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Real Estate Matters: Home Buyer Resolutions for 2019

Quick Guide and Featured Open Homes Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area. December 28-29, 2018

Mortgage Rate and Housing Forecast for 2019 Hereâ€™s a snapshot of expert predictions for what consumers will see in mortgage rates and housing activity in 2019

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REAL ESTATE NEWS

November real estate sales head in opposite directions

CONTRIBUTING WRITERS Tom Kalisnki Suzanne Plewes Deborah Kearns Ilyce Glink Samuel J. Tamkin Duane Duggan Cathy Hobbs Rick Jacquemard ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone

SEND US YOUR NEWS. At Home welcomes real estate/ agent news, real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. E-mail athome@dailycamera.com ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeill at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit openhomes.athomecolorado.com.

A tale of two markets emerged in November, as Boulder County’s singlefamily home sales skidded to a stop, while townhomes and BY TOM condos took a KALINSKI significant leap RE/MAX of Boulder forward. Single-family home sales in the Boulder-area markets dropped 14.4 percent in November compared to October – 310 vs. 362 homes – while condominium and townhome sales rose 14.5 percent – 126 units vs. 110. Yet when data for 2018’s first 11 months is considered, the two markets tracked closely together, and both appear to be slowing, according to Ken Hotard, senior vice president of public affairs for the Boulder Area Realtor® Association. “This is the first month singlefamily home sales fell below last year, and condos and townhomes are only slightly ahead,” Hotard

explains. Year-to-date through November, sales of single-family homes decreased 1.4 percent compared to the prior year with 4,205 homes sold vs. 4,266. Attached home sales over the same period improved 3.3 percent – 1,445 vs. 1,399 units sold. Inventory decreased in both housing categories, though more significantly for single-family homes, which dropped 13.1 percent in November compared to October with 821 vs. 945 Boulder County homes for sale. Condo/ townhome inventory fell 6.1 percent in November compared to the previous month with 263 units for sale vs. 280. “My guess is the growth of the townhome/condo market is due to a larger inventory and more affordable pricing,” says Hotard. “Interest rates are making people jumpy, but the reality is that mortgage rates are still historically low. The more complete view is the inventory and pricing dynamics of the Boulder-area markets.” He notes that single-family

home sales could recover in December, but it’s not likely. “We have the ongoing headwinds of low inventory and rising prices. When we look back, we’ll see 2018 as market slowdown for housing in our market areas,” Hotard predicts. Despite the slow-down in housing, Colorado’s economy continues to show strength, wage growth is increasing, and gross domestic product is up, according to recent news reports. “What the Boulder-area needs is more housing that is desirable and more affordable for people,” adds Hotard. Tom Kalinski is the owner and founder of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate. For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

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Seasonal real estate market trends

Have you ever wondered what the best time of year is to buy or sell a home? The answer is, there’s technically no “best” time. That being BY SUZANNE said, you can PLEWES find great RE/MAX Alliance opportunities during seasonal real estate market trends. Below you’ll find some of the benefits of shopping or listing your home during different times of the year. Fall and winter The colder months offer a few different advantages. For one, there’s less inventory because, frankly, people prefer not to move during the cold. If you’re considering listing your home for sale, this means less competition and a higher chance your home will be seen. Another thing you may notice is that the holiday season tends to keep people indoors. Although there may

time of year for real estate.

The fall and winter can actually be advantageous to both buyers and sellers. (Photo: Shutterstock).

be fewer buyers than other seasons, the ones actively looking are highly motivated. So, the fall and winter can actually be advantageous to both buyers and sellers. Spring and summer Sunshine, blue skies and fresh air tends to get buyers and sellers out into the market. It’s a bit easier to go home shopping or to host open houses when there’s no snow and

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ice on the ground. Landscaping and the exterior aesthetic of a home are also improved once the ground thaws and flowers and green grass start to grow again. Buyers will have more homes to choose from but need to make decisions a bit faster given the amount of competition. Sellers have more listings to compete with, but this is often offset by the larger number of buyers looking. Spring and Summer are the busiest

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Final notes on seasonal real estate market trends Work with an agent who knows the market and understands the seasonal real estate market trends and how to price homes and negotiate offers accordingly. If you are buying, this will ensure you get the right home, at the right value. If you are selling, your agent can help you properly price and market your home to stand out from the competition. Each season has its benefits and challenges. The perfect time to buy or sell comes down to you and your family, your circumstances, and your needs. In any season, working with the right agent can make a huge difference in your home buying and selling experience. Suzanne Plewes is a broker associate at RE/MAX Alliance. Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

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Mortgage rate and housing forecast for 2019 By Deborah Kearns Bankrate.com

s we hurtle toward 2019, economic uncertainty looms ahead as investors keep a wary eye on trade tensions and wild stock market swings. One key economic driver that’s increasingly difficult to peg is the housing market. Softer activity in 2018 has set the stage for smaller gains in home prices and mortgage rates in the new year, but make no mistake: both are expected to go up. The question in the minds of homeowners and homebuyers: How much will they go up? Here’s a snapshot of expert predictions for what consumers will see in mortgage rates and housing activity in 2019.

Mortgage rates will go up (again) Mortgage rates can be difficult to pin down with precision, but experts agree on one thing: Rates will stay north of 5 percent throughout 2019. The Mortgage Bankers Association forecasts the average 30-year fixed mortgage will hold at 5.1 percent for most of the year. As a result, mortgage origination volume will stay flat compared with 2018 at roughly $1.63 trillion, says Mike Fratantoni, MBA’s chief economist. Other experts believe rates will move even higher. Danielle Hale, Realtor.com’s chief economist, says the average 30-year will stay at 5.3 percent throughout much of the year, reaching 5.5 percent by the end of 2019. Slower economic growth in 2019 could temper major rate

Softer activity in 2018 has set the stage for smaller gains in home prices and mortgage rates in the new year, but make no mistake: both are expected to go up. (Photo: Shutterstock)

swings. Unless inflation picks up, rates and home sales will stabilize in the new year as GDP growth slows to 2.3 percent, down from 3.1 percent in 2018, says Fannie Mae Chief Economist Doug Duncan. The economy will slow further to 1.6 percent growth in 2020, he added. “If mortgage rates trend sideways next year, as we anticipate, and home price appreciation continues to moderate,” Duncan says, “improving affordability should

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breathe some life into the housing market.” What it means for you: With higher rates, your mortgage borrowing costs will go up. To get the most competitive rate offers possible, boost your credit score and make a larger down payment. You may need to lower your price point to stay within budget – and that means adjusting your expectations of the type of home you can reasonably afford. Home-price growth will moderate ... a little Home prices have surged in recent years, adding to buyers’ affordability woes. Although prices are still projected to go up in the year ahead, they’ll do so at a slower pace. Median existing-home price appreciation is expected to grow 2.2 percent in 2019 from this year, according to Realtor.com. The median existing-home sales price will rise to $266,800 in 2019, up 3.1 percent from 2018, according to the National Association of Realtors. “Home price appreciation will slow down – days of easy

price gains are coming to an end – but prices will continue to rise,” says Lawrence Yun, NAR’s chief economist. Freddie Mac predicts that home prices will finish 2018 up 5.1 percent over last year. Growth will moderate to 4.3 percent in 2019 and to 2.9 percent in 2020. What it means for you: Real estate is local so your area might see prices move higher or lower depending on demand and inventory levels. Before you go house hunting, meet with a mortgage lender to get preapproved and see where you stand. Above all: Don’t overreach on price if your budget can’t support a monthly mortgage payment at the top loan amount you qualify for. It’s best to be more conservative and give your budget some wiggle room. Use Bankrate’s calculator to determine how much house you can afford. Another tough year for housing inventory ahead Lack of housing inventory, CONTINUED - See Forecast, page 6. DAILY CAMERA / TIMES-CALL

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Forecast

(continued)

especially for entry-level homes, has been a thorn in buyers’ sides throughout most of the country. The situation isn’t expected to get much better in the coming year. Inventory increases will be moderate, with a likely seven percent rise year over year in 2019, Realtor.com predicts. The bad news: Most inventory growth will be in the upper-end price points, leaving those in the market for more-affordable starter homes in a lurch. “Although the number of homes for sale is increasing, which is an improvement for buyers, the majority of new inventory is focused in the mid- to higherend price tier, not entry-level," Hale says. “Rising mortgage rates and prices will keep a lot of new inventory out of their budget and make it especially tough for firsttime homebuyers.” What it means for you: In many areas, you’ll have to pounce quickly when homes come on the market that you’re interested in. Sellers may not get the over-asking price bidding wars of recent years, but make no mistake: It

will still be competitive. Having a preapproval letter in hand, along with a sizable down payment and few requests for concessions, will be critically important to getting your offer noticed. New construction picture New construction is the special sauce that’s missing from the equation to bring the housing market back to a more balanced footing. Builders simply aren’t producing the amount of new homes needed to offset existinghome inventory shortages. The MBA predicts average total housing starts will increase to 1.3 million units in 2019, up nearly 3.5 percent from 1.26 million in 2018. Meanwhile, Realtor.com predicts housing starts will be up 8 percent year over year in 2019. Facing labor shortages and tariffs on costly building materials, builders have been unable to keep up with buyer demand so they’re building more high-end homes to stay profitable. And that’s a problem for a majority of buyers who are looking for more affordable

homes, says Sam Khater, Freddie Mac’s chief economist. “If new-home sales are to resume growth in 2019, builders may have to shift their focus to more modestly priced homes and smaller-sized homes to help offset housing affordability concerns,” Khater says. “But with cost pressures pinching profitability, this will be a significant challenge.” NAR’s Yun agrees. “All indications are that we have a housing shortage,” Yun says. “If you look at population growth and job growth, it is clear that we are not producing enough houses.” What it means for you: Buying new is a good alternative if existing homes on the market don’t measure up to your wish list. You’ll likely pay a bit more to buy new, and the process typically takes longer and has more wrinkles than buying an older home. You’ll also want to avoid making costly mistakes, such as adding pricey upgrades, failing to shop lenders, and not budgeting for items you’re responsible for

paying. Final thoughts Rising rates and home prices have been a drag on home sales for much of the year. It’s important, however, to put everything into context. Despite what the market does, your reason to buy a home – or sell one – is highly personal. Changes in market conditions may mean you have to rethink how much house you can afford, but the need for housing will always be there. Tend to your financial house to position yourself for success when it’s time to buy. The conventional wisdom of saving up for a down payment as early as possible, improving your credit, paying down debt, and sticking to a conservative home-buying budget still apply. Working closely with a skilled real estate agent and mortgage lender will help you understand local market conditions, your limitations and the opportunities. Visit Bankrate online at bankrate.com.

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COVERPROFILE

Real Estate Matters: Home Buyer Resolutions for 2019 By Ilyce Glink and Samuel J. Tamkin Tribune Content Agency

n the 25 years or so that we’ve been writing this column, we’ve started each new year with a look back at the year that was (in this case, 2018) and offered some resolutions for those looking to buy homes the following year. Ten years ago, as the world’s economy was falling off a cliff, buyers with cash, who could qualify for loans, had their pick of properties. Millions of homeowners went into foreclosure, and savvy investors began swooping up homes by the thousands. It took a while for the rubble of the Great Recession to get cleaned up. And then, finally, in 2014 and 2015 (depending on where you lived), what was perhaps the greatest buyers’ market in history (or at least since World War II), turned into a sellers’ market. Suddenly, we went from having way too many homes for sale without enough qualified buyers to too many buyers competing for relatively small amounts of inventory. Over the past few years, home buyers have had a rough time competing against savvy and wellfunded investors, sellers who are deciding not to move (for a variety of reasons) and not putting their homes on the market, and rising interest rates. Since 2015, we’ve predicted fewer homes than usual on the market and that home prices would continue to rise. And, that’s what happened right up until today: The number of existing homes for sale has remained low, as prices have been rising; even in the face of higher interest rates, which normally tempers demand. Of course, there are some areas in which home prices have not risen or have remained well below peak pricing. But overall, home buyers are pressured. Millennials want to buy but have high student debt (not to mention credit card December 28-29, 2018

Buying a home remains, according to survey data, the American dream. (Photo: Shutterstock).

debt) and (possibly) unrealistic expectations about what the homes they buy for these higher prices should look like. (Thanks, HGTV.) Perhaps Mary Poppins returning to the big screen this holiday season heralds the winds of change for the real estate market as well. Prices have started to stagnate or even fall in formerly hot markets, like parts of New York City, Southern California and Dallas, while prices in Chicago, Las Vegas and other markets hard-hit by the Great Recession of 2008-2009 are lower than they were in 2006. (Several expensive homes in Chicago have sold, while others are listed for less than they were purchased for some 15 years ago, even after extensive renovations.) While many expected the big economic story of 2018 to be the Tax Cuts and Jobs Act, which went into effect last Jan. 1, or perhaps that unemployment is at near-historic low levels, the focus for most of the year has been on tariffs, rising interest rates and inflation. And, as we celebrate nearly the longest expansion in history, layoff notices and predictions of a coming recession are beginning to dominate the media. The truth is, there’s only so much millennials can do to save the economy. Developers are

building less than 60 percent of the new homes we need and what new construction is happening is focused on higher end custom homes or high-rise rentals. Affordability is down, and rising interest rates mean homes are even more expensive. Limited inventory means home buyers are chasing fewer homes. While the Department of Housing and Urban Development (HUD) insists the number of homeless people has remained the same, housing experts dispute that. What is clear is housing patterns may be shifting permanently. And what that means long-term is anyone’s guess. Buying a home remains, according to survey data, the American dream. If that’s true for you, follow these New Year’s resolutions if you’re preparing to buy a home (particularly a first home) in 2019: 1. Understand how much you can spend. When interest rates rise, it means you’ll qualify for less money. Get preapproved for your mortgage so you can move fast when you find the right house. 2. Learn how much your home will cost. Yes, there are the costs of the mortgage, real estate property taxes and insurance. And then there’s the cost of heating and cooling your future home. Maintenance can be expensive and ongoing, so be sure to set aside enough in your budget for small

things (like blacktopping your driveway every year or two) and big ones (like re-roofing or tuckpointing). 3. Think about how easy (or hard) it will be to sell before you buy. Whatever attracts you to a home will be the thing you lean on when it comes time to sell. But just because you can overlook a major flaw (a highway in your front or back yard, or a municipal waste facility across the street, or some other reason the location is undesirable) doesn’t mean future buyers will – unless the price reflects that. Developing a keen eye toward what other buyers might want or not like in a home is vital. 4. Don’t stretch to buy your next home. If we’re going into a recession (whether it’s 2019 or 2020), you’ll want to know that you can afford your mortgage in case you or your partner lose your job or make less money. Some FHA loans will allow you to spend up to 43 percent of your gross monthly income on your mortgage, taxes and insurance. That may not be affordable, depending on your lifestyle. So take a long, hard look at where your money goes each month and decide how much you feel comfortable spending. The best real estate deals allow everyone to shake hands and walk away from the table feeling like a winner. And in what looks to be another year of uncertainty, spreading a little extra goodwill during the negotiations and at the closing table seems like a very good idea indeed. Happy home buying and home selling. Ilyce Glink is the author of "100 Questions Every First-Time Home Buyer Should Ask" (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink.com. ATHOMECOLORADO.COM

REAL ESTATE / HOME

The voice of Colorado real estate: The Colorado Association of Realtors® One of the goals of the Colorado Association of Realtors® (CAR) is to be the voice of Colorado real estate. In this capacity, CAR is an invaluable, direct source of BY DUANE information. For DUGGAN example, CAR Realtor and Author RE/MAX of Boulder provides the most accurate real estate market statistics based on 100% of all Multiple Listing Services (MLS) participating across the state. The data taken from the MLS is then scrubbed to eliminate duplicates where the same property might be included in more than one MLS system. The collection of data is enormous and comprehensive, and only a few listings that are for sale by owners and some new construction are not included in the database. Each month the data is

Knowing the statistics in your market will help you and your Realtor make qualified and informed decisions on what may be the biggest investment of your life.

tabulated and available on the Colorado Association of Realtors website at coloradorealtors.com. The data is available to the public and searchable by county. In order to get detailed statistics about individual communities or about specific neighborhoods, your Realtor® will be able to help you.

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Each county’s graph includes eight key components of the real estate market: New Listings, Sold Listings, Median and Average Sales Price, % of List Price Received, Days on Market, Total Inventory and Month’s Supply of Inventory. Following the monthly graphs will give you a good indicator of the overall market by watching the quantity of listings and sold properties. You can also watch the trend line to see if average and median prices are rising or falling. One of the primary questions on people’s minds is whether or not we are in a buyer’s or seller’s market. There are a few key data points to follow to give you an idea of this trend. The first data point is Days on Market. Clearly, the hotter the market, the shorter the average time on the market. 90 days on the market is a baseline in the industry. If days on the market is 90 days or less, the market is leaning toward a seller’s market. 90 days usually indicates a balanced market and over 90 days

tends to mean it is leaning toward a buyer’s market. Next is Number of Months of Inventory. Generally, a balanced market has four to seven month’s supply of homes. Less than four leans toward a seller’s market and greater than seven leans toward a buyer’s market. Sales Price to List Price is another helpful indicator of the trend. If properties are selling for 97% of list price and even over 100%, that is an indicator of a seller’s market. The 95% to 97% range is an indication of a balanced market. Less than 95% is leaning towards a buyer’s market. Knowing the statistics in your market will help you and your Realtor make qualified and informed decisions on what may be the biggest investment of your life. A huge thank you to the Colorado Association of Realtors for providing the budget from member’s dues to provide this service to the public and its Realtor members. To view Boulder County’s monthly statistics: visit car-co.stats.showingtime.com/ docs/lmu/x/BoulderCounty?src=page. Duane Duggan is an awardwinning Realtor and author of the book, “Realtor for Life”. He has been a Realtor for RE/MAX of Boulder since 1982 and has facilitated over 2,500 transactions over his career. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail Duane at DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

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available listings 303.443.2240 LOCAL AND NATIONAL PROPERTIES ON THE WEB! R R E A L R E E A A L L

PLACE YOUR AD: 303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM

-2 n 12 Su

LUXURY BOULDER CONDOMINIUM 1155 Canyon Blvd 208, BOULDER MLS# 810424

DAKOTA RIDGE HOME & LOT 5229 & 5239 Pierre St, BOULDER MLS# 810192 Barb Passalacqua, 303-931-6673

-1 n 11 Su

PRIVATE DOWNTOWN BOULDER CONDO 2056 Walnut St B, BOULDER MLS# 810059

NORTH BOULDER NEW BUILD 810 Zamia Ave, BOULDER MLS# 809457

SPACIOUS NORTH BOULDER HOME 1695 Norwood Ave, BOULDER Coming Soon! Ashley Newell, 303-518-0691

STUNNING SOMERSET MEADOWS HOME 2009 Coralbells Ct, LONGMONT MLS# 809781

OLD TOWN BUNGALOW 411 Grant St, LONGMONT MLS# 810042

PRIVATE CORNER LOT HOME 4105 Riverside Ave, BOULDER MLS# 809703

CUSTOM RENOVATION NEAR PEARL ST 1289 Yellow Pine Ave, BOULDER MLS# 810416

UTE CREEK GOLF COURSE HOME 1922 Rannoch Dr, LONGMONT MLS# 810171

SPACIOUS TWO-STORY HOME 3764 Osier Pl, LOVELAND MLS# 809745

GREAT INVESTMENT PROPERTY 1601 Great Western Dr O-6, LONGMONT MLS# 809974

Boulder 303.499.9880

Downtown Boulder on Walnut Nederland 303.442.3180 303.258.7020

4770 Baseline Road Suite #220 1911 11th Street 107 Boulder, CO 80303 Boulder, CO 80302

Downtown Longmont 303.651.3939

512 4th Avenue Suite 101 286 N Bridge St Nederland, CO 80466 Longmont, CO 80501

Each office independently owned and operated.

303.449.3434 195 BELLEVUE DR, BOULDER

EXPANSIVE VIEWS

7451 N 63RD ST, LONGMONT

42 ACRE ESTATE

Beautiful country estate situated on 42 acres of rolling, irrigated pasture & grass hay fields surrounded by organic farms & open space near Haystack Mountain & Lefthand Creek. Enjoy unobstructed views of foothills, Flatirons & Indian Peak back ranges from the deep wraparound porches, trellis-covered decks & heated in-ground pool w/ stone waterfall. Viking kitchen, master suite with his/hers closets & 6-piece bath, 1500-bottle walk-in stone wine cellar, theater room, work out room and much more!

Stunning new home on coveted Bellevue Drive. Tucked into the hillside w/ expansive foothills, city & plains views. Tons of natural light & outdoor living space. Unsurpassed finishes throughout. Open floor plan w/ formal living & dining rooms, magnificent chef’s kitchen w/ butler’s pantry & casual dining area, main floor master w/spacious luxury bath, second main floor bedroom suite.

195Bellevue.com $3,475,000 Bill Goodacre 303-880-4440

7451N63rd.com $4,750,000 Tim Goodacre 303-817-9300

Tim Goodacre 303-817-9300

4217 ELDORADO SPRINGS DR, BOULDER

ELDORADO SPRINGS

SITTING ON 20 ACRES

Magnificent Engelmann Spruce log home on 5+ private acres abutting South Boulder Creek w/breathtaking views of Flatirons & Devils Thumb. Minutes away from Eldorado Canyon State Park & Mesa Trail. Exquisite handcraftmanship thruout inc. custom wood doors, kitchen cabinets, bathroom vanities, lighting fixtures. Antique reclaimed wood beams, wide plank white oak floors, four gas fireplaces.

4217Eldorado.com $6,499,000

9018 JASON CT, BOULDER

Y DA UN NS PE 2-4

MLS#809687 $2,495,000 Kayla Garthwaite 720-352-8844 Peter Garthwaite 303-931-2777

ANTHEM RANCH

Model Home Located at 1527 Otis Drive, Longmont

Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory

atHome

OPEN HOUSE

Colorado Home & Real Estate | AtHomeColorado.com

Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com

FEBRUARY 2-3, 2018

Boulder County’s Future Is Bright, But Challenges Are Ahead

CSU Extension: Go Forth and Prune Warm days woo us to get out and get some fresh air. If you can’t resist, then take the time to prune some shrubs. ATHOMECOLORADO.COM

Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory

QUICK GUIDE

+ Homes starting in the$1M high-$300,000’s 6903 Frying Pan Road Daily,and 11am-5pm Call for more information inventory $719,900 Roz Giannasi Pinon Saturday & Sunday, 1-4pm Markel Homes Stan Meade Chris Sweeney Jill Leichliter 303.817.7777 720.480.6106 303-442-0309 RE/MAX Alliance www.pedaltoproperties.com 970-443-7789 6903 Frying Pan Road $719,900 4500 Whitney Place Saturday & Sunday, Model Home Located at 1-4pm $739,900 Jill Leichliter Saturday, 11am-1pm 1527 Otis Drive, Longmont RE/MAX Alliance Brian Sundberg Office Hours: Thursday970-443-7789 – Sunday 12pm-4pm RE/MAX of Boulder, Inc. 303-931-5483 Two-story and ranch plans available Whitney Place Homes starting in the4500 high-$300,000’s $739,900 Call for 6G more information and inventory 4522 13th St., Unit Saturday, 11am-1pm $825,000 Meade Chris Sweeney Brian Sundberg Sunday,Stan 1-4pm 303.817.7777 720.480.6106 RE/MAX of Boulder, Inc. Michael Rebich www.pedaltoproperties.com 303-931-5483 RE/MAX of Boulder 303-478-3207 4522 13th St., Unit 6G Model Home$825,000 Located at 460 Quail Circle Sunday, 1-4pm $885,000 1527 Otis Drive, Longmont Saturday, 12-3pm Office Hours: Thursday Michael – SundayRebich 12pm-4pm Karolyn Merrill RE/MAX of Boulder Two-story and ranch 303-478-3207 plans available WK Real Estate 303-817-2827 Homes starting in the high-$300,000’s Call for more information and inventory 460 Quail Circle 2200 Bluebell Ave. $885,000 Stan Meade Chris Sweeney Saturday, 12-3pm $1,300,000 303.817.7777 720.480.6106 Sunday, 1-3pm Karolyn Merrill www.pedaltoproperties.com Craig Peterson WK Real Estate WK Real Estate 303-817-2827 720-564-6008 Model Home2200 Located at Bluebell Ave. 635 Paragon DriveOtis Drive, 1527 Longmont $1,300,000 $1,399,000 Office Hours: Thursday Sunday, – Sunday1-3pm 12pm-4pm Sunday, 12-2pm Craig Peterson plans available Mike Moger Two-story and ranch WK Real Estate Homes starting in the high-$300,000’s WK Real Estate 720-564-6008 303-859-4467 Call for more information and inventory

LIST YOUR OPEN

Good times in Boulder County and in Colorado will continue said local economic experts at the recent Boulder Economic Forecast. But they caution that 2018 may not reach the heights of 2017.

Firuzeh Saidi 303-523-9289

Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com

Model Home Located at Model Home Located at WWW.ATHOMECOLORADO.COM/OPEN-HOUSES 1527 Otis Drive, Longmont 1527 Otis Drive, Longmont

Anthem Ranch’s Resort-Style Living Celebrates Health, Social Connections and Natural Beauty.

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

4260WildHorse.com $978,000

Bill Goodacre 303-880-4440 Tim Goodacre 303-817-9300

Model Home Located at 1527 Otis Drive, Longmont

Office Hours: Thursday – Sunday 12pm-4pm

Horn Street BOULDERTwo-story and ranch3092 plans Big available

Colorado’s Resort-Style Community for Active Adults Nearly Sold Out

Quick Guide and Featured Open Homes

4260 WILD HORSE DR, BROOMFIELD

LIVE WHERE YOU PLAY! 55+ Anthem Ranch Community. Luxurious 2015 Montana model, premier lot backs to open space w/mtn views. Customized home offers hardwood flrs throughout, gourmet kitchen w/center island, light filled formal dining rm w/2-sided fireplace, expansive great rm w/triple sliding glass door opens to covered deck.

10649Goosehaven.com $1,298,000

9018Jason.com $1,995,000

Tim Goodacre 303-817-9300

WWW.ATHOMECOLORADO.COM/OPEN-HOUSES

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

Located on the best street in Boulder! Neighborhood lined with mature maple trees that burst with yellow, orange and red colors in the fall! Corner of 4th and Mapleton! One block to Sanitas Trail and a short stroll to Pearl Street! Completely remodeled historic home with the original charm and character.

Tim Goodacre 303-817-9300

Incredible back range views from this lake front estate in Lafayette. Enjoy swimming, fishing, paddle boarding etc. on the private neighborhood lake. Sophisticated style throughout. Large kitchen with high-end appliances, bright & open floor plan, dramatic lake and mountain views from the main level master.

OPEN HOUSES FEATURED REAL ESTATE

400 MAPLETON AVE, BOULDER

10649 E GOOSE HAVEN DR, LAFAYETTE

PRIVATE LAKE

Awe inspiring White Hawk Ranch home set on 1.44 acres w/ sweeping views of the back range from Flatirons to Longs Peak. A transitional blend of architecture, its distinctive exterior offers curb-stopping appeal. Built to the highest, 21st century standards, this home offers quality materials & workmanship throughout.

MAPLETON HILL

Y DA UN NS PE 11-1

5225Niwot.com $6,490,000

Tim Goodacre 303-817-9300

WHITE HAWK RANCH

5225 NIWOT RD, LONGMONT

Contemporary farmhouse on 20 lush acres backing to Left Hand Creek w/ great views of Haystack & Flatirons mtns. One of a kind, modern estate, completely rebuilt and located just minutes from Boulder. Spacious bright design, main level master suite, pool, pool house, tennis court, lighted hockey/ sport court. Reclaimed Wyoming Snow fence siding, reclaimed beams, mixed hardwood flooring, soaring ceilings, 2+car attached garage, carport, barn & more!

Office Hours: Thursday – Sunday 12pm-4pm 3092 Big Horn Street 3092 Big Two-story andHorn ranch Street plans available 3092 Big Horn Street $1M + $1Mstarting + Homes in the high-$300,000’s $1M + Daily, 11am-5pm 11am-5pm CallDaily, for more information and inventoryDaily, 11am-5pm Roz Giannasi Pinon Roz Giannasi Pinon Roz Giannasi Pinon Markel Homes Markel Homes Markel Homes Stan Meade Chris Sweeney 303-442-0309 303-442-0309 303.817.7777 303-442-0309 720.480.6106 www.pedaltoproperties.com

3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn Street 3092 Big Horn Street $1M + $1M + Daily, 11am-5pm Model Home Located at Daily, 11am-5pm Giannasi Pinon Roz Giannasi Pinon 1527Roz Otis Drive, Longmont Markel Homes Markel Homes Office 303-442-0309 Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available 303-442-0309 6903 Frying Pan Road Homes starting in theStreet high-$300,000’s 3092 Big Horn BRIGHTON Call$1M for more $719,900 + information and inventory Saturday & Sunday, 1-4pm 14169 Whitney Circle Daily, 11am-5pm Jill Leichliter Stan Meade Chris Sweeney $799,000 Roz Giannasi Pinon 303.817.7777 RE/MAX Alliance Sunday, 12-2pm Markel720.480.6106 Homes www.pedaltoproperties.com 970-443-7789 Tom Precourt 303-442-0309 635 Paragon Drive RE/MAX Alliance on Walnut 4500 Whitney Place $1,399,000 Model Home Located at 303-921-9080 $739,900 Sunday, 12-2pm Saturday, 11am-1pm 1527Mike Otis Drive, Longmont Moger 14169 Whitney Circle Brian Sundberg Real Estate – Sunday 12pm-4pm Office WK Hours: Thursday $799,000 RE/MAX of Boulder, Inc. 303-859-4467 Two-story and ranch plans available Sunday, 12-2pm 303-931-5483 Homes starting in the high-$300,000’s Tom Precourt Biginformation Horn Street Call3092 for more and inventoryRE/MAX Alliance on Walnut 4522 13th St., Unit 6G $1M + 303-921-9080 $825,000 Daily, 11am-5pm Stan Meade Chris Sweeney Sunday, 1-4pm 303.817.7777 Roz Giannasi 720.480.6106 Pinon BROOMFIELD Michael Rebich www.pedaltoproperties.com Markel Homes RE/MAX of Boulder 14169 Whitney Circle 303-442-0309 303-478-3207 $799,000 Model Home Located at Sunday, 12-2pm 3092 Big Horn Street 460 Quail Circle Tom Precourt $1M + 1527 Otis Drive, Longmont $885,000 RE/MAX Alliance on Walnut Saturday, 12-3pm Office Daily, Hours:11am-5pm Thursday – Sunday 12pm-4pm 303-921-9080 Roz Giannasi Pinon Karolyn Merrill Two-story ranch plans available Markeland Homes WK Real Estate Homes starting in the high-$300,000’s 303-442-0309 ERIE 303-817-2827 Call for more information and inventory 1907 Quest Drive Horn Street 635 Paragon Drive 2200 Bluebell Ave. Stan Meade 3092 Big $487,000 Stan Horn Meade Street Chris Sweeney Sweeney 3092 Big $1M +Chris $1,300,000 303.817.7777 720.480.6106 $1,399,000 303.817.7777 720.480.6106 Saturday, 1-4pm $1M + www.pedaltoproperties.com www.pedaltoproperties.com Daily, 11am-5pm Sunday, 12-2pm Sunday, 1-3pm John Brewer Daily, 11am-5pm Roz Giannasi Pinon Mike Moger Craig Peterson Cherry Creek Properties, Inc Roz Giannasi Pinon Markel Homes WK Real Estate WK Real Estate Markel Homes 303-638-7741 303-442-0309 303-859-4467 720-564-6008 303-442-0309 VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 HOUSE 3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

635 Paragon Drive $1,399,000 Sunday, 12-2pm Mike Moger WK Real Estate 303-859-4467

3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

1984 Pikes Peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811

3092 Big Horn Street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

1984 Pikes Peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811

LIST YOUR OPEN HOUSE

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329

BOULDER DAILY CAMERA | LONGMONT TIMES-CALL

ATHOMECOLORADO.COM/ADVERTISE Call Toni McNeill 303.684.5329, Thais Hafer 303.473.1456 or Mary Romano 303.473.1450 10

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

DESIGN RECIPES

How fine details can make your decor shine By Cathy Hobbs Tribune News Service

decor addition. • Forget black and white are colors. Often neutral colors such as white, taupe and black can be used to help highlight bright colors or finishes. • Mix too many colors and patterns. In general, a color palette should have a maximum of three colors. • Forget to plan your look. Purposefully selected accents

Just like the icing on a cake, when it comes to decor, a room can come to life with the help of fine details. From artwork to accessories, look for fine details to help make individual spaces stand out. Do: • Add one or two accessories to a side or coffee table, such as a decorative vase or accent piece. • Group accessories as a pair or in a vignette. Three items grouped together can work well. • Mix accent pieces with books when styling a bookshelf. • Use metallics. Brass remains a hot finish in home decor, especially in accessories. Feel free to also mix brass with silver finishes such as nickel and chrome. • Use greenery. Greenery as well as florals, succulents and blooms can help add texture and color.

and accessories can go a long way in creating a cohesive design. Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

BORDERS OPEN SPACE! 15546 W CR 18E, Loveland $725,000

Brass accessories, one of the hottest finishes in home decor, can be impactful when paired together. (Photo: Design Recipes).

4 Beds • 3 Baths Total Sq. Ft. 3,075 • MLS# 867462

Beautiful 18 acres bordering open space and Pinewood Reservoir! Additional 1260 sq. ft. shop along with a 4 stall 964 sq. ft. barn. Rolling hills, meadows and wonderful foothill views!

Don’t: • Clutter a tabletop or surface. In general following the rule of three works well. • Overlook books as decorative items. From coffee table books to small hardbacks placed on shelves, books can be an affordable and colorful

John Feeney 970-231-4172 jfeeney@c3-re.com

QUICK GUIDE

OPEN HOUSE

openhomes.athomecolorado.com Boulder

lafayette

loveland

2700 canyon Blvd suite 200 $947,500 Sunday 11:00 AM-1:00 PM The Bernardi Group The Bernardi Group at Coldwell Banker (303) 402-6000

1205 stein st. $499,900 Sunday 1:30 PM-4:30 PM Julia Cantarovici 8z Real Estate (720) 203-7789

3157 crux dr $339,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 690-7155

7211 s Boulder rd $949,000 Saturday 11:00 AM-2:00 PM Lenny Maiocco RE/MAX Alliance On Walnut (720) 201-1114

Broomfield 15675 deer mountain circle $1,150,000 Saturday 12:00 AM-3:00 PM David Scott Colorado Landmark (303) 588-8358 15675 deer mountain circle $1,150,000 Sunday 12:00 AM-3:00 PM David Scott Colorado Landmark (303) 588-8358

lIst YoUr open hoUse December 28-29, 2018

longmont 918 half measures drive $600K’s+ Daily 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 522-7928

louisville 1396 snowberry lane - model home $600K’s+ Saturday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 604-9196 1396 snowberry lane - model home $600K’s+ Sunday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 604-9196

3157 crux dr $339,950 Saturday 10:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 393-3102 3157 crux dr $339,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 393-3102 3122 crux dr., $397,665 Saturday 9:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 393-3102

3122 crux dr., $397,665 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 393-3102 4805 mariana hills circle New Homes From The $600’s to $700’s Saturday 11:00 AM-4:00 PM Rollin Goering LC Home (970) 402-6432 4805 mariana hills circle New Homes From The $600’s to $700’s Sunday 11:00 AM-4:00 PM Rollin Goering LC Home (970) 402-6432

niwot 6331 snowberry ln $1,450,000 Saturday 1:00 PM-3:00 PM Kristin Kalush RE/MAX Alliance (303) 809-1717 6331 snowberry ln $1,450,000 Sunday 12:00 PM-2:00 PM Kristin Kalush RE/MAX Alliance (303) 809-1717

VIsIt openhomes.athomecolorado.com or call 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM

ASK THE EXPERT

Home inspection is complete, now what?

Most homeowners are familiar with the home inspection process, a traditional step in the home buying process. The goal is BY RICK to determine JACQUEMARD the home’s Flatirons Home condition, from Inspections the roof to the foundation and all the systems in between like electrical, plumbing, heating and cooling. Ideally you are buying a home that is well maintained and only has a few outstanding problems that require attention. Unfortunately many homeowners defer maintenance to save time or money, and prospective buyers must decide how to respond to their home inspection. It is a common belief that real estate “deals” are negotiated at the signing of the contract. In

many cases, the deal-making and negotiations only start at the contract signing. Negotiations still happen once a home inspection has taken place. There are four choices for the buyer to consider following a home inspection: do nothing, ask the sellers to make repairs, ask the sellers for a credit for repairs at closing or cancel the purchase based on the report. Buyers often choose to take a credit at closing rather than having the seller make repairs. The sellers are on their way out and may not approach the work with the same priorities as a buyer might. Also, if buyers get a credit, there will be less back and forth to confirm the work has been completed to their satisfaction. The state of the market also plays a part in these negotiations. If it’s an aggressive seller’s market, the buyer’s negotiating clout is limited. In a buyer’s market, the buyer will have more room for negotiation. If you are firm about having

the seller do the repairs specify in the purchase agreement that work must be done by licensed contractors. Major repairs to plumbing, electrical, or HVAC require a permit. Be sure that permits are pulled and inspections completed by the authority with jurisdiction, i.e. your town’s building inspector. If a project is too small to require a permit, maybe it doesn’t make sense to ask the seller to do it at all. Specify a date for a follow-up inspection if one is planned, preferably a week before the closing so there is time to resolve outstanding items. Sellers may want to get a home inspection of their own before they put their house on the market. They can then make minor repairs before putting their home on the market. They can also give buyers a complete list of disclosures, which may be required as part of the contract. Buyers don’t like to be surprised. Even if the seller has a complete

inspection, buyers should go ahead and schedule their own inspection. When the inspection is complete, make a point of doing a walk-through of your future home with the inspector. It is helpful to see firsthand any problems the inspector uncovers, their locations and suggestion about how they might be remedied. During this walkthrough you also get a detailed look at the mechanics of the house and all its quirks, such as the location of the septic tank, locations of all electrical panels, where are the sprinkler system controls or how to turn off the main water supply to the house. Some homes may also have sump pumps and/or radon mitigation systems. Ask to see their locations and how they operate. For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

Make life easier. And better!

Live in the heart of South Longmont, close to shops, restaurants and services.

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

ction nstru ted! o C w e Ne Compl Just

Move In Ready Single Family Home in South Longmont!

Offering 1, 2, and 3 bedroom apartments.

418 Emery St. Longmont • (303) 772-6452 NEW LISTING ON 6 ACRES! 4952 S County Rd 29, Loveland $495,000 MLS# 868558 • 4 Beds • 3 Baths Total Sq. Ft. 2,496

Take a look at the views from this raised ranch home on 6 acres in a convenient location just outside of Loveland and Berthoud! Large Family Room with Wood Fireplace and Family Room on the Main Level.

John Feeney 970-231-4172 jfeeney@c3-re.com 12

AT HOME COLORADO

Includes over $18,000 in Builder Upgrades es Flatirons Homes 303.848.4185 Cauley Kim Sales Manager office@parksidelongmont.com www.FlatironsHomes.com

307 S Parkside Dr. $499,900 3 bedroom / 2.5 Bath 2,740 Sq Ft DAILY CAMERA / TIMES-CALL

HOME

Home improvements you might regret By HomeAdvisor Between trying to save money and customizing a home to an exact lifestyle, homeowners can make some big mistakes. Whether they decrease resale value, go way over budget, or increase maintenance costs, some renovations are better left undone. These are the projects homeowners most commonly tell us they regret. Making a bedroom into a closet Most of us dream of a big closet, but converting a bedroom into a walk-in will make your realtor cringe. First, removing a bedroom usually decreases a property’s value up to 15 percent. Second, installing shelves typically costs between $1,000 to $2,600. Instead of going this route, consider maximizing the storage space you already have. Use pre-built racks and closet organizers to take advantage of your existing closet space. Installing a pool Pools come with a few unexpected costs people don’t always consider.

First, building a pool can increase the cost of homeowners insurance and property taxes. If local codes require pool owners to install a barrier, you’re looking at more than $2,500 in fencing costs. Installation is expensive, and the ongoing time and pool maintenance costs can also be steep. If you’re on a budget, a pool can easily become a regretful addition. Springing for an expensive bathroom remodel High-end finishes like timeconsuming tile patterns, costly tubs and showers, and luxury faucets or fixtures can end up breaking your budget and falling short of your anticipated return on investment. Getting rid of the rust and laminate and adding efficient features is great. Just don’t go overboard. Set a budget in advance. A general guideline is to spend no more than 10 percent of the home’s value on a bathroom remodel. Adding a sunroom According to Remodeling

Magazine, sunrooms typically yield returns less than half of your initial investment. The average sunroom costs over $16,000. Unless you’re adding much-needed livable square footage to a small floor plan, building and furnishing a sunroom can drain your bank account and create less enjoyment than you hope. Investing in extensive landscaping It’s easy to overdo landscaping, but it can be a fine line between just enough and too much. Too many trees, shrubs and plants can detract from the natural beauty and curb appeal of the home. Plus, homeowners can end up spending thousands of dollars and all of their free time doing yard work. Intricate landscaping is a choice most homeowners wish they hadn’t made. Anything with inferior craftsmanship From the smallest update to the largest renovation, it pays to choose better quality. It’s easy to end up with mediocre or regretful

High-end finishes can end up breaking your budget and falling short of your anticipated return on investment. (Photo: Shutterstock)

results when you accept the lowest contractor bid or go the DIY route. In the world of poorquality construction, there are nightmare stories of contractors who demanded extra money to finish the job, used substandard or dangerous materials, or just stopped showing up altogether. The best way to avoid this? Interview at least three contractors before you hire, verify licensing and insurance, and always call to check the references of any professional you’re considering hiring. HomeAdvisor is an online marketplace connecting homeowners with trusted service professionals to complete home projects. Visit HomeAdvisor.com.

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name Hover Manor Senior Apartment Residence

The Hub Apartments

Address 1401 Elmhurst Drive, Longmont

1853 26th Street Boulder, CO 80302

Type Senior Living

Apartments

Rent $920-$1025 per month

$1,799 per month

Bed/Bath

Description

Other Amenities

Information

1 Bed, 1 Bath

62 years and older. Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances and cable TV included. Vouchers accepted

Pet friendly, Furnished, pet friendly, laundry facility facility, laundry wellness center

303.772.9292; hovercommunity.org

2 Bed, 2 Bath

Choosing to live in apartments in Boulder means opting for beautiful scenery, a vibrant social scene and a quick commute to both the mountains and the city. The Hub offers you all that and more. Join friends by the pool or at our clubhouse, with free WiFi and a coffee bar, while you plan how to make the most of your day. From sunrise to sunset, the iconic peaks are stunning from your large apartment windows or personal patio. Secluded and serene, yet incredibly close to the 29th St. Mall and all the fun of Boulders dining and shopping scene, The Hub is just that—the perfect hub in the heart of everything you love.

Pet Friendly, Newly Renovated Clubhouse, Doggy Park, Fire Pit, Laundry Facilities

303-447-179 thehubboulder.com

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com December 28-29, 2018

ATHOMECOLORADO.COM

LAST CALL! SALES PRICE EXTENDED! LIMITED SUPPLY!

LONGMONT HISTORY COLLECTOR’S BOOKS This hardcover, collector’s book featuring Longmont and the St. Vrain Valley is on sale now and is a great gift for your loved ones. Each book is ﬁlled with hundreds of stunning historic photos from local archives and the families that founded the Front Range. FEWER THAN 150 COPIES REMAINING!

$29.95 per copy. Plus tax.

Pick up copies at the Daily Camera/Times-Call office at 2500 55th St., Suite 110, Boulder. Not available for purchase online. Directions: Located 1/2 mile from the East Pearl/55th Street intersection in Boulder. From that intersection, head south on Flatirons Parkway; turn left at the first office park (directly across from the Sherrif’s Department on Flatirons Parkway). We’re the first office building on the left. The entrance is on the northeast side. Handicap parking is available in the front.

Pick-up hours are 8 a.m. to 5 p.m., Monday through Friday.

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate Mobile Homes for Sale

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Berthoud 2016 14x56 2BR 1BA $48,900

Rentals

1 BR in Gunbarrel. 650 sq ft. $900/mth incl. utilities. Clean & quiet. Avail mid Jan, 2019 303-817-5428.

Apartments - $795 Duplexes - $1145 Condos - $1095 Houses - $1595

5BR 3BA Home at 609 E Chester, Lafayette all appliances, A/C, fenced yard, sprinkler, 2 garages, concrete driveway front & back, finished basement, No Pets. References. $2000/mo. Avail Now! Call 303-673-0507

North Boulder:

roseaffordableliving.com New Paint & Carpet, 303-682-9141 W/D in Unit, Great

Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201

SELL YOUR STUFF! List your stuff and get it done! Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

Clubhouse & Pool. $1450/month. Available Now.

303-588-0431

3BR 2.5 BA Apt Longmont Fenced Patio w/ Storage, Front Parking w/ Carport. Fireplace . No Pets /Smoke .$1500/month + deposit. Avail. Mid December. 303-532-6522

EMPTY YOUR GARAGE Have a Garage Sale this week. Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935

Do You Qualify?

Call PMP Realty

Boulder 1997 16x60 303-776-RENT (7368) 1BR 1BA $64,900 www.pmprealty.com Lafayette 2000 24x48 2BR 2BA Condo at Aspen Grove in 3BR 2BA $95,500

Water Mineral

Rent to Own!

Foothills Apartments

Call or Text

Devin O’Branagan ERA Tradewind

Country Property3BR 2BA-NE corner of Longmont: W/D, 2-Car Garage, Fenced Yard. Pets Nego. $2200/mo + dep. 720-935-1551

2BR 1BA Units in Loveland Holiday Special 1/2 Off 1st Month Rent

303-775-0710

www.DevinSells.com

DRIVE YOUR WHEELS!

List your car, RV, boat or motorcycle and get ready to roll!

Washer/Dryer in Unit. $1045/month for Upper Level Units; $1145 for Downstairs Units. Water, Sewer, Trash included. No Pets. 1 Year Lease, Add Garage-1st Month Free .

Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

970-669-7850

For Rent: 5th Wheel Camper on 10 Acres near 65th & Nelson, SW Longmont: 8’x33’ w/2-10’x10’ Extensions. Horses Okay. Available Jan 1st. $900/month. 303-776-5957 TURN USED ITEMS into quick cash with Classifieds!

Office/Retail Space in Downtown Louisville: 788 sq ft w/ FREE Basement Storage. Available Jan 1. 303-664-9632 or 720-218-1550

SELL YOUR HOUSE List your house and start packing. $75, 5 lines, 30 days. To place your ad, call 303-466-3636 or 970-635-3650\ Or visit

FrontRangeClassifieds. com

JOBS. WHEELS. HOMES. STUFF.

FIND IT. SELL IT. FAST. December 28-29, 2018

ATHOMECOLORADO.COM

Giving Brings the Warmest Feeling Giving in small ways or big ways builds good will — and the world can use more of it! So we invite you to join RE/MAX of Boulder in any way you can, by giving big or small, during this holiday season. Holidays are hardest on kids who are in the hospital. Your donation eases this burden not just during this season, but year-round. From toy deliveries to research for new treatments and cures — and everything in between — the impact of your gift is felt even more at this time of year. As a Miracle Ofﬁce for Children’s Miracle Network Hospitals, RE/MAX of Boulder Realtors have donated to Children’s Hospital Colorado after the closing of each home sale. This past year’s contributions have generated over $16,000. Join us in making spirits bright for children and families spending the holidays in the hospital. We thank you for sharing good will and warm feelings with those who need it most.

2425 Canyon #110 | 1320 Pearl 16

AT HOME COLORADO

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