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REAL ESTATE MATTERS:

NEW YEAR’S RESOLUTIONS for home buyers

Quick Guide and Featured Open Homes Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area. January 4-5, 2020

Mortgage rate forecast for 2020: Experts predict low rates will last Good news for prospective homeowners: Low interest rates are expected to last in to 2020. Loveland Reporter-Herald – AtHomeColorado.com

Designers weigh in on home trends for 2020 Trends in home décor are always changing. Find out what new trends are on designer’s radar and which have seen better days. AT HOME

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ASK ANGIE’S LIST

How much does interior painting cost?

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Jenna Schuster Diana Crandall Rachel Hutton Rick Jacquemard Cathy Hobbs Ilyce Glink Samuel J. Tamkin Natalie Campisi ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR

A single gallon of paint will cover around 350 square feet in one coat. (Dreamstime/TNS)

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit AtHomeColorado.com/ Submit-Your-News. ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

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A fresh coat of paint can go a long way in transforming your space — and what better time to start than heading into a new year? Here’s what you need to know to set your budget and complete a job well done. GETTING STARTED Painting the interior of a 2,000-square-foot house costs between $1,900 and $7,800, according to the Angie’s List Pricing Guide. Wall height, designer paint and regional differences all play into the ﬁnal price point, so be sure to communicate with your painting pro about your budget. If extensive prep work needs to be done, like sanding or drywall repairs, ﬁnd out up front how much extra this will cost — and whether or not your pro is equipped to handle the issue. If you need extra help from a handyman, you can typically expect to pay between $60 and $65 an hour. PAINT A single gallon of paint will cover around 350 square feet in one coat, and how many coats

you need will depend on factors including the existing color and of the wall and the new color you’re painting. A gallon of paint costs between $15 and $50, according to the Angie’s List Pricing Guide. That price can jump to over $100 a gallon if you plan on using designer paints like Farrow & Ball; and it drops between $30 and $60 if you choose a mid-range brand like Benjamin Moore and Sherwin Williams. Wondering which paint to purchase? Higher quality paint can prevent premature aging, which means less repainting down the road. If you aren’t sure which type of paint you need — ﬂat, semi-gloss, matte, satin — ask a professional to help you answer that question. LABOR Labor costs vary depending on the job, and how you’ll pay — per hour, day or square foot — depends on the contractor. Where you live can also impact the cost of painting labor. Generally speaking, small jobs, like cabinet or trim painting, usually start at $200 and go up from there. Larger projects, like an entire residential repainting, can cost up to $4,500, according

Loveland Reporter-Herald – AtHomeColorado.com

to the Angie’s List Pricing Guide. Homeowners report paying professional painters between $1,000 and $2,800 to paint home interior rooms and walls, though stairwells, kitchen cabinets or other unique features in your home may increase prep time and cost. DIY VS. HIRING A PRO Skilled and experienced DIY painters won’t have a problem with prepping or painting, but most homeowners ﬁnd it’s worth the cost to hire a pro – if for no other reason than the time it takes to thoroughly complete a painting project. A quality paint pro can also save you from expensive mishaps that require repainting down the road; hiring out the job also means you don’t have to worry about your living room being unrecognizable for six weeks. ——— Diana Crandall is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from toprated providers. Visit AngiesList. com. January 4-5, 2020

REAL ESTATE MATTERS:

COVERPROFILE

NEW YEAR’S RESOLUTIONS for home buyers of unaffordable homes (or amenities). Get preapproved for your mortgage so you can move fast when you ﬁnd the right house.

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency

Rarely has a decade produced the kind of wild 2. Understand the true swings in residential real cost of homeownership. estate prices as we’ve seen You’ll need to pay the over the past 10 years. mortgage, real estate, Ten years ago, the U.S. property taxes and was still in the throes of insurance. You’ll also need the Great Recession, in to heat and cool your home, practice, if not in fact, pay to maintain it, and make and real estate suffered more than most industries. sure you do timely repairs. Nearly 9 million Americans It all costs a lot more than lost their jobs and at least you think (and takes time to 10 million people lost their manage). homes to foreclosures or short sales. Within four 3. Think about how easy years, nearly 50 million (or hard) it will be to sell Americans were living in before you buy. poverty. This is one of Ilyce’s If you’re looking to buy a home in 2020, make these resolutions part of your list. (Shutterstock) In many major favorite insights from her metropolitan areas, book, “100 Questions Every home prices collapsed. In First-Time Home Buyer where they were in 2006. (Some qualified for loans. Home builders Chicago, Las Vegas, Phoenix and Should Ask.” Whatever attracts homes in Chicago are now selling for went out of business by the dozens many other cities, home prices sank you to a home will be the thing you less than the owners paid even 20 to early in the decade; those that as much as 70 percent. In Detroit, lean on when it comes time to sell. 25 years ago.) survived joined forces, and started homes were selling at auction for as But just because you can overlook a It now looks like we’ve entered building larger customizable homes little as a few hundred dollars. major flaw (a highway in your front 2020 with a slightly slowing market. for wealthier buyers, exacerbating The Sept. 15, 2008, bankruptcy yard or backyard, or a municipal The National Association of Realtors the new home shortage. filing by investment bank Lehman waste facility across the street, or has predicted the housing market Builders discovered they could Bros. marked the unofficial start of some other reason the location is will slow around 2%. Prices are get financing for rental properties, the crisis that nearly took down the undesirable) doesn’t mean future already falling. There are far fewer so they switched over to build on financial system. buyers will -- unless the price reflects bidding wars going on, less activity. the “WeLive” model, shrinking the In 2010, barely 300,000 new that. In the next decade, we’ll continue to size of units, packing on the fancy homes were built and sold. It took see the rise of the iBuyers, websites amenities, and raising prices -- all until the middle of the decade for 4. The best real estate deals allow like Zillow, Redfin and OpenDoor of which has contributed to the the greatest buyer’s market in history everyone to walk away feeling like allowing consumers to buy and sell shocking rise of rental prices over the to turn into the greatest sellers’ a winner. on their platforms, with or without past 10 years. According to the U.S. market since at least World War II. Be reasonable, thoughtful and agents, and it remains to be seen how Bureau of Labor Statistics, the cost Overnight, it seemed, we went from considerate in your negotiating. much all that will cost. of renting a primary residence was having too many homes for sale to Listen to the professionals you’ve The good news is that millennials 31.53% higher in 2019 versus 2010. not having nearly enough. hired to represent you. They’ll help are finally starting to buy homes and And, here we are, starting 2020 Home prices skyrocketed in all you land the home of your dreams. the early indications are that Gen Z with a serious lack of affordable but a few metropolitan areas, like ——————————— are financially savvier and want to homes for sale (despite mortgage Chicago, which had some of the (Ilyce Glink is the author of “100 buy a home sooner rather than later. interest rates hovering near all-time largest numbers of foreclosures Questions Every First-Time Home Demand will be strong, or at least lows). Sellers, for a variety of reasons and continues to suffer from a Buyer Should Ask” (4th Edition). She strong enough. we’ll discuss in an upcoming column, hangover caused by decades of poor is also the CEO of Best Money Moves, Buying a home remains, according aren’t selling and competition from political stewardship combined with an app that employers provide to to survey data, the American dream. other home buyers and savvy, wellhigh property taxes and declining employees to measure and dial down If that’s true for you, follow these funded investors, is steep. population numbers. financial stress. Samuel J. Tamkin is New Year’s resolutions if you’re A year ago, we noted that prices Cash-rich hedge funds led the preparing to buy a home (particularly a Chicago-based real estate attorney. had started to stagnate or even fall way, buying foreclosed properties Contact Ilyce and Sam through her a first home) in 2019: in formerly hot markets, like parts of and short sales, and allowing former website, ThinkGlink.com.)(c) 2020 New York City, Southern California homeowners to stay as renters. The Ilyce R. Glink And Samuel J. Tamkin. 1. Don’t overbuy. and Dallas, while prices in Chicago, federal government required lenders Distributed By Tribune Content Prices are high enough. Don’t get Las Vegas and other markets hard-hit to tighten home loan requirements, Agency, LLC. tempted by beautiful pictures online by the Great Recession were still which meant fewer first-time buyers January 4-5, 2020

Loveland Reporter-Herald – AtHomeColorado.com

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ASK THE EXPERT

Why Do You Need A Home Inspection? Before buying a home, one of the most important things you should do is to have the BY RICK home checked JACQUEMARD out by a Flatirons Home professional Inspections home inspector. Purchasing a home is often the largest investment you will ever make, why add another expense to the process if you’re not required to? A professional home inspector will conduct an inspection of the general condition of the home. A good home inspection will assist a buyer in understanding

exactly what they are about to acquire. A home may look move in ready, but a professional home inspector may reveal issues that are not noticeable to the buyer’s eye. As a buyer, you are making a substantial investment. It is important to understand exactly what you are purchasing. Having a home inspector conduct a thorough inspection of the property, could potentially save you thousands of dollars. A home inspector will examine a home’s structure, exterior, rooﬁng, plumbing, electrical systems, heating and air-conditioning systems, interior, attics basements/ crawl spaces, ﬁre places and garages. Most inspectors will be able to have a comprehensive report delivered to you electronically by the next business

day and offer a hard copy within a day or two. In addition to the standard home inspection you should also consider some additional inspection. Some of these include radon testing, sewer scopes, tests for lead and asbestos and other potential environmental hazards. You should consult your realtor and/or home inspector to see if any of the additional test would be advisable. Home inspections can be used as a contingency in your purchase offer. This contingency provides that if signiﬁcant defects are revealed by a home inspection, you can back out of your offer, free of penalty, within a certain timeframe. A home inspection is an added expense in the process of

purchasing a home but in the long run you’ll be glad you did it. The inspection can reveal problems that you may be able to have the current owners to fix before you move in, saving you time and money. Or, you may ask for a reduction in the asking price. If you are a first-time homebuyer, an inspection can give you a crash course in home maintenance and a checklist of items that need attention to make your home as safe and sound as possible. Don’t skip this important step in the home-buying process - it’s worth every penny. For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

DESIGN RECIPES

Trends to look for in 2020 be transitioned in and out and moved from room to room. 7. Metal. From smooth to hammered, metal furniture works well for those looking for an interesting, industrial vibe. 8. Modular furniture. Instead of oversized individual pieces, the trend for 2020 is toward smaller pieces that can be placed or ﬁt together, similar to creating a large puzzle. A bedding mix of classic palettes. (Handout/TNS)

By Cathy Hobbs Tribune News Service (TNS) Out with the old; in with the new. Ushering in a new year signals new trends. From shopping the home decor shows and stores, some clear trends for 2020 have emerged. Here’s a list of 10 hot 2020 home decor trends. 1. Faux fur and faux skin. From faux fur to shagreen, texture and color have been 4

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A two-tone wood sideboard makes a statement. (Handout/TNS)

spotted on items from benches to consoles. 2. Classic patterns. A number of patterns and designs are timeless. Many are being mixed together as part of a single look. 3. Brass. Brass made a comeback roughly a decade ago and continues to be the go-to luxury ﬁnish in home decor.

4. Industrial style ﬁnishes. From lighting to furniture, industrial-inspired pieces are more popular than ever. 5. Wood crafted furniture. These days, furniture handcrafted by an artist or artisan is desirable, especially for those looking for one-of-a-kind or statement furniture. 6. Benches and ottomans. These portable decor pieces can

Loveland Reporter-Herald – AtHomeColorado.com

9. Nesting tables. These tables work well for those looking for high design and ﬂexibility. 10. Bold color and graphics. From accent walls to artwork, bold and bright is in; muted, subtle design is out. ——— Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with ofﬁces in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website atcathyhobbs.com . January 4-5, 2020

Featured Property

1441 Shelby Dr, Bertho d 1,075,000 • MLS# 892654 6 Beds • 5 Baths • 3 Car Garage

7092 N Co nty Road 15, Fort Coll ns $1,450,000 • MLS# 885111 5 Beds • 3 Baths • 18 Car Garage

237-243 Jefferson St, Fort Coll ns

Amazing 2 story home with over 5000 finished square feet and room for everybody. Professionally finished basement, inground swimming pool and hot tub. Near Carter Lake, Flatiron & Pinewood Reservoir.

OPEN zoning & NO HOA. 56.81 Lush acres +/- w/2 lakes & 1 share of North Poudre Water. 3200 SF heated shop/garage w/2 14X14 doors. 3 loafing sheds, tack rm, 3 irrigated pastures & 5700 SF Sprawling ranch.

3 commercial spaces totaling over 4562SF PLUS add 2,387SF of residential w/ 8-10 private parking spaces. Residential unit includes all improvements/ furnishings for turn-key operation. Separate entrance to each unit, original hardwood floors, A/C, vintage ceiling tiles, historic brick exterior.

John S mmons 970-481-1250 js mmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Featured Property

John S mmons 970-481-1250 js mmons@c3-re.com

$1,775,000 • MLS# 890679

Jesse Laner 970-672-7212 jlaner@c3-re.com

Featured Property

John S mmons 970-481-1250 js mmons@c3-re.com

Featured Property D

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ED CE R

PRi

2830 Center R dge, Bertho d $1,100,000 • MLS# 898453 5 Beds • 5 Baths • 3 Car Garage • 3.2 Acres 6,123 Sq. Ft. of luxury w/private courtyard, enclosed balcony & expansive trex deck. Stone, stucco, iron, hardwood floors, vaulted ceilings, gourmet kitchen w/ss Appliances & granite slab, master suite w/retreat, 5 pc bth & walk-in closet. John S mmons 970-481-1250 js mmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

413 Hor zon C r, Greeley $1,250,000 • MLS# 889768 6 Beds • 5 Baths • 1155 Sq. Ft. • 4 Car Garage 9298 Sq. Ft. Estate perched on 1.31 Acres & Located in Popular Poudre River Ranch. Luxury finishes inside & out. Walk-out bsmt, wet bar, theatre, exec office, loft, formal dining & main floor master. MyColoHome.com John S mmons 970-481-1250 js mmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

87 Jasper Lake Rd, Loveland $1,990,000• MLS# 900713 5 Beds • 5 Baths • 6 Car Garage Full custom home w/high end finishes. Private gate, lake & island w/800 feet of Big Thompson River front & 1 share of water on 53 acres. RV/Boat parking, asphalt drive + an attached luxury 6 car garage w/over 2200 sq. ft. John S mmons 970-481-1250 js mmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Featured Property

Open House Saturday 12-3pm

Featured Property

55742 Co nty Road 37, N nn $350,000 • MLS# 896214 164 acres of beautiful rolling terrain & peaceful solitude in Colorado. Minutes to I-25, Wyoming, Fort Collins, DIA & Denver. Build your dream house and bring your cattle, horses or 4-H animals. NO HOA & NO Metro tax.

5510 Fa rmo nt Dr, W ndsor $614,999 • MLS# 899855 4 Beds • 4 Baths • 3 Car Garage Desirable Highland Ridge featuring a main floor master suite, gourmet kitchen with gas range and dbl ovens, huge trex deck to relax or entertain + an oversized finished garage.

1776 S nsh ne Ave, Longmont $459,000 • MLS# 899944 4 Beds • 3 Baths • 2 Car Garage

Todd Jesk lsk 970-391-1197 tjesk lsk @C3-re.com

John S mmons 970-481-1250 js mmons@c3-re.com

Stephen Foster 970-219-9458 sfoster@c3-re.com

Amazing property with main floor master, office, laundry & gourmet kitchen. 2 additional beds, loft and full bath up. Fireplace, Central AC, hardwood floors and so much more. John S mmons 970-481-1250 js mmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Open House Saturday & Sunday 12-3pm

Featured Property

Open House Saturday 12-3pm

39958 H lltop C rcle, Severance $924,000 • MLS# 900149 5 Beds • 5 Baths • 3 Car Garage

3622 Copper Spr ng Dr, Fort Coll ns $730,000 • MLS# 900240 6 Beds • 5 Baths • 3 Car Garage

9963 Horseta l Way, Loveland $925,000 • MLS# 900513 4 Beds • 3 Baths • 3 Car Garage • 2.11 Acres

Luxury home with spectacular 360-degree views. Private in-law quarters, walk-out basement, gourmet kitchen, main floor master suite with retreat, spacious laundry/mud room, gym and so much more.

One of the most desirable subdivisions in Fort Collins this home has plenty of room for everyone. Near hospitals, shopping, dining & schools. Swimming pool community w/ parks & trails. Amazing home!

Desirable Buckhorn Ranch is a gated community which is minutes to Fort Collins. Enjoy an active lifestyle while living in a compact and luxurious home featuring incredible Rocky Mountain Views.

Todd Jesk lsk 970-391-1197 tjesk lsk @C3-re.com

www.MyColoHome.com January 4-5, 2020

John S mmons 970-481-1250 js mmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Aaron Ever tt 970-567-1924 aever tt@c3-re.com

970.225.5152 • C3 Real Estate Sol t on, LLC. Loveland Reporter-Herald – AtHomeColorado.com

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HOME DÉCOR

Twin Cities designers weigh in on home trends for 2020 By Rachel Hutton Star Tribune (Minneapolis (TNS) Colorful kitchen islands, mudrooms reconceived as “family entrances” and “shopping” your closets for home decor — those are some of the predictions that Twin Cities interior designers are making for 2020. But these specific trends are part of two larger shifts in aesthetics and functionality. Warmer colors and quirkier accessories are adding more personality to the all-neutral rooms of recent years. And homeowners are increasingly rethinking how they use their spaces — remodeling or repurposing rooms to better accommodate how they actually live, such as converting a rarely used formal living room into a more frequently used media room. Homeowners feel more comfortable thinking outside the box and embracing daring designs, thanks to online sources of design inspiration, including the genre-dominating Houzz.com. Seeing photos of a striking paint color or fixture in other people’s homes makes it easier to visualize it in your own, explained Houzz editor Mitchell Parker. “Years ago, if a designer suggested painting your powder room jet black, it might be hard to make the mental leap,” he said. “Now it’s easier to understand the payoff when going bold with design.” With Houzz and other resources releasing their trend predictions for 2020, we asked three local designers to share their own insights on the ways homeowners are personalizing their spaces and rethinking how they’re used, as well as which specific colors, materials, finishes and fixtures are hot — and not. Injecting personality Sandy LaMendola, principal of Twist Interior Design explains that the Restoration HardwarePottery Barn-Room & Board look became so popular because many homeowners who start out with a mismatched jumble of inherited furniture find that the easiest way to make sense of things is simply to neutralize. 6

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Designers say their clients are seeking more character in their spaces than the popular stark white kitchens and gray living rooms can provide. (Dreamstime/TNS)

“That’s why a lot of homes look like hotels or furniture store vignettes,” she said. “They don’t have to think about it. It’s turnkey.” While big box solutions can be easy, their proliferation means that a ripped-from-the-catalog aesthetic starts to look like everyone else’s. “When you walk into 30 homes a year that look like that, it’s like, ‘There’s got to be more than this!’” LaMendola said. That’s not to say that some of the big retailers’ popular looks aren’t nice — they just tend to get overexposed. “And then they’re not special anymore, she added. Designers say their clients are seeking more character in their spaces than the popular stark white kitchens and gray living rooms can provide. “It’s really fun to see people get excited about pattern and color because we’ve been through so many years of everybody being very careful with neutrals — which are lovely, but they don’t necessarily have a whole lot of personality,” said Keri Olson, head of KOR Interior Design. Olson encourages clients to skip the big retailers’ catalogs or shelves in favor of “real pieces that actually mean something to them.” She suggests visiting art fairs or studios, not only to ﬁnd more unique pieces, but to make the selection process a memorable experience itself.

“Take the time to find a piece of pottery that’s local and that’s beautiful that you actually selected for what it is,” she said. Chances are, you may already have some fabulous decorative items right under your nose. “I recommend my clients ‘shop’ their closets and cupboards because people have family things that they have put away, and they have forgotten that they own,” Olson said. Often there are lovely items — a piece of Grandma’s china or even a kid’s art project — worthy of display. “I ask my clients, ‘Do I have permission to open cupboards?’?” Olson said. “Because before I’m going to go out and try and find something to suit the bill, I’d rather see what we’ve got.” Reassigning function Homeowners are putting their own aesthetic twist on the allwhite kitchen trend — adding warmth with wood-finished or colorful painted islands, for example, according to Renae Keller, head of the eponymous interior design firm . They’re also rethinking how to configure their space to better accommodate how they live. Several of Keller’s clients, even those who don’t necessarily have huge homes, she said, have dedicated space for a “secondary” kitchen — a small annex that might contain a microwave and beverage fridge so kids can grab a quick snack

Loveland Reporter-Herald – AtHomeColorado.com

without cluttering up the main kitchen. “Since the kitchen is such a hub where people want to be — especially kids because that’s all they want to do is eat — it’s sometimes a desire from clients who say, ‘I just hate the mess all the time,’” Keller said. The trend in new construction or remodeling is to get rid of formal dining and living rooms, as modern homeowners don’t want to devote square footage and furnishing funds to rooms they’ll use only when company comes over, LaMendola noted. So for clients who aren’t starting from scratch or tearing things down to the studs, she likes to ﬁnd out what type of space they wish they had and then “reassign” the function of another, infrequently used room. For example, she helped one family turn their formal living room into a media room by swapping out its stiff-feeling sofa and side chairs for a huge, comfortable sectional better suited to watching movies or playing video games. (The shift created space — and quiet — in the family room for reading, chatting and other analog leisure activities.) LaMendola has also encouraged clients to turn dining rooms that they use only a few times a year into a kids’ study space. “Put bookshelves in there, and let kids use the table for homework; that’s a great way to repurpose the space and give a really nice ambience to a room you’d otherwise just walk by all the time,” she said. Olson has helped clients transform their mudrooms into what she calls a “family entrance,” to make the typically utilitarian space feel more welcoming. Several have opened up these spaces a bit more and personalized them with expressive tile and wallcovering so that they experience as graceful a reception as visitors receive at the front entry. “We can choose to treat ourselves the same way,” she said, “to have that wonderful experience when you walk into your own home.” January 4-5, 2020

REAL ESTATE NEWS

Mortgage rate forecast for 2020: Experts predict low rates will last to remain low,” says Alexander Akel, president of Akel Homes in South Florida. “Even if they tick up north of 4 percent, they will remain extremely attractive when compared to historical rates.” One thing rate-watchers should consider is that we’re voting for a president in 2020, which might compel the Fed to take a backseat to the political action in D.C., says Tony Taveekanjana, executive Natalie Campisi: Mortgage rate forecast for 2020: Experts predict low rates will last. vice president and chief (Karen Roach/Dreamstime/TNS) production officer at Gateway First Bank. By Natalie Campisi borrowers should watch for, “Obviously, there are no Bankrate.com (TNS) especially toward the end of guarantees that mortgage 2020, McBride says. Core rates will stay where they are If you’re looking to buy inflation, as measured by the for all of 2020. However, a home or refinance your Fed’s PCE Index, will top out at one significant factor is current one in the new year, 2.2 percent, he predicts, which that 2020 is in an election there’s good news: Today’s low will likely keep the Fed muted year,” Taveekanjana says. mortgage rates are expected to on rate hikes. “Historically, the Fed moves to continue into 2020. “Rates will trend higher The average 30-year fixed the sidelines as it relates to rate toward the back half of the mortgage rate started 2019 at hikes or cuts during the election year as inflation readings move 4.68% and steadily declined and then steps back in to above 2 percent.” before closing out the year at stimulate the economy by doing Since the end of June 2019, 3.93 percent. In 2020, rates what they feel is necessary once interest rates for the 30-year are expected to remain mostly the election is over. Based on fixed-rate mortgage have stayed stable, not straying too much south of the 4% mark. They this, it would be reasonable to higher or lower from the 4% hit their lowest point on Sept. expect rates to generally stay in mark. 4, dropping to 3.74 percent, the same area as they are now.” Here are responses from a according to Bankrate data. Although low rates are range of experts predicting These historically low rates generally a good thing, they can what will happen to mortgage have helped homeowners save also fatten price tags of homes, rates in 2020. money by refinancing and made which might cancel out some it easier for folks to afford to of the savings, observes Mike Expect mortgage rates to buy a house. remain low Hardwick, owner at Escrow Greg McBride, CFA, Services of Tennessee. Bankrate chief financial analyst, How the Federal Reserve “In 2020, we anticipate predicts mortgage rates will stay could impact rates that rates will remain stable. It’s challenging to predict relatively stable around 4% in This will cause home prices to where rates will head in the 2020. increase slightly, but we will future, as daily news has the “The benchmark 30-year also see some improvement in power to sway rates. But if the fixed rate mortgage will home sales. Also, margins will Fed’s attitude is any indication, hopscotch back and forth over continue to tighten,” Hardwick then rates should remain low the 4% mark for much of says. next year. 2020, remaining low enough “We have been in a low to facilitate homebuying and ——— interest rate environment providing ample refinancing for quite some time, and the opportunities on those trips Visit Bankrate online at current signaling from the below 4 percent,” he says. Inflation is something bankrate.com Fed is that rates will continue January 4-5, 2020

Loveland Reporter-Herald – AtHomeColorado.com

REAL ESTATE TRANSACTIONS The Following Loveland-Area Home Sales Were Supplied By Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed Are The Buyer, The Property Address, The Seller And The Amount.

Berthoud UÊ Ernesto and Rosa Rizo -- 1813 S Us Highway 287, Opportunities Unlimited, $310,000. UÊ Jeffrey and Margaret Hargett -555 Grand Market Ave., Richfield Homes LLC, $350,000. UÊ Jesus Manzo -- 2317 Barela Drive, Kb Home Colo Inc, $363,000. UÊ Brandon and Jennifer Hodge -581 Grand Market Ave., Richfield Homes LLC, $375,100. UÊ Lawrence Brooks -- 561 Grand Market Ave., Richfield Homes LLC, $383,700. UÊ Chris Harrison -- 1513 Biffle Court, Kb Home Colo Inc, $457,200. UÊ Benjamin and Christa Foss -- 917 Kansas Ave., James and Tiffany Degnan, $465,000. UÊ Revis and Destionee Jarnagin -1265 Coffman Drive, Aspen View Homes LLC, $496,300. UÊ Jessica Weber -- 2026 Cuda Court, Adams Design Inc, $620,000. UÊ Jeffrey and Monica Johnson -- 3214 Timeless Trail, Mark and Judy Dorsett, $625,000. UÊ Randy and Cindy May -- 2932 Heron Lakes Parkway, Bridgewater Homes LLC, $722,500.

Estes Park UÊ Daniel Bruce -- 1155 S Saint Vrain Ave. # 3, James R Bruce, $120,500. UÊ Daryl and Barbara Lay -- 2085 Windcliff Drive, Guy and Patricia Martin, $705,000.

Fort Collins UÊ David Raeder -- 620 Mathews St. Apt 207, U Town Properties LLC, $210,000. UÊ Antoinette Giambocco -- 2133 Krisron Road Unit B-207, Roger and Shelli Cruz, $249,500. UÊ Hanife Cakici -- 2007 Mathews St. Unit H3, Audrey F Heaton, $285,900. UÊ Erika Orourke -- 320 Strasburg Drive Unit B2, Josh and Leighanna Nordstrom, $287,000. UÊ Clay Creighton -- 719 Brookhaven Court Apt C, James and Rosalee Smith, $290,000. UÊ Cara Farr -- 2925 W Stuart St. Apt 12, Stephanie R Webb, $310,000. UÊ Emily Forjan -- 1941 Phia Way, Fort Collins Habitat For , $320,000. UÊ James Felix -- 2127 Copper Creek Drive Unit A, Angelica A Quintana, $325,000. UÊ Mark Schulein -- 827 Blondel St. Unit 103, Steven and Barbara Kiel, $330,000. UÊ Paul Caputo -- 603 Rook St., Daniel R Moezzi, $335,000. UÊ Josanne Lucas -- 3609 Jaguar Place, Yancy and Katharine Schneider, AT HOME

$335,000. F Payton - 1531 W Swallow Road Apt 23, Dolores J Wagner, $339,000. Beverly and Mark Boeding — 302 Zeppelin Way, Calatlantic Group Inc, $350,000. Terry Robertson -- 1468 Front Nine Drive, Cynthia L Sargent, $355,000. Mark Keller — 904 Elm St., Elinor Murrow, $355,000. Priscilla Rogers — 2806 Laporte Ave., Juanita M Suniga, $356,500. Christi Coats — 912 Richmond Drive Unit 1, Dolley Family Trust, $359,000. Kim Sharpe -- 1723 Deweese St., James and Nancy Ford, $369,000. Keni Herman — 336 Derry Drive, Katharine C Moore, $377,500. William Buchanan — 315 Skyraider Way Unit 1, Hartford Homes Mosaic LLC, $380,600. Maureen Howard — 4846 Northern Lights Drive Unit B, Morningside Village East Inc, $381,700. Lindsay Bergman — 530 Ruby Drive, Kathy Jo Patana, $384,900. Karlie and Ryan Cropp — 2915 Reliant St., Calatlantic Group Inc, $385,000. Brian and Lisa Howard -- 6814 Saint Thomas Drive, Veronica Prado, $385,000. Trey Lynd -- 2938 Reliant St., Calat lantic Group Inc, $390,000. Reena Duwal — 310 Zeppelin Way, Calatlantic Group Inc, $390,000. Michael and Sarah Williamson — 4236 Goldenridge Way, Victoria Ann

•

Pompea, $394,900. Zachary Szabo — 4846 Northern Lights Drive Unit C, Morningside Village East Inc, $396,300. Christine Peters - 4846 Northern Lights Drive Unit D, Morningside Village East Inc, $399,700. Meredith and Tyler Nichols - 302 Tiger cat Way, Calatlantic Group Inc, $400,000. Christopher and Melissa Savage — 5013 Whitewood Court, Kathryn Higgins, $405,000. Aaron and Megan Gaston — 4130 Suncrest Drive, Blake Law, $416,900. Walter and Jessie Hummel — 3220 Coneflower Court, Timothy Alen Rust, $422,500. Taylor and Hillary Shedd — 2924 Bozeman Court, Christian Gerhardt Rehner, $425,000. Fredric and Melanie Rosa — 5226 Lady Moon Drive, Sph Property Two LLC, $425,000. Karin and Lucas Urquiza -- 2832 Eagle Drive, Recycled Properties LLC, $435,000. Thomas and Peggy Hayhurst--615 Hillrose Court, Carol Myers Ft House I, $435,000. Daniel and Noriko Garofalo — 2945 Reliant St., Calatlantic Group Inc, $436,000. Catherine Ryan — 4846 Northern Lights Drive Unit A, Morningside Village East Inc, $439,100. Judith and Charles Walter — 2939 Reliant St., Calatlantic Group Inc,

houIe

$440,000. Kyle Wurtz - 2986 Sykes Drive, Hartford Constr LLC, $449,000. Ronald Papazian -- 2706 Sutton Court, Brian and Meaghan Page, $460,000. Zachary and Amber Bryson — 1832 Silvergate Road, Cloud Crest LLC, $472,000. Warren and Kirsten Martin - 124 Lyons St., Thao N Le, $475,000. Francis Rossbach — 5550 Weeping Way, Robert and Valois Anderson, $495,000. William and Samantha Gardiner — 3807 Benthaven St., John Hall, $505,000. Egor Shibalov — 4918 Smallwood Court, 4918 Smallwood Allen Trust, $507,500. Ryan and Samantha Miller — 800 E Ridgecrest Road, Pamela M Rota, $525,000. Kathryn Vickery — 3512 Fieldstone Drive, Richard and Janet Urban, $545,000. Matthew and Carol Johnston — 4407 Hilburn Court, Randy and Verna Beardall, $579,900. Robin and Eileen Dornfest - 4804 Deer Trail Court, Christopher B Smith, $580,000. Susan and Jason Harrell -- 915 Woodford Ave., Rocky Mount Invest Group LLC, $615,000. Cary and Rachel Sanders -- 5103 Daylight Court, Scott A Clements, $639,900. Christine and William Cash -- 5914

•

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Yellow Creek Drive, Richmond Am Homes Colo Inc, $645,000. Anthony Berk - 2033 Kerry Hill Drive, Tim and Danielle Jordan, $645,000. Zachary and Annika Gurley — 5921 Medlar Place, Toll Co I LLC, $665,000. Timothy Richards — 2332 Copper Crest Lane, Robert and Tamara Rowland, $675,000. Mo Salman -- 1817 Seminole Drive, F Leann Payton, $675,000. Malgorzata Broussalian -- 1030 Davidson Drive Bldg 1, Thomas and Mary Peck, $697,000. Anthony Pilkington — 6815 Kona Court, Cary and Rachel Sanders, $700,000. Gert and Rosemarie Burkhardt — 1612 Streamside Drive, John and Amber Jones, $749,000. Edward and Sandra Becker--4319 Vista Lake Drive, Robert P Messana, $819,000. Gregory and Susan Scanlan — 3933 Braidwood Drive, Jason and Lisa Roudebush, $850,000. Alan Nogueira -- 2721 Herons Nest Place, Toll Co I LLC, $913,600. Justin and Lauren Lomax — 6344 Rookery Road, Robert and Kristen Baer, $2,455,000.

Greeley • Griselda Ramirez — 5551 29Th St. Unit 3511, Mark Tiahrt, $203,000. • Jack and David Weinmeister -- 4506 W 2Nd St., Stephen J Boxum,

QUICK GUIDE

LIST YOUR OPEN HOUSE VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329 Firestone_____________ 11096 Cherryvale Street $449,500 Saturday 12:00 PM-2:00 PM Amy Darcy LoKation Real Estate - Longmont (303) 725-3756

1096 Little Grove Court $638,500 Sunday 1:00 PM-3:00 PM Pat Kahler LoKation Real Estate - Longmont (303) 589-5752

Loveland 106 N Pamela St New Homes from the $300's to $400's Friday - Sunday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085

2121 Sicily Circle

Longmont_________________

$725,000

106 N Pamela St

726 Folklore Ave $436,000 Saturday 12:00 PM-2:00 PM Wendy Conder Windemere Realty Inc (303) 775-0108

Saturday & Sunday 2:00 PM-4:00 PM

New Homes from the $300's to $400's Tuesday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085

5801 Grandville Avenue (Sales Center) Starting at $599,900 Saturday & Sunday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170 6041 Fox Hill Dr $615,000 Saturday 10:00 AM-11:45 AM Wendy conder Windemere Realty Inc (303)775-0108

8 AT HOME

Lisa Wade RE/MAX of Boulder (303) 489-6241 810 Plateau Rd

4805 Mariana Hills Circle

$849,900 Sunday 1:00 PM-3:00 PM Suzy Williamson RE/MAX Alliance (720)491-9885

New Homes From The $600's to $700's Friday - Sunday 9:00 AM-5:00 PM Matt Walkowicz LC Home (970)217-4787 4805 Mariana Hills Circle

$850,000

New Homes From The $600's to $700's Tuesday 9:00 AM-5:00 PM Matt Walkowicz LC Home (970)217-4787

Chris Haught WK Real Estate (303) 947-4074

Lyons___________ 56 Apple Ridge Rd $1,589,000 Sunday 11:00 AM-2:00 PM Martin Sugg WK Real Estate (303) 588-9441

Severance_______________ 39958 Hilltop Circle $924,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Windsor________________

10083 N. 75th Street Saturday & Sunday 12:00 PM-2:00 PM

9963 Horsetail Way $925,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Loveland Reporter-Herald - AtHomeColorado.com

5510 Fairmount Dr $614,999 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970)481-1250

January 4-5, 2020

$212,100. Beverly Morris -- 5151 29Th St. Unit 1502, David and Erin Fry, $215,000. Josue Lopezmartinez — 807 E 20Th St. Drive, Suann H Haas, $219,000. Felipe Jaquez -- 4513 Hot Springs Drive, Jo Enterprises Lllp, $239,900. Scott and Vicki Kennedy — 5813 18Th St., James Stanhope Moore, $243,000. Luz Moroyoqui -- 1330 29Th St. Road, Greeley Habitat For Human, $255,000. Cesar and Paige Flores — 914 E 24Th St. Fane, Charles P Butzine, $259,900. Maria Delaluzmartinez — 3325 5Th St. Road, Brett A Herring, $270,000. Terri Golden -- 820 E 21 St St., Jashiel Fopez, $270,000. Jazmin Benitez — 4342 W Shenando ah St., Delbert and Katherine Elder, $274,000. Daniel Marquez -- 2102 22Nd Ave., Theodorus and Robin Gonzalez, $275,000. Dawn Carlisle — 25970 County Road 43, Stephen E Mokray , $285,000. Thomas and Bonnie Adams -- 6608 W 3Rd St. Unit 80, Mark A Dirks, $300,000. Cristian Ramirez — 2954 Ash Ave., Isaias Quiroz Cabrera, $305,000. Jeremie Wilson -- 3303 Syrah St., Joel A Calvillo, $309,900. Kevin and Jolene Schulte -- 4516

W 5Th St., Matthew E Brown, $310,000. • James Coffelt -- 2651 Mountair Lane, Angelique K Diamond,

Candlewood Drive, Clayton Proper ties Group In, $391,800. • David Howell — 1805 Canvasback Drive, Sph Property One LLC, $416,900. • Justin Johnson — 27122 Coyote Ridge Lane, Stacie N Hodgdon, $500,000. • Gordon and Brittany Stouffer — 3054 Brunner Blvd., Rychlund Inc, $519,900. • Kade and Krista Davison — 4105 Carroway Seed Drive, Thomas and Melissa Johnson, $542,500.

• Doyle and Deidra Schaeffer — 4600 W 17Th St., Raymond J Degenhart, $380,000. • David Downs -- 1118 74Th Ave., Debra L Downs, $385,000. • Robert and Sue Kitchell — 2372 42Nd Ave. Place, George T Coates, $398,500. • Kristi Anderson - 7900 W llTh St., Michael and Clarissa Knostman, $420,000. • Matthew and Susan Brown — 1846 Frontier Road, Monica Ann Bonifazi, $425,000. • Doug and Gloria Callow — 5769 Ar rowhead Drive, Steven and Cynthia Peterson, $575,000. • Thuy Nguyen - 4125 W 15Th St. Lane, Deidra and Doyle Schaeffer, $600,000. • Beth Baker — 2170 35Th Ave. Court, Westlake Land Co LLC, $750,000.

S393 000

• Carol White - 1811 88Th Ave., Christine and Christopher Ely, $325,000. • Chelsea Romero — 2300 Talon Park way, Joshua and Brandy Martinez, $340,000. • Jesus Mendoza - 1423 15Th Ave., Rutherford Inc, $345,000. • Guy and Abigail Winn -- 1107 103Rd Ave. Court, Baessler Residen tial Colo LLC, $347,000. • Joanna Garcia -- 1111 103Rd Ave. Court, Baessler Residential LLC, $347,500. • Bradford and Jean Bennett -- 4129 W 20Th St. Road, Douglas and Cheryl Stephens, $352,500. • Steven and Laurie Beam — 6306 W 5Th St., Brandon and Kristin Ward, $355,000. • Kristen and Zeth Campbell — 2133 72Nd Ave. Court, Kathleen S Gurule, $365,000. • Landon Seery -- 10329 W llTh St., Aspen Homes Colo Inc, $369,100. • Stephen and Jody Boxum — 5702 29Th St. Road, Marty Ranae Quig ley, $374,000. • Timothy and Suzanne Evavold -- 1404 102Nd Ave., Jeremy Paul Wilcox, $379,000. • Robert and Norene Reed - 2109 44Th Ave., Katherine Ann Kerestes, $380,000.

Loveland

• Benjamin and Sandra Aste — 3565 S Garfield Ave., Barbara J Wild, $130,000. • Angela Risilia — 1320 E 7Th St., Ursula Marianne Risilia, $204,000. • Moira Manhart — 2205 Austin Court, Austin Court LLC, $265,000. • Robert and Mary Miller -- 2039 Dove Creek Court, Dawn R Carlisle, $269,000. • Michael and Carrie Keirns — 1321 E 5Th St., Keirns Family Lp, $270,000. • Marilyn Tyler — 4557 Lucerne Ave., Megan Monson, $290,000. • Deborah Lane — 1939 Big Sandy Place, Patricia A Frelund, $296,000. • Joshua Grove — 254 Acacia Drive, Deborah M Swalley, $301,500. • Nels and Lisa Thoreson — 2138 Donna Court, Joshua E Martin, $308,000. • Robert and Kristian Godfrey — 911

Johnstown

• Victor Gutierrez — 130 Buckeye Ave., Kade and Krista Davison, $350,000. • Hugo Linares — 3750 Claycomb Lane, Matthew J Pettinger, $355,000. • Eulogio Ventura — 253 Basswood Ave., Jesse and Stephanie Mullis, $355,000. • Ryan and Rebecca Mondragon -- 471 Homestead Lane, Rose and Ronald Mondragon, $356,800. • Adam Hay — 2404 Black Duck Ave., Dereck Frank, $386,000. • Darilyn and Andrew Schmid — 3638

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$250,000 2-Story So facing townhome. New carpet & newer windows thruout. Bamboo wd floors on main, granite in front of FP, travertine bar in kitchen & attached 2 car garage. HO A covers trash, snow removal, lawn care, water/sewer, hazard ins & exterior maintenance. MLS#900l4l Kelli Couch

WM 970-310-8804 2015 Cuda Ct, Berthoud $679,900 | MLS #891052

Call Tracy's Team -

_ 970-222-4344

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Perfect location on outskirts of small town Berthoud yet close to everything! Beautiful Modern Farmhouse home BRAND NEW 8c ready for you! Dedicated of fice, upscaled lighting fixtures. Spacious kitchen area w/lg island, shiplap hood/vent, SS appli ances. Open great rm w/fireplace 8c ship lap detailing w/timbered mantel. Located on over 10k sf lot. Wonderful mtn views. Nearby fishing 8c newTPC Golf Course. 30 min to Boulder 8c other surrounding communities. NO METRO TAX.

4648 Vinewood Way, Johnstown $410,000 | MLS #900505 3bed/3bath open concept ranch floor plan! floor master and office! 2nd upper master suite and huge loft! Xeriscape backyard a per fect alternative to a patio home! Nice I mountain views! Don’t miss out!

Call Kimberley Hattem

; RE/MAX 970-219-2362 Alliance Saturday

Host Marge Pfeilschiefter: 970-339-9514 Sunday Host Elizabeth Atkins: 970-402-2058

LIST YOUR OPEN HOUSE VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 January 4-5, 2020

Loveland Reporter-Herald - AtHomeColorado.com

AT HOME 9

UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ UÊ

W 5Th St., Antoine and Chantal Febvre, $308,000. Kevin Williams -- 988 Boise Ave., Paul Jr Giambra, $310,000. Kevin Williams -- 2017 Dotsero Ave., Erma E Eldridgeconell, $310,000. Richard Cappello -- 1324 Carlene Drive, Thomas and David Marrs, $315,000. Robert Conell -- 1528 W 28Th St., Mallorie L Owens, $317,500. Kevin Williams -- 2105 Del Norte Ave., Hazel M Pahl, $318,000. David and Chrystal Carson -- 2010 James Drive, James Drive LLC, $325,000. Rebekah Vatter -- 561 Callisto Drive Unit 103, Traci Cuprisin, $340,000. Marcin Florek -- 1805 Empire Ave., Bernadette and Moira Manhart, $345,000. Rachel and James Ratajczak -- 584 Sunwood Drive, Francisco Macias, $345,000. Adam and Nicole Beckler -- 2529 W 45Th St., Michael and Monika Glow, $355,000. Neoma and Jordan Nuffer -- 2428 Forsythia Drive, Robert W Rapp, $360,000. Andrea and Timothy Brown -- 1728 Twin Lakes Circle, Shiloh and J Mclaughlin, $368,500. Garrett and M Sherrill -- 2958 Pawnee Creek Drive, Kb Home Colo Inc, $369,800. Shane Ellingson -- 3905 Jefferson Drive, Sherrie Michele Garner, $380,000. Maryann Buys -- 2713 Daﬁna Drive,

Cynthia Kay Goeglein, $385,000. UÊ Amanda and Thomas Betts -- 935 Claremont Place, William and Sandra Mccloud, $385,000. UÊ Austin Wakeﬁeld -- 2994 Bridal Veil Falls Court, Richmond Am Homes Colo Inc, $385,500. UÊ Benjamin Mckinney -- 2938 Pawnee Creek Drive, Kb Home Colo Inc, $385,700. UÊ Joseph Watterson -- 2989 Pawnee Creek Drive, Kb Home Colo Inc, $395,000. UÊ Toan Pham -- 5225 Crabapple Court, Michael and Faith Cantrell, $400,000. UÊ Thomas Pape -- 3420 Wideﬁeld Court, Suzanne and Lawrance Law, $405,000. UÊ Mary Walter -- 3078 Booth Falls Drive, William Lyon Homes Inc, $436,300. UÊ Jeffrey and Carol Vanlue -- 3097 Booth Falls Drive, William Lyon Homes Inc, $437,900. UÊ Colvin and Unique Blake -- 2384 Buckingham Circle, Adam and Nicole Beckler, $445,000. UÊ Sharee Smith -- 2968 Sand Beach Lake Drive, Richmond Am Homes Colo Inc, $450,600. UÊ Shannon Smith -- 3096 Booth Falls Drive, William Lyon Homes Inc, $459,600. UÊ Robert and Julie Glasgow -- 170 Sweet Clover Place, Russell and Kelli Wagner, $460,000. UÊ Lindsay and Robbie Teunis -- 6143 Mangrove Court, Trainko Enterprises Inc, $490,000.

UÊ Francisco and Nataly Macias -- 3104 Bridal Veil Falls Drive, William Lyon Homes Inc, $490,500. UÊ Wendie and Steven Hensley -- 3400 Moffat Ave., Charles and Patrice Pedersen, $515,000. UÊ Blake and Chesley Law -- 3900 W Eisenhower Blvd., Billy and Jolynn Chappell, $529,600. UÊ Randy Westrum -- 1900 Skyrock Road, Leonard B Karen J Joint, $530,000. UÊ Gary Clay -- 6108 Buckhorn Drive, William and Cindy Bower, $575,000. UÊ Robert and Rebecca Hadesman -- 4102 Saltbrush Court, Tim and Tiffani Westbrook, $580,000. UÊ Adrian Galambosi -- 3905 Powderhorn Drive, Joshua and Kristin Neville, $600,000. UÊ William and Cindy Bower -- 1608 Covered Wagon Court, Eve and Brent Levy, $600,000. UÊ Brett and Nicole Busch -- 726 W 6Th St., Bloc Invest LLC, $650,000. UÊ Rodean and Iona Cornelsen -- 4678 Mariana Hills Circle, Vance Constr Inc, $751,900.

Windsor UÊ Richard Geear -- 109 Sunﬂower Drive, John and Allison Brooks, $285,000. UÊ Kevin Long -- 731 Ponderosa Drive, Steven M Reed, $300,000. UÊ David Severson -- 550 Arrow Court, Darrel J Kyger, $330,000. UÊ Jonathan and Melissa Cotton -- 940 Camberly Drive, Melody Homes Inc, $345,000.

UÊ Donald and Holly Coxon -- 946 Camberly Court, Melody Homes Inc, $355,000. UÊ Gene and Betty Copeland -- 6690 Crystal Downs Drive Unit 207, John W Daily, $386,000. UÊ Russell and Shani Stapleton -- 155 Halibut Drive, Woohyuck Choi, $415,000. UÊ Matthew and Carrie Bacon -- 1516 Highﬁeld Court, Melody Homes Inc, $417,600. UÊ Kyle and Jennifer Welch -- 910 Camberly Drive, Melody Homes Inc, $428,700. UÊ Michael Perez -- 2114 Honeybee Drive, Aspen View Homes LLC, $430,000. UÊ Amy Elliott -- 2132 Pelican Farm Road, Aspen View Homes LLC, $440,000. UÊ Marilee Darling -- 1956 Shadow Lake Drive, Calatlantic Group Inc, $460,000. UÊ Christopher and Harper Trujillo -- 1894 Paley Drive, Aspen View Homes LLC, $523,400. UÊ Neil Ohara -- 403 Seahorse Drive, Sonya Selig, $525,000. UÊ Jade and Molly Bond -- 5685 Summerlyn Court, Maggie and Scott Runyan, $538,000. UÊ Karen Rico -- 827 Shirttail Peak Drive, Midian Home LLC, $543,500. UÊ Dawn Jacobson -- 280 Sutherland Drive, Windmill Homes Co, $545,500. UÊ Jeffrey and Barbara Fletcher -- 8225 Blackwood Drive, Nichole and Stewart Peterson, $695,000.

Find out what the real estate activity in your subdivision: Visit: www.LovelandHousePrices.com Fix & Flip!

NEW CONSTRUCTION - HERON LAKES

2 Houses Available Ranch & 2-Story For more information about Fix and Flip Opportunity Call Nanci 970-227-1327 or Dave Gornall 970-590-8891

Choose Your Price Range! Townhomes $522,968 - $548,186 Single Family $554,990 - $614,990 Custom Single Now’s the time to pick out your Family New lot with a New builder Starting at $900K In the community.

#HappyPetHappyHome Winnie is ready for vacation!

To Our Loveland Office

Welcome!

To Our Loveland Office

Twyla Fremit

Tony Ladd

REALTOR®

Welcome!

To Our Loveland Office

Seth ttabenow REALTOR®

2702 Bluewater Rd in Heron Lakes $1,600,000

Owner:

Darlene St. John

Welcome!

Large Ranch with Finished Basement TPC Membership comes with home Extra Benefits being in the Rookery built by Lifestyle Homes - Ed Rust

www.LivingInHeronLakes.com

(970) 222-7177

(970) 488-9995

(970) 980-3034

tfremit@remax.net

anthonyladd@remax.net

seth.stabenow@remax.net

Thinking of buying? Talk to our loan officer with Home Mortgage Alliance to apply today!

Tammy Kauffman

Mortgage Loan Originator NMLS #664512 750 W. Eisenhower Blvd. Loveland, CO 80537 970.613.4850 office 970.237.9215 mobile 844.714.4800 fax

tkauffman@homemortgagealliance.com | www.tammykauffman.com Home Mortgage Alliance, LLC is a registered as a Colorado Mortgage Company and a sponsored originator authorized to broker FHA and VA loans. NMLS# 1137507. Home Mortgage Alliance, LLC is regulated by the Colorado Department of Real Estate, and oﬀers many loan products. Contact a Home Mortgage Alliance, LLC Representative to learn more. This is not a commitment to lend. Stearns Lending, Inc. is regulated by the Colorado Division of Real Estate. NMLS# 1854.

RE/MAX Alliance · Each office independently owned & operated · Five Northern Colorado locations to serve you.

4703 A Boardwalk Dr, Fort Collins | 226-3990 125 S. Howes St, Ste 120, Fort Collins | 482-1781 750 W Eisenhower, Loveland | 669-1234 1275 58th Ave, Ste A, Greeley | 330-5000

AT HOME

Loveland Reporter-Herald – AtHomeColorado.com

January 4-5, 2020

Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Water Mineral

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201

Rentals

Attractive, Quiet 3BDR 2BA, N/S, No pets, over 55 yo., HWT paid $1,100 970-829-9133 or 970-481-7199

NE Longmont 1BR Apt: $800/month + deposit, Trash, Gas, Water Paid. 303-941-2158 or email Slavenski8@aol.com

3bed 1.5bath house W&D, $2100 tenant pays utilities, $1500 deposit. Pets considered. Open house Jan.5th 2-6 241 Courtney Ln. Estes Park.

Lost Something? Found Something?

now for a free LOST & FOUND ad.

Call Foothills Apartments in Loveland: 2BR 1BA-$1050/month, water, sewer & trash included, Washer & Dryer in Unit.

No Pets. 1 Year Lease. 970-669-7850 TURN USED ITEMS into quick cash with Classifieds!

CALL IT HOME.

303-466-3636 970-635-3650 719-275-5300 888-355-0935

303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND

JOBS. WHEELS. HOMES. STUFF.

FIND IT. SELL IT. FAST. January 4, 2020

Reporter-Herald

AT HOME

R11

GOLF COURSE LIVING. RIDGE VIEWS. NEW HOMES. W Eisenhower Blvd. Rossum Drr..

B h ig T

NEW HOMES FROM THE $600'S, LOTS FROM THE $140'S

Sales Tues,Fri Fri- Sat - Sun 10am - 6pm SalesOffice Office | Tue, 10am - 6pm Matt | (970) 217-4787 RollinWalkowicz Goering | (970) 402-6432

ps om

 18 Hole Golf Course Community

 Nature Trails  Big Thompson River & Hogback Views

Mariana Butte Golf Course

MARIANA BUTTE LIFESTYLE. NATURE TRAILS. GOLF. BOEDECKER LAKE

ua Ave.

Big Thom o ps

Mariana Butte Golf Course

W Eisenhower Blvd.

R iver

S Wilson Ave.

Ros sum Dr.

 Walk to Mariana Butte Golf Course & Nature Trails, & Boedecker Lake  Minutes from Downtown  Next to Namaqua Elementary

N. Namaq

NEW HOMES FROM THE HIGH $300'S

SalesOffice Office || Tues, Tue, Fri 10am - 6pm Sales Fri- Sat - Sun 10am - 6pm Bill BillOrton Orton| |(303) (303)587-4085 587-4085

Downtown Loveland

W 1st St.

Boedecker Lake

NewLCHome.com 12

AT HOME

Loveland Reporter-Herald – AtHomeColorado.com

January 4-5, 2020