REAL ESTATE
Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!
atHome Colorado Home & Real Estate | AtHomeColorado.com
Clients and Real Estate Agents of Equity Colorado-Front Range Enjoy Its Many Benefits
Quick Guide and Featured Open Homes
Comparing Lenders and Loan Options
Forced Bulbs Help Beat Winter Blues
Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.
Comparison shopping is a good idea when making any large investment and a mortgage is no exception.
Potting hardy bulbs, like hyacinth and tulips, and forcing them to bloom early, brings some early spring gardening indoors.
October 14-15, 2017
Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
1
LAWN AND GARDEN
atHome Forced bulbs help beat winter blues COLORADO HOME AND REAL ESTATE
ATHOMECOLORADO.COM CONTRIBUTING WRITERS Carol O’Meara Susan Banks Paul Pogue Cathy Hobbs Gabrielle Savoie Suzanne Plewes Cheryl Knight ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser
At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.
SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit AtHomeColorado.com/ Submit-Your-News.
Readers, the time has arrived to head out to garden centers and purchase a little pickme-up for the mid-January blahs. A growing shoot CAROL is the right O’MEARA prescription for Colorado State University Extension green thumbs pining for spring but it takes a little planning and action now. But all you need is a little shopping, a clean pot, sterile soil, and room in the refrigerator. Forcing bulbs is a fun, inexpensive way to add a touch of the garden in a mid-winter home, and garden centers have an assortment of fun bulbs to choose from. Bulbs that stand up to forcing are the hardy ones, such as tulips, daffodils, hyacinths and crocus. To get them to grow and flower, they need several months of cold temperatures, so clear out the vegetable crisper of your refrigerator. Pot them in their container before you chill them; this helps keep them from drying out, gives roots a place to roam, and saves you
time later when you pull the pot from the fridge to warm up. Put the bulbs in a squat container with drainage holes at the bottom. Don’t worry if the pot isn’t as decorative as you’d like, you can double-pot it when you pull it out to enjoy. Just make sure the pot holding the bulbs has plenty of drainage. Different bulbs require more or less space, but good rules of thumb when planting are: For tulips, plant three bulbs per 5-inch pot. Hyacinths need a bit more room, so pop three to four bulbs in a 7-inch pot. Cover tulips and hyacinths with just enough soil so that their tips show above the soil. Daffodils are also spaced three to four per 7-inch pot, but are planted more shallowly; let half of the bulb to show above the soil. Smaller bulbs like crocus or grape hyacinths can be placed five to seven per 7-inch pot, buried one inch below the surface. The number of weeks spent chilling varies a bit with each bulb, but in general, plan on 13 weeks at 40 to 48 degrees. Although crisper drawers in refrigerators are ideal, the bulbs must be kept away from fruits and vegetables that give off ethylene gas, which prevents flowers from
forming. If your fridge is too small or full for bulbs, consider purchasing pre-chilled bulbs a bit later in the winter and potting these up. Moisten the soil before popping it in the refrigerator and cover the pot with a plastic bag to hold moisture in. Punch a few holes in the bag to let the bulbs breathe to avoid disastrous mold from forming. Don’t be alarmed if the bulbs send up a few yellow shoots – they’ll green up after sunlight hits them. Pull the pots from the fridge around January 17. Slide them into a decorative outer container. Moisten the soil and place the pot in a cool, sunny room at 50 to 60 degrees until the shoots and leaves begin to grow, about one week. Then move to a warmer location but avoid placing in direct sunlight. In three to four weeks the bulbs will flower. Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.
BECOME A MASTER GARDENER Our Colorado Master Gardener program is currently
ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise
taking applications for the spring class. If you are interested in helping others garden, our program is for
To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.
you! Classes run January through early April and will be held every Friday, 8:30 a.m. to 4 p.m. Please call 303-678-
FACEBOOK.COM/ ATHOMECOLORADO
2
AT HOME
6238 for an application. Loveland Reporter-Herald – AtHomeColorado.com
October 14-15, 2017
LAWN AND GARDEN
Fall is here, but you can keep planting! By Susan Banks Pittsburgh Post-Gazette (TNS)
“I think of this flower as my tailor plant — simple, upright and elegant.”
Many people quit planting after spring, but seasoned gardeners know that late summer and early fall are great times to accent boring plantings or re-do tired beds. You’ll also save money since many nurseries discount perennials, shrubs and trees now. I thought it was a good time to talk about some of my favorite plants and to approach experienced gardeners and professionals about theirs. Most are perennials and shrubs and can be planted now, but some are annuals to put on your list for next season. ‘PRIMAL SCREAM’ Even though I hate the color orange, I absolutely love the daylily ‘Primal Scream.’ The flower is huge and its tangerine/pink color pops in the flower bed. When I first saw this plant, it cost more than $75. These days, you can get it lots cheaper — as low as $15. As with most daylilies, they require minimal care. I do shear my daylilies back to about 8 inches from the ground after they finish blooming. They will flush up fresh growth that doesn’t look so bedraggled at the end of the season. Panicle hydrangeas are workhorses in the garden, easily surviving the most horrific winter weather without a blink. My favorite cultivar is ‘Limelight,’ and for those with small spaces, ‘Little Lime’ works well. The blooms’ creamy chartreuse color is lovely, especially when paired with scarlet roses. It also blooms later in the season, providing color after some garden stalwarts are finished. ‘LITTLE TWITCH’ Richard Liberto, owner of Liberto Landscape Design, recommends ‘Walker’s Low’ and ‘Little Twitch’ nepata, two cultivars of catmint. He loves them because they are “reliable, hardy, deer-PROOF, long-blooming AND an excellent pollinator,” he says. ‘Banana Cream’ Shasta daisy (Leucanthemum x superbum) is a compact cultivar growing 15to-18 inches tall and 24 inches wide. Semi-double, lemon-yellow October 14-15, 2017
‘Primal Scream’ (Susan Banks/Pittsburgh Post-Gazette/TNS)
flowers that fade to creamy white bloom profusely from late spring through summer. It has dark green semi-glossy foliage that is resilient to white flies, aphids and beetles, and once established, it’s droughttolerant. “I consider ‘Banana Cream’ to be the mainstay of the perennial border, cottage garden, rock gardens, pots and most definitely the small garden,” he says. SPIGELIA MARILANDICA Penn State Extension and PostGazette columnist Sandy Feather says she has many favorite plants. “Right this minute, Indian pink (Spigelia marilandica) is in full bloom in my yard. It blooms all summer and the buds look like rubies. I have it in sun and shade and it does very well.” ‘FOREVER PURPLE’ HEUCHERA Susan Silverman, a past winner of the PG’s Great Gardens Contest and a gifted master gardener, loves ‘Forever Purple’ coral bells (Heuchera). “The color is incredible.” Sarah Mendak and her partner, Susie Lobdell, own Flower Pots
LLC (www.flowerpotnursery.com ‘Forest Pansy’ redbud (Cersis candensis); blueberries (white flowers in the spring, edible berries and red fall color); and creeping Jenny (Lysimachia nummularia) — “so versatile, great for container gardening, groundcover and excellent for water gardening.” She also likes lady’s mantle (Alchemilla mollis), a clumping perennial, and Leyland cypress, a great, fast-growing privacy screen that is deer-resistant. Bernadette Kazar, another Great Gardens contest winner, chose love-lies-bleeding (Amaranthus caudatus), an annual that grows quickly from seed. “Got hooked on this plant a few years ago,” she says. “I call this plant the fringe of my garden. Its long red tassels hang gracefully almost to the ground. The 5- to 6-foot height makes it an eyecatcher.” She also loves tree lilies, which have huge, fragrant blooms and top out at 4-6 feet. They should be planted in the fall. “When you have a group of these, they perfume the entire garden.” Calla lilies are a third favorite:
Loveland Reporter-Herald – AtHomeColorado.com
‘QUICK FIRE’ PANICLE HYDRANGEA Bobbie Smith, another contest winner, raves about ‘Quick Fire’ panicle hydrangea (H. paniculata). This early bloomer has vibrant green foliage and long-lasting flowers that open pure white and turn pink. In the fall, the flowers become rosy pink and the leaves turn gold and burgundy. “Stunning plant!” she says. “Blooms on new growth, which is another nice feature for ease of pruning and size control.” Donald Gilliland, an avid gardener who is a Post-Gazette digital news editor, chose peonies, which do much better when planted in the late summer or fall. “I love the smell, carefree and they remind me of my grandparents’ house.” Hollyhocks also remind him of his grandparents’ house but he says he’s never lived anywhere long enough to grow them. He’s also partial to ‘Grandpa Ott’s’ morning glory — “ridiculously easy to grow and stunning color.” He also has favorite vegetables — ‘Cherokee Purple’ tomato: “a vigorous, early, great-tasting (but ugly-looking) beefsteak;” and ‘Blauwschokkers’ peas, which have purple pods, are easy to pick and have a sweet taste when young. They can be used in soups. “My mother put a good dent in my seed crop one year, eating the sweet young peas right in the garden,” he says. “She was worse than the deer!” Dwayne Evans, owner/manager of Best Feeds in Ross (www. bestfeedsgardencenter.com ‘Mountain Fire’ Pieris japonica, a deer-resistant plant that grows well in sun or part shade. It has clusters of white lily-of-the-valleylike flowers but also colorful new growth in the summer. It eventually reaches 6-8 feet. ‘Blue Mist’ Fothergilla has white snowball-like flowers in spring and grows to 3-4 feet over time. He said many people buy it for its fall color. It also can tolerate wet areas. AT HOME
3
ASK ANGIE’S LIST
Should I install an electric fireplace? By Paul F. P. Pogue, Angie’s List Angie’s List (TNS) A fireplace improves the atmosphere of your home, but fireplace installation can be costly and require a great deal of maintenance. If you don’t have a chimney or simply want to avoid the hassle of a woodburning or gas fireplace, electric fireplaces provide an alternative to traditional systems. They come in many different styles, but generally, electric fireplaces use mirrors, Mylar and LED lights to mimic the look of flame. An electric fireplace log might be metal, wood or rock. How Is An Electric Fireplace Installed? Electric fireplaces require much less hassle than traditional wood-
Open House Saturday 2-4pm
burning or gas fireplace inserts. Since they need no gas lines, chimney or other infrastructure, you can install an electric fireplace anywhere you have a power outlet, and in homes where fireplaces are not an option. Since they don’t emit harmful fumes such as carbon dioxide and carbon monoxide, electric fireplaces require no chimney, venting or the monitors and maintenance involved in a ventless gas fireplace. They also produce no soot or ash, so they’re easy to clean and maintain. Most homeowners can DIY electric fireplace installation — all you need is a power outlet, and it can be as easy as hanging it on a wall. With more complex home decorating ideas in mind, such as insetting it in a wall, you might need a carpenter or electrician to handle those details, but the fireplace element requires no professional expertise. Because electric fireplaces don’t burn or use combustible fuel, they don’t corrode and wear out very slowly, allowing them to last many years longer than their fiery counterparts.
What Are the Drawbacks of an Electric Fireplace? Don’t count on an electric fireplace heater to warm your home. Most electric fireplaces emit about as much heat as a few pilot lights – hardly enough to warm up even a small room. Although recent technological advances have improved the aesthetics of electric fireplaces, their simulated fire still tends to look fake compared to authentic flames. Since they depend on a power source, electric fireplaces won’t light or heat your home in the event of a power outage or storm. Also, electric fireplaces involve higher operational costs. On average, an electric fireplace uses $1.84 of electricity every eight hours. How Can an Electric Fireplace Help Home Decorating? Electric fireplaces come in a wide variety of designs, ranging from sleek and modern to a traditional wood look, making them ideal for a wide range of fireplace decorating ideas. Or you can forego modern fireplace
design and install an electric fireplace insert in an existing brick or masonry fireplace opening to create a very traditional atmosphere. This creates all the charm of a brick fireplace mantel and even a spot to hang the stockings for Santa! Where Can I Buy an Electric Fireplace? You can buy an electric fireplace at either a big-box store or a specialty fireplace hearth retailer. The big-box models usually tend to cost less, but specialty outlets often have a wider selection, more expertise to help you pick the best model for your needs and higher quality brand names. ——— Paul F. P. Pogue is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.
Featured Property
Open House Saturday & Sunday 11-2pm
Open Thursday through Sunday 1-4pm
Featured Property
1334 Leahy Dr, Fort Collins, Ready Now! Starting at $488,070 • MLS# 814176 3 Beds • 2 Baths • Total Sq. Ft. 3,972
148 Ponderosa Ct, Red Feather Lakes 80545 $274,000 • MLS# 830054 3 Beds • 3 Baths • Total Sq. Ft. 1,919
304 Marcy Dr, Loveland 80537 $340,000 • MLS# 834064 3 Beds • 3 Baths • Total Sq. Ft. 2,289
397 Sorrel Dr, Windsor 80550 $335,000 3 Beds • 3 Baths • Total Sq. Ft. 2,482
Turn Key estate with everything included. This end unit town-home offers 2000 sq ft of luxury. Granite slab counter-tops, SS appliances, great room w/ fireplace, vaulted ceilings, 2 master suites & so much more. John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com
This Ranch Style home in desirable Mariana Glen features a family room with fireplace, central AC, main floor laundry, cozy sun room, fenced yard, finished basement, master suite and an updated kitchen.
In addition to the 3 Car Attached Garage, this property features side parking for a Boat, RV or Trailer. Master Suite w/ Retreat & Balcony. Granite Slab, Hardwood Floors, AC, Fireplace, Fenced Yard, Corner Lot and so much more. Nick Vorrath Mo Doering 970-420-6313 970-673-2385 nvorrath@c3-re.com mdoering@c3-re.com
D
TE
IS TL
S
JU
3908 Foothills Dr, Loveland 80537 $384,000 5 Beds • 4 Baths • Total Sq. Ft. 3,272 Move right in, desirable Mariana Butte! 4 BD upper level; bsmt 5th room w/ attached BA. Eat-in kitchen, refinished hardwood floors. New carpet throughout. Large covered patio & open views to the west! Sharon Cook 970-679-9900 scook@c3-re.com
Ranch style homes w/garden plots & fruit trees. Lg garages, open floor plans. Sales Office at 6709 Snowdon Dr.
Featured Property
Open House Saturday 1-3pm
Open House Saturday 12-3pm
Featured Property
Featured Property
3054 Suri Trail, Bellvue 80512 $1,730,000 • MLS# 831423 5 Beds • 5 Baths • Total Sq. Ft. 6,075
4198 Mandall Lakes Dr, Loveland, 80538 $555,953 • MLS# 827815 3 Beds • 3 Baths • Total Sq. Ft. 4,534
7182 Lakeview Ct, Windsor 80550 $625,000 • MLS# 834060 5 Beds • 3 Baths • Total Sq. Ft. 3,666
18508 CR 86, Ault 80610 $589,000 • MLS# 830954 5 Beds • 4 Baths • Total Sq. Ft. 3,828
1321 Hearthfire Ct. 80524 $980,000 • MLS# 827144 4 Beds • 4 Bath • Total Sq. Ft. 4,848
This Ranch home features a walk-out basement, main floor office, fitness or craft room, formal dining, gourmet kitchen, guest or in-law retreat & thousands in upgrades. 1077 sq ft attached garage and a detached 2177 Sq Ft garage w/office.
Ranch w/ open concept, chef’s kitchen w/ double ovens & farm sink, stacked stone corner fireplace in great room & finished basement. 5pc spa bath at master, wrought-iron railings, white cabinets, covered patio.
1.59 irrigated acres & at least a 10-car garage. 832 SF 3 car attached garage + a 2400 Detached RV Garage & Shop. Low maintenance vinyl siding, finished basement, main floor master & laundry & so much more.
Beautiful Ranch style hm on 8 acres w/ NO HOA. Outdoor riding arena, loafing sheds plus a 3828 SF hm plus apartment/loft/office upstairs w/ separate 3/4 bath. 5 car tandem. Finished basement w/ family room, rec room, & more! John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com
Custom built ranch with walkout bsmt on Richard’s Lake with mountain & lake views! Unsurpassed quality of construction & the premier location across from pool, park, clubhouse. John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com
John Simmons 970-481-1250 jsimmons@c3-re.com
Jesse Laner 970-672-7212 jlaner@c3-re.com
Renée Salza 970-231-5082 rsalza@c3-re.com
Susan Propp 970-691-0754 spropp@c3-re.com
John Cheever 970-420-5093 jcheever@c3-re.com
Michelle Glanville 970-691-7355 mglanville@c3-re.
www.MyColoHome.com 4
AT HOME
John Simmons 970-481-1250 jsimmons@c3-re.com
Jesse Laner 970-672-7212 jlaner@c3-re.com
970.225.5152 • C3 Real Estate Solution, LLC.
Loveland Reporter-Herald – AtHomeColorado.com
October 14-15, 2017
REAL ESTATE
much is needed in escrow to pay those bills. So, you can disregard property tax and home insurance figures in your comparison. Instead, focus on lender fees. Those are lender-specific. They include things like credit report, processing, underwriting, and flood certification fees. Also, compare whether a loan have private mortgage insurance (PMI) or not.
Comparing Lenders and Loan Options When buying a home, you may find it helpful to shop around for mortgages. With so many options and information to review, how SUZANNE will you know PLEWES that you are RE/MAX Alliance making a valid comparison? Here are a few tips that may help. Ask About The Same Loan Program Make sure you are comparing the same exact loan program with each lender. For example, it could be a conventional or FHA loan. It could be a 30 year fixed rate or a 7-1 adjustable rate loan. Since loan programs and terms can vary quite dramatically, inquiring about the same type of loan will ensure that you are making an apple-to-apples comparison. Look Beyond the Interest Rate As buyers, we tend to focus solely on the interest rate and go with the company that offers the best rate. However, there are other factors that impact rate and cost you money. For instance, one lender may offer a lower rate but require you to pay points (pre-paid interest). Although your rate would
Shopping around a comparing mortgage providers can help you get the most out of your money. (Shutterstock)
be lower for the life of the loan, that’s primarily because you’re paying some of that interest upfront. Be sure to ask for the same option (with or without points) from each lender. This will give you a better analysis. Refer to the APR Aside from points, some lenders offer a better interest rate in exchange for higher closing costs, and vice versa. So, how do you reconcile the figures? This is where APR (annual percentage rate) comes in. APR takes into account the costs of the loan. When a lender offers a quote, they will note the interest rate and the APR separately. So, you can compare APR from one lender’s program to another, and it would be a better comparison than reviewing just the interest rate alone. Distinguish Between Fees and Escrows The Truth In Lending Disclosure (TRID) will list lender fees, pre-paid expenses, and escrows.
Pre-paid expenses and escrows include your property taxes and homeowner’s insurance. Therefore, these shouldn’t matter which lender you use. The only difference is, within the TRID, one lender may estimate needing 3 months’ worth of reserve whereas another may estimate 4 months. These are purely up-front “estimates”. The final figures are determined by the closing attorney after reviewing when your tax/ insurance bills are due and how
Summary Selecting the right lender often involves a detailed analysis of loan estimates. As noted above, be sure to compare the same loan program to get a better picture of how one lender may differ from another. Always review up-front closing costs, interest rates, and APR. This will give you a view of the big picture. Only then can you make an educated decision on which lender provides the best option for you. —————————————— Suzanne Plewes is a broker associate at RE/MAX Alliance. Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.
The Hometown Experts with a World of Experience® Life is better in Colorado. Find your home in Colorado here. -3 12 AT S EN OP
228 N Cove Dr, Loveland
Custom home in the desirable gated community The Overlook at Mariana. This ranch home features main level living, with an incredible open floor plan. Custom details throughout, garden level basement. $729,900 | MLS #834096
755 Deer Meadow Dr, Loveland
Stunning Aspen Homes ranch at Mariana Butte. Open plan perfect for entertaining. Luxurious master. Std: granite, hardwd, SS apps, double oven, A/C, FP. Highly energy eff-among best in biz. Covered porch & patio. 3 car.
Call Bret & Leah Ludwick 970-227-2747 leah.ludwick@remax.net
759 Deer Meadow Dr, Loveland
Beautiful Aspen Homes ranch at Mariana Butte. Across from golf course. Stds: granite, hardwd, SS apps, double oven, AC, FP, 3-car garage, covered deck. Highly energy eff-among best in biz! Upgrades: oversized garage storage, gas cook top, & more!
$479,738 | MLS #807285
$494,675 | MLS #822300
Call Dennis Schick
Call Dennis Schick
970-567-3942 dschick001@outlook.com
970-567-3942 dschick001@outlook.com
Thinking of buying? Talk to our loan officer with Home Mortgage Alliance to apply today!
Tammy Kauffman
Mortgage Loan Originator NMLS #664512 750 W. Eisenhower Blvd. Loveland, CO 80537 970.613.4850 office 970.237.9215 mobile 844.714.4800 fax
tkauffman@homemortgagealliance.com | www.tammykauffman.com Home Mortgage Alliance, LLC is a registered as a Colorado Mortgage Company and a sponsored originator authorized to broker FHA and VA loans. NMLS# 1137507. Home Mortgage Alliance, LLC is regulated by the Colorado Department of Real Estate, and offers many loan products. Contact a Home Mortgage Alliance, LLC Representative to learn more. This is not a commitment to lend. Stearns Lending, Inc. is re ulated b the Colorado Division of Real Estate. NMLS# 1854.
RE/MAX Alliance Each office independently owned & operated Five Northern Colorado locations to serve you.
4703 A Boardwalk Dr, Fort Collins | 226-3990 125 S. Howes St, Ste 120, Fort Collins | 482-1781 750 W Eisenhower, Loveland | 669-1234 1275 58th Ave, Ste A, Greeley | 330-5000
October 14-15, 2017
Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
5
OPEN HOUSES FEATURED WWW.ATHOMECOLORADO.COM/OPEN-HOUSES
OPEN HOUSE SATURDAY 11AM – 1PM BACKYARD OASIS….NO HOA! 4 Bedroom/ 4 Bath home on a cul-de-sac with private fenced yard! Great floor plan with 2812 sq/ft. Abundance of natural light with skylights & vaulted ceilings! Spacious master suite, walk in closet & 5 piece bath with jetted tub. Fireplace, family room, finished basement. INCREDIBLE fenced yard with lush landscaping, patio, motorized awning, water features & hot tub for soaking! Newer A/C, water heater & new roof on the way! Close to parks, golf course & amenities! $373,000
1955 Rangely Ct. ~ Loveland
Renee Shaw Broker Associate
970-227-9600
OPEN HOUSE SAT 10/14 11-1 PM PRICE REDUCED! 6 Namaqua Ct. Loveland $406,000 is Below Appraised Value No HOA! Huge Lot is 13,044 sq. ft. / .3 acre Open Layout, Large Kitchen, Granite, Lots of cabinet storage Large Living Room Windows, Lots of Sunlight
Duane Penny (970) 290-2220 duane.penny@coloradohomes.com
OPEN 12-4PM PM OPENHOUSE HOUSE DAILY DAILY 12-4
3709 Peruvian Torch Drive, Loveland - $485,500
Patio Living at it’s BEST! Glen Homes popular Powderhorn plan on Garden Level lot that backs to open space and MTN views! 1728 SF on main - 2 Bdrms/2 Baths, vaulted ceiling in great room that opens to dining and kitchen. Granite, custom tile & knotty alder doors/trim & cabinets, MOVE IN READY! MLS#816327. Landscaped front & Back. Stop in today! Completion by mid July! MLS#816327. hardwood
LIST YOUR OPEN HOUSE 6
AT HOME
VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com
October 14-15, 2017
OPEN HOUSE
QUICK GUIDE
WWW.ATHOMECOLORADO.COM/OPEN-HOUSES BERTHOUD 2109 Breckenridge Dr $534,900 Friday, Saturday & Sunday, 11am-2pm Lou Gassner Foothills Premier Properties (970) 402-4998
FORT COLLINS 1334 Leahy Dr Starting at $488,070 Thursday - Sunday, 1pm-4pm Renee Salza C3 Real Estate Solutions (970) 231-5082
3020 Aries Dr $364,950 Saturday, 10am-6pm Matt Nesbitt The Group Inc (970) 690-7155 3020 Aries Dr $364,950 Sunday, 11am-6pm Matt Nesbitt The Group Inc (970) 690-7155
6 Namaqua Ct. $406,000 Saturday, 11am-1pm Duane Penny Coldwell Banker Longmont Residential (970) 290-2220 3709 Peruvian Torch Dr $485,500 Daily, 12pm-4pm Venna Hillman Shorewood Real Estate 970-590-1832
228 N Cove Dr $729,900 Sunday, 1pm-4pm Bret & Leah Ludwick RE/MAX Alliance (970) 227-2747 23955 County Road 3 $800,000 Sunday, 12pm-2pm John Hanrahan The Group Inc (970) 222-7372
7182 Lakeview Ct $625,000 Saturday, 12pm-3pm John Simmons C3 Real Estate Solutions (970) 481-1250
3440 Oberon Drive $360’s-$430’s Saturday & Sunday, 10am-5pm Brittany Munoz LC Home @ Tulip Creek 970-227-1334
LOVELAND
1955 Rangely Ct. $373,000 Saturday, 11am-1pm Renee Shaw RE/MAX Advanced, Inc. (970) 227-9600
3037 Crux Dr $314,950 Saturday, 10am-6pm Matt Nesbitt The Group Inc (970) 690-7155
3908 Foothills Dr $384,000 Saturday, 2pm-4pm Sharon Cook C3 Real Estate Solutions (970) 679-9900
27601 Hopi Trl $619,900 Sunday, 12pm-2pm Kathy Beck The Group Inc (970) 213-8475
397 Sorrel Dr $335,000 Saturday & Sunday, 11am-2pm John Simmons C3 Real Estate Solutions (970) 481-1250
3037 Crux Dr $314,950 Sunday, 11am-6pm Matt Nesbitt The Group Inc (970) 690-7155
4037 Don Fox Cir $395,900 Saturday, 12pm-2pm Sara Horner The Group Inc (970) 443-8556
3890 Saulcy Ct $665,000 Saturday, 1pm-3pm Cindy Kurtz The Group Inc (970) 962-6832
2167 Longfin Dr $406,470 Tuesday - Saturday, 10am-6pm Kathy Beck The Group Inc (970) 213-8475
3022 Carney St $350,000 Saturday, 1pm-3pm Ashlea Wylie-Hooper The Group Inc (970) 308-1344
4037 Don Fox Cir $395,900 Sunday, 11am-1pm Sara Horner The Group Inc (970) 443-8556
228 N Cove Dr $729,900 Saturday, 12pm-3pm Bret & Leah Ludwick RE/MAX Alliance (970) 227-2747
2167 Longfin Dr $406,470 Sunday, 12pm-6pm Kathy Beck The Group Inc (970) 213-8475
4198 Mandall Lakes Dr $555,953 Saturday, 12pm-3pm John Simmons C3 Real Estate Solutions (970) 481-1250
7410 Turnbull Cir $484,000 Saturday & Sunday, 11am-3pm Melissa Doherty The Group Inc (970) 391-5800
WINDSOR
Northern Colorado Real Estate Agents: Promote Your Listings Effortlessly. Simple, Powerful, Affordable Real Estate Advertising.
Your ad on thousands of top websites - reaching potential prospects anywhere they go online.
Whether it’s a one-of-a-kind home you’re eager to sell or personalized services you want to promote, advertise effortlessly with LeadHax to command the market before your competitors do.
• Build your ad in seconds! • Packages start at just $99. • Target your audience.
REAL ESTATE
Real Estate Listing Sample
Visit LeadHax.com or contact Thais Hafer 303.473.1456, hafert@dailycamera.com
LIST YOUR OPEN HOUSE October 14-15, 2017
VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
7
COVERPROFILE
The team of real estate agents at Equity Colorado-Front Range.
(Photo by Jonathan Castner)
Clients and real estate agents of Equity Colorado-Front Range enjoy its many benefits By Judy Finman, At Home
S
avvy home buyers and sellers as well as real estate agents are choosing Equity Colorado-Front Range as their real estate firm. Thanks to Equity’s revolutionary fee structures, where the agents take home the bulk of their earnings, clients and the agents who serve them benefit as never before. Managing Broker Nancy Umbreit says, “After seven years here, we have shot up to 85 agents in the Niwot office alone. Our fee structure allows agents to keep more of their commissions in their pocket, while still providing an exceptional level of service and consultation to buyers and sellers of Colorado real estate.” Equity Colorado now has over 500 agents statewide, including Front Range and 3 offices in Denver as well as Colorado Springs and Summit County. Equity offers unique benefits “Realtors with an Equity office keep a higher amount of commission from each sale, which gives them more resources to spend promoting all their listings as well as increased personal income,” Umbreit explains. “Agents only pay $59 each month for office support, and a flat 8
AT HOME
$499 commission when they sell a property – as opposed to the 30-50 percent of their commission that many agents pay a larger, traditional firm. We provide each agent with a free website, contract software to quickly generate all the forms they need, Errors and Omission insurance, and SharperAgent presentation and marketing materials as well as many other tools.” In addition, Umbreit is a full-time manager who works almost 24/7 answering Equity agents’ questions. An Equity Colorado agent who loves her job Monica Zweck has been an agent with Equity Colorado for three years, working with buyers and sellers. “I was working before
for a big corporation,” she says. “Nancy genuinely wanted to recruit me and was there for me when my company was bought out. I liked the style of Equity Colorado and everything about it. It is the wave of the future, letting each person run their business the way they want, and giving support in every way when I needed it – education, experience of the office as a whole, camaraderie. “It’s truly your own business. You make decisions that benefit you and your client; upper management and Nancy back us, make suggestions if we ask. As agents, we are able to make our own independent decisions, and have amazing support from the home office. Clients appreciate knowing that we really do have
such a large resource of talent and knowledge to consult with if we need to.” She adds, “Equity Colorado benefits, too: they are very successful and are gaining momentum in the real estate field. It’s the future of real estate, and they’ve done it ahead of time. I wish I had known about it a long time ago.” Zweck says she is very conscientious about communication, because real estate is a team effort. “Honesty is so important. The process can get long and complicated, but I just take it one step at a time and lead the client through it. My clients come first. I love what I do, and I work where I live.” Most of her clients come from referrals by other previous clients. “Many of them are at the point in their lives where they want to downsize and this has become an area of specialty for me. I even help organize estate sales to help them prepare for a move. I also stress the importance of getting pre-qualified with a lender that you will like to work with. As a former lender, I know how this can really make the difference between getting your offer accepted or losing to another offer.” Lenders like working with Equity Colorado Lauri Larson, a mortgage loan officer at Elevations Credit Union in Boulder, says, “The real estate agent is often called upon to provide the buyer with contact information for a good mortgage lender. Equity agents know it’s so important to work with a lender who not only helps the buyer be approved for a loan, but more importantly, helps them structure the loan to fit within their budget and grow their financial wealth. “The agents I work with at Equity Colorado are sharp, and they work hard on their client’s
Kudos from an Equity Colorado customer Jill and Bill Hammel have worked with Equity ColoradoFront Range agent Maggie Cotreau through several transactions. “We owned a property in Estes Park and when it was time to sell, we decided to work with Maggie to list it,” says Jill Hammel. “She has a gift in knowing how to stage a property for sale and we quickly
received two offers.” The Hammels also worked with Cotreau to buy another home in Estes Park. “She really listened to what we wanted. She stayed within our budget and desires for the home. She was always available and responsive and worked hard to put the deal together in a quickly moving market,”
Loveland Reporter-Herald – AtHomeColorado.com
Jill says. “We anticipate buying our retirement home in about five years and plan to work with her then, too. We’ve been nothing but thrilled. She is kind, professional, and takes the time to explain everything. Signing online documents can be a little intimidating, but she walked us through every step.” October 14-15, 2017
behalf. I enjoy working together with them as a team to look out for the buyer’s best interests. It’s so important to Equity agents to help meet their buyer’s needs, rather than just sell them a home. Equity agents take good care of their clients – whether they are first-time buyers or veteran homeowners.” Contact Equity Colorado Equity Colorado-Front Range is always looking for new agents to join their office. Contact Nancy at 303.579.0970 or e-mail NancyRealtor@msn.com. To learn more about working with Equity Colorado in buying or selling your home, call Nancy Umbreit at 303.579.0970, or visit the office at 263 2nd Ave., #106A, Niwot (by appointment). You can also e-mail Nancy at NancyRealtor@msn.com. Visit Equity Colorado online at EquityColoradoRealEstate.com.
Equity Colorado delivers generous benefits to agents and customers Benefits to agents – Low fees – Independence in running own business, very limited meetings – Extensive educational opportunities on current issues – Manager available 10 to 12 hours per day and seven days a week with 26 years of experience Benefits to clients – Increased time for staging, open houses and advertising – Able to create specific customized marketing plan better utilizing the agent’s skills and team members – Agents prepared to consult with clients on more of the current issues, including fracking, flooding, insurance and formaldehyde – Agents don’t have to operate in the dark; they can always reach their manager for guidance and creative ideas if needed October 14-15, 2017
Vernetta Angelo
Diana Bartlett
Alisha Bell
JD Belanger
Kathryn Bingman
April Berger
Kevin Bernstein
Diana Betz
Donna Brooks
Rick Brooks
Scott Brown
Nick Bukowski
June Cardinale
Melissa Chiariello
Evie Cohen
Becky Coet
Ashley Colgate
Debbie Conn
Maggie Cotreau
Terry Crook
Christine Damiano
Mike Decew
Jackie Digiallonardo
Mark Dinkelman
Jake Edson
Derek Filkins
Carey Fine
Susan Fulton
Elizabeth Gabler
Brad Goeldner
Michelle Goffin
Megan Griffith
Kirsten Gurmendi
Sandy Heikel
Nicole Hembling
Dionne Holmquist
Carla Howell
Charles Hunter
Joan Hunter
Kim Johnson
Debra Kemis
Linda Kerns
Bradley Kramer
Ann Kusinich
Shirley Lalazari
Stephen Lappen
Carrie Lakey
Diane Liebert
Mitchell Magnovitz
Sharon McGonigal
Jill Langely-Mischkin
Jeremy Moyer
Joe Mulder
Jennifer Munson
Rich Myszkowski
Jan Nowak
Frank O’Mahony
Kathy Payne
Emily Phillips
Amy Pineda
Chad Plum
Laurie Radatz
Lorraine Revelle
Josh Roberson
Stephen Schaller
Jim Schutz
Brent Sommervold
Ramona Streetman
Dula Sugadham
Nancy Umbreit
Stephanie Vermeer
Ken Watkins
Billie Wedel
Not pictured: Bob Showman, Larry Lawson and Joslyn Rojas.
Diane White
Susan Wilson
Bonnie Wright
Monica Zweck
AT HOME
9
HOME DÉCOR
Designers agree: NEVER splurge on this one thing By Gabrielle Savoie Domaine (TNS) It’s easy to get overexcited in perfectly merchandised decor stores: the shelves neatly packed with color-coded pillows, decorative boxes, pretty bookends and flickering candles that diffuse a scent not too dissimilar to heaven. As you wander around the supple leather sofas Less expensive bath towels save money and and perfectly styled make it easier to restock when you’re running vignettes, you start low. (Shutterstock) daydreaming about what your home could look like if you bought the Mondi. Interior designers love to entire store’s contents Don’t bother splurging on indoor plants, says interior designer Katherine change up their decor often, and home — collections of Carter. (Dreamstime) pillows are an easy way to keep vintage pottery, stacks of up with the seasons: “Treat throw coffee tables books and all. will offer a return even if the plant NURSERY BEDDING pillows like you do your coats, Next thing you know, you’re at is literally a stump. Just remember “No need to splurge on your shoes and scarves — seasonally,” the counter casually laughing with to keep your receipt.” baby’s new nursery bedding, says Elbaum. “Decorative pillows the charming clerk as he swipes since they won’t stay a bambino can be found at great prices and your credit card for hundreds of BATH TOWELS forever,” says Carter, who knows dollars. can easily be changed out to “I buy all of my bath towels at that organic crib bedding is now Interior designers know better coordinate with the time of year Target,” admits interior designer available basically everywhere. than to succumb to the irresistible — think faux fur and velvets in Max Humphrey. “They’re like “Purchase bedding from appeal of our favorite decor stores $15 each and super soft. I have a the winter and bright prints and economical places like Land of — which is why it may not be closet full of them and can afford Nod, Pottery Barn Kids, and don’t light linens in the summer.” such a bad idea to hire them. In to restock if I have guests staying forget to check out Etsy! There are the spirit of being economically BAR CARTS for the weekend. I’m convinced hundreds of baby bedding shops savvy — we tapped four interior “Why waste money on a bar they’re the same exact ‘Egyptian on Etsy that are one of a kind, designers to share with us the cart when you can just use the cotton’ towels that high-end bath which will also give your nursery items they would never splurge top of a credenza in your living companies sell for three times the a non-cookie-cutter look.” on. How much do you actually room or a shelf on a bookcase? price.” spend on towels, pillows and Clear off some space, buy a cool GALLERY WALLS plants? Compare your cost-saving tray, and arrange your booze DECORATIVE ACCESSORIES “There’s a misconception that skills with the pros’. (or fancy lemon soda) right “I used to go all-out finding just because a piece of art costs on top,” says Humphrey. “It’s little decorative objects that cost a a lot of money, it’s automatically INDOOR PLANTS decorative, casual, and you can fortune and ended up in the junk better than an inexpensive piece,” “Don’t bother splurging on use the extra money to buy some drawer,” says Humphrey. “Now says Humphrey. “For me, it’s indoor plants, because you may vintage glassware.” For Mondi, I just buy houseplants if I need to all about buying stuff that is end up heartbroken,” says interior this rule applies not only to bar fill a corner of a room the surface meaningful, regardless of the price designer Katherine Carter. “I’m carts but also to the accessories it of a table. You can get a lot of tag. All of the artwork on the not saying don’t buy them, but contains: “To mimic the bar-cart bang for your buck, and they look gallery wall at my last apartment don’t import olive trees from Italy great in any style home.” was either found at thrift stores or look while keeping splurging to unless you are royalty — chances a minimum, mix in a few more L.A.-based interior designer cutouts from magazines, vintage are you will be disappointed. They affordable vintage items,” she Amy Elbaum agrees: “Whether book covers or old vinyl records may not thrive that well in an says. “Antique markets are full of you buy small accessories at I had framed. The assortment is indoor setting. Essentially, most gorgeous cocktail sets at fantastic HomeGoods or Target (both great what made it special, and I didn’t plants are meant for outdoors options!), these pieces don’t need spend more than a $50 on a single prices. You can also raid your and when brought indoors can grandmother’s china cabinet.” to be expensive to add that ‘livedpiece.” become quite high maintenance. ——— in’ feel. This is an area of design Large indoor plants require a lot Get the latest on home decor where it is important to just buy THROW PILLOWS of TLC. A great option that won’t trends, design ideas, shopping what catches your eye. That way “Pillows are a great way to break your bank account and give guides and food news, and take a you can easily move around small transform a space to follow the you peace of mind when your look inside your favorite celebrity accessories to continue to give seasons or the trends,” says beloved fig tree starts to wilt is to purchase from Home Depot. They Chicago-based designer Donna your space a fresh look.” homes on DomaineHome.com. 10
AT HOME
Loveland Reporter-Herald – AtHomeColorado.com
October 14-15, 2017
DESIGN RECIPES
The art of creating Danish hygge
YOU BORROW EGGS, SUGAR AND LAWN MOWERS FROM Lighting candles is a popular way the Danish incorporate a sense of hygge. (Shutterstock)
Simple vignettes of goodness are ways to spread a bit of hygge around the home, as shown in this living space in Thisted, Denmark. (Design Recipes)
By Cathy Hobbs Tribune News Service (TNS) Hygge: What is it and how do you get it? Hygge is a Danish word (pronounced hue-guh) that essentially means coziness and a feeling of contentment. There are a number of ways this translates into daily life, from the home to how one conducts themselves throughout the day. In recent years, word of the Danish concept of creating hygge has spread across the ocean with many Americans wondering what hygge really means. Design Recipes provides some tips on ways to bring hygge into the home, following a trip to Denmark, in which we observed Danish life and hygge first hand. 1. Bring softness into your space. Hygge in essence means bringing warmth and coziness into the home. Decor elements such as pillows, throws, blankets and rugs are the perfect way to achieve a sense of hygge. 2. Light a candle. Lighting candles help provide a sense of hygge by creating a soothing environment, while also bringing in welcoming fragrance. October 14-15, 2017
3. Say it with a message. Throughout Denmark, we found specialty home stores in which happy and inspirational decorative signs were sprinkled among decor and decoration items. 4. Highlight your fireplace. Keeping warm by a crackling fire is an ideal way of creating a sense of hygge. 5. Spend time outdoors. From bike riding to walking, spending time taking in the sights and sounds of nature are often ways to get inspired. 6. Invoke thought. Hygge is also about a sense of mindfulness. One way to achieve this in the home is by incorporating insightful elements such as expressive or interpretive art. 7. Unplug from electronics. Reading books and playing family games is a preferred family activity, as opposed to sitting in front of the television. 8. Clear the clutter. Minimalize. One aspect of Danish hygge also relates to what is often referred to as “silent design,” in which as much excess as possible is removed or tucked away. 9. Think white. White is a popular foundation color in Denmark, helping create a clean, calming sense of serenity. The color is even often used on floors. 10. Add wood accents and greenery. Incorporating inspiration from nature is a creative way to incorporate hygge. ——— Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.
Y YOUR
NEIGHBORS HO HOW ABOUT A MORTGAGE?
It matters where yyou bank. Become a home-owning part of your community with a mortgage from us, a neighbor you can trust. Banking | Auto & Mortgage Loans Business Loans | Wealth Management elevationscu.com | 970.667.8585
Federally insured by the NCUA
Loveland Reporter-Herald – AtHomeColorado.com
AT HOME
11
REAL ESTATE
NOCO HBA Announces Candidate Endorsements for Loveland Mayor and Council WINDSOR, CO – NOCO HBA, after holding discussions with each candidate, endorses the following candidates for their respective positions with the Loveland City Council or Mayor’s office: Mayor: John Fogle Ward I: Jeremy Jersvig Ward II: Gail Snyder
REAL ESTATE
5 essential homebuying considerations By Cheryl Knight Bankrate.com (TNS) Buying a house is a life-changing process that requires lots of upfront financial planning. When looking for a home, keep certain factors in mind, including your financial situation, types of available loans, your credit score, the price of the house and your down payment so you can navigate the process smoothly. YOUR FINANCIAL SITUATION Before you buy a house, make sure that your monthly budget can handle such a large expense. Unless you’re one of the few people who can pay cash for a home, you’ll likely be paying it off for 15 or 30 years, depending on the length of your loan.
Ward III: Steve Olson Ward IV: Dave Clark About the HBA The Home Builders Association of Northern Colorado (NOCO HBA) is the voice of the home building industry throughout Larimer and Weld Counties, and
provides members opportunities for business development, education, professional growth, networking and community involvement. The membership, comprised of builders, remodelers, developers, associate trades and sales and marketing professionals, is affiliated with the National
Association of Home Builders, which represents over 130,000 member companies nationwide. The members of the HBA are building excellence together for the neighborhoods and communities of tomorrow. Find more information at www.nocohba.com.
In addition to the mortgage payment, you’ll want to factor in expenses like property taxes, homeowners insurance and routine maintenance.
interest rate can change annually. With an ARM, you need to consider how much your monthly payment could increase and your ability to pay if it does go up.
TYPES OF MORTGAGES When buying a home, you have a few options for the type of loan you want to use. Two of the most common mortgage types are fixed-rate and adjustable-rate mortgages. Fixed-rate mortgage: The interest rate on a fixed-rate mortgage stays the same over the life of the loan, with payments divided up into equal amounts that you pay on a monthly basis. The longer the loan term, the less you have to pay each month. However, you’ll likely pay more in interest than you would with a shorterterm loan. Adjustable-rate mortgage: An adjustable-rate mortgage, or ARM, has a fixed interest rate for an initial period, followed by a period when the lender may periodically adjust the interest rate. For example, a 5/1 ARM has an introductory rate of five years. After that five-year period, the
YOUR CREDIT SCORE You also need to review your credit score before buying a house. Your credit score helps creditors determine your creditworthiness. Borrowers with credit scores of 740 or higher generally qualify for the best mortgage deals. It’s still possible to buy a house if you have bad credit. You likely will have to accept a higher interest rate on your mortgage, which could cost you hundreds of dollars extra per month. If your credit score drops too low, though, you might not qualify for a mortgage at all. Consider improving your credit score first before trying to buy a house.
spend. Remember to consider your needs, too. Do you have a new addition to the family and need the room? Have your kids moved out and you want a smaller home? Also, take a look at the price range of the houses available in the area where you want to buy. Compare the prices you find to your budget and determine what home you can afford.
THE PRICE OF THE HOME The higher the price of the house you want to buy, the more you can expect to pay on a monthly basis. When looking at houses, consider your budget and how much you can afford to
THE DOWN PAYMENT A large down payment represents one way to reduce the monthly cost of your mortgage. As a matter of fact, a down payment of 20 percent gives you access to better interest rates and prevents you from having to pay private mortgage insurance. So, in addition to lowering the amount you owe initially, a down payment also can get you a lower interest rate, making a house more affordable. There are also mortgages that require no down payment or a small one. ——— Visit Bankrate online at http:// www.bankrate.com
Mountain Gate at Mariana Butte Fall Home Sale
www.savanthomesinc.com 12
AT HOME
Loveland Reporter-Herald – AtHomeColorado.com
October 14-15, 2017
REAL ESTATE TRANSACTIONS The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount. Berthoud • Larry and Terri Collins — 805 Welch Ave., Tiffany L. Thorstensen, $295,000. • James Green — 2411 Nicholson St., Saint Aubyn Homes LLC, $358,300. • Zachary Swauger — 1506 Chokeberry St., Edith Gail Reckase, $358,600. • Daniel and Dionicio Silva — 2430 Nicholson St., Aspen View Homes LLC, $383,000. • Maria Buckles — 310 Hubbell St., Terry and Kathryn Braesch, $425,000. • Ryan and Audra Clark — 2450 Nicholson St., Aspen View Homes LLC, $426,000. • Robert and Gitte Nielsen — 922 Canyonlands St., Saint Aubyn Homes LLC, $442,300. • Christopher and Karie Farland — 1649 Glacier Ave., Aaron and Jully King, $445,000. • Kenneth Leiker — 1717 Wales Drive, Jose and Johanna Cabrera, $511,000.
Estes Park • William and Kathleen Kiefer — 550 W. Elkhorn Ave., Unit A6, Ron and Cindy Thompson, $145,000. • Chris Chapin — 2741 Aspen Lane, Thomas and Vickie Danton, $352,000. • Mark and Patricia Hansen — 710 Summerset Lane, No. 5, Curtis E. Ottinger Trust, $380,000. • Randall and Hannelore Phillips — 1090 Elk Trail Court, Roland and Anne Cabanilla, $1,060,000.
• • • • •
Fort Collins • Richard Oppenheim — 1169 Picard Lane, Barbara M. Trowbridge, $105,000. • Louis and Kathryn Meile — 810 Vitala Drive, Janice M. Dubbs, $152,000. • Isaiah and Alyssa Hupp — 3431 Stover St., Apt. E536, Robert and Carol Doak, $184,000. • Brian and Jerry Cook — 5620 Fossil Creek Parkway, Unit 2108, Edward and Katherine Bruce, $205,000. • Kelly Maley — 6609 Desert Willow Way, Unit 4, Michael and Kareena Tomky, $234,000. • Autumn Schempp — 802 Waterglen Drive, Unit G31, Keri A. Canada, $245,000. • Eric Hannafious — 1221 E. Prospect Road, Unit A5, Tibor and Orsolya Nadasdy, $268,000. • Boyce and Rebekah Burley — 1369
• • • • • • • •
Village Park Court, Robert and Sherry Fuller, $287,500. Kaley Goldrich — 2608 Kansas Drive, Apt. E-131, Raymond James Weisser, $295,000. Jack and Patricia Jensen — 2024 Lindsey Court, Mary Fuller Munger, $295,000. Eleanor Hatridge — 508 N. Impala Drive, Pletro F. Robinson, $300,000. Julie Plank — 4500 Seneca St., Unit 7, Alexander and Randall Ozmina, $305,000. Jeffrey Noble — 3614 Glenlyon Court, Guillermo and Janet Zapata, $309,000. Jeremy Kuehn — 3924 N. County Road 19, Thomas J. Schaeffer, $310,000. Ricky and Ann Fink — 1413 Ottawa Court, Julie A. Plank, $312,000. Branden and Stephanie Quick — 6108 Constellation Drive, Jeffrey and Jennifer Burgher, $325,000. Christopher Laberge — 538 Winnipeg Court, Victor Jay Wieburg, $335,000. Bruce and Jodi Ogden — 2107 Blackbird Drive, Group Financial Partners LLLP, $340,000. Linda Bowman — 2602 Canby Way, Unit B, Justin and Marilyn Fulton, $342,000. Daniel Carcasson — 539 Dunraven Drive, Martin and Tracee Carcasson, $347,000. Andrew and Brittni Mcalister —
• • • • • • • • • • • •
3006 Des Moines Drive, Glenn and Kimberly Smith, $356,000. Charles Moore — 2151 Bock St., Hartford Homes At Timbervine, $358,500. Scot and Nicole Jones — 3500 Patterson Court, Helen and Donald Williams, $360,000. Christopher Pilsner — 2302 Forecastle Drive, Ryan and Taryn Snell, $363,000. Jacob and Kathryn Lovoi — 1830 Valley Forge Ave., Benjamin L. Dunkin, $364,000. Scott and Leah Berning — 2802 Canby Way, Gendler Family Trust, $375,000. Carl Hicks — 3313 Oregon Trail, Tammy and Michael Schettini, $380,000. John Bailey — 2231 Shawnee Court, Dennis G. Jones, $387,100. George and Margaret Janson — 2825 Worthington Ave., Dennis and Debra Highman, $387,200. Jason and Patricia Telleen — 4427 Monaco Place, Marcus A. Albers, $388,500. Everett and Sharon Stockton — 335 Bradley Drive, Gregory K. Estep, $390,000. Anthony and Elizabeth Viducich — 1008 Burrowing Owl Drive, Benjamin Bengt Nelson, $395,000. Scott and Kimberly Milewski — 8402 Dome Court, Theodore and Cheryl Benglen, $399,000.
www.LovelandHousePrices.com
FREE Report: How to Sell Your House for Top Dollar - Fast!
Have you been considering selling your home? Now may be the right time. The Nanci Garnand Team is well equipped to assist you with any of your housing needs. We’d like to help guide you through the process of selling your home. Our expert advice and
support will make selling your home a breeze. “Your knowledge of how to find buyers really paid off for us.” said Cozette and Calvin. The Nanci Garnand Team is not only knowledgeable, but also constantly available to take your calls. We offer expert advice and
$459,500
Tulip Creek Sales Office Open 10am-5pm Fri-Tues 3440 Oberon Drive Loveland, CO 80537
www.
1956Tincup.com
Open House Sat 12-2
www.LovelandHousePrices.com
Loveland Reporter-Herald – AtHomeColorado.com
www
.LovelandHousePrices.com
Our Pet of The Week: Fiona from Judy TeSelle @NoColoHomes
#happypethappyhome
The Nanci Garnand Team (970) 541-0840
Dave Gornall (970) 590-8891 October 14-15, 2017
marketing that exceeds industry standards. If you are considering selling your home now or sometime in the future, start with a FREE copy of “How to Sell your house for Top Dollar - Fast” Provided by Nanci Garnand. Get your free copy:
Nanci Garnand (970) 227-1327 AT HOME
13
• Christopher Horton — 3207 Silverwood Drive, Chris and Laura Jacobsen, $405,500. • Patrick Johnson — 2357 Adobe Drive, LC Home At Spring Creek LLC, $406,400. • Brandi and Carrie Kenders — 1414 Snook Court, Adam C. Michels, $410,000. • Timothy and Christine Anderson — 3108 Wheatgrass Court, Tim Penttila, $430,000. • Sean and Kendra Tomlinson — 2504 Farnell Road, Gordon and Julie Belter, $446,500. • Ronald and Elaine Ricks — 9530 County Road 80, Carl and Susanne Martino, $450,000. • Gustavo Romero — 2038 Blue Yonder Drive, Melody Homes Inc., $468,000. • Leonard Mahoney — 5206 Honeylocust Court, Jon and Jean Haukaas, $475,000. • Richard and Bessie Braesch — 2625 Red Mountain Court, Tancik Family Trust, $475,900. • Sharene Timmons — 903 Valley View Road, John T. Decker Family Trust, $495,000. • Darby Hoggatt — 430 Laporte Ave., Michael J. Power, $515,000. • Thomas and Kara Barnett — 3625 Mariah Lane, Shawn and Melissa Vigil, $525,000. • Glenn Johnson — 1432 Bubbling Brook Court, Barbara A. Bischoff, $550,000. • Ronald and Lynda Stoops — 5814 Watson Drive, Alan Mitchell, $562,500. • Travis and Susan Tripp — 1906 Catkins Court, JP Juneau Family Trust, $563,000. • James Branch — 712 Centre Ave. Suite 203, Jacob and Gwendol Kincaid, $595,000. • Daniel and Libby Nikkel — 803 Southridge Greens Blvd., Dorothy M. Abbey Trust, $600,000. • Aaron and Catherine Finch — 224 Canyon Ave., Unit 411, Stephen E. Velasco, $747,500. • Thomas Bielecki — 3509 Copper Spring Drive, Bradley and Lisa Florin, $770,000. Greeley • Mallory Mattivi — 3405 W. 16th St., Unit 17, Mary King, $172,000. • Oscar Figueroa — 2110 Fourth St., Maureen Phair, $176,000. • Jaycee Manuel — 2701 19th St. Drive, Apt. 12, Joseph A. Kauffman, $195,000. • Megan Tritsch — 5151 29th St., Unit 905, Hugh and Kerry Willocks, $195,000. • Sharon and Ralph Fosters — 5775 29th St., Unit 1303, John and Mary Engel, $202,500. • Ronda and Kenneth Hood — 3082 W. Third St. Road, Leroy Ron Baca, $203,500. • Zach Rogers — 2047 Ninth Ave., Robert and Jamie Ballard, $210,000. 14
AT HOME
• Tanya Welch — 1314 28th St. Road, Bu Reh, $220,000. • Jeff Rygwalski — 2053 Beech Ave., Guin Skow, $224,500. • John Patterson — 1404 15th Ave., Tonya Buhrman, $237,500. • Luis Monterroza — 2416 10th Ave. Court, Joseph L. Mayorga, $239,000. • Hector Lunacabral — 845 E. 21st St., Carlos M. Camacho, $245,000. • Timothy Elsbernd — 4817 Everest Place, Joseph and Debra Myers, $250,000. • Patrick Lybarger — 1001 43rd Ave., Unit 30, Renee L. Watt, $256,000. • Diana Blodgett — 1530 Sixth Ave., Bryce A. Lesser, $260,000. • Jose and Christina Flores — 4836 W. Eighth St., David and Linda Barber, $260,000. • Gregory and Betty Britton — 6023 W. First St., Cathie Prazma, $270,000. • Glen and Judith Sanders — 6725 31st St. Road, Gary Lynn Small, $282,000. • Laramie Callen — 2106 70th Ave., Thomas and Karen Tomlin, $330,000. • Kelly Mcintire — 2427 27th Ave. Place, David L. Todd, $339,500. • Renthungo and Tammie Merry — 6219 W. 15th St., Frank and Leslie Krist, $355,000. • Jeffrey and Lucinda Reiher — 2605 19th St. Road, Cottonwood Park Colo. LLC, $360,000. • Lucky and Julie Ashida — 4121 W. 15th St. Lane, Darla and Jerry Shelton, $385,000. • Marcia Sims — 2120 Fairway Lane, Jeffrey and Anne Masterson, $407,500. • Chad and Aubree Shupe — 1835 Reservoir Road, Nicole and Seth Dummett, $410,000. • Raymond Arsenault — 1122 50th Ave., Phillip Allen Abston, $495,000. • Fawn Rosenbohm — 619 11th Ave., Steven H. Goldberg, $1,200,000. Johnstown • Martin and Stefany Embleton — 1829 Chesapeake Circle, Wesley Scott Keith, $293,000. • Daniel White — 3919 Balsawood Lane, Ryan and Lindsay Guerrero, $300,000. • Krista Ream — 3383 Bayberry Lane, Anastasia and Walter Cate, $324,000. • Fletcher and Laura Sherwood — 222 Alder Ave., Gonzalo Pargas Vega, $328,000. • Joe and Patricia Scaggs — 1757 Suntide Drive, Jeri L. Aiello, $329,900. • Phillip and Ada Alarcon — 5231 Cherrywood Lane, Hunter Chang, $331,000. • Lloyd and Ladonia Tanner — 472 Grange Lane, Nathon Z. Long, $354,900. • Myron and Candice Bucy — 1866 Primrose Court, Damian and Orheta Rice, $367,500. • Lee Lingo — 232 Ricker Lane, Re-
bekah Lynch, $375,000. • Jeffrey and Laura Phillips — 4060 Watercress Drive, Bridgewater Homes LLC, $790,000. Loveland • Derek Barnes — 419 E. 10th St., Ackerman JV LLC, $145,000. • Myron Riewe — 692 Eagle Drive, Exit 254 Inn LLC, $150,000. • Carmen Roman — 4845 Hahns Peak Drive, Unit 102, Eliette Brock, $239,000. • Paul and Carla Bankes — 2075 Tonopas Court, Unit 101, Judith M. Raymond, $250,000. • Fred and Beverly Goheen — 240 Leanne Drive, Marilyn Lee Hill, $250,000. • Tatiana Gavrilovic — 4126 Silverthorne Court, Ashley and Michele Jones, $250,000. • Elizabeth Vaughan — 3406 Sheridan Ave., Joyce E. Starkjohann, $265,000. • Jessica Brown — 1817 Elk Springs St., Yuri and Emilee Gusak, $268,000. • Josue and Brayan Lopez — 2306 Alexis St., Jennifer and Goldie Payette, $280,000. • Merlin and Chere Wehling — 1925 Lily Drive, Sharon K. Frazzini, $285,000. • Crystal and Robert Haynes — 770 23rd St. SW, Nicholas and N. Kreutzer, $291,000. • Tracie Thompson — 590 Cottonwood Place, James and Debbie Bethel, $295,000. • Darrel Bliss — 1366 Warbler St., Laura B. Phillips, $310,000. • Colin and Sarah Bigfeather — 4550 Mead Place, Chris R. Carson, $311,000. • Walter Logue — 1363 Arthur Ave., James D. Clary, $321,000. • George and Barbara Lee — 4062 Don Fox Circle, Michael and Deborah Benewich, $330,000. • Brenda and James Ferrimani — 4459 Centennial Court, Joe and Patricia Scaggs, $335,000. • Jaycen Klamer — 3167 Marshall Ash Drive, Timothy and Mary Bertsch, $340,000. • Daniel Zeren — 1453 E. 21st St., No. 55, Kenneth and Judy Rethmeier, $355,000. • Diana and Jason Winters — 4755 Laporte Ave., Jesse and Katy Yakel, $364,900. • Nicholas and Pamela Kreutzer — 2102 Flora Court, Rodney and Julie McCauley, $385,000. • Lizbeth Vales — 1959 Blanca Court, Ehren Wade Kubasta, $390,000. • Lanita and Tye Anders — 2500 Amber Drive, Francis and Cheri Gullick, $407,900. • Katelyn and Christopher Ricke — 4725 Patmore Ash Drive, Paul and Lori Mihaly, $417,000. • James and Janet Black — 3085 Sedgwick Circle, Bob Kim, $420,000. • Theodore and Rowena Hutchin-
Loveland Reporter-Herald – AtHomeColorado.com
•
•
•
•
•
•
•
•
•
son — 9198 Wildcat Road, Scott R. Ragsdale, $420,000. Joseph and Rachel Lastella — 3330 Sedgwick Circle, Greg and Shannon Parker, $422,000. Wahid and Soraya Omar — 8108 Buck Ridge Lane, Victoria S. Nazarenus, $429,900. Elizabeth and Leroy Kayl — 4331 10th St. SW, Susan M. Lock, $450,000. John and Donna Sack — 3671 Prickly Pear Drive, Glen Homes LLC, $507,000. Daniel and Amelia Koehmstedt — 181 Sawmill Road, Smart Family Revocable Trust, $525,000. Richard Baker — 4151 Saltbrush Court, Tri Pointe Homes Inc., $593,200. William and Barbara Vissers — 6492 Wild Plum Drive, Thomas H. Kirwin, $658,800. Justin and Noli Aschenbrenner — 771 Deer Meadows Drive, Aspen Homes Colorado Inc., $705,600. Hoyal and Letha Robinson — 712 Washington Ave., Elbowroom LLC, $785,000.
Windsor • John Heck — 903 Foothills Court, Martin R. West, $259,000. • Ernest Gomez — 400 Hemlock Drive, James and Cynthia Sherlock, $316,500. • Scott Kisling — 1526 Highfield Court, Melody Homes Inc., $325,900. • Ethan Davis — 2138 Grain Bin Drive, JJ Constr. Northern Colo. LLC, $332,900. • Matthew Tschetter — 100 Rock Bridge Drive, Robert and Nona Satrang, $340,000. • Mitchell Miner — 2118 Grain Bin Drive, JJ Constr. Northern Colo. LLC, $349,200. • Stephen and Kathleen Mcelroy — 2143 Grain Bin Drive, Journey Homes LLC, $349,900. • Matthew and Kristen Stewart — 310 Granite Court, Jeffrey W. Rinehart Revcable Trust, $355,900. • Curtis and Julia Fix — 4611 Horizon Ridge Drive, Anthony and Jacqueline Feil, $420,000. • Ricky McNair — 8846 Blackwood Drive, Reserve At Highpointe Estates, $480,000. • Jeffrey and Karla Rinehart — 4613 Freehold Drive, Tiffani J. Ott, $481,000. • Brian and Jordan Campbell — 2267 Stonefish Drive, Melody Homes Inc., $580,000. • Eric and Christina Jackson — 7092 Crystal Downs Drive, TS Investing LLC, $590,000. October 14-15, 2017
Real Estate place yoUr ad:
303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com
Rent to Own! Real Estate Water Mineral Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201
FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.
We Want to Build a Home and Are Looking for Someone in the Loveland and Berthoud Area Who Wants to Sell An Acre or Two for a Decent Price. NO AGENTS !!! Call Kathy at 970-217-9990
Tired of paying Rent? We can help you buy w/$1000 down Western Plains Realty Ken or Tammy 970 663-5008 westernplainsre.com
Rentals
2BR 1BA Units in Loveland:
LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area.
October 14, 2017
Do you Qualify? Call or Text Devin O’Branagan ERA Tradewind
303-775-0710 www.DevinSells.com
sell your
Rentals
Foothills Apartments
FSBO 4892 N Harrison, Loveland - 3BR 2BA Brick Ranch Style Home: 1 Owner, Never Rented. $325K. Email aretekg@gmail.com or Call 970-531-8793
Home of Your Choice
Fall Special! 1/2 Off 1st Month’s Rent Washer/Dryer in Unit. $1100/month, Water, Sewer,Trash included. No Pets. 1 Year Lease. Available No w.
970-669-7850 Units avail. DT Loveland Core. $850-$950, utils incl Laund on site. No pets/ smoking. 916-308-1768
PLACE YOUR AD Call 303-466-3636 or 970-635-3650.
VWXII
/LVW \RXU VWXII DQG JHW LW JRQH SELL YOUR HOUSE
Items less than $500:
List your house and start packing.
free, 3 lines, 30 days
$75, 5 lines, 30 days. To place your ad, call 303-466-3636 or 970-635-3650\
Items $500 or more:
$10, 5 lines, 30 days
Or visit
FrontRangeClassifieds. com TURN USED ITEMS into quick cash with Classifieds! PLACE YOUR AD. Call 303-466-3636 or 970-635-3650. PLACE YOUR AD. Call 303-466-3636 or 970-635-3650.
Private party and general merchandise only; not for commercial/business accounts. Excludes cars, homes and pets. No refund for early cancellation. Reporter-Herald
AT HOME
R15
OPEN HOUSES THIS WEEKEND
SUN 12-2
23955 Co Rd 3, Loveland - Spectacular home on 3.86 acres just 5 miles south of Loveland. Multiple outbuildings including shop, mother in-law apartment, barn and studio. Sweeping views of Longs Peak. Horse property, No HOA!
SAT 1- 3
3022 Carney St., Loveland, 80538 - This sweet 2 story home is in fantastic condition. There is an open flr plan on the main flr, great for entertaining! Kitchen updated w/subway tile backsplash. There is an awesome upstairs living area between the bedrooms. Already landscaped w/sprinkler system. Pre-inspected.
$800,000 MLS# 826231 John Hanrahan 970-222-7372
$350,000 MLS# 833037 Ashlea Wylie-Hooper 970-308-1344
SAT 1-3
3890 Saulcy Lane, Loveland - Farmhouse w/all the conveniences & updates of today. Original HW flrs & high ceilings in kitchen & dining areas. Spacious living rm w/3 sided gas FP. Upstairs has 3 large BRs incld master w/5 piece BA. Country kitchen w/SS applncs, lots of cabinets & storage. Set on private 2.3 acre lot. Stamped concrete patio, large trees & fenced lawn. Bonus buildings include garage/shop, barn w/horse stalls, tack room & enclosed chicken coop.
SAT & SUN 11-3
$619,900 MLS# 826990 Adrienne Scharli 970-217-7350
TUES-SAT 10-6/SUN 12-6
SAT 12-2 & SUN 11-1
4037 Don Fox Circle, Loveland - VIEWS of the mountains, golf course & Big Thompson river. Beautifully updated 2BD/2BA townhome w/newer finishes, granite counters, hardwood, tile, carpet & Pella storm doors. Main floor living, a/c, newer water heater & full unfinished bsmt. Pre-inspected & move-in ready.
$406,470 MLS# 833529
$395,900 MLS# 834011 Sara Horner Susan Herlihy 970-443-8556 970-218-1636
Kathy Beck 970-213-8475
Brandi Garifi 720-291-0899
SAT 10-6 & SUN 11-6
3020 Aries Dr., Loveland. - This brand new 3BD 2BA 3,346 sf ranch with walk-out basement is ready & waiting for you! Open floorplan w/wood laminate floors, kitchen with granite, glass tile backsplash & beautiful cabinets. Great master retreat. Fenced yard & deck. Visit Sales center at 3085 Crux Dr.
$484,000 MLS# 832720 Melissa Doherty 970-391-5800
SAT 10-6 & SUN 11-6
$314,950 MLS# 831426 Matt Nesbitt LeAnna 970-393-3102
AT HOME
$316,000 Christina Mueske Lisa Hite 970-999-4239 970-310-3133
Cool. Point your camera at your surroundings and see property listings pop up on your screen!
Easy.
Cool.
FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM 16
SAT & SUN 12-2
865 Gardenia Dr., Loveland - Lovely 3BD 3BA 3,060 sf ranch backs to greenbelt & sides to park! Living room has vaulted ceiling, spacious kitchen with island & master with private patio. Fully fenced backyard with partially covered deck. 2 car garage. Great SW location!
Easy. Draw a circle on the map with your finger and view all properties for sale within that boundary.
The Group has an App for iPhone, Android and iPad that makes searching for homes while on-the-go even easier! Download the free App today from the App Store or Google Play Store search “Group Real Estate”
SAT & SUN 11-3
5220 Hialeah Drive, Windsor - Sprawling ranch on corner lot w/large yard. Luxury master retreat- access to covered patio & huge walk-in closet w/laundry. European Knotty Alder Cabinets, Granite throughout, Elite SS kitchen appliances-Gas or Electric Range (buyers choice), Built-in Micro, dishwasher & FRIDGE! Gourmet Kitchen, powder bath, drop zone. Hand Texture main walls, 4 car garage, passive radon, Energy Rated, A/C & Fireplace! High Plains School Boundaries!
Starting in the $500’s MLS# 827988 Melissa Doherty 970-391-5800
3037 Crux Dr., Loveland - Almost complete & waiting for you! 3BD 2BA 1,405 sf ranch. Open floorplan has awesome kitchen with granite & island, master suite with private bath & large walk-in closet. Great location near Centerra! Visit Sales Center at 3085 Crux Dr.
$364,950 MLS# 827385 Matt Nesbitt LeAnna 970-393-3102
SAT 12-3
2501 Knollwood Ct., Loveland - 4 bedroom, 3 bath, 2 car garage, 4 level home. Exquisite move-in ready home featuring updated kitchen w/granite countertops, newer SS appliances, & tile backsplash. Spa-like baths w/high-end finishes including granite countertops, tile flrs, tile showers & custom vessel sinks. Hardwoods in kitchen, dining rm, & formal dining rm. 2 patios in backyard. Near Cattail Creek Golf Course & Lake Loveland!
$450,000 Alycia Martinez 303-994-6307
2167 Longfin Drive, Windsor - New home built by DR Horton in Beautiful Water Valley! This floor plan features 4 bed, 3 baths and a large loft. Fully landscaped with fencing, home is ready now! Model at 2179 Longfin.
$665,000 MLS# 832737 Cindy Kurtz 970-962-6832
7410 Turnbull Circle, Windsor - Sprawling Split 3 bedroom Ranch in highly desired school boundaries “High Plains in Loveland”. Best Ranch for the price in Belmont Ridge, 3 BR 2 BA unfin basement on large lot. Walk, Hike, Bike or run in this nature filled neighborhood. Close to everything & approx 5 mins to I25. This home is built with quality throughout, still time to pick out your interior selections. MOVE IN by the Holidays.
SUN 12-2
27601 Hopi Trail - Dream Home on 1 acre! 180 degree view Front Range! 3 bed, 3 bath Ranch-style w/ 5 car grge (3 car attached & sep. oversized 2 car in back). Upgrades throughout! Lg bsmnt! Back yard w/ patio, fire pit, 18 garden boxes!
Smart.
Smart. Refine and save your searches and create a list of favorite properties.
HARMONY OFFICE 970.229.0700
HORSETOOTH OFFICE 970.223.0700
CENTERRA OFFICE 970.613.0700
MULBERRY OFFICE 970.221.0700
OLD TOWN OFFICE 970.493.0700
LOVELAND OFFICE
Loveland Reporter-Herald – AtHomeColorado.com
970.663.0700
October 14-15, 2017