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Ease Your Financial Burden with the Disaster Exemption for Homeowners

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How The Disaster Exemption Can Ease The Financial Burden For Homeowners The Texas Temporary Exemption for Disaster Damage serves as an important tool to support

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The Property Tax Protection ™ Program is powered by O’Connor & Associates

property owners affected by natural disasters, helping them recover and rebuild their lives and communities. This applies to both businesses and homeowners who have suffered as a result of the disaster.

Enter your information below to enroll in the Property Tax Protection Program and have your property taxes protested.

Qualified Property Types  Tangible personal property used for income production  Improvements to real property (this includes the structure or house)

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 Certain manufactured homes Determining Exemption Percentage Once a homeowner applies for the exemption, according to Texas Tax Code 11.35, the chief

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appraiser of the county evaluates the qualification and then assigns a damage assessment of Level I, II, III, or IV, depending on the amount of damage.

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 2025 Protest: Applies to the majority of Texas property owners whose 2024 value notice from the county is dated more than 30 days ago and the date is past May 15, 2024.

 2024 Protest: Applies to select Texas property owners

Calculating the Exemption Amount To clarify how this damage assessment will translate into an exemption amount, here is an example calculation:  John Smith is a hypothetical resident of Montgomery County, where Governor Greg Abbott issued a declaration of disaster on April 30, 2024.  The improvement value of John Smith’s home is $300,000.  Following the recent flooding event, John learned that the cost to repair his home is $65,000.  $65,000 Damage/$300,000 improvement value = 21.7%  John’s 21.7% damage assessment qualifies his damage as Level I, making him eligible for a 15% exemption.  Because the disaster declaration was issued on April 30, this gives a proration amount of 0.61 to account for the portion of the year where the value of John’s home was diminished. The proration amount is arrived at by taking the number of days remaining in the year after the disaster is declared, 223, and dividing by 366 (2024 is a leap year).  Take the improvement value x exemption percentage x proration to determine the temporary disaster exemption amount for John’s house.  In John’s case, it looks like this: $300,000 x 0.15 x 0.61 = $30,150.  This means that $30,150 is exempted from property taxes for the year 2024.

where the 2024 value notice is dated LESS than 30 days ago. Call 713.290.9700 to discuss with a representative. Please monitor your E-mail and spam filter. If you don't receive your enrollment documents within 24 business hours, call 713.290.9700 8am - 5pm CST

ENROLL NOW! By clicking enroll, you consent to us filing a protest on your behalf and agree to our terms Free online enrollment in 3 minutes. No cost unless taxes are reduced, guaranteed


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