REAL ESTATE JOURNAL
FALL 2025
2. Your Net Worth is in Your Network: National REIA Membership Amplifies
How Embezzlement Hides in Plain Sight in Real Estate — And What to Do About it
3. NREIA Legislative Update
15. Pets in Rental Housing: A Growing Opportunity for Property Operators
5. In Loving Memory of National REIA’s Founder, Thomas Irving Hennigan 6. Communication is Key
17. Tips for Cleanring, Selling a Smoker’s House
8. Mamdani’s Rent Freeze Could Sink New York Landlords
19. Intelligent Financing for Today’s Investor: How HELOCs and IBC Give You an Edge in 2025
9. Fundamentals of SDIRA Private Lending
19. Doing Your Own Title Search
11. Million-Dollar Properties, Missing Millions:
Circulated To Over 40,000 Real Estate Investors Nationwide
$4.95
RE Journal
Member Spotlight
Vol. 10 Issue 4
Is Understanding ‘ROT’ the Key to Being a Better Investor? By Scot Aubrey
W Anthony Maggio
A
nthony Maggio is a seasoned entrepreneur and active wholesaler in the Greater Boston area. He launched his first business at the age of 23 and has built and sold multiple businesses during his 15 years in the food service industry and 15 years in the sales and distribution of commercial offset printing supplies. He is an active member of the Boston Real Estate Investors Association.
Please tell us a little about who you are and what you did before getting into real estate investing:
Rental Housing Journal, LLC 4500 S. Lakeshore Drive, Suite 300 Tempe, Arizona 85282
I grew up in a triple-decker house in East Boston. My dad died when I was four and as a result, my mother raised her two youngest children by herself. I now live in Southern New Hampshire with Clare, my wife of 39 years. Together, we raised two adult children who are on their way to building their own lives. Continued on Page 12
hen you hear the word “rot” in relation to real estate, all sorts of bad visions and horror stories immediately come to mind. In fact, that word often translates in our minds to money, as in, “How much is it going to cost me to repair whatever is rotting?” Allow me to introduce a new way of looking at this word in a much better way, one that when done right, can actually add to your bank account rather than being a drain on it. While every investor is intimately familiar with ROI — return on investment — which carries a great weight when evaluating a property, many may disregard an equally crucial factor, and that is ROT, or return on time. For purposes of this article, we will examine return on time to help you become an even more successful and satisfied investor.
Gut Reaction If you will, please take the next 30 seconds and stop reading. I want you
to think about your portfolio by specific address if you can and think of or say aloud the address of one of your investments.
How do you feel when you hear that address? Many of you probably have that “perfect” property that houses great tenContinued on Page 10
Supersizing Real Estate Investing with Catch-Up Contributions By Carl Fischer
M
ost real estate investors already know the power of using retirement dollars to build wealth. What few realize is that once you reach age 50, the IRS hands you a new tool, the ability to make “catchup contributions.” These extra dollars, when directed into a Self-Directed IRA (SDIRA), can create meaningful buying power for property deals, private lending, and other real estate strategies. At first glance, the numbers may not seem dramatic. For 2025, the standard IRA contribution limit is $7,000. But investors age 50 or older can add another $1,000 on top of that. And thanks to provisions in the SECURE 2.0 Act, individuals between the ages of 60 and 63 will Continued on Page 14
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