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Heart of Lakes Property Portfolio | Summer 2026

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7541 LAKE JOHN DRIVE, ANNANDALE

$479,900 | #6548736

Be the first to experience this vibrant, modern patio home, the latest addition to the premier development of The Preserve of Lake John. Offering over 1,700 square feet of designed open living space, this home embodies the easy, carefree lifestyle you’ve been searching for. Step onto the charming open front porch or relax on the side patio, both ideal for outdoor entertaining and designed to capture the sights and sounds of the water and the neighborhood. Inside, the open-concept floor plan creates a seamless flow between spacious living, dining, and kitchen areas, ideal for both everyday living and entertaining guests. The grand center island serves as both a functional kitchen workstation and a welcoming space for gatherings. The private primary suite features a well-planned layout that connects the bedroom, large walk-in closet, laundry area, and a en-suite bath, all designed for maximum convenience.

Red Door Retreat

Your family vacation search ends here at this expansive home with 5 bedrooms and 4 bathrooms, complete with all the comforts of home. The water is just a few steps away, spend your days gliding through more than 1,500 acres of pristine Lake Sylvia water. Situated in a quiet neighborhood, you will awaken to song birds and fall asleep to the sounds of waves.

Gather in this comfortable home, built in 2023. Enjoy main-level living surrounded by views of Lake Sylvia. The spacious kitchen features all the modern amenities needed for a relaxing lake vacation. Unwind in the open living and dining rooms, offering plenty of space for the whole family. Turn in for the night in the main-level master suite or one of the four upper-level bedrooms, complete with two three-quarter bathrooms. Spend quiet moments on the lakeside patio, taking in the Lake Sylvia shoreline—or cozy up by the Swedish fireplace, perfect for year-round s’mores!

Imagine your perfect day out on the water warmed by the sun shining down as the fish bite or watching the kiddos giggle as you tow them behind the boat. This is a home you can come back to year after year and create some memories, Lake Sylvia is only steps away. Pack up your family, and head for the lake!

OUR ROOTS START HERE

At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING

Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY

We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY

This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.

As a company, there are a few things that we

860

NORWAY DRIVE EAST, ANNANDALE

$450,000 | #7089145

Located in the Annandale Industrial Park, this 8,600-square-foot industrial building offers an excellent opportunity for manufacturing, warehousing, distribution, or a variety of commercial uses. Situated on over half an acre, the steel-framed structure provides durable construction and a functional layout designed to support day-to-day operations. The building includes approximately 600 square feet of office space creating a comfortable area for administrative needs. Equipped with 3-phase electrical service and an air recovery system, the property is well suited for a wide range of industrial applications. Ample outdoor space allows for parking, storage, or maneuvering of equipment and vehicles. Convenient access to major roadways further enhances the property's appeal for businesses seeking a practical and well-located facility.

810 MORRISON AVENUE, ANNANDALE

$418,500 | #6791362

Nestled in the serene setting of Southbrook Golf Course, this stunning new patio home offers over 1,400 square feet of thoughtfully designed, one-level living. An open-concept layout creates a bright, inviting atmosphere ideal for a simple, carefree lifestyle. Start your mornings or unwind in the evenings in the sun room or on the spacious rear patio, both overlooking the community park and surrounding woods—an ideal blend of nature and comfort. The home features 2 bedrooms and 2 bathrooms, a street-side covered porch, a convenient laundry room, and a beautifully designed kitchen with a center island and walk-in pantry. Ideally positioned on the back side of Southbrook, a community path just steps from the front door leads directly to the clubhouse and restaurant. Experience effortless living in this thoughtfully crafted home within the highly desirable Southbrook community.

715 ACACIA DRIVE S, ANNANDALE

$409,900 | #7074032

Welcome to the vibrant Southbrook community! Perfectly positioned overlooking the 2nd hole, this stunning two-story home offers breathtaking views of both the tee box and green. Step outside to your own resort-style retreat featuring an in-ground pool, waterfall feature, fire pit area, stamped concrete patio, and panoramic golf course views. Inside, the thoughtfully designed floor plan offers both comfort and functionality. The upper level features 3 bedrooms and 2 bathrooms, including a private primary suite with a walk-in closet and private bath. The main level boasts an inviting living room with a cozy gas fireplace, an open-concept kitchen, and a dining area that seamlessly connects to the backyard oasis. The finished lower level includes an additional bedroom, full bathroom, and a spacious great room with walkout access to the backyard. The home is complete with a heated three-car garage.

13619 CLEARWATER FOREST CIRCLE, SOUTH HAVEN

$89,900 | #7023310

This is your perfect opportunity to join the Clearwater Forest Resort Community nestled on 40 acres, located on Clearwater Lake! This fully furnished home is livable year-round and has been completely remodeled inside and out. Located on oversized lot #17, enjoy a quiet and serene lifestyle you crave while still living in a community. Enjoy peace and quiet with limited view to the lake from two decks. This spacious home offers 2 bedrooms, 1 baths, laundry, and updated kitchen area. Enjoy everything the resort has to offer; community heated pool, private lake access and marina, dock rental slips, playground, fish cleaning facility, and showers to name a few! Boat slips are available to enjoy Clearwater Lake with its great fishing spanning over 3,100 acres of water. This resort offers activities throughout the summer, you’ll surely find this community a great one to be a part of!

11780 103 RD STREET NW, SOUTH HAVEN

$522,500 | #6806906

Charming Clearwater Lake Cottage nestled on the scenic shores of Clearwater Lake, offering ideal elevation and easy water access. Enjoy lake life at its finest with a spacious lakeside deck and patio, perfect for relaxing or entertaining while taking in the peaceful surroundings. Inside, the cottage has been beautifully updated with a warm, modern feel, while expansive lakeside windows fill the home with natural light and stunning water views. The open-concept kitchen, dining, and living areas flow seamlessly to the outdoor spaces, making gatherings effortless. This cozy retreat includes two bedrooms, a den that can serve as additional sleeping space, and one full bath. A detached 24' x 22' garage provides ample room for vehicles, storage, or lake toys. Now is the perfect time to secure your lake home and be ready to enjoy Clearwater Lake this summer.

8575 STATE HIGHWAY 55, KIMBALL

$689,900 | #7022742

COUNTRY ACRES

This stunning four bedroom, four bath country home sits just east of Kimball on nearly 18 beautiful acres. Step inside to hardwood floors, vaulted ceilings, and expansive windows that frame picturesque views of the rolling landscape. The property features gently rolling land surrounded by trees, including approximately 10 acres of tillable ground. The open floor plan is filled with natural light, highlighted by a spacious living room with soaring ceilings and a kitchen complete with custom cabinetry, granite countertops, and built-in upgrades. The private primary suite offers a walk-in closet and bath, while the lower level features 9-foot ceilings and a walkout to a concrete patio with fire pit, surrounded by meticulously maintained landscaping and vibrant flower gardens. This one-of-a-kind property offers the perfect blend of comfort, beauty, and peaceful country living.

46

$130,000 | #7060371

Welcome to seasonal living at its finest in the heart of Timberwoods Resort, on the shores of Lake Augusta - complete with all the amenities you expect from resort style living. Whether you're escaping for weekends or enjoying the full summer season, you'll love the ease and comfort that comes with ownership at Timberwoods. Enjoy your own dock slip and beach access explore the quietness on Lake Augusta or for venturing into Clearwater Lake for even more aquatic adventures. This 2023 Park Model offers low-maintenance, modern living with 1 bedroom, 1 full bath, and two spacious loft areas currently used as sleeping quarters. It's designed with convenience in mind, blending functionality with cozy comfort. Entertain effortlessly on the generous side deck, ideal for gatherings and making lasting memories with your new neighbors in this vibrant, welcoming community.

8066 EDMONSON AVENUE NE, MONTICELLO

$524,900 | #7051340

Charming single-story home on 2.51 acres featuring 3 bedrooms, 2 bathrooms, two outbuildings, and plenty of yard space, blending practical layout with country living. Inside you will find an open concept main living area that merges the dining/sitting area with the kitchen and living room. Hickory floors, vaulted ceilings and immense light flood this beautiful space from the moment you enter. The primary suite boasts an incredible walk-in closet with just the right amount of natural light. The lower level includes a private living space, complete with a 2nd kitchen, living room, bedrooms, laundry room, bathroom, and more non-conforming rooms ideal for an office, hobby space, and more, with a separate entrance. Two massive outbuildings both measuring 45x30, one is heated with a wood stove and radiant heat with two-10' doors, concrete floors, and electricity. This home is sure to impress!

$107,900 | #6779733

Set on 3.83 acres, this attractive parcel offers a rare opportunity to build in a peaceful, country-like setting with the convenience of being just a short drive to Clearwater. The property includes one building entitlement and features a lightly wooded landscape that creates a serene backdrop while still allowing flexibility for home placement, outbuildings, and outdoor living spaces. Located just off County Road 143, the property provides easy yearround access while maintaining a quiet, rural feel. Directly across the road from Warner Lake County Park, you’ll enjoy trails, picnic areas, and lake access just steps away, making this an ideal setting for a dream home that blends peaceful country living with nearby recreation and amenities.

7XX COUNTY ROAD 143 RD, CLEARWATER

Introducing JR Estates, a new single-family home community thoughtfully planned on the south side of Maple Lake. This inviting neighborhood features a range of home packages designed to accommodate a variety of lifestyles, from low-maintenance twin homes with association-managed living to patio and traditional single-family homes on private lots. Set within a growing, vibrant community, JR Estates offers the opportunity to enjoy modern living, flexible options, and the appeal of being part of a fresh new neighborhood built for today’s homeowners. There are four house plans available, make sure to ask about for more information.

459 RAMEY ROAD S, MAPLE LAKE | $409,500 | #6802238

This stunning new patio home is being built and offers over 1,500 square feet of beautifully designed, one-level living. With an open-concept layout, this home delivers the simple, carefree lifestyle you've been looking for. Enjoy peaceful mornings or relaxing evenings in the sun-room or on the spacious rear patio. The home features 2 bedrooms and 2 baths, street side covered porch, laundry room and an excellent kitchen layout which is complimented with a center island and walk in pantry.

416 5TH STREET S, MAPLE LAKE | $364,900 | #6796905

Each twin home unit will be over 1400 sq ft of one level living space. The open concept flows effortlessly to the sun room off the back of the home with a spacious patio perfect, for entertaining. The home features 2 bedrooms and 2 baths, laundry area near both bedrooms and an excellent kitchen layout which is complimented with a center island and walk in pantry. Prime location on the south side of Maple Lake offering many fantastic amenities.

This 1,723 sq. ft. patio home offers 3 bedrooms and 2 baths with an openconcept living, dining, and kitchen. The primary suite features a private bath with walk-in shower and walk-in closet, with laundry conveniently nearby. Two additional bedrooms provide space for guests or a home office. Features include custom cabinetry, quartz countertops, luxury vinyl plank flooring, a covered front porch, and a concrete patio. Enjoy carefree one-level living in a brand-new home ready for its first owner.

408 MCALPINE COURT, MAPLE LAKE | $77,500 | #7022716

This corner lot in the cul de sac is perfect for your new build. Come join the Maple Lake community and all it has to offer. Bare city lots are hard to come by so purchase and build your new home today. The site offers convenient access to major highways, Albion Ridges Golf course, and all the amenities the growing community of Maple Lake has to offer. With strong local demand for new housing, this site is perfect for your new home. Lots starting at $77,500.

520 RAMEY ROAD, MAPLE LAKE | $439,900 | #6804795

Excellent opportunity to purchase 3.5+/- acres of commercial land just off Highway 10 in the City of Rice. Bring your ideas for this lot located next to a high traffic gas station with fast food options. Current zoning is B-3 Highway Business District. Good visibility from Highway 10 with easy access north and south. Taxes are combined for both parcels. 7 minutes to Royalton and approximately 15 minutes to both Sartell and Sauk Rapids. Some of the permitted uses include retail, offices, restaurant/bar, fast food/gas station, farm equipment sale and service, plus many more.

10800 GULDEN AVENUE NW, MAPLE LAKE

$350,000 | #7084764

Snuggled along 87 feet of sandy shoreline on Indian Lake, this charming lake cottage offers the perfect setting for relaxing waterfront living. The lakeside patio provides a prime vantage point for taking in breathtaking lake views, while the three-season porch allows you to enjoy the scenery well into the evening or during less-than-perfect weather. Inside, the cottage features a simple yet functional floor plan designed for easy lake living. The kitchen is highlighted by newer cabinetry and appliances, creating an attractive and practical space for everyday use. A recently installed mini-split heating and cooling system ensures year-round comfort regardless of the season. Indian Lake is known for its peaceful atmosphere, making it ideal for fishing, boating, and other recreational activities. Lake living awaits!

Prime commercial acreage opportunity. Excellent Highway 55 exposure. Pricing is $100,000 per acre with a total of 4.07 available to purchase. Zoned B2 Highway Business. Maple Lake is growing community looking to add new businesses and this is great commercial piece of land. City utilities available to the lot. Great location to bring your business to the community of Maple Lake. The land is level and ideally suited for construction of a commercial building. Located directly on Highway 55, this premium site offers excellent visibility and exposure perfect for promoting your new business. Versatile property offering a great opportunity for multiple commercial options.

XXXX HIGHWAY 55 WEST, MAPLE LAKE
$100,000 | #6776905

27841 STONEGATE ROAD, PAYNESVILLE

$1,299,500 | #7089944

Experience luxury lake living at this architecturally stunning home overlooking 3,000-acre Lake Koronis. This Scandinavian-inspired residence sits atop a bluff within an exclusive 14-home HOA community, offering breathtaking 180° lake views and spectacular sunsets. Designed with both style and function in mind, the home features soaring ceilings, expansive windows, and an open-concept great room anchored by floor-to-ceiling quad-sliding doors. The chef's kitchen showcases custom cabinetry, quartz countertops, a 10-foot island, walk-in pantry, and stunning lake views. The upper level features a private primary suite with a balcony and spa-inspired bath overlooking the lake, along with guest accommodations, a media loft, dry sauna, and the elevated "Cozy Nest" sunroom. Residents enjoy maintenance-free living with HOA-managed lawn care, snow removal, dock services, and convenient waterfront access.

LAKE KORONIS

7993 GRUNWALD AVENUE NW, MAPLE LAKE

$324,900 | # 7085485

Welcome to your opportunity to own a turn-key, beautifully updated lake home on Mink Lake with access to Sommers Lake through the connecting channel. The property features level lake access, making it easy to enjoy boating, fishing, swimming, and all your favorite lake activities. Relax on the deck and take in stunning westerly views and breathtaking sunsets, then gather around a bonfire to enjoy peaceful evenings by the water. Adding to the property's appeal is a charming guest house with electricity, perfect for guests, a hobby space, or additional recreational use. With newer appliances and thoughtful updates throughout, this move-in-ready home allows you to start enjoying the lake lifestyle immediately. Whether you're looking for a yearround residence or a seasonal retreat, this property offers the perfect blend of comfort, convenience, and waterfront living.

Kloeppner Estates

Lot 1 | $259,000 | #7083093

Nestled along the peaceful banks of Plum Creek, this heavily wooded 10-acre parcel offers a beautiful blend of privacy, nature, and potential with direct access to the Beaver Island Trail.

Lot 2 | $249,000 | #7083098

Set along the tranquil shoreline of Plum Creek, this scenic 10-acre wooded parcel offers the perfect mix of seclusion, natural beauty, and opportunity.

Lot 3 | $425,000 | #7083103

Situated on 10 scenic acres along Plum Creek with direct access to the Beaver Islands Trail, offering a two-story home and collection of outbuildings offering country living.

Lot 4 | $239,000 | #7083105

Beautiful 10-acre setting on Plum Creek featuring a blend of lightly wooded landscape and open farmland, offering a peaceful mix of privacy, scenic views, and usable acreage.

Lot 5 | $239,000 | #7083109

Scenic 10-acre parcel featuring a beautiful grove of mature trees, offering a picturesque setting with privacy, natural beauty, and plenty of open space to enjoy.

Lot 6 | $249,000 | #7083125

Beautiful 10-acre parcel featuring shoreline on a quiet unnamed lake, offering a peaceful setting with scenic water views, abundant wildlife, and endless potential to enjoy nature.

Lot 7 | $259,000 | #7083126

Gorgeous wooded 10-acre parcel on Plum Creek featuring shoreline on a small unnamed lake, creating a peaceful and scenic setting filled with natural beauty, privacy, and abundant wildlife.

116XX IRELAND AVENUE NW, ANNANDALE

$124,900 | #7089106

Build your dream home on this beautiful and level 2-acre parcel in The Preserve at Sugar Lake, one of the area's premier upscale developments. Residents enjoy access to a 37.8-acre shared outlot featuring a scenic mix of woods, rolling fields, and natural lowland habitat, creating a peaceful country setting. Paved streets and spacious lots enhance the neighborhood's appeal while providing room to spread out and enjoy the outdoors. Underground electric power line is already in with transformer box and panel. Conveniently located just minutes from Annandale, you'll have easy access to shopping, dining, parks, schools, and all the amenities this vibrant community has to offer.

221 FLORENCE AVENUE SOUTH, ANNANDALE

$299,900 | #7087998

Welcome to this charming home in the Triplett Farms neighborhood. From the moment you step inside, you'll appreciate the bright and inviting open-concept living room that creates a warm and welcoming atmosphere. The upper level features two comfortable bedrooms, a full bathroom, and a functional kitchen and dining area. Step out from the kitchen onto the back deck, overlooking a fully fenced backyard, perfect for outdoor entertaining, or simply relaxing. The lower level offers a spacious family room complete with a cozy gas fireplace, an additional bedroom, and a modern updated bathroom. This home has seen numerous mechanical updates in recent years, including a new furnace, central air conditioning, water heater, and appliances. Conveniently located with easy access to the town of Annandale, Southbrook Golf Club, and community walking path.

510 SOUTH STREET, SOUTH HAVEN

$269,900 | #7082146

Recently remodeled and full of charm, this South Haven home offers comfortable living in a convenient in-town location. The updated kitchen flows seamlessly into a spacious living room accented by warm knotty pine bead-board walls, creating an inviting gathering space. Enjoy your morning coffee or unwind in the cozy 3-season porch overlooking the yard. Turn-in for the night with a main level bedroom and space for possibly two more in the upper level. A generously sized bathroom and laundry room add everyday convenience, while the new front entry deck welcomes guests in style. Step outside to a recently added paver stepping stones that connects the home to the brand-new double detached garage. Set on a level lot shaded by soaring mature trees, this property combines modern updates with a peaceful setting in the heart of South Haven.

SOUTH HAVEN

65164 365 TH STREET, WATKINS

$500,000 | #6611870

Wonderful opportunity to have a new modern home built on the lake. This new home will offer great views of the water from the interior of the home. Cozy up in front of the fireplace and capture the natural beauty on the outside. The main level of the home has an open design and layout ideal for entertaining at the lake. The upper level includes 3 bedrooms, 2 baths and the laundry room. The owners suite will be lakeside and includes dual sinks, tile shower and spacious walk in closet. The kitchen offers a large center island with granite countertops, stainless steel appliances and ample cabinets. This wooded lot is located on a dead end street for quiet peaceful area to have a lake place. Clear Lake offers fishing and recreational fun. The photos of the home are from the builders model home and this is what will be built on the lot.

2906 DONNELLY DRIVE NW, BUFFALO

$799,700 | #6760033

Welcome to your lakeshore retreat on the tranquil shores of Maple Lake! This beautifully renovated lakefront home offers the perfect blend of modern updates and natural charm, ideal for enjoying the lake lifestyle. The open concept on the lakeside level boasts an updated kitchen flowing seamlessly into the living room, where expansive lakeside windows provide panoramic water views. The main level is complete with a spacious entryway offering a large closet and tile flooring, as well as the first bedroom. Upstairs, you'll find two additional bedrooms and an updated bathroom. Outdoor living is just as impressive with a paver brick patio and a detached lakeside screened porch. The property includes two detached garages: the larger of the two was recently finished featuring an upper-level bonus space - use it as sleeping quarters or game room. Set on a picturesque, tree-lined lot offering privacy with a serene lakeside setting.

APARTMENT

1XX 5 TH STREET WEST, MAPLE LAKE #6812593

Prime apartment development opportunity in Maple Lake. Discover this exceptional 6.73-acre parcel located in Maple Lake's newest development, JR Estates. Designated as an apartment site, the property is ideally suited for an 85-100 unit apartment building, making it a rare opportunity for multifamily developers and investors. Positioned on the south side of Maple Lake, the site offers convenient access to major highways. With strong local demand for new housing, this site is perfectly placed to meet the area's residential needs. Additional highlights of the property include, zoned and designated for multifamily/apartment use, 6.73 acres, ample space for efficient site planning ,fill stockpile available on-site (provided by the developer), buyer to assume assessments. This property offers both potential and location in a community ready for new housing development.

Welcome to Cedar Point—your private lakeside escape tucked away on a scenic peninsula along the shores of beautiful Bass Lake! This one-of-a-kind getaway is made for making memories, with cozy gathering spaces, plenty of room to relax, and the perfect mix of adventure and tranquility. Step inside and feel instantly at ease in the vaulted living room, warmed by a crackling wood fireplace. The spacious kitchen is ready for big family meals, centered around a large table with plenty of seating. Just beyond, the lakeside screened porch and spacious deck invite you to sip your morning coffee or unwind at sunset with the water as your backdrop. The fun continues in the loft overlooking the living room where your competitive side might just come out with a pool table and ping-pong table. With three main-level bedrooms - each with a private en-suite - everyone enjoys comfort and privacy. Head downstairs for more fun in the walk-out family room with a gas fireplace, plus two additional bedrooms, a full bath offering a relaxing sauna for the ultimate unwind.

Outside, over 4 wooded acres are yours to explore! Climb up to the tree house, stroll through blooming gardens, or spend the day at the 200+ feet of shoreline with a sandy swimming beach and two private docks. Bass Lake spans over 222 acres of peaceful, crystal-clear water (with 13+ feet of clarity!) and is known for fantastic fishing all year long. Whether you're lounging lakeside, gathering by the fire, or out on the water, Cedar Point is the perfect place to slow down, reconnect, and enjoy every moment.

1XX MAPLE STREET, CLEARWATER

$250,000 | #6163968

Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main Street. 1.75 beautiful acres ready for an entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density, while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, town-homes, or manor homes with city water and city sewer connection close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.

7610 LAKE JOHN DRIVE, ANNANDALE

$419,900 | #6630102

Spanning across 411 acres, Lake John is an area favorite for fishing and boating enjoyment! There's no life more wonderful than The Preserve at Lake John, an upscale development with glorious sunsets tucked away on a quiet street. This is a new and exciting development, fall in love with 89 feet of sandy-hard bottom shoreline, perfect for your dream home in a wonderful neighborhood. Located just a short drive from town, the development offers city sewer, city water and natural gas. Lake John has an active association with a public landing on the south side of the lake. Don't miss your chance to start your own cherished traditions situated on The Preserve at Lake John. This lot offers an 8 foot boardwalk leading to the lakeshore.

Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”

He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says. Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including four grandchildren. He is a motorcycle and vintage car enthusiast and enjoys traveling with his family.

He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.

Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients. Steve has been named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly.

A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.

Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.

Dean and his wife Bonnie live on Pleasant Lake in Annandale where they enjoy all that lake life has to offer. They are blessed with three children and seven grandchildren.

Gary has been with Oak Realty since 1996, and has lived in the Annandale area most of his life. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long as

Gary has.

An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experience working with people in a professional and respectful manner.

He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 28 years he has been an active, full time agent in real estate.

Gary is a well rounded agent dealing with first time home buyers on up to high end real estate. He says he loves to see the smiles on his clients faces when they close on their home purchase. Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.

Gary and his wife Hollie reside in Clearwater with their three children and enjoys being active in their busy lives. He is an avid golfer, and enjoys gardening and vacationing in his spare time.

CARLA SUNDBLAD

Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip. She and Al have recently made their Lake Sylvia cabin their year-round home where they enjoy endless lake views and sunset cruises.

Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for

Wright County, in addition to several other health care related positions.

Familiar with the greater Annandale area, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer. "There is nothing more satisfying than to present a new home owner the keys to their new home and welcoming new residents to the area."

Carla proudly calls herself a retired Hockey Mom, in her spare time, enjoys spending time at her lake home on Lake Sylvia with friends & family, and being active in her community. She enjoys crafts including knitting & sewing.

A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout. Since getting in to Real Estate Jenna has gained experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home.

Jenna is grateful for the wonderful people she has met and looks forward to helping new clients while retaining relationships with past ones. She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.

Jenna and her husband Derek reside on Rice Lake in Clearwater with their four children Jaylyn, Axel, Dallas and Savannah. In addition to being an active participant in the Becker Chamber of Commerce and her children’s already busy schedules, Jenna enjoys spending time with her family and friends that all reside close by.

Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.

She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrap-booking, photography, golfing, sports and spending time with family and friends.

COREY CZYCALLA

REALTOR ® , AUCTIONEER #86-133

Corey joined Oak Realty in the Summer of 2013. With over fifteen years in customer service, Corey enjoys working in the community he lives in and helping current and future residents with their real estate needs. Whatever kind of purchase someone is making, they’ll find that Corey is a top Minnesota real estate agent who puts his clients first. In 2025 Corey attained his auctioneer’s license to expand his ability to assist sellers with farm, hunting or recreational land.

By listening to his clients and educating them, by exceeding their expectations and

being accountable for what he says, Corey demonstrates that he can be trusted as a Seriously Local realtor for the Heart of the Lakes area.

He has made Annandale his home since 2008, where he is raising his 3 children, Peyton, Everett and Bennett. When not working you can usually find him coaching one of his kids.

He is a current member and past president of the Annandale Lion’s Club and an elected member of the City council. As part of the council, Corey sits on various boards & committees. His favorite time of year is the fall, where hooded sweatshirts, campfires and the changing of the leaves make it a great place to be.

MEGAN JONES REALTOR ®

Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.

She continued her studies at MN State University – Mankato and found herself back home. Like many in our office, she missed the place she calls home.

Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.

Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” Megan currently resides in Kingston with her daughter Lillian and husband, Kody. They plan to move to Annandale in the near future.

TIFFINI KIEBEL

Oak Realty welcomed John to their team of realtors in the fall of 2022. As a longtime resident of Locke Lake, John is eager to work with buyers and sellers and assist in their real estate journey. He will work tirelessly to meet his client’s needs and be a calming knowledgeable guide throughout the sometimes chaotic buying and selling process.

John and his wife Lori have spent many summer days on the lake with their three children. Whether it be boating or fishing year-round, Locke Lake has been where he and his family has many fond memories. He is past president and current board member of the Locke Lake Home Owner’s Association and enjoys being a part of many lake activities. When the weather cools, John spends his free time hunting with his lab Ruby, and being outdoors.

John recognizes and values the trust his clients place in him and will strive every day to exceed their expectations. He truly loves the area he has lived and raised his family in and wants to assist his clients in making right decision for their own family. “I want to make sure you feel supported and that you have a trusted advisor by your side”.

uine love for people into everything she does. Jamie has called Annandale home for the past five years, living on beautiful Cedar Lake with her husband. While she grew up in Monticello, Annandale has always been close to her heart thanks to deep family roots, including her uncle, who served as superintendent of Annandale schools for many years. She knows the area inside and out and truly appreciates what makes this community special. A self-proclaimed “super auntie,” Jamie values family time and lake life above all else. In the summer, you'll find her out on the water soaking up everything that makes Annandale shine. When she's not boating, there's a good chance she's stopping by Sweet Escape for a little chocolate or ice cream, her favorite guilty pleasure.

Jamie earned her Bachelor's degree in Communication Studies from St. Cloud State University and brings over 20 years of experience in hospitality and customer service. Her background has taught her the importance of building trust, creating positive experiences, and helping people feel comfortable and confident throughout the process. Outside of work, she loves to travel, spend time with family, and relax on the dock enjoying everything lake life has to offer. Jamie is excited to help others find not just a property, but a place to create their own memories in the Annandale area.

tion and marketing to his real estate career. His experience in the construction industry has given him valuable insight into home building, remodeling, and repair processes, while his marketing background has taught him how to effectively showcase properties and communicate information clearly. Combined with his attention to detail and hardworking mindset, Mike is committed to helping buyers and sellers navigate the real estate process with confidence and clarity.

Real estate felt like a natural next step for Mike, having grown up around the industry through Oak Realty, his family’s business. Being part of Oak Realty allows him to combine his lifelong connection to the area with his passion for helping others find a place to call home.

Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.

Meet Jamie – a friendly face in our Annandale office who brings energy, warmth, and a gen-

Born and raised in the Annandale area, it was an easy choice for Mike Bruggeman and his wife to put down roots and raise their family here. Mike is a proud third-generation Annandale resident, and today he, his wife, and their two children enjoy everything the Heart of the Lakes area has to offer. Whether it’s spending summer days at the Annandale Swappers Meet or enjoying time on one of the area lakes, Mike values the strong sense of community and outdoor lifestyle that make this area so special.

An Annandale High School graduate, Mike brings a strong background in both construc-

Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she creates stunning marketing and advertising pieces, and keeps our busy office running smoothly. Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves.

In her spare time, Angie treasures spending time with her family; husband Shawn, daughter Justice, son Chance and labs Sarge & River. Her kiddos keep them on the go with their many activities. When presented with a moment of free time, they retreat to their land in South Dakota on Big Stone Lake. “I also enjoy gardening, boating, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.

JAMIE KIVELL
MIKE BRUGGEMAN REALTOR ®

Experienced and knowledgeable REALTORS® ready to assist you in a relaxed, comfortable setting. A free, complete market analysis of your lakeshore, residential, land or commercial property.

Complimentary wall-sized individual area lake map prints.

Complimentary area maps.

Excellent marketing resources and high-quality advertising. A foundation of success with over 52 years in business.

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Heart of Lakes Property Portfolio | Summer 2026 by Oak Realty - Issuu