established Neighborhoods Cost Savings

CONS:

Hidden Issues Limited Customization Potential Compromises

PROS:

Customization

Modern Amenities No Hidden Surprises

CONS:

Longer Timelines

Higher Costs (sometimes) Location Challenges

Ultimately, the decision between renovating and building a new home comes down to your personal preferences, budget, timeline, and the unique features you desire in your dream home. It's essential to work closely with a knowledgeable real estate Broker (me!) and a trusted Builder or Contractor to evaluate your options thoroughly If you're ready to explore these options further or need guidance on the best path for your specific circumstances, please reach out to me I’m here to help you turn your housing dreams into reality, whether through renovation or new construction.

ELEVATE YOUR HOME

Current Design Trends for a Stylish Living Space

As the world of interior and exterior design continues to evolve, so too do the possibilities for transforming your home into a stylish sanctuary. Whether you ' re planning a complete renovation or simply looking to refresh your living space, staying in the know about the latest design trends can help you create a home that feels both modern and timeless Here is the insights into the current home design trends that are shaping the way we live and express ourselves in our spaces

Interior Design Trends Exterior Design Trends

Earthy & Sustainable Materials

The use of natural and sustainable materials such as reclaimed wood, bamboo, and recycled metals has gained popularity. These materials not only add warmth and texture to your interiors but also contribute to a more eco-friendly living environment

Biophilic Designs

Biophilic design emphasizes a connection to nature within your home. Incorporate elements like indoor plants, large windows, and natural light to create a serene and calming atmosphere.

Neutral Color Palettes & Bold Accents

Neutral color schemes continue to dominate, providing a versatile backdrop for various design styles Add interest with bold accent colors in furniture, artwork, and accessories

Multifunctional Spaces

With the rise of remote work and flexible lifestyles, homeowners are embracing multifunctional spaces Think home offices that can double as guest bedrooms or dining areas that transition seamlessly into cozy lounges

Outdoor Living Spaces

Creating inviting outdoor living spaces is a top priority Think expansive decks, cozy patios, and well-designed landscaping to maximize your outdoor enjoyment

Sustainable Landscaping

Landscaping with native plants, xeriscaping, and incorporating eco-friendly irrigation systems are all part of the trend toward sustainable landscaping.

Dark Exterior Colors

Deep and moody exterior color palettes, such as navy blue, charcoal gray, and forest green, are gaining popularity, offering a bold contrast to traditional light exteriors.

Minimalistic Landscaping

Clean lines, minimalistic hardscapes, and the use of negative space create a modern and elegant exterior design

Smart Home Integration

Integrating smart home technology into your exterior design, including automated irrigation systems and outdoor lighting, enhances both functionality and security.

FREE DOG WITH EVERY HOME SOLD

Thanks to Mr. & Mrs. B, we were able to cover adoption fees for a dog or a cat at the CharlotteMecklenburg Animal Care & Control Shelter!

- 11/2

Love Local, Support Local, Shop Local!

LOKI’sbarklight

Union County Kia

Loki never meets a stranger, and the team at Union County Kia always makes sure he feels right at home. Whether he visits sales, the parts counter or service, the staff is ready at the front door with smiles, hugs, and plenty of love.

This kind of welcome is not a one time thing. It is part of the culture at Union County Kia, where both people and pups are treated like family. Loki’s happy smile says it best. Every department is dog friendly, and every visit proves it.

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September 2025 House & Home Newsletter Copyright Realtor Kathy Smith by Homes by Kathy Smith - Issuu