REAL ESTATE NEWS | A HEALTHIER AND WEALTHIER 2024 | AT HOME AT THE BEACH
JANUARY 12-13, 2024
Grow Tasty, Nutritious Greens Indoors
MARKETING FEATURE
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NEWS ATHOMECOLORADO.COM
Sears Real Estate welcomes Haden Baumeister, Wes Lamb and Beth Liesenfeld
COLORADO HOME & REAL ESTATE CONTRIBUTING WRITERS Gabe Bodner Duane Duggan Tom Kalinski Melinda Myers Gary M. Singer ADVERTISING CONSULTANTS Thais Hafer Toni McNeill REAL ESTATE ADVERTISING DIRECTOR Mary Romano MANAGING EDITOR Greg Stone
Haden Baumeister
Wes Lamb
Beth Liesenfeld
GREELEY – Sears Real Estate is thrilled to announce the addition of three talented broker associates to its team. As part of its ongoing commitment to excellence, Sears Real Estate warmly welcomes Haden Baumeister, Wes Lamb and Beth Liesenfeld to its family. Haden Baumeister brings a wealth of experience from the workforce that taught him how to build relationships and the importance of trust. His dedication to client satisfaction aligns seamlessly with
the company values of Sears Real Estate, ensuring an exceptional experience for our clients. Wes Lamb, with a background in auctioneer sales and marketing, joins Sears with a passion for real estate which began when he purchased and renovated his first property and saw the opportunities it gave him to grow and create generational wealth. Known for her attention to detail and with 5 years of experience in the real estate industry, Beth Liesenfeld will play a pivotal role in
elevating Sears Real Estate’s services, particularly with investor and residential clients. The addition of these three exceptional professionals reinforces Sears Real Estate’s dedication to providing top-notch service and expertise to its clients. The company looks forward to the continued growth and success that their Realtors will undoubtedly bring to the company. Visit Sears Real Estate online at SearsRealEstate.com.
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Submit your news or home-related events to gstone@ prairiemountainmedia.com To advertise, call 303.588.8433. A Marketing Feature of
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REAL ESTATE Q&A
Can we get out of contract to sell our home? Q: Several months ago, we had an opportunity in another state that seemed an excellent move for our family. We listed our home for sale, GARY M. and the closing SINGER date is three weeks from now. We just learned that the opportunity has evaporated, and we can no longer sell our house. When we told our real estate agent we changed our mind, she told us it was too late – we were under a binding contract. What can we do? – Kassandra A: You must review at least two agreements to decide your best course. First, carefully read the purchase
contract you signed with your buyer. Some contracts will contain contingencies for various circumstances, such as the sale of the buyer’s previous house falling through. While it is rare to see a contract that will allow you to cancel if the job you were moving for fell through, something in yours may be helpful. In the more likely event that your contract does not give you an out, your next step will be to speak with your buyer and see if they will agree to cancel. Be mindful that your buyer
spent time and money finding and arranging to purchase your property. Should you break the contract, you can be sued for monetary damages or even for “specific performance,” where your buyer will ask the court to force you to sell according to the signed agreement. Because of these risks, it is best to take a reasonable approach and work out a compromise. Realistically, the buyer wants to buy a house, not a lawsuit, and is more likely to be reasonable with you if you are also reasonable about the situation. You also have to deal with the contract you have with your real estate agent. Under the terms of most “Listing Agreements,” real estate agents earn their commission by finding you a buyer who is ready, willing, and able to close on your CONTINUED – See Page 12
JANUARY 12-13, 2024
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SERVING NORTHERN COLORADO IN REAL ESTATE SINCE 2013! I am grateful for the trust my customers have placed in me over the last decade. As we move forward together, I am fully committed to supporting those looking to achieve their real estate goals.
Cheers to another year of collaboration and success! (970) 231.4172 | jfeeney@c3-re.com
RealEstateInNorthernColorado.com
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HOME AND GARDEN
Grow tasty, nutritious greens indoors By Melinda Myers Star Tribune (Minneapolis) (TNS)
Boost the flavor and nutritional value of winter meals by growing a container of greens indoors. Green leafy vegetables are healthy sources of carbohydrates, typically rich in fiber and nutrients, while also being low in fat and calories. Many of these vegetables can help reduce the risk of stroke, anemia, high blood pressure, certain cancers and diabetes. They also help improve the health of your gut, heart, bone and skin while boosting your body's immunity. To create your own indoor garden of greens, all you need are seeds, a container, potting mix and a sunny window or artificial lights. Select a container or planter with drainage holes or reduce maintenance with the help of self-watering containers. Their water reservoirs reduce watering frequency. Fill the container with a quality potting mix that is well-drained and retains moisture. Plant seeds as recommended on the seed packet. You can grow each type of green in its own container or mix them up for an attractive display in larger planters. Water thoroughly and often enough to keep the soil moist while waiting for the seeds to sprout. Reduce the need for frequent watering by covering newly planted containers with a plastic sheet or dome. Once sprouts appear, remove the plastic and begin watering thoroughly when the top inch of soil begins to dry. Boost productivity and increase planting space with the help of artificial lights. You will find a
EDUCATION
MAGNIFIED
To create your own indoor garden of greens, all you need are seeds, a container, potting mix and a sunny window or artificial lights. (Dreamstime/TNS).
variety of setups for any space in your home. Counter and tabletop light stands can be conveniently located in the kitchen or dining room. Stand-alone light shelves provide more growing space within a small footprint. Furniture-grade light stands make them easy to use in any room in the house. Grow greens you and your family like to use in your favorite recipes and salads. Green or red leaf lettuce is easy to grow indoors and its mild flavor is most appealing to children and picky eaters. Spinach is another popular and easy-to-grow leafy green used fresh in salads and smoothies or added to soups and sauces. It contains many vitamins and nutrients, including
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iron, folic acid and calcium. Kale is considered a superfood. This nutrient-dense vegetable is packed with vitamins, minerals and antioxidants. If the flavor is a bit too intense for you, try the baby leaf types or braise for a milder flavor. Add a bit of peppery flavor to salads, soups, pastas and other dishes with arugula. Add a spicier flavor with mustard greens. Sauté mustard greens or add them to your favorite Southern, Asian, Indian or savory dish. Include color and flavor in your winter meals with beet greens. The leafy part of this vegetable is often overlooked but is the most nutritious part of the plant. Use these the same way you would
spinach or kale. Make it more fun by getting others involved. Hand family members and guests a plate and kitchen shears so they can harvest and help prepare the meal. Melinda Myers has written more than 20 gardening books, including "The Midwest Gardener's Handbook" and "Small Space Gardening." She hosts the Great Courses' "How to Grow Anything" DVD series and the syndicated "Melinda's Garden Moment" program on TV and radio. ©2024 StarTribune. Visit at startribune.com. Distributed by Tribune Content Agency, LLC.
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RETIRE RIGHT
The sandwich is real While 89% of Americans over the age of 55 wish to “age in place”, only 34% believe they can afford it according to a recent survey from Today’s GABE Homeowner. BODNER So, what will the other 66% of older adults do? Will you rely on your adult children to financially care for you? Will you live in your children’s basement? Or would you rather be financially independent and not be a burden to your children as you age? These questions are real questions that we all must take time to think about. The cost of aging along with housing, is an absolute concern for most older Americans. As a matter of fact, these are not just concerns for older Americans, but it is also a concern for their adult children. The
children of many baby boomers and aging parents are now considered “the sandwich generation”. The sandwich generation refers to middleaged individuals who are helping to support both aging parents and growing children. This generation is “sandwiched” between their children and their parents. There are several trends that are contributing to this sandwich generation. One of the largest factors is increasing lifespans, while the other primary factor is rising costs of living. It does not take a calculator to realize that the longer we live, the more money we will need. Plus, the more expensive housing becomes, along with the increased cost of gas, groceries, medicines, insurance, etc., the more money we will also need. Therefore, these once again are putting financial pressures on all of us as we age, and we must figure out how we will continue to afford our monthly expenses. On top of the expenses for aging parents, the sandwich generation
is also continuing to support their own children and incurring those ongoing living expenses and possibly college expenses as well. Plus, these folks must also work on their own retirement plans and save money for their own future at the same time. With all that being said, the best gift that an aging parent can give to their children is to remain financially independent for as long as possible and ideally for the remainder of their life. The gift of being financially independent is truly a gift for everyone in the family. It not only avoids a financial burden for adult children, but it also reduces many financial worries and stresses that older adults carry when they are unsure how to make ends meet. One of the most powerful solutions to this concern is to use some of your home equity. If you own a home and you have a significant amount of equity in your home, this should be one of the first places that you turn for cash. There are several loan products out there
that allow you to access some of the equity in your home, without having to sell your home. However, the best option to access some of the equity in your home while aging in place, and not incur a monthly mortgage payment, is a Home Equity Conversion Mortgage (you must still pay your property taxes, homeowner’s insurance and maintain the home). This financial tool is extremely flexible, has great tax benefits, allows you to retain ownership of your home, still pass your home on to your heirs and more! Gabe Bodner is a retirement mortgage planner and licensed mortgage originator in Colorado. Gabe utilizes the latest research from the top researchers to assist his clients in living for today and planning for tomorrow. To reach Gabe, call 720.600.4870, e-mail gabe@bodnerteam.com or visit reversemortgagesco.com.
Wendy Conder
Let’s discuss your real estate goals today!
An Experienced Real Estate Agent You Can Trust When it’s Time to Buy or Sell Your Home.
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Real Estate
Loni L. Ferrier, REALTOR® 970-689-1192 loniferrier@comcast.net www.loniferrier.homesandland.com
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REAL ESTATE
Fresh resolutions: Transform your home for a healthier and wealthier 2024 As the new year unfolds, many make resolutions to improve their health, fitness, and financial standing. So why not take the same TOM approach to KALINSKI improving your home? Consider these simple resolutions to help boost your home’s resilience for 2024 and beyond. Safeguard your investment
Protecting the value of your home is a cornerstone for home resilience. The American Association of Retired Persons (AARP) recommends that you have an adequate emergency fund for home repairs, which averaged $1,667 in 2023, and you make sure your homeowner’s insurance is sufficient and that it covers replacement costs in the event of a loss. Nationwide Mutual Insurance Company says that an estimated two-thirds of homeowners are underinsured. Survey your foundation
Cracks in your foundation can be an optimal opening for mice and pests — or could signal bigger structural or drainage problems. Without repair, they could expand and cause major damage. Keep an eye on them and measure and take photos of them. Caulk any small hairline cracks and call a professional for larger cracks. Prevent and prepare for fire
Make sure your home is safeguarded from fire by checking smoke detectors and alarms to make sure they are functioning properly. Replace old fire extinguishers, keeping one in the kitchen and on each floor of your home. Be careful using candles and space heaters and read up on how to extinguish grease and electrical fires. Make sure your appliances are plugged into wall outlets and be careful with extension cords and electrical cords. Have your
By adopting a few resolutions, you can fortify your home against potential issues and pave the way for a healthier and financially sound 2024.
chimney swept every year to remove debris that could become hazardous. If you live in a wildfire-prone area, remove any flammable items away from your home, learn about defensible zones, and work with a wildfire mitigation specialist like Wildfire Partners. Finally, be sure to put together an evacuation plan with escape routes for your whole family. Test for radon
January is National Radon Action Month so it’s a great time to address it if your home has not been tested recently. Radon is a radioactive, odorless, colorless gas that is the leading cause of lung cancer in nonsmokers and can build up in your home. Radon exposure can be detected with proper testing. For homes with elevated radon levels, mitigation systems can be installed that vent the radon away from underneath the home. Breathe easier
Give your family the gift of a healthier home environment by improving indoor air quality. The air inside your home can be two to five times more polluted than the outside air, according to research from the U.S. Environmental Protection Agency (EPA). Poor
indoor air quality can lead to headaches, dizziness, nose and throat irritation, and fatigue. And people spend approximately 90% of their time indoors. HouseLogic.com points out that various sources can contribute to poor indoor air quality, including an influx of pollutants from outdoor air, household cleaners, paints, carpets and furnishings, cooking appliances, fireplaces, tobacco, pet dander, mold, dust and even candles, according to HouseLogic.com. Wildfires can exacerbate outdoor air quality, with affected areas reaching unhealthy or hazardous levels. According to the World Health Organization, all of these pollutants can create health problems, including respiratory illnesses and allergy flare-ups, migraines, and even heart disease. Improve indoor air quality at home with these simple steps recommended by HouseLogic.com. Remove air pollutants with an air purifier that has a HEPA or activated carbon technology filter, is equipped with shortwave ultraviolet light, or has ionic purifiers that clean the air by emitting negatively charged ions and using electrically charged filters. Clean your home weekly to remove dust, pet dander, dust mites
and mold to boost your home’s air hygiene. Use a damp cloth to wipe hard surfaces, vacuum carpets with a HEPA-rated filter, and wash bedding in hot water to help control pollutants. Change your home’s HVAC filter regularly with high MERV — minimum efficiency reporting value — ratings on the upper end of the 1 to 16 scale. Provide natural ventilation by opening windows on both upper and lower levels for at least 10 minutes to create airflow throughout the house. Do not open your windows when outdoor air pollution is high. Use fans — including floor, exhaust and ceiling — to circulate indoor air. Remove aerosols that accumulate from cooking with a range hood vented to the outside. Recently, gas ranges have been identified as nitrogen and carbon dioxide emitters, making the range hood fan even more beneficial. Add air-purifying house plants to help remove toxins from the air, such as English ivy, bamboo palm, parlor palm, snake plant, red-edged dracaena, peace lilies and Boston ferns. By adopting these resolutions, you fortify your home against potential issues and pave the way for a healthier and financially sound 2024. To delve deeper, read the full articles at aarp.org/home-family/ your-home/info-2023/new-yearsresolutions-for-homeowners.html, familyhandyman.com/list/newyears-resolutions-for-homeowners and houselogic.com/organizemaintain/home-maintenance-tips/ indoor-air-quality-solutions-foryour-home. Tom Kalinski is the broker/owner of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate. For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.
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Rural Property Specialists nt Re For
621 1st Ave $5,000/month 4-bedroom executive home with 4.5 bathrooms in desirable Lyons. R For
13753 N 115th St $1,950,000 102 acres of irrigated farmland including a 10-acre pond, pivot and farmhouse. Hunting and surface rights to Walker Reservoir. Just north of Longmont.
ce Pri
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on cti u d
5445 Wild Ln $2,500,000 Fabulous family compound bordering Devil’s Backbone on 22 acres. 1905 estate home of 6,500 sq ft plus additional residences and outbuildings.
t en
10639 N 65th Street $5,000/month Fully furnished and equipped home on private horse farm. 3 bed, 2 bath.
Conservation Easements What are they? A voluntary agreement between a landowner and another entity, normally one with funding sufficient to close and support the deal. The landowner gives up some of the value in exchange for money, tax credits or development rights on a portion of the land. Alternatively, the agreement could be one of fee simple where a government entity purchases the land outright. The agreements are in perpetuity and are intended to protect properties like farms and ranches that have unique conservation values.
303.444.3177 klrealty.net team@klrealty.net
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WANT MORE INFORMATION? Check out these homes and many more at:
ASTOUNDING LOCATION & VIEWS 210 Cactus Ct BOULDER $6,750,000, 6 Beds, 6 Baths, 5870 SqFt
BEAUTIFUL REDESIGN 7299 Mount Sherman Rd GUNBARREL $1,675,000, 5 Beds, 3 Baths, 4098 SqFt
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DUPLEX INCOME PROPERTY 204 E Emma St 204-204.5 LAFAYETTE $1,075,000, 2 Units
CHARMING RANCH ON CORNER LOT 720 Cypress Dr BOULDER $950,000, 3 Beds, 2 Baths, 1691 SqFt
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PRICE REDUCED 202 E Emma St A,B,C,D LAFAYETTE $940,000, 4 Units
CHARMING & LIGHT-FILLED 2425 Windrow Ln LAFAYETTE $895,000, 4 Beds, 3 Baths, 2647 SqFt
FORMER MODEL HOME 630 Benton Ln ERIE $825,000, 5 Beds, 5 Baths, 5976 SqFt Greg Johnson 303-717-4380
PINEWOOD SPRINGS BEAUTY 358 Deer Ln LYONS $775,000, 4 Beds, 2 Baths, 2072 SqFt
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SINGLE FAMILY OR INCOME OPPORTUNITY 206 E Emma St LAFAYETTE $725,000, 2 Beds, 1 Bath, 1100 SqFt
LIVE THE CO RANCHING DREAM 11725 Ranch Elsie Rd GOLDEN $719,000, 3 Beds, 2 Baths, 2070 SqFt
FULLY RENOVATED 4625 15th St B BOULDER $695,000, 3 Beds, 3 Baths, 1350 SqFt Mark Gisler 917-287-2551
PEACEFUL 2-STORY 1334 Mathews Wy ERIE $650,000, 4 Beds, 3 Baths, 3153 SqFt
BEAUTIFUL HOME 904 Harrison Dr LAFAYETTE $640,000, 3 Beds, 2 Baths, 1284 SqFt
SECLUDED MOUNTAIN RETREAT 283 Ponderosa Wy NEDERLAND $615,000, 1 Bed, 1 Bath, 864 SqFt
WELL CARED FOR & UPDATED 7395 W 67th Ave ARVADA $549,000, 3 Beds, 2 Baths, 1812 SqFt
WELL MAINTAINED RANCH 6240 Viewpoint Ave FIRESTONE $549,000, 3 Beds, 3 Baths, 2591 SqFt
SLICE OF HEAVEN 740 Rangeview Ct BLACK HAWK $499,000, 35 Acres
EXPERIENCE "TINY HOME" LIVING 4796 Leaf Ct DENVER $350,000, 1 Bed, 1 Bath, 456 SqFt
ONCE-IN-A-LIFETIME OPPORTUNITY 0 Coal Creek Canyon Dr NEDERLAND $325,000, 36.45 Acres
TRI-LEVEL CONDO 841 Crisman Dr #7 LONGMONT $315,000, 2 Beds, 2 Baths, 1215 SqFt
Downtown Boulder 303.442.3180 1911 11th St #200 Boulder, CO 80302
Downtown Longmont 303.651.3939
Lafayette 303.497.0588
512 4th Ave #101 Longmont, CO 80501
109 N Public Rd Lafayette, CO 80026
Nederland 303.258.7070
Louisville 303.666.6500
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Each office independently owned and operated.
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REAL ESTATE
At home at the beach: Ensuring a blissful vacation home purchase experience
Row of beach vacation homes. (Shutterstock).
Brrrrrr! When January hits Colorado, thoughts turn to finding warmth! A ten-degree day tends to spark daydreams of basking on the beach. DUANE Throughout DUGGAN the years, I’ve guided many clients toward Realtors® in their desired vacation spots. What I’ve noticed is that Coloradans often seek out sunny island or beach destinations for their getaways. As life progresses, homeowners may have acquired personal residences and investment properties. Eventually, the idea of a permanent family retreat in a vacation setting emerges. Baby boomers, especially, have been swiftly purchasing second homes as they approach retirement. Ensuring a blissful vacation home experience involves considering several important factors. Goals for the home
As families ponder the idea of a vacation home, they may start asking numerous important questions. These can revolve around immediate objectives, like determining the frequency of personal use, or longerterm plans, such as establishing the property as a lasting family vacation legacy.
Here are several questions to aid in your decision-making process. Is rental income needed to support it financially?
Even if someone pays cash for a vacation home there will still be several expenses. Those expenses include taxes, insurance, maintenance and Homeowner’s Association fees. With a mortgage on top of that, most people will need to rent it to have some income coming in, especially in the early years of ownership. If rent is needed, will you manage the rental or hire a professional manager?
Some owners opt to lease their properties via various online platforms. If you pursue this route, it’s crucial to investigate local municipality regulations and Homeowner Association guidelines regarding short-term rentals. Additionally, consider whether you’ll manage cleaning and linen changes personally or hire available companies for these services. In many resort locales, professional property managers offer the option to place your property in a rental pool. This allows for remote, hands-off short-term renting. These managers can provide insights into the average annual rental duration, enabling you to select specific days for personal use. For instance, deciding whether to reserve it for yourself during holidays or maximize rental income.
Short-term rentals often entail increased expenses for management, linens, and cleaning. Nonetheless, daily rentals might yield higher income compared to long-term leases, contingent upon the number of nights rented.
Swap homes with your friends and networks -- or check out various websites that enable you to trade homes in destinations across the world.
Should I rent the vacation home long-term?
Most any 1- to 4-unit mortgage lender can help you finance a vacation home. They will typically qualify you under normal underwriting guidelines. However, it is usually a good idea to use a lender who is familiar with vacation properties.
To secure a future vacation home, certain families have purchased a property and promptly leased it to a long-term tenant, typically for a year or more. This supports planning for a future vacation residence while leveraging the income from the long-term tenant to cover current ownership expenses. Then, after around a decade, the property might transition from a rental to a personal getaway, possibly even serving as a home in retirement. If it is treated as an investment, are there any tax benefits or ramifications?
As with any investment, it is a good idea to discuss with your tax advisor if there are any tax issues to consider. Tax laws change! Be sure to ask how those changes might affect your vacation home purchase. A few questions might be: •
Can I deduct the mortgage interest?
•
Can I take depreciation?
•
If it is an investment, is there a limit on the number of personal days I can use it for?
•
What expenses of running the property can I deduct?
•
If it’s a rental, and I want to depreciate it, what is the maximum number of days it can be used personally?
•
House trading possibilities?
Vacation homeowners will often buy a property for the possibility of using it as “currency” to trade for other places to vacation. This helps keep lodging costs down at the places you might like to vacation in.
Is financing different for a vacation home?
Can I buy a vacation home with my IRA?
I am often asked this question: Can you purchase a home using funds from your IRA? The answer is yes, but there’s a catch—you can’t use it for personal purposes. Setting up a self-directed IRA account is necessary for this type of investment. So, why would someone choose to do this? Consider this scenario: You reside in Boulder but envision retiring in a sunny island climate. Using your IRA funds, you can acquire a condo in the islands, exclusively renting it out as an investment within your IRA. When the time comes to make it your home, you’ll need to disburse it from your IRA, address any applicable taxes, and then use it personally. However, there are numerous intricate details to ponder. It’s crucial to seek advice from a CPA experienced in IRA real estate ownership. Can I set up a 1031 exchange for a vacation home?
Let’s say you’ve owned a Colorado rental property for years and you are ready to enjoy the equity in a beach location. The rule in a 1031 exchange is that you need to exchange one investment property for another investment property. The answer in short is, yes, you can. Again, work with your CPA to figure out the details and requirements for renting the new property, personal use, and the possibility of using it as a fulltime retirement home. CONTINUED – See Page 12
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2350 Hawthorn Avenue Boulder 952 Utica Circle Boulder 735 Treece Street Open Sun. 11am-1pm $1,125,000 Open Sat. 1-3pm $2,194,500 Open Sat. & Sun. 11am-1pm North Boulder Serenity! Mid Century Ranch. Wonderful 6 Bed, 4 Bath in Wonderland! Amazing opportunity! www.2350.wkre.com www.952.wkre.com www.735.wkre.com John Hoeffler: 720-564-6014 Jenny Oliveira Getting: 970-534-1188 Mike Harris: 303-501-3621
5110 Williams Fork Trail #204 2 Bed, 2 Bath 2 bed/2 bath Condo with Views. www.5110.wkre.com Michelle Trudgeon: 720-272-9547
Boulder $332,000
1125 Anker Drive 4 Bed, 4 Bath Turn key 1/2 Duplex! www.1125.wkre.com Sian Murphy: 720-936-2309
Erie $675,000
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Louisville $1,250,000
1800 Gray Hawk Court Estes Park 3 Bed, 3 Bath $599,000 Estes Park Home w/ Rocky Mountain Park Views! www.1800.wkre.com Dennis & Jann Culver: 303-618-3366
6860 Nelson Road Longmont 874 Blue Mountain Road Lyons 1301 Thunder Valley Circle Fort Lupton 2 Bed, 4 Bath $2,850,000 3 Bed, 3 Bath $1,200,000 Land $265,000 Longmont Southwestern ranch on 20 Acres. 19.8 acres. Stunning views of Spring Gulch Lot Available in Custom Home Community! www.6860.wkre.com Ranch Estates. www.874.wkre.com www.1301.wkre.com Jim Green: 303-775-2553 Barry Remington Team: 720-373-9297 Jim Green: 303-775-2553
BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com
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Real estate Q&A (continued)
home. Because your agent did her job, finding you a qualified buyer, she already earned her commission. Your agent labored to get you a deal, and your change of circumstances should not mean that she should work for free. Again, most people react reasonably to reasonable people. Explain your circumstances to your agent and try to work out a compromise. Gary M. Singer is an attorney and board-certified as an expert in real estate law by the Florida Bar. He practices real estate, business litigation and contract law from his office in Sunrise, Fla. He frequently consults on general real estate matters and trends in Florida with various companies across the nation. Send him questions online at www.sunsentinel.com/ askpro or follow him on Twitter @ GarySingerLaw. ©2024 South Florida Sun Sentinel. Visit at sun-sentinel. com. Distributed by Tribune Content Agency, LLC.
Vacation homes (continued) How should I hold title to a vacation home?
You could hold title in the same manner as your single-family home, in your personal name as a single person, or as Joint Tenants or Tenants in Common for multiple owners. However, with a vacation home, it might be better to hold title in an LLC. If you are renting it out regularly, an LLC helps you treat it more like a business and provides some legal protection in the event of a lawsuit from a tenant. An LLC can also be set up to allow shares of the LLC to be sold or divided up amongst family members later. Professional legal and tax advice is necessary to make sure everything is arranged properly. Exit strategy or succession planning?
The prospect of owning a vacation home can be exciting, but careful consideration is crucial when it comes to the property’s future sale or maintaining it within the family. For instance, if a couple owns a vacation home and has four children, once
the couple passes away, the property instantly has four owners. As time passes and these children have their own families, just three generations later, the ownership could expand to 10 or even 20 individuals. With such a multitude of owners, differing opinions on the property’s management can arise, potentially causing it to be perceived as more of a burden than a benefit. Investing effort and time into devising a succession plan is invaluable. Establishing an LLC, as mentioned earlier, can provide a framework with defined agreements for multiple owners. Seeking the guidance of an attorney well-versed in crafting succession plans for vacation homes is advisable. Such professionals listen to the family’s desires and objectives, devising a tailored plan that aligns with their goals. Get a referral!
When you’re prepared to embark on your vacation home journey, your Realtor® in colder regions can connect you with an expert
specializing in your desired location. This expert brings invaluable local market insights that will empower you to make well-informed decisions. There are many details to gauge when buying a vacation property. As you examine the idea of purchasing a vacation home, I recommend that you pull together a team that includes a Realtor, mortgage loan officer, tax accountant, financial planner, property manager, insurance agent – and possibly an estate planning lawyer – to consult with. Duane graduated with a business degree and a major in real estate from the University of Colorado in 1978. He has been a Realtor® in Boulder since that time. He joined RE/MAX of Boulder in 1982 and has facilitated over 2,500 transactions over his career. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail duaneduggan@boulderco.com, call 303.441.5611 or visit boulderco.com.
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Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.
Offering 1, 2, and 3 bedroom apartments.
Jan Thayer, Lifetime Achievement
970-215-0880 team@janthayer.com | www.janthayer.com
MARY ROMANO Re/Max Alliance
4703-A A Boarddwallk Dr., Fortt Colllinss, CO 80525 | 970-2226-39990 Eachh offficee independently ownedd & operated
418 Emery St. Longmont • (303) 772-6452
JANUARY 12-13, 2024
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QUICK GUIDE TO
OPEN HOUSES BOULDER 4625 15th St., Unit B $695,000 Sat., 12-2 p.m. Mark Gisler RE/MAX Alliance (917) 287-2551 2350 Hawthorn Ave. $1,125,000 Sun., 11 a.m.-1 p.m. John Hoeffler WK Real Estate (720) 564-6014 567 Laramie Blvd. $1,200,000 Sun., 11 a.m.-1 p.m. Luca Baud Madison and Company Properties
9 1 8 J U N I P E R AV E N U E Boulder, CO 80304 | Offered at $3,500,000
DENVER 1350 Josephine St., Unit 502 $398,000 Sat., 11:30 a.m.-2 p.m. Mia Ness Colorado Landmark (720) 273-7567 ERIE 630 Benton Lane $825,000 Sat., 11 a.m.-2 p.m. Greg Johnson RE/MAX Alliance (303) 717-4380 LONGMONT 1333 Onyx Circle $1,635,000 Sat. & Sun., 1-3 p.m. Ardee Imerman WK Real Estate (303) 946-5458
2580 Kenwood Drive $1,550,000 Sat., 2-4 p.m. Lisa Wade RE/MAX of Boulder (303) 489-6241
LOUISVILLE
952 Utica Circle $2,194,500 Sat., 1-3 p.m.
LIV the Dream
Roz White WK Real Estate (714) 362-6622
4480 Grinnell Ave. $1,225,000 Sat., 10:30 a.m.-12:30 p.m. Kristen Brown Martin RE/MAX of Boulder 303-478-1883
875 Aurora Ave. $1,785,000 Sun., 2-4 p.m. John Hoeffler WK Real Estate (720) 654-6014
| AT HOME
735 Treece St. $1,250,000 Sat. & Sun., 11 a.m.-1 p.m. Mike Harris WK Real Estate (303) 501-3621 SUPERIOR 1427 Hyacinth Way $725,000 Sat., 11:30 a.m.-1:30 p.m.; Sun., 12-2 p.m. Barry Remington Team WK Real Estate (720) 373-9297
To view all open houses or to list your home listing, visit openhomes.athomecolorado.com
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BEDROOMS
B AT H R O O M S
S Q. F T.
Location, Location, Location. Endless possibilities await with this rare opportunity in West Juniper on a fabulous .53 acre private lot offering a blank canvas for your creativity.
Barb Silverman Global Real Estate Advisor 303.886.5329 bsilverman@livsothebysrealty.com livsothebysrealty.com
© 2024 Sotheby’s International Realty. All Rights Reserved. Sotheby’s International Realty® is a registered trademark and used with permission. Each Sotheby’s International Realty office is independently owned and operated, except those operated by Sotheby’s International Realty, Inc. All offerings are subject to errors, omissions, changes including price or withdrawal without notice. Equal Housing Opportunity.
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REAL ESTATE TRANSACTIONS The following Northern Colorado home sales were supplied by Colorado Weekly Homebuyers List., 303.744.2020. Listed are the buyer, the property and the amount. AULT • • •
Vincentino Ciddio -- 670 Cimarron Trail, Trevor Douglas Kayl, $425,000. Silviano Valencia -- 346 Gila Trail, Richard & Amanda Edwards, $430,000. Jose Valencia -- 641 Graefe Ave., Casey & Nynah Wright, $450,000.
BERTHOUD • • • •
JANUARY 12-13, 2024
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Allison Lockhart -- 268 E 4th St., CB Signature Homes LLC, $460,300. Jason Tarr -- 260 E 4th St., CB Signature Homes LLC, $470,700. Caren King -- 308 Fickel Farm Trail, Meritage Homes Colo Inc, $479,000. Gabriella Fallon -- 1720 Vantage Parkway, Melody Homes Inc, $535,000.
• • •
Katherine & Anna Bjornson -- 412 Colorado Ave., Emily Rouse, $545,000. Matthew & Chelsea Roush -- 1695 Vantage Parkway, Melody Homes Inc, $624,900. Genna & Haden Fesenmeyer -- 1083 Dutch Peak Drive, Melody Homes Inc, $740,000.
• • •
BOULDER • • • • • • • • •
Clayton Whitelaw -- 1850 Folsom St. Apt 612, Darcie Sanders, $350,000. Russell Schiebel -- 1395 Toedtli Drive, Robert Hundley, $425,000. John & Janet Chan -- 4475 Laguna Place Apt 210, Susan M Cox Living Trust, $500,000. Chad Hamre -- 615 Mountain Meadows Road, Juergen & Irmgard Hille, $545,000. Tamara Grosvenor -- 3401 Arapahoe Ave. Unit 402, Leila Jean Daoud, $560,000. Terrance & Annie Peck -- 4872 Curie Court, Ozden Hoodbhoy, $705,000. Patrick Dolan -- 5025 Coventry Court, Chapman Desantis Trust, $950,000. Jitka & Siri Khalsa -- 1440 Riverside Ave., E A T LLC, $1,040,000. Donal Osullivan -- 1580 Ken-
dall Drive, Jitka & Siri Khalsa, $1,100,000. Samuel Hock -- 105 N Cedar Brook Road, Franco Tanel, $1,450,000. Gretchen Fredrickson -- 2220 Howard Place, Ross & Kaitlynn Barrett, $2,300,000. Jefferson Parker -- 3035 23rd St., Carter B Wheeler, $2,375,000.
ERIE • • • • • • • •
Georgina Pollock -- 1624 Wright Aly, Hunter & Rach Leachman, $580,000. Rakesh Choudhari -- 1923 Merrill Circle E, Century Land Holdings LLC, $605,000. Matthew & Sarah Morissette -1908 Merrill Circle W, Century Land Holdings LLC, $612,000. Ashok Khatri -- 1924 Merrill Circle W, Century Land Holdings LLC, $655,000. Havish & Tanusree Vinnakota -145 Westerly Blvd., Brightland Homes Colo LLC, $668,100. Steven & Linda Medina -- 1942 Merrill Circle W, Century Land Holdings LLC, $698,000. Ghana Shrestha -- 1856 Myron Court, Lennar Colo LLC, $740,000. Tamila & Nazar Pryimak -723 Alpine Ridge St., Rich-
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mond Am Homes Colo Inc, $790,000. Luis & Cecilia Avila -- 675 Alpine Ridge St., Richmond Am Homes Colo Inc, $806,200. Shane Kurth -- 1835 Salers Way, William Lyon Homes Inc, $845,000. Heidi Burgett -- 979 Quarry Circle, Boulder Creek Colliers LLC, $850,000. Terry & Jeanne Startzel -- 802 Quarry Circle, Boulder Creek Colliers LLC, $947,700. Joseph & Ramona Victoria -- 1943 Marlowe Circle W, Lennar Colo LLC, $999,000. Patricia & Steven Hochgesang -- 790 Quarry Circle, Boulder Creek Colliers LLC, $1,112,900. Lee & Amy Lynch -- 1118 Quarry Circle, Boulder Creek Colliers LLC, $1,147,100.
EVANS • •
Steven & Alicia Garcia -- 3204 Sheltered Harbor Drive, Keith Ericksen, $405,000. Cinthia Tarango -- 4233 Yellowbells Drive, D Wp Evans LLC, $435,000.
GREELEY •
Oleksandra & Paul Stewart -5151 29th St. Unit 2007, Rhon-
The Best of Lakefront Living Come where Colorado’s great outdoors meets modern city living.
With views of the Rocky Mountains and easy access to McIntosh Lake for biking and paddle boarding, you’ll need to look no further! • Gated Community • Lake Access • Nine-foot Ceilings • Oversize Balconies • Heated Pool • Community Clubhouse • 24-Hour Fitness Center • Pet Friendly • Short Term Leasing Available
2450 Airport Road • Longmont, CO 80503 • P: 303.774.8000 • www.shoresapts.com
JANUARY 12-13, 2024
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da Eileen Kaley, $250,000. Laura Crosby -- 6603 W 3rd St. Unit 1622, Jinmi Lee, $314,500. Conner Brown -- 6915 W 3rd St. Unit 112, Paige Zambon, $320,000. Dawn & Kari Camacho -- 1024 22nd Ave. Court, Christopher S Downes, $345,000. Benjamin Perry -- 4040 W 12th St. Apt 6, T J Group Inc, $369,900. Felipe Sontay -- 213 E 21st St. Road, Dwayne Baldwin, $375,000. Marcos Bravo -- 4621 W 2nd St., Charlotte J Ingalls, $389,900. Cristian Espinal -- 4125 24th St. Road Unit 11, Vector Hl LLC, $393,500. Arcelia Chavarria -- 4000 W 30th St., Gregory & Latach Camarao, $398,000. Martin & Mary Liscano -- 2705 18th St. Road, Patti Lee Jacobson, $410,000. Trina & Savanna Orr -- 7215 W 20th St. Lane, Trent E Girtman, $421,500. Cory Ogle -- 1604 84th Ave., Thao Le, $460,000. Javier Antonio -- 127 65th Ave., Melody Homes Inc, $469,900. Pamela Patton -- 1901 26th Ave. Court, Hunter Hartman, $500,000. Jordin Martinez -- 3404 34th Ave., Jennifer L Laprise, $510,000. Anthony Fulginiti -- 107 65th Ave., Melody Homes Inc, $517,700. Nancy Reckling -- 7236 W Canberra St. Drive, Susan M Bush, $556,500. Rhonda & Tony Bennett -25970 County Road 43, Tylor Jonathon Jennings, $566,000. Deborah & John Taylor -- 8794 16th St. Road, Landon & Brandi Jack, $575,000. Leopoldo Hernandez -- 25714 County Road 51, Anthony Fulginiti, $665,000.
JOHNSTOWN • • • • •
Caleb & Adrianna Tete -- 2030 Overland Drive, Shirley R Leahy, $425,000. Steven & Dana Karcher -- 623 Charlotte St., Deena K Jasper, $430,000. Thyda Oung -- 4308 Big Horn Parkway, Journey Homes LLC, $443,900. Corey Ling -- 4344 Scenic Lane, Journey Homes LLC, $446,600. Allison & Anthony Rothermel -- 302 Blubird Road, Melody
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Homes Inc, $475,000. Jason Jungmeyer -- 4431 Thompson Parkway, Shayne & Kimberly Barrieault, $785,000.
KEENESBURG •
Mark Matthews -- 7615 County Road 59, Jsd Homes LLC, $444,000.
• • • •
LA SALLE •
Lisa Varra -- 242 Todd Ave., Tracey A Carter, $355,000.
LONGMONT • • • • • • • • • • • • • • • • • •
Traci & John Dixon -- 115 Merideth Lane, Gilberto & Maria Hernandez, $375,000. Anthony & Katherine Riley -1708 Centennial Drive, David P Buscher, $413,800. Kelli Keith -- 1642 Harvard St., David & Kimberly Kalahar, $421,500. Jessica Ritter -- 370 High Pt. Drive Apt D202, Highlands Foxhill Homes LLC, $467,300. Joseph & Carly Lamb -- 13627 Topaz St., Melody Homes Inc, $502,000. Renee Latifov -- 5881 Red Barn Ave., Century Land Holdings LLC, $520,000. Juan Martinez -- 912 Bross St., Highline Rentals Inc, $529,000. Rhiannon Hoople -- 5881 Sunrise Place, Century Land Holdings LLC, $538,000. Jack & Kathleen Mattox -1608 Tulip Court, Robert M Collins, $595,900. Sante Jonker -- 727 Rocky Mountain Place, Matthew A Seeley, $605,000. Cameron Childress -- 1529 S Terry St., Steve Conder, $630,000. Rojee Sunuwar -- 3817 Florentine Drive, Justin D Hanrahan, $631,500. Emily Reber -- 670 Nelson Park Drive, Snowden M Campbell, $650,000. Lisa Holmes -- 1026 8th Ave., Nancy A Reckling, $730,000. Denise Cruz -- 4888 Preserve Place, Lennar Colo LLC, $774,900. Benjamin Cunningham -- 3965 Hawthorne Circle, Dennis & Julie Daly, $893,500. Terry & David Bichell -- 428 Pratt St., Alex & Amy Sammoury, $1,458,500. Jamie & Samuel Shapiro -- 4795 County Road 24 3/4, Leister & Nancy Bowling, $3,950,000.
LOVELAND •
Joe Davison -- 3351 Da Vinci
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• • •
Drive, Aspen Homes Colo Inc, $273,900. Steven Goldberg -- 745 Nyssa Drive, Jeneanne Davis Family Trust, $345,000. Susan Thelen -- 1942 W 17th St., Sherry L Coffey, $370,000. Timothy Moran -- 1840 3rd St. Sw, Shawn Hanson, $389,900. Edgar & Perla Leon -- 1714 W 8th St., ,Kimberley Kimberly Garcia, $400,000. Carey Snodgrass -- 6262 Kinston Parkway, Richmond Am Homes Colo Inc, $400,000. Lori Mcwhinney -- 6252 Kinston Parkway, Richmond Am Homes Colo Inc, $400,000. Juliana Knopp -- 617 S Gilpin Ave., Marvin N Almquist, $407,000. Brett & Kaitlin Lamar -- 4076 Sheridan Ave., Matthew & Kerry Gallo, $410,000. Elizabeth Metealf -- 623 Callisto Drive Unit 202, Vicki L Adams, $415,000. Casey Kleeman -- 6265 Wild Rye St., Richmond Am Homes Colo Inc, $415,000. Kaela Seeburger -- 6268 Kinston Parkway, Richmond Am Homes Colo Inc, $415,000. Joseph Jones -- 3897 Buena Vista Drive, Dixie L Gallucci, $430,000. Michael Lampe -- 3452 Grayling Drive, Datlac LLC, $434,700. Vianey & Keith Martin -- 4023 Boulder Drive, Benjamin & Elliott, $450,000. Jared Mckneely -- 2475 Cottongrass Ave., DFH Mandarin LLC, $470,000. Choia & Megan Mattix -- 1031 N Lincoln Ave., Christopher Blakeman, $497,000. Inna & Michael Lindner -- 3966 Vail Court, 3966 Vail Trust, $501,200. Clayton & Terri Guenther -- 613 E 50th St., Restoration LLC, $515,000. Salah & Nancy Jarrad -- 297 Sand Grouse Drive, Matt Clarke, $535,000. James & Julia Shaw -- 5036 Coolidge Ave., Enclave Eagle Brook LLC, $550,000. Brandon & Jennifer Mcgaughey -- 2047 Calhoun Court, Paul Jaffe Trust, $570,000. Charles Mociak -- 4311 Bluffview Drive, Paige Thompson, $619,900. Lynne & Brian Mynatt -- 2844 Hagerman St., Richmond Am Homes Colo Inc, $648,000. Dennis Zuniga -- 2802 Hagerman St., Richmond Am Homes Colo Inc, $707,000.
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Kathy Herder -- 111 Lake Park Drive, Amy & Craig Ritchie, $710,000.
MEAD •
Sheila & Ricardo Ochoa -16715 Sanford St., Kathryn Herrmann, $700,000.
MILLIKEN •
Alec Norvell -- 2560 Brookstone Drive Unit B, Windmill Homes Co, $395,000.
PLATTEVILLE • •
Alan Warren -- 512 Kathryn Court, Eduardo Orozco, $425,000. Patrick Hunekebergquist -- 465 Stevens Circle, Larry & Isabell Badker, $428,000.
SEVERANCE • • • •
Ashley Villalba -- 920 Milner Pass Road, Journey Homes LLC, $458,100. Robert & Leann Fogarty -1581 Bright Shore Lane, Jason A Jungmeyer, $459,000. Joshua Torres -- 810 Elias Tarn Drive, Melody Homes Inc, $481,000. Darryl & Jacqueline Bush -827 Emerald Lakes St., Aspen View Homes LLC, $557,500.
TIMNATH • •
•
Alexander Rutt -- 4988 Denys Drive, Hartford Constr LLC, $502,100. Stephen & Earlene Soffe -1119 Larimer Ridge Parkway, Jones Family 2005 Trust, $1,040,000. John & Colleen Mcandrew -1183 Larimer Ridge Parkway, Artesia Lot Holdings LLC, $1,595,000.
WELLINGTON •
Eric & Joyce Sutfin -- 7185 Mount Adams St., Jesus Gonzalez, $430,000.
WINDSOR • • • • •
John Sorensen -- 1539 Sandy Lane, Barbara D Hoffman Trust, $550,000. Landon & Brandi Jack -- 2133 Bouquet Drive, Artesia Lot Holdings LLC, $712,000. Mary Hess -- 822 Canoe Birch Drive, Windmill Homes Co, $754,100. Amanda Stuart -- 2261 Stonefish Drive, John & Amanda Smith, $795,000. Jeffery & Andrea Hamilton -- 1668 Flourish Drive, Th Raindance Windsor Llc, $839,000.
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