12 All Point Bulletin • March 2025
Good news for homeowners fire insurance rates B y P a t G r u bb The fire protection classification (PC) for Point Roberts has changed from a PC5 to a PC4, effective February 1, according to fire chief Christopher Carleton. The chief received notification from the Washington Surveying and Rating Bureau (WSRB) back in October, but the rating didn’t go into effect until now. A change from PC5 to PC4 typically represents a meaningful improvement in fire protection rating, which generally translates to lower insurance premiums. While the exact savings vary by insurance company, location, and specific policy details, residential properties typically see a 5-10 percent reduction in the fire portion of their insurance premium while commercial properties can often see slightly larg-
er benefits, typically in the 8-15 percent range. However, a fire protection rating is just one of many factors that determine overall insurance premiums. The fire protection portion usually makes up about 40-50 percent of the total property insurance premium, so the actual total premium reduction would be smaller. For a rough calculation, if a residential property owner pays $1,000 annually for property insurance, and 45 percent ($450) is attributed to fire protection, the owner might save between $22-45 per year with this improvement in rating. Generally, there are four factors that are considered when protection classifications are determined: Fire department (40 percent) Station location
Equipment & apparatus Staffing & training Response capabilities Water supply (40 percent) Hydrants & mains Flow capacity System reliability Storage capacity Dispatch (10 percent) 911 systems Personnel & training Communications tech Risk reduction (10 percent) Prevention programs Code enforcement Public education Inspections Homeowners should contact their insurance agent to let them know that the protection classification has improved.
s Time flies when you’re having fun! Neil and Krystal and Koraline King are celebrating their third anniversary of owning Kora’s Corner on Gulf Road. Photos by Louise Mugar
s Would you like to show your support for Canada in light of the tariffs being imposed on it? For $3, you can buy one of these bumperstickers at Saltwater Cafe or the Pier Restaurant. Next Issue: April 2025 Ads Due: Mar. 21
To place your ad call:
360-945-0413 sales@pointrobertspress.com
Handyman
HANDYMAN Carpentry • Remodeling • Fencing • Decks • Painting • Pressure washing • Gutters • Hauling. 360-945-0521.
Landscaping
YARD MAINTENANCE Lawns • Pruning • Hedge/ shrub trimming • Gutters • Pressure Washing • 26 years experience. 360-945-1957.
Rentals - Apartment
Classifieds
Home-grown newspaper with delivery to Point Roberts homes and businesses, and Tsawwassen. It’s the perfect match. Construction
Excavation Work / Manlift Service
Storage
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STORAGE Store boats, trailers, RVs, campers and cars!
80ft. Genie Manlift Available.
Tree Removal.
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4 POINT
Monthly or long-term leases 1459 Edwards Drive
OceanViewPointRoberts.com
360-945-RENT
Eric also provides:
Land clearing, stump removal, wood & brush, blackberry removal, and clearing/cleanup. Demolition of cabins, mobile homes, travel trailers, boats, grading work and more.
Call / Text Eric: 360-319-6718 WA State Lic actol 794B6
50
ROBERTS LOCATIONS
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Let’s put our heads together! The Point Roberts Chamber of Commerce is holding a business social and networking event on Tuesday, March 11 at 6 p.m. at the Pier Restaurant. Here’s an opportunity to share recent customer experiences with the intention of bringing together ideas and suggestions on how together we can improve the business climate. Light refreshments will be served. For more information, please contact info@ pointrobertschamberofcommerce.com
March Tides Tides at Boundary Bay Not For Navigation
49° 0’ 0”N - 122° 46’ 0”W
Date
Time Height
Sa 1
9.8 8.7 1.5 1.6 2.9 0.7 4.4 0.0 5.8 -0.3 6.9 -0.4 8.4 8.7 8.8 8.2 9.1 7.8 9.2 7.6 9.2 7.6 9.2 7.6 9.1 7.7 1.3 3.2 2.1 2.6 3.0 2.0 3.9 1.6 4.8 1.3 5.6 1.1 6.4 1.0 7.7 7.9 7.9 7.8 8.2 7.5 8.5 7.1 8.8 7.1 9.0 7.4 9.2 7.9 9.3 8.5 9.4 9.0 2.7 -0.1 3.9 -1.0
6:27 am 6:18 pm Su 2 12:29 am 1:14 pm Mo 3 1:11 am 2:00 pm Tu 4 1:55 am 2:50 pm We 5 2:43 am 3:46 pm Th 6 3:41 am 4:48 pm Fr 7 1:08 am 9:31 am Sa 8 2:32 am 10:35 am Su 9 4:28 am 1:03 pm Mo 10 5:08 am 2:35 pm Tu 11 5:38 am 3:49 pm We 12 6:04 am 4:51 pm Th 13 6:28 am 5:45 pm Fr 14 12:08 am 12:53 pm Sa 15 12:42 am 1:23 pm Su 16 1:16 am 1:51 pm Mo 17 1:48 am 2:23 pm Tu 18 2:22 am 2:55 pm We 19 2:56 am 3:33 pm Th 20 3:34 am 4:15 pm Fr 21 12:15 am 8:40 am Sa 22 1:51 am 8:56 am Su 23 3:05 am 9:30 am Mo 24 3:47 am 11:40 am Tu 25 4:15 am 1:42 pm We 26 4:41 am 3:12 pm Th 27 5:07 am 4:24 pm Fr 28 5:31 am 5:32 pm Sa 29 5:57 am 6:34 pm Su 30 12:27 am 12:58 pm Mo 31 1:15 am 1:42 pm
Time
Height
12:32 pm
2.8
6:51 am 7:22 pm 7:17 am 8:34 pm 7:45 am 9:52 pm 8:15 am 11:24 pm 8:49 am
9.8 8.6 9.8 8.5 9.6 8.3 9.4 8.2 9.1
5:01 am 5:56 pm 6:59 am 7:06 pm 9:43 am 9:10 pm 10:39 am 10:04 pm 11:19 am 10:50 pm 11:53 am 11:30 pm 12:25 pm
7.6 -0.4 7.7 -0.3 7.2 -0.3 6.5 -0.1 5.6 0.2 4.8 0.7 4.0
6:48 am 6:35 pm 7:06 am 7:23 pm 7:24 am 8:11 pm 7:40 am 8:59 pm 7:58 am 9:55 pm 8:12 am 10:57 pm 8:26 am
9.0 7.8 8.9 7.9 8.7 8.0 8.6 7.9 8.4 7.9 8.2 7.8 8.1
4:24 am 5:07 pm 5:40 am 6:07 pm 7:42 am 7:11 pm 9:14 am 8:13 pm 9:52 am 9:11 pm 10:26 am 10:03 pm 11:02 am 10:51 pm 11:38 am 11:39 pm 12:18 pm
7.0 0.9 7.4 0.8 7.4 0.6 7.0 0.4 6.2 0.2 5.2 0.4 4.0 0.9 2.6 1.7 1.2
6:23 am 7:36 pm 6:51 am 8:40 pm
9.5 9.4 9.5 9.6