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REAL ESTATE

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THARP CUSTOM CABINETRY Quick Guide and Featured Open Homes Looking for a home? View comprehensive listings of local open homes taking place this weekend from all across the area.

December 7-8, 2019

The season of gifting From homeowner to host, occasions for gift giving abound. This list gives your a number of ideas to get you started.

Loveland Reporter-Herald â€“ AtHomeColorado.com

3 easy DIY holiday decor ideas from a style blogger Looking for things to do over winter break? These three ideas offer fun family projects for a crafty holiday.

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ASK ANGIE’S LIST

How can I boost productivity in my home ofﬁce?

COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Pam Moore Diana Crandall Cathy Hobbs Liz Farmer Felice Maranz Rachel Hutton Michele Lerner Ilyce Glink Samuel J. Tamkin Rick Jacquemard Katie Laughridge ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit AtHomeColorado.com/ Submit-Your-News. ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

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A little bit of greenery can go a long way in increasing productivity in your home ofﬁce. (Dreamstime/TNS)

By Diana Crandall, Angie’s List Angie’s List (TNS) Working remotely has its perks, but it can also present unique challenges to stay on task and move full steam ahead. If you feel held back from reaching your potential on the job, consider upgrading hidden components of your home office to increase productivity and put your best foot forward. Plants Fresh foliage does more than brighten things up in your workspace. In addition to oxygenating the air, multiple studies have found that natural additions to a room positively impact mood, increase selfesteem and boost productivity. If you already have a few plants here and there, take it a step further by installing a green wall. A handyman or carpenter can safely attach the fixture to weight-bearing studs; all you have to supply is a green thumb. Conceal clutter Few of us work best in “organized chaos.” In fact, a messy workspace can devastate productivity. Multiple studies and data points suggest that disorganized desks and office spaces are the source

of distraction and hours of searching for mishandled documents and lost information. Sometimes, this disorganization is digital. A professional organizer can help you clean up your work station whether it’s on the computer or all over the floor. Install new flooring You might have wall-to-wall carpeting in your house, or maybe you have tile or stone. In any case, your home office should be a comfortable working space. So, whether it’s soft carpet or laminate that puts you in the zone, it’s worth it to take the extra step and upgrade your flooring. The cost of installation will depend on how large your space is and the material you choose. Switch up decor When it comes to productivity, décor is everything. Perhaps you work best with calming white walls, or maybe you’re most productive with a few pops of bright color throughout your space. Whatever you’ve chosen, consider taking it a step further. Candles or oil diffusers with invigorating smells like lemon or peppermint can boost energy, promote concentration and improve clear thinking. Also

Loveland Reporter-Herald – AtHomeColorado.com

consider using your space to your advantage; a chalkboard wall creates a perfect excuse to brainstorm without leaving the room. A professional painter can complete a job like this in a day or two, including any prep needed to protect your drywall. Invest in new lighting Think about when you feel the best at work: Is it a summer morning with the window open? How about an overcast winter afternoon when the light is “cooler” in temperature? While some experts suggest the latter promotes alertness, it’s up to you to identify when you feel best at work and replicate that lighting. “Day bulbs” in your lamps can brighten up your late afternoons; anti-glare ceiling lights can reduce stress levels. Just be sure to consult an electrician if you’re installing anything beyond a new bulb – it’s extremely dangerous to DIY this type of work. And hiring a professional will go a long way in ensuring the safety of your family and home. ——— Diana Crandall is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from toprated providers. Visit AngiesList. com. December 7-8, 2019

STYLE AT HOME

THE SEASON OF GIFTING

Candles are a great gift simply on their own or paired with a no-fuss candle holder, cute matches and candle extinguisher. (Handout/TNS)

Can you ever have too many cozy blankets? (Handout/TNS)

By Katie Laughridge Tribune News Service (TNS)

ecember is ﬁnally here! While we have been talking about the holidays for quite some time, it’s now setting in that there are only a few short weeks left until Christmas morning. With that comes the rush to get the perfect gifts for family, friends, co-workers, neighbors, party hostesses and whoever else you run into during this festive season. Now to decide what to get them. Every year it gets harder and harder to play Santa for those I care about. Luckily I have a few go-to items that are easy to pick out, won’t break the bank and are universally loved. One item I ﬁnd myself gifting

December 7-8, 2019

quite often is the versatile coffee table book. No matter who I am buying for or what the occasion, there is always a beautiful book on a topic the recipient will love. Visually pleasing and perfectly practical, the right book is the perfect accessory for a living room and a great conversation starter. I feel like coffee table books are having a revival right now. The photography and writing are so well done I ﬁnd myself displaying some of mine open to a favorite page to entice visitors to take a look. They pair perfectly with other table or desk accessories like trays, paperweights and small ginger jars. Throw blankets are another gift that keeps on giving. Can you ever have too many cozy blankets? We

complement a variety of other potential presents. I love pairing cabernet and champagne scents with bar glasses and accessories to create a scrumptious bar cart bundle. When it comes to dog lovers, I always try to remember Fido as well. Most of my dog loving friends buy more presents for their pup than they do for themselves. Designer dog bowls, like the blue and white chinoiserie ones we have, are A little bit of greenery can go a long way in increasing my go-to. They are productivity in your home ofﬁce. (Dreamstime/TNS) more than just a spot for your pups to eat and drink — they use throws for everything from really add to a home’s decor. I decor accents to tabletop covers like to add a treat container as and I am always ﬁnding new ones well because ‘tis the season of I just have to have. This is a great item to pair with other comfort Christmas cookies; why shouldn’t goodies such as tea mugs, slippers the cuddliest member of the family and candles to encourage those get to join in? in your life to take time to relax and renew, especially with the new ——— year approaching. Candles are a great gift simply Adapted from nellhills.com. on their own or paired with a noKatie Laughridge is the owner fuss candle holder, cute matches of Kansas City interior design and candle extinguisher. There are destination Nell Hill’s. For more so many scents to pick from, and information, contact Katie at who doesn’t enjoy an amazing smelling home? Candles also info@nellhills.com.

Loveland Reporter-Herald – AtHomeColorado.com

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REAL ESTATE

Little-noticed home buying risk — your city’s ﬁnancial problems

View of the city skyline from the building at Addison and Clark in Chicago, Tuesday, Aug. 27, 2019. Chicago is a great place to live and work, but today’s debt bombs could yield a future of rising taxes and slashed services. (Antonio Perez/ Chicago Tribune/TNS)

By Liz Farmer Rate.com (TNS) Imagine if, months after settling in to your dream house, your local government began threatening to lay off police officers, close some schools and cut transit service? And on top of those reduced services, property taxes and other levies and fees began rising steeply? It could happen if your chosen city is in deep financial trouble — and those troubles can make a city unappealing, forcing down home prices as new buyers shy away from the mess. And that can make it hard for you to sell and leave. Even some employers flee, as the rising tax burden on business crimps profits. That scenario is entirely possible in a handful of big U.S. cities. While the traditional home buying

process is full of due diligence — title searches to make sure you’ll actually own what you’re paying for, appraisals to make sure you’re not over-paying — it lacks any warning system about civic finances. Take Chicago. The combined city and state debt bomb equals more than $88,000 per taxpayer. Those are costs already incurred but not paid for, mostly pension and retiree healthcare obligations, and the government will be seeking to collect those sums in some way in the years to come. To be sure, Chicago has a lot going for it — it’s the third-largest city in the country, chock-full of amenities, cosmopolitan culture and historic architecture. It’s also a relative bargain when it comes to home prices. But you should realize that when you buy a home, you’re buying into more than just your own property. You’re investing in the community. It’s important to know what you’re getting into. With the resources I’m providing here, you can arm yourself with information about the city or cities you may be eyeing for your next big move. For the 75 largest U.S. cities, the fiscal accountability nonprofit Truth in Accounting ranks cities by their taxpayer burden or taxpayer surplus. The taxpayer burden is the amount of money each taxpayer would have to contribute if a city were to pay off all of its debt. A handy summary of financial conditions is included for each city. Then, go to the listing of state financial conditions,

because you’ll be on the hook for those obligations, as well. Chicago’s is $36,000 per taxpayer, and the obligation for Illinois is $52,600. Unfunded pension and healthcare costs are different from debt taken on to build roads and schools, lay ﬁber-optic cable or amass other assets that make a city or state economy more productive and vibrant. The unfunded pension and healthcare costs are yesterday’s expenses. They’re important ﬁnancial and moral obligations to the covered workers, but paying them won’t be a boon to future economic growth. Of the 75 cities, 12 report a taxpayer surplus: Irvine, Calif.; Charlotte, N.C.; Washington D.C.; Lincoln, Neb.; and Fresno, Calif., top the list. Only a handful has pertaxpayer debt burdens above $20,000: New York; Chicago; Philadelphia; Honolulu; San Francisco; Dallas; Oakland, Calif.; and Portland, Ore. A debt burden under $20,000 per taxpayer isn’t ruinous; it’s possible for city leaders to enact a payoff plan over 10 or 20 years that wouldn’t lean on taxpayers too much. But you should also check how large the state’s unfunded obligations are and whether the city and state burden has been growing or shrinking. All this data is available via Truth in Accounting’s reports. Also worth noting is change in population. Growth means more workers, more homes and economic activity to tax. That usually boosts a local economy.

Fewer people mean a shrinking tax base and less money for the city to spend on its residents. A major factor contributing to Detroit’s bankruptcy was the plunge in population from a peak of about 1.8 million in the 1950s to less than 700,000 today. Imagine trying to shrink the police force, school system and transit system to keep up with that plunge, all while paying pensions and retiree healthcare for those who worked in a far larger city government. Chicago, far from the basket case Detroit became, nevertheless lost nearly 1 million residents from its 1950s peak to today’s roughly 2.7 million population, where it has leveled off. A shrinking (or already shrunken) population is a warning to look more closely at a city’s finances. You can start by Googling “city name population” and check the long-term trend. You can check city and state tax levels — property, sales and gas tax, and other levies — easily. If you’re weighing cities in which to live, your combined tax obligation is a crucial consideration. Again, the current level of taxes is important, but so is the rise in tax rate. Some Illinois property tax rates have skyrocketed to keep the state and its municipalities afloat. If you’re looking to buy a house, chances are you’ve spent countless hours examining listings. Fabulous. Now, just make sure you spend a little time ensuring that house you want isn’t within the borders of a city that will bring you financial distress.

REAL ESTATE

Americans near 50, not 30, are buying homes, Deutsche Bank says By Felice Maranz Bloomberg News (TNS) The vision underpinning the American dream — of fresh-faced young people buying a ﬁrst home with a white-picket fence — hasn’t held up well. It turns out that the median age of the U.S. home buyer is now 47, compared with 31 in 1981, Deutsche Bank chief economist Torsten Slok wrote in a note. 4

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“This is driven by an aging population, affordability, higher student debt levels, and tighter mortgage lending standards for young people and individuals with lower credit scores,” Slok said. Those forces have contributed to lower levels of residential mobility, he added. Slok ﬂagged an eight-year gain in the median home-buyer age since the ﬁnancial crisis. The

median age hasn’t been below 40 since then, when it was 39. Among publicly traded homebuildters, Toll Brothers Inc. has the “most exposure to the move-up luxury market — which tend to be older more well-heeled buyers,” Bloomberg Intelligence’s Drew Reading said. Reading called the move-up segment a “comparatively weaker part of the market” as builders

Loveland Reporter-Herald – AtHomeColorado.com

shift away from it. Demand drivers going forward are more important, he added. That will come from “the younger cohort.” Toll Brothers shares have gained 21% so far this year versus a 56% rally for the S&P Supercomposite Homebuilding Index and a 24% rise for the S&P 500. December 7-8, 2019

ASK THE EXPERT

Home Inspection In A Nutshell A home inspection is an objective visual examination of the physical condition and systems BY RICK of a house, JACQUEMARD from the roof Flatirons Home covering to Inspections the foundation and/or basement floor. A typical home inspection report will cover the condition of the roof, attic and visible insulation; the foundation, basement and structural components; heating and air conditioning systems (temperature permitting); interior plumbing and electrical systems; walls, ceilings, floors, windows and doors. There are several reasons for having a home inspected. For many people buying a home is the largest single investment they will ever make. To reduce the possibility of unexpected difficulties, you will want to learn as much as you can about the house before closing the deal. A home inspection may identify the need for major repairs or builder oversights, as well as the need for maintenance to keep it in good shape. After the inspection, you will know more about the house, which will allow you to make informed decisions. If you are planning on selling your home, a pre-listing inspection will give you the opportunity to make repairs putting the house in better selling condition. Just as the cost of housing varies depending on location so do inspection fees. In addition, the inspection fee will vary depending on several other factors such as the size of the house, its age and possible optional services such as septic, radon or other environmental testing and out-buildings. The cost of an inspection should not be a factor in deciding whether to have a home inspection or in the selection of your home inspector. Knowledge gained from a home inspection is well worth the cost, however, the lowestpriced inspection is not always a bargain. Use the inspector’s December 7-8, 2019

qualifications, including training and certifications, any experience in the building trades and time in the business as a guide. Real estate agents and brokers familiar with inspections should be able to provide you with names of reputable inspectors. Also, family or friends who have had inspections done in the past are a good resource. Home inspections are not pass/ fail. A home inspector will not pass or fail a house but describe its physical condition and what components and/or systems may need major repair or replacement. No house is perfect. If the inspector identifies problems, it doesn’t mean you should or shouldn’t buy the house, only that you will know in advance what to expect. If you are on a tight budget, or you don’t want to become involved in future repair work, this information will be important to you. If major problems are found, a seller may agree to make repairs or reduce the asking price. If it turns out the house is in good condition you can complete the purchase with confidence. You will have learned important things about your new home from the inspector’s written report and will have that information for future reference. Home inspectors are typically contacted following the signing of a contract or purchase agreement. Before signing, be sure there is an inspection clause in the sales contract. The purchase should be contingent on the findings of a home inspection specifying the terms and conditions agreed to by both the buyer and seller. It is not required that you attend the inspection. However, it is recommended that you attend a walk-through of the inspection. It is not necessary to observe the inspector testing every electrical outlet, plumbing fixture, door and window. On a walk-through at the end of and inspection you will be able to ask questions and you learn about the condition of the home and how to maintain it. For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

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OPEN HOUSE

LIST YOUR OPEN HOUSE Berthoud 2830 Center Ridge Dr $1,100,000 Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Boulder 1536 Greenbriar Blvd $650,000 Sunday 12:00 PM-2:00 PM Michael Bader RE/MAX of Boulder (720) 273-8335 5032 Coventry Court $680,000 Sunday 10:30 AM-12:30 PM Stewart Ward RE/MAX Alliance On Walnut (303) 704-7774 4650 Talbot Dr $689,900 Saturday 10:30 AM-12:00 PM Peyman Razifard Modern Prestige Real Estate (303) 667-8738

QUICK GUIDE

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329 1590 Cascade Ave $1,795,000 Saturday 1:30 PM-3:30 PM marybeth emerson Colorado Landmark (720) 394-1997

1416 Sepia Avenue $370,000 Saturday & Sunday 11:00 AM-1:30 PM Jitka Siguenza WK Real Estate (720) 564-6084

541 Jefferson Avenue $725,000 Sunday 11:00 AM-1:00 PM Laurell Richey RE/MAX Alliance (303) 881-4525

775 Kalmia Ave $5,250,000 Sunday 11:00 AM-1:00 PM Phil Booth Colorado Landmark Realtors (303) 817-8307

915 Pasque Dr $370,000 Saturday 11:00 AM-2:00 PM Travis Annameier C3 Real Estate Solutions (970) 380-4163

Loveland

Erie

2276 Watersong Circle $380,000 Sunday 1:00 PM-3:00 PM Cynthia Hogarth Melek WK Real Estate (303) 579-4884

379 Smith Circle $290,000 Saturday 11:00 AM-2:00 PM Kamila Bobrova RE/MAX Alliance (720) 670-6758

Frederick 4453 Thornberry St. $435,000 Saturday & Sunday 1:00 PM-3:00 PM Brian MacDonald Coldwell Banker Residential Brokerage (303) 915-6126

Lafayette

4650 Talbot Dr $689,900 Sunday 1:30 PM-3:00 PM Peyman Razifard Modern Prestige Real Estate (303) 667-8738

928 Cimarron Drive (Sales Center) Starting at $429,900 Saturday & Sunday 11:00 AM-5:00 PM Tracy Carruth Markel Homes (720) 324-8350

545 S 43rd St $729,000 Saturday 1:00 PM-3:00 PM Karolyn Merrill RE/MAX of Boulder (303) 817-2827

675 Amelia Lane (Sales Center) Starting at $434,900 Saturday & Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565

4530 Sioux Drive $740,000 Saturday 11:00 AM-2:00 PM Ken Watkins RE/MAX Alliance (720) 891-5499 8073 Kincross Way $1,000,000 Sunday 2:00 PM-4:00 PM Michelle Clifford Colorado Landmark (303) 579-1029 8073 Kincross Way $1,100,000 Sunday 2:00 PM-4:00 PM Phil Booth Colorado Landmark Realtors (303) 817-8307 6

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2459 Jonquil Court $728,500 Sunday 1:00 PM-3:00 PM Pat Kahler LoKation Real Estate - Longmont (303) 589-5752

Longmont 300 Challenger Pl $315,000 Saturday 11:00 AM-2:00 PM Regan Sample St. Vrain Realty (720) 438-5585 1317 Country Court H $365,000 Sunday 3:00 PM-5:00 PM Michelle Clifford Colorado Landmark (303) 579-1029

1776 Sunshine Ave $459,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 5801 Grandville Avenue (Sales Center) Starting at $599,900 Saturday & Sunday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170 612 West Grange Court $599,900 Sunday 12:00 PM-3:00 PM Roz Pinon Markel Homes (720) 583-2170 1096 Little Grove Court $648,500 Sunday 1:00 PM-3:00 PM Amy Darcy LoKation Real Estate - Longmont (303) 725-3756 810 Plateau Road $849,900 Sunday 1:00 PM-3:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885

Louisville 116 S Carter Court $550,000 Saturday 1:30 PM-3:30 PM marybeth emerson Colorado Landmark (720) 394-1997 1547 Madison Court $555,000 Sunday 1:00 PM-3:00 PM Rob Justis WK Real Estate (720) 564-6061

Loveland Reporter-Herald – AtHomeColorado.com

106 N Pamela St New Homes from the $300’s to $400’s Friday - Sunday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085 106 N Pamela St New Homes from the $300’s to $400’s Tuesday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085 4024 Plum Creek Drive 8-6 $315,000 Saturday 1:00 AM-3:00 PM Kimberly Caldwell Premier Lifestyle Realty (970) 980-1671 4805 Mariana Hills Circle New Homes From The $600’s to $700’s Friday & Sunday 9:00 AM-5:00 PM Matt Walkowicz LC Home (970) 217-4787 4805 Mariana Hills Circle New Homes From The $600’s to $700’s Tuesday 9:00 AM-5:00 PM Matt Walkowicz LC Home (970) 217-4787

Niwot 6877 Countryside Ln 6877-278 $346,000 Sunday 12:00 PM-2:00 PM Regan Sample St Vrain Realty (720) 438-5585

Superior 2268 Imperial Lane $645,000 Sunday 1:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297

Windsor 5510 Fairmount Dr $614,999 Saturday & Sunday 12:00 PM-3:00 PM, Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 December 7-8, 2019

REAL ESTATE MATTERS

Understanding the ins and outs of ‘trust’ proceeds By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency Q: I am trustee of my father’s trust. Upon his death, his 50% interest in the home he shared with my stepmother was transferred to the trust. We had the house appraised at the time of his death. We are now selling the house, and the trust’s share of proceeds will be less than 50% of the basis of the house at the time of my father’s death. Can the trust claim a capital loss since the trust did not use the house as a residence? The terms of the trust allowed my stepmother to continue living in the house, but she had to pay all upkeep expenses, real estate taxes and mortgage payments. A: Let’s start by talking generally about proﬁts and losses on the sale of a primary residence. If you sell your primary residence and lived in that home for two out of the last ﬁve years, you get to exclude from any federal income taxes up

to $250,000 of profit if you are single and up to $500,000 if you are married. However, if you lose money on the sale, you can’t take that loss and that loss generally doesn’t have any impact on your federal income taxes. Now, when you own a property as an investment, then you pay taxes on the profits when you sell the property and you might be able to benefit from the losses on your federal income tax return. However, nothing is simple when it comes to federal income taxes on investment properties, particularly when it comes to more complicated estate matters. Your question involves a trust, and we presume that the trust you are talking about was not a personal trust that many people have when they own a property during their lifetime. This particular trust became the owner of the property at the time of the homeowner’s death. Presumably, the trust was set up this way to shield it from some federal income

taxes, to protect against creditors or some other ﬁnancial beneﬁts different types of trusts can give trust owners and their descendants. Now, your dad only owned half of the home. The other half is owned by your stepmother. We’re not sure we see this property falling into the category of an investment property, although a smart tax or estate attorney might be able to make the case. Here’s our thinking: You’re likely not leasing the property to your stepmother, as she’s an owner of the property and she’s paying all of the expenses of the property. So, the trust has received no income from the property and has incurred no expenses during the ownership of the property. That’s not typically how investment property works. In a more typical arrangement, the trust would own the entire property, your stepmother would have had to rent the property from the trust, and there would need to be documentation backing up the

arrangement, at the least. While you should talk to your accountant or tax advisor, it seems to us from the limited information that you’ve provided you might not beneﬁt from a loss on the sale of the property. Depending on the type of trust and other assets held in the trust, you might ask your tax advisor if there is a provision in the tax code that could potentially aid you in the sale, if you have other gains from the sale of other trust assets. (Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down ﬁnancial stress. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink. com.)(C) 2019 Ilyce R. Glink And

Samuel J. Tamkin. Distributed By Tribune Content Agency, Llc.

OPEN HOUSES FEATURED ATHOMECOLORADO.COM/OPEN-HOUSES

OPEN SATURDAY 1-3 PM 4024 Plum Creek Drive 8-6 - Loveland $315,000 Great location. Bright, open townhome near bike/hiking trails, parks, daycare, fishing lakes, restaurants, shopping, and schools. Fenced maintenance free yard, easy access to I-25 & Hwy 34, Home features large master suite on its own floor, 2 additional bdrms, 4 baths total, vaulted ceilings, 2 car attached garage, partially finished bdrm or study in bsmt. Convenient laundry chute installed. New Hot Water Heater. All appliances included. MLS# 895542 Cory Roberts (970) 215-9913

LIST YOUR OPEN HOUSE December 7-8, 2019

Lucinda Matheson (970) 290-9824

605 N Franklin Ave, Loveland $395,000 | MLS #899161

BY ENT EN TM OP OIN P AP

Call Dennis Schick 4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated

970-567-3942 dschick001@outlook.com www.DennisSchick.com

A true diamond in the rough! This home has loads of potential. Great curb appeal w/inviting front porch. 3 bed, 2 bath, ﬁnished basement. Bright living room w/large windows. Generous sized bedrooms on the main level. Master bedroom w/walk-in closet. Covered patio & fenced in patio space make great area for outdoor entertaining. Deep lot has large fenced back yard space with 2 storage sheds. Easy to show and ready for a fast closing!

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

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COVERPROFILE

Create your custom look at

THARP CUSTOM CABINETRY By Pam Moore for At Home

hen you need custom cabinets done right, look no further than Tharp Custom Cabinetry. They’re in the business of creating high-quality custom cabinets for every type of project and providing unmatched customer service to the local community in Northern Colorado, and throughout the Mountain West. Established in 1971 in Loveland, the company initially focused on kitchen cabinets. At that time, said Director of Sales, Mike Fralic, they were doing several kitchens per week. But as new construction exploded in the area, Tharp grew as well. “Tharp added space and employees to keep pace,” explained Fralic. “In addition to single-family, residential kitchen, bath, laundry, and closet cabinetry, Tharp’s expansion over the years now enables us to supply cabinetry for multifamily residential and commercial construction customers as well.” Today, Tharp is Colorado’s largest custom cabinet manufacturer and is proud to employ 135 team members. While most of their business comes from Colorado, they have customers in Wyoming, Nebraska, New Mexico, Utah, and even as far as Florida. As their reputation and client base has grown, so has their physical space. Having outgrown their original showroom, they recently relocated to a new showroom. Located at 380 West 37th St. in Loveland, the new 170,000 square-foot space is nearly double the size of their old space. Its layout also allows for a much smoother operational ﬂow. The original facility was composed of seven “loosely connected” buildings that totaled 90,000 sq. ft.

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The team at Tharp Custom Cabinetry helps customers choose the best options for their desired look and budget. (Jonathan Castner/At Home)

“It was a challenge to operate efficiently within the confines of that structure,” Fralic said. “The move to our 170,000 squarefoot new building provides us with a contiguous space that is laid out specifically for our ‘Lean Manufacturing’ processes,” he explained. “We have room for expansion in the shop to support our desired growth, as well as a beautiful new enlarged showroom that displays many of the design options that we can manufacture for our customers.” When customers enter the 4,000 square-foot showroom, they can browse a wide array of cabinet choices, which includes styles from rustic to modern, and everything in between. No matter what style you’re looking for, Tharp has you

ccovered. “Our professional designers are adept at working d with our customers, the vast w majority of whom come to us with m sspeciﬁc wants and needs for their project,” says Fralic. “Many of p our customers have designs that o they have seen on TV, in print th media, or in person that we help m personalize to their home.” To provide the latest in cabinet design, team-members regularly attend industry events such as the Kitchen and Bath Industry Show (KBIS) in Las Vegas. Fralic says they make a point of attending every year “so that we are seeing trends, designs, and products before they become popular in our regional market.” Every style of cabinet can be made with one of 11 different types of wood and various hand-rubbed stains and painted ﬁnishes, all of which are available in samples that customers can take home. To make the process as easy as possible, designers are always available for personalized assistance. From there the process is very simple. There’s an electronic form

Loveland Reporter-Herald – AtHomeColorado.com

to ﬁll out that captures the basics of your project. Once that form is complete, customers are asked to provide detailed measurements. Once the Designer Salesperson has consulted with the customer and obtained the necessary project details, Tharp provides a detailed quote with elevations within a few business days. When you work with Tharp you can rest assured all of your cabinets are made locally by people who care. Says Fralic, “We manufacture all of our products here in Loveland. Tharp provides delivery and installation services by our highly trained staff.” Not only will your cabinets be made well, they’ll be made fast. Fralic boasts “industry-leading lead times.” Typically, once an order is submitted, customers will receive their order in ﬁve to six weeks. Tharp is unique in that they create a high-quality product quickly—and they do it while providing excellent customer service at every single step. Fralic tells us that Tharp’s owner Garth Rummery has a saying: “Our competitors build boxes. December 7-8, 2019

From classic to modern, rich woods to crisp colors, Tharp Custom Cabinetry has customizable choices to ﬁt every decor. (Jonathan Castner/At Home)

Tharp provides ‘an experience.’” Customers can expect one-stop shopping, including design consultation, detailed quotes with drawings and material breakdown, delivery, and installation. Fralic said they pride themselves on “quick lead times for manufacturing, which means quicker project completion,

Tharp-trained expert delivery and installation services, and beautiful custom crafted cabinetry that makes our customers happy.” While customers love Tharp for its excellent products and service, staff loves the team culture and commitment to honesty. “People here operate with integrity and transparency,” said Fralic. “We

have the same challenges that most companies are faced with; we are open and honest with the team and seek everyone’s input so that we can present the best experience possible for our customers.” Tharp also provides its employees with opportunities for growth. Team members can cross train and move into other

roles within the company. Locally owned and operated since it’s inception, Tharp knows a thing or two about how to employees and customers right. Their tagline says it all: “We are nearly 50 years in the market. We know what we are doing!” For more information visit tharpcabinets.com/.

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December 7-8, 2019

Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

STYLE AT HOME

3 easy DIY holiday decor ideas from a style blogger By Rachel Hutton Star Tribune (Minneapolis) (TNS)

another glued stack of five bags. 6. Cut the corners off the top of the Minneapolis DIY bags to form a point. style blogger Erin 7. Glue the two Francois, author stacks of bags of francoisetmoi. together with the com, says she comes same glue method as from “a long line of step 2. makers,” including 8. Cut a 24-inch a grandmother and length of ribbon (for mother with abundant large star) and 16drawing and sewing inch length of ribbon talent. Francois’ (for small star). Fold youthful love of the ribbon in half, playing with craft and hot glue the materials eventually bottom few inches led to a degree in together. interior design and a 9. Fan out the job applying her skills star into a circle to commercial spaces. After she and her so the two ends of husband bought the stacks meet. a 1930s Tudor Sandwich the loop Pomander balls made from tangerines and clove look festive and smell wonderful. (Shutterstock) in the Tangletown of ribbon between the neighborhood, Francois two ends of the fan. delights in telling them, “I made 5. Top the soil with mosses for blogged about their extensive it — and you can, too.” a dressed-up look. 10. Hot glue the two ends (and very hands-on) renovation of the fan (with the ribbon process and how she imprinted sandwiched in between) together. the home with what she describes 11. Allow a few minutes for AMARYLLIS BULB PAPER BAG HANGING as her “handmade modern” the glue to dry before hanging the CENTERPIECE STARS style. Furnishings and accessories star. A simple, yet impactful Brown paper lunch bags are that feel personal and cozy — a centerpiece of easy-to-grow used to create beautiful and vintage Persian rug, faux fur amaryllis or paperwhite bulbs in a simple multifaceted hanging stars. throws, a live-edge walnut galvanized metal planter, dressedThis is a great project to make POMANDER BALLS bench — are layered on a clean, up with a variety of mosses. with kids. Fresh, whole oranges and contemporary backdrop of white tangerines studded with cloves walls, cabinetry and tile. Materials: Materials: and tucked into a bowl of The house is full of Francois’ UÊ Galvanized metal trough UÊ Small paper bags greenery make easy coffee table DIY items, including a blanket planter. Francois likes the (6 inches wide or 3 inches ladder made from closet rods, decor that smells amazing. ones from Winona’s Behrens wide) a repurposed thrift store coffee Manufacturing (she’s a brand UÊ Glue stick table and a radiator cover that Materials: ambassador) UÊ Scissors lends sophisticated polish to a UÊ Citrus fruit, such as UÊ Amaryllis or paperwhite bulbs UÊ Ribbon once-drab foyer. oranges and tangerines UÊ Small pebbles UÊ Hot glue gun When it comes to holiday UÊ Whole cloves UÊ Soil decor, Francois taps her UÊ Toothpick UÊ A variety of mosses 1. Place a flat paper bag on the Scandinavian heritage to practice UÊ Rubber band table in front of you, placing the hygge, the art of savoring 1. Pour 1-2 inches of pebbles side with the folded bottom of the UÊ Ribbon (optional) simple pleasures. That means at the bottom of the planter for bag up. incorporating natural elements 1. Create designs on the surface drainage. 2. Apply glue stick to the (winter greenery, berry branches), of the orange by puncturing small 2. Evenly distribute bulbs in the rectangle (the bottom of the bag), using everyday, utilitarian holes in the orange peel with a planter. Three amaryllis bulbs or as well as a stripe of glue up the materials in unexpected ways toothpick. Then insert whole six paperwhite bulbs fit perfectly. middle length of the bag. (paper bag hanging stars), and cloves into the toothpick holes. 3. Fill around the bulbs with 3. Place another bag of the plenty of candles (including ones (Wrap rubber bands around soil so that the top third of the same size on top of the first bag she created by rolling beeswax the orange to use as a guide for bulb remains showing. and press down firmly. sheets). creating straight lines.) 4. Water the soil around the 4. Glue and stack three more Francois encourages her readers 2. Tie ribbon around the bulbs thoroughly. Then hold off bags in the same manner until to tackle their own projects, big clove-studded orange for added watering again until you see new you have five bags glued together. or small. When anyone admires growth. 5. Repeat steps 2-4 to create embellishment. one of her DIY pieces, she 10

AT HOME

Loveland Reporter-Herald – AtHomeColorado.com

December 7-8, 2019

DESIGN RECIPES

How to use unexpected colors this holiday season festivities. Here are some tips and ideas to help make your holiday season fun, festive and bright.

Pair pastels with neutrals like white and taupe for an unexpected holiday look. (Shutterstock)

By Cathy Hobbs Tribune News Service (TNS) When thinking of the holiday season, what colors come to mind? Perhaps ruby reds and

hunter greens, maybe metallics such as silver and gold? The holidays are a time in which bright and festive colors can help set a mood and welcome the

1. Do consider jewel-toned colors. Vibrant, rich, colors such as sapphire, ruby and emerald always make a statement. 2. Look for interesting opportunities to bring in color such as lighting. 3. Use portable decor holiday items to incorporate color such as toss pillows, throws and decorative accessory items. 4. Consider using different tints, tones and shades of the same color in a space. 5. Incorporate greenery. Evergreens as well as hearty berries can help extend the season and allow for holiday color outdoors. 6. Look for interesting color combinations such as pastel colors paired with neutral colors such as black, white, taupe and gray.

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7. Use metallic colors such as silver and gold. These elements can always add a touch of glam to any holiday decor. 8. Make a statement with your table setting or tabletop decor. This is an excellent opportunity to incorporate color and texture. 9. Bring in interesting organic elements either indoors or outdoors such as branches, twigs and trees. 10. Consider citrus colors such as yellow, orange, green and red to help warm your space. ——— Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with ofﬁces in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs. com .

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7092 N County Road 15, Fort Collins $1,450,000 • MLS# 885111 5 Beds • 3 Baths • 18 Car Garage OPEN zoning & NO HOA. 56.81 Lush acres +/- w/ 2 lakes & 1 share of North Poudre Water. 3200 SF heated shop/garage w/ 2 14X14 doors. 3 loafing sheds, tack rm, 3 irrigated pastures & 5700 SF Sprawling ranch. John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com

87 Jasper Lake Rd, Loveland $2,100,000 • MLS# 883896 5 Beds • 5 Baths • 6 Car Garage Full custom home w/ high end finishes. Private gate, lake & island w/ 800 feet of Big Thompson River front & 1 share of water on 53 acres. RV/Boat parking, asphalt drive + an attached luxury 6 car garage w/ over 2200 sq. ft. Jesse Laner John Simmons 970-672-7212 970-481-1250 jlaner@c3-re.com jsimmons@c3-re.com

2830 Center Ridge, Berthoud $1,100,000 • MLS# 898453 5 Beds • 5 Baths • 3 Car Garage 6123 Sq. Ft. of luxury w/ private courtyard, enclosed balcony & expansive trex deck. Stone, stucco, iron, hardwood floors, vaulted ceilings, gourmet kitchen w/ ss Appliances & granite slab, master suite w/ retreat, 5 pc bth & walk-in closet. John Simmons 970-481-1250 jsimmons@c3-re.com

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2156 Elmwood St, Berthoud $590,000 • MLS# 896185 4 Beds • 3 Baths • Total Sq. Ft. 3743 Custom built home!wAmazing mountain views, bright white kitchen with granite countertops, and beautiful hardwood floors. Big back yard with flagstone patio and play area. Excellent schools and nearby lake access. No Metro tax! Matt Shoup 970-217-6060 matt@mattshoup.com

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Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

REAL ESTATE

How to take photos of your home like a pro to communicate to the viewer. So, tangibly, there needs to be an element of visual texture to the space for it to have dimension. Ways to add layers include decorative tabletop accessories, mirrors, layered artwork leaning against a wall, layered rugs, texture-rich throws and fabrics, and ﬂowers picked from the garden. Pro tip: Leave the red roses at the store and stick with a neutral color palette, such as whites, greens, and blushes. This color palette will keep an image fresh and attainable without being season-speciﬁc.

Invest in a simple tripod to immediately up the quality of your photography. (Shutterstock)

By Michele Lerner The Philadelphia Inquirer (TNS) Whether you’re showcasing your home for a rental, sublet, new roommates, or sale, great photos are essential to attract attention online. We asked Alyssa Rosenheck, a photographer, home stylist, and author of the forthcoming book “The New Southern,” about how anyone can take better photos of their home. Here are her suggestions for amateur photographers: Level up. A classic rookie mistake is expecting superstar results from holding the camera by hand. Invest in a simple tripod for your DSLR (digital single-lens reﬂex) camera or an attachment for your camera phone. Straight lines are like oxygen for clean imagery. The viewer’s eye immediately catches and focuses on any crooked lines. But straight lines — horizontal and vertical — will create a chorus among the composition that sings. Hence, the need to level up and have a tripod.

AT HOME

Think about the lens figuratively and literally. First, set an intention through your own personal and emotional lens. Each room has an energy and a story to tell. This is your chance to share the story of the spaces that have supported you and continue to inspire your path. Second, invest in both a good prime and wide-angle lens. One of my favorite prime angle lenses is a 50 mm because this lens is most representative of what your natural eye sees. My goal as a photographer is to communicate the stillness of space while transporting you into the room with me as I experience it. A prime lens means you have a fixed focal length, which really motivates you to move around the space and find the perfect frame for the shot. Wide-angle lenses are important in capturing the scale of a space. Renting lenses is a great way to try out a variety and see which feels most natural to you. And for phone photographers, there is a variety of affordable wide-angle lens accessories for on-the-go. Let there be light. Natural light, that is. This is

essential for capturing the most accurate representation of a room as possible. It is camera vs. eye, and not all cameras are created equal, especially in comparison to the vast dynamic range of our eyes. I am known for bright, crisp images, so it always surprises my clients and followers when I methodically ﬂip off all light switches as we begin photographing a space. It may be counterintuitive, but it yields the most accurate representation of the room’s color and all the beauty within it. Be a straight shooter. I am a back-to-basics kind of woman in every area of my life, especially when it comes to angles behind the lens. Let’s keep things simple and shoot straighton. This will yield beautiful, clean lines and communicate the composition of the space. Overly complicated angles result in fussy images and confusing focal points. Layer on. An image is technically ﬂat, but what makes it come to life with great dimension are its “layers.” The rooms you are shooting need

Loveland Reporter-Herald – AtHomeColorado.com

Prop with proof of life. When styling for shoots, I add an element of practical fantasy to each space, but it’s important to keep it as natural and minimally invasive as possible. I call this “proof of life.” Use it as an opportunity to highlight the history of the home or honor the character of the client. Some of my favorite tools for introducing proof of life are an open book on a desk, fresh ﬂorals on a kitchen counter, branches to add textural layers to a bedroom, a simple necklace coming out of a jewelry dish to showcase depth, or fruit falling from a bowl as an element of interest. Keep composition simple. I ﬁnd composition to be much more important than the camera you have in your hand. It enables the space’s story to be told through object arrangement and placement. I can communicate a particular object of interest through my focal point or, alternatively, introduce a moment of relief by emphasizing the negative space. There are numerous theories behind composition, but at a basic level, your goal should always be to achieve straight lines and balanced layers and let the rule of thirds guide your lens. (The rule guides photographers to place the main subject off-center.) December 7-8, 2019

REAL ESTATE TRANSACTIONS The Following Loveland-Area Home Sales Were Supplied By Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed Are The Buyer, The Property Address, The Seller And The Amount. Berthoud UÊ Mario Rossa -- 463 Grand Market Ave., Richﬁeld Homes LLC, $371,800. UÊ Christopher Formeller -- 455 Grand Market Ave., Richﬁeld Homes LLC, $396,000. UÊ Dylan Lefever -- 2460 Nicholson St., Cody J Specht, $439,000. UÊ Duane and Janet Brandau -307 Canyonlands St., Artesia Lot Holdings LLC, $454,000. UÊ Kyle and Christine Pott -- 349 Bronco Court, Artesia Lot Holdings LLC, $543,800. UÊ Andrew and Janae Baker -- 1326 Sweetwater Lane, Erie Land Management Lt, $814,900. UÊ Robert and Kelly Dunn -- 2648 Country View Court, Linda D Garcia, $970,000. Estes Park UÊ Nathan Welton -- 216 Spruce Drive Unit 3, Gabriel and Courtney Cabrera, $282,500. UÊ Erica Hadden -- 421 Aspen Ave., Thad D Eggen, $331,000. UÊ Nancy and Fred Garcia -- 301 Pine Tree Drive, Larry and Catherine Lawson, $439,500. UÊ Jan and Wendy Rigby -- 2837 Eagle Cliff Lane, Monty and Lynda Woodard, $539,900. UÊ Tommy Fair -- 1670 Clover Lane, Loretta and Alan Smith, $560,000. UÊ Chad and Nikki Kolakowski --

December 7-8, 2019

451 Skyline Drive, George and Hazel Stephens, $575,000. UÊ Ryan and Pamela Bross -- 1101 Scott Ave., Donald and Sara Mclntyre, $579,000. UÊ Dennis Ryan -- 1600 Wapiti Circle Unit 41, Mary L Christopher, $600,000. UÊ Dennis and Margaret Estabrooks -- 149 Stanley Circle Drive, Laura J Mcandrew, $739,000. UÊ John and Hedy Hornsby -- 2280 Devils Gulch Road, Gary and Suzanne Mansﬁeld, $897,000. Fort Collins UÊ Charles Hubbeling -- 1209 W Plum St. Apt B13, Friesland Residential LLC, $197,500. UÊ Yongli Zhou -- 3051 Sage Creek Road Unit D23, Nicolas P Florek, $272,000. UÊ Brett Franklin -- 2900 Ross Drive Apt K32, 2900 Ross Drive K32 LLC, $305,000. UÊ Melissa Burgess -- 8801 N County Road 19, Marie E Buquo, $310,000. UÊ Glenn and Connie Peterson -- 2007 Connecticut Court, Mathurin Agnew, $315,000. UÊ Michael Leﬂer -- 4339 Gemstone Lane, Adam Spencer Diel, $324,000. UÊ Douglas Klein -- 1002 Elgin Court, Stevan T Graber, $340,000. UÊ Donald Campbell -- 1212 Stoney Hill Drive Apt 45, Cherie Ann Ducharme, $342,000. UÊ Karla Avila -- 1509 Thimbleberry Court, Britts Revocable Family , $350,000. UÊ Kyle Arenson -- 315 Skyraider Way Unit 4, Hartford Homes Mosaic LLC, $359,400. UÊ Jeffrey and Angela Gluck -2618 Canterbury Drive, David M Bode, $360,000. UÊ Robert and Elizabeth Carter

-- 2157 Sunbury Lane, Sue A Hoxie, $369,000. UÊ Mathew Fuller -- 2609 Dumire Court, Beirne Joint Trust, $374,000. UÊ Frank and Sylvia Martinez -- 2602 Milton Lane, Kyle and Sarah Taylor, $375,000. UÊ Sam and Joan Gabriel -- 1836 Marlborough Court, Carol J Hemken, $375,000. UÊ Jill Armour -- 1108 Saipan Court, Lokal Registry Ridge Towns , $380,000. UÊ Jesse and Hunter King -- 2602 Canby Way Unit B, Linda Bowman, $380,000. UÊ Robert Mosiman -- 238 West St., Lois A Reeve, $380,000. UÊ Monica Proto -- 450 San Juan Drive, Kevin and Sarah Conwell, $385,000. UÊ Tracy Stibitz -- 400 Walden Way, Thomas R Nowak, $397,500. UÊ John and Kaitlin Regan -- 806 Westbourn Court, William H Gillespie , $420,000. UÊ Michael Weber -- 2932 Reliant St., Calatlantic Group Inc, $441,200. UÊ Brandon Tordik -- 2927 Reliant St., Calatlantic Group Inc, $450,000. UÊ William Nelson -- 2918 Querida St., Jeremy and Sara Tullius, $450,000. UÊ Kaarin Valvur -- 5219 Wheaton Drive, Ryan B Taylor, $459,000. UÊ John Moore -- 412 Cornell Ave., Quinn and Rebecca Stauffer, $474,500. UÊ John and Shirley Strom -- 1832 Rosemary Court, Rhett B Strom, $475,000. UÊ Egan Okeefe -- 915 Snowy Plain Road, Travis Ackerman, $480,000. UÊ Christina Neeley -- 3149 San Luis St., Dawei Liang, $500,000.

Loveland Reporter-Herald – AtHomeColorado.com

UÊ Ruth Koning -- 711 Laporte Ave., Eric J Bergman, $503,800. UÊ Elizabeth and Kirk Harvey -836 Rumford Lane, Amingita K Mitchell, $532,500. UÊ Stevan and Kristen Graber -3915 Grand Canyon St., C and Deborah Versteegt, $542,000. UÊ Thomas and Tiffany Bockmann -- 3403 Wild View Drive, Ronald and Carolyn Quenzer, $650,000. UÊ Rhett Strom -- 1007 Milan Terrace Drive, Podolski Iii Family Trust, $651,800. UÊ Stephen Harms -- 7901 N County Road 19, Kurt and Kathe Myers, $749,000. UÊ Jackie and Teresa Jewell -- 310 Scott Ave., Specht Family Trust, $800,000. UÊ Steven and Shaugna Ortiz -- 1023 Glenn Ridge Drive, Tiffany and Thomas Bockmann, $1,035,000. Greeley UÊ Glen and Bambi Preble -- 2505 49Th Ave. Unit 3, Helen E Akers, $225,000. UÊ Abdulshukur Habibullah -218 21St Ave., Marissa Ann Rudolph, $225,000. UÊ Justin Butts -- 4636 Mesa Verde Drive, Renee E Brown, $240,000. UÊ Brianna Woodruff -- 2031 Wedgewood Drive, Carlos and Adria Flores, $243,000. UÊ Larry and Kathleen Jensen -3623 29Th St. # A21, Edward and Dougl Stefﬁns, $250,000. UÊ Joshua and Jennifer Carol -130 20Th Ave. Court, Ellen F Bush, $262,000. UÊ Audrey Mcdonald -- 1447 11Th St., Christopher L Acton, $263,000. UÊ Corbin and Emily Luna -- 2909 W D St., Gerardo Pereyra, $268,500. UÊ Drew Crosby -- 2522 17Th

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Ave. Court, David and Ranae Selmeyer, $270,000. UÊ Mohammad Raﬁq -- 1607 14Th Ave., Donna L Rutz, $270,000. UÊ Derrick and Seth Shaw -- 2147 18Th Ave. Court, Curtis and Debbie Claussen, $290,000. UÊ Sylvia Chinn -- 436 47Th Ave. Unit 18, Lennis and Gloria Pederson, $290,000. UÊ Cory Bradshaw -- 2624 W 17Th St., Gil Maxine Culter Living , $292,000. UÊ V Pierce -- 2804 W 24Th St., Robert and Sue Kitchell, $300,000. UÊ Samuel Baquiax -- 2829 39Th Ave., Rutherford Inc, $310,000. UÊ Lotfollah and Ruby Sabzevari -6024 W 1St St. Unit 15, Charlie and Kay Holmes, $315,000. UÊ Stephen and Elizabeth Thomas -- 1447 41St Ave., Shayna E Perry, $315,000. UÊ Stephanie Chavers -- 1204 24Th Ave. Court, Donald and Brenda Gibbs, $318,000. UÊ Luis Diaz -- 114 N 49Th Ave. Court, Craig Joseph Freier, $321,000. UÊ Ryan Mactaggart -- 4819 W 8Th St., R D Homes LLC, $322,500. UÊ Bethany Thomas -- 3815 W 7Th St. Road, Reagan E Best, $325,000. UÊ Robert Brockett -- 324 45Th Ave., Gary and Linda Allen, $325,000. UÊ Tona Martinez -- 2822 40Th Ave., Ryan Twogood, $327,500. UÊ Randy Pratt -- 4129 W 21St St. Road, Richard and Martha Ortega, $330,000. UÊ Deryck Dearaujo -- 6025 W 1St St., Menan and Dianna Bergman, $330,000. UÊ Viad Ionita -- 8632 18Th St., Dallas and Cassandra Nielsen, $337,000. UÊ Andrew Smith -- 1912 44Th Ave., Denise M Steinbeck, $350,000. UÊ Helen Akers -- 3218 67Th Ave. Place, Joseph and Debra Newman, $366,000. UÊ Shirley Prom -- 333 53Rd Ave., Brent J Lanman, $369,000. UÊ Arieth and Matthew Aghanenu -- 8720 15Th St., Aspen View Homes LLC, $385,000. UÊ Kristine Fogle -- 1617 68Th Ave., Christopher C Reeves, $389,000. 14

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UÊ Andrew and Elizabeth Fisher -2022 81St Ave. Court, Joe and Megan Eitel, $450,000. UÊ Maria Gallo -- 1618 Montview Blvd., Ryan James Scoﬁeld, $525,000. Johnstown UÊ Jason and Kylie Walker -- 521 Pebble Beach Ave., Joy and Kelly Roberts, $310,000. UÊ Dominic Guerrieri -- 3246 Silverbell Drive, Jessica S Toney, $360,000. UÊ John and Samantha Vigil -- 3629 Candlewood Drive, Clayton Properties Group Ii , $360,300. UÊ Adam and Ariel Pearman -- 494 Territory Lane, Paul and Cheral Garrison, $369,900. UÊ Toby and Amber Mayo -- 230 Saxony Road, Jon and Summer Legendre, $380,000. UÊ Brett and Maureen Fleegal -- 2612 White Wing Road, Norman and Judith Marsh, $481,500. UÊ Brian and Amber Delgrosso -- 4136 Watercress Drive, Buer Homes Inc, $1,037,700. Loveland UÊ Michael and Deborah Ceciliani -- 926 Mariana Hills Court, Lc Home Mariana Butte LLC, $150,000. UÊ Drew Davidson -- 1057 E 5Th St., Jennifer and Lance Newlin, $235,500. UÊ Steven and Viola Frank -- 2059 Grays Peak Drive Unit 104, Tenaglia Revocable Family , $255,000. UÊ Peggy Cesario -- 1406 S California Ave., Craig and Holly Cable, $260,000. UÊ Daisy Jacquezmoran -- 4245 Georgetown Drive, Nicole B Holden, $279,000. UÊ Nancy Mclemore -- 2127 Campo Court Unit 102, Brianne R Danielson, $279,900. UÊ Cindy Fugate -- 207 Acacia Drive, Gale B Flores, $280,000. UÊ Diego Villaloboserives -- 1634 N Garﬁeld Ave., Rachel and Daniel Geu, $282,000. UÊ Elliot Rivera -- 2423 Mountain View Drive, Rutherford Inc, $299,000. UÊ Judy Batavia -- 1535 Zinc St., Judith Marie Beatty, $300,000. UÊ Jeffrey and Jennifer Sebesta -- 2437 Eagle Drive, Therese M Shuey, $307,500.

UÊ Lonnie Miller -- 610 W 30Th St., Fraaken Family Trust, $315,000. UÊ James and Megan Wallace -1841 10Th St. Sw, Davin and Shawna Hammond, $322,000. UÊ Christine Kehoe -- 4367 Birchwood Drive, Eric and Miriam Meyer, $325,000. UÊ Scott and Wendy Ritchie -1015 W 30Th St., E G Hibbert, $335,000. UÊ Thanh Le -- 326 E 40Th St., Kevin and Brittany Dimmen, $337,000. UÊ Amanda Martin -- 613 W 36Th St., Melissa A Taylor, $340,000. UÊ Caleb Boeckman -- 286 Wrybill Ave., Donald and Desiree Patterson, $347,500. UÊ Donna Edwards -- 1143 Bristlecone Place, Eric and Jody Hobson, $349,900. UÊ Susan and Judson Paske -- 1715 Chama Ave., Parrish Group LLC, $349,900. UÊ Craig and Holly Cable -- 130 Cobalt Ave., Dolores A Leetz, $355,000. UÊ Eric and Hillary Sprengle -- 2885 Ariel Drive, Michael and Shanna Homandberg, $361,400. UÊ Carol and Marvin Morganti -1950 Virgo Circle, Elizabeth P Jefferson, $369,900. UÊ James and Susan Linden -- 2700 Lochbuie Circle, L James Webster Trust, $370,000. UÊ Jason and Michele Julian -1824 Twin Lakes Circle, John and Sasha Bradley, $374,900. UÊ Caleb and Hannah Battke -1444 Cattail Drive, Ronald and Kimberly Battke, $390,000. UÊ Garrett and Jessica Shackleton -- 539 Christine Court, Gary and Patricia Rees, $398,000. UÊ James and Jill Bauermeister -- 1962 Pikes Peak Drive, Twin Lakes Devl LLC, $419,000. UÊ Ulrich Bickel -- 4645 Twin Peaks Court, Shasha Liu, $427,000. UÊ Peter and Diana Stella -- 10896 Puma Gulch Road, Christine and Christine Orr, $680,000. UÊ Stephen and Rachel Stacey -916 Saddle Notch Road, Parker Yoder, $692,500. UÊ John and Susan Keil -- 4793 Mariana Hills Circle, Lc Home Mariana Butte LLC, $693,500. UÊ Travis and Zoe Ackerman -812 Ptarmigan Run, Rodney A

Loveland Reporter-Herald – AtHomeColorado.com

Mayo, $1,650,000. Windsor UÊ Zachary and Chase Hunnel -2098 Day Spring Drive, Journey Homes LLC, $320,900. UÊ Logan and Juliana Lee -- 1112 Summit Court, Max and Emma Pribbeno, $330,500. UÊ Alexander and Hanna Saunders -- 2129 Peach Blossom Drive, Journey Homes LLC, $344,800. UÊ Robert and Judith Monahan -- 642 Babine Court, Dan M Bryant, $361,700. UÊ Carol Walker -- 1900 E Seadrift Drive Unit A, Shane and Lyndsey Linke, $362,000. UÊ Douglas and Jenna Baker -- 406 Tuckaway Court, Roy A Gunther, $375,000. UÊ Mark and Mary Langness -- 1774 Summer Bloom Drive, Melody Homes Inc, $405,000. UÊ Cheryl Hunter -- 1779 Nightfall Drive, Melody Homes Inc, $406,000. UÊ Jeffrey and Cynthia Adams -502 Seahorse Drive, Calatlantic Group Inc, $407,300. UÊ Adam and Sarah Kirkpatrick -- 1120 Grand Ave., Karen and William Markham, $420,000. UÊ Heather and Skye Gray -- 1789 Hydrangea Drive, Melody Homes Inc, $425,500. UÊ Evan and Molly Vincent -1961 Rose Petal Drive, Melody Homes Inc, $460,500. UÊ Jeramie and Bridget Holt -1798 Paley Drive, Saint Aubyn Homes LLC, $512,700. UÊ Denise and Shaun Steinbeck -- 1909 Rolling Wind Drive, Bridgewater Homes LLC, $569,600. UÊ Jeffrey and Camilee Lewis -8454 Castaway Drive, Pamela L Brown, $570,000. UÊ Regina Toom -- 6701 Spanish Bay Drive, Ed and Deborah Giese, $589,000. UÊ Thomas Pilkington -- 6862 Spanish Bay Drive, E and Tammy Bentley, $677,000. UÊ Michael and Julia Jones -- 1888 Cloud Court, Bridgewater Homes LLC, $697,800. UÊ Clark and Allison Mccoy -7375 Royal Country Down Drive, James and Dale Miller, $835,000. UÊ Pamela Brown -- 4891 Haystack Drive, Warren and Kelly Schutte, $915,000. December 7-8, 2019

Real Estate place yoUr ad:

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Rentals

Foothills Apartments in Loveland: 2BR 1BA-$1050/month, water, sewer & trash included, Washer & Dryer in Unit.

No Pets. 1 Year Lease. 970-669-7850 NE Longmont 1BR Apt: $800/month + deposit, Trash, Gas, Water Paid. 303-941-2158 or email Slavenski8@aol.com

DRIVE YOUR WHEELS List your car, RV, boat or motorcycle and get ready to roll.

Mobil Home for Sale, Loveland 221 W. 57th St 1B, 1992 Titan 28'x56' 3BR/2BTH, 20'x11' & 52"x10' Rdwd decks Cntrl H/A, All Appliances, $60,000 (817) 313-3978

EMPTY YOUR GARAGE Have a Garage Sale this week. Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935

December 7, 2019

Call Now! 303-466-3636 970-635-3650 719-275-5300 or 888-355-0935 PLACE YOUR AD Call 303-466-3636 or 970-635-3650.

Here in Colorado, we like our trails long our mountains high and our news from a Colorado journalist. Thank you for reading and supporting your local newspaper! Reporter-Herald

AT HOME

R15

GOLF COURSE LIVING. RIDGE VIEWS. NEW HOMES. W Eisenhower Blvd. Rossum Drr..

B h ig T

NEW HOMES FROM THE $600'S, LOTS FROM THE $140'S

Sales Tues,Fri Fri- Sat - Sun 10am - 6pm SalesOffice Office | Tue, 10am - 6pm Matt | (970) 217-4787 RollinWalkowicz Goering | (970) 402-6432

ps om

 18 Hole Golf Course Community

 Nature Trails  Big Thompson River & Hogback Views

Mariana Butte Golf Course

MARIANA BUTTE LIFESTYLE. NATURE TRAILS. GOLF. BOEDECKER LAKE

ua Ave.

Big Thom o ps

Mariana Butte Golf Course

W Eisenhower Blvd.

R iver

S Wilson Ave.

Ros sum Dr.

 Walk to Mariana Butte Golf Course & Nature Trails, & Boedecker Lake  Minutes from Downtown  Next to Namaqua Elementary

N. Namaq

NEW HOMES FROM THE HIGH $300'S

SalesOffice Office || Tues, Tue, Fri 10am - 6pm Sales Fri- Sat - Sun 10am - 6pm Bill BillOrton Orton| |(303) (303)587-4085 587-4085

Downtown Loveland

W 1st St.

Boedecker Lake

NewLCHome.com 16

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Loveland Reporter-Herald – AtHomeColorado.com

December 7-8, 2019