NCBIA Sept-Oct 2018 BUILDER Newsletter by North Coast BIA

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BUILDER north coast building industry association

Table of Contents ON THE COVER

NEWSLETTER

North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5201 Waterford Dr., Sheffield Village, OH 44035 Ph: 440.934.1090 Fax: 440.934.1089 info@ncbia.com www.ncbia.com

NCBIA Staff Executive Officer - Judie Docs judie@ncbia.com Executive Assistant - Deb Fisher debncbia@gmail.com Marketing Associate - Maria Sabala maria.sabala.ncbia@gmail.com President - Jeff Hensley, Lake Star Building & Remodeling Vice President - Liz Schneider, Dollar Bank Associate VP - Sara Majzun-Garwood, BCT Alarm Services, Inc. Treasurer - Steve Fleming, Shamrock Development Secretary - Jeremy Vorndran, 84 Lumber Company Immed. Past President - Chris Majzun Jr., Majzun Construction

Thanks for Renewing

4 12 28

Spike Update

Director

NAHB State & Local Blueprint

Get Involved - State and National

New Tax Code Update Flyer

Executive VP Column

Eye on Housing

Builder Confidence Remains Firm

Welcome New Members

Sorry to See Them Go

Eye on the Economy

Ugly Sweater Christmas Flyer

Housing Sector Conditions

Business Help Avon Veteran

CareWorksComp

16-17

Executive Officer’s Report

Legislative Review

Ten-Hour OSHA Training Flyer

Vacant Land Available

Calendar of Events

Home Show Flyer

33-34

2018 NAHB & OHBA Directors

2018 NCBIA Board of Directors

Ashley Caruso-Noe, Caruso’s Cabinets Tyler Yost, Dale Yost Construction Michelle Nowlin, First Federal Savings of Lorain John Toth, Floor Coverings International Tim King, K. Hovnanian Homes Jack Kousma, Kousma Insulation Mark Craig, Mark F. Craig, Esq. Keith Martin, MBD Homes Linda LaFleur, RE/Max Crossroads Dave Weisenberger, Tusing Builders Timothy McLaughlin, CFP®, Wells Fargo Advisors

These are our members who represent our local industry in Washington DC and Columbus.

2018 NAHB Directors Mary H. Felton, Fidelity National Title Jeff Hensley, Lake Star Building & Remodeling

NAHB Alternate Director

Jack Kousma, Kousma Insulation

Sr. NAHB Life Director Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

NCBIA Life Directors

Randy Strauss, Strauss Construction

Jeremy Vorndran, 84 Lumber Tom Caruso, Caruso’s Cabinets Bob Yost, Dale Yost Construction Mary H. Felton, Fidelity National Title Jeff Hensley, Lake Star Building & Remodeling Chris Majzun Jr., Majzun Construction Co. Chris Majzun Sr., Majzun Construction Co. Jim Sprague, Maloney + Novotny Randy Strauss, Strauss Construction Tom Lahetta, Tom Lahetta Builders, Inc.

OHBA Past Presidents Randy Strauss, 1996

2018 OHBA Trustees Jeff Hensley, Lake Star Building & Remodeling Keith Martin, MBD Homes Tom Sear, Ryan Homes

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

September-October 2018

Another successful clambake in the books!! Thank you to our sponsors, committee chairs and members, and staff for all your hard work in putting this together!! We couldn’t have done it without every single one of you!! Photos on pages 18-23.

Letter from the President

2018 NCBIA Officers

Liz Schneider Named Honorary Life

2018 Clambake

OHBA Alternate Trustee Liz Schneider, Dollar Bank Mary H. Felton, Fidelity National Title

OHBA Area 2 Vice-President Richard Bancroft, Bancroft Development

www.ncbia.com

page 3

A Letter from the President

by Jeff Hensley of Lake Star Building & Remodeling

TOP 5 REASONS TO PURSUE A CAREER IN CONSTRUCTION October is Careers in Construction Month, an opportunity for home builders, materials suppliers, and others to increase public awareness of the outstanding opportunities available in construction trades professions. Here are the top five reasons to with someone who is considering a rewarding career in residential construction: Builders Across the Country Are Hiring Home builders across the country and here in our area are seeking skilled workers â€” such as carpenters, framers and roofers â€” to help them build the American Dream. This means there is ample opportunity for motivated students seeking a rewarding career path. In fact, the residential construction industry is one of the few sectors where demand for new workers is rising and there is a notable shortage of professionals. The number of open construction sector jobs increased to 273,000 in July 2018, according analysis of Bureau of Labor Statistics data by the National Association of Home Builders (NAHB). Job Satisfaction and Competitive Salaries Residential construction workers consistently express high job satisfaction. And average salaries in our area remain competitive with other industries in our area. For example, First-Line Supervisors Brick masons & Block masons Carpenters Tile & Marble Setters Cement Masons & Concrete Finishers Construction Laborers Paving, Surfacing & Tamping Equip. Operators Operating Engineers & Other Construction Equipment Operators Drywall and Ceiling Tile Installers Electricians Glaziers Insulation Workers, Floor, Ceiling, and Wall Painters, Construction and Maintenance Pipe layers Plumbers, Pipefitters, and Steamfitters Plasterers and Stucco Masons Roofers Construction and Building Inspectors Tapers

Ohio Annual Wages in Construction 64,130 54,460 47,250 47,050 45,980 42,570 49,830

Ohio Average Top 25% Earn at Least 78,000 63,770 58,000 62,650 55,090 54,080 66,710

60,630 38,430 49,140 45,850 45,930 40,200 50,880 53,640 48,010 38,590 58,750 53,770

74,760 46,220 61,720 56,710 63,670 48,910 70,440 69,080 54,630 46,290 67,760 61,930

Source: Occupational Employment Statistics (OES), Bureau of Labor Statistics, 2017. http://www.nahb.org/en/research/housing-economics/ construction-statistics/state-and-local/state-wage-and-workforce-demand-data.aspx. And projections from all sources predict that construction jobs will see steady wage growth for at least the next five years. A Career Ladder with No Limit When people think of professions with great opportunities for advancement, construction might not immediately come to mind. But you should take another look at what a career in construction can, and often does, look like. From an entry-level labor position, a home building worker has the opportunity to learn more highly-skilled trades, serve as frontline management, grow into a company management role, and eventually, for those with an entrepreneurial spirit, even own their own home building firm. And this is just within one type of company; there is always the opportunity to take a job with a supplier, a specialty contractor, or any other of dozens of supporting companies essential to the residential construction industry. page 4

www.ncbia.com

September-October 2018

Mark These Dates in Your Calendar

Diversity of Skilled Trades to Consider A home builder relies on a number of highly trained workers to get the job done right. This includes dozens of skilled artisans and professionals, including carpenters, architects, engineers, plumbers, electricians, painters and landscapers. Analysis from NAHB shows that 70 percent of builders typically use between 11 and 30 subcontractors to build a single-family home. Indeed, there are many different trades you can pursue depending on your personal interests.

Nov 2 - 9:00 AM - Home Show Committee Nov 7 - 8:30 AM - Sales & Marketing Committee Nov 29 - 3:30 - 5:30 - New Tax Code Update and Q&A, LCCC, Spitzer Conference Center, Grand Room, 1005 N. Abbe Rd., Elyria Dec 5 - 3:30 - Executive Committee, 5:00 Board of Directors Meeting Dec 12 - 6:00 - 8:30 PM - Young Professionals Committee Presents “An Ugly Sweater Christmas” (flyer on pg 13) Dec 19-20 - 10:00 AM - 4:00 PM - Ten-Hour OSHA Training Jan 19 - Installation Night, Vermilion Boat Club (more info to come)

Rewarding Career without College Debt

Please refer to the 2018 calendar on page 32 for remaining year’s events.

At a time when countless college graduates are finding themselves underemployed and saddled with crushing student debt, it’s important to know that earning a college degree is not the only road to success. A vocational education is equally rewarding and can be obtained at a fraction of the cost. HBI, a national leader in career training and NAHB’s workforce development arm, offers educational programs in 44 states and the District of Columbia, reaching more than 13,000 students each year. These include more than 10,000 students in HBI’s pre-apprenticeship programs and 3,500 students in 130 NAHB Student Chapters. HBI Job Corps programs are located in 74 centers across the nation and offer pre-apprenticeship training in 10 residential construction trades. The training programs are national in scope, but implemented locally using proven models that can be customized to meet the workforce needs of communities across the nation. Those who graduate from the program enjoy an 80 percent job placement rate.

Support your community.

Check the website at www.ncbia.com for up-to-date changes, additions and corrections to these events!

NAHB Member Advantage Discounts NAHB Member Advantage gives members an easy way to reduce expenses, maximize profits and increase efficiency. Through agreements with leading national companies, NAHB offers exclusive discounts on a variety of products and services that can benefit your business, employees and family. In the past year, members have saved over $20M through Member Advantage. For the most up-to-date information about which companies are offering discounts as well as detailed information on how to access the savings, please visit www.nahb.org/ma.

In 2017 members saved over $20 million using NAHB Member Advantage programs. Savings in these programs and others help cover the cost of your membership dues and benefits your local association. Don't miss these and other great programs that can save you and your business money:

Shop local businesses.

General Motors

General Motors is proud to offer NAHB Members a Private Offer of up to $1,000 towards your next purchase or lease of select Chevrolet, Buick and GMC vehicles.

Houzz

Local business owners have been counting on Town Money Saver to help grow their businesses since 1992. We are proud to be your hometown coupon magazine.

Get an additional 10% off already trade discounted products with code “NAHB”. Save more on brands like Kohler, Delta, Moen, and Hansgrohe. Visit www. houzz.com/trade-program for instant access or email us at tradesupport@ houzz.com.

GEICO

In business for over 75 years, GEICO gives you the benefit of great rates on high-quality personal auto insurance. You could be eligible for a special NAHB membership discount on GEICO personal auto insurance. Ask about our competitive rates for Homeowners and Commercial auto insurance as well.

UPS

NAHB members now have access to even better discounts at up to 40% with UPS, plus get 50% off select services for up to four weeks after you (re)enroll— no matter how much you ship, when you ship, or where it’s going. In addition, save at least 75% on heavyweight shipments over 150 lbs. Call 1-800-MEMBERS now to learn more or to (re)enroll!

September-October 2018

www.ncbia.com

page 5

North Coast Building Industry Association Names Liz Schneider, Honorary Life Director The status of North Coast Building Industry Association (NCBIA) Lifetime Director is to recognize and honor special members of the association who

Midterm Elections Edition

have made outstanding contri-

Midterm elections are known for surprising results. That’s why NAHB

butions and who have shown

is focused on keeping housing as a key issue in Washington and

long-standing dedication and

supporting candidates who recognize the importance of our industry,

support for the building industry.

regardless of political party. Find out more about how NAHB supports pro-housing candidates and ways you can make your voice heard.

On September 12, 2018 the NCBIA Board of Directors

Congressional Endorsements

named Liz Schneider of Dollar

When a candidate is endorsed by NAHB, it’s taken seriously. It means they’ve shown a commitment to pro-housing policies and recognize the economic importance of our industry. Eligible candidates for a primary or general election endorsement must have the approval of their state and local HBAs and the support of BUILD-PAC. They’re also required to meet with NAHB members to gain an understanding of our issues. NAHB politically supports endorsed candidates in a variety of ways,

Bank, NCBIA Honorary Lifetime Director. In our 74-year history only 22 members have been named Honorary Life Directors and only 7 are Honorary Active Life Directors meaning they still participate in association activities either at the local, state or national level. Liz has been a member of the association since 2001 and was first

including issuing statewide press releases to the public and sending

elected to the Board of Directors in 2004 and continues to serve to this

“get out the vote” support messages to NAHB members on behalf of

day. In addition to serving as chairperson and committee member for

candidates. HBAs and campaigns are able to plan events and work

numerous committees, Liz has always actively recruited new members

together to make sure voters know the housing industry has endorsed

and has achieved Life Spike Status having recruited and/or retained

their candidate.

over 25 members for the association.

To find out more about NAHB’s congressional endorsements or how you can support pro-housing candidates in your area, contact Michael Bezruki at mbezruki@nahb.org.

State Trustees

Defender of Housing Award The NAHB Defender of Housing Award recognizes federal legislators who demonstrated a strong support for housing and NAHB positions on important industry issues. HBAs are encouraged consider the support their members of congress have shown the home building industry and submit a nomination their behalf. To date over 110 legislators have received the 2018 Defender of Housing Award. Eligible legislators have a demonstrated pro-housing voting record, support from NAHB and have committed to annual meetings with their state or local associations. The awards are presented to members of congress bi-annually, by their local HBA members. Visit nahb.org to nominate your legislator or contact Michael Bezruki at mbezruki@nahb.org for more information.

page 6

Get Involved at the State & National Level One (builder) member shall be elected by the NCBIA Directors at the November board meeting to represent each twenty-five (25) builder members of this Association (or fractional part thereof) on the Board of Trustees of the OHBA, in accordance with the bylaws of that Association. One or more members shall also be elected by the board as Alternate Trustee(s) {this alternate may be an associate} to serve as prescribed herein and to act as outlined above in the absence of the State Trustee(s).

National Directors One builder member shall be elected by the Board of Directors at the November board meeting to represent each fifty (50) builder members of this Association (or fractional part thereof) on the Board of Directors of the NAHB, in accordance with the bylaws of that Association. One or more builders shall be elected by the Board as Alternate Directors to serve as prescribed herein and to act as outlined above in in absence of the National Director(s). Note: we need two and one alternate.

www.ncbia.com

September-October 2018

The Sales & MarketingCommittee Presents: The New Tax Code Update and Q&A Session

per person

November 29, 2018 3:30 - 5:30 pm

Hosted and Sponsored by:

LCCC, Spitzer Conference Center, Grand Room 1005 N. Abbe Rd., Elyria, OH 44035

3:30 - 4:30 4:30 - 5:30

New Tax Code Updates and Q&A Cocktails & Hors dâ€™oeuvres, Mix and Mingle with Maloney + Novotny, tax advisors

Note: Your seat is not reserved until you have paid. Thank you!

Company Name Contact Name Attendee(s) Name(s)

Email # of attendees @ $10 each ______

by email: judie@ncbia.com

Total amount due: ____________________

Please Invoice Me _______Check Enclosed _______ VISA/MC/DISC/AMEX _______ Card Number Exp. Date

CVV#

Mail to: NCBIA, 5201 Waterford Dr., Sheffield Village, OH 44035

Phone#

Billing Address Authorized Signature

or by phone: (440) 934-1090

**$5.00 Convenience Fee will be charged for all Credit Card Payments

Deadline for reservations is Monday, November 26th, 2018

Fax: (440) 934 - 1089

Executive VP Column by Vincent J. Squillace, CAE, OHBA Exec. VP

AUTO

ELECTION DAY IS HERE I should say it has started. That is early voting which continues till Election Day when the polls close and winners are announced. The winners then proceed to be sworn in and seated in the office to which they were elected in January of 2019.

INSURANCE MADE EASY.

Sounds a bit over simplified given what is at stake. This election cycle produces the entire state government; all new state executive offices and a new state legislature. But for the Supreme Court, those are the folks who will be deciding it all beginning next year.

NATIONAL ASSOCIATION OF HOME BUILDERS members could save even more on car insurance with a special discount from GEICO.

In the centime (between Election Day and the New Year) the current officers remain in office. Their power is not diminished, and they have full authority to continue as a state government officer.

When legislature’s meet in session at this time, it is referred to as a “lame duck” session. Not sure where the term came from, but we all know what it means. This legislative cycle encompasses all state officers as well. The agenda is written in secret. In fact, some save their most devious work for just such an opportunity.

geico.com/disc/nahb 1-800-368-2734 Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York a premium reduction may be available. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko image © 1999-2016. © 2016 GEICO

Also, continuing is fundraising; it just never stops. I expect we will see new benchmarks raised in spending when all the reports are submitted. We will also find if the Ohio House will speed passage of HB 371. The bill is being held up by county auditors and their supporters as they do not want to make a few minor changes to their holy grail of rules. This is done in spite of a clear advantage fostering the production of affordable housing development where its need is greatest. Only time will tell if we can get it to the House floor. In the meantime, be ready for the usual political banter for the next month.

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page 8

www.ncbia.com

September-October 2018

Eye on Housing BY DAVID LOGAN Residential construction goods input prices declined, on average, in August as large monthly increases and decreases offset each other, according to the latest Producer Price Index (PPI) release by the Bureau of Labor Statistics. Although the index for inputs to residential construction fell by 0.5% (not seasonally adjusted), it has increased more than twice as much in 2018 (+4.9%) as it did over the same period in 2017

index decline 3.3% between May and July. February to April 2016 was the last two-month period in which gypsum prices rose by 6% or more. From January to August of 2017, the price index of gypsum products rose 3.9%. The index has more than doubled that pace in 2018, having increased 8.2%, year-to-date.

On a more sanguine note, softwood lumber and OSB prices each decreased substantially in August (not seasonally adjusted). Softwood lumber fell 9.6%, its largest monthly decline per the PPI in over seven years (May 2011). (+2.0). Perhaps the most concerning news in the report was the relatively sharp increase in prices paid for gypsum products. Prices have climbed 6.1% (seasonally adjusted) since a two-month reprieve that saw the gypsum

September-October 2018

www.ncbia.com

page 9

Builder Confidence Remains Firm in September BY ROBERT DIETZ Builder confidence in the market for newly-built single-family homes remained unchanged at a solid 67 reading in September on the National Association of Home Builders/Wells Fargo Housing Market Index (HMI). Despite rising affordability concerns, builders continue to report firm demand for housing, especially as millennials and other newcomers enter the market. The recent decline in lumber prices from record-high levels earlier this summer is also welcome relief, although builders still need to manage construction costs to keep homes competitively priced. Wages and subcontractor payments continue to rise as the labor market for residential construction sector remains tight.

Similarly, the index for prices paid for OSB (and waferboard) decreased by 11.8% in August, the largest such decline since July 2013.

As expected, the August PPI release captured more decreases in prices paid for softwood lumber that began in mid-June. Even after accounting for the most recent price movements, the average price paid for softwood lumber in 2018 remains the highest on record according to Random Lengths data—22.0% above the prior record set in 1997. A growing economy and rising incomes combined with increasing household formations should boost demand for new single-family homes moving forward. However, housing affordability is becoming a challenge, as builders face overly burdensome regulations and rising material costs exacerbated by an escalating trade skirmish. Interest rates are also forecasted to keep rising. We nonetheless expect some market disruption effects due to the impact of Hurricane Florence. Single-family construction in North Carolina, South Carolina and Virginia makes up 12% of national production.

The index for ready-mix concrete (RMC) prices fell (-0.1%), the fourth consecutive monthly decrease after increasing in 10 of the preceding 11 months (seasonally adjusted). After an uncharacteristically large monthly increase in March—when the index rose 3.3%–the PPI for RMC has fallen back in line with its long-run trend.

Derived from a monthly survey that NAHB has been conducting for 30 years, the NAHB/Wells Fargo Housing Market Index gauges builder perceptions of current single-family home sales and sales expectations for the next six months as “good,” “fair” or “poor.” The survey also asks builders to rate traffic of prospective buyers as “high to very high,” “average” or “low to very low.” Scores for each component are then used to calculate a seasonally adjusted index where any number over 50 indicates that more builders view conditions as good than poor. The HMI index measuring current sales conditions rose one point to 74 and the component gauging expectations in the next six months increased two points to 74. Meanwhile, the metric charting buyer traffic held steady at 49. Looking at the three-month moving averages for regional HMI scores, the Northeast rose one point to 54 and the South remained unchanged at 70. The West edged down a single point to 73 and the Midwest fell three points to 59. The HMI tables can be found at nahb.org/hmi. page 10

www.ncbia.com

September-October 2018

HBA’s and your members have a new way to simplify workplace purchasing Amazon Business is a marketplace that combines the selection, convenience and value customers have come to know and love from Amazon, with new features and unique benefits tailored to the needs of businesses. Amazon Business provides easy access to hundreds of millions of products—everything from IT and lab equipment to education and food-service supplies.

Don’t Miss FCA and Ram Commercial Truck Season When your business calls for more hauling power, you need a vehicle that can handle the job as well as the road. And with a long-lasting Ram Truck, you can be confident that you have the capability to conquer any challenge. Your $500 NAHB Member Benefit Discount is stackable with other great offers during Commercial Truck Season. See your dealer or Ramtrucks.com/commercial for more information. With the FCA US vehicle allowance, members, their employees and household family members, are eligible for a $500 cash allowance toward the purchase or lease of a new Chrysler, Dodge, Jeep, Ram or FIAT vehicles. This extra benefit is stackable with most national and local offers, increasing your ability to save! Visit the FCA page nahb.org/fca to learn more about this program and to access your Proof of Membership Form. Please note, only named NAHB members of record are able to access and print eligibility forms for their employees and family. Here’s what NAHB member Travis Braxton had to say about this and other great NAHB member benefits:

Together, Amazon Business and NAHB give you:

• Increased visibility and control by consolidating multiple users into one account. • Discounted prices just for businesses on millions of products across Amazon. • Business access to Amazon’s world-class fulfillment capabilities. • Quantity discounts on multi-unit purchases on millions of products. • Convenient Shipping options, including Unlimited FREE Two-Day Shipping with Business Prime Shipping. Create your free account, here: www.amazon.com/NAHB OR if you already have an account, visitwww.amazon.com/shop/NAHB.

Introducing Capital One® Spark Business®! Together, we want to help you put thousands of dollars back into your business. With the Spark® Cash credit card, you’ll earn unlimited 2% cash back on every purchase—plus, there is no annual fee to use your card.

Start Saving Up to 50% on Building Materials, Fixtures and More with the Houzz Trade Program

“I wish I knew that as an NAHB member I was eligible for a $500 [FCA] vehicle allowance and other perks, like discounts on services like shipping, rental cars and insurance. My best advice is to take the time to look into your member benefits. It’s invaluable.”

Over 37,000 NAHB members are taking advantage of the strategic alliance with Houzz to showcase their work, reach new clients, and save or earn on the 10 million products on Houzz.

--Travis Braxton of RMB Building & Design, LLC, Wilmington, NC

Member Benefits include:

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• Instant approval to the Houzz Trade Program giving you trade-only discounts up to 50% on vanities, tile, hardware, plumbing fixtures, and more.

More than 150,000 small businesses have trusted Kabbage® for flexible business funding that’s there when they need it. Learn more about what Kabbage can do for your business and get a $200 gift card when you qualify.1

• Free access to a dedicated account manager that can help you with design, product sourcing, and order management. • Special pricing on local advertising to reach homeowners in your area that are looking for your services.

Kabbage® can help your construction business:

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• Access up to $250,0002 • Grow with the tools you need • Hire the extra hands to take on more work

Share the joy this holiday season with FTD

1Customers who apply for a Kabbage line of credit using www.kabbage.com/nahb and are approved will receive a $200 gift card via email 3-4 weeks after getting approved. This Visa e-gift card can be used online wherever Visa debit is accepted. Kabbage reserves the right to cancel the promotion at any time. This offer is single-use and non-transferrable. Valid in the US only. 2Credit lines and pricing are subject to periodic review and change, including line and pricing reductions, line and pricing increases, or line eliminations. This is not a revolving account. Individual requests for capital are separate installment loans. Frequently Asked Questions.

Share the joy with handcrafted, holiday bouquets. Shop through our floral partner, FTD for festive bouquets and exquisite gifts. A perfect present for your loved ones, and for yourself this holiday season.

September-October 2018

www.ncbia.com

page 11

Thank You for Renewing Your Membership

TSYS gets you upright with a $250 bonus Sometimes all you need is a helping hand

Sam Hudspath, All Construction Services Kevin Bolden, Bolden Home Improvements Rex Tomanek, Butts Plumbing Jeff Crawford, Cleveland Custom Homes David Ritchey, Hercules Fire Protection & Plumbing LLC Robert Hutman, Hutman & Sons Builders, Inc. Michael Neri, Jack Matia Honda Jason Scott, North Star Builders Pat Shenigo, Shencon Construction LLC

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Get a $250 Activation Bonus* when you switch to TSYS. *Activation bonus will appear as a statement credit on the first monthly processing statement after activation, defined as at least $1,000 in processed volume within 90 days of application approval. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is strictly prohibited. ©2018 Total System Services, Inc. TSYS® is a federally registered service mark of Total System Services, Inc.® All rights reserved. TS8383

Terry Hawke, US Bank Home Mortgage (Associate) (216) 315-7370 Sponsored by Mary H. Felton, Fidelity National Title

Sorry to See You Go

Stackable discount offers from Dell for NAHB Members

Lester Morris, Amherst Electric Chris Husted, Prete Builders

Dell is your one stop shop for all technology needs, including laptops, desktops, monitors, TV’s, drone’s, and much more!

Andrew Robins, Third Federal

Use your exclusive coupons that are stackable with any discounts or regular priced products you see on dell.com. If you call in to speak to a Small Business Sales Advisor at (800)-7578442 make sure to tell them you are a NAHB member for them to access your coupons and reference your Member ID: 11576262. If shopping online at dell.com/nahb make sure to follow the steps below; 1. Select the Dell line of business that suits your technology needs 2. Copy your coupon, and apply at checkout to receive your savings

NAHB BuilderBooks It’s Our Biggest Sale of the Year! Quantities are limited, so get them before they’re gone!

page 12

Housing’s Summer Soft Patch Continues BY ROBERT DIETZ Rising interest rates and declining housing affordability caused housing demand to weaken slightly this summer. On a seasonally adjusted annual basis, the pace of new home sales in each of the previous three months was slower than any other month so far this year. This soft data for both sales and single-family starts coincided with declines in resale activity, as some buyers pulled back from a market that saw notable increases in home prices largely driven by low inventory. The softening demand has also led to a recent deceleration of home price growth. Nonetheless, the single-family and multifamily markets continue to expand. Multifamily starts are up 8% on a year-to-date basis through August. Single-family starts are up 6% and new, single-family home sales are up 7%. Home builder confidence continues to be solid, and macroeconomic conditions remain strong, with improved GDP growth and a hot labor market. Looking forward, NAHB is forecasting continued, modest growth for residential construction, tempered by rising interest rates. Indeed, the Federal Reserve raised the federal funds rate by 25 basis points this week — the third such rate hike of 2018. While this indicates the economy is continuing to perform well, it is also a sign that the cost of buying a home will continue to increase in the months ahead.

www.ncbia.com

September-October 2018

UGLY { }

YOUNG PROFESSIONALS COMMITTEE PRESENTS:

WED DEC 12TH

CHRISTMAS

6-8:30pm

COME ENJOY AN EVENING OF NETWORKING, CRAFT BEER & OTHER LIBATIONS, AND LIGHT HORS Dâ€™OEUVRES. FOR ALL MEMBERS! 21 AND OVER ONLY, PLEASE!

per MEMBER prepaid PRIZES FOR BEST UGLY SWEATER AND MOST CREATIVE CHRISTMAS OUTFIT! $25 for Non-members SEATING IS LIMITED, SO MAKE YOUR RESERVATIONS EARLY! ($20 per member, $30 per non-member after Dec. 5, 2018)

Company

_________________________________________________________________

Attendee Name(s) ____________________________________________________________

Attendee Name(s) ______________________________________________________________ No. Members attending @ $15

_________

@ $15 _______

No. Non-members attending @ $25

_________

@ $25 _______

_______Yes, My Company will Sponsor (Includes 2 tickets to event) Method of Payment:

Total

Due

@ $100 _______ =

__________

___Invoice ___Check ___Credit Card Card No:_____________________________________________________________Exp. ___________ CRV#:______________ Zip Code:____________________Phone: _____________________________ Complete Billing Address ______________________________________________________________ __________________________ Email: _____________________________________________________ Name on Card: __________________________ Signature:____________________________________ A $5.00 CONVENIENCE FEE WILL BE CHARGED FOR ALL CREDIT CARD PAYMENTS

Deadline for Reservations Wednesday, Dec, 5, 2018 - A Reservation Made is a Reservation PAID!

Located at

Avon Brewing Company

Fax form to 440-934-1089 or mail to: 5201 Waterford Dr., Sheffield Village, Ohio 44035 or register online at www.ncbia.com Questions? Call 440.934.1090

37040 Detroit Rd, Avon, OH 44011

Flat Conditions for Some Housing Sectors, but Not All BY NA ZHAO Personal income climbed 0.3% in August after increasing by the same margin in July, according to the most recent data release from the Bureau of Economic Analysis (BEA). Wages and Salaries, the biggest component of personal income, registered an increase of 0.5%. Personal consumption expenditures edged up by 0.3% in August. Adjusted for inflation, real personal spending edged up 0.2% after climbing 0.3% in July. On a year-overyear comparison, real personal spending increased 3.0% in August. Disposable personal income, income remaining after deducting personal income taxes, rose by 0.2% after accounting for inflation. Moreover, disposable personal income is 2.9 % higher than a year ago. July data release showed that BEA made significant revisions to the real

Bundle & Save with Priceline Planning your holiday travel? NPP members save up to 25% OFF select hotels worldwide when they bundle a trip with the Priceline Partner Network.

TRAVEL FOR LESS Employees of NORTH COAST BIA can enjoy this deal. Share this email with your team and they can sign up for NPP with your company passcode: 172BBEC2 personal income category. The real personal income was revised upwardly to correct the previously underreported income, based on the new data from the IRS ‘National Research Program’. Therefore, the savings rate was revised upwardly. The revised series diverged noticeably from November 2016, when the previously published savings rate slipped to around 3.7%. The American households are saving much more than previously thought. The savings rate after 2016 stayed in the range of 6%- 7.5%, up from previously reported around 3%. In August, 6.6% of disposable income went to personal savings.

Contact NPP if you have any questions. Restrictions may apply. 800.810.3909 customerservice@mynpp.com

Dollar Bank is here to support our local builders. We make construction financing easy for your clients. • Adjustable and Fixed Rate Mortgages. • Mortgage amounts up to $1 million. • Only one closing: construction mortgages automatically convert to permanent mortgages with the same low rate.

Mortgage Experts are around the corner! Liz Schneider NMLS# 728176 Senior Mortgage Representative

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September-October 2018

Businesses help Avon veteran with vandalized lawn *Reprinted with permission from the Avon Press. By KAREN UTHE-SEMANCIK AVON – Two local, small businessmen stepped forward recently to help a disabled Vietnam veteran after his yard was vandalized. The two friends heard about the incident through social media, and sprang into action less than 24 hours later. Heather Scaife-Arkley, daughter of Harold and Bernadette Scaife of Arlington Drive in Avon, took to an Avon-centric Facebook page on Sept. 13 to seek information about the damage done to her parents’ lawn. The vandals used a bleaching solvent or weed killer to draw a large outline of a penis in their front yard.

Photos courtesy Jimmy Cheeko and Heather Scaife-Arkley

“My parents are in their 60s, my father a 100-percent disabled Vietnam Army Veteran,” Scaife-Arkley’s post read. She went on to ask for information so that the “disrespect” could stop.

ABOVE: The team from Seasonal Yard Work turned a large obscenity in Harold Scaife’s front yard into an American flag for the disabled Vietnam veteranafter his lawn was vandalized. LEFT: Jimmy Cheeko, left, of Computer Crisis, donated a security camera to Harold Scaife after the serviceman’s yard was vandalized.

The Facebook post and photo got the attention of two local businessmen, Joe Work of Seasonal Yard Work and Jimmy Cheeko of Computer Crisis. The two entrepreneurs, along with two of Work’s crew members, joined forces to fix the Scaifes’ yard and install a security camera system. “He is a veteran,” said Work. “I sacrificed a few hours to help him; he has sacrificed a lifetime. I will never be able to repay the vets, but I’ll do what I can to help their lives now.” Work and his crew managed to turn the large obscenity into a patriotic symbol for the veteran homeowner. “Instead of prolonging the damage, we went over there and reshaped the damage into an American flag,” Work said. “We used a weed whacker to burn out the design and some super duper grass seed to fill in the rest. It should look good in about 10 days.” Work, a former Avon resident who now lives in Avon Lake, said eventually the flag will become the same color as the rest of the lawn. His team also helped mount the security camera that Cheeko donated. Work estimates his gift of supplies and labor was worth $300. Cheeko, who specializes in computer sales and repair, said he was able to put his technology side into action to help the Scaifes. He thought donating the security camera would be helpful to deter future vandalism or help identify anyone who does it again. “Joe did the mounting of the camera and I am doing the tech side setup, hooking it up to the wireless network and to their smartphones and laptop,” Cheeko said. Cheeko, who lives and works in Avon, estimates his donation of equipment at $300.

by an adult and not random. She said her parents have had issues with neighbors since they moved to the house in 2016. “We have had calls for service in that area for the last two years,” Fischbach said. “Several of these calls involve neighbor-on-neighbor complaints. Fischbach encourages neighbors to try to work things out among themselves whenever possible, but calling the police is always an option. Contact this reporter at kusemancik@2presspapers.com or 440-8715797.

Thank You to Our Raving Fans! “NCBIA has great communication with upcoming events and membership efforts.” “The NCBIA provides much needed resources for the homebuilding industry, especially on regulatory issues in Columbus and Washington.”

Scaife-Arkley said the help and donations from the two businesses was “so heartwarming. Great people; sad situation.” Avon Police Capt. Larry Fischbach said a radio log was created for this vandalism incident when the homeowner called to alert police. Fischbach said vandalism has occurred in all neighborhoods within the city at some point, and that these acts of vandalism are typically done by kids picking random houses to vandalize. Scaife-Arkley, who also lives in Avon, thinks the vandalism was done September-October 2018

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“Efficiency is doing things right; effectiveness is doing the right things.” ~Peter Drucker Upcoming 2019 Group Rating Programs Deadlines 2019 Traditional Group Rating and Retro Group Rating offers are being sent out to employers. Some employers are eligible for both programs (we refer to this as “dual eligibility”.) We’re eager to discuss these options with you, as each year there may be a different mix of cost-saving strategies that work best for your organization. The enrollment deadline for the 7/1/19 Rate Year is November 16, 2018 for Traditional Group Rating, and January 25, 2019 for Group Retro Rating. There is still time to apply. Contact your CareWorksComp program manager to apply.

Is your hardest working and most productive employee your highest risk liability? The safety team at RiskContr01360 has a tremendous amount of expertise with working with organizations to identify risk exposure and provide solutions that meet your specific needs. If you would like to find out more about the RiskContr01360 approach and solutions, contact your CareWorksComp program manager.

Reviewing Unemployment Tax Options to Reduce Costs Unemployment tax season is fast approaching, and we want to make sure you know your options for reducing costs. Are you eligible for common/ joint tax rating? Last year, just this one component of our Claims and Tax Management Service reduced our customers’ annual unemployment costs by as much as 10%. Allow CareWorksComp to save you time and money. To request a tax analysis, or to learn more about different tax options and how our claims service can benefit you, contact your CareWorksComp program manager.

Third Party Administrator (TPA) and Managed Care Organization (MCO): What’s the Difference? Many employers are confused about the different responsibilities between Third Party Administrators (TPAs) and Managed Care Organizations (MCOs). Both play a vital role in mitigating cost and returning injured workers to work as soon as medically possible. First, the Ohio Bureau of Worker’s Compensation (BWC) requires that all employers have an MCO and there is no direct cost to the employer for their services. MCOs are responsible for managing and monitoring the medical portion of workers compensation claims including maintaining a medical provider network, submitting First Reports of Injury documentation to BWC, monitoring medical costs and medical bill payment, ensuring proper utilization of medical services and monitoring medical needs and level of care. They are also charged with helping to insure injured workers return to work as soon as medically possible by helping to facilitate return -to-work programs and vocational services in coordination with your TPA. As we all know, the sooner an injured worker returns to work, the better for all concerned. While MCOs are impartial parties to the claim focusing on medical management, TPA’s responsibilities are specifically focused on reducing the administrative and financial burden of the workers’ compensation system on the employer community. Their responsibilities include managing employers’ workers’ compensation programs and providing them with cost control strategies and programs to directly reduce their workers’ compensation costs. Employers pay service fees directly to TPAs for their assistance with claim administration, claim appeals, consultation / advice and assistance on cost control strategies for lost time claims, monitoring experience claim costs and representing employers at Industrial Commission hearings. In addition, TPAs provide rate analysis and financial impact studies to help employers make informed decisions. One of the most important functions of a TPA is the expertise and ability to provide employers the opportunity to reduce their workers’ compensation premiums through group rate discount and refund programs. Quality TPAs also provide client education, workshops and seminars to increase employer knowledge and to help them meet BWC training requirements. We all have a lot to do in the remaining months of 2018, and I do hope you will get in touch if there is anything I can do to help you accomplish your risk management goals.

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September-October 2018

2019 Group Rating Enrollment Deadline is November 8! START SAVING AND ENROLL IN THE OHIO HOME BUILDERS WORKERS’ COMPENSATION PROGRAM THROUGH OUR TRUSTED PARTNER, CAREWORKSCOMP. On behalf of the Ohio Home Builders and CareWorksComp, we would like to encourage to take the first step towards joining our Workers’ Compensation Group Rating program by agreeing to a free quote. We encourage you to take the next and final step by submitting the AC26 form (Enrollment Packet) so that you can receive the best discount and service available for the 2019 policy year.

CareWorksComp’s group rating programs are saving our members on average over $4,220 in BWC premiums! For more information, please contact Bob Nicoll, CareWorksComp Program Manager, at (800) 837-3200 ext. 58595 or 330-418-1824 or by email at Robert.@careworkscomp.com

Don’t have an offer for 2019 yet? No problem! Request your no-cost, no-obligation quote by October 31st by contacting Bob Nicoll, CareWorksComp Program Manager, at 330-418-1824 or: robert.nicoll@careworkscomp.com

Expand your business (and your wallet) with up to 36% off when you ship with UPS® Your NAHB UPS Savings Program can help you get the support you need to make your shipping faster, your logistics better, and your customer experience superb. Make the most of your membership and take advantage of competitve rates on UPS® shipping services that include enhanced protection through UPS Capital Insurance Agency, Inc. Not only can you save on shipping but the UPS Store® is here to help you grow and promote your business with printing services producing a wide variety of marketing materials with professional results.

To start saving, simply: Call: 1-800-MEMBERS (636-2377) Visit: www.1800member.com/nahb September-October 2018

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Photo Gallery: Clambake THANK YOU TO OUR EVENT SPONSORS:

THANK YOU TO OUR TABLE SPONSORS:

Troy Toth

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September-October 2018

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Executive Officer’s Report

military, or to determine eligibility for any Veteran’s preference required by law, are acceptable. However, some questions to avoid include:

by Judie Docs, CSP, MCSP, MIRM, CMP, CGP

The Ohio National Guard (ONG) and US Army Reserve (USAR), US Marine Reserves (USMCR) I want to personally thank Deborah Fisher of the NCBIA for putting this program together not only to help our members but to help our military men and women looking for jobs. NCBIA, The North Coast Building Industry Association (NCBIA) serves Erie, Huron and Lorain Counties. NCBIA members have been an integral part of the growth and economic development of the communities we serve since 1944. NCBIA was founded as a not-forprofit local affiliate of the Ohio Home Builders Association (OHBA) and the National Association of Home Builders (NAHB) representing home builders and other businesses directly related to the home building industry. Our members are builders, remodelers, tradesman and associated professions representing the collective interests of the residential construction industry in Erie, Huron and Lorain County. We hold inviolate the free enterprise system and the American Way of Life. ONG, USAR, USMCR The housing market is improving along with improving economy which makes it more difficult for the BIA members to find qualified, dedicated employees. Builders and contractors need employees who will show up on time, take pride in their work and put forth the extra effort AND pass a drug test. Today’s military is technologically astute, they are disciplined, and they understand and respect the “chain of command”. They are motivated to suggest less complicated more cost effective and efficient operations and procedures. Our soldiers and Marines excel with the innate leadership abilities. ONG, USAR, USMCR train one weekend a month and two weeks the summer, they go through regular drug testing, physicals and fitness assessments. Employers - Create detailed job descriptions, to include position’s purpose - What education and/or experienced is needed to successfully accomplish the essential functions of the job? - Consider alternatives to full-time employment, such as work experiences, internships and apprenticeships Know what you can and should not ask during an interview First and foremost, interviewing a Veteran or wounded warrior is no different than interviewing any other candidate. It is important to ask all questions of all candidates, without exception. A good interviewing practice is to ask all candidates the following question: “Have you read the job description? Yes or no - can you, with or without a reasonable accommodation, perform the essential functions of the job?” You are not asking the candidate to disclose whether or not they have a disability, but are ensuring they can perform the essential functions of the job. In addition, you make it clear that as an employer you understand this process and are not likely to discriminate due to disability.

• “What type of discharge did you receive?” Only federal agencies - or those that assign a Veterans’ hiring preference or have requirements related to security clearances, should ask questions related to military discharge (especially in a pre-employment phase). • “I notice that you’re in the National Guard...are you going to be called up for duty anytime soon?” This is similar to asking a woman if she is planning to have a baby anytime in the near future. Remember, it is unlawful to discriminate against someone because of membership in the National Guard or Reserves, a state defense force or another state or Federal Reserve unit. • “Did you see any action over there?” “Did you lose your arm getting hit by an IED?” “Have you seen a psychiatrist since you’ve been back?” Questions related to deployments to Iraq or Afghanistan may be interpreted as trying to determine if the Veteran has PTSD or TBI and could be construed as violation of the Uniformed Services Employment and Reemployment Rights Act (USERRA) or the Americans with Disabilities Act (ADA). Most of the standard behavioral interview questions should be no different than those you would typically ask any other candidate (e.g., management style, problem solving, strengths/weaknesses related to teamwork, etc.). Consider phrasing your questions to ensure the interviewee clearly understands that you are referring to both civilian and military work experience. For example: • “Tell me about the type of training and education you received while in the military.” • “Were you involved in day-to-day management of personnel and/ or supplies? How many people did you supervise? If you managed resources such as supplies, inventory and/or equipment, what was the net worth of these resources?” Additionally, it is perfectly fine to thank the individual for their service to our country - plain and simple. Did You Know? Many civilian employers have admitted challenges when it comes to evaluating a Veteran during a job interview. This is often because Veterans have difficulty explaining how their military experience relates to the needs of the civilian employer. Additionally, while Veterans will be quick to praise their team or unit, they are typically not self-boastful in interviews, so civilian employers can often feel like Veteran candidates are not “selling themselves.” It is important to keep in mind that the concept of “professional presentation” is often different for former military personnel than for civilians. Military personnel (particularly those recently separated/ discharged from military service) will often present themselves with eyes forward, back straight, and using “Sir” and “Ma’am” vocabulary (often without much smiling). This behavior may be misperceived as cold, distant, unapproachable or demonstrating a lack of social skills. While this is generally not the case, these perceptions have caused many Service Members to be discarded early in the interview process. Employers should recognize that former military personnel may need permission to “speak freely” to create a comfort level where they can appear in the most positive light. Hiring managers should be encouraged to be patient with these candidates and to “dig deep” with follow up questions to find qualities that are not apparent at first glance. It is worth remembering that Veteran candidates, unlike many civilian candidates, may not be accustomed to interviewing and may require a little latitude.

Questions relevant to experience or training received while in the page 24

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September-October 2018

Build savings with a special offer for NAHB members. Register now and save 2%** on your Lowe’s® Accounts Receivable (LAR) or Lowe’s® Business Accounts (LBA) purchases. LowesForPros.com/NAHB

for NAHB members

HOW TO APPLY

Newly opened accounts that fax the downloaded application to 877-896-3839 will be automatically enrolled for additional 2%** savings.

Download an application at

LowesForPros.com/NAHB. *5% Discount: Subject to credit approval. Get 5% off your qualifying purchase or order charged to your Lowe’s® Business Account or Lowe’s® Accounts Receivable. Valid for purchases in US stores, on Lowes.com and LowesForPros.com. Customer must pay applicable sales tax. 5% discount will be applied after any other applicable discounts. Offer can’t be combined with other creditrelated promotional offers. Can’t be used in conjunction with: any other coupon; Lowe’s military discount; Lowe’s employee discount; Lowe’s low price guarantee; Lowe’s volume or special discount programs such as, but not limited to “QSP”; manager discretion price adjustments; contractor packs; or any other offer which expressly states it can’t be combined with any other discount credit offer. Can’t be used in conjunction with the following products and/ or services: extended protection/replacement plans; shipping, delivery or assembly charges; fees or taxes; gift cards; Dacor®, ICON®, Fisher & Paykel®, Monogram, Smeg or Liebherr appliances (some brands not available in all markets/stores), Weber or Kichler products. Excludes all Lowe’s® Canada Credit products. We reserve the right to discontinue or alter these terms at any time. ©2018 Lowe’s. LOWE’S and Gable Mansard Design are registered trademarks of LF, LLC. ©2018 NAHB. All rights reserved.

StephensDirect_LC_NAHB Member Advantage Brochure page 26 Ad 11-10-17.indd 2

**2% Discount: Cannot be combined with any other statement discount. To be eligible for the 2% discount, you must register your National Association of Home Builders affiliation and Lowe’s® Accounts Receivable (LAR) or Lowe’s® Business Account (LBA) account per the instructions provided, make a purchase with your LAR or LBA account by 12/31/18 and comply with all terms and conditions of your LAR or LBA account. Allow one to two complete billing cycles for your registration to be processed and for your discount to appear on your billing statement. 2% discount will be automatically deducted from your statement at billing (discount will not take effect until Synchrony Bank fully processes your account registration). Excludes Lowe’s® Advantage Card, Lowe’s® Visa® Accounts, Lowe’s Business Rewards Card from American Express and all Lowe’s® Canada Credit products. Account must remain open, be in good standing and not become delinquent at the time the statement credit is applied. *,**Offers valid in US stores, on Lowes.com and LowesForPros.com. Discounts applicable to commercial purchases only. Offers/ discounts provided by Lowe’s and not Synchrony Bank. Subject to credit approval. Lowe’s reserves the right to discontinue or alter these terms at any time.

www.ncbia.com

11/10/17 September-October 2018

12:32

1938-2018

Love Where You Bank! Nottforrproﬁt,,buttforrservice..Membershippopenntooanyoneewho lives,,works,,attendssschoollorrworshipssinnLorainnCounty.

Proudlyyservinggourrmembersssincee1938,,CommStarrCredittUnionnoﬀerssa fulllrangeeoffproductssanddservicessforryourrfamily,,yourrhomeeanddyourrbusiness!

www.commstar.org 440.365.7342 1.866.365.7345

NEW HOME BUYERS LIMITED WARRANTY BOOKS NOW AVAILABLE Warranty book Updated and Available FOR ONLY $22 EACH! In a binder so you can include other walkthrough documents, warranties, etc.

Email your order to judie@ncbia.com or call the NCBIA Office at (440) 934-1090

THANK YOU SPIKES!

STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost.......................Dale Yost Construction............................ 628.25 Calvin Smith...............Calvin Smith Builders............................. 592.50 SUPER SPIKE (250-499 SPIKE CREDITS) Mary H. Felton...........Fidelity National Title............................. 418.00 Terry Bennett...............Bennett Builders....................................... 298.25

Our SPIKES are Our FOUNDATION

ROYAL SPIKE (150-249 SPIKE CREDITS) Jack Kousma...............Kousma Insulation................................... 247.00 Chris Majzun Jr. .........Majzun Construction............................... 244.00 Bill Perritt....................Perritt Building Co................................... 223.50 Bucky Kopf..................Kopf Construction Corp......................... 196.00 Randy K. Strauss........Strauss Construction............................... 176.00 Bill Comerford............Hovey Kaiser Insurance Associates...... 174.50 Jeff Hensley.................Lake Star Building & Remodeling......... 164.75 RED SPIKE (100-149 SPIKE CREDITS) Tom Lahetta................Tom Lahetta Builders.............................. 144.50 Dave Linna Sr..............Linna Homes & Remodeling.................. 135.50 Chris Majzun Sr..........Majzun Construction............................... 104.50 GREEN SPIKE (50-99 SPIKE CREDITS) Patrick Shenigo...........ShenCon Construction, LLC.................. 98.00 Thomas Caruso...........Carusoâ€™s Cabinets.................................... 95.75 Tom Sear......................Ryan Homes............................................. 92.25 Sara Majzun- Garwood.... BCT Alarm Services................................. 83.50 Mike Lapos..................Lapos Construction................................. 76.50 Chris Mead..................Maloney & Novotny, LLC...................... 71.00 Aaron Kalizewski.......Grande Maison Construction................. 60.50 Jason Scott...................North Star Builders.................................. 53.50 Ray Allen Thom..........Thom Concrete ........................................ 53.50 LIFE SPIKE (25-49 SPIKE CREDITS) Jeremy Vorndran........84 Lumber................................................. 36.00 Steve Schafer...............Schafer Development.............................. 30.50 Liz Schneider..............Dollar Bank............................................... 28.00 John Daly.....................Old Republic Title.................................... 25.50 BLUE SPIKE (6-24 SPIKE CREDITS) Tom Ostrander............84 Lumber Co........................................... 20.50 Jason Higgins..............Sunnyside Chevrolet............................... 18.00 Michelle Nowlin.........First Federal Savings of Lorain.............. 14.50 Ken Cassell..................Cassell Construction................................ 13.50 Jeff Lugar.....................ABC Supply Co........................................ 13.00 Chris Collins...............Carter Lumber Company....................... 12.50 Tami Lanphere............Town Money Saver.................................. 11.50 Keith Martin................MBD Homes............................................. 10.00 John Blakeslee.............Blakeslee Excavating............................... 8.00 John Wargo..................Mason Structural Steel............................ 7.50 Mike Chambers..........Charles, Morgan & Company................ 6.50 Mike Warden...............Chemical Bank......................................... 6.50 Scott Kosman..............Lakeland Glass......................................... 6.50

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September-October 2018

OCTOBER 17, 2018 REPORT #14 OHIO SUPREME COURT RULES IN FAVOR OF INSURANCE COMPANY IN CONSTRUCTION GENERAL LIABILITY INSURANCE CASE The Ohio Supreme Court recently issued its opinion in the Ohio N. Univ. v. Charles Constr. Servs., Inc., reversing the Court of Appeals decision, and instead, finding coverage did not exist for faulty work of a subcontractor under the construction general liability insurance completed operations provisions. The Court held the insurer is not required to defend a commercial general liability policyholder against suit by property owner, because subcontractor faulty workmanship is not fortuitous and not an occurrence. OHBA and NAHB filed a joint amicus urging affirmation of Appeals Court decision finding coverage under the policy. The Court acknowledged policyholders pay premiums for additional endorsements, such as completed operations coverage, but failed to expand its analysis to what then is covered under such provisions. The Court continued to suggest proponents take the issue to the legislature to modify the statutory definition of ‘occurrence’, if it is intended to include faulty workmanship. This brings about more questions: what does general liability insurance cover, as currently written; what other endorsements are being offered and at what additional cost? OHBA is currently reviewing the practical impacts of this recent decision, and continues discussions with both construction and insurance industry stakeholders. Feel free to contact OHBA with any questions. WITH ELECTION LESS THAN A MONTH AWAY, RESULTS HARD TO PREDICT With early voting underway, and November 6th less than a month away, many of the races are still very much up in the air. There seems to be agreement, however, the results will be based on voter turnout. At this point, there are so many races up for grabs, including all the statewide offices, all 99 Ohio House seats, and 17 Ohio Senate seats. In the more contested races, both sides are optimistic, but remain uncertain about turnout. It is unclear what lame duck, or next year will bring until after the results of November 6th are counted up and winners announced. Feel free to contact OHBA with any questions OHBA UPCOMING MEETING DATES Monday, November 12th - OHBA Partners for Progress, Hilton Easton, Columbus -This meeting is for Local EO’s and their incoming president. Tuesday, November 13th - OHBA Fall Meeting, Hilton Easton, Columbus Tuesday, November 13th - Best of Ohio Awards Presentation, Hilton Easton, Columbus Feel free to contact OHBA with any questions. Mardy Patel Executive Assistant Ohio Home Builders Association Direct Dial- 614/228-6648 Toll Free- 800/282-3403 ext. 1

September-October 2018

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The Clock is Ticking...Donâ€™t Miss Your Chance

Ten- Hour OSHA Training December 19 - 20, 2018 10am - 4pm

North Coast BIA Office 5201 Waterford Dr., Sheffield Village, OH 44035

The 10-hour class is intended to provide workers with awareness of common job-related safety and health hazards. Through this training, OSHA helps to ensure that workers are more knowledgeable about workplace hazards and their rights, and contribute to our nation's productivity.

NCBIA MEMBERS ONLY $75 PER PERSON NON-NCBIA MEMBERS $150 PER PERSON LUNCH INCLUDED Company Name

Orientation Introduction to OSHA and the OSH Act General Safety and Health Provisions Health Hazards: Hazard Communication Health Hazards: Hazardous Materials Cranes and Rigging Focus Four: Electrical Safety Struck-By and Caught In-Between Fall Protection Personal Protective Equipment Hand and Power Tools Scaffolds Stairways and Ladders Final Exam

Send Your Workers and Come Yourself!

Contact Name Attendee(s) Name(s) Email

Please Invoice Me _______Check Enclosed _______ VISA/MC/DISC/AMEX _______ Card Number Exp. Date

CVV#

Phone#

Billing Address Authorized Signature

**$5.00 Convenience Fee will be charged for all Credit Card Payments

Vacant Land Available Information courtesy of Linda LaFleur. Please contact her or any of our Realtor Members (Information deemed reliable, but not guaranteed) City

Address

List Price

Acres

Amherst

Pyle South Amherst Rd

$32,998

1.73

Amherst

V/L Heritage Way

$53,500

1.2

Amherst

V/L Gore Orphanage Rd $90,000

7.11

Amherst

51201 Portman Rd

$155,000

16.62

Amherst

V/L Rosecliff

$155,900

0.64

Avon

37600 Detroit Rd

$399,900

4.37

Avon

Mills & Jaycox NEC Rd

$699,000

13.59

Avon

32135 Detroit Rd

$3,000,000

42.36

Avon Lake

Electric Blvd

$89,000

0.3

Columbia Station Capel (A) Rd

$120,000

6.96

Columbia Station Capel (B) Rd

$120,000

6.96

Columbia Station 10550 Station Rd

$90,000

3.414

Columbia Station 10496 Station Rd

$93,000

2.67

Columbia Station 10340 Station Rd

$94,000

1.834

Columbia Station 26513 Glencove Trl

$95,000

2.211

Columbia Station 10284 Station Rd

$97,000

2.715

Columbia Station 10228 Station Rd

$97,000

2.405

Columbia Station Springfield Cir

$99,000

2.101

Columbia Station West Bend CT

$109,900

1.28

Columbia Station South Boone Rd

$130,000

4.55

Columbia Station S/L Folley Rd

$165,000

4.13

Columbia Station S/L Folley Rd

$165,000

4.13

Columbia Station S/L Folley Rd

$165,000

4.17

Columbia Station S/L Folley Rd

$165,000

4.17

Elyria

West Ave

$9,500

0.12

Elyria

Bond St

$19,900

0.68

Elyria

41903 Griswold Rd

$24,500

1.59

Elyria

WEST RIDGE Rd

$25,000

Elyria

118 Columbia Ave

$25,000

0.11

Elyria

South Logan St

$26,500

0.22

Elyria

Albrecht Rd

$34,900

1.2

Elyria

V/L Murray Ridge

$200,000

10.83

Elyria

Lorain Blvd

$300,000

0.15

Elyria

42955 North Ridge Rd

$475,000

Elyria

V/L Murray Ridge

$500,000

Elyria

V/L Lake Ave

$1,250,000

47.88

Elyria

8667 Oberlin Rd

$49,900

1.13

Elyria

8705 Oberlin Rd

$49,900

1.13

Elyria

8725 Oberlin Rd

$49,900

1.13

Elyria

8689 Oberlin Rd

$49,900

1.13

Grafton

S/L 2 Timber Ridge Rd

$85,000

1.54

Grafton

37305 Royalton Rd

$250,000

50.06

Grafton

36524 Neff Rd

$259,900

September-October 2018

Grafton

Avon Belden Rd

$900,000

27.76

Grafton

9615 Avon Belden Rd

$995,000

59.18

Grafton

Island Rd

$19,900

0.63

Grafton

10240 Island Rd

$255,000

Grafton

West Royalton Rd

$995,000

104

Huntington

West Rd

$80,000

8.35

Lagrange

712 Longstreet

$23,900

0.412

Lagrange

540 William St

$26,000

0.45

Lagrange

State Route 301

$144,000

19.1

Lagrange

Diagonal Rd

$189,225

8.41

Lorain

317 Connecticut Ave

$6,999

0.14

Lorain

1060 Hamilton Ave

$7,500

0.06

Lorain

West 9th St

$10,000

Lorain

Ridgeland St

$20,000

0.51

Lorain

5010 Spalding Ct

$42,000

0.3

Lorain

Clinton Ave

$299,900

14.53

North Ridgeville Mckinley Ave

$15,000

0.289

North Ridgeville Orchard Ln

$15,000

0.115

North Ridgeville Albert Ave

$29,900

0.21

North Ridgeville Steinbeck Ct

$48,900

0.71

North Ridgeville S/L 1 Fowlers Run Rd

$54,000

North Ridgeville 4996 Lear Nagle Rd

$150,000

7.53

North Ridgeville V/L Center Ridge Rd

$232,400

3.56

North Ridgeville 7691 Avon Belden Rd

$795,000

Oberlin

VL RT 58

$675,000

71.26

Oberlin

Becker Rd

$55,000

2.58

Sheffield Lake

V/L Edgewater Dr

$5,700

Sheffield Lake

532 Treadway Blvd

$14,000

0.33

Sheffield Lake

Holl Rd

$27,900

0.6

Sheffield Lake

509 Treadway Blvd

$35,000

0.95

Sheffield Village Linda Ln

$23,900

0.75

Sheffield Village French Creek Rd

$59,900

3.5

Sheffield Village 5464-5474 Detroit Rd

$1,885,000

Vermilion

Altamont Rd

$16,500

Vermilion

V/L Cooper Foster Park Rd $42,900

1.005

Vermilion

660 Sunnyside Rd

$47,000

1.576

Vermilion

3635 Elizabeth Dr

$49,900

0.356

Vermilion

640 Sunnyside Rd

$53,000

1.875

Vermilion

V/L Ford Ln

$59,000

0.38

Vermilion

580 Sunnyside Rd

$60,000

2.179

Vermilion

3640 Jerusalem

$69,900

1.17

Vermilion

V/L Gore Orphanage Rd $90,000

5.44

Vermilion

550 Sunnyside Rd

$200,000

6.425

Wakeman

Gore Orphanage Rd

$45,000

2.72

Wakeman

Gore Orphanage Rd

$45,000

2.7

Wellington

V/L Merriam Rd

$259,900

35.5

Wellington

Mcmillan Rd

$48,000

3.68

Wellington

Hawley Rd

$160,000

26.08

www.ncbia.com

0.07

page 31

2018

EVENTS C A L E N DA R

(All meetings held at NCBIA office unless otherwise stated)

Young Professionals

12th - OHBA Partners in Progress (EOâ€™s & Incoming President), Hilton Easton, Columbus 13th - OHBA Fall Board Meeting, Hilton Easton, Columbus 22nd - Thanksgiving (Office Closed) 29th - New Tax Code Update and Q&A, LCCC, Spitzer Conference Center, Grand Room

5th - Executive Committee 3:30 pm / Board of Directors Meeting 5:00 pm 12th - Young Professionals Committee Presents, â€œAn Ugly Sweater Christmas,â€? Avon Brewing Company, 37040 Detroit, Avon 19th & 20th - Ten-Hour OSHA Training 24th - Christmas Eve (Office Closed) 25th - Christmas (Office Closed) 31st - New Yearâ€™s Eve (Office Closed)

Sales & Marketing

Board

General Membership

Industry Events

Membership Events

EARLY BIRDS!!!!

It’s time to reserve your booth space for the 2019

Home & Remodeling Show.

Act now and SAVE!!!!

Saturday, March 9th, 2019 9am-5pm Emerald Events Center 33040 Just Imagine Dr., Avon, OH 44011

#teamncbia

EXHIBITOR CONTRACT

NCBIA Member Pricing $249 BOOTH SPACE

Company Name (as it will appear in show) __________________________________________ Contact Person (print) _________________________________________________________ Cell # _______________________________________________________________________ Primary Product(s)/Service(s) ___________________________________________________ Email address ________________________________________________________

With deposit thru Dec. 15th 2018 Save $50 (Reg. Price $299 after Dec. 15, 2018)

Non-NCBIA Member Pricing $349 BOOTH SPACE

Booth spaces are LIMITED and available on a 1st Come, 1st Served Basis! 2018 SOLD OUT - Act now to secure your booth!

BOOTH INFORMATION

Space allotted is 8’ wide x 10’ deep; includes a 6’ table with tablecloth and skirting Will you need electricity? _______ YES _______ NO

Save $50 (Reg. Price $399 after Dec. 15, 2018)

Direct Sales Pricing

Electric is optional and available on a 1st Come, 1st Served Basis! ______# of Booth Spaces

With deposit thru Dec. 15th 2018

$99 BOOTH SPACE

____________TOTAL AMOUNT DUE

I understand that I have contracted for exhibit space by signing this contract and I am liable for the full cost of the booth space. I also understand that the final location of space will be determined by show management upon receipt of a 50% deposit or payment in full. The undersigned represents that he/she is fully authorized to execute and complete this agreement. The undersigned also understands and agrees to the rules and regulations on the reverse side of this contract. A copy of this contract with booth assignment will be returned via email to confirm your reservation. Please sign both sides of this contract. Authorized Exhibitor Signature

SPONSORSHIPS AVAILABLE!! CALL FOR MORE INFO! RESERVE YOUR SPACE TODAY CONTACT THE NCBIA www.ncbia.com (440) 934-1090 OR judie@ncbia.com

Bag Sponsor:

Printed Name ___Invoice

___Check Enclosed

___VISA/MC/AMEX/DISC

Acct#_________________________________________________ exp. date______________________ crv #__________________ Address ______________________________________________ City _______________________ Billing Zip Code ____________ Authorized Signature___________________________________

**A $5.00 Convenience Fee will be charged for all Credit Card Payments

Office Use ONLY Booth Assigned# _____________ Total Cost _____________ Deposit _____________

Balance Due _____________

Questions, Call the BIA office at (440) 934-1090. Fax this form to (440) 934-1089 or mail to: NCBIA 5201 Waterford Drive, Sheffield Village, OH 44035

RULES AND REGULATIONS GOVERNING EXHIBITS MANAGEMENT: The North Coast Building Industry Association (NCBIA) shall be deemed Event Management and shall have all rights thereto assigned. (From here on the North Coast BIA will be referred to as NCBIA). NCBIA reserves the right to increase and/or decrease the size of any event and/or reassign Exhibitor space numbers prior to any event(s). CHARACTER OF EXHIBITS: NCBIA reserves the right to approve all exhibits. The exhibits and the distribution of promotional material shall be limited to the confines of the Exhibitor’s space. Under no circumstances shall any Exhibitor be permitted to attract attention to his/her exhibit in such a way as to distract or interfere with the other exhibitors. REGISTRATION: Exhibitors and their employees at the Event should wear a registration badge and/or tag for proper identification. SET UP/REMOVAL OF EXHIBITS: All exhibits must be placed and ready at the opening of the show and no movement of exhibits will be permitted until after the close of the show. Exhibits must remain intact until after closing of the show and be removed within such time as may be specified by the NCBIA. Strict compliance with move in and move out times is mandatory. A fine for late move in and/or early move out will be assessed at the discretion of the NCBIA. RAFFLES: No exhibitor other than Event Management shall conduct any game, lottery and/or similar activity unless authorized by the NCBIA. CARE OF EXHIBITS/AISLES: The NCBIA will maintain the aisles and exhibit areas in a clean condition. Aisles must be kept clear at all times. Seating for buyers must be confined within the exhibitor’s space. Exhibitors are requested at all times to cooperate with the NCBIA in maintaining all exhibits in perfect condition and to provide supervisory personnel at all times during exhibit hours. *In the event that the Exhibitor does not exhibit as provided herein or fails to comply in any respect with the terms of this agreement, the NCBIA management shall have the right without notice to the Exhibitor, to license the use of said space to any other company, enterprise, person or persons and the Exhibitor agrees to pay any deficiency, loss and/or damage sustained by the NCBIA as a consequence of such failure to occupy space as provided in this agreement. In addition, it is agreed that should the NCBIA be unable to license the use of said space as herein provided, it shall have the right to occupy said space for its own purposes without prejudice to its rights against Exhibitor pursuant to this agreement, including but not limited to the payment of a license fee. *Exhibitor will not sub license any part of the space herein provided for without the express written consent of the NCBIA. In the event the exhibit premises are destroyed or rendered unavailable for any reason whatsoever (whether before or during the scheduled exhibition), the rights of the Exhibitor under this agreement shall be limited to a pro-rated refund of the amount paid for the space licensed.

full at the time of registration. REFRESHMENTS: No sample food and/or beverage products may be distributed by exhibitors except upon written authorization of the NCBIA. COMPLIANCE WITH LAWS: Exhibitors must comply with all federal, state and local laws, regulations and rules that may be in force during the exhibit. INSURANCE: Exhibitors who desire insurance on their exhibits must procure same at their own expense. The NCBIA will not be responsible for any losses incurred by the Exhibitor or its employees because of theft, damage or for any cause whatsoever nor to any property of employee(s) or Exhibitor(s) while en route to or from exhibit. The Exhibitor agrees to make no claim for any reason whatsoever, including negligence, against the NCBIA or NCBIA management, its agents or employees while in the show quarters. Exhibitor agrees to indemnify and hold harmless the NCBIA against any loss, damage or expense (including reasonable attorney’s fees) act or omission of Exhibitor or its agents connected in any way with its exhibits. DECORATIONS, SIGNS, ETC: All equipment in conjunction with the exhibit must be provided by the Exhibitor. However, only the sign of the firm covered by the Exhibitor’s agreement may be placed in the booth or upon printed list of exhibitors or program. All decorations must conform to fire regulations. No exhibit is permitted that is more than eight feet high, or that obstructs other exhibits due to its design or size. PAYMENT DEFAULT: A service charge of 15% per month is applicable on all balances after 30 days. In the event any unpaid amount is placed for collection, client and/or agent agree to pay all collection costs, including reasonable attorney’s fees. REFUND POLICY: A partial refund will only be given with a minimum of 45 day’s notice prior to the event. The NCBIA retains the right to use their own discretion when deeming the reason for refund as a viable one to determine whether refund shall be granted. *The NCBIA shall have the right to make such rules and regulations in connection with the Exhibition as it may deem proper and may amend them at any time, and the NCBIA shall have the full power in the matter of interpretation and enforcement thereof. The rules and regulations heretofore referred to are printed on this agreement and are incorporated herein by reference. Exhibitor agrees to abide by said rules and regulations. *It is agreed that this instrument is a license, and not a lease, and that no leasehold or tenancy is intended to be or shall be created hereby. *This agreement cannot be varied, modified or canceled by the Exhibitor without the express written consent of the NCBIA.

DIRECT SALES: All direct sales vendors must make the payment for their space in

*IN WITNESS THEREOF, the Exhibitor has caused this application and agreement to be executed by authorized representative.

Signature of Exhibitor ___________________________________________________

Date___________________

Special AssociationDiscount for the North Coast Building Industry Association

SuperFleet Mastercard®

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CUSTOMER NAME VEHICLE DESCRIPTION VEHICLE IDENTIFICATION

Call 1-844-821-0649 now to start earning your association savings today! Earn Speedy Rewards on eligible purchases at Speedway.

Be sure to reference the North Coast Building Industry Association for your special 10¢ discount.

†Limited time offer valid for new Speedway SuperFleet MasterCard applications received from 3/1/2018 through 3/31/2018. New approved accounts will earn 10 cents per gallon rebate on Speedway fuel purchases in the first six months after account opening. Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per billing cycle. The maximum promotional rebate earnings are on 2,000 gallons per month regardless of billing terms. The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. *Fees may apply