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DISTRIBUTION
The Heart of the Lakes Property Portfolio is distributed at a number of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.
DIGITAL EDITION
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This impressive shouse-style home offers 3 bedrooms, 3 bathrooms, and 2,050 finished square feet set on 64.77 scenic acres. In-floor hot water heat warms both the home and attached triple garage with 1/2 bath, delivering efficient year-round comfort. Spend your days relaxing in the sun porch that opens to a side patio with pergola, or gather in the inviting living room with an electric fireplace. The stunning kitchen is beautifully finished and accented by a red oak ceiling that continues throughout the home. The home offers two well-appointed bedrooms (3rd bedroom being used as an office) and bathrooms designed with comfort in mind. The centerpiece of the property is the 60x120 pole shed featuring an indoor riding arena, office space, half bathroom, and access to 3 paddocks. This exceptional setup makes the property a true horse lover's retreat with space, and privacy in every direction.
8575 STATE HIGHWAY 55, KIMBALL
$749,900 | #7022742
This stunning four bedroom, four bath country home sits just east of Kimball on nearly 18 beautiful acres. Step inside to hardwood floors, vaulted ceilings, and expansive windows that frame picturesque views of the rolling landscape. The property features gently rolling land surrounded by trees, including approximately 10 acres of tillable ground.The open floor plan is filled with natural light, highlighted by a spacious living room with soaring ceilings and a kitchen complete with custom cabinetry, granite countertops, and built-in upgrades. The private primary suite offers a walk-in closet and bath, while the lower level features 9-foot ceilings and a walkout to a concrete patio with fire pit, surrounded by meticulously maintained landscaping and vibrant flower gardens. This one-of-a-kind property offers the perfect blend of comfort, beauty, and peaceful country living.
15144 64TH STREET NW, ANNANDALE
$950,000 | #7025383
Charming Lake Sylvia cottage, nestled on the scenic shores Lake Sylvia, this lake cottage offers ideal elevation and easy access to the water. Once lakeside, you’ll find everything you need to enjoy your new retreat capturing lake life at its finest. Inside, the cottage the expansive lakeside windows bring the outdoors in, filling the home with natural light and stunning water views. With several outdoor entertaining areas, there’s no shortage of spots for friends and family to relax and soak in the lake atmosphere. The open-concept kitchen, dining, and living areas flow effortlessly together. This cozy getaway features four bedrooms, and one full bath. The detached 24' x 26' garage offers ample space for vehicles, storage, or your lake toys during the off-season. Now is the perfect time to secure your year around lake home and be ready to enjoy Beautiful Lake Sylvia whatever the season.
10910 GULDEN AVENUE NW, MAPLE LAKE
$319,900 | #6776869
Enjoy lakeside living in this inviting 3-bedroom cabin set on 52 feet of Indian Lake shoreline. Take in the stunning water views from multiple decks, where there’s room to relax for an evening under the stars. The vaulted lakeside screen porch offers a breezy, bug-free retreat, while the primary bedroom gives you the luxury of waking up to lake views. Inside, you’ll find a spacious living room anchored by a cozy wood-burning stone fireplace. A functional kitchen and dining area provide plenty of entertainment space. The lower-level tuckunder garage makes storing all your lake toys easily accessible, so you can spend more time fishing, boating, and swimming just steps from your door. With a sandy shoreline ideal for lounging or launching into the water, and mature trees framing the lot to create a sense of privacy and shade, this property is the perfect place to create lasting memories at the lake.
Pasture Paradise
Set on a picturesque 44-acre landscape, this remarkable farm blends nostalgic charm with extensive modern upgrades inside and out. The home welcomes you with beautiful hardwood floors and an inviting layout designed for both everyday comfort and entertaining. A gourmet kitchen anchors the home, complemented by a formal dining room ideal for gatherings. The spacious primary suite offers a peaceful retreat, while three additional bedrooms provide plenty of room for family and guests, along with two fireplaces and a dedicated exercise room. Outside, the property truly shines with a 24x44 swimming pool and hot tub, perfect for relaxing while taking in the sweeping countryside views. The grounds feature an abundance of fruit trees and beautiful gardens, adding both charm and productivity to the setting. Formerly a horse farm, the property retains its equestrian functionality with stanchions still in place and four hydrants serving the buildings and grounds. Outbuildings are extensive and versatile, including a 50x104 building, an 80x105 building, a classic 30x50 red barn, a 36x45 six-car garage, and a silo. The acreage offers a blend of open tillable land and natural areas that attract abundant wildlife, making it ideal for hobby farming, recreation, hunting, or simply enjoying the beauty of the countryside.
16002 STATE HIGHWAY 55 NW, SOUTH HAVEN
$1,250,000 | #7028894
3665 PLEASON AVENUE NW, ANNANDALE
$999,999 | #6826499
Own your own piece of paradise on 52 acres of rolling hills and forestland, bordered by the natural beauty of Stanley Eddy Park on the north side. This remodeled retreat offers comfort and privacy, featuring a 3-car garage with unfinished bonus space above and an addition that includes a great room, primary suite, and lower-level family room with an additional bedroom.The great room boasts soaring vaulted ceilings, a gas fireplace with stone surround, and floorto-ceiling windows framing the landscape. The remodeled kitchen shines with rustic hickory cabinetry, a farmhouse sink, granite countertops, a large island, and a walk-in pantry. An infra-red sauna, expansive pressed-concrete patio with hot tub, maintenance-free decking, plus a barn and pole shed make this an ideal hobby farm setting. Frequent wildlife and sweeping acreage complete this rare blend of seclusion and everyday comfort.
There’s no life more wonderful than The Preserve at Lake John, an upscale, thoughtfully planned development tucked away on a quiet street and known for its glorious sunsets. This new neighborhood offers 12 lakeshore lots with sandy, hard-bottom shoreline, along with 11 residential lots ideal for building your dream home. Located just a short drive from town, the development features city sewer, city water, and natural gas, blending modern convenience with peaceful lake living. Whether you’re planning a year-round residence or a seasonal retreat, The Preserve at Lake John offers a rare opportunity to build new on one of Annandale’s premier lakes.
7550 LAKE JOHN DRIVE | $469,900
This beautiful lakeshore lot offers approximately 85.1 feet of shoreline and .47 acres of gently sloping land. With ample space for a custom home and outdoor living areas, this lot provides excellent lake views, a recreational shoreline, and the opportunity to build in one of Annandale’s newest and most attractive lake developments.
7560 LAKE JOHN DRIVE | $459,900
Featuring .53 acres and 85.1 feet of lakeshore, this slightly larger parcel offers added flexibility for home design and landscaping while maintaining the same sought-after sandy, hard-bottom shoreline. Enjoy peaceful lakefront living with room to create your ideal retreat, all within a cohesive and well-designed lakeshore community.
7551
This generous 1.99-acre city lot offers an excellent opportunity to build your dream home within a thoughtfully planned neighborhood near Lake John. With ample space for a custom home, outdoor living, and privacy, this parcel combines the feel of open land with the convenience of city services, all just minutes from town in Annandale.
7581 LAKE JOHN DRIVE | $159,900
Fall in love with this exceptional 3.21-acre homesite, a rare find within a city development. This stunning walkout lot features scenic views of Lake John and overlooks a peaceful freshwater pond, creating a natural backdrop ideal for enjoying wildlife and quiet moments outdoors. With over 300 feet of road frontage, this 3+ acre parcel offers remarkable flexibility for home placement, design, and privacy, in a welcoming, established neighborhood.
LAKE JOHN DRIVE | $139,900
Seriously Local
because we embrace the Heart of the Lakes
EDUCATION FIRST
Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.
LOCAL KNOWLEDGE MATTERS
We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road plowed in the winter? There are thousands of good questions. Your agent will have answers.
RELATIONSHIPS ARE IMPORTANT
We maintain strong relationships with service providers in our area that you may need in your purchase or sale. This assures you that you will have quality answers and solutions when questions or an unexpected problem arise.
TEAMWORK IS ESSENTIAL
Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a powerful way. When we help each other out, we are able to better serve our customers and clients.
NEGOTIATION IS KEY
Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or sale. Guidance that is clear, informative, and sincere is important. Our agents will take you through each step with your best interest in mind.
WE ARE A MARKETING COMPANY
We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all, so expect a plan that is customized to your one-of-a-kind property! Beware, we love to talk marketing!
THIS SHOULD BE FUN
We don’t deny that buying and selling real estate can be among the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide and hope that, in the end, it is a road you will be glad you traveled.
10480 STATE HIGHWAY 24 NW, ANNANDALE
$659,900 | #6685369
This well-established restaurant and bar has been a beloved local hot spot for years, operating under different names and owners but always drawing a loyal crowd. Inside, the bar seamlessly connects to multiple dining areas, creating a welcoming and versatile space. The interior features 9 TVs, 9 high-top tables, 9 booths, and 9 large tables, with the bar itself surrounded by 15 barstools. Step outside to the spacious back deck, which seats approximately 25 guests and offers a great spot for outdoor dining. Ample on-site parking ensures convenience for both regulars and new visitors. Located on Highway 24, this prime spot benefits from high traffic counts and proximity to several area lakes. Whether guests are stopping in after a day on the water for a burger and a brew or gathering to watch the big game, this local favorite is a turn-key opportunity for the next owner to step in and be embraced by the community.
TRAILS END PUB
13934 101ST STREET NW, SOUTH HAVEN
$349,900 | #6788095
Discover the charm of lake living in this inviting year-round cabin set along the Lake Augusta channel. Featuring 2 comfortable beds and an open-concept layout, this home is designed for both relaxation and everyday living. The kitchen offers sleek counters and a spacious island with seating - opening seamlessly to the living and dining spaces. A free-standing wood fireplace adds cozy ambiance for cool evenings. Large windows throughout provide abundant natural light and peaceful views of the water. Step outside to enjoy the spacious yard, perfect for summer gatherings or quiet mornings by the lake. The property includes a double garage for storage and convenience, and the dock is included, making it easy to get out on the water for boating or fishing. With access to Lake Augusta/Clearwater Lake, this cabin offers the perfect blend of comfort, function, and lakeside enjoyment.
Red Door Retreat
Your family vacation search ends here at this expansive home with 5 bedrooms and 4 bathrooms, complete with all the comforts of home. The water is just a few steps away, spend your days gliding through more than 1,500 acres of pristine Lake Sylvia water. Situated in a quiet neighborhood, you will awaken to song birds and fall asleep to the sounds of waves.
Gather in this comfortable home, built in 2023. Enjoy main-level living surrounded by views of Lake Sylvia. The spacious kitchen features all the modern amenities needed for a relaxing lake vacation. Unwind in the open living and dining rooms, offering plenty of space for the whole family. Turn in for the night in the main-level master suite or one of the four upper-level bedrooms, complete with two three-quarter bathrooms. Spend quiet moments on the lakeside patio, taking in the Lake Sylvia shoreline—or cozy up by the Swedish fireplace, perfect for year-round s’mores!
Imagine your perfect day out on the water warmed by the sun shining down as the fish bite or watching the kiddos giggle as you tow them behind the boat. This is a home you can come back to year after year and create some memories, Lake Sylvia is only steps away. Pack up your family, and head for the lake!
OUR ROOTS START HERE
At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There are a couple of things at the core of what “Seriously Local” means:
NICHE MARKETING
Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.
LOCALLY-FOCUSED TECHNOLOGY
We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.
HEART FOR THE COMMUNITY
This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.
As a company, there are a few things that we
$185,000
Blank slate of acreage to start your country life living. 3.78 acres of woods and open grassland ready for you to start your new build. Ample land to build a home and shed. Prime location as acreage is located on 2 county roads providing easy access to metro and St Cloud. Close proximity to Clearwater Lake. Survey and septic suitability report have been completed so bring your house plans and get ready to dig. Site would be ideal if potential buyer is looking to build a shed for buyer's storage needs. Acreage parcels are harder to find so purchase the land now and plan for future new build when the time is right.
14XXX COUNTY ROAD 44, SOUTH HAVEN
| #6719421
810 MORRISON AVENUE, ANNANDALE
$437,500 | #6791362
Nestled in the serene setting of Southbrook Golf Course, this stunning new patio home offers over 1,400 square feet of thoughtfully designed, one-level living. An open-concept layout creates a bright, inviting atmosphere ideal for a simple, carefree lifestyle. Start your mornings or unwind in the evenings in the sun room or on the spacious rear patio, both overlooking the community park and surrounding woods—an ideal blend of nature and comfort. The home features 2 bedrooms and 2 bathrooms, a street-side covered porch, a convenient laundry room, and a beautifully designed kitchen with a center island and walk-in pantry. Ideally positioned on the back side of Southbrook, a community path just steps from the front door leads directly to the clubhouse and restaurant. Experience effortless living in this thoughtfully crafted home within the highly desirable Southbrook community.
CLEAR LAKEWATKINS
65164 365TH STREET, WATKINS
$500,000 | #6611870
Wonderful opportunity to have a new modern home built on the lake. This new home will offer great views of the water from the interior of the home. Cozy up in front of the fireplace and capture the natural beauty on the outside. The main level of the home has an open design and layout ideal for entertaining at the lake. The upper level includes 3 bedrooms, 2 baths and the laundry room. The owners suite will be lakeside and includes dual sinks, tile shower and spacious walk in closet. The kitchen offers a large center island with granite countertops, stainless steel appliances and ample cabinets. This wooded lot is located on a dead end street for quiet peaceful area to have a lake place. Clear Lake offers fishing and recreational fun. The photos of the home are from the builders model home and this is what will be built on the lot.
13619 CLEARWATER FOREST CIRCLE, SOUTH HAVEN
$89,900 | #7023310
This is your perfect opportunity to join the Clearwater Forest Resort Community nestled on 40 acres, located on Clearwater Lake! This fully furnished home is livable year-round and has been completely remodeled inside and out. Located on oversized lot #17, enjoy a quiet and serene lifestyle you crave while still living in a community. Enjoy peace and quiet with limited view to the lake from two decks. This spacious home offers 2 bedrooms, 1 baths, laundry, and updated kitchen area. Enjoy everything the resort has to offer; community heated pool, private lake access and marina, dock rental slips, playground, fish cleaning facility, and showers to name a few! Boat slips are available to enjoy Clearwater Lake with its great fishing spanning over 3,100 acres of water. This resort offers activities throughout the summer, you’ll surely find this community a great one to be a part of!
11780 103RD STREET NW, SOUTH HAVEN
$525,000 | #6806906
Charming Clearwater Lake Cottage nestled on the scenic shores of Clearwater Lake, offering ideal elevation and easy water access. Enjoy lake life at its finest with a spacious lakeside deck and patio, perfect for relaxing or entertaining while taking in the peaceful surroundings. Inside, the cottage has been beautifully updated with a warm, modern feel, while expansive lakeside windows fill the home with natural light and stunning water views. The open-concept kitchen, dining, and living areas flow seamlessly to the outdoor spaces, making gatherings effortless. This cozy retreat includes two bedrooms, a den that can serve as additional sleeping space, and one full bath. A detached 24' x 22' garage provides ample room for vehicles, storage, or lake toys. Now is the perfect time to secure your lake home and be ready to enjoy Clearwater Lake this summer.
311 BIG WOODS LANE, ANNANDALE
$319,900 | #7031200
HEART OF ANNANDALE
Step into timeless character with this beautifully updated 1910 home, gracefully positioned on a generous corner lot. Classic architectural details, including original woodwork, stained glass windows, and a welcoming front porch, blend seamlessly with thoughtful modern upgrades for everyday comfort. Inside, you will find plenty of natural light, hardwood floors, and original features that highlight the home's historic charm. Make way to the upper level to find all three bedrooms and the full bathroom. The lower level is home to a spacious family room, newer vinyl floors, a rustic wood accent wall, the laundry room, and tons of storage space. Outside, the widespread corner lot offers room to roam, entertain, and play. Whether you are relaxing on the covered porch, grilling on the deck, or situated around the firepit, this timeless home offers a special place to live.
CAN A woodchuck CHUCK WOOD?
COVER PHOTO: WOODCHUCK FAMILY TAKEN
NEAR MINK LAKE.
PHOTO CREDIT: STAN TEKIELA
There’s no life more wonderful than The Preserve at Lake John, an upscale development with glorious sunsets tucked away on a quiet street. This is a new and exciting development offering stunning expansive lakeshore lots with sandy-hard bottom shoreline, perfect for your dream home in a wonderful neighborhood. LAKESHORE LOTS STARTING at $419,900
$125,000 | #6779733
Set on 3.83 acres, this attractive parcel offers a rare opportunity to build in a peaceful, country-like setting with the convenience of being just a short drive to Clearwater. The property includes one building entitlement and features a lightly wooded landscape that creates a serene backdrop while still allowing flexibility for home placement, outbuildings, and outdoor living spaces. Located just off County Road 143, the property provides easy yearround access while maintaining a quiet, rural feel. Directly across the road from Warner Lake County Park, you’ll enjoy trails, picnic areas, and lake access just steps away, making this an ideal setting for a dream home that blends peaceful country living with nearby recreation and amenities.
7XX COUNTY ROAD 143 RD, CLEARWATER
Introducing JR Estates, a new single-family home community thoughtfully planned on the south side of Maple Lake. This inviting neighborhood features a range of home packages designed to accommodate a variety of lifestyles, from low-maintenance twin homes with association-managed living to patio and traditional single-family homes on private lots. Set within a growing, vibrant community, JR Estates offers the opportunity to enjoy modern living, flexible options, and the appeal of being part of a fresh new neighborhood built for today’s homeowners. There are four houseplans available, make sure to ask about for more information.
459 RAMEY ROAD S, MAPLE LAKE | $429,900 | #6802238
This stunning new patio home is being built and offers over 1,500 square feet of beautifully designed, one-level living. With an open-concept layout, this home delivers the simple, carefree lifestyle you've been looking for. Enjoy peaceful mornings or relaxing evenings in the sunroom or on the spacious rear patio. The home features 2 bedrooms and 2 baths, street side covered porch, laundry room and an excellent kitchen layout which is complimented with a center island and walk in pantry.
416 5TH STREET S, MAPLE LAKE | $364,900 | #6796905
Each twin home unit will be over 1400 sq ft of one level living space. The open concept flows effortasly to the sun room off the back of the home with a spacious patio perfect, for entertaining. The home features 2 bedrooms and 2 baths, laundry area near both bedrooms and an excellent kitchen layout which is complimented with a center island and walk in pantry. Prime location on the south side of Maple Lake offering many fantastic amenities.
This beautiful home offers 1,594 sq ft on the main level with 2 bedrooms and 2 bathrooms, plus a full basement ready for future expansion. The open living, dining, and kitchen areas create a seamless layout for entertaining. The primary suite features a private bath with walk-in shower and walk-in closet, and laundry room located nearby. Additional upgrades include; insulated garage a covered front porch, custom cabinetry, quartz countertops, and luxury vinyl plank flooring.
408 MCALPINE COURT, MAPLE LAKE | $77,500 | #7022716
This corner lot in the cul de sac is perfect for your new build. Come join the Maple Lake community and all it has to offer. Bare city lots are hard to come by so purchase and build your new home today. The site offers convenient access to major highways, Albion Ridges Golf course, and all the amenities the growing community of Maple Lake has to offer. With strong local demand for new housing, this site is perfect for your new home. Lots starting at $77,500.
480 RAMEY ROAD, MAPLE LAKE | $549,900 | #7015432
Excellent opportunity to purchase 3.5+/- acres of commercial land just off Highway 10 in the City of Rice. Bring your ideas for this lot located next to a high traffic gas station with fast food options. Current zoning is B-3 Highway Business District. Good visibility from Highway 10 with easy access north and south. Taxes are combined for both parcels. 7 minutes to Royalton and approximately 15 minutes to both Sartell and Sauk Rapids. Some of the permitted uses include retail, offices, restaurant/bar, fast food/gas station, farm equipment sale and service, plus many more.
9298 50TH STREET NW, ANNANDALE
$699,900 | #7020746
Experience a one-of-a-kind, immaculately maintained lakefront log home on over 740 feet of Swartout Lake. Built in 2003, this 4-bed, 3-bath handcrafted Engelmann spruce sits on a 5.14-acre SW-facing lot with a large covered deck entry. Inside, vaulted ceilings with exposed beams, birch hardwood floors with a maple border, and grand windows overlook the lake, while a floor-to-ceiling stone wood-burning fireplace anchors the living area. A log archway leads to the kitchen, featuring hard maple cabinetry, new SS appliances, and great lighting. Glass doors lead to a cedar lakeside deck for outdoor dining and magical views. The loft features the primary ensuite with a full bath, and stunning views from every angle, including the 10’ x 4’ cantilever deck. The heated detached garage includes LP Smart Siding interior finishes and a recreational space above..
55 W, MAPLE LAKE
$100,000
| #6776905
Prime commercial acreage opportunity. Excellent Highway 55 exposure. Pricing is $100,000 per acre with a total of 4.07 available to purchase. Zoned B2 Highway Business. Maple Lake is growing community looking to add new businesses and this is great commercial piece of land. City utilities available to the lot. Great location to bring your business to the community of Maple Lake. The land is level and ideally suited for construction of a commercial building. Located directly on Highway 55, this premium site offers excellent visibility and exposure perfect for promoting your new business. Versatile property offering a great opportunity for multiple commercial options.
XXXX HIGHWAY
Shadowland's Guest House
Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.
Set on 4 private acres of the renowned Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.
You will enjoy the crystal clear waters of two private swimming beaches each offering a dock, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock, lakeside fire pit and a pickle ball court. Isn’t it time you treated yourself to a week away?
UNMATCHED EXPOSURE
We take the time to listen carefully to your goals, provide a precise valuation, and craft a tailored marketing strategy designed to capitalize on today’s strong selling conditions. With motivated buyers and market momentum on your side, our goal is to secure top dollar while delivering a smooth, efficient transaction in the shortest time possible. As a full-service real estate company with all tools handled in-house, we bring both expertise and efficiency. We live here, we’ve raised our families here, and we understand this market at a local level, because it’s our home.
MARKETING matters
We understand how to properly position and promote your property. With our dedication to marketing, we are able to provide a full menu of helpful and highly effective marketing services and tools.
BIG ELK LAKE
7253 100 TH AVENUE SE, CLEAR LAKE
$229,900 | #7025237
Charming lakefront cabin nestled along the serene shores of Big Elk Lake, offering a peaceful retreat with beautiful water views from nearly every room. This thoughtfully updated getaway blends classic cabin charm with modern comfort, featuring warm wood accents, inviting living spaces, and a bright, functional kitchen perfect for preparing meals after a day on the water. Two spacious lakeside decks provide ideal spots for morning coffee, evening sunsets, or entertaining while overlooking the lake. The yard is shaded by mature, towering trees that create a private and tranquil setting. A convenient storage shed offers space for lake toys and equipment, while the level lot gently slopes toward the shoreline for easy access to the water. Spend your days fishing, boating, swimming, or simply enjoying the peaceful beauty of Big Elk Lake from your private dock.
210 KNOLLWOOD STREET W, ANNANDALE
$349,900 | #6820239
Discover comfortable living in this well-maintained 3-bedroom, 3-bath walkout home with fresh paint and new flooring throughout. The light-filled main level features an open kitchen and dining area flowing into a spacious living room with a large bay window, along with the primary bedroom, second bedroom, and a full bathroom. The walkout lower level expands your living space with a cozy family room warmed by a gas fireplace, a connected recreation room, third bedroom, half bathroom, hobby room with built-in cabinetry, generous storage, and an additional garage entrance. Outside, enjoy a spacious backyard with an expansive deck, paver walkway, split-rail fence, and mature perennials that shine through the seasons. Located within the city limits of Annandale, this home offers easy access to parks, lakes, shops, and small-town charm.
7541 LAKE JOHN DRIVE, ANNANDALE
$479,900 | #6548736
Be the first to experience this vibrant, modern patio home, the latest addition to the premier development of The Preserve of Lake John. Offering over 1,700 square feet of designed open living space, this home embodies the easy, carefree lifestyle you’ve been searching for. Step onto the charming open front porch or relax on the side patio, both ideal for outdoor entertaining and designed to capture the sights and sounds of the water and the neighborhood. Inside, the open-concept floor plan creates a seamless flow between spacious living, dining, and kitchen areas, ideal for both everyday living and entertaining guests. The grand center island serves as both a functional kitchen workstation and a welcoming space for gatherings. The private primary suite features a well-planned layout that connects the bedroom, large walk-in closet, laundry area, and a en-suite bath, all designed for maximum convenience.
2906 DONNELLY DRIVE NW, BUFFALO
$825,000 | #6760033
Welcome to your lakeshore retreat on the tranquil shores of Maple Lake! This beautifully renovated lakefront home offers the perfect blend of modern updates and natural charm, ideal for enjoying the lake lifestyle. The open concept on the lakeside level boasts an updated kitchen flowing seamlessly into the living room, where expansive lakeside windows provide panoramic water views. The main level is complete with a spacious entryway offering a large closet and tile flooring, as well as the first bedroom. Upstairs, you'll find two additional bedrooms and an updated bathroom. Outdoor living is just as impressive with a paver brick patio and a detached lakeside screened porch. The property includes two detached garages: the larger of the two was recently finished featuring an upper-level bonus space - use it as sleeping quarters or game room. Set on a picturesque, tree-lined lot offering privacy with a serene lakeside setting.
Dialing Back in Time
Tucked away in a local business is a fascinating collection that takes you back to another era, when communication traveled through wires stretched across the countryside and every phone call meant something important. Carefully displayed are antique telephones ranging from early wooden wall-mounted crank phones to the familiar black rotary models once found in kitchens and hallways. Many feature polished brass bells, cloth-covered cords, and hand cranks once used to signal the operator.
The collection also brings back memories of party lines, when several homes shared the same telephone line. Each household had its own ring pattern, and neighbors often knew when a call wasn’t meant for them, though curiosity sometimes got the better of people. In those days, calls were often connected by switchboard operators, who manually plugged cords into large panels to link callers together.
Many locals may also remember another familiar voice from the past, the time and temperature number. For years, people simply dialed 274-3511 to hear the current time and outside temperature. It was quick, dependable, and somehow comforting. Do you remember calling it?
Collections like this are more than displays of old equipment, they preserve pieces of our shared story. Keeping them together helps showcase the long and rich history of our communities, allowing future generations to see how people once stayed connected. What's in your collection?
APARTMENT
TBD 5TH STREET S, MAPLE LAKE #6812593
Prime apartment development opportunity in Maple Lake. Discover this exceptional 6.73-acre parcel located in Maple Lake's newest development, JR Estates. Designated as an apartment site, the property is ideally suited for an 85-100 unit apartment building, making it a rare opportunity for multifamily developers and investors. Positioned on the south side of Maple Lake, the site offers convenient access to major highways. With strong local demand for new housing, this site is perfectly placed to meet the area's residential needs. Additional highlights of the property include, zoned and designated for multifamily/apartment use, 6.73 acres, ample space for efficient site planning ,fill stockpile available on-site (provided by the developer), buyer to assume assessments. This property offers both potential and location in a community ready for new housing development.
Welcome to Cedar Point—your private lakeside escape tucked away on a scenic peninsula along the shores of beautiful Bass Lake! This one-of-a-kind getaway is made for making memories, with cozy gathering spaces, plenty of room to relax, and the perfect mix of adventure and tranquility. Step inside and feel instantly at ease in the vaulted living room, warmed by a crackling wood fireplace. The spacious kitchen is ready for big family meals, centered around a large table with plenty of seating. Just beyond, the lakeside screened porch and spacious deck invite you to sip your morning coffee or unwind at sunset with the water as your backdrop. The fun continues in the loft overlooking the living room where your competitive side might just come out with a pool table and ping-pong table. With three main-level bedrooms - each with a private en-suite - everyone enjoys comfort and privacy. Head downstairs for more fun in the walk-out family room with a gas fireplace, plus two additional bedrooms, a full bath offering a relaxing sauna for the ultimate unwind.
Outside, over 4 wooded acres are yours to explore! Climb up to the tree house, stroll through blooming gardens, or spend the day at the 200+ feet of shoreline with a sandy swimming beach and two private docks. Bass Lake spans over 222 acres of peaceful, crystal-clear water (with 13+ feet of clarity!) and is known for fantastic fishing all year long. Whether you're lounging lakeside, gathering by the fire, or out on the water, Cedar Point is the perfect place to slow down, reconnect, and enjoy every moment.
1XX MAPLE STREET, CLEARWATER
$250,000 | #6163968
Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main Street. 1.75 beautiful acres ready for an entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density, while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, town-homes, or manor homes with city water and city sewer connection close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.
7610 LAKE JOHN DRIVE, ANNANDALE
$419,900 | #6630102
Spanning across 411 acres, Lake John is an area favorite for fishing and boating enjoyment! There's no life more wonderful than The Preserve at Lake John, an upscale development with glorious sunsets tucked away on a quiet street. This is a new and exciting development, fall in love with 89 feet of sandy-hard bottom shoreline, perfect for your dream home in a wonderful neighborhood. Located just a short drive from town, the development offers city sewer, city water and natural gas. Lake John has an active association with a public landing on the south side of the lake. Don't miss your chance to start your own cherished traditions situated on The Preserve at Lake John. This lot offers an 8 foot boardwalk leading to the lakeshore.
STEVE BRUGGEMAN
Broker/Owner, REALTOR®, CRS, GRI
Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”
He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says. Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including four grandchildren. He is a motorcycle and vintage car enthusiast and enjoys traveling with his family.
He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.
Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients. Steve has been named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly.
DEAN HOGLUND
Associate Broker, REALTOR®
A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.
Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.
Dean and his wife Bonnie live on Pleasant Lake in Annandale where they enjoy all that lake life has to offer. They are blessed with three children and seven grandchildren.
GARY DAGNER REALTOR ®, GRI
Gary has been with Oak Realty since 1996, and has lived in the Annandale area most of his life. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as
long.
An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experience working with people in a professional and respectful manner.
He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 28 years he has been an active, full time agent in real estate.
Gary is a well rounded agent dealing with first time home buyers on up to high end real estate. He says he loves to see the smiles on his clients faces when they close on their home purchase. Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.
Gary and his wife Hollie reside in Clearwater with their three children and enjoys being active in their busy lives. He is an avid golfer, and enjoys gardening and vacationing in his spare time.
CARLA SUNDBLAD REALTOR
®, GRI
Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip. She and Al have recently made their Lake Sylvia cabin their year-round home where they enjoy endless lake views and sunset cruises.
Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for
Wright County, in addition to several other health care related positions.
Familiar with the greater Annandale area, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer. "There is nothing more satisfying than to present a new home owner the keys to their new home and welcoming new residents to the area."
Carla proudly calls herself a retired Hockey Mom, in her spare time, enjoys spending time at her lake home on Lake Sylvia with friends & family, and being active in her community. She enjoys crafts including knitting & sewing.
AMY MCNELLIS REALTOR ®, GRI
Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.
She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.
Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.
“Buying and selling can be stressful, and I strive to have an open ear to answer any questions and prepare a buyer or seller on how the process generally goes to make it as smooth as possible.”
Amy currently resides in Rockford with her fur babies. In her spare time she enjoys listing to music, playing pool or cribbage, and just having fun! Spending time with friends and family and being at her parents’ home on Lake Sylvia are her favorite ways to relax. She loves all of the seasons that Minnesota has to offer, but like a true Annandale native, the 4th of July is one of her favorite times of year!
TIFFINI KIEBEL REALTOR ®
Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.
She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrap-booking, photography, golfing, sports and spending time with family and friends.
JENNA POTTER REALTOR ®, GRI, CRS
A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout. Since getting in to Real Estate Jenna has gained experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home. Jenna is grateful for the wonderful people she has met and looks forward to helping new clients while retaining relationships with past
ones. She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.
Jenna and her husband Derek reside on Rice Lake in Clearwater with their four children Jaylyn, Axel, Dallas and Savannah. In addition to being an active participant in the Becker Chamber of Commerce and her children’s already busy schedules, Jenna enjoys spending time with her family and friends that all reside close by.
COREY CZYCALLA
REALTOR ® , AUCTIONEER #86-133
Corey joined Oak Realty in the Summer of 2013. With over fifteen years in customer service, Corey enjoys working in the community he lives in and helping current and future residents with their real estate needs.
Whatever kind of purchase someone is making, they’ll find that Corey is a top Minnesota real estate agent who puts his clients first. In 2025 Corey attained his auctioneer’s license to expand his ability to assist sellers with farm, hunting or recreational land.
By listening to his clients and educating them, by exceeding their expectations and being accountable for what he says, Corey demonstrates that he can be trusted as a Seriously Local realtor for the Heart of the Lakes area.
He has made Annandale his home since 2008, where he is raising his 3 children, Peyton, Everett and Bennett. When not working you can usually find him coaching one of his kids.
He is a current member and past president of the Annandale Lion’s Club and an elected member of the City council. As part of the council, Corey sits on various boards & committees. His favorite time of year is the fall, where hooded sweatshirts, campfires and the changing of the leaves make it a great place to be.
MEGAN JONES REALTOR ®
Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.
She continued her studies at MN State University – Mankato and found herself back home. Like many in our office, she missed the place she calls home.
Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.
Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” Megan currently resides in Kingston with her daughter Lillian and husband, Kody. They plan to move to Annandale in the near future.
JOHN PIPPERT REALTOR
®
Oak Realty welcomed John to their team of realtors in the fall of 2022. As a longtime resident of Locke Lake, John is eager to work with buyers and sellers and assist in their real estate journey. He will work tirelessly to meet his client’s needs and be a calming knowledgeable guide throughout the sometimes chaotic buying and selling process.
John and his wife Lori have spent many summer days on the lake with their three children. Whether it be boating or fishing yearround, Locke Lake has been where he and his family has many fond memories. He is past president and current board member of the Locke Lake Home Owner’s Association and enjoys being a part of many lake activities. When the weather cools, John spends his free time hunting with his lab Ruby, and being outdoors.
John recognizes and values the trust his clients place in him and will strive every day to exceed their expectations. He truly loves the area he has lived and raised his family in and wants to assist his clients in making right decision for their own family. “I want to make sure you feel supported and that you have a trusted advisor by your side”.
ANGIE BOYER Office & Marketing Manager
Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.
Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she creates stunning marketing and advertising pieces, and keeps our busy office running smoothly. Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves.
In her spare time, Angie treasures spending time with her family; husband Shawn, daughter Justice, son Chance and labs Sarge & River. Her kiddos keep them on the go with their many activities. When presented with a moment of free time, they retreat to their land in South Dakota on Big Stone Lake. “I also enjoy gardening, boating, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.
Experienced and knowledgeable REALTORS® ready to assist you in a relaxed, comfortable setting. A free, complete market analysis of your lakeshore, residential, land or commercial property.
Complimentary wall-sized individual area lake map prints.
Complimentary area maps.
Excellent marketing resources and high-quality advertising. A foundation of success with over 52 years in business.
