REAL ESTATE
Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!
atHome Colorado Home & Real Estate | AtHomeColorado.com
Style at Home: Three essentials for
HOLIDAY DECORATING
Quick Guide and Featured Open Homes
2019’S Colors Of The Year: Take Your Pick
The Right Feeder for Every Bird
Looking for a home? View comprehensive listings of local open homes taking place this weekend from all across the area.
If you’re considering infusing some color into your home, look no further, trending paint colors of the year for 2019 are here.
Birds need extra sustenance through the winter. The type of feeder you use can determine the types of birds that frequent your yard.
November 10-11, 2018
Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
1
atHome COLORADO HOME AND REAL ESTATE
ATHOMECOLORADO.COM CONTRIBUTING WRITERS Cathy Hobbs Jamie Knodels Mary Carol Garrity Ilyce Glink Samuel J. Tamkin Fiona Kelliher Carol O’Meara Lauren White Suzanne Plewes ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser
At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.
SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit AtHomeColorado.com/ Submit-Your-News. ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.
FACEBOOK.COM/ ATHOMECOLORADO
DESIGN RECIPES
How to use winter white for a bright, minimalist look By Cathy Hobbs Tribune News Service (TNS) White has long been viewed as a formal color, typically reserved for seldom-used living and sitting rooms. These days, those looking for a light, bright and minimalist look are choosing winter white. Unlike stark, bright white, winter white has cream and taupe properties that can serve as the ideal foundation color Various shades of white including a winter white sofa and area rug help create a for a neutral color crisp and clean look. (Design Recipes palette. If you want to soothing colors such as soft gray pair slightly different shades of incorporate the beauty of winter white with darker or more winter or deeper shades of taupe. white into your home, here are white shades of white. 4. Consider metallics to some tips. 2. Place white furnishings in complement white decor. high traffic areas in which they 5. Look for ways to bring DO: portable design into your space as may be susceptible to frequent 1. Blend different shades and staining. A more winter white or far as adding winter white, in the tones of white in a single space. taupe color palette may be best, form of toss pillows, throws or This is no longer considered as it helps to better to conceal. accessories. taboo. 3. Forget white is a color. Often 2. Consider neutral or mostly the color white is ignored, but it DON’T: white artwork. Artwork helps can be used just like any other 1. Pair bright shades of white to make a statement as well as color, either as a primary color side by side. Slight off-hue tones introduce or complement colors for furniture and walls or as an may potentially look dirty when in a room. accent. placed next to each other. Instead, 3. Pair winter white with other 4. Overlook the opportunity to create a strong visual statement through the use of contrast. Black is a bold color that adds the perfect sense of contrast. 5. Ignore lighting. Lighting can be another opportunity to incorporate winter white into ones space. ——— Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs. com . Pairing black with winter white serves as the perfect contrast. (Design Recipes)
2
AT HOME
Loveland Reporter-Herald – AtHomeColorado.com
November 10-11, 2018
HOME DÉCOR
2019’s colors of the year: Take your pick By Lauren White HomeAdvisor (TNS) Top paint brands have selected their 2019 colors of the year and, at first glance, they couldn’t be more different. On the one hand, we have an earthy desert tone in Cavern Clay from SherwinWilliams. On the other, we have a sophisticated cool gray from Benjamin Moore. So, how do you decide which to use in your own design? These are some of the best and most intriguing options for everything from big commitments to smaller details. SHERWIN-WILLIAMS: CAVERN CLAY Sherwin-Williams describes their color selection as: “Ancient, yet fully alive. Bohemian, yet totally refined.” It is similar to popular terra cotta shades and works well on accent walls or for an entire room. Because Cavern Clay falls between orange and brown, it’s on the warm side of the spectrum and can create a cozy yet energized mood where applied. It’s a great complement to natural materials, Southwestern themes and indoor plants. If you’re painting a very small room, you might want to steer clear of this shade. It tends to pull the walls closer and may make the room feel confined. It may also
wall, for details like furniture and even on your home’s exterior! On interior walls, Blueprint can be quite dark. If you’re considering painting an entire room, know that this color will make it seem smaller and cozier. You might desire this for a bedroom or dining room, but perhaps not for a kitchen or living room.
Use the colors of the year on your walls or in your furniture and accents to keep your home design rich and fresh. (Dreamstime)
stimulate appetite, so if you want it in the kitchen, consider using it on an accent wall or backsplash. BENJAMIN MOORE: METROPOLITAN Benjamin Moore describes Metropolitan as: “Calm, composed and effortlessly sophisticated.” It is a cool, simple gray tone inspired by modern design, neutral trends and the goal of restoration in the home. This color can serve as a backdrop in nearly any room, from the kitchen to the bathroom and especially the bedroom, where we need calm most. You can use it on walls, in furniture and as linens or rugs. Consider layering it with other
grays for a tone-on-tone look. Though Metropolitan is extremely versatile, it can seem cold and unfriendly in dark spaces. Its character is best captured in rooms with lots of natural light. BEHR: BLUEPRINT According to Behr, “Blueprint creates a space where you can build your own reimagined life.” It is a rich, moody blue that fits into many design concepts. And Behr showcases it in palettes of every tone, from monochromatic to earth tones and pastels. This versatility means that it’ll be easier to incorporate Blueprint into your home design without making drastic changes. Use it as an accent
PPG PAINTS: NIGHT WATCH PPG Paints says their color, Night Watch, “is a rich, luxurious and classic shade of green allowing spaces to emulate the feeling of lush greenery.” You can incorporate it in velvety furniture, in rich décor, or in your linens and rugs. It also works beautifully as an accent wall or as the all-over color in an intimate space like a bedroom, study or dining room. For an entryway that pops, consider using Night Watch on your front door. Green is a stabilizing color that will anchor your home’s appearance and echo feelings of renewal and calm. ——— Lauren White is a reporter for HomeAdvisor, an online marketplace connecting homeowners with trusted service professionals to complete home projects. Visit HomeAdvisor.com
HOME DÉCOR
Jonathan Adler adds his happy, chic—and affordable—tyle to Amazon in a new collection By Jamie Knodels The Dallas Morning News (TNS) If you’ve been looking for a reason to revamp and change up your look at home, Jonathan Adler and Amazon are here for you. The poppy, happy designer has rolled out a new collection for the online giant’s first exclusive designer collaboration for the home. Adler, known for his unexpected and cheeky aesthetic, covers midcentury, Art Deco and modern styles in the collection, which includes rugs, bed linens, furniture and more. There’s no shortage of color in the Now House pieces, but punchy black-and-white November 10-11, 2018
styles get plenty of love, too. Standouts include a blush pink velvet sofa, geometric rugs and blonde wood storage units. The line comes with price tags lower than Adler fans are used to seeing on his pieces. Accents and decorative items like trays and candlesticks start at $16, and sofas and other furniture pieces are all under $1,300. A rug from Jonathan Adler’s Now House collection. (Amazon) Bonus: Most items are available with speedy delivery for Amazon Prime subscribers. Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
3
OPEN HOUSES THIS WEEKEND
TUES-SAT 9-5 & SUN 11-5 905 CHARLTON DRIVE, WINDSOR
SAT 1-3 474 LAVASTONE AVE, LOVELAND
SAT 12-2PM 528 OAK STREET, WINDSOR, COLORADO 80550
SAT 12-2 1327 AUDUBON PL, LOVELAND
New home with builder’s warranty by DR Horton. Open 3 bed, 3 bath floor plan with full landscaping and fencing. Convenient upper laundry and extra living space in the loft. Community pool and parks, nearby schools and shopping. Model at 870 Dartford Dr. $374,715 MLS# 864783
Ranch style home in Boise Village. Home features 3 bed on the main level plus 2 bed and 3/4 bath in the basement. Sprinkler system, central a/c, double garage & new carpet makes this the perfect entry level property. Fast closing is possible so check out this great home today!
Don’t miss this cute updated downtown Windsor bungalow. Move-in ready 3 bed, 3 bath home w/ tons of character. Refinished wood floors, updated bathrooms, fresh paint throughout, new A/C, new stainless-steel appliances & some new windows, all since 2016.
Great Central Location! Don’t miss this well cared for ranch home on 0.25 acre lot. 3 bedrooms, 2 baths also features enclosed sunroom, located on a quiet cul-de-sac. Move in ready--with some updating this becomes a classy home.
Brandi Garifi 720.291.0899
Kathy Beck 970.213.8475
$335,000 MLS# 865441 Tiffany Luthi 970-691-4838
$340,000 MLS# 864003 Rich Gardiner 970-227-0964
$349,900 MLS# 865692 Susan Herlihy 970-218-1636
SAT & SUN 12-2 1502 HILLTOP DRIVE
SAT 11-1 1568 W. 29TH STREET, LOVELAND, CO 80538
SAT 12-2 & SUN 1-3 1972 BIG SANDY PLACE, LOVELAND, CO 80538
SUN 12-2 2330 FIRSTVIEW DRIVE LOVELAND, CO 80538
Move right in this updated 60’s ranch w/ walkout basement w/ new carpet, paint, appliances, counters, lighting & blinds + wood floors & fireplace. This gem is on a large lot complete w/ deck, fenced yard, alley access & no HOA.
Enjoy the wonderful scenery Course in this townhome style/condo. This 55+ maintenance free home is located less than ½ mile from Benson Sculpture Garden & North Lake Park. This nicely maintained home features 2 beds, study, dining area/living room & 2 car attached garage.
Practically maintenance free 2-story townhome w/ unfinished basement & attached 2 car garage. Home offers new carpet & paint + private fenced yard, open floor plan, vaulted ceilings & gas fireplace. Master has sitting area, 2 closets, 5-piece bath & private balcony.
Great ranch style home near Lake Loveland, Parks & Schools. Quiet street w/ large trees & no HOA. Home boasts 3 beds, wood floors, 2 separate living areas, office/formal dining, open concept kitchen & fenced backyard w/ mature landscaping. Home has been pre-inspected.
$325,000 MLS# 866291
Zach Laue 970-689-2440
$325,000 $283,500 MLS# 866298 Bob Skillman 970-631-2257
Jamie Kimberlin 970-573-7465
Nicole Jewell 970-219-1904
$305,000 MLS# 863798 Diana Luthi 970-481-2692
Jay Roup 970-590-3438
NOV/DEC COMPLETION
MON-TH, SAT 10-5, FRI & SUN 12-5 2960 KINCAID DRIVE #204, LOVELAND
SATURDAY 12-2PM & SUNDAY 11-1PM 2544 CHAPLIN CREEK DR, LOVELAND
SAT 10-5 & SUN 11-5 3134 CRUX DR. LOVELAND
SAT 10-5 & SUN 11-5 3183 CRUX DR. LOVELAND
Come see this new 3bd, 2ba condo w/ 1430 sf, open flr plan, vaulted ceilings, lots of windows, kitchen w/ granite counters/island, laminate flrs, SS appl, spacious master suite & more! 1, 2 & 3 bdrm condos available at Enchantment Ridge. Prices starting at $238, final bldg. avail in Spring, 2019.
3 Bed, 3.5 BAs, 1 Story, 4019 sq ft. New lux Wonderland Home at the Lakes at Centerra. Main flr w/2 large BRs, tech area, 2.5 BAs, wood flrs & lux kitchen. Unfin walkout bsmnt w/access to landscaped yard. Deck w/scenic views & private side patio. 3 car garage, oversized laundry & owner’s entry.
This brand new 3BD 3BA 2,802 sf 2 story is ideal for entertaining! Open floorplan & awesome kitchen with island, gas range & beautiful cabinets. Great master retreat & loft! Unfinished basement. Great location! Visit Sales center at 3085 Crux Dr.
This brand new 3BD 2BA 1,405 sf ranch is gorgeous! Open floorplan & awesome kitchen with island, gas range & undermount sink. Private master retreat with large shower, dual sinks & walk-in closet. Great location! Visit Sales center at 3085 Crux Dr.
$291,000 MLS# 865622 Val Schlageter 970-217-3464
Kristin Boeding-Brown 970-825-2242
$656,873 MLS# 831064
Zach Laue 970-689-2440
Jerry Beers 970-397-2868
FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM 4
AT HOME
$359,950 MLS# 859825 Matt Nesbitt 970-393-3102
$339,950 MLS# 854426 Matt Nesbitt 970-393-3102
HARMONY OFFICE 970.229.0700
HORSETOOTH OFFICE 970.223.0700
CENTERRA OFFICE 970.613.0700
MULBERRY OFFICE 970.221.0700
OLD TOWN OFFICE 970.493.0700
LOVELAND OFFICE
Loveland Reporter-Herald – AtHomeColorado.com
970.663.0700
November 10-11, 2018
OPEN HOUSES THIS WEEKEND
SATURDAY 11-1 2319 AUSTIN AVE. LOVELAND
SATURDAY 2-4 3612 PINEWOOD CT. JOHNSTOWN
This 4BD 2BA 1,642 sf tri-level is great investment opportunity Immaculately maintained 4BD 4BA 3,329 sf 2 story in or first home. Corner lot in desirable location. New carpet & Thompson River Ranch! Open floorplan, dark hardwood floors, paint throughout. Tile counters, wood floors in kitchen, 2 living gorgeous kitchen, master retreat & packed with upgrades. Finished basement with bar area. Excellent outdoor living areas, 2 car garage. Newer roof and windows. spaces! $340,000 MLS# 865735 Kelly Milton 970-286-8511
$435,000 MLS# 865735 Kelly Milton 970-286-8511
SATURDAY 12-5 690 CIMARRON TRAIL, AULT
SATURDAY 12-2 5004 SINGLE TREE DRIVE
Ranch style home with 3 beds, 2 baths & 2,455 sf of living 5bd/4ba/4,213 SF 2 story home! Open desirable floor plan space is built by Baessler. Kitchen features granite, walk-in with finished basement! Beautiful relaxing deck with views pantry & stainless appliances. Dining Room opens to covered and a spacious yard. Easy access to Trails and Rocky Mtns! patio. Main floor laundry, full unfinished basement, 3 car garage & front yard landscaping. $317,503 MLS# 862211
$599,000 MLS# 859484
Sara Horner 970-443-8556
Beth Buman 720-313-1162
POWERED BY Leading
Real Estate Companies of the World®
ATTENTION
ALL ACTIVE DUTY
RETIRED MILITARY AND
WOUNDED WARRIORS
EARN CASH BACK WHEN YOU BUY OR SELL A HOME www.thegroupinc.com/military-on-the-move or call 970.416.8116 FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM November 10-11, 2018
HARMONY OFFICE 970.229.0700
HORSETOOTH OFFICE 970.223.0700
CENTERRA OFFICE 970.613.0700
MULBERRY OFFICE 970.221.0700
OLD TOWN OFFICE 970.493.0700
LOVELAND OFFICE
Loveland Reporter-Herald – AtHomeColorado.com
970.663.0700
AT HOME
5
COVERPROFILE
Amazing greenery and show-stealing ribbon are the essential bedrocks of a sensational holiday treatment. (Mary Carol Garrity/TNS)
Style at Home: Three essentials for
HOLIDAY DECORATING Amazing greenery and showstealing ribbon are the essential bedrocks of a sensational holiday treatment. I was working with a customer this week who was starting fresh with her holiday decor. After taking in all the Christmas pageantry at Nell Hill’s, she asked me where to start to get the most from her budget. Simple! I advised her to invest in garland, picks and ribbon, then add all the rest, like ornaments, in the future. You can decorate with these three alone and your home will look beautiful.
Invest in garland, picks and ribbon, then add all the rest, like ornaments, in the future. (Mary Carol Garrity/TNS)
By Mary Carol Garrity Tribune News Service (TNS) Whether you want to fill your home top to bottom with holiday cheer or add a few festive touches here and there, my advice is the same: Start with a fabulous base. 6
AT HOME
GARLAND For years, I was a greenery snob. You would never, ever catch me using faux fir in my holiday decor. Back then, the fakes looked, well, fake. I started to lose my love for real pine boughs about the time it started to destroy my wood furniture, one sap drip at a time. And all those dry needles all over the floor — ugh! Now the faux greenery we carry looks so real you have to touch it to tell — you can’t believe
your eyes. You can use garland all over your home. One of my favorites is looping it up a bannister. This photo, from my book “O Christmas Tree,” shows how I used ropes of garland to dress up the banister at my home in Atchison, Kan. You can snake some garland down the center of your dining table, like we did in this photo from “O Christmas Tree.” Cut a 6-foot garland in half and use it to decorate your buffet, or thread it through the arms of your dining room chandelier. How do you keep all these strands of garland in place? Cinch them up with zip ties. We go through thousands of zip ties every year. You can find them at any hardware store. Look for the biggest size you can, then trim the unused edges. PICKS Picks come in all shapes and sizes, and feature all types of faux greens, berries, flowers and nuts. They have a finished end, with the other end left unfinished so you can tuck them into a vase, behind
Loveland Reporter-Herald – AtHomeColorado.com
a piece of art, into a Christmas tree or any other spot you can imagine. In this photo, we used wild looking evergreen picks to create a bouquet of winter branches. The key to making picks or garland look lifelike is to fluff them out, spreading the branches or needles or berries so they take on the form or patterns they would follow in nature. RIBBON I love ribbon. Absolutely and completely. I can’t imagine my home dressed for the holidays without using spools and spools. Ribbon adds so much texture and softness. We have so many different types of holiday ribbon this year, from traditional (a spool of our black watch plaid ribbon is going home with me this year) to whimsical to glamorous. ——— This column was adapted from Mary Carol Garrity’s blog at www.nellhills.com November 10-11, 2018
ASK ANGIE’S LIST
Do I need a bathroom exhaust fan?
Bathroom exhaust fans can include extras such as lights or humidity sensors. (Dreamstime)
By Paul F. P. Pogue, Angie’s List Angie’s List(TNS) The humble bathroom exhaust fan might not occupy your mind very often, except maybe when you flip the switch by accident while fumbling around for the lights. But an exhaust fan plays a vital role in your bathroom, and it sometimes requires attention and care. WHAT ARE THE BENEFITS OF A FAN? The fan provides multiple benefits to your bathroom. First up, and most obviously, it
improves air quality and quickly removes unpleasant odors. By removing moisture from the air after a bath or shower, it also works to prevent mold and mildew. This also protects your fixtures, paint and wall boards — all of which suffer damage over the long term from excess air moisture. An exhaust fan needs to vent the air outdoors. If it feeds into an attic, ridge vent, or crawlspace, the moist air is out of sight but not out of mind. Mold can grow undetected if the moisture remains in an indoor enclosed space. Your installer will have several options for venting out air, including wall mounts that vent the air directly outside or ceiling-mounted fans that send the air out through roofs or ducts. Ceiling mounts provide the most efficient operation, since they remove hot, damp air as it rises. HOW SHOULD I INSTALL AN EXHAUST FAN? If you’d like to add a new
exhaust fan, most handymen and electricians can handle this work. Installing a bathroom exhaust fan usually takes three to four hours and costs between $165 and $350. It can take longer and cost more if it’s a first-floor installation on a multi-level home, or if you choose an upscale silent fan, which can run $200 on its own. Some states require a licensed electrician to do this kind of work. If you hire an electrician, you may also need to hire a handyman or other provider to patch up drywall or do other finishing work. You’ll pay more for a brandnew installation as compared to a replacement, which won’t involve cutting new holes or running connections to ducts. HOW TO CARE FOR AN EXHAUST FAN Once your exhaust fan is installed, don’t just forget about it. Dirt on the fan can slow down the works and shorten its usable lifespan. In rare occasions, a lint-filled exhaust fan can pose a
Featured Property
Vacant Land
Featured Property
fire hazard. Plus, a dirty vent just doesn’t look nice. Regularly dust the outside cover and vents, and occasionally remove the cover and clean out accumulated dirt and debris. After a bath or shower, try to run the fan for 10 or 15 minutes to draw out all the humidity. You can pay a little extra to add a timer switch to your fan to run it longer, or even a humidistat that automatically turns the fan on and off as the humidity changes. Avoid fans that turn on and off with the light switch. They often turn off before the fan has time to complete its work, One tip: Try to leave the bathroom door or window open at least a little while the fan is running. This promotes air movement and saves wear and tear on the fan motor. Paul F. P. Pogue is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.
Open House Saturday & Sunday 12-3pm
ced
ce
Pri
ced
u Red
edu
eR
c Pri
8402 N 81st St, Longmont $590,000 • MLS# 847671 Hops, Hemp or Hay, you decide! Entire property is a conservation easement zoned AG. This 25 acres is also a great location for horses w/allowable barn/arena/outbuildings w/max 10% structure coverage allowed. NO residtl structures allowed. Jesse Laner John Simmons 970-672-7212 970-481-1250 jlaner@c3-re.com jsimmons@c3-re.com
2127 Cape Hatteras Ct, Windsor $835,000 • MLS# 863824 4 Beds • 4 Baths • Total Sq. Ft. 4157 One of a kind property in Water Valley South on 1.86 acres. Over $200,000 in landscaping. Lookout point w/ spectacular views of WV & Windsor. Gardens, fenced yard, dry creek, patios, private beach, sprinkler system, water feature & fire pits.
Open House Saturday 12-3pm
Open House Saturday 11-1pm
John Simmons 970-481-1250 jsimmons@c3-re.com
Jesse Laner 970-672-7212 jlaner@c3-re.com
1020 Berthoud Peak Dr, Berthoud $945,000 • MLS# 864903 6 Beds • 5 Baths • 3 Car Garage Over 6000 finished square feet sitting on 1.07 Acres. Fantastic location near the new TPC Golf Course. Luxury outdoor swimming pool and a full finished basement. Call for a detailed list of home features, floor plan or to show. Jesse Laner John Simmons 970-672-7212 970-481-1250 jlaner@c3-re.com jsimmons@c3-re.com
102 Whitney Ct, Windsor $445,000 • MLS# 856999 3 Beds • 4 Baths • 3 Car Garage Fin bsmt w/salon, theater, kitchenette & family rm. 2 beds up plus loft. Main flr laundry, mstr ste w/ 5 pc ba, gourmet kitchen w/ dbl ovens & island, formal living room, formal dining & great room w/ vaulted ceilings & fireplace.
Open House Saturday 11-2pm
Open House Saturday & Sunday 12-3pm
Kim Jaynes 970-397-0973 kjaynes@c3-re.com
ed
ce
Pri
3 Marmac Dr, Loveland $360,000 • MLS# 865432 2 Beds • 2 Baths • 2 Car Garage Amazing opportunity near Lake Loveland on a quiet street. Mature and private landscaping and thousands of upgrades throughout. Home features an office, living room, formal dining and a den. Venessa Snow 970-888-2955 vsnow@c3-re.com
1501 Oak Creek Dr, Loveland $250,000 • MLS# 865924 2 Beds • 1 Baths • Total Sq. Ft. 909 Stop by and check out this awesome town home in Northwest Loveland Shamrock West neighborhood. 1 car attached garage & fenced in backyard. Great location within close proximity to the Sculpture Park, Lake Loveland and Longview Trail! Janeé Walker 970-215-3876 jwalker@c3-re.com
www.MyColoHome.com November 10-11, 2018
uc Red
8727 E County Road 18, Johnstown $800,000 • MLS# 857945 2 Beds • 2 Baths • Total Sq. Ft. 2190 Home on 15 ac & Outbuildings to LIVE, PLAY, INVEST and even WORK! FA zoning allows for many uses-NO HOA! This area is growing, so get land while you can! Come visit us Saturday! Reduced to $800,000. Lisa Young 970-219-1955 lyoung@c3-re.com
2206 W Stuart St, Fort Collins $369,000 4 Beds • 2 Baths • 2 Car Garage NO HOA and in GREAT condition. Quick Close Possible. New interior and exterior paint, 2 living areas, fireplace and a .23 acre fence in lot near CSU, shopping, dining & Horsetooth Reservoir. Lucas Ray 970-815-6618 lray@c3-re.com
970.225.5152 • C3 Real Estate Solution, LLC. Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
7
LAWN AND GARDEN
The right feeder for every bird As days shorten and the weather turns chilly, gardeners are cleaning up debris, tidying beds, and tucking everything in BY CAROL for the winter. O’MEARA We do so with Colorado State University Extension a sigh of relief; the prolonged pace of tending the garden slows as fall deepens and holidays distract us. But now is not the time to think only of ourselves; smaller denizens in the garden need us to get over ourselves and think about their needs as well. Insects make use of fallen leaves or seed heads for refuge and protection from weather; spiders tuck themselves into nooks in the mulch to overwinter. Some garden members stay active, however, and in a seemingly barren winterscape, it’s nice to have the raucous activity of birds. Keep them around by providing food and water. Birds with access to feeders tend to have higher winter survival rates, especially if we have season-long cold. Food is energy for staying warm, but if you’re concerned about them becoming dependent on the feeder, relax. Studies have shown that only 15 to 25 percent of their food comes from feeders and they forage readily to fill in the rest.
Access to nutritious food and water helps birds survive during the cold winter months. (Shutterstock)
There’s a wide selection of seed and feeding stations available for the backyard birds. Many birds, like sparrows and doves, prefer to feed on large, flat surfaces and may not visit any type of hanging feeder. To give them something to dine on, spread seed on the ground. If that’s too messy for your taste, consider a hopper or platform feeder. Hoppers are platforms with walls and a roof that protects seed against the weather. A platform feeder is any flat, raised surface to spread bird food and can have a roof to keep seeds dry. It should have plenty of drainage holes to prevent water accumulation. Place it near the ground to attract juncos, doves, and sparrows if squirrels aren’t a
problem. Tube feeders are hollow cylinders with multiple feeding ports and perches. Feeders with short perches give an edge to small birds while excluding larger birds that can be bullies. The size of the feeding ports varies as well, depending on the type of seed to be offered. Small feeding ports are ideal for nyjer seed, which is excellent for smaller birds, especially finches, juncos and sparrows. One essential menu item is suet. Suet is pure fat with some seed, fruit, or insect carcasses and provides high energy in winter when birds need lots of calories to keep warm. Suet attracts flickers, woodpeckers, and chickadees. The most common type of seed
T& SA -3 EN N 12 P O SU
and one that packs a lot of energy for the feathered friends is blackoil sunflower seed. This small sunflower seed has thin shells, making it easy to crack open and popular with many birds, such as chickadees, finches, sparrows, and occasionally, woodpeckers. Hulled sunflower seeds have the shell removed for quick eating and a “no mess” type of feed. Many species will actually prefer to feed on this easy, work-free meal. Be sure to keep the seed dry because it tends to spoil more quickly than sunflower in the shell. Water is another essential for birds in winter for drinking and bathing. Change the water often to prevent it from stagnating and keep ice from freezing it solid. ————————————— Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.
3754 Butternut Ave, Loveland $225,000 | MLS #865196
Fantastic Loveland condo at a great price! Neat and clean and move-in ready! Maintenance free - HOA covers exterior maintenance, snow removal & lawn care. Brand New Furnace October 2018! 2-story unit. Bright eat-in kitchen w/pantry walks out to patio. All appliances stay, even washer & dryer! Large bedrooms with ample closet space. Beautiful trees & landscaping throughout complex. 1 car detached garage just steps from the front door!
Call Dennis Schick 970-567-3942 dschick001@outlook.com www.DennisSchick.com
4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated
8
AT HOME
Loveland Reporter-Herald – AtHomeColorado.com
November 10-11, 2018
OPEN HOUSE
QUICK GUIDE
OPENHOMES.ATHOMECOLORADO.COM Ault 690 Cimarron Trl $317,503 Saturday 12:00 PM-5:00 PM Sara Horner The Group Inc (970) 443-8556
Berthoud 310 Common Dr. $430,000 Saturday & Sunday 12:00 PM-2:00 PM Duane Penny Coldwell Banker Longmont Residential (970) 290-2220
Firestone 5682 Viewpoint Ave $398,900 Sunday 1:00 PM-4:00 PM Jamie Zimmerman RE/MAX Alliance (303) 807-1302
Fort Collins 2206 W Stuart St, $369,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250
Frederick 5402 Fox Run Blvd. $389,900 Sunday 1:00 PM-3:00 PM Janet Borchert WK Real Estate (720) 564-6034 5402 Fox Run Blvd $389,900 Saturday 11:00 AM-1:00 PM Andrea Runkel WK Real Estate (720) 331-6744
Johnstown 8727 E County Road 18 $800,000 Saturday 11:00 AM-2:00 PM Lisa Young C3 Real Estate Solutions (970) 219-1955
Loveland
1703 Whitehall Dr 3-E $318,500 Saturday 1:00 PM-3:00 PM Amy Darcy RE/MAX Alliance (303) 725-3756
3754 Butternut Ave $225,000 Saturday & Sunday 12:00 PM-3:00 PM Dennis Schick RE/MAX Alliance - Fort Collins (970) 567-3942
319 Sugarbin Court $389,000 Saturday 12:00 PM-2:00 PM Gary Savarese WK Real Estate (720) 564-6001
1501 Oak Creek Dr $250,000 Saturday 11:00 AM-1:00 PM Maria McLain C3 Real Estate Solutions (970) 217-8500 1568 W 29th St $283,500 Saturday 11:00 AM-1:00 PM Bob Skillman The Group Inc (970) 631-2257
810 Taylor Avenue $488,000 Saturday 1:00 PM-3:00 PM Melissa Golba Colorado Homes by Melissa, Inc. (970) 227-7212
1902 Wildrose Drive $418,750 Sunday 11:00 AM-1:00 PM Karen Bernardi The Bernardi Group (303) 402-6000
2330 Firstview Dr $305,000 Sunday 12:00 PM-2:00 PM Diana Luthi The Group Inc (970) 481-2692
5004 Single Tree Dr $559,000 Saturday 12:00 PM-2:00 PM Beth Buman The Group Inc (720) 313-1162
1200 S Tyler Ave $325,000 Sunday 2:00 PM-4:00 PM Julie Stinson RE/MAX Alliance - Fort Collins (970) 679-8590
4611 Portofino Drive $529,900 Saturday 1:00 PM-3:00 PM Sibyl Liedtke WK Real Estate (303) 482-7510 4620 Lucca Dr $529,900 Sunday 1:00 PM-3:00 PM Jeanne Ryan Berkshire Hathaway HomeServices, Rocky Mountain REALTORS (303) 859-3526 1129 Chestnut Dr $529,900 Daily 11:00 AM-5:00 PM Linda Davidson Berkshire Hathaway HomeServices, Rocky Mountain REALTORS (720) 203-7200 918 Half Measures Drive $600K’s+ Daily 11:00 AM-5:00 Marlita Lazo Markel Homes (303) 522-7928
1502 Hilltop Dr $325,000 Saturday 12:00 PM-2:00 PM Zach Laue The Group Inc (970) 689-2440 1502 Hilltop Dr $325,000 Sunday 11:00 AM-5:00 PM Zach Laue The Group Inc (970) 689-2440 3183 Crux Dr $339,950 Saturday 10:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 3183 Crux Dr $339,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327
Longmont 820 Kimbark Street A $267,000 Saturday 12:00 PM-2:00 PM Jeremiah Daly WK Real Estate (303) 990-2012
9904 Harbor Drive $1,347,000 Saturday & Sunday 11:00 AM-1:00 PM Chris Haught WK Real Estate (303) 947-4074
800 Lincoln St Unit F $279,000 Saturday 11:00 AM-1:00 PM Hillary Simonson Colorado 1st Realty (303) 809-3717
5101 Saint Vrain Road $3,350,000 Sunday 11:00 AM-2:00 PM Karen Bernardi The Bernardi Group (303) 402-6000
November 10-11, 2018
3 Marmac Dr $360,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250
1440 Moonlight Dr High $400,000’s Thursday - Sunday 12:00 PM-4:00 PM Stan Meade Pedal To Properties (303) 817-7777
957 Neon Forest Cir $880,000 Saturday 12:00 PM-2:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885
LIST YOUR OPEN HOUSE
2505 S Garfield Ave $350,000 Saturday 1:00 PM-3:00 PM Rhonda Heth RE/MAX Alliance - Fort Collins (970) 566-3516
474 Lavastone Ave $340,000 Saturday 1:00 PM-3:00 PM Rich Gardiner The Group Inc (970) 227-0964 2319 Austin Ave $340,000 Saturday 11:00 AM-1:00 PM Kelly Milton The Group Inc (970) 286-8511 1327 Audubon Place $349,900 Saturday 12:00 PM-2:00 PM Susan Herlihy The Group Inc (970) 218-1636
4805 Mariana Hills Circle New Homes From The $600’s to $700’s Saturday & Sunday 11:00 AM-4:00 PM Rollin Goering LC Home (970) 402-6432 2544 Chaplin Creek Dr $624,000 Saturday 12:00 AM-2:00 PM Kristin Brown The Group Inc (970) 825-2242 2544 Chaplin Creek Dr $624,000 Sunday 11:00 AM-1:00 PM Kristin Brown The Group Inc (970) 825-2242
Windsor 528 Oak St $335,000 Saturday 12:00 PM-2:00 PM Tiffany Luthi The Group Inc (970) 691-4838 905 Charlton Dr $374,715 Saturday 9:00 AM-5:00 PM Kathy Beck The Group Inc (970) 213-8475 905 Charlton Dr $374,715 Sunday 11:00 AM-5:00 PM Kathy Beck The Group Inc (970) 213-8475 102 Whitney Ct $445,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250
VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
9
REAL ESTATE MATTERS
REAL ESTATE
What to do when the mortgage company says you still owe on an old loan
Qualifying for a mortgage might be easier than you think
By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency
Q
: I sold my home three years ago, but the mortgage company says that I still owe money on the mortgage. I told them the loan was paid off, but they keep telling me that it wasn’t and they won’t give me any other information. I have not made a payment on the loan for three years, and yet they still say I owe money. They haven’t done anything about coming after me, but the house is sold. What can I do?
A
: When you sold your home three years ago, we imagine you closed on the sale at the offices of a title company, closing agent or attorney or a settlement agent. At that closing, the closing agent was supposed to pay the final amount owed on your loan. We suspect what happened is that the closing agent didn’t get the right payoff amount for your loan or failed to get the payoff amount to the lender on time. Here’s what should happen: your attorney or closing agent will order a demand letter (also called a payoff letter) from your lender. That demand letter will give the bottom line number that is needed to pay off the loan in full by a certain date. Every day that the payoff is delayed means you’d owe a higher amount to the lender. The things that could have gone wrong include: the closing agent (1) sent an amount to your lender that was short payoff funds, (2) sent the amount by mail, and the funds got to the lender after the due date in the demand letter, or (3) sent the wrong amount due to a failure to read properly the amounts owed in the demand letter. In each of the above situations, the amount you’d owe the lender would be small. If the payoff was short a couple
10
AT HOME
of days interest or short a fee of some sort, the amount you’d owe the lender should be quite small relative to the loan size. Here’s where it gets interesting. Your closing agent had the obligation to make the payment properly and on time. You may need to go back to the closing agent and have them figure out what they did or didn’t do to pay off the loan when you sold your home. It could be that the closing agent’s company now has to fix the mistake that the closing agent made three years ago. Here’s where you have to balance your time and the costs involved. If you can find out the amount owed on your old loan and the amount is $50, you might just want to pay it and be done with it. Otherwise, you will need to search through your papers and find the closing agent that closed your deal and ask them to fix the issue. We’ve received letters from some of our readers over the years that have had settlement agents deny they had anything to do with some issues. In some cases they were right, but in others the closing agent was clearly obligated to do certain things and to do those things right and when they didn’t do it right, the settlement agent should step up and fix the problem. Having said all that, if your lender messed up and gave the wrong payoff amount, or the settlement agent paid the right amount and, through no fault on their end, the amount was not sufficient to pay off the loan in full, you would have paid the different when you closed. It would be up to you to pay that amount to your lender now, even though it is three years after the closing. Keep in mind that you might want to pull a copy of your credit report and determine if your old mortgage lender is still showing your loan as unpaid and also see how much they are showing as a balance. You can get a free
copy of your credit report from AnnualCreditReport.com. This site allows you to get a free copy of your credit report from each of the big three credit reporting bureaus. You can get one copy from each of them once per year. Once you download a copy, you can look in the report under loans and mortgages and you should see your old mortgage loan listed. If you see that the balance is $50, you will know that the payoff was short that amount and you’ll know where you stand. If the balance owed is “0,” the lender may be showing the loan as paid in full. You can look a little deeper and see what the payment schedule was during the last three years to see if you can tell when the loan was paid in full. Doing a little legwork first will help you figure out where you stand with your lender before you end up on hold forever with a big box lender that won’t or can’t give you information or chasing down your closing agent who may or may not be at the same office. Finally, we have seen some home sellers fail to give the right information to closing agents and get away with closing on homes without paying off old loans. Eventually, the title company that insured that transaction will send the file to the claims department and the claims department may come after you for the amount you owe -- if you actually didn’t pay off the loan and the closing attorney missed having to pay off that lender. Good luck. (Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink.com.)(c) 2018 ILYCE R. GLINK AND SAMUEL J. TAMKIN. DISTRIBUTED BY TRIBUNE CONTENT AGENCY, LLC.
Loveland Reporter-Herald – AtHomeColorado.com
BPT—Buying a home is an exciting process, but for many people it can also seem out of reach. While many renters would like to buy, there are several factors that may lead potential homebuyers to believe they may not be ready. Several factors may lead potential homebuyers to believe they may not be ready to buy. These include credit score requirements, income and debt levels, and the common myth that a 20 percent down payment is needed. Down payment is routinely cited by prospective homebuyers as the largest hurdle to homeownership. However, with private mortgage insurance (MI) a borrower can qualify for a conventional home loan with as little as 3 percent down. In addition to the competitive pricing of mortgages backed by private MI, private MI can be canceled when a borrower reaches 20 percent equity in his or her home. This added perk often makes private MI a more affordable option over other home loan programs —such as FHA-backed home loans—which require mortgage insurance premiums for the vast majority of borrowers for the entire term of the mortgage, which is often 15 or 30 years. For decades, millions of homeowners and prospective homebuyers have relied on private MI to help them affordably and responsibly buy a home. When making homebuying decisions, it is important to take a second look to make sure you are aware of all your options. Check out lowdownpaymentfacts.org to learn more. November 10-11, 2018
REAL ESTATE
Deciding Whether To Rent Or Sell Your Home Once you’ve decided you want to move, the next decision is what you want to do with your existing home. Selling your SUZANNE PLEWES home can allow RE/MAX Alliance you to start somewhere new with a solid financial foundation, while renting your home can build wealth and be the start of a real estate portfolio. Knowing which option is right for you can be tricky, so we’ve put together some factors to think about below. Taking these different variables into consideration may help in
November 10-11, 2018
determining whether to rent or sell your home. The Amount Of Capital In Your Bank Account Your financial situation can vary based on your employment, stage in life, and other factors. Rule number one to investment properties, understand what you can afford. If you decide to rent a home, repairs will still need to be made whether it be a broken water heater or damage caused by tenants. Can you pay to have the problem fixed? Will it drain your savings or create a financial burden? There are often unexpected costs to renting out a home so make sure you are mentally prepared and financially capable of handling them. Research Housing Comps and Vacancy Rates In Your Area Houses, condos and apartments are being rented and sold all around you. Finding out the going rental rate will help you estimate cash flow. Looking up vacancy rates may also help you better understand risks. If rentals are in high demand and rental prices
have skyrocketed, you may want to rent your property as opposed to selling it. On the flip side, if prices are dropping and vacancy rates are high, keeping the property for rental will be riskier. Other Potential Costs In addition to repair costs, it is important to other potential expenses and how they may change. You may need to change your homeowner’s insurance policy to cover the changed use of the property. Property taxes may be subject to change over time. Local laws may dictate your added responsibilities as a landlord, such as for lawn maintenance and snow removal. Consider all factors to accurately estimate your expenses and make smarter investment decisions. Taking On The Stress Of Being A Landlord Tenants can make or break your experience of being a landlord. If you find good tenants, it may be a cake walk. They may take care of your house, pay their rent on time and let you know if any issues that occur in the house when they
Loveland Reporter-Herald – AtHomeColorado.com
happen. Disorderly tenants are a whole different story and can wreak havoc on your property. As a first time investor, you may not be as skilled at screening tenants. Consider contacting a professional to help you avoid common mistakes. Final Thoughts On Determining Whether To Rent Or Sell Your Home UÊ Here are a few closing questions you could ask yourself: UÊ Do you plan on moving back one day? UÊ Are you renting to build a real estate portfolio? UÊ Are you renting to take care of family? UÊ Do you want to be a landlord? Understanding your own wants and needs will help you determine what is right for you.
Suzanne Plewes is a broker associate at RE/MAX Alliance. Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.
AT HOME
11
REAL ESTATE
Wells Fargo says its error cost hundreds more people their homes than first thought By Deon Roberts The Charlotte Observer (TNS) Wells Fargo said Tuesday that an internal error cost hundreds more people their homes than the bank initially thought. In a new disclosure, San Franciscobased Wells said an expanded review found that approximately 870 customers were incorrectly denied or not offered loan modifications or repayment plans that would have made their mortgages more affordable. As a result, about 545 of those customers lost their homes to foreclosure, Wells said in a securities filing. A spokesman for the bank, which has a large presence in Charlotte, said the company apologizes for the mistake. “We are sorry that these errors occurred,” Tom Goyda said. He also said that Wells is assigning a single, dedicated point of contact to each affected customer as the bank assists them. The new revelations come after Wells in August disclosed that a
AT
1-3
T1
S EN
N PE
OP
-3
N1
SA
N PE
O
2505 S Garfield Ave, Loveland
Enjoy your coffee on the back porch with stunning mountain views! 3 bed, 1 bath, oversized 2 car garage, .48 of an acre, additional 800 Sq Ft out-building. Close to town, still in the country. No HOA. $350,000
Listed by Rhonda Heth
3053 Brunner Blvd, Johnstown
Wonderful ranch in desirable Corbett Glenn subdivision. Open floor plan with vaulted ceilings & fireplace in living rm. Kit. offers granite countertops, ss appliances & white distressed cabinets.
3053 Brunner Blvd, Johnstown
Wonderful ranch in desirable Corbett Glenn subdivision. Open floor plan with vaulted ceilings & fireplace in living rm. Kit. offers granite countertops, ss appliances & white distressed cabinets.
$441,250 | MLS #853768
$441,250 | MLS #853768
Call Amy Lane
Call Tracy Wilson
970-567-0816 amy@tracysteam.com
Hosted by Tina Walker 970-310-3607
N2
-4
970-567-0907 tracy@tracysteam.com
ED
D
UC
TE
SU
T US
ED
LIS
R ICE
J
O
1200 S Tyler Ave, Loveland
Stop by and take a look at this cozy ranch style property that features a finished basement, 3 bedrooms, 3 baths, vaulted ceilings, family room gas fireplace, handicapped accessible and much more!
PR
1729 Wimbley Ct, Loveland
Great location! Close to the hospital, bike trail, shopping and Boyd Lake. Multi-level with 3 bedrooms, 2.5 baths, newer laminate flooring, gas fireplace, cul-desac lot and a three car garage!
$325,000 | MLS #864491
$360,000 | MLS #865049
Call Julie Stinson
Call Julie Stinson
970-679-8590 juliestinson@remax.net
-3
SU
O
970-566-3516
N PE
calculation error involving a mortgage underwriting tool caused 625 customers to be incorrectly denied or not offered loan modifications. In about 400 of those cases, the homes were ultimately foreclosed on, the bank said. Affected customers were in the foreclosure process between April 2010 and October 2015, when the problem was corrected, the bank said at the time. On Tuesday, Wells said its expanded reviewed covered homes in the foreclosure process from March 15, 2010, to this past April 30 when new controls were implemented. Wells said it has contacted a substantial majority of the roughly 870 affected customers to provide remediation as well as the option of no-cost mediation with an independent mediator. Attempts to contact the remaining affected customers are ongoing, Wells said. In August, the bank said it had set aside $8 million for customer remediation, for an average of $12,800 per customer. Goyda said Tuesday that the bank has not updated the figure.
970-679-8590 juliestinson@remax.net
1908 Gail Ct, Loveland
HUGE LOT!! Brick ranch with a real Colorado feel! Mountain and water views from the spacious, open living room. Great cul-de-sac location. Price has just been reduced! $400,000 | MLS #857785
Call Julie Stinson
970-679-8590 juliestinson@remax.net
RE/MAX Alliance Each office independently owned & operated Five Northern Colorado locations to serve you.
4703 A Boardwalk Dr, Fort Collins | 226-3990 125 S. Howes St, Ste 120, Fort Collins | 482-1781 750 W Eisenhower, Loveland | 669-1234 1275 58th Ave, Ste A, Greeley | 330-5000
12
AT HOME
Loveland Reporter-Herald
The bank did not rule out finding other problems. “The company’s review of these matters is ongoing, including a review of its mortgage loan modification tools,” it said in Tuesday’s filing. It’s the latest disclosure by Wells Fargo, which remains under federal probes and regulatory restrictions more than two years after a major 2016 sales scandal. In that matter, Wells employees were accused of creating millions of unauthorized customer accounts to meet aggressive sales goals. Since then, Wells has issued several disclosures about customer harm in other areas, including foreign exchange, wealth management and add-on products like identity theft protection. Federal agencies, including the Justice Department, are investigating some of those activities, Wells said in an August filing with regulators. On Tuesday, the bank said it has set aside more money to compensate customers harmed by a practice, since discontinued, of forcing auto insurance on some consumers who didn’t need such coverage, which led in some instances to wrongful vehicle repossessions. In August, Wells estimated it will provide about $212 million in cash remediation. On Tuesday, the bank said it has increased the remediation figure by $241 million to increase the population of potentially affected customers and provide greater
payments. Wells Fargo has pointed out steps it’s taken to overhaul its practices, including eliminating product sales goals for bankers who sell traditional products like checking accounts and credit cards. To help repair its image, the bank launched a nationwide ad campaign this year. Those ads point out that the bank was founded in 1852 but “reestablished” in 2018 — a reference to the changes it’s making to right itself. But some lawmakers and regulators say the bank has more work to do. During a U.S. Senate banking committee hearing in October, the head of the Office of the Comptroller of the Currency said it wasn’t satisfied with Wells as it monitors its compliance with an order it issued in April. In that action, the regulator accused Wells of improper mortgage and auto-lending practices and ordered it to provide restitution to customers. Also last month, some Democrats on the Senate Banking Committee wrote in a letter that Wells’ CEO Tim Sloan and Chairwoman Betsy Duke should be made to testify before Congress following “rampant consumer abuses” revealed over the past year. The request was made to committee Chairman Mike Crapo, of Idaho. A committee spokeswoman said Monday that no hearing has been scheduled.
REAL ESTATE TRANSACTIONS
UÊ Roger and Sue Snyder — 2337 Barela Drive, Aspen View Homes LLC, $456,000. UÊ Jason and Lauren Gilliland — 2450 Likens Drive, Aspen View Homes LLC, $531,200. Estes Park UÊ Richard Ba sile — 1250 S. Saint Vrain Ave., Unit 2, Ruby Stromberger, $169,000. UÊ Dean Moore — 3040 Carriage Drive, Johnny A. Bourland Judith A., $415,000. UÊ Thomas and Luanne Lathrop — 2505 Longview Drive, Karen J. Domenico, $539,000. UÊ Jon Sonstroem — 1600 Wapiti Circle, Unit 10, Ronald and Mary Nickel, $590,000. UÊ Alan and Jolene Ward — 3870 Star Way, Randal and Kri Harrington, $660,000.
The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount. Berthoud UÊ Alexandra Vorbeck — 1201 Cedar Drive, Sarah Jorgensen, $305,000. UÊ Richard and Deborah Ridley — 608 Bristlecone Court, Rocky Mount Invest. Group LLC, $319,000. UÊ Paul Sievert — 622 Ten Gallon Drive, Richfield Homes LLC, $340,200. UÊ Jose Moncada — 618 Ten Gallon Drive, Richfield Homes LLC, $361,900. UÊ Douglas Prato — 2480 Barela Drive, Aspen View Homes LLC, $416,600. – AtHomeColorado.com
November 10-11, 2018
UÊ >ÀÀÞÊ> `Ê ÞÊ->ÀÛ ÃÊpÊ£ÓnäÊ > Ê, ÛiÀÊ, >`]Ê Õ}Ê> `Ê i ÃÃ>Ê V> `]ÊfÈ ä]äää° Fort Collins UÊ >L Ì Ê*>À> Õ ÊpÊn£ÈÊ °Ê Õ LiÀÀÞÊ -Ì°]Ê7iÃÌiÀ Ê °Ê-Ì ÀiÊ ` }ÃÊ ]Ê f£ÎÓ]xää° UÊ , LiÀÌÊ iÀ ÊpÊÇÓäÊ ÌÞÊ*>À Ê Ûi°]Ê «Ì°Ê £Óx]Ê >V Ê> `Ê iÌÌÞÊ ` }]Ê fÓäx]äää° UÊ ÀL Ê Ìâ}iÀ> `ÊpÊÎxΣÊ7 ` Ê
À Ûi]Ê «Ì°Ê x]Ê >À}>ÀiÌÊ °Ê Õ``]Ê fÓ£Ç]äää° UÊ > > Ê/ >ÃÊpÊÓ Ó{Ê, ÃÃÊ
À Ûi]Ê «Ì°Ê £ ]Ê Ê ` }ÃÊ ]ÊfÓ£Ç] ää° UÊ /iÀ Ê >À iÃÜ ÀÌ À ViÊpÊÎÓääÊ â> i>Ê À Ûi]Ê «Ì°Ê È]Ê iÊ °Ê7 ÃiV ]Ê fÓÎä]äää° UÊ Ì iÌÌiÊ `iÜi ÊpÊÇäÓÊ >ÀÀi Ê
ÕÀÌ]Ê Þ Ê °Ê ÕÃÌ]ÊfÓxx]äää° UÊ >Ã Ê Ã ÊpÊÓÇä£Ê-Ì ÛiÀÊ -Ì°]Ê «Ì°Ê{]Ê i Ê ` Ê ÃiÀ]Ê fÓÇÇ]äää° UÊ *>Õ Ê> `Ê Þ iÊ À ÃÌ v> i ÊpÊ Ó Ó Ê, ÃÃÊ À Ûi]Ê «Ì°Ê+{ ]Ê Õ` Ì Ê °Ê- Ì ]ÊfÓnä]äää° UÊ 7Ê,ÞV i ÊpÊÓ£ÎÎÊ À ÃÀ Ê, >`]Ê 1 ÌÊ Óä£]Ê >ÀVi >Ê i Ãi Ê/ÀÕÃÌ]Ê fÓnÎ]äää° UÊ >ÀÀÞÊ> `Ê7> `>Ê7iÀÌ ÊpÊÓÈäÓÊ / LiÀÜ `Ê À Ûi]Ê1 ÌÊxÎ]Ê > iÃÊ
°Ê,i}> ]ÊfÓ Ç]xää° UÊ , > `Ê> `Ê-Ìi« > iÊ/ >à ÊpÊ £nÎÓÊ,> Ã}>ÌiÊ ÕÀÌ]Ê7>Þ iÊ °Ê Þ ]ÊfΣä] ää°
UÊ >Ài`Ê> `Ê iÃà V>Ê ÜiÊpÊÇÓ£Ê * `iÀ Ã>Ê À Ûi]Ê Ã Õ>Ê °Ê ÀiÕ ]Ê fΣÎ]äää° UÊ i Ê À Ü ÊpÊ£xä£Ê7>} Ê/ }ÕiÊ
À Ûi]Ê7 > Ê °Ê > ]ÊfΣ ]äää° UÊ ià ÀiiÊ ÕÃÊpÊ{ÎÓ£Ê i ÃÌ iÊ > i]Ê Õ> Ê i} Ê iÀ > `iâ]Ê fΣ ]xää° UÊ >À iiÊ > }wÌÌÊpÊ£{{nÊ i Ê >Ûi Ê À Ûi]Ê À Ê Ý]ÊfÎÎä]äää° UÊ ->À> Ê iÃÊpÊ£xänÊ Ê-Ì°]Ê À> `Ì Ê > à i ]ÊfÎÎx]äää° UÊ i ÞÊ/ «Ã ÊpÊ{äÓ£Ê9i ÜÃÌ iÊ ÀV i]Ê «Ì°ÊÈ]Ê iÀi ÞÊ> `Ê ,ià >Ê-Ì ]ÊfÎ{Î]äää° UÊ >ÀÀÞÊ> `Ê À Ì ÞÊ Ü>À`ÊpÊ£{È{Ê À ÌÊ iÊ À Ûi]Ê > Ê °Ê À ÕV ]Ê fÎ{x]äää° UÊ >Ì > Ê> `Ê >ÌiÊ `LiÀ}ÊpÊΣÇÊ
ÛiÀÊ > i]Ê7 > Ê> `Ê LiÀ ÞÊ -ÌiÛi Ã]ÊfÎ{x]äää° UÊ Ãi« Ê> `Ê-Ì>V Ê ÕÀ ÊpÊÓn£ Ê
Õ `iiÊ ÕÀÌ]Ê Þ iiÊ °Ê-V Ü>L]Ê fÎÈä] ää° UÊ À > Ê> `Ê ÞÊ >À > > ÊpÊÓ ÎÇÊ `L À Õ} Ê À Ûi]Ê >Ê °Ê< iÀ]Ê fÎÈx]äää° UÊ > iÃÊ vviÌÌÊpÊÎxÎÇÊ/À>` Ì Ê
À Ûi]Ê i>Ì iÀÊ iÀi]ÊfÎÈÇ]äää° UÊ ÕV>ÃÊ> `Ê ÀÞ Ê ÕÀ}iÊpÊÓÈ{ÎÊ ÌÀ `}iÊ* >Vi]Ê `Ü>À`Ê °Ê Ài]Ê fÎÈÇ]xää° UÊ >À Ê ÞiÊpÊÈnÓÇÊ Û `> iÊ, >`]Ê ÞÕ Ê7 Ê ii]ÊfÎÇä]äää° UÊ >Ì >À iÊ- «Ã ÊpÊÓÓÎ Ê >Þ > iÀÊ > i]Ê,iLiVV>Ê °Ê Ûi `> ]Ê
fÎÇx]äää° UÊ /À>Û ÃÊ> `Ê ÞÊ/À ÌÌ iÀÊpÊnÓ{Ê
> LÀ `}iÊ À Ûi]Ê*>ÌÀ V Ê Ã iÞÊ ÃÃiÀ]ÊfÎÇx]äää° UÊ iÃÕÃÊ i ` â>ÊpÊÎxÈÈÊ/À>` Ì Ê
À Ûi]Ê, > `Ê> `Ê*>Õ >Ê >Ü` ]Ê fÎÇ ]äää° UÊ Ê >ÀÌiÀÊpÊÓ { Ê À Ü `Ê
À Ûi]Ê,ÕÌ iÀv À`Ê V°]ÊfÎnx]äää° UÊ `ÀiÜÊ> `Ê À ÌÌ> ÞÊ > > > ÊpÊ ££xÇÊ À}i Ì Ê À Ûi]Ê >ÀÀÞÊ> `Ê 7> `>Ê7iÀÌ ]ÊfÎ ä]äää° UÊ *iÀÀÞÊ> `Ê*i}}ÞÊ >ÀÌiÀÊpÊÎx£ÎÊ- ÛiÀ i>vÊ ÕÀÌ]Ê V >ÃÊ °Ê >Àà ]Ê fÎ Î]xää° UÊ iÃÃiÊ À> ÊpÊ£Ó£ÎÊ >« ÀÌiÊ Ûi°]Ê
>Ài ViÊ> `Ê*>ÌÀ V >Ê Ì Þ]Ê f{äÎ]Çää° UÊ , LiÀÌÊ+Õ>V i LÕà ÊpÊÓ ÎäÊ-Ì ÛiÀÊ -Ì°]Ê i iÌ Ê> `Ê, ÃiÊ À` Û>]Ê f{£È]äää° UÊ > >ÃÊ> `Ê >ÀÞÊ >« > ÊpÊ{£Ó{Ê -Õ VÀiÃÌÊ À Ûi]Ê Þ Ì >Ê °Ê V iÀ]Ê f{£n]äää° UÊ , LiÀÌÊ> `Ê->À>Ê-ÌÀi } ÌÊpÊxäÓxÊ "ÛiÀ Ê À Ûi]Ê/ Ì ÞÊ âÀ>Ê vvÀ i Ì]Êf{£ ] ää° UÊ >ÌÌ iÜÊ> `Ê LiÀ ÞÊ-ÞÃÕ ÊpÊ Ó {xÊ Õ ÌÞÊ > ÀÊ > i]Ê >ÀÞÊ °Ê 7i>ÛiÀ]Êf{Óx]äää° UÊ >À i Ê> `Ê V>Ê, ÛiÀ>ÊpÊÓ{änÊ >Ì iÜÃÊ-Ì°]Ê,Õ` « Ê> `Ê >ÛiÀ`>Ê Ài â]Êf{ÎÇ]xää° UÊ >À Ê À>ViÊpÊÎnÓäÊ-Õ ÃiÌÊ À Ûi]Ê À Ê °Ê }i Ã]Êf{Èä]äää° UÊ / iÀÀÞÊ> `Ê >` iÊ iÌ> ÊpÊ
ÎäÓ£Ê-°Ê/>vÌÊ Ê, >`]Ê i vvÀiÞÊ Ê/ÀÕÃÌ]Êf{Çx]äää° UÊ />À Ê> `Ê > i Ê ÃÊpÊ £ Ê >ÌÌÃv À`Ê ÀV i]Ê-Ìi« i Ê> `Ê- iÀÀÞiÊ iÀÀ > ]Êf{ x]äää° UÊ Ê >À ÊpÊ änÊ7°Ê Õ ÌÞÊ, >`Ê ÈÈ ]Ê > VÞÊ °Ê"ÃÌ i iÀ]Êfxää]äää° UÊ i iÌ Ê->ÕiÀLiÀ}ÊpÊÈä£{Ê->« }Ê
ÕÀÌ]Ê/ Ê °Ê °Ê ]ÊfxÓx]äää° UÊ iÀi Ê> `Ê >À}>ÀiÌÊ ÊpÊÓ£ÓäÊ ÕiÊ9 `iÀÊ7>Þ]Ê ÀÞÃÌ> Ê >Ü Ê ,iÛ V>L iÊ/ÀÕÃÌ]ÊfxÎÎ]xää° UÊ >ÀÀ Ê> `Ê À> `ÞÊ À iÛiÃÊpÊx änÊ
À ÃÃÊ Àii Ê À Ûi]Ê, V `Ê °Ê iÃÊ °Ê V°]ÊfxÈÎ]äää° UÊ `ÀiÜÊ> `Ê >ÀÀ iÊ ÊpÊ{ÓxÊ - ÞÃ> Ê > i]Ê À > Ê> `Ê iiÊ 7i V ]ÊfÇ££]xää° UÊ >ÞÊ> `Ê >ÀÌ>Ê i à ÊpÊ£Ó£ÓÊ Àii Ê-Ì°]Ê ,Ê1ÀL> Ê w Ê ]Ê fÇÓÓ]äää° UÊ ÀiÌÊ> `Ê V iÊ V Õ ÊpÊ {xäÓÈÊ Õ ÌÞÊ, >`Ê£x]Ê i Ê> `Ê Ê >Õ Ì iÌÌ]ÊfÇÇ{] ää° UÊ iÀÞ Ê> `Ê, LiÀÌÊ*>}iÊpÊÇÓ£ÇÊ >À> iÊ, ÛiÀÊ À Ûi]Ê ÃiÌÌiÊ*>Þ i]Ê fnÇx]äää° UÊ i>Ì iÀÊ iÜ ÃÊpÊÇÎääÊ `À V à Ê
ÕÀÌ]Ê >vÊ Û }Ê/ÀÕÃÌ]Êf£]£{Ç]äää° UÊ ÀÕViÊ iÌÀ V ÊpÊÓ{nÊ °Ê" ÛiÊ-Ì°]Ê À>` iÞÊ> `Ê Ã>Ê À ]Êf£]Ó x]äää° Greeley UÊ >À >Ê7>} iÀÊpÊ£{ÎnÊ£äÌ Ê-Ì°]Ê ÀÌ}>}iÊ ÛiÃÌÊ ÌiÀ«À ÃiÃÊ ]Ê f£{ä]äää°Ê
Text SHARE to 800.701.6509 E Flyer to Receive more Information about These Properties
$365,000
www.461DeerCreek.com This Ranch home, located on a cul-de-sac has room to entertain guest indoors and out. Come watch your favorite movie in the theater room or grill burgers on the covered back porch.
Under Contract
www.2003Leila.com Did you miss out on this property? We have other great properties for you to see. www.LovelandHousePrices.com
#HappyPetHappyHome The Nanci Garnand Team is starting up a blog and would like to get input from the public as to what real estate topics are of interest or questions you would like to ask. Please email the team at Marketing@SellsRealEstate.com
Even Cooper needs a Starbucks “pupachino” to get his groove on. Smokey’s Owner is Cheryl McKee-Hill and Sandee Hill
LARIMERHUMANESOCIETY
@NoColoHomes
Nanci Garnand (970) 227-1327
November 10-11, 2018
Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
13
UÊ ÀÞÃÌ> Ê `> ÃÊpÊ£ÈääÊ- ÝÌ Ê Ûi°]Ê/ >ÃÊ °Ê*iÌÀÞÊ->Õ `iÀÃ]Ê f£ ä]äää° UÊ ÞÊ,>i ÊpʣǣxÊ } Ì Ê-Ì°]Ê- /Ê ]ÊfÓäÎ]äää° UÊ />Þ ÀÊ iV ÊpÊÓääxÊ-iÛi Ì Ê Ûi°]Ê* Þ ÃÊ >À iÊ- ÌÜi ]Ê fÓäx]äää° UÊ Û> Ê >ÀV >ÊpÊ£ÇÓ£Ê- ÝÌ Ê -Ì°]Ê > ViÊ> `Ê `Ã>ÞÊ9 Ýà iÀ]Ê fÓ£{]xää° UÊ À > Ê ÊpÊÓÓ£ÇÊÇÎÀ`Ê Ûi°Ê ÕÀÌ]Ê > Ê °Ê ]ÊfÓ£{] ää° UÊ > iÃÊ> `Ê >Ì ii Ê À>` iÞÊpÊ x£x£ÊÓ Ì Ê-Ì°]Ê1 ÌÊ£{äÎ]Ê > iÊ °Ê >À Ü]ÊfÓ£x]äää° UÊ / >ÃÊ > iâÊpÊÓ£ÎäÊ Ì Ê Ûi°]Ê
>Û `Ê,°Ê À Ü ]ÊfÓÓä]äää° UÊ >À Ê+Õ> i ÊpÊÓxä Ê{ Ì Ê Ûi°]Ê1 ÌÊ£]Ê À>` iÞÊ-°Ê iÀÌâ i]Ê fÓÓÎ]Èää° UÊ , > ` Ê ÌÀiÀ>ÃÊpÊÓÇ£äÊ7°Ê£ÎÌ Ê -Ì°]Ê Ê,°Ê-Ì ÕvviÀ]ÊfÓÓx]äää° UÊ À}iÊ ÌÀiÀ>ÃÊpÊÓ{ÎäÊ «« iÊ Ûi°]Ê
>Ài ViÊ iÀ > ]ÊfÓÓx]äää° UÊ i >Ê v>V ÊpʣΣ{ÊÓ Ì Ê-Ì°Ê , >`]Ê Àii iÞÊ Ài>Ê >L Ì>ÌÊ À]Ê fÓÓn]äää° UÊ i Ê i}iÀiÊpÊÓ{£äÊ£äÌ Ê Ûi°Ê ÕÀÌ]Ê ÕÀÊ* >ÀÃÊ£äÌ Ê Ûi ÕiÊ ]Ê fÓ{{] ää° UÊ iÃÕÃÊ >ÀV >ÊpÊÓ£ÈäÊΣÃÌÊ-Ì°]Ê Õ Ê °Ê «iâ]ÊfÓ{x]äää° UÊ ÕÀÌÊ À iÀÊpÊÓäÓ£ÊΣÃÌÊ-Ì°Ê, >`]Ê >`>Ü Ê °Ê > à ]ÊfÓ{È]äää° UÊ }i >Ê > Õi ÊpÊÓÓänÊÓäÌ Ê Ûi°]Ê
>À iÃÊ7°Ê >âÞ > ]ÊfÓ{Ç]xää° UÊ V>Ê> `Ê >À >Ê, V ÊpÊ£äääÊ °Ê Ó{Ì Ê-Ì°Ê > i]Ê >À iÃÊ*°Ê ÕÌâ i]Ê fÓxä]äää° UÊ >Û iÀÊ >ÀÌ iâÊpÊ ÓäÊ °ÊÓ{Ì Ê-Ì°Ê , >`]Ê i ÞÊ °Ê,ÕÃÃi ]ÊfÓxä]äää° UÊ Ê7 à ÊpÊ£££{ÊÎäÌ Ê Ûi°Ê
ÕÀÌ]Ê,i`>Ê °Ê >À`]ÊfÓxn]äää° UÊ - >Ê >Êpʣǣ£Ê£ÎÌ Ê-Ì°]Ê ÃiÊ> `Ê
>À Ì>Ê iÀ}> â>]ÊfÓÈx]äää° UÊ >Û `Ê> `Ê ÞÊ7> ÃV ÌÌÊpÊxÈääÊ 7°Ê/ À`Ê-Ì°]Ê °ÊÈ/]Ê i Ê> `Ê }i >Ê ivviÀ > ]ÊfÓÈx]äää° UÊ iÀ >Ê >LÀiÀ>ÊpÊÓ{ä Ê7°Ê °Ê-Ì°]Ê Õ>`> Õ«iÊ ÃµÕi`>]ÊfÓÇÎ]äää° UÊ > i Ê> `Ê,>V i Ê >Üà ÊpÊ£ ÓxÊ Ó Ì Ê Ûi°]Ê >VµÕi Þ Ê °Ê >Û V ]Ê fÓÇx]äää° UÊ > ViÊ-iÝà ÊpÊxäxÊ °ÊÓnÌ Ê-Ì°Ê > i]Ê-V ÌÌÊ7i}ÃV i `iÀ]ÊfÓÇx]äää° UÊ , Ê,i ÊpÊxÓxÊÎÈÌ Ê Ûi°Ê ÕÀÌ]Ê 7 > Ê> `Ê iÃ Ê V >} i]Ê fÓÇÇ] ää° UÊ iÀ ÞÊ> `Ê*>Õ >Ê ÕÀ> ÊpÊ£äÓxÊ °ÊÓxÌ Ê-Ì°]Ê À}iÊ,> À Ê V ÃÌ>]Ê fÓnä]äää° UÊ ÃÊ,iÞ `ÃÊpÊxÈääÊ7°Ê/ À`Ê -Ì°]Ê °ÊÈ-]Ê > iÃÊ> `Ê ÞViÊ* «i]Ê fÓn£]äää° UÊ *>ÌÀ V >Ê- } ÌiÀÊpʣǣ Ê > À>VÀiÊ , >`]Ê >À Ê °Ê iÃV ]ÊfÓn{]äää° UÊ >µÕ Ê> `Ê6> iÃÃ>Ê ÀÕâÊpÊ änÊ °Ê£ÈÌ Ê-Ì°]Ê iÊ> `Ê ` >Ê >Ì>]Ê fÎää]äää° UÊ >Ü Ê À ÃÌÞÊpÊÈäÇxÊ7°Ê ÀÃÌÊ-Ì°]Ê / Ì ÞÊ> `Ê >ÀÞÊ/ iÀ]ÊfÎä ] ää° UÊ Ã Õ>Ê/À LL iÊpÊÓ£nÈÊ Õi >Ê6 ÃÌ>Ê 14
AT HOME
À Ûi]Ê Ì ÞÊ> `Ê i Ê i >ÀÃi]Ê fΣ£]äää° UÊ iÝ> `iÀÊ ÕÃÌ ÃÊpÊ{{Î{Ê7°Ê °Ê -Ì°]Ê Ài} ÀÞÊ> `Ê Ã iÞÊ iÀ]Ê fΣ{] ää° UÊ >Ài Ê >L }ÊpÊ£ÓӣʣnÌ Ê-Ì°]Ê Ài`iÀ V Ê> `Ê,°Ê i iÀÃ]ÊfÎÓn]äää° UÊ >ÀV Ê Ài ÊpÊÓäxÊ °Ê{{Ì Ê Ûi°Ê
ÕÀÌ]Ê i iÌ Ê °Ê, }}Ã]ÊfÎÎ ] ää° UÊ i ÞÊ,ÕÃÃi ÊpÊÓÓÇÊxÓ `Ê Ûi°]Ê , V ÞÊ Õ ÌÊ ÛiÃÌÊ À Õ«Ê ]Ê fÎÎ ] ää° UÊ Ì Ê> `Ê Õ >Ê7>Ài iÊpʣǣxÊ ÇäÌ Ê Ûi°]Ê >`Ê >V LÊ >}Õi]Ê fÎ{ä]äää° UÊ >Ài ViÊ iÀ > ÊpÊ{ xÊ7°Ê vÌ Ê-Ì°]Ê Ê> `Ê- À iÞÊ Û V Þ]ÊfÎ{x]äää° UÊ Õ>`> Õ«iÊ> `Ê ` iÊ-i}ÕÀ>ÊpÊ nÇÇxÊ£ÈÌ Ê-Ì°Ê, >`]Ê °Ê Ê ÃÌÀ°Ê ÀÌ iÀ Ê °]ÊfÎxx]Èää° UÊ Ê> `Ê >ÕÀi Ê ii iÀÊpÊnÇÓnÊ £xÌ Ê-Ì°Ê, >`]Ê °Ê Ê ÃÌÀ°Ê ÀÌ iÀ Ê
°Ê ]ÊfÎÈä]xää° UÊ >Û `Ê> `Ê iÊ À ÃV ÊpÊnÇ£äÊ £xÌ Ê-Ì°Ê, >`]Ê Ã«i Ê6 iÜÊ iÃÊ ]ÊfÎÈÓ]äää° UÊ /À>Û ÃÊ> `Ê LiÀÊ7 ÌiÊpÊnn{ÇÊ £ÈÌ Ê-Ì°Ê, >`]Ê °Ê Ê ÃÌÀ°Ê ÀÌ iÀ Ê
°Ê ]ÊfÎÇÎ]Îää° UÊ ` Ê i à ÊpÊxx£ÎÊ7°Ê-iV `Ê-Ì°]Ê Ãi« Ê> `Ê- iÀÀ iÊ7>À`]ÊfÎnÓ]äää° UÊ V >i Ê> `Ê i> iÊ >À ÊpÊÈÇä{Ê 7°ÊÓÓ `Ê-Ì°]Ê > Õi Ê> `Ê-Þ Û >Ê
ÀÕâ]ÊfÎnx]äää° UÊ > Õi Ê> `Ê > Õi Ê â> ÊpÊ nÇäÈÊ£xÌ Ê-Ì°Ê, >`]Ê Ã«i Ê6 iÜÊ iÃÊ ]ÊfÎ ä]äää° UÊ > i Ê> `Ê iÌ > ÞÊ âi ÊpÊxä£xÊ ÀÀ Ü i>`Ê À Ûi]Ê >Ê °Ê `Ã]Ê f{ää]äää° UÊ / Ì ÞÊ> `Ê >ÀÞÊ/ iÀÊpÊ£ ä£Ê Ç{Ì Ê Ûi°]Ê > iÊ ÕÀÌ Ã]Êf{Óx]äää° UÊ / Ì ÞÊ> `Ê- > >Ê1 > ÊpÊ Î ÎnÊ£nÌ Ê-Ì°Ê > i]Ê, V >À`Ê °Ê Û>À >]Êfn£n]äää° Johnstown UÊ -i> Ê }i }ÊpÊÇä Ê Õ ÌÀÞÊ VÀiÃÊ À Ûi]Ê- À iÞÊ >À` ]Ê fÓ n]nää° UÊ i > Ê iÌâi ÊpÊÓ£xnÊ ÕiÊ 7 }Ê À Ûi]Ê ` « Ê Ê-Ìi} > ]Ê fΣÈ]äää° UÊ i Ê7 > ÃÊpÊ£nÈÇÊ iÃ>«i> iÊ
ÀV i]Ê9Û >Ê °Ê< Li ]ÊfÎÎÇ]äää° UÊ Ê vv > ÊpÊÓ£ÇÊ i À ÞÊ À Ûi]Ê Þ iÊ iâi ]ÊfÎ{ ]äää° UÊ -ÌiÛi Ê> `Ê >À iÊ }i }ÊpÊÎÓÈÊ À> ÌiÊ7>Þ]Ê-i> Ê-ÌiÛi Ê }i }]Ê fÎnx]äää° UÊ >Ì> iÊ7 ÃÊpÊΣänÊ À}Þ Ê > i]Ê
Ì ÀiÊ À Õ«Ê ]Êf{Ó{]Èää° UÊ >Àià Ê- ÀiÃÌ >ÊpÊ{£x£Ê*i ÞVÀiÃÃÊ
À Ûi]Ê-> ÌÊ ÕLÞ Ê iÃÊ ]Ê f{{ä]äää° UÊ >ÞÌ Ê7 à ÕÃi ÊpÊ{£ÎÎÊ*i ÞVÀiÃÃÊ À Ûi]Ê-> ÌÊ ÕLÞ Ê iÃÊ ]Êf{{Ó]xää° UÊ 7 > Ê }à iÞÊpÊÎäÈÊ À > `Ê > i]Ê ÕâiÛi Ê ÃÌÀ°Ê V°]Ê f{{{]£ää° UÊ , V ÞÊ> `Ê Þ Ì >Ê À>ÞÊpÊ{xÓÇÊ }i V>Ê À Ûi]Ê À ÃÌ iÊ> `Ê `ÀiÜÊ7 i V i ]ÊfÇ{x]äää°
Loveland UÊ > Þ>Ê > ÞÊpÊ£xÇnÊ"> Ê Àii Ê
À Ûi]Ê,ÕÌ Ê> `Ê"°Ê «iÀ]Ê fÓÈä]äää° UÊ >V LÊ Õ `> ÊpÊÎÓäÊ >À >Ê ÀV i]Ê 1 ÌÊ£äÎ]Ê Ã Ê V iÊ7 Vâi ]Ê fÓÇx]äää° UÊ V >i Ê<Üi } iÊpÊ{x£äÊ i Ê Ã iÊ
À Ûi]Ê iÛiÀ ÞÊ °Ê Û> Ã]ÊfÓÇx]äää° UÊ > iÊ iL iÀÊpÊ££nÊ °ÊÓÓ `Ê-Ì°]Ê ,i > Ê > V ]ÊfÓnä]äää° UÊ -ÌiÜ>ÀÌÊ> `Ê `ÞÊ-i}iÀÃÌÀ ÊpÊ £ÎÊ °Ê i ÞÊ À Ûi]Ê i i Ê> `Ê,> « Ê >}iÀ]ÊfÎäx]äää° UÊ *>ÌÀ V >Ê*>ÌiÊpÊx£ÇÊ,>` > ÌÊ À Ûi]Ê - >Ü Ê °Ê i `ÀÕ ]ÊfÎäx]äää° UÊ Õâ Ê> `Ê À Ê >LÊpÊ££xÇÊ
>À i iÊ À Ûi]Ê >Ì iÜÊ> `Ê iÊ
â iÀ]ÊfΣä]äää° UÊ >ÌÌ iÜÊ> `Ê ÞViÊ i ÀÞÊpÊ{În£Ê -Õ VÀii Ê À Ûi]Ê Ài} ÀÞÊ> `Ê `Ài>Ê ÕiÃÌ]ÊfΣ£]xää° UÊ iÃÃiÊ,i V i LiÀ}iÀÊpÊÓääÊ `}iÜ `Ê À Ûi]Ê/ >ÃÊ> `Ê i ÌÀ>Ê À> à ]ÊfΣÓ]äää° UÊ ÀÞ> Ê> `Ê ÕÃÌ Ê iÀV > ÊpÊÓΣxÊ /ÕÀµÕ ÃiÊ-Ì°]Ê i >À`Ê7°Ê >ÌiÃ]Ê fΣx]äää° UÊ >V Ê >À ÊpÊΣ£äÊ °Ê À> Ê Ûi°]Ê >À Ê À ÃV ]ÊfÎÓÎ]xää° UÊ 7i `ÞÊ Õi ÌiÃÊpÊ{ÓÇÊ iÌ ÞÃÌÊ Ûi°]Ê À ÃÌ « iÀÊ °Ê, ÀiÀ]Ê fÎÓx]äää° UÊ 7>`iÊ> `Ê >Õ` iÊ, LiÀÌÃÊpÊ ÓÎÎ{Ê->«« ÀiÊ-Ì°]Ê/>À>Ê °Ê,>à i]Ê fÎÓÇ]xää° UÊ , V >À`Ê ÀÌ ÊpʣΣ Ê-Ü> ÜÊ -Ì°]Ê iÀ iÊ °Ê7>Ì i iÊ Û }]Ê fÎÓn]äää° UÊ >À Ê >ÕiÀÊpÊ£ÎÎ Ê « iÊ* >Vi]Ê >Ì > Ê °Ê >ÀÀ Ã]ÊfÎÎä]äää° UÊ }> Ê> `Ê } VÊ- ÃÊpÊ£ ÓÈÊ i Ê ÕÀÌ]Ê/ >ÃÊ"ÀÌ â]Ê fÎÎx]äää° UÊ >ÌÌ iÜÊ, ``i ÊpÊ{ÎÎÊ > >Ê * >Vi]Ê >À i iÊ °Ê ÕÀÀ]ÊfÎ{ ] ää° UÊ Ài} ÀÞÊ> `Ê `Ài>Ê ÕiÃÌÊpÊxn{ÓÊ i>` ÜÊ Àii Ê > i]Ê >Ì > Ê> `Ê i>Ì iÀÊ6i Ìi]ÊfÎxn]äää° UÊ > i Ê >« i ÊpÊ{£ÓäÊ Û `iÊ
À Ûi]Ê iÀi Ê> `Ê >À}>ÀiÌÊ ]Ê fÎÈx]äää° UÊ - >À Ê }}iÃÃÊpÊ£ Î{Ê* iÃÊ*i> Ê
À Ûi]Ê °ÊÓÈ]Ê/Ü Ê > iÃÊ iÛ °Ê ]ÊfÎÇ£]Èää° UÊ À ÃÊ ÃLÕÀÞÊpÊÓäänÊ-> ` Ê
À> iÊ ÀV i]Ê6 Vi ÌÊ> `Ê À iÊ Õ Ì ]Êf{ää]äää° UÊ ÀÞ> Ê> `Ê iÀÀÞÊ i iÊpÊÎäÓÊ -«À }Ê- ÜÊ À Ûi]Ê Ài `>Ê °Ê «iÊ > >Ê °Ê i>à ]Êf{£ä]äää° UÊ >ÃÊ Ài LiÀ}iÀÊpÊÎÇ£ÎÊ iÌV iÀÊ-Ì°]Ê-iÌ Ê> `Ê V iÊ*iÀ Ã]Ê f{Óä]äää° UÊ ià iÊ> `Ê, LiÀÌÊ i } ÊpÊ£äÓÈÊ 7°ÊÎÎÀ`Ê-Ì°]Ê Þ`Ê> `Ê ` Ê À ]Ê f{{ä]äää° UÊ 6 Vi ÌÊ> `Ê À iÊ Õ Ì ÊpÊÓÈÈÎÊ 7>ÌiÀ ÞÊ À Ûi]Ê V >i Ê> `Ê Þ >Ê -Õ Ì]Êf{ÇÓ]äää° UÊ `ÀiÜÊ LÕÀ}ÊpÊxÓ äÊ À>L>«« iÊ
ÕÀÌ]Ê*>Õ Ê> `Ê*>ÌÀ V >Ê Ã]Ê f{Ç ] ää°
Loveland Reporter-Herald – AtHomeColorado.com
UÊ 7> ÌiÀÊ > ÊpÊ{Ó{Ê Ì ÃÊ ÕÀÌ]Ê
>ÀÀi Ê> `Ê Õ iÊ i à ]Êf{ ä]äää° UÊ `Ü Ê> `Ê >Ì ii Ê ÌÌ ÊpÊ{Èä£Ê } Ê Õ ÌÀÞÊ, >`]Ê À> }Ê> `Ê >ÀÞÊ- Ì]Êf{ ä]äää° UÊ > Ê> `Ê*>ÌÀ V >Ê `iÀÃÊpÊÇÎ Ê
iiÀÊ i>` ÜÃÊ À Ûi]Ê/À « iÊ À Ü Ê
ÃÌÀ°]ÊfxÇn] ää° UÊ > Ê-V Õ ÌâÊpÊn{£ÈÊ Þ ÌiÊ,Õ ]Ê
> i Ê> `Ê >Ì ii Ê >ââ ÌÌ>]Ê fxnä]äää° UÊ 7Ê> `Ê > VÞÊ >ÀÀÊpÊxäÓ Ê-> ÌÊ `ÀiÜÃÊ À Ûi]Ê °Ê V°]Êfx ä]äää° UÊ /iÀÀÞÊ> `Ê `>Ê LL ÃÊpÊÇnäÊ
iiÀÊ i>` ÜÃÊ À Ûi]Ê Ã«i Ê iÃÊ
°Ê V°]ÊfÈn ]Óää° Windsor UÊ V >i Ê >V ÊpÊ££Ê ÌÌ Ü `Ê
ÕÀÌ]Ê À ÃÌ Ê> `Ê, LiÀÌÊ ÀÛ ]Ê fÎÓä]nää° UÊ > ViÊ> `Ê À ÃÌ >Ê À ÌiÃÊpÊnäÇÊ Ê-Ì°]Ê >ÀÀi Ê °Ê Þ}iÀ]ÊfÎÓx]äää° UÊ Ê> `Ê, iÊ ÞÀ`ÊpÊ{{ Ê i `> LÀ Ê À Ûi]Ê Ã iÞÊ â>LiÌ Ê *À Ì i]ÊfÎÎÎ]xää° UÊ - > Ê ÌV i iÀÊpÊÓ£ÇäÊ >«iÊ >ÌÌiÀ>ÃÊ À Ûi]Ê1 ÌÊ{]Ê i ÌÊ `>Ê 7 V > Ê ]ÊfÎ{x]äää° UÊ >Û `Ê iÃi ÊpÊ Ó Ê >À Ì Ê À Ûi]Ê i `ÞÊ iÃÊ V°]ÊfÎ{ ]{ää° UÊ , }i Ê À Ã> Ì ÊpÊ ÓÎÊ >À Ì Ê À Ûi]Ê i `ÞÊ iÃÊ V°]Ê fÎ{ ] ää° UÊ À`> Ê> `Ê > > Ê >À ÊpÊÈnÇÊ - à iÊ ÕÀÌ]Ê > i Ê> `Ê iÌ > ÞÊ âi ]ÊfÎÇÓ]xää° UÊ 7 > Ê> `Ê/ vw ÞÊ<> À>ÊpÊÓnÓÊ
>À Ê ÕÀÌ]Ê, `` iÞÊ> `Ê- iÀÀÞÊ /> L ÌÌ]ÊfÎÇ ]äää° UÊ V >i Ê> `Ê >À>Ê, à Ü> ÊpÊÓÓÇÎÊ -Ì iwÃ Ê À Ûi]Ê i `ÞÊ iÃÊ V°]Ê fÎnx]äää° UÊ 7 > Ê> `Ê Õ ÀÕÊ À ÊpÊxx£äÊ
>Ài ViÊ À Ûi]Ê Ã«i Ê6 iÜÊ iÃÊ ]ÊfÎ £]Çää° UÊ *>ÌÀ V Ê> `Ê Ã>Ê Þ iÊpÊÈÎÓnÊ *Õ « Ê, `}iÊ À Ûi]Ê1 ÌÊÎ]Ê fÎ n]Çää° UÊ >Û `Ê Õ iÀÊpÊ£ xxÊ/ `iÜ>ÌiÀÊ > i]Ê Õ >Ê ]Êf{££]Èää° UÊ À ÃÌ « iÀÊ iL ÊpÊ£ÇÎnÊ* >ÌÌiÊ , ÛiÀÊ ÕÀÌ]Ê V >i Ê> `Ê iÀ iÊ À>L> `]Êf{£Ç]äää° UÊ >À Ê> `Ê `Ài`Ê Õi > ÊpÊ x ÓxÊ > `i i>`Ê À Ûi]Ê-> ÌÊ ÕLÞ Ê iÃÊ ]Êf{ÓÇ]äää° UÊ À ÃÌ « iÀÊ> `Ê/>ÌÕ Ê LiÀÌÊpÊ Ó£ä Ê"ÕÌiÀÊ > ÃÊ ÕÀÌ]Ê, LiÀÌÊ > `Ê*>Õ >Ê Ã ]Êf{xä]äää° UÊ LÞÊ> `Ê > >iÊ ÀÃÌi Ãi ÊpÊ£ nÊ ÌÌÞÊ >Ü Ê ÕÀÌ]Ê >ÀÞÊ> `Ê i i Ê Ì ]Êf{ÇÓ]äää° UÊ À > Ê `iÀÊpÊ£{xÊ ÌÌÞÊ >Ü Ê
À Ûi]Ê i ÃÊ> `Ê > i iÊ >À ]Ê f{Çx]äää° UÊ , LiÀÌÊ> `Ê iÊ1À V ÊpÊÈxÇnÊ *Õ « Ê, `}iÊ À Ûi]Ê-ÌiÛi ÃÊ > ÞÊ/ÀÕÃÌ]ÊfxÈx]äää° UÊ >Û `Ê> `Ê > iÌÌiÊ ÊpÊnnä Ê }ÃÊ*i> Ê ÀV i]Ê >ÌiÀ >Ê °Ê iÕ >ÕÃiÀ]ÊfÈ ä]äää°Ê November 10-11, 2018
Real Estate place yoUr ad:
Rentals
Real Estate
FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.
303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com
Daniels Schoolhouse Hwy 60 in Milliken: 2 Large Rooms, Small Kitchen, 1.5 Bath, Great for Business Office, Retail Shop, Art/Photo Studio, Possible Church 2BR Apt in Tri-Plex in or Residence, Etc. No Loveland: No Smoking. Dogs. $950/mo + $950 No Pets. $850/month. Avail 12/1. 970-667-7384 dep. 970-461-7934. or 970-219-4930.
Coffee Shop/ Retail Space for Lease Call 970-310-5804
Foothills Apartments 2BR 1BA Units in Loveland: Washer/Dryer in Unit. $1045/month for Upper Level Units; $1145 for Downstairs Units. Water, Sewer, Trash included. No Pets. 1 Year Lease. Available No w.
970-669-7850
Why Rent When You Can Own? Rent-to-Own & Low-to-No Down Payment Options Available
Mobile Homes for Sale
Call or Text
Devin O’Branagan Boulder 2015 16x56 2br 2ba $79,900 Lafayette 1979 14x70 2br 1ba $39,900 & 1998 16x80 3br 2ba $80 K Berthoud 2016 14x56 2br 1ba $39,900 roseaffordableliving.com 303-682-9141
ERA Tradewind
303-775-0710 www.DevinSells.com
LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area
KRXVH
/LVW \RXU KRXVH DQG VWDUW SDFNLQJ
$75, 5 lines, 30 days
Quiet Furnished 1BR in North Loveland Townhome: Shared Bathroom, Kitchen & Laundry. No Drugs. No Pets. No Smoking. $650/month + deposit. 720-235-2773
DRIVE YOUR WHEELS List your car, RV, boat or motorcycle and get ready to roll.
drive your
ZKHHOV
/LVW \RXU FDU DQG JHW UHDG\ WR UROO
$10, 3 lines, 30 days
Call Now!
Water Mineral Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201
Furnished Room & Bath in Loveland: Laundry On Site, $675/mo, utils incl. 970-402-2131.
move your
EMPTY YOUR GARAGE Have a Garage Sale this week. Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935
November 10, 2018
303-466-3636 970-635-3650 719-275-5300 or 888-355-0935
For sale by owner only. No refund for early cancellation. Reporter-Herald
AT HOME
R15
make
yourself atHome. AtHomeColorado.com is home to the Front Range’s most current MLS listings – updated every hour, powered by ColoProperty.com and served up via an easy-to-use search tool. Explore available properties, stay up-to-date on the latest developments and real estate news, get directions to open houses and connect with listing agents instantly from the comfort of your computer and/or mobile device.
There’s no better search experience. Explore the newly redesigned AtHomeColorado.com and find yourself at home.
FOR ADVERTISING & SPONSORSHIP OPPORTUNITIES, CONTACT
Thais Hafer hafert@dailycamera.com 303.473.1456 Mary Romano romanom@dailycamera.com 303.473.1450 Melissa Najera najeram@dailycamera.com 303.473.1452 16
AT HOME
atHome COLORADO HOME & REAL ESTATE
Loveland Reporter-Herald – AtHomeColorado.com
AtHomeColorado.com November 10-11, 2018