WE’RE HERE FOR THE LONG HAUL.
2016 RAM 3500 TRADESMAN® LOAD-LEVELING REAR AIR SUSPENSION 1
MAXIMUM 31,210 LB TOWING 2
IMPRESSIVE 7,390 LB PAYLOAD 3
Home builders face a demanding work site—and they demand the most from their work vehicles. That’s why we build Ram trucks to always be ready for the big job and never buckle under pressure. To help your business go the distance, FCA US LLC offers NAHB members, employees and family members a $500 cash allowance on select FCA US vehicles. Stack this offer with our On The Job program to get game-changing cash allowances on vehicle upfit and service. Use your NAHB membership to get the dependable power of Ram trucks and give it everything you need to get your job done. Whether your big job is next month or years away, trust the longestlasting pickup trucks4 to finish strong.
GE T A
$500 CASH ALLOWANCE
MOS T N ATION A L A ND LOCA L
INCENTIVES
ON MANY FCA US LLC VEHICLES.5
UP T O
$1,000 ADDITIONAL VEHICLE BENEFITS6
No-Extra-Charge 2-Year Gas/Diesel Lube-Oil-Filter Allowance
Up to $1,000 Commercial Equipment/Upfit Allowance
Up to $1,000 Commercial Graphics Program Allowance
$300–$1,000 Allowance on Select Mopar® Service Contracts
Visit NAHB.ORG/FCA for more details. FCA US LLC IS A PROUD AFFINITY PROGRAM PROVIDER FOR THE NATIONAL ASSOCIATION OF HOME BUILDERS.
1 Available feature. 2 Available Cummins® Diesel when properly equipped. 3 Payload based on available 6.4L gas V8. 4 Based on IHS Automotive VIO registration data for all brands of GVW 1-3 pickup trucks continuously sold in the U.S. since 1988, Dodge and Ram have the highest overall percentage still on the road. 5 Family members must reside in member’s same household. See dealer for allowance and eligibility requirements. 6 Upfit bonus must be used in conjunction with On The Job program. See dealer for On The Job eligibility requirements and offers. ©2017 FCA US LLC. All Rights Reserved. Chrysler, Dodge, Jeep and Ram are registered trademarks of FCA US LLC. FIAT is a registered trademark of FCA Group Marketing S.p.A., used under license by FCA US LLC. Cummins is a registered trademark of Cummins Inc.
BUILDER north coast building industry association
Table of Contents On the Cover
NEWSLETTER
North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).
Cover Story: Promoting Our Members
6
NCBIA Office
5201 Waterford Dr., Sheffield Village, OH 44035 Ph: 440.934.1090 Fax: 440.934.1089 info@ncbia.com www.ncbia.com
NCBIA Staff Executive Officer - Judie Docs judie@ncbia.com Promotions, Marketing & Creative Director - Kelli Moss kelli@ncbia.com
4
Welcome New Members and
9
Thank You For Renewing
2017 NCBIA Officers
President - Chris Majzun Jr., Majzun Construction Co. Vice-President - Jeff Hensley, Lake Star Building & Remodeling Associate VP - Liz Schneider, Dollar Bank Treasurer - Steve Fleming, Shamrock Development Secretary - Jeremy Vorndran, 84 Lumber Company Immed. Past President - Mary H. Felton, Fidelity National Title
2017 NCBIA Board of Directors
Letter from the President
OHBA Update
5
No EPA Land Grab
6
Promoting You & Your Company
6
Legislative Review
7
Builder Confidence on Upward Trend
8
Executive Officer’s Report
11
Best of Ohio Info
12-15
Members in Action
20-24
SMC St. Jude Dream Home Luncheon
21
Workers Comp Update 22 Spike Roster
23
Membership Drive Information
10
SMC May Luncheon Photo Gallery
24-25 35
2017 NAHB & OHBA Directors These are our members who represent our local industry in Washington DC and Columbus.
Ashley Caruso-Noe, Caruso’s Cabinets Mark Craig, Mark F. Craig, Esq. Chris Husted, Prete Builders Sara Majzun-Garwood, BCT Alarm Services, Inc. Keith Martin, MBD Homes Timothy McLaughlin, CFP®, Wells Fargo Advisors, LLC Shannon Niebes, Integrated Restoration Michelle Nowlin, First Federal Savings of Lorain Tom Sear, Ryan Homes Tyler Yost, Dale Yost Construction
2017 NAHB Directors
NCBIA Life Directors
OHBA Past Presidents
Mary H. Felton, Fidelity National Title Jeff Hensley, Lake Star Building & Remodeling
NAHB Alternate Director
Tom Caruso, Caruso’s Cabinets
Sr. NAHB Life Director & Ohio’s State Rep. to NAHB
Tom Caruso, Caruso’s Cabinets Mary H. Felton, Fidelity National Title Tom Lahetta, Tom Lahetta Builders, Inc. Chris Majzun Sr., Majzun Construction Co. Chris Majzun Jr., Majzun Construction Co. Randy Strauss, Strauss Construction Bob Yost, Dale Yost Construction
Randy Strauss
Strauss Construction
1975
Dan Strauss
Strauss Construction
1996
Dan Strauss 1975
Randy Strauss 1996
2017 OHBA Trustees Mary H. Felton Liz Schneider Keith Martin
Fidelity National Title Dollar Bank MBD Homes
OHBA Alternate Trustee Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.
may 2017
Tom Ostrander Tom Lahetta
84 Lumber Company Tom Lahetta Builders & Remodelers, Inc.
OHBA Area 2 Vice-President Mark Zolllinger
www.ncbia.com
Zollinger Builders
page 3
A Letter from the President by Chris Majzun, Jr., Majzun Construction Co.
Homeownership Remains a Key Part of the American Dream I would like to start my article with a quote in honor of Memorial Day - - “Our debt to the heroic men and valiant women in the service of our country can never be repaid. They have earned our undying gratitude. America will never forget their sacrifices.” – President Harry S. Truman, and I believe I can speak for everyone in this association and say Thank You for Your Service. We have many freedoms living in this great country, and one is the ability to purchasing a home. Homeownership is more than a financial investment, owning your home means owning your future. A place to raise your family. Fulfill your dreams and create strong communities, during National Homeownership month in June. Let’s reflect on just what this means: • Homeownership is the foundation of the American Dream. • Most Americans consider homeownership to be the single best long-term investment and a primary source of financial security. • Owning your home means owning your future — a place to raise your family, fulfill your dreams and create strong communities. • Over the long term, homeownership is a solid stepping stone to a future of financial security. The equity accumulated over years of homeownership can be used to help pay for college, to downsize into a retirement home, or for a range of future financial needs. • The nation’s housing and homeownership policies over the last century have contributed to the growth of the middle class and helped the United States become the most dynamic economy the
world has ever seen. • Housing is also vitally important to local, state and national economies. It is critical that homeownership remains attainable and that access to safe, decent and affordable housing remains a national priority. • Fully 15 percent of the U.S. economy relies on housing and nothing packs a bigger local economic impact than home building. • Constructing 100 new single-family homes creates 297 full-time jobs, $28 million in wage and business income and $11.1 million in federal, state and local tax revenue. • A healthy housing industry means more jobs and a stronger economy. Home building increases the property tax base that supports local schools and communities. • Housing, like no other sector, is “Made in America.” Most of the products used in home construction and remodeling are manufactured here in the United States. With we all should be proud to be a part of an industry and an association that is dedicated to the advance of the building industry, its members, and the communities it serves.
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may 2017
NAHB Members Benefit with Houzz
OHBA Update by Vincent J. Squillace, CAE, OHBA Exec. VP
WATCHING THE STATE BUDGET PROCESS - Ok, it’s not fun. But, the process as it unravels reveals a lot about the state of state government. These are good lessons as indicators of the attitude of the government machinery for the next two years. Remember now, there are billions of dollars at play and ALL the players are elected officials. Having seen many, there is one constant; in good times passage is easy, likewise, as the economy dips, so does the fun around here. Recent revenue projections are just beginning to prove that the Ohio despite a lot of chugging, the economy has struggled to keep up. This slide is more than 20 years in the making. Exacerbating things this year is that revenue projections are sinking faster than planned. While the legislature must pass a balanced budget, many groups ask for more money every budget. In tough times leadership comes to the fore. Not taking shots at anyone here but the House leadership struggled mightily to achieve passage. The final bill contains dozens, if not hundreds, of amendments unrelated to financing state government. The need for all the riders is to secure enough votes to get it passed. As the Senate received the bill they quickly reported the House projections were of whack a hundred or more million bucks.
25,000+ NAHB members are taking advantage of the strategic alliance with Houzz to showcase their work, build their brand, and reach new clients. Are you? NAHB Member Benefits Include: • Free access to Houzz Concierge Service for one-on-one support • Exclusive discounts on local advertising to reach homeowners in your area • Shop Houzz product discounts for you and your clients Create your professional profile today or learn more at houzz.com/nahbmembers.
WE’RE HERE FOR THE LONG HAUL.
It is an ancient legislative game to stick the second house with having to make many tough changes. The Senate now is considering the two year budget. Enough on that, but one area which becomes clearer each day is that term limits has narrowed the field of legislators who have limited experience to deal with such matters. While many are dedicated public servants they just are learning as they go along on this bumpy road. There are times such as now that experience and know how is needed. You can’t always get what you want. Our initial review of the document has revealed some flaws which we will ask to be corrected. In the meantime all members should pay attention to what happens here, Washington DC and city hall. It also pays to stay in contact with your representatives to government as you one day may need to give them a call on items of interest to you.
RAM® 3500
Home builders face a demanding work site— and they demand the most from their work vehicles. Use your NAHB membership to get the dependable power of Ram trucks—and give it everything you need to get your job done.
GET A
$500 CASH ALLOWANCE
ON MANY FCA US LLC VEHICLES.1
UP TO
$1,000 ON THE JOB BENEFITS
2
M O S T N AT I O N A L A N D L O C A L
INCENTIVES
Visit NAHB.ORG/FCA for more details.
FCA US LLC IS A PROUD AFFINITY PROGRAM PROVIDER FOR THE NATIONAL ASSOCIATION OF HOME BUILDERS.
1 Family members must reside in member’s same household. See dealer for allowance and eligibility requirements. 2 Upfit bonus must be used in conjunction with On The Job program. See dealer for On The Job eligibility requirements and offers. ©2017 FCA US LLC. All Rights Reserved. Chrysler, Dodge, Jeep and Ram are registered trademarks of FCA US LLC. FIAT is a registered trademark of FCA Group Marketing S.p.A., used under license by FCA US LLC.
NAHB Member Advantage Discounts
NAHB Member Advantage gives members an easy way to reduce expenses, maximize profits and increase efficiency. Through agreements with leading national companies, NAHB offers exclusive discounts on a variety of products and services that can benefit your business, employees and family. In the past year, members have saved over $17M through Member Advantage. For the most up-to-date information about which companies are offering discounts as well as detailed information on how to access the savings, please visit www.nahb.org/ma.
may 2017
www.ncbia.com
page 5
U.S. House Says ‘NO’ to EPA Land Grab
Promoting YOU & YOUR Company Right!
NAHB today commended the House for passing legislation that would prevent the Environmental Protection Agency and U.S. Army Corps of Engineers from vastly increasing federal jurisdiction over the nation’s waterways and wetlands without going through the proper rulemaking process.
Entertainment personalities and celebrities have a keen ability to promote themselves. Some use talk shows and late night television to promote their latest ventures. Sometimes, as normal businesses, we have a harder time doing this. You need your own version of a talk show or late night TV to help you promote yourself, and that’s where the NCBIA comes in.
“This legislation would prevent a federal land grab that would raise housing costs and harm conservation, water quality, job growth and economic development.” Said NAHB Chairman Tom Woods Approved by a bipartisan vote of 261 to 155, H.R. 1732, the Regulatory Integrity Protection Act, would require EPA and the Corps to withdraw their proposed rule and develop a new plan in consultation with state and local governments and other affected stakeholders, including the small business community. Fight, Fight, Fight for Sensible Building Codes NAHB’s continual efforts to ensure that building codes promote safety and energy efficiency — but always keeping affordability in mind — were on display in April when the International Code Council (ICC) Group A Committee Action hearings were held.
While we aren’t a late night talk show who can tell you which celebrity is dating which NBA star, we can help you promote yourself and your company to others both within the association and out. We have multiple opportunities for you to use in this effort. You can do it through advertising (paid and unpaid), you can do it through logo exposure as a featured listing on our website, or you can do it for ZERO cost by submitting information for the NCBIA Blog. If your company has information to share with the general public that is timely, forward that info to kelli@ncbia.com with the subject line “Blog Story.” I will be able to put this info up on our blog and it will also be used on our Facebook page and our Twitter page. Looking for another way? Send me what’s going on in your company and we’ll include you in the Members in the News section of our weekly e-Update. That is also a ZERO cost way of promotion. Are you ready to hire more help? Use our free Job Listing Service to hire your next employee. More information on this is available by contacting the NCBIA office at (440) 934-1090.
NEW HOME BUYERS LIMITED WARRANTY BOOKS NOW AVAILABLE Warranty book Updated and Available FOR ONLY $20 EACH! In a binder so you can include other walkthrough documents, warranties, etc. Email your order to kelli@ncbia.com or call the NCBIA Office at (440) 934-1090 page 6
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may 2017
Legislative Review MAY 25, 2017- REPORT #5 The General Assembly is expected to remain in Columbus, full time, until the end of June. June 30th is the end of the state fiscal year and a new two year budget must be in place by July 1st. There is, reportedly, a billion dollar or so deficit which has to be filled according to the Senate where the bill is now pending. A lot of things will be discussed before the Senate passes its version of the budget. The legislature will be passing a slew of bills in the meantime. Trades licensing and prohibition on the use of subcontractors For some time now, we have been working on an interpretation of the state trades licensing board that those holding a license may NOT use unlicensed subcontractors. According to them, the subs are allowed if they are licensed in the same trade (remember they may not use subs as well). An exception is the licensed trades company may hire part time help from a recognized temporary employment company.
Residential Mortgage Lending Act for the purpose of regulating all nondepository lending secured by residential real estate and to limit the application of the current Mortgage Loan Law to unsecured loans and loans secured by other than residential real estate. As explained by the sponsor and proponent testimony given by the Ohio Mortgage Bankers Association, the bill responds to confusion arising from examiners’ interpretations of the current law. The proposal specifies that all mortgage loans - both first and second liens - secured by residential real estate would fall under a single section (ORC 1322) of the law, rather than a different section (ORC 1321) that would cover loans secured by non-real estate collateral and unsecured loans. The bill would have mortgage bankers and mortgage brokers secure licenses under ORC 1322, eliminating a mortgage banker exemption and giving the Division of Financial Institutions authority over all mortgage bankers and mortgage brokers.
A question remains where a municipality requires a state trades license HB 211 HOME INSPECTORS (Hughes, J.) To require the licensure in lieu of a local license, even if the builder, or sub, is working on a 1-2-3 of home inspectors and to create the Ohio Home Inspector Board to family building; does the restriction on the use of sub-contractors apply? regulate the licensure and performance of home inspectors. We are not sure. The House committee heard sponsor testimony this week on HB 211 We disagree with this overly broad interpretation. We are also working to license home inspectors. The sponsor explained the area of home with the legislature for remedial action as legislative sponsors of the inspection is one of the only areas of inspection not currently performed offending law claim that was never the intent of the enactment. The by licensed inspectors. The bill is expected to receive more hearings in problems have come to light with the introduction of HB 164-Patton- the coming weeks. Cleveland, which proposes to license commercial roofers (this includes Please feel free to contact OHBA with any questions. condos and apartments). According to past witnesses who support the bill, the intent is to limit OHBA SUMMER BOARD MEETING commercial roofing to companies who do not use subcontractors. We have had discussions with the chair of the committee and sponsor about Save the date for June 27th-28th for OHBA’s Summer Board Meeting at our concerns. A proponent told us all a sub has to do is pay the fee and the Marriott of Dayton University. get a license (which requires passing the test as well). We disagree, of course. It is important you contact us or your legislator if you have Contact OHBA with any questions, at (800) 282-3403 ext. 1. concerns. OTHER ACTION HB 213 REAL ESTATE APPRAISERS (Dever, J.) To change the definition of “appraisal” for purposes of the Real Estate Appraiser Licensing Law, to make changes to certain procedures and the exceptions to licensure under that law, to regulate appraisal management companies, and to declare an emergency. During sponsor testimony this week, Rep. Jonathan Dever (R-Cincinnati) explained the bill would bring Ohio into compliance with federal law regarding appraisal management companies, referencing minimum standards under Dodd Frank. According to both the sponsor and stakeholders pushing the bill, language is required for Ohio lenders to continue to be able to use AMCs to facilitate Federally Related Transactions in our state. Further hearings are scheduled on the bill next week. HB 199 MORTGAGE LENDING (Blessing, L.) To create the Ohio may 2017
www.ncbia.com
page 7
Builder Confidence Continues on Upward Trend by Robert Dietz In a further sign that the housing market continues to strengthen, builder confidence in the market for newly-built single-family homes rose two points in May to a level of 70 on the National Association of Home Builders/Wells Fargo Housing Market Index (HMI). This is the second highest HMI reading since the downturn. The HMI measure of future sales conditions reached its highest level since June 2005, a sign of growing consumer confidence in the new home market. Especially as existing home inventory remains tight, we can expect increased demand for new construction moving forward. Builders, however, continue to deal with shortages of lots and labor and increasing building material costs. Derived from a monthly survey that NAHB has been conducting for 30 years, the NAHB/Wells Fargo Housing Market Index gauges builder perceptions of current single-family home sales and sales expectations for the next six months as “good,” “fair” or “poor.” The survey also asks builders to rate traffic of prospective buyers as “high to very high,” “average” or “low to very low.” Scores for each component are then used to calculate a seasonally adjusted index where any number over 50 indicates that more builders view conditions as good than poor.
points to 76. Meanwhile, the component measuring buyer traffic edged one point down to 51. The three-month moving averages for HMI scores posted gains in three out of the four regions. The Northeast and South each registered threepoint gains to 49 and 71, respectively, while the West rose one point to 78. The Midwest was unchanged at 68. More detail on the HMI can be found at nahb.org/hmi.
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Two of the three HMI components registered gains in May. The index charting sales expectations in the next six months jumped four points to 79 while the index gauging current sales conditions increased two
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page 8
www.ncbia.com GK ads for NAHB FINAL.indd 2
may 2017 12/10/15 12:01 PM
Welcome New Members
Lester Morris Amherst Electric LLC 440-213-7328 Sponsored by: Sara Majzun-Garwood, BCT Alarm Services, Inc.
Ashley Gerber Howard Hanna 216-577-7254 Sponsored by: Linda LaFleur, Howard Hanna
Marcus Born Born Builders 440-965-8393 Sponsored by: Jack Kousma, Kousma Insulation
Brad Bristow Jackson Dieken & Associates 216-394-1453 Sponsored by: Sara Majzun-Garwood, BCT Alarm Services, Inc.
Jerry Caruso Caruso’s Cabinets 440-937-9363 Sponsored by: Ashley Caruso-Noe, Caruso’s Cabinets
Austin Merk Maloney + Novotny 513-317-3244 Sponsored by: Chris Mead, Maloney +Novotny
Victoria Caruso-Noe Caruso’s Cabinets 440-937-9363 Sponsored by: Ashley Caruso-Noe, Caruso’s Cabinets
Gary Morgan Meritech, Inc. 216-324-0327 Sponsored by: Sara Majzun-Garwood, BCT Alarm Services, Inc.
Ashu Howard First Federal Savings of Lorain 440-670-5962 Sponsored by: Michelle Nowlin, First Federal Savings of Lorain
Andrea Coates Paychex 440-836-2151 Sponsored by: Sara Majzun-Garwood, BCT Alarm Services, Inc.
Sharmaine Dixon First Federal Savings of Lorain 440-282-6072 Sponsored by: Michelle Nowlin, First Federal Savings of Lorain
may 2017
www.ncbia.com
page 9
Thank You for Renewing Your Membership Alexis Concrete Enterprise, Inc., Ed Machovina
Kaminski Roofing, Inc., Gary Kaminski
Carter Lumber, Charlie Ash
Kopf Construction, Bucky Kopf
Carter Lumber, Chris Collins
Lorain Glass Company, Inc., Kevin Sofranko
Charles, Morgan & Company, Mike Chambers
Majzun Construction Company, Chris Majzun Jr.
Custom Gutter & Exteriors, Charles Hewitt
Majzun Construction Company, Chris Majzun Sr.
Electrical Accents, James Traut
Marketplace Events, Cleveland Home Show, Cathy Berthold
Erie Shores Contracting, LLC, Mike McCourt
Midwest Siding Company, Jerry Vessalo
Gill Construction, Inc., William Gill
RKS Power Solutions, Ken Smith
Grande Maison Construction Company, LLC, Aaron Kalizewski
Randy Sherrill Construction Company, Randy Sherill
Green Impressions, Joe Schill
Sandusky Register, Bill Ney
Howard Hanna, Linda LaFleur
Slimans Lumber, David Sliman
J.L. Reichert, Inc., Jeff Reichert
Strauss Construction, Randy Strauss
James Home Construction, LLC, Eddie James
Weathertight Construction, Inc., D. Mark Clement
KB Sherrill Construction, Keith Sherrill
April Rebound for CPI
Reprinted from NAHB by Jing Fu The Bureau of Labor Statistics (BLS) reported that the Consumer Price Index (CPI) rose in April. The CPI rose at a seasonally adjusted annual rate of 2.0% in April, after the 3.4% decline in March. Excluding the volatile food and energy components, “core” CPI increased at a seasonally adjusted annual rate of 0.9%, following the 1.5% decrease in March. The price index for a broad set of energy sources increased at a seasonally adjusted annual rate of 14.6%, after the sharp decline in March. The index for food and beverages rose at a seasonally adjusted annual rate of 2.5% in April, after the 4.1% increase in March. Increases in energy prices and the index for food and beverages contributed to the increase in overall prices. Despite decreases in indexes for medical care, apparel, new vehicles, recreation and communication, increases in other indexes, like the shelter index and the tobacco index, pushed core inflation back to positive. Snapshot of Definitions
Local
HBA
Economic
and
Housing
Statistics
Population – Population is a count or estimate of the number of individuals residing in the specified geography. The higher the rank, the higher the population compared to other HBAs. Number of OwnerOccupied Housing Units – An owner-occupied housing unit is a house, an apartment, a mobile home or trailer, a group of rooms, or a single room that is occupied. A high rank indicates more owner-occupied housing units.
Homeownership Rates – The homeownership rate is calculated by taking the total number of owner-occupied units divided by the total number of occupied units. A high homeownership rate implies a low rental rate. A high rank indicates a high homeownership rate. High home ownership rates are frequent in less urban areas, moderately priced areas and where fewer moves occur. Homeowner Vacancy Rates – The homeowner vacancy rate is calculated by taking the total number of vacant units intended for owneroccupancy divided by the total number of owner-occupied and vacant units. A low vacancy rate indicates a tight housing market where demand for owner-occupied units is high relative to supply. Single-Family Concentration – The share of homeowners living in single-family detached housing is calculated by taking the total number of single-family detached units divided by the total number of owneroccupied units. A high rank indicates a high concentration of singlefamily homes. Lower rates are typical of more urban locations with denser developments. Value of Home Owned – The figure provides for all owner-occupied housing units the median home value. These figures along with income are critical components of housing affordability. The higher the rank, the higher the median value compared to other HBAs. Income of Homeowners – The figure provides for all owner-occupied housing units the median income of the householder and all other individuals in the household. The higher the rank, the higher the median income compared to other HBAs. Share of Homes Recently Built – The share of new owner-occupied units is calculated by taking the total number of owner-occupied housing units built since 2000 divided by the total number of owner-occupied housing units. The number indicates how fast the stock of owneroccupied housing is growing. The higher the rank, the higher the share of homes built since 2000 compared to other HBAs. Higher shares are continued on page 16
page 10
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may 2017
Executive Officer’s Report
by Judie Docs, CSP, MCSP, MIRM, CMP, CGP
Nineteen award winners showcased some of our HBA of Dayton state’s finest residential craftsmanship and design ZENGEL GROUP in 2016. This was the first annual Best of Ohio • Best Entire Home Renovation, up to $250,000 Homes Awards program held by the Ohio Home Builders Association (OHBA). This program North Coast BIA recognized excellence among builders, remodelers, developers and GRANDE MAISON BUILDERS associates throughout the state. • Best Custom Home, 3501-5000 sq. ft. • Best Interior or Product Design, over 5000 sq. ft. HBA of Greater Cincinnati • Best Specialty Room or Project, $75,001-$100,000 M/I HOMES OF CINCINNATI, LLC • Best Interior or Product Design, up to 2500 sq. ft. Once again in 2017 we are having this program and we are looking forward to another exciting field of entries. HBA of Greater Cleveland ALEXANDRA FINE HOMES Key dates as follows: • Best Custom Home, 2501-3500 sq. ft. • Projects must be completed between: • Best Outdoor Living Space, up to $50,000 July 1, 2016 and September 1, 2017 B.R. KNEZ CONSTRUCTION, INC. • Entry Deadline: Monday, September 2, 2017 • Best Townhome/Condo/Villa, up to 2500 sq. ft. • Upload Deadline: October 9, 2017 MAKOSKI CONSTRUCTION AND REMODELING • Best Entire Home Renovation, $500,001-$750,000 Building is coming back strong and this allows us to showcase builders OTERO SIGNATURE HOMES that are doing outstanding work and giving them a chance to compete • Best Specialty Room or Project, over $100,000 with their peers. We are hoping to encourage young people to consider RELIEF PROPERTIES residential construction as a great career choice - - salaries are good • Best Custom Home, up to 2500 sq. ft. and climbing due to the current workforce shortage.
may 2017
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April Rebound for CPI (continued from p. 10)
indicative of faster growing, more recently developed areas while lower shares are signs of areas with slow or little growth. Single-Family Permits Issued – The figure shows the number of building permits issued on new privately-owner residential construction for single-family housing units. The higher the rank, the more singlefamily permits issues compared to other HBAs. The number of permits per 1,000 population is another indicator of growth; the higher the ratio, the greater growth and growth potential. SF Permits Change from 2013 – The figure is calculated using the annual statistics for single-family permits issued in 2013 and 2014. The higher the rank, the higher the percent change in single-family permits issues from 2013 compared to other HBAs. Multifamily Permits Issued – The figure shows the number of building permits issued on new privately-owner residential construction for multifamily housing units. The higher the rank, the more multifamily permits issues compared to other HBAs. MF Permits Change from 2013 – The figure is calculated using the annual statistics for multifamily permits issued in 2013 and 2014. The higher the rank, the higher the percent change in multifamily permits issues from 2013 compared to other HBAs. Rank - The rank of the HBA in each category is out of a universe of 671. For more information about this item, please contact Robert Dietz at 800-368-5242 x8285 or via email at rdietz@nahb.org. The table allows you to compare local housing markets statistics of your association geography to state and national figures. HBA Name: North Coast BIA State: OH HBA Number: 3636 Population - Local: 438,067 Population - HBA Rank: 147 Owner-Occupied Housing Units - Local: 122,231 Owner-Occupied Housing Units - HBA Rank 137 Homeownership Rate (%) - Local: 71.21% Homeownership Rate (%) - HBA Rank: 275 Homeowner Vacancy Rate (%) - Local: 1.92% Homeowner Vacancy Rate (%) - HBA Rank: 392 Percent Single-Family Detached (%) - Local: 90.95% Percent Single-Family Detached (%) - HBA Rank: 111 Median Home Value - Local ($1,000) - Local: 133.51 Median Home Value - Rank ($1,000) - HBA Rank: 352 Median Income of Home Owners - Local ($1,000) - Local: 63.86 Median Income of Home Owners - Rank ($1,000) - HBA Rank: 223 Percent Built 2000 or Later (%) - Local: 14.51% Percent Built 2000 or Later (%) - HBA Rank: 421 Single Family Permits 2014 - Local: 762 Single Family Permits 2014 - HBA Rank: 189 SF Permit Percent Change from 2013 (%) - Local: -0.78% SF Permit Percent Change from 2013 (%) - HBA Rank: 340 Multi Family Permits 2014 - Local: 160 Multi Family Permits 2014 - HBA Rank: 238 MF Permit Percent (%) Change from 2013 - Local: 9% MF Permit Percent (%) Change from 2013 - HBA Rank: 272 Population - State: 11,560,380 Owner-Occupied Housing Units - State: 3,056,206 page 16
Homeownership Rate (%) - State: Homeowner Vacancy Rate (%) - State: Percent Single-Family Detached (%) - State: Median Home Value ($1,000) - State: Median Income of Home Owners ($1,000) - State: Percent Built 2000 or Later (%) - State: Single Family Permits 2014 - State: SF Permit Percent Change from 2013 (%) - State: Multi Family Permits 2014 - State: MF Permit Percent (%) Change from 2013 - State: Population - US: Owner-Occupied Housing Units - US: Homeownership Rate (%) - US: Homeowner Vacancy Rate (%) - US: Percent Single-Family Detached (%) - US: Median Home Value ($1,000) - US: Median Income of Home Owners ($1,000) - US: Percent Built 2000 or Later (%) - US: Single Family Permits 2014 - US: SF Permit Percent Change from 2013 (%) - US: Multi Family Permits 2014 - US: MF Permit Percent (%) Change from 2013 - US: Counties:Erie-Huron-Lorain Identifier:
66.88% 2.03% 89.43% 129.60 62.91 12.13% 12,535 -1.43% 7,337 2.10% 314,107,084 74,787,460 64.35% 2.07% 82.26% 175.70 68.14 17.13% 634,597 2.22% 411,766 11.28% 447
NAHB constructs a “real” rent index to indicate whether inflation in rents is faster or slower than overall inflation. It provides insight into the supply and demand conditions for rental housing. When inflation in rents is rising faster (slower) than overall inflation, the real rent index rises (declines). The real rent index is calculated by dividing the price index for rent by the core CPI (to exclude the volatile food and energy components). After declines during the recession, inflation in real rents accelerated from 2012 to 2014, a period of strong recovery in the multifamily sector, reaching a peak average annual rate of 1.7% in 2014. In 2015, real rent inflation slowed down slightly, averaging 1.6%. In April of 2017, the real rent index rose at a seasonally adjusted annual rate of 2.8%, slower than the 4.9% increase in March.
www.ncbia.com
may 2017
Remodeling by Generational Composition of the Household by Michael Neal Analysis of data from the most recent release of the American Housing Survey indicates that households with two generations and those with three generations tended to remodel more than households with only one generation. Within two-generation households, however, those that include a generation older than the household head were less likely to remodel, but tended to spend the most when they did remodel.
The distribution of remodeling homeowners is fairly similar to the distribution of homeowners in general, but there are some minor differences. One generation households and households that include one generation older than the household head accounted for slightly smaller proportions of remodeling households. In contrast, households that include one generation younger than the household head and households with three or more generations accounted for somewhat A traditional source of data on remodeling in owner-occupied housing larger proportions. is the American Housing Survey(AHS, funded by HUD and conducted in odd-numbered years by the U.S. Census Bureau). The latest (2015) In other settings, the Census Bureau has labelled households with three iteration of the AHS included a new variable on number of generations or more generations multi-generational. The relatively small 3.4 percent in the household. of remodeling households attributable to multi-generational households by this definition is consistent with last week’s post, which found that “to Based on NAHB tabulation of the 2015 data, the pie charts below show accommodate multi-generational living” was one of the less common the distribution of home owners in these new AHS categories, as well as reasons to remodel. the distribution of those who remodeled. As the figure shows, 58 percent of owner-occupied households are composed of only one generation An alternative approach to the data is to measure the proportion of such as one-person or each household-type that engages in remodeling. The AHS captures married households. remodeling over a two-year period, and this is divided by 2 in order Thirty-eight percent to measure the one-year include the head of a likelihood of remodeling household and one shown below. younger generation, typically a family As the figure shows, 28 with a child(ren) o r percent of one-generation young adults living with parents. An additional 1.1 percent of owner- households were likely to occupied households are composed of a householder and one older remodel over the course of generation while 3.2 percent are made up of three or more generations. a year. The tendency to remodel was somewhat higher for most twogeneration and three generation households. Of the categories shown above, the one with the lowest tendency to remodel were households that included one generation older than the household head—which, as the previous figure has shown, account for only about one percent of all home-owning households. As the next figure shows, one-generation households spent on average $10,010 on remodeling,* and two-generation households spent a similar amount. Within two-generation households, however, those that include a generation older than the household head—the ones least likely to remodel— tended to spend the most when they did remodel. Meanwhile, households composed of three or more generations, which had a higher likelihood of remodeling, tended to spend the least on their projects. * The total number of projects was also calculated from the AHS over a two-year period and then divided by 2. Total expenditures were calculated from the AHS over a two-year period and then multiplied by .513, the percent of retail sales of building materials over 2014 and 2015 that took place in 2015. page 18
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may 2017
MODERN VISION
Napoli Cherry Tuscan
Add a progressive and contemporary update and do it with the confidence of KitchenCraftŽ cabinetry—a name you trust and quality you know. Featuring frameless construction to utilize space to the max. Sims-Lohman has all the collections offering thousands of choices to meet any lifestyle or taste preference.
www.Sims-Lohman.com
Mark These Dates in Your Calendar
Members in Action
Check the website at www.ncbia.com for up to date changes, additions and corrections to these events!
Pogie hosted a “soft opening” on Thursday, May 25th. Our Executive officer and several of our members attended.
JUN 02 - Membership Cookout Pogie’s Catering in Amherst 11:30am JUN 14 - Golf Committee 9:00am JUN 15 - SMC Steering Committee 11:00am JUN 15 - SMC Builder Networking Luncheon St. Jude Home 11:30am JUL 12 - Executive Committee 3:30pm JUL 12 - Board of Directors Meeting 5:00pm AUG 04 - Golf Classic - Sweetbriar Golf Course All Day Long AUG 24 - Night at the Crushers - Hosted by YP 7:00pm SEP 04 - Labor Day - Office Closed SEP 09 NCBIA Softball Game - Amherst Township Park SEP 13 - Board of Directors Meeting 5:00pm OCT 07 - Clambake - Amherst Eagles
NMLS # 596593 Member FDIC
Your Community Lender
www.fflorain.bank
Our very own “Pogie” of Pogie’s catering Opens a new location in Amherst! Pogie’s Clubhouse, which is owned and operated by Bob Pogorelc “Pogie” and his son James has opened it’s doors in Amherst. The new business is called Pogie’s Clubhouse on Jefferson and this will be where the operations for Pogie’s Catering will be housed.
As we all know, their most-requested specialty is the lemonherb grilled chicken. Our members know and love this specialty and will be excited to be able to get it more often. For information, please visit Pogie’s Catering on Facebook, www.pogiescatering.com or call (440) 864-4654.
Make CommStar Credit Union Your
Y DA LS E ON OVA R APP
Call for Lending Needs CommStar Credit Union is a local lender meaning a exible underwiting and decision process, with FAST turn-around times in as few as 14 days for construction loans! First Mortgages up to 95% LTV! Fixed Rate and Variable Home Equity Loans up to 100% LTV Construction/Portfolio/Jumbo Loans Home Affordable Reenance Program (HARP Loans) with no LTV restrictions Government Loans (FHA/VA/USDA/Reverse Mortgages) Low consumer costs structure If you are currently doing business with CommStar we thank you, and look forward to continuing to build our relationship in the future. If you have not experienced our dedicated and experienced staff, we look forward to doing business with you soon!
5609 West Erie Avenue 832 Cleveland Street Lorain, OH 44053 Elyria, OH 44035 36500 Detroit Road Avon, OH 44011 By member’s choice, your deposits are insured up to $250,000 per account by American Share Insurance. This institution is not federally insured.
Members’ accounts are not insured or guaranteed by any government or government sponsored agency.
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may 2017
may 2017
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Workers Comp Updates Summer is always such a busy time...that means vacations, picnics, and fun in the sun. It also means potential for heat related work injuries and illness. Attached is an OSHA Fact Sheet that we encourage you to review and hopefully get a jump start on preventing those illnesses and injuries this year. Upcoming Deadlines: May 31, 2017 o Drug-Free Safety Program (DFSP) application deadline for a 7/1 start date. o Industry Specific Safety Program (ISSP) application deadline for a 7/1 start date. o Application deadline for the Transitional Work Bonus (TWB) for a 7/1 start date.
the notice. Failure to do so may result in unemployment benefits being granted to the claimant by the Ohio Department of Job and Family Services (ODJFS). If the claim is allowed, the claimant can collect up to 26 weeks of unemployment. Avoid paying unemployment anytime possible to help control your unemployment tax rate. For additional information on controlling your unemployment expenses contact Kammy Staton at 614.526.7165 or Kammy.Staton@careworkscomp.com. BWC News: Due to the BWC adding security measures, be prepared to enter your federal tax identification number when calling them to discuss any policy or claim issues.
June 30, 2017 o Deadline to complete safety council participation requirements (attend 10 out of 12 meetings in the preceding year, or the equivalent). o Deadline to complete Industry Specific Safety Program (ISSP) Cost Containment Strategies: In March, we explained a cost loss prevention activities. containment strategy called handicap reimbursement. This month we would like to offer information about another cost inhibitor we have in our Program Compatibility: With the above discount program deadlines arsenal, which is a lump sum settlement (LSS). A lump sum settlement coming up, it seems like a good time to include a chart showing the is an agreement between the employer, injured worker, and the BWC compatibility of the BWC discount programs (please see attachment), for a lump sum payment to settle one or more workers’ comp claims. such as ISSP and TWB, with the various BWC alternative rating Settling a claim prevents future costs being added the claim, fixes the programs, such as Group Rating and Group Retrospective Rating. current costs (note that the settlement amount is added to the current Please keep in mind that certain Destination Excellence discounts are costs), and removes the reserve. automatic, namely the “Go Green” discount (every premium payment made online) and the “Lapse-Free” discount (no lapses for the 60 Generally, in a settlement, the following should be considered: months prior to the start of the policy year). The CareWorksComp team Is the injured worker still employed, working, able to work, or is always happy to help you understand which programs can provide disabled? your company with the best savings opportunities for your company. What future medical costs will be accrued? Will settlement of the claim create a positive financial outcome Manual Classification Changes Coming to the Transportation for your company’s risk experience? Industry: Manual Classification changes are coming which will impact Should it be a full (settling all medical and compensation) or workers’ compensation premiums for Transportation related businesses. partial settlement (settling only certain conditions in the claim)? Following a review, the National Council on Compensation Insurance (NCCI) is combining the current Short Haul (7228) and Long Haul It is our job as your TPA to look for claims where settlement may be a (7229) manual classifications into one class: Trucking (7219), as well good path to take. When we find a claim that may be ripe for settlement as, establishing a new national code for Automobile Towing & Drivers we will discuss the potential with you, and what range of settlement to (7225). Please see the attached article for more information. offer the injured worker. It depends on the circumstances and we look at each case individually. If you have any questions about our philosophy Unemployment Cost Control Tip: towards different cost containment measures, feel free to ask your If an employee gives notice of their intention to quit, be sure to allow the CareWorksComp Account Executive. employee to work out their notice or pay them for the duration of
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may 2017
THANK YOU SPIKES!
STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost.......................Dale Yost Construction............................ 599.75 SUPER SPIKE (250-499 SPIKE CREDITS) Mary H. Felton...........Fidelity National Title............................. 354.50 Terry Bennett...............Bennett Builders....................................... 297.75 ROYAL SPIKE (150-249 SPIKE CREDITS) Jack Kousma...............Kousma Insulation................................... 231.00 Chris Majzun Jr. .........Majzun Construction............................... 224.00 Bill Perritt....................Perritt Building Co................................... 220.50 Bucky Kopf..................Kopf Construction Corp......................... 189.50 Randy K. Strauss........Strauss Construction............................... 174.50 Bill Comerford............Hovey Kaiser Insurance Associates...... 173.00 Jeff Hensley.................Lake Star Building & Remodeling......... 158.75 RED SPIKE (100-149 SPIKE CREDITS) Tom Lahetta................Tom Lahetta Builders.............................. 132.00 Chris Majzun Sr..........Majzun Construction............................... 101.00 GREEN SPIKE (50-99 SPIKE CREDITS) Patrick Shenigo...........ShenCon Construction, LLC.................. 94.50 Thomas Caruso...........Caruso’s Cabinets.................................... 91.75 Tom Sear......................Ryan Homes............................................. 89.75 Mike Lapos..................Lapos Construction................................. 74.00 Tim Conrad.................Graves Lumber......................................... 67.00
Chris Mead..................Maloney & Novotny, LLC...................... 63.50 Aaron Kalizewski.......Grande Maison Construction................. 53.50 Sara Garwood.............BCT Alarm Services................................. 51.50 Ray Allen Thom..........Thom Concrete ........................................ 50.00 LIFE SPIKE (25-49 SPIKE CREDITS) Jason Scott...................North Star Builders.................................. 35.50 Steve Schafer...............Schafer Development.............................. 30.50 Jeremy Vorndran........84 Lumber................................................. 29.50 BLUE SPIKE (6-24 SPIKE CREDITS) Liz Schneider..............Dollar Bank............................................... 18.50 Ken Cassell..................Cassell Construction................................ 13.50 Jason Higgins..............Sunnyside Chevrolet............................... 14.00 Michelle Nowlin.........First Federal Savings of Lorain.............. 10.50 Tom Ostrander............84 Lumber Co........................................... 10.00 Tami Lanphere............Town Money Saver.................................. 10.00 Jeff Lugar.....................ABC Supply Co........................................ 9.0 Keith Martin................MBD Homes............................................. 9.0
Our SPIKES are Our FOUNDATION
2017 Membership Drive
by Sara Majzun-Garwood - Membership Chairman
HBI RECEIVES GRANT FROM PRUDENTIAL FINANCIAL TO TRAIN TRANSITIONING SOLDIERS AT FORT BLISS
Our membership drive is off to a fantastic start! The association has brought in 41 new members. I am HBI’s Military and Veterans Program will expand to Fort Bliss in El Paso, proud to announce that we are only 15 members Texas thanks to a grant from the Prudential Insurance Company of away from our goal for the year! America. The funds will support the establishment and operation of HBI’s building and construction trades training program on the army base. We are starting to see an influx of young professionals here at the Separating soldiers within 180 days from discharge can participate in the NCBIA which is good news for the industry as a whole. Do you have a training program to develop trades skills in the building and construction young professional that might be working for your business that is not a industry as they prepare to transition to civilian life. member of the BIA yet? We are rolling out a new Young Professionals Affiliate Membership for the months of June, July & August. To join under this membership, the individual must be 35 years of age or younger and they must work for a company that is already a NCBIA member. This application is on page 25. What are the benefits for this person to join? They will receive all of the national benefits that the primary member receives, they will get to attend events at the discounted member rate, and its more exposure for your business! Plus, it only costs $50 for them to join! That’s a significant savings that we are only offering until August 31st. With the average age of the building work force is 45 years of age and rising, bringing in these young professionals and getting them involved in the association is so important, not only for the NCBIA but for the building industry to keep growing and thriving. Here are the standings for the membership drive right now: Indians: 24 New members (8 Affiliates) 104 Points Cavs: 17 New Members (7 Affiliates) 67 Points Team Leaders Indians: SMG with 13 Members Cavs: Michelle Nowlin with 3 Members
Members in Action!
NCBIA Member of over 10 years, Dennis Willis who is a franchisee of Action Coach achieved a singular distinction of being in the top 100 of Action Coaches. Action Coach has been franchised in 74 countries. Dennis landed in the top 100 global list for the 5th time in April of 2017. Call Dennis if you want to make money in your business.
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“HBI is thrilled to be able to reach more soldiers through our program and provide the skills training that they can use outside of the military. We appreciate the funding support from Prudential, which allows us to train more than 150 student soldiers over a two-year period. Our new partnership with Prudential helps position these soldiers for success,” said HBI President and CEO John Courson. The Prudential grant will provide support for transitioning military members as they earn a national, industry-recognized credential leading to career placement opportunities in the building and construction industry or continuing education upon separation from the military. “We are impressed with HBI’s track record and its proven success at Fort Stewart, where more than 90 percent of the soldiers who completed the training were placed in industry jobs or postsecondary education. We look forward to that same success rate at Ft. Bliss. Prudential is committed to supporting military members and veterans at various levels,” said Charles Sevola, vice president, Prudential Veterans Initiatives. HBI currently serves soon-to-separate military members at Fort Stewart Army Base in Georgia as well as veterans in Orlando and Jacksonville, Florida. The program at Fort Bliss will be modeled on HBI’s Fort Stewart program. “The HBI-Prudential-Fort Bliss partnership is a win-win for our soldiers and the building industry,” Courson added. About HBI HBI, the Home Builders Institute, is a national nonprofit that provides building and construction trades training, curriculum development and job placement services for underserved populations. With job placement rates at over 80 percent for graduates, HBI training programs are taught in local communities across the country to at-risk youth, veterans, transitioning military members, justice-involved youth and adults, and displaced workers. Visit www.hbi.org for more information. About Prudential Prudential Financial, Inc. (NYSE: PRU), a financial services leader with more than $1 trillion of assets under management as of December 31, 2016, has operations in the United States, Asia, Europe, and Latin America. Prudential’s diverse and talented employees are committed to helping individual and institutional customers grow and protect their wealth through a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds and investment management. In the U.S., Prudential’s iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century. For more information, please visit www.news.prudential.com.
www.ncbia.com
may 2017
New Single-Family Home Size Continue to Trend Down by Robert Dietz After increasing and leveling off in recent years, new single-family home size continued along a general trend of decreasing size during the start of 2017. This change marks a reversal of the trend that had been in place as builders focused on the higher end of the market during the recovery. As the entry-level market expands, including growth for townhouses, typical new home size is expected to decline.
According to first quarter 2017 data from the Census Quarterly Starts and Completions by Purpose and Design and NAHB analysis, median single-family square floor area was slightly lower at 2,389 square feet. Average (mean) square footage for new single-family homes declined to 2,628 square feet. On a, less volatile one-year moving average, the recent trend of declines in new home size can be seen on the graph above, although current readings remain elevated. Since cycle lows (and on a one-year moving average basis), the average size of new single-family homes is 10% higher at 2,624 square feet, while the median size is 14% higher at 2,402 square feet.
and then sizes rise as high-end homebuyers, who face fewer credit constraints, return to the housing market in relatively greater proportions. This pattern was exacerbated during the current business cycle due to market weakness among first-time homebuyers. But the recent declines in size indicate that this part of the cycle has ended and size will trend lower as builders add more entry-level homes into inventory.
The post-recession increase in single-family home size is consistent with In contrast to single-family patterns, new multifamily apartment size is the historical pattern coming out of recessions. Typical new home size down compared to the pre-recession period. This is due to the weak forfalls prior to and during a recession as home buyers tighten budgets, sale multifamily market and strength for rental demand
FHA to Provide Guidance for Financing Renewable Energy Upgrades FHA to Provide Guidance for Financing Renewable Energy Upgrades As part of the White House’s National Clean Energy Summit, the Obama Administration and the Federal Housing Administration (FHA) will issue a set of guidelines supporting borrowers seeking to make energyefficient improvements to their homes. FHA plans to allow borrowers to use single-family FHA financing for properties with existing Property Assessed Clean Energy (PACE) loans that meet certain conditions. PACE can vary from state to state, but it generally allows home owners to finance energy-efficiency improvements for up to 20 years. This lets them benefit from the improvements immediately and spread the cost over time. When the property is sold, the PACE loan remains with the property and the next owner is responsible for repayment. Lenders have raised concerns with PACE loans because they may have super lien status and/or take precedence over the first lien mortgage in the event of default. To address these concerns, FHA is developing single-family PACE guidance that will allow lenders to evaluate the conditions under which borrowers purchasing, refinancing properties or modifying their loans with existing PACE assessments will be eligible to use FHA-insured financing. The guidance will require that PACE liens remain subordinate to FHA loans. Everything you need to know about building is @ nahb.org.
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www.ncbia.com
may 2017
Come BUILD With Us!
MARKETING GUIDE 2017
Build a customized marketing plan with this complete guide to North Coast BIA sponsorships, events and activities. ncbia.com North Coast Building Industry Association 5201 Waterford Dr., Sheffield Village, OH 44035 (440) 934-1090
2017 NCBIA Marketing Opportunity Guide - Come Build With Us American Flag Sponsorship - sponsor the flag that flies in front of the North Coast BIA Offices $150 - Your company will be recognized & thanked on all NCBIA Media outlets. BUILDER Newsletter - Monthly 4-color, online publication (print upon request) (based on 12 month commitment) o See separate Rate Card for ad sizes, prices and specifications TOUCH Program (based on 12 month commitment) o Only 1 spot remaining - Your company logo will appear on over 4,000 touches to our members each year - (letters, postcards, emails sent monthly) - $600 Membership Directory - Quarterly online publication (print upon request) (based on 12 month commitment) o See separate rate card for ad sizes and specifications Enhanced Online & Mobile Membership Directory Listing (based on 12 month commitment) Company Logo linked to your website o Enhanced Listing $100 Home and Remodeling Show - 2018 Dates and Location to be determined o Presenting Sponsor - $1,000 - Sponsors the entire event. Local radio station(s) will be broadcasting live at the event. This sponsorship level includes one 10-minute, on air interview, mic time during the event, 4 presenter sessions, mentions on the pre-show announcements, booth space, signage at the event, logo and note in BUILDER newsletter on the event photo page. o Supporting Sponsor - $500 - (with purchase of a booth) -- Local radio will be broadcasting live at the event. This sponsorship level includes one 10-minute interview, 2 presenter sessions, signage at the event, logo and note in BUILDER newsletter on the event photo page. o Patron Sponsor - $250 - (with purchase of a booth) -- Local radio will be broadcasting live at the event. This sponsorship level includes one 10-minute interview, logo and note in BUILDER newsletter on event photo page. General Membership Meetings - 3 general meetings per year - Your logo on Registration; promotion in BIA Media in print & online o Two Remaining Meetings (June and October) $280 o June 2 (Membership Cookout) $150 o October 18 (Election Night) $150 Sales & Marketing Committee Educational Offerings - Scheduled throughout the year; promotion in BIA Media in print & online o SMC Educational Offering Sponsor $50 Young Professionals Committee Social Events - Scheduled throughout the year; promotion in BIA Media in print & online o YP Social Event Sponsor $50 **All pricing subject to change without notice.
Company Name: __________________________________________ Contact: ________________________________________________ email address/phone: ______________________________________
2017 NCBIA Marketing Opportunity Guide - Come Build With Us Virtual Parade of Homes - online 24/7 (based on 12 month commitment) o Grand Sponsor $1,000 o Sustaining Sponsor o Home Sponsor $500 o Patron Sponsor
$250 $150
Golf Classic - August 4, 2017 - Sweetbriar Golf Course o Presenting Sponsors (1-sold) $1,500 o Breakfast Sponsor o Hole-in-One Sponsor $1,300 o Photo Sponsorship (1-sold) o Golf Cart Sponsor $1,000 o Skill Prize Sponsors (4 available) o Dinner Sponsors $550 o “Pink” Ball Sponsor o Awards Sponsor $500 o On-Course Sponsors o Hors d’oeuvres Sponsor $500 Clambake Committee - October 7, 2017 o Presenting Sponsors o Raffle Board Sponsors (2 available) o Patron Sponsors
$599 $199 $99
$300 $300 $250 each $200 $150
Sponsor this event NOW and HOLD 2016 Pricing for YOUR Company!
Economic Forecast Conference - November 2, 2017 - Four Associations in ONE Location o Table Top Display (includes 1 dinner) $400 Best of Ohio - Statewide Award Program o Supporter of OHBA Best of Ohio Homes Awards $500 Includes: Your company logo on signage and acknowledgment of your company in front of industry peers; your logo on the OHBA web page --ohiohba.com; your logo in all Best of Ohio display signage at OHBA Fall Board Meetings; your logo in the opening slides during the Awards Banquet. o Bronze Sponsors of OHBA Best of Ohio Homes Awards $1,000 Includes: All the benefits described in Supporter package PLUS inclusion of your logo in no fewer than three Best of Ohio Homes Awards promotional emails to industry leaders; your logo in a directmail promotion to thousands of members and supporters; become the named sponsors of a specific award category and enjoy a moment in the spotlight presenting the most prestigious award to the winner on stage. o Gold Sponsors of OHBA Best of Ohio Homes Awards $5,000 Includes: All the benefits described in Bronze Sponsor package PLUS: 2 tickets to the Best of Ohio Homes Awards Banquet during OHBA Fall Board meetings; logo recognition as a Gold Sponsor in all Best of Ohio Homes Awards Promotional materials including marketing, direct-mail promotions, slide shows, and on-site signage; prominent display of your logo on tent cards placed on dining tables at the Awards Banquet; Acknowledgment from the podium during the Awards Banquet and an opportunity to be scripted briefly into the Banquet program to address the attendees; you are invited to ramp up the fun by branding the events with custom glasses or a similar item; table center piece will include your company’s logo; “Best in Show” Awards Presenter; Receive a free exhibit tabletop and program advertising.
TOTAL SPONSORSHIP COMMITTMENT ____________________ Payment plans available upon request. Contact Judie at the NCBIA Office at (440) 934-1090 or judie@ncbia.com.
Employer Program Compatibility 2017
Compatible Discount Program
Program Base or Individual Experience Rating Group Experience Rating (OAC 4123-17-61 to 68)
Group Retrospective Rating
R R R R
Drug-Free Safety Program Industry-Specific Safety Program Safety Council Rebate Incentive Program Transitional Work Bonus Program
R Go Green R Lapse-Free R $15K Medical-Only Program
R R R R
Drug-Free Safety Program Industry-Specific Safety Program Safety Council Rebate Incentive Program Transitional Work Bonus Program
R Go Green R Lapse-Free R $15K Medical-Only Program
R Safety Council Rebate Incentive Program (Participation Bonus Only)
R Go Green R Lapse-Free
R Safety Council Rebate Incentive Program R $15K Medical-Only Program
R Go Green
R Safety Council Rebate Incentive Program
R Go Green
R Drug-Free Safety Program R Safety Council Rebate Incentive Program
R Go Green R Grow Ohio
(OAC 4123-17-73)
Retrospective Rating (OAC 4123-17-41 to 54)
Large Deductible (deductible amounts greater than $10,000 as defined in OAC 4123-17-72)
Small Deductible (deductible amounts of $10,000 or less as defined inOAC 4123-17-72)
(OAC 4123-17-69)
One Claim Program (OAC 4123-17-71)
100% EM Cap (OAC 4123-17-03.2)
Drug-Free Safety Program Industry-Specific Safety Program Safety Council Rebate Incentive Program Transitional Work Bonus Program
R Go Green R Lapse-Free R $15K Medical-Only Program
R Industry-Specific Safety Program R Safety Council Rebate Incentive Program R Transitional Work Bonus Program
R Go Green R Lapse-Free R $15K Medical-Only Program
R Industry-Specific Safety Program R Safety Council Rebate Incentive Program R Transitional Work Bonus Program
R Go Green R Lapse-Free R $15K Medical-Only Program
R R R R
Grow Ohio
1-800-837-3200 | (614) 764-7600 | (614) 764-7629 fax 5500 Glendon Court Dublin, Ohio 43016 USA info@careworkscomp.com | www.careworkscomp.com Š2017 CareWorksComp.
FactSheet Protecting Workers from the Effects of Heat At times, workers may be required to work in hot environments for long periods. When the human body is unable to maintain a normal temperature, heat illnesses can occur and may result in death. It is also important to consider that hot work environments may exist indoors. This fact sheet provides information to employers on measures they should take to prevent worker illnesses and death caused by heat stress. What is Heat Illness? The following are illnesses that may result from exposure to heat in the workplace.
• • • • • •
Heat Stroke is the most serious heat-related health problem. Heat stroke occurs when the body’s temperature regulating system fails and body temperature rises to critical Occupational Factors levels (greater than that May Contribute 104°F). This is a to Heat Illness medical emergency High temperature and that may result in humidity death! The signs Low fluid consumption of heat stroke are Direct sun exposure (with confusion, loss of no shade) or extreme heat consciousness, and seizures. Workers Limited air movement (no experiencing breeze or wind) heat stroke have Physical exertion a very high body Use of bulky protective temperature and clothing and equipment may stop sweating. If a worker shows signs of possible heat stroke, get medical help immediately, and call 911. Until medical help arrives, move the worker to a shady, cool area and remove as much clothing as possible. Wet the worker with cool water and circulate the air to speed cooling. Place cold wet cloths, wet towels or ice all over the body or soak the worker’s clothing with cold water. Heat Exhaustion is the next most serious heatrelated health problem. The signs and symptoms of heat exhaustion are headache, nausea, dizziness, weakness, irritability, confusion, thirst, heavy sweating and a body temperature greater than 100.4°F. Workers with heat exhaustion should be removed from the hot area and given liquids to drink.
Cool the worker with cold compresses to the head, neck, and face or have the worker wash his or her head, face and neck with cold water. Encourage frequent sips of cool water. Workers with signs or symptoms of heat exhaustion should be taken to a clinic or emergency room for medical evaluation and treatment. Make sure that someone stays with the worker until help arrives. If symptoms worsen, call 911 and get help immediately. Heat Cramps are muscle pains usually caused by the loss of body salts and fluid during sweating. Workers with heat cramps should replace fluid loss by drinking water and/or carbohydrate-electrolyte replacement liquids (e.g., sports drinks) every 15 to 20 minutes. Heat Rash is the most common problem in hot work environments. Heat rash is caused by sweating and looks like a red cluster of pimples or small blisters. Heat rash may appear on the neck, upper chest, groin, under the breasts and elbow creases. The best treatment for heat rash is to provide a cooler, less humid work environment. The rash area should be kept dry. Powder may be applied to increase comfort. Ointments and creams should not be used on a heat rash. Anything that makes the skin warm or moist may make the rash worse.
Prevention Made Simple: Program Elements Heat Illness Prevention Program key elements include: • A Person Designated to Oversee the Heat Illness Prevention Program • Hazard Identification • Water. Rest. Shade Message • Acclimatization • Modified Work Schedules • Training • Monitoring for Signs and Symptoms • Emergency Planning and Response
May SMC Builder Networking Luncheon - Hosted by K Hovnanian Homes!
We’re in the offering NAHB members up to $1,000 business.
2017 Chevrolet Low Cab Forward 3500HD
2017 Chevrolet Silverado 2500HD
2017 GMC Sierra 1500
2017 Chevrolet Express 2500 Cargo Van
NAHB MEMBERS BENEFIT FROM THESE SPECIAL OFFERS. Members of the National Association of Home Builders (NAHB) can now enjoy a private offer1 of up to $1,000 toward the purchase or lease of most new Chevrolet, Buick and GMC vehicles. Choose an eligible vehicle at your local dealer and present your NAHB proof of membership. You can add on incentives from the National Fleet Purchase Program2 and Business Choice3 to get the best value on vehicles that run your business. For private offer details, visit nahb.org/gm.
Example offer for NAHB members who are business owners purchasing a 2017 Chevrolet Express 2500 Cargo Van. Up to
$1,000 Private Offer1
Up to
+
$4,000
National Fleet Purchase Program (FVX)2
Up to
+
$1,200
Eligible Accessory Cash Allowance3,4
Up to
=
$6,200 In Potential Value
1 Private offer amount varies by model. Up to $500 offer for retail deliveries and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible new 2016 and 2017 model year vehicles. Customer must take delivery by 1/2/18. Not compatible with other private offers. Not valid on prior purchases. Compatible with many current incentives. Incentives are subject to change without notice. Offer excludes Chevrolet Bolt, Camaro, Chevy SS, Corvette, Sonic, Spark, Trax, Volt, Buick Cascada, Lacrosse, Regal, Verano and all Cadillac vehicles. Additional GM models may be excluded from time to time at GM’s sole discretion. See dealer for details. 2Offer available to qualified fleet customers. Not compatible with some other offers. Take delivery by 12/31/17. See dealer for details. 3To qualify, vehicle must be used in the day-to-day operations of your business and not solely for personal/non-business-related transportation purposes. Must provide proof of business. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties, and ordering, consult your dealer or visit gmbusinesschoice.com. Take delivery by 1/2/18. 4 Not eligible on associated accessories from third-party independent suppliers. Not available with some other offers. Take delivery by 1/2/18. See dealer for details. ©2017 General Motors, LLC. All rights reserved. The marks appearing in this ad are the trademarks or service marks of GM, its subsidiaries, affiliates, or licensors.