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A Post-Closing Occupancy Agreement: How Does It Work?

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While possession of a home is usually transferred upon closing, there are circumstance in which occupancy can be delayed, but it doesn’t come without risk.

November 6, 2021

At Home Northern Colorado

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THE LIGHTER SIDE COLORADO HOME AND REAL ESTATE

Is gardening together a date? Sure, why not?

CONTRIBUTING WRITERS

Sharon Bokan Paul F. P. Pogue Duane Duggan Andrew Khouri Mary Lynn Bruny ADVERTISING CONSULTANTS

Thais Hafer Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

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BY MARY LYNN BRUNY

At Home Colorado

Last weekend my husband and I were picking apples from a tree in our yard. Well, he was picking apples and I was holding the ladder. A few days earlier a friend texted me a picture of her 22-year-old daughter on an apple picking date. “You know,” I said to my husband, “when we were in our 20s, we would have thought picking apples together was a romantic date. Same with raking leaves.” To which he replied, “You know, when we were in our 20s, we would have thought picking up garbage together was a romantic date.” Touché, mi amor. I suppose when a couple has been together for decades, just enjoying doing things together like gardening is a pretty good sign. Once when we were planting bushes in the front yard our mailman said to us: “Couples who garden together, stay together.” Hmmm. I don’t know about that. But I do know couples that garden together usually have sore muscles together. Maybe this binds them closer? I’m not sure if Bengay™ is exactly an aphrodisiac, but it deﬁnitely does invigorate the senses and get the blood ﬂowing. Side note on apple picking: It is good we do this together so neither of us is alone on a tall ladder. This is a marital rule I

instituted after an acquaintance fell off a high ladder while cleaning gutters. (As the parent of two sons I try – pretty unsuccessfully – to avoid trips to emergency rooms.) Despite my best intentions, I can steady the ladder but if my husband actually fell I couldn’t break his fall all that much. He’s not a little person. But I could immediately call 911, and that’s significant. And it would take away the suspicious looks from the nurses and doctors at the hospital. You can imagine how many times folks fall off ladders and these medical personnel are thinking: “And where was their partner? Are they clueless, inconsiderate or is there a hefty life insurance policy involved?” Anyway, this apple picking got me thinking: When you have been with someone a long time, what constitutes a date? I tend to be more pragmatic than romantic. I think just having fun while spending time together fits the bill, especially during a pandemic. Simple is fine. Thus shopping together at Costco and having a pizza slice afterward in the food court qualifies as a nice little date to me. I really enjoy our occasional forays to Costco. Not sure what this says about me, but there you have it.

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I remember reading once that to spice up your relationship, you and your partner should go to a bar, act like strangers and pick each other up. This seems so dumb to me. I wouldn’t have done this in my 20s; why in the world would I do this in my 50s? More plausible is pretending not to know each other and bumping into one another at Costco. “Our eyes met above the organic potato chips with jalapeno seasoning, and we knew we had found our saucy soul mate.” But back to gardening together: Perhaps the date part occurs more during the post-work relaxation. After outdoor labor, I love nothing more than having some snacks and beverages together in our backyard. This time of year that means curling up with blankets around our fire pit. As long as these blankets don’t catch fire and we end up in the ER, this sounds like a pretty good date to me – especially if those jalapeno-flavored potato chips are involved. Mary Lynn Bruny writes about local real estate and home-related topics. Contact her at ml.bruny@ comcast.net. To read previous THE LIGHTER SIDE articles, go to athomecolorado.com/thelighter-side. November 6, 2021

COVERPROFILE

WINTER BIRD FEEDING with native plants Sharon Bokan, Colorado State University Extension Boulder County Birds are the only wildlife that Colorado Parks and Wildlife regulations allow homeowners to feed in the winter. It’s not a good idea to feed birds year-round as you train them to rely on humans (you) for their food instead of foraging on their own plus feeding can be an easy way for diseases to spread. If you aren’t able to continue feeding them or you are on vacation for any length of time, they may struggle to find food. If there aren’t any plants nearby, they must fly around until they can locate some food. An alternative to feeding birds is to plant shrubs, perennials and other plants that provide food and shelter for birds and other wildlife If you do decide to feed birds over the winter, you need to do it in a manner that prevents other mammals from coming around for an easy food supply. Smaller mammals such as rats, mice, skunks, squirrels and raccoons may take advantage of the buffet dropped by the birds. Larger mammals such as coyotes, foxes and bears can also be attracted to your bird feeder and any remnants that the birds do not eat. Finding an easy food supply in your yard can cause them to lose their fear of humans and then they are more likely to get into conflicts with humans. Make sure that you are daily cleaning up any dropped seed that the birds do not utilize. Placing the bird feeder over a hard surface that can be swept or a basin that can be emptied makes the cleanup easier. What type of food you use is based on the bird species you have in your area and the birds you want to attract. There are several local bird centers and local Audubon chapters that can help you figure out a feed that attracts bird species that you want. Ornamental grasses especially native grasses provide not only seeds for the birds but hiding November 6, 2021

places for insects that are another source of food for birds and shelter. In the spring the grasses provide an added bonus of nest building materials. Prairie birds are most often ground nesting, so the grasses and shrubs provide nesting locations. Don’t cut the grasses down in the fall but leave them for winter interest and for wildlife. Native grasses that you can use are switchgrass (Panicum virgatum), big and little bluestem (Andropogon gerardii and Schizachyrium scoparium), blue grama (Bouteloua gracilis), sideoats grama (Bouteloua curtipendula), Indian ricegrass (Achnatherum hymenoides) and prairie sandreed (Calamovilfa longifolia). Later in the winter or early spring, you can cut down the grasses before the grasses begin to grow. Shrubs both deciduous and conifers provide food, nesting locations and shelter for birds. Conifers such as junipers both shrub and tree provide berries and shelter as do pines, spruces and ﬁrs which also provide seeds. Here are some trees, shrubs and perennials you might consider

adding to your landscape. They not only provide food and shelter for birds and wildlife but also provide winter interest in your landscape. Shrubs • Honeysuckle (Lonicera spp.) • Snowberries (Symphoricarpos spp.) • Sumacs (Rhus spp.) • Serviceberries (Amelanchier spp.) • Native plum (Prunus spp.) • Wax currant (Ribes spp.) • Kinnikinnick (Arctostaphylos uva-ursi) • Mahonia (Mahonia spp.) • Rabbitbrush (Chrysothamnus spp.) • Four wing saltbush (Atriplex canescens) • Wood’s rose (Rosa spp.) Trees • Hawthorn (Crataegus spp.) • Oak (Quercus spp.) • Crabapple (Malus pumila) • Hackberry (Celtis occidentalis) • Spruce (Picea spp.) • Firs (Abies spp.)

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• Pines (Pinus spp.) • Rocky Mountain Juniper (Juniperus scopulorum) Perennials • Sunflowers (both annual species and perennial species such as Maximillian, Helianthus spp.) • Coneflower (Rudbeckia spp.) • Yarrow (Achillea millefolium) • Goldenrod (Oreochrysum spp.) • Blanket flower (Gaillardia spp.) • Gayfeather (Liatris spp.) Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder. ATHOMECOLORADO.COM

REAL ESTATE

Hi or bye to ibuyers? Algorithmic home sales, growing in popularity, hit early hurdles Andrew Khouri Los Angeles Times (TNS) Last spring, Duarte residents Marsha and Todd Johnson decided they were ready to exit the California dream. They wanted to cash in on the meteoric rise in the value of their home and start retirement as they long planned, in Washington state, to be near family and the beach. But the couple, in their 50s and 60s, didn’t want prospective buyers traipsing through their house in the middle of a pandemic, and dreaded the hassle of making repairs and managing offers, even with the assistance of a real estate agent. So instead, they tapped the internet for help: On the website of a San Francisco company named Opendoor they filled out some “basic paperwork” and then completed a 15-minute video inspection through a smartphone. A few days later, a firm offer came through and they sold their home to Opendoor. “The process was pretty pain free,” said Marsha Johnson, who worked for L.A. County social services before moving out of state. “We got the money pretty quick.” A new way of selling homes is taking root on laptops and smartphones across the country. Companies including Opendoor, Offerpad and Redfin are using algorithms backed by reams of data to value houses and buy them fast, in cash, and with much of the transaction online. The firms then do minor repairs and resell the homes, earning money on price appreciation and fees they charge. Operating somewhat as industrial-scale flippers, the socalled ibuyers — instant buyers — have expanded rapidly in recent years, primed for growth by a worldwide flood of capital chasing yield in the U.S. housing market. People can also buy homes directly from the companies, touring houses at leisure by downloading a smartphone app to unlock the front door. For those who have already 4

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endured the more traditional, time-consuming way, a quick and easy home transaction may seem too good to be true. Already, cracks are showing in the ibuying business model — still in its infancy — and industry experts aren’t sure how these new players are affecting the housing market more broadly. Zillow, the second-largest ibuyer, took a fast U-turn this month after ramping up its homeﬂipping — buying and reselling — ﬁrst saying it was pausing purchases because it had run into labor and supply chain issues. On Tuesday, the company said it would exit the ibuying business altogether, raising questions about whether the tech powering these companies is up to the challenge in such an overheated, fast-changing housing market. “Fundamentally, we have been unable to predict the future pricing of homes to a level of accuracy that makes this a safe business to be in,” Zillow Chief Executive Rich Barton said in a conference call with analysts. Zillow had been listing large numbers of homes at lower prices than it bought them at, and it announced a $381-million loss on the service, called Zillow Offers, in the third quarter. Zillow’s exit shows ibuying is tough, but other ibuyers are still growing and their services are

likely to grow even more popular, said Rick Palacios, research director at John Burns Real Estate Consulting. That’s because ibuyers say they simplify home sales, streamlining and speeding up the usual steps: repairs, viewings, negotiations. The firms promise an offer within days, even minutes, and purchase homes “as is” with cash, meaning sellers don’t need to conduct repairs or wonder if their buyer’s financing will come through. Sellers can also choose their own closing date, which makes moving easier. For those buying, Opendoor will even purchase a new house for consumers in cash, then later work to lock in mortgage financing. In Southern California, the largest ibuyers, Opendoor, Zillow, Offerpad and Redfin, accounted for 1.2% of total home sales in Los Angeles and Orange counties during the second quarter, and 2% in the Inland Empire — an increase from the same period in 2018, when it was 0.1% in the two metro areas, according to a recent report from Zillow. In some markets, such as Phoenix, ibuyer market share is above 5%. “I would be shocked if this isn’t an option for people to sell or buy a home,” Palacios said. “It is going to be a part of housing going forward.”

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A major question is how the companies affect home prices, and whether they can deliver, at large scale, the seamless experience they advertise. “That’s what I find really interesting. What happens when you have a corporate middleman involved in the real estate transaction process?” said Mike DelPrete, an independent real estate analyst and scholar in residence at the University of Colorado Boulder. “What happens when Wall Street and billions of dollars come in?” In a viral TikTok in September, a Las Vegas real estate agent posed one “hypothetical” scenario. In it, a “company everyone knows” and uses to search for homes purposely pays $40,000 more for a house than what it’s been buying homes for, with the goal of setting a higher comparable sale so it could sell the other houses at a higher price. As the theory of market manipulation ping-ponged around the internet, Zillow and Redfin both came forward to deny it was happening or would even make financial sense. Some analysts said they believe ibuyers have put upward pressure on prices in a different way, however. Part of that is simple supply and demand, since the companies represent additional buyers in a crowded marketplace with too few homes for sale. DelPrete, the real estate analyst, said there’s also evidence ibuyers grew more aggressive as the market kicked into overdrive earlier this year. An analysis he conducted of home sales from April through June 2021 showed Opendoor, Zillow and Offerpad paid a few percent more than the valuations provided by an algorithm from ATTOM Data Solutions. That’s a shift from 2019 and 2020, when the companies paid less than the ATTOM valuation. In a hot market in the second quarter, DelPrete said, buyers overall paid about 103% to 104% of the ATTOM valuation. That’s about what Zillow and Offerpad November 6, 2021

paid; Opendoor clocked in higher, at 107.7% of the ATTOM valuation. Ibuyers may have boosted offers during the second quarter because investors want to see them grow market share, DelPrete said, and to do that in a hot market the companies need to pay “top dollar.” “You have publicly listed companies that need to show growth and they have billions of dollars of Wall Street capital,” he said. “They are going to go out there and pay whatever they need to pay to acquire homes.” Tomasz Piskorski, a real estate ﬁnance professor at Columbia Business School, said he doubts the companies currently put much upward pressure on prices given their still small overall market share. Rather, the main drivers of today’s double-digit price appreciation are still low interest rates, low inventory, people seeking more space while working from home, and a large cohort of millennials entering peak homebuying years. Zillow has also noted that ibuyers resell the homes they purchase and argued that the easy-to-use process brings more supply to the market than otherwise would exist. Piskorski also doubted that ibuyers would purposely overpay. But he did say investor pressure and a belief that prices will keep rising might cause ibuyers to take more risks in what they buy, including, for example, inadvertently buying homes with problems that should really be valued lower. “You could make the legit case that as long as house prices

on average are growing, even if we are willing to make more mistakes, the mistakes on average will be compensated by the growth in house prices,” he said. Such a strategy still requires an accurate prediction of future home prices. After a red-hot market in the ﬁrst half of the year, both Opendoor and Offerpad adjusted faster than Zillow to a housing market where price appreciation had slowed, DelPrete said. According to his analysis of the Phoenix market, both Opendoor and Offerpad reduced the prices they paid for homes in September, as well as the number of homes they bought. Zillow kept buying more homes and paying more for them. By October, Zillow was listing homes in Phoenix for 6.2% less than what it paid, while Opendoor listings were priced 1% above what it paid, DelPrete said. If ibuying continues to grow market share, there’s still a question of what happens in a sustained downturn. Palacios said home prices could fall faster if ibuyers all of a sudden stopped buying, or if they kept buying but did so at discounts as consumers rushed to the exits. Ibuyers could also sell to families at a discount, or choose to unload homes en masse to single-family rental ﬁrms. The companies already sell some homes to big landlords; according to a report from Bloomberg, Zillow is now shopping roughly 7,000 homes to institutional investors. For now the focus of individual home sellers isn’t the future but

their pocketbooks. In interviews with The Times, more than half a dozen people who sold their house to Opendoor said they did so because they liked the speed of the transaction and the certainty of an offer they found fair. All said they had a positive experience with the largest of the ibuyers, including Marsha Johnson, the Duarte home seller. On the ﬂip side, those who bought homes from Opendoor didn’t always have stellar reviews — including Hazel Aguayo, who bought the Johnsons’ former home from Opendoor in July. Aguayo, a 36-year-old parttime real estate agent, said she and her husband, Ruben, sought to move from a rented apartment because they wanted a yard for their two children, 5-year-old Noah and 4-year-old Ariel. But if Aguayo hadn’t represented herself in the transaction, she said, she thinks another agent would have urged her to look elsewhere. Aguayo said the point person Opendoor assigned to her transaction often didn’t respond to questions,

forcing her to call a general phone number and constantly update different employees where she was in the buying process. The escrow company Opendoor used was also hard to get in touch with and at one point told her to wire an incorrect amount, Aguayo said. “Doing [a sale] with Opendoor is like doing it with customer service.” Three other Opendoor buyers or their representatives recounted similar experiences to The Times. Aguayo identiﬁed a very speciﬁc aspect of buying through the company that played to her advantage: Opendoor employees she came into contact with weren’t based in Southern California. That enabled her to successfully negotiate her family’s purchase to about $37,000 below the list price by pointing to other houses listed for sale in a less attractive part of Duarte. “Had the agent been local, they would know not to compare this house from those, because this house is in the best neighborhood,” Aguayo said.

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REAL ESTATE

A Post-Closing Occupancy Agreement: How Does It Work? Possession of a home most commonly happens upon delivery of the deed. In other words, the home buyer hands over the money, the BY DUANE seller hands over DUGGAN the keys, and Realtor and Author then the home RE/MAX of Boulder buyer moves in. This is really the cleanest way for a closing to happen. There is no question who owns the home when ownership is transferred. The home is usually clean and empty for the home buyer’s walk through prior to closing. Yet in this method of possession, the seller is at the greatest disadvantage if they have moved out and the home buyer fails to come to closing. In some markets, it is common for the home buyer and seller to negotiate possession three days after closing. This method of possession eliminates the seller’s risk in the event the home buyer fails to come to closing and the seller needs to move back into the home. However, in this case, the home buyer’s risk has now increased. The home buyer does not have the opportunity to view the home clean and empty prior to closing. Then what happens if the seller causes damage when moving out? Or if the house burns down between closing and possession? What happens if the furnace fails between closing and possession? As the real estate contracting process has evolved over the years, the Colorado Real Estate Commission has developed a standard form called the Post-Closing Occupancy Agreement (Seller Rent-Back Agreement). This form outlines the agreement between the home buyer and seller to cover all the issues involved in postclosing occupancy. In the event of a three-day possession as described above, this agreement is the perfect solution for laying out a plan for the post-closing occupancy period. 6

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Nevertheless, in many circumstances, especially in hot markets, the home seller might want more time to move out and might be able to negotiate a longer post-closing occupancy. The seller’s desire to stay longer creates a myriad of challenges similar to the three-day possession above, but further magniﬁed. If the seller is still in the house, who will pay for insurance and utilities? Does the seller pay any rent? What about a security deposit? What happens if the water heater breaks and the seller is still in the house, but the buyer owns the house? What happens if the seller causes damage during move out? Post-closing occupancy agreements have been around for years. In the distant past, when it was not an approved form, an attorney had to prepare such an agreement. With demand for a standard form, the Colorado Real Estate Commission devised the Post-Closing Occupancy form – and it’s been wonderful! It covers the various questions discussed by all parties in order to ensure a fair agreement. The ﬁrst approved form developed by the real estate

commission was a 30-day PostClosing Occupancy Agreement. After receiving feedback, the commission produced the 60day Post-Closing Occupancy Agreement. Anything negotiated beyond 60 days possession must be prepared by an attorney. The primary reason the Post-Closing Occupancy form is limited to 60 days is that in an owner-occupied closing, the home buyer usually signs a deed of trust whereupon they promise they will be moving into the home within 60 days. If the Post-Closing Occupancy Agreement is for 90 days, the buyer will be in violation of the terms of the deed of trust. The Post-Closing Occupancy form can be attached to the contract initially, possibly to make the more offer more attractive to the home seller if the seller hopes for a longer time to deliver possession. As a home sale evolves, there might become a need for the seller to request a Post-Closing Occupancy Agreement from the buyer. However, later in the process, the seller is at the mercy of the buyer as all parties have already agreed to a speciﬁed time for closing and possession. The buyer might

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be agreeable, but they may have already arranged for movers and no longer have ﬂexibility. The Colorado Real Estate Commission approved form has 17 sections laying out all the details of a Post-Closing Occupancy situation. The key points that a home buyer and seller need to agree upon are: Who will maintain the property relative to lawn moving, snow removal, etc. Who will maintain, repair, or replace the operating systems of the home, such as the furnace, if required during the post-closing period 1. Specifying a notice period if the home buyer needs to enter the property 2. Amount of the rent home seller will pay, and how and when it will be paid 3. A speciﬁed dollar penalty if the home seller is unable or won’t deliver possession at the agreed time 4. Agreement as to who will pay for water, sewer, gas, electric, and any other services the property uses 5. A security deposit if the seller were to cause damage upon move out 6. Agreement as to insurance coverage for both seller (now a tenant) and the buyer (now a landlord) Using a Post-Closing Occupancy Agreement with all the issues discussed and agreed upon can be a great tool for creating a seamless home sale to meet the needs of all parties involved. Your REALTOR® and/ or your attorney can help you decide whether or not a PostClosing Occupancy Agreement is right for your particular transaction. Duane has been a Realtor for RE/MAX of Boulder since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com. November 6, 2021

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HOME IMPROVEMENT

3 tips to boost your home design with energy-efﬁcient LED bulbs

(BPT) - If you dream about transforming your home on a budget, chances are you’ve considered new paint, area rugs or window treatments. While these updates can refresh rooms without breaking the bank, there’s a crucial and often overlooked design element that can truly transform a room - lighting. The good news is, improving lighting doesn’t necessarily require all new fixtures. Simply swapping from standard to LED lightbulbs can upgrade the ambience of your home with stylish features and energy-saving benefits that can have a dramatic impact on your energy bill - and the look and feel of your overall space. Lighting can alter the appearance of paint, furnishings and decor, becoming even more important as seasons change. As the days get shorter and darker, brighten up your home with an elevated, energy-efficient home basic: LED lightbulbs. Here are a few bright ideas to revamp rooms using the power of the humble lightbulb: 1. Go LED for cost savings Select LED bulbs reduce household energy costs over the course of their lifetime. An EcoSmart lightbulb saves $0.55$2.65 on average per bulb over its 25,000-hour lifetime. New LED lightbulbs offer the latest innovation in lighting technology and are available in a wide assortment of wattage outputs, colors, base options and shapes. 8

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2. Consider function LEDs are directional light sources, enabling them to cast light and use energy more efficiently. When choosing your ideal lightbulb style, consider the room’s purpose. A kitchen needs to be bright to aid food preparation, but your bedroom should be a restful, cozy oasis. For a living room, you may want to switch from a game-and-puzzle center with focused lighting to a darkened home theater for movie night. • Kitchens need light to perform cooking tasks, as well as for entertaining. EcoSmart LED recessed and track lighting (BR) offer strong overhead illumination in enclosed fixtures. • Bathrooms need effective lighting, plus decorative style. Globe-shaped LED lightbulbs emit light in every direction, making them ideal for mirror and pendant lights. • Dining areas are a great place to show off decorative fixtures with candle bulbs.

New, improved decorative bulbs feature a thinner, longer filament design - with options like fine bendy or horizontal that combine authentic styles and 360-degree light output with low glare for high-quality lighting that doesn’t sacrifice style. • Bedrooms or living areas where ambience is paramount offer endless creative possibilities. Vintage is a look that never truly goes out of style and EcoSmart “Edison” bulbs give a more “true vintage look,” along with the benefits of LED technology. EcoSmart offers a dimmable option for these bulbs too, so you can choose exactly how much light you want. • Outdoor living spaces benefit from security lighting. Turn any fixture into a state-of-the-art security fixture with features like motion sensors, high output and dusk-to-dawn. Look for lightbulbs compatible with flood lights, security and landscape lighting (PAR).

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3. Choose “color temperature” to change the mood Today’s LED bulbs offer a wide variety of color temperatures, empowering you to make the room feel warmer and cozier, or cooler and crisper. Contrary to what you may think, the hotter the light source (measured in Kelvins), the cooler the “color temperature,” so lights with temperatures at 5,000 or more Kelvins look brighter, crisper and more bluish. However, light temperatures around 2,500-3,000 Kelvins emit an amber, yellowish or orange tinge which makes rooms feel warmer and cozier. “Like choosing paint in cool or warm colors, picking the right color temperature for lighting can really transform a space,” said Sarah Fishburne, Director of Trend and Design for The Home Depot. “You can emphasize warm tones like yellows, reds and oranges using ‘warm’ colored lighting, or you can make a room feel lighter, brighter and airier by choosing ‘cool’ temperature lighting.” Experiment with different bulbs and settings to see what works best with your room. For the ultimate color selection, try an EcoSmart lightbulb with 5 CCT (Correlated Color Temperature) that lets you customize the color of light using an integrated switch. Bulbs equipped with DuoBright technology empower you to adjust the color temperature and brightness with your existing dimmer switch to meet your preferences at any time - emitting 5,000 Kelvins (Daylight) at full brightness and slowly transitioning to 2,000 Kelvins (Sunset Glow) when dimmed. Change your lightbulbs, change the world The other good news about swapping out lightbulbs? You’re helping the environment, too. On average, an enhanced EcoSmart LED bulb uses 85% less energy than a traditional incandescent lightbulb. Learn more about EcoSmart lightbulbs available exclusively in-store at The Home Depot or online at HomeDepot.com. November 6, 2021

Weld, Larimer and Boulder Rural Property Specialists for 35 years c

Pri

7823 Hygiene Rd

$1,695,000

Updated ranch-style home on 31 acres. No Conservation Easement, good soils and senior water rights with Oligarchy Ditch. Sought-after schools, a quiet location and walking distance from the town of Hygiene. d

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8127 Hygiene Rd $1,030,000 Cute ranch house, studio, trees and water rights on 1.6 acres.

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9203 Yellowstone Rd Just Sold 35 acres, 5-bedroom home. Lake and back-range views.

718 Pine Brook Road $849,000 2200 sq ft home on nearly 1.4 acres in Pinebrook Hills. Mountain living conveniently close to Boulder.

November 6, 2021

7852 Scenic Dr. $1,625,000 Lovely, remodeled, 3-bedroom home on nearly an acre in coveted Paul Nor Estates.

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303.444.3177 klrealty.net team@klrealty.net ATHOMECOLORADO.COM

ASK ANGI

How to handle emergency tree service

Storms and high winds can cause tree damage that needs to be addressed immediately, but don’t skip checking licensing and qualiﬁcations. (Dreamstime/TNS)

Paul F. P. Pogue, Ask Angi (TNS) When storms roll in, damage trees and drop heavy

branches in your lawn, you need to address the problem as quickly as possible. This is even more important if a storm-

C3 Real Estate Solutions Agent Spotlight Mary is a Colorado native, born in Colorado Springs, CO. She moved to northern Colorado in 1982. She earned a B.S. degree in Business Administration with a concentration in Finance from Colorado State University. Mary’s interest in real estate peaked soon after she purchased her first home. She began investing in real estate in the early 2000s which added to her understanding of the real estate process. It was through her personal experiences that she developed a passion and desire to help others in their real estate endeavors. C3 Real Estate Solutions’ pillars of character, Mary Poll, Realtor® culture, and commitment are undeniably in sync with Mary’s core values and beliefs. 970.412.7833 She has a strong commitment to her mary@c3-re.com community. She conveys that same level marypoll.mycolohome.com of commitment to her clients by providing them exceptional service through her professionalism, knowledge of the local market, attention to detail and genuine work ethic. Never give up, for that is just the place and time that the tide will turn. -Harriet Beecher Stowe

970.225.5152 • C3 Real Estate Solution, LLC.

www.MyColoHome.com 10

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damaged tree poses an imminent threat to your home or property (or someone else’s!) Experts recommend you follow three steps when storms cause tree damage: 1. Make sure everyone in the house and around it is safe. 2. Contact your insurance company for guidance. Your agent can explain how your policy covers tree damage and if they have speciﬁc steps you must take to be covered. 3. Contact a tree service company to do the work as quickly as possible. Even if you don’t have a fallen tree, you could have a dangerous situation when a storm hits. Once high winds have died down, take a walk around your property and inspect the trees for telltale signs of damage. Check carefully for dead wood, deep splits in the bark, signs of decay and weakened branches. If you see something that concerns you, contact a professional. Fortunately, many tree service companies offer emergency service and 24-hour phone lines, so you should be able to reach someone quickly. Different states and cities have their own regulations regarding who can work on trees, and some areas have no regulations at all. Make sure whoever you hire holds all the licensing needed to do

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this work. In an emergency, it can be tempting to hire the ﬁrst person who returns your call. But with trees and branches, a poorly executed job can be more dangerous than no job at all. In addition, accreditation with the International Society of Arboriculture or the Tree Care Industry Association demonstrates a company or individual who takes their work seriously. Most tree removal jobs cost between $400 and $1,200. Larger and more complicated jobs might come closer to $2,000. Several factors will impact this cost. Tree size is the most important, followed by how much space your pro has to work. If they have to work around nearby power lines or close to the home, it will take longer to complete the job. This cost doesn’t always include stump removal, which can run between $100 and $400 on its own. Of course, depending on the problem, you might not need to remove the tree entirely. If a tree has been seriously damaged but remains standing, a tree professional can reinforce it with bracing or carefully trim damage to preserve the tree’s main body. One more thing: Insurance and legal liability can get extremely fuzzy when a tree or branch falls from one property into a neighbor’s yard. In many cases, the property owner where the tree actually landed might be liable for damages and removal unless the tree fell due to negligence on the part of the property owner. When this happens, talk to your insurance company immediately so they can help you sort out the matter. ____ Tweet your home care questions with #AskAngi and we’ll try to answer them in a future column. November 6, 2021

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ATHOMECOLORADO.COM

REAL ESTATE NEWS

Supply of Affordable Homes Posts Record Gain as Mortgage Forbearance Ends Redfin reports that in the luxury market, demand remains strong but has cooled from its pandemic peak as affluent Americans spend their savings outside of the housing market PRNewswire — The supply of America’s most affordable homes for sale jumped a record 13% year over year in the third quarter as mortgage forbearance programs came to an end, prompting many owners of low-cost homes to put their properties on the market, according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. Redfin’s analysis divides all U.S. residential properties into five price tiers—most affordable, affordable, mid-priced, expensive and luxury—based on Redfin Estimates of the homes’ market values. When Redfin refers to a “record” in this press release, the record dates back to the year 2013. The data cited covers rolling three month periods, the most recent of which is the three months ending Sept. 30, 2021, or the third quarter. The supply of homes for sale in the affordable price tier also grew at a record pace, rising 1.6% year over year in the third quarter. Meanwhile, housing supply in the other three segments tumbled, with the number of luxury and expensive homes on the market dropping a record 21.2% and a record 17.9%, respectively. “The end of forbearance has forced many lower-income

Americans to put their homes up for sale and become renters,” said Redfin Chief Economist Daryl Fairweather. “This has caused the number of affordable homes on the market to surge, helping replenish inventory amid an acute housing shortage. It’s a rain storm after a long drought, but the drought isn’t over yet.” Housing supply in both the most affordable and affordable price tiers remains below historic levels despite the recent record increase. There were 78,000 active listings in the most affordable tier during the third quarter, compared with more than 100,000 during each of the same periods from 2013 through 2016. In the luxury price tier, there were 158,000 active listings in the third quarter, the fourth-lowest level on record. “The luxury market remains strong, but is past its pandemic peak,” Fairweather said. “Now that life is somewhat back to normal and travel restrictions have been lifted, many affluent Americans are opting to spend their money on things other than housing.” High-End Home Sales Fall for First Time in Over a Year Purchases of luxury homes fell 7% year over year in the third quarter and purchases of expensive homes slid 3.4%—the first declines since the three months ending July 31, 2020. The remaining three price tiers posted growth, albeit slower growth than earlier in 2021, as the overall housing market cooled from its pandemic peak. The lack of high-end housing

inventory is one factor restricting sales in that segment of the market. Luxury-home purchases are also likely returning to more normal levels following an outsized surge in the third quarter of 2020 that was fueled by wealthy remote workers looking to escape major cities, Fairweather added. Homes Across All Price Tiers Continue to Sell Faster and For More Money Than a Year Ago While the ongoing housing shortage is limiting home sales, strong price growth and market speed indicate that buyer demand remains strong across the board. Median sale prices climbed at least 15% year over year in every price tier during the third quarter, with the mid-priced segment seeing record growth and the affordable segment seeing near-record growth. Homes also continued to sell at a much faster pace than last year in the third quarter. The typical luxury home for sale spent 30 days on the market—30 fewer days than the same period a year earlier. The other four price tiers also saw year-over-year increases in market speed. A recent Redﬁn report found that one-third of all homes that sold during the four weeks ending Oct. 24 went under contract within seven days of hitting the market, indicating that the market has continued to speed up in the fourth quarter at a time of year when it typically slows down. To view the full report, including charts and methodology, please visit: redﬁn.com/news/real-estateprice-tier-report-q3-2021

U.S. HOUSING MARKET SUMMARY BY PRICE TIER, THIRD QUARTER 2021 Most Affordable

Affordable

Mid-Priced

Expensive

Luxury

Number of homes for sale (AKA active listings or supply), YoY change

13%

1.6%

-10.1%

-17.9%

-21.2%

New listings, YoY change

32.3%

16.2%

1.5%

-3.9%

-4.3%

Homes sold, YoY change

18.5%

11.6%

3.9%

-3.4%

-7%

Median sale price

$126,500

$210,000

$300,000

$460,000

$990,000

Median sale price, YoY change

17.1%

16.7%

17.6%

15.9%

17.2%

Median days on market

24 (-13 days YoY)

18 (-11 days YoY)

16 (-12 days YoY)

19 (-17 days YoY)

30 (-30 days YoY)

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At Home Northern Colorado

REAL ESTATE TRANSACTIONS The following northern Colorado home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Ault • Mark Kesterson -- 720 Oregon Trail Unit C1, Conestoga Townhomes LLC, $249,300. • William Tice -- 677 Overland Trail, Stephanie and Chri Harness, $399,000. Berthoud • Drew Gregg -- 615 E Michigan Ave., Cb Signature Homes LLC, $510,500. • Bryant and Brianna Robertson -332 Lemonade Drive, Sage Homes LLC, $516,300. • Richard and Karen Deike -- 111 E Michigan Ave., Melanie and Thomas Pora, $535,000. • Aaron Williams -- 1551 Bifﬂe Court, Nicholas W Swanson, $550,000. • Aimee and Peggy Abel -- 350 Banjo Drive, Sage Homes LLC, $565,600. • Judith Biggs -- 1501 Chokeberry St., Gary and Lisa Smith, $588,000. • Steven Gauvin -- 480 S County Road 23, Michael and Kimbe Sheperek, $750,000. • Kristine Struckhoff -- 4008 Meining Road, Kirk and Charlene Swisher, $750,000. • Myles and Katherine Nicholson -- 522 Talons Reach Run, New Vision Devl Partners Inc, $846,300. • Dustin and Amanda Frost -- 3431 Celestial Drive, David and Deann Hoskins, $875,000. • Michele Town -- 19125 County Road 5, Dewolf Family Trust, $2,300,000. Eaton • Katelyn and Demetrius Puga -1633 Carriage Drive, Steven and Katherine Bingley, $600,000. Evans • Trevor and George Kurtz -- 1005 31st St. Lane, William and Evelyn Flesner, $280,000. • Martha Chavez -- 1813 38th St., Maung Maung, $290,000. • Diana Luna -- 1604 39th St. Court, Kathleen Broun, $315,000. • Lisa Montano -- 3109 Shady Oaks Drive, Jfr North Point LLC, $342,900. • Debra and Chad Schirmer -- 6316 Corvina St., Karen M Funston, $399,100. • Tisha Cullen -- 2619 Park View Drive, Cecil and Mary Tapey, $400,000. November 6, 2021

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• Kelly Wagers -- 2717 Park View Drive, Erin and Mark Morley, $412,500. • Rafael Gonzalez -- 3220 Trinidad St., Lorane Jo Ruth, $530,000. Fort Lupton • Melissa Wolf -- 15723 Higgins Ave., Cmh Homes Inc, $298,700. • Isaac Killion -- 1002 Trapper Drive, Lachelle and Thoma Stallsworth, $360,000. • Misha Luchtenburg -- 1073 Dogwood Ave., Rutilio Barron, $415,000. • Armando Graciano -- 2172 Mountain Sky Drive, Melody Homes Inc, $488,100. • Antonio Mendozafuentes -- 311 Mountain View Ave., Janet E Dean Trust, $530,000. • Brian and Tracy Fjestad -- 359 Corvette Circle, Jonathan Brooks Trust, $629,000. • Tommy and Lisa Nail -- 4038 Meadow Lark Road, Ann and Daniel Vigil, $651,500. Greeley • Nathanael Richardson -- 2856 17th Ave. Apt 206, High Mark Invest LLC, $203,000. • Russell Archibeque -- 1614 13th St., James and Deborah Horst, $245,000. • Joshua Kahn -- 4219 N Shenandoah St., Mdbp Lp, $250,000. • Arturo Elias -- 1100 E 24th St. Road, Andrea J Moore, $280,000. • Toni Serna -- 2344 W 9th St., Jesus Manzo, $280,000. • Sean Gallagher -- 2840 W 21st St. Unit 29, James W Onorato, $290,000. • Janay Lake -- 3660 W 25th St. Unit 202, Eloy A Martinez, $300,000. • Theodore Palmier -- 2302 W 25th St. Road, Justin and Tracey Fowler, $308,000. • Benjamin Farney -- 3660 W 25th St. Unit 1206, Steve and Brittani Hirsch, $308,000. • Robert Martinez -- 2416 W 6th St., Christopher Scott Anderson, $310,000. • Stephen and Nancy Ault -- 5551 29th St. Unit 3914, Danelle Kay Hagan, $318,500. • Kathy Hass -- 1200 43rd Ave. Unit 11, Manoj and Varsha Bora, $325,000. • Elihu Hernandez -- 1431 16th Ave., Mohamed Nasir Zakaria, $325,000. • Kathleen and Anthony Broun -1711 Glen Meadows Drive, Charles W Jerke, $325,100. • Zachary and Madison Cardinel -3364 35th St., William Readhimer, $333,000. • Erick Sanchez -- 2830 16th Ave., 201909wy 09 LLC, $345,000. • Ruby Tomlinson -- 3598 W 21st St. Road, Sheila and Steve Bohlender, $350,000. 14

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• Madeline Wallace -- 1622 13th Ave., Eli and Karen Wallace, $350,000. • Carlos Trevizo -- 221 E 19th St. Road, Ernesto M Villanueva, $352,000. • Dora Salinas -- 1930 13th St., Phillip Kinnison, $355,000. • Cynthia and Jay Gilbert -- 6605 4th St. Road Unit 1, Hartford Constr LLC, $366,600. • Pete Davila -- 2802 W 25th St., Flamingo Way LLC, $375,000. • Hae Reh -- 4218 23rd St., Anthony Cole, $380,000. • Augusto Juanfelix -- 1831 E 16th St., 1831 E 16th Street LLC, $399,000. • Samuel Schuch -- 1610 41st Ave., Keith Saboski, $400,000. • Devan and Makayla Christy -1308 88th Ave. Court, Jonathan Martinez, $405,000. • Chresa and Joel Anderson -- 1667 88th Ave. Court, Phil and Amanda Osburn, $408,000. • Mario and David Chavez -- 1911 20th St. Road, Manuel and Virginia Tenorio, $418,000. • James and Natalie Gisness -- 7200 W 21st St., Joseph Rehurek, $420,000. • Scott Cunningham -- 1625 55th Ave., Joanna M Anders, $425,000. • Ronald and Vickie Scionka -3340 34th St., Richard D Baird, $425,000. • Jose Orozco -- 2242 76th Ave. Court, Scott Michael Roberto, $425,000. • Aimee Schriner -- 927 49th Ave., Moriah Penick, $435,000. • Norman and Carol Riggs -- 2508 W 20th St., Joyce W Roth, $440,000. • Michael and Jenna Mckechnie -1206 104th Ave., Bartran Constr Inc, $444,300. • Kimberlee Tiba -- 6627 7th St., Hartford Constr LLC, $449,700. • John and Marita Samuels -- 2057 26th Ave., Nicholas and Breann Roup, $465,000. • Carl and Carolyn Oloughlin -6820 23rd St., Douglas G Clay, $472,000. • Richard Anderson -- 3302 33rd Ave. Court, Larry and Evelyn Pederson, $476,000. • Miguel Benitez -- 1918 78th Ave., Douglas and Laura Quarnberg, $620,000. • Daniel and Sarah Porter -- 7708 Amour Hill Drive, Jennifer and Tracy Huth, $695,000. Johnstown • Danielle Crow -- 1808 Daytona Lane, Caleb and Michelle Luckow, $355,000. • Ashton Duff -- 4147 Carroway Seed Drive, Ron and Jill Pino, $745,000. • Anthony and Carmen Cisneros -4546 Angelica Drive, R R Homes Noco Inc, $1,434,200.

La Salle • Julian and Tina Caballero -- 17500 County Road 55, Cleve and Dawn Garey, $715,000. Loveland • Gregory Hofknecht -- 134 W 47th Place, Carolyn E Henson, $212,000. • Dawn Billesbach -- 1434 Caddoa Drive Apt 5, Cyndy L Kleist, $240,000. • Rhiannon Meyers -- 2960 Kincaid Drive Apt 206, Joshua D Prock, $300,000. • Darin Knudson -- 245 Harrison Ave., Karen and Eduardo Nicolas, $325,000. • Ryan Arnstad -- 1024 E 16th St., Arnstad Holdings Inc, $335,000. • Frances Wunderlich -- 4542 Teller Place, John and Lucille Tumas, $365,000. • Mark Mcbride -- 1611 S Douglas Ave., Thomas and Kari Bitzer, $370,000. • Luke Moore -- 2550 Frederick Drive, Adam Gniewek, $385,000. • Grant Pedersen -- 2930 Tabernash Drive, Joseph Walter Donlay, $390,000. • Megan Cook -- 2571 Turquoise St., Luann and Jason Beneﬁel, $400,000. • Lara Mills -- 2356 Sopris Circle, Deborah Ann Jara, $400,000. • Veronica Mizer -- 301 49th St. Sw, Kelsey Jayne Johnson, $405,000. • Dustin Lemmon -- 447 W 8th St., Jennifer T Dearinger, $407,500. • Jennifer and Amadeo Barela -- 2267 Hampstead Drive, Zillow Homes Property Trust, $412,000. • Christopher Hoy -- 1912 Gemini Court, Grey C Gustafson, $425,000. • Carly Koczera -- 796 S Tyler Ave., James and Laura Topper, $425,000. • Ann and Joseph Oconnor -- 289 Lilac Place, Kim and Alex Mattson, $440,000. • Mary Clark -- 540 Sheridan Ave., Jess B Parker, $444,500. • Mary and Gerrit Hakze -- 1119 Centennial Drive, Roger and Gloria Hybeck, $450,000. • Kimberly Tykodi -- 4457 Shubert Drive, Randy and Deborah Hart, $450,000. • Weihua and Chunnan Su -- 3441 Ralston Creek Drive, William Lyon Homes Inc, $453,900. • David Park -- 851 Scarborough Drive, Shari L Simmons, $455,000. • Michele and Anthony Musella -3703 N Franklin Ave., Irma Jean Buchanan Trust, $456,000. • Ivan Wolf -- 4202 Stringtown Drive, Daveda and Gerhard Mayer, $460,000. • Katy and Michael Bentzinger -- 1404 Katie Drive, Warren and Caydee Sica, $460,000. • Gaylord Schulz -- 5522 Segundo Drive, Bridgewater Homes LLC,

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$465,600. • Lisa Neiley -- 357 Blue Azurite Ave., Kimberly Sleeper, $476,000. • Bobby and Amber Reese -- 377 Wanda Court, Robert J Varner, $480,000. • Ryan Brown -- 237 Polk Drive, Eugene and Chantel Welch, $480,000. • Robert and Jeanne Criswell -- 3390 Mount Columbia, Twin Lakes Devl LLC, $498,000. • Eric Varner -- 937 W 44th St., Robert and Yvonn Reichelderfer, $521,000. • Clinton and Samantha Oneill -- 386 Tiabi Court, Zillow Homes Property Trust, $538,000. • Lawrence and Shannon Dennen -1900 Rolling View Drive, Barbara and William Mcmahon, $542,500. • Claire and Kai Hilton -- 4589 Creekwood Drive, Julie A Kruit, $570,000. • Wendell and Laura Heistand -5067 Redmesa Ave., Bridgewater Homes LLC, $611,000. • Derek and Margaret Book -- 1740 La Salle Drive, Bridgewater Homes LLC, $611,400. • William and Nancy Delacroix -1728 La Salle Drive, Bridgewater Homes LLC, $614,700. • Shawn and Michelle Harris -- 1403 Crestridge Drive, Zillow Homes Property Trust, $643,300. • Steven and Alana Lisano -- 3047 Lake Verna Drive, Bridgewater Homes LLC, $674,100. • Patricia Dahl -- 2272 Seven Lakes Drive, Jones Family 2005 Trust, $885,000. • Jonathan and Kristina Miedema -- 3379 N County Road 1, Nicholas and Heidi Blair, $1,250,000. • Eric and Vanessa Edwards -- 5750 Peep O Day Lane, D and Bruce Herberger, $1,875,000. Milliken • Jill and Thomas Farmer -- 315 Broad St., Troy and Heidi Vilhauer, $320,000. • Adam Bletcher -- 301 S Grace Ave., Amber J Hobert, $330,000. • Cristian Villalobos -- 774 School House Drive, Thomas G Austin, $428,000. • William Miller -- 1301 S Haymaker Drive, Dylan Cohoon, $435,000. • Rachel Klemesruddaly -- 609 Depot Drive, Jesse B Bergfeld, $450,000. • Nancy Biekarck -- 1860 Fox Glove Lane, Windmill Homes Co, $451,500. • Larry Moomey -- 2380 Birdie Way, Kenneth and Carol Mckenzie, $565,000. Pierce • Bianca Granados -- 1208 5th St., Joseph R Byrd, $450,000. • Ernesto Villanueva -- 46087 County Road 27, Greyrock Devl Group LLC, $565,000. November 6, 2021

Platteville • Louis and Sonia Valdes -- 450 Stevens Circle, Wayne Allen Sanchez, $505,000. Severance • Scott Oliver -- 722 Elk Mountain Drive, Jeffrey R Mauck, $398,500. • Megan Hale -- 331 Central Ave., Keith and Lindsey Richards, $455,000. • Karen and Carroll Miller -- 1269 Wild Basin Road, Melody Homes Inc, $486,000. • Kendra and Briannah Kelly -- 239 Castle Drive, Zillow Homes Property Trust, $500,000. • Selena and Cole Salinas -- 1696 Maseca Plaza Way, Ramiro Parra, $535,000. • Jason and Holly Larsen -- 2016 Trail Ridge Drive, Christopher and Sa Wurst, $620,000. • Devin and Ruthann Miller -- 1679 Shoreview Parkway, Jason and Megan Keenan, $636,500. Timnath • Leonard Gonzales -- 4405 Main St., Londa H Jensen, $333,000. • Charlene Rayas -- 5789 Champlain Drive, Hartford Constr LLC, $404,400. • Koby Cox -- 5930 Rendezvous Parkway, Gh Colo LLC, $410,100.

• Sarah and Thomas Kent -- 5099 Brule Drive, Gh Colo LLC, $526,600. • Tyler and Barbara Jewell -- 5301 Berry Court, Cb Signature Homes LLC, $539,700. • Mark and Stephanie Eppler -- 5262 Cloud Dance Drive, Westmark Homes Colo LLC, $635,000. • Robert Bean -- 5697 Jedidiah Drive, Toll Southwest LLC, $645,800. • Cory and Shalamar Kiper -- 1314 Wolfhound St., Richmond Am Homes Colo Inc, $801,000. • Stephen Brucedebever -- 4448 Grand Park Drive, Stoneﬁeld Homes LLC, $1,686,600. Windsor • Trevor Wilson -- 520 Elm St., Zachary C Minniear, $400,000. • Steven and Taylr Russell -- 1118 Valley Place, William and Abby Schmidt, $435,000. • Timothy and Cynthia Tersch -1576 Sorenson Drive, Vickie and Joe Martinez, $440,000. • Celeste Jensen -- 1102 Cottonwood Drive, Michael and Amy Larsen, $445,000. • Adrian and Lucia Trevizo -- 1988 Thunder Cloud Drive, Nicholas and Olivia Davis, $445,000. • Corey and Ashlyn Friend -- 1554 Highﬁeld Drive, Cole and Selena

JUST LISTED!

701 25TH AVENUE, GREELEY • $335,000

Salinas, $465,000. • Daniel and Judith Delaney -- 2131 Crop Row Drive, James and Susan Drop, $508,000. • Gary and Cheryl Northup -- 619 Scotch Pine Drive, Louis M Gaiot, $510,000. • Michael Pierson -- 1813 Bell View Drive, Nicholas and Carly Ross, $530,000. • Shawn and Brooke Smith -- 2282 Stoneﬁsh Drive, Eilee and Sheri White, $535,000. • William and Abby Schmidt -- 112 Rock Bridge Court, Michael and Peggy Mages, $565,000. • Tony and Lori Ford -- 1678 Illingworth Drive, Tralon Homes LLC, $584,600. • David Urish -- 2064 Cape Hatteras Drive, Robert and Theresa Rainey, $603,000. • Avery and Rachel Wittmeyer -7416 Thistledown Drive, Victor E Masliah, $635,000. • Andrea and David Turbak -- 231 Cattail Bay, Dillon and Jordan Hinchley, $655,000. • Stephen Schulz -- 373 Seahorse Drive, Robert and Pamela Parish, $665,000. • Thomas and Terri Regan -- 2083 Bouquet Drive, Artesia Lot Holdings LLC, $670,700. • David and Sherry Eigbrett -- 6427

• • • • • • • • • • •

Half Moon Bay Drive, Oneita Sabey, $717,800. Charles and Jessica Duarte -- 2116 Glean Drive, Gary and Joleen Grace, $725,000. Michael Petti -- 1660 Northcroft Drive, Bridgewater Homes LLC, $738,300. Kelli and Samuel Gorton -- 7039 Aladar Drive, Jodi C Starke, $800,000. John and Michele Noblitt -- 1455 Bison Run Drive, Amanda & Nicholas Brantley, $800,000. Jason and Justin Gallimore -- 344 N Shore Circle, Timothy and Teresa Romshek, $807,000. Justin and Tarah Rupert -- 2001 Orchard Bloom Drive, Bridgewater Homes LLC, $827,900. Robert and Ambrosa Belchic -- 309 Pelican Cv, Meghan and Marcus Kershaw, $850,000. Veronica and James Morrison -- 1516 Landon Court, Steven W Frantz, $935,000. Adam and Cedar Bliven -- 1885 Spring Bloom Drive, J J Constr Northern Colo LLC, $943,800. Meghan and Marcus Kershaw -1525 Pintail Cv, Kim Hartmann, $1,175,000. Bobbi Wells -- 7855 Blackwood Drive, Haven Bldrs Inc, $1,400,000.

BUYING * SELLING * INVESTING For All Of Your Real Estate Needs!

ALICIA STEWART Welcome Home. Charming updated brick ranch located on a large corner lot. 4 bedrooms, 2 full bathrooms. Great kitchen with newer cabinetry. Finished walkout basement. All appliances stay. Home Sweet Home is waiting for you Real Estate

Owner/Broker 970-599-4661 • kwalicia7@gmail.com

Troy Garcia • 970•371•1059 new_horizonsreco@hotmail.com

www.REAlicia.com

Amenities include:

Resort Style Living at the base of the “Twin Peaks”

• Granite Counters Throughout • Wood Style Plank Flooring • Stainless Steel Appliances • Full Size Washers & Dryers • Garages Available • Dog & Cat Friendly*

Community Amenities include:

Floor Plans, Photo Galleries And More at www.bristolpointeapts.us

• Pool, Spa & BBQ Grills • Playground • 24 Hour Fitness Centre • Conference Room & Business Center • Plus More.....

1600 S. Taft Avenue, Loveland

Offering STUDIO, 1, 2, & 3 BEDROOM APTS

*dog breed restrictions

970-776-9299 • bristolpointe-leasing@teamasset.us November 6, 2021

At Home Northern Colorado

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November 6, 2021