Human Resources Development Test
Questions
Course Introduction
Human Resources Development focuses on the strategies, processes, and practices involved in enhancing the skills, knowledge, and competencies of employees within an organization. The course explores key concepts such as employee training, career planning, performance management, organizational development, and talent management. Students will examine the role of HR professionals in fostering continuous learning, adapting to changes in the workplace, and aligning employee development with organizational goals. Through case studies and practical applications, participants will learn to design, implement, and evaluate effective HR development programs that contribute to both individual and organizational success.
Recommended Textbook
Employee Benefits A Primer for Human Resource Professionals 5th Edition by Joseph J. Martocchio
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12 Chapters
661 Verified Questions
661 Flashcards
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Chapter 1: Introducing Employee Benefits
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Sample Questions
Q1) Discuss the impact of recent demographic changes in labor markets (e.g.,influx of female,ethnic minority,or older workers)on the benefit strategy of companies. (Changing Demographics of the Labor Force)
Answer: Main Points
Increasing numbers of female,minority,or older workers in the current workplace
Different needs and preferences based on demographic characteristics
Challenges of benefit professionals to manage diverse needs and preferences
Company's strategic actions to accommodate different needs of employees
Q2) The Federal Insurance Contributions Act (FICA)helps support the Old-Age,Survivor,and Disability Insurance (OASDI). (Government Regulation of Employee Benefits)
A)True
B)False
Answer: True
Q3) Merit-pay rewards employees according to their job performance. (Adjustments to Core Compensation)
A)True
B)False
Answer: True
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Page 3
Chapter 2: The Psychology and Economics of Employee Benefits
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Sample Questions
Q1) Even if increased health insurance costs are NOT accompanied by an increase in employees' valuation of the insurance,cash wages will probably be adjusted downward anyway. (Who Pays for Benefits?)
A)True
B)False
Answer: False
Q2) As the size of the insured group increases,so does the difficulty for the insurance companies to predict the total medical expenses of the group. (Cost Advantage)
A)True
B)False
Answer: False
Q3) Which of the following employee benefit might fulfill both transactional and relational expectations of employees? (Psychological Contracts)
A)Health insurance
B)Retirement
C)Legally required benefits
D)Accommodation and enhancement benefits
Answer: B
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Chapter 3: Regulating Employee Benefits
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66 Flashcards
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Sample Questions
Q1) Defined contribution plans are eligible to participate in PBGC. (Title IV: Plan Termination Insurance)
A)True
B)False
Answer: False
Q2) Patients' consent is required for use and disclosure of health records as of 2003. (The Health Insurance Portability and Accountability Act of 1996)
A)True
B)False
Answer: True
Q3) The U.S.Department of Labor enforces HIPAA. (The Health Insurance Portability and Accountability Act of 1996)
A)True
B)False
Answer: False
Q4) The Equal Pay Act is an amendment of ERISA. (The Equal Pay Act of 1963)
A)True
B)False Answer: False
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Chapter 4: Employer-Sponsored Retirement Plans
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Sample Questions
Q1) Discuss the controversies related with cash balance retirement plans. (Controversy Surrounding Cash Balance Plans)
Q2) This type of hybrid plan defines benefits for each employee by reference to the amount of the employee's hypothetical account balance. (Cash Balance Plans and Pension Equity Plans)
A)Money purchase plan
B)Target benefit plan
C)Cash balance plan
D)Pension equity plan
Q3) In 2011,41% employees participated in defined contribution plans. (Trends in Retirement Plan Coverage and Costs)
A)True
B)False
Q4) Qualified plans entitle employers and employees to substantial tax benefits not offered nonqualified plans. (Introduction)
A)True
B)False
Q5) Briefly discuss the origins and trends in retirement plans in the US. (Defining Retirement Plans)
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Chapter 5: Employer-Sponsored Health Insurance Programs
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62 Flashcards
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Sample Questions
Q1) Fee-for-service plans pay expenses according to a schedule of usual,customary and reasonable charges. (Surgical Benefits)
A)True
B)False
Q2) What are the two types of fee-for-service plans? (Fee-For-Service Plans)
A)Health savings accounts, indemnity plans
B)Health savings accounts, health reimbursement plans
C)Health reimbursement plans, indemnity plans
D)Indemnity plans, self-funded plans
Q3) What are the three specific forms of prepaid group practices? (Prepaid Group Practice Model)
A)Universal model HMOs, group model HMOs, staff model HMOs
B)Group model HMOs, network model HMOs, universal model HMOs
C)Staff model HMOs, group model HMOs, network model HMOs
D)Network model HMOs universal model HMOs, staff model HMOs
Q4) Staff model HMOs own the medical facilities and employ the medical and support staffs that work on the premises. (Prepaid Group Practice Model)
A)True
B)False
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Chapter
6: Employer-Sponsored Disability Insurance,life Insurance,and Workers Compensation Programs
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Sample Questions
Q1) Under a universal life insurance plan,policy holders can shift money between the insurance and savings components of the policy. (Universal Life Insurance)
A)True
B)False
Q2) Long-term disability insurance plans used to cover partial disabilities,but ceased due to high costs. (Long-Term Disability Insurance Programs)
A)True
B)False
Q3) In 2011,what percentage of full-time and part-time employees received employer-sponsored life insurance? (Coverage and Costs of Life Insurance)
A)38% full-time, 23% part-time
B)70% full-time, 30% part-time
C)69% full-time, 42% part-time
D)73% full-time, 14% part-time
Q4) What are the main characteristics of long term disability insurance? (Long-Term Disability Insurance Programs)
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8
Chapter 7: Government-Mandated Social Security Programs
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Sample Questions
Q1) Which of the following statements is not true regarding individuals who possess Medicare coverage and simultaneously receive health insurance benefits from another health insurance plan? (Medicare as the Primary or Secondary Payer)
A)If the person has Medicare based on HYPERLINK "http://www.medicare.gov/Glossary/e.html" \l "esrd" End-Stage Renal Disease (ESRD), COBRA continuation coverage pays first
B)Generally, if the person's employer has less than 100 employees, Medicare pays first if he/she is under 65 or he/she has Medicare because of a disability
C)If the person or his/her spouse is retired and has COBRA continuation coverage, Medicare pays first
D)If the person is retired and has Medicare and group health plan coverage from his/her former employer, generally his/her group health plan (retiree) coverage pays first his/her health care bills and Medicare pays second
Q2) Self-employed individuals must pay a FICA rate that is twice as much as a factory worker has to? (Financing OASDI and Medicare Programs)
A)True B)False
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Page 9
Chapter 8: Paid Time-Off and Flexible Work Schedules
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Sample Questions
Q1) In 2011,private industry paid leave benefit costs were highest for management,professional,and related occupations,accounting for 8.5% of total compensation. (Defining and Exploring Paid Time-Off Programs)
A)True
B)False
Q2) Which of the following is true about floating holidays? (Holidays)
A)Can be used to observe other holidays only
B)Can be used to observe other holidays, to extend vacation time and to extend sick leave
C)Can be used to observe other holidays, not to extend vacation time, but to extend sick leave
D)Can be used to observe other holidays, to extend vacation time, but not to extend sick leave
Q3) NOT allowing a Jewish employee to observe Hanukah would be a direct violation of which law? (Holidays)
A)FMLA
B)FSLA
C)ERISA
D)Title VII of the Civil Rights Act
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Page 10
Chapter 9: Accommodation and Enhancement Benefits
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Sample Questions
Q1) Family assistance programs include day care,elder care and childcare. (Family Assistance Programs)
A)True
B)False
Q2) Briefly discuss the issue of back care as a wellness program. (Back Care)
Q3) Consortium EAPs establish contracts with sets of numerous smaller employers. (EAP Delivery Options)
A)True
B)False
Q4) Which one of the following is not a wellness program? (Wellness Programs)
A)Telecommuting
B)Stress management
C)Smoking cessation
D)Back care
Q5) If a counselor,of a third-party provider of EAPs,sexually molests an employee,the employer may be held liable. (Employer Liability)
A)True
B)False
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Chapter 10: Managing the Employee-Benefits System
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53 Flashcards
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Sample Questions
Q1) Flexible spending accounts and premium-only plans are versions of which cafeteria plan? (Pretax Salary Reduction Plans)
A)Modular
B)Pretax salary reduction
C)Core-plus-option
D)Mix-and-match
Q2) ERISA sets forth legally required disclosure requirements. (Legal Considerations in Benefits Communication)
A)True
B)False
Q3) Briefly discuss the information that summary plan descriptions must provide. (Summary Plan Description)
Q4) These are the three types of utilization reviews. (Utilization Reviews)
A)Qualified, modified, nondiscriminatory
B)Prospective, concurrent, retrospective
C)Flexible, core-plus, mix-and-match
D)Precertification, prospective, retrospective
Q5) Compare one-size-fits-all benefits with employee choice. (A One-Size-Fits-All Approach,Employer Choice to Customize Benefits)
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Chapter 11: Nonqualified Deferred Compensation Plans for Executives
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Sample Questions
Q1) Stock grant refers to sale of stock by the stockholder. (Basic Terminology)
A)True
B)False
Q2) Nonstatutory stock options are characterize by which one of the following features? (Nonstatutory Stock Options)
A)They qualify for favorable tax treatment
B)They are awarded at discounted prices
C)Executives do not have any ownership control over the disposition of the stock for 5 to 10 years
D)Executives pay taxes in the future when they choose to exercise their nonstatutory stock options
Q3) Rabbi trusts are characterized by which one of the following features? (Rabbi Trusts)
A)Is a revocable grantor trust
B)Employer maintains ownership
C)No financial lending institutions are involved
D)Are funded plans
Q4) Who are executives? Explain. (Defining Executive Employment Status)
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Chapter 12: Global Employee Benefits at a Glance
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Sample Questions
Q1) The European Union is similar to the US in that the concept of "employment at will" exists with regard to employment issues. (Europe)
A)True
B)False
Q2) In Japan,workers are entitled to how many paid public holidays each year? (Japan,Paid Time-Off Benefits)
A)8
B)11
C)13
D)15
Q3) German law has separate health insurance criteria for blue and white collar workers. (Germany,Health Insurance)
A)True
B)False
Q4) Which one of the following is not a characteristic of NAFTA? (North America)
A)NAALC
B)Convergence of labor standards
C)Mexico and US are members
D)Trade deals
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