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Open Homes and Virtual Tour Quick Guide

Deck out your yard: Tips for building a ground-level deck

In Colorado, markup on homes with a view second only to California

Looking for a home? View comprehensive listings of local virtual tours and open houses taking place from all across the area.

A ground-level deck can elevate your outdoor space and make it more usable without breaking the bank. Before you DIY, take a look at these tips.

In Colorado, we love our mountain views, but obtaining it may cost you. The “panorama premium” can add up to 50% to a property’s asking price.

July 16, 2022

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THE LIGHTER SIDE COLORADO HOME AND REAL ESTATE

Leaving home again: Planning and packing for your vacation

CONTRIBUTING WRITERS Linda Thorsen Bond

Norman Winter Hunter Boyce Aldo Svaldi Paul F. P. Pogue Duane Duggan

Jeff Ostrowski

BY MARY LYNN BRUNY

ADVERTISING CONSULTANTS

If you are like most of humanity, you are ready to escape the conﬁnes of your home by once again traveling to have some actual fun. Yippie! To do so you need to plan and pack, something many of us haven’t done for years. To consider:

Thais Hafer Toni McNeill Mary Romano

EDITOR/FEATURES COORDINATOR Misty Kaiser

SUBMIT YOUR NEWS

At Home Colorado is a weekly publication designed for the Colorado home and real estate community. Submit your real estate and home-related news, press releases, events and article ideas to: mkaiser@prairiemountainmedia.com.

ADVERTISING

To advertise in At Home or to promote your open house or virtual home tour visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329. . At Home is a marketing feature of the Greeley Tribune and Loveland Reporter-Herald. ©2022 Prairie Mountain Media.

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Planning

Unfortunately, current travelers’ demands are far exceeding supplies, such as hotel and Airbnb accommodations at popular destinations. Restaurant reservations are now a must (sometimes needed weeks ahead of time), as unfortunately most eateries are woefully understaffed while most all of mankind is woefully sick of eating at home. Plane tickets – also more limited and affected by high gas prices – will now cost you more than your first vehicle. Even so, airports are super crowded. Know that your fight may be delayed (if not outright cancelled) and stuffed to the max with harried flyers with too much carry-on luggage and bags of odiferous fast food. Airports and airlines are also understaffed resulting in overworked and sometimes frazzled personnel. Flying right now is not a very pleasant experience unless, of course, you are a billionaire with your own jet. Car rentals – also limited in supply – should be done way ahead of time. Know that even if you reserve a specific type of

Packing for a trip is a highly personal process. (Shutterstock)

vehicle (like a Jeep Wrangler), you’ll still probably end up with something very different (like a purple Nissan Cube). Just be grateful you have four wheels and the other needed parts to get you around.

Packing

After years in your basement or attic, your suitcase may be a bit dusty and dirty. The good news is the large collection of antibacterial wipes you purchased early in the pandemic can be employed for a vigorous cleaning. What to pack? Which lucky garments will get to escape the conﬁnes of your closet and go on a trip? Some folks choose their favorites. Other people like to get their “cost per wear” evenly distributed across all items they own – a kind of ﬁnancial mode of style choice. Some folks like to pack light, wearing items several times. Other people like to take more than they’ll ever wear – in essence, taking their clothes to another more exotic closet to hang in. However you decide on your trip wardrobe, it’s important to check out your clothes ahead of time. Hanging items in your closet that have been unused during the last few years may have developed

“hanger shoulders,” fabric bulges popping out in an unattractive way – kind of clothing polyps. Washing or dry cleaning may be required to get these items back to a shape that conforms to the human body. Also, some clothes that have previously ﬁt you may no longer do so due to a pandemic “shifting” of our bodies (often a shift which occupies more space). If this occurs, know you are not alone and simply stuff these items into the back of your closet. Life and vacations are simply too short to let a collection of woven threads make you feel badly. Remember elastic and stretch fabrics are everybody’s friends. With proper planning and packing, you will be best prepared to have a good trip and a nice time. But even if it’s a bad time, at least it will be a bad time in another location. And that’s certainly an improvement over the last few years. Mary Lynn Bruny writes about local real estate and home-related topics. Contact her at ml.bruny@ comcast.net. To read previous The Lighter Side articles, go to athomecolorado.com/the-lighterside.

GREELEY TRIBUNE / LOVELAND REPORTER-HERALD

ASK ANGI

How much does patio installation cost? from the house. If your home has a steeper grade, expect to pay extra to accommodate grading requirements. Next to materials, grading has the most effect on your patio’s ﬁnal cost.

Stamped concrete Stamped concrete offers the most potential for a unique look and a strong foundation. However, with a price range between $2,700-$6,500 per project, it’s one of the most expensive patio and walkway options. The exact price per square foot depends on the design.

Consider how your project impacts your home and yard

In particular, walkways serve a functional as well as aesthetic purpose. It can break up the monotony of a large yard, direct guests to a patio, or accentuate a fountain or your favorite landscape feature.

Flagstone This refers to any stone cut into layers and laid out in interlocking shapes. It is another expensive but distinctive option at around $15$21 per square foot.

Think about future repairs

Eventually, even the best-built patio will begin to wear out. You can extend its life with regular maintenance and addressing minor problems before they get out of hand. A pro can repair minor cracks and holes fairly quickly. A skilled contractor can remove and replace individual blocks or pavers as needed or complete a thorough resurfacing.

Decorative tiles can make for a distinctive patio surface. (Dreamstime/TNS)

Paul F. P. Pogue Ask Angi (TNS) Patios make a great addition to any home for outdoor entertaining, relaxing under the stars or just plain hanging out. But you want to be sure to install a quality patio that will last a long time. Here’s a rundown of what you need to know.

It’s about more than just the stones A contractor doing a thorough job will install a layer of landscape fabric to prevent weed growth, lay several inches of crushed gravel and compact it, install a leveling layer, and then the pavers. They’ll also use “polymeric sand” to lock in the pavers, creating a barrier against weed growth and insect

burrowing.

Think beyond the patio materials

Details matter! For example, the edging of the patio can help make it pop with contrast. If installed correctly, it can help prevent pavers from shifting. A unique pattern can give your patio distinction, and you might consider design ideas that bring it into harmony with the house or yard. Your family and guests will surely notice these details, so get ready for some compliments!

Use a good sealant

You should apply a sealant to your patio to protect it over the long term from the effects of sun and rain. The sealing will vary depending on your material; concrete, for instance, requires a resealing every two to three years.

The grade of the land matters The land grade moving away from your house should be six inches for every 10 feet to allow proper drainage. A patio needs a slight pitch — about one-quarterinch for every foot of length away

Patio material options

Resort Style Living at the base of the “Twin Peaks”

Community Amenities include:

Concrete The most common choice for patios and pathways is also one of the most durable. It costs about $3-$6 per square foot for concrete. Gravel Gravel pathways run about $1$4 per square foot. They may be the most basic walkway designs but also the easiest to install. ____

Your material selection impacts your patio cost more than any other factor. Here are the pros and cons of some of the most common options.

Amenities include:

• Granite Counters Throughout • Wood Style Plank Flooring • Stainless Steel Appliances • Full Size Washers & Dryers • Garages Available • Dog & Cat Friendly*

Pavers Bricks laid out in interlocking patterns are a versatile option. Depending on the quality of the material, they cost between $6 and $30 per square foot.

Tweet your home care questions with #AskingAngi and we’ll try to answer them in a future column.

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LAWN AND GARDEN

DECK OUT YOUR YARD:

Tips for building a ground-level deck

(BPT) - Whether you want to create a picturesque setting for al fresco dining, establish the perfect outdoor entertainment destination, or simply want a place to enjoy relaxing weekends, building a ground-level deck is an ideal way to maximize any outdoor space. Also called a “ﬂoating” or “platform” deck, a ground-level deck is a relatively easy and affordable DIY project. Due to its low proﬁle, this type of structure doesn’t typically require safety railings or stairs, so the costs are comparatively lower than building an elevated deck in terms of both materials and labor. If you’ve got the skills, time and ambition, the experts at Decks. com offer these helpful tips for how to build a ground-level deck that will transform your backyard into an outdoor oasis:

to line them up. Consider using temporary supports to hold your beams in place. Add additional gravel to level out the ground, if needed.

Attaching anchors and joists

Once the framing beams are level, attach angle brackets at the corners of the deck for additional support where the joists and beams meet. Use joist hangers to fasten the inner joists to the beam faces at regular intervals, using the spacing recommended by the decking manufacturer, as well as local building code regulations. This provides stability and gives you a good idea of how the decking will lay.

Laying the decking

Align the ﬁrst length of decking with the outside edge. Once you’ve ensured that it’s even, install the remaining deck boards perpendicular to the joist. Make sure the boards are well-secured and gapped according to the decking manufacturer’s guidelines for proper ventilation. This is also important for preserving the warranty that may come with your decking material.

Planning and placement

A successful deck build starts with proper planning. While a ground-level deck typically does not require a permit, it is a good idea to check with your local builder’s ofﬁce to conﬁrm the building codes in your area before you get started. Next, consider how you plan to use your deck to determine the best location for it. Will you be hosting friends and family? If so, you may want to position your deck near the house. Are you envisioning a quiet outdoor oasis? Then, a secluded area of your yard might be best.

Foundation and ventilation

Once you know where you plan to build, assess the terrain to ensure proper water run-off and ventilation. Sustained dampness

Finishing and enjoying on a deck can lead to mold, rot and decay. If you live in a location where the ground does not freeze, you could have the option to build the foundation with concrete deck blocks. Most areas where the ground freezes, you may need to use traditional concrete footings to build your deck foundation. It’s also recommended to install gravel under the structure to provide better drainage. Next, put

stakes in the ground and string the perimeter to ensure the deck outline is level and square.

Installing the beams

At this stage, you should be able to see your deck starting to take shape. Lay the deck beams on top of the footings, making sure they are high enough off the ground to allow for ventilation. Measure diagonally and tap the beams

Once your decking is installed, use a circular saw to trim any overhang for clean, ﬁnished edges. After you’ve admired your hard work, make the space your own by adding plants, furniture and decorations to bring your outdoor oasis to life. For more deck building ideas and information, or to ﬁnd a professional deck builder near you, visit Decks.com.

Drive Traffic to Your Home Listing Increase your exposure with At Home Colorado’s Open House / Virtual Tour Quick Guide. The targeted buyer promotion includes a print listing, online interactive listing, alerts and Facebook marketing. To place your listing, visit: openhomes.athomecolorado.com (scroll to the bottom for the order link). 4

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GREELEY TRIBUNE / LOVELAND REPORTER-HERALD

CSU EXTENSION

Landscape for Life Comes to CSU Extension Deryn Davidson, Horticulture Agent, Colorado State University Extension Boulder County As many of you know, and for those who don’t, CSU Extension is a community-based resource found in counties across the state of Colorado. We are part of the larger Cooperative Extension Service that can be found across the country at land grant universities. CSU Extension’s mission is to empower Coloradoans to address important and emerging community issues using dynamic sciencebased educational resources. To that end, we have an exciting announcement! CSU has been named the new institutional partner for Landscape for Life, a program that provides education on sustainable landscaping practices. As resources like water become scarcer and interest in pollinators, native plants, and gardening with purpose grows, this program will work to meet the demand for education in sustainable and climate resilient landscaping. Modules include information on soils, water, plants, materials, health, pollinators, and maintenance. Developed in 2011 by the United States Botanic Garden (USBG) and the Lady Bird Johnson Wildflower Center at the University of Texas at Austin, Landscape for Life is based on the principles of the Sustainable Sites Initiatives (SITES), the nation’s first comprehensive rating system designed to distinguish sustainable landscapes and measure their performance. The program will continue to be in partnership with the USBG and will be offered by CSU Extension. “USBG is thrilled to collaborate with CSU to continue Landscape for Life and the important work of teaching people about sustainable gardening at home,” said Dr. Susan Pell, USBG acting executive director. “CSU’s commitment to sustainability through action and education make for a great fit for this program. We look forward to working together to expand knowledge, access, and resources for sustainable gardening practices across the country.” “We are proud to be part of the program’s history and are pleased that CSU will foster its July 16, 2022

Landscape for Life promotes sustainable gardening. (Shutterstock)

future,” said Lee Clippard, Lady Bird Johnson Wildflower Center executive director. “What began as an initiative to deliver education on sustainable gardening practices has grown into an opportunity to inspire lasting impact and change.” For over 10 years, Landscape for Life has provided resources and training opportunities for people interested in climateresilient landscaping techniques for any size garden. While conventional gardens can work against nature, sustainable gardens are supportive of natural ecosystems and conserve resources. They enhance the environment’s ability to clean air and water, reduce flooding, combat climate change, and provide other natural benefits that support life on earth. Landscape for Life uses these benefits as core themes and areas of focus for the course curriculum. CSU Extension assumed responsibility for management, stewardship, growth, and ownership of the program in May 2022. The first charge of the new CSU-USBG partnership will be updating content to ensure the latest, science-based research remains core to the curriculum, followed by improving in-depth learning opportunities through accessible online programming and in-person training in Colorado. Through leveraging the institution’s experience and expertise in creating scalable learning platforms, mixed with

strong, national Cooperative Extension network connections, CSU plans to address audiences nationwide. Longer-term, highpriority goals for the program place an emphasis on language justice with an initiative to translate course content into

Spanish, in both written and live translation. To be responsive to different learning styles, personalized education tracks are in development. Course modality will include options like free online content, modular online courses, and customized, fee-based training delivered either online or in-person. Based on the learner’s desired outcomes and intended goals for registration, course content will be directed at two audience segments of the landscaping industry: those who install and maintain green spaces (landscaping companies, municipal staff, homeowners/ gardeners), and those who experience landscapes (clients of landscaping companies, HOA boards, municipalities, homeowners/gardeners). To learn more, explore the course curriculum, or see how to get involved, visit https:// landscapeforlife.colostate.edu/.

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REAL ESTATE TIPS

Is the Home Office Tax Deduction for You? From advent of the Internet in the 1990s to the shutdowns during the COVID-19 pandemic—and even now—a significant trend BY DUANE can be seen DUGGAN in our work Realtor and Author environments. RE/MAX of Boulder The massive shift to working from home is evident as you drive around town. Although many businesses are back up and running, you can see still catch glimpses of huge office buildings with only a few cars in the parking lot. A survey by Owl Labs showed that during the COVID-19 shutdowns, close to 70% of full-time office workers worked from home. After COVID-19 shutdowns, 92% of people surveyed expect they will work from home at least one day per week, and 80% expected to work at least three days per week from home. As a result, the workfrom-home office has become commonplace. At first, just a little corner in the house might have been sufficient, but after a few Zoom calls with barking dogs and other interruptions in the background, the need for a more private space has become apparent. As Realtors, we’ve seen offices converted from bedrooms, basement areas, or sheds in back yards – and new home builders designing office space into their homes. Before deciding if using the home office deduction is right for you, here is some helpful information directly from the Internal Revenue Service (IRS). The home office deduction allows qualified taxpayers to deduct certain home expenses when they file taxes. To claim the home office deduction on their tax return, taxpayers generally must 6

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also meet this requirement if administrative or management activities are conducted at the home and there is no other location to perform these duties. Therefore, someone who conducts business outside of their home but also uses their home to conduct business may still qualify for a home ofﬁce deduction. Expenses that relate to a separate structure not attached to the home may qualify for a home ofﬁce deduction. They will qualify only if the structure is used exclusively and regularly for business.

exclusively and regularly use part of their home or a separate structure on their property as their primary place of business. Here are some details about this deduction to help taxpayers determine if they can claim it: Employees are not eligible to claim the home office deduction. The home office deduction, calculated on Form 8829, is available to both homeowners and renters. There are certain expenses taxpayers can deduct. These may include mortgage interest, insurance, utilities, repairs, maintenance, depreciation and rent. Taxpayers must meet specific requirements to claim home expenses as a deduction. Even then, the deductible amount of these types of expenses may be limited. The term “home” for purposes of this deduction: • Includes a house, apartment,

condominium, mobile home, boat or similar property. • Also includes structures on the property. These are places like an unattached garage, studio, barn or greenhouse. • Doesn’t include any part of the taxpayer’s property used exclusively as a hotel, motel, inn or similar business. Generally, there are two basic requirements for the taxpayer’s home to qualify as a deduction: 1. There generally must be exclusive use of a portion of the home for conducting business on a regular basis. For example, a taxpayer who uses an extra room to run their business can take a home ofﬁce deduction only for that extra room so long as it is used both regularly and exclusively in the business. 2. The home must generally be the taxpayer’s principal place of business. A taxpayer can

Taxpayers who qualify may choose one of two methods to calculate their home office expense deduction: The simplified option has a rate of $5 a square foot for business use of the home. The maximum size for this option is 300 square feet. The maximum deduction under this method is $1,500. When using the regular method, deductions for a home office are based on the percentage of the home devoted to business use. Taxpayers who use a whole room or part of a room for conducting their business need to figure out the percentage of the home used for business activities to deduct indirect expenses. Direct expenses are deducted in full. Be sure to check with your tax advisor to make sure deducting home office expenses is the right thing for you. If it is, your REALTOR®, can help you find the right home. ——— Duane has been a Realtor for RE/MAX of Boulder since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

GREELEY TRIBUNE / LOVELAND REPORTER-HERALD

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COVERPROFILE

Different types of mulch and landscape rock, perfect for your project, are available at Pioneer Landscape Centers across the Front Range. (Above: Courtesy Pioneer Landscape Centers)

PIONEER LANDSCAPE CENTERS

Your DIY Headquarters

By Darren Thornberry for At Home Northern Colorado Photos by Tim Seibert If the dog days of summer seem like the right time to tackle that big landscaping project, look no further for help than Pioneer Landscape Centers. And if 54 years in business, 34 retail outlets and 20 quarry and production facilities isn’t enough to convince you that they’ve got you covered, then perhaps a visit to the company’s newest location in Greeley at 450 E. 16th Street is in order. The word is out with contractors so that location is well stocked with construction aggregate to support the massive growth in Weld County. The Greeley store also stocks and cuts artiﬁcial turf onsite and stocks hundreds of water-wise materials to “make beautiful, 8

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“We pride ourselves on high-quality products that are perfect for water-wise and drought-tolerant landscaping...” natural landscaping that won’t impact your water bill,” says Blake Meyer, Pioneer’s director of Northern Colorado sales. “Plus, you get the beauty of Colorado right in your yard.” Meyer says that Northern Colorado has been a successful area for Pioneer for decades, and with all the growth in Weld County, it makes sense to be there. “Our products are perfect for not only DIYers and landscape professionals, but for infrastructure improvements as a whole…and Weld County is ripe with opportunities.” Pioneer has been in the landscape industry for ﬁve decades, and has not only seen the

industry change, but has adapted its product mix and service offerings to best suit its customers (DIYers and professionals). “We pride ourselves on high-quality products that are perfect for water-wise and drought-tolerant landscaping, and work with top vendors and suppliers to ensure our products are on-trend, readily available, and can suit any project,” Meyer explains. “We work closely with our customers to develop service offerings that are most valuable, such as nocontact delivery, fast-lane service (no need to get out of the vehicle when coming to the yard in some cases), online ordering (coming very soon – like maybe next

week!), and online statements for quick reordering and to manage invoices and credit memos.” Fact: DIY homeowners are very welcome and will be taken seriously at Pioneer. Outdoor landscaping and hardscaping can be daunting and we all want to know our questions will be met with good, friendly advice. So if you’re trying to ﬁgure out next steps with building materials, turf, rocks, boulders, mulch, soil, and everything else needed to tie together a beautiful new yard, Pioneer is ready to help. The company is committed to on-time delivery, in-stock products, and an exceptional customer experience.

GREELEY TRIBUNE / LOVELAND REPORTER-HERALD

Large hardscape materials, like CMU block and patio pavers, are available at all Pioneer Landscape Centers locations. (Courtesy Pioneer Landscape Centers)

Only at Pioneer

Pioneer produces about 60 percent of the bulk products it sells, including decorative rock, rip rap, boulders, soils, and mulches. Many of the varieties you see around neighborhoods are exclusive to them. With 54 years in the biz, their experts know the process from production and distribution to the retail and delivery process. And with 18 stores in Colorado, ﬁve of which are in NoCo, Pioneer can quickly source alternate colors, sizes, and textures of products from other parts of the state, versus its competition. And as Meyer points out, buying in bulk is SUBSTANTIALLY cheaper than buying from a big box store. “Buying from a big box has its perks, but when you can save more than 80 percent on rock pricing compared to them, we’d rather ﬁll up a truck bed and use a wheelbarrow.”

Xeriscaping

Land along the Front Range is parched. Concerns about water consumption have caused many homeowners to give up a lush green lawn for a xeriscaped landscape. It just makes sense. “Xeriscaping is all about using natural resources to cut down on water usage, and rocks, mulches, and hardscapes are perfect for attaining a xeriscaped space,” says Meyer. “We carry hundreds of products that are natural to Colorado, even northern Colorado, that allow homeowners to not only cut down July 16, 2022

on water usage, but also surround themselves with the elements that make Colorado so beautiful.” Is there a common error that most people make when landscaping or building that Pioneer could help them prevent? “Not getting enough!” Meyer says. “It can be overwhelming for DIYers to order products measured in ‘tons’ so we have a materials calculator on our website to help ensure they have the right amount of product for their job, no matter the shape of the project or size and type of material.” So what happens when you don’t buy enough material up front? “You obviously need to buy more material, but Mother Nature isn’t always consistent–similar to dye lots with carpet, you might get one delivery that came from one part of the mountain, and then a future delivery might come from a different part, and then you have potentially different looking colors of the same product in your yard.” Don’t sweat it: Pioneer accepts returns, so it’s better to order too much and return what you don’t need. Their store teams can help with calculations, too, since they do lots of math all day. and are very comfortable working on different types of projects, spaces, and materials.

Community leaders

Pioneer has donated material to the Community Connections Garden in the Thompson Valley School District, sponsored

can definitely point you in the the Berthoud Firefighters, and been a long-time All American right direction. Your success is our Sponsor of the Berthoud Parks & success, and we’d love for every Rec department. The company project to start at Pioneer.” recently donated material to the City of Lakewood for their PIONEER LANDSCAPE new art installation, and has worked with a number of Eagle CENTERS Scouts over the years to help 450 E. 16th St., Greeley; them complete their community 303.474.1491; improvement projects. An amazing recent project was pioneerco.com working with the all-youth team on landscape architecture and design and providing materials to the St. Charles Park project in Denver in 2021. One needn’t be a business to take advantage of the great resource that is Pioneer Landscape Centers. They work with homeowners on their projects and ideas every day! “We are your local resource for successful yard projects,” Meyer says. “We can find what you need and get it to you, when and where you need it. Plus, because of our passion for the industry and outdoor projects, even if we can’t sell what you need, we have so many partners in our Gravel in all colors and sizes help homeowners contractors and with get the exact look they want in their landscape. other suppliers that we ATHOMECOLORADO.COM

REAL ESTATE

Think rent is rising fast? It’s worse than you think (and inﬂation might be too)

Inflation hits the rental market differently. (Shutterstock)

Somesh Jha Los Angeles Times (TNS) Across the country, renters looking for new homes are facing dizzying double-digit rent increases. But you wouldn’t know it from the ofﬁcial federal tally of inﬂation data. In the last eight months, the rate of change in annual rental costs for new tenants has more than doubled, reaching its highest level on record, according to data from the Bureau of Labor Statistics reviewed by The Times. The data, which are not in the public domain, show a starkly different picture for existing tenants — those who are renewing their leases instead of moving into a new apartment — suggesting that the cost of housing may continue to climb, despite some indicators to the contrary. And with housing representing both the biggest contributor 10

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to core inflation and a lagging indicator, the recent escalation of rents points to overall inflation continuing to rise even as it shows signs of retreating in other sectors. In its latest consumer price index inflation report, BLS said that annual inflation in shelter costs stood at 5.4% in May, the highest level since 1991. That figure is a weighted average meant to reflect the rate of inflation affecting new and continuing renters and homeowners alike. But the non-public data behind the topline number show a gulf between the prevailing conditions affecting those who moved residences and those who didn’t . Annual rental costs for new tenants jumped from 4.3% in July 2021 to 11.1% in March 2022. For existing tenants, inflation was lower and grew at a slower pace over that period, climbing from 1.5% to 2.7%. For residents of owner-occupied units, the trend

was similar. (BLS is expected to release inflation data for June on Wednesday.) For its survey, BLS visits a given set of households once every six months to track rental price changes. If it finds a different occupant, it treats them as a new tenant, but if the renter remains the same, then they are classified as a continuing tenant. Since 75% to 80% of renters remain in their homes every year, the topline figure is weighted toward the inflation rate experienced by continuing renters. With the spread between the new-renter and continuingtenant rates at an all-time high, according to BLS data, that bias is even more pronounced than usual. That gives new ammunition to critics who have argued the data published by the BLS fail to reflect the severity of housing inflation, especially in states such as California, where the cost of housing is higher.

“In the present economic circumstances, when housing inflation is surging, the BLS underestimates the pace of price change for housing,” said Sung Won Sohn, president of the Los Angeles-based SS Economics and professor of economics at Loyola Marymount University. Beyond masking the extent of inflation faced by new tenants, Sohn said, the agency also distorts the market’s reality with the way it calculates the cost of housing ownership. Almost two-thirds of Americans live in homes they own. Since 1983, BLS has approximated the rental value of owner-occupied homes by measuring the rent paid by tenants in the same vicinity. This is then translated into a rent equivalent. “To me, the owner-occupied rent is somewhat a wild guess in the official data,” Sohn said. “If I were to rent my own house to

GREELEY TRIBUNE / LOVELAND REPORTER-HERALD

myself right now when the price rise is really high, I would be paying much more than what an apartment rent would charge but the BLS wouldn’t reflect that necessarily.” In an interview, BLS economist Steve Reed defended the bureau’s methodology while acknowledging the single-number housing inflation metric it provides to the public as part of the closely watched consumer price index fails to capture the full picture. “The CPI reflects the universe of rental units fairly well, while other measures only look at new tenants, which is a small subset of all the rentpayers,” Reed said. Internally, BLS has been tracking the different inflation rates for new versus continuing tenants since December 2017. “There is a sort of hypothesis that rental price change is more for new tenants and we wanted to identify that in our sample to see if it’s true,” he said. “The findings do confirm what we suspected was true.” Reed also said BLS remains “comfortable with the general idea of a rental equivalent” for tracking inflation of owner-occupied homes. But he said the agency is exploring new ways of capturing “out-of-pocket” costs of home ownership such as maintenance. “We are doing some research for creating some alternative measures for different subsets of the population and in some of those cases we think rental equivalence might be less appropriate,” he said. Lease renewals have hit record levels recently as tenants have put off apartment hunting in an ever more volatile rental market, said Jay Parsons, chief economist at RealPage, a firm that tracks rental price changes, said. “This data is evidence that rents are going up very fast, faster than they have been, for new tenants after a long period of slower price growth,” said David Wessel, director of the Brookings Institution’s Hutchins Center on Fiscal and Monetary Policy. Past trends suggest it’s only a matter of time before the higher inflation rate spills over into renewals as well, he said.

REAL ESTATE NEWS

Meyer Receives Platinum Service Recognition

JEANETTE MEYER

RE/MAX Alliance, Fort Collins

Jeanette Meyer of RE/MAX Alliance in Fort Collins has repeated last year’s achievement of being granted the highest level of service achievement in the real estate industry, Quality Service Certiﬁed® Platinum. This is the 17th consecutive year that Meyer has received the award, a recognition of earning 100% client service satisfaction in 2021 as measured by Leading Research Corporation (LRC). A Quality Service Certiﬁed (QSC) award status is the only recognition in the real estate industry based on independently-validated customer satisfaction survey results. After the conclusion of real estate transactions, clients of QSC agents receive a survey, asking them to rate the agent on various aspects of the service process. The surveys are administered and the results are received and compiled by LRC. Client feedback from the surveys

becomes part of the agent’s credentials. An overall satisfaction rating is displayed on the consumer website (www.RatedAgent. com) where buyers and sellers have the ability to select a real estate professional based upon each agent’s validated record of service satisfaction. “Nothing is more important to a prospective client in selecting a professional than the service results achieved with past clients,” says Larry D. Romito, President and CEO of QSC. “Consumers have greater conﬁdence in service reliability, results and satisfaction with a Quality Service Certiﬁed real estate professional because they know that the agent’s service record has been validated by an independent third party. A 100% service satisfaction record like Jeanette Meyer has achieved is just awesome.”

About Quality Service Certiﬁcation, Inc. (QSC)

Quality Service Certiﬁcation, Inc., based in San Juan Capistrano, California, is recognized as the real estate industry’s earliest advocate and the leading provider of independently administered customer satisfaction surveys. With nearly a 20-year history and over one million post-closing surveys sent, QSC’s unique “closed” survey process ensures that consumers access legitimate reviews from actual home sellers and buyers on their past customer satisfaction. QSC is the only source for objective and validated agent ratings designed to help consumers make informed choices in selecting real estate professionals.

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Real Estate

July 16, 2022

Loni L. Ferrier, REALTOR® 970-689-1192 loniferrier@comcast.net www.loniferrier.homesandland.com ATHOMECOLORADO.COM

QUICK GUIDE

OPEN HOUSES // VIRTUAL TOURS LIST YOUR OPEN HOUSE OR VIRTUAL TOUR:

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329

Erie

382 Fern Lake Ct

9420 Homestead Drive

797 Cabot Dr $839,000 Saturday 1:00 AM-3:00 PM Karen Bernardi The Bernardi Group at Coldwell Banker (303) 402-6000

$725,000

$1,088,000

Saturday & Sunday

Saturday 11:00 AM-1:00 PM

1:00 PM-3:00 PM

Will Calkins

Firestone 10200 Sandy Ridge Ct $610,000 Sunday 10:00 AM-12:00 PM Kit Magley RE/MAX Alliance (303) 775-5177

Fort Collins 550 Peyton Dr. $579,900 Saturday 11:00 AM-1:00 PM Louise Creager RE/MAX Alliance - Fort Collins (970) 217-6843 1114 W Mulberry St $774,900 Saturday 11:00 AM-3:00 PM Louise Creager RE/MAX Alliance - Fort Collins (970) 217-6843

Lafayette 366 Fern Lake Court $650,000 Sunday 2:00 PM-4:00 PM Andrea Farinacci RE/MAX of Boulder (303) 517-1971 12

AT HOME COLORADO

Jamie Zimmerman RE/MAX Alliance (303) 807-1302 2552 Ginny Way $1,595,000 Sunday 11:00 AM-1:00 PM Karen Bernardi The Bernardi Group at Coldwell Banker (303) 402-6000

RE/MAX of Boulder (303) 818-8599 6842 N. 71st St $1,199,900 Saturday 11:00 AM-2:00 PM Nick DiDomenico WK Real Estate (303) 880-6495 1501 Stardance Cir

2288 Eagles Nest Drive

$1,250,000

$1,650,000

Sunday 1:00 PM-5:00 PM

Sunday 11:00 AM-1:00 PM

Kit Magley

Andrea Farinacci

RE/MAX Alliance

RE/MAX of Boulder

(303) 775-5177

(303) 517-1971

Longmont 2449 Spencer Street $490,000 Saturday 1:00 PM-3:00 PM Margaret Flaherty WK Real Estate (303) 668-2926 13688 Elmore Road $750,000

4302 Nelson Rd $3,875,000 Saturday 10:00 AM-12:00 PM Kevin Murray RE/MAX Alliance (303) 818-9249

Thornton 12549 Dahlia Wy $549,900

Saturday 9:00 AM-3:00 PM

Sunday 1:00 PM-3:00 PM

Vicki Hutchinson

Kitzi Pettersen

LoKation Real Estate

RE/MAX Alliance

(720) 400-4312

(303) 641-5950

GREELEY TRIBUNE / LOVELAND REPORTER-HERALD

REAL ESTATE

In Colorado, markup on homes with a view second only to California

Aldo Svaldi The Denver Post (TNS) Homes with a scenic view of nature carry a signiﬁcant premium in their listing price in Colorado, but homes with great city views are actually discounted outside of Denver. Homes with scenic views of nature list at an average price of $1.15 million in Colorado, which is second only to California at $1.17 million, according to a study commissioned by American

Home Shield, which provides warranties on homes. The panorama premium for nature versus all home listings runs about 50% higher and isn’t too far from the 44.2% premium commanded nationally. The biggest markups are in Wyoming, at 140%, followed by Texas at 121% and Mississippi at 119%. In Denver, the nature view premium is 55.3% with the average price at $1.12 million, while in Colorado Springs it is even higher at 56.9% on an average price of $770,191. Aurora homes with nature views have an average list price of $665,655, which represents a premium of 46.3%. “The more demand and the less abundant a feature is, the higher its premium will be. That being said, the exact location and overall characteristics of a house also play a key role in its market

price,” said Juan Carlos Sánchez Albarracín, a senior data analyst with NeoMan, which conducted the study using listings on Zillow. For example, waterfront homes come at a higher premium than those looking out over nature and those with great city views. The national premium for a waterfront home is 78%, but in dry states like Wyoming and Nevada, the premiums are 225% and 192%. In Colorado, a waterfront home comes with an 83% premium over the average list price. Albarracin acknowledged the premium isn’t entirely about location. Builders who secure a parcel with great views, say up on the side of a mountain or on the shores of a lake, often upgrade the quality of construction and ﬁnishes and provide additional features. Although the study controlled for square footage, those “extras” designed to attract a more well-heeled buyer are part of the equation. The verdict is still out on

great city views, which boosted values in 21 states with available data but were discounted in 22 states, including Colorado. The biggest discount for urban views at 55.3% came in Michigan, followed by Oklahoma, Nebraska, New Mexico and Illinois. Colorado’s city view discount came in at 8.5%, but there were wide variations. Listings describing scenic urban views in Denver came at a premium of 30.6%, while in Aurora those listings were discounted by 53.8%, although a small sample size may have distorted that. Does that mean Michigan and Oklahoma are ﬁlled with unattractive cities that residents don’t care to look at? Or is it that city views are so common that they cease to add value? “A discount doesn’t necessarily mean a city is unattractive. It just shows that the houses that do not have a view of the city are relatively more expensive,” Albarracín said.

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1-3

1114 W Mulberry St, Fort Collins

$774,900 | MLS #968698

Listed by Louise Creager 4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated

970-217-6843 Hosted by Cody Heyne 970-402-5469

LIST YOUR OPEN HOUSE July 16, 2022

Listed By Debbie Patridge 303-601-1330

Stunning, move-in ready mid-century classic. Beautiful sun rm. Remodeled by local renowned Highcraft builder. Kitchen w/custom Alder cabinets, wall size buffet, new sink & faucet, Labradorite Blue counters. Refinished wood floors, 6-panel doors, new outer doors. Newer roof! New furnace & A/C. Close to everything - enjoy walks, pool, or golf in City Park,just a few steps away.Old Town,Lincoln Center, CSU minutes away! Easy parking in your 2 car garage through rear alley.

1-1

550 Peyton Dr, Fort Collins

$579,900 | MLS #969597

Listed by Louise Creager 4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated

970-217-6843 LouiseCreager@gmail.com www.LouiseCreager.com

Neighborhood pool within 2 blocks. Beautifully maintained home in Ridgewood Hills. Lovingly cared for yard with lots of mature trees. Kitchen has lots of counter space. Cozy ﬁreplace in familyy room. Back yard is a gardeners delight with shade trees. Loft just outside primary can be oﬃce or lounge area. Elementary a stones throw away. Loveland or Fort Collins within 15 mins.

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM

REAL ESTATE TRANSACTIONS The following Northern Colorado home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Ault

• Clare Tripp -- 610 Apache Trail Unit C3, Conestoga Townhomes LLC, $283,000. • Alonso Zambrano -- 610 Apache Trail Unit D1, Conestoga Townhomes LLC, $292,600. • Scott Fromberg -- 610 Apache Trail Unit C2, Conestoga Townhomes LLC, $322,000. • Ashley Mccombs -- 610 Apache Trail Unit D2, Conestoga Townhomes LLC, $324,400. • Shannon and Kelly Jewett -- 610 Apache Trail Unit C4, Conestoga Townhomes LLC, $327,000. Berthoud

• Ron and Arlene Meehan -- 345 Lemonade Drive, Julie and Curtis Jones, $385,000. • Jesus Moreno -- 1047 Green Wood Drive, Richmond Am Homes Colo Inc, $737,500. Evans

• Jose Castillo -- 910 40th St., Ronald J Cornforth, $230,000. • James Kraemer -- 1306 Pleasant Acres Drive, Espear Invest LLC, $360,000. • Jacquelyn Nilson -- 3517 Wyatt Court, Maitte Ayala, $415,000. • Armando Lopez -- 4208 Laurel Drive, Jeremy and Kari Stanske, $440,000. • Ashley and Jared Killen -- 700 38th St., Michael and Jennifer Orona, $691,000. Gilcrest

• Marcus Riley -- 1103 Elm St., Patricia J Hall, $335,000. Greeley

• Denise Thompson -- 3509 Yosemite Drive, Archibald Jones, $211,000. • Dawn Carlisle -- 5551 29th St. Unit 711, Kelly Kay Cantu, $265,000. • Gregory Timby -- 1908 7th Ave., Stealth Raptor LLC, $306,200. • Madison Thompson -- 5775 29th St. Unit 1107, Markus and Marina Mayer, $319,900. • Keith Cornett -- 5775 29th St. Unit 1103, Ellie and Andrew Hess, $329,000. • George Lamb -- 4649 W 9th St., 14

AT HOME COLORADO

Lelani R Schaeffer, $330,000. • Jonathon Thomas -- 2660 13th Ave., Esther Anne Thomas, $340,000. • Agustin Ramirez -- 641 46th Ave. Court, Lewis and Vicki Young, $346,000. • Javier Rodriguez -- 2118 C St. Nw, Monty R Lemley, $350,000. • Kaleb Keefauver -- 1231 105th Ave. Court, Bartran Constr Inc, $372,400. • Sonia Hernandez -- 1103 25th Ave., Anthony Lux Pu, $385,000. • Brian Wilson -- 5225 W 11th St. Road, Cristina Buettner, $387,000. • Tyler Rogers -- 2500 Ash Ave., Kerri Miller, $389,000. • Steven and Deborah Lehwald -- 1357 43rd Ave. Unit 9, Bgtst Trust, $395,000. • Michael and Lorena Arreola -1332 29th St., Williams Garcia, $412,000. • Calvin and Tarina Moses -- 4070 W 11th St. Unit 13, Terry and Floyd Graves, $420,000. • Tamera and Michael Whitton -2160 44th Ave., Mark and Kathy Rademacher, $437,500. • Kathleen Agpaoa -- 1812 104th Ave. Court, Journey Homes LLC, $461,800. • Raymond Terran -- 1826 104th Ave. Court, Journey Homes LLC, $466,000. • Jordan and Susan Barkley -- 8613 18th St. Road, Donald and Jane Plant, $485,000. • Brian and Mary Donelson -- 2224 72nd Ave. Court, Calvin and Tarina Moses, $491,000. • Kemal Velic -- 6111 B St., Melody Homes Inc, $496,500. • Kenneth Milette -- 6135 B St., Melody Homes Inc, $497,000. • Glenna Mclean -- 223 41st Ave., John and Retha Schafer, $499,000. • Jamie Campbell -- 6123 B St., Melody Homes Inc, $503,100. • Floyd and Terry Graves -- 2217 Mountair Lane, Sherri L Ward, $510,000. • Charles and Kara Morris -6115 B St., Melody Homes Inc, $514,900. • Jared and Sarah Omoto -- 3111 56th Ave., Rick and Denise Wittmus, $515,000. • Milton Segovia -- 1407 60th Ave., Kelly and Danielle Gardner, $530,000. • Daniel Haubert -- 10436 19th St., J J Constr Northern Colo LLC, $530,100. • Deborah Wilsonporras -- 6129 B St. Road, Melody Homes Inc, $537,500.

• Christen and Vanessa Ceh -- 337 N 64th Ave., Melody Homes Inc, $554,900. • Jonathan and Chasity Cole -6216 W 14th St. Road, Tobin and Jennifer Hannan, $555,000. • Erik and Christine Viken -- 3113 67th Ave. Place, Anne L Hughes, $586,000. • Daljit Singh -- 9100 18th St., Eric and Rachel Moore, $642,000. • Sharon Wiedeman -- 413 Deville Drive, Brian and Lisa Yarolem, $650,000. • Mearlyn and Seacil Benner -- 222 N 40th Ave., Margaret Ellen Mcgurk, $770,000. Johnstown

• Belkys and David Cintron -- 2037 Overland Drive, Joan H Spence, $455,000. • Sylvia Rascon -- 906 N 2nd St., Opendoor Property J LLC, $468,000. • Jesse and Paige Sukup -- 348 Buckeye Ave., Wendy and Jesse Haverkamp, $480,000. • Preston and Courtney Stryker -- 2275 Black Duck Ave., Broker Power Buyer LLC, $490,000. • Michael Dalby -- 431 Frontier Lane, Rodney and Judy Bieber, $500,000. • Salima Jandali -- 236 Raven Lane, Melody Homes Inc, $518,200. • Danielle Schweiger -- 296 Raven Lane, Melody Homes Inc, $523,600. • Jonathan Kincaid -- 3640 Barnard Lane, Jason and Nichole Pool, $525,000. • Rachel Smith -- 224 Raven Lane, Melody Homes Inc, $528,100. • Hunter and Natalie Mcclung -2452 Wren Drive, Melody Homes Inc, $554,000. • Aaron Graff -- 2595 Wren Drive, Melody Homes Inc, $557,600. • Daniel and Jeanne Werner -- 323 Marble Lane, Royal and Virginia Grifﬁn, $565,000. • Corey and Stephanie Stinar -2494 Wren Drive, Melody Homes Inc, $570,800. • Ryan and Caroline Martin -- 212 Raven Lane, Melody Homes Inc, $578,700. • Marcus and Chanel Hannan -- 52 White Wing Court, Linda E Halloran, $587,000. • Liska Fraserwilliams -- 4762 Saddlewood Circle, Bradley and Elizabeth Okland, $605,000. • Mark and Valerie Hernandez -2526 Rouen Lane, Sam and Beryl Simpson, $665,000. • Lois Mcdonald -- 2200 Black Duck Ave., Kevin and Cindy Herman, $695,000.

Keenesburg

• Michael and Jocelyn Mancilla -- 395 S Elm St., Zeb N Beaver, $450,000. • Louis and Nicole Sheesley -29464 County Road 6, Cole and Taylor Glover, $680,000. Kersey

• Morgan Moisey -- 112 Park View Blvd., Matthew and Shannon Winter, $450,000. • Kyle Ragland -- 24349 Cottonwood Lane, William and Tina Thompson, $825,000. La Salle

• Cameron Lane -- 925 W Independent Ave., Trevor and Raini Mullins, $415,000. • Maribel Ocampo -- 22571 County Road 49, Clifford Tibbetts, $720,000. Loveland

• Chris and Lauren Mcclurken -550 W 39th St., Philip A Mueller, $400,000. • Randall and James Motz -- 1141 E 3rd St., Kristofor Gabriel, $400,000. • Nathan Mussard -- 2423 Mountain View Drive, Elliot Rivera, $415,000. • Robert Puhger -- 418 Emerald Court, Patricia A Brueckner, $420,000. • Greg Brunson -- 628 S Estrella Ave., Carmen Contreras, $440,000. • Tina Retherford -- 2661 E Redbud Drive, John Bellinghausen, $471,000. • Juanita Appleton -- 924 E Kelly Drive, Teegan and Hadley Hand, $496,500. • Stephanie and Brett Barcel -- 884 Kaitlyn Circle, Wendy Graham, $520,000. • Gregory Wilson -- 825 E 33rd St., Daniel and Jeanne Werner, $525,000. • Pamela and Gareth Hemminger -- 5551 Glade Road, Vivian Sue Henry, $595,000. • Craig and Gulzina Huston -- 1878 Egnar St., Brandon and Elizabeth Sims, $650,000. • Laurel Mendoza -- 3593 Ralston Creek Drive, Lennar Colo LLC, $656,800. • Jacob and Jessica Schwarz -- 104 Namaqua Road, Steve and Debra Mann, $675,000. • Craig and Terri Mulford -- 170 Two Moons Drive, Raymond and Rita Engen, $813,500. • Carl and Susan Pratt -- 1633 Florissant St., Bridgewater Homes LLC, $836,100.

GREELEY TRIBUNE / LOVELAND REPORTER-HERALD

• William and Marilyn Thomas -4238 Bluffview Drive, Artesia Lot Holdings LLC, $900,000. • Sophia and William Lanting -- 2673 Bluestem Willow Drive, Bridgewater Homes LLC, $949,000. • Danielle and Nathan Carillo -640 Falcon Crest Way, Candace Ann Iamurri, $1,000,000. Milliken

• Robert and Patricia Eklund -- 205 N Norma Ave., Holly A Herson, $390,000. • Silvia Javier -- 838 Depot Drive, Brent S Manley, $440,000. • Matthew and Hannah Ortega -305 W Forest St., Sarah and Jared Omoto, $495,000. • Tracie Hartman -- 2100 Birdie Way, Opendoor Property Trust I, $505,000. • Raymond and Kimberly Dean -- 2151 Country Club Parkway, Gene E Stafford, $605,000. Pierce

• Mckenzie Scaglione -- 541 3rd St., Harley Nunes, $322,300.

Severance

• Krista Smith -- 710 Mt Evans Ave., Carlos Sanchez, $515,000. • Elva Kerbs -- 1736 Bright Shore Way, Marsha A Turnbull, $520,000. • Scott and Dina Truman -- 710 Elk Mountain Drive, Evan and Kimberly Page, $525,000. • Robert and Katherine Miles -1741 Bright Shore Way, Alexis and Shane Brady, $595,000. • Craig and Meara Melton -- 1212 Baldridge Drive, Matthew and Stacie Kelly, $1,100,000. Timnath

• Karthik Konnaiyan -- 4498 Barrow Lane, Weekley Homes LLC, $458,400. • Leslie Wright -- 4320 Lyceum St., Weekley Homes LLC, $525,700. • Claire Kendall -- 6041 Denys Drive, Gh Colo LLC, $540,800. • Steven Gardner -- 5971 Rendezvous Parkway, Gh Colo LLC, $630,000. • Frank Zeuner -- 5227 Honeycomb Ave., Weekley Homes LLC, $650,200. • Timothy Mcdonald -- 5237 Hon-

eycomb Ave., Weekley Homes LLC, $759,300. • Antonio and Priscilla Rivera -1491 Wolfhound St., Richmond Am Homes Colo Inc, $976,800. • Brien and Sanjuana Mattingly -1037 Monterra Lane, Artesia Lot Holdings LLC, $1,150,000. Windsor

• Ethan Bell -- 154 Sunﬂower Drive, Rory Glaser, $435,000. • Joshua and Christin Jeffers -5576 Carmon Drive, Richmond Am Homes Colo Inc, $525,000. • Deena and Richard Wilcox -1754 Country Sun Drive, Mark and Kimberl Roberts, $529,000. • Benjamin Smith -- 501 Dakota Court, Marcel and Shantay Marcos, $530,000. • Robert and Jo Park -- 304 Tuckaway Court, Lloyd R Rausch, $540,000. • David and Diane Lockman -- 5793 Congressional Court, Richmond Am Homes Colo Inc, $577,900. • Scott and Samantha Coduto -- 548 Trout Creek Court, Buyer Accepted LLC, $578,600.

• Daniel Hernandez -- 5592 Clarence Drive, Patricia J Mcdonald, $649,500. • Geoffrey and Cynthia Bequeaith -1978 Blue Moon Drive, Gh Colo LLC, $660,000. • Colby Cochran -- 832 Littleleaf Drive, Windmill Homes Co, $672,200. • Isaac Ordonez -- 1987 Blue Moon Drive, Gh Colo LLC, $674,000. • Leland and Sara Fedel -- 387 Bluestar Drive, Windmill Homes Co, $707,800. • Vickie Federinko -- 1741 Branching Canopy Drive, Kirk and Debra Ratzlaff, $714,900. • Sergio and Maria Villarreal -- 5920 Indian Wells Court, Richmond Am Homes Colo Inc, $725,500. • Jack and Kayla Mccool -- 640 Trappers Place, Jason and Kristina Brown, $743,000. • Nate and Morgan Santillanes -7881 Windsong Road, Frances M Burr, $1,000,000. • Megan Bielinski -- 11210 Ponderosa Trail, Arin and Corey Hatﬁeld, $1,500,000.

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842 Green Mountain Drive, Loveland

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GREELEY TRIBUNE / LOVELAND REPORTER-HERALD