Issuu

Volume 18

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Issue 24

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DECEMBER 2019

A quarterly publication of the Real Estate Board/Commission of Strata Corporations

New CPD Course Addresses Sector Issues rudimentary to the complex. There are those that are more common and less consequential such as dealers or salesmen not placing offer forms from prospective purchasers on their (dealer) file,” explained course facilitator, Sandra Garrick. “However there are some cases which are not as common, but can have significant legal ramifications or cripple the relationship between the dealer and his or her salesmen; for example, where dealers do not make payments to their salesman for work done prior to the cessation of a working relationship,” she added. Mrs. Garrick also explained that developers present another dimension of risk, having mainly to do the veracity of their advertising, or A section of the attendees at the Realtors Association of Jamaica (RAJ) International the management of customer’s Realtors Conference monies. “Some of it also has to do n a move to address ‘common practitioners. They are also required with the kind of information they issues identified in the real to sit an additional 12 hours of provide to the Board. This estate industry,’ the Real Estate optional courses over a two-year information must be provided in a Board rolled out its latest period in keeping with the Board’s timely matter as this is what the Continuing Professional CPD programme. Board relies on to be better able to Development (CPD) Course under the The objective of this course is protect the interest of the buying said title. The Course was launched to highlight the various issues most public. We believe we have during the recent Realtors commonly seen in the operations of managed to capture the spectrum of Association of Jamaica (RAJ) the three groups of real estate these issues and participants should International Realtors Conference at professionals regulated by the Board. come away from the session more the Hilton Rose Hall Resort in These are issues related to their aware of what is expected of them by Montego Bay. compliance with statutory the public, and by the Board. We are Two sessions of the course requirements governing their also advising professionals to remind were held on December 5 and 6, operations, as established in the their clients from the outset that they facilitated by CEO of the Real Estate Real Estate (Dealers & Developers) have a right to contact the Board in Board, Sandra Garrick and Board Act and Regulations. the case of disputes or to make a member, Karl Vendryes. The course The issues are divided into complaint.” which was attended by 193 two groups, those relating to dealers The Course will be offered at professionals, will provide two hours and salesmen, and those relating to the Real Estate Training Institute in of the mandatory eight hours developers. “The concerns faced by January 2020. required by the Board for real estate practitioners range from the

T he Re a l E st ate J our na l

Local & International Real Estate News

CEO’s Message

CPD Reminder Real Estate Training Institute

Timeshare Registration

Why do I need CPD?

CSC’s Civil Action Bolsters Monitoring

Certificate Collection Reminder

CSC Promotes Services in Client Testimonials HUMAN RESOURCES: New Year’s Resolutions for your Work Life

REAL ESTATE Could be this funny!

T he Re a l E st ate J our na l

CEO’s MESSAGE Sandra Garrick

s we stand on the cusp of a new calendar year, I use this opportunity to thank our valuable clients for their support throughout 2019. We truly value your patronage and acknowledge that without your support, our work would be exponentially more difficult, if not impossible. A special thank you to our stakeholder organizations, both in the public and private sectors, including the Realtors Association of Jamaica, the National Land Agency, the National Environment and Planning Agency and the various municipal corporations across the island; particularly the Kingston and St. Andrew Municipal Corporation. I would also like to thank and congratulate those persons who are on the path to joining the industry, through our six pre-licensing salesman courses during the calendar year. We look forward to monitoring your contribution to the sector and we are certain that you have been sufficiently equipped with the knowledge and skills necessary to offer reputable, top-class service to your future clients.

We have discussed a number of times in the past the merger of the three portfolio areas within the organization; the Real Estate Board, the Commission of Strata Corporation and the Timeshare Registry. Given the nature and gravity of such a move, there are high level developments that must take place for this to materialise, much of which are beyond our control. Administratively, however, we have done or are doing the necessary things to bring the organization to a point of readiness. This includes settling on a new logo for the merged organisation, setting up our IT infrastructure, including the creation of a new website, and the installation of a new filing mechanism via a high density file storage solution. We recently introduced a new mandatory Continuing Professional Development course, ‘Common issues identified in the Real Estate Industry,’ which was explored on the cover page of this issue. I encourage our practitioners to register to sit this course as soon as it becomes available in January. Once enough opportunities have been given to do so, we cannot guarantee that additional sittings will be held. Additionally, completion of the eight hours of mandatory courses will be a requirement to be licenced for the 2020-21 period, which starts April 1, 2020. To this end, we will also have limited sittings of the mandatory courses previously offered, for those who might have missed the opportunity to participate in them. In closing, I would like to wish everyone a happy, safe and blessed holiday season and a healthy and prosperous 2020.

A special thank you to our stakeholder organizations, both in the public and private sectors, including the Realtors Association of Jamaica, the National Land Agency, the National Environment and Planning Agency and the various Municipal Corporations across the island, particularly the Kingston and St. Andrew Municipal Corporation

T h e R e a l E s ta te J o u r n a l

JAMAICA

...own a small piece of paradise

The Real Estate Board has responsibility for determining all applications for Timeshare licences in Jamaica. Contact us to be licenced today. info@reb.gov.jm | 876-926-9748/9 | http://timeshare.reb.gov.jm Becoming a Timeshare Agent A timeshare agent acts on behalf of the proprietor of a timeshare plan and offers timeshare contracts or provides public offering statements. These statements provide all the necessary documentary information on the rights and obligations of a purchaser in relation to the timeshare plan. Additionally, the timeshare agent also conducts tours of the timeshare plan and presentations relating to the timeshare accommodation being offered.

Requirements for application The applicant must satisfy the fit and proper criteria: ● Attained the age of at least 18 years ● Is not an undischarged bankrupt ● Has not been convicted of an offence: 1. Involving fraud, dishonesty or moral turpitude; or 2. Under any lay relating to real estate or tourism. ● Must complete an approved course of study in: 1. Timeshare Real Estate 2. General real estate ● Completed a one (1) year period of attachment at an approved Real Estate Dealer ● Pass written and oral examinations administered by Timeshare Registrar

T he R e a l E s ta te J o u r n a l

Strata Commission bolstering monitoring mandate through Civil Action

The Commission spends heavily on its monitoring functions which include maintaining a cadre of trained and experienced Inspectors. These Inspectors have a myriad of responsibilities including: making monitoring visits and conducting audits of strata corporations to ensure that they are operating in accordance with the law

he Commission of Strata Corporations is touting recent legal victories in collecting outstanding sums owed to the Commission, emphasizing that its income generation is key to its oversight mandate of communal living arrangements, traditionally apartments and condominiums. The Commission has been forced to use the civil court to go after outstanding fees stemming from the failure of strata corporations to file their annual returns. The filing of Annual returns includes an annual fee to the Commission of 0.25% of the unimproved value of the land on which the strata is located. Legal Officer for the Commission, Christopher Henry explained that in these most recent cases initiated between July and September 2019, the matters were settled before moving to the courts or without contest from the defendants. “These include individual sums in excess of 400, 500 and 600 thousand dollars totalling millions of dollars. The Commission is keen to point out that is it willing to sit and meet with Corporations which are having a challenge in paying outstanding fees and working out a payment schedule,” he insisted. As at October 1, the Commission is owed in excess of $100 million in outstanding fees. Chief Executive Officer for the Commission, Mrs. Sandra Garrick, noted that these fees are used mainly to off-set the high administrative cost of providing oversight to strata properties across the island, of which

there are 1,599 registered. “The Commission spends heavily on its monitoring functions which include maintaining a cadre of trained and experienced Inspectors. These Inspectors have a myriad of responsibilities including: making monitoring visits and conducting audits of strata corporations to ensure that they are operating in accordance with the law, which includes keeping annual general meetings which are properly minuted, keeping the property insured or voting not to insure, and obeying property by-laws,” she offered. The Commission also facilitates the resolution of disputes between the Corporation and individual proprietors and vice versa or disputes between proprietors. Added to these is the processing of applications for Power of Sale certificates, giving the corporation authority to sell an individual unit where that proprietor fails in making maintenance or other payments to the Corporation for periods in excess of 30 days. Strata corporations are typically properties which allow for ownership of individual lots or units, while sharing in the ownership of the common property such as the roof, walkways and recreational areas. The owners thereby share in the expenses relating to the maintenance of these areas owned in common, based on an ownership share or what is called unit entitlement as is indicated on the title.

T h e R e a l E s ta te J o u r n a l

Feedback The Faculty welcomed the engagement with the CEO and members of the Real Estate Board and our students. We were also very pleased to have members of the Association of Land Economy and Valuation Surveyors (ALEVS) in attendance. With regards to the information presented in the forum, it further emphasized the importance of a sound academic background to a well functioning and reputable industry. The presentation also provided essential guidance on how to build a professional career in real estate after completing the undergraduate degree course of study in Real Estate Management and Valuation (formerly LEVS). This was well received by the students and we do look forward to future presentations of this kind. Senior Inspector, Akeil Pladley makes a presentation to the Real Estate Management and Valuations (formerly LEVS) students, at the University of Technology on Thursday November 21 in the Faculty of Built Environment. The presentation introduced students to careers in real estate as well as how they are likely to interact with the Board.

Anetheo Jackson Senior Lecturer and Programme Director Real Estate Management and Valuation

Get your copy of the brand new Real Estate Board/ Commission of Strata Corporations 2020 Desk Calendar

Featuring::  



12 pages of original high gloss, staff images Useful information & tips on Timeshare, Trust Accounts, Dispute Resolution, Continuing Professional Development etc. Public Holidays and deadlines for payment of fees highlighted Contact information and social media links on all pages

Available now at the front desk and security post

The R e al Es t at e Jo ur n al

Government Commits to Addressing Potential Threats to Housing Sector

Minister without Portfolio in the Ministry of Economic Growth and Job Creation, Senator the Hon. Pearnel Charles Jr. during his addressing on Thursday December 5.

Mr. Charles also told the realtors that the Government was also taking steps to amend some legislation that govern the sector, highlighting that the Real Estate and Developers Act, which recently went to Cabinet, “will also be amended to, among other things, ensure that the real estate developers and dealers are held to the right standard...

inister without Portfolio in the Ministry of Economic Growth and Job Creation, Senator the Hon. Pearnel Charles Jr., says the Government is committed to addressing potential threats to the housing sector. Addressing the Realtors Association of Jamaica (RAJ) International Conference and Expo 2019, which was held at the Hilton Rose Hall Resort and Spa in Montego Bay, St. James, on December 5, Senator Charles Jr. said several legislative and policy measures are being implemented to provide an enabling environment for investors in the housing sector. “Earlier this year, the new housing policy implementation plan was tabled in the Houses of Parliament. It seeks to provide [a] very clear pathway for building our way out of current housing issues, and also address the key areas, such as ensuring that when we build we are building houses that are more affordable, acknowledging the need for social housing, building with the contemplation that we have to erase squatting, and providing a comprehensive governance framework,” the Minister said. He added that the Ministry is in the advanced stages of a squatter survey, “and we are utilising geospatial mapping and other mechanisms to assist in the development of the key frameworks for the policy and legislation to benefit you (realtors),” he told the audience. Mr. Charles also told the realtors that the Government was also taking steps to amend some legislation that govern the sector, highlighting that the Real Estate (Dealers and Developers) Act, which recently went to Cabinet, “will also be amended to, among other things, ensure that the real estate developers and dealers are held to the right standard, and so there is need for accountability in the operations”. He argued that this accountability will not only offer greater protection to investors and purchasers but it will also protect the real estate professionals and the sector, and, ultimately, increase confidence in the island’s real estate market. For his part, Managing Director of Barnett Limited, Mark Kerr-Jarrett, said that increased homeownership could aid in improving the island’s gross domestic product (GDP). He also lauded the Government for taking seriously the “stability and wealth creation for the average Jamaican”. Photo & article courtesy of The Jamaica Information Service Written by Serena Grant Published: Monday, December 9, 2019

T he R e a l E s ta te J o u r n a l

Real Estate firm surprised 198 employees with $10 million in bonus money at the company's holiday party

Employees only learned of the bonus when they opened individualized envelopes at their holiday party

Baltimore-based commercial real-estate firm gave all of its 198 employees a collective $10 million in end-of-year bonus. St. John Properties said in a press release that the bonus was given in celebration of the company achieving its goal to develop 20 million square feet of office, retail, and warehouse space in eight states. It originally set the goal in 2005. “Good Morning America” reported that employees only learned they were receiving the bonuses when they opened red envelopes containing the amounts at the company's holiday party on Saturday. “What happened tonight was magical,” one employee could be heard saying in a video released by St. John Properties. “It's life-changing,” another employee said before breaking out in tears. Employees said they were planning to clear debt, and pay for their children's university fees. Bonuses were calculated based on the number of years employees worked at the company, with the average

bonus amounting to $50,000, St. John Properties said in its press release. Larry Maykrantz, the president of St. John Properties, who worked at the company for 38 years, for example, received a smaller bonus than the mechanic who's been working there for 39 years. The largest bonus given was $270,000 while the smallest bonus of $100 was given to an employee who only started at the company on Monday, CNN reported. Ahead of the Christmas party, St. John Properties covered the travel and accommodation costs for all its employees in eight states to attend the party. Company founder and chairman Edward St. John said they wanted to reward employees in a “big way” that would make a significant impact on their lives. “I steer the boat, but they're the ones that run the boat, they are the ones that make the boat go," John said. “Without the team we are nothing, we are absolutely nothing.” The Insider James de Villiers PUBLISHED DEC 11, 2019

T h e R e a l E s ta te J o u r n a l

The Official Training Institution of the Real Estate Board

1 Surbiton Road, Kingston 10 (876)633-1292, 350-676 info@reb.gov.jm

Pre-Licencing Course for: Salesmen Dealers, and Property Managers

CPD Courses, Anti-Money Laundering Training, Local Land Law & Refreshers Training also provided

Real Estate Professionals will be required to have completed all 8 hours of MANDATORY COURSES to be licenced for the 2020-2021 licensing period

T he R e a l E s ta te J o u r n a l

“Life is a journey, not a destination” Ralph Waldo Emerson

ne of the defining attribute of a true professional is the eagerness and willingness to add to their knowledge base. Can you imagine the demand for land surveying, occasioned by the global economies and the modern realities, being satisfied by the use of an archaic link chain surveying methodology as was popular in the 1700 and 1800s? It is highly improbable that the surveyor would be able to cope with the rigors of the modern demands by using the base knowledge gained during the past. It is imperative that the surveyor continues to improve on his knowledge base in an effort to remain relevant. The Land Surveyors example is no different from the reality of any profession. From medicine, the legal profession, Valuation Surveyors, Realtors and other service professionals, the concept remains the same. Failure to integrate new knowledge will result in a devaluation of the profession and its ultimate replacement through the use of modern technology. Keeping abreast of new knowledge is ultimately a fight for relevance. The CPD is intended to safeguard the public from substandard work while protecting the industry. The benefits of a well-structured CPD to the professional are:  Ensures professional capabilities keep pace with the established standards of other professionals,  Enhance skills and ability to professionally respond

to the needs of customers, Ensures that the professional is up to date with changes to trends, legislation and methodologies,  Enhances the efficiency of the professional to his team and creates opportunities for workplace advancement,  Provides opportunities to develop new skills and to diversify professional interest,  Create opportunities for increased confidence in the profession as well as making a distinction between those within the profession. As the regulators of the real estate industry, it is incumbent upon us to ensure that the general public is exposed to the best professional advice thus enhancing the profession’s credibility. It is our aim to ensure that the CPD offerings are relevant to the modern realities and are equally accessible to each professional. As we interact with our stakeholders, the gaps in common learning will be identified and programs designed to address the breach. The Real Estate Training Institute, under the guidance of the Real Estate Board, is tasked with the responsibility of providing these courses. The design of these courses will ensure relevance; hopefully the individual will be able to assimilate what is actually learnt, resulting in positive changes to their output. 

- Ainsworth Norton, CPD Manager/ Timeshare Director

The R e al Es t at e Jo ur n al

character Lewis embodies a financial analyst or an accountant’s dream - a Legal luminary that is also a financial analyst. I too intend to merge these careers. I already have a degree in Finance. Watch this space for the law degree. Who is the most intelligent person you know? My father Paul Douglas. You can spend hours seamlessly moving from topic to topic and feel like you are in a lecture room. Plus we seldom agree so you know he has to be a great conversationalist since I have a very short attention span and I get bored easily. Also Gleaner Columnist, Morris Cargill (RIP).

Sherri-Gay Douglas Grandison - Revenue Officer / Accountant , Commission of Strata Corporations (CSC)

What two things do you think of the most each day? First, the tasks ahead and I literally before leaving home know what tasks are the biggest to tackle the minute I sit at my desk and the order I will complete them in and how long each will take. I am a notorious planner. Second, what’s for lunch and will it ruin my red lipstick!

Who was your favourite teacher in school and why? Actually my favourite educator was Keith Noel, former principal of St. Jago High School. He was a brilliant Literature teacher and author of many English language texts. That is a subject I have always excelled at. Plus he is an one of those persons whose personality lights up a room wherever he went. He believed wholeheartedly in ultimate education. So all facets were What was your first job? encouraged particularly the Arts. So I danced under his I was an in-house marketing rep for West Indies Home tutelage and pursued every passion imaginable at St. Contractors (WIHCON). I was in the lunch area at college Jago with his encouragement. at the time and was holding court to a captivated audience when Judith Bruce happened to be visiting the Is there anything you wished would come back into school. Unbeknown to me, she stopped by the guidance fashion? counsellor who was across from where I was Disco music and pop lifestyle and fashion. I was totally entertaining. I guess she was also enthralled that she born in the wrong era. I was meant to meet Abba and asked to meet me and hired me on the spot saying she star in the she was a dancing queen video. Plus thought I was charming and engaging and would do well Madonna’s ‘strike a pose’ is me all day. in marketing. So I spent my summers showing houses for that company. I later got a job at Digicel in the same If you were a super-hero, what powers would you have? fashion ... personality wins all the time. Mind control. All things will come after that. What did you want to become when you were a child? I wanted to be a commercial Lawyer (a la Perry Mason), a journalist (the calibre of Morris Cargill), lecturer or economist /financial analyst. It didn’t matter which field, anything that allows for self-expression and that would keep me thinking, passionate and challenged.

What's your favourite movie and why? List two pet peeves I am more of a Netflix series girl and my fix is Suits. Poor etiquette and manners. I have a high tolerance for Legal dramas feeds my fascination with law and the people of varying backgrounds and assimilate easily or

T he R e a l E s ta te J o u r n a l [ cont’d from previous page]

readily put people at ease but I am a country girl I cannot abide deplorable manners. I can withstand ignorance but have zero tolerance for poor manners or ettiquette. Also poor grammar - I am embarrassingly good at pointing out grammatical errors, so much so that I visibly cringe listening to people. I will be listening to a speech or newscast and find myself editing the speaker. I come from a family of educators and was brought up by my grandmother who taught English, so it’s inculcated in my very existence. These days I rebel and deliberately use slang. patois or just bad English to express myself as I am often accused of being ‘boujee.’ If money was not a factor what would your ideal job be? Business consultant/social worker or radio talk show host. Strategizing and philanthropy are shared passions of mine. I think we are truly here to be our brother’s keeper and the best thing in life we can do to fulfil our purpose is to give of ourselves and our time. I am often guilty of giving advice or giving away material things or see opportunities in the simplest of detail. I am also a problem-solver and my mind goes immediately to how to solve a problem.

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What are your hobbies? Reading. I am also a sci-fi geek. I also like puzzles, chess, sudoku, scrabble, crossword puzzles, and also blogging. What are you really good at, but kind of embarrassed that you are good at it. I am a stickler for details so I can be watching a movie or cartoon and if there is a break and the scene shows the minutest of detail changed, I will notice. So if there was a glass on the night stand and when the scene returns the glass is missing or is full when it was empty before, best believe I will notice. Also for some reason I can walk into a room and immediately make acquaintances. The embarrassing part is in assimilating so easily I adapt people’s mannerisms in order to put myself and others at ease. This usually ends up with me having a Kingston drawl, or worse a British accent. Who knows you the best? My husband Maurice Grandison aka soulmate, and my manager Mrs. Gordon. Maurice finishes my sentences and we have non-verbal communication on lock. This can be a gross disadvantage, mind you we have been in the same class since first form, high school sweethearts and he is my best friend so it follows. It doesn’t help that he is a police officer so very little goes under his radar. After 7 years of knowing me, Mrs Gordon reads me very easily without me saying a word. It is testament to the rapport in our department as she easily reads the entire team as well.

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help dozens of persons each week, with many commenting that they did not know we were able to provide such practical hands-on assistance to them,” the CSC Manager asserted. The plan is to produce three such commercials. “The first is completed and we are pleased with the results. We hope to have the second one started and completed very soon,” explained the Commission’s Marketing Manager, Damian Wilson. “We reached out to a number of our clients and some declined, even though they indicated to us at the time that they did in fact have A screen shot of the new CSC TV Commercial. Here CSC inspector Shelley-Ann Joiles is seen extremely satisfying experiences assisting a client, in a flashback moment. working with the Commission. However we were able to identify The Commission of Strata Corporations is in the process persons who were willing to do so at no charge. So what of filming a series of television commercials using client the public will see are honest depictions of the kind of testimonials, aimed at educating the public on the service we offer, services that often go above and services it provides. Testimonial advertising is an beyond the call of duty in terms of the time and effort advertising method that highlights a user or users’ spent to address a client’s individual problem or query.” positive experience in using a product, or in this case a The first commercial sees, the property manager service. of a commercial strata complex in Kingston, recalling her Inspectorate Manager for the Commission, Tricia experience grappling with her annual returns filing, and Harris explained the thinking behind the decision to go being walked through the process by an inspector of the this route. “Very often persons would ask how do you Commission. The video ends with the Manager, walking help us, yes they know what we do but the question is, out having received a Certificate of compliance from the so what? How can you positively affect our lives and how Commission. we operate as proprietors and/or property managers. The next commercial is set to look at the power So that’s what we wanted to address through these of sale application process, with the final one looking at commercials,” Ms. Harris explained. “We meet with and the compliance inspections. The commercials are expected to air early 2020.

Strata Property manager extols the services offered by the Commission

Very often persons would ask how do you help us, yes they know what we do but the question is, so what? How can you positively affect our lives and how we operate as proprietors and/or property managers. So that’s what we wanted to address

Human Resources

New Year’s Resolutions for your Work Life

Gail Dandy-Newell Human Resource Officer

“For last year's words belong to last year's language. And next year's words await another voice. And to make an end is to make a beginning." – TS Elliot s we ring in 2020, now is the opportune time to think of New Year’s resolutions we can make, which will improve our work life and invariably our personal life. Any act of self or situation improvement, however small, is a necessary step towards being the best version of ourselves and opening windows of opportunity. Here are 5 New Year’s resolutions you can incorporate into your work life to make your new year happier and more productive: Give yourself credit when you deserve it. We all have an innate need to feel recognized for work well done. Recognition motivates us to push harder because it confirms that our work is valued and acknowledged. However, we sometimes miss the opportunity for self-recognition. Rather than waiting for others to acknowledge us, we can pat ourselves on the back when we have done something significant. One way to do this is to keep a file of positive notes, thank you letters, and reminders of your successful ventures. Be your own cheerleader and that positive energy will manifest in your feelings towards work and the attitude you display.

opportunity to network with your industry peers. What’s important is the opportunity to share and receive knowledge which can be used in the work place or eve in your personal life. Also, you will have a professional circle you can call upon when you need advice. Practice Professional Courage. If you are the type of person to avoid speaking up when you have an idea or concern, it’s time to step out of your comfort zone. Everybody’s ideas or opinion is valuable. Do not shy away for fear that you may say the wrong thing or you may get in trouble for speaking up. Practice speaking to your manager or colleagues about your business ideas. If you have a counter opinion, quietly, concisely, and professionally state your opinion. You will gain respect for being someone who speaks up and adds value to the business by suggesting ideas. Learn One Tech Skill. Pick one tech skill you would like to learn, and find out how to do it. Of course, no tech conversation would be complete without a mention of coding and the sheer number of beginner and intermediate classes available now as a result. As one of the biggest in-demand skills today, learning the basics can hardly do harm. Lynda.com is a great site to sign up for online learning.

Sources: Top 10 Resolutions for Your Most Successful New Year Make Professional Contacts and Network. Make sure that you attend at least one professional https://www.thebalancecareers.com/top-10-resolutions meeting each quarter. You will benefit from the -for-your-possible-new-year-1918770 friendships and relationships built from active participation in networking. It's not enough to sign up— 5 Career-Boosting New Year's Resolutions You'll Actually you have to show up and join in as well. Even Want to Keep professional development courses present an https://www.themuse.com/advice/5-careerboostingnew-years-resolutions-youll-actually-want-to-keep

T h e R e a l E s ta te J o u r n a l

2020 Course Schedule REAL ESTATE Could Be this Funny February 10-April 3 Evenings and three full days Full days: February 21, March, 20 & April 3 Mondays-Thursdays [5:30 pm-8:45 pm] April 14-May 8 Full time: Mondays - Thursdays & Friday May 8 [9:00 am-6:00 pm] May 18-July 10 Evenings and three full days Mondays-Thursdays [5:30 pm-8:45 pm] Full days: May 29, June 26 & July 10 [9:00 am-6:00 pm] July 6-July 31 Full time: Mons-Thurs, & Friday July 31 [9:00 am-6:30 pm] August 26-November 25 Day Release: Wednesdays & four full Tuesdays: Tues Sept. 8, 22, Oct 6 & 20 [9:00 am-6:00 pm] November 2-November 27 Mondays, Tuesdays, Thursdays & Fridays [9:00 am-6:00 pm]

IS YOUR MOMMY HOME? A young Realtor is out door knocking one afternoon and came upon a little girl sitting on a stoop. “Hi there, my name is Stacey. Is your Mommy home?” The little girl nods and says yes so the Realtor starts ringing the doorbell. After five minutes with no answer she turns back to the little girl and asks her; “Hey, I thought you said your mommy was home?” “My mommy IS home but I live across the street.”

March 5-July 9 Fridays: March 6-June26 Thursdays March 5, April 16 and May 14 Two full weeks: June 29-July 9 [9:00 am-6:00 pm]

September 3-October 30 Thursdays: Sept 3-October 30 one full week: October 26-30 [9:00 am-6:00 pm]