OECD PISA 2029 Financial Literacy Assessment: Preparing Students for their Financial Future This version: March 2025
What is financial literacy? PISA defines financial literacy as knowledge and understanding of financial concepts and risks, as well as the skills and attitudes to apply such knowledge and understanding in order to make effective decisions across a range of financial contexts, to improve the financial well-being of individuals and society, and to enable participation in economic life. 4 assessment rounds have already taken place, in 2012, 2015, 2018 and 2022
38 countries or economies have participated in one or more rounds
What is the OECD PISA Financial Literacy Assessment? Part of the OECD’s Programme for International Student Assessment (PISA), the PISA Financial Literacy Assessment is the only co-ordinated assessment of the financial literacy of students around the world. It provides information on the financial literacy levels of 15-year-old students and on their financial attitudes and behaviour, access and use of basic financial products and services, and exposure to financial education in school.
26%
26%* of students do not have basic proficiency in financial literacy, meaning that they are not able to apply their knowledge to real-life situations involving financial issues and decisions.
How can countries and economies participate in the next OECD PISA Financial Literacy Assessment? The next OECD PISA Financial Literacy Assessment will take place in 2029.
2025
Jan/Feb 2026
April/May 2026
mid 2026
Countries/economies should start discussions among relevant national authorities about their country/economy’s participation, as it is likely to require co-ordination across different ministries or authorities in charge of education and financial policies. Countries/economies should express their interest in participating in the PISA 2029 Financial Literacy Assessment in early 2026, via their PISA Governing Board member. The list of PISA Governing Board members is available at https://www.oecd.org/en/about/programmes/pisa/pisa-governing-board.html
The OECD Secretariat will provide cost estimates around April/May 2026 (based on the number of countries/economies interested in participating).
Countries/economies should confirm their intention to participate in the PISA 2029 Financial Literacy Assessment around mid-2026.
*Data refer to the average across all participating countries/economies in the PISA 2022 Financial Literacy Assessment.