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atHome There’s no sense like

HYGGE FOR THE HOLIDAYS

Quick Guide and Featured Open Homes

Five Things to Do Right After a Home Closing

10 modern home decorating ideas to transform any traditional space

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

You’ve ﬁnally closed on your new home and you’re moving in. Now what? Check this list of ﬁve things to do right away.

Having a traditional home doesn’t necessarily mean sticking to dated décor. Use these design tips can help modernize your interior spaces.

December 16-17, 2017

Loveland Reporter-Herald – AtHomeColorado.com

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ASK ANGIE’S LIST

How do you update a popcorn ceiling?

COLORADO HOME AND REAL ESTATE

mud and retextured or sanded to a ﬂat ﬁnish. Finally, paint and primer should be applied to complete the ceiling update.

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Megan Alderton Cathy Hobbs Mary Carol Garrity Ilyce Glink Samuel J. Tamkin Gabrielle Savoie Jessica Damiano Carol O’meara Suzanne Plewes Ed Del Grande ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit AtHomeColorado.com/ Submit-Your-News. ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

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A popular design element between the 1950s and the 1980s, popcorn ceiling texture is useful for hiding imperfections but is now considered outdated. (Dreamstime)

By Megan Alderton, Angie’s List, Angie’s List (TNS) A popcorn ceiling, otherwise known as an acoustic ceiling, is a ceiling that’s been sprayed with a textured coating. A popular design element between the 1950s and the 1980s, the texture is useful for hiding imperfections but is now considered outdated. WHY REMOVE A POPCORN TEXTURE? Popcorn ceilings are not only behind the times, but they’re also difﬁcult to repair and clean. What’s more, they may deter potential buyers if and when the time comes to sell your home. There’s also a chance that your popcorn ceiling may contain asbestos. Asbestos was used in popcorn ceiling treatments until the Clean Air Act banned its use in 1978. It’s most commonly found in the ceilings of homes built in the 1950s and 1960s. If inhaled, asbestos can cause serious respiratory health issues.

WHAT’S INVOLVED? If your home was built before 1980, you should start with an asbestos test (you can get one for around $75 to $100). If asbestos is present, you’ll want to hire a qualiﬁed asbestos mitigation service to remove it. This will cost about $3 to $10 per square foot, and it will involve sealing the affected area and removing the hazardous materials and particles. If asbestos is not found to be present, or if your home was built after 1980, you can either tackle your popcorn ceiling yourself or hire a professional to do it for you. A drywall professional will typically be able to offer the best results in this area. To start, the popcorn texture must be scraped off the ceiling. This is a tedious and messy process, and it will probably uncover stains and other previously hidden ﬂaws. To address these issues, the ceiling will typically need to be covered with multiple coats of drywall

HOW MUCH WILL IT COST TO HIRE A PROFESSIONAL? Experts say you can expect to pay about $1.50 to $3 per square foot to scrape, skim and retexture a popcorn ceiling, depending on the texture you choose and the height of your ceilings. A mottled texture known as a “knockdown” finish will typically be the least expensive option because it doesn’t require the drywall professional to smooth every imperfection. A smooth ceiling finish will be the most expensive, as a flawless surface is the most difficult and time-consuming to achieve. Post-project painting will add to the overall cost. SHOULD YOU HIRE A PRO OR DIY? You’d expect updating your popcorn ceiling to be a relatively simple DIY project. But it can be a messy and complicated process. And the debris and potential hazards involved make it one you might not want to mess with. If there’s a chance that you may encounter asbestos — or if you lack the time and experience it will take to successfully complete this project — it’s probably well worth the cost to hire an appropriately licensed, insured and bonded professional. You can always save a little money by painting the finished new ceiling yourself. ——— Megan Alderton is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.

OPEN HOUSES Visit AtHomeColorado.com/open-houses for a comprehensive list of area open houses taking place this weekend. Loveland Reporter-Herald – AtHomeColorado.com

December 16-17, 2017

LAWN AND GARDEN

Strange magic and holiday traditions

Fly agaric, a poisonous mushroom, was responsible for hallucinations and a sense of euphoria. (Shutterstock)

Who would have guessed that we have a lowly, potent mushroom to thank for our visons of flying reindeer pulling around a rosy-cheeked, jolly old elf decked in red and white garb? Ancient peoples followed traditions before the arrival of Christianity, and one central to many northern European and Asian peoples’ winter solstice celebration was consumption of fly agaric mushrooms (Amanita muscaria). The red-capped, white flecked mushroom would emerge under pine, spruce, or birch trees near December 21, the time when nights are longest. Fly agaric is poisonous, with hallucinogenic toxins ibotenic acid and muscimol. It has other toxins that make people violently sick as well, so, dear readers, do not try this mushroom (I repeat,

do not eat this mushroom). Animals have been known to enjoy this mushroom recreationally, particularly caribou, who prance BY CAROL euphorically O’MEARA after ingesting Colorado State University Extension it. Before the popularity of another psychotrophic mushroom bumped this from use, fly agaric was sought after by shamans in ancient cultures for religious ceremonies, most notably in Siberia. A side effect of eating it is a rosy, red flush to the cheeks and face. The hallucinogenic effect of euphoria, or a sense of flying, plus the prancing reindeer is suggested to be at the root of some of Santa’s hallmark traits. Just the thought of stuffing himself down a chimney points to hallucination. Although we have the company Coca-Cola to thank for the modern depiction of Santa, some prefer to believe that his signature red and white garb is a symbol of the mushroom, instead of a refreshing beverage. And there are plenty of ornaments and images throughout history depicting fly agaric as traditional holiday décor. Of all the traditions we follow at this time of year, the one that captures the heart of a gardener is devoted to the health of our fruit

trees. In the revered horticultural practices of the 15th century, gardeners sang to apple, pear, and other fruit trees to ensure a bountiful bearing next year. Yes, wassailing – which we mistakenly think is door-todoor caroling - was actually cutting edge farming technology in medieval times. And though there’s a lot of science we can bring to the care of our trees, perhaps a bit of tradition can’t hurt. Originally, it was a custom of English apple orchardists to wassail the major trees of their plot, singing their toasts during the twelfth night celebration. These trees were often the mothers from which the scions were cut to form the orchard, and close attention was paid to keeping their branches supple and healthy. Done properly, cider or liquor was sprinkled over the roots of the chosen honorees, possibly because of the trip hazard they provided. This seems an unnecessary waste of good cider; today you can substitute in a good drink of water for the plant. They really haven’t gotten enough moisture this winter. If you think about it, wassailing your trees in winter serves several purposes: it gets you out into fresh air and you have the chance to look your trees over for signs of sunscald, vole damage or storm injury. As adorable as the tradition is, one component of wassailing

should be updated to suit the modern world: ﬁring guns into the air to frighten evil spirits away. This is not ok, no matter how bad our economy gets. Take a few pots and pans out to the trees with you, and bang away on them as you warble your song. At the very least, those voles may be driven off temporarily. Given the amount of time I spend singing to my garden along with whomever is on the radio, my plants aren’t harmed by a bit of wassail. And now, when the days are gloomy, I think I’ll go sing to my trees. The touch of care may mean they won’t turn into ﬁrewood for the Yule log next year. Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

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There’s no sense like

COVERPROFILE

HYGGE FOR THE HOLIDAYS

Greenery adds freshness and infuses scent in your space. Light is also important when incorporating hygge and seasonal string lights add a comforting glow. (Shutterstock

By Cathy Hobbs, Tribune News Service (TNS)

y now you have probably heard of hygge, the Danish term for cozy, contentment. While it can be incorporated into the home and year-round, the holidays is certainly the perfect time. Looking for ways to incorporate a sense of hygge this holiday season? Begin by evaluating your whole home and then look for ways to uplift each space with a sense of holiday hygge.

Create cozy areas in your home by providing comfortable throws and pillows, calming light and adding natural textures like wood to warm the space. Candles also help add a warm homey feel. (Shutterstock)

Create cozy areas. Create areas in your home that can be used as places for you and your holiday guests to refresh, recharge and renew.

Provide comfort. From welcoming your guests with their own cozy throw to providing individual slippers, providing comfort is the cornerstone of hygge.

Find a focal point. Even if you don’t have a ﬁreplace for everyone to gather around, you can still rearrange your space to create a focal point that can serve as the hub of holiday activity. This could be a cozy room or attractive communal table.

Use greenery. Evergreens and winter hearty plants and trees are not only helping in adding freshness to a space, but will also help improve overall indoor air quality.

Change your color scheme.

Infuse scents.

Incorporate nature.

In nature each season brings a fresh fragrance and scent. Fragrance can also help to provide a sense of calm. Consider infusing winter scents into your home over the holiday season such as juniper, ﬁg, pine and sage.

Natural elements such as wood can help warm a space.

Adding earth tones goes a long way to adding warmth and hygge to a space. Consider warm shades of brown, green, yellow and red.

Play music.

Open the windows.

Soothing sounds such as water to sounds such as bells and chimes can create a sense of calm.

Natural light not only impacts moods and helps enhance lives, but also improves a sense of hygge. With the sun setting earlier

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Loveland Reporter-Herald – AtHomeColorado.com

during winter months, holiday hygge can also be achieved by adding light through the use of festive elements such as string lights and candles. The Danish are considered to be amongst the happiest people in the world. Why not incorporate some of these holiday hygge tips to create a sense of well-being and calm into your home this holiday season? ——— Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with ofﬁces in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs. com . December 16-17, 2017

STYLE AT HOME

Saved by the incredible wreath By Mary Carol Garrity, Tribune News Service (TNS)

You can’t beat a wreath for simplicity, drama and beauty. (Dreamstime)

I will never forget the year it felt like Christmas passed over the Garrity home. We had just opened Nell Hill’s Briarcliff, and I was working a million hours a week. I didn’t have a spare second to decorate our home for the season. Since I am surrounded by so much Christmas decor every day, I didn’t think I would mind not having my home decorated. Turns out, I did. A lot. On Christmas morning, our house felt depressing, with no tree, nothing on the mantel, no holiday table set for guests. So, Scarlett O’Hara style,

I lifted my ﬁst to heaven and vowed, “As God as my witness, I will never forget to decorate for Christmas again!” (I might add, that it was Dan’s all-time favorite Christmas. No decor to put up or take down. Easypeasy.) This holiday season, if you are low on time or desire to decorate your home, I have a great solution for you: wreaths, the ultimate last-minute miracle workers. Hanging a few wreaths in strategic spots in your home takes only minutes, yet pays huge dividends, instantly sliding you to the top of the happy scale. Every year, I call on wreaths to work their superpowers in my home, making holiday magic with minimal work on my part. In fact, I use seasonally themed wreaths on my front door all year long. You can’t beat a wreath for simplicity, drama and beauty. No matter what

your style, from minimalist to glamorous, you will ﬁnd wreaths that bring your look to life. And, you can add them everywhere in your home. Hang one from a bookcase or armoire. Suspend one in front of a mirror or artwork. Decorate each window with a wreath tied up with a holiday ribbon. Instead of attempting to tie the perfect bow, take two ribbons and make a loop, then zip tie it in place. Then, zip tie it to the wreath. My big sister is coming to spend the holidays with us this year, staying in the cottage next door. I want to make the cottage warm and welcoming for Judy. Hello, wreaths! To add some cheer to the bar, I dressed it up with a magnolia wreath. Time invested? About ﬁve minutes. ——— This column was adapted from Mary Carol Garrity’s blog at www.nellhills.com

INTRODUCING GABRIEL CASTILLO… Dedicated to treating all with respect, love and integrity. Gabriel spent several years as a child living in Puerto Rico where his parents were missionaries. It was here he became fully ﬂuent in Spanish. While living in Southern California, Gabriel worked in Commercial Construction, Finance, and Retail Management. He survived the crazy California market by ﬂipping several homes.

Now a happy resident of Northern Colorado, Gabriel is ready to bring you his combined knowledge and experience to help make your real-estate dreams come true!

GABRIEL CASTILLO

Agente de Bienes Raices (Español o Ingles)

Broker Associate (English or Spanish)

Ayudano a Localizar propiedades a sus

303.219.4006 (ofﬁce) 970.518.7632 (mobile)

alcances y sueños. A sus ordenes.

chartistg@gmail.com (email)

Ayuda Professional para la gente Hispana.

www.McCrimmonRealEstate.com

December 16-17, 2017

Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

HOME SAFETY

Mayo clinic minute: avoid holiday hazards around home

A fall from a ladder can land you in the emergency room. (Dreamstime)

From Mayo Clinic News Network Mayo Clinic News Network (TNS)

Emergency visits to the hospital go up signiﬁcantly this time of year, and many of them can be

avoided. Dr. Michael Boniface, a Mayo Clinic emergency medicine physician, says some injuries are very speciﬁc and from activities people don’t do regularly. People on ladders stringing holiday lights – it’s a common site these days. And so are trips to the emergency room, says Dr. Boniface. “Falls from heights of greater than 3-5 feet, depending on how you land, can result in hip fractures, internal bleeding and head injuries and concussion.” Dr. Boniface says, because daily routines change during the holidays, safety sometimes can be a challenge, especially with children. “Children have a tendency to put things in their mouths, chew on them, eat them. This can be electrical extension cords going to your Christmas tree.” This can be small, little ornaments or decorations that

they could lodge up their nose or aspirate into their lungs. Dr. Boniface says if you put up a live Christmas tree in your home, make sure you keep it wellwatered. “The drier it gets, the more prone it is to igniting and causing a fire.” “And, always be careful when lighting candles.” If you keep out open flames and candles, be aware that children and animals may knock those over, so keep them out of reach of where they may encounter them. ——— Mayo Clinic is a nonprofit organization committed to clinical practice, education and research, providing expert, comprehensive care to everyone who needs healing. For more information, visit mayoclinic.org/about-mayoclinic or newsnetwork.mayoclinic. org.

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Cell: 970-396-2284 KathyH@SearsRealEstate.com

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

December 16-17, 2017

OPEN HOUSE

QUICK GUIDE

WWW.ATHOMECOLORADO.COM/OPEN-HOUSES BOULDER 7470 Singing Hills Drive $292,900 Saturday 2:00 PM-4:00 PM Anna Gayer RE/MAX Alliance Boulder (720) 291-9886

5055 Ralston Street - A $980,000 Sunday 1:00 PM-3:00 PM Ann Cooper RE/MAX of Boulder (303) 517-0447

7470 Singing Hills Drive $292,900 Sunday 1:30 PM-3:30 PM Anna Gayer RE/MAX Alliance Boulder (720) 291-9886

245 Fair Place $1,325,000 Sunday 11:00 AM-2:00 PM TR Swanwick and Ashley Kipfer WK Real Estate (303) 525-8803

4607 Concord Dr $625,000 Sunday 1:00 PM-4:00 PM Laurell Richey RE/MAX Alliance (303) 881-4525 1250 Albion Road $750,000 Saturday 10:00 AM-1:00 PM Matthew Jensen WK Real Estate (303) 819-6494 130 Tall Pine Lane $790,000 Saturday 12:00 PM-3:00 PM Dennis & Jann Culver WK Real Estate (303) 618-3366

FORT COLLINS 6219 Eagle Ridge Ct $929,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 JOHNSTOWN 4928 Silverwood Dr $489,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

2708 Mountain View Avenue $399,000 Saturday 12:00 PM-2:30 PM Barry Remington WK Real Estate (720) 373-9297 1522 Moonlight Dr Starting in the mid-$400,000’s Saturday & Sunday 12:00 PM-5:00 PM Stan Meade/Tim Shea Pedal To Properties (303) 817-7777 4124 Riley Drive $410,000 Saturday 12:00 PM-4:00 PM Karolyn Merrill WK Real Estate (303) 817-2827 2453 Santa Fe Dr A $410,000 Sunday 2:00 PM-5:00 PM JulieAnn Markiewicz RE/MAX Alliance (303) 995-3914

LOUISVILLE 1805 Blue Star Lane - Model Home $600K’s+ Wednesday - Monday 11:00 AM -5:00 PM Michele Steward Markel Homes (303) 604-9196 7714 Dyer Rd. $895,000 Saturday 10:00 AM-1:00 PM Julia Cantarovici 8z Real Estate (720) 203-7789 7714 Dyer Rd. $895,000 Sunday 12:00 PM-3:00 PM Julia Cantarovici 8z Real Estate (720) 203-7789

LOVELAND 3037 Crux Dr $309,950 Saturday 10:00 AM-6:00 PM Matt Nesbitt The Group Inc (970) 419-2327

2224 Mead Drive $799,000 Saturday & Sunday 12:00 PM-2:00 PM Bruce Drogsvold WK Real Estate (303) 579-1627

LONGMONT 918 Half Measure Dr $600K’s+ Daily 11:00 AM - 5:00PM Marlita lazo Markel Homes (303) 522-7928

1491 Wildrose Dr $420,000 Sunday 12:00 PM-3:00 PM Sean Gilliam RE/MAX Alliance (970) 313-6706

4272 Graham Ct $799,600 Saturday & Sunday 11:00 AM-2:00 PM Joel Thompson RE/MAX Alliance (303) 877-0060

120 Bowen Street $360,000 Saturday 11:00 AM-1:00 PM Mark Remington WK Real Estate (303) 489-8054

631 Grandview Avenue $443,000 Saturday 2:00 PM-4:00 PM Jon Hatch RE/MAX of Boulder (303) 441-5683

3025 Crux Dr $334,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 3440 Oberon Dr $360’s-$430’s Saturday & Sunday 10:00 AM-5:00 PM Brittany Munoz LC Tulip (970) 227-1334 4037 Don Fox Cir $387,000 Saturday & Sunday 11:00 AM-1:00 PM Sara Horner The Group Inc (970) 443-8556 736 W 5th St $469,900 Saturday 11:00 AM-4:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281 736 W 5th St $469,900 Sunday 12:00 PM-2:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281

SUPERIOR 405 S Snowmass Circle $980,000 Sunday 12:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297 TIMNATH 3756 Valley Crest Dr $1,285,000 Saturday 2:00 PM-4:00 PM Jesse Laner C3 Real Estate Solutions (970) 672-7212 WINDSOR 7410 Turnbull Cir $464,000 Saturday 11:00 AM-3:00 PM Melissa Doherty The Group Inc (970) 391-5800 7410 Turnbull Cir $464,000 Sunday 1:00 PM-3:00 PM Melissa Doherty The Group Inc (970) 391-5800

3037 Crux Dr $309,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327

4782 W Eisenhower Blvd $625,000 Sunday 11:00 AM-1:00 PM Jim Chance The Group Inc (970) 388-4261

5220 Hialeah Dr $585,000 Saturday 11:00 AM-3:00 PM Melissa Doherty The Group Inc (970) 391-5800

3025 Crux Dr $334,950 Saturday 10:00 AM-6:00 PM Matt Nesbitt The Group Inc (970) 419-2327

SEVERANCE 303 Prairie Clover Way $369,000 Saturday 2:00 PM-4:00 PM Lisa Young C3 Real Estate Solutions (970) 219-1955

5220 Hialeah Dr $585,000 Sunday 1:00 PM-3:00 PM Melissa Doherty The Group Inc (970) 391-5800

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VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

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REAL ESTATE MATTERS

Wire fraud leads to ﬁnancing complications By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency

: My wife and I recently moved, and my son would like to buy our previous home (at a discount from the current market price). Home price and gains are modest, and the property qualifies for tax-exempt status. My son qualified for a conventional mortgage. We were set to close, when my son suffered a severe financial setback (he was the victim of wire fraud, which robbed him of his entire down payment). We would still like to make the sale of the home happen. What options do we have? FHA mortgage? Sellerfinancing? Lease with an option to buy?

: We’re sorry your son was caught up in a wire fraud scheme. We have written about wire fraud in the past and will continue to alert home buyers and sellers to this serious and growing problem. In essence, when you plan to wire funds to a closing agent or when you plan to receive funds from a closing agent, you should take several security steps to avoid wire fraud. If you are sending money, you need to make sure the wire instructions you received are

accurate. If you did not receive the instructions in person from the closing agent, you should take the following steps: 1. Go to the settlement agent’s or title company’s website and verify that the wire instructions you received match what is listed on their website. If there are any differences at all, especially a phone number, call the company immediately. 2. In any case, you should also call your settlement agent or title company and verify the wire instruction. But you need to make sure that you know the person that you’re calling at the settlement agent’s or title company’s ofﬁce or know that the number you’re calling is correct. 3. You should also look over the wire instructions to see if there are any typos, grammatical errors, or suspicious names of banks or anything out of the ordinary. If you are closing on a home in Virginia, you’d expect that the wire instructions should be with a bank that is local or has a local branch. If you see that the wire instructions are to a foreign bank, you should not wire the money. If the wire instructions have typos or grammatical errors, you should be cautions and not use those instructions. Instead, call the closing agent directly. If you are giving wire instructions for your sale, make sure that you have conﬁrmed that the wire instructions are accurate

Kristel Acre Joins RE/MAX Nexus in Firestone Firestone – RE/MAX Nexus proudly announces the company has been joined by KristelAcre,who has over 20 years of real estate experience.Licensed as a Realtor since 2001, Kristel began in the industry in the mid 90’s working in several positions with McStain Neighborhoods out of Boulder.“I love selling new homes,”Acre commented,“and because I am familiar with the unique new home building and buying processes,I can really be an advocate for my clients in these circumstances.” A Colorado native (Lakewood) Acre has resided in Fort Lupton, her husband Mike’s hometown, since 1991. She and Mike, who also works in the home building industry, met when they were both students atArizona State University.They have a spoiled rotten black lab named Jet who enjoys pheasant hunting,4-wheeling and loves making new Kristel Acre human and animal friends. Active in the Fort Lupton community,Acre was President of the Fort Lupton Chamber of Commerce in 2014,was involved with establishing the Family Resource Center of SouthWeld County,and currently serves on the City’sArt in Public Places Committee.One of Kristel’s passion projects is her membership in P.E.O.(Philanthropic Education Organization) which raises money for women’s college scholarships on the local, state, national and international level.“This philanthropy and sisterhood is near and dear to my heart since education is the key to all success,” says Acre. Kristel is also very involved with everything that happens at the Fort Lupton United Methodist Church. Being a Realtor suits Acre well.“I love helping my clients find their next“forever” home! Plus, I thrive on finding creative solutions to the various speed bumps or problems that can crop up” she comments.Her biggest honor to date was being named Best Realtor of SouthWeld County by the public in 2015,2016,and 2017.“This honor means so much to me.It means I am serving my clients well since they are the ones voting.”Kristel’s motto is“Home IsWhereYour Heart Lives”as she knows that a home is much more than four walls and a roof.“Homes are filled with emotions-both good and bad-which create lasting memories.Moving is a time of letting go and looking ahead.The whole process is emotional and my goal is to help people through the transitions as gracefully as possible.” When she isn’t helping home buyers and her community,Acre has a history of experience in the musical world.As a singer, she has performed at numerous famous venues and sang on tour through Ireland, Scotland and England with the Longmont Chorale in 2013. Because of damage to her vocal chords,Acre has cut back on performing, but hasn’t lost her love for music.Acre is also a published author contributing a chapter on community service in“HowTo Buy and Sell Real Estate inToday’s Market”,a compilation by fellow Realtors and Lenders from around the country. You can contact Kristel at 303-845-2373,or email kacre@remax.net.

for your bank and your account. You should call your attorney, settlement agent or title company and confirm the information that you sent them. You can’t be too careful or suspicious when it comes to wiring out fund for your purchase of a home or receiving wired funds from the sale of your home. Now, if your son was unable to recover the funds and still wants to close, you should talk to the mortgage lender he was working with and see what other options the lender has for the two of you. The lender may allow a gift of funds to your son for the down payment. The lender may have other mortgage products that may allow for a small down payment. And, yes, you could finance the home for your son. You could sell the home to him and take back a mortgage from him to you. Or, you could set up the sale as an installment sale where he pays for the home over time; and when he is able to refinance the home, he could pay it off and he’d get title to the home. If you go the route of seller financing or an installment sale, we suggest that you have an attorney help you out with the documentation. You want to make sure that you paper the documentation properly for various purposes: one of them being that the IRS may require the documentation for your son to deduct his interest payments he makes to you and to ensure that the interest you are charging him does not create a gift situation from you to him. For estate planning purposes, you’d also want to make sure the paperwork is done property so that the money owed to you goes back to you should something happen to your son or to you. Finally, you could lease the home to your son and give him an option to buy the home. Not unlike the seller financing and the installment sale for deed situation, you should have an attorney help you through the transaction. One item you should consider

is whether any of these options will be cheaper for you and your son. Some of the documentation that would need to be prepared and recorded or filed could cost you and your son some money. That money could otherwise go toward the down payment of the home -- depending on how much money you find out it will cost, that money could otherwise go toward financing with a mortgage lender now. We don’t know what will work best for you, but we suggest you start with your mortgage lender. If the mortgage lender or talking to a mortgage broker doesn’t yield with good results, then you can talk to an attorney in your area to find out what is involved in either the lease with an option to buy, seller financing and an installment contract for deed and how much each of those might set you back financially. You might also want to find out what would happen in each instance with your real estate taxes (whether they will go up or stay the same) and what impact the seller financing or installment sale for deed will have on your federal income taxes. Good luck. (Ilyce Glink is the creator of an 18-part webinar+ebook series called “The Intentional Investor: How to be wildly successful in real estate,” as well as the author of many books on real estate. She also hosts the “Real Estate Minute,” on her YouTube channel. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink. com.)

RE/Max Nexus is located at the junction of 119 and I25 at 11409 Business Park Circle, Firestone, 80504. For more information, call 970-295-4760.

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Loveland Reporter-Herald – AtHomeColorado.com

December 16-17, 2017

REAL ESTATE

Five things to do right after a home closing

Changing locks after moving into your new home is a smart security measure. (Shutterstock)

A home closing is a time for celebration. It’s also a very busy time as you complete your move and start settling SUZANNE into your new PLEWES home. Amidst RE/MAX Alliance the chaos, it’s important to remember a few key tasks.

Change the Door Locks You should immediately change the locks on all doors in the home. There’s no telling how many people the previous homeowner may have given keys to. They may not have retrieved all copies. For your own protection, change the locks to all exterior doors. To make your life easier, consider having all locks conﬁgured to the same key.

with a security system, contact the company that services that system. They can assist you with resetting the panel PIN, verbal security code, and other account information. Cover Windows It may be awhile before you normally get to window treatments, but it’s an important part of owning a new home. If you don’t plan on moving in right away, covering your windows will make it less obvious that the home is vacant. If you are moving in right away, you’ll want to retain some privacy. Visible windows will make it easy for people to see exactly what you have in your new home, which can make it a target for burglars.

Reset Garage Door Openers You may be handed garage door openers at closing. With most cars containing built-in garage door openers, it’s possible that others may still have access to your garage. Additionally, many openers also have electronic keypads with a set code. It’s a good idea to reset the door openers, which essentially makes all previous keys and codes invalid. Instructions can be found on the manufacturer’s website.

Check the Systems It seems that something always goes wrong when you move into a new home, no matter how well you may have inspected the property and planned for the big

Contact Security Companies If your home came pre-installed

Featured Property

790 Rose Acres Ct. Loveland 80537 $754,900 • MLS# 836262 5 Beds • 5 Baths • Total Sq. Ft. 4,758 This custom ranch boasts privacy & a serene setting. 3 acres with mature landscaping. Open Floor plan,main level master suite. Large deck with parklike backyard. Detached garage. Too much to list!

148 Ponderosa Ct, Red Feather Lakes 80545 $274,000 • MLS# 830054 3 Beds • 3 Baths • Total Sq. Ft. 1,919 Turn Key estate with everything included. This end unit town-home offers 2000 sq ft of luxury. Granite slab counter-tops, SS appliances, great room w/ fireplace, vaulted ceilings, 2 master suites & so much more.

612 E Pitkin St, Fort Collins 80524 $1,575,000 • MLS# 836957 5 Beds • 5 Baths • Total Sq. Ft. 5,637 Once in a lifetime opportunity to own this COMPLETELY new home in Old Town. Double lot w/ 4 car garage/shop & conforming carriage house w/ side parking. Primary residence features high end finishes inside & out.

Fred Hansen 970-775-4695 fhansen@c3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

move. You can minimize potential problems by checking a few critical things right after closing. First, locate the main water shutoff valve. You never know when you’ll need that. Secondly, check the heating system. Make sure it’s working and set at a reasonable temperature to prevent pipes from freezing. Additionally, identifying the exhaust vents on the outside of the home and remove any obstructions. Summary of Things to Do Right After Home Closing By addressing the above items, you can minimize potential issues and improve the safety of your new home. You can then focus on moving in and making the house feel more like a home. —————————————— Suzanne Plewes is a broker associate at RE/MAX Alliance. Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

Featured Property

3054 Suri Trail, Bellvue 80512 $1,730,000 • MLS# 831423 5 Beds • 5 Baths • Total Sq. Ft. 6,075 This Ranch home features a walk-out basement, main floor office, fitness or craft room, formal dining, gourmet kitchen, guest or in-law retreat & thousands in upgrades. 1077 sq ft attached garage and a detached 2177 Sq Ft garage w/office. John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Open House Saturday & Sunday 12-3pm

Open House Sat: 11-4pm & Sun: 12-2pm

Open House Saturday 2-4pm & Sunday 12-3pm

4928 Silverwood Dr, Johnstown $489,000 5 Beds • 4 Baths • Total Sq. Ft. 5,203 Amazing Home w/ thousands in upgrades. Main level is set for entertaining w/ office, formal dining, gourmet kitchen w/ island & a large family room. 5 spacious beds on 2nd floor w/ a large master suite. 861 Sq. Ft. Bonus Loft.

6219 Eagle Ridge Ct, Fort Collins $929,000 5 Beds • 4 Baths • Total Sq. Ft. 4,208 Beautiful 2 story home w/ 5 beds plus study, finished walkout basement, formal dining, finished garage w/ epoxy floor. Updated kitchen w/ quarry counters, gas range & double oven. Master w/ balcony access. This is a must see!

736 W 5th St, Loveland 80537 $469,900 • MLS# 837863 3 Beds • 2 Baths • Total Sq. Ft. 1,939 Chef’s kitchen with custom walk-in pantry and wood floors. 2 Master suites, wood burning fireplace insert, huge lot with gardens and pond. Walking distance to downtown Loveland and Chilson Recreation Center.

3756 Valley Crest Dr, Timnath 80547 $1,285,000 • MLS# 836095 3 Beds • 4 Baths • Total Sq. Ft. 5,744 A spectacular ranch w/ unobstructed lake, mountain and golf course views awaits you on a prime, oversized lot. Open floor plan and expansive windows offer tons of natural light.

Shane Trujillo 970-219-2748 strujillo@c3-re.com

Suzanne Offe 303-956-9665 soffe@c3-re.com

Matt Shoup 970-217-6060 matt@mattshoup.com

www.MyColoHome.com December 16-17, 2017

Todd Jeskulski 970-391-1197 tjeskulski@c3-re.com

Brian Trainor 970-219-0281 970trainor@gmail.com

Chrissy Barker 303-704-0476 cbarker@c3-re.com

Dexter Degre 970-460-6863 ddegre@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC. Loveland Reporter-Herald – AtHomeColorado.com

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HOME DÉCOR

10 modern home decorating ideas that’ll transform any traditional space By Gabrielle Savoie, Domaine (TNS) Two rules interior designers consistently remind us about decorating are to keep in mind your home’s original architecture and to try to stay true to your home’s roots. This doesn’t mean going full-blown Victorian with your furniture in a historic terrace home but rather to respect the original bones of the space, look for materials that were found in the era your home was created, and give a few nods to the time period in your decor. That said, you also don’t want your home to feel as though it belongs in another era, so keeping that balance between traditional and modern home decorating is an art that could always use some ﬁne-tuning. Whether you’ve just moved into an Edwardian apartment in San Francisco or you’re trying to give your Colonial house in Connecticut a little more edge, there are countless ways to modernize a traditional home. Of course, you could go ahead and browse contemporary shops to see what catches your eye, but if you need a little more direction, we have a few modern home decorating tricks for you below. Ready to give your home a modern ﬂair? Just try a few of these easy updates. HANG CONTEMPORARY ART There are few things we love more than contemporary art juxtaposed with the thoughtful architectural detail of a traditional home. Seek out artwork with colors that complement your existing furnishings, and you’ve got a foolproof combination.

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takes you. Vintage tiles or antique urns are a simple way to add a worldly ﬂair to your space. LAYER SIMILAR ELEMENTS Displaying a series of art prints from the same collection is a staple in traditional decor, but when it’s a series of identical graphic prints, it feels decidedly bold. Is there another classic pattern or art movement you love? Lay it on thick for a twist on tradition.

Historically, books have always been arranged vertically in libraries, so by stacking them horizontally you can easily give any room an updated look. (Dreamstime)

STACK YOUR BOOKS Historically, books have always been arranged vertically in libraries, so by stacking them horizontally you can easily give any room an updated look. To get super modern, create multiple stacks of books with several inches of space in between them. For a more transitional aesthetic, try a mix of vertically and horizontally arranged books. BRIGHTEN UP One of the simplest ways to freshen up any home is to integrate bright colors. A rich canary yellow will feel decidedly modern, while a bright yet soft mint green can create a youthful and traditional look. A Klein blue will instantly give your space a bold, modern edge. Choose your own adventure. BE IN THE CLEAR Be it a Lucite coffee table, a glass bar cart or an acrylic

chandelier, a bit of transparency always lightens up the heaviness of dark woods and upholstered furniture you often see in traditional homes. Luckily, you don’t have to worry about matching as clear items blend right in! Add one piece for an instant contemporary touch. STICK WITH SOLID COLORS Fussy and intricate patterns can quickly take on a granny vibe, so if you want to modernize your space, sticking with solids is a safe way to do so. Use texture, mixed metals and ﬁnishes, and shapely furniture to add interest and keep the pattern to a minimum. GO GLOBAL European, American and Chinese furniture are common in traditional homes, so to infuse a little variety into the mix, seek out decor from Africa, South America, Southeast Asia or wherever life

Loveland Reporter-Herald – AtHomeColorado.com

CREATE AN UNEXPECTED MOMENT We expect to see a console table and a mirror at the foot of a staircase, but what about a pair of chairs? Not so much. Or how about a low bench displaying leaning artwork and a single greenery branch? One wouldn’t dare. Play around with unusual arrangements and surprising juxtapositions until you create something that wows you. TRY A UNIQUE LAYOUT Floating a daybed in the middle of a petite room isn’t something one would naturally think of — unless you’re an interior designer — but it works, and it’s remarkably cozy. When it comes to your furniture layout, listen to your instinct, and then disregard it. You may love what unfolds. PLAY WITH SCALE One of the easiest ways to create a statement is to play with scale. Go big or go home. ——— Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com.

December 16-17, 2017

HOME TIPS

Your December calendar of gardening chores By Jessica Damiano, Newsday (TNS) As I look outside my window, red twig dogwoods are beginning their striking display, evergreens have taken center stage and the twists and turns of bare tree branches beckon. Exfoliating bark forces me to notice my neighbors’ river birch, while the dried seed heads of not-quite-forgotten perennials sway in the wind. Soon, we’ll be lighting the ﬁreplace and ushering out the year, but until then, alas, the daydreaming must stop — there’s still plenty of work to be done. Here’s a chore for every day of the month. 1. Did you know parsley is biennial? Mulch it now, harvest for most of winter and expect a resurrection in spring. 2. Add compost and lime to the

vegetable bed now. They’ll work their magic over winter and soil will be rich by planting time. 3. Store seeds in glass jars or paper envelopes in a cool, dark spot. The refrigerator is ﬁne, but keep away from stored fruit. 4. Clean, disinfect, dry and store garden tools. 5. Snap photos of plants you’d like to move so you’ll remember where they are come spring. 6. Prune dead, broken or weak branches from trees to prevent damage during winter storms.. 7. Rinse dust from houseplant foliage to help them “breathe” and absorb maximum sunlight. 8. Terracotta and clay pots may crack if left out in the cold. Empty, clean and store indoors. 9. If deer tend to visit, protect rhododendrons, yews, azaleas and other targeted shrubs with chicken wire. 10. Watch my video for tips for selecting a healthy Christmas tree at newsday.com/gardening101. 11. Check arborvitaes and junipers for bagworms, then remove and destroy. 12. Happy Hanukkah! Light the menorah and grate your stored

homegrown potatoes for latkes worthy of the holiday. 13. If you’re hanging real mistletoe, keep it out of the reach of pets and children, and ensure leaves and berries won’t fall in their path; it’s poisonous. 14. Make trees and shrubs for free: Bury hardwood cuttings upside down in sand outdoors. Transplant in spring. 15. Keep plants off radiators and away from heating vents. If possible, group them together and run a humidifier nearby. 16. Disrupt the life cycles of hibernating insects by turning the soil in vegetable beds now. 17. Before bringing poinsettias home, inspect carefully for white flies and their eggs. 18. As long as the ground is frozen, you can apply winter mulch. If the ground isn’t frozen, you can plant more bulbs. 19. Refill birdfeeders, and don’t forget fresh water. 20. A healthy Christmas tree drinks a lot: Check the reservoir in its stand daily, and add water as necessary. Keep away from heat and turn off lights before turning in. 21. Drain and store all hoses if

you haven’t already, but keep one handy to water newly planted trees during winter dry spells. 22. Make a list of seeds you’ll want next year, and check it twice. Those catalogs will be arriving soon. 23. Turn the compost pile. 24. Check stored cannas, caladiums, colocasias, dahlias and gladiolas, and mist if they’re drying out. Discard any that have shriveled or rotted. 25. Merry Christmas! 26. Honor the colors of Kwanzaa with eggplant, and red and green peppers on an mkeka. 27. Start lilies indoors now for blooms in time for Easter. 28. Gently knock snow from evergreens with a broom to prevent buckled branches after each snowfall. Arborvitaes and Leyland cypresses are especially vulnerable. 29. Look under leaves of indoor hibiscus. If you ﬁnd white ﬂies, treat with insecticidal soap. 30. Most houseplants slow down over winter. Decrease water and don’t fertilize again until spring. 31. Ring out the old and have a wonderful new year!

8 Floor Plans To Choose Fro Move-in Ready Homes Availa

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MOVE IN READY HOME 3491 Oberon Drive, Loveland • $395,662

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2970 Kincaid Dr. in Loveland Open Wednesday-Sunday (970) 373-1459

www.EnchantmentRidgeLoveland.com

Loveland Reporter-Herald – AtHomeColorado.com

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ASK A PLUMBER

Reaching for new heights with this bathroom upgrade By Ed Del Grande, Tribune News Service (TNS)

: First, these toilets are often called comfort height or chair height toilets because they are about the height of your average chair. In most cases, toilets are

measured from the ﬂoor to the top of the seat. A couple inches under 17 inches high is usually around the standard height for a toilet. At 17 inches or a couple inches more is often called comfort height. Even though the height difference between these two types of toilets may only be a few inches, most users can really feel the difference. As far as installation, a comfort height toilet installs like a standard toilet. Just measure to make sure the higher tank will not hit any shelves or obstructions.

Final note: For a children’s bathroom, you may want to stay with a standard toilet so it won’t be such a tall order when you tell them to go potty. ——— Master Contractor/Plumber Ed Del Grande is known internationally as the author of the book “Ed Del Grande’s House Call,” the host of TV and Internet shows, and a LEED green associate. Visit eddelgrande.com or write eadelg@cs.com

• Martin Supitar — 854 Canyonlands St., Saint Aubyn Homes LLC, $432,100. • David Pyle — 822 Canyonlands St., Saint Aubyn Homes LLC, $433,300. • John and Brenda Mead — 2109 Doyle Drive, Cheryl A. Szydlo, $839,000. • Estes Park • Kenneth and Pamela Moore — 505 Fall River Lane, Unit B, Richard and Connie Fortner, $250,000. • Richard and Carol Loy — 1205 Timber Mountain Lane, Kerry and Kristine Kravik, $475,000. • Douglas and Susan Fast — 680 Pinewood Drive, Mutual Equity LP, $515,000. • Michael and Rebecca Watts — 355 Ponderosa Ave., Alan and Diana Beehler, $535,000. • John and Gabriela Howell — 2113 Ute Court, Jeffrey and Sara Tyler, $650,000. • Fort Collins • Nguyet Pham — 6709 Autumn Ridge Drive, Unit 3, Jennifer K. Benson, $220,000.

• Anita Welch — 4545 Wheaton Drive, Unit B120, John M. Brown, $225,000. • Brita Jones — 6603 Antigua Drive, Unit 35, Richard K. Edwards, $275,000. • Stuart and Kathryn Veltkamp — 3518 Laredo Lane, Virgil and Virginia Sandborn, $290,000. • Tony and Mary Henry — 1327 Armsley Court, Cook Family Trust, $291,000. • Terry and Bonnie Shetler — 415 S. Howes St., Apt. N607, Howes Street LLC, $300,000. • Arik and Shelly Peterson — 1136 Wabash St., Unit 25, St. Noco Acquisitions LLC, $308,000. • Pamela Schrock — 5151 Boardwalk Drive, Unit B6, Bonnie Peek, $310,000. • Colter and Jaylee Dimick — 1020 Cunningham Drive, Apt. K4, Joel and Melani Varnell, $314,900. • Paul and Taylor Maloney — 3501 Winslow Drive, Mary and Benjamin Messerly, $325,000. • Richard Young — 1415 Wildwood

Road, Robert Rosin, $332,500. • Corneluis and Jesica Vangreunen — 3002 Indigo Circle S., Mageshkumar Kuppusamy, $337,500. • Kelly and Cheryl Keeler — 2600 Belgian Court, Bruce and Lou Jones, $345,000. • Brooke Williams — 321 Clover Lane, Kocoram LLC, $345,000. • Lirong Feng — 3827 Precision Drive, Unit A, Rebecca S. Schutz, $345,000. • Allen Burkart — 2825 Edinburgh Court, Roberta F. Hagemann, $345,900. • Brooke Bontz — 2226 Lager St., Hartford Homes At, $348,800. • David and Sandra Beegle — 5850 Dripping Rock Lane, Unit H105, Ryan W. Will, $350,000. • Matthew Balchak — 2132 Bock St., Hartford Homes At, $353,800. • Jillian and Blake Bieritz — 4912 W. Parkview Drive, Barbara A. Smith, $356,000. • Morgan Cline — 3609 Jaguar Place, Carol J. Bean, $362,500. • Randy and Haleigh Gonzalez —

: We want to upgrade all three of our bathrooms with new taller toilets. Can you please give me some info on this type of toilet? — Dave, Arizona

A These toilets are often called comfort height or chair height toilets because they are about the height of your average chair. (Kohler)

REAL ESTATE TRANSACTIONS The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount. Berthoud • James and Chyrlann Taylor — 312 Sprague Ave., John Brooks, $290,000. • Paul Rovnak — 1075 Sixth St., Allan K. Phillips, $302,600. • Gary Papenfus — 532 Redwood Circle, Robert and Dana McMillan, $305,000. • Cheryl Szydlo — 748 Eighth St., Kelly Marie Canino, $329,900. • Rodney and Paula Perkins — 518 S. Fifth St., Saint Aubyn Homes LLC, $382,800. • Robert and Gayle Cook — 510 S. Fifth St., Saint Aubyn Homes LLC, $410,300.

Open House Saturday 12/16/17 2pm-4pm 303 Prairie Clover Way, Severance $369,000 4 Beds • 3 1/2 Baths • 2674 Total Sq. Ft. 3 car garage. Beautifully updated Multi-level with Partially finished basement - lovely deck and fully fenced yard-- Come see! Lisa Young - Broker C3 Real Estate Solutions Eric Tutsch 970-219-1955 970-689-7766 LYoung@C3-re.com ETutsch@c3-re.com www.LisaInCO.com

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Loveland Reporter-Herald – AtHomeColorado.com

December 16-17, 2017

• • • • • • • • • • • •

2138 Bock St., Hartford Homes At, $369,000. Sarah Marvel — 706 Colorado St., Topgun Investment, $369,000. Ann Andre — 826 Blondel St., Unit 101, Linda S. Gabel, $380,000. Heather Reider — 2830 Balmoral Drive, Luci Dimick, $383,000. Lisa Geisick — 2908 Cornerstone Lane, Angela and Christian Corp., $385,000. Ehren and Kristen Woods — 2648 Brookwood Drive, William and Linda Woods, $388,000. Stephen Deline — 1217 W. Magnolia St., Geralyne Mahoney, $415,000. Mark Jennings — 505 Coyote Trail Drive, John and Leah Schaer, $415,000. Calli and Rory Morgan — 327 Peyton Drive, Martin Craig Buchanan, $415,000. Richard Ferguson — 2104 Ideal Lane, Lindsey A. Corcoran, $420,000. Brett and Sarah Brown — 505 Wood St., Sarah B. Larrabee, $425,000. Linda Hamilton — 3650 Full Moon Drive, Sandra Guy Malhotra, $425,000. Peter and Megan Loritz — 2409 Adobe Drive, LC Home At Spring Creek LLC, $426,000.

• Paul and Katie Santillanez — 5022 Boca Del Rio Drive, Hyuk and Nannette Park, $467,000. • Arthur and Jean Marcello — 264 Camino Del Mundo, Larry and Linda Siegfried, $470,000. • James Burckhard — 2769 Pleasant Valley Road, Richard and Diane Perry, $471,000. • Jan Bob — 1227 Saint Croix Place, Robert and Tammie Groeneman, $485,000. • Stephen Willes — 1021 Gregory Road, and Bejamin Michelle, $495,000. • John and Joanne Fossatti — 324 Bowline Court, Horvath Family Revocable, $495,000. • Matthew Johnson — 2032 Blue Yonder Drive, Melody Homes Inc., $500,000. • Kelly McBartlett — 2332 Nancy Gray Ave., Bucking Horse Development, $511,800. • Jill and Justin Fischer — 8466 Cindy Lane, HSBC Bank USA, $600,100. • Lance and Patricia Crossett — 5414 Paradise Lane, Erin B. Petrilli, $640,000. • Daniel Burnett — 5220 Fox Hills Drive, Tattersall 1991 Trust, $675,000. • Paul and Katherine Anglin — 219 E. Elizabeth St., Kyle and Kathryn

Plan Ahead ** Request Your FREE Report: How to Sell Your House for Top Dollar - Fast! Selling a home is a big decision, and can be very intimidating. From contract negotiation to packing up your home, selling a home can be very time consuming. We at the Nanci Garnand Team would love to help you through this process. We have a marketing team, two

Realtors, and other staff as well. When you choose the Nanci Garnand Team, you’re choosing a team of seasoned experts who are regularly helping people buy and sell homes in Northern Colorado. Within the last month, we’ve had two homes sell within one

business day. At the Nanci Garnand Team, we also believe in transparency. We encourage you to make an informed decision when it comes to selling your home. We’re providing this free EBook to help you get started. www.SellersEBook.com

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The Nanci Garnand Team (970) 541-0840

Dave Gornall (970) 590-8891 December 16-17, 2017

Nanci Garnand (970) 227-1327

Meyer, $800,000. • Michael Ramos — 1716 Linden Lake Road, Randy L. Halfpop, $825,000. • Jeffrey and Constance Borton — 6307 Falcon Ridge Court, Hartmut C. Teresa G. Revocable, $975,000. • Greeley • Mark Ferguson — 615 13th St., Russell Furniture LLC, $110,000. • Larry Wisehart — 1304 14th Ave., John T. Hobbs, $143,000. • Troy Walker — 1015 Fifth St., Valentin Bustillos Trillo, $145,000. • Scott Sobesky — 1712 Fifth St., Rogelio Argot, $145,000. • Natalie Willard — 4323 W. Ninth St. Road, No. 21, Julie J. Sigg, $155,000. • Brian Romero — 862 E. 20th St. Road, Alison A. Schroers, $180,000. • Isaac Clark — 2551 W. 24th St., Apt. B4, George and Deeann Dixon, $184,000. • Sean Riley — 2433 16th Ave., Bnk Rei LLC, $185,000. • Abdul Jamal — 2115 Sixth Ave., Horsetooth Housing LLC, $189,900. • Brunza and Nicole Labore — 2730 W. 14th St. Road, Steven and Latonya Madrid, $193,900. • Devin Shinkle — 4619 Homestead Court, Everardo Hernandez,

$210,000. • Zachariah and Jessica Edwards — 2150 Sixth St., Stefan Tomaszewski, $220,000. • Diana Serna — 2823 16th Ave., Wilma G. Gropp, $220,500. • Heather Johnson — 6603 W. Third St., Unit 1615, Loma and Michael Megilligan, $224,500. • Leonel Loma — 2509 Alpine Ave., Enrique Fernandez, $226,000. • Ean Klady — 163 44th Ave., Teri and John Bertram, $245,000. • Matias Pedro — 2626 12th Ave. Court, Robert and Jamie Ballard, $246,000. • Jon and Judith Hergenreter — 2010 46th Ave., Unit 51, Wanda L. Anderson Trust, $249,000. • Adrian Solis — 113 23rd Ave. Court, Roberto Rodriguez, $250,000. • Jeffrey and Jeanne Beebe — 2129 20th St. Road, Jack Dimon Settler, $250,000. • Deborah Bedan — 4672 W. 20th St. Road, Unit 2111, Jane Angeline McMillan, $252,500. • Justin Ghofrani — 1625 10th Ave., Betsy P. Rainville, $252,500. • Rick Gerkin — 6024 W. First St., Unit 7, Jessica Legler, $255,000. • Damian Garcia — 312 E. 29th St., Osahon and Natalie Igunbor,

The Hometown Experts with a World of Experience® Life is better in Colorado. Find your home in Colorado here.

1234 Saddle Ridge Rd, Bellvue Spectacular Views of Horsetooth Reservoir & Front Range. Privacy-Secluded! Custom Tennessee Log Home w/D logs for excellent insulation. Master suite w/pass through ﬁreplace. Perfect New Year Home!

759 Deer Meadow Dr, Loveland

Beautiful Aspen Homes ranch at Mariana Butte. Across from golf course. Stds: granite, hardwd, SS apps, double oven, AC, FP, 3-car garage, covered deck. Highly energy eﬀ-among best in biz! Upgrades: oversized garage storage, gas cook top, & more!

772 Deer Meadow Dr, Loveland

Stunning Aspen Homes ranch, UF walk-out bsmt on Golf Course in Masters at Mariana Butte. Beautiful kitchen w/hardwd, granite, island, walk-in pantry & SS apps. Master w/5pc, walk-in closet. Oversize 3 car garage. Upgrades: add walk-out bsmt, composite deck, metal railing.

Call Broker | MLS #831211

$494,675 | MLS #822300

$609,135 | MLS #802485

Call Louise Creager

Call Dennis Schick

970-217-6843 www.LouiseCreager.com

970-567-3942 dschick001@outlook.com

Thinking of buying? Talk to our loan oﬃcer with Home Mortgage Alliance to apply today!

Tammy Kauﬀman

Mortgage Loan Originator NMLS #664512 750 W. Eisenhower Blvd. Loveland, CO 80537 970.613.4850 oﬃce 970.237.9215 mobile 844.714.4800 fax

tkauffman@homemortgagealliance.com | www.tammykauffman.com Home Mortgage Alliance, LLC is a registered as a Colorado Mortgage Company and a sponsored originator authorized to broker FHA and VA loans. NMLS# 1137507. Home Mortgage Alliance, LLC is regulated by the Colorado Department of Real Estate, and offers many loan products. Contact a Home Mortgage Alliance, LLC Representative to learn more. This is not a commitment to lend. Stearns Lending, Inc. is regulated by the Colorado Division of Real Estate. NMLS# 1854.

RE/MAX Alliance  Each oﬃce independently owned & operated  Five Northern Colorado locations to serve you. 4703 A Boardwalk Dr, Fort Collins | 226-3990 125 S. Howes St, Ste 120, Fort Collins | 482-1781 750 W Eisenhower, Loveland | 669-1234 1275 58th Ave, Ste A, Greeley | 330-5000

Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

$272,500. • Michael Lucero — 140 50th Ave., Roy and Jacquelin Nelson, $280,000. • Joshua and Shannon Johnson — 1924 44th Ave. Court, James and Brenda Bucks, $280,000. • Juli Elliott — 2213 41st Ave., Charles and Kimberly Elder, $292,000. • Stephen and Cynthia Mills — 2317 19th Ave., Judith and Jon Hergenreter, $293,000. • Nain Sanchez — 220 N. 23rd Ave., Luis A. Rodriguez, $298,000. • Hugo Morales Arenivar — 6620 18th St., Lucy J. Reinhard, $305,000. • Christopher Hanevik — 1805 21st Ave., Ralph and Robert Cowles, $306,000. • Joshua and Brandy Martinez — 2300 Talon Parkway, Wyatt and Amy Dinius, $309,900. • Reece Hoover — 3177 51st Ave., Tracy Kern, $310,000. • Wendy and Franzl Westhoff — 4602 W. A. St., Michael and Angela Burr, $325,000. • Sally Stewart — 3114 68th Ave. Court, Carri A. Lemons, $330,000. • Dee Stevens — 2226 27th Ave., Ira and Katelyn Hove, $330,000. • Kurtis Perry — 338 N. 60th Ave., Christi L. Reid, $330,000. • Leo and Lauren Stanfill — 4413 W. 30th St., Marc and Rebekka Yingling, $331,000. • Casey Barnum — 3213 66th Ave., Gerald W. Tasset, $332,500. • Jason Coufal — 5030 W. 14th St., William and Frances Fry, $335,000. • Janelle Leffler — 2879 41st Ave., Thurman and Joan Bradley, $350,000. • Melinda and Zechariah Archer — 2301 73rd Ave., Logan Hood, $356,000. • Keri and Joshua Voigt — 1954 18th Ave., Wulf Invest LLC, $364,000. • Skyler and Jodi Lovelock — 7113 W. 23rd St. Road, Curtis and Elisa Hodgins, $370,000. • Brenda Kastner — 5508 W. 32nd St., Jeffrey and Laurie Stoll, $373,600. • Heidi and Kevin Russell — 1314 51st Ave., Justin Jay Legler, $380,000. • Fernando Corona — 2251 74th Ave. Court, Aspen View Homes LLC, $381,800. • Edward and Jacque Morse — 1405 63rd Ave. Court, Robert and Karen Janata, $411,500. • Gerald Tasset — 510 Double Tree Drive, Robert and Linda Brainard, $465,000. • Carrie and Steven Heimmer — 509 N. Brisbane Ave., Richard and Behjat Ligon, $520,000. • Johnstown 14

AT HOME

• Carol Templeton — 435 Saint Charles Place, Ernest Pappes, $249,900. • Glendon Wheelock — 3112 Silverbell Drive, Allen K. Lowry, $315,000. • William Gaston — 3942 Balsawood Lane, Nicholas and Heather Seipelt, $326,000. • Joseph Siemer — 253 Muscovey Lane, Bruno and Monique Ingold, $355,000. • Joshua and Jordan Bradford — 3397 Shadbush St., Wesley Manning Smith, $360,000. • Brett Karabensh — 3029 Brunner Blvd., Jesus S. Carrillo, $409,500. • Jase and Darcy Marshall — 1908 Green Wing Drive, Jeffery and Amy Genger, $425,000. • Ashley and Tanner Mcvicker — 338 Celtic Road, Rychlund Inc., $443,200. • Paul and Deanna Linnebur — 20969 County Road 17, SSS Holdings LLP, $460,000. • Neils and Arline Hansen — 4117 Carroway Seed Drive, Saint Aubyn Homes LLC, $502,600. • Loveland • Coert and Rachael Voorhees — 614 W. First St., Caleb and Lauren Carlson, $225,000. • Ann Ford — 3125 Thorn Circle, Aspen Homes Colo. Inc., $238,500. • Linda and Jon Dabelstein — 4945 Hahns Peak Drive, Apt. 102, Jesse R. Crosson, $239,500. • Amy Schmidt — 32 Cedar Brook Lane, David Lorenz, $254,000. • Jessica Chance — 1020 Roosevelt Ave., Phillip and Joanne Badall, $257,400. • Aaron and Laura Sherman — 3115 Williamsburg St., Sean Burke, $270,000. • Elizabeth Harris — 1686 Saulsbury Court, Charles and Michelle Meyer, $279,500. • James Harker — 4009 Davidia Court, Josif and Maria Ognian, $280,000. • Elena Giulini — 3089 Thorn Circle, Aspen Homes Colorado Inc., $282,700. • Sabrina and Michael Dougherty — 3202 Sheridan Ave., Bernhardt Family Trust 2014, $285,000. • Wayne and Sharon Hensley — 1847 Elk Springs St., Judy A. Porter, $295,000. • Donna Ferguson — 335 Shupe Court, David Paige, $299,900. • Caleb and Lauren Carlson — 2520 Lake Drive, Marion E. Anderson, $300,000. • Ruben Hull — 1004 22nd St. SW, Robert and Suzanne Raichle, $300,000. • Robert and Frances Strickland — 1915 Halfmoon Circle, Steven and Tamela Ryan, $305,000.

• Kerry and Wanda Thompson — 1797 Denver Ave., David M. Newton, $309,400. • Andrew Lyon — 2938 Yew Drive, Micheal and Mirta Kaseman, $310,000. • Jacqueline Ampulski — 2510 Pyrite Court, Nancy J. Meyer Trust, $316,900. • Stanley and Betty Bartholomai — 3650 Carbondale St., Gene S. Freeland, $325,000. • Mark and Deborah Ewing — 153 Brass Court, Aaron and Alyssa Skeen, $327,000. • Mark Michels — 3415 Chestnut Ave., Silkor and Olesya Schillings, $337,000. • Barbara Dellanno — 257 Vela Place, Century At Millennium LLC, $347,600. • Heather and Nicholas Seipelt — 1506 Katie Drive, Donna J. Villarba, $352,500. • Robert Jefferson — 4224 Lookout Drive, Robert A. Ausenhus Trust, $365,000. • Mark Michels — 2264 Evergreen Place, Rebecca Hazlitt, $367,000. • Richard and Carolyn Timmons — 1753 Nucla Court, Jama L. Bradley, $376,700. • William and Kristin Domago — 4891 N. Franklin Ave., Christopher O’Connor, $390,000. • Melissa Vonstein — 1747 Muddy Creek Drive, Sally A. Stroh, $400,000. • Kellen and Abby Schweitzer — 1488 Katie Drive, Brian and Kelly Barnes, $405,000. • Dennis Hiebert — 6030 Tahoe Court, Craig and Tonya Stenger, $425,900. • Kathleen and Randall Robinson — 1416 Bentgrass Drive, Lynette M. Ottinger, $439,000. • Bo and Cynthia Stohler — 1886 Park Drive, Christopher and Paula Witzke, $439,000. • David Bloxham — 2514 Custer Drive, Clayton D. Roberts, $445,000. • Sally Stroh — 3676 Peruvian Torch Drive, Custom On Site Bldrs Inc., $508,600. • Adam Omara — 1251 Turkey Walk Trail, Lynette and Lynden Jones, $790,000. • Windsor • Tyler Berger — 723 Second St., Christopher and Jessica Manley, $244,000. • Thomas and Erin Erin — 2178 Cape Hatteras Drive, No. 24, Brian and Shawneen Wildman, $255,000. • Lauren Atkinson — 143 Calabria Drive, Paul and Elizabeth Eisbrener, $260,000. • Christine Hutchins Chavez — 417 Locust St., Shelby Singelton, $260,000.

Loveland Reporter-Herald – AtHomeColorado.com

• Jeremy and Destiny Bennett — 6 Rose St., Karen Marie Zabonik, $300,000. • Casey Zigray — 935 Durum Court, Mark and Suzy Zigray, $320,000. • Harvey Case — 822 Locust St., Sally W. Thomas, $320,000. • Adam Gazdik — 1533 Highfield Drive, Melody Homes Inc., $330,500. • Kristopher and Elijah Peterson — 5328 Carmon Drive, Richmond Am Homes Colo. Inc., $334,200. • Kenneth and Pamela Woodbury — 1528 Highfield Court, Melody Homes Inc., $340,000. • Erin Reilly — 1415 Grand Ave., Charles W. Pitner, $364,000. • Daphne and David Huegerich — 862 Corn Stalk Drive, JJ Constr. Northern Colo. LLC, $393,500. • Harold and Sherry Hermann — 6086 Carmon Drive, Saint Aubyn Homes LLC, $413,400. • Aaron and Stacy Alms — 1748 Clear Creek Court, Kevin J. Meyer, $422,000. • Thomas and Jill Williams — 1698 Colorado River Drive, Gary and Lisa Geisick, $425,000. • Eric and Holly Emery — 686 Vermilion Peak Drive, Bridgewater Homes LLC, $432,000. • Matthew Gray — 1510 Sorenson Drive, Daniel Frizzell, $437,000. • Steven and Sheryl Hieber — 646 Boxwood Drive, Bridgewater Homes LLC, $468,300. • James and Jean Witt — 7416 Ladbroke Drive, Matthew and Brooke Coston, $477,000. • Craig and Tonya Stenger — 8460 Allenbrook Drive, Melody Christopher, $490,000. • Holly Jensen — 411 Crystal Beach Drive, Troy and Cricket Fuecker, $527,500. • Richard and Margaret Arnold — 650 Boxwood Drive, Bridgewater Homes LLC, $529,500. • Bruce and Barbara Beyers — 8726 Blackwood Drive, Eric and Holly Emery, $540,000. • Wesley Smith — 5675 Summerlyn Court, Justin and Laura Demello, $550,000. • Michael Rourke — 1880 Atna Court, Saint Aubyn Homes LLC, $573,600. • Robin Schoh — 7288 Crystal Downs Drive, Edward C. Rutherford, $610,000. • Bradburn and Phyllis Endo — 6784 Olympia Fields Court, Westmark Homes Colorado LLC, $616,100. • Arun Rustgi — 2123 Cape Hatteras Court, David and Barbara Vance, $670,000. • Andrew and Cheryl Yanko — 6055 Crooked Stick Drive, Ridgeway Construction, $743,300. December 16-17, 2017

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303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com DRIVE YOUR WHEELS! Every other year, two

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

bedroom, on the beach, with lawn, timeshare in Kehei, Maui. Wonderful place to take a family, with pool and barbecue area. Maui Schooner. Available immediately. $2000 nine70-556-2731

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2BR 1BA Units in Loveland: Washer/Dryer in Unit. $1045/month for Upper Level Units; $1145 for Downstairs Units. Water, Sewer, Trash included. No Pets. 1 Year Lease. Available No w.

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Tired of paying Rent? We can help you buy w/$1000 down Western Plains Realty Ken or Tammy 970 663-5008 westernplainsre.com

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303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND December 16, 2017

Reporter-Herald

AT HOME

R15

OPEN HOUSES THIS WEEKEND

SATURDAY 10-6 & SUNDAY 11-5

SATURDAY 11-1 & SUNDAY 11-1

3025 Crux Dr., Loveland - Complete & waiting for you! 4BD 3BA 2,247 sf 2 story.

3037 Crux Dr., Loveland - Complete & waiting for you! 3BD 2BA 1,405 sf ranch.

4037 Don Fox Circle, Loveland - VIEWS of the mountains, golf course & Big

Open floorplan with main floor bedroom, well appointed kitchen, master suite with

Open floorplan has awesome kitchen with granite & island, master suite with private

Thompson river. Beautifully updated 2BD/2BA townhome w/newer finishes, granite

private bath & large walk-in closet & large loft. Great location near Centerra! Visit

bath & large walk-in closet. Great location near Centerra! Visit Sales Center at

counters, hardwood, tile, carpet & Pella storm doors. Main floor living, a/c, newer

Sales Center at 3085 Crux Dr.

3085 Crux Dr.

water heater & full unfinished bsmt. Pre-inspected & move-in ready. $387,000 MLS# 834011

$309,950 MLS# 831426 Matt Nesbitt LeAnna 970-393-3102

$334,950 MLS# 831413 Matt Nesbitt LeAnna 970-393-3102

Sara Horner 970-443-8556

Lucas Hobbs 970-412-0390

SUNDAY 1-3

SATURDAY 10-5PM & SUNDAY 12AM-5PM

SATURDAY 11-3 & SUNDAY 1-3

4782 W. Eisenhower Boulevard, Loveland - LIVE ON THE RIVER! Your chance to own 1.97 acres in town, backing directly to the Big Thompson River! Amazing views from multiple decks. Large 3bd, 4ba, study/office & flex rm. Huge kitchen & center island. Master suite has walk-in closet & luxury bath. Vaulted ceilings in LR, separate DR. Finished basement walks out to large deck overlooking river.

2621 Bluestem Willow Drive, Loveland - Wonderland homes at The Lakes at

7410 Turnbull Circle, Windsor - Sprawling Split 3 bedroom Ranch in highly desired school boundaries “High Plains in Loveland”. Best Ranch for the price in Belmont Ridge, 3 BR 2 BA unfin basement on large lot. Walk, Hike, Bike or run in this nature filled neighborhood. Close to everything & approx 5 mins to I25. This home is built with quality throughout, still time to pick out your interior selections. MOVE IN by the Holidays.

Centerra. Multiple luxury ranch style and 2 story homes. See completed inventory homes, under construction spec homes and a variety of available lots including lakefront homesites. Starting in the mid $500,000s

$625,000 MLS# 835305 Jim Chance 970-388-4261

Rick Moehling 970-391-1470

Jamie Kimberlin 970-573-7465

$484,000 MLS# 832720 Melissa Doherty 970-391-5800

Homes on-the-go! g SATURDAY 11-3 & SUNDAY 1-3

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5220 Hialeah Drive, Windsor - Sprawling ranch on corner lot w/ large yard. Luxury master retreat- access to covered patio & huge walk-in closet w/ laundry. European Knotty Alder Cabinets, Granite throughout, Elite SS kitchen appliancesGas or Electric Range (buyers choice), Built-in Micro, dishwasher & FRIDGE! Gourmet Kitchen, powder bath, drop zone. Hand Texture main walls, 4 car garage, passive radon, Energy Rated, A/C & Fireplace! High Plains School Boundaries!

Download the free App today from the App Store or Google Play Store - search “Group Real Estate”

Starting in the $500’s MLS# 827988 Melissa Doherty 970-391-5800

FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM 16

AT HOME

HARMONY OFFICE 970.229.0700

HORSETOOTH OFFICE 970.223.0700

CENTERRA OFFICE 970.613.0700

MULBERRY OFFICE 970.221.0700

OLD TOWN OFFICE 970.493.0700

LOVELAND OFFICE

Loveland Reporter-Herald – AtHomeColorado.com

970.663.0700

December 16-17, 2017