We are not just a group of isolated companies, but an ecosystem of experts who combine insurance, finance, investment and real estate into a functional whole. Thanks to this synergy, we are able to offer a comprehensive approach. Our work is not just about numbers and contracts – it is about protecting values, building stability, and creating opportunities. We are a partner who has your back, helps you grow, and opens doors to new opportunities. The trust and experience we have gained enable us to deliver solutions that you and future generations can rely on.
Number of clients who are well insured with us
HOLDING employees
of cooperating insurance companies
Insurance premiums brokered in the period 1999–2025
Stated in millions of EUR as of 1 March of the relevant year
OK HOLDING company structure
Unique combination of services
Risk management
Risks in business cannot be eliminated, but they can be effectively managed. We enable companies to identify potential threats, reduce the impact of crisis situations and set strategies that protect their financial stability and future development.
Property valuation
Determining the reproduction value of real estate is crucial for sales, purchases, inheritance, investment decisions, but above all for insurance. We provide professional appraisals, analyses and advice.
Real estate
We offer expert advice on the purchase, sale and management of real estate. Thanks to our knowledge of the market, we enable our clients to make the right strategic decisions that will ensure stable returns or fulfil their dreams of ideal living.
Business and personal loans
We consolidate offers from banking and non-banking institutions to find the optimal financing for our clients‘ needs.
Subsidy and operational consulting
We help companies and entrepreneurs obtain financial support from available subsidy programmes. From analysing options to administration and drawing funds. We guide clients through the entire process and ensure that their projects are successful. We also offer operational consulting focused primarily on effective crop treatment and decision-making based on accurate data from imaging and analysis.
We provide companies with effective employee benefit systems that increase employee satisfaction, motivation and loyalty. Our solutions are sustainable and tailored to the needs of companies of all sizes.
Investment in precious metals
We provide secure and transparent opportunities to invest in physical metals, which serve as a reliable store of value in uncertain economic times.
Employee benefits Investments
We seek out and recommend investment opportunities with the aim of ensuring stable capital growth. Our investment strategy experts help clients protect their assets, diversify their portfolios effectively and choose solutions that match their individual goals and expectations. We deliver wellthought-out strategies that make sense today and in the future.
Pension savings
We offer individual savings and investment strategies that enable clients to maintain their financial stability and standard of living even after retirement.
Carbon farming
We support farmers in implementing sustainable practices that not only reduce their carbon footprint but also open up new opportunities for financing and subsidies. We seek a balance between environmental commitments and economic efficiency. Farmers work with us to monetise sustainable practices and optimise their carbon footprint management.
A look back at history
Radoslav Kubiš, Milan Ondra – founding of OK GROUP
Creation of the OK HOLDING group
Building a network of tied agents OK GROUP
Merger of Agroteam CZ and DOTin
Acquisition of CLARO
Values we live by
Long-term partnership
We do not seek short-term solutions, but build relationships based on trust and stability. Our clients can rely on us today and in the future.
Expertise and innovation
The insurance industry is constantly evolving, and so are we. We combine years of experience with a modern approach to find the best solution for every situation.
Individual approach
Every client is unique, and so are their needs. We look for solutions that make sense in a specific context, not universal answers.
Protecting values
We see insurance as a tool that protects not only property, but also the future and plans of our clients.
Responsibility and ethics
We build on fair conduct, transparency and responsibility towards our clients, partners and society.
Branch map OK GROUP
Over the years, our branches and business locations have expanded across the entire Czech Republic. This natural growth is the result not only of the trust of our clients, but also of the efforts of many colleagues who share a common vision. Thanks to our joint and dedicated work, we are now present in every region and able to provide services in person with an emphasis on professionalism. Our branches and business locations are not just addresses on a map – they are places where long-term relationships are built.
OK GROUP branches
Number of tied agents
Branch map OK GROUP SLOVAKIA
In Slovakia, our network has been gradually expanding thanks to professionals and partners who share the values of the OK HOLDING group. Together, we form a strong team that connects regions, experience, and a human approach. Our branches are proof that we are here for our clients, no matter where they are – bringing them solutions built on professionalism, trust, and personal contact. Thanks to continuous development, we can also offer comprehensive services in Slovakia and be a reliable partner.
OK GROUP SLOVAKIA branches
Number of tied agents
Our strengths
STRONG AND STABLE partner
INDIVIDUAL approach OKIS client portal
RISK management ASSET of assets CLAIMS Handling
REFERENCES across sectors
INTERNATIONAL services ETHICAL code
INVESTMENTS precious metals
PEST management
BENEFITS for employees
Global insurance solutions
In today’s interconnected world, high-quality insurance is the key to secure and successful business operations. Through our international partnerships, we are able to arrange insurance solutions for companies operating abroad as well as for foreign entities entering the Czech market.
We provide our clients with access to multinational insurance programs and specialists with in depth knowledge of local legislative and insurance specifics. We cooperate with global brokerage networks and reputable insurers to ensure optimal insurance protection across all key sectors.
A crucial success factor is the active cooperation of OK GROUP with international brokerage networks, bringing significant advantages to our clients. These partnerships enable us to draw on extensive knowledge of local legislation, tax specifics, and market standards in individual countries, eliminating the risk of legal errors or improperly structured insurance programs. Thanks to its global reach, OK GROUP ensures continuous service, unified management of insurance programs, and efficient claims handling anywhere in the worldwide – helping clients both time and costs while providing stability and confidence in the international environment.
Our partners
Globex International Group
It centralizes a team of multinational brokerage and underwriting experts with a broad range of service-oriented experience across all regions of the world. The result is a global enterprise capable of delivering competitive multinational insurance solutions across all lines of business, as well as implementing and managing these multinational programs both centrally and locally worldwide.
Pantaenius
A leading specialist in yacht and marine insurance with more than 50 years of experience. It provides a wide range of insurance solutions for both private and commercial vessels, including hull insurance, liability coverage, and crew insurance.
Lark Music
It provides specialized insurance solutions for musicians, orchestras, and the music industry, covering instruments, studio equipment, and liability risk – ensuring peace of mind and security for professionals in the music sector.
Howden
A global insurance broker with a long-standing tradition, specializing in comprehensive corporate, property, and liability insurance. It offers tailor-made solutions for a wide range of industries, including manufacturing, finance, and sports.
We also cooperate with other independent insurance brokers registered with Lloyd’s of London, as well as with Coverholders specializing in underwriting individual insurance risks on behalf of Lloyd’s syndicates.
Procedure for creating an insurance programme
Effective resolution of claims
1 2 3 4 5 6
Contacting brokers or claims specialists.
This can also be done at the site of the damage at the customer‘s premises. The assessment is always carried out by a broker or claims specialist.
Registration also with the insurance company.
This is initiated by a representative of the insurance company, with the broker or claims specialist also present.
This is performed for rejected, reduced and uninsured claims. Occurrence
Assistance in determining which documents are necessary for processing and delivering them to the insurance company.
Negotiations with the insurance company.
Handling all formalities for closing the insurance claim, or resolving disputes with the insurance company.
Information is provided to the client.
The subject of the analysis is the course of the claim and any proposed measures.
Securing this if necessary.
• Full representation of the client in negotiations with the insurance company.
• Provision of advance payments in the event of complicated claims.
• Preparation of regular reports and analyses.
• Implementation team dedicated to you. Unlimited 24/7 service
Introduction to OK GROUP
OK GROUP is a key pillar of OK HOLDING and a leader in insurance brokerage services. As a Czech company with a long tradition, we offer an individual approach with a wide range of insurance solutions for companies and individuals. Our priority is to ensure stability, minimise risks and find the most advantageous strategies that meet the real needs of our clients.
Trust, professionalism and long-term partnership are not just values, but a commitment on which we build. We are here to protect what really matters to you.
OK GROUP in numbers
1999
OK GROUP was founded with the aim of providing clients with comprehensive insurance services.
A company with purely Czech capital and heart.
In 2011, OK GROUP establishes the OK HOLDING group, of which it is the leader.
Radoslav Kubiš
Chairman of the Board of Directors
Building a company from scratch is a journey full of decisions, responsibilities and daily work. When I founded OK GROUP more than twenty-five years ago, I knew that I wanted to do insurance in a meaningful way, with a long-term vision and real benefits for clients.
Today, I am at the helm of OK HOLDING, and it is a great honour and challenge for me to work with a team of people who share the same values, professionalism, reliability and trustworthiness. Together, we care not only for the present, but also for the future of those who trust us. I believe that insurance is not just about property, but mainly about what we leave behind.
We protect future generations, our children, families and successors in companies that grow with us. And that is where I see the greatest meaning of our work.
Jan Maloch
Vice Chairman of the Board of Directors
When I joined OK GROUP, it was a family-owned but dynamically growing company. To be honest, at the time I didn‘t know as much about insurance as I would have liked. I was eager to learn. I joined a team of great people and quickly realised that this work was extremely meaningful. The years passed, the company grew, and so did I. I gradually took on more responsibility until I eventually became part of its management.
Today, I have the opportunity to participate in strategic decisions across the entire OK HOLDING group and help determine the direction we are taking. Although a lot has changed over the years, one thing remains the same: we have always wanted people to be able to rely on us and for us to be able to look them straight in the eye. We see this as our commitment for the future.
Michal Kubiš
Vice-Chairman of the Board of Directors
In 2009, I jumped on the OK GROUP bandwagon and initially focused mainly on keeping it on track and maintaining its speed. I was eager to work and at the same time I was making sure that this profession would fulfil me. I still consider my beginnings in basic positions to be a great learning experience.
Since 2020, I have been serving as Vice-Chairman of the Board. I see following in my father‘s footsteps and developing the family brand as both a commitment and an advantage. Despite the size of the company and different perspectives on things, thanks to family approach, we stick together and are able to reach agreement quickly. I now know that I made the right decision well. I look forward to the journey ahead, which will lead in a thoughtful and stable direction and continue to take consideration of people, quality and long-term continuity.
Marieta Vodrážková Melichárková
Member of the Board of Directors
I joined OK GROUP as the director of the Prague branch with a simple conviction: loyalty and dedication are the foundations on which long-term success can be built. This philosophy still guides me today. I have been on the Board of Directors since 2020, and I am even more aware of how powerful the founder‘s legacy, his vision, perseverance and emphasis on fair play towards clients and colleagues. I admire, I have watched where we have come in more than 25 years together – from an ambitious group, we have grown into the respected OK HOLDING brand, which stays the course, grows sustainably and does not compromise on quality.
I know that every decision has an impact on the people around us, which is why I insist on uncompromising professionalism and a culture of mutual trust.
Introduction to OK KLIENT
OK KLIENT is a modern financial advisory company that combines professional know-how with technological innovations. Under one roof, it offers a base for independent advisors and professional care for retail and corporate clients.
We emphasise expertise, efficiency and quality service across the areas of insurance, investments, loans and financial planning. We provide our advisors with the support of a team of product specialists who are familiar with individual market segments and help find the best solutions for clients. We believe in partnerships based on trust, transparency and results.
OK KLIENT in numbers
111,37 mil. EUR
Brokered insurance premiums – active portfolio
140 000
Number of contracts concluded per year
The company has more than 240 000 clients.
49
Number of cooperating institutions 27
Number of cooperating insurance companies
1 400
Number of OK KLIENT associates
Štefan Tillinger
I entered the world of finance immediately after university and have been working in the field continuously for more than thirty years. For fifteen years, I held senior management positions at Generali Group, where I managed Generali Insurance and, as a member of the Board of Directors of Česká pojišťovna, was responsible for business across the entire group. After leaving this position, I continued my longstanding relationship with OK HOLDING and my business understanding and friendship with Radoslav Kubiš, which began during my previous career. Since 2018, I have been a shareholder and Chairman of the Board of Directors of OK KLIENT. I focus on strategy, sales and the further development of the broker pool solution, which I consider to be a meaningful model for the future.
Radoslav Kubiš Jr.
Vice-Chairman of the Board of Directors
I began my career in 2010 at OK GROUP, a founding member of the OK HOLDING group. Joining the company that my father built and continues to develop to this day was a natural step for me. Today, together with my father and brother, we are moving the group forward.
Since 2018, I have been working at OK KLIENT, where I hold the position of Vice-Chairman of the Board, and I find the role professionally fulfilling. I am involved in business support, the acquisition of business groups and individual consultants. Together with other members of the management team, I help shape the company’s strategy, building on its professionalism, strong foundations and growth potential. Alongside Chairman of the Board Štefan Tillinger, we are successfully building one of the largest financial advisory companies on the Czech market.
Chairman of the Board of Directors
Introduction to OK GROUP SLOVAKIA
We are a leading financial services broker on the Slovak market, providing comprehensive services in the areas of property insurance, industrial and business risks, as well as personal financial services. We cooperate with major insurers and financial institutions within the OK HOLDING group and actively use the professional services of our partner companies. Thanks to this cooperation, we are able to provide our clients with high-quality, reliable and effective solutions that help minimise risks, protect their property and ensure long-term financial stability.
OK GROUP SLOVAKIA in
numbers
300 000+
Number of unique clients
Miroslav Pacher
156 Number of employees
I am the Vice-Chairman of the Board of Directors of OK GROUP SLOVAKIA. My path to this position was not accidental; it is the result of perseverance, determination and continuous learning.
Before joining OK GROUP SLOVAKIA, I gained extensive experience at Allianz – Slovenská poisťovňa. My career began in 1995 in the motor insurance department, where I gradually held various positions and worked my way up to the position of board member and vice-president for sales. I have always believed that success in insurance does not come solely from a good strategy, but above all as a result of the trust that clients place in us.
I am proud to be part of a company that delivers innovative solutions while standing on a solid foundation of trust and professionalism.
22 / 17
Number of insurance companies / other cooperating institutions
41 mil. EUR
Volume of brokered insurance premiums
Vice-Chairman of the Board of Directors
Introduction to OK BROKERS
The OK BROKERS partner network provides solutions to all independent brokers operating in the insurance market. However, not as tied agents in a broker pool, but according to the principle 1 + 1 > 2! Through the partner network, our members have access to the knowledge, background, advantages and contacts of the entire OK HOLDING group. It is no coincidence that approximately one sixth of all independent brokers in Czechia use its services today.
The mission and goal of every cooperation agreement is to support professional activities, primarily through above-standard services and opportunities, an individual approach and fair treatment.
Lukáš
Horáček
Creating an association of brokerage firms with clearly defined rules, but at the same time not restricting independent insurance brokers, was a real challenge at the beginning of 2016. I vividly remember the situation when I first sat down in my office chair and asked myself: „Okay, so where or with what should I actually start?“ And even though OK BROKERS has come a long way since then, I still ask myself this question. Compared to the beginning, however, I now have one huge advantage, which is that I am not alone in searching for answers. I greatly appreciate my team of colleagues, with whom I share the same values, not only in terms of work, but above all in terms of morals. I am convinced that the cornerstone of any cooperation is fairness and equal treatment. I place these two attributes at the top of my list and consider them as my personal commitment!
Company Director
Introduction to OK HOLDING PREMIUM
OK HOLDING PREMIUM entered the market in the first half of 2024. Gradually, we have managed to build a team of experienced professionals in claims settlement and customer care across all areas. We are very pleased with the warm reception within the OK HOLDING group and the cooperation with many experienced colleagues who have significantly helped us both at the start and continuously. In a short period, we have established partnerships with a number of major companies and the total written premiums as well as the claim indemnifications that we have helped our clients obtain amount millions of EUR. We focus primarily on corporate clients, for whom we provide not only insurance solutions to cover their potential losses but also affinity programs.
OK HOLDING PREMIUM in numbers
3,59 mil. EUR
Insurance premiums brokered in less than a year
90
Number of insurance contracts
408
Number of successfully settled claims
4,12 mil. EUR
Total amount of claims paid
Jakub
Fišer
Business
Developer
When I entered the world of insurance brokerage thirteen years ago, I started in an assistant position. I gradually worked my way up to a managerial role, gaining experience along the way that gave me valuable insight and a deeper understanding of the market. The market is constantly evolving, as are client expectations, which are significantly higher today. Over time, I realised that what makes the most sense to me is to be directly with clients, listening to them and looking for solutions that really help. That‘s where I find the most energy, adrenaline and professional fulfilment. And I began to miss that. At OK HOLDING PREMIUM, I can fully develop this aspect of my work again. I look forward to new challenges and experiences together.
Tomáš
Gürtler
Business Developer
I have been in the insurance industry for seventeen years and have seen how the role of a broker has changed significantly. Clients are more informed and demanding in terms of service quality. Combined with the complex period of recent years, when the conditions and possibilities of insurers are constantly changing, high demands are placed on us in terms of carefulness, expertise and the ability to come up with new solutions. I greatly appreciate the opportunity to work for OK HOLDING. Here, I can use my experience and participate in creating a new OK HOLDING PREMIUM team of experts for an ever-expanding circle of clients. I am delighted that they believe in our vision and appreciate our genuine interest, professionalism, flexibility and assistance in their business. I am happy to have met all my new colleagues here and I am looking forward to continuing my work.
Introduction to Agroteam CZ
Agroteam CZ is a consulting company whose services are primarily focused on providing subsidy consulting for agricultural and food companies, as well as economic and operational consulting. In the area of subsidies from European and national funds, we also cooperate with municipalities and entrepreneurs, for example in forestry and fisheries. Every year, we defend our position as the market leader in the volume of subsidy applications submitted in various subsidy programmes and measures.
Agroteam CZ in numbers
3 300
Number of active clients
1 200+
Subsidy applications per year
Michal
Weber
I joined Agroteam right after university. I didn‘t have much experience, but I had a clear idea of what I wanted. To gain experience, surround myself with people who could teach me, and contribute to building the largest agricultural consulting entity in the Czech Republic.
Looking back, I can see how far we have come. Years of hard work and listening to our clients‘ needs have brought results we can be proud of. But what I appreciate most is that our work has a real impact. Agriculture is not just one industry. It is an indispensable sector without which we could not function as a society. The opportunity to participate in its development gives me meaning and represents a commitment to the future.
164,99 mil. EUR+
Volume of support brokered per year
80 %
Long-term success rate of submitted projects
Introduction to OK GRANT
OK GRANT provides comprehensive grant consulting for projects supported by European Union funds and national grant programmes. We focus primarily on business entities and opportunities to obtain grants for their projects from the Operational Programme Technology and Applications for Competitiveness (OP TAK). We offer project administration services to clients from municipalities, schools, churches, contributory organisations and non-profit organisations within the Integrated Regional Operational Programme (IROP), the Operational Programme Environment (OPŽP), the National Recovery Plan (NPO) and others.
OK GRANT in numbers
200+
Grant applications submitted annually
12,37 mil. EUR+
Annual support volume
90 % Long-term success
Introduction to OK LANDSCAPE MANAGEMENT
OK LANDSCAPE MANAGEMENT is the newest member of the OK HOLDING group. The company specialises in precision farming using modern drones for data collection and analysis, the creation of individual application maps and targeted interventions tailored to the needs of specific clients. Our goal is to help farmers farm more efficiently, save costs and promote sustainability. Thanks to multispectral imaging, we can accurately assess the vitality and supply of crops, monitor their growth and quickly detect stress factors or damage caused by drought or wildlife. Based on this data, we prepare detailed application maps that enable targeted variable fertilisation and plant protection. As part of our cooperation on legislative change, we use application drones that ensure precise and gentle interventions even in hard-toreach locations. We deliver measurable efficiency – from better planning inputs and reduced consumption of chemical preparations to more accurate decision-making on interventions. We are also active advocates of steps towards the safe and responsible introduction of crop treatment using application drones into domestic practice.
Our vision for the future
In 2026, application of services to 1 000 farmers.
Active participation in legislative change: the possibility of using drones for aerial application for plant protection.
Expand the use of drones for targeted interventions and efficient farming.
Introduction to OK CARBON
OK CARBON is involved in carbon farming. This refers to agricultural production methods aimed at increasing the long-term carbon content in the soil, managing carbon stocks and flows, and greenhouse gas emissions at the farm level to mitigate climate change. An integral part of this is the creation of carbon credits by farmers and their subsequent sale to responsible companies, which use them to reduce their carbon footprint and thus achieve their climate goals within the framework of CSRD, marketing or philanthropy.
We are the only company in the Czech Republic to offer farmers a rational and robust carbon farming system, enabling them to generate certified carbon credits through their activities and thus secure a new source of income for their business.
OK CARBON in numbers
0,4 tonnes per year
Estimated average potential for carbon storage in arable land in the Czech Republic per 1 hectare
Lucie Večeřová
70–90 % of emissions
Come from primary agricultural production in the food chain
Family business and agriculture are an integral part of my life. Since graduating from university, I have combined my legal education with practical experience in agriculture and food production, and I have learned that the most important thing is to surround yourself with people who share your values. Being part of OK HOLDING means being part of a team of hardworking and inspiring professionals. Together, we are able to provide support and cooperation to people working in agriculture and related fields in utilising the possibilities of modern and efficient agriculture. It is great to see that our work and approach often bring innovation and influence the direction of the entire industry – and we can often say that we are the first or the best in the Czech Republic in a given activity.
45 % of consumers
Are willing to stop buying their favourite brands that do not reduce their carbon footprint
Introduction to OK PROFIT
We provide private investment advice and tailor-made banking services. We offer comprehensive solutions in the area of asset management and investments to clients such as private individuals, companies, municipalities and church institutions. Our services are based on long-term and trustworthy cooperation with proven partners in the fields of banking, investment and securities trading. We are part of the strong group of affiliated companies OK HOLDING. Our services are based on the many years of experience of our advisors, regular monitoring of financial markets and the search for stable, proven investment solutions.
Introduction to OK REAL ESTATE
OK REAL ESTATE is a company within the OK HOLDING group that specialises in services in the field of real estate sales and rental brokerage, property search, purchase, redemption and management, and private offers. We emphasise open communication and fair dealing. All properties are properly vetted and ready for sale or rent. We search for properties and land according to the specifications and wishes of our clients. We take care of all communication with owners, banks and authorities. We help with comprehensive housing solutions – from real estate, legal services, finance, insurance and subsidies to investments. To date, we have successfully brokered 330 real estate transactions.
The total value of the properties sold exceeds EUR 43,95 million. Our clients are served by 50 experienced estate agents.
