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COLORADO HOME AND REAL ESTATE
THE MORTGAGE PROFESSOR
Falling interest rates encourage refinancing – but often for the wrong reason
CONTRIBUTING WRITERS Jack Guttentag Tom Kalinski Illyce Glink Samuel J. Tamkin Duane Duggan Steve Brown Sarah Huber Carol O’Meara Cathy Hobbs Rick Jacquemard Paul F. P. Pogue Katie Laughridge ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone At Home is an Advertising Supplement published by the Boulder Daily Camera and Longmont Times-Call. ©2019 Prairie Mountain Media.
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The usual reasons to refinance are to reduce the monthly payment or to raise cash. A third reason – which is underappreciated – is to shorten the period of indebtedness. (Photo: Shutterstock).
The usual reasons to refinance are to reduce the monthly payment or to raise cash. A third reason – which is underappreciated – is to shorten the period of BY JACK indebtedness. GUTTENTAG The third The Mortgage motive is seldom Professor acted upon. Indeed, borrowers who refinance into a new mortgage that has the same term as the original mortgage – a new 30-year supplanting an old 30-year, for example – extend the life of their mortgage instead of shortening it. That is not the way to go for anyone who expects to retire someday. A major reason that few borrowers refinance in order to shorten their period of indebtedness is that the benefits are delayed and seldom displayed. Where the first two options provide immediate feedback in lower payments or cash in hand, benefits of the third option are deferred for years. Indeed, unless the decline in mortgage rates has been unusually large, the immediate impact will be a higher monthly payment and/or upfront refinance costs to be paid. The long-run benefits are nowhere calculated. Nonetheless, there are two significant benefits. The major one, in addition to the psychic
satisfaction of being out of debt, is enlarged future borrowing power if it is needed. For example, if a homeowner needs additional funds when she hits 62 and looks to a HECM reverse mortgage to get it, every dollar of debt remaining on her existing mortgage reduces the amount she will be able to draw on the reverse mortgage dollar for dollar. The second benefit, which arises from the decline in market interest rates, is the reduction in cost. The cost of a new refinanced mortgage carrying a shorter term will be lower than the cost of retaining the current mortgage. Here is an example. Prudence took a 30-year fixedrate mortgage of $320,000 at 4.5 percent just five years ago. That gives her 25 years to go which she would like to cut to 20 years, or even 15 years if that is possible. On June 7, she could have refinanced into a 20-year mortgage at 3.125 percent with $5,700 in upfront costs. Her new payment at $1,636 would be just slightly higher than the existing payment of $1,621. But her total costs over the next 20 years would be $398,000 compared to $486,000 if she retains her current mortgage. In addition to being out of debt five years sooner, she will save $88,000 during the 20-year period. Our mortgage system allows borrowers to select from a menu of interest rates and upfront charges called “points.” This allows borrowers with extra cash
to reduce the monthly payment, or the reverse. If Prudence does not have the $5,700 upfront charge, for example, she could largely eliminate it by accepting a rate of 4.125 percent and accepting a higher monthly payment. Her savings in that case are reduced to $55,000, but it is still a good deal. Applying the same approach to a 10-year debt reduction, the cost to Prudence would be higher but the cost savings would be correspondingly greater. At the posted rate of 2.75 percent on a 15-year mortgage, she would be obliged to increase her monthly payment by $166 and pay additional upfront costs of $10,275, but she would save $120,000 over the 15 years relative to her current mortgage. The major benefit, of course, is that she would be out of debt 10 years earlier. Differences in total cost over many years is not the ideal way to measure refinance options. As the sum of monthly payments plus upfront charges, it undervalues those charges. An alternative is to take the present value of total costs, which I have done. This reduces the refinance cost savings – it drops from $120,000 to $45,000 in the example above – but the conclusions are not affected. Jack Guttentag is professor emeritus of finance at the Wharton School of the University of Pennsylvania. Comments and questions can be left at mtgprofessor.com. DAILY CAMERA / TIMES-CALL
REAL ESTATE NEWS
Buyers gain newfound advantages in Boulder County
BOULDER – May sales are up in Boulder-area markets, but unlike the usual seller-driven market, buyers are beginning to gain advantage. “There has been a turn in BY TOM the market,” KALINSKI says Ken Hotard. RE/MAX of Boulder He notes that inventory improved and prices are moderating across all areas as sellers adjust their prices to make homes more attractive. “Prices aren’t declining but they are no longer increasing as they have been for several years. The median price is below $1 million, which we haven’t seen in a while,” says Hotard. “This shift has materialized over a number of years. But the market is steady.” Month-over-month sales for May were strong across Boulderarea markets. Single family home sales improved 35.2 percent in May compared to April, posting
May sales are up in Boulder-area markets, but unlike the usual seller-driven market, buyers are beginning to gain advantage.
515 vs. 381 homes. Condo and townhome sales tracked along the same line, improving 37.2 percent with 166 units sold vs. 121. While May was robust, sales weren’t as strong in March and April and year-to-date sales are down in both markets. Single
family home sales dropped 1.2 percent May compared to the prior year – 1,717 homes sold vs. 1,738 – and condo/townhomes sales dropped 6.6 percent – 576 units vs. 617. Inventory improved 19.1 percent for single-family homes and 19.9 percent for attached
dwellings – 1,122 vs 942 homes and 319 vs. 266 attached units. Hotard observes the market still has challenges: Prices are high even with the minor improvement in pricing and sales are lagging behind past years. He expects that sales increases continued in June due to improved inventory and pricing. Yet, his outlook includes an earlier downturn than usual this summer. Typically, home buying season continues strongly through August and begins slowing in September. But this year Hotard says July will likely mark the beginning of the spring/summer market slowdown. “If you’re a buyer, July would be a good time,” Hotard says. Tom is the owner and founder of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate. For questions, e-mail tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.
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REAL ESTATE NEWS
Who needs millennials? Gen Z is the next big housing market
A Home.com survey found that 87 percent of Gen Z members say they intend to buy a home before they are 35. (Photo: Shutterstock).
By Steve Brown The Dallas Morning News AUSTIN – Forget about the millennials. The hot new housing segment real estate agents and builders are eyeing is Generation Z. That’s the group of Americans born right after the millennials. “Right now the oldest segment of Generation Z is 24,” said Dave Mele, president of Homes.com “Millennials are the largest
segment of today’s homebuyers. “They are larger than millennials in terms of size.” Currently millennials make up about a third of the U.S. homebuying market compared with Generation Z’s 27 percent population share. But by 2026, Gen Z is expected to be the largest U.S. demographic group with about 82 million consumers. That’s why home sales industry players including Mele are focusing on this upcoming group.
And, he says, he’s encouraged that more Generation Z members say they want to own homes. A Home.com survey found that 87 percent of Gen Z members say they intend to buy before they are 35. “That’s a fairly staggering number,” Mele said at the National Association of Real Estate Editors’ meeting this week in Austin. “That’s 20 points higher than the overall homeownership percentage in the U.S.” The current strong economy may be a factor in Gen Z’s positive perceptions about homebuying. “It has come of age in a different time period,” Mele said. “Millennials entered homebuying really right after the largest financial crisis since the Great Depression. “Generation Z is entering at a time of economic prosperity.” Mele said the upcoming generation of U.S. homebuyers has different priorities from their elders. Home.com found that 48 percent of Gen Z buyers are racial and ethnic minorities. “Fifty-eight 58 percent of our survey respondents said they’d prefer to live in a racially and ethnically diverse neighborhood,” Mele said. “That has really big
implications. “That could change what our neighborhoods look like.” The Generation Z members Homes.com surveyed were also more likely to be unmarried – either singles or couples – than previous homebuying groups. And they want to live close to where they work. More than 70 percent of Gen Zers listed proximity to work as the top factor driving their homebuying locations. “They are going to follow work,” Mele said. “If it gets too expensive for companies to have their workspace in the cities and they move to the suburbs and exurbs, Generation Z says they are going to follow that.” The youngest generation of homebuyers is also worried about housing affordability. Making enough to afford a house, coming up with a down payment and paying off student debt are top concerns. “This generation understands that they have to save,” Mele said. “They are willing to make sacrifices to save.”
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REAL ESTATE
Now is the time to buy college housing – Part 2 approvals (FHA, Fannie Mae, etc.) are available. It is good to have the lender check to see if the complex has the approvals for the type of financing you are considering. Is it better to purchase a house or a condo/townhome? This decision depends on whether or not the student will be able to maintain a house and be responsible for exterior maintenance, snow removal, lawn care, etc. Often a condo suits student life best since most college students are not interested in mowing the lawn in their free time. Typically, an owner will be paying a Homeowner’s Association (HOA) fee at a condo or townhome in order to cover these maintenance items. This will increase the monthly cost but will ensure that the upkeep and maintenance tasks are completed.
In my last article, part one of “Now is the Time to Buy College Housing” I discussed how buying a condo or house for your BY DUANE child to live in DUGGAN when going to Realtor and Author RE/MAX of Boulder college can be a worthwhile investment and can also have financial as well as other benefits for your college student. As you evaluate this decision, here’s a guide to help you: Helping your college student establish credit If you decide to have your college student on the mortgage and deed, you can help your student establish credit prior to making a mortgage loan application by obtaining a credit card in his or her name, preferably a year prior to your house or condo purchase. In addition, if the student has a car, it is a good idea to have a small loan on the car in the student’s name, which can also help your student’s credit rating. It is also good idea to meet with a 6
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mortgage professional to discuss strategies well in advance of a possible purchase. Method of ownership for the “student property” It’s necessary to talk to your accountant and attorney to determine the ownership method that works best for you. Some parents will buy the property as a second home or as an owneroccupied property with the student on the deed and loan. Others will treat it 100 percent as a rental property for additional tax benefits. There are many ways of holding the title including creating a family limited liability company (or FLLC). Rental roommate income One option is to buy a onebedroom condo for your student to live in alone. However, a two-bedroom unit will allow for a roommate, and the rent from the roommate can supplement the mortgage payment. If a threebedroom unit or home can be found, the rental income from two roommates can help the monthly cash flow even more. Be aware that there are occupancy limits imposed in some communities. In other words, check the local
ordinances before deciding if it is okay to have five students living in one property. In Boulder, zoning rules allow three unrelated people in a low-density zone and four unrelated people in a medium or high-density zone. Roommate lease or rental agreement Even though the potential roommates are typically close friends, it is a good idea to have a written rental agreement for roommates. The roommate rental agreement should cover all of the terms typically found in a residential lease such as: • • • • • • • •
Lease term Rental rate and due date Security deposit Notice to vacate Utility payment agreement Maximum occupancy Parking Pets
Financing for the “student property” If a condo is being purchased, the type of financing and down payment options available can be determined by the owner occupancy ratio of the condo complex and what particular
Advantages of a condo for a student • No lawn care, snow shoveling, or exterior maintenance • Easier to “just leave” for the summer Disadvantages of a condo for a student • Owner occupancy ratio of the complex could affect the ability to purchase, sell or refinance • Homeowner’s Association fee may be high and out of your control • Loud music or parties might bother nearby neighbors Advantages of the single-family home • No concern over occupancy ratios • A single-family home might be easier to resell than a condo since you tend to have more competing properties when selling a condo or townhome • Often there is no Homeowner Association fee Disadvantages of the single-family home • The student needs to mow and water the lawn, shovel snow, and maintain the home CONTINUED - See College Housing, page 8. DAILY CAMERA / TIMES-CALL
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College housing (continued) • Neighborhood may be less friendly to a group of students living there What to do with the rental property when the student is ready to move on When the student is ready to move on and has hopefully graduated, there are a few options to consider. The owners can keep the property as an investment rental, the former student may keep it as their first home, or you can exchange it for a real estate investment somewhere else. As an example, one family I worked with purchased a property for their first child who attended and graduated from CU-Boulder, then sold the property in Boulder and bought a new property in a different college town where their next child was planning to attend school. Potential financial benefits include: • Possible appreciation in value • Possible tax benefits • Debt reduction on an
amortized loan which increases equity build up • Keep as an investment after college for cash flow Purchasing a college home is a significant decision. Consulting the appropriate professionals can help create a plan for a housing situation that could provide many short- and long-term benefits for your student and your family. Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients. He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco. com, call 303.441.5611 or visit boulderco.com.
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@compass
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Compass is a licensed real estate broker and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate. This is not intended to solicit property already listed. Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerage.
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DAILY CAMERA / TIMES-CALL
REAL ESTATE MATTERS
Selling a home 'as-is' does not eliminate your need to disclose defects By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency Q: A large bank of windows in our home leaks from time to time. We can have a very heavy rain or storm system move through our area and experience no leakage. But a light rain can happen, and we detect some leakage. We’ve spent about $3,000 to have the windows recaulked and flashing and cedar siding replaced. Yet, the problem remains and only happens inconsistently. Does this type of problem need to be disclosed if we decide to sell the home? We’ve had a number of companies evaluate the situation with no permanent remedy. Should we consider selling the home in “as is” condition? Can you provide an explanation of the pros and cons of selling a home “as is”? A: Water problems in homes can be quite tricky, because the cliche “water finds its level” is true. We’ve heard of situations where water comes down from the roof and ends up leaking through a window, or comes in through the sides of a window when the window is not flashed properly, or comes through the casing of the window when the window is not built right. And, water can come through the sides of a windowpane when the caulking and sealing has failed. Which problem do you have? Who knows, right? You seem to be trying to resolve the issue logically and have put quite a bit of money into trying to fix the situation. Given the amount of money you’ve put into the issue, without achieving a satisfactory resolution, we’d think that you’ll probably have to disclose the issue to a potential buyer. Many seller disclosure forms
Water problems in homes can be quite tricky, because the cliche “water finds its level” is true. (Photo: Shutterstock).
specifically ask you to disclose problems or defects with windows. A buyer won’t be able to see the problem unless the windows happen to be leaking when they walk through the home; but you do know of the issue, so that likely means you have to tell the buyer. Although this will be frustrating to hear, we think that you need to find a solution to your water problem. And, there are some solutions you haven’t tried yet: It’s possible your leakage could be related to wind-driven rain, and your windows may be faulty. While you may have caulked the frame of the window and reflashed them, you may have to consider that the actual window construction itself is the problem. (We had this problem ourselves and spent thousands of dollars running through the same set of solutions over the course of a decade, only to discover the window itself was faulty and needed to be replaced.) Once you rule out the windows
themselves, consider using an infrared sensor and a moisture meter when the windows leak to see if you can pinpoint the source of the water. We know that home inspectors use infrared cameras and moisture meters and frequently catch problems in homes that way, and it occurred to us that this could be something worthwhile for you. Talk to some professionals, and see if they have additional ideas. On the issue of selling your home “as-is” condition, you should know that selling a home “as-is” does not eliminate your need to disclose defects in your home in states that require seller disclosure to a buyer. When you sell a home “as-is” you put the buyer on notice that you are not making any representations as to the condition of the home, other than as required by law. But what most people take from an “as-is” sale is that the home has or may have serious problems and that the buyer needs to investigate these problems. Once
closed, the buyer is on their own when it comes to any issues that come up with the home. That might help you sell, but you’ll pay the price in the form of what you can get for your home. Homes that are sold “as-is” generally will sell for less than other homes. Sometimes selling “as-is” scares off potential buyers, so it might take you a lot longer to sell. If you truly can’t fix the problem, you should disclose the problem to the buyer and then make sure your contract also states that you have disclosed this problem; you should disavow any obligation to repair any issues related to the windows that have the problem. You might still scare off some buyers, but at least they shouldn’t be able to come back and sue you for not disclosing the issue to them. However, given the problem we will assume that buyers will make a bigger deal of the window issue and may discount the price of the home substantially for the problem. You could get lucky and find a buyer who believes they have a solution, or occasional leakage doesn’t bother them; but most buyers (and their home inspectors) will see the issue as a big problem and will ding you on the price. Better to solve the problem. We’re hoping you can before you list the home for sale. Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicagobased real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink.com.
(C) 2019 Ilyce R. Glink And Samuel J. Tamkin. Distributed by Tribune Content Agency, LLC.
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lots that range from a quarter acre to one-third acre. A contemporary custom home from Masterwork Home Company is elegant but not fussy and always luxuriously welcoming. “We are one of the few companies around that builds a custom home exactly like you want it,” Terry said. Though far from ordinary or expected, the homes offered in Somerset Meadows advance the lavish comfort, artistic customizations and high performance that define all of the true custom homes created by Masterwork Home Company – an acclaimed Boulder County builder for more than 20 years with a long-standing reputation for excellence.
COVERPROFILE
Bosch Real Estate Group and Masterwork Home Company have just announced the final phase of their newest high-end custom home community, The Conservatory at Somerset Meadows. The home sites feature cul-de-sac coziness and expansive lots backing up to a conservation easement, ensuring privacy as well as incredible views of the Rocky Mountains. (Photo: Timothy Seibert).
Masterwork Home Company can build the custom home you imagine Just released – final phase lots at The Conservatory at Somerset Meadows back to open space and offer dazzling views. By Sarah Huber for At Home Colorado
S
ome of the most beautiful custom home lots in Boulder County are now available, and they’re selling quickly. Bosch Real Estate Group and Masterwork Home Company have just announced the final phase of their newest highend custom home community, The Conservatory at Somerset
Meadows, and the nine newly released home sites feature culde-sac coziness and expansive lots backing up to a conservation easement, ensuring privacy as well as incredible views of the Rocky Mountains. The Conservatory at Somerset Meadows is ideally located in the southwest corner of Longmont only minutes away from great shopping, restaurants, parks, bike paths and is only about 10 minutes from Boulder.
Custom luxury homes backing to open space “These are some of the very best lots that we have been able to offer in the last 25 years,” said Brian Terry, Bosch Real Estate Group marketing director. “Each has its own charm and has no rear neighbor because they back to community open space and a conservation easement. The views and the privacy are unmatched.” Home buyers can stretch out on
The homes at The Conservatory at Somerset Meadows offer refined design and extraordinary craftsmanship. (Photos (Left): Bosch Real Estate, (Right): Timothy Seibert).
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Masterworks builds the dream you imagine “If you can imagine it, Masterwork Home Company can create it. Bring us your design inspiration photos, and we can create a home to your exact specifications,” explained David Boschert, Masterwork Home Company founder. Masterwork homes are renowned for their extensive, creative use of natural light with clerestory and large asymmetrical windows. The builder’s open floor plans embrace, rather than curtail, outdoor space and incorporate strong geometric shapes and fresh lines punctuated by bold natural elements. Moveable indoor-outdoor glass walls are a favorite with clients. “Many customers are asking for a fresh take on traditional home styles,” Boschert said. “They are looking for simpler design, cleaner lines and home automation. We are on the cutting edge of this contemporary look.” He continued, “Because we create the home to your exact specifications, you are involved in the whole selection process, from floor plan to finishes to external surfaces. We think creating a true custom home is fun.” As a full-service custom home builder, Masterwork collaborates one-on-one with home buyers from the initial concept through fixtures and finishes to the final delivery of the home. Masterwork Home Company partners a team of local architects renowned for transforming dreams into reality. Masterwork custom homes are meticulously designed via an ultramodern three-dimensional design system, thereby enabling clients to virtually inhabit their DAILY CAMERA / TIMES-CALL
new home before construction even begins. This eliminates needless worry and guesswork from the design process and helps clients better envision the customizations they desire. Boschert noted that many Masterwork Home clients are opting to design homes with a strong focus on high quality finishes, instead of mere square footage. “Exterior design elements feature strong materials such as stone, stucco, natural wood or even contemporary steel siding,” he said. “The result is something with great appeal to the eye but low maintenance. It’s the intersection where luxury meets convenience.” Terry added, “These homes are a work of art. The quality of architectural design combined with a true custom home experience is a rarity in today’s market.” Indeed, Masterwork clients are given “100 percent flexibility,” Boschert said, from start to finish of the design process to fashion a home that fits their sense of style, taste and budget. “Our clients are very savvy,” Terry said. “They appreciate great architecture and design in their home. They have a vision for how a home should feel and live, and Masterwork and our architects
make that vision come to life. It is a rewarding process.” Bold looks, and strength, inside and out The finest custom homes must do more than look great. Masterwork homes are crafted to deliver a lifetime of performance and energy efficiency. State-of-theart construction methods and renewable energy systems wisely utilize resources and save on energy bills. Masterwork Home Company is actively developing homes that harness solar and geothermal power. “Nearly 80 percent of our buyers are choosing some solar component in their new home, and several are taking
advantage of geothermal options,” Boschert said. “Our buyers feel good about producing some of their own energy and reducing their carbon footprints. It’s all part of the super modern, energy-efficient home.” Visit the Conservatory today The Conservatory at Somerset Meadows is located in the southwest corner of Longmont only minutes away from great shopping, restaurants, parks, bike paths and is only about 10 minutes from Boulder. To reach the Conservatory, take Highway 119 to Airport Road, north on Airport Road to Glenneyre Drive, west on Glenneyre Drive to Summerlin
Drive, then south and then west on Summerlin Drive to Renaissance Drive, north on Renaissance Drive to Summerlin Lane. The sales center is located on the southwest corner of Renaissance Drive and Summerlin Lane. The address is 2408 Summerlin Court. The sales center is open 12 to 4 p.m. Saturday and Sunday, 11 a.m. to 3 p.m. on weekdays or any other time by appointment. Contact Brian Terry at 303.845.0949 or Danielle Lareau at 303.591.1074 for more information or to arrange a tour of available home sites. Visit masterworkhomecompany.com to view the stunning portfolio of custom homes by Masterwork Home Company.
Masterwork Home clients are opting to design homes with a strong focus on high quality finishes, instead of mere square footage. (Photo: Timothy Seibert).
MAKE ONE OF THESE GREAT PROPERTIES YOURS! W
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Custom Home on 35 Acres! ! iCE PR
1784 James Park Trl, Loveland $1,050,000 • MLS# 865212
3 Beds • 3 Baths • Total Sq. Ft. 3,317 Views abound from this custom mountain home located at 6,800 feet with 270 degrees view east and west! Incudes over 2,000 sq. ft. of patio and a 2-story barn with additional finished space!
138 Acres of Vacant Land! ! iCE PR EW
Carter Lake Live/Work Opportunity!
New Listing on 3.6 Acres!
4151 Wilderland Way, Loveland $950,000 • MLS# 877823
3505 S County Road 31, Loveland $1,200,000 • MLS# 871670
6564 W US HWY 34, Loveland $550,000 • MLS# 886753
N
138 Acres of Vacant Land bordering Devils Backbone Open Space! Only 15 minutes to Downtown Loveland but feels like a world away! Call for more details or to schedule a tour!
3 Beds • 4 Baths • Total Sq. Ft. 2820 Opportunity abounds at the North Shore RV Park & Store with multiple streams of income with potential for more! Schedule your showing now to see this Live/Work property in the Carter Lake area!
Co-listed with Rico Devlin 970-413-1182 • rico@lcrealestategroup.com
2 Beds • 1 Baths • Total Sq. Ft. 1340 Cute 1900 bungalow located on 3.6 acres zoned Tourist west of the City of Loveland! Includes a 2 stall barn for up to 90 bales of hay with fully fenced and level fields to let your animals roam!
I AM YOUR MOUNTAIN PROPERTY SPECIALIST!
970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!
www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.
July 5-6, 2019
ATHOMECOLORADO.COM
13
LAWN AND GARDEN
After the storms Gardeners have an unusual take on things. One moment we’re in a frenzy of panic over aphids in the garden, the next we’re shrugging off BY CAROL near total loss O’MEARA of plants due to Colorado State weather. We’re University Extension, Boulder County not adjusting our medication; it’s just that some things we can’t control. Hail, for example. We’ve been luxuriating in a wet season, with plenty of rain to keep lawns and gardens happy. But Mother Nature has a dark side, and she’s also sent some severe storms to go along with it. Leaf tearing, plants stripped of leaves, tree branches dinged worse than our cars – it’s gotten a bit ugly out amongst the flowers and vegetables. If your plants were victims of the savage skies, take heart: it looks bad now but, depending on the plant, its maturity, and time left in the season for recovery, all may not be lost. And there is also time to resow some things. Vegetable root crops, such as potatoes or beets, with destroyed leaves could send up new shoots,
compromising quality of the crop. In this case the produce may not be worth the growing space. For leafy vegetables, be patient: give them at least a week to recuperate after the storm, and if there’s no sign of life, replant. When choosing plants for replacements of vegetables, keep in mind how many growing days are left in our season. If you don’t mind planning to cover the plants in the odd snow squall we might get in September, you could get away with crops that take longer than 65 days to start producing. Cabbages, beans, Napa cabbage, and broccoli all were sown in my garden this week, replacing plants I’ve lost. Flowering annuals stripped of their leaves may not survive, and replanting now will ensure a good display later in summer. Yes, it’s hard to pull up those babies, so if there are a few bits left on the stem and you’re feeling nurturing, clean them up and a give them a light application of fertilizer. They might recover. Severely shredded leaves on smaller perennials should be cut back to the ground, and if the leaves aren’t too damaged, leave them alone. Bleeding hearts and other perennials with soft stems that look reasonably unharmed should be cut back part way.
Leaf tearing, plants stripped of leaves, tree branches dinged worse than our cars – it’s gotten a bit ugly out amongst the flowers and vegetables. (Photo: Shutterstock).
Generally they’ll sprout new leaves along the stem at the junction between the old leaves and the stem. Work fertilizer in around any damaged perennials that are well established to give them a boost for recovery. Those with firm stalks should be cut partially back. If they don’t sprout new leaves on existing stems, look for new stems pushing up from their roots. Examine your woody plants for wounds in the bark or torn limbs; clean up the wound site with a sharp knife and let the plant heal itself. Turn over and empty containers that might
have captured rain to prevent mosquitoes from using it as a nursery. Our gardens will recover after this weather, and soon we can return to scouting for aphids, slugs, and other thugs in the yard. Carol A. O’Meara is an Extension Agent – Horticulture Entomology at Colorado State University Extension Boulder County. For more information contact CSU Extension at the Boulder County Fairgrounds, 9595 Nelson Road, Box B, Longmont, 303.678.6377, e-mail comeara@ bouldercounty.org or visit ext. colostate.edu/boulder.
DESIGN RECIPES
Get juicy in your decor with these tips for fruit-inspired tones By Cathy Hobbs Tribune News Service
pillow, accessory, artwork or area rug, accessories are a wonderful way to infuse citrus colors into your home.
From lemons and limes to oranges and grapefruits, the rich and vibrant colors of these juicy fruits can also help provide bursts of color in your home. Many citrus colors blend well together and in nearly every instance convey a bright, fresh and cheery message. Looking for ways to infuse citrus into your home? Here are some top tips. 1. Mix and match. It is OK to mix various citrus colors in the same room. 2. Use citrus colors as accents. Bright yellow and crisp lime can make great accent colors 14
AT HOME COLORADO
5. Repeat citrus colors throughout a room or home. By repeating or mapping the same or similar colors throughout a space you will help create an inviting and cohesive space. An interesting blend of lemon and lime helps create an impactful children’s room. (Photo: Design Recipes/TNS).
in nearly any room. 3. Pair citrus colors with neutral colors and tones such as white, black and tan. These colors
work well to create a sense of contrast. 4. Consider using citrus colors as accents. Whether it's an accent
Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit cathyhobbs.com. DAILY CAMERA / TIMES-CALL
ASK THE EXPERT
Radon testing
What is Radon and why should I test for it? Radon is a cancer-causing radioactive gas. You cannot see, smell or taste radon, BY rIcK but it may be JacQUemard a problem in Flatirons Home your home. Inspections The Surgeon General and the EPA have determined that indoor radon is the second leading cause of lung cancer in the United States today after smoking. Outdoors, it is too diffuse to be harmful, but when it seeps into buildings through foundations, basements, walls, slabs or crawl spaces; concentrations of radon gas build up, especially in lower levels. It is a common misconception that certain areas of the United States are not at risk for radon. In fact, radon can be found in high levels in every state in the country; it doesn’t discriminate between new or old homes, brick or wood frame, basement or no basement.
Testing is the only way to know your home’s radon levels. There are no immediate symptoms that will alert you to the presence of high radon levels. The U.S. EPA, the Surgeon General and the American Lung Association recommend having your home tested. Winter is an ideal time to test your home for radon as doors and window must be kept shut as much as possible during the test period. Another common misconception is homes without basements and/or multi-unit dwellings do not need to be tested for radon. Apartments, condominiums and townhomes should also be tested if they are on the first floor and/or
have a basement or crawl space. Those units that begin on the second floor or above should not need testing. Radon testing can be done by the homeowner with a one-time use kit that is mailed to a lab for testing. These do it yourself kits can be purchased on line or in your local hardware store. In most cases however, including real estate transactions, homeowners and prospective homeowners prefer the testing be done by a qualified professional. Air-radon levels fluctuate naturally on a daily. It should be noted that the accuracy of the residential radon test depends upon the lack of ventilation in the house when the sample is being obtained. The occupants will be instructed not to open windows, etc., for ventilation for the duration of test, usually two days or more. The EPA recommends mitigation for your home if the test results are 4 pCi/L or higher. Radon mitigation systems can cost between $550 and $2,500 depending on the size of the house and type of
construction. Homes with unfinished basements or crawl spaces tend to be toward the lower end of the price range. Radon mitigation is any process used to reduce radon gas concentrations in the breathing zones of occupied buildings. Mitigation of radon in the air is accomplished through ventilation, either collected below a concrete floor slab or a membrane on the ground, or by increasing the air changes per hour in the building. One of the most effective methods of reducing radon in buildings is soil suction, which involves installing one or more pipes beneath the foundation that vent radon away from the building’s interior. These pipes frequently have a fan installed in them and vent the gas above the roofline. This is often accompanied by the sealing of cracks through which radon can flow into the building. For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.
OPEN HOUSES
openhomes.athomecolorado.com OPEN SUNDAY 2PM - 4PM
Open Saturday July 6th 11AM – 2PM 7384 Glacier View Road, Longmont
2060 Sicily Circle, Longmont
$605,000
$699,500
SW Longmont home with 5 beds, 4 baths, gourmet kitchen, finished basement , huge master bedroom, professionally landscaped yard with a covered Trex deck. So many more items to see, schedule a showing today. Your buyers will be lucky to find this home!
Desirable Gunbarrel Estates location close to Boulder. This spacious two story home offers 4 bedrooms, 2.5 baths and an abundance of natural light. Master suite has fireplace and opens to roof top deck. Beautiful private back yard.
Sandy Meyer
sandy@novainvest.com
Deidra Laurel Realtor RENE CMRS 720-840-2212 deidralaurelhomes.com
OPEN SATURDAY 7/6 10AM – 12PM
4790 Mariana Pointe Place, Loveland $529,500
303.589.5752 Office 303.459.7308
PatKahler@remax.net www.PatKahler.com
lIst YoUr open hoUse July 5-6, 2019
Amazing Views! 3 bd/3 bath near golf course. Vaulted ceilings, gas f/p, kitchen w/brkfst nook. Mstr w/5-pc bath & access to deck. Daylight bsmt w/custom slate tile, built-ins, wet bar. Great location to hike, bike & golf ! Hosted By Pat Kahler 303.589.5752
VIsIt openhomes.athomecolorado.com or call 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM
15
OPEN HOUSE
lIST YoUr open hoUSe
QUICK GUIDE
VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329
Berthoud
1822 Quince
637 pine Street
1403 crestridge dr.
$1,099,500
$2,999,000
$600,000
Sunday 1:00 PM-3:00 PM
Sunday 1:00 PM-3:00 PM
Sunday 1:00 PM-6:00 PM
Amanda Lovato
John Hoeffler
Mark Slattery
Lovato Properties
WK Real Estate
Starting at $404,900
USRealty.com
(303) 717-6069
(720) 564-6014
Saturday 11:00 AM-5:00 PM
(303) 570-1883
Boulder 3260 47th Street #109 a $382,000 Sunday 1:00 PM-3:00 PM Deb DuPont WK Real Estate (720) 244-5605
2705 Iliff Street $1,125,000 Saturday 12:00 PM-2:00 PM Steve Altermatt RE/MAX of Boulder (303) 441-5669 2120 mapleton ave
Broomfield 12641 osceola Street $365,000
(303) 947-1557
Starting at $404,900
15706 puma run
Marybeth Emerson
Kelly Campbell
Amie Jablonski
Colorado Landmark
RE/MAX Elevate
RE/MAX of Boulder
(720) 394-1997
(303) 601-9842
2137 pine Street
4681 Belford cir
3601 arapahoe avenue #432
$1,749,500
$650,000
$925,000
Saturday 1:00 PM-3:00 PM
Sunday 1:00 PM-3:00 PM
Saturday 11:00 AM-3:00 PM
Lynn Ryan
Carl Worthington
Jeff Erickson
RE/MAX of Boulder
RE/MAX Alliance
LIV Sotheby’s International Realty
(303) 489-0309
(303) 875-6863
(303) 888-0693
Sunday 1:00 PM-3:00 PM Craig Peterson WK Real Estate
(720) 324-8350
(Sales center)
Sunday 2:30 PM-4:30 PM
$1,025,000
Markel Homes
WK Real Estate
Saturday 1:00 PM-3:00 PM
316 pine Tree lane
Tracy Carruth
928 cimarron drive
Saturday 11:00 AM-1:00 PM
(303) 589-2741
(Sales center)
Lynne McDougal
$599,000
$729,000
928 cimarron drive
Sunday 1:00 PM-3:00 PM
$1,295,000
1843 23rd Street
lafayette
Sunday 11:00 AM-5:00 PM Tracy Carruth Markel Homes (720) 324-8350 675 amelia lane (Sales center) Starting at $414,900
1650 orchard ave $2,250,000 Sunday 11:00 AM-1:00 PM Marybeth Emerson Colorado Landmark
Greeley 2237 80th ave ct $485,000 Saturday 11:00 AM-2:00 PM
Saturday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565 675 amelia lane (Sales center) Starting at $414,900 Sunday 11:00 AM-5:00 PM Marlita Lazo
John Simmons
Markel Homes
C3 Real Estate Solutions
(303) 651-9565
(720) 394-1997
(970) 481-1250
1200 White hawk ranch drive
2237 80th ave ct
$1,099,500
$2,675,000
$485,000
Saturday 11:00 AM-1:00 PM
Sunday 1:00 PM-3:00 PM
Sunday 11:00 AM-1:00 PM
Amanda Lovato
Barry Remington
John Simmons
Paul Calcagno
Lovato Properties
WK Real Estate
C3 Real Estate Solutions
WK Real Estate
(303) 717-6069
(720) 373-9297
(970) 481-1250
(303) 579-6463
(303) 913-7594 1822 Quince
16
AT HOME COLORADO
2324 Glacier court $1,149,000 Sunday 1:00 PM-4:00 PM
DAILY CAMERA / TIMES-CALL
OPEN HOUSE lIST YoUr open hoUSe
QUICK GUIDE
VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329
longmont
311 Belview ct.
louisville
4790 mariana point pl
1263 hummingbird cir B
$780,000
1320 Snowberry lane
$529,500
$398,500
Saturday 2:00 PM-4:00 PM
(Sales center)
Sunday 10:00 AM-12:00 PM
Ruth McMillen
Starting at $434,900
Pat Kahler
Amy Darcy
Porch Light Properties
Saturday 11:00 AM-5:00 PM
RE/MAX Alliance
RE/MAX Alliance
(720) 935-2469
Michele Steward
(303) 589-5752
(303) 725-3756 5801 Grandville avenue (Sales center) Starting at $599,900 Saturday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170
4115 Greens place
Markel Homes (303) 604-9196
$810,000
1320 Snowberry lane
Sunday 12:00 PM-3:00 PM
(Sales center)
Barb Silverman
Starting at $434,900
LIV Sotheby’s International
Sunday 11:00 AM-5:00 PM
Realty (303) 886-5329
Michele Steward Markel Homes (303) 604-9196
5801 Grandville avenue
2408 Summerlin court
loveland
(Sales center)
From the $1.2M
106 n pamela St
Starting at $599,900
Saturday 12:00 PM-4:00 PM
Starting From the $300’s
Sunday 11:00 AM-5:00 PM
Brian Terry
Friday - Sunday 9:00 AM-5:00
Roz Pinon
Bosch Real Estate Group
PM
Markel Homes
(303) 845-0949
Bill Orton
(720) 583-2170 7984 Glacier View $605,000 Saturday 11:00 AM-2:00 PM Sandy Meyer Realty Nova of Colorado (303) 589-2166 2060 Sicily circle $699,500
2408 Summerlin court
The $600’s to $700’s Friday - Sunday 9:00 AM-5:00 PM Rollin Goering LC Home (970) 402-6432 2898 pawnee creek dr $649,000 Saturday 11:00 AM-2:00 PM Dennis Schick RE/MAX Alliance - Fort Collins (970) 567-3942
(303) 587-4085
102 par dr
Sunday 12:00 PM-4:00 PM
$335,000
Brian Terry
Sunday 12:00 PM-3:00 PM
Bosch Real Estate Group
Lesli Singer
$1,200,000
New Homes From
milliken
1591 S estrella ave
4612 palmer ct
4805 mariana hills circle
LC Home
From the $1.2M
(303) 845-0949
Saturday 10:00 PM-12:00 PM
RE/MAX Alliance - Fort Collins (970) 290-8900
$489,000 Saturday 11:00 AM-2:00 PM Maria McLain C3 Real Estate Solutions (970) 217-8500
niwot
2134 nucla avenue
7557 nikau drive
$498,000
$599,000
Sunday 2:00 PM-4:00 PM
Sunday 1:00 PM-4:00 PM
Sunday 1:00 PM-3:00 PM
Saturday 12:00 PM-2:00 PM
Deidra Laurel
Jamie Zimmerman
Cory Roberts
Ben Oliver
Coldwell Banker
RE/MAX Alliance
Premier Lifestyle Realty
Live West Realty
(720) 840-2212
(303) 807-1302
(970) 215-9913
(303) 803-7526
July 5-6, 2019
ATHOMECOLORADO.COM
17
HOME DECOR 101
Decorating with bold colors Detail elements like the hardware provide another opportunity for a bold look. You can enhance the room’s design with standout pulls that lend extra vibrance to the space. Fabric with flair Textiles provide nearly unlimited options to balance a bold design. Using lighter fabrics for elements such as draperies, upholstery, rugs and decorative pillows can soften the feel of a room with bold tones. Look for subtle patterns that pull in hints of the deeper hue to bring the look together, or simply coordinate shades from complementary color families.
By Family Features From dark and moody to vibrant and bold, colorful design is gaining favor among homeowners ditching safe, neutral palettes to create more daring, dramatic spaces. Decorating with deeply saturated colors can be intimidating. Explore these ideas to welcome more bold colors into your home and create inviting spaces for living and entertaining. Walls of color Say goodbye to beige and embrace the bold color trend by enhancing walls with hues that make a statement. The trick is to avoid making colors so loud that the space loses its stylish appeal. Bold doesn’t necessarily mean bright, so look for muted variations of the shades you prefer. Also remember that when it comes to design, there is such a thing as too much. If painting all the walls in a space will close it in or make it feel lost in the dark, try adding color in more subtle ways, such as an accent wall (or two), or painting the ceiling as your accent. Another option for implementing vibrant wall color: stick to smaller rooms, where the bold look is less likely to be overwhelming. 18
AT HOME COLORADO
Illuminate color with natural light When decorating with statement colors, remember that lighting can make a significant difference in the overall aesthetic. In addition to lighting fixtures, be sure to incorporate plenty of natural light to bring out the best in those bold hues. To bring natural light deeper into the space, consider skylights as an option with a solution such as Velux No Leak Solar Powered Fresh Air Skylights, which can bathe the space in natural light and open to bring in fresh air. Another smart way to capture natural light is by installing an option like Sun Tunnel skylights. With their low-profile design, they create a sleek appearance, and installation is also quick and easy. Learn more at whyskylights.com. Bold furnishings An often overlooked but essential component of design is the furniture. Creating a colorful, inviting room doesn’t stop with the walls and floors; what’s in the room can bring the colors to life. Think of the space and all its contents, not just the architectural components, as your canvas for creating the space you envision. If you’re hesitant to invest in a pricey couch in a
UNEXPECTED POPS OF COLOR
trendy hue, a compromise might come in the form of a richly colored accent table or chair. Creative cabinetry Traditional wood grain cabinetry sometimes gives way to far more creative color schemes in kitchens and bathrooms. While white is still a popular choice, and can even be considered bold in the right setting, true color on cabinets is also gaining traction among homeowners. With the right backsplash, countertops and flooring, you can safely install cabinets in a uniform color throughout the kitchen, but another on-trend option is to reserve the color for an island base or just one wall of cabinets. You could even mix and match colors on the tops and bottoms.
Designers often talk about adding pops of color to bring together a palette, but there are no real rules about where those color enhancements can or should be. Introducing vibrant color in unexpected places can be an especially impactful way to stylize a room. One example is with a skylight blind, which provides a decorative element while also allowing for light control. If you prefer a trendy option like combining dark colors with metallic accents, consider options such as a metallic gold skylight blind from Velux to connect to the room decor below. More than 80 color and pattern choices heighten the drama of a skylight blind, and you can choose from features like room darkening, light filtering and Venetian-style blinds to add function as well. DAILY CAMERA / TIMES-CALL
Thinking of Moving? Check out these great homes and many more at:
1-4 un nS e Op
PRIVACY & SERENITY IN DOWNTOWN 1545 High St BOULDER $3,500,000, 5 Beds, 4 Baths, 5759 SqFt
NEW CONSTRUCTION 2921 4th St BOULDER $2,750,000, 5 Beds, 7 Baths, 4164 SqFt
LUXURIOUS MOUNTAINSIDE GEM 300 Pine Needle Rd BOULDER $2,700,000, 4 Beds, 5 Baths, 7469 SqFt
MT VIEWS, ON GOLF COURSE, MAIN FLOOR MSTR 4612 Palmer Ct LONGMONT $1,200,000, 4 Beds, 4 Baths, 4165 SqFt Jamie Zimmerman 303-807-1302
CHARMING RANCH IN LYONS VALLEY PK 423 Raymond Ct LYONS $645,000, 3 Beds, 2 Baths, 2627 SqFt
TASTEFULLY UPDATED 2056 S Gray Dr BERTHOUD $589,000, 4 Beds, 4 Baths, 3081 SqFt
-3 n1 Su n e Op
BEAUTIFUL BACK YARD 1171 Amherst Wy SUPERIOR $710,000, 4 Beds, 4 Baths, 2966 SqFt
POPULAR MODEL WITH UNFIN WLKOUT BSMT 4681 Belford Cir BROOMFIELD $650,000, 2 Beds, 2 Baths, 3744 SqFt Carl Worthington 303-875-6863
-12 10 at S en Op
LIGHT AND AIRY 2943 Sand Dollar Ct LONGMONT $580,000, 5 Beds, 4 Baths, 3610 Sqft
1-3 un nS e Op
REMARKABLE VIEWS 4790 Mariana Pointe Pl LOVELAND $529,500, 3 Beds, 3 Baths, 3103 SqFt Pat Kahler 303-589-5752
SPACIOUS 2-STORY IN ST. VRAIN RANCH 6513 Silverleaf Ct FIRESTONE $448,500, 4 Beds, 3 Baths, 4128 SqFt Amy Darcy 303-725-3756
IMMACULATE TOWNHOME IN NOBO 1077 Laramie Blvd C BOULDER $524,900, 2 Beds, 3 Baths, 1250 SqFt
-12 10 un S en Op
SPACIOUS & OPEN FLOOR PLAN 5229 Mt Arapaho Cir FREDERICK $439,900, 4 Beds, 4 Baths, 2592 SqFt
DON'T MISS THIS OPPORTUNITY 4474 Tumbleweed Dr BRIGHTON $425,000, 4 Beds, 3 Baths, 3952 SqFt
CHARMING HOME ON OVERSIZED LOT 1534 Elmhurst Dr LONGMONT $400,000, 3 Beds, 3 Baths, 1776 SqFt
LOVELY CONDO NEAR REC CENTER 1263 Hummingbird Cir B LONGMONT $398,500, 3 Beds, 4 Baths, 1940 SqFt Amy Darcy 303-725-3756
ADORABLE COTTAGE AMONG THE PINES 33020 Janelle Cir GOLDEN $369,900, 2 Beds, 1 Bath, 1103 SqFt
PEACEFUL 2 STORY TOWNHOME 805 Summer Hawk Dr X-144 LONGMONT $305,000, 2 Beds, 2 Baths, 1746 SqFt
INVESTOR SPECIAL 830 20th St #108 BOULDER $304,900, 1 Bed, 1 Bath, 589 SqFt
GARDEN LEVEL IN HEART OF BOULDER 2707 Valmont Rd A-109A BOULDER $269,000, 2 Beds, 1 Bath, 792 Sqft
Thinking of Selling? Call for Hyper-Local Neighborhood Stats or an Accurate Estimate of Your Home’s Value
Each office independently owned and operated.
July 5-6, 2019
Boulder 303.499.9880
4770 Baseline Road Suite #220 Boulder, CO 80303
Downtown Longmont 303.651.3939
512 4th Avenue Suite 101 Longmont, CO 80501
Downtown Boulder on Walnut Nederland 303.442.3180 303.258.7020
1035 Pearl Street #101B Boulder, CO 80302
286 N Bridge Street Nederland, CO 80466 ATHOMECOLORADO.COM
19
ASK ANGIE'S LIST
What do I need to know when buying new windows? number, the less you'll spend on cooling.
Installing new windows need not be stressful. (Photo: Dreamstime/TNS).
By Paul F. P. Pogue Angie's List Shopping for new windows means sorting through an overwhelming amount of numbers, options, performance factors and styles. But once you learn the basics, you'll work your way around the stats like a pro. Before you dive too deep into the window buying process, first consider whether your existing windows are nearing the end of their lifespan. Aluminum windows generally last between 15 and 20 years, while wooden windows last around 30 years. Efficiency also plays a major role. According to the Department of Energy, heat loss or gain through windows are responsible for more than 25 percent of residential heating and cooling
energy use. You can make a big difference in your energy bill by upgrading to more efficient windows. Reading a window label Two labels provide vital information on window performance: the Energy Star label and the National Fenestration Rating Council (NFRC) label. Don't overlook these, because they tell you quite a bit about how much those windows can help you. The Energy Star label indicates the window meets energy efficiency guidelines set by the U.S. Environmental Protection Agency. Energy Star offers a climate zone map online that helps you select the best products for the area you live in. A NFRC certification label verifies that a window meets their standards and provides
performance information. This label rates a window's U-factor, solar heat gain coefficient (SHGC), visible transmittance and air leakage. These stats may look like alphabet soup, but they play a big role in how much energy you'll save! Here's a rundown: 1.
2.
U-factor Between .20 and 1.20. A window's U-factor is a measure of how much heat can escape a home by passing through the window. The lower the number, the better the heat retention. Solar heat gain coefficient Between 0 and 1. This indicates how much heat from sunlight a window can block. The lower the
3.
Visible Transmittance Between 0 and 1. This indicates how much light the window allows into your home. The higher the number, the more light is transmitted.
4.
Air Leakage Between 0.1 and 0.3. This refers to how much air infiltration a window product permits. The lower the rating, the less air will pass through the cracks.
Hiring a window pro Besides the window choice itself, the biggest decision you'll make with new windows is choosing who installs them. Make sure any pro you hire holds the proper license, bonding and insurance to do the work, and meets these qualifications: • • • • •
Are they full-time window installers? Have they installed your type of window before? What certifications and manufacturer training do they have? What kind of warranty do they offer? Are they familiar with specific local and neighborhood rules governing windows?
Paul F. P. Pogue is a reporter for Angie's List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.
Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.
Professional Home Inspections
Offering 1, 2, and 3 bedroom apartments.
rick@flatironshi.com
418 Emery St. Longmont • (303) 772-6452 20
AT HOME COLORADO
For Home Buyers and Sellers www.flatironshi.com
720-280-3544 “Peace Of Mind Every Time” DAILY CAMERA / TIMES-CALL
STYLE AT HOME
Doggy decor: Designing for a fur baby
People need pillows too! Incorporate your love for dogs into your décor with trendy fabric patterns. (Photo: Handout/TNS).
By Katie Laughridge Tribune News Service
come with their own clutter, full of bowls, beds, toys and treats to spread out. It can be hard to place a dog bed over your carefully picked out hand-knotted rug, which needs to be seen to tie together the sofa and the curtains, after all. This chatter got me thinking. With the dog days of
Fur babies are very important members of the family. Yet I've had many customers tell me they feel like they must choose between their pets and their decor. It's true – our furry friends
summer right around the corner (sorry, feline friends, we love you too!), there is no better way to celebrate then by exploring some ways to better harmonize your fur baby and your home furnishings. First things first, stylize the canine clutter. In my mind, the dog necessities I see out and about in homes the most are the bowls, beds, toys and treats. While those who prefer to hide these items altogether would benefit from a stylish and functional basket or storage hutch, a lot of the time it's not realistic to be constantly putting these necessities away. Instead, I encourage you to use items that enhance your decor and keep your frequently used dog goodies within arm's reach. Start with the big things first, like the dog bed. We spend so much time picking out textiles and finishes for our own furniture, it's a shame to throw off your space with a huge dog mattress. Fear not! There are so many highperformance fabrics available now, in countless colors, patterns and textures that it's easy (and dare I say fun) to pick out a bed
for your best fur friend. No longer an eyesore, they can curl up by your feet in comfort and style. Porcelain dog bowls that match your own tableware are an elevated meal setting for pups. Still easy to wash and food-safe, they don't pull your attention when walking through a fully decorated kitchen. I recommend placing them on small washable rugs that can be ordered in any size. Using cute containers for treats and toys is another way to hide the clutter from visiting eyes while still adding to your decor. Once the necessities are taken care of, go even further and represent your furry family member in your own items. There is no limit to showing your dog love. From fabric to towels, art and statues there are canine items for every room in your house should you want them. Adapted from nellhills.com. Katie Laughridge is the owner of Kansas City interior design destination Nell Hill's. For more information, contact Katie at info@nellhills.com.
Drawing For a Free Ticket To The July TPC Golf Tournament
Open HOuse sunDay 1pM-6pM
3% BA/TB COMM. Unique beautiful 5 bd/2 ba custom built home on .4 acre corner lot near highly sought after new TPC golf community. Entertainer’s delight w/gourmet kitchen, open floor plan. Insulated unfinished basement w/egress windows for future expansion and great theater/ rec.room. Work from home/telecommute. 2 car oversized garage with attached RV garage has 17’ ceilings and 220 wiring. Great for classic car enthusiasts, weekend mechanics, electric cars, & all your toys. Schools, national parks, reservoirs, ski resort and airports close by. No HOA, possible AirBnb or Corporate House. 1 mile north of Berthoud.. Close to Hwy 287, and I-25.
1403 Crestridge Dr., Berthoud • $699,900
Mark slattery • usRealty.com mslattery@usRealty.com 303-570-1883
FEATURED AGENT PAT KAHLER
Realtor® at RE/MAX Alliance 303.589.5752 patkahler@remax.net Read Pat’s At Home profile at: www.athomecolorado.com/pat-kahler
RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties
AtHomeColorado.com/Rentals Complex Name The Hub Apartments
Address
Type
Rent
$1,799 1853 26th Street Apartments per month Boulder, CO 80302
Bed/Bath 2 Bed, 2 Bath
Description Choosing to live in apartments in Boulder means opting for beautiful scenery, a vibrant social scene and a quick commute to both the mountains and the city. The Hub offers you all that and more. Join friends by the pool or at our clubhouse, with free WiFi and a coffee bar, while you plan how to make the most of your day. From sunrise to sunset, the iconic peaks are stunning from your large apartment windows or personal patio. Secluded and serene, yet incredibly close to the 29th St. Mall and all the fun of Boulders dining and shopping scene, The Hub is just that—the perfect hub in the heart of everything you love.
Other Amenities
Information
Pet Friendly, Newly Renovated Clubhouse, Doggy Park, Fire Pit, Laundry Facilities
303-447-179 thehubboulder.com
To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com July 5-6, 2019
ATHOMECOLORADO.COM
21
N EW
LI S
TI
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G !
BR O A D LA N D S!
THE PATRICK DOLAN TEAM
4195 BROADMOOR LOOP, BROOMFIELD
4 Beds • 3 Baths • 3,414 SQ FT • Offered at $1,195,000
4 Beds • 4 Baths • 5,917 SQ FT • Offered at $899,000
One-acre lot, completely remodeled & only 5 mins to town!
Backs to Broadlands golf course with beautiful views!
N O RT H
IN D IA N
PE A KS !
BO U LD ER !
8053 SAGEBRUSH CT, BOULDER
2436 BITTERROOT CIR, LAFAYETTE
2179 KINCAID PL, BOULDER
5 Beds • 8 Baths • 7,423 SQ FT • Offered at $1,599,000
4 Beds • 4 Baths • 4,584 SQ FT • Offered at $1,450,000
Backs to the Indian Peaks course + gorgeous mountain views!
Beautifully updated modern kitchen + gorgeous backyard!
WE HOPE YOU HAD A WONDERFUL INDEPENDENCE DAY! Moving before the end of summer? Considering an investment property? Our #1 team is ready to get your next deal done. Call us today! 303.441.5642
GET IN TOUCH:
22
AT HOME COLORADO
303.441.5642
patrick-dolan.com
patrickdolanteam@gmail.com
DAILY CAMERA / TIMES-CALL
Real Estate place yoUr ad:
303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com
SELL YOUR STUFF!
Water Mineral
Real Estate
FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.
Mobile Homes for Sale Arbordale Acres Available Now
Country Home - Mead Area: Work Off Rent. 720-988-6001
Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201
Foothills Apartments 1975 2BR 2BA 14x80 1064 sq ft 2-Car Carport, Shed, Sunporch. $64,900
1974 3BR 2BA 24x53 1176 sq ft 1-Car Carport, Shed, Remodeled $85,900
Rentals
Apartments $895 Duplexes $1325 Condos $1145 Houses $1345
Call PMP Realty
Skylark MHP 208 Skylark Circle 2008 3BR 2BA 24x48 1056 sq ft Jacuzzi tub, Oversized Shed, Pets ok. $82,500
roseaffordableliving.com 303-946-0865
LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area
303-776-RENT (7368) www.pmprealty.com EMPTY YOUR GARAGE Have a Garage Sale this week. Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935
2BR 1BA Units in Loveland:
Available Now. Washer/Dryer in Unit. $1195/month + $1195 deposit, water, sewer, trash included. Garages Available for Rent. No Pets. 1 Year Lease. 970-669-7850 For lease or sale. 2BR2B Gold Run unfurnished condominium (2865 Sundown Lane, Boulder). Available July 15. NPNS, one uncovered parking space. (970) 290-6211
LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area
SELL YOUR STUFF! List your stuff and get it done! Call
303-466-3636 970-635-3650 719-275-5300 888-355-0935
Stop! Don’t Pay Rent! BUY A HOME NOW! Large 1BR Apt: Only $1000 Down! 800 sq ft, Sunny, EZ Credit fix if needed Quiet Building Call or text for details in Longmont. Ron @ 303-428-9377 $975/month, Heat Included. No Pets. www.StopRent.com Justin 720-579-7215
Housemate wanted in Estes Park:standard utilities included.Private bedroom, shared bathroom and common spaces with one other person. parking for one car. NS/NP $700/mo. 1yr lease required (970) 786-0300 Private Room Over Garage of 3BR Home in West Boulder: Older Female Preferred to Share Kitchen, Bath & Laundry. Reasonable. Call 303-442-7319
$600 Room for Rent in Martin Acres, Boulder: Laundry & Kitchen Shared. Pets Nego. Call for More Details, 720-829-3020
List your stuff and get it done! Call
303-466-3636 970-635-3650 719-275-5300 888-355-0935 EMPTY YOUR GARAGE Have a Garage Sale this week. Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935
LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area
SELL YOUR STUFF! List your stuff and get it done! Call
303-466-3636 970-635-3650 719-275-5300 888-355-0935 EMPTY YOUR GARAGE
Master Bedroom & Bath in Lafayette: Share Home with 2 Twenty-something Males & 1 Female. Shared Kitchen & Laundry. Convenient to CU, Down Baseline. $950/Month + Utilities. Vickie 720-732-2644
Have a Garage Sale this week. Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935
LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area
JOBS. WHEELS. HOMES. STUFF.
FIND IT. SELL IT. FAST. July 5-6, 2019
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23
RECENTLY LISTED HOMES
BOULDER | 771 LAKESHORE DR.
BOULDER | 4859 HOPKINS PLACE
BOULDER | 1150 W. COACH ROAD
BOULDER | 1615 GILLASPIE DRIVE
4 BR * 4 BA * 3200 TSF (886158) * $799,000
4 BR * 4 BA * 2357 TSF (886236) * $735,000
4 BR * 5 BA * 6082 TSF (886300) * $1,765,000
3 BR * 3 BA * 2944 TSF (886324) * $1,049,900
BOULDER | 350 LARAMIE BLVD.
LGMT | 805 SUMMER HAWK D19
BOULDER | 7076 INDIAN PEAKS
BOULDER | 1851 22ND STREET 4
4 BR * 4 BA * 3038 TSF (886332) * $899,000
3 BR * 3 BA * 1746 TSF (886353) * $315,000
5 BR * 7 BA * 9450 TSF (886407) * $2,799,500
3 BR * 2 BA * 1605 TSF (886450) * $699,000
LOUISVILLE | 116 VISTA LANE
BOULDER | 5066 4TH STREET
LYONS | 2886 RIVERSIDE DRIVE
LOUISVILLE | 1201 SPRUCE ST.
5 BR * 4 BA * 2951 TSF (886483) * $775,000
4 BR * 4 BA * 3830 TSF (886489) * $1,099,000
3 BR * 3 BA * 2532 TSF (886497) * $595,000
2 BR * 1 BA * 1173 TSF (886521) * $415,000
LONGMONT | 1343 MONARCH DR.
BOULDER | 3820 26TH STREET
BOULDER | 5679 QUARRY COURT
BOULDER | 330 16TH STREET
4 BR * 2 BA * 1824 TSF (886523) * $409,900
5 BR * 4 BA * 4563 TSF (886585) * $1,955,000
4 BR * 4 BA * 2600 TSF (886586) * $619,000
5 BR * 3 BA * 3804 TSF (886606) * $1,550,000
LOVELAND | 3178 5TH PLACE SW
BOULDER | 2854 11TH STREET
BOULDER | 905 36TH STREET
LONGMONT | 6941 GOOSE POINT
4 BR * 4 BA * 2765 TSF (886728) * $435,000
4 BR * 4 BA * 2556 TSF (886811) * $1,300,000
3 BR * 1 BA * 924 TSF (886828) * $589,900
4 BR * 5 BA * 5295 TSF (886902) * $1,674,900
OUR HOME SEARCH APP is the most accurate available. Free download at app.boulderco.com
2425 Canyon #110 | 1320 Pearl 24
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303.449.7000 | BoulderCO.com DAILY CAMERA / TIMES-CALL