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HOME & REAL ESTATE

News, Homes for Sale, Rentals, Home Improvement, Lawn & Garden

JOHN FEENEY: Northern Coloradoâ€™s Realtor

Quick Guide and Featured Virtual Tours

Celebrate with Colorado Produce in August

Coronavirus and Investing in Real Estate

Looking for a home? View comprehensive listings and local open houses and virtual tours taking place across the region.

August is Colorado Proud month and there are many ways to ďŹ nd and purchase Colorado-grown produce.

Is now a good time to invest in real estate? As with any investment, there will always be risk involved, but when real estate is concerned, there are many factors to consider.

August 15, 2020

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COLORADO HOME AND REAL ESTATE

CONTRIBUTING WRITERS

Katie Laughridge Rick Jacquemard Adrian Card Mary Lynn Bruny Duane Duggan Paul F. P. Pogue ADVERTISING CONSULTANTS

Thais Hafer Toni McNeill Elvonney Poole EDITOR/FEATURES COORDINATOR Misty Kaiser

SEND US YOUR NEWS.

At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit AtHomeColorado.com/ Submit-Your-News.

ADVERTISE:

To advertise in At Home contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329, Elvonney Poole at 551-666-1539 or visit AtHomeColorado.com/Advertise To submit a virtual home listing, visit openhomes.athomecolorado.com

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STYLE AT HOME

Bedside manner: Have your clutter and clean it too By Katie Laughridge Tribune News Service(TNS) With all the chaos and uncertainty in the world today, I have found myself craving simple comforts and trying harder than ever to relax. This means I have been spending more time in my most favorite place… my bed. While my 4 year old might be a little confused as to why I get so excited at 7:30 each evening it’s because I know that by 8 — OK, 8:45, we have lots of books to read and stuffed animals to gather— I can be in my own comfortable cocoon. However, for me, with comfort often comes clutter. My nightstand turns into a neglected library overrun with books I’m too tired to read, and my glasses seem to get lost among the fray of water cups, phone chargers and decorative tchotchkes when I need them the most (though I maintain that my glasses have the ability to move on their own). To keep what I deem necessities within arm’s reach — what’s the point of relaxing if I have to stand up to retrieve something? — and to keep my husband from disappearing under a pile of decorative pillows and design magazines, I knew I had to make some changes. In truth the changes are for me also — I spend so much time enjoying and coveting beautifully curated bedrooms and bedding, and yet I was willing to ruin the ﬂow of my room with all my beloved stuff! Luckily, I was able to pinpoint some stylish solutions that allow me to have my clutter and keep my space clean, too. First things ﬁrst, I needed a spot to keep my growing collection of summer reads and magazines, because keeping them in a precariously balanced pile was getting too risky. I like to see my books out and ready to go, even if I’m not yet ready myself to dive in. By using your lamp — chances are you already have one by your bedside — and a stylish jar or container you can create bookends that have a practical use as well. This keeps your books at hand

The nightstand turns into a neglected library overrun with books, along with a fray of water cups, phone chargers and decorative tchotchkes. (Handout/TNS)

but cleans up your tabletop for more of life’s necessities, like a hydration station. Running around all day I feel like I never drink enough water, and without fail my body realizes this in the middle of the night. I ﬁnd water bottles to be an eyesore in a bedroom and since I am focusing on aesthetic in my “me” area, I instead like to keep a nice simple glass and coordinating pitcher by my bedside. The right pitcher and glasses set won’t take up much more room than a typical bottle and offers a pretty alternative that won’t seem out of place with the rest of your bedside goodies. Life (and my tabletop) is full of odds and ends, from jewelry to glasses and cellphones, all of which are very easy to blindly knock over during the night. Say no to a chaotic nightstand by adding trinket trays as an end of the day catch-all. Trinket plates and trays are a great way to add another design element to your bedroom. With countless styles,

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colors and shapes, it is easy to find one that fits for your needs. Small changes like this have stopped me from overcrowding my tabletops. It’s not realistic to think that all our personal items will be put away and out of sight at all times, and I wouldn’t want that, anyway. I like having my creature comforts around me — I feel it is those touches that create the energy of a “homey” home. A little planning and a few functional accessories show us that a few simple steps can make your table look neat, chic and organized without sacrificing any items or character. Now I just need to figure out how to hide four more pillows on the bed without my husband noticing...do you think he’d pick up on a few more on a foot of the bed bench? ——— Adapted from nellhills.com. Katie Laughridge is the owner of Kansas City interior design destination Nell Hill’s. For more information, contact Katie at info@nellhills.com. August 15, 2020

THE LIGHTER SIDE

Pandemic daze at home: Month six! OMG, will this ever end?

We are in month six of this pandemic. Wow! That’s a long time. In this period, two-thirds of BY MARY LYNN BRUNY a new human has been grown inside its mother. Meanwhile most of us older, born humans who have been penned up in our homes feel like we’re just stagnant, or worse, mildly decaying from lack of proper use – especially those of us who are high risk or live with someone who is. We thought this thing would be a couple months long. But, no. It’s

like that one hike your dad took you on when you were little and kept saying the end of the trail was just a little further for what felt like 800 hours and 6,000 miles. When it was over you were exhausted, your feet hurt, you were ticked off and never quite trusted your father again with anything involving distance. That’s when you started insisting on seeing maps before car trips and asked for a world atlas for your birthday. Now you have excellent navigational skills, so it all worked out well, but still. To say it’s a weird time is an understatement. First, we’re working hard at not doing things: to not stand close to people (or

God forbid, touch them), to not become infected, to not spread the virus, to not add to the stress of our health care system. But then within this reality we’re trying to ﬁnd a new normal (which does not feel normal at all): to work, to socialize, to exercise, to support our local economy, and to help how we can – while staying distinctly separated and masked in our six-foot zone. And, of course, we’re trying to do all this while not going slightly bonkers. A tall order. News articles report folks are not being quite as productive working from home as they were in earlier months. Gee, I wonder why? Twenty-four/seven cooped up with family members; taking care of babies and toddlers; homeschooling kids; fearing losing ones’ job while already dealing with the loss of hours or salary; worrying about the economy, unemployment rates and riots; and all this topped with the anxiety of possibly getting sick. Why ever can’t Bob from accounting focus and get those reports done? It’s a head scratcher, really. We all deal with this anxiety differently. My husband, who is high-risk and veers toward

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Real Estate

August 15, 2020

Mary Lynn Bruny is a Colorado freelance writer. Contact her at ml.bruny@comcast.net.

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the intelligently cautious side, has been incredibly devoted to sanitizing his hands and surfaces. He keeps buying more products even though we have a cupboard full. “This one has aloe,” he tells me. “Completely different product.” He uses so much gel – gobs of it each time - his hands are dry and cracking. “You’re going to have no skin left if you keep this up,” I warn him. “But I’ll be alive!” he retorts. “No, you’ll bleed to death,” I quip back. Yes, folks, we’re in month six and it’s quite apparent by the steep reduction in the quality of our conversations with loved ones. People keep saying the good news is that this will end. Really? It doesn’t feel like it right now. Seems more like mononucleosis in a college freshman dorm: It just keeps making the rounds due to saucy behavior. But it will end. At some point a vaccine will be found and available. I have no doubt by then that baby will be born, but hopefully not yet crawling. With luck the rest us grown humans will remember how to live outside our quarantine bubbles, stretch our underused selves, rip off our facemasks and engage in what feels like risky and illicit behavior, such as hugging someone. Can’t wait for the day.

Office: 970-330-7700 • www.SearsRealEstate.com

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John D. Valencia 970-396-0190 ATHOMECOLORADO.COM

LAWN AND GARDEN

CELEBRATE WITH COLORADO PRODUCE in August Adrian Card, Colorado State University Extension Boulder County August is Colorado Proud month. Colorado farmers have been preparing this bountiful harvest for us since February and now is the time to enjoy it. Of course, we have savored the grand offerings of all the wonderful cooler season greens, ﬂower and root crops: lettuce, spinach, kale, cabbage, broccoli, cauliﬂower, chard, Chinese cabbage, turnips, radishes, beets, carrots, and their brethren, but the most awaited are the summer fruits. The sweet fruits are probably topmost for those hot summer days. Peaches, cherries, watermelon, cantaloupe, honeydew, raspberries, strawberries, plums and apricots really slake the thirst on days when the sun feels oppressive. We don’t often think of them as fruits, but all the seed bearing, savory crops really spice up the menu. Summer squash, zucchini,

N PE

Colorado-grown fruit has begun to make its appearance for summer. (Shutterstock)

green beans, cherry tomatoes, and cucumbers hit the markets in July for grilling and refreshing salads. On the way soon is a wave of tomatoes, eggplant, peppers and

Welcome!

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Quaint Old Town Loveland home is cute as a button & very well maintained. Updated laminate ﬂring. Spacious living rm, large eatin kitchen & generous sized bds. Fantastic lot w/lg mature trees, big back yard w/rm for shed & lg patio.

$852,000 | MLS #920654

Call Amy Lane

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$285,000 | MLS #916642

Call Dennis Schick

970-567-3942 dschick001@outlook.com

Sheri Fritz REAL REALTOR®

(970) 691-0058 sherisellsnoco@gmail.com

Thinking of buying?

Talk to our loan officer with Home Mortgage Alliance to apply today!

Tammy Kauffman

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NMLS #664512 750 W. Eisenhower Blvd. Loveland, CO 80537 970.613.4850 office 970.237.9215 mobile 844.714.4800 fax

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sweet corn to round out your late summer meals. And remember to add zing to the flavor with herbs: basil with your tomatoes, cilantro in your fresh salsa and mint in your iced tea are the stuff of high cuisine. It has been said that most recipes start with the words, cut an onion. These pungent beauties are also in early harvest in August from Colorado fields and, now fully cured, garlic is in the marketplace ready for your kitchen. You crave this mouthwatering harvest and farmers need your patronage. COVID-19 has been very challenging for many farmers in Colorado, sending direct-toconsumer growers scrambling to find other outlets through online sales, selling to restaurants or quickly pivoting their distribution to other wholesale accounts, while still worrying about protecting their workforce. Our local food system thrives only when people like you make buying its products a priority. For growers to weather this massive business threat, they need you to spend your dollars on Colorado grown produce. And what better way to boost your health and immune system during this pandemic than eating Colorado fruit and vegetables daily? Did you know that bell peppers have as much vitamin C as an orange? Just another great reason to keep your refrigerator

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stocked with Colorado produce in August and beyond. That is the wonderful truth behind Colorado Proud Month; it actually continues through October. These same August produce items will continue into September and we’ll add to them a Southwest cuisine necessity— roasted chile peppers. Also count on the fall winter squash harvest—delicata, butternut, acorn, spaghetti, and more— as well as the beginning of potato harvest, and the return of spring crops like lettuce, turnips, and cabbage. By October we’ll see the return of spinach, the beginning of apple harvest and, of course, pumpkins. Finally, how to ﬁnd all this amazing Colorado produce? For supermarket purchase, look for the Colorado Proud label. Additionally, some retailers will utilize their own point of sale labeling. For direct to consumer outlets, look at the directory listings on the Colorado Fruit and Vegetable Growers Association (CFVGA) website, coloradoproduce.org, on the Colorado Grown page. The CFVGA has one of the best produce availability calendars on their Nutrition and Health page. With all this fresh bounty, there is no wonder Colorado Department of Agriculture has declared August the ofﬁcial month of Colorado Proud. Food is part of what brings joy to our lives. We’ve all suffered differently through this pandemic. In the quest for joy, sometimes all we can access are the small things. I hope Colorado produce on your plate brings you joy.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

August 15, 2020

ASK THE EXPERT

Sewer Scope Inspections If you are considering buying a home, you have a lot to think about; from putting in offers, to hiring home BY RICK inspectors, and JACQUEMARD negotiating the Flatirons Home sale of your Inspections old home. During this process do not overlook one of the most important, yet commonly ignored, parts of a home inspection. A sewer scope inspection. Sewer scope inspections are typically not included in a standard home inspection but are just as important. A sewer scope inspection usually only takes a few minutes. A professional inspector will run a specialized, ﬂexible camera, which feeds images and video

to a monitor. This camera is fed through your home’s drainpipe, to examine the sewer lines and other underground pipes for any flaws, imperfections, or problems. Your inspector will tell you about their findings, and issue a report to you and your realtor, with information about the condition of the sewer line. During the scope, your inspector will be looking for: serious clogs or blockages; Cracks, damage or imperfections; Roots growing through the line; the type of material used(plastic, cast iron, clay etc.); separation or failure; potential damage or issues with the septic tank. Your inspector will walk you through, helping you understand what you are seeing. You should also receive a detailed description of the scope attached to your standard home inspection report. Many inspectors include a video link. The cost of a sewer scope inspection will vary based on the area in which it is performed, the specifics of the house, the inspector used, and other variables. In most cases the cost will vary between $125 and $250. This may seem

expensive. However, considering the cost of repairing a broken sewer line can be $200 to $350 per foot, the cost of a sewer scope inspection is negligible. Repairing or replacing an entire sewer line could easily be thousands of dollars. You may be able to save money on a sewer scope inspection if can ﬁnd a home inspector who offers this service along with a traditional home inspection. After the completion of the sewer scope, you will have options. If no issues are detected, great! If there are minor problems, you may be able to negotiate a better rate on the home, or at least plan for the repair in your home budget during the next few years. If there is a major issue, you likely will be able to walk away, ask the homeowner to make repairs themselves, or reduce the cost of the property based on repair costs. Homeowners may want to consider having their sewer line scoped even if they are not selling. These are signs that may indicate that you might have issues with your sewer line: The house was built more than 25 years ago: Homes built before

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1984 may have clay sewer pipes, which can be easily damaged. Extra-green patches of grass: Sewer water is a powerful fertilizer that can help encourage plant growth. If you see a suspiciously healthy-looking area of the yard, especially if the rest of the lawn seems to be less lush, you may have a break in the line. Large trees in the yard: One of the most common causes of sewer pipe damage is the growth of roots around the pipe. Roots can constrict the pipe, breaking it, or grow into small cracks, clogging it or causing leaks. Water backing up inside the house or crawlspace: This could indicate damage to the sewer line, or a significant clog. You notice shifting of the ground around the home: If the soil seems to have shifted, the pipe may have been affected. If it has moved, it could have broken or become bent and damaged and may need repair. For more information on home inspections contact Rick Jacquemard, at 720.280.3544,, e-mail rick@flatironshi.com or visit flatironshi.com.

ROB KNOWS

REAL ESTATE With 18 years experience in the real estate industry, I have experience in every aspect of this business. If you’re thinking of buying, selling or building, contact me. Let’s work together to position your property for a speedy sale at top dollar or find your next dream home.

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ROB PROCTOR R

Brroker/Owner, GRI, e-PRO, Realtor Att Home Real Estate Company

(970) 970) 481-2133 www.AtHomeRealEstateCo.com August 15, 2020

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ASK ANGIE’S LIST

When is it a good idea to save or splurge?

Rooﬁng is one job where you deﬁnitely want to pay for the best possible work and materials. (Dreamstime/TNS)

By Paul F. P. Pogue, Angie’s List Angie’s List (TNS) When it comes to home maintenance projects, does it make sense to invest in the best? Short answer: sometimes, but not always. Sometimes, you can get away with middle-of-the-road options without much sacriﬁce in function. Other

tasks are worth paying more for the best possible quality. Check out the tasks below to learn where you can save and where to splurge on home maintenance projects. WHERE TO SPLURGE Replacing windows Spend more upfront for quality windows, and you’ll be rewarded with lower energy bills. You need specialized tools and expertise to ensure a well-insulated and secure ﬁt, so better to leave installation to the pros. Repairing or replacing roof The roof protects your entire house, so hire a reputable rooﬁng contractor to install the best quality product you can afford. Plus, some roof materials have 50-plus year warranties, so you’ll likely only have to pay for this maintenance project once. Cleaning and repairing gutters Neglect this task and you risk causing costly damage due to clogged gutters and leaks, which can cause interior and exterior water damage and pest infestations. Trimming trees

Working with sharp tools several feet off the ground presents a double danger. Not to mention that if you lack tree-trimming expertise, you risk injuring passersby below and causing damage to your tree. Spend the extra money on hiring a pro to complete this task. WHERE TO SAVE Mounting smoke detectors In most cases, standard batterypowered and hardwired smoke detectors work well for their intended purpose. Wireless models with special features like remote control silencers and voice alarms are nice if you love smart-home technology but not must-haves. Experts generally recommend having a smoke alarm on each level of your home, including in your basement, each bedroom and the hallways. Check local ﬁre codes to make sure your home is fully equipped. Installing a programmable thermostat You don’t need a top-of-the-line thermostat to save money on heating and cooling costs — basic programmable models start around $100. You can install yourself or have an HVAC Pro handle it. While

an easy enough DIY project, most HVAC companies can install them if you don’t feel comfortable. Changing HVAC filter Inexpensive pleated HVAC filters work just as well as more expensive high-efficiency electrostatic ones in most cases, as long as you replace them every three months. Sometimes electrostatic filters trap so much dirt and debris that they cause HVAC systems to work overtime. If you have allergies or live with smokers, the extra purification electrostatic filters provide may be worth the higher air quality. Ceramic tile Designer tile made of natural stone or glass is certainly striking, but an affordable ceramic tile can deliver an elegant look for a fraction of the cost. Plus, it’s often much easier to maintain. If there’s a particular designer tile you like, consider using it as an accent to really stand out. ——— Paul F. P. Pogue is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList. com.

OPEN HOUSES FEATURED ATHOMECOLORADO.COM/OPEN-HOUSES PRICE REDUCED 3522 W. Wagon Trail Pl., Greeley OPEN SUN 12:30-2 $629,900 • MLS 919568

OPEN SUN 2-4 6845 Poudre River Rd #2, Greeley

$529,900

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MLS: 913332 4 Beds • 4 Baths • 3352 Sq Ft This raised ranch patio home backs to the Poudre trail. Low maintenance. New kitchen counter tops/back splash, stainless steel appliances updated main bathrooms & all the fixtures have been updated.

Maurine Garretson (970) 396-9597

LIST YOUR OPEN HOUSE 6

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Truly, a one of a kind home! You won’t find this often. Stately Rangeview Estates 2 story! Only 1 owner, 5 bedrooms, 4 Bathrooms, located on a 1.2 acre lot .You won’t want to miss it!

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Steve Baker 970-302-0879 Derek Andersen 970-381-9491

245 RIDGE ROAD EATON - $499,000 Open Saturday and Sunday 1-3 SUCH A DEAL FOR A BUYER! Contract did not go thru as anticipated by seller so they are offering buyers a deal of the year. Only 3 year old home with fully finished basement, fenced yard, oversized 3 car garage, 5 BR, lots of great appliances and includes a 2 year home warranty. Don’t miss this super value.

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 At Home Northern Colorado

August 15, 2020

QUICK GUIDE

OPEN HOUSES // VIRTUAL TOURS LIST YOUR OPEN HOUSE OR VIRTUAL TOUR: Berthoud 1050 5th St $545,000 Saturday 12:00 PM-2:00 PM Robyn Neven RE/MAX Alliance (303) 895-7907 Boulder 2880 Sundown Lane 202 $359,000 https://is.gd/GuDcU6 Alana Childre RE/MAX of Boulder (720) 560-9690a 757 Poplar Ave $659,900 Sunday 1:30 PM-3:30 PM Anna Gayer RE/MAX Alliance (720) 291-9886 3885 Northbrook Drive $785,000 Sunday 11:00 AM-1:00 PM Mark Brigham RE/MAX of Boulder (303) 441-5656

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329

4009 Nevis Street $1,796,000 https://is.gd/ZNJTiF Dale Pearson RE/MAX of Boulder (303) 818-5640 1558 Cress Ct $2,395,000 Sunday 12:00 PM-2:00 PM Dave Naber RE/MAX Alliance On Walnut (303) 875-6933

2408 Summerlin Drive

6845 Poudre River Rd #2

From $1.2M

$529,900

Sunday 12:00 PM-4:00 PM

Sunday 2:00 AM-4:00 PM

Brian Terry

The Bengford Team

Bosch Real Estate Group

RE/MAX Alliance - Fort Collins

(303) 845-0949

(970) 381-7878

Loveland

3522 W. Wagon Trail Pl.

610 West 5th Street

$629,900

$675,000

Sunday 12:30 PM-2:00 PM

Sunday 1:00 PM-4:00 PM

Steve Baker

Jeff Nichols

429 Highland Ave $2,900,000 Sunday 11:00 AM-1:00 PM Michelle Clifford Colorado Landmark (303) 579-1029

Sears Real Estate

By Owner

(970) 302-8079

(970) 667-1314

Lafayette

Superior

11412 Billings Ave

2755 Tierra Ridge Court

745 Highland Ave 3,495,000 Sunday 11:00 AM-1:00 PM Candace Loving Colorado Landmark (303) 332-4530

Saturday 11:00 AM-1:00 PM

Eaton

38 Dartmouth Circle

1415 Elder Avenue $1,174,999 Sunday 11:00 AM-1:00 PM Jeremiah Daly WK Real Estate (303) 990-2012

245 Ridge Road $499,000 Saturday 1:00 PM-3:00 PM Maurine Garretson Realty One Group Fourpoints (970) 396-9597

2055 Kohler Drive $1,295,000 Sunday 2:00 PM-4:00 PM Brigitte Furst 8Z Real Estate (720) 244-4411

245 Ridge Road $499,000 Sunday 1:00 PM-3:00 PM Maurine Garretson Realty One Group Fourpoints (970) 396-9597

August 15, 2020

Greeley

$907,500 Sara M Oclassen 8Z Real Estate (303) 818-1998 Longmont $460,000 Saturday 11:00 AM-2:00 PM Laura Chittick WK Real Estate

$900,000 Sunday 1:00 PM-3:00 PM Wendy Kahn-Robson RE/MAX of Boulder (303) 579-4676 501 & 505 Canary Lane Starting at $995,000 Friday 12:00 PM-6:00 PM Eric Stjernholm Trelora Real Estate

(303) 332-4118

(720) 572-1397

2408 Summerlin Drive

501 & 505 Canary Lane

From $1.2M

Starting at $995,000

Saturday 12:00 PM-4:00 PM

Friday - Wednesday 12:00 PM-6:00 PM

Brian Terry

Eric Stjernholm

Bosch Real Estate Group

Trelora Real Estate

(303) 845-0949

(720) 572-1397

At Home Northern Colorado

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COVERPROFILE

JOHN FEENEY: NORTHERN COLORADO’S REALTOR By John Teehan, At Home Northern Colorado Photos by Jonathan Castner One never really knows which way things will fall in the current housing market. Or so it seems. With so many unpredictable factors at play today, such as an unsteady economy and coronavirus concerns, it’s easy to think it’s not the right time to sell your home or purchase a new one. It can be even more difﬁcult if you’re looking for something particular and very much in keeping with the outdoors, mountain vibe of Northern Colorado. The good news is that it doesn’t have to be that much of a challenge. With a qualiﬁed 8

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REALTOR® possessing experience, instinct, and a proven track record, you can buy or sell a home with conﬁdence and know that you will get what you’re after. All you need is a proven professional at your side like John Feeney. Serving Loveland and surrounding Northern Colorado communities, John Feeney has been successfully helping clients buy and sell homes for seven years. In addition to his experience facilitating residential sales and new construction, John has a particular love and skill in handling land deals, rural properties, and helping people ﬁnd the mountain properties of their dreams.

He sums up his real estate philosophy as: “I believe people should be treated the way they wish to be treated. This belief is at the core of who I am and how I approach anything I do in life. As your REALTOR®, I will pay attention to your wants and needs and find the best real estate options available to fit those requirements. I also promise to communicate promptly and follow through with my commitments to you during this very important time.” As a dedicated outdoorsman, it’s no wonder that John settled in Loveland. While growing up in the rural, northwestern part of New Jersey with its rolling hills and farmland, he first fell At Home Northern Colorado

“I believe people should be treated the way they wish to be treated. This belief is at the core of who I am and how I approach anything I do in life. As your REALTOR®, I will pay attention to your wants and needs and ﬁnd the best real estate options available to ﬁt those requirements. August 15, 2020

HERE ARE WHAT SOME PEOPLE ARE SAYING ABOUT JOHN.... “John Feeney went above and beyond to find us our first home. We had no idea where to start in the home buying process. He explained every step to us, from getting pre-approved to going under contract. We could not have asked for a better realtor. Showing us home after home, from Fort Collins, Johnstown, Loveland, Severance, Windsor, and Wellington. If you are looking for an amazing realtor, John is the realtor you are looking for.” “John was awesome. He is always professional, very organized, and great at communication. He searched and stayed on top of listing’s to help us find our dream mountain home. He was always willing to go anywhere to see a house or land and knows Fort Collins and Loveland very well. We would highly recommend him!” “John was great working with me to find the perfect property and house, searching in a variety of areas and looking at a vast range of house and property types until we ultimately found what was best. His local expertise is great, and knowledge of mountain homes (specifically log cabins) is incredible. When the close process came, John was in front of every deadline and did a good job of being concise and to the point with deliverables so I could continue to be effective at my job. Overall an excellent experience, and I am very happy to have worked with John.”

in love with the outdoors. While most kids were hanging out at the mall, John was out hiking and camping. During his later teen years, he discovered the wonders of racing mountain bikes, and most of his mountain bike heroes happened to hail from Colorado. This sparked his love and interest in Colorado and its beautiful mountains. In 2004, John and his wife (now a principal in the Thompson school district) made the longawaited move to Colorado— inspired by their ﬁrst visit together in 1997. They settled in Loveland and haven’t looked back. John’s love of the outdoors has only increased since landing in Northern Colorado, where he enjoys hiking, backpacking, camping, snowshoeing, and snowboarding. His interests also include traveling, woodworking, August 15, 2020

home improvement, and log homes. His connection with mountain life makes him the perfect person to have by your side when looking for mountain property and land. John spent ten years working in analytical chemistry before moving on to a rewarding career in real estate. His chemistry background required great attention to detail to ensure the quality of his products. This experience has carried over into his real estate career in his desire to help people ﬁnd homes that best meet their needs and wants. John Feeney is a member of several professional organizations such as the REALTORS® Land Institute, the Land Broker COOP, the National Association of REALTORS®, the Colorado Association of REALTORS®, and the Loveland-Berthoud

Association of REALTORS®. He has a Certiﬁed Negotiation Expert (CNE) Designation—one of the top designations in real estate taught nationally by the Real Estate Negotiation Institute and holds a certiﬁed Military Residential Specialist (CMRS)

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Designation in which he is trained and equipped to handle with excellence the home purchase needs of active duty and former military clients. He is also a supporter of Loveland Habitat for Humanity and a member of their Board of Directors. Regarding some of his experience, John says: “I specialize in working with both buyers and sellers in Loveland and the surrounding communities of Northern Colorado. While I’ve helped buy and sell many residential homes over the years, I feel I have a particular connection with people who enjoy the outdoors and the unique beauty of Northern Colorado. Nothing gives me more satisfaction than knowing I’ve helped match someone up with the perfect mountain or rural property. “It’s important to me to serve the needs of anyone looking to buy or sell in Northern Colorado. Each transaction requires a unique understanding of the intricacies involved in the speciﬁc property type. I enjoy the challenge, and I enjoy helping people fulﬁll their dreams.” Contact John Feeney John is a Broker Associate with C3 Real Estate Solutions and can be reached at (970) 231-4172 or by email at jfeeney@c3-re.com. Be sure to visit John’s website at RealEstateInNorthernColorado. com, and don’t hesitate to contact him with any questions you might have about mountain properties, land sales, or buying or selling a home in Northern Colorado.

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REAL ESTATE

Coronavirus and INVESTING IN REAL ESTATE

I have been asked many times, “Is now a good time to invest in real estate with the uncertainty of our current BY DUANE coronavirus DUGGAN environment?” Realtor and Author There is always RE/MAX of Boulder some risk in any sort of investment, anytime, anywhere. For purposes of this article, we will take a look at residential real estate and analyze the factors involved in an investor’s decisionmaking process. Potential for Appreciation Residential real estate has proven to be a good investment over the years. Over the long term, through strong economic times and even rough economic times, home values have continued to rise in Boulder County. However, there certainly have been periods when market conditions have slowed sales and have caused a dip in prices. An old saying says, “Buy real estate and wait”. In Boulder County, if you bought in the 1980s, you would have had to wait patiently. In the 1990s, appreciation was much more robust, and a proﬁt could be made after only a short time. Our current data shows that along the Front Range of Colorado, prices have not dropped due to coronavirus.

Nationwide, there has been a housing shortage since the end of the Great Recession ending in 2012. This is primarily because the demand for housing has exceeded the building industry’s production of homes every year since 2007 to present. This low inventory has added increased pressure on housing prices. Another reason appreciation occurs is job growth. If job growth is boosted, demand eats up the available supply of homes. People move in and need a place to live. When job growth stops, the real estate market levels off. Job growth is even more important than interest rate levels on the overall market. If you don’t have a job, it is tough to afford the mortgage payment, regardless of interest rate. Lower interest rates, nevertheless,

stimulate the local move-up and ﬁrst-time home buyer market. Interest Rates Speaking of interest rates, they are now at the lowest point of my 40-plus year career. Coronavirus has put downward pressure on interest rates to keep the economy stimulated. This makes it a great time to buy an investment property and lock in the mortgage rate on your real estate purchase. The lower the mortgage rate for ﬁnancing, the higher the overall rate of return on your investment.

Regardless of the economic environment, when a payment is made on the mortgage every month, a certain amount goes toward principal reduction. If one of your goals is to own property free and clear, you can create a payment schedule on a 30-year loan that will it pay off in any timeframe you prefer. In most cases for investment property, rent will cover the mortgage payment. With each month that goes by, your tenant is helping you pay off your loan and build equity.

Debt Reduction There are certain real estate investment concepts for which the coronavirus has no effect. The ﬁrst is debt reduction. In most cases, real estate is purchased using a 30-year amortizing loan.

Leverage Coronavirus has not stopped the ability of an investor to get a loan secured by real estate purchased. The concept of leverage is what is known as using “other people’s money” or

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August 15, 2020

OPM. When you invest in real estate it makes the most sense to get a loan for a good portion of the purchase price. Let’s take a look at an example. (No, there aren’t any $100,000 condos in our market, but it makes the example below easy to understand.) To illustrate an example of leverage, let’s say you had $100,000 to invest. You then used that money to purchase one $100,000 condominium. If the real estate market were appreciating at 5% a year and you held the property for five years, the condominium would be worth $122,347 or a gain of $22,347. Now let’s say that, instead, you took that same $100,000, put $20,000 down on each of five $100,000 condominiums. You now own $500,000 worth of real estate. If the market appreciates at the same 5% per year for five years, your real estate would be worth $638,140 or a gain of $138,140 on the same $100,000 investment.

As you trade up, it is important to keep your equity position at a level that allows you to survive downturns in the rental market. Tax Break Coronavirus has not changed any of the tax beneﬁts you can claim from owning rental property. Nonetheless, you should consult your tax advisor on the ways ownership of real estate will affect you personally. However, the main reason you receive a tax break is for depreciation, that is, the loss in value of the property over time. Depreciation is a tax concept whereby you qualify for a write-off, but don’t have to spend the actual dollars to get it. For example, on a $100,000 purchase, your accountant may choose to declare 80% of the value as depreciable. You can’t declare the whole value as depreciable because some of the value is attributed to land and land doesn’t “depreciate”. Therefore, in this example, $80,000 would be depreciable. Under the current IRS rules,

you can take the $80,000 and divide it by 27.5 years for an annual depreciation deduction of about $2,900. In addition to depreciation, real estate taxes and other expenses for the property can offset your rental income. The bottom line is that real estate, in the early years of ownership, will show a loss, which results in a tax deduction and tax savings for you. There are limits as to the amounts you can deduct due to real estate losses. Depreciation can also be “recaptured” at time of sale, which means that you have a higher taxable gain. You need to consult your accountant to determine how all the IRS rules will affect you. Cash Flow In the early years of rental property ownership, it is difficult to achieve immediate positive cash flow. In other words, when you first buy a property, the rental income probably won’t cover the mortgage payment, capital improvements, maintenance, and all its expenses.

If the cash flow is about break even on a month-to-month basis, after you consider taxes and appreciation factors, the overall cash flow is positive. After owning the property for several years, rents should go up, the mortgage payment stays the same (except for increases in taxes and insurance), and the monthly cash flow increases. Bottom Line First-time real estate investors and seasoned investors can review all the factors to determine if now is the time to invest. Consult your REALTOR® and your financial planner to see if investing in real estate is right for you. Duane has been a Realtor for RE/MAX of Boulder since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco. com, call 303.441.5611 or visit boulderco.com.

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REAL ESTATE NEWS

Local REALTOR® ﬁnalist in REALTORS® magazine’s 30 under 30 Each year, REALTOR® Magazine features 30 young rising stars in the real estate industry nationwide. This year, Sears Real Estate Broker Associate/Partner, Brad Inhulsen, was nationally recognized by the National Association of REALTORS®’ Magazine as a 30 under 30 ﬁnalist for 2020. REALTORS® are chosen based on their production numbers in 2019, innovative marketing practices, industry leadership, and dedicated

community service. Brad has a unique story of how he got into real estate. While attending the University of Northern Colorado, Brad Inhulsen was turned down for an internship by every brokerage he applied to—except one. But the managing broker expected him to get his license. Inhulsen, now 29, dipped into his student loan funds and began the process. He became an unpaid intern, shadowing top producers, and then a weekend

receptionist. “I was able to mold myself into a little of everybody I learned from,” he says. After earning a degree in business ﬁnance, he joined the company as a sales associate. He builds ties with touches like handwritten birthday cards, diapers for new parents, and gingerbread house–decorating events. “When you care about your friends, they naturally become your clients,” he says. He’s active in his local and state associations and even

REAL ESTATE TRANSACTIONS

Cadman St., Aspen View Homes LLC, $456,000. • David Church -- 1278 Coffman Drive, Aspen View Homes LLC, $458,300. • Kellie Cwik -- 1360 Vantage Parkway, Melody Homes Inc, $460,000. • Luis Quezada -- 1433 Waterman St., Knowles 2007 Revocable Trust, $460,000. • Colin and Arielle Dening -- 2137 Cadman St., Aspen View Homes LLC, $473,000. • Mark and Jessica Moore -- 390 Capital Reef St., Artesia Lot Holdings LLC, $474,700. • Brian Rogge -- 518 E Michigan Ave., Dfh Mandarin LLC, $493,200. • Jeffery and Carly Varney -- 1232 Coffman Drive, Aspen View Homes LLC, $509,100. • Jeromy and Jolee Sawyer -- 506 E Michigan Ave., Dfh Mandarin LLC, $521,900. • Patricia Trust -- 956 Blue Bell Road, Richmond Am Homes Colo Inc, $555,400. • Adam and Teri Burke -- 4623 Foothills Drive, Reliahome LLC, $650,000. • Oaken and Alicia Beeson -- 3409 W County Road 8, Lisa N Benecke, $889,000. Eaton • Mary Bonamico -- 1025 5Th St., Paul Pesek, $280,000. • Mckay and Cara Davis -- 635 E 4Th St. Road, Joseph D Wayner, $315,000. • Anna Dubose -- 339 Sycamore Ave., Frank and Andrea Antonelli, $322,000. • Michael Label -- 1722 Pioneer Place, Dustin A Fisbeck, $420,000. • Nathan and Elizabeth Nesmith -1372 Ridge Court, Cody and Sarah Schmitt, $450,000. • Steven and Laurie Anderson -- 33409 Faith Lane, Lesly and Monty Shed, $865,800. Evans • Cecilia Arreolatorres -- 706 Lucca Drive, Kristin H Connell, $217,000. • Sara Hansen -- 3229 Latham Ave., Nathan and Nicolya Walter,

$250,500. • Kevin Garrett -- 3024 Sunset Drive, Patricia E Boyer, $295,000. • Lucas Archuleta -- 3502 Dahlia St., Rogelio Munoz Hernandez, $297,500. • Whitney Hedlund -- 3225 Oconnor Ave., Steve and Kathy Matthews, $301,000. • Shaughnessy and Sara Elizabeth -3002 Hawk Drive, Silvia I Saldivar, $307,000. • Larinda Harris -- 2425 Shooting Star Way, Tyler J Marshall, $309,000. • Nancy Garcia -- 3008 Canvasback Court, Aspen Properties Ltd, $310,000. • Susan and Moesha Campbell -- 2525 Port St., Robert and Merlene Tamney, $340,000. • Roman Garza -- 2622 Wharf St., 2 Valley Bldrs Inc, $342,900. • Rebecca and Farakh Zaman -- 3711 Whitney Way, Five Diamond Invest LLC, $495,000. Fort Lupton • Daniel Garcia -- 721 7Th St., Rafael Cervantes Villalobos, $223,000. • Stacey Fryar -- 742 Mckinley Ave., Stephen E Mosler, $247,900. • Misty Weber -- 927 Park Ave., Roberto Cruz, $263,500. • Devin and Anastasia Sant -- 1114 Paciﬁc Way, Justin Nickoles, $288,000. • Edwin Rios -- 118 6Th St., Jsd Homes LLC, $305,000. • Denise and Michael Smith -- 1850 Chestnut St., Eufemio Chavirazapien, $318,000. • Noelia Leal -- 16109 Lamb Ave., Brian and Leslie Mcgill, $409,000. • Jessica Davisvillela -- 19499 County Road 14, Cruz and Carlinda Espinoza, $575,000. Gill • Terry and Jett Schwindt -- 34300 County Road 55, Oliver and Pame Heidenreich, $400,000. Greeley • Andrew Esquivel -- 2413 W 27Th St. Apt 1, Luis Porras, $169,900. • Jenifer Weck -- 5151 29Th St. Unit 612, Daniel E Mandt, $205,000. • Chelsy Broderick -- 2721 19Th St.

The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount. Ault • Danny Gray -- 515 Graefe Ave., Joshua Ryan, $341,000. Berthoud • Bernard Duhon -- 896 Winding Brook Drive, Creekside Devl LLC, $288,900. • John and Dawn Davis -- 886 Winding Brook Drive, Creekside Devl LLC, $296,600. • John and Dawn Davis -- 888 Winding Brook Drive, Creekside Devl LLC, $296,600. • Jana Schmitt -- 118 E Iowa Ave., Stephanie and Ray Slayton, $340,000. • James and Lindsey Wilson -- 121 Lemonade Drive, Aspen Homes Colo Inc, $348,100. • Kyle and Kaeli Baker -- 2791 Tallgrass Lane, Richﬁeld Homes LLC, $352,500. • James and Deann Ray -- 221 Lemonade Drive, Aspen Homes Colo Inc, $352,600. • Alix and Hayden Moore -- 2790 Cooperland Blvd., Richﬁeld Homes LLC, $360,200. • Stephanie Schoenauer -- 728 13Th St., Melissa M Chana, $376,000. • Tyler and Taylor Austin -- 1521 Woodcock St., Jeffery and Susan Lankford, $400,000. • Alissa Coletta -- 1283 Westport Ave., Melody Homes Inc, $411,000. • Charlotte Simmons -- 101 E Iowa Ave., Richard and Wendy Royer, $422,000. • William and Ladella Deere -- 640 Torreys Peak Lane, Richard and Brenda Wagner, $430,000. • Eugene and Sharon Sobczak -- 502 Mount Rainier St., Dawn M Raggio, $441,000. • Aimee and Chad Peterson -- 2142 12

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the National Association of REALTORS®’ federal political coordinator for U.S. Rep. Ken Buck. Sears Real Estate is honored to have Brad Inhulsen at their company and is very excited for Brad on his accomplishment of receiving this prestigious award and recognition. If you would like to contact Brad Inhulsen he can be reached at 970-584-4144 or bradi@searsrealestate.com.

• • • • • • • • • • • • • • • • • • • • • • •

Drive Apt 6, Grace and Andrew Binder, $221,000. Juana Guox -- 1809 6Th St., Motul Hussein, $230,000. Alysa Reveles -- 5151 29Th St. Unit 905, Megan Tritsch, $233,000. Major Mosier -- 160 1St Ave., Maria Lourdes, $235,000. Cyndee Smith -- 5775 29Th St. Unit 1201, Catherine J Johnson, $238,000. Janine Evangelista -- 2159 Wedgewood Drive, Jacob and Amy Bachman, $239,900. Gabriel Gonzalez -- 3417 W 2Nd St., Robert and Sue Boone, $240,000. David and Pamela Stinson -- 1925 28Th Ave. Unit 18, Daniel and Jennifer King, $244,500. Bartt Wilker -- 449 26Th Ave., Alex R Searles, $245,000. Keil and Melissa Lacey -- 4651 N Shenandoah St., Cristian Ramirez Romero, $245,000. Sarah and Cornell Holliday -- 1931 23Rd Ave., Mitchell and Christina Nerem, $255,000. Coree Chacon -- 3625 29Th St. Unit 1, 3625 29Th Hoff Trust, $256,500. Tammi Wright -- 3660 W 25Th St. Unit 403, Jeffrey E Aders, $260,000. Allie Powell -- 423 13Th St., Edward J Kirkpatrick, $262,500. Katherine Shirtz -- 1415 Glenmere Blvd., Michelle Shockley, $270,000. Manal Lakhbich -- 1014 19Th Ave., Brennan and Robert Baglio, $279,000. Amanda Benavidez -- 4222 Lake Mead Drive, Thomas and Maria Schraeder, $289,900. Bryan Boshinski -- 1102 24Th Ave. Court, Denley L Noe, $290,000. Grant Kobza -- 2921 19Th St. Road, Marki R Knight, $290,000. Leopoldo and Maria Casados -- 1751 Glen Meadows Drive, Steven C Leth, $290,000. Clinton Copeland -- 2820 16Th Ave., Karen L Moore, $295,000. Sparkle Foose -- 221 N 50Th Ave., Matthew C Bowles, $295,500. James Mercer -- 1301 16Th Ave., Sheridan M Kraus, $303,000. Charles Pugliese -- 2249 13Th St., August 15, 2020

Mark and Karen Florio, $306,000. • Joshua and Jaryn Guerra -- 172 47Th Ave. Court, Shelli and Philip Doom, $310,000. • Walter Moody -- 1657 33Rd Ave., Gary and Lisa Stocker, $310,000. • Victoria and Samantha Lopez -- 4212 W 31St St., Crissy and Jacobo Sanchez, $310,000. • Allen and Patricia Brown -- 2110 28Th Ave. Court, Dona Goltry, $315,000. • Thomas and Elizabeth Pike -- 801 43Rd Ave. Court, Michael and Renee Smith, $315,000. • Samantha Hendricks -- 1847 23Rd Ave., Laurie Everson, $320,000. • Calvin Ironmonger -- 2137 44Th Ave., Ashley Anderson, $328,900. • Brian Mckee -- 1830 86Th Ave., Sue A Deveraux, $330,000. • Angelita Sepeda -- 4966 W 2Nd St. Road, Stephen and Nancy Ault, $337,000. • Brayden Gilbert -- 5604 W 16Th St. Lane, Nicolas and Vicki Ruscitti, $345,000. • Emily and Robert Friedl -- 1207 103Rd Ave., Amy and Casey Miller, $345,000. • Kristy Leclair -- 1851 44Th Ave. Court, Kenneth Duane Walters, $345,000. • Jeremy Hagerman -- 2146 27Th Ave., Terry L Rettele, $347,000. • Luz Vega -- 4422 W 7Th St., R C Mayne Trust, $349,000.

• William and Donna Litt -- 5601 18Th St. Unit 18, Dianne R Decker Living Trust, $350,000. • Timothy Lee -- 328 54Th Ave., Sweeney Family Trust, $355,000. • Lynsie Weber -- 1222 104Th Ave., Aspen Homes Colo Inc, $358,000. • James Lutz -- 1938 28Th Ave., Linda K Stevens, $359,500. • John and Vicki Walker -- 6300 5Th St. Road, Terry and Wilma Hames, $360,000. • Chase Crabtree -- 1201 102Nd Ave., Kyle A Langford, $361,500. • Scott Rueb -- 8615 18Th St., Teresa Kim Rodehorst, $364,000. • Carlos Sandoval -- 6314 W 14Th St. Road, Johnny Zhong, $369,900. • Nicolya and Nathan Walter -- 723 63Rd Ave., Dale and Cynthia Janssen, $370,000. • Jayna Donoho -- 2116 51St Ave., Lindsay Burgess, $373,500. • Paul Todd -- 1869 13Th Ave., Michael and Jannene Brown, $375,000. • Joshua and Renee Cavazos -- 1226 104Th Ave., Aspen Homes Colo Inc, $378,000. • Cory Ibsen -- 6307 W 14Th St., Yan Zhuo, $382,500. • Norman Bailey -- 6282 W 2Nd St., Debra and Bradley Somer, $395,000. • Bethany Savino -- 8706 13Th St., Katharine and Matthew Graham, $397,500. • Benjamin and Caitlin Konecny -2124 18Th St., H H Property LLC,

$412,000. • Richard and Shirley Hirsch -- 2915 68Th Ave. Court, Earnest and Ta Collins, $415,000. • Amy and Natalie Power -- 8607 15Th St., Aspen View Homes LLC, $418,600. • Justin and Bailey Davis -- 5401 W 16Th St. Lane, Wendi Jean Swanson, $425,000. • Harlen Hernandez -- 2240 75Th Ave., Chuks Nweke, $429,900. • James and Carolyn Pisaturo -- 2229 Talon Parkway, Dane and Angela Snyder, $435,000. • Patrick Snead -- 3208 69Th Ave. Place, Gregory D Hoff, $457,000. • Brandon and Kymberly Betz -- 505 56Th Ave., Barbara L Smookler, $462,000. • Ryan Tilman -- 1331 86Th Ave., Aspen View Homes LLC, $485,900. • Taylor and Ashley Anderson -6110 W 26Th St., Rutherford Inc, $501,500. • Tyler and Kara Albert -- 5609 W 27Th St., Gene Victor Williams, $545,000. Hudson • Hugo Rodriguez -- 2083 County Road 47, Rocky Mount Invest Group LLC, $428,000. Johnstown • Daniel Zulauf -- 3931 Arrowwood Lane, Donald and Genevieve Matthews, $329,000. • Justin Reagan -- 2047 Parkwood

Drive, Brian and Susan Ordway, $330,000. • Max Manion -- 917 N 7Th Place, Harold and Laura Tamburich, $362,000. • Robert and Julie Hutchings -- 3730 Wittaker Circle, Brian and Phaedra Alton, $376,000. • Ana and Eddie Solis -- 3317 Tupelo Lane, David A Mills, $379,000. • Diana Wray -- 893 N 4Th St., Joseph and Katie Forte, $385,000. • Duane Schure -- 333 Glenroy Drive, Trevor R Wilson, $415,000. • David and Katie Arellano -- 2137 Black Duck Ave., George Richmond Miller, $450,000. • Jon Flack -- 305 Kirkland Lane, Fricke Custom Homes LLC, $475,000. • Joseph and Katie Forte -- 1911 Goldenvue Drive, Robert and Deborah Laniewski, $485,000. • Christopher and Claudia Cowley -- 2546 White Wing Road, Lance and Kristin Kippen, $493,000. • Andrea Jensenbunce -- 2774 Blue Acona Way, Joshua and Mallory Cumrine, $495,000. • Efrain and Amber Zamora -- 2552 White Wing Road, Eric and Robin Hoffman, $560,000. • Darron and Elizabeth Erickson -4236 Carroway Seed Court, Tcfd LLC, $800,000. Keenesburg • Trent Siebenthal -- 190 S Lambert St., Matthew and Lori Detwiler,

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www.MyColoHome.com August 15, 2020

970.225.5152 • C3 Real Estate Solution, LLC.

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$360,000. • Aaron and Morgan Lake -- 32056 County Road 16, Eric and Amanda Mckinney, $440,000. Kersey • Jacob and Sarah Shubert -- 701 2Nd St. Court, Travis Sellmer, $276,000. • Jakib and Kimberlie Mcconkey -- 229 5Th St., Carolyn Hudson, $292,000. Loveland • Bridget and Shawn Atta -- 1010 Blue Spruce Drive, Sandra L Waldroupe, $206,000. • Tammy Mccrea -- 2980 Kincaid Drive Apt 306, Enchantment Constr LLC, $238,500. • Suzanne Groos -- 3500 Indian Blind Trail, Sadie Gochis, $260,000. • Tanya Lafferty -- 920 Harrison Ave., Stephen Oglesby, $271,900. • Kendrick Quick -- 1291 E 3Rd St., John and Sarah Hayarthur, $280,000. • Bertilio Garcia -- 539 Cora Place, Cami A Ruhman, $287,500. • Nicholas Anderson -- 2673 Susan Drive, Jeffrey D Bacon, $300,000. • Jordan Bass -- 2821 Snowberry Place, Chase O Hunnel, $305,000. • John and Bobbie Foster -- 1619 James Drive, Angela S Ramdass, $305,000. • Bruce Whitehead -- 1761 Kokanee Court, Five Diamond Invest LLC, $314,500. • Bruce Whitehead -- 1765 Kokanee Court, Five Diamond Invest LLC, $314,500. • Jack Warner -- 1812 Carlisle Drive, Allen Spontarelli, $320,000. • William and Janine Fackler -- 208 Shupe Circle, Lynn J Broz, $330,000. • Brandon Kiser -- 2343 W Linda Drive, Brad and James Mcinnis, $351,000. • Cortney Brumley -- 4315 Sunridge Drive, Priscilla A Stamp, $355,000. • Deforrest and Summer Key -- 2366 Sapphire St., Jeremiah and Micah Wilding, $364,900. • Nathan and Margaret Mcmaster -706 Heather Drive, Jeremy and Jessica Olson, $365,000. • Therese Maltz -- 1305 Swallow St., Dave and Anne Gleditsch, $365,000. • Steven Moose -- 405 E 40Th St., Matthew and Ashley Ito, $365,000. • Daniel Perez -- 2057 Sage Court, James and Diane Nutt, $365,000.

• Jeffrey Bacon -- 3327 Silver Leaf Drive, Roman Gilbert Duran, $368,000. • Britten Ream -- 6437 Black Hills Ave., Journey Homes LLC, $369,900. • Amanda Modisette -- 1836 Winchester Court, Jonathan L Mintle, $372,000. • Linda Leong -- 2909 Pawnee Creek Drive, Kb Home Colo Inc, $375,000. • Steven Brown -- 300 Medina Court, Robert and Mary Adams, $377,300. • Patricia Gorman -- 331 Hawthorn Drive, Tgi Holdings Inc, $388,000. • Lei Weng -- 6432 Black Hills Ave., J J Constr Northern Colo LLC, $389,400. • Laurie and Dwight Dufloth -- 1097 Highline Court, Journey Homes LLC, $389,400. • Priscilla Stamp -- 6462 Black Hills Ave., J J Constr Northern Colo LLC, $389,500. • Cameron and Brianne Snell -- 6408 Black Hills Ave., J J Constr Northern Colo LLC, $389,500. • Gary and Susan Lamphere -- 985 Highline Drive, J J Constr Northern Colo LLC, $389,500. • Lucinda Perry -- 2681 Lochbuie Circle, Aaffien Schafer, $390,000. • Paul and Nancy Bulow -- 2240 Winter Park St., Lauren E Smith, $393,000. • Joseph and Secorra Lemire -- 1081 Highline Court, J J Constr Northern Colo LLC, $399,700. • Jocelyn Serrano -- 6461 Black Hills Ave., J J Constr Northern Colo LLC, $399,900. • David and Krista Turner -- 2730 Kiowa Drive, Arielle Brunelle, $400,000. • Thomas and Katherine Richmond -- 2636 Lochbuie Circle, Gene W Mueller, $400,000. • James Richard -- 6427 Grand Mesa Drive, Journey Homes LLC, $406,300. • Taylor and Janessa Rhoades -- 6499 Black Hills Ave., J J Constr Northern Colo LLC, $409,500. • Joseph Kanson -- 6437 Grand Mesa Drive, J J Constr Northern Colo LLC, $409,800. • Lawrence Dennen -- 556 Mesa Drive, Dean and Michelle Standiford, $410,000. • Pete Kitzens -- 845 Bayberry Drive,

2713 61st Ave., Greeley $399,900 • MLS 920246

Wonderful West Ridge two story! Completely remodeled interior! New flooring throughout, kitchen with granite counters, new cabinetry, all new appliances, newer windows, new roof! Updated bathrooms, 2 gas fireplaces, hot water heat, room air conditioning units included, 1/2 acre lot, RV parking, NO HOA! See it today!

Office: 970-330-7700 • www.SearsRealEstate.com

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Steve Baker 970-302-0879 Derek Andersen 970-381-9491

Cameron and Brianne Snell, $410,800. • Mary Miller -- 3790 Flagler Ave., Sara A Findley, $415,000. • Christopher and Lauren Holmes -6369 Grand Mesa Drive, J J Constr Northern Colo LLC, $417,400. • Travis Lease -- 1788 Horseshoe Drive, Elmer and Faith Bishop, $428,500. • Patrick Dippel -- 3571 Saguaro Drive, Custom On Site Bldrs Inc, $433,000. • Ricqua and Norma Johnston -- 2968 Hydra Drive, Tim Bilobran, $435,000. • Brittanie Glessner -- 3704 Leopard St., Stephen and Christina Mertens, $445,000. • Dan Rosenau -- 437 Osceola Drive, Rex and Michelle Bond, $449,900. • Alexander and Elise Gorun -- 4337 Lookout Drive, Richard and Ruth Vigil, $455,000. • Santh Chadalavada -- 1950 Massachusetts St., Michael D Roark, $458,000. • Megan and Samuel Hauschulz -- 2250 Woody Creek Circle, Georgia A Chenoweth, $470,000. • John and Teresa Rausch -- 3586 Fryingpan Drive, Jennifer L Wheelock, $474,900. • Kelly Stillbrooks -- 4317 Lyric Falls Drive, Elias and Alfa Ruiloba, $507,000. • Daniel and Himani Chinnapen -- 3980 Owl Creek Court, Craig Norris Johnson, $509,000. • Donald and Fonda Hall -- 2030 Arkansas St., Jennet W Balch, $512,000. • Richard and Maranda Taylor -- 3764 Osier Place, James and Leslie Moening, $515,000. • Steve Lombardo -- 5155 Brandywine Drive, Claudine and Marcus Pardi, $515,000. • Melissa and Timothy Bilobran -- 4055 Forest Lake Drive, William Lyon Homes Inc, $547,200. • Karen Finfer -- 9408 Buckhorn Road, Thad Dennis Anderson, $565,000. • Michael and Emily Arndt -- 4057 Delcon Court, Patricia and Paul Olson, $575,000. • Andrew and Elyse Ritchie -- 3105 Tradewind Court, Britt N Babcock, $620,000. • James and Diana Moss -- 4269 Golf Vista Drive, Rick and Susan Archer, $625,000. • Cody Kraus -- 4754 Valley Oak Drive, Ryan Levi Hostetler, $642,000. • Wayne and Stephanie Dean -- 101 Callie Court, Dennis and Bernadette Agosta, $669,900. • Matthew and Amanda Koly -- 859 Schrage Way, Michael Medina, $760,000. • Scott and Monica Shefke -- 4382 Bluffview Drive, Artesia Lot Holdings LLC, $761,000. • Joseph Crook -- 831 Cattle Drive Road, Russell and Dianne Atwood, $990,000. Milliken • John and Anna Mathew -- 1291 S Dawn Drive, Richard T Decker Trust, $305,000. • Carlos Reyes -- 1997 Pioneer Drive, Michael J Potvin, $327,500.

At Home Northern Colorado

• Justin Nickoles -- 223 S Sydney Court, Tychsen Properties LLC, $336,000. • Christopher Medina -- 668 Depot Drive, Windmill Homes Co, $345,300. • Dalton Penning -- 2353 Carriage Drive, Curtis and Ashley Doyon, $347,000. • Lucas and Ashlee Runyon -- 161 Mountain Ash Court, Jessie Berray, $365,000. • Curtis and Ashley Doyon -- 2521 E Prairie Drive, Kaleb and Kayla Bell, $385,000. • Samantha Shuck -- 371 Heidie Lane, Aimee C Foster, $432,000. Pierce • Kayla and Renae Walker -- 235 W Shafer Ave., Daniel and Leslee Sanger, $347,500. Severance • Chase and Wendy Poage -- 806 Sambar Drive, Journey Homes LLC, $312,200. • Luke Rose -- 803 Sambar Drive, Journey Homes LLC, $313,100. • Kacy Pool -- 802 Saiga Drive, Journey Homes LLC, $314,400. • Tyson Thomaspowell -- 708 Takin Drive, Journey Homes LLC, $319,800. • Alvaro Gamez -- 1106 Ibex Drive, Journey Homes LLC, $322,300. • Alexander Goodenow -- 911 Barasingha St., Journey Homes LLC, $324,100. • Aaron Dunn -- 702 Takin Drive, Journey Homes LLC, $327,800. • Christopher Walker -- 805 Sambar Drive, Journey Homes LLC, $329,600. • Nicholas Mcgraw -- 839 Sunlight Peak Drive, Dwight and Nancy Gillham, $336,000. • Adam and Kelly Nye -- 908 Barasingha St., Journey Homes LLC, $340,600. • Timothy and Mary Daley -- 1014 Muntjac St., Journey Homes LLC, $352,700. • Raymond Bell -- 1882 Vista Plaza St., Justin and Kimberly Jenkins, $369,500. • Cynthia Demott -- 1530 Lake Vista Way, Journey Homes LLC, $370,300. • Megan Lundstrom -- 332 Central Ave., Melody Homes Inc, $380,000. • Nicolas Walker -- 1363 Copeland Falls Road, Saint Aubyn Homes LLC, $382,500. • Angela and David Polve -- 962 Mt Andrew Drive, Aspen View Homes LLC, $385,000. • Devlyn Aragon -- 1522 Lake Vista Way, J J Constr Northern Colo LLC, $386,400. • John Benskin -- 246 Gwyneth Lake Drive, Melody Homes Inc, $395,000. • Erik Uhernik -- 334 Central Ave., Melody Homes Inc, $396,000. • Justin and Caitlyn Pellman -- 617 Keystone Drive, Dennis M Dutton, $399,000. • Savannah and Austin Thompson -176 Haymaker Lane, Melody Homes Inc, $400,700. August 15, 2020

• Mark Shaw -- 1534 Lake Vista Way, Journey Homes LLC, $412,000. • George and Mary Smedley -- 1600 Lake Vista Lane, Journey Homes LLC, $418,500. • Stephen and Jennifer Roe -- 1524 Lake Vista Way, J J Constr Northern Colo LLC, $454,300. • Heather and Herman Canales -- 3820 Bridle Ridge Circle, Am Built Homes LLC, $540,000. • Derek and Jayna Palmer -- 3818 Bridle Ridge Circle, Bluestone Homes Colo LLC, $684,800. • Michael Ozog -- 1432 Red Fox Circle, Nadine Trujillorogers, $774,900. Timnath • Gregory and Tara Grosboll -- 1216 Terrace View St., Robert Earl Swain, $125,000. • Chad and Abi Eusea -- 5019 Long Drive, Sage Homes LLC, $431,000. • Jeremy and April Subia -- 5787 Banner St., Tommy and Tiffany Collinson, $470,000. • Jonathan and Monica Blackwood -- 5434 Wishing Well Drive, David Zeigler, $485,000. • Judith Calhoun -- 5612 Jedidiah Drive, Hartford Constr LLC, $505,200. • Robert and Diana Jacobson -- 5352 Homeward Drive, Saint Aubyn Homes LLC, $508,200. • Robert and Tiffanic Smith -- 5353 Homeward Drive, Saint Aubyn Homes LLC, $510,900. • Ashley and John Glaubke -- 5528

Long Drive, J Goodell Homes Inc, $516,500. • Roger and Pia Goulding -- 6365 Engh Place, Kaye C Monfort, $1,200,000. Windsor • Daniel and Pamela Sellers -- 1371 Barn Owl Court, John Gaspari, $255,000. • Chelsea Hess -- 5 Chestnut St., Shari L Roberts, $285,000. • Mcallastar and Sarah Miller -- 1692 Grand Ave. Unit 2, Townhomes Jacoby Farms LLC, $305,000. • Andrea and Kirk Starck -- 2156 Montauk Lane Unit 4, Paul S Barbee, $342,500. • Jason and Natalie Mielenz -- 218 N 6Th St., Danielle Ballard, $347,000. • Tammy Meade -- 802 Storm Mountain Court, Sierra R Mills, $350,000. • Thomas Gray -- 1392 Keywood Court, Heidi and Ross Overacker, $351,000. • Salvatore and Debra Delprete -- 290 E Chestnut St. Apt 4, Chestnut Street Holdings LLC, $355,900. • Erik Johansson -- 235 Cherry Court, Ronald and Shana Taylor, $365,000. • Taryn Ahlquist -- 780 Camberly Drive, Melody Homes Inc, $371,600. • Linda Russell -- 229 Rock Bridge Lane, Marianne Phillips, $375,000. • Jaime and Scott Peterson -- 579 Edenbridge Drive, Nutzman Properties LLC, $378,500. • Thomas and Janet Marks -- 402 Stonebrook Drive, Justin and Kristin Green, $380,000.

• Carla Akers -- 1434 Canal Drive, Jeffrey and Tammy Bayda, $395,000. • John and Brandy Dicks -- 1590 Clarendon Drive, Melody Homes Inc, $400,100. • Braden and Lindsy Richins -- 5963 Clarence Drive, Walter and Shelby Pilkington, $401,000. • Brent and Melissa Bartlett -- 5591 Clarence Drive, Jamie and Katie Rideoutt, $405,000. • Gavin Anders -- 1675 Clarendon Drive, Melody Homes Inc, $406,200. • Samuel and Elizabeth Rubley -- 297 Mckibben Drive, Abby Houghton, $411,000. • Ronda Chadwick -- 810 Camberly Drive, Melody Homes Inc, $415,400. • Charles and Julia Matta -- 1657 Gratton Court, Melody Homes Inc, $420,600. • Steven and Clare Howell -- 2026 Bouquet Drive, Melody Homes Inc, $429,200. • Sean and Kelly Yeldell -- 1681 Clarendon Drive, Melody Homes Inc, $448,700. • Courtney Bonsall -- 1855 Paley Drive, Richmond Am Homes Colo Inc, $450,000. • Michael and Gaylene Dizmang -4371 Waltham Drive, Saint Aubyn Homes LLC, $455,000. • Benjamin Knodell -- 1987 Floret Drive, Melody Homes Inc, $455,000. • David and Karen Evans -- 2047 River West Drive, Neal and Eileen Percell, $493,000.

• Amanda Mcferran -- 136 Kitty Hawk Drive, Jeffrey and Cathleen Jones, $495,000. • Stephen Hays -- 1772 Dolores River Court, David Contreras, $500,000. • Paul Barbee -- 1983 Barbados Court, Timothy M Knox, $510,000. • Scott and Jordan Korte -- 586 Greenspire Drive, Windmill Homes Co, $532,800. • Darren and Jami Jaques -- 1934 Rolling Wind Drive, Bridgewater Homes LLC, $533,100. • Martin and Diane Weber -- 7028 Aladar Drive, John Janice Mierzwa Trust, $600,000. • Charles and Cathy Phillips -- 5676 Maidenhead Drive, Richard and Kelly Packard, $620,000. • Charles and Joan Sisk -- 986 Hitch Horse Drive, Custom On Site Bldrs Inc, $621,600. • Blake and Amanda Cure -- 2019 Seapines Court, Michael and Michelle Adams, $717,500. • Danny and Charlyn Wann -- 5991 Crooked Stick Drive, Westmark Homes Colo LLC, $750,900. • Frederick and Carolyn Mahakian -36656 Roth Place, Ronald and Maria Miller, $790,000. • Sue and Timothy Murphy -- 1952 Kestrel Court, Brian and Jane Debrie, $986,000. • Patrick and Rebecca Hess -- 2059 Picture Pointe Drive, Kelly Cosby, $1,156,500.

A Top Veteran Originator! Billy Campbell

Congratulations to Billy Campbell for being named a Top 25 Veteran Originator by the Scotsman Guide. After serving our country in the armed forces, Billy has continued looking for opportunities to make his community strong. As a Loan Originator, he gets the chance to serve people in his area by helping them become homeowners and achieve the American Dream. If you’re looking for help making your dreams come true, contact Billy today to learn more about your home ﬁnancing opportunities. Visit www.970lending.com today to get started!

Primary Residential Mortgage, Inc.

PRMINMLS3094.PRMIisanEqualHousingLender.Creditandcollateralaresubjecttoapproval.Termsandconditionsapply.Programs,rates,termsandconditionsaresubjecttochangeandaresubjecttoborrower(s) qualification.Thisisnotacommitmenttolend.Colorado-RegulatedbytheDivisionofRealEstate.BillyCampbell-BranchManager-NMLS#:224672.bcampbell@primeres.com.Office:(970)223-5052.3553Clydesdale Parkway,1stfloorSuite110|Loveland,CO80538.

August 15, 2020

At Home Northern Colorado

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MAKE ONE OF THESE GREAT PROPERTIES YOURS! Multiple Cabins on 40 Acres!

Under Contract! EW

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244 Sherwood Hill Lane Bellvue $450,000 • MLS# 919662 Here is the opportunity to have your own camp! This property has a 1945 square feet main cabin with 2 additional guest cabins plus additional structures all on 40 acres bordering National Forest!

3.3 Acres Perfect for Horses!

15076 Red Canyon Ranch Rd

Borders National Forest!

2324 Saddle Notch Rd Loveland $275,000 • MLS# 915813 Looking for land with Views and National Forest access? Now available are these 36 wooded acres just 35 minutes to the West of Loveland! Private Roads – By Appointment Only

138 Acres of Vacant Land!

4151 Wilderland Way Loveland $900,000 • MLS# 877823 With 5 Approved Lots 138 Acres of Vacant Land bordering Devil’s Backbone Open Space! Only 15 minutes to Downtown Loveland but feels like a world away! Call for more details or to schedule a tour!

671 Eiger Road Livermore $79,500 • MLS# 920886 Take a look at this 3.3 acre gently sloping lot with a great building site in Glacier View Meadows! FA1 Farming zoning allows for many uses including but not limited to equestrian and residential!

Loveland $639,900 • MLS# 912917 3 Beds • 3 Baths

Well-maintained log home on 40 acres in private and desirable Redstone Canyon! Just a short drive from Fort Collins and within close proximity to Horsetooth Mountain Park and Horsetooth Reservoir! 37.5 Acres with Views! W NE

536 Sawmill Road Loveland $235,000 • MLS# 908354 Looking for land? Wait till you see the views from the top of this 37.5 acre wooded lot just 35 minutes to West of Loveland near Pinewood Reservoir. Private Roads - By Appointment Only.

I AM YOUR MOUNTAIN PROPERTY SPECIALIST!

970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!

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At Home Northern Colorado

August 15, 2020