)0.& #00, 13&1"3&% '03
18565 S. Ava Ridge Place Vail, AZ 85641
PRECAUTIONS YO U SHO U LD B E
AWA R E OF
IN THE REAL ESTATE CLOSING PROCESS
DO NOT TRUST EMAILED INSTRUCTIONS Fraudsters often use email to send falsified wire instructions to unsuspecting victims. Please warn your buyers and sellers to only follow wire instructions they receive personally from First American Title. Additionally, we will not accept disbursement instructions for seller or buyer funds via email OR from any third party (attorney, real estate agent, etc).
W I RE F R A U D A LE RT T H I N K D I F F E R E N T LY
ALTERNATIVE INSTRUCTIONS?
Email-based, real estate fraud schemes are on the rise. One common scenario is altering wiring instructions with the intention of rerouting funds.
If your buyer or seller receives alternative wiring instructions that appear to be from First American Title, make sure they contact their escrow officer at a trusted phone number for confirmation.
Keeping this in mind, First American Title is changing the way we receive payment information. It is imperative that we are familiar with the people in our transactions.
RELYING ON EMAIL ALONE IS NO LONGER AN OPTION.
Know that our wiring instructions do not change so any communication is suspect. Our banking institution is First American Trust.
IN SHO RT – wire instructions will not
be accepted by email. New wire instructions must be hand-carried or uploaded to the First American Secure Portal.
Thank you for joining First American Title in fostering a secure real estate transaction process. Have questions or concerns? Please contact our office or your escrow officer.
For more information please contact your First American representative.
w w w.fi rs tam . c o m First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.
01100180621
©2023 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF
LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS
IMPORTANT -- PLEASE READ CAREFULLY:
This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First Americans prior written consent. First American does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First Americans sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American would not have issued this report but for the limitation of liability described above. First American makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.
Subject Property 18565 S Ava Ridge Pl Vail AZ 85641 APN: 305-38-0480
Data Provided By: First American Title Ins Co
© 2024 CoreLogic. All rights reserved
Data Provided By: First American Title Ins Co
Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy. The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
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Subject Property : 18565 S Ava Ridge Pl Vail AZ 85641 Owner Information Owner Name : Rickhoff Heath / Hughes Angela Mailing Address : 18565 S Ava Ridge Pl, Vail AZ 85641 R013 Owner Occupied O Indicator : Location Information Legal Description : Ocotillo Preserve Lot 31 County : Pima, Az Census Tract / Block : 41.27 / 1 Township-Range- Sect : 17S-15E-35 Legal Book/Page : 60-20 Legal Lot : 31
APN : 305-38-0480 Subdivision : Ocotillo Preserve Map Reference : 35-17S-15E School District : Vail Munic/Township : Vail
Market Area : 610 Owner Transfer Information Recording/Sale Date : 08/30/2023 / 08/25/2023 Document # : 2420302
Deed Type : Warranty Deed 1st Mtg Document # : 2420303
Last Market Sale Information Recording/Sale Date : 09/22/2020 / 09/18/2020 Sale Price : $140,000
Deed Type : Warranty Deed Price Per SqFt : $42.53
Document # : 2660438 Title Company : Signature Title Agcy/az Llc Seller Name : Build Ocotillo Preserve Ll Prior Sale Information Prior Rec/Sale Date : 09/16/2020 / 09/12/2020 Prior Sale Price : $120,000
Prior Doc Number : 2600513 Prior Deed Type : Warranty Deed
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Property Characteristics Gross Area : 3,292
Garage 3 Capacity :
Living Area : 3,292
Roof Material : Built-up
Total Rooms : 9 Year Built / Eff : 2023 # of Stories : 1 Parking Type : Garage
Pool : Pool
Heat Type : Forced Air Cooling Type : Forced Air Exterior wall : Frame Wood Patio Type : Covered Patio
Air Cond : Refrigeration Quality : Fair Condition : Excellent Bath Fixtures : 13 Pool Size : 450
Property Information Land Use : Sfr County Use : Single Fam Resrural Subd
Zoning : RH
Lot Size : 181,133
Lot Acres : 4.16
State Use : Single Fam Resrural Subd
Tax Information Total Value : $116,000 Total Taxable $6,903 Value : Assessed Year : 2023 Tax Year : 2023
Property Tax : $1,154.45 Tax Rate Area : 2001
Current Year Total $85,759 Value : Current Year $85,709 Improvement Value :
Market Value : $116,000
Current Year Land $50 Value :
Current Assessed 2025 Year :
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Sales Analysis Criteria
Subject Property
Sale Price
Low
High
Average
$140,000
$425,000
$1,200,000
$570,395
3292
2897
3591
3034
$42.53
$146
$334
$186.27
Year Built
2023
1999
2023
2011
Lot Size
181,133
6,983
440,827
55,166
Bathrooms
5
3
5
4
Stories
1
1
2
2
$116,000
$9,001
$586,371
$335,070
0
0.05
2.69
1.97
Bldg/Living Area Price Per Square Foot
Bedrooms
Total Assessed Value Distance From Subject Summary of Comparables #
Address
Sale Price
Total Assessed Value
Sale Date
S
18565 S Ava Ridge Pl
140,000
116,000
09/22/2020
1
18537 S Ava Ridge Pl
890,000
72,050
2
9420 E Woolly Butterfly Ct
630,000
3
17541 S Indigo Crest Pass
4
Bed Bath
Living Area
Lot Size
Year Built
Dist (Miles)
Zoning
5
3,292
181,133
2023
04/19/2024
4
2,951
181,584
2023
0.05
RH
471,400
06/18/2024
3
2,950
35,856
2018
1.08
SP
477,000
332,923
05/01/2024
4
2,902
7,647
2007
1.47
SP
17420 S Nicholas Falls Dr
449,990
9,001
03/01/2024
5
3,005
7,197
2023
1.8
5
18100 S Eagle Nest Trl
680,000
499,689
01/03/2024
4
3,037
440,827
1999
1.89
6
979 S Grantham Dr
425,900
275,496
05/31/2024
4
2,909
12,138
2007
1.92
7
17341 S Ridgerunner Dr
485,000
326,469
05/21/2024
4
2,903
6,983
2020
1.93
8
596 W Willis Pl
475,000
274,410
06/20/2024
4
2,909
7,000
2006
1.95
CR-3
9
17239 S Sienna Bluffs Trl
440,000
317,789
06/11/2024
3
2,998
8,974
2007
1.97
SP
10
884 S Eynon Pl
468,000
307,392
11/07/2024
4
2,990
10,487
2006
2.03
CR-3
RH
CR-3
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
11
766 S Harry P Stagg Dr
430,000
285,249
03/06/2024
3
2,897
8,024
2012
2.12
CR-3
12
234 W Herschel H Hobbs Pl
465,000
308,296
07/31/2024
4
3,185
8,876
2014
2.14
CR-3
13
16995 S Vanilla Orchid Dr
510,000
400,316
02/02/2024
4
2,943
10,703
2006
2.15
SP
14
92 E Adytum Pl
500,000
323,404
02/22/2024
3
2,995
10,606
2013
2.17
SP
15
509 W Charles L Mckay St
425,000
277,791
06/12/2024
3
2,897
8,114
2011
2.24
CR-3
16
284 W Charles L Mckay St
478,000
321,800
08/16/2024
4
3,185
11,413
2019
2.32
CR-3
17
9068 E Mesquite View Pl
1,200,000
586,371
01/05/2024
4
3,591
58,081
2005
2.38
RH
18
743 S Melpomene Way
520,000
340,901
04/10/2024
5
3,016
102,971
2005
2.51
SP
19
9001 E Mesquite View Pl
709,000
469,906
01/25/2024
5
3,215
75,825
2008
2.52
RH
20
16558 S Sycamore Ridge Trl
750,000
500,740
02/02/2024
3
3,210
90,019
2004
2.69
RH
Distressed Sales =
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Map
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Subject Property : 18565 S Ava Ridge Pl Vail AZ 85641
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Census Tract / block: 41.27 / 1
Year: 2020
Household Population
Population by Age
Count:
6,193
0 - 11
Estimate Current Year:
6,193
12 - 17
Estimate in 5 Years:
6,193
18 - 24
4.83%
Growth Last 5 Years:
25 - 64
51.91%
Growth Last 10 Years:
65 - 74
9.96%
75+ Household Size
Household Income
Current Year:
2,061
0 - $25,000
7.71%
Average Current Year:
3
$25,000 - $35,000
5.82%
Estimate in 5 Years:
2,061
$35,000 - $50,000
4.22%
Growth Last 5 Years:
$50,000 - $75,000
10.87%
Growth Last 10 Years:
$75,000 - $100,000
13.2%
Above $100,000
58.18%
Male Population:
52.2%
Female Population:
47.8%
Married People:
69.79%
Unmarried People:
30.21%
Average Household Income:
$113,954
Housing Median Mortgage Payments
Home Values
Under $300:
0.72%
Below $100,000:
10.17%
$300 - $799:
28.57%
$100,000 - $150,000:
3.49%
$800 - $1,999:
50.92%
$150,000 - $200,000:
14.7%
Over $2,000:
19.78%
$200,000 - $300,000:
30.83%
Median Home Value:
$274,800
$300,000 - $500,000:
37.36%
Unit Occupied Owner:
94.42%
Above $500,000:
3.44%
Median Mortgage:
$1,130
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Rent Payments
Year Built
Unit Occupied Renter:
5.58%
1999 - 2000
Median Gross Rent:
$1,063
1995 - 1998
Less Than $499
5.94%
1990 - 1994
$500 - $749
0%
1980 - 1989
7.23%
$750 - $999
34.65%
1970 - 1979
0.72%
$1000 and Over
59.41%
1900 - 1969
1.76%
Public Pre-Primary School:
0.28%
Not Enrolled in School:
74.24%
Private Pre-Primary School:
0.26%
Not A High School Graduate:
4.43%
Public School:
21.4%
Graduate Of High School:
18.93%
Private School:
4.36%
Attended Some College:
23.39%
Public College:
2.52%
College Graduate:
37.32%
Private College:
0.69%
Graduate Degree:
15.93%
54.23%
Private Worker:
60.4%
Government Worker:
23.77%
Self Employed Worker:
4.57%
Unpaid Family Worker:
2.77%
Education Enrollment
Workforce Occupation:
Manager/Prof: Technical: Sales:
20.8%
Administrative: Private House Hold: Service:
Farming: 16.23%
Protective Services:
5.2%
Skilled: Blue-Collar:
8.73%
Commute Time
Less Than 15 Min:
3.98%
15 min - 28 min:
21.89%
30 min - 57 min:
71.54%
Over 60 min:
2.58%
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/31/2024 © 2024 CoreLogic. All rights reserved
Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421
E v a lyn Rd
Lo
ing S pr
S Pecan Rd
PIMA COUNTY d
Ow l
77
08
RD
E GRANT RD 01
Tucson
n
S NOGALES HW
I-19
80
S
S H WY
S LA CANADA DR
Green Valley
Sahuarita
S OLD
Rd S Mcge e R a
Vail
S KOLB RD
E SAHUARITA RD Corona de Tucson
N OGALE
W HELMET PEAK RD
Rd W Ruby Star Dr uttes W Twi n B W An am a x Mine Rd cg ch Rd W M e e R an
Rd
SCHOOL DISTRICTS
Y
RD
SM ISS ION
39
10
20
Sa nta
Rita Rd
Ro ad
424
Ranc h
30
Littletown
Summit
W Pima Mine Rd
ch
S Garvey Rd
S Shaw Rd
r it t e n
TUCSON INT'L AIRPORT
N Calle Rinconado
WB
E VALENCIA RD
19
S Sierrita Mountain Rd
286
W VALENCIA RD
W Hermans Rd
51
W Bush Rd
Air Force
12
E 22ND ST S HOUGHTON RD S HOUGHTON RD
W VALENCIA RD
W Guy St W Bayard Rd
Tanque Verde
S H OUGHTON RD
W Park Rd
HWY AJO W IRVINGTO N RD 95
W
E 22ND ST
S Wilmot Rd
Three Points
86
NN EY RD
S Sandario Rd
Y
HW
W
S SANDARIO RD
S Marstellar Rd
h Rd W Gar c ia Ranc
JO WA
nJ oa qu in Bopp R d Rd W Snyder Hill Rd
S Swan Rd
KI
S
W Hermans Rd
13RD E SNYDER
E Fairmount St
Sa
86
E R RD
E S01 PEEDWAY BLVD
W SPEEDWAY BLVD S
15
E RIV
N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R
RD
W MILE WIDE RD
16 ISE DR E SUNR
E PRINCE RD
LL
IN N EY R D
K
N Trico Rd
S
N
W Fort L o ell Rd w
o W El Camino Del C err
Casas Adobes 10
BE ER ILV
W Rudasill Rd
N
N Bea r Canyon Rd
W INA RD
O C K S RD
W MANVILLE RD
C LE
N Luckett Rd
Picture Rocks
W PICTURE R
H wy
Willow Canyon
Cortaro 11
W Emigh Rd
N SANDARIO RD
N Anway Rd
N Trico Rd
W TWIN PEAKS RD
on
A OR
N 1ST AVE
N ANWAY RD
N Pump Station Rd
N TRICO RD
ntain Rd
aterm an
NW
Oro Valley
Summerhaven
m
Fro nta
Le m
N
Rillito
W Tucker Rd
W Manville Rd
77
a in Bl
W MOORE RD W TANGERI NE RD W NARANJA DR
Marana
N Trico Rd
Valley Rd
N Dove Mount
This map is provided for general location only. Please contact school districts for actual street boundaries
Rd ge
Continental
lv
d ia R
He 111 N. Well Road, Ajo, AZS 85321
520.387.5618
10105 S. Sasabe Road, Tucson, AZ 85736
520.822.1484
AMPHITHEATER UNIFIED
701 W. Wetmore, Tucson, AZ 85705
520.696.5000
16
CATALINA FOOTHILS UNIFIED
2101 E. River Road, Tucson, AZ 85718
520.209.7500
39
CONTINENTAL ELEMENTARY
1991 E. Whitehouse Canyon, Green Valley, AZ 85614
520.625.4581
08
FLOWING WELLS UNIFIED
1556 W. Prince Road, Tucson, AZ 85705
520.696.8800
06
MARANA UNIFIED
11279 W. Grier Road, Marana, AZ 85653
520.682.3243
11
PIMA COUNTY JTED
2855 W. Master Pieces Dr, Tucson, AZ 85741
520.352.5833
30
SAHUARITA UNIFIED
350 W. Sahuarita Road, Sahuarita, AZ 85629
520.625.3502
12
SUNNYSIDE UNIFIED
2238 E. Ginter Road, Tucson, AZ 85706
520.545.2000
13
TANQUE VERDE UNIFIED
2300 N. Tanque Verde Loop, Tucson, AZ 85749
520.749.5751
01
TUCSON UNIFIED
1010 E. 10th Street, Tucson, AZ 85717
520.225.6000
20
VAIL UNIFIED
10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747
520.879.2000
15
AJO UNIFIED
51
ALTAR VALLEY ELEMENTARY
10
et
W Avra
Catalina
06
10
8
N Mt
W El Tiro Rd
M ou
d
ed To p Rd agg
E Edwin Rd
E Grand Valley Dr
vd
WS ilver bell R
s
Ga
Oracle
Oracle Junction Saddlebrooke
He
N
I-10
irre Rd
N Agu
Rd
e Lin
S
d co R Sas
N Wentz R d
E
al Ave
S Estancia Dr
School District Information
Dr
77
ove rt D ese R uil d G S
N SWAN RD
lock E Hem
a d Ranch R d
Red Rock
ED
N F- 3
S Cattle Tank Rd
E No na Rd
d
d sR
K DR K LIN PAR
E BAUMGARTNER RD
WR
Chief Bu tte R
w Willo
S PICACHO HWY
10
S Kolb Rd
d
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.
05249570321
©2021 First American Financial Corporation and/or its affiliates. All rights reserved. | NYSE: FAF
- FIRST AMERICAN TITLE, FC0, LMRA 12/31/2024 11:50AM RL13
PIMA, AZ
INVESTIGATIVE SEARCH RESULTS
PAGE 1 OF 1
SEARCH PARAMETERS PARCEL: PARCEL:
305-38-0480 305-38-0480
OWNER:
HUGHES RICKHOFF FAMILY TRUS
SITUS:
18565 S AVA RIDGE PL PC
MAIL:
18565 S AVA RIDGE PL
PLAT: LEGAL:
LOT
00031
AFFIDAVIT
INSTRUMENT
REC DATE
2023 2420302
08/30/2023
BLOCK
OCOTILLO PRESERVE LOT 31
CURRENT TAXES
INFORMATION THROUGH 11/28/2024
LAND
IMPR
EXEMPT
RATE
AREA
PRIMARY
7,248
0
0
8.7594
2001
SECONDARY
21,150
0
0
7.5026
2024 TOTAL TAX BILLED
SPECIAL DISTRICTS
1,178.67
2024
TAX AMT
TAX DUE
INTEREST
DATE PAID
TOTAL DUE
FIRST HALF
589.34
0.00
0.00
10/30/2024
0.00
SECOND HALF
589.33
589.33
0.00
589.33
TOTAL CURRENT TAXES DUE 12/24
589.33
01/25
589.33
(ESTIMATED)
IMPROVEMENTS BLDG SQFT
0
FULL CASH VALUE
YEAR BUILT
0
LAND USE
00 73
LOT SIZE
1 STDLT
NUMBER OF STORIES STORIES HEIGHT
0
SCHOOL DISTRICT
141,000
2001
EXTERIOR WALLS
LAND FULL CASH VALUE
141,000
GRADE MATERIALS
IMPR FULL CASH VALUE
0
SALES SALE DATE
SALE AMOUNT
INSTRUMENT TYPE
09/22/2020
140,000
2020 2660438 WD
BUILD OCOTILLO PRESERVE LL
09/16/2020
120,000
2020 2600513 WD
UNITY LIMITED PARTNERSHIP
END SEARCH
SELLER NAME
VALIDITY
Covenants, Conditions & Restrictions Thank you for the opportunity to be of service.
Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).
This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.
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Home Seller’s Guide
to the Title & Escrow Process in Arizona
Quick Reference
Table of
Contents
Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name
Assistant
Company
Phone
03 Welcome
Address
Fax
04 Benefits of Using a REALTOR®
First American Title
02 Quick Reference
05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process
Escrow Officer
Escrow Assistant
Address
Phone
City/State/Zip
Fax
Insurance Previous Company
Phone
Previous Agent
Policy No.
New Company
Phone
New Agent
Policy No.
Home Warranty Company
Policy No.
14 Understanding Title Insurance
Utilities and Services
16 Consider This
Southwest Gas 1.877.860.6020 www.swgas.com
Dish Network 1.800.823.4929 www.dishnetwork.com
Verizon 1.877.300.4498 www.connecttoverizon.com
Cox 602.277.1000 www.cox.com
CenturyLink 800.366.8201 www.centurylink.com
Salt River Project 602.236.8888 www.srpnet.com
Direct TV 1.888.777.2454 www.directv.com
AT&T 1.800.222.0300 www.att.com
APS 602.371.7171 www.aps.com
17 Closing Your Escrow 18 Planning Your Move
Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3
Benefits of using a Professional REALTOR
®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of. A REALTOR®:
FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved. Do you...
› U nderstands market conditions and has access to information not available to the average homeowner.
- have the knowledge, patience, and sales skills needed to sell your home?
› C an advertise effectively for the best results.
- k now how to determine your home’s current market value?
› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
- know how to determine whether or not a buyer can qualify for a loan? - understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction? - know how to advertise effectively and what the costs will be?
› K nows how to go toe-to-toe in negotiations.
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends. › C an remain objective when presenting offers and counter-offers on your behalf.
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
› Maintains errors-and-omissions insurance.
Are you...
› W ill listen to your needs, respect your opinions and allow you to make your own decisions.
- aware of conditions in the marketplace today that affect value and length of time to sell?
› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
- concerned about having strangers walking through your home?
› I s experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
- f amiliar enough with real estate regulations to prepare a binding sales contract? Counter-offers? - aware that every time you leave your home, you are taking it off the market until you return? -a ware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved? - prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
AZ Sellers Guide | 4
Key Professionals Involved in Your Transaction REALTOR
®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®
TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more. AZ Sellers Guide | 5
Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed. If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.
PREPARING YOUR HOME FOR SALE
Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking. B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see
Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans.
when they approach your house for the first time
Replace worn shower curtains.
and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a
R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
home sell. Here are some tips to present your home
Remove clutter throughout the house. Organize and clean out closets.
in a positive manner:
Clean household appliances and make sure they work properly. A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
AZ Sellers Guide | 6
Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. C lear all clutter from counter tops. L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact. S end pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise. I f possible you, your pets, and your children should be gone while your home is being shown. C lean trash cans and put them out of sight. I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. C heck that sink and tub are scrubbed and unstained. M ake beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
AZ Sellers Guide | 7
AZ Sellers Guide | 8
Terms You Should Know Appraisal
Deed Restrictions
Lien
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Annual Percentage Rate (APR)
Disbursement Date
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD)
Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Close of Escrow
Endorsement
Generally the date the buyer becomes the legal owner and title insurance becomes effective.
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Comparable Sales
Hazard Insurance
Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust An instrument used in many states in place of a mortgage.
Easement
Impounds
Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage The instrument by which real property is pledged as security for repayment of a loan.
PITI A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.
A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Provides a complete breakdown of costs involved in a real estate transaction.
Legal Description
TRID
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
TILA-RESPA Integrated Disclosures
Settlement statement
AZ Sellers Guide | 9
The Life Of An Escrow THE BUYER
THE SELLER
THE ESCROW OFFICER
THE LENDER
Chooses a Real Estate Agent
Chooses a Real Estate Agent
Upon receipt of order and earnest money deposit, orders title examination.
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Accepts Buyer’s offer to purchase.
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Documents are recorded and all proceeds from sale are received.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation. Escrow officer or real estate agent contacts the buyer to schedule signing appointment. Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer. Documents are recorded and the keys are delivered!
AZ Sellers Guide | 10
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation. Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval. Underwriting reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation. Delivers loan documents to escrow. Upon review of signed loan documents, authorizes loan funding.
Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS
CASH
FHA
VA
CONV
BUYER
BUYER
BUYER
BUYER
1.
Downpayment
2.
Termite (Wood Infestation) Inspection (negotiable except on VA)
3.
Property Inspection (if requested by buyer)
BUYER
BUYER
BUYER
BUYER
4.
Property Repairs, if any (negotiable)
SELLER
SELLER
SELLER
SELLER
5.
New Loan Origination Fee (negotiable)
BUYER
BUYER
BUYER
6.
Discount Points (negotiable)
BUYER
BUYER
BUYER
7.
Credit Report
BUYER
BUYER
BUYER
8.
Appraisal or Extension Fee (negotiable)
BUYER
BUYER
BUYER
9.
Existing Loan Payoff
SELLER
SELLER
SELLER
SELLER
10.
Existing Loan Payoff Demand
SELLER
SELLER
SELLER
SELLER
11.
Loan Prepayment Penalty (if any)
SELLER
SELLER
SELLER
SELLER
12.
Next Month’s PITI Payment
BUYER
BUYER
BUYER
13.
Prepaid Interest (approx. 30 days)
BUYER
BUYER
BUYER
14.
Reserve Account Balance (Credit seller / Charge buyer)
PRORATE
PRORATE
PRORATE
15.
FHA MIP, VA Funding Fee, PMI Premium
BUYER
BUYER
BUYER
16.
Assessments payoff or proration (sewer, paving, etc.)
SELLER
17.
Taxes
PRORATE
PRORATE
PRORATE
PRORATE
18.
Tax Impounds
BUYER
BUYER
BUYER
19.
Tax Service Contract
SELLER
SELLER
BUYER
20.
Fire/Hazard Insurance
BUYER
BUYER
BUYER
21.
Flood Insurance
BUYER
BUYER
BUYER
22.
Homeowners Association (HOA) Transfer Fee
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
23.
HOA/Disclosure Fee
SELLER
SELLER
SELLER
SELLER
24.
Current HOA Payment
PRORATE
PRORATE
PRORATE
PRORATE
25.
Next Month’s HOA Payment
BUYER
BUYER
BUYER
BUYER
26.
Home Warranty Premium (negotiable)
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
27.
REALTORS®’ Commissions
SELLER
SELLER
SELLER
SELLER
28.
EAGLE Homeowners Title Policy
SELLER
SELLER
SELLER
SELLER
29.
Lenders Title Policy and Endorsements
BUYER
BUYER
BUYER
30.
Escrow Fee (NOTE: Charge seller on VA Loan)
SPLIT
SPLIT
SELLER
SPLIT
31.
Recording Fees (Flat rate)
SPLIT
SPLIT
SPLIT
SPLIT
32.
Reconveyance/Satisfaction Fee
SELLER
SELLER
SELLER
SPLIT
33.
Courier/Express Mail Fees
SPLIT
SPLIT
SELLER
SPLIT
SELLER
BUYER
Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.
AZ Sellers Guide | 11
The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
AZ Sellers Guide | 12
Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. C oordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD) Prorate fees, such as real property taxes, per the contract and prepare the settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds Review documents and ensure all conditions are fulfilled and certain legal requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13
Understanding Title Insurance The Title Industry & Title Insurance in Brief Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records. AZ Sellers Guide | 14
WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Compare First American’s Eagle Policy® for Owners Protection from: 1
Someone else owns an interest in your title
2
A document is not properly signed
3
Forgery, fraud, duress in the chain of title
4
Defective recording of any document
5
There are restrictive covenants
6
There is a lien on your title because there is:
EAGLE
Compare First American’s Eagle Policy® for Owners
ALTA Standard or CLTA 21
Post-policy prescriptive easement
22
Covenant violation resulting in your title reverting to a previous owner
23
Violation of building setback regulations
24
Discriminatory covenants Other benefits:
25
Pays rent for substitute land or facilities
26
Rights under unrecorded leases
27
Plain language statements of policy coverage and restrictions
c) a charge by a homeowner’s association
28
Compliance with Subdivision Map Act
7
Title is unmarketable
29
Coverage for boundary wall or fence encroachment*
8
Mechanics lien
30
9
Forced removal of a structure because it:
Added ownership coverage leads to enhanced marketability
31
Insurance coverage for a lifetime
32
Post-policy inflation coverage with automatic increase in value up to 150% over five years
33
Post-policy Living Trust coverage
a) a deed of trust b) a judgement, tax, or special assessment
a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10
Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
11
Unrecorded lien by a homeowners association
12
Unrecorded easements
13
Building permit violations*
14
Restrictive covenant violations
15
Post-policy forgery
16
Post-policy encroachment
17
Post-policy damage from extraction of minerals or water
18
Lack of vehicular and pedestrian access
19
Map not consistent with legal description
20
Post-policy adverse possession
ALTA Standard or CLTA
EAGLE
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
AZ Sellers Guide | 15
Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
AZ Sellers Guide | 16
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
AZ Sellers Guide | 17
Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day. Change of address. Visit USPS for change of address form. Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Packing materials. Gather moving boxes and packing materials for your move.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy. Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address. Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities. Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move. Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move. Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
AZ Sellers Guide | 18
Start packing. Begin packing for your new location. Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed. Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move. Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
Your Notes:
AZ Sellers Guide | 19
Your Notes:
AZ Sellers Guide | 20
Your Notes:
AZ Sellers Guide | 21
4
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Central Arizona
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8 3 303
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First American Title Branch Locator 7
11
12
9
1 SUN CITY WEST
623.299.3644 13940 W. Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson
2 T HE LEGENDS
623.537.1608 20241 N. 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101
3 A RROWHEAD
623.487.0404 16165 N. 83rd Ave, #100 Peoria, AZ 85382 SE corner of N 83rd Ave and W Paradise Ln
4 A NTHEM
623.551.3265 39508 N. Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/Gavilan Peak Pkwy
AZ Sellers Guide | 22
10
5 TATUM RIDGE
9 C HANDLER PORTICO
6 C AREFREE
10 G ILBERT SAN TAN
7 SCOTTSDALE FORUM
11 M ESA
8 R AINTREE
12 G OLD CANYON
480.515.4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum
480.575.6609 7202 E. Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/Carefree Dr.
480.551.0480 6263 N. Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln
480.563.9034 8605 E. Raintree Dr, # 130 Scottsdale, AZ 85260 SW corner of E Raintree Dr and N 87th St
480.777.0051 2121 W. Chandler Blvd., #100 Chandler, AZ 85224 SW Corner Chandler Blvd./Dobson Rd.
480.777.0614 1528 E. Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./Val Vista Rd.
480.401.3738 1630 S. Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley
480.288.0883 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/South Side Kings Ranch Rd.
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9 O RO VALLEY/ORACLE W MOORE R12 D TANQUE VERDE Sahuarita / 520.219.6451 8 Marana520.297.2576 520.202.2626 | FaxSummerhaven 520.495.6151
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AZ Sellers Guide | 23
For more information please contact your First American representative.
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