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Thursday.March 12.2026
Vol.31 No.21
Canada Post Agreement 40069240
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Broker brings personal touch to home financing Elise Vos provides access to wide range of lending options
When Elise Vos first moved to the qathet region in 2007, it was hockey that brought her west. She spent five seasons working with Powell River Kings, a role that immersed her in the rhythm of rink life and the connections that come with it. While she loved the sport, she says it was the sense of community that mattered most. “I love hockey, but what I love more is the connection that happens in the stands around the rink,” says Vos. “Connection and community have always been close to my heart.” Vos is building those same connections in a different arena as a mortgage broker with BRX Mortgage Brokerage. Her goal is to help people in qathet smoothly navigate one of the biggest financial decisions of their lives. Before becoming a mortgage broker, Vos worked behind the scenes in real estate, handling bookkeeping and administrative work. That experience gave her a detailed understanding of the paperwork and financial structures behind home purchases. It also revealed a need for customized mortgage solutions. “Over the years there have been some quality service providers in town,” she says. “But I saw an opportunity to step in to add value and provide a broader variety of service as a mortgage broker.” As a broker, Vos works with a wide range of lenders, including major banks, credit unions and monoline lenders who specialize solely in mortgages. She also has access to alternative and private lenders for clients whose applications may not fit traditional criteria. OCEAN VIEW
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navigating life changes such as separation, relocation or long-planned upgrades. For homeowners approaching renewal, she encourages people to start planning early, ideally six months before their term ends. In some cases, refinancing can help consolidate higher-interest debts or fund renovations or help support higher education costs. Because mortgage ratestoare Get the Peak Go typically far iPhone appornow lower than credit card car loan rates, rollin the ing debt intoavailable a mortgage can reduce monthly App Store or iTunes payments, extending repayment over a longer period. Vos also addresses a common misconception about mortgage brokers: for most standard mortgages, clients do not pay the broker PERSONAL REAL ESTATE CORPORATION directly. Instead, the lender compensates the broker once the mortgage is finalized with no additional costs to the client. WARREN BEHAN “I genuinely care about my clients,” she PERSONAL REALGo ESTATE CORPORATION the Peak says. “This isGet usually thetobiggest purchase iPhone app now of someone’savailable life and in often the a cornerstone of building wealth. It’s extremely App Store or iTunes rewarding to WA walk with them from start to finish.” For Vos, helping someone secure a home in ESTATE CORPORATION the qathetPERSONAL region isREAL about more than financPERS ing. It is about helping people plant roots in a community she has grown to love. “I still have that ability to connect like I did around the rink,” she adds. “Now it’s on an entirely new level helping people secure a place to call home in a community that means so much to me.” For more information, email elise@mortgageswithelise.ca, visit mortgageswithelise. PERSONAL REAL ESTATE CORPORATION ca or call 604.414.8186.
WARREN BEHAN
WARREN BEHAN
Each client’s situation is different, she says, and having access to multiple lenders allows her to tailor options based on income, credit history, down payment and long-term goals. “The biggest advantage is that I have a wide range of lenders and different programs,” she adds. “Each family or individual has a different story, and I can find a fit based on what
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that financial story is. When I get lenders competing for your business, we tend to get a better mortgage rate offer.” Vos can assist anyone looking to purchase a home, including first-time homebuyers, selfemployed individuals, clients with bruised credit as well as homeowners looking to renew or refinance. She also works with people
OCEAN VIEW
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New, beautiful & spacious 4 bdrm, 3 bath home. Big, bright kitchen, gas 2 – 10289 Finn Bay Road fireplace, 2 covered decks. Heat pump, Lovely 2 bdrm, 1 bath home with stunning views large yard, walk to 30’ dock space, boat storage, on-site caretaker school, super view Waterfront entertainment area, walk to Lund
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Broker Owner
WARREN BEHAN PERSONAL REAL ESTATE CORPORATION
WA
PERS