REAL ESTATE
Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!
atHome Colorado Home & Real Estate | AtHomeColorado.com
Denio West by Boulder Creek Neighborhoods Offers Main-Floor Living in Longmont
Quick Guide and Featured Open Homes
Time Management Essentials When Buying a Home
Mortgage Rates On the Rise
Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.
February is National Time Management Month. One thing that most people have in common is struggling with time management, especially when purchasing a home.
According to Realtor.com, rates are currently the highest they have been in four years. What does this mean for home buyers?
FEBRUARY 23-24, 2018
ATHOMECOLORADO.COM
1
atHome
COLORADO HOME AND REAL ESTATE
ATHOMECOLORADO.COM CONTRIBUTING WRITERS Tom Kalinski Ryan Devin Duane Duggan Taylor Tepper Michaela Phillips Sean McIllwain Judy Finman Gabrielle Savoie Suzanne Plewes Carol O’Meara Rick Jacquemard ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR / DESIGN Greg Stone At Home is an Advertising Supplement published by the Boulder Daily Camera and Longmont Times-Call. ©2018 Prairie Mountain Media. SEND US YOUR NEWS. At Home welcomes real estate/ agent news, real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. E-mail athome@dailycamera.com ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit openhomes.athomecolorado.com.
REAL ESTATE NEWS
Boulder ranks as the happiest city in America BOULDER – If you live in Boulder and laugh a lot, pat yourself on the back. You – and 100,000 of your neighbors – put Boulder on the happiness chart. BY TOM Fact is, KALINSKI Boulder is the RE/MAX of Boulder happiest city in America, based on the GallupSharecare Well Being Index. Using their experience studying the world’s most thriving populations, National Geographic bestselling author Dan Buettner and Gallup’s social scientists developed an index to assess happiness and identify where Americans are living their happiest lives. Boulder and two other Colorado cities fare well in that assessment, with Boulder at No. 1, Fort Collins No. 4, and Colorado Springs No. 18. In a recent National Geographic story and newly-published The Blue Zones of Happiness, Buettner explained the environmental and lifestyle factors that contribute to the overall happiness. “If you want to get happy, don’t try and change your belief system. Change your environment,” says Buettner. According to Buettner, happiness is greatest when living in cities that excel in 15 metrics including civic engagement, walkability and healthy food options. In happier places, residents smile and laugh often, socialize daily, spend time in green spaces, and feel they are progressing toward achieving life goals. Boulder aces all of these categories. As a result, Boulderites overwhelmingly feel “active and productive every day.” For those of us who live here, we know why Boulder makes us
In a recent National Geographic story and newly-published The Blue Zones of Happiness, Buettner explained the environmental and lifestyle factors that contribute to the overall happiness. (Photo: Bigstock)
TOP 10 HAPPIEST CITIES: 1. Boulder, CO 2. Santa Cruz-Watsonville, CA 3. Charlottesville, VA 4. Fort Collins, CO 5. San Luis Obispo, CA 6. San Jose, CA 7. Provo, UT 8. Bridgeport-Stamford-Norwalk, CT 9. Barnstable Town, MA 10. Anchorage, AK *Based on the Gallup-Sharecare Well Being Index
so happy. Here are the factors described in the 25 Happiest Cities report: Walkability, bike-ability and access to nature Located in at the base of the foothills of the Rocky Mountains, Boulder abounds in beautiful vistas, frequent sunshine, and an excellent climate. The combination lures residents to spend lots of time outdoors, enjoying hiking and biking on 300 miles of trails. In fact, more people walk to work in Boulder than in any other city in the U.S. And the study found a high correlation between the bike-ability of a city and
residents’ happiness levels. Low rates of smoking and obesity, and high rates of exercise also contribute to happiness. Sense of community Boulder residents actively engage in community, whether it’s socializing a couple of hours every day or fighting to maintain the characteristics that make Boulder a ‘happy place’ and a highly desirable place to live. But, even with all of that happiness, Boulder residents reported higher stress levels than the national average, with 49 percent saying they felt stress. The National Geographic Gallup Special/Blue Zones Index draws on nearly 250,000 interviews conducted with adults from 2014 to 2015 in 190 metropolitan areas across the U.S. For the full story and list of all 25 cities, visit nationalgeographic. com/travel/destinations/northamerica/united-states/happiestcities-united-states-2017 and weforum.org/agenda/2018/02/ boulder-colorado-is-the-happiestcity-in-the-us-here-s-why. Tom Kalinski is the owner and founder of RE/MAX of Boulder. Call 303.441.5620 or e-mail tomkalinski33@gmail.com.
OPEN HOUSES Visit openhomes.athomecolorado.com for a comprehensive list of area open houses taking place this weekend.
FACEBOOK.COM/ ATHOMECOLORADO
2
AT HOME COLORADO
DAILY CAMERA / TIMES-CALL
REAL ESTATE
Time management essentials when buying a home The top three tips on how to manage time when buying a home. DENVER – February is National Time Management Month. One thing that most people have in common is struggling BY RYAN with time management, DEVIN especially when Keller Williams Realty purchasing a new home. “Buying a home should be fun. If you have the proper people working with you then the buying process should be a relatively smooth one. A good rule of thumb if you are planning to buy or sell a home within a year, it is time to start the process now; don’t wait until you are 30 days from wanting to move,” said Realtor Ryan Devin, founder of the Devin Team at Keller Williams Realty. “Don’t play the
waiting game. By ultimately being prepared and doing all the proper research you will eliminate any headaches.” In light of National Time Management Month, Devin lists the following three tips on how to manage time when purchasing a home. No. 1: Get in touch with a lender and Realtor now. If it’s nine months before your move, start the process with your lender and Realtor. Determine what you will qualify for and inform your Realtor about what you are searching for in a home “Get all your paperwork together of all of your financial standings,” stressed Devin. “By doing these things in advance you are eliminating any surprises that may come up.” No. 2: Begin the selling process with a Realtor.
If one is looking to sell a home they should begin that process with their Realtor way ahead of time. “The homes in your neighborhood may be slower to sell on the market than the neighborhood in which you want to purchase,” added Devin. “If you give yourself plenty of time you can do all the things to prep your home to be sold, including staging it. This will also give you ample time to understand your neighborhood and how quickly homes tend to sell.” No. 3: Educate oneself on the neighborhoods. “Your Realtor will be able to really guide you and help educate you on the neighborhood you would like to move to. They can help you identify things like time on market, average price, and overall turnover in the neighborhood,” concluded Devin. “Your Realtor can help you
understand the area and help you make sure the neighborhood is a good fit for you and your family. Especially in the challenging market in Colorado, it is important to get a jump on this education process long before you are ready to make the move.” Ryan Devin of the Devin Team at Keller Williams Realty is an experienced Realtor of 13 years. His passion is helping buyers, sellers, first-time home buyers, real estate investors, those relocating and renters. His service areas include Denver, Arvada, Golden, Lakewood, Littleton, Lone Tree, Highlands Ranch, Parker, Castle Rock, Denver metro, Castle Pines, and Morrison. For more information, call 303.579.9428 or visit thedevinteam.com.
RACT
ONT ER C
UND
3409 Mountain View Avenue
9788 Meadow Ridge Lane $575,000
$415,000 COVETED LOW MAINTENANCE LIVING WITH NO HOA FEES!!!
*2 Bedrms, 3 baths , main flr laundry and flex space That can be a dining room or study. Large eat-in *Kitchen. Great room w/gas fireplace. Covered deck With mtn views. 2 car att. Garage & unfin. Bsmt. *Impeccable condition.
*Bring Your Own Builder To Meadow Green Farm! *Refresh your soul & spirit on this Beautiful 7.89 acres Estate Lot. *Gated Lake Community. Horse Boarding Facilities Nearby MLS# 676671
RACT
ONT ER C
UND
2107 Pintail Drive $625,000
9432 Memory Lane $400,000
Gorgeous 2 Story Home in Farm at Creekside
Diane Stow
ABR, CRS, GRI, SRES, CNE Experience Isn’t Expensive... It’s Priceless
Call Diane Today!
303-775-3338
diane@dianestow.com
FEBRUARY 23-24, 2018
*5 bedrms, 3 baths, main floor bedrm & bath & laundry. *4 bedrms up. Lots of living space. Hdwd flrs, Wonderful *Eat-in kitchen w/granite off big family rm w/gas fireplace. *Unfin. Bsmt. 3 car att. Garage & beautiful landscaping. Across from neighborhood park and LOBO trail.
*Enjoy the Beauty & Tranquility of Meadow Green Farm! *Bring Your Own Builder To This Beautiful 4.61 acre Estate Lot! *Gated Lake Community. Horse Boarding Facilities nearby MLS# 676784
TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours,
www.dianestow.com 512 4TH AVE, STE 101 LONGMONT 80501 (303) 651-3939 Each office independently owned and operated.
ATHOMECOLORADO.COM
3
Thinking of Moving? Check out these great homes and many more at:
STUNNING RESTORATION, HUGE LOT 1106 Cascade Ave BOULDER $3,825,000, 4 Beds, 4 Baths, 4400 SqFt
MODERN NEWLANDS FARMHOUSE 815 Forest Ave, BOULDER $2,495,000, 4 Beds, 5 Baths, 4300 SqFt
EXQUISITE HOME ON 1/2 ACRE 2130 Hermosa Dr BOULDER $2,375,000, 4 Beds, 4 Baths, 3333 SqFt
IMPRESSIVE RESTORATION 1224 Mariposa Avenue BOULDER $2,300,000, 3 Beds, 3 Baths, 2345 SqFt
-3 n1 Su n e Op
BREATHTAKING UNOBSTRUCTED VIEWS 228 Wildwood Ln BOULDER $1,650,000, 4 Beds, 5 Baths, 5509 SqFt
SOUTH FACING RANCH 9236 Gunbarrel Ridge Rd BOULDER $1,150,000, 3 Beds, 4 Baths, 4864 SqFt Carl Worthington 303-809-6863
LONGMONT'S MOST HISTORIC 1228 3rd Ave LONGMONT $1,500,000, 5 Beds, 6 Baths, 7336 SqFt
NEW LISTING IN HOLIDAY 1466 Easy Rider Ln BOULDER $950,000, 3 Bed, 3 Bath, 2075 SqFt
-2 11 at nS e Op
GREAT WEST WOODS RANCH HOME 601 Eagle Ridge Rd LONGMONT $815,000, 3 Beds, 4 Baths, 2548 SqFt
GREAT WEST WOODS RANCH HOME! 6647 Nile Ct, ARVADA $695,000, 6 Beds, 4 Baths, 3757 SqFt
PROSPECT ORIGINAL 800 Tenacity Dr, LONGMONT $647,950, 3 Beds, 4 Bath, 3512 SqFt Suzy Williamson 720-491-9885
INVITING HOME IN ST. ANTON 4013 Ridge Rd NEDERLAND $625,000, 3 Beds, 3 Baths, 2754 SqFt
CENTRALLY LOCATED 3130 Eastwood Ct BOULDER $619,000, 5 Beds, 3 Baths, 2258 SqFt
IMMACULATE WALK-OUT RANCH 680 Fossil Bed Cir, ERIE $605,000, 3 Beds, 3 Baths, 3520 SqFt
WELL MAINTAINED TOWNHOME 4133 Da Vinci Dr LONGMONT $470,000, 3 Beds, 4 Baths, 2847 SqFt
CHARMING 4-BEDROOM 1501 Elmhurst Dr LONGMONT $419,900, 4 Beds, 3 Baths, 3112 SqFt
Sat en Op
BEAUTIFUL JOHNSON FARM HOME 5493 Gunnison Dr, FREDERICK $399,700, 3 Beds, 3 Baths, 3120 SqFt
-2 12 un S &
GREAT 1/2 DUPLEX IN TWIN LAKES! 6445 Outrigger Ct, BOULDER $399,000, 3 Beds, 2 Baths, 1149 SqFt Kristen Martin Brown 303-478-1883
1-3 un nS e Op
REMODELED RANCH HOME 9950 Pecos St, THORTON $350,000, 3 Beds, 2 Baths, 1390 SqFt
Download our app today!
NEAR UTE CREEK GOLF COURSE 2201 Calais Dr Unit E LONGMONT $320,000, 2 Beds, 2 Baths, 1201 SqFt Laurell Richey 303-881-4525
Boulder 303.499.9880
Downtown Longmont 303.651.3939
Boulder, CO 80303
512 4th Avenue Suite 101 Longmont, CO 80501
Current Listings, Area Information & More! 4770 Baseline Road Suite #220
Downtown Boulder on Walnut Nederland 303.442.3180 303.258.7020
Each office independently owned and operated.
4
AT HOME COLORADO
1911 11th 107 1035 PearlStreet St #101B Boulder, CO 80302
286 N Bridge St Nederland, CO 80466 DAILY CAMERA / TIMES-CALL
REAL ESTATE
Is a vacation or second home purchase in your future? - Part 2 BOULDER – Thinking about buying a vacation home for you and your family to enjoy? There are quite a few things to consider in order to make BY DUANE the vacation DUGGAN home buying Realtor and Author experience a RE/MAX of Boulder happy one. In my previous article, Part 1 of this two-part series, I discussed goals for your vacation home, rental income, and professional property management. In this article, I will outline further considerations that will help guide you toward your purchase. Should I rent the vacation home long term? In order to have a vacation home for the future, some families have bought a home and immediately leased it to a long-term tenant, say for a year or more. This is because a long-term tenant right now will help pay for the current expenses of owning it. Then later down the road, say in 10 years, you can stop renting it out and use it if for yourself as a vacation home, or maybe even as your retirement home. If it is treated as an investment, are there any tax benefits or ramifications? As with any investment, it is a good idea to discuss with your tax advisor if they are any tax issues to consider. 2018 has brought about key changes in tax reform. Be sure to ask how those changes might affect your vacation home
Is financing different for a vacation home? Most any one-to-four-unit mortgage lender can help you finance a vacation home. They will typically qualify you under normal underwriting guidelines. However, it is usually a good idea to use a lender that is familiar with vacation properties.
There are many details to evaluate when buying a vacation property.
purchase. A few questions might be: • Can I deduct the mortgage interest? • Can I take depreciation? • If it is an investment, is there a limit on the number of personal days I can use it for? • What expenses of running the property can I deduct? • If it’s a rental, and I want to depreciate it, what are the maximum number of days is can be used personally? House trading possibilities? Vacation homeowners will often buy a property for the possibility to use as “currency” to trade for other places to vacation. This helps keep lodging costs down at the places you might like to vacation in. Swap homes with your friends and networks – or check out various websites that enable you to trade homes in destinations across the world.
and in just three generations there could be 10 to 20 owners. With 10 to 20 owners, you can imagine there can be many different opinions as to what to do with the property. Some of the new owners may view the ownership more as a burden than a benefit. Taking some time to create a succession plan is worth the time and effort. Generally, it is a good idea to find an attorney with experience in creating succession plans for vacation homes. They will listen to the family’s needs and goals and create a plan that works. There are many details to evaluate when buying a vacation property. As you examine the idea of purchasing a vacation home, I recommend that you pull together a team that includes a mortgage loan officer, tax accountant, financial planner, property manager, insurance agent, Realtor – and possibly an estate planning lawyer – to consult with. Duane Duggan is an awardwinner Realtor and author of the book, “Realtor for Life.” and has been a Realtor for RE/MAX of Boulder since 1982. He has facilitated over 2,500 transactions over his career. He has been awarded two of the highest honors bestowed by RE/MAX International: the Lifetime Achievement Award and the Circle of Legends Award. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail Duane at duaneduggan@ boulderco.com, call 303.441.5611, or visit boulderco.com.
Can I buy a vacation home with my IRA? I get asked this question a lot. Yes, you can buy a vacation home with funds from your IRA. You just can’t use it personally. You also need to set up a self-directed IRA account. So why would you want to do that? Let’s say you live in Boulder and eventually want to retire in Summit County. You can buy that condo in Summit County with your IRA, rent it out full time as an investment for your IRA. Then when it comes time to move in, you need to disburse it from your IRA, pay any applicable taxes, and you can use it personally. There are a lot more details you need to consider here. In future articles, I will cover investing in real estate using your IRA. Exit strategy or succession planning? The idea of having a vacation home can be very exciting, nevertheless, some planning needs to be done with regard to selling the property when the family is done with it – or figuring out how to keep the property in the family. If a couple owns a vacation home and they have four kids, when the couple passes away, suddenly the property has four owners. Those kids will have their own children
Mountain Gate at Mariana Butte End of Year Specials: Call to Inquire
$449,000
Homes starting at $379K, includes landscaping, AC & nicely finished 51 homes in Mountain Gate built by Savant Homes, Northern Colorado’s 2015 Builder of the Year 7 homes to choose from, 5 ranch plans Model Open Friday-Monday 1pm-4pm Weekly or By Appointment
Call DJ Johnson www.savanthomesinc.com FEBRUARY 23-24, 2018
4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated
(970) 213-0648 djjohnson@remax.net ATHOMECOLORADO.COM
5
6
AT HOME COLORADO
DAILY CAMERA / TIMES-CALL
MORTGAGE
Why your mortgage is getting more expensive By Taylor Tepper Bankrate.com World events are conspiring to make it more expensive for you to borrow money to buy a house. Mortgage rates have increased for five consecutive weeks, according to Bankrate data, bringing interest on a 30-year fixed rate loan to 4.44 percent, the highest level in 11 months, while home prices continue to rise due to a lack of available homes. After years of tepid economic growth, animal spirits are aflame. Inflation and wage growth recently found a groove, while the Federal Reserve’s plan to raise short-term interest rates multiple times for a consecutive year has reduced the value of government debt. The yield on 10-year Treasures is close to a four-year high. (Bond prices and yields are inversely related.) Oh, and China may reduce its appetite for U.S. bonds. Homebuyers should get off the fence – Mortgage rates are moved by the yield on 10-year Treasuries, rather than short-term rate hikes by the Fed. That’s why mortgage
rates fell throughout 2017, for instance, even as the central bank raised the federal funds rate three times. Rates remain cheap, however, compared to historical prices. A 30-year fixed-rate mortgage came with an interest rate above 6 percent just before the Great Recession in 2007. Potential homeowners should get off the fence and make a bid, assuming you have an affordable home target and adequate savings, because rates are likely only heading north. Why mortgage rates are increasing – You’ve seen this movie before. Immediately after the 2016 election, investors sold government debt en masse, causing the 10-year yield to rise from 1.88 percent on Nov. 8 to 2.60 percent five weeks later. That dramatic rise was predicated on investors thinking a newly Republican controlled Washington would bring about faster economic growth through infrastructure spending and tax cuts. Optimism waned throughout 2017, though, as the GOP failed to
a signal to market observers that inflation may be coming. Meanwhile, Bloomberg reported in January that China, the largest foreign holder of U.S. debt, may reduce or cease U.S. debt purchases, causing market jitters. Should you be worried? Given the recent run-up in yields, you may be worried. But don’t panic just yet. “This is not alarming,” notes Chris Vincent, fixed income portfolio manager at William Blair. “There is no significant drama in the credit markets.” Markets, after nearly a decade of low rates and low growth, are adjusting to the new normal and corresponding volatility. And while China may own over a trillion dollars of U.S. debt, that’s less than 20 percent of all debt owned by foreign nations, and a fifth of what America owes itself. You are entering a world where it’s going to become more expensive to borrow money. It’s time to get used to it. Visit Bankrate online bankrate.com.
overhaul the Affordable Care Act, casting doubt on their cohesion as a governing party. The longpromised massive infrastructure bill never materialized, while the prospects of a tax overhaul dampened. By the first week of September, the 10-year yield was 2.05 percent. But then Republicans made progress on a $1.5 trillion tax bill, while the employment picture continued to brighten, and the U.S. economy grew at a solid clip over the last six months of the year. With Congress agreeing to a $300 billion spending bill, which will only throw more coal on the burning economy, investors see fewer reasons to own bonds. Economic growth and higher pay could result in long-awaited inflation gains. Prices have been rising below the Fed’s 2 percent target, according to the central bank’s preferred prices gauge, for years now. Higher inflation is a boon for fixed-rate borrowers but hurts debtors. The January jobs report, which showed a 2.9 percent-yearover year earnings increase, was
Longmont Association of REALTORS
INDEPENDENT BROKERS CONSIDER REGEL & ASSOCIATES, LLC For All Your Real Estate Needs
Edward
Kathy
Todd
Regel & Associates, LLC Specializes in Residential and Commercial (Sales and Leasing) Commercial Property Management
“Exceeding Your Expectations”
655 South Sunset, Suite F, Longmont, CO 80501
303-702-0605 www.regelassociates.com
|
Leaders in Change... Delivering Results! FEBRUARY 23-24, 2018
ATHOMECOLORADO.COM
7
L I SN E T I NW G
L I SN E T I NW G
L I SN E T I NW G
S OC O M I N O NG
7320 Island Circle • Gunbarrel 5 Bedrooms 6 Bathrooms 5818 SqFt. $1,100,000
Spacious home with a modern flair tucked back on a low-traffic cul-de-sac lot backing to the 11th Fairway/Green of BCC Golf Course! The sprawling interior is an entertainer’s delight and boasts a huge great room with soaring ceilings, skylights and extensive wood flooring.
1155 Canyon Blvd. #203 • Downtown Boulder 1 Bedrooms 1 Bathrooms 1142 SqFt. $879,000
Live in one of Downtown Boulder’s Premier and Rarely Available Luxury Buildings. Walk to incredibly hip dining, coffee shopping, trails and more! This upscale contemporary urban condo offers comfortable living spaces, Brazilian Cherry wood flooring, a designer kitchen with ample cabinet space, center island, slab granite, and top of the line stainless steel appliances.
9440 Owl Lane • The Farm at Boulder Valley 5 Bedrooms 6 Bathrooms 8322 SqFt. $3,000,000
Gorgeous Estate Home in the highly coveted “The Farm in Boulder Valley” is perfectly appointed on a premier 2.5+ ACRE lot backing to hundreds of acres of Open Space with breathtaking and unobstructed VIEWS of the Front and Back Range! The inviting circular driveway welcomes you to this thoughtfully designed and sprawling home that offers comfortable living spaces, views from nearly every room and a luxurious main floor master suite with cozy sitting room, gas fireplace and 5-piece bath.
7095 Rustic Trail • Gunbarrel 5 Bedrooms 8 Bathrooms 6294 SqFt. $1,995,000 Absolutely STUNNING home overlooking lake along the 17th Fairway of BCC. Gorgeous views with professional landscaping on rare 1/3 acre in Gunbarrel. Enjoy the main floor master highlighted by the incredible views and cozy fireplace, master also includes elegant 5 piece bathroom and walk-in closet. Upstairs features 3 bedrooms all with private bathrooms and tons of natural light. For those snowy days enjoy your very own golf simulator!
CALL US TODAY! 303 441 5642 Professional 8
AT HOME COLORADO
•
Knowledgeable
•
Re s p e c t e d DAILY CAMERA / TIMES-CALL
MORTGAGE
Federal Reserve prime rate prediction BOULDER – The financial forecast is one with rising temperatures: the Federal Reserve is predicted to raise the Prime Rate as many as three times this year. BY MICHAELA This is important PHILLIPS because home Guaranteed Rate, Inc. equity lines are directly tied to the prime rate. When the rate goes up, the interest and the payment for equity lines go up, too. For homeowners who are refinancing, timing is vital – what the Feds do helps predict what you will pay. But combining a current mortgage with an equity line is an option. Some fail to do this because the first mortgage is locked in a rate lower than what’s presently available; this is where a blended interest rate comes into play. A blended rate considers the amount of each loan in relation to the total amount of loans. It is not the average interest rate (which is a common assumption). It is not determined by adding all the interest rates together and then
The financial forecast is one with rising temperatures: the Federal Reserve is predicted to raise the Prime Rate as many as three times this year. (Photo: Pexels).
dividing by the number of loans. Rather, it’s a rate that takes into account the amount of each loan in relation to the total amount of all loans. A correct blended rate can only be calculated if all loans are paid off at the same time. In general, blended rates are typically higher than an old loan’s interest rate, but they’re lower than new loans, providing middle ground for the borrower. A blended rate is not limited to homebuying. Some people access these rates by taking out multiple
loans with a lower interest rate rather than one loan with higher interest. It’s especially beneficial to homeowners because it allows them to secure a lower rate, saving some money. With the Federal Reserve making a move, the time to act is now. Michaela Phillips is the Vice President of Mortgage Lending at Guaranteed Rate, Inc. Contact Michaela at 303.579.5517, e-mail michaela@michaelaphillips.com or visit michaelaphillips.com. NMLS:312874.
REAL ESTATE
Premium pricing: Why ignoring comps is (sometimes) the way to go BOULDER – When selling a home, the single most important factor to consider is the sales price. Sure, savvy marketing, bustling open BY SEAN houses, and MCILLWAIN tireless agent Mod Boulder networking are all necessary factors in getting buyers to the table. But in the end, price – and its subsequent negotiation – is what makes or breaks a deal. It’s no secret that properly priced homes spend fewer days on the market than higher-priced FEBRUARY 23-24, 2018
homes, which can languish on the market for months. This is why listing agents pore over the comparables, or “comps,” as they’re referred to in the biz. Comps provide the details of previous sales in the neighborhood, giving agents a good starting point for their listing price – but they can also provide an agent with a lot of fretting and hand-wringing. Why? I’m so glad you asked. Let’s dive in. There’s more than one way to arrive at a proper sales price for a home – and one of these ways relies on gut instinct over triedand-true comps. If your home has a certain X-Factor – for example, if it’s a distinctive piece of architectural art, if it sits smack-
dab in the center of a highly desired neighborhood, or if it’s got Flatirons views that can’t be replicated, then out-pricing your home’s comps may be the way to go. Valuable intangibles like architectural pedigree, premium location and unprecedented views allow for sellers to ask a premium price for their one-of-a-kind home. But woah there, Miss Dollar Signs – before you’re jonesing for four figures per square foot, let’s make clear the difference between premium pricing and over-pricing. Premium pricing only works for truly unique homes, like the examples mentioned above. Sure, your aging ranch home with hip furniture is cute and all, but it’s not a one-of-a-kind mid century
James Hunter. Over-pricing your average listing a will only devalue your home in the long run – and when determining your sales price, think wisely and think long term. Got a feeling your one-of-a-kind home may fall into the premium pricing category? Give your trusted agent a call and let them walk you through the possibilities. By Sean McIllwain, Mod Boulder Real Estate. Sean McIllwain is the current president of Historic Boulder and the founding broker at Mod Boulder Real Estate. Call 720.252.6051, e-mail hello@modboulder.com or visit modboulder.com. ATHOMECOLORADO.COM
9
COVERPROFILE
Denio West by Boulder Creek Neighborhoods Offers Main-Floor Living in Longmont By Judy Finman Photography by Boulder Creek Neighborhoods
J
ane and Arne Olson are happy that they will be moving from their home in the Gunbarrel area of Boulder. The couple will soon be moving to their new home at Denio West in Longmont – low-maintenance community from award-winning homebuilder Boulder Creek Neighborhoods. “Our current home is too large for our needs, and the maintenance demands have become more than we want to take on,” says Jane. “We like Longmont. We like the less urban, more hometown feel of Longmont as compared to Boulder,” Jane says. “We found ourselves frequently choosing to shop and dine in Longmont, even though we lived in Boulder.” With those things in mind, the couple began their search. The Denio West neighborhood particularly interested the Olsons. “It is only five blocks from the home of our daughter, son-in-law, and three little granddaughters.” Denio West, one of Boulder Creek’s newer communities is 10
AT HOME COLORADO
ideally located at 9th and Hover in Longmont, and features two of Boulder Creek’s lowmaintenance home collections – easyHouse® and yourHouse. The designs of both series are focused primarily on main floor living – master suites, living areas, laundry and everything needed on a daily basis are conveniently located on the main floor – greatly reducing trips up and down stairs. For those needing additional space (think: rec rooms, guest bedrooms and bathrooms), Denio offers layouts with available lower levels, as well as those with additional space upstairs. If buyers choose, a lower level is available on select floorplans – providing an additional rec room and bedrooms – perfect for guests. Buyers have a choice of seven floorplans from 1,600 to 2,800 square feet, and,homes at Denio West start in the $400s up to the mid $400s. The Olsons are looking forward to moving into a new lowmaintenance home, for which Boulder Creek Neighborhoods is well known. Homeowners can expect fewer outdoor maintenance chores, and more opportunity to live the lives they’ve dreamed
about but never had time for. Boulder Creek has come up with a term for this idea of newfound freedom; they call it Lifefulness™. Lifefullness is all about taking back your free time to use as you wish, whether that be spending time with family and friends, taking up a new hobby, or simply relaxing at home without worrying about those pesky outdoor maintenance chores. “We will love not having to maintain a yard, pull weeds, worry about our sprinkler system’s quirks, having to pay for dying tree removal, and worrying about how long our aging fence would last,” Jane says. “We will also be glad to have the HOA worry about snow shoveling.” Boulder Creek empowers the Homeowner’s Association for each neighborhood to take care of many of these sorts of time consuming outdoor maintenance chores, which many homebuyers, like the Olsons, are all too happy to leave behind. The Olsons have lots of plans for the time they will save by not having to do home maintenance chores. “We will be glad to have additional time freed up for pursuit of the hobbies we already
enjoy. Arne builds and flies radio control airplanes. He also is an editor for Physics Essays Magazine, and referees papers whose writers are seeking publication. Jane is a watercolor artist and is also taking guitar lessons. In addition to these hobbies, they enjoy traveling. “We have children in Florida, Texas, Illinois, and Colorado, and love visiting with them,” says Jane. “We feel very lucky to have found the Denio West neighborhood. It is perfect for us, and we are looking forward to living there and meeting our new neighbors!” The Olsons chose an easyHouse floor plan for several important reasons. “It allows for a lower level and a large gathering area downstairs that will be a great space for the grandchildren and larger gatherings,” Jane says. She continues, “The unfinished space will accommodate our messy hobbies, as well as give us much needed storage room. We love the open concept upstairs. The study will accommodate Arne’s office, as he is still fully employed and needs a pleasant space so that he can work from home.” In addition to easyHouse, Denio West features yourHouse designs – popular in both downtown Louisville and Erie’s Brennan by the Lake Neighborhood. This unique series offers both main floor master layouts as well as a more traditional two-story design. Whether you are seeking dual master suites, loft space, or up to four bedrooms, the flexibility of yourHouse means that you can choose the layout that best works for you. Community Manager Karen Sanders sees many long-time Longmonters expressing interest in Denio West. “People love the convenience of this location, the draw of a low-maintenance lifestyle, and the benefits of mainfloor living,” she says. “Because we are able to offer a variety of floorplans and home designs, it’s really enjoyable for me to work with interested buyers to meet their particular needs in terms of lifestyle and price point,” says Sanders. Denio West, one of Boulder Creek Neighborhoods’ newer communities, is ideally located at 9th & Hover – a Southwest Longmont location that is close to everything you would want in Longmont. It is between Sunset golf course and Twin Peaks golf DAILY CAMERA / TIMES-CALL
course. Golden Ponds Nature Center is just to the south. This picturesque location puts the best of Colorado at your doorstep with local farmer’s markets and trails for hiking and biking. It is only a five-minute drive from the restaurants and shops of Main Street in Longmont. At Denio West, nature abounds, with all the conveniences of urban life close by. Denio West takes advantage of all there is to do in Longmont. It is located between Sunset golf course and Twin Peaks golf course. Golden Ponds Nature Center is just to the south. This picturesque location puts the best of Colorado at your doorstep with local farmer’s markets and trails for hiking and biking. It is only a fiveminute drive from the restaurants and shops of Main Street in Longmont. At Denio West, nature abounds, with all the conveniences of urban life close by. Denio West features two of Boulder Creek’s lowmaintenance home collections – the easyHouse® patio home series, and the yourHouse townhomes. EasyHouse is great for those who prefer mainfloor living – master suites, multiple living areas, laundry and everything needed on a daily
basis –which greatly reduces trips up and down stairs. If buyers choose, a lower level is available on select floorplans – providing an additional rec room and bedrooms – perfect for guests. Patio homes at Denio West start in the mid $400s. Every lowmaintenance home from Boulder Creek Neighborhoods is designed to make your life a little easier. Whether you choose Denio West or any other Boulder Creek community, you can expect fewer outdoor maintenance chores, like raking leaves and shoveling snow, and more opportunity to live the
live you’ve always dreamed about but never had time for – that’s “Lifefullness®.” At Boulder Creek, a home is more than a home – it’s a lifestyle, a choice to relax, celebrate and love life. If your goal is to experience more of life, reduce the stress that comes with home maintenance, right-size your home, or all of the above, you’re in the right place at Denio West in Longmont. For more information about Denio West floor plans, pricing, and more, visit DenioWest. com, or call their sales team at 720.961.2959.
Boulder Creek Neighborhoods is an award-wining homebuilder located in Louisville, Colorado. The company offers lowmaintenance patio homes and townhomes in neighborhoods across the Front Range, with prices from the $300s to over $1 million. To learn more about why a new lifestyle may be right for you, call Boulder Creek’s Sales Concierge team at 720.961.2959. They can answer questions, discuss your needs, and set up an appointment to tour any of Boulder Creek’s low-maintenance neighborhoods.
Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.
Offering 1, 2, and 3 bedroom apartments.
418 Emery St. Longmont • (303) 772-6452
Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com
720-280-3544 rick@flatironshi.com
“Peace Of Mind Every Time” FEBRUARY 23-24, 2018
ATHOMECOLORADO.COM
11
HOME DECOR
Interior designers always notice these bedroom decorating mistakes By Gabrielle Savoie Domaine We know it right away when walking into a great hotel room: Everything is perfectly proportioned, the bed is meticulously made and the lighting casts a soft glow on attractive and functional furniture. The rug has the ideal softness under bare feet, and the artwork is eye-catching but not overpowering. Hoteliers craft their guest rooms so effortlessly, so why can it feel so hard to replicate the same look at home? It may boil down to a few decorating mistakes designers always notice when walking into clients’ bedrooms. From ignoring clutter to failing to address mood lighting, these small errors can have a huge impact on the overall look and feel of a room. We tapped some of the best interior designers in the industry to share the mistakes to avoid at all cost when decorating a bedroom. Are you guilty of these decorating faux pas? Mistake No. 1: Forgetting about artwork “Oftentimes the bedroom gets overlooked when it comes to artwork,” Melissa Warner Rothblum and Julie Massucco Kleiner of Massucco Warner Miller told us. “Not being a public space, it’s easy to get all the basics into a bedroom and then leave the walls bare.” While people often reserve their best artwork for the living or dining room, Rothblum and Kleiner suggest putting the same attention on art in less prominent rooms: “You go to sleep and wake up in your bedroom almost every day – so why not see something wonderful on the walls?” Mistake No. 2: Disregarding mood lighting “We think it’s so sad when a bedroom ceiling is left bare or has a ho-hum flush mount stuck up there,” add the Massucco Warner Miller designers. “Have fun with lighting in the bedroom! There is no rule that says chandeliers are reserved for dining rooms.” For interior designer Tim Campbell, there is more to a 12
AT HOME COLORADO
Oftentimes the bedroom gets overlooked when it comes to artwork, say Melissa Warner Rothblum and Julie Massucco Kleiner of Massucco Warner Miller. (Photo: Dreamstime/TNS)
bedroom than just overhead lighting – reading lights are also essential: “Add indirect and task lighting that keeps the glare of light away from the eye,” he says. The more sources of lighting you have, the better it is for the eyes (and the mood). Mistake No. 3: Not considering scale Interior designer Trip Haenisch always notices furniture that is too large or small for the bedroom. “Properly scaled furniture is tricky,” he says. “Everything looks the same size online. If you lay out the furniture with blue tape, it can help avoid a lot of mistakes.” To do this, take the measurements of the piece you want to buy, and tape the width and length in a rectangle on the floor. You’ll have a much better sense of the piece in the space. Mistake No. 4: Ignoring clutter “A bedroom is supposed to be relaxing and breathable,” Shannon Wollack and Brittany Zwickl of Studio Life.Style tell us. “We suggest eliminating unnecessary items and making sure the furniture is not too large for the room.” Adequate storage can help minimize clutter. For the items you want to keep in sight, small trays and catchalls can help everything
feel more organized. Mistake No. 5: Decorating with bright colors Wollack and Zwickl are also careful not to use too many bright colors in a bedroom. “We like to use calm, natural colors to keep the space serene and timeless. To add a sheen texture that is not overpowering, we suggest a natural grass cloth.” Warm, light neutrals work beautifully in the bedroom, and a variation in textures helps the space feel softer and more inviting. Mistake No. 6: Overlooking the headboard The designers at Massucco Warner Miller also suggest paying special attention to the headboard: “There’s no reason for boxy beige headboards. Do an offbeat fabric on your headboard, or choose an unusual shape.” The headboard covers such an important portion of the space and should be treated as such. “If an off-the-shelf headboard has uninspiring fabric options, have it recovered just like you would a chair – and don’t hold back with color!” Mistake No. 7: Going overboard with pillows One of Haenisch’s pet peeves in the bedroom is a bed that gets swallowed up by pillows: “I
prefer using four regular pillows – two on each side – and only one or two decorative pillows maximum.” When it comes to decorative pillows, it’s all about quality, not quantity! Mistake No. 8: Neglecting your bedding Another mistake that Haenisch always notices? Neglected bedding: “If you think about it, we spend almost one-third of our lives in bed. Nice linens are worth the investment!” Pay special attention to the quality and look of your sheets – not only will it improve your decor, but you might sleep better too. Mistake No. 9: Not considering storage “When your nightstand does not have storage, things start to pile up and a create an unnecessary mess,” explain Wollack and Zwickl. “It’s best to have nightstands with drawers that can hold books, chargers, and other necessities. We try to only use nightstands that have drawers with built-in chargers so there aren’t a lot of exposed cords.” Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com. DAILY CAMERA / TIMES-CALL
REAL ESTATE
Mortgage rates on the rise LOVELAND – Mortgage rate increases have been predicted to rise for some time now, and we’ve finally seen a notable change. According to BY SUZANNE Realtor.com, PLEWES rates are RE/MAX Alliance currently the highest they have been in four years! What does this mean for home buyers? Reduced buying power Higher interest rates mean that buyers will qualify for less when it comes to purchasing a home. Mortgage pre-approvals are based on what buyers can afford monthly. When interest rates rise, corresponding monthly payments for those mortgages rise as well. Thus, buyers who are purchasing at their maximum price range will need to make adjustments. Here’s a look at what even a slight change can do to buying power. Let’s assume that a buyer is pre-approved to purchase a $400,000 home based on a 4% interest rate and 5% down payment. This means the loan amount would be $380,000 and the principal and interest payment would be roughly $1,814 per month. The average mortgage interest rate as of February 15th was 4.38%. In order to keep the same monthly payment, that same buyer must purchase a home for a max of $382,250. Thus, his/her buying power dropped by almost $18,000. As you can imagine, this eliminates some homes as options for this buyer.
FEBRUARY 23-24, 2018
16 years
in a row!
4942 10th Street
Boulder 8277 Cattail Drive
Open Sat 11- 2pm $735,000 Total update, covered porch, open space trails! www.4942.wkre.com Jan Kirk: 303-888-2430
Niwot
Open Sun 12-3pm $1,999,950 Main level master w/mountain views! 1.6 acres. www.8277.wkre.com Chris Haught: 303-947-4074
Mortgage rate increases have been predicted to rise for some time now, and we’ve finally seen a notable change. (Photo: Shutterstock)
Otherwise, you might accidentally make an offer on a home that is no longer affordable! Before submitting offers on any homes, it’s a good idea to call your lender for an update on interest rates and your pre-approval. Suzanne Plewes is a broker associate at RE/MAX Alliance. Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.
Steve Arrington, Realtor
9647 N. 63rd Street
Longmont 1779 Yarmouth Ave #A-4
New Listing! $1,950,000 Beautiful home on 30 acres, stable, & lake! www.9647.wkre.com Andria Allen: 303-810-8375
1927 23rd Street #B
1601 Kimbark Street
303-772-3800 3
Thornton
New Listing! $299,000 Great ranch style home w/ bsmt on large lot! www.10901.wkre.com Craig Cowley: 303-589-4009
Longmont 10269 Deerfield Street
Land $290,000 MUH lot on Kimbark approved for 9 units. www.1601.wkre.com Jim Green: 303-775-2553
Boulder
New Listing! $925,000 Build Your Dream Home In Newlands www.3040.wkre.com Paul Calcagno: 303-579-6463
Broomfield 10901 Albion Drive
New Listing! $789,900 Immaculate 2 Story home on Golf Course! www.14252.wkre.com Chris Haught: 303-947-4074
Boulder
New Listing! $145,651 Affordable 2 bd Boulder Condo w/ Mtn Views! www.1779.wkre.com Laura Chittick: 303-332-4118
Boulder 3040 10th Street
New Listing! $775,000 Amazing downtown Boulder location! www.1927.wkre.com Janet Borchert: 720-564-6034
14252 Piney River Road
Continued increases in interest rates Interest rates are expected to increase further this year. So, buyers who’d like to purchase a home would be better off acting quickly. When rates rise, home prices will eventually fall, but this takes a long time to adjust. In the short term, both home prices and interest rates will likely rise. Staying educated As illustrated by the monthly payment example above, home buyers must be aware of fluctuations in interest rate.
Boulder County Gold Award
Firestone
5 Bed, 3 Bath $535,000 Spectacular ranch. Backs to park with views! www.10269.wkre.com Janet Borchert: 720-564-6034
SEARCH THE ENTIRE INVENTORY OF LISTINGS IN OUR MARKETPLACE Check out our free WKRE Mobile App availabe in the Apple App store and The Google Play store. BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344
wkre.com ATHOMECOLORADO.COM
13
OPEN HOUSE
QUICK GUIDE
WWW.ATHOMECOLORADO.COM/OPEN-HOUSES BERTHOUD 1104 Little Branch Lane $354,960 Saturday 10:00 AM-4:00 PM Beth Bishop The Group Inc (970) 692-9600 1104 Little Branch Lane $354,960 Sunday 11:00 AM-2:00 PM Beth Bishop The Group Inc (970) 692-9600
BOULDER 5110 Williams Fork Trail #209 $248,000 Saturday 12:00 PM-2:00 PM Shawn Johnson RE/MAX of Boulder (720) 204-0618 6445 Outrigger Ct $399,000 Saturday 12:00 PM-2:00 PM Kristen Brown Martin RE/MAX Alliance (303) 478-1883 1536 Bradley Drive A-302 $456,000 Saturday 1:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297 1536 Bradley Drive A-302 $456,000 Sunday 12:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297 1165 Grape Avenue $775,000 Sunday 12:00 PM-2:00 PM Lynn Ryan RE/MAX of Boulder (303) 489-0309 1310 Rosewood Avenue 5C $799,000 Saturday & Sunday 11:00 AM-1:00 PM Nick Duncan LIV Sotheby’s International Realty (303) 596-5030 3649 Silverton St $819,000 Sunday 1:00 PM-3:00 PM Stewart Ward RE/MAX Alliance On Walnut (303) 704-7774
9236 Gunbarrel Ridge Road $1,150,000 Sunday 1:00 PM-3:00 PM Carl Worthington RE/MAX Alliance (303) 809-6863 990 Yellow Pine Avenue $1,200,000 Sunday 2:00 PM-4:00 PM Elizabeth Ryterski RE/MAX of Boulder (720) 300-5680 7000 Sunshine Canyon Drive $1,595,000 Sunday 12:00 PM-3:00 PM Lydia Waskul RE/MAX of Boulder (303) 441-5665 549 Linden Park Avenue $1,931,000 Sunday 11:00 AM-1:00 PM Brian Sundberg RE/MAX of Boulder (303) 931-5483
BROOMFIELD 14252 Piney River Road $789,900 Saturday 12:00 PM-2:00 PM Chris Haught WK Real Estate (303) 947-4074
JOHNSTOWN 1519 Mallard Dr $330,000 Saturday & Sunday 11:00 AM-3:00 PM Jeff Davidson The Group Inc (970) 305-5922 4822 County Road 50 $960,000 Saturday 12:00 PM-2:00 PM Matt Kurtz The Group Inc (970) 962-4630
LONGMONT 2201 Calais Dr 6-E $320,000 Sunday 1:00 PM-3:00 PM Laurell Richey RE/MAX Alliance (303) 881-4525 1522 Moonlight Drive Starting in the mid$400,000’s Saturday & Sunday 12:00 PM-5:00 PM Stan Meade/Tim Shea Pedal To Properties (303) 817-7777
LIST YOUR OPEN HOUSE 14
AT HOME COLORADO
918 Half Measures Drive $600K’s+ Daily 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 522-7928
631 E 42nd St $365,000 Sunday 10:00 AM-3:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281
4345 Lyric Falls Dr. $475,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250
800 Tenacity Dr $647,950 Saturday 11:00 AM-2:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885
278 Pavo Ct $368,950 Saturday 10:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327
759 Deer Meadow Drive $509,875 Friday - Sunday 12:00 PM-3:00 PM Dennis Schick Re/Max Alliance (970) 567-3942
8447 Summerlin Drive $1,200,000 Saturday & Sunday 12:00 PM-4:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949
LOUISVILLE 1830 W Centennial Drive 301 $239,900 Sunday 2:00 PM-4:00 PM Steve Altermatt RE/MAX of Boulder (303) 441-5669 1805 Blue Star Lane, Model Home $600K’s+ Saturday & Sunday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 604-9196
LOVELAND 2940 Kincaid Dr #107 $221,335 Saturday 10:00 AM-5:00 PM Christie Duggar The Group Inc (970) 219-1138 2940 Kincaid Dr #107 $221,335 Sunday 12:00 PM-5:00 PM Christie Duggar The Group Inc (970) 219-1138 101 N. Jefferson Ave $225,000 Saturday 12:00 PM-2:00 PM Ali Lofquist The Group Inc (970) 744-8490 631 E 42nd St $365,000 Saturday 10:00 AM-1:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281
278 Pavo Ct $368,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 386 Pavo Place $378,950 Saturday 10:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 386 Pavo Place $378,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 1961 Pikes Peak Dr $429,000 Saturday 1:00 AM-3:00 PM Tami Spaulding The Group Inc (970) 223-0700
4805 Mariana Hills Circle Homes From The $600’s By Appointment Brittany Munoz LC Tulip (970) 227-1334 3597 Bianca Ct $615,000 Saturday & Sunday 12:00 AM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250
NIWOT 8277 Cattail Drive $1,999,950 Sunday 12:00 PM-3:00 PM Chris Haught WK Real Estate (303) 947-4074
WESTMINSTER
1961 Pikes Peak Dr $429,000 Sunday 11:00 AM-3:00 PM Tami Spaulding The Group Inc (970) 223-0700
11568 Depew Court $425,000 Sunday 12:00 PM-2:00 PM Terry Larson RE/MAX of Boulder (303) 589-3028
3518 Adena Ct $435,000 Saturday & Sunday 12:00 PM-2:00 PM Jesse King The Group Inc (970) 903-3483
WINDSOR
736 W 5th St $459,900 Saturday & Sunday 1:00 PM-3:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281
2170 Longfin Dr $407,000 Saturday 9:00 AM-5:00 PM Kathy Beck The Group Inc (970) 213-8475 2170 Longfin Dr $407,000 Sunday 11:00 AM-5:00 PM Kathy Beck The Group Inc (970) 213-8475
VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 DAILY CAMERA / TIMES-CALL
LAWN AND GARDEN
Begonia love
LONGMONT – Every so often a new plant catches my eye, stopping me in my tracks at garden centers with their beauty. In truth, it happens more BY CAROL than I admit; O’MEARA like the dog Colorado State distracted by University Extension squirrels, there are days when I can’t get down an aisle in a greenhouse without dashing back and forth. These days, the plants clamoring for my attention are begonias. Breeding has brought us glorious selections in this shade loving plant, and if you’ve been thinking they’re the ho-hum houseplant for a dimly lit room, you’re missing out on a showy display of leaves and flowers that brighten landscapes and interiors. Here’s a quick rundown on the types to choose from: Most commonly grown wax begonias (Begonia semperflorens) have waxy leaves and flower continuously. Leaves vary in color
Bright flowers of tuberous begonias (Begonia tuberhybrida) close up in a garden. (Photo: Shutterstock)
from green to bronze or red, and flowers may be single or double in red, pink, orange, or white. These prefer moderate to bright light in winter and partial shade in summer. Cane, or “angel wing,” begonias have bamboo-like stems with leaves shaped like wings. Superba canes are large, often soaring to 12 feet tall. Dwarf types are available. True “angel wing” begonias are slightly different than superba; these sport the pointed leaves that gives this type their name. Both types are exuberant
bloomers, with flowers produced in large, pendulous clusters. Rhizomatous begonias have decorative leaves as well as a showy display of spring flowers. Its heavy, succulent stem grows just above the soil surface and sends out adventitious roots. Leaves come in various earth tones with smooth or hairy surfaces; some are deeply lobed, while others are round. Rex begonias are part of this group. Keep them in filtered or indirect light. Tuberous-rooted begonias are popular for their flowers more than leaves; the blooms can be a demure half-inch to more showy, rose-size flowers. Don’t be alarmed if they go dormant – tuberous begonias need rest during fall and winter. Grow begonias in moderate to cool temperatures. Plant in media rich in organic matter, such as peat or compost, mixed with sand, perlite, or vermiculite. Begonias should be kept moist, but allow them to dry slightly between watering. Humidity is crucial to good begonia health, so keep the pot on a pebble tray with water.
Begonias thrive in medium light but will tolerate low light, making them ideal pick-me-ups for offices. With the exception of wax begonias, keep them from bright light, which damages many. Fertilize regularly with a fertilizer higher in nitrogen than phosphorus and potassium. But begonias are sensitive to salts, so follow package instructions to avoid over fertilization. Begonias aren’t fussy, with few pests; mealy bugs – small, white, waxy coated insects that gather at leaf junctions – are most often the insects on begonias. Trim yellowing, dead leaves from the plant. Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.
OPEN HOUSES WWW.ATHOMECOLORADO.COM/OPEN-HOUSES
Open Sat & Sun 12-3
Open Tues-Sat 9-5/Mon-Sun 11-5
1534 Venice Lane, Longmont $360,000
8923 Foxfire Street, Firestone $399,000
2 bed 3 bath 4 level townhome 2 car attached garage, + huge crawl space for additional storage. Oak hardwood flrs, Alder Cabinets, tile counter tops, full backsplash & all kitchen appliances included. Gas fireplace in living room. Private deck. Close to shopping & schools.
2-story home built by DR Horton in the Saddleback Golf Course Neighborhood! Open layout features wood floors, granite countertops, stainless appliances and upstairs laundry. All secondary bedrooms have walk-in closets! Model at 8759 Peakview. MLS#838422
Diana Luthi 970-481-2692
LIST YOUR OPEN HOUSE FEBRUARY 23-24, 2018
Tiffany Luthi 970-691-4838
Kathy Beck 970-213-8475
Brandi Garifi 720-291-0899
VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM
15
ASK THE EXPERT
After a home inspection YOU BORROW EGGS, SUGAR AND LAWN MOWERS FROM
Y YOUR
NEIGHBORS. O HOW ABOUT A MORTGAGE?
BOULDER – Most homebuyers have a general understanding of the home inspection process but may not be clear on what BY RICK occurs after JACQUEMARD the inspection Flatirons Home is complete. Inspections Finding deficiencies in a home prior to continuing with a home purchase is a crucial element in any real estate purchase. Once the homebuyers receive the inspection report, they will have to make decisions regarding needed repairs or whether they are still interested in purchasing the property. After reviewing this inspection report detailing the structural and cosmetic condition of the home, buyers will need to decide if the repairs are serious enough to discontinue the purchase, or minor enough to continue to closing. If the buyers decide to proceed with the sale, they may also request that the seller repair specific items. Many buyers prefer to ask for a reduction in the asking price and do the repairs themselves. If as buyers you choose this option, ask your home inspector which repairs need to be done right away, and do them. Major repairs to plumbing, electrical, or HVAC require a permit. If a project is too small to require a permit, maybe it shouldn’t be part of the negotiations. As a seller you are not required to fix anything. You can, for example list all known issues with
the house in disclosures and note them as part of the asking price. In most cases however, there will be negotiations as to what the seller will repair or a reduction in the asking price of the home. Generally speaking, no house is perfect and the inspection report is not a to-do list for the sellers. Most buyers and sellers end up addressing problems found in an inspection before closing or by including money in the final agreement to pay for any major repairs. Most buyers are also sellers. If the sellers are not willing to negotiate the resolution of items on an inspection report the sale may fall through. Any issues found listed on and inspection report with then need to be disclosed any future buyers. If you are selling your home you can have a pre-listing or “sellers” inspection done prior to listing the property. You would then have the option of deciding to repair or replace items on the inspection report or list them in disclosures. If buyers see that you have recently repaired or upgraded things they may feel more secure about the rest of the house.
For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.
It matters y bank. where you Become a home-owning part of your community with a mortgage from us, a neighbor you can trust. Banking | Auto & Mortgage Loans Business Loans | Wealth Management elevationscu.com | 303.443.4672
Federally insured by the NCUA
16
AT HOME COLORADO
FEATURED AGENT PAT KAHLER
Realtor® at RE/MAX Alliance 303.589.5752 patkahler@remax.net Read Pat’s At Home profile at: www.athomecolorado.com/pat-kahler DAILY CAMERA / TIMES-CALL
Boulder Area Real Estate Statistics January 2018
HOUSE SALES
Year to Date
January 2018 Statistics Average Sales Price
Sold Listings
Location Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total
Sold Inventory Avg. Sales Listings Price 48 91 $1,171,640 23 41 $471,999 15 21 $540,258 67 146 $456,708 6 11 $698,142 6 19 $493,633 24 74 $606,892 0 16 $0 29 126 $695,629 2 5 $461,000 220 550
Days on Market 113 45 43 76 82 83 114 0 67 28
Median Sales Price $950,000 $465,000 $546,400 $453,500 $721,000 $526,000 $546,000 $0 $605,000 $461,000
Location
Thru Jan-17 65 12 15 53 18 4 16 4 29 5 221
Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total
Thru Jan-18 48 23 15 67 6 6 24 0 29 2 220
% Chg (26.2) 91.7 0.0 26.4 (66.7) 50.0 50.0 (100.0) 0.0 (60.0)
Thru Jan-17 $ 930,861 $ 516,112 $ 491,593 $ 443,764 $ 625,294 $ 530,375 $ 528,179 $ 757,500 $ 776,521 $ 687,304
Thru % Chg Jan-18 $ 1,171,640 25.9 $ 471,999 (8.5) $ 540,258 9.9 $ 456,708 2.9 $ 698,142 11.7 $ 493,633 (6.9) $ 606,892 14.9 $0 (100.0) $ 695,629 (10.4) $ 461,000 (32.9)
CONDO & TOWNHOME SALES
Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total
Avg. Sales Price $480,113 $390,000 $342,000 $346,885 $662,450 $0 $0 $185,000 $328,175 $461,899
Days on Market 59 92 44 61 167 0 0 104 71 150
Median Sales Price $473,000 $390,000 $320,000 $318,495 $662,450 $0 $0 $185,000 $295,700 $459,903
Location Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total
Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior
Thru Jan-17 93 71 94 62 85 65 106 68 87 33
Thru Jan-18 113 45 43 76 82 83 114 0 67 28
% Chg 21.5 (36.6) (54.3) 22.6 (3.5) 27.7 7.5 (100.0) (23.0) (15.2)
Thru Jan-17 32 2 5 13 1 1 0 0 5 2 61
Thru Jan-18 44 1 5 19 2 0 0 1 8 8 88
Days on Market
Average Sales Price
Sold Listings
Sold Inventory Listings 44 72 1 5 5 10 19 24 2 9 0 0 0 0 1 0 8 8 8 2 88 130
Location
Thru Jan-17 $815,000 $494,650 $389,000 $374,000 $574,750 $532,259 $463,500 $715,000 $610,000 $702,932
Thru % Chg Jan-18 $950,000 16.6 $465,000 (6.0) $546,400 40.5 $453,500 21.3 $721,000 25.4 $526,000 (1.2) $546,000 17.8 $0 (100.0) $605,000 (0.8) $461,000 (34.4)
Year to Date
January 2018 Statistics
Location
Median Sales Price
Days on Market
% Chg 37.5 (50.0) 0.0 46.2 100.0 (100.0) N/A N/A 60.0 300.0
Thru Jan-17 $482,482 $239,450 $368,960 $332,710 $590,000 $360,000 $0 $0 $352,600 $266,500
Thru Jan-18 $480,113 $390,000 $342,000 $346,885 $662,450 $0 $0 $185,000 $328,175 $461,899
% Chg (0.5) 62.9 (7.3) 4.3 12.3 (100.0) N/A N/A (6.9) 73.3
Location Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior
Thru Jan-17 66 53 68 67 98 138 0 0 64 84
Thru Jan-18 59 92 44 61 167 0 0 104 71 150
Median Sales Price % Chg (10.6) 73.6 (35.3) (9.0) 70.4 (100.0) N/A N/A 10.9 78.6
Thru Jan-17 $400,500 $239,450 $379,900 $275,000 $590,000 $360,000 $0 $0 $360,000 $266,500
Thru Jan-18 $473,000 $390,000 $320,000 $318,495 $662,450 $0 $0 $185,000 $295,700 $459,903
% Chg 18.1 62.9 (15.8) 15.8 12.3 (100.0) N/A N/A (17.9) 72.6
For more information contact: Kenneth Hotard *303.442.3585* khotard@barastaff.com Data Source: IRES- Information Real Estate Services
RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties
AtHomeColorado.com/Rentals Complex Name Hover Manor Senior Apartment Residence
Address 1401 Elmhurst Drive, Longmont
Type Senior Living
Rent $905/$910 per month
Bed/Bath
Description
Other Amenities
Information
1 Bed, 1 Bath
62 years and older. Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances and cable TV included. Vouchers accepted
Furnished, pet friendly, laundry facility
303.772.9292; hovercommunity.org
To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com FEBRUARY 23-24, 2018
ATHOMECOLORADO.COM
17
Real Estate place yoUr ad:
Real Estate
303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com
Free Real Estate Seminar For Buyers & Sellers! Learn the How To’s in the Current Real Estate Market!
28ftx60ft Modular Home in Berthoud: 1994 Champion Double Wide 3BR 2.5BA $38K FSBO. Michelle 970-420-5309 FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.
Very Clean, Quite, Near Longmont Hospital, Garden Level, NON SMOKING ONLY, 2BR, 1BA. $1095+ deposit. 720-230-7030
Your First Choice for Apartment Living in Boulder Duplex 2BD, 1BA, DW, A/C, Gar. N/S/P/D $995/mo. RENTED.
Kathryn Novak, Broker Owner Metro Brokers-Novak Realty Top Mortgage Broker & Insurance Specialist Available! For Principal Buyers & Sellers Only!
Wednesday, March 14th, 6-7:30pm or Saturday, March 17th, 1-2:30pm
Large Furnished 1BR Efficiency w/ Living Room & Private Bath: 1 Person Only, Private Entrance/Parking, Micro & Fridge, Utilities & Cable paid, No Pets. No Smoking. $150/week +deposit. 303-651-0412
To Register or for More Info, Call 303-332-9122 or Knovak52@gmail.com
Rent to Own!
Home of Your Choice Do you Qualify? Call or Text
Devin O’Branagan ERA Tradewind
Water Mineral
303-775-0710
Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201
www.DevinSells.com
NOW LEASING!
Visit us on line at: www.boardwalkapartments.com
303-442-0200
Call us 8am-8pm weekdays 9am-6pm weekends!
www.pmprealty.com 1BR 1BA -1968 McCall : No Smoking, No pets. 1 Person. $875/month, heat, water & trash pd. Call Deb 970-685-8696
Elliott Apts-Longmont Premium 1BR: Central Location in Old Town, Avail March 1st, Onsite Laundry & Storage. $985/mo, heat & water incl. Call 303-772-6452 or Visit Us at:
elliottapartments.com
AT HOME COLORADO
King Size 1BR Longmont: No Pets. No Smoking. Starting at $1000/mo.
303-772-2202 Short term sublease through July. Move in now, don’t pay rent until April. Room is at Sterling University Peaks on Aurora Ave. One Bed, Private bath, suite with kitchen and laundry. Bed included. On site workout room, pool, game room. $1150/month + utilities. Call 303-961-3645.
Looking for Space to Rent where I can live in my travel trailer RV with my lovable dog. Can pay $200/month. Seeking a Safe Space for 6 months. Farm, Ranch or Driveway would be ideal. 708-987-1978
SELL YOUR HOUSE
Apartments - $795 Duplexes - $1095 Condos - $1295 Houses - $1195
303-776-RENT (7368)
18
ALSO OFFERING: • Affordable Rents • Friendly, Responsive Management • Immediate Occupancy
Rental Wanted
Call PMP Realty
Classified ads get fast results!
d Vote lord d a L 4t n “Bes der� 200 y l u ail in Bo “dirt� d 2005 wspaper ne
WE OFFER THE LARGEST SELECTION OF ONE & TWO BEDROOM APARTMENTS AND STUDIOS THROUGHOUT BOULDER. CALL US: SEVEN DAYS A WEEK!
2737 Mapleton, Ste.102
Erie Colorado Library Meeting Room 400 Powers Street, Erie, CO
Rentals
2BR w/ 2-Car Garage: $35K. 303-946-0865 roseaffordableliving.com
APARTMENT RENTALS
DRIVE YOUR WHEELS! List your car, RV, boat or motorcycle and get ready to roll!
Call 303-466-3636 970-635-3650 719-275-5300 888-355-0935
List your house and start packing. $75, 5 lines, 30 days. To place your ad, call 303-466-3636 or 970-635-3650
move your
$75, 5 lines, 30 days drive your
$10, 3 lines, 30 days
Or visit
FrontRangeClassifieds. com
For sale by owner only. No refund for early cancellation.
DAILY CAMERA / TIMES-CALL
A New Way to Ticket Locally.
|| Whether you’re hosting a conference, ticketing a festival, or running a class, ColoradoBoxOffice.com helps you get up and running quickly with local support and industry-low ticketing fees. || Call Matt today at 720-310-0641 or e-mail mflood@coloradoboxoffice.com FESTIVALS // CONCERTS // ART // THEATER // FOOD + DRINK FEBRUARY 23-24, 2018
ATHOMECOLORADO.COM
19
NEW TO MARKET UNDER CONTRACT
BOULDER | 1155 CANYON BLVD. #203 1 BR * 1 BA * 1142 TSF (841733) * $879,000
BOULDER | 7320 ISLAND CIRCLE 5 BR * 6 BA * 5818 TSF (841778) * $1,100,000
BOULDER | 5365 OAK TREE COURT 5 BR * 3 BA * 3604 TSF (841746) * $780,000
JOHNSTOWN | 217 DARLINGTON LANE 2 BR * 2 BA * 3384 TSF (841748) * $388,000
UNDER CONTRACT
UNDER CONTRACT
BOULDER | 4863 BRIAR RIDGE COURT 3 BR * 5 BA * 4857 TSF (841798) * $950,000
LAFAYETTE | 479 BLUE LAKE TRAIL 4 BR * 4 BA * 2774 TSF (841884) * $630,000
OPEN SATURDAY 12 - 2 PM
LAFAYETTE | 2515 WESTWARD DRIVE 5 BR * 5 BA * 4551 TSF (841955) * $859,700
BOULDER | 5110 WILLIAMS FORK #209 2 BR * 2 BA * 897 TSF (841995) * $248,000
DOWNLOAD OUR MOBILE APP THE MOST ACCURATE & FREE HOME SEARCH APP AVAILABLE 20
AT HOME COLORADO
ERIE | 1471 ALLEN AVENUE 4 BR * 4 BA * 3533 TSF (842067) * $715,000
2425 Canyon #110 | 1320 Pearl 303.449.7000 | www.BoulderCO.com DAILY CAMERA / TIMES-CALL