REAL ESTATE
Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!
BOULDER COUNTY
Last Chance for Convenient, Affordable Luxury Living at ParkSide in Longmont
(Photo: Jason Schott / Flatirons Homes).
Open Homes and Virtual Tour Quick Guide
Does It Make Sense to Pay Off Your Mortgage Early?
Design Recipes: 10 Ways to Freshen Up Your Walls
Looking for a home? View comprehensive listings of local virtual tours and open houses taking place from all across the area.
Before you decide to pay your mortgage off early (or even before you decide to make extra payments), it’s important to take a step back and determine whether it really makes financial sense for you.
Gone are the days of solely traditional prints or canvases; in are the days of creativity, including innovative DIY projects.
January 15-16, 2021
ATHOMECOLORADO.COM
1
REAL ESTATE MATTERS COLORADO HOME AND REAL ESTATE
ATHOMECOLORADO.COM CONTRIBUTING WRITERS Ilyce Glink Samuel J. Tamkin Mary Lynn Bruny Adrian Card Karen Libin Miranda Marquit Emma Castleberry Duane Duggan Gary M. Singer Cathy Hobbs ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Elvonney Poole Mary Romano MANAGING EDITOR/ DESIGNER Greg Stone
EDITORIAL
At Home Colorado is a weekly publication designed for the Colorado home and real estate community. The Boulder County edition publishes Friday in the Boulder Daily Camera and Saturday in the Longmont Times-Call. The Northern Colorado edition publishes Saturday in the Greeley Tribune and Loveland Reporter-Herald. Submit news releases and articles to: gstone@prairiemountainmedia.com.
ADVERTISING
To advertise in At Home or to promote your virtual home tour visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456, Toni McNeill at 303.684.5329 or Elvonney Poole at 970.392.5645. At Home is an advertising feature of the Boulder Daily Camera, Greeley Tribune, Longmont Times-Call and Loveland Reporter-Herald. ©2021 Prairie Mountain Media. FACEBOOK.COM/ ATHOMECOLORADO
2
AT HOME COLORADO
Money lessons for the new year By Ilyce Glink and Samuel J. Tamkin Tribune Content Agency Here’s a guess: There aren’t many of us who’d care to redo 2020. COVID-19, the novel coronavirus, changed everything, killing more than 365,000 Americans (as of this writing in early January) and taking the economy on an even wilder ride than the Great Recession, just a decade ago. According to the Federal Reserve Bank, more than half of American households lost income last year. The unemployment rate was 3.5% in February, jumped up to nearly 15% in April, and has since fallen back to 6.7%. Since midMarch, the initial weekly claims for unemployment benefits has exceeded 780,000, and more than 900,000 if you count those who filed claims under the pandemic unemployment assistance program (for those who are self-employed or who don’t qualify for regular unemployment benefits). And while way down from the historic numbers we saw in March and April, the initial filings for unemployment are still about four times what they were in February. The good news is that the government learned some important lessons from the last recession, quickly passing the CARES Act, providing financial relief to the vast majority of Americans and businesses, instituting foreclosure and eviction moratoriums, and putting nearly all federal student loans into forbearance. That took a tremendous amount of financial pressure off those who had lost their jobs. Starting in mid-March, Americans went home. The economy began a K-shaped recovery, with some people living their lives as if (almost) nothing happened, while a huge number collected unemployment and started looking for a new job. As we begin 2021, central business districts remain eerily empty. Business owners in the retail and restaurant industries wonder if they’ll even have a business when all this is over. Money lessons are different this year. Americans stopped spending, started paying down their debt (called “deleveraging”), and added to their savings. The stock market
and bitcoin hit record highs. Mortgage interest rates fell to 15 record lows in 2020 (and then broke through that floor to yet another record low at the start of 2021). Americans started buying new homes at an even faster pace. It’s hard to imagine what 2021 will hold when it comes to money or the economy. Or, when things will return to normal. Even if last year was good for you, remember that having enough cash on hand helps, no matter what. So, as we say goodbye to 2020, here are some personal financial resolutions you might want to make: Spend less – and track it In 1960, Americans saved about 11% of their income. In 2019, they saved 7.6%. According to Statista, in April 2020, they saved about 33%. That number has since fallen back to 13.6% (as of October), but clearly, having cash on hand has become more important. Do you know how much you spend each month? Write down every cent you spend. You can keep track online, in an excel spreadsheet or in a little notebook. Don’t forget to factor in all of those recurring expenses, like your online accounts, and also things you may only pay annually, like insurance premiums. We guarantee that you’re spending more than you think, and wasting dollars (not just cents) on items that don’t matter in the long or short run. Coffee, cigarettes, marijuana and Uber can cost you $5,000-plus per year without even trying. Save more – and track this too No matter how much you’ve socked away, plan to save more. We made a habit of saving an
average of 20% of our salaries for the past 25 years. How did we do it? A few simple tricks: Do more yourself instead of hiring others (including yard work and, where possible, home repairs); eat in instead of going out; and shop around for great deals on everything from insurance to cellphones to cable. Pay down debt If you’re buying a home this year, eliminate as much debt as possible. Mortgage lenders require borrowers to follow very strict rules regarding debt-to-income ratios, so be smart about the debt you carry, and try to “snowball” your debts by paying off the smallest debt first and then adding that amount to the next smallest debt once it’s gone. If you’ve had a break from paying your student loans due to forbearance, where the interest rate fell to zero, try making some of those payments since every dollar will go toward paying down that loan. Prepay your mortgage. At the end of 2020, we paid off the mortgage on our primary home. While no one shot off fireworks, we did toast that last payment. We wish you a new year of financial wellbeing and achieving your financial goals. Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicagobased real estate attorney. Contact Ilyce and Sam through their website, bestmoneymoves.com. (C)2021 Ilyce R. Glink and Samuel J. Tamkin. Distributed by Tribune Content Agency, LLC.
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
THE LIGHTER SIDE
More on choosing paint colors (and reducing visual torture) Apparently, based on reader feedback from a recent column, choosing paint colors is even more torturous for homeowners than even I imagined. (My BY MARY heart goes out to LYNN BRUNY the reader who wrote me about At Home Colorado the “ghastly” external house color she is enduring daily. Poor thing! Maybe around year three she’ll stop cringing every time she comes home.) Let’s start with reiterating that choosing paint colors is a hard thing to do, even for visually oriented people. (Very few people are good at everything. And let’s face it, if they are we usually can’t stand them.) Being good at choosing paint colors takes a natural predisposition, experience and a certain amount of trial and error. That being said, here are some things I’ve figured out over the years by making plenty of blunders:
Paint color strips One would think these show lighter to darker versions of the same color, which the strips look like. Thus, if you try one color and it’s too light, you would go one color down on the strip and use that. No. This is not the case even though it seems logical. All the colors on the strip are unique due to how paint colors are formulated. Unfortunately, you can’t just make a color slightly lighter or darker. It’s frustrating, I know, but just how it is.
Trim/wall color combinations Here’s a rule of thumb I’ve generally found to be true: If you have a cool wall color (blue), your trim should have a hint of warmth (warmer white). If you have a warm wall color (gold), your trim should be a cooler color (bright white). If you don’t do this, a warm wall color with warm trim will look muddy and bland (generally meh). If you have a cool wall color with cool trim, it will look cold and sterile (operating room). Think opposites are attractive.
Paint sheens One would also think that paint would look the same in any sheen (matt, eggshell, etcetera). But once again, no. Sheens all have different base formulas that subtly change any color, along with looking different due to light reflection. I learned this the hard way when our master bath and bedroom – supposedly the same color in different sheens – looked like completely different colors. After much kvetching and many heavy sighs I’ve accepted this, kind of, maybe.
Floor colors When you’re choosing paint, you have to take the color of your flooring into consideration as well. This seems pretty obvious, but lots of people think of flooring as neutral – maybe because it’s on another plane. This is far from true. We recently got new carpeting which is a cooler color than our previous and it changed the overall feeling of the rooms. I balanced this out by adding warmer accents that I stole from other parts of the house. Now those rooms look off. Always something.
Dealing with an “ugly” color Back to our reader with the heinous external color: I have learned you can better tolerate what you find an unattractive color if you add accents in complementary colors. For instance, if the outside of your home is a bland pea soup green, it would probably look better with a wreath or outdoor furniture cushions/pillows in reds or purples. In general, muddy colors like pea soup look better with bright-toned complementary colors (magenta). Conversely, very bright paint colors (lime green) can be tempered with accents of muddy-toned complementary colors (earthy mustard). Hopefully these hints help some homeowners avoid making paint choices they regret. No one should cringe every time they come home. Mary Lynn Bruny writes on local real estate and home topics. Contact her by e-mail at ml.bruny@comcast.net. To read previous The Lighter Side articles, visit www.athomecolorado.com/ the-lighter-side.
15429 N 107TH ST • LONGMONT $695,000 9.21 ACRES in Boulder County w/Gorgeous Mtn Views! 4 bedrm, 3 bath, 2 car garage, ranch style Modular home w/water rights! Living Rm, Family Rm, Eat-in Kitchen, & more. Horse property. w/outbldgs. A must see home. Estate owned. Sold as is.
Diane Stow
ABR, CRS, GRI, SRES, CNE Experience Isn’t Expensive... It’s Priceless
Call Diane Today!
303-775-3338
diane@dianestow.com
TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours
www.dianestow.com 512 4TH AVE, STE 101 LONGMONT 80501 (303) 651-3939 Each office independently owned and operated.
January 15-16, 2021
ATHOMECOLORADO.COM
3
NEWSPAPER ADS WORK.
7 10 out of
newspaper readers who read an apparel ad took action after seeing the ad.* THE TOP ACTIONS ARE >>> >>> Gather more information regarding the product >>> More favorable opinion of the advertiser >>> Visit advertiser’s website
NOBODY DELIVERS a more engaged audience than we do. Our growth online, combined with print, is impressive as more readers turn to us for local news. Newspapers are your best investment. We care about local.
NEWSPAPER POWER.
Print, Digital & Social Solutions for our advertisers.
REAL ESTATE NEWS
RE/MAX of Boulder welcomes Cameo Martine-Stern with The Sagrillo Group BOULDER – Cameo MartineStern traveled the world as a professional ballerina from the age of 16 with New York City Ballet, Pacific Northwest Ballet and Cleveland Ballet. After an unfortunate career-ending injury, she landed in Los Angeles. While recovering, she began a successful acting career in film, television, stage and voice-overs. At the same time, Cameo began ten years in sales management for Bally Corporation. She quickly rose through the ranks and consistently delivered as their top national sales representative. Her passion for helping others meet their goals in a highly competitive environment and her negotiating skills led to her being recruited as an agent by a top talent agency. This later led her into casting and coaching while still working as an actor between New York, Europe and Los Angeles. Seeing a need in the industry, Cameo became a sought-after coach in acting and public speaking not only for actors, but also professionals from all walks of life.
THE FRESHEST
LISTINGS
Come straight from the source.
Cameo Martine-Stern
In 2013 Cameo and her husband along with their two children and precious dog Ginger made the move for improved quality of life. Though they could have chosen several areas in the country to move to, they fell in love with Colorado and settled in Louisville. After an exhaustive year-long search, Cameo found their home at a garage sale! In 2015 she was introduced to
Dustin Sagrillo by her real estate agent and began working as his assistant. Her organizational skills and years of experience complimented their working relationship, and a team was born. Now as a Broker Associate in the Sagrillo Group, Cameo’s life experiences have given her the tools, fresh perspective and understanding of the home buying and selling adventure that clients need. She spent several years studying the market as a consumer before becoming a real estate professional. Whether one is relocating from out of state – which is her specialty – or just down the street, her level of knowledge and understanding of the process provide her clients with a smooth experience from start to finish. Clients often express their appreciation for her ability to make the (sometimes) stressful experience of buying and selling enjoyable. To contact Cameo, call 720.768.4010, e-mail cameo.remax@gmail.com or visit thesagrillogroup.com.
MORE THAN AN AGENT We believe actions speak louder than words. But in case you want to see the words that hold us to those actions, we’ve got a whole Code of Ethics, too. It’s 8 pages based on honesty, integrity, and trust that’s exclusive to REALTORS®. REALTORS® are members of the National Association of REALTORS®
Boulder Area REALTORS@ - Building Community since 1940! 4
AT HOME COLORADO
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
A Superior Community Steps from downtown!
Starting at $895,000
VisitModel Our Two Model Homes Homes SOLD!! 501Our And 505 Canary Lane 2021!! Come See New Models January Visit Our Gold & -Silver Units 507-539 Open Wednesday Sunday 12pm - 6pm Private Private Tours tours By byAppointment Appointment
Located along the ridge overlooking the town of Superior. 8 miles south of Boulder & adjacent to Louisville, with easy access at McCaslin, no other development brings you the style, floor plans, convenience & lifestyle Discovery Ridge has to offer. With no HOA & unobstructed mountain views, come be one of the 20 new residences on Canary Lane. January 15-16, 2021
FOR MORE INFORMATION CALL: ERIC STJERNHOLM ANDY EVANS
720-410-6100
discoveryridge.net
ATHOMECOLORADO.COM
5
AGRICULTURE
Managing risks for local food production By Adrian Card Colorado State University Extension When did our world become one of so much risk management? Was it always this way but now the risks are shared among so many? A year of masks and COVID bubbles with a summer and fall of wildfire smoke, we are suddenly, hopefully more united in common foes and the strategies to deal with their impacts. As a subset of the U.S. population, farmers and ranchers are notoriously, ruggedly independent as business operators. Maybe it is the scarcity of the arid ecosystem in the west, but it seems even more so in Colorado than their East coast counterparts. Weather related crises have the potential to unify the ag sector. Mother nature bats last in agriculture and farmers know that for all their best efforts to produce, hail, wind, frost and drought can put an end to an otherwise great farming year. Much of that is beyond their control, as is the current La Nina induced drought in Colorado. Regulatory and marketplace risks are also often beyond their
control and can be equally as devasting albeit often less as an event and more of a longer term downward pressure on farm profits, resulting in the perennial small business need to find ways to comply and compete, rethinking how they do business and implementing new action plans. These types of risk are par for the course with agriculture. Workforce is a burgeoning agricultural labor concerns for Boulder County farmers and ranchers. The housing market is now a core business risk in labor intensive farm operations such as vegetable production. Not only are rents often beyond the reach of farm employees based on wages paid, but many employers estimate a need for more housing dedicated to the Boulder County agricultural sector. To better understand agricultural housing demand in Boulder County, I broadly invited farmers and ranchers with or without employees, to explain the current use and forecast housing need for their business. Fifteen Boulder farms and ranches
responded in late December 2020 and the results were eye opening. I created eight sectors on the plains of Boulder County and asked farms and ranches to spatially explain this use and need. From this small sample of producers, 46 single-family homes and 19 apartments are used. Fifty-four single-family homes, 15 apartments, and at least 16 tiny homes are needed. The February 2020 Boulder County Ag Labor Survey from my office found (14 specialty crops producers responding) that 63 percent of ag employers thought housing for farm workers was an extreme business risk and 94% point to the cost of housing as the key barrier for workers. It now seems plausible that even in the rental market, aside from owning the single-family homes needed, availability of 54 single-family homes for rent in a competitive rental market is also a major barrier. The question remains, how will farm and ranch employees find affordable housing in Boulder County? Another thought brewing in my
mind is, why should anyone care? If farms and ranches producing local food can’t pay enough for their workers to compete in the housing market, that is their problem, right? The same February 2020 survey found that all respondents cannot pay more in wages and 69% struggle to remain profitable with the wages they currently pay, which is $12 to $14 per hour for entry level workers and $15 to $18 per hour for management level workers. If farmers are unable to remain profitable with increased wage rates and if we really value the working lands they steward and the local food they produce, are you willing to pay more for their ag products? And if not, what other creative solutions can an innovative community like Boulder County produce? Adrian is the agriculture extension agent for Colorado State University Extension Boulder County. For more information on agriculture in Boulder County, visit boulder.extension.colostate.edu/ agriculture.
LONGMONT ASSOCIATION OF REALTORS
INDEPENDENT BROKERS MOVING IN? MOVING OUT? MOVING UP? CALL
WENDY CONDER
303-775-0108
wendy@wendyconder.com
6
AT HOME COLORADO
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
THE PATRICK DOLAN TEAM Are you thinking about selling? Our top team is ready to help you navigate the process! Contact us today: (303) 441-5642 • patrick-dolan.com • patrickdolanteam@gmail.com
COMING SOON!
STUNNING FINISHES!
7302 SPRING CT, BOULDER
6851 GOLDBRANCH DR, NIWOT
4 Beds • 3 Baths • 2,608 SQ FT • Offered at $1,180,000
5 Beds • 8 Baths • 8,261 SQ FT • Offered at $2,499,000
Great lot in Panorama Park with incredible views!
Tuscan-style with impeccable craftsmanship and views!
More Info & Photos: patrick-dolan.com/7302-spring
More Info & Photos: patrick-dolan.com/6851-goldbranch
GREAT VIEWS!
AMAZING AMENITIES!
STEPS TO CU CAMPUS!
6873 FAIRVIEW DR, BOULDER
830 20TH ST #204, BOULDER 1 BD • 1 BA • 620 SF • $299,000
Wonderfully updated! Great opportunity!
4 BD • 4 BA • 5,122 SF • $1,499,000 Spaciously custom home on 1.55 acre lot!
patrick-dolan.com/4730-16th
patrick-dolan.com/6873-fairview
patrick-dolan.com/830-20th
4730 16TH ST, BOULDER 3 BD • 3 BA • 1,608 SF • $650,000
GET IN TOUCH! January 15-16, 2021
(303) 441-5642
patrick-dolan.com
Great investment or student opportunity!
patrickdolanteam@gmail.com ATHOMECOLORADO.COM
7
REAL ESTATE
The complex nature of valuing rural properties
First-time rural property buyers are often unaware of the complexities that determine a property’s value. Unlike city properties, BY KAREN there is an LIBIN abundance of variables to be KL Realty considered, and “comps” are difficult to find. To value a property for market value the Broker Price Opinion is the most common tool. To value for a bank or an estate, the Appraisal is the correct vehicle. Let me explain: Determining rural property value by BPO As an experienced Boulder County rural property expert, I regularly prepare comprehensive Broker Price Opinions (BPOs) to determine a property’s market value. They are complicated and take into account a large set of variables. They usually require research and interaction with Boulder County to decipher what
First-time rural property buyers are often unaware of the complexities that determine a property’s value. (Photo courtesy: KL Realty).
is allowed for improvements, additions, and uses of the property and existing structures. (One may think that if a house and outbuildings exist, that they are legal and could be altered or replaced. Not necessarily so in Boulder County!) Some of the variables considered in BPOs: • Location - Proximity to town,
open space trails, neighbors, airports. Is it a quiet country road? Is there road or air noise? • Land – Obviously the acreage, but also the quality of the soil and the likelihood of the presence of chemicals and toxins. • Views – Mountain, back range, prairie. • Water – The appeal of living near water is universal.
Excellent service should not cost more, it should be expected! Thinking of selling?
I offer a very comprehensive and competitive marketing package; and my consultations are always free!
Terri Taydus
A fresh approach to real estate Assisting buyers & sellers since 2010
Voted Boulder County Gold Best Realtor & Runner Up since 2018
A percentage of my annual commission is donated to Blue Sky Bridge in Boulder Terri Taydus, CRS, GRI, CNE
• Trees – Deciduous, old growth. • Existing structures – Condition and value. • Water rights – Volume, seniority, season, storage rights. • Mineral rights. • Encumbrances – Conservation easements and/or other encumbrances. • Development potential – Number of development units possible (i.e. residences), ability to increase or alter house size, outbuildings, and add accessory dwelling units. • Adjacent properties – What is going on now and what can happen in the future? Organic farmers are especially concerned about airborne and ditch water contaminants. • Zoning – What uses and
8
AT HOME COLORADO
restrictions is the property subject to? In the event a client disagrees with my valuation, we will have a discussion to arrive at an agreed price for the listing. Rural property appraisals Professional appraisers valuing rural properties for lending institutions typically use two approaches: A Comparable Sales Approach and a Cost Approach. They have strict guidelines as to what comparable sales they can use: normally they have to be within a certain radius of the subject property and sold within a certain time frame. They then adjust for acreage, square footage, number of bedrooms, number of bathrooms, size of the garage, location and water rights, amongst other things. There are sometimes shortcomings with these criteria. The best comparables may be missed just because of the time or distance criteria. If a property appraisal comes in low, the valuation is all but set in stone and it can kill the deal. The buyer may need to come up with more cash, or renegotiate the price with the seller. In summary, it is challenging to properly evaluate rural properties. This is all the more reason it’s important for buyers to work with an experienced rural property broker. Karen is the owner and managing broker of KL Realty, and has more than 30 years of experience in the Boulder County market. To contact Karen, call 303.444.3177, e-mail team@ klrealty.net or visit klrealty.net.
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
& Wish to Congratulate
Elevations Credit Union for earning the prestigious 2020 Malcolm Baldrige National Quality Award for Performance Excellence. The Baldrige Award is the highest level Presidential Award for excellence. Elevations Credit Union is the first two-time winner (2014 & 2020) in the nonprofit category, and one of a maximum of fifteen recipients across all categories to have earned this annual award. Elevations continues to innovate and pioneer change in the industry, empowering their employees to provide excellent service and products to their members.
We’d also like to recognize Elevations Foundation for all of their contributions to the communities they serve.
www.ascendanttitle.com January 15-16, 2021
ATHOMECOLORADO.COM
9
REAL ESTATE
Does it make sense to pay off your mortgage early? By Miranda Marquit Bankrate.com (TNS)
PAYING OFF YOUR MORTGAGE EARLY: WHAT TO CONSIDER
When you own a home, the thought of a mortgage hanging over your head for decades can be daunting for many people — and it’s natural to want to pay off your mortgage as soon as possible. But before you decide to use an inheritance, raise or your savings to pay off your mortgage (or even before you decide to make extra payments), it’s important to take a step back and determine whether it really makes financial sense for you. In some cases, the amount you save on interest when you pay off your mortgage early might not exceed what you would earn if you put the money to work elsewhere. On the other hand, sometimes it’s not about the return on other investments and more about peace of mind or freeing up cash flow for other opportunities. Here’s what you need to know as you decide whether to pay off your mortgage early.
Will other investments beat paying off a mortgage early? Your biggest consideration might be whether to pay off your mortgage or invest. What if, instead of putting money into getting rid of your mortgage early, you invested the cash elsewhere? “Sadly, the math tells us it’s almost always better to invest in other places than in your mortgage,” says Richard Bowen, CPA and owner of Bowen Accounting in Bakersfield, Calif. Mortgage rates are at alltime lows, so if paying off your mortgage early leads to a return equal to your interest rate, that return would likely be lackluster compared to the annualized return for the S&P 500 – roughly 10 percent over the last 90 years. A potentially better use of the funds might be to take the cash you’d use to pay off your mortgage and leverage it into buying a cash flow-positive property like multi-
10
AT HOME COLORADO
Paying off a mortgage early can bring peace of mind, but it’s not always an optimal financial decision. (Photo: Dreamstime.com/TNS).
Can you pay off your mortgage early? If you’re considering paying off your mortgage early, first contact your mortgage lender or servicer. Based on the terms of your loan, you might find out you’re subject to a prepayment penalty if you
pay off your mortgage sooner than your payment schedule spells out, or that you can only make payments within certain parameters. Knowing this information upfront can help you map out a payoff plan that works for you and your lender or servicer.
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
family real estate or single-family homes that have the potential to offer higher long-term returns, Bowen points out. Any choice is a risk, however. Even after paying off your mortgage early, real estate prices could plunge, leaving you with a potential loss. Carefully consider which risks you’re willing to take. Ultimately, you might be better off not paying your mortgage off early. “The thing is, no one can give you a guarantee on an investment,” Bowen cautions. “You can put your money in the stock market and lose it. You can put your money in real estate and it doesn’t perform as well as you expected it to.” Will all your cash be tied up in the mortgage? Before taking a large chunk of your wealth and using it to pay off your mortgage early, don’t forget to look at liquidity. Your home is considered a non-liquid asset because it can take months – or longer – to sell the property and access the capital. “If you start paying down your mortgage too fast, you risk depleting your liquidity,” says Amanda Thomas, a client advisor at Mission Wealth in Santa Barbara, California. “The kind of liquidity you have is important, too. You don’t want too much cash tied up in retirement funds because you can get slammed with fees if you have to withdraw early.” One approach is to have an emergency fund, as well as assets like stocks, mutual funds, U.S. Treasuries, bonds and marketable securities available in a taxable investment account. That way, in addition to having money tied up in tax-advantaged retirement accounts and your home, you still have some liquid cash or other investments that are easy to convert to cash in a pinch. Bowen suggests maintaining a cushion that protects you for at least six months before you consider using a large portion of your liquidity to retire your mortgage early. How will you use the money if you don’t pay off your mortgage early? Be realistic about what you’re likely to do with your money if you don’t use it to pay off your mortgage early. Will you actually use it to get ahead? It might make sense, for example, to put the money into January 15-16, 2021
paying off your mortgage early if you struggle with keeping money in the bank. Your home can be a forced-savings tool, and making extra mortgage payments can save you thousands of dollars in interest over time, plus help you build equity in your home faster. “The right thing to do is the thing you will do,” Bowen says. “All of this has to do with personal habits. If you’re going to blow through the extra money anyway, then it’s better that you put it into your house than spend it.” How much do you value peace of mind? Sometimes it’s less about the bottom line and more about peace of mind. If you own your home free and clear, that can provide benefits that can’t be measured in strictly financial terms. For many, eliminating a monthly mortgage payment ahead of retirement can provide mental relief when considering living on a fixed income. “Personally, I’m paying down my mortgage,” says Thomas of Mission Wealth. “It feels good to have it paid off before retirement. It might not always make financial sense, but it offers peace of mind and it might allow for better budgeting.” Another potential advantage is the ability to borrow against the equity in your home. Having a considerable amount of equity can allow you to establish a home equity line of credit (HELOC), providing a source of emergency income, as well as allowing you to make home improvements or make progress toward other financial goals. Pros and cons of paying off your mortgage early Pros • Eliminates your monthly mortgage payment, freeing up cash flow that can be useful, especially during retirement • Saves you money on interest, potentially thousands of dollars • Can receive a predictable rate of return, equal to the interest rate on the balance you’re paying off • Grants peace of mind knowing you own your home outright • Can tap the equity in your
home if you need money later Cons • Ties up a good chunk of your liquidity and net worth in your home, which might make it harder to access later • No longer eligible for the federal mortgage interest tax deduction • Could miss out on potential higher returns from other investments • Might not realize as much from your home as you had hoped if the market drops and you have to sell quickly Tips to pay off your mortgage early If you decide that it makes sense to pay off your mortgage early, be careful not to put your other financial goals at risk. Here are some tips. • Pay off high-interest debt before making extra mortgage payments: Other debt like credit card balances might have much higher interest rates than your mortgage, so if you pay off your mortgage early instead of tackling that, you could end up behind. Credit card debt, personal loans and even car loans usually cost you more, and the interest isn’t tax-deductible. It might be wiser to get rid of other debt first. • Make sure you’re investing for retirement: When deciding whether to pay off your mortgage or invest, don’t forget to consider retirement. Make sure you’re putting money into a tax-advantaged retirement account, like a 401(k) or IRA, first. If your company offers a match, take advantage of it and work on building your nest egg. Having a good retirement account on top of having your house paid off by the time you retire can be a good combination. • Build up an emergency fund: As Bowen points out, it’s a good idea to have an emergency fund before making extra mortgage payments. That way, you still maintain some liquidity and can access funds in a pinch.
• Work on other goals: You might have other financial goals, like a car purchase or saving for a child’s education. Make sure you’re on track for those goals first. • Refinance: Think about refinancing your mortgage to a shorter loan term, such as switching to a 15-year loan from a 30-year mortgage. You’ll be making higher payments each month, but it’s a way you can save on interest and still be out of debt sooner. • Consider making biweekly payments: One way to get started with making extra mortgage payments is to set up a biweekly schedule. This amounts to making a full extra monthly payment each year and can reduce the time spent with a mortgage. Starting with biweekly payments can help you get ahead on your mortgage while allowing you to keep working toward other financial goals. • Check for a prepayment penalty: Don’t forget to check for mortgage a prepayment penalty. If you pay off your mortgage early, you might be charged an extra fee. Run the numbers to see if you still come out ahead after paying a penalty. Bottom line When considering whether to pay off your mortgage early, it’s important to figure out what works best for your situation and is most likely to help you reach your short- and long-term financial goals. Sometimes, with financial planning, it’s not a straight assessment of what’s best by the numbers. People want to feel good about where their money is going – no matter what the spreadsheet says. For some, owing money causes stress, and paying off a mortgage early can bring peace of mind. For people nearing retirement, a paidoff mortgage means they have that much more free cash flow from their fixed income when they stop working. “My wife likes having money in the bank, whereas I’d rather invest it,” says Bowen. “But if money is a tool, then that money is buying her happiness, so it’s working.” Visit Bankrate online at bankrate.com. ATHOMECOLORADO.COM
11
COVERPROFILE
Step outside your door and take in Colorado in all its glory – every day, every season. (Photo: Philip Wegener).
Last chance for convenient, affordable luxury living at ParkSide in Longmont By Emma Castleberry At Home Colorado
O
nly seven lots remain in the coveted ParkSide neighborhood in south Longmont, where local builder Flatirons Homes has created a community that checks all the boxes: affordable, luxurious, nature-centric and convenient. Situated within minutes of Boulder, I-25 and E-470, ParkSide is home to multiple RTD stops; the popular Longmont Recreation Center and Longmont Museum and Cultural Center are just a block away; and Longmont’s Downtown Creative District with retail and shopping just a five-minute drive or quick bus ride from your front door. The centrallylocated community is also zoned for the award-winning St. Vrain Valley School District. In fact, the Innovation Center of St. Vrain 12
AT HOME COLORADO
Valley Schools is just down the road, and families with teens will have a super short commute to Niwot High School. The St. Vrain trail system can also be accessed easily from the community. A snapshot of life at ParkSide For neighborhood resident Andrew, the location of ParkSide is what really sealed the deal. “Since moving to Colorado we lived in Denver, Boulder, Aurora and Thornton before finally settling down and falling in love with Longmont,” he says. “South Longmont’s location provides easy access to our family in Boulder as well as work in Broomfield. We were able to find a great floor plan and lot that met all our needs and enjoyed being able to customize our design choices, but the location and views are really what sold us.” Andrew and his family make daily use of the trail system just across the street by
the recreation center and enjoy walks to the Dickens Farm Nature Area. “We played in the water on the banks of the St. Vrain river this summer and our son honed his bike skills at the bike park,” he says. “When we want to stay closer to home, we enjoy shorter walks around the neighborhood park. We took in the breathtaking Front Range sunsets during socially-distanced happy hours this summer and have enjoyed some cross country skiing and sledding this winter. During a year where we spent most of our time at home, we were very glad that our home was in Parkside!” Take your pick: Parkside… Three of the remaining homes at ParkSide are just that – on the side of the park! The community’s crown jewel, a landscaped fiveacre park in the center of it all, provides an accessible open green space that serves as both a personal playground and an opportunity to BOULDER DAILY CAMERA / LONGMONT TIMES CALL
connect with your fellow ParkSide residents. “The park is something everyone raves about and something you see people enjoying on a daily basis,” says Cauley Kim, sales manager for Flatirons Homes. “People have picnics, fly kites, play soccer, build snowmen, read books, and do yoga in the park. ParkSide has become a wonderful community with wonderful relationship-building between neighbors.” Just three homes, starting in the low to mid $500s, are available on South Parkside Drive, which is located immediately beside the neighborhood park. … Or open space The premium ParkSide lots, along South Oak Court, back up against nine acres of city open space and are oriented East-West for unobstructed sunrise views. These lots are some of the largest in the development, and a portion of the adjacent open space will eventually be developed into a city park with access to a trail system. The master plan for Wertman Neighborhood Park currently includes wildflower gardens, pickleball courts, picnic areas, disc golf holes, an offleash dog area, slackline and hammock posts, playgrounds and trails, along with plenty of lawn space for spreading out a picnic blanket or throwing a frisbee. All streets in the Parkside at Quail Ridge community lead to this expansive outdoor gem. Step outside your door and take in Colorado in all its glory – every day, every season. Four lots are left on South Oak Court, starting in the mid to high $500s. All premium homes come with additional features to enhance the indoor space, such as designer interior paint colors, extra-wide baseboards, five-panel Shaker-style doors, undermounted sinks, and the option to finish the basement space.
The master plan for Wertman Neighborhood Park currently includes wildflower gardens, pickleball courts, picnic areas, disc golf holes, an off-leash dog area, slackline and hammock posts, playgrounds and trails, along with plenty of lawn space for spreading out a picnic blanket or throwing a frisbee. (Rendering courtesy: City of Longmont).
Four single-family homes are still available on South Oak Court: two two-story homes and two ranch-style homes. The ranch-style homes provide an option for retirees or others who want the low-maintenance, easy access convenience of main-floor living. All singlefamily homes feature a yard, a two-car garage and a covered porch for picnics and relaxing afternoons with the family.
Only seven lots remain in the coveted ParkSide neighborhood in south Longmont, where local builder Flatirons Homes has created a community that checks all the boxes: affordable, luxurious, nature-centric and convenient. (Photo: Philip Wegener). January 15-16, 2021
The ParkSide home experience Each of the remaining lots at ParkSide can be laid out as a three- or four-bedroom home. All ParkSide residents benefit from the highquality, energy-efficient construction of a Flatirons Home – sustainability has always been a core principle for the company. The same features that are good for the planet are also great for the homeowners’ wallet: lowflush toilets, blown cellulose insulation, fiber cement lap siding, high-efficiency windows and a highly-rated furnace make for a comfortable, climate-controlled home and a smaller utility bill. Luxury touches, like nine-foot ceilings, walk-in closets, 42-inch cabinetry, GE appliances, Delta plumbing fixtures and granite counters, make the interior of each home inviting. And on the outside, ParkSide homes stand out with stucco and stonework, painted beam detailing, and beautifully coordinated exterior colors. Standard interiors add a special touch of luxury to the homes in ParkSide. All buyers can count on a stainless steel dishwasher, range, and microwave, as well a kitchen islands or peninsulas that provide ample counter space, and covered porches for maximized outdoor living. The community also boasts fiber optics internet service provided by NextLight. ParkSide has rapidly become one of the most well-loved neighborhoods in the Front Range, with some of the most affordable homes on the market in Boulder County. With only seven lots remaining, this is a last-chance opportunity to take advantage of all the wellrounded amenities in this beautiful, convenient neighborhood. Make sure you’re the first to be notified of the release of these remaining lots! Visit flatironshomes.com or contact the sales manager at 303.848.4185. ATHOMECOLORADO.COM
13 13
REAL ESTATE
Buying or selling a home? Consider using a Certified Residential Specialist (CRS) To earn a real estate license in Colorado, an applicant must complete a total of 168 hours of coursework covering real estate law and practice, BY DUANE Colorado DUGGAN contracts, Realtor and Author trust accounts, RE/MAX of Boulder legal issues, closings and practical applications. Colorado has much more stringent educational requirements than other states. Therefore, after agents are licensed and can practice real estate, it is common for many of them to stop right there when it comes to their training and professional development. As of today, there are 46,000 real estate licenses on the books in Colorado. That number includes both active licenses and inactive ones. As of December 31, there are 26,593 real estate agents who have elected to become a Realtor®. Becoming a Realtor is the next step if real estate agents want to strengthen their qualifications. A Realtor is a member of the National Association of Realtors® (NAR), the industry’s leading trade organization, which been around for over 100 years. NAR develops standards for efficient, effective, and ethical real estate business practices – and provides resources including business tools, real estate market data, and educational opportunities to help Realtors® achieve a higher level of professionalism. A Realtor must take classes on the Realtor Code of Ethics and make an oath to uphold the code of ethics in dealing with both the public and with their peers. Realtors also pledge to educate themselves and
CRS designee serve you better in your hometown, if you are planning to relocate to another town or state, your CRS designee will know another CRS designee in the place where you are moving – and this results in a more seamless move. Benefits of working with a CRS designee: • CRS designees receive advanced training. • CRS designees have a proven track record of experience.
Only two percent of Realtors nationwide take their profession to the next level by becoming a Certified Residential Specialist (CRS), the highest credential in the industry.
advance their competency in their specific area of expertise. Only two percent of Realtors nationwide take their profession to the next level by becoming a Certified Residential Specialist (CRS), the highest credential in the industry. In Colorado, as of today, there are 1,273 Realtors who have attained the CRS designation or about 4.7 percent of the Realtor population. The prestigious CRS designation is granted by the Residential Real Estate Council (RRC). This organization was first formed in 1976, then known as the Council of Real Estate Specialists, to provide residential real estate brokers with shared knowledge and tools. The Council is recognized as the leading provider of real estate education and networking for residential real estate agents. The Council offers training courses that Realtors must take in order to obtain the CRS designation. In addition, the Realtors must provide evidence of experience
by having completed a certain number of successful transactions. A Realtor must take 30 hours of RRC training and show evidence of 60 transactions or $30 million in sales volume over the last three years. As an alternative path to the designation, Realtors with 10 years of experience and 150 transactions will meet the base requirements. The CRS designee must also commit to continuing education in order to maintain their designation. In order to serve clients better, over 1,000 CRS designees gather once a year to attend classes, share ideas, and network with other CRS designees across the country. This year’s event, in February, will be held virtually due to COVID-19. This event features world-class speakers as well as superb educational breakout discussions that help CRS designees stay at the top of their field. CRS designees have established a nationwide network, meaning that not only can your
• CRS designees continuously improve their skills for success in an ever-changing real estate environment. • CRS designees adhere to a strict code of ethics not required of an agent who is only licensed at the state level. To find a CRS designee in your area, go to the Residential Real Estate Council (RRC) website at crs.com and click on the “Find a CRS” icon, enter location, then click “Search.” Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients. He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.
Drive Traffic to Your Virtual Tour Increase your exposure with AtHomeColorado’s Virtual Tour Quick Guide. The targeted buyer promotion includes a print listing, online interactive listing, alerts and Facebook marketing. To place your listing, visit: openhomes.athomecolorado.com (scroll to the bottom for the order link). 14
AT HOME COLORADO
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
19 Years
of Boulder County Gold Awards!
725 36th Street Boulder 6565 Red Hill Road Boulder 355 Dusk Court Erie Under Contract! $644,000 New Listing! $2,050,000 New Listing! $700,000 Updated 3 bed home, open kit/living design. Breathtaking Views in all directions! Newer 5 bed, 5 bath + office + 3 car garage! www.725.wkre.com www.6565.wkre.com www.355.wkre.com Fred Dodds: 303-898-3586 Gary & Elaine Collins: 303-947-6129 Rachel Weinberg: 303-541-1913
2547 Wharton Ct Erie 1585 Hecla Way, #103 Louisville 9558 Crystal Lane Longmont New Listing! $710,000 New Listing! $460,000 4 Bed, 5 Bath $2,000,000 Impressive 4BR,4BA 2 story in Arapahoe Ridge. 2/2 Main floor contemporary condo w/garage. Incredible lake-front property near Longmont. www.2547.wkre.com www.1585.wkre.com www.9558.wkre.com Stu Wright: 303-541-1900 Ardee Imerman: 303-946-5458 Jim Green: 303-775-2553
1921 Panorama Circle Longmont 2300 Glacier Court Lafayette 601 Bonnell Avenue Erie 4 Bed, 7 Bath $1,986,000 4 Bed, 4 Bath $1,199,900 Commercial $1,800,000 Mid Century Modern in Old Town Longmont. New Custom Homes In Indian Peaks From $1M Approximately 4.2 acres. Lease back potential. www.1921.wkre.com www.2300.wkre.com www.601.wkre.com Chris Haught: 303-947-4074 Paul Calcagno: 303-444-7688 Eric Rutherford: 303-541-1908
VIEW THE ENTIRE MARKETPLACE INVENTORY OF LISTINGS ON WKRE.COM BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com January 15-16, 2021
ATHOMECOLORADO.COM
15
Make one of these great properties yours! www.RealEstateInNorthernColorado.com Take aa look look at at this this Log Log home home on on beautiful beautiful 40 40 acres acres Take over $300,000 in improvements the past 10 years! with over $300,000 in improvements in in the past 10 years! with Pinewood Reservoir
580 | $925,000 580 Saddle Saddle Notch Notch Road, Road, Loveland, Loveland CO | 80537 $925,000 Beds | 4 Baths | 3,154 Square 55 Bedrooms | 4 Bathrooms | 3,154Foot TotalHome Square Feet Waitto until amazing 2 chef kitchen with over $100,000 Wait seesee youyou thethe amazing 2 chef kitchen with over $100,000 in in upgradesalone! alone! Property upgrades Property includes includes aa detached detached barn barn and and additional additional buildingpad padwith withcistern, cistern,septic, septic,and andpower powerready readyto togo! go! building
MAKE ONE YOURS! www.RealEstateInNorthernColorado.com ONE OF THESE GREAT PROPERTIES YOURS! 138 Acres Land! 138Acres Acreshome of Vacant Vacant Mountain on 8Land! acres! 138 of Vacant Land!
138 Acres Land! Overlooks Pinewood 138 Acres of Vacant Vacant Land! 3.3 Acres Perfect forReservoir! Horses! 138 Acres of Vacant Land! E
W
NE
4151 Wilderland 4151 Way, Loveland Loveland 644Wilderland Lakeview Drive, Drake $925,000 MLS# 877823 $900,000 877823 $625,000 ••• MLS# MLS# 929439 With 5 Approved Building Lots Approved Multiple Residences! 4 Beds •for 3 Baths • 5,010 Sq. Ft.
138138 Acres of Vacant Land bordering Devils Acres of Vacant Land bordering 8 acres with A-frame home on Storm Backbone Space! Only 15 minutes Devil’s Open Backbone Open Space! Only to Mountain! Unique charachteristics including Downtown Loveland but feels like a world 15 minutes to Downtown butloft beautiful woodwork detailing,Loveland rock work, away! Call for more details or details feels a worldceilings. away! Call for sq more spacelike & vaulted 1600 ft, 2-story aatour! ortotoschedule schedule tour! on property. barn with unfinished loft included
IC PR
!
LD
SO
AcreViews! Lot! 43Large Acres3/4With
Carter Lake Live/Work Borders NationalOpportunity! Forest!
!
LD
SO
79Wilderland Green Mountain Drive 671 Eiger Road, Livermore 4151 Wilderland Loveland Wilderland Way, Loveland 4151 Way, Loveland $465,000 MLS# 900115 $925,000 877823 $75,000 $900,000 MLS# 877823 $900,000••••MLS# MLS# 920886 877823 3 Beds •52Approved Baths • Total Sq. Ft. 1992 WithWith Building Approved for Residences! 5 Multiple Approved LotsLots
Take lookofat atofthis this quaint cabin sitting on 138 Acres Land bordering Devils Take aa look 3.3 acre gently sloping 138 Acres Vacant Land bordering 138 Acres of Vacant Vacant Land bordering Devil’s half an acre overlooking Pinewood Reservoir Backbone Open Space! Only minutes to lot with a great building site in1515 Glacier Devil’s Backbone Open Space! OnlyView Backbone Open Space! Only minutes lcoated lessLoveland than 30 but minutes from the Downtown feels like aall Meadows! FA1 zoning allows for 15 minutes to Farming Downtown Loveland but to Dountown Loveland but feel like aworld world conveniences thataway! Downtown away! Call for more details many uses including butdetails not limited toand feels like a world Call forLoveland more away! Call for more orortodetails the equestrian surrounding area has to offer! to schedule a tour! and aresidential! or to schedule a tour! schedule tour!
2800 Kyle Road, Circle Loveland 2312 Saddle Notch $625,000 • 921582 $250,000 • MLS# MLS# 898211 920886
5 Beds • 4 Baths • Total Sq. Ft. 3943 Come see in desirable Looking forthis landhome with Views? This Bonnell 43 acre West! Features main floor office, main floor property 35 minutes from Loveland backs to laundry, main floor master with walk in closet National Forest and can be combined with andthe5 neighboring piece masterlotbath, andacres backs up to for 79 total! neighborhood open space! Private Roads – By Appointment Only.
NorthSaddle Shore Notch RV Park Store 2324 Rd,and Loveland $1,200,000 MLS#915813 871670 $275,000 ••MLS#
3 Beds • 4 Baths • Total Sq. Ft. 2820 Opportunity at the Northand Shore RV Park Looking forabounds land with Views National & Store with multiple streams of income with Forest access? Now available are these potential for more! Schedule your showing now 36 wooded acres just 35 minutes to the to see this Live/Work property in the Carter Lake area! West of Loveland!
Co-listed with Rico Devlin Private Roads – By Appointment Only. 970-413-1182 • rico@lcrealestategroup.com
I AM YOUR MOUNTAIN PROPERTY SPECIALIST!
970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!
www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.
16
AT HOME COLORADO
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
OPEN HOUSES // VIRTUAL TOURS
QUICK GUIDE
LIST YOUR OPEN HOUSE OR VIRTUAL TOUR: VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329 Boulder
40504 CR 17
928 Cimarron Drive
Louisville
2900 Shadow Creek Dr.
$1,175,000
(Sales Center)
Saturday 12:00 PM-3:00 PM
$606,900
1320 Snowberry Lane
John Simmons
Saturday 11:00 AM-5:00 PM
C3 Real Estate Solutions
Tracy Carruth
(970) 481-1250
Markel Homes
Michele Steward
(720) 324-8350
Markel Homes
#202 $359,900 Sunday 10:00 AM-1:00 PM Dan Heine Dan Heine Real Estate
(Sales Center) From Mid $400K’s https://is.gd/CYDugG
(303) 444-2224
40504 CR 17 $1,175,000
928 Cimarron Drive
4876 Darwin Court
Sunday 12:00 PM-3:00 PM
(Sales Center)
Superior
John Simmons
$606,900
507 - 539 Canary Lane
C3 Real Estate Solutions
Sunday 11:00 AM-5:00 PM
(970) 481-1250
Tracy Carruth
$749,900 Sunday 1:00 PM-3:00 PM Daryl Smith RE/MAX of Boulder
(303) 667-1489
Markel Homes
Starting at $895,000 https://is.gd/aPbj3O Eric Stjernholm
(720) 324-8350
Trelora Real Estate
(Sales Center)
Longmont
908 Mallard Drive
Windsor
From Mid $400K’s
2408 Summerlin Court
$400,000
Saturday 11:00 AM-5:00 PM
From $1.2M
1886 Seadrift Drive
Saturday 12:00 PM-3:00 PM
Marlita Lazo
Saturday 12:00 PM-4:00 PM
John Simmons
Markel Homes
Brian Terry
C3 Real Estate Solutions
(303) 651-9565
Bosch Real Estate Group
(303) 818-0233
Fort Collins
Lafayette 641 San Juan Drive
(970) 481-1250
(303) 845-0949
(720) 572-1397
$1,550,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250
641 San Juan Drive
Longmont
908 Mallard Drive
(Sales Center)
2408 Summerlin Court
1886 Seadrift Drive
$400,000
From Mid $400K’s
From $1.2M
$1,550,000
Sunday 12:00 PM-3:00 PM
Sunday 11:00 AM-5:00 PM
Sunday 12:00 PM-4:00 PM
Sunday 12:00 PM-3:00 PM
John Simmons
Marlita Lazo
Brian Terry
John Simmons
C3 Real Estate Solutions
Markel Homes
Bosch Real Estate Group
C3 Real Estate Solutions
(970) 481-1250
(303) 651-9565
(303) 845-0949
(970) 481-1250
January 15-16, 2021
ATHOMECOLORADO.COM
17
REAL ESTATE Q&A
We want to buy a house but can’t afford to do any major repairs for a few years. What should we do? By Gary M. Singer South Florida Sun Sentinel (TNS) Q: We are buying our first home and will need to use most of our savings for the down payment and furniture. We cannot afford to make any major repairs for the first couple of years. How can we protect ourselves? –Shelley A: While I can understand wanting to get the most house you can afford, it is crucial to afford the home you buy. Many people will count on getting a raise or create other justifications why they should borrow the maximum amount that their lender will allow. You will eventually get a raise or even a better job, but your taxes and insurance will also increase. And even new appliances eventually need to be replaced. Most lenders will require savings equivalent to one or two monthly housing payments, including taxes and insurance. This is not enough. Make sure that you have three to six months in the bank. This way, if you have a temporary setback at work or
While most home buyers want to get the most house they can afford, it is crucial to afford the home they buy. (Photo: Maryna Konoplytska/Dreamstime.com/TNS).
need to replace your water heater, you deal with an inconvenience rather than a catastrophe. It is crucial to get a detailed home inspection when purchasing your new home.
Like all professionals, inspectors’ skill levels vary, so shop around and ask questions about the process. For an averagesize house, the inspection should take about three hours, and the
EVENTS
report should be very detailed. Attend the inspection. Review your inspection report and speak to your inspector about the results. Every home will have issues, but any serious concerns will necessitate a follow-up inspection by an appropriate contractor. For example, if the report points out possible roof issues, you need to hire a licensed roofer to check it out thoroughly. It is easy to get caught up with the excitement of buying your new house, but you need to keep your feet to the ground to make sure your dream home does not turn out to be a nightmare. Gary M. Singer is an attorney and board-certified as an expert in real estate law by the Florida Bar. He practices real estate, business litigation and contract law from his office in Sunrise, Fla. He frequently consults on general real estate matters and trends in Florida with various companies across the nation. Send him questions online at sunsentinel. com/askpro or follow him on Twitter at GarySingerLaw.
PURCHASE TICKETS AT: COLORADOBOXOFFICE.COM
FRONT RANGE FILM FESTIVAL Saturday, February 20, 2021 Online Event For information or to purchase tickets visit: www.ColoradoBoxOffice.com
18
AT HOME COLORADO
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
T
M
Check out these great homes and many more at:
PRIME DEVELOPMENT LOCATION 9230 E 168th Ave BRIGHTON $8,280,000, 2 Homes, 207 Acres
INCREDIBLE RESTAURANT OPPORTUNITY 17268 Highway 119 BLACK HAWK $3,000,000, 8622 SqFt
5 INVESTMENT PROPERTIES AVAILABLE 1100-1164 10th St BOULDER Starting at $2,275,000, 4 Duplexes, 1 Triplex
GREAT PANORAMIC VIEWS 4480 N 109th St LAFAYETTE $1,590,000, 4 Beds, 4 Baths, 5849 SqFt
WASHINGTON VILLAGE CONDO 1231 Cedar Ave 1231 BOULDER $1,190,000, 3 Beds, 4 Baths, 2546 SqFt
GREAT VIEWS & PLENTY OF ROOM 2606 County Rd 12 ERIE $875,000, 3 Beds, 3 Baths, 2348 SqFt
1+ ACRE IN PONY ESTATES 12543 Dillon Rd BROOMFIELD $800,000, 4 Beds, 4 Baths, 3176 SqFt
LARGE CORNER LOT IN MIRAMONT 718 Meadow Run Dr FORT COLLINS $655,000, 5 Beds, 4 Baths, 4241 SqFt
BEST VALUE IN WONDERLAND LAKE 757 Poplar Ave BOULDER $634,900, 2 Beds, 2 Baths, 1771 SqFt
LIKE NEW CONDO 5066 Buckingham Rd BOULDER $425,000, 3 Beds, 2 Baths, 1411 SqFt
OPEN, BRIGHT AND PRIVATE 6939 E Girard Ave 2 DENVER $374,500, 2 Beds, 3 Baths, 1580 SqFt
IMMACULATE RANCH 131 Telluride Pl LONGMONT $365,000, 3 Beds, 2 Baths, 1008 SqFt
RARE MOUNTAIN VACANT LAND 357 Mountain King Rd BOULDER $357,000, 3.2 Acres
SPACIOUS END UNIT 10732 W Florida Ave D LAKEWOOD $355,000, 3 Beds, 3 Baths, 1890 SqFt
ICONIC SNYDERS GARAGE 103 E 1st St NEDERLAND $355,000, 4092 SqFt
EXCLUSIVE LOT IN PROSPECT 1109 Neon Forest Cir LONGMONT $350,000, 4489 SqFt
VERSATILE LIVE/WORK OPPORTUNITY 936 Kimbark St 1 LONGMONT $320,000, 1246 SqFt
IN THE HEART OF THE CITY 805 29th St #154 BOULDER $314,000, 1 Bed, 1 Bath, 781 SqFt
AFFORDABLE COZY CONDO 6124 Habitat Dr M-2 BOULDER $299,900, 2 Beds, 1 Bath, 796 SqFt
BUILD YOUR DREAMS AND YOUR HOME 2433 E Carriage Dr MILLIKEN $29,000, 6383 SqFt
Boulder 303.499.9880
Downtown Longmont 303.651.3939
On Walnut 303.442.3180
Nederland 303.258.7070
4770 Baseline Rd #220 Boulder, CO 80303
1011 11th St #200 Boulder, CO 80302 January 15-16, 2021
512 4th Ave #101 Longmont, CO 80501
286 N Bridge St Nederland, CO 80466
Lafayette 303.497.0588
109 North Public Rd Lafayette, CO 80026
View these homes online! rem.ax/bocohomes
Each office independently owned and operated.
ATHOMECOLORADO.COM
19
DESIGN RECIPES
10 ways to freshen up your walls By Cathy Hobbs Tribune News Service (TNS) When it comes to artwork, sometimes thinking outside the box can be the best solution. Gone are the days of solely traditional prints or canvases; in are the days of creativity, including innovative DIY projects. Looking for ways to spark up your walls? Here are some top tips. 1.
Paint an accent wall. Using paint and creating a colorful accent wall is a great place to start to perk up your space.
2.
Create a diptych or triptych using identical pieces of art in a series.
3.
Include wall hangings or elements in place of traditional artwork.
4.
Consider substituting shelving instead of artwork. Want to be creative? Why not consider using elements such as reclaimed wood, metal or go
RODWIN ARCHITECTURE
7.
Go big! Instead of using smaller pieces of art, choose larger pieces, as they help to ground a space.
8.
Create vignettes. A wall of unexpected elements can look harmonious.
9.
Consider mirrors instead of traditional artwork. Either large mirrors or mirrors in a series can help create a bold design statement.
10. Implement pops of color. Make a decorative wall statement as an opportunity to infuse both color and texture into your space. Art in a series creates an interesting wall art display in this living space. (Photo: Design Recipes/TNS).
kitschy with an unexpected element such as skateboards. 5.
Frame children’s artwork or shadowboxed elements. A local frame store can often assist with this.
SKYCASTLE CONSTRUCTION
6.
Look for colorful items to frame such as scarves or large pieces of fabric. They can add interest and are often special because of the associated memories.
Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.
FEATURED AGENT KAREN BERNARDI
The Bernardi Real Estate Group 303-402-6000 karen@bernardigroup.com Read Karen’s At Home profile at: www.athomecolorado.com/karen-bernardi
Celebrating
20 Years of Creating Extraordinary Homes design [ build ]
green
303.413.8556 20
AT HOME COLORADO
Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.
Offering 1, 2, and 3 bedroom apartments.
418 Emery St. Longmont • (303) 772-6452 BOULDER DAILY CAMERA / LONGMONT TIMES CALL
Boulder’s Independent Real Estate Professionals After the Storm
8249 N 39th St
$2,700,000
2 homes on 37 acres with Lefthand Creek and water rights.
12800 Foothills Highway
$1,975,000
Trees, excellent water rights and 5400 sq ft home on 19 acres.
Mid January already and while the weather storms have been passing us by and leaving us dry, the political equivalent has dumped on us. Rural activity in the real estate market stalled around the time of the vote counting shenanigans but true to form, people bounce back quickly. Buyers are like bees in a honey pot again and the severe inventory shortage is exacerbating the situation. The pending change of regime will, we believe, allay the qualms many people have been going through and the high stock market will encourage some to diversify their portfolios into real estate. Either way, Joe is coming in with the market at an all time high, and the cavalry is charging in with the vaccine. It will be a better year than last.
11715 Vermillion Rd
$1,050,000
3-bedroom home on 4.8 acres. Views, water rights, privacy.
303.444.3177 klrealty.net 6635 Rabbit Mountain
Coming Soon
January 15-16, 2021
10650 N 75th St
$1,050,000
1040 5th St Unit 2
team@klrealty.net
$550,000
ATHOMECOLORADO.COM
21
We Deliver Buyers and Sellers DAILY CAMERA
SUNDAY, FEBRUARY 5, 2017 | PAGE E1
Real Estate
Boulder County RE m R ..cco w w w. w.W WK K E om Gold Award
15 years 303-443-2240 in a row!
Visitphotos our websiteand details See tofor see all photos & listings at: W RIGHT K
INGDOM details for all R R E A R E E A A L L
PLACE YOUR AD: 303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM
Thinking of Moving? Check out these great homes and many more at:
E E E S S T T A A T T E E
303.443.2240 LOCAL AND NATIONAL PROPERTIES ON THE WEB!
HomesInColorado.com O
STEPS TO CHAUTAUQUA 655 12th St, BOULDER MLS #809578
"TO BE BUILT" HOME 9788 Meadow Ridge Ln, LONGMONT MLS# 809885
MODERN FARMHOUSE W/ VIEWS 8812 Lakeside Ct, BOULDER MLS# 809881
O
en
available listings wkre.com
en
-2 n 12 Su
LUXURY BOULDER CONDOMINIUM 1155 Canyon Blvd 208, BOULDER MLS# 810424
DAKOTA RIDGE HOME & LOT 5229 & 5239 Pierre St, BOULDER MLS# 810192 Barb Passalacqua, 303-931-6673
-1 n 11 Su
PRIVATE DOWNTOWN BOULDER CONDO 2056 Walnut St B, BOULDER MLS# 810059
NORTH BOULDER NEW BUILD 810 Zamia Ave, BOULDER MLS# 809457
SPACIOUS NORTH BOULDER HOME 1695 Norwood Ave, BOULDER Coming Soon! Ashley Newell, 303-518-0691
STUNNING SOMERSET MEADOWS HOME 2009 Coralbells Ct, LONGMONT MLS# 809781
OLD TOWN BUNGALOW 411 Grant St, LONGMONT MLS# 810042
PRIVATE CORNER LOT HOME 4105 Riverside Ave, BOULDER MLS# 809703
CUSTOM RENOVATION NEAR PEARL ST 1289 Yellow Pine Ave, BOULDER MLS# 810416
UTE CREEK GOLF COURSE HOME 1922 Rannoch Dr, LONGMONT MLS# 810171
SPACIOUS TWO-STORY HOME 3764 Osier Pl, LOVELAND MLS# 809745
GREAT INVESTMENT PROPERTY 1601 Great Western Dr O-6, LONGMONT MLS# 809974
Boulder 303.499.9880
Downtown Boulder on Walnut Nederland 303.442.3180 303.258.7020
4770 Baseline Road Suite #220 1911 11th Street 107 Boulder, CO 80303 Boulder, CO 80302
Downtown Longmont 303.651.3939
286 N Bridge St 512 4th Avenue Suite 101 Nederland, CO 80466 Longmont, CO 80501
Each office independently owned and operated.
303.449.3434 195 BELLEVUE DR, BOULDER
EXPANSIVE VIEWS
7451 N 63RD ST, LONGMONT
42 ACRE ESTATE
Beautiful country estate situated on 42 acres of rolling, irrigated pasture & grass hay fields surrounded by organic farms & open space near Haystack Mountain & Lefthand Creek. Enjoy unobstructed views of foothills, Flatirons & Indian Peak back ranges from the deep wraparound porches, trellis-covered decks & heated in-ground pool w/ stone waterfall. Viking kitchen, master suite with his/hers closets & 6-piece bath, 1500-bottle walk-in stone wine cellar, theater room, work out room and much more!
Stunning new home on coveted Bellevue Drive. Tucked into the hillside w/ expansive foothills, city & plains views. Tons of natural light & outdoor living space. Unsurpassed finishes throughout. Open floor plan w/ formal living & dining rooms, magnificent chef’s kitchen w/ butler’s pantry & casual dining area, main floor master w/spacious luxury bath, second main floor bedroom suite.
195Bellevue.com $3,475,000 Bill Goodacre 303-880-4440
7451N63rd.com $4,750,000 Tim Goodacre 303-817-9300
Tim Goodacre 303-817-9300
4217 ELDORADO SPRINGS DR, BOULDER
ELDORADO SPRINGS
SITTING ON 20 ACRES
Magnificent Engelmann Spruce log home on 5+ private acres abutting South Boulder Creek w/breathtaking views of Flatirons & Devils Thumb. Minutes away from Eldorado Canyon State Park & Mesa Trail. Exquisite handcraftmanship thruout inc. custom wood doors, kitchen cabinets, bathroom vanities, lighting fixtures. Antique reclaimed wood beams, wide plank white oak floors, four gas fireplaces.
4217Eldorado.com $6,499,000
9018 JASON CT, BOULDER
AY ND SU EN 2-4
Y DA
MLS#809687 $2,495,000 Kayla Garthwaite 720-352-8844 Peter Garthwaite 303-931-2777
ANTHEM RANCH
10649Goosehaven.com $1,298,000
9018Jason.com $1,995,000
Tim Goodacre 303-817-9300
Model Home Located at 1527 Otis Drive, Longmont
atHome Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!
OPEN HOUSE
Colorado Home & Real Estate | AtHomeColorado.com
Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com
Office Hours: Thursday – Sunday 12pm-4pm
+ Homes starting in the$1M high-$300,000’s 6903 Frying Pan Road Daily,and 11am-5pm Call for more information inventory $719,900 Roz Giannasi Pinon Saturday & Sunday, 1-4pm Markel Homes Stan Meade Chris Sweeney Jill Leichliter 303.817.7777 720.480.6106 303-442-0309 RE/MAX Alliance www.pedaltoproperties.com
970-443-7789
FEBRUARY 2-3, 2018
Good times in Boulder County and in Colorado will continue said local economic experts at the recent Boulder Economic Forecast. But they caution that 2018 may not reach the heights of 2017.
CSU Extension: Go Forth and Prune Warm days woo us to get out and get some fresh air. If you can’t resist, then take the time to prune some shrubs. ATHOMECOLORADO.COM
1
Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com
Office Hours: Thursday – Sunday 12pm-4pm 3092 Big Horn Street 3092 Big Two-story andHorn ranch Street plans available 3092 Big Horn Street $1M + $1Mstarting + Homes in the high-$300,000’s $1M + Daily, 11am-5pm 11am-5pm CallDaily, for more information and inventoryDaily, 11am-5pm Roz Giannasi Pinon Roz Giannasi Pinon Roz Giannasi Pinon Markel Homes Markel Homes Markel Homes Stan Meade Chris Sweeney 303-442-0309 303-442-0309 303.817.7777 303-442-0309 720.480.6106 www.pedaltoproperties.com
6903 Frying Pan Road
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
635 Paragon Drive $1,399,000 Sunday, 12-2pm Mike Moger WK Real Estate 303-859-4467
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
1984 Pikes Peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309
1984 Pikes Peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811
3092 Big Horn Street 3092 Big Horn Street $1M + $1M + Model Home Located at Daily, 11am-5pm Daily, 11am-5pm Giannasi Pinon Roz Giannasi Pinon 1527Roz Otis Drive, Longmont Markel Homes Markel Homes Office 303-442-0309 Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available 303-442-0309 6903 Frying Pan Road Homes starting in theStreet high-$300,000’s 3092 Big Horn BRIGHTON Call$1M for more information and inventory $719,900 + Saturday & Sunday, 1-4pm 14169 Whitney Circle Daily, 11am-5pm Jill Leichliter Stan Meade Chris Sweeney $799,000 Roz Giannasi Pinon 303.817.7777 RE/MAX Alliance Sunday, 12-2pm Markel720.480.6106 Homes www.pedaltoproperties.com 970-443-7789 Tom Precourt 303-442-0309 635 Paragon Drive RE/MAX Alliance on Walnut 4500 Whitney Place $1,399,000 Model Home Located at 303-921-9080 $739,900 Sunday, 12-2pm Saturday, 11am-1pm 1527Mike Otis Drive, Longmont Moger 14169 Whitney Circle Brian Sundberg Real Estate – Sunday 12pm-4pm Office WK Hours: Thursday $799,000 RE/MAX of Boulder, Inc. 303-859-4467 Two-story and ranch plans available Sunday, 12-2pm 303-931-5483 Homes starting in the high-$300,000’s Tom Precourt Biginformation Horn Street Call3092 for more and inventoryRE/MAX Alliance on Walnut 4522 13th St., Unit 6G $1M + 303-921-9080 $825,000 Daily, 11am-5pm Stan Meade Chris Sweeney Sunday, 1-4pm 303.817.7777 Roz Giannasi 720.480.6106 Pinon BROOMFIELD Michael Rebich www.pedaltoproperties.com Markel Homes RE/MAX of Boulder 14169 Whitney Circle 303-442-0309 303-478-3207 $799,000 Model Home Located at Sunday, 12-2pm 3092 Big Horn Street 460 Quail Circle Tom Precourt $1M + 1527 Otis Drive, Longmont $885,000 RE/MAX Alliance on Walnut Saturday, 12-3pm Office Daily, Hours:11am-5pm Thursday – Sunday 12pm-4pm 303-921-9080 Roz Giannasi Pinon Karolyn Merrill Two-story ranch plans available Markeland Homes WK Real Estate Homes starting in the high-$300,000’s 303-442-0309 ERIE 303-817-2827 Call for more information and inventory 1907 Quest Drive Horn Street 635 Paragon Drive 2200 Bluebell Ave. Stan Meade 3092 Big $487,000 Stan Horn Meade Street Chris Sweeney Sweeney 3092 Big $1M +Chris $1,300,000 303.817.7777 720.480.6106 $1,399,000 303.817.7777 720.480.6106 Saturday, 1-4pm $1M + www.pedaltoproperties.com www.pedaltoproperties.com Daily, 11am-5pm Sunday, 12-2pm Sunday, 1-3pm John Brewer Daily, 11am-5pm Roz Giannasi Pinon Mike Moger Craig Peterson Cherry Creek Properties, Inc Roz Giannasi Pinon Markel Homes WK Real Estate WK Real Estate Markel Homes 303-638-7741 303-442-0309 303-859-4467 720-564-6008 303-442-0309 VIsIt AtHomeColorAdo.Com/suBmIt-open-House or CAll 303.473.1456, 303.684.5329 House $719,900 4500 Whitney Place & Sunday, Model HomeSaturday Located at 1-4pm $739,900 Jill Leichliter Saturday, 11am-1pm 1527 Otis Drive, Longmont RE/MAX Alliance Brian Sundberg Office Hours: Thursday970-443-7789 – Sunday 12pm-4pm RE/MAX of Boulder, Inc. 303-931-5483 Two-story and ranch plans available Whitney Place Homes starting in the4500 high-$300,000’s $739,900 Call for more information and inventory 4522 13th St., Unit 6G Saturday, 11am-1pm $825,000 Meade Chris Sweeney Brian Sundberg Sunday,Stan 1-4pm 303.817.7777 720.480.6106 RE/MAX of Boulder, Inc. Michael Rebich www.pedaltoproperties.com 303-931-5483 RE/MAX of Boulder 303-478-3207 4522 13th St., Unit 6G Model Home$825,000 Located at 460 Quail Circle Sunday, 1-4pm $885,000 1527 Otis Drive, Longmont Saturday, 12-3pm Office Hours: Thursday Michael – SundayRebich 12pm-4pm Karolyn Merrill RE/MAX of Boulder Two-story and ranch 303-478-3207 plans available WK Real Estate 303-817-2827 Homes starting in the high-$300,000’s Call for more information and inventory 460 Quail Circle 2200 Bluebell Ave. $885,000 Stan Meade Chris Sweeney Saturday, 12-3pm $1,300,000 303.817.7777 720.480.6106 Sunday, 1-3pm Karolyn Merrill www.pedaltoproperties.com Craig Peterson WK Real Estate WK Real Estate 303-817-2827 720-564-6008 Model Home2200 Located at Bluebell Ave. 635 Paragon DriveOtis Drive, 1527 Longmont $1,300,000 $1,399,000 Office Hours: Thursday Sunday, – Sunday1-3pm 12pm-4pm Sunday, 12-2pm Craig Peterson plans available Mike Moger Two-story and ranch WK Real Estate Homes starting in the high-$300,000’s WK Real Estate 720-564-6008 303-859-4467 Call for more information and inventory
lIst Your open
Boulder County’s Future Is Bright, But Challenges Are Ahead
Firuzeh Saidi 303-523-9289
Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory
QUICK GUIDE
Horn Street BOULDERTwo-story and ranch3092 plans Big available
Anthem Ranch’s Resort-Style Living Celebrates Health, Social Connections and Natural Beauty.
Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.
4260WildHorse.com $978,000
Bill Goodacre 303-880-4440 Tim Goodacre 303-817-9300
Model Home Located at 1527 Otis Drive, Longmont
Model Home Located at Model Home Located at WWW.ATHOMECOLORADO.COM/OPEN-HOUSES 1527 Otis Drive, Longmont 1527 Otis Drive, Longmont
Colorado’s Resort-Style Community for Active Adults Nearly Sold Out
Quick Guide and Featured Open Homes
4260 WILD HORSE DR, BROOMFIELD
LIVE WHERE YOU PLAY! 55+ Anthem Ranch Community. Luxurious 2015 Montana model, premier lot backs to open space w/mtn views. Customized home offers hardwood flrs throughout, gourmet kitchen w/center island, light filled formal dining rm w/2-sided fireplace, expansive great rm w/triple sliding glass door opens to covered deck.
Incredible back range views from this lake front estate in Lafayette. Enjoy swimming, fishing, paddle boarding etc. on the private neighborhood lake. Sophisticated style throughout. Large kitchen with high-end appliances, bright & open floor plan, dramatic lake and mountain views from the main level master.
www.AtHomeColorAdo.Com/open-Houses
REAL ESTATE
Located on the best street in Boulder! Neighborhood lined with mature maple trees that burst with yellow, orange and red colors in the fall! Corner of 4th and Mapleton! One block to Sanitas Trail and a short stroll to Pearl Street! Completely remodeled historic home with the original charm and character.
Tim Goodacre 303-817-9300
OPEN HOUSES FEATURED Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory
400 MAPLETON AVE, BOULDER
N SU EN -1 OP 11
10649 E GOOSE HAVEN DR, LAFAYETTE
PRIVATE LAKE
Awe inspiring White Hawk Ranch home set on 1.44 acres w/ sweeping views of the back range from Flatirons to Longs Peak. A transitional blend of architecture, its distinctive exterior offers curb-stopping appeal. Built to the highest, 21st century standards, this home offers quality materials & workmanship throughout.
OP
MAPLETON HILL
5225Niwot.com $6,490,000
Tim Goodacre 303-817-9300
WHITE HAWK RANCH
5225 NIWOT RD, LONGMONT
Contemporary farmhouse on 20 lush acres backing to Left Hand Creek w/ great views of Haystack & Flatirons mtns. One of a kind, modern estate, completely rebuilt and located just minutes from Boulder. Spacious bright design, main level master suite, pool, pool house, tennis court, lighted hockey/ sport court. Reclaimed Wyoming Snow fence siding, reclaimed beams, mixed hardwood flooring, soaring ceilings, 2+car attached garage, carport, barn & more!
LIST YOUR OPEN HOUSE
VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329
BOULDER DAILY CAMERA | LONGMONT TIMES-CALL
ATHOMECOLORADO.COM/ADVERTISE Call Toni McNeill 303.684.5329, Thais Hafer 303.473.1456 or Mary Romano 303.473.1450 22
AT HOME COLORADO
BOULDER DAILY CAMERA / LONGMONT TIMES CALL
Real Estate place yoUr ad:
303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com
Water Mineral
Real Estate
FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.
Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201
Rentals
Beautiful Furnished 1BR Garden Level Apt in Old Town Longmont: 1200 sq ft. $1200/month Non smoking No drugs (303)856-4635
1BR in Quiet Building NEAR CU: $760/month, No Pets. No Smoking. 303-494-4568.
CALL IT HOME.
PLACE YOUR AD
Call 303-466-3636 or 970-635-3650.
303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND
JOBS. WHEELS. HOMES. STUFF.
FIND IT. SELL IT. FAST. January 15-16, 2021
ATHOMECOLORADO.COM
23
RECENTLY LISTED HOMES UNDER CONTRACT
UNDER CONTRACT
BOULDER | 2940 19TH STREET
BOULDER | 350 ARAPAHOE AVENUE 20
SUPERIOR | 190 MOHAWK CIRCLE
5 BR * 3 BA * 2853 TSF (929867) * $1,250,000
2 BR * 2 BA * 851 TSF (930872) * $205,000
4 BR * 3 BA * 2695 TSF (930875) * $595,000
UNDER CONTRACT
UNDER CONTRACT
BOULDER | 5145 SANTA CLARA PLACE C
GOLDEN | 6016 GILBERT WAY
BOULDER | 3150 IRIS AVENUE F-111
2 BR * 2 BA * 1150 TSF (930923) * $479,000
5 BR * 4 BA * 3917 TSF (930998) * $749,900
2 BR * 2 BA * 958 TSF (931032) * $339,000
ARVADA | 6865 DOVER STREET
ESTES PARK | 1605 ZIOLA COURT 7
BOULDER | 3303 ONEAL PARKWAY 6
3 BR * 3 BA * 2385 TSF (931085) * $699,000
3 BR * 3 BA * 1762 TSF (931171) * $685,000
2 BR * 1 BA * 930 TSF (931239) * $360,000
OUR HOME SEARCH APP is the most accurate available. Free download at app.boulderco.com
2425 Canyon #110 | 1320 Pearl 24
AT HOME COLORADO
303.449.7000 | BoulderCO.com BOULDER DAILY CAMERA / LONGMONT TIMES CALL