Occupational Safety and Health Practice Questions
Course Introduction
This course provides a comprehensive introduction to the principles and practices of occupational safety and health. Students will explore the identification, evaluation, and control of workplace hazards, including physical, chemical, biological, and ergonomic risks. The course covers regulatory frameworks such as OSHA standards, workplace safety programs, risk assessments, accident prevention strategies, and health promotion in the workplace. Emphasis is placed on understanding the responsibilities of both employers and employees in maintaining a safe and healthy work environment, and applying safety management principles across various industries.
Recommended Textbook
Employee Benefits A Primer for Human Resource Professionals 5th Edition by Joseph J. Martocchio
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12 Chapters
661 Verified Questions
661 Flashcards
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Chapter 1: Introducing Employee Benefits
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61 Verified Questions
61 Flashcards
Source URL: https://quizplus.com/quiz/63363
Sample Questions
Q1) Which of the following are considered the five core compensation elements? (Adjustments to Core Compensation)
A)COLAs, seniority pay, merit pay, incentive pay, person-focused pay
B)Merit pay, seniority pay, COLAs, incentive pay, base pay
C)Seniority pay, person-focused pay, incentive pay, base pay, COLAs
D)Base pay, person-focused pay, merit pay, incentive pay, seniority pay
Answer: A
Q2) Since the 1940s,companies have expanded their discretionary benefits as an alternative to wage increase or as a motivational tool. (Origins of Employee Benefits)
A)True
B)False
Answer: True
Q3) Defined benefits plans,defined contribution plans and hybrid plans are types of health insurance funding plans. (Income Protection Programs)
A)True
B)False
Answer: False
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3
Chapter 2: The Psychology and Economics of Employee Benefits
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63 Verified Questions
63 Flashcards
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Sample Questions
Q1) Offering certain types of benefits in combination with reduced compensation is one way of recruiting desirable workers. (Recruiting Certain Types of Workers)
A)True
B)False
Answer: True
Q2) Tax incentives are the only reason employers offer benefits to employees. (Why Do Employers Offer Benefits)
A)True
B)False
Answer: False
Q3) Which of the following employee benefits is more relevant for relational psychological contracts? (Psychological Contracts)
A)Legally required benefits
B)Health insurance
C)Life insurance
D)Accommodation and enhancement benefits
Answer: D
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Page 4
Chapter 3: Regulating Employee Benefits
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66 Verified Questions
66 Flashcards
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Sample Questions
Q1) According to OWBPA,employers are not required to offer older workers benefits equal to younger workers if it costs them too much. (The Age Discrimination in Employment Act of 1967 (ADEA))
A)True
B)False
Answer: True
Q2) Taxes fund programs for which of the following? (The Internal Revenue Code)
A)State and local governments
B)Federal and state governments
C)Federal, state and local governments
D)Local governments only
Answer: C
Q3) Under the Americans with Disabilities Act of 1990,an employer cannot refuse to hire a person with a disability. (The Americans with Disabilities Act of 1990)
A)True
B)False
Answer: True
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Chapter 4: Employer-Sponsored Retirement Plans
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55 Verified Questions
55 Flashcards
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Sample Questions
Q1) Using the ratio percentage test for tax benefit qualification,what does the percentage of nonhighly compensated employees to highly compensated employees in the plan have to be? (Qualified Plans)
A)30%
B)70%
C)60%
D)40%
Q2) Defined contribution plans are costlier for employers than defined benefit plans. (Defined Contribution Plans)
A)True
B)False
Q3) Vesting rights focus on employer contributions. (Qualified Plans)
A)True
B)False
Q4) Which of the following is not an accrual criteria? (Defined Benefit Plans)
A)Average benefit test
B)3% rule
C)Fractional rule
D)113 1/3 rule
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Chapter 5: Employer-Sponsored Health Insurance Programs
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62 Verified Questions
62 Flashcards
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Sample Questions
Q1) Discuss and compare multiple-payer versus single-payer systems the US. (Defining and Exploring Health Insurance Programs)
Q2) Coinsurance rates are generally higher in HMOs than in fee-for-service plans. (Features of Health Maintenance Organizations)
A)True
B)False
Q3) President Bush has advanced a plan to place the burden of health insurance costs with the government. (Consumer-Driven Health Care)
A)True
B)False
Q4) Individual health insurance coverage can also cover the employee's dependents. (Individual Versus Group Insurance Coverage)
A)True
B)False
Q5) In 2011,half of the private sector workers in opposite sex partnerships had access to health care benefits. (Health Insurance Coverage)
A)True
B)False
7
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Chapter 6: Employer-Sponsored Disability Insurance,life Insurance,and Workers Compensation Programs
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58 Verified Questions
58 Flashcards
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Sample Questions
Q1) Briefly discuss the types of disabilities recognized under workers' compensation laws. (Types and Amounts of Workers' Compensation Benefits)
Q2) Companies may NOT refuse an employee's request for FMLA leave to cover absences for work-related illness or injury. (Relationship between Workers' Compensation and Benefits Laws)
A)True
B)False
Q3) Under partial self-funding of disability insurance,employers pay claims from their assets invested in a trust fund,for a limited period or up to a maximum dollar amount. (Funding Disability Insurance Programs)
A)True
B)False
Q4) AD&D does not pay survivor benefits in the case of death by illness. (Accidental Death and Dismemberment Insurance)
A)True
B)False
Q5) What are the main characteristics of long term disability insurance? (Long-Term Disability Insurance Programs)
8
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Chapter 7: Government-Mandated Social Security Programs
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45 Verified Questions
45 Flashcards
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Sample Questions
Q1) OASDI taxes are subject to a taxable wage base.What was the taxable wage base for everyone in 2012? (OASDI Programs)
A)$80,100
B)$110,100
C)$120,100
D)$140,100
Q2) Only restricted groups of workers are eligible for OASDI and Medicare protection. (OASDI and Medicare)
A)True
B)False
Q3) The supplemental insurance benefit (SUB)is used to extend disability benefits. (Unemployment Insurance Benefit Amounts)
A)True
B)False
Q4) The net job gains between March to June 2011 offset the net job losses during the 2007-2009 recession. (Unemployment Insurance)
A)True
B)False
Q5) Briefly discuss Medicare Part A coverage. (Medicare Part A Coverage)
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Chapter 8: Paid Time-Off and Flexible Work Schedules
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48 Verified Questions
48 Flashcards
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Sample Questions
Q1) According to FMLA guidelines,employees must give how much notice for a scheduled unpaid leave? (Leave Under the Family and Medical Leave Act of 1993)
A)60 days
B)7 days
C)14 days
D)30 days
Q2) The Conference Board survey of US companies found the existence of one standard type of sabbatical leave. (Sabbatical Leave)
A)True
B)False
Q3) Which of the following is true concerning the Family and Medical Leave Act? (Leave Under the Family and Medical Leave Act of 1993)
A)Guarantees paid leave
B)Spouses at same employer both get 12 weeks leave for the same incident
C)Employees have to have worked 1250 hours in the previous12 months to qualify
D)Applies to companies with less than 50 employees
Q4) List the most common paid time off practices. (Paid Time-Off Practices)
Q5) What are the basic characteristics of flexible scheduling? (Flexible Scheduling)
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Chapter 9: Accommodation and Enhancement Benefits
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45 Verified Questions
45 Flashcards
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Sample Questions
Q1) How much can employees exclude from their annual gross income for educational assistance programs? (Educational Assistance Programs)
A)$2,250
B)$5,250
C)$5,520
D)$2,550
Q2) How much can companies save by investing in preventative health care programs? (Wellness Programs)
A)For every $1 invested, they can expect to save as much as $16 in medical insurance costs
B)For every $1 invested, they can expect to save as much as $20 in medical insurance costs
C)For every $1 invested, they can expect to save as much as $10 in medical insurance costs
D)For every $1 invested, they can expect to save as much as $6 in medical insurance costs
Q3) Briefly describe the three types of family assistance programs. (Family Assistance Programs)
Q4) Briefly discuss the issue of back care as a wellness program. (Back Care)
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Chapter 10: Managing the Employee-Benefits System
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53 Verified Questions
53 Flashcards
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Sample Questions
Q1) Benefits are considered "qualified" if the employee may exclude the cost from federal income tax. (Cafeteria Plans under Section 125)
A)True
B)False
Q2) These are the 4 most common types of cafeteria plans. (Types of Flexible Benefit Plan Arrangements)
A)Premium-only, mix-and-match, core-plus-option, reduction
B)Reduction, modular, core-plus-option, mix-and-match
C)Material modification, mix-and-match, core-plus-option, modular
D)Mix-and-match, material modification, premium-only, reduction
Q3) Insurers conduct concurrent utilization reviews shortly after hospital admission,following emergency treatment. (Utilization Reviews)
A)True
B)False
Q4) Satisfying nondiscrimination rules permits plan participants to take tax deductions for qualified benefits. (Nondiscrimination Rules)
A)True
B)False
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Page 12
Chapter 11: Nonqualified Deferred Compensation Plans for Executives
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50 Verified Questions
50 Flashcards
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Sample Questions
Q1) Funded plans allocate money to trust funds or insurance companies in an executive's name. (Funding Status)
A)True
B)False
Q2) Collateral approach is a term used to indicate employer ownership of an insurance policy. (Split-Dollar Life Insurance)
A)True
B)False
Q3) One of the objectives of nonqualified plans is restoration. (Objectives of Nonqualified Plans)
A)True
B)False
Q4) Which of the following is not a type of stock ownership plan? (Stock and Stock Option Plans for Incentive Compensation and Retirement)
A)Incentive stock options
B)Phantom stocks
C)Restricted stocks
D)Profit sharing
Q5) Who are executives? Explain. (Defining Executive Employment Status)
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Chapter 12: Global Employee Benefits at a Glance
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55 Verified Questions
55 Flashcards
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Sample Questions
Q1) South African law grants "family responsibility leave" to employees who have worked for at least 4 months. (South Africa,Paid Time-Off Benefits)
A)True
B)False
Q2) In Canada,the amount of vacation pay is equal to what percentage of the employee's pay for the preceding year per week of vacation. (Canada,Paid Time-Off Benefits)
A)2%
B)3%
C)5%
D)5.5%
Q3) Argentina offers 14 days of paid vacation for employees with less than 2 years seniority. (Argentina,Paid Time-Off Benefits)
A)True
B)False
Q4) In India,health care and benefits are provided by the federal government. (India,Health Benefits)
A)True
B)False
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