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์‹œ๋ฏผ์ฐธ์—ฌ์„ผํ„ฐ(KACE, ๋Œ€ํ‘œ

๊น€๋™์ฐฌ)์™€ KCS, ๋ฏผ๊ถŒ์„ผํ„ฐ, ํ€ธ์ฆˆ YWCA, ๊ฐ€์ •์ƒ๋‹ด์†Œ, ํ•œ์ค‘๋ฏธ ์‚ฌ

๋ž‘ํ˜‘ํšŒ, ์ด๋ฏผ์ž๋ณดํ˜ธ๊ตํšŒ ๋„คํŠธ์›Œ

ํฌ, ํ€ธ์ฆˆํ•œ์ธํšŒ, CIDA๊ฐ€ 26์ผ (๊ธˆ) ์˜คํ›„ 7์‹œ ํ›„๋Ÿฌ์‹ฑ์ œ์ผ๊ตํšŒ ๋น„

์ ผ์„ผํ„ฐ์—์„œ ์ง€์—ญ ์ •์น˜์ธ๋“ค๊ณผ ํ•จ

๊ป˜ํ•˜๋Š” ํƒ€์šดํ™€ ๋ฏธํŒ…์„ ๊ฐ–๋Š”๋‹ค

ํƒ€์šดํ™€ ๋ฏธํŒ…์€ ๋™ํฌ์‚ฌํšŒ์˜ ์ฃผ

์š” ๋น„์˜๋ฆฌ ๋‹จ์ฒด๋“ค๊ณผ ํ•œ์ธํšŒ๊ฐ€ ์ปค

๋ฎค๋‹ˆํ‹ฐ์™€ ๊ด€๋ จ๋œ ์ด์Šˆ๋“ค, ์˜ํšŒ์—

์ƒ์ •๋œ ๊ฐ์ข… ๋ฒ•์•ˆ๋“ค์„ ๊ฐ€์ง€๊ณ  ์ง€

์—ญ ์ •์น˜์ธ๋“ค๊ณผ ํ•จ๊ป˜ ์งˆ๋ฌธํ•˜๊ณ  ํ† 

๋ก  ํ•˜๋ฉด์„œ ์ปค๋ฎค๋‹ˆํ‹ฐ์˜ ๋ฐœ์ „์„ ๋งŒ

๋“ค๊ธฐ ์œ„ํ•˜์—ฌ ์ง„ํ–‰ํ•œ๋‹ค.

26์ผ ํƒ€์šดํ™€ ๋ฏธํŒ…์— ์ฐธ์—ฌํ•˜๋Š”

์ง€์—ญ ์ •์น˜์ธ๋“ค์€ ๋‰ด์š•์ฃผ์˜ํšŒ ์กด

๋ฆฌ์šฐ ์ƒ์›์˜์›, ๋ก  ๊น€ ํ•˜์›์˜์›, ์—๋“œ์›Œ๋“œ ๋ธŒ๋Ÿฐ์Šคํ‹ด ํ•˜์›์˜์›, ์ง€ ๋‚˜ ์‹ค๋ฆฌํ‹ฐ ํ•˜์›์˜์›, ๊ทธ๋ ˆ์ด์Šค ๋ฆฌ ํ•˜์›์˜์› ์ด๋‹ค.

์ฃผ์š” ๋‚ด์šฉ์€ ์ฐธ์—ฌํ•˜๋Š” ๋‹จ์ฒด๋“ค

์ด ์ปค๋ฎค๋‹ˆํ‹ฐ ์„œ๋น„์Šค์— ๊ด€๋ จํ•˜์—ฌ

์‹œ๋ฏผ์ฐธ์—ฌ์„ผํ„ฐ์™€ KCS, ๋ฏผ๊ถŒ์„ผํ„ฐ, ํ€ธ์ฆˆ YWCA, ๊ฐ€์ •์ƒ๋‹ด์†Œ, ํ•œ์ค‘๋ฏธ ์‚ฌ๋ž‘ํ˜‘ํšŒ, ์ด๋ฏผ์ž๋ณดํ˜ธ๊ตํšŒ

ํ€ธ์ฆˆํ•œ์ธํšŒ, CIDA๊ฐ€ 26์ผ(๊ธˆ)

์˜คํ›„ 7์‹œ ํ›„๋Ÿฌ์‹ฑ์ œ์ผ๊ตํšŒ ๋น„์ ผ์„ผํ„ฐ์—์„œ ์ง€์—ญ ์ •์น˜์ธ๋“ค๊ณผ ํ•จ๊ป˜ํ•˜๋Š” ํƒ€์šดํ™€ ๋ฏธํŒ…์„ ๊ฐ–๋Š”๋‹ค. [์‚ฌ์ง„ ์ œ๊ณต=์‹œ๋ฏผ์ฐธ์—ฌ์„ผํ„ฐ]

๊น€์˜ํ™˜ ์ฃผ๋‰ด์š•์ด์˜์‚ฌ๋Š” 24์ผ (์ˆ˜) ๋‰ด์š•์ด์˜์‚ฌ๊ด€์—์„œ Mikio

Mori ์ฃผ๋‰ด์š•์ผ๋ณธ์ด์˜์‚ฌ์™€ ํ•œ์ผ

์ด์˜์‚ฌ๊ด€ ํ˜‘๋ ฅ ๋Œ€ํ™”๋ฅผ ๋งˆ๋ จํ•˜๊ณ ,

์–‘๊ตญ ์ด์˜์‚ฌ๊ด€ ๊ฐ„ ๊ฒฝ์ œ, ์ปค๋ฎค๋‹ˆํ‹ฐ

๋“ฑ ๋ถ„์•ผ์—์„œ์˜ ํ˜‘๋ ฅ ๋ฐฉ์•ˆ์— ๋Œ€ํ•ด

๋…ผ์˜ํ–ˆ๋‹ค.

๊น€์˜ํ™˜ ์ด์˜์‚ฌ๋Š” ํ•œ์ผ ์–‘ ์ •์ƒ

๊ฐ„์˜ ๋‘ํ„ฐ์šด ์‹ ๋ขฐ๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ํ•œ

์ผ๊ด€๊ณ„๊ฐ€ ๊ฐœ์„ ๋˜๊ณ  ํ•œ๋ฏธ์ผ ํ˜‘๋ ฅ

์ด ๊ฐ•ํ™”๋˜๊ณ  ์žˆ๋Š” ์ƒํ™ฉ์—์„œ, ์ง€๋‚œ

1๋…„ 5๊ฐœ์›” ๋™์•ˆ Mori ์ด์˜์‚ฌ์™€ ๋ˆ

๋…ํ•œ ์šฐ์• ๋ฅผ ์ด์–ด์˜ค๋ฉฐ ์ผ๋ณธ์ด์˜

์‚ฌ๊ด€ ๋ฐ ์œ ๊ด€๊ธฐ๊ด€๊ณผ 20์—ฌ ํšŒ ๋„˜๊ฒŒ

๊ต๋ฅ˜ํ•ด์˜จ ์ ์„ ๊ธฐ์˜๊ฒŒ ์ƒ๊ฐํ•œ๋‹ค

๊ณ  ๋งํ–ˆ๋‹ค. ๊น€ ์ด์˜์‚ฌ๋Š” ์–‘ ์ด์˜ ์‚ฌ๊ด€ ๊ฐ„ ๋‹ค์–‘ํ•œ ๋ถ„์•ผ์—์„œ์˜ ํ˜‘๋ ฅ

์„ ๋…ผ์˜ํ•˜๊ธฐ ์œ„ํ•ด ์ด๋ฒˆ ํ˜‘๋ ฅ ๋Œ€ํ™” ๋ฅผ ์ œ์•ˆํ–ˆ๋‹ค๋ฉฐ ์ด๋Ÿฌํ•œ ๋Œ€ํ™”์˜ ์žฅ ์€ ์ด๋ฒˆ์ด ์ฒ˜์Œ์œผ๋กœ ์ด๋ฅผ ํ†ตํ•ด ๋Œ€ ๋ฏธ ์™ธ๊ต์˜ ์ผ์„  ํ˜„์žฅ์—์„œ์˜ ํ•œ์ผ ๊ด€๊ณ„ ๋ฐœ์ „์˜ ๊ธฐํšŒ๋ฅผ ๋”์šฑ ๋งŽ์ด ๋งˆ ๋ จํ•ด ๋‚˜๊ฐ€์ž๊ณ  ๋งํ–ˆ๋‹ค.

Mori ์ด์˜์‚ฌ๋Š” ์ด๋ฒˆ ๋Œ€ํ™”๋ฅผ

์ œ์•ˆํ•ด ์ค€ ๊น€ ์ด์˜์‚ฌ์— ์‚ฌ์˜๋ฅผ ํ‘œ

ํ•˜๊ณ , ์ž‘๋…„ ์ดํ›„ ์–‘ ์ •์ƒ ๊ฐ„ ์…”ํ‹€

์™ธ๊ต๊ฐ€ ์žฌ๊ฐœ๋˜๋ฉด์„œ ์ •์น˜, ๊ฒฝ์ œ, ๋ฌธ ํ™” ๋“ฑ ๋‹ค์–‘ํ•œ ๋ถ„์•ผ์—์„œ ์–‘๊ตญ ํ˜‘๋ ฅ ์ด ํ™•๋Œ€๋˜๊ณ  ์žˆ๋Š” ๋งŒํผ, ์ด๋ฒˆ ์–‘ ๊ตญ ์ด์˜์‚ฌ๊ด€ ๊ฐ„ ๋Œ€ํ™”๊ฐ€ ์•ž์œผ๋กœ์˜

์ปค๋ฎค๋‹ˆํ‹ฐ๊ฐ€ ๋น„๋ก ์†Œ์ˆ˜๊ณ„์ด ์ง€๋งŒ ๋ฏธ๊ตญ์ด ์ž‘๋™ํ•˜๊ณ  ์žˆ๋Š” ๋ฐฉ์‹ ์„ ์ดํ•ดํ•˜๊ณ  ์šฐ๋ฆฌ์—๊ฒŒ ํ•„์š”ํ•œ ์—ฌ ๋Ÿฌ ์ด์Šˆ๋“ค์„ ์–ด๋–ป๊ฒŒ ํšจ๊ณผ์ ์œผ๋กœ ์ž…๋ฒ•๋ถ€์— ์ „๋‹ฌํ•˜์—ฌ ์šฐ๋ฆฌ์˜ ๊ถŒ์ต ์„ ํ‚ค์šฐ๋Š” ์ˆ˜๋‹จ์œผ๋กœ ์ด ํƒ€์šดํ™€ ๋ฏธ ํŒ…์„ ํ™œ์šฉํ•ด์•ผ ํ•œ๋‹ค. ๋˜ ํƒ€์šดํ™€ ๋ฏธํŒ…์€ ํ•œ์ธ ์ปค๋ฎค๋‹ˆํ‹ฐ ์Šค์Šค๋กœ์— ๋Œ€ํ•œ ๊ต์œก

ํ•œ์ผ๊ด€๊ณ„ ๋ฐœ์ „์— ๋ณดํƒฌ์ด ๋  ์ˆ˜ ์žˆ ๊ธธ ๋ฐ”๋ž€๋‹ค๊ณ  ๋งํ–ˆ๋‹ค.

์ด๋‚  ๋Œ€ํ™”์—์„œ๋Š” ์–‘์ธก์˜ ๊ฐ ๋ถ„ ์•ผ ์˜์‚ฌ๋“ค ๊ฐ„ ๋ฐœ์ œ ๋ฐ ํ† ๋ก ์„ ๊ฐ– ๊ณ  ์–‘๊ตญ ๊ธฐ์—… ํ™œ๋™ ๋ฐ ๋™ํฌ ์ง€์› ์„ ์œ„ํ•œ ๊ทธ๊ฐ„์˜ ์ด์˜์‚ฌ๊ด€ ํ™œ๋™ ๊ฒฝ ํ—˜์„ ๊ณต์œ ํ•˜์˜€์œผ๋ฉฐ, ํ–ฅํ›„ ์–‘ ์ด์˜

์‚ฌ๊ด€ ๊ฐ„ ๊ณต๋™ ์„ธ๋ฏธ๋‚˜, ์ฐจ์„ธ๋Œ€ ๋„ค

ํŠธ์›Œํ‚น ํฌ๋Ÿผ ๊ฐœ์ตœ ๋“ฑ ํ˜‘๋ ฅ ๋ฐฉ์•ˆ์— ๋Œ€ํ•ด ๋…ผ์˜ํ–ˆ๋‹ค.

๋‰ด์š•์ด์˜์‚ฌ๊ด€์€ ์•ž์œผ๋กœ๋„ ๊ด€

ํ• ์ง€์—ญ์—์„œ์˜ ํ•œ์ผ๊ด€๊ณ„ ๋ฐœ์ „๊ณผ ํ•œ๋ฏธ์ผ ํ˜‘๋ ฅ ๊ฐ•ํ™” ํ•„์š”์„ฑ์— ๋Œ€ํ•œ

๋ฏธ๊ตญ ๋‚ด ์ธ์‹ ์ œ๊ณ ๋ฅผ ์œ„ํ•ด ๊ณ„์†ํ•ด ์„œ ๋…ธ๋ ฅํ•ด๋‚˜๊ฐˆ ์˜ˆ์ •์ด๋‹ค.

15๊ธฐ ์ž…ํ•™์‹์ด 22์ผ(์›”) ํ”Œ๋Ÿฌ์‹ฑ์— ์žˆ๋Š” GLF์—์„œ ์—ด๋ ธ๋‹ค. ์ด๋‚  ์‹ ์„ธํ˜„ ์”จ๋ฅผ ๋น„๋กฏํ•œ 20๋ช… ์ด ์ž…ํ•™ํ–ˆ๋‹ค. 15๊ธฐ ๊ฐ•์˜๋Š” 22์ผ ์‹œ ์ž‘ํ•˜์—ฌ 8์›” 16์ผ ์ˆ˜๋ฃŒํ•œ๋‹ค.

๋ฐ•์ฃผ์—ด ์šด์˜์œ„์›์žฅ์˜ ์‚ฌํšŒ๋กœ ์ง„ํ–‰๋œ ์ž…ํž‰์‹์€ ํ•œ๊ตญ์™ธ๋Œ€ ๊ณ ๋™ ์šฐ ์ฃผ์ž„๊ต์ˆ˜์˜ ํ™˜์˜์‚ฌ, ์ด์ƒํ˜ธ ์ด ์›์šฐํšŒ์žฅ, ์ดํ˜„ํƒ์ง์ „ ์ด์›์šฐํšŒ ์žฅ, ๊น€์˜ํ™˜ ๊ฐ•์›๋„๋ฏผํšŒ์žฅ์˜ ์ถ•์‚ฌ, ๋ฐ•์ฃผ์—ด ์šด์˜์œ„์›์žฅ์˜ ํ•™์‚ฌ์ผ์ • ์†Œ๊ฐœ ๋“ฑ์ด ์žˆ์—ˆ๋‹ค. 22์ผ ์ž…ํ•™ํ•œ ์žฅ์ •ํฌ 15๊ธฐ ์›์šฐ

<A1๋ฉด์—์„œ ๊ณ„์†> ํ•œํŽธ ๋ฏธ๊ตญ ๊ณต์˜๋งค์ฒด NPR๊ณผ PBS์ด ๋งˆ๋ฆฌ์ŠคํŠธ์™€ ๊ณต๋™์œผ๋กœ ๋“ฑ ๋ก ์œ ๊ถŒ์ž 1์ฒœ117๋ช…์„ ๋Œ€์ƒ์œผ๋กœ ์ง€๋‚œ 22์ผ ์‹ค์‹œํ•ด ์ด๋‚  ๊ณต๊ฐœํ•œ ์—ฌ ๋ก ์กฐ์‚ฌ์—์„œ๋„ ํŠธ๋Ÿผํ”„ ์ „ ๋Œ€ํ†ต๋ น ์ด 46%๋ฅผ ๊ธฐ๋กํ•ด 45%๋ฅผ ๋ฐ›์€ ํ•ด ๋ฆฌ์Šค ๋ถ€ํ†ต๋ น์— ์˜ค์ฐจ๋ฒ”์œ„(ยฑ3.5% ํฌ์ธํŠธ) ๋‚ด์—์„œ ์šฐ์œ„์— ์žˆ์—ˆ๋‹ค. ๋‹ค๋งŒ 3์ž ํ›„๋ณด๋ฅผ ํฌํ•จํ•œ ๋‹ค์ž ๊ฐ€์ƒ ๋Œ€๊ฒฐ์—์„œ ํŠธ๋Ÿผํ”„ ์ „ ๋Œ€ํ†ต๋ น ๊ณผ ํ•ด๋ฆฌ์Šค ๋ถ€ํ†ต๋ น์€ 42%๋กœ ๋™๋ฅ  ์„ ๊ธฐ๋กํ–ˆ๋‹ค. ์ „์ฒด ์‘๋‹ต์ž์˜ 87%๋Š” ๋ฐ”์ด๋“ 

๋ น์˜ ํ›„๋ณด

6ยท25 Blended: MyKoreanConnection

AspenMeyer(AcellusOnlineAcademy, MO)

Korea, a land of rolling valleys, green meadows, towering mountains, and a passionate, vibrant people.

A land filled with beauty and a thoughtful, intentful culture, but also a nation that was pillaged and enslaved for decades switching from one oppressive ruler to the next until suffering famine, poverty, and destruction was looked upon as an inescapable norm.

However, as World War II came to an end, the Korean people felt a new sense of hope that they might finally reconnect as one independent nation and become the masters of their own fate. Unfortunately, this dream would turn out to be short-lived, as the Korean people switched from a suppressive, totalitarian Japanese regime to a severed state with mentors who only had their best interests at heart.

It was 4 A.M in the twilight hours of the rainy Sunday morning of June 25th, 1950, when just North of the 38th Parallel, in the secluded Ongjin Peninsula, the North Korean units launched a surprise artillery barrage against the Republic of Korea, igniting the Korean War.

However, the breeding ground of the conflict had begun developing far before the initial attack, involving the issues that surrounded the collapse of the Japanese Empire (Stueck 61).

On August 8th, 1945, two days following the US atomic bombing on Hiroshima, the Soviet Union declared war on Japan and entered the Korean Peninsula. The US, desperate to contain communist influence and retain their position on the highly geopolitical peninsula, suggested splitting Korea along the 38th Parallel, each side beginning a trusteeship with their half, and ultimately working towards stabilizing, and reuniting the two halves. Unfortunately, in the process of furthering their foreign agenda, the US and Soviet Unionโ€™s increased tension led them to refuse to acknowledge the

wants of the people, fostering an environment of unrest and intense yearning for reunification (Matray). While the US and USSR are partially at fault for disregarding the wants of the people, the Korean citizens (being under the suppressive control of Japan for decades) experienced a lack of strong political leaders who could be tolerant of the opposing ideology, who could best represent the will of the people, and who could fight for an independent, free Korea. This lack of indigenous political institutions only helped to fortify the beliefs from the Soviet and American policy makers in a need for external dominance in Korean decisionmaking.

Ultimately, the disregardance of the peopleโ€™s ideas and lack of strong indigenous political leaders only increased the longing for reunification from Koreans, and by the beginning of 1950 it was clear to both sides that the only route to unification was by utilizing force due to the ideological divergence that occurred between the North and South, and the worsening communication conditions between the US and USSR (Stueck 66-69).

On July 1, 1950, the first US ground troops arrived to the aid of the Republic of Korea to help defend them from the offensive tactics of the Democratic Peopleโ€™s Republic of Korea

(Vergun). President Harry S. Truman stated in later memoirs on American intervention in the Korean War, โ€œCommunism was acting in Korea just as [Adolf] Hitler, [Benito] Mussolini, and the Japanese had acted 10, 15, and 20 years earlierโ€ฆ if North Korean aggression went unchallenged the world was certain to be plunged into another World War. (qtd. in Matray)โ€

This need of prevention

changed their goal from reinforcing the 38th Parallel, to attempting to reunite the nation under South Korean governance (Stueck 98). As a result, Mao Zedong, Chairman of the Chinese Communist Party, warned the US that if they crossed the 38th Parallel, China would intervene on behalf of their North Korean counterparts to maintain itโ€™s regional credibility, good relations with the USSR, and physical barrier between them and South Korea due to their opposing

multifaceted decisions that go into life changing events, and how the effects of one decision can impact yourself and others future life, liveliness, happiness, and surroundings.

My grandmother, Soon Hee, was raised during the Korean War, in an underdeveloped, poverty-stricken, and turbulent South Korea. Although my great-grandfather came into prosperity in China during World War II (gaining rice fields and the position of a town selectman in his village) my familyโ€™s vast lands were soon confiscated without recompense to establish air bases for the Korean War. This caused them to suffer economic struggles, however they persevered maintaining their dignity and education (Kim). Fast forward

โ€œ โ€ฆ OnAugust8th, 1945, twodaysfollowingtheUSatomicbombingonHiroshima, theSovietUniondeclaredwaronJapanandentered theKoreanPeninsula. TheUS, desperatetocontaincommunistinfluenceandretaintheirpositiononthehighlygeopoliticalpeninsula, suggestedsplittingKoreaalongthe38thParallel, eachsidebeginningatrusteeshipwiththeirhalf, andultimatelyworkingtowardsstabilizing andreunitingthetwohalves. Unfortunately, intheprocessoffurtheringtheirforeignagenda, theUSandSovietUnionโ€™sincreasedtensionled themtorefusetoacknowledgethewantsofthepeople, fosteringanenvironmentofunrestandintenseyearningforreunification(Matray). โ€ฆ

pressurized them into supporting the South Koreans because if they didnโ€™t participate they would be risking a global trend of new aggressive action elsewhere (Vergun). This concern influenced them to send 348,000 US soldiers, but also to (additionally) lobby the UN for military materials and personnel (Walker). Not only did their endeavor to reverse the advances of the North Korean forces prove successful, but they

ideological ideals (Zhihua). Disregarding the forewarning from China, the US crossed the 38th Parallel on October 9th, 1950, influencing China to join the North Korean effort and creating an equalizing force in the war that led to the eventual armistice agreement and stalemating (The Korean War Chronology).

In reflection to my studies on the Korean War, I can witness how international intervention can tear a country apart, the

to the 1970โ€™s, an economic rebirth in South Korea, Soon Hee had the opportunity to attend college for a degree in Fashion Design, a rarity for women in traditional Korean Society at the time (Koo).

One day, while in college, Soon Hee met a generous, dashing American flight medic who was returning to his base in Daegu. He had been bussing his way back to his station when he decided to halt his journey to enjoy some food. However, he

disproportionately bought surplus, so he shared some with a group of unfamiliar college students. When he returned to his base, Soon Hee (one of the students) had left a note for him to find a time to meet, initiating the beginning of genuine friendship. They began seeing each other and doing various activities such as volunteering at a local orphanage. However, after dating for 7 months, he was deported back to the US and they experienced the difficulties of a long-distance relationship. They maintained contact by conversing through letters until after Soon Hee graduated from college, when she migrated to the US with the โ€œAmerican Dreamโ€ of love and a more secure, comfortable, free life. Soon after, my grandparents were married in the April of 1974 and had two children (Glover). However, Soon Hee soon discovered discontentment in the gilded life she had imagined as a military wife and, after divorcing, she became disconnected and unpresent in the lives of her children. My grandparents retained contact until 1979 however they lost communication until 2013 when my mother found her in the Windsor Gardens Convalescent Center in Anaheim, California. She was ward of the state for the past 26 years, after a car accident where the doctors discovered brain tumors, without any family visitors, without cognitive and physical control, and with the only nourishment coming from a feeding tube. We quickly moved her across the country to our local community nursing home where we were able to provide her with loving care and enabled her to pass with dignity in the presence of estranged children.

Although I didnโ€™t know her, I imagine what reality would have been like, if she had a greater influence in my life, if her presence would have enabled me to rekindle my lost Korean identity, and if her connection would allow me to feel a part of my Korean ancestry. While I continue to distinguish the person I am becoming, I reflect back to the Korean War comprehending how it laid the groundwork for my blended existence.

AspenMeyer

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๋…์ž์‹œ๋‹จ (่ฉฉๅฃ‡)]

์ธ์ƒ(ไบบ็”Ÿ)

์ „ํ›„๋ฐ˜(ๅ‰ๅพŒๅŠ) ๋ถ„๋ณ„(ๅˆ†ๅˆฅ)

๊ณก์ฒœ(่ฐทๆณ‰) ๋ฐ•์›ํฌ(ๆœดๅ…ƒๅ–œ) <๋‰ด์ €์ง€ ๋ ˆ์˜ค๋‹ˆ์•„ ๊ฑฐ์ฃผ ํ”„๋ผ๋ฏธ์Šค๊ตํšŒ ์žฅ๋กœ ๋ฏธ์ฃผ ํฌ๋ฆฌ์Šค์ฐฌ๋ฌธํ•™๊ฐ€ํ˜‘ํšŒ ํšŒ์›>

โ€œ

โ€ฆ ์ธ์ƒ ํ›„๋ฐ˜์€ ๋ฐ”๋น ์ง€๊ณ  / ์ดˆ์กฐ(็„ฆ็‡ฅ)ํ•˜์—ฌ ์ง€๋ฉด์„œ / ์•„์‰ฌ์›€ ๋งŒ ๊ฐ€๋“ํ•˜์—ฌ๋ผ // ์„ธ์ƒ์‚ฌ(ไธ–ไธŠไบ‹)๊ฐ€ ๋‹ค ๊ทธ๋ ‡๋‹ค์ง€๋งŒ / ์˜์„ฑ์ฒด (้ ˜่–้ซ”)์˜ ์˜์ƒ๋ณต๋ฝ(ๆฐธ็”Ÿ็ฆๆจ‚) ์œ„ํ•˜์—ฌ๋Š” / ์ธ์ƒํ›„๋ฐ˜์ด ์œ ์ผ ๋ฌด์ด(ๅ”ฏไธ€็„กไบŒ)์˜ ๋งˆ์ง€๋ง‰ ๊ธฐํšŒ๋กœ๋‹ค.โ€

์ฒญ์ถ˜(้‘ๆ˜ฅ)์€ ํž˜ ์žˆ๊ณ  ์—ฌ์ƒ(้ค˜็”Ÿ)์ด ๋ฉ€๋ฆฌ๋ณด์—ฌ

์žฌ๊ธฐ(ๅ†่ตท)์˜ ๊ธฐํšŒ(ๆฉŸๆœƒ) ์—ฌ์œ (้ค˜่ฃ•)๊ฐ€ ์žˆ๊ธฐ์—

์ Š์–ด ๊ณ ์ƒ(่‹ฆ็”Ÿ)์€ ์‚ฌ์„œ๋ผ๋„ ํ•˜๋ ธ์ง€๋งŒ

๋ฏธ๊ฐœ(ๆœช้–‹)์˜ ์‹œ๋Œ€(ๆ™‚ไปฃ)์—๋Š”

๋‚˜์ด 60๋„ ์žฅ์ˆ˜(้•ทๅฃฝ)๋ผ ์นญํ•˜์—ฌ

์ž”์น˜์ƒ๋„ ์‹ฌํžˆ ๋ฐ›์•˜๊ฑด๋งŒ

์„ธ์ƒ(ไธ–ไธŠ)์ด ๋ฐœ๋‹ฌ(็™ผ้”)ํ•˜๊ณ 

์ถ˜์ถ”(ๆ˜ฅ็ง‹)๊ฐ€ 80์ด ๋˜๊ณ ๋ณด๋‹ˆ

100์—๋˜ ์‹ฌํžˆ ๊ฐ€๊นŒ์›Œ์ ”๋‚˜์ด๋‹ค

๋‚จ์€ ์—ฌ์ƒ์ด ๊ฐ€๊นŒ์šด

์ด์›ƒ ์‚ฌ์ดŒ์ด ๋˜๊ณ ๋ณด๋‹ˆ

๋‹น์žฅ์— ๋งˆ์Œ์ด ์กฐ๊ธ‰(่บๆ€ฅ) ํ•˜์—ฌ๋ผ

์ธ์ƒ ํ›„๋ฐ˜์€ ๋ฐ”๋น ์ง€๊ณ 

์ดˆ์กฐ(็„ฆ็‡ฅ)ํ•˜์—ฌ ์ง€๋ฉด์„œ

์•„์‰ฌ์›€๋งŒ ๊ฐ€๋“ํ•˜์—ฌ๋ผ

์„ธ์ƒ์‚ฌ(ไธ–ไธŠไบ‹)๊ฐ€ ๋‹ค ๊ทธ๋ ‡๋‹ค์ง€๋งŒ

์˜์„ฑ์ฒด(้ ˜่–้ซ”)์˜ ์˜์ƒ๋ณต๋ฝ(ๆฐธ็”Ÿ็ฆๆจ‚) ์œ„ํ•˜์—ฌ๋Š”

์ธ์ƒํ›„๋ฐ˜์ด ์œ ์ผ๋ฌด์ด(ๅ”ฏไธ€็„กไบŒ)์˜ ๋งˆ์ง€๋ง‰ ๊ธฐํšŒ๋กœ๋‹ค

์‚ฌ์—…์ฒด ๋ณดํ—˜ ABC๊ณจํ”„์žฅ(GolfCourse)์€ ๋ฌด์Šจ

๋ณดํ—˜์„ ๋“œ๋‚˜?

๋“ฑ์‚ฐ, ๋‚š์‹œ, ์Šคํ‚ค, ๊ณจํ”„, ๋“ฑ ์—ฌ

๊ฐ€๋ฅผ ์ฆ๊ธฐ๋Š” ๋ ˆํฌ๋ ˆ์ด์…˜์ด ์—ฌ๋Ÿฌ

๊ฐ€์ง€ ์žˆ์ง€๋งŒ, ๊ทธ ๊ฐ€์šด๋ฐ ๊ณจํ”„๋Š”

ํŠนํžˆ ํ•œ๊ตญ ์‚ฌ๋žŒ๋“ค์˜ ์ •์„œ์— ์ž˜ ๋งž

๋Š” ๋ ˆํฌ๋ ˆ์ด์…˜์˜ ํ•œ ์ข…๋ชฉ์ธ ๊ฒƒ ๊ฐ™

๋‹ค. ๋ฏธ๊ตญ ๋‚ด ์ด๋ฆ„๋‚œ ๊ณจํ”„์žฅ์— ๊ฐ€

๋ณด๋ฉด ์–ด๋””๋ฅผ ๊ฐ€๋‚˜ ์šฐ๋ฆฌ ๋™ํฌ๋“ค์˜

๋ชจ์Šต๊ณผ ์Œ์„ฑ์„ ๋“ค์„ ์ˆ˜ ์žˆ๊ณ , ๋™

ํฌ์‚ฌํšŒ์˜ ์—ฌ๋Ÿฌ ๊ฐ€์ง€ ๋ชจ์ž„์—์„œ๋„

๊ณจํ”„๋ฅผ ๋ชจ๋ฅด๋Š” ์‚ฌ๋žŒ์€ ์†Œ์™ธ๊ฐ์„

๋А๋‚„ ์ •๋„๋กœ ๊ณจํ”„ ์ด์•ผ๊ธฐ๊ฐ€ ํ™”์ œ

์˜ ์ค‘์‹ฌ์ด ๋˜๋Š” ํ˜„์ƒ์„ ๋ณด๋ฉด, ๋” ์šฑ ๊ทธ๋ ‡๋‹ค๋Š” ์ƒ๊ฐ์ด ๋“ ๋‹ค. ์‚ฌ๋žŒ๋“ค์ด ๊ณจํ”„๋ฅผ ์™œ ์ข‹์•„ํ•˜๋Š”

์ง€ ๊ทธ ์ด์œ ๋Š” ์—ฌ๋Ÿฌ ๊ฐ€์ง€๊ฐ€ ์žˆ๊ฒ ์ง€

๋งŒ, ๋‚˜๋Š” ๋งค ํ™€(EachHole)๋งˆ๋‹ค

๋‹ค์‹œ ์ƒˆ๋กญ๊ฒŒ ์‹œ์ž‘ํ•œ๋‹ค๋Š” ๊ฒƒ, ๊ทธ๋ฆฌ

๊ณ  ๋‹ค์‹œ ์ƒˆ๋กญ๊ฒŒ ์‹œ์ž‘ํ•  ์ˆ˜ ์žˆ๋Š”

๊ธฐํšŒ๊ฐ€ 18๋ฒˆ์ด๋‚˜ ์ฃผ์–ด์ง„๋‹ค๋Š” ๊ฒƒ

์ด ๋‚ด๊ฐ€ ๊ณจํ”„๋ฅผ ์ข‹์•„ํ•˜๋Š” ์ด์œ ๋ผ

๊ณ  ๋งํ•˜๊ณ  ์‹ถ๋‹ค. ๊ณจํ”„๋Š” ๋‹จ์ˆœํ•œ ์‹ ์ฒด์  ์šด๋™์ด

์ƒ์˜ ๊ทธ ๋ฌด์—‡, ์ฆ‰ ์ •์‹ ์ ์ธ ์š”์†Œ

๊ฐ€ ์žˆ์–ด์„œ ์ •์‹ ๊ฒŒ์ž„(Mental Game)์ด๋ผ๊ณ  ๋งํ•˜๊ธฐ๋„ ํ•œ๋‹ค.

๋˜ํ•œ ๊ณจํ”„๋Š” ์น˜๋Š” ์‚ฌ๋žŒ์—๊ฒŒ ์ธ ์ƒ์˜ ์ง„๋ฆฌ๋ฅผ ๊ฐ€๋ฅด์ณ์ฃผ๋Š” ์ธก๋ฉด๋„

์žˆ๊ณ , ๊ณจํ”„๋ฅผ ํ•จ๊ป˜ ์ณ๋ณด๋ฉด, ํ•จ๊ป˜

์น˜๋Š” ์‚ฌ๋žŒ๋“ค์˜ ์ธ๊ฒฉ๊ณผ ์„ฑ๊ฒฉ๋„ ์—ฟ

๋ณผ ์ˆ˜ ์žˆ๋‹ค. ๊ตฌ๊ธ€ ์ž๋ฃŒ์— ์˜ํ•˜๋ฉด ๋ฏธ๊ตญ์— ์žˆ

๋Š” ๊ณจํ”„์žฅ์˜ ์ˆซ์ž๋Š” ์ „์„ธ๊ณ„์˜ ๋ชจ

๋“  ๊ณจํ”„์žฅ์˜ 40% ์ด์ƒ์— ๋‹ฌํ•œ๋‹ค

๊ณ  ํ•œ๋‹ค. ๋ฏธ๊ตญ ๋‚ด ๊ณจํ”„์žฅ ์ˆ˜๋Š” 1๋งŒ

7,000๊ฐœ ์ •๋„์ธ๋ฐ, ์ด ๊ฐ€์šด๋ฐ ๊ฐ€์žฅ

๋งŽ์€ ๊ณจํ”„์žฅ์ด ์žˆ๋Š” ์ฃผ๋Š” ๋‹จ์—ฐ ํ”Œ

๋กœ๋ฆฌ๋‹ค(1,250๊ฐœ)์ด๊ณ , ์ด๋ฐ–์— ์บ˜

๋ฆฌํฌ๋‹ˆ์•„(968), ๋ฏธ์‹œ๊ฐ„(852), ํ…์‚ฌ

์Šค(861), ๋‰ด์š•(857) ๋“ฑ์ด ๋งŽ์€ ๊ณจ

ํ”„์žฅ์ด ์žˆ์œผ๋ฉฐ, ๋…ธ์Šค ๋‹ค์ฝ”ํƒ€, ์•Œ

๋ผ์Šค์นด, ๋ฉ”์ธ, ๋“ฑ์€ ๋‹ค๋ฅธ ์ฃผ์— ๋น„ ํ•ด ๊ณจํ”„์žฅ์ด ๋งŽ์ง€ ์•Š๋‹ค๊ณ  ํ•œ๋‹ค.

โ—† ์ผ๋ฐ˜ ์‚ฌ์—…์ฒด๋ณดํ—˜๊ณผ ๋น„์Šท

ํ˜„์žฌ ์ƒˆ๋กœ ์ง“๊ณ  ์žˆ๋Š” ๊ณจํ”„์žฅ์˜ 60%๋Š” ์ฃผํƒ๊ฐ€์˜ ์ผ๋ถ€(Partofa residentialcommunity)๋กœ ๊ฐœ๋ฐœ

๊ฒƒ์€ ์ผ๋ฐ˜ ์‚ฌ์—…์ฒด๋ฅผ ๋ณดํ—˜์— ๋“œ๋Š” ๊ฒƒ๊ณผ ๋ณ„๋กœ ๋‹ค๋ฅด์ง€

๋˜๊ณ  ์žˆ๊ณ , ๊ธฐ์กด ๊ณจํ”„์žฅ์˜ 22%๋Š” ๊ณจํ”„ ์ปค๋ฎค๋‹ˆํ‹ฐ์˜ ์ผ๋ถ€(Partofa golfcommunity)๋ผ๊ณ  ํ•œ๋‹ค. ์š”์ฆˆ์Œ ํ•œ์ธ๋“ค์ด ์†Œ์œ ํ•œ ๊ณจํ”„ ์žฅ๋„ ๊ฝค ๋งŽ์€ ๋“ฏํ•œ๋ฐ, ๊ณจํ”„์žฅ์„ ์†Œ์œ ํ•œ๋‹ค๋Š” ๊ฒƒ์ด ๋ณด๊ธฐ์— ๋ฉ‹์žˆ๋Š” ๊ฒƒ์ฒ˜๋Ÿผ ๋ชจ๋“  ๊ฒฝ์šฐ์— ๋ฐ˜๋“œ์‹œ ์‹ค์† ์ด ์žˆ๋Š” ๊ฒƒ์€ ์•„๋‹Œ ๋“ฏํ•˜๋‹ค. ๊ณจํ”„์žฅ์„ ๋ณดํ—˜์— ๋“œ๋Š” ๊ฒƒ์€ ์ผ ๋ฐ˜ ์‚ฌ์—…์ฒด๋ฅผ ๋ณดํ—˜์— ๋“œ๋Š” ๊ฒƒ๊ณผ ๋ณ„ ๋กœ ๋‹ค๋ฅด์ง€ ์•Š๋‹ค. ์ฆ‰ ์ผ๋ฐ˜ ์‚ฌ์—…์ฒด ๋ฅผ ๋ณดํ—˜์— ๋“ค ๋•Œ ์‚ฌ์šฉํ•˜๋Š” ์ƒ์šฉ์žฌ ์‚ฐ๊ณผ ์ฑ…์ž„(CommercialProperty andLiability)์— ๋Œ€ํ•œ ๋ฌถ์Œ๋ณดํ—˜ (PackageInsurance)์— ๊ณจํ”„์žฅ ์— ํŠน์œ ํ•œ ์—ฌ๋Ÿฌ ๊ฐ€์ง€ ์žฌ์‚ฐ๊ณผ ์ฑ…์ž„ ์— ๋Œ€ํ•œ ์ปค๋ฒ„๋ฆฌ์ง€๋ฅผ ์งœ๋งž์ถ”๋Š” ๊ฒƒ ์— ๋ถˆ๊ณผํ•˜๊ธฐ ๋•Œ๋ฌธ์ด๋‹ค.

๊ณจํ”„์žฅ์˜ ์žฌ์‚ฐ์— ๋Œ€ํ•œ ๋ณดํ—˜์€ ํด๋Ÿฝ ํ•˜์šฐ์Šค(ClubHouse), ํ”„๋กœ ์ƒต(ProShop), ๊ด€๋ฆฌ๊ฑด๋ฌผ ๋ฐ ๋ถ€์† ์‹œ์„ค(MaintenanceBuildings andotherstructuressuchas benches, ballwashers, course markers, fences, nets, outdoor signs, pavedwalkways, paved cartpaths, patios, andbridges), ๊ณจํ”„ ์ฝ”์Šค(GolfCourseincludes trees, plants, shrubs, greens, tees, fairways, roughs, driving ranges, puttinggreens, sand traps, andbunkers), ๋“ฑ์„ ์—ฌ๋Ÿฌ ๊ฐ€์ง€ ์œ„ํ—˜์š”์†Œ(Perils=Causesof Loss)์— ๋Œ€ํ•ด์„œ ๋ณดํ—˜์„ ๋“œ๋Š” ๊ฒƒ ์ด๋‹ค.

์ด๋ฐ–์—๋„ ์ž”๋””๋ณดํ—˜(Lawn Coverage: greens, teesandcut fairways), ๊ณจํ”„ ์ฝ”์Šค ๊ฑด์กฐ๋ฌผ (GolfCourseProperty: foot bridges, retainingwalls, fences, undergroundsprinklers, holeor

teemarkers, benches, water coolers, ballwashers, pinsand holecups, exteriorlightpoles, pavedwalksandpatios), ๊ณจํ”„ ์นดํŠธ ๋ฐ ๊ณจํ”„์žฅ ๊ด€๋ฆฌ๋„๊ตฌ(Golf CartsandGrounds MaintenanceEquipment), ์Œ์‹ ๋ฌผ(PerishableStocksuchas refrigeratedfoodservice stock), ํ™€์ธ์›๋ณดํ—˜(Hole-InOneCoveragewhenaward proceduresareestablished), ๋“ฑ ์ด ์ถ”๊ฐ€๋  ์ˆ˜ ์žˆ๋‹ค. โ—† ๊ณจํ”„์žฅ์˜ ์œ„ํ—˜ ์š”์†Œ ๊ณจํ”„์žฅ์˜ ์žฌ์‚ฐ์— ์ ์šฉ๋˜๋Š” ์—ฌ ๋Ÿฌ ๊ฐ€์ง€ ์œ„ํ—˜์š”์†Œ๋Š” ์ƒ์šฉ์žฌ์‚ฐ๋ณด ํ—˜์—์„œ ๋งํ•˜๋Š” ํ™”์žฌ(Fire), ๋ฒˆ๊ฐœ (Lightning), ํญ๋ฐœ(Explosion), ํญํ’์šฐ(WindstormorHail), ์—ฐ ๊ธฐ(Smoke), ๋น„ํ–‰๊ธฐ ๋˜๋Š” ์ฐจ๋Ÿ‰ (Aircraftor Vehicles), ํญ๋™ (RiotorCivilCommotion), ๋งŒํ–‰ (Vandalism), ์†Œํ™”๋ถ„์ˆ˜์žฅ์น˜ ๋ˆ„ ์ถœ(SprinklerLeakage), ๊ณต๋™ํ™” ํ•œ ์ง€๋ฐ˜์˜ ๋ฌด๋„ˆ์ง(Sinkhole Collapse), ํ™”์‚ฐํ™œ๋™(Volcanic Action), ๋“ฑ๊ณผ ๊ฐ™์€ ๊ฒƒ์ธ๋ฐ, ์ง€์ง„ (Earthquake), ํ™์ˆ˜(Flood), ํ—ˆ ๋ฆฌ์ผ€์ธ(Hurricane), ๋“ฑ์œผ๋กœ ์ธํ•œ ์†์‹ค์— ๋Œ€ํ•ด์„œ๋„ ์ผ์ •ํ•œ ํ•œ๋„์˜ ๋ณดํ—˜์„ ๋“ค ์ˆ˜ ์žˆ๋‹ค.

์ด๋Ÿฌํ•œ ์—ฌ๋Ÿฌ ๊ฐ€์ง€ ์†์‹ค์˜ ์›์ธ ์œผ๋กœ ๊ณจํ”„์žฅ์ด ํŒŒ์†๋˜์–ด ๋ฌธ์„ ๋‹ซ ์•„์•ผ ํ•  ๊ฒฝ์šฐ ๊ทธ๋กœ์ธํ•ด ๋ฒŒ์ง€ ๋ชปํ•˜ ๊ฒŒ ๋  ์ˆ˜์ž…(LossofIncome)๋„ ์‹ค์ œ ์„ธ๊ธˆ๋ณด๊ณ  ํ•œ ๋งŒํผ ๊ทธ ๋ฒ”์œ„ ๋‚ด์—์„œ(ActualLossSustained) ๋ณดํ—˜์„ ๋“ค ์ˆ˜ ์žˆ๋‹ค.

โ—†๊ณจํ”„์žฅ์˜ ์ฑ…์ž„๋ณดํ—˜

๊ณจํ”„์žฅ์˜ ์ฑ…์ž„์— ๋Œ€ํ•œ

์ผ๋ฐ˜ ์‚ฌ์—…์ฒด์˜ ๊ทธ๊ฒƒ๊ณผ ๋Œ€๋™์†Œ์ด ํ•˜๋‚˜, ํŠนํžˆ ๊ณตํ•ด์— ๋Œ€ํ•œ ์ฑ…์ž„ (PollutionLiability), ๋ฒŒ๋ ˆ ๋ฐ ์ œ ์ดˆ ์•ฝ์— ๋Œ€ํ•œ ์ฑ…์ž„(Pesticides andInsecticidesLiability), ์† ๋‹˜ ์ฐจ๋Ÿ‰ ์†์ƒ(Vehicle Damage causedbygolfcoursepatronsโ€™ golfballs), ์ „๋ฌธ๊ฐ€ ์ฑ…์ž„ (ProfessionalLiabilityforGolf Instructorsthatcoversbodily injuryorpropertydamage causedbytherenderingor failuretorenderprofessional servicesasagolfinstructor),

๊ฐ€ ๋ณดํ—˜๊ฐ€์ž…์ž(Additional Insuredthatincludesgolfpro, golfcartusers, clubmembers andvolunteers),

718-939-0900

edit@newyorkilbo.com

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