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The Role of the Title Company

Thinking of Selling Your Home? Things Realtors Want to Say But Are Too Polite Before you call a realtor to evaluate your home, run through this home checklist. April 3, 2021

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Fannie Mae Enforcing New Guidelines for Investment Properties and Second Homes If you’re considering purchasing a second home, it’s important to be aware of new guidelines ATHOMECOLORADO.COM

THE LIGHTER SIDE COLORADO HOME AND REAL ESTATE

Thinking of selling your home? Here are the things realtors want to say but are too polite

CONTRIBUTING WRITERS

Adam Goldstein Mary Lynn Bruny Sharon Bokan Michaela Phillips Karen Libin ADVERTISING CONSULTANTS

Thais Hafer Toni McNeill Elvonney Poole EDITOR/FEATURES COORDINATOR Misty Kaiser

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At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit AtHomeColorado.com/ Submit-Your-News.

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BY MARY LYNN BRUNY Along with spring, the start of the big home selling season is here. Thus I’d like to give homeowners some advice to help sell their properties quickly while maximizing profit. These are the things realtors want to say to you but are just too darn polite. They don’t want to offend you. The main points: You can’t really see how your home actually looks. Assuming you don’t have a lot of hired help, your home is probably a bit more dirty and beat up than you think. And you probably have too much stuff to make it look as nice as it can to potential buyers. When we live in a place for a while we just kind of stop seeing it. It’s like this crazy hair I used to have. In my 20s I had this one hair that grew from under my chin. (Got to love Italian genes.) But since my eyeballs are located so high on my head and I wasn’t looking for said hair, I never noticed it. My friends did. My acquaintances did. But nobody ever told me. Then one day I had a first date with a young buck. He thought a fallen hair was sticking on my chin and went to remove it for me. Both he and I were surprised to learn it was actually attached. As you can imagine this was mortifying, and made even worse after I quizzed my friends and learned people noticed it. The young man asked me out again but I declined. He could get over the hair thing but I could not. (What kind of guy chooses

to go out with a witch?) And obviously decades later I haven’t forgotten it. (Perhaps writing about it to thousands of people doesn’t help.) But my point is this: You often can’t see what’s right in front of you. And this includes your home. To make your home as attractive as possible when selling, chances are you need to do these things: Deep clean Baseboards, doors, windowsills, cupboards, closets, windows, carpets. Maybe even your upholstered furniture if it’s full of yucky stains. Most of us live in a bit of filth and don’t even notice it. It’s our filth; it’s cozy filth. Touch-up paint/wood Baseboards, doors, wood floors and your own wood furniture. If your house has a gazillion rooms all painted unrelated colors (which causes seizures for potential buyers), consider painting it one light color. Replace worn out/ugly/dated items Like beat up hardware and light fixtures (unless they are antique). Replace bedraggled bedding and towels you’ve had since the Clinton administration. (I know they’re soft. Pack them

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up for later.) If your carpet looks like its best days were when disco was in the first time, consider replacing it. Remove heavy window valances from the 90s. Someday they might be back in style but not today. Reduce/replace accessories Pack up most of them, especially the dated ones. The look you’re going for is “nice hotel” – very sterile and neat. Buy a few new trendy things to freshen things up and make your place look like it’s 2021 and not 1991 (or 1971). Spruce up yard Invest in some natural colored mulch (not that heinous fakelooking orange stuff) and trim back overgrown foliage. Put some inviting potted plants out front. Water your grass well. When in doubt of what to do, ask your realtor. They’ll very nicely give you advice. Don’t take their suggestions personally. It’s not like they’re saying you look like a witch. Only a few of us get that distinction. Mary Lynn Bruny writes about local real estate and home-related topics. Contact her at ml.bruny@ comcast.net. To read previous THE LIGHTER SIDE articles, go to athomecolorado.com/thelighter-side. April 3, 2021

CSU EXTENSION

Who’s knocking on my house? Dealing with flickers. Sharon Bokan, Colorado State University Extension Boulder County You’ll know when they’re back by their drumming on your roof vents or the side of your house (I spotted the first one this year on February 22 pecking a telephone pole). You may love them or hate them when they cause damage to your house. Northern flickers also known as woodpeckers are a migratory bird that winter in the southern United States and arrive back here around March. What can you do about them? As a migratory bird, they are protected under the Migratory Bird Treaty Act of 1918. The Act prohibits the killing, capturing, selling, trading and transport of any migratory bird protected by the Act without authorization of the Department of Interior U. S. Fish and Wildlife Service. This means you must apply for a depredation permit before you can use any lethal methods on them. If you are suffering severe damage to your home, you may want to go this route, but it has to be the last resort. The males start drumming on objects such as roof vents to protect their territory and to attract mates. An easy way to prevent this drumming, if you don’t like it, is to attach/glue a carpet piece to the vent. The carpet muffles the sound deterring the flickers from drumming. Flickers peck their way through siding and pull out insulation in order to build a nest. Weathered

EN OP

T SA

Northern Flicker aka Woodpecker (Shutterstock)

and water damaged wood siding and stucco are perfect materials as they are easier for them to peck into. Stucco sounds like rotted wood when they peck. What can you do to keep them from continuing to peck holes in your siding and building nests other than replacing your siding? If they’ve already built their nest, there’s nothing you can do until the baby birds fledge and leave the nest. Once the nest is no longer being used, you can repair or cover over the hole. This does not stop them from returning and pecking another hole into your home. Since they like to find protected areas under the eaves to build their nests, you can net off these areas to prevent access. The

bird netting should be attached to the eaves and angle down and attach to the siding. If you don’t mind your home having a few decorations, you can hang old CD’s, make-up mirrors or mylar strips from the eaves. The movement and flashing of these devices can “scare” the birds away from your home. Replace them as they get damaged. There are motion activated spiders that can be mounted under the eaves in the areas where flickers do the most damage. The spider senses movement and drops down startling the bird. These are popular devices around Halloween and can be found online. Another option is putting up

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Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

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nesting boxes for them to use rather than your home. You can find the specifications online if you want to build your own. One step to encourage them to use your nesting box instead of your home is to fill it with sawdust. In order to use the box, they have to clean it out much like they would if they were using an old tree or your home. It may take them some time to find the box, so it is not an instant fix. Visit nestwatch.org/ learn/all-about-birdhouses/birds/ northern-flicker/ to learn more. You can also go out when they are drumming or pecking and make noise to scare them away. You need to be consistent in interrupting their activities. If you are interested in talking to a Wildlife Master about dealing with flickers or other wildlife conflicts, you can leave a message at 303-678-6238 or e-mail wildlifemasters@bouldercounty. org

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COVERPROFILE

The Role of the Title Company

By Adam Goldstein for At Home Colorado Due diligence is critical, especially when it comes to buying a new property in Colorado. Buying a new home is a complex process, one that carries a whole host of potential traps and snares. This is just as true for homebuyers purchasing their first property as it is for those looking to purchase a second home, a mountain getaway or a luxury domicile. No matter the size or scope of the new property, there are necessary measures to ensure that a property legitimately and legally is transferred to the ownership of a new buyer. This means making sure that a seller has a legal right to move the property; this means ensuring that the property doesn’t carry any outstanding mortgages, preexisting liens, unpaid homeowners association dues, unresolved judgements or other roadblocks to a legitimate sale. It necessitates careful research by professionals who can ensure that all the I’s are dotted and that all the T’s are 4

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crossed. That’s where a title company comes in. For those looking to purchase a new property in the current housing market, the role of a title company is even more critical. Even in this hot market, Colorado offers buyers some of the most impressive luxury properties in the world, and a title company is a key part of securing that the perfect home in the most efficient and cost-effective way. Indeed, with the current demand, it’s even more critical that buyers ensure that the sale is legitimate and ensured. For example, a company like Lakewood-based Ascendant National Title prides itself on handling every facet of the operation, from title searches to title insurance and extended coverage. “It doesn’t matter whether you buy a $50,000 shack or a $5 million castle. What title insurance does, is it insures you that you have marketable title,” said Leo Hebert, Ascendant National Title Chief Operating Officer. “It insures against forgery,

that you’ve got access to your property, that you can sell it. “At Ascendant, it’s all about service and it’s all about quality people. I’m a firm believer in creating a great culture and making sure that employees offer the best service possible,” he added. Ascendant approaches the title process with efficiency and effectiveness as core values. The company works with buyers during every part of the process, from working with customers during the closing to the initial title search, which seeks to identify any potential hurdles to a sale. This includes searching for outstanding mortgages, liens, easements, leases and other factors. This approach is all the more essential for luxury properties, where questions of easements and access can be critical. “You could have a beautiful piece of property on a mountain and the only way to get to it is that road is 50 feet down from your property,” Hebert said. “With usable access, you have to have an easement over your neighbors’ property to get to your property.” What’s more, title insurance and extended title insurance can offer security for new property owners, especially for homes that have had a long list of prior owners. For the relatively minimal cost of title insurance, a new owner can claim a sense of security and know that in the event of a claim from a previous owner, they won’t be on the hook for astronomical legal fees. With an owner’s title insurance policy, for example, the

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title company is responsible for the cost of any legal action. A title company can also steer a buyer on securing the correct type of deed, a legal document that conveys ownership. Depending on different factors, like whether the new property will be mortgaged or if spouses, relatives or others will have an interest in the property, buyers in Colorado can use a general warranty deed, a special warranty deed, a quitclaim deed or a bargain and sale deed. For straightforward residential real estate, a general warranty is standard, but the special warranty deeds are also applicable in large residential sales. “You can split hairs, but the key is if you’ve got your title policy, you don’t worry about what kind of deed you had, unless you knew something going in,” Hebert said. All of these services are critical, especially for those buyers looking to buy large, luxury properties that require property surveys. A title company will conduct a comprehensive assessment of a property, and seek any encroachments or additions onto the property. “There are two things I’d never buy a piece of property without. One is a title policy, two is a survey. If you have a survey and there’s a problem, you have information going in,” Hebert said. “If you go in without a survey and the neighbor starts tearing down your fence, it doesn’t matter if they file a claim – that client has gone through some misery, and it’s not pleasant.” > Ascendant National Title, 215 Union Blvd., #215, Lakewood; 6025 S. Quebec St., #140, Centennial; 11859 N. Pecos St., #330, Westminster, 303.801.0530, ascendanttitle.com April 3, 2021

REAL ESTATE

Fannie Mae Enforcing New Guidelines for Investment Properties and Second Homes If you’re a real estate BY investor or MICHAELA thinking about PHILLIPS purchasing a Guaranteed Rate second home while interest rates are historically low, it’s important to be aware of new guidelines recently set by Fannie Mae and the U.S. Treasury. Until this point, investors have been purchasing homes at the highest levels on record. The government-sponsored enterprise Fannie Mae has recently outlined new rules for investors and those seeking second homes that may make it more challenging to acquire new investment properties. Here, I share more about what to expect from the changes: Details on Fannie Mae’s New Guidelines Effective April 1, 2021, Fannie Mae is restricting the acquisition

of investment or second homes to just 7% of their portfolio (down from 15-20%). This stark decrease will have a significant impact on investors or those seeking second homes, as fewer conventional mortgages will be available for these types of properties. Rate increases are expected, and nonconforming lenders are already entering the market to provide options for those hoping to buy investment properties or refinance transactions. In addition to conventional loans becoming scarcer, they’ll also be more challenging to qualify for. Fannie Mae’s new guidelines will tighten underwriting criteria for investment properties and second homes, which may hinder investors’ hopes. Interested borrowers will now need to apply through the Desktop Underwriter (DU) program and receive an Approved/Eligible notice to qualify.

The loan will then be delivered as a DU loan. Although the eligibility matrix will be updated in April, borrowers must currently have a minimum credit score of 620 and a down payment of at least 15% to qualify through the DU program for single-unit investment properties. The new guidelines will be implemented as a risk-mitigation policy for Fannie Mae. By tightening the qualification criteria and reducing the number of investment and second loans they’ll take on, this governmentsponsored enterprise is shifting more risk to the lenders. In turn, lenders are likely to become more stringent about financing for investments and second homes. Although changes are coming down the pike, this doesn’t mean that conventional mortgages are no longer available for investment properties. If you’re interested

in purchasing a second home or investment property, I’m happy to speak with you about options to fit your needs. Please contact me at michaela@michaelaphillips.com or by phone at 303-443-6292. About the Author

Michaela Phillips entered the mortgage lending industry in 1994. Throughout her 27 years in the business, she’s been one of the top producers for every company she’s worked for. As of 2021, she’s Senior Lender for Synergy One Lending. Being a Senior Lender at Synergy One offers many advantages to her and her clients, unparalleled customer service, efficiency, and most importantly, competitive rates. She enjoys teaching her clients the pros and cons of being a Real Estate Investor, and more so, watching them build their Real Estate “Empires,” large or small, but all successful. NMLS: 312874

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REAL ESTATE NEWS

Mortgage Rates Are Rising, And So Are Home Sales Mortgage rates jumped to the highest level in more than six months as investors and the Federal Reserve grow more optimistic about the economy. BY TOM The 30- and KALINSKI 15-year fixedrate mortgages averaged 3.17% and 2.45%, respectively, for the week ending March 25, according to a Freddie Mac report. The 30-year rate increased eight basis points from the previous week while the 15-year rate rose 5 basis points, reported Realtor.com. The increases equate a half a percentage point rise to date in 2021, eclipsing 3% for the first time and putting the 30-year mortgage rate at its highest level since last summer “Rising expectations around the

boost to economic activity from a fresh round of fiscal stimulus, equal to more than one month’s worth of economic output, and reemerging consumers drove rates higher,” said Danielle Hale, chief economist at Realtor.com. But nationwide, home buyers are not deterred. Mortgage applications for home purchase loans have increased for four consecutive weeks, according to Realtor. com’s reporting on data from the Mortgage Bankers Association. Experts suggest that home buying is still being spurred by families seeking more space to accommodate working and schooling from home. And millennials are now in peak homebuying years, driving a rise in the first-time home buyers category. But low inventory is an ongoing challenge as demand continues to far outpace supply. The pandemic continues to influence the housing market with many sellers not listing their homes for sale amid the

coronavirus pandemic. This is especially evident where housing inventory has been lagging demand for years. Inventory hit an all-time low last year in part because of the ‘stay put’ mentality prevalent in the pandemic, and in part because of the lack of homes for home sellers to buy. Nationwide the supply of new homes for sale is low because of the years of low home building activity that followed the Great Recession, which “led to a supply-demand imbalance in the housing market,” writes Realtor.com. “As both home-price growth and mortgage rates continue this upward trend, we may see affordability challenges become more severe if new and existing supply does not significantly pick up,” Joel Kan, associate vice president of economic and industry forecasting at the Mortgage Bankers Association, said in the organization’s application report. But rates may not continue to

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rise in the near future – another effect of the pandemic and good news as the spring home-buying season marches in. “Concerns about a possible new wave of COVID in Europe and what that might mean for cases in the U.S. could foreshadow a pause in rate increases — even if brief — in the weeks ahead,” Hale said. Read the full story at realtor. com/news/real-estate-news/ mortgage-rates-soar-to-highestlevel-since-june-2020-so-why-isthe-housing-market-still-hot/.

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REAL ESTATE TRANSACTIONS

The following northern Colorado home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount. Ault • Wendy Riggs -- 735 N Country Trail, Debbie and Lowell Andrew, $349,000. • Lindsey Square -- 610 Cimarron Trail, Marilyn Jean Gibson, $365,500. • Virginia and Sarah Wailes -- 20426 Highway 14, Wendy S Riggs, $460,000. • Rick and Cheryl Palmer -- 42438 County Road 43, James D Waymire, $739,000. Berthoud • Alyssa Aker -- 2786 Tallgrass Lane, Jeremy and Kelley Hoover, $332,000. • Amber Schneider -- 524 Redwood Circle, Richard and Jacqueline Raynes, $370,000. • Austin Heffner -- 112 Se 4th St., Aspen Homes Colo Inc, $381,800. • Jeremy and Kelley Hoover -- 1311 Woodcock St., Michael and Carleen Hester, $410,000. • Kara Hoppes -- 315 Colorado Ave.,

Brent and Jennifer Harris, $411,000. • Carol Micco -- 318 Dorothy Drive, Sage Homes LLC, $457,200. • Kimberly and Cyrus Scott -- 620 Wagon Bend Road, Rocky Mount Invest Group LLC, $470,000. • George Schuemann -- 1286 Tipton St., Aspen View Homes LLC, $494,200. • Christopher Barr -- 1625 Glacier Ave., Robert and Andrea Babb, $500,000. • Joseph and Patricia Devorak -- 1272 Westport Ave., Melody Homes Inc, $525,700. • Jeremy and Tyra Brooks -- 1011 Longs Peak Ave., Melody Homes Inc, $534,800. • Sharon and Robert Wheeler -- 103 Common Drive, A and Connie Starkey, $540,000. • Marcus and Kristyn Richardson -- 505 Nesting Eagles Way, Amanda Cantu, $860,000. • Robert Rukasin -- 400 Wilfred Road, Todd and Lori Welch, $880,000. • Lawrence Dwyer -- 447 Dove Lane, Deborah M Howe, $1,080,000. • Cedar and Melissa Cranson -- 2180 W County Road 6, John and Barbara Oloughlin, $1,175,000. Eaton • Uriel Mandujano -- 1502 Prairie Hawk Road, Envision Homes LLC, $130,000. • Josh and Emily Clarkson -- 100 S

Maple Ave. Unit 14, Payant Invest Co LLC, $375,000. • Andrew and Heather Logan -- 1130 Black Hawk Road, Daniel and Laura Willadsen, $395,000. • James Waymire -- 1255 Swainson Road, Francis Properties LLC, $422,000. Evans • Ifiok Udowana -- 3218 Latham Ave., United Colo LLC, $225,000. • Daniel Lord -- 3648 Ponderosa Court Unit 6, Rocky Mount Invest Group LLC, $229,900. • Amber and Kenneth Lucero -- 3811 Burlington Ave., Karl Struble, $232,000. • Corey Lutz -- 3605 Magnolia St., Craig Allen Carrier, $300,000. • Yvette Galan -- 1518 39th St., Celia J Miranda, $304,900. • Garrett and Tarah Davis -- 2901 Swan Pt. Court, Vaughn and Brenda Oteri, $380,000. • Louisa Bates -- 4027 Maverick Lane, John F Reed, $385,000. Fort Lupton • Tanner Ford -- 219 4th St., Tammy S King, $315,000. • Samuel Jaquez -- 7717 County Road 31, Martin and Berta Gutierrez, $375,000. • Melissa and Derek Reif -- 516 Columbine Ave., Margaret Dykes, $400,000.

• Amelia and Jesse Gibbs -- 16509 Lamb Ave., Damara C Reeves, $405,000. • Matthew Pultorak -- 1843 Homestead Drive, Century Coyote Creek LLC, $406,700. • Ismael Lopezascencio -- 2273 Saddle Back Court, Zachary and Ashley Crowe, $435,000. • Carl Henderson -- 2689 Mathews Ave., Randy and Jean Henderson, $550,000. • Martin Moreno -- 974 S Denver Ave., Luis Lara, $600,000. Gilcrest • Everett Freske -- 1204 Dawn Ave., 1204 Dawn Labar Trust, $292,000. Greeley • Kathy Cordova -- 5151 29th St. Unit 1110, Paul and Sharon Markus, $205,000. • Anthony Fitzgerald -- 628 15th St., Jacob R Kautzky, $217,500. • Patricia Harrold -- 2551 W 24th St. Apt B3, William and Billie Mahaffy, $227,000. • Victoria Higgins -- 4309 N Shenandoah St., Mdbp Lp, $235,000. • Brian and Brennan Garcia -- 5775 29th St. Unit 1411, Zachary C Phillips, $239,900. • Jake and Nicole Lehman -- 708 46th Ave. Place, Brenda L Darling, $253,500.

C3 Real Estate Solutions Agent Spotlight “Monica is an active member of the Fort Collins, CO community. She grew up as a Colorado native, born and raised on the Western Slope. Monica and her family moved to Fort Collins in 2018 and absolutely love Northern Colorado! She enjoys hiking, fitness, coffee, playing basketball, spending quality time with her husband, their three children and her bulldog. Monica Rauman Now that her children are a bit older 970-618-4361 and becoming more independent, mrauman@c3-re.com Monica has decided to pursue her 4864 Thompson Parkway passion in real estate. She has a Johnstown, CO servant’s heart and loves helping raumangroup.com people achieve their goals. Coming from a construction background and having experience in buying and selling real estate herself, she is excited to help her clients in finding their dream home and to absolutely love where they live!

www.MyColoHome.com April 3, 2021

Born in Fort Collins, raised in Glenwood Springs, Kimmie is thrilled to be back in Northern Colorado to make the dream of NoCo living a reality. With personal knowledge about every aspect of real estate from land purchases to home renovations, she understands the real estate market. She earned Gold in local’s choice awards as Glenwood’s Best Relator. Kimmie Kimmie Rauman has been licensed for 6 years and is on her way to empowering women 970-274-4426 creating the Rauman Group. Along krauman@c3-re.com with being a fulltime realtor, Kimmie 4684 Thompson Parkway is a mom and a wife. Kimmie has Johnstown, CO two beautiful children, one boy and raumangroup.com one girl. Her hands are full, but her heart is fuller. Kimmie enjoys her family time, playing with her kids, riding bikes, hiking, fitness, and visiting the locals best restaurants and coffee shops.

970.225.5152 • C3 Real Estate Solution, LLC.

At Home Northern Colorado

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• Devron and Jessica Welch -- 2620 14th Ave. Court, 2620 14 LLC, $261,000. • Sean and Lori Wennerstrom -- 1229 8th St., Elliott Trust, $264,000. • Caitlin Hildebrand -- 2026 7th Ave., Lauren and David Patterson, $275,000. • Veronica and Timothy Ashford -- 1121 12th Ave., Andrew R Long, $288,000. • Luis Tavizon -- 921 E 24th St. Road, Bryce Dragon, $295,000. • Brett and Candida Bredder -- 2624 14th Ave. Court, Liane Ortis, $299,900. Hudson • Dayna and Shawn Guerrero -- 59 Sunset Court, Merlyn and Kathleen Allick, $387,000. • Brian and Brittany Harfst -- 21953 County Road 22, Jaylynn Allart, $615,000. Johnstown • Pierce Schlesien -- 3901 Cedarwood Lane, Von Schlesien Family Trust, $60,000. • Chandler Morison -- 22 Rutherford Ave., Sandra Holter, $250,000. • Janet Boyd -- 5152 Silverwood Drive, Burt and Leigh Lee, $253,000. • Orville Watson -- 3830 Hunterwood Lane, Kyle W Hauser, $356,000. • Fritz and Becky Roller -- 1117 N Park

Ave., Rutherford Inc, $370,000. • Jaqueline Sanchez -- 3836 Blackwood Lane, Richard and Brooke Steven, $420,000. • Patricia Scott -- 307 Tartan Drive, William and Celia Hoard, $430,000. • Richard and Robert Laub -- 4819 Saddlewood Circle, Sheila L Summers, $491,000. • Bennie and Brenda Sellards -- 4102 Carroway Seed Drive, Jesse and Sarah Travis, $645,000. Keenesburg • James Keith -- 495 E Kiser Ave., Keegan and Jeffrey Simmons, $300,000. • Chris Allen -- 403 Depot Ave., Lgi Homes Colo LLC, $332,900. • Rafael Cruz -- 406 Evans Ave., Lgi Homes Colo LLC, $334,900. • Colleen Pruss -- 280 E Joshua Ave., Vicky and Troy Bird, $351,000. • Samantha Archuleta -- 304 Evans Ave., Lgi Homes Colo LLC, $365,900. • Heather Salinas -- 409 Evans Ave., Lgi Homes Colo LLC, $374,900. • Samuel Vargas -- 402 Quincy Rr Ave., Lgi Homes Colo LLC, $375,900. • Joshua and Jessica Simmons -- 409 Quincy Rr Ave., Lgi Homes Colo LLC, $401,900. • Amy Segal -- 5746 County Road 61, Heather and Luis Salinas, $508,000.

• Martin Reyes -- 32189 County Road 16, Hans and Lucile Arnusch, $550,000. La Salle • Alvin Martinez -- 985 Dove Hill Road, Barbara Economakos, $365,000. • Joylynn and Colton Lawley -- 271 Sunset Drive, Bruce and Laurie Hall, $410,000. • Yingwen Zhen -- 24600 County Road 40, Patricia L Oconnell, $740,000. Loveland • Jill Moore -- 2329 Turquoise St., Taylor and Ellyn Barnes, $330,000. • Robin and Vicky Dugall -- 635 Callisto Drive Unit 104, Paul and Mary Hummer, $330,000. • Debra Parsons -- 1314 Cherry Ave., Katherine A Tkach, $341,000. • David Lasco -- 1627 E 17th St., Sandra A Gies, $350,000. • Sarah Dembkowski -- 188 Morgan Drive, Jesse and Eliza Coons, $353,000. • Nicholas Baker -- 940 21st St. Sw, Sam and Frances Kirby, $360,000. • Laure and Frank Frank -- 217 Ranae Drive, Jakeb A Huggenberger, $369,500. • Judith and Richard Ward -- 2657 Lochbuie Circle, James D Blue, $395,000. • Ottie and Karen Cook -- 3088 Deer-

• • • • • • • • • • • •

ing Lake Drive, Kb Home Colo Inc, $397,200. Eryn Blakely -- 558 E 42nd St., Jonathan and Anastas Hummel, $400,000. Allison and John Sheesley -- 3281 Mcintosh Court, Suzanne R Penner, $405,800. Jennifer and George Baker -- 1520 Hilltop Drive, Alexandra and Ryan Cross, $415,000. Suzanne Penner -- 2529 Forsythia Drive, Tucker and Erin Bing, $435,900. Kathleen Mcfall -- 5519 W Us Highway 34, Edward C Ketterer Trust, $441,000. Laura Lee -- 2703 Sand Beach Lake Drive, Nick and Lisa Myers, $445,000. Kylie Schmeeckle -- 3233 Loomis Lake Court, Kb Home Colo Inc, $446,200. Lee Butler -- 2450 Winter Park St., Andrew and Leslie Moore, $465,000. Ryan and Sonia Gray -- 3201 Sea Gull Court, Jon Fowler, $487,500. Aaron and Marlo Vonfeldt -- 1108 36th St. Sw, Daniel M Sekich, $490,000. Richard and Samantha Wimberly -3257 Loomis Lake Court, Kb Home Colo Inc, $494,300. Laurissa Marcotte -- 1112 Westridge Drive, Nancy E Patterson, $499,500.

Windsor

Under Contract! 3 BD | 3 BA | 3 Car Call Mike & Marie Edwards for details

Immaculate Home in Steeplechase! 3 BD | 3 BA | 3 Car Call Paula Harder for details

$500,000

862 Shirttail Peak Dr

905 Main Street, Windsor CO 80550

970-352-SOLD www.Greeley.RealEstate Se Habla Espanol 970-686-7620 www.windsorcb.com

8836 Longs Peak Cir

Mike & Marie Edwards Broker/Owner 231-0495

Chris Bass 970-218-2786

Shelby Bolders 720-371-4629

Paula Harder

Elly Pellatz

Tyler Ryan

John Chapman 970-380-2943

Kamron Shaffer Jenny 324-9378 Lisa LoPresti Kindsfather

Mike & Marie Edwards Paula Harder John Chapman Jim Dech 307-660-6776 303-219-0670 Jenny Kindsfather Mike & Marie Edwards 539-1315 John Chapman Dech Paula Harder 231-2004 380-2943 396-9907 Jim 397-7280 970-380-2943 Broker/Owner 396-9907 539-1315 539-1315 231-0495

970-817-4950 397-7280

Jim Dech 396-9907

Jay Escamilla 510-342-4389

Sheryl Steel

George Stockum

$745,000

Al Hamilton 970-214-8787

Carey Walters

Lisa Queen Steel 302-6462 302-2462SherylSheryl Lisa Queen Steel 303-827-6642 George Stockum 443-1101 Liz Sauter 302-6462 443-1101 302-6462 303-815-2731 302-2462

“We Guide You Home To Northern Colorado!” 7251 W. 20TH ST. BLDG B • 970-352-SOLD • “We Guide You Home To Northern Colorado!” Se Habla Espanol • www.Greeley.RealEstate 10

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At Home Northern Colorado

April 3, 2021

Cory David Sherwood, $380,000. Pierce • Kiana Dow -- 908 5th St., Catherine and Gary Hoblyn, $365,000. • Leland and Jessica Seely -- 13332 County Road 88, Adam and Jennifer Gowan, $550,500. Platteville • Patricia Burbach -- 759 Rodgers Circle, Brett and Alissa Coufal, $410,000. • Alexander and Colleen Young -16529 Fairbanks Road N, Suzanne R Anderson, $599,000. • David and Kathlene Woolverton -20476 County Road 29, Dana and Dee Patten, $975,000. Severance • Susan Gariepy -- 1096 Long Meadows St., Lgi Homes Colo LLC, $367,900. • Sara and Dale Galloway -- 1067 Long Meadows St., Lgi Homes Colo LLC, $367,900. • Cullen Moss -- 1198 Bowen Pass St., Ryan and Shivon Pontious, $375,000. • Ian and Shannon Jenkins -- 1075 Long Meadows St., Lgi Homes Colo LLC, $375,900. • Michael Phelps -- 1522 Wavecrest Drive, Spencer and Kylie Lamb, $380,000. • Madison Heginbotham -- 894 Emerald Lakes St., Saint Aubyn Homes LLC, $387,000. • Nathan and Caitlin Cox -- 867 Emerald Lakes St., Saint Aubyn Homes LLC, $391,000. • Jason and Beth Hay -- 521 2nd St., James D Jackson, $393,500. • Darcy Peterson -- 1505 Lake Vista Way, Dfh Mandarin LLC, $402,600. • Jacob and Whitney Holcombe -- 1509 Lake Vista Way, Dfh Mandarin LLC, $410,000. • Robert and Terri Mullineaux -- 922 Cliffrose Way, Justin and Teresa Heikes, $417,500. Timnath • Donald and Laura Hart -- 5078 Long Drive, Sage Homes LLC, $454,100. • Gunnar Hale -- 5751 Stone Fly Drive, Hartford Constr LLC, $481,000. • Royal and Lori Koepsell -- 5828 Isabella Ave., Hartford Constr LLC,

$487,100. • Kevin Angeletti -- 5541 Homeward Drive, Saint Aubyn Homes LLC, $498,600. • Michael and Kayla Claywell -- 5743 Jedidiah Drive, Toll Southwest LLC, $510,000. • Ruth Collins -- 4248 Grand Park Drive, Townhomes Harmony LLC, $638,700. Windsor • Connor Effrein -- 405 12th St., D L K LLC, $373,000. • Stanley Everitt -- 724 Locust St., Albert and Carrie Salinas, $377,000. • Steven Benjamin -- 1000 Valley Drive, David and Kamie Maddocks, $380,000. • Ismael Cervantes -- 1824 Twilight Glow Drive, Journey Homes LLC, $384,700. • Joseph and Natalie Link -- 1867 Abundance Drive, Journey Homes LLC, $386,300. • Thomas and Sareena Watral -1200 Crest Court, Marc R Porter, $393,000. • Bradley and Sarah Krehbiel -- 1805 Twilight Glow Drive, J J Constr Northern Colo LLC, $395,600. • Bruce and Veronica Earle -- 1884 Covered Bridge Parkway, Journey Homes LLC, $404,300. • Austin and Emily Walton -- 1601 Sorenson Drive, Jared Kevin Boulter, $410,000. • Sasha Royer -- 213 Turnberry Drive, Windmill Homes Co, $412,500. • Michael and Jennie Brown -- 4391 Binfield Drive, Richmond Am Homes Colo Inc, $412,600. • Daniel and Lindsey Preller -- 1896 Covered Bridge Parkway, J J Constr Northern Colo LLC, $413,100. • Rudy and Ronda Pena -- 5401 Osbourne Drive, Abraham Vega Alvarado, $416,000. • Kristine Kissinger -- 1847 Twilight Glow Drive, J J Constr Northern Colo LLC, $417,400. • Natalie Larose -- 1963 Golden Horizon Drive, J J Constr Northern Colo LLC, $420,600.

SOLD IN MINUTES!

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Tune in for your chance to win prizes! › 1 of 2 Grand Prizes — an e-bike or a home electrification package › Multiple chances for Door Prizes › We’ll announce our annual $1,000 Luck-of-the-Draw Scholarship for one lucky high school senior

Join us for ways to win during our Virtual Annual Meeting.

4916 W 9th St. Dr., Greeley $259,500 Immaculate 3 Bed, 2 Bath West Greeley Home. OFFERS ABOVE LIST PRICE!

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Real Estate

April 3, 2021

Loni L. Ferrier 970-689-1192 loniferrier@comcast.net www.loniferrier.homesandland.com At Home Northern Colorado

ATHOMECOLORADO.COM

Total Market Overview

Loveland-area key metrics by report month and for year-to-date (YTD) starting from the first of the year

Key Metrics

Historical Sparkbars

New Listings 10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

Pending / Under Contract Sold Listings Median Sales Price Average Sales Price Pct. of List Price Received Days on Market Affordability Index Active Listings 10-2019

2-2020

6-2020

10-2020

2-2021

10-2019

2-2020

6-2020

10-2020

2-2021

Months Supply

Sold Listings

1,079 0

322

1,196 541

257

806

392

150

- 78.6%

- 20.2%

+ 10.8%

+ 49.0%

+ 16.8%

$100K to $199K

$200K to $299K

$300K to $399K

$400K to $499K

$500K to $699K

2-2020 1 9 142 896 487 381 150 42 0 2,108

2-2021 0 2 96 963 753 437 200 69 6 2,526

Change - 100.0% - 77.8% - 32.4% + 7.5% + 54.6% + 14.7% + 33.3% + 64.3% -+ 19.8%

2-2020 0 5 180 183 54 11 0 0 0 433

2-2021 0 1 161 233 53 21 0 0 0 469

Inventory of Active Listings By Price Range – All Properties

2-2020

- 1.7%

575

499

- 13.2%

254

282

+ 11.0%

474

542

+ 14.3%

143

171

+ 19.6%

268

301

+ 12.3%

$375,000

$410,000

+ 9.3%

$375,000

$422,000

+ 12.5%

$419,169

$486,782

+ 16.1%

$428,719

$491,002

+ 14.5%

99.2%

101.4%

+ 2.2%

99.0%

101.1%

+ 2.1%

- 10.8%

- 2.5%

101

- 7.9%

101

- 10.9%

453

165

- 63.6%

2.1

0.7

- 66.7%

YTD-2020 YTD-2021

+ 33.3%

Percent Change

1-2021 0 0 5 26 34 17 14 5 0 101

2-2021 0 0 5 50 52 23 13 2 2 147

2-2021

2,541

2,526

2,995

469

433

+ 64.3%

+ 19.8%

+ 8.3%

+ 17.9%

$1.0M to $2.0M

$2.0M+

Singe Family

Townhouse-Condo

All Properties

Compared to Prior Quarter Single Family Condo Change -- 80.0% - 10.6% + 27.3% - 1.9% + 90.9% ---+ 8.3%

2-2020

Change --0.0% + 92.3% + 52.9% + 35.3% - 7.1% - 60.0% -+ 45.5%

1-2021 0 0 6 11 7 5 0 0 0 29

2-2021 0 0 5 12 4 3 0 0 0 24

Year to Date Single Family Change --- 16.7% + 9.1% - 42.9% - 40.0% ---- 17.2%

2-2020 0 4 11 89 48 36 18 4 0 210

2-2021 0 0 10 76 86 40 27 7 2 248

Condo

Change -- 100.0% - 9.1% - 14.6% + 79.2% + 11.1% + 50.0% + 75.0% -+ 18.1%

2-2020 0 0 32 16 5 5 0 0 0 58

2-2021 0 0 11 23 11 8 0 0 0 53

Change --- 65.6% + 43.8% + 120.0% + 60.0% ---- 8.6%

A measure of the number of homes available for sale at a given time. By Property Type

2-2020

126

2-2021

453

360 46

By Property Type

2-2021

128

165

+ 33.3%

+ 50.0%

- 81.8%

- 77.2%

- 64.1%

- 45.8%

- 61.5%

- 47.4%

- 33.3%

- 65.0%

- 58.1%

- 63.6%

< $100K

$100K to $199K

$200K to $299K

$300K to $399K

$400K to $499K

$500K to $699K

$700K to $999K

$1.0M to $2.0M

$2.0M+

Singe Family

Townhouse-Condo

All Properties

Year over Year Single Family By Price Range $99,999 and Below $100,000 to $199,999 $200,000 to $299,999 $300,000 to $399,999 $400,000 to $499,999 $500,000 to $699,999 $700,000 to $999,999 $1,000,000 to $1,999,999 $2,000,000 and Above All Price Ranges

281

2-2021

145 2

200

$700K to $999K

Rolling 12 Months Single Family Condo

286

2,108

458

< $100K

Percent Change

2-2020

- 100.0%

By Price Range $99,999 and Below $100,000 to $199,999 $200,000 to $299,999 $300,000 to $399,999 $400,000 to $499,999 $500,000 to $699,999 $700,000 to $999,999 $1,000,000 to $1,999,999 $2,000,000 and Above All Price Ranges

2-2021

Actual sales that have closed in a given month.

By Price Range – All Properties – Rolling 12 Months

2-2020

2-2020 6 0 12 95 114 53 39 38 3 360

2-2021 8 1 5 14 32 30 14 20 2 126

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Change + 33.3% -- 58.3% - 85.3% - 71.9% - 43.4% - 64.1% - 47.4% - 33.3% - 65.0%

Compared to Prior Month Single Family Condo

Condo 2-2020 0 2 21 50 14 6 0 0 0 93

2-2021 0 2 1 19 14 2 1 0 0 39

Change -0.0% - 95.2% - 62.0% 0.0% - 66.7% ---- 58.1%

1-2021 8 1 5 23 33 35 15 20 1 141

2-2021 8 1 5 14 32 30 14 20 2 126

Change 0.0% 0.0% 0.0% - 39.1% - 3.0% - 14.3% - 6.7% 0.0% + 100.0% - 10.6%

1-2021 0 3 8 26 14 3 0 0 0 54

2-2021 0 2 1 19 14 2 1 0 0 39

At Home Northern Colorado

Year to Date Single Family Change -- 33.3% - 87.5% - 26.9% 0.0% - 33.3% ---- 27.8%

Condo

There are no year-to-date figures for inventory because it is simply a snapshot frozen in time at the end of each month. It does not add up over a period of months.

April 3, 2021

Weld, Larimer and Boulder Rural Property Specialists for 35 Years Moving On in Times of Madness

n isti

The real estate market is nuts out here and the dearth of inventory is leading to bidding wars; driving up prices and driving out many regular buyers. The county is becoming an elite place of residence. We would counsel that if you are looking to buy—now more than ever it is necessary to move quickly and decisively and be prepared to compromise on your purchase parameters. Don’t expect perfection. On top of this interest rates, while still historically low, can only go up. Meanwhile, automated (and presumably un-doctored) data feeds for Colorado reflect a continued decline in Covid cases. Vaccine, social behavior or normal virus life-cycle effect? You be the judge.

8241 N 39th St • $3,000,000

12 manicured acres in a lush, wooded setting with a 4-bedroom custom home only minutes from Boulder.

tin

is wL

tin

is wL

8348 Ouray Dr • $2,950,000

4326 Oxford Rd • $1,275,000

52 acres in a prime Boulder County location. Pond, views, privacy and a custom home.

1.4 acres, trees, water rights, Flatirons views and 4-bedroom ranch-style home.

12800 Foothills Highway • $1,975,000

31820 S Saint Vrain Dr • $785,000

19-acre estate adorned with magnificent trees, a pond and a custom 3-bedroom home.

3-bedroom ranch-style home on 0.66 acres opposite the Hall Ranch Open Space.

Courtesy of Lou Barnes: Premier Mortgage Group.

Call for a Free No Obligation Price Opinion

303.444.3177 • klrealty.net • team@klrealty.net April 3, 2021

At Home Northern Colorado

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PRESENTED BY:

Directory BUILDING & REMODELING C & S Rain Gutters

C & S Rain Gutters has served Northern Colorado communities for over 18 years. The company specializes in removing, installing, replacing, repairing, and cleaning gutters. 2970 W. 29th St., Unit 15, Greeley, 970.353.3190, candsraingutters.com

Heinsight Solutions

Heinsight Solutions is a locally-owned and operated business serving Northern Colorado and Wyoming. They offer VELUX brand Sun Tunnels and skylights and will perform a detailed site visit, consulting with you about the perfect product and placement for the unique needs of your home and family. 2415 E. Mulberry S., Suite 11, Fort Collins, 970.988.3622, heinsightsolutions.net.

Johnson Cabinetry & Refacing

Johnson Cabinetry & Refacing provides years of experience in cabinet refacing. Their expert Installation Technicians will help you modernize and update your home at an affordable price. They offer a wide range of options to fit your style and budget. 2015 2nd Ave, Greeley, 720.652.0240, jcabinetry.com.

McDonald Carpet One Floor & Home

For more than 25 years, McDonald Carpet One has been providing flooring solutions to the Boulder County area. Whether for your home or business, this is the place to find the best flooring brands and selection available – at guaranteed low prices. 6367 Arapahoe Road, Suite A1, Boulder, 720.432.2916, mcdonaldcarpetoneboulder.com.

Mighty Hand Construction

Mighty Hand Construction is a familyowned, locally-operated, licensed and insured construction company serving Northern Colorado. They specialize in premium remodels (basements, kitchens, whole homes), additions and design builds.141 Racquette Drive Unit 2, Fort Collins, 970.844.9191, mightyhandconstruction.com.

NS & S Service

NS&S Service has been in business for 18 years in Greeley. Formerly known as Norm’s Sod & Sprinkler Service, the company have come a long way from just doing sod installation and sprinkler systems. Services include landscaping to painting, to demolition, to demo clean up, house cleanings, eviction trash outs, fencing and more! P.O. Box 644, Greeley, 970.515.6401, nsnsservices.com

Tradesmen Remodeling

Tradesmen Remodeling is your one stop home remodeling and improvement shop! Services include home remodeling, finishing and updating or upgrading: basements, bathrooms, kitchens, flooring, tile work, decks and patio covers and more. Serving Northern Colorado, 970.433.6501, tradesmenremodeling.con

Unfinished Furniture Colorado

Unfinished Furniture Colorado is a place where you can go to create the perfect space for your home or office. Whether you’re finishing it yourself, getting a factory finish, or custom finish, our goal is to help you find the furniture that fits your lifestyle and needs. 5095 W. 120th Ave. Broomfield, 303.443.8229 unfinishedfurniturecolorado.com.

Warm Hugs Mixes & Gifts

Fashion, Colorado, Gourmet, Kitchen, Bath & Body, Games, Puzzles, Brighton Jewelry, Purses, Candles, Graphic Tshirts... something for everyone... you will see! Visit Warm Hugs’ beautiful retail store in downtown Greeley. 809 10th St., Greeley, 970.353.3447, warmhugsmixes.com

FINANCIAL & EDUCATIONAL SERVICES

Universal Windows

Universal Windows provides the sales and installation of replacement windows, doors, siding and gutters. Its exclusive UniShield with super spacer glass provides an industry best for energy performance. Replacement vinyl windows from Universal Windows Direct utilize only virgin vinyl and will never rot, fade, chip, or peel. Universal Windows’ premium replacement windows will provide your home with a lifetime of lasting beauty. 3700 Quebec St. #100-217, Denver, 303.373.4236 universalwindowsdirect.com/denver

DECOR & FURNITURE Front Range Mercantile

Family owned and operated, Longmont’s Front Range Mercantile Indoor Flea Market is 21,000 square feet of pure shopping bliss! With over 90 exceptional vendors who continuously update and offer treasures at affordable prices, there’s no reason not to grab a friend and come on down for a visit. 1201 S. Sunset St., Longmont, 303.776.6605 frontrangeindoorfleamarket.com

60+ Ride

60+ Ride transports Weld County’s older adults to medical appointments, grocery stores, financial and government institutions, social events, houses of worship, and personal grooming appointments free of charge, regardless of income. 800 8th Ave., Suite 229, Greeley, 970.388.1181, 60plusride.org.

Allstate Ins. Co. / Helfrich & Associates, Inc.

With over 50 years of combined experience, Helfrich & Associates, Inc. is a family-owned business that has earned both respect and trust throughout the community. They offer products and services that meet a multitude of needs ranging from standard auto policies to retirement planning. 1120 38th Avenue Suite 2, Greeley, 970.353.8572, agents. allstate.com/sue-helfrich-greeley-co.html

Code Ninjas of Greeley

Code Ninjas teaches kids ages 7 to 14 how to write code, by making video games. Kids progress through belts, like a karate class. With each set of projects they complete, they can belt-up, until they reach black belt. 4239 Centerplace Drive Suite 1F, Greeley, 970.673.7268, codeninjas.com/co-greeley.

Northern Colorado Credit Union

Northern Colorado Credit Union, formerly College Credit Union, first opened its doors on the campus of the University of Northern Colorado in 1935. No matter what you need to finance, they’ve got a loan for that! 2901 S. 27th Ave., Greeley, 970.330.3900, nococu.org

Summit Education Group

Summit Education Group has a simple goal - to provide Physical Therapists, Occupational Therapists, Speech Language Pathologists, Educators, and other Allied and Mental Health professionals with the continuing education you want. Serving Northern Colorado. 800.433.9570, summit-education.com.

Sunflower Bank

Whether you know them as Sunflower Bank or Guardian Mortgage, their philosophy is simple: they offer a full range of financial products that create possibility in the lives they touch and the communities we serve. 665 Flatiron Marketplace Drive, Broomfield, 720.510.7346, sunflowerbank.com.

GREEN LIVING Atmos Energy

Atmos Energy Corporation is the nation’s largest fully regulated, natural gasonly distributor of safe, clean, efficient and affordable energy. Atmos Energy’s communities span from Greeley and surrounding areas in the northeast; Steamboat Springs and Craig in the northwest; Salida, Gunnison and Canon City in central Colorado; Lamar and many small communities in the southeast, in addition to Cortez and Durango areas in the southwest. 1200 11th Ave, Greeley, 888.286.6700, atmosenergy.com.

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April 3, 2021

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Directory GREEN LIVING City of Greeley Water

The City of Greeley Water serves the City of Greeley by treating and distributing nearly 9 billion gallons of water every year with more than 500 miles of pipeline, two drinking water plants, a wastewater treatment plant, three treated water reservoirs, six raw water reservoirs and a variety of pumping stations.1001 11th Ave., Greeley, 970.350.9811, greeley.gov.

Weld County Department of Health and Environment

Radon is an odorless, colorless, radioactive gas that results from the natural decay of uranium. Radon typically moves up through the ground to the air above and into your home through the cracks and other holes in your home’s foundation. Nearly 50% of all homes in Colorado have high radon levels. The only way to know if your home has radon is to test. 1555 N. 17th Ave., Greeley, 970.400.2226 weldgov.com/departments/health_and_ environment/environmental_health/ air_quality/radon.

HEATING & AIR Greeley Furnace

Greeley Furnace Company (formerly Local Furnace) has been a locally-owned and operated furnace and HVAC company serving Northern Colorado and Weld County since 1958. 2808 S. 31st Ave., Greeley, 970.356.0121 greeleyfurnace.com.

McCreery & Sun of Colorado

McCreery & Sun Of Colorado is your new go-to source for home comfort. They install and service heating and air conditioning equipment of all sizes, including residential and commercial heating and air conditioning equipment. They also install and service water heaters and indoor air quality products., 3455 F St., Unit 3, Greeley, 970.339.5740, mccreeryandsun.com.

Northern Colorado Air

Northern Colorado Air, Inc. raises standards in comfort with a wide range of expert services, including residential and commercial heating/cooling installation, maintenance and repair. 812 Stockton Ave., Fort Collins, 970.528.5875, ncagriff.com.

KITCHEN & BATH Castorena’s Granite & Quartz, LLC

The team at Castorena’s Granite & Quartz has more than 35 years of combined experience fabricating and installing granite, marble and quartz for residential homes and commercial properties. The business is family owned and operated providing Northern Colorado, Wyoming and Nebraska homes and businesses with the highest quality custom countertops, fireplaces, and so much more. 1934 E Lincoln Ave., Fort Collins, 970.221.3090, castorenas.com.

Colorado Kitchen & Bath

As experienced craftsmen, Colorado Kitchen & Bath has the knowledge, ability and personal tools to design and remodel a complete kitchen or bath from the floor to the ceiling. The many services they provide to complete your project include framing, moving existing walls, plumbing relocation, lighting upgrades, drywall, texture, paint, cabinet installation, countertops, tile, flooring and more. 425 15th St., Greeley, 970.353.2890, ckbsales.com.

KITCHEN & BATH (CONT.) Granite Transformations of Denver

Granite Transformations specializes in transforming your kitchen or bathroom. They offer granite/quartz countertops, tile back splashes, sinks, faucets, showers, tub surrounds and cabinet refacing. 5480 W. 60th Ave., Unit C, Arvada, 303.420.8920, granitetransformations.com/location/ granite-transformations-of-denver.

Pro Marble

At PRO Marble Installation they take pride in being able to bring a new feel to your bathroom! They have been working with solid surface materials for over 35 years. Located in La Salle, Pro Marble services all of Northern Colorado, including Fort Collins, Greeley and Loveland. 23151 CR 33 La Salle, Colorado, 970.284.7736, promarbleinstallation.com.

Re-Bath Northern Colorado

From planning to completion, Re-Bath can create the bathroom you’ve always dreamed of. Working with their bathroom remodelers, you’ll be able to explain your ideas and receive suggestions from their expert designers who can ensure you make smart decisions. 1017 N. 1st St., Berthoud, 970.805.1390, rebath.com/location/berthoud.

Budget Home Supply

When its time to take on your next home project, there is only one store in Longmont where you know you’ll find all the decking, kitchen products, and lumber you need to get the job done right. For over 30 years Budget Home Supply has served Northern Colorado. 780 Boston Ave., Longmont, 303.678.8800, budgethomesupply.com.

OUTDOOR LIVING Aqua Spas

For the past 28 years, Aqua Spas has endeavored to be “Simply the Best” in all they do to assist their customers in realizing the many benefits of owning a hot tub or swim spa. 4731 W. 10th St., Greeley, 970.352.7140, aquaspasinc.com.

Conserva Irrigation

When you have a sprinkler system designed and installed by Conserva Irrigation’s team of trained experts, you can have the ultimate peace of mind that you are getting one of the best lawn irrigation systems around. 1281 E. Magnolia St., Fort Collins, 970.217.3926 conservairrigation.com/fort-collins.

Crystal Landscape Supplies

Crystal Landscape Supplies Inc., is your locally owned and operated landscape material supply store. For more than

20 years they have provided superior decorative rock, the largest assortment of mulches, gravel, base material and soils in Northern Colorado. 6616 N. Garfield, Loveland, 970.669.3565

Degenhardt Decks & Covers

Degenhardt Decks & Covers has stood the test of time by providing homeowners with close attention to specialized features that make a difference in their outdoor home improvements. Every project they do is done with quality, reliability and customer service in mind. 2242 Watersong Circle, Longmont, 303.817.8149, degenhardtdecks.com.

Don King Landscaping

Don King Landscaping has been providing quality landscaping to the great people of Colorado since 1973. Based out of Erie, the company has grown from a landscaping company to a full-service contractor specializing in anything outdoors. P.O. Box 372, Erie, 303.828.0372, donkinglandscaping.com.

Longmont Outdoor Power Equipment

Longmont Outdoor Power Equipment is a locally owned Stihl dealership. The business prides itself on customer driven service before, during, and after the sale. As a full line retailer, they carry everything from high powered gas equipment that made Stihl famous, to the cutting edge battery powered machines. Not to mention the brand new to North America, Stihl iMOW robotic lawn mowing system. 1116 Colorado Ave., Unit A, Longmont, 303.776.0075 longmontoutdoorpower.stihldealer.net

PETS J&T Feeds

J&T Feeds is your neighborhood pet and feed store, serving Greeley and Northern Colorado for 19 years. Providing all your pet needs including food, gifts and services at sensible prices. 4865 West 10th Street, Greeley, 970.378.0240, jtfeeds.com.

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Make one of these great properties yours! Take a look at this affordable bungalow with both vintage & modern charm!

424 7th Street, Greeley

$250,000

2 Beds | 2 Baths | 1,419 Sqft | MLS# 936387 Enjoy all the great perks this delightful and sunny home has to offer, especially backyard space perfect for gardening, space for RV parking, and alley access!

www.RealEstateInNorthernColorado.com 138 Acres of Vacant Land!

43 Acres With Views! E

4151 Wilderland Way, Loveland

IC PR

D OL

100 Feet of River Frontage!

Borders National Forest! !

D OL

TRA

N CO

$900,000 • MLS# 931375

2312 Saddle Notch Road, Loveland $250,000 • MLS# 921582

2324 Saddle Notch Road, Loveland $275,000 • MLS# 915813

224 Jasper Lake Road, Loveland $675,000 • MLS# 933463

138 acres of vacant land bordering Devil’s

Looking for land with Views? This 43 acre

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April 3, 2021