Issuu

IMAGINE THE POSSIBILITIES There has never been a better time to be a Carter Lumber customer in the Cleveland/Akron area. We now have even more resources to provide our customers with quality materials and exceptional service. We’re more than just a lumberyard! Contact your nearest store location to see how having Carter Lumber as a part of your team can help you grow your business and your bottom line.

41625 Griswold Rd. Elyria, OH 44035 • (440) 934-5266

6199 SOM Center Rd. Solon, OH 44139 • (440) 248-5355 467 Center St. Chardon, OH 44024 • (440) 286-3833

172 N. Case Ave. Akron, OH 44305 • (330) 784-5441

3779 Manchester Rd. Akron, OH 44319 • (330) 645-6404 3725 Medina Rd. Medina, OH 44256 • (330) 725-6760

6320 N. Ridge Rd. Madison, OH 44057 • (440) 428-1110 carterlumber.com

North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5201 Waterford Dr. Sheffield Village, OH 44035 Phone: 440.934.1090 info@ncbia.com | www.ncbia.com

NCBIA Staff

Executive Officer Judie Docs | judie@ncbia.com Executive Assistant LaBreeska Bellan | labreeskancbia@gmail.com Administrative Assistant Ashlyn Bellan | ashlynncbia@gmail.com Marketing Associate Maria Sabala | maria.sabala.ncbia@gmail.com

2021 NCBIA Officers President Sara Majzun, BCT Alarm Services, Inc. Vice President Tim King, K. Hovnanian Homes - Ohio Division Associate Vice President John Toth, Floor Coverings International Treasurer Melanie Stock, Treasurer, First Federal Savings of Lorain Secretary Mike Meszes, Secretary, DRC Construction Co. Immediate Past President Jeremy Vorndran, 84 Lumber

2021 NCBIA Board of Directors

Dennis Willis, ActionCOACH TeamNEO Kelly Christy, Cleveland Custom Homes Dave Linna, Linna Homes & Remodeling Jason Rodriguez, Lorain County Joint Vocational School Mark Craig, Mark F. Craig, Esq. Jason Scott, North Star Builders Brett Adams, Genoa Bank Dave Weisenberger, Tusing Builders & Roofing Services

November 2021

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

NCBIA Life Directors

Jeremy Vorndran, 84 Lumber Calvin Smith, Calvin Smith Builders Tom Caruso, Caruso’s Cabinets Bob Yost, Dale Yost Construction Liz Schneider Dollar Bank Mary H. Felton, Guardian Title Jack Kousma, Kousma Insulation Jeff Hensley, Lake Star Building & Remodeling Chris Majzun Sr., Majzun Construction Co. Chris S. Majzun Jr., Majzun Construction Co. Jim Sprague, Maloney + Novotny, LLC Randy Strauss, Strauss Construction Tom Lahetta, Tom Lahetta Builders, Inc.

2021 NAHB & OHBA Directors

These are our members who represent our local industry in Washington DC and Columbus.

Sr. NAHB Life Director

Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

Randy Strauss, Strauss Construction

OHBA Past Presidents Randy Strauss, 1996

2021 OHBA Trustees

Jeremy Vorndran, 84 Lumber Sara Majzun, BCT Alarm Services, Inc. (alternate) Jason Scott, North Star Builders

OHBA Area 2 Vice-President Enzo Perfetto, Enzoco Homes

www.ncbia.com

page 3

NCBIA Advertising Order Form Issued November 2017

Membership Directory & Consumer Guide Don’t miss this marketing opportunity! The Membership Directory & Consumer Guide is mailed out to consumers, as well as fellow members. Also available as a PDF download on www.ncbia.com or in print from the NCBIA upon request. 2-PAGE CENTER SPREAD............................................$1300 BACK COVER.................................................................SOLD INSIDE FRONT COVER..................................................SOLD INSIDE BACK COVER....................................................$850 FULL PAGE.....................................................................$800 HALF PAGE.....................................................................$550 QUARTER PAGE.............................................................$350 BUSINESS CARD............................................................$125 Yes! My company wants to advertise in the 2022 Member Directory & Consumer Guide. Please circle your choice on list above and complete the billing section at the bottom of this page. *** PLEASE NOTE*** Order deadline: December 31, 2022 Artwork/copy deadline: January 31, 2022

Please let us know if you need assistance creating your ad. Graphic design services are available at a rate of $50/hr. for NCBIA members. Please contact Maria.Sabala.NCBIA@gmail.com for more information. Please complete the information below to finalize your order Company Name ______________________________________________

Please Invoice Me ______

Contact Name _______________________________________________

Card Number ____________________________________________________

Phone ______________________________________________________ Email ______________________________________________________ Total Amount Due ___________

Check Enclosed_____Visa/MC/Disc/Amex _____

Exp. Date_______________________________________CVV# ___________ Complete Address________________________________________________

_______________________________________________________________

Authorized Signature ______________________________________________

**A $5 Convenience Fee will be charged for all Credit Card Payments under $500; $10 for payments Over $500

Send completed form to Maria.Sabala.NCBIA@gmail.com or mail to 5201 Waterford Dr., Sheffield Village, OH 44035 Questions? Call (440) 934-1090

Issued Nov. 29, 2021 digital

events

Table of Contents 6 - Letter from the President

16-17 - 2022 Home Show Exhibitor Contract

7 - Ugly Sweater Christmas

18 - 2022 Home Show

8 - Save the Dates 8 - Member News 10 - Executive Officer’s Report

20-21 - House Approves

12-13 - “Come Together”

23 - NAHB Files Petition for

Party flyer

Installation, Hall of Fame, Circle of Excellence flyer

14 - Construction Loans

Slightly More Available, But at Higher Rates

15 - NAHB Now: NAHB Calls for Action on Canadian Lumber as Biden Eases Tariffs on European Steel

Spike Update

Sponsor Contract

Build Back Better Act; NAHB Opposes Bill

22 - Eye on the Economy:

Fed Acts on Inflation as Housing Affordability Weakens

Review on OSHA Vaccine and Testing Standard

24 - Build Your Knowledge at IBS 2022

26 - Home Warranty Books 27 - NAHB Member Saves

$100K on Infrastructure Measure NAHB Championed

Thank You for Renewing! Sorry to See You Go!

29 - Menu of Services

30 - NCBIA Member Directory & Consumer Guide Advertising Order Form

31 - NCBIA Calendar of Events 32 - OHBA Executive VP Column

34 - Are You Having Too Many Conversations About Materials Being Late? A Solution from the OHBA

35 - Do You Want on the List? 38-40 - Sedgwick: OSHA Issues Temporary Emergency Standard for Covid Vaccination

41 - Gains for Custom Home Building

LETTER FROM THE PRESIDENT

THE HOME STRETCH of 2021 We are in the home stretch for 2021! This year has been a wild and crazy ride for almost everyone in this industry and I am sure that most of us will give a nice little sigh when 2022 starts. But this year has not been all bad. We have lots of great things to look back on! We started off the year with a bang and got our Home & Remodeling Show off the ground even with all of the restrictions in place due to the pandemic. The show was a huge success and I want to give a shout out to that committee! They busted their butts and it was a great show for all of the vendors and consumers that attended. In April we brought back our member mixers and the turnout for these has blown all our expectations out of the water. Our members showed us they wanted to get together, and they wanted to network with their fellow members. Over the next few months, we had more of the member mixers and people showed their support in droves! We will continue the member mixer tradition into 2022, that is for sure! We had our annual softball game and Team Majzun finally brought home the big W! It only took us 5 years but we finally did it. Our softball game and family picnic has become a crowd favorite and every year the turnout for it gets better and better! I look forward to continuing on this tradition and having this fun event for many years to come! Sara Majzun, BCT Alarm Services, Inc.

“

It has been a great honor being your president thus far in 2021 and I cannot wait to see what exciting things are coming for us in 2022!

“

page 6

We only have one month left in 2021. With the holidays quickly approaching, we all know that the month of December flies by. We have one final event this year and it's our Ugly Sweater party on December 16th. We have quite a few of our members that have stepped up to sponsor this year so I am very appreciative of that! I am looking forward to seeing everyone there to celebrate everything we accomplished in 2021 and bring in 2022! Let's not forget that our Installation Banquet will take place January 8th! It will be our first bash of 2022 and it is always a great time honoring our incoming board of directors, our hall of fame inductees, and our circle of excellence award winners! It has been a great honor being your president thus far in 2021 and I cannot wait to see what exciting things are coming for us in 2022! #TeamNCBIA

www.ncbia.com

November 2021

THE NORTH COAST BUILDING INDUSTRY ASSOCIATION

E W A S T Y E L R G U masP t s i r h C

arty

$50

16 THURSDAY

TO SPONSOR!!

DECEMBER

5-8 PM

RSVP TO (440) 934-1090 - OR JUDIE@NCBIA.COM

FREE PIZZA & SNACKS CASH BAR

FREE ADMISSION!! C A P TA I N ’ S C L U B

2 3 2 PA R K AV E , A M H E R S T, O H 4 4 0 0 1

P R I Z E S F O R B E S T U G LY S W E AT E R & M O S T C R E AT I V E C H R I S T M A S O U T F I T ! !

SPONSORS: Rev. 11/22/21

Save the

Date!

Want to be a sponsor for any of these events? Let us know! Sponsor early to get maximum exposure!!!!! Call or email Judie at judie@ncbia.com for marketing opportunities to help your bottom line!!!!!

Thursday, December 16

5:00 PM - 8:00 PM Ugly Sweater Christmas Party

Do you have some business news to share? Business anniversaries, accomplishments, awards, publications, etc.? Send to judie@ncbia.com. We want to hear from you! Thank you to Infinite Helping Hands for facilitating the donations for the Lorain County Office on Aging to help those in need in our local communities. And thank you to all our members who donated!

Captain's Club 232 Park Avenue, Amherst

Saturday, January 8, 2022

5:00 PM - 11:00 PM "Come Together" Installation, Circle of Excellence, Hall of Fame Ahern's Banquet Center 726 Avon Belden Road, Avon Lake

Saturday, February 26, 2022 9:00 AM - 5:00 PM AND Sunday, February 27,

2022

10:00 AM - 3:00 PM Home & Remodeling Show Emerald Event Center 33040 Just Imagine Drive, Avon

*All committee meetings held via Zoom, unless otherwise noted. If you would like to participate in a committee, please email Judie Docs at judiencbia@ gmail.com.

Check the website at www.ncbia.com for upto-date changes, additions, and corrections to these events!

page 8

www.ncbia.com

November 2021

Exclusive Business Platinum Card® Offer for NAHB Members

Apply for the Business Platinum Card® and you can earn 125,000 Membership Rewards® points within the first 3 months of Card Membership after you spend $30,000 on qualifying purchases on the Card. Annual fee is $595. Platinum Card not right for your business? Explore our suite of Cards for businesses of all shapes and sizes.

Visit NAHB.org/Amex to learn more Terms apply

EXECUTIVE OFFICER’S REPORT

SO MUCH

to be Thankful For! What a year we have had thus far! It has a different meaning for all of us. For some it meant staying healthy and avoiding COVID, and we sure were busy. Thank you all who helped us earn three of the five NAHB 2020 Membership Grand Awards for Numerical Increase, Percentage Growth and Affiliate Numerical Increase. As you might know November is Spike Appreciation Month, a time when all HBAs are encouraged to thank the dedicated “Spikes” for their outstanding achievements in member recruitment and retention. Spikes are the backbone of our association. They have found the benefits of membership that they are passionate about and expertly share that information to recruit new members. Thank you for our Spikes who continue to grow our association. I would be remiss if I did not thank my dedicated staff, LaBreeska Bellan, Ashlyn Bellan and Maria Sabala, along with active members who give of their time and energy to make this a great association. And a group that never gets thanked, our Officers and Board of Directors, the driving force behind the association. The policy makers and the members who lead us in order to make this the best association it can be - Thank you! I hope you all had a great Thanksgiving and continue to have a wonderful holiday season!!!

by Judie Docs, CSP, MCSP, MIRM, CMP, CGP

“

I hope you all had a great Thanksgiving and continue to have a wonderful holiday season!!!

“

page 10

www.ncbia.com

November 2021

Exclusive Incentives on your next vehicle available for NAHB Members

This full-line fleet just went corporate. The Nissan Business Advantage is a one-stop fleet shop for all your corporate needs. With America’s only full-line fleet import brand,* it’s the perfect addition to help your business reach its goals. Get ready to handle all your fleet needs from vans to sedans.

nahb.org/nissan *2021 Ward’s Light-Vehicle Fleet U.S. Market Segmentation.

THE NORTH COAST BUILDING INDUSTRY ASSOCIATION

$ 65 per person

SATURDAY JANUARY 8 2022

Buffet dinner Open bar

JOIN US IN HONORING OUR 2022 OFFICERS AND BOARD OF DIRECTORS

5:00 5:45 6:30 7:30

WE WILL BE HONORING OUR NEW HALL OF FA M E I N D U C T E E S !

P.M. DOORS OPEN P.M. DINNER P.M. PROGRAM BEGINS TO 11:00 P.M. DESSERTS, DJ & DANCING!

AHERN’S

BANQUET

CENTER 726 AVON BELDEN BURKE BANQUET ROOM

AND THE WINNERS ARE...

BLACK TIE OPTIONAL ROAD,

AVON

LAKE

ENTERTAINMENT SPONSOR $500

CIRCLE OF EXCELLENCE:

Liz Schneider

PLATINUM CIRCLE SPONSOR - $500 GOLD CIRCLE SPONSOR - $400 SILVER CIRCLE SPONSOR - $300 BRONZE CIRCLE SPONSOR - $200

HALL OF FAME SPONSORS - $250

DRINK SPONSOR - $250 DESSERT SPONSOR - $250 TABLE SPONSOR - $150

AD IN PROGRAM - $50

DEADLINE FOR RESERVATIONS AND CANCELLATIONS IS DECEMBER 30, 2021. COMPANY NAME ___________________________________________________________________________________________________ ATTENDEE(S) NAME(S) ____________________________________________________________________________________________ # ATTENDEES @ $ ______________ I WOULD LIKE TO SPONSOR $ ________________________________________ TOTAL AMOUNT DUE $ ______________ ___ PLEASE INVOICE ME

___ CHECK ENCLOSED

___ VISA/MC/DISC/AMEX

CARD NUMBER ______________________________________________________________________________________________________ EXP. DATE _______________________________ CVV# ________________________ BILLING ADDRESS ____________________________________________________________________________________________________ $5.00 CONVENIENCE FEE WILL BE CHARGED FOR ALL CREDIT CARD PAYMENTS REMEMBER, A RESERVATION MADE IS A RESERVATION PAID.

REGISTER ONLINE AT WWW.NCBIA.COM BY EMAIL: JUDIE@NCBIA.COM BY MAIL: NCBIA, 5201 WATERFORD DRIVE, SHEFFIELD VILLAGE OH 44035

REV. 11/22/2021

CONSTRUCTION LOANS Slightly More Available, But at Higher Rates

BY: PAUL EMRATH

In the third quarter of 2021, effective interest rates increased on all four categories of loans tracked in NAHB’s Survey on Acquisition, Development & Construction (AD&C). This result reverses a general downward trend that had prevailed since the third quarter of last year. In the third quarter of 2021, the average effective rate (based on rate of return to the lender over the assumed life of the loan taking both the contract interest rate and initial fee into account) increased from 6.15 in the second quarter of 2021 to 6.50 percent in the third quarter of 2021 on loans for land acquisition, from 7.15 to 8.33 percent on loans for land development, from 8.09 to 8.55 percent on loans for pre-sold single-family construction, and from 7.40 to 8.37 percent on loans for speculative single-family construction. Changes in the effective rate may be due to changes in either the contract interest rate, or in the initial points charged on the loan. On three categories of AD&C loans, the average contract rate and average points both increased in the third quarter. On land acquisition loans, the contract rate increased from 4.63 to 4.74 percent while the initial points increased from 0.69 to 0.88. On development loans, the contract rate increased from 4.63 to 4.74 percent while the points increased from 0.64 to 0.89. And on loans for pre-sold single-family construction, the contract rate increased from 4.32 to 4.49 percent while the points increased from 0.54 to 0.77. On the remaining category of AD&C loans (for speculative single-family construction) a reduction in the average contract rate—from 4.94 to 4.85 percent—was more than offset by a substantial increase in the initial points charged—from 0.66 to 0.87 percent. The NAHB survey also produces a net easing index that summarizes the change in credit conditions on AD&C loans, similar to the net easing index constructed from the Federal Reserve’s survey of senior loan officers (SLOOS). In the third quarter of 2021, the NAHB and Fed indices were in close agreement with each other, both indicating a modest easing of credit. The NAHB index stood at 11.0 while the Fed index was 9.4. These results are quite similar to those from the second quarter, when the NAHB index was 9.7 and the Fed index was 7.0. The NAHB net easing index uses information from questions that ask builders and developers if availability of credit has gotten better, worse, or stayed the same since the previous quarter. In the third quarter of 2021, 13 percent of the NAHB builders said availability of credit for land acquisition had gotten better, compared to 6 percent who said it had gotten worse. For land development, 14 percent said credit conditions improved, compared to 7 percent who said it had gotten worse. Finally, 21 percent of builders reported that the availability of credit for singlefamily construction had improved, compared to only two percent who said it had gotten worse.

page 14

Availability and rates on loans for residential development are of particular interest in the current environment, where home builders are experiencing record shortages of buildable lots.

www.ncbia.com

November 2021

NAHB NOW

NAHB CALLS FOR ACTION on Canadian Lumber as Biden Eases Tariffs on European Steel

resident Biden announced at the G-20 summit in Rome that the U.S. would ease tariffs on European steel and aluminum, prompting NAHB to express concern and disappointment that no action was taken to lift duties on Canadian lumber that continue to harm housing affordability. A report in the Wall Street Journal noted that U.S. Commerce Secretary Gina Raimondo said the deal with the European Union “will provide relief in the supply chain and drive down cost increases. Of course it is also good for the American manufacturers who use steel and aluminum in their products.” This prompted the following statement from NAHB Chairman Chuck Fowke: “U.S. Commerce Secretary Raimondo was quoted as saying the agreement with the European Union will ‘provide relief in the supply chain and drive down cost increases.’ “But what about cost relief for millions of American home buyers and homeowners who have seen the cost of housing rise by tens of thousands of dollars over the past year due in part to unprecedented lumber price volatility fueled by tariffs on Canadian lumber? Until a long-term solution can be reached, the administration needs to suspend duties on all imported building materials and goods, including Canadian lumber, to ease supply chain bottlenecks that are causing project delays and putting upward pressure on home prices.”

November 2021

www.ncbia.com

page 15

NOW A TWO DAY SHOW!!!!! EXHIBITOR CONTRACT Company Name (as it will appear in show) __________________________________________

Saturday, February 26th 9-5

Contact Person (print) _________________________________________________________

Sunday, February 27th 10-3

Cell # _______________________________________________________________________ Primary Product(s)/Service(s) ___________________________________________________ Email address ________________________________________________________

Emerald Event Center, Avon SPECIAL EARLY BIRD PRICING THROUGH DEC. 16, 2021 (SAVE $50)

299 Booth Space ($399 non-members)

AFTER DEC. 16, 2021, $349 AND $449, RESPECTIVELY) DIRECT SALES BOOTHS $149

Booth spaces are LIMITED and available on a 1st Come, 1st Served Basis! 2021 SOLD OUT - Act now to secure your booth!

BOOTH INFORMATION Will you need electricity? _______ YES _______ NO Electric is optional and available on a 1st Come, 1st Served Basis! ______# of Booth Spaces

____________TOTAL AMOUNT DUE

I understand that I have contracted for exhibit space by signing this contract and I am liable for the full cost of the booth space. I also understand that the final location of space will be determined by show management upon receipt of a 50% deposit or payment in full. The undersigned represents that he/she is fully authorized to execute and complete this agreement. The undersigned also understands and agrees to the rules and regulations on the reverse side of this contract. Authorized Exhibitor Signature

Sponsorships Available Call for More Info!

Showcase Your Business

Printed Name

PAYMENT METHOD:

Please Indicate how you would like to pay for your booth space. ___Invoice

___Check Enclosed

___VISA/MC/AMEX/DISC*

**A $5.00 Convenience Fee will be charged for all Credit Card Payments

*If you select credit card, our office will call for your card information.

Event Sponsors: Our Biggest Consumer Event of the Year!

Over 1000 Local Consumers Expected

Questions? Contact the NCBIA at (440) 934-1090

Supporting Sponsors:

Bag Sponsor: Rev. 11/8/2021

RULES AND REGULATIONS GOVERNING EXHIBITS MANAGEMENT: The North Coast Building Industry Association (NCBIA) shall be deemed Event Management and shall have all rights thereto assigned. (From here on the North Coast Building Industry Association will be referred to as NCBIA). CHARACTER OF EXHIBITS: NCBIA reserves the right to approve all exhibits. The exhibits and the distribution of promotional material shall be limited to the confines of the Exhibitor’s space. Under no circumstances shall any Exhibitor be permitted to attract attention to his/her exhibit in such a way as to distract or interfere with the other exhibitors. REGISTRATION: Exhibitors and their employees at the Event should wear a registration badge and/or tag for proper identification. SET UP/REMOVAL OF EXHIBITS: All exhibits must be placed and ready at the opening of the show and no movement of exhibits will be permitted until after the close of the show. Exhibits must remain intact until after closing of the show and be removed within such time as may be specified by the NCBIA. Strict compliance with move in and move out times is mandatory. A fine for late move in and/or early move out will be assessed at the discretion of the NCBIA. RAFFLES: Exhibitors are encouraged to conduct games, lotteries and/or similar activities to increase patron participation, so long as it does not interfere with the other exhibitors. CARE OF EXHIBITS/AISLES: Aisles must be kept clear at all times. Seating for buyers must be confined within the exhibitor’s space. Exhibitors are requested at all times to cooperate with the NCBIA in maintaining all exhibits in appropriate condition. *In the event that the Exhibitor does not exhibit as provided herein or fails to comply in any respect with the terms of this agreement, the NCBIA management shall have the right without notice to the Exhibitor, to license the use of said space to any other company, enterprise, person or persons and the Exhibitor agrees to pay any deficiency, loss and/or damage sustained by the NCBIA as a consequence of such failure to occupy space as provided in this agreement. In addition, it is agreed that should the NCBIA be unable to license the use of said space as herein provided, it shall have the right to occupy said space for its own purposes without prejudice to its rights against Exhibitor pursuant to this agreement, including but not limited to the payment of a license fee. *Exhibitor will not sub license any part of the space herein provided for without the express written consent of the NCBIA. In the event the exhibit premises are destroyed or rendered unavailable for any reason whatsoever (whether before or during the scheduled exhibition), the rights of the Exhibitor under this agreement shall be limited to a pro-rated refund of the amount paid for the space licensed. DIRECT SALES: All direct sales vendors must make the payment for their space in full at the time of registration.

COMPLIANCE WITH LAWS: Exhibitors must comply with all federal, state and local laws, regulations and rules that may be in force during the exhibit. INSURANCE: Exhibitors who desire insurance on their exhibits must procure same at their own expense. The NCBIA will not be responsible for any losses incurred by the Exhibitor or its employees because of theft, damage or for any cause whatsoever nor to any property of employee(s) or Exhibitor(s) while en route to or from exhibit. The Exhibitor agrees to make no claim for any reason whatsoever, including negligence, against the NCBIA or NCBIA management, its agents or employees while in the show quarters. Exhibitor agrees to indemnify and hold harmless the NCBIA against any loss, damage or expense (including reasonable attorney’s fees) act or omission of Exhibitor or its agents connected in any way with its exhibits. DECORATIONS, SIGNS, ETC: All equipment in conjunction with the exhibit must be provided by the Exhibitor. However, only the sign of the firm covered by the Exhibitor’s agreement may be placed in the booth or upon printed list of exhibitors or program. All decorations must conform to fire regulations. No exhibit is permitted that is more than eight feet high, or that obstructs other exhibits due to its design or size or that presents a safety hazard to other exhibitors and/or attendees. PAYMENT DEFAULT: A service charge of 15% per month is applicable on all balances after 30 days. In the event any unpaid amount is placed for collection, client and/or agent agree to pay all collection costs, including reasonable attorney’s fees. REFUND POLICY: A partial refund will only be given with a minimum of 45 days notice prior to the event. The NCBIA retains the right to use their own discretion when deeming the reason for refund as a viable one to determine whether refund shall be granted. *The NCBIA shall have the right to make such rules and regulations in connection with the Exhibition as it may deem proper and may amend them at any time, and the NCBIA shall have the full power in the matter of interpretation and enforcement thereof. The rules and regulations heretofore referred to are printed on this agreement and are incorporated herein by reference. Exhibitor agrees to abide by said rules and regulations. *It is agreed that this instrument is a license, and not a lease, and that no leasehold or tenancy is intended to be or shall be created hereby. *This agreement cannot be varied, modified or canceled by the Exhibitor without the express written consent of the NCBIA. *IN WITNESS THEREOF, the Exhibitor has caused this application and agreement to be executed by authorized representative.

REFRESHMENTS: No sample food and/or beverage products may be distributed by exhibitors except upon written authorization of the NCBIA. Signature of Exhibitor ___________________________________________________ Date___________________

SPONSORSHIP PACKAGES AVAILABLE FOR 2022 Event Sponsors:

Saturday, February 26th 9-5 Sunday, February 27th 10-3 Emerald Event Center, Avon My company would like to sponsor the 2022 NCBIA Home Show. (Please select below)

EVENT SPONSOR Member: $2000 Non-member: $2500

SUPPORTING SPONSOR $300

Everything on Supporting Sponsor list, PLUS radio interview, booth space, logo on staff t-shirts and all printed advertising, mention in radio advertisements, option to have your company’s banner hung at show entrance and studio quality videos to promote your business! Includes: mention in radio ads, your logo in event program, Facebook event page, slideshow during event, option to put promotional itemsin swag bag, and recognition in BUILDER newsletter. Lunch is provided for ALL sponsors!

Reserve your sponsorship today!

Event Sponsor

SPONSOR INFORMATION Company Name (as it will appear in show) ______________________________________ Contact Person (print) _____________________________________________________ Cell # ___________________________________________________________________ Primary Product(s)/Service(s) _______________________________________________ Email address ___________________________________________________________

PAYMENT METHOD:

Please Indicate how you would like to pay for your sponsorship. ___Invoice

___Check Enclosed

QUESTIONS? CONTACT THE NCBIA www.ncbia.com (440) 934-1090 judie@ncbia.com

Supporting Sponsors:

(440) 934-1090 Judie@ncbia.com 5201 Waterford Dr., Sheffield Village, OH 44035 Office Use ONLY Deposit _____________ Rev. 11/8/2021

Balance Due _____________

___VISA/MC/AMEX/DISC*

*If you select credit card, our office will call for your card information.

Contact the NCBIA

Booth Assigned# __________ Total Cost ___________

Supporting Sponsor

Bag Sponsor:

**A $5.00 Convenience Fee will be charged for all Credit Card Payments

Your Next Adventure Awaits. Book your GETAWAY and GET up to 30% OFF with Pay Now* Enjoy the open road with deals from your NAHB Avis and Budget Car

Rental Savings Program. With the Pay Now feature members can save up to 30% off base rates on every rental, plus receive additional offers like dollars off, a complimentary upgrade or a free weekend day.

To make a reservations with Avis, visit: www.avis.com/nahb and use your AWD #G572900 when booking to save. To book with Budget, visit: www.budget.com/nahb and use your BCD #Z536900 to apply savings.

*Terms Apply.

HOUSE APPROVES Build Back Better Act; NAHB Opposes Bill BY: DAVID LOGAN

he House today narrowly approved the Build Back Better Act, legislation that contains positive housing provisions but also includes other elements detrimental to the residential construction sector that caused NAHB to oppose the overall package. In letter sent to House leaders prior to the vote, NAHB said: “While this bill represents an historic investment in our nation’s housing, NAHB is concerned the tax increases, new building and energy code requirements and increased fines and penalties for OSHA violations would be detrimental to the housing industry during a critical phase in our nation’s economic recovery.”

The Good

Zoning and Education

As noted above, the Build Back Better Act includes several provisions that are good for housing. Of particular benefit to the housing industry is the $150 billion in new funding that will support the creation and renovation of affordable housing across the country. The legislation would:

• •

Address local zoning reform that will encourage the streamlining of new construction; Invest in career and technical education, including programs such as Jobs Corps and YouthBuild;

Homeownership Investments

Taxes

•

• • •

Establish a new first-time, first-generation down payment assistance program for home buyers; Create a new home loan program to subsidize 20-year mortgages for first-generation home buyers; Fund a new HUD demonstration program to help expand smalldollar lending options for home buyers; and Greatly expand funding for the USDA Section 504 program to help low-income homeowners in rural areas repair, upgrade, and preserve affordable homes.

Housing Appropriations •

• •

Provide $10 billion for the Home Investment Partnerships (HOME) program. This grant program has traditionally been used as gap financing in conjunction with other programs like Project Based Section 8 or the Low-Income Housing Tax Credit; Deliver $1 billion for the Project-Based Section 8 program (PBS8) For the first time in years, this will allow for new contracts under PBS8 — which is a big win for the membership; and Earmark $3 billion for the Community Development Block Grant (CDBG) program. This program has traditionally funded needs such as infrastructure, community centers and housing renovation — but not new construction. This package specifically states that new construction is now an approved use of CDBG funds.

page 20

• •

Increase funding for the Low-Income Housing Tax Credit (LIHTC), although the bill fails to take full advantage of this historic opportunity to further strengthen the program by leaving out many of the LIHTC provisions initially included in the House Ways and Means Committee draft; Provide relief for taxpayers affected by the current limit on state and local tax deductions, known as SALT; and Provide long-term extensions many of the existing energy tax incentives, although NAHB opposes the structural changes made to the 45L new energy efficient home tax credit.

The Bad As noted above, there are several provisions in the Build Back Better Act that NAHB opposes, including onerous tax and code requirements that would hurt small business owners and worsen housing affordability: Taxes •

The expansion of the Net Investment Income Tax (NIIT) to include investment income derived from an active trade or business. In opposing this provision, NAHB said: “Real estate is a capital intensive business, and increasing the cost of doing business by either limiting losses—which are generated by investing in more

www.ncbia.com

November 2021

• •

housing, an activity Congress should seek to encourage—or increasing taxes on rental income via the expansion of the NIIT, is difficult to justify at a time when we face a serious housing shortage. Congress should carefully consider how these tax hikes may exacerbate the ongoing housing affordability crisis facing the United States.” Retroactive tax changes to qualified contracts, which could affect the LIHTC program. Requiring the use of Energy Star for new residential construction as the sole means to qualify for the 45L tax credit. In opposing this provision, NAHB noted that Energy Star is a niche market — less than 10% of single-family and multifamily units were certified in 2020 — and while the program has its merits it will never be adopted widely.

Codes

NAHB members save up to 75%

The requirement for use of the “latest published editions of relevant performance-based building codes.” While this provision is intended to incentivize the adoption of the latest published edition of a building code, it is unclear whether states and local governments will continue to have the ability to evaluate and amend updated editions of a consensusbased code prior to adoption. Moreover, provisions requiring the use of “performance-based building codes and standards” does not guarantee that the code or standard is developed through a consensus process. It is critical that codes and standards are developed in a transparent process to ensure code development fully reflects the public interest. NAHB is also concerned with grant programs that promote adoption of ‘net-zero’ provisions, as included in the appendix to the 2021 edition of the International Energy Conservation Code (IECC). These targets are not appropriate or cost-effective for many jurisdictions; rather, the Department of Energy should help states advance the codes in a manner that that best fits the needs of state and local governments.

off the officedepot.com regular prices on our Best Value List of preferred products!

Exclusive NAHB Savings! Thousands of products discounted off the officedepot.com regular prices! Order online | Pick up in 1 hour!* Free delivery on qualifying orders of $50 or more!**

Next Steps It is unclear if the Senate will pass the Build Back Better Act “as is” or modify the bill and send it back to the House for another vote. If the Senate moves to alter to the legislation, NAHB will advocate for changes that are beneficial to the housing industry.

Create an account online through www.officediscounts.org/nahb and browse through your discounts Text NAHBSPC to 555-888 to save your free store discount card on your phone Businesses may qualify for additional discounts. please email: NAHB@officedepot.com or call 855-337-6811 X 12897

Office Depot updates pricing, product and service assortment on a regular basis as a result of a variety of factors, including, but not limited to, market and competitive forces, and reserves the right to change pricing and product assortment at any time without notice. Offers are non-transferable. Office Depot reserves the right to limit quantities sold to each customer. We are not responsible for errors. Office Depot is a trademark of The Office Club, Inc. OfficeMax is a trademark of OMX, Inc. ©2020 Office Depot, Inc. All rights reserved.

November 2021

www.ncbia.com

page 21

EYE ON THE ECONOMY

FED ACTS ON INFLATION as Housing Affordability Weakens

he combination of higher home prices, rising construction costs and moderately higher interest rates will exacerbate housing affordability conditions and increasingly push many prospective buyers out of the market in the coming months. Although economic growth is going to post the best year since 1984, that expansion has come about because of significant monetary and fiscal policy stimulus. As supply-chain issues persist while the economy attempts to build on the post-2020 rebound, the expansion will become increasingly uneven. The first example of this variability was seen in the third quarter GDP data. Real GDP expanded by only 2% — noticeably less than what was forecasted earlier in the year and largely because of the rise of the delta variant. The labor market is showing signs of overheating as well. There are more open jobs than there are unemployed workers available because of declines in the labor force participation rate. Jobs gains were solid in October, as payroll employment increased by 531,000. The unemployment rate fell to 4.6%, and further declines are expected. With clear signs of rising material prices and expected wage gains from a hot labor market, the Federal Reserve is reducing its accommodative monetary policy stance. While the federal funds rate is being held near 0%, the Fed has announced the beginning of tapering, or reducing, its purchases of mortgage-backed securities and Treasuries. This process is expected to end by mid-2022, during which time interest rates should gradually increase. Inflation data show why the Fed is pulling back on stimulus: Year-overyear consumer inflation in October was up 6.8% — the strongest reading in 30 years. Moreover, the October Producer Price Index recorded its fastest pace in 11 years with an 8.6% year-over-year gain for wholesale prices. Additional PPI data revealed that the prices of all inputs, including energy, used for residential construction purposes has increased 14.5% year to date in 2021 — eight times faster than they did in 2020. –NAHB Chief Economist Robert Dietz

page 22

www.ncbia.com

November 2021

NAHB FILES PETITION for Review on OSHA Vaccine and Testing Standard BY: ROBERT DIETZ

AHB today filed a petition for review in the U.S. Court of Appeals for the D.C. Circuit asking the court to examine OSHA’s emergency temporary standard (ETS) requiring companies with more than 100 employees to mandate COVID-19 vaccinations or weekly testing. NAHB believes that OSHA does not have the authority to issue an ETS on this matter. Among other things, NAHB believes that: • •

OSHA has failed to demonstrate that there is a grave danger from exposure to COVID-19 in the construction work environment. OSHA failed to demonstrate that the ETS is reasonably necessary and appropriate to protect construction workers.

Last Friday, the U.S. Court of Appeals for the Fifth Circuit blocked implementation of the OSHA ETS involving vaccines and testing. The injunction is temporary and will be taken up again beginning Nov. 16. There are also many other legal challenges across the United States. But it is very important to note that barring a long-lasting injunction, employers will have to comply with many parts of the rule by Dec. 6, including developing a written vaccination policy, determining employee vaccination status, offering paid time off for vaccinations, and requiring unvaccinated workers to wear masks. NAHB recently published guidance for members to ready themselves for compliance. This issue is continuing to develop and will be top of mind for NAHB staff in the weeks ahead. Watch NAHBNow for updates to the legal challenge and logistics of the standard. Consult NAHB’s COVID-19 Vaccination and Testing ETS Toolkit and vaccination week page for resources.

November 2021

www.ncbia.com

page 23

GET UP TO $5,400 TO GET THE JOB DONE Shown with equipment from independent suppliers which is not covered by the GM New Vehicle Limited Warranty. GM is not responsible for the safety or quality of independent supplier alterations.

USING THE PRIVATE OFFERS1 FOR NAHB MEMBERS IS EASY:

1. Get your NAHB proof of membership. 2. Visit your local Chevrolet, Buick or GMC dealer and mention this Private Offer. 3. Select an eligible vehicle(s) to purchase or lease and present your NAHB proof of membership. For even more value, combine this offer with the National Fleet Purchase Program and Business Choice Offers. For full details on the Private Offer, NAHB members should visit nahb.org/gm. Example offer for NAHB members who are business owners purchasing a 2021 Chevrolet Silverado 2500 HD Crew Cab 1LT 4WD. Up to

Up to

$1,000 + $3,400 + $1,000 = $5,400 Private Offer 1

National Fleet Purchase Program (FVX)2

Eligible Accessory Cash Allowance3, 4

In Potential Value

1 Private offer amount varies by model; up to $500 offer for retail delivery and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible new 2020, 2021 and 2022 model year vehicles. Customer must take delivery by 1/3/2022. Not compatible with some other offers. Not valid on prior purchases. Excludes all Cadillac vehicles; 2020 Buick Cascada, LaCrosse, Regal and Verano; Chevrolet Colorado 2SA, Sonic, Trax, Volt and GMC Canyon 2SA; 2020-2021 Encore 1SV; Chevrolet Blazer, Camaro, Corvette, Equinox 1SM, Malibu 1VL, Traverse 1L0; GMC Acadia 1SV and Terrain 2SA. Additional GM models may be excluded at GM’s sole discretion. See dealer for details. 2Offer available to qualified fleet customers through 1/3/2022. Not compatible with some other offers. Take delivery 1/3/2022. See dealer for details. 3To qualify, vehicle must be used in the day-to-day operations of your business and not solely for personal/ non-business-related transportation purposes. Must provide proof of business ownership. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties and ordering, consult your dealer or visit gmbusinesschoice.com. 4Eligible purchases must be equal to or greater than the amount of the cash allowance. Accessory Cash Allowance requires purchase of the eligible accessories from your dealer.

(800) 442-8277 www.hastingsmutual.com

404 E. Woodlawn Ave. Hastings, MI 49058

Building Your Business Select Contractors Broadened Coverage This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible. Builders Risk and Installation Floater “Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.

For more information contact:

Theresa Riddell (440) 420-1175 The Nelson Agency, Inc. tmycps@oh.rr.com 116 4th St., Elyria, OH 44035 Phone: 440-323-8002 -ORFax: 440-323-8055 Drywallersinsurance1@prodigy.net

Brett Adams A member of: (419) 515-0506 adamsb@sprouseagency.com

Portable Tools Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible. The information referred to is not a policy. Refer to your policy for specific coverage.

SS-1 (10/19)

NEW HOME BUYERS LIMITED WARRANTY BOOKS NOW AVAILABLE Warranty book Updated and Available FOR ONLY $25 EACH! In a binder so you can include other walkthrough documents, warranties, etc.

Email your order to judie@ncbia.com or call the NCBIA Office at (440) 934-1090 page 26

www.ncbia.com

November 2021

NAHB MEMBER SAVES $100K on Infrastructure Measure NAHB Championed

n a great example of the value of NAHB membership, President Biden today signed infrastructure legislation into law that includes a key provision fought for by NAHB that will save many members thousands of dollars and one member at least $100,000. Of importance to the housing community, the Infrastructure Investment and Jobs Act contains one provision that NAHB has been fighting to enact for the past three years that restores an exemption for water and sewer contributions in aid of construction (CIAC). This provision will save some developers as much as 40% on water and sewer costs and one Tennessee builder and developer said it will save his business $100,000 on one development alone. The background of CIAC can be traced to the Tax Cuts and Jobs Act enacted in 2017, when Congress eliminated an exemption for water and sewer CIAC, making such contributions taxable if the utility is a privately-owned, for-profit entity. As a result, in areas served by a corporate, for-profit water utility, when a builder installs new water or sewer infrastructure to support additional housing — at no cost to the existing residents — that infrastructure is taxed by the federal government. In some states, affected utilities were required to pass this tax liability to the developer, resulting in CIAC surcharges as high as 40%. The new law, which is effective for CIAC contributions made after Dec. 31, 2020, ends this tax liability, and could not come soon enough for James Carbine, a residential builder/developer in the Nashville area . “The taxes alone on a sewer system by a private utility that we are starting to develop were $100,000,” said Carbine. “This subdivision is 50 lots and that’s $2,000 per lot. And if a lot cost goes up by $2,000, the house sales price goes up five times that to $10,000. This new law that NAHB fought for not only saves the developer money, it also promotes housing affordability.” Carbine has been an NAHB member for 35 years and says the investment is well worth it. “My annual dues are $700. This year alone I have saved $100,000 because of NAHB’s efforts. That’s a pretty good return,” he said. Sewer systems with private utilities in the Nashville area very prevalent, so Carbine noted the new law “will save builders a lot of money.” “This is something our members need to be aware of,” he added. “This is just one item that NAHB has done this year and there’s a long list of things that are sometimes difficult to equate to dollars that help our industry nationwide. I know NAHB has worked on this issue since it went into effect. It took three years and it’s a big win.”

November 2021

www.ncbia.com

page 27

UNLEASH YOUR TECHNOLOGY GREATNESS Technology matters to your business Start your Digital Transformation today IT INFRASTRUCTURE COPIERS & PRINTERS WIDE FORMAT PRINTING CONTENT MANAGEMENT ENERGY CONSULTING

START A CONVERSATION TODAY

Gary A. Morgan | 216-324-0327 | gmorgan@meritechinc.com Proud Supporter and Document Solutions Provider to NCBIA

Thank You for Renewing! Carter Lumber, Chris Collins Custom Gutter. Chuck Hewitt Howard Hanna, Donna Templeton K. Hovnanian, Chris Pintner Makena Construction, Michael Bossetti Perritt Building Company, Bill Perritt Rourke Electric, Pat Rourke Sims-Lohman Fine Kitchens and Granite, Cathie Emery

HOW CAN WE HELP? North Coast Building Industry Association Menu of Additional Products and Services

Thom Concrete, Ray Thom

Sorry to See You Go! Related Construction, Nicholas Pennick Reliable Contractor Services, Ken Weaver Smitek Construction, Mark Smitek

Black & White

(8.5”x11”)

Black & White

(8.5”x14”)

Black & White

(11”x17”)

Color

(8.5”x11”)

Color

(8.5”x14”)

Single Sided 2-Sided

Color

November 2021

(11”x17”)

Blac

Raﬄe Boards, Drum & Equipment

$0.08 $0.16

Single Sided 2-Sided

No Me

Equipment

Copies Single Sided 2-Sided

Sin 2-

$100 per day

Blac

Wooden Outdoor Benches

$0.10 $0.18

Sin 2-

$50 per bench, per day

$0.50

Blac Wh

Pipe & Drape Rental $100 per day

$0.25 $0.50

Colo

Warranty Books $25 each (plus shipping, if

$0.27 $0.52

Sin 2-

Colo

Sin 2-S

applicable)

Colo

$1.00

Design Services

Advertising & Graphic Design Services

Adv Des

$50 per hour

$50

Contact Maria Sabala at maria.sabala.ncbia@gmail.com

Con mari

NEED SOMETHING ELSE? JUST ASK!

For more information on any of these products & services, please contact the NCBIA Oﬃce at (440) 934-1090 or email judie@ncbia.com

Fo & (

www.ncbia.com

page 29

NCBIA Advertising Order Form Issued November 2017

Please Invoice Me ______

Contact Name _______________________________________________

Card Number ____________________________________________________

Phone ______________________________________________________ Email ______________________________________________________ Total Amount Due ___________

Check Enclosed_____Visa/MC/Disc/Amex _____

Exp. Date_______________________________________CVV# ___________ Complete Address________________________________________________ _______________________________________________________________ Authorized Signature ______________________________________________

**A $5 Convenience Fee will be charged for all Credit Card Payments under $500; $10 for payments Over $500

Send completed form to Maria.Sabala.NCBIA@gmail.com or mail to 5201 Waterford Dr., Sheffield Village, OH 44035 Questions? Call (440) 934-1090

Issued Nov. 29, 2021 digital

events

CALENDAR OF EVENTS D

3:00-5:00 pm - Executive Committee Meeting 5:00-6:30 pm - Board of Directors Meeting

1315

NAHB Fall/Winter Board Meeting Virtual

Ugly Sweater Christmas Party 5:00 - 8:00 PM Captain’s Club, Amherst

24 27

Christmas Eve (Office Closed)

New Year’s Eve (Office Closed)

Christmas Day Observed (Office Closed)

For the latest updates, please visit ncbia.com Rev. 11/30/2021

OHBA EXECUTIVE VP COLUMN

OHBA Has it All We just completed our annual meeting of the board of trustees. The meeting began with a dinner for our past presidents. 20 former leaders of the association attended. In attendance were leaders from the 80’s, 90’s and into 2020. All share continuing strong support and appreciation of how the association has grown and continues as a strong, viable and effective advocate for the industry We also elected officers to oversee the activities of the association through next year. We will be led by Charles Ruma of Columbus. Our Vice President is Richard Bancroft of Akron, the newest officer is Enzo Perfetto of Cleveland. Ric Johnson of Lima will be an Area Vice President as well as our representative to our national affiliate, the NAHB. The remaining Area Vice Presidents are Merle Stutzman of Wayne County, Robi Simms of Dayton and Brad Olinger of Cincinnati. Immediate Past President Mark Zollinger continues as an officer as well. Just a brief review of our leaders and their backgrounds depicts a great composite of the members of the industry. Urban and rural. Land developer and builder. Market builders and custom builders. Young and old. Sons of past presidents (even a grandson too). We are well prepared to work with seasoned as well as the young professionals entering and continuing to serve the association and the industry as a whole.

by Vincent J. Squillace, CAE, OHBA Exec. VP

In coming months, you will hear and read much more of the many issues impacting your business as we move through the year. We will be forming a Foundation to promote the industry as an excellent career choice. On the global front, we have learned that some in the global warming front want to drastically limit the number of homes (single and multifamily) dramatically. And last, reach a point where all new residences (single and multifamily) achieve a net zero use of energy. We are well suited to do our part to advocate on your behalf as the issues appear. You can help by assuring all of your fellow builder’s pitch in and join up. As you can see, we have the demographic of the industry seated and attentive to the needs of all. The challenges are real and the time to keep us strong and effective is now. This effort will take all in the industry to do their part.

Ohio Home Builders Association Toll Free- 800/282-3403

page 32

www.ncbia.com

November 2021

ARE YOU HAVING Too Many Conversations About Materials Being Late? A Solution from the OHBA

ear OHBA Members:

It seems like every time you turn around, there is another message that delivery times are out another eight weeks. Are you tired of telling clients that schedules are delayed AGAIN? While we can’t make materials appear overnight, there are steps builders and trade partners can take to keep business moving forward – even in challenging times. Included with our partnership with SBGP, they have agreed to build the specific practices they have implemented for their clients into all of their Business Diagnostic & Plan of Actions (BPAs) for OHBA members through November 30th. The BPA gives you a detailed roadmap of the actions you need to take to make your business the best it can be in good times AND in the most challenging times. SBGP works with hundreds of construction, plumbing, HVAC, Electrical, and HBA Associate businesses in 14 states. They have honed their skills as a private coaching company to help our members survive and thrive, ESPECIALLY in trying times like we are experiencing. Since we anticipate an extremely high response for BPAs considering the current situation, the scheduling of these special BPAs will be first come, first served.

Thank you all for your support of the Ohio Home Builders Association, and thank you for the support of this valuable and popular Member Benefit. Vincent J. Squillace, CAE Executive Vice President Attachments: What is a BPA? FAQ's BPA Redemption Steps - Clickable

Our top goal at the OHBA is to help your businesses thrive. So, if you are yet to explore this OHBA member benefit, I’d highly recommend taking advantage of a BPA. If you haven’t yet built a plan to manage increasing delivery times and keep your business thriving, now is the time. To take advantage of this member benefit, simply following the steps below. 1. 2. 3.

Go to www.smallbusinessgrowthpartners.com Click on Redeem Your BPA in the landing page toolbar Select “HBA Members” and fill out the short questionnaire

You can also use the clickable “Redeem My BPA” document that I attached as well. This should only take you 2-3 minutes, and once you have registered, an SBGP representative will reach out to schedule an introductory call to explain the BPA, the BPA Process and answer any other questions you may have. Once again, an annual BPA is included 100% through your OHBA Member Benefits (A $4,200 value).

page 34

www.ncbia.com

November 2021

Do you want to opt-in to our referral program? Just email judie@ncbia.com!!!

November 2021

www.ncbia.com

page 35

THANK YOU SPIKES! Our SPIKES are Our FOUNDATION

STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost......................... Dale Yost Construction............................... 671.75 Calvin Smith................. Calvin Smith Builders................................. 595.50 Mary H. Felton............. Guardian Title.............................................. 503.50 SUPER SPIKE (250-499 SPIKE CREDITS) Terry Bennett................. Bennett Builders........................................... 300.75 Jack Kousma................. Kousma Insulation...................................... 281.50 Chris Majzun Jr. ........... Majzun Construction................................... 262.50 ROYAL SPIKE (150-249 SPIKE CREDITS) Bill Perritt...................... Perritt Building Co...................................... 225.50 Bucky Kopf.................... Kopf Construction Corp............................. 202.00 Sara Majzun- Garwood.......BCT Alarm Services..................................... 184.50 Jeff Hensley................... Lake Star Building & Remodeling............ 178.75 Randy K. Strauss.......... Strauss Construction................................... 178.50 Tom Lahetta.................. Tom Lahetta Builders.................................. 162.50 RED SPIKE (100-149 SPIKE CREDITS) Dave Linna Sr................ Linna Homes & Remodeling..................... 137.50 Ryan Puzzitiello............ Parkview Homes.......................................... 127.25 Thomas Caruso............. Caruso’s Cabinets........................................ 111.25 Jason Scott..................... North Star Builders...................................... 110.50 Chris Majzun Sr............ Majzun Construction................................... 106.00 Patrick Shenigo............. ShenCon Construction, LLC...................... 104.00 Tom Sear........................ Ryan Homes................................................. 100.75

LAWN CARE MANAGEMENT, LLC

Michael Bierek

(440) 309-8802 mdblawncare@yahoo.com

GREEN SPIKE (50-99 SPIKE CREDITS) Jim Sprague................... Maloney & Novotny, LLC.......................... 99.00 Chris Mead.................... Maloney & Novotny, LLC.......................... 76.50 Aaron Kalizewski......... Grande Maison Construction..................... 68.00 Tim Conrad................... Graves Lumber............................................ 67.00 Ray Allen Thom............ Thom Concrete ............................................ 59.00 Jeremy Vorndran.......... 84 Lumber..................................................... 50.00 LIFE SPIKE (25-49 SPIKE CREDITS) Liz Schneider................ Dollar Bank................................................... 44.50 Steve Schafer................. Schafer Development.................................. 30.50 John Daly....................... Network Land Title..................................... 26.50 BLUE SPIKE (6-24 SPIKE CREDITS) Michelle Nowlin........... American Eagle Mortgage.......................... 17.00 Chris Collins................. Carter Lumber Company........................... 15.00 Ken Cassell.................... Cassell Construction.................................... 13.50 John Blakeslee............... Blakeslee Excavating................................... 10.00 Mike Warden................. Huntington................................................... 10.00 Ashley Oates................. Cambria......................................................... 8.50 Mike Chambers............ Charles, Morgan & Company.................... 8.50 Steve Fleming............... Shamrock Development............................. 8.50 John Toth....................... Floor Coverings International.................... 8.00 Dave LeHotan............... All Construction Services........................... 7.50 Scott Kosman................ Lakeland Glass............................................. 7.50

Tim Hinkle..................Green Quest Homes................................ 6.50

page 36

www.ncbia.com

November 2021

Specialized Business Financing NAHB Members: Request $0 Down! Fast. Flexible. Financing. Ascentium Capital makes it easy to finance your business assets! Use our consultative approach to create a finance program that compliments your cash flow. Plus: the $0 down program may help you avoid up-front costs. Take advantage of the benefits of financing:

Finance Nearly Anything for Your Business • •

Equipment financing and leasing up to $2 million1 Working capital small business loans up to $250,000

NAHB Members: Acquire business equipment, technology, cloud solutions, commercial vehicles, office furniture and more!

✓ No substantial cash outlay ✓ Customized payment structures ✓ Potential tax savings Streamlined finance process: ✓ ✓ ✓ ✓

Application-only up to $250,000 Fast credit decisions Simplified document for small ticket transactions Include costs such as shipping, tax and other items

Request a no obligation finance quote: We can quickly provide a finance quote. If you’re not purchasing now, ask about pre-approval. We’re here to help finance your next opportunity!

Contact Ascentium to learn more: Visit: Ascentium.info/nahbfl Call: 844.340.9019 Email: Finance@AscentiumCaptial.com NAHB Reference Code: 145159 1 Financing and instant decisions subject to credit parameters. Please contact your tax advisor regarding tax incentives. Neither Ascentium Capital nor National Association of Home Builders is the agent of the other. Ascentium not being the manufacturer, seller or distributor of the equipment, makes no representation or warranty on the equipment. Loans made or arranged pursuant to a California Financing Law license.

www.AscentiumCapital.com

Enrollment deadline approaching soon

OSHA issues temporary emergency standard for Covid vaccination The U.S. Department of Labor's Occupational Safety and Health Administration has announced a new Emergency Temporary Standard (ETS) to protect more than 84 million workers from the spread of the coronavirus on the job. Under this standard, covered employers must develop, implement, and enforce a mandatory COVID-19 vaccination policy, unless they adopt a The deadline to enroll in the Sedgwick workers’ compensation group rating program policy requiring employees to choose to either be vaccinated or undergo regular COVID-19 testing and wear a face covering at work.

is just around the corner!

Employers covered by the ETS - The ETS generally applies to employers in all workplaces that are under OSHA’s authority and jurisdiction, including industries as diverse as manufacturing, retail, delivery services, warehouses, meatpacking, agriculture, construction, logging, maritime, Enrollment paperwork wasallsent to you for traditional rating group retrospective and healthcare. Within these industries, employers thatour have a total ofgroup at least 100 and/or employees’ firmor corporate-wide, at any time the ETS is in effect, are covered. rating programs. The deadline to enroll in these programs is quickly approaching. Don’t miss out on

your opportunity for significant premium savings!

Workplaces not covered by the ETS - This standard does not apply to workplaces covered under the Safer Federal Workforce Task Force COVID-19 Workplace Safety: Guidance for Federal Contractors and Subcontractors or in settings where employees provide healthcare services • services Group Rating Sedgwick must receive your by November 17, 1910.502) 2021 or healthcare support when -subject to the requirements of enrollment the Healthcare ETS (29 CFR Employees of covered employers not subjectRating to the-requirements - The ETS your does enrollment not apply toby employees who do not report to a workplace • Group Retrospective Sedgwick must receive January 26, 2022. where other individuals such as coworkers or customers are present, employees while they are working from home, or employees who work exclusively outdoors.

Sedgwick is proud to deliver workers’ compensation claims management and cost containment

Effective Dates - The ETS effective immediately uponOhio publication in Federal Register (November 4, 2021). To comply, employers must ensure strategies to is nearly 65,000 hard-working employers and have our endorsement. provisions are addressed in the workplace by the following dates: 30 days after publication: All requirements other than testing for employees who have not Sedgwick completedhas their entire primary vaccination dose(s);in60group days rating after publication: forover employees saved Ohio employers participating more than Testing $4 billion the pastwho tenhave not received all doses required for a primary vaccination.

years and Ohio employers participating in group retrospective rating have earned over $630 million in

Employer Policy on Vaccination - The ETS requires refunds since implementation in 2009.covered employers to develop, implement, and enforce a mandatory COVID-19 vaccination policy, with an exception for employers that instead establish, implement, and enforce a policy allowing employees who are not fully vaccinated to elect to undergo weekly COVID-19 testing and wear a face covering at the workplace.

For more information, or

if you haven’t already applied and would like to receive

Determination of employee vaccination status - The ETS requires employers to determine the vaccination status of each employee, obtain a savings quote , contact our Sedgwick program manager, Bobstatus, Nicolland at 330-418-1824 or of each employee’s vaccination acceptable proof of vaccination, maintain records of each employee’s vaccination maintain a roster status.

robert.nicoll@sedgwick.com.

Employer support for employee vaccination - The ETS requires employers to support vaccination by providing employees reasonable time, Time is running out! Get your paperwork in today!time and paid sick leave to recover from side including up to four hours of paid time, to receive each primary vaccination dose, and reasonable effects experienced following each dose. COVID-19 testing for employees who are not fully vaccinated - The ETS requires employers to ensure that each employee who is not fully vaccinated is tested for COVID-19 at least weekly (if in the workplace at least once a week) or within 7 days before returning to work (if away from the workplace for a week or longer). The ETS does not require employers to pay for any costs associated with testing. However, employer payment for testing may be required by other laws, regulations, or collective bargaining agreements or other collectively negotiated agreements. In addition, nothing prohibits employers from voluntarily assuming the costs associated with testing. Employee notification to employer of a positive COVID-19 test and removal - The ETS requires employers to: (1) require employees to promptly provide notice when they receive a positive COVID19 test or are diagnosed with COVID-19; (2) immediately remove any employee from the workplace, regardless of vaccination status, who received a positive COVID-19 test or is diagnosed with COVID-19 by a licensed healthcare provider; (3) keep removed employees out of the workplace until they meet criteria for returning to work. Face coverings - The ETS requires employers to ensure that each employee who is not fully vaccinated wears a face covering when indoors or when occupying a vehicle with another person for work purposes, except in certain limited circumstances. Employers must not prevent any employee, regardless of vaccination status, from voluntarily wearing a face covering unless it creates a serious workplace hazard (e.g., interfering with the safe operation of equipment). Information provided to employees - The ETS requires employers to provide employees the following in a language and at a literacy level the employees understand: (1) information about the requirements of the ETS and workplace policies and procedures established to implement the ETS; (2) the CDC document “Key Things to Know About COVID-19 Vaccines”; (3) information about protections against retaliation and

page 38

www.ncbia.com

November 2021

discrimination; and (4) information about laws that provide for criminal penalties for knowingly supplying false statements or documentation. Reporting COVID-19 fatalities and hospitalizations to OSHA - The ETS requires employers to report work-related COVID-19 fatalities to OSHA within 8 hours of learning about them, and work-related COVID-19 in-patient hospitalizations within 24 hours of the employer learning about the hospitalization. Availability of records - The ETS requires employers to make available for examination and copying an employee’s COVID-19 vaccine documentation and any COVID-19 test results to that employee and to anyone having written authorized consent of that employee. Employers are also required to make available to an employee, or an employee representative, the aggregate number of fully vaccinated employees at a workplace along with the total number of employees at that workplace. Note: This is a synopsis of the news release, fact sheets and other information provided on OSHA’s website on November 4, 2021. Further details and a full text of the final rule, along with policy examples and other resources including a recorded webinar can be found at OSHA’s website: https://www.osha.gov/coronavirus/ets2 Sedgwick News Through the years I have heard employers express the sentiment that their employee was injured because they were not using common sense. Even when someone says they can do the job or have had prior experience that may not be true. Common sense does not necessarily help your employee understand the true requirements of a job task. Guidance for employees in the form of written safe work practices is important for a clear understanding of job requirements and responsibilities. The objective is to communicate safe work practices so that employees have a clear understanding of how to safely accomplish their job requirements. Both general and job-specific safe work practices must be identified, documented, and made available. Have all employees sign a statement to indicate they have read, understood, and will follow all safe work practices. Examples of general safe work practice knowledge expected of most employees include: • Good housekeeping • Personal protective equipment • First aid procedures • Ergonomic principles • Hazard recognition and abatement • Emergency Action Plan

November 2021

www.ncbia.com

page 39

Job-specific safe work practices apply to operations and tasks that involve recognized hazards and risks associated with those specific tasks. Job-specific safe work practices must be posted or made readily available in the work area. Examples of job-specific safe work practices include: • Respiratory protection • Lockout/tagout procedures • Confined space entry • Hazard communication • Powered industrial truck operation • Bloodborne pathogens, if applicable • Personal protective equipment (PPE) • Machine/equipment operation • Material handling procedures Implementation After the general safety orientation, the supervisor provides new employees with job-specific safety training. Employees should not be allowed to start a job until they have received instructions on how to perform the job properly and safely. If an employee will perform a hazardous job, the supervisor should complete a Job Safety Analysis (JSA) on that job and incorporates the JSA into the job-specific safety training. JSAs emphasize the identification and control of the potential hazards associated with each step of the job. Safe work practices are essential for any organization because they prescribe the accepted behavior that is expected from all employees. The safety team may be involved in the development of the employee safety handbook. The handbook includes general safe work practices and specific safe work practices that apply to each job.

One MORE Week Left to Claim!

Q3’21 Claim Deadline Has Been Extended to Friday, December 3, 2021 Claim for any completed residential addresses from July - September 2021 Builders and remodelers who have not yet claimed for 2021 may claim for all residential jobs completed January – September 2021

Don’t Delay, Claim Today!

Safe work practices usually are printed in an employee safety handbook. The first page of this handbook should include a Safety Policy from senior management. When providing employees with a safety handbook, review the material with them annually and ask questions to ensure their comprehension. Training should thoroughly support all content. Have employees sign a statement certifying that they understand the safety rules and policies and agree to abide by them. Maintain this signed statement in the employee’s personnel file.

Rebate Claim Form

Claimed Before? Same Claim Information?

Submit Your Quarterly Addresses

Kim Klein Member Rebate Program

The Division of Safety & Hygiene’s safety, industrial hygiene and ergonomics specialists can help you develop effective strategies to make your workplace safer and healthier. They can visit your workplace or consult with you by telephone or email. These services are available for any private or public employer. BWC also offers specialized options for certain employers. You can request these services online at: info.bwc.ohio.gov or 1.800.644.6292

www.HBArebates.com

For more information, please contact Jim Wirth at 614.546.7331 or jim. wirth@sedgwick.com

INSIGHTS Magazine

Direct - 732-612-3865 Mobile - 732-859-1935 “Like Us” on Facebook Builder Testimonials

Q3’21 Calendar & Text Reminders: Google Calendar Apple & Outlook Calendar Text Reminder Quarterly Ask

https://meetings.dialpad.com/room/hbalocals Optional dial in number: 732-451-6061

EYE ON HOUSING

GAINS for Custom Home Building

BY: ROBERT DIETZ

AHB’s analysis of Census Data from the Quarterly Starts and Completions by Purpose and Design survey indicates custom home building matched the best quarter for construction starts since the spring of 2008 during the third quarter of 2021. There were 56,000 total custom building starts during the third quarter of the year. This marks a 5.7% gain from the third quarter of 2020. Over the last four quarters, custom housing starts totaled 190,000 units, an 8% gain from the prior four-quarter total. Despite these gains, the market share for custom home building has declined as other forms of home building have expanded more rapidly. As measured on a one-year moving average, the market share of custom home building, in terms of total single-family starts, held steady at 16.6%. This is down from a cycle high of 31.5% set during the second quarter of 2009. Note that this definition of custom home building does not include homes intended for sale, so the analysis in this post uses a narrow definition of the sector.

November 2021

www.ncbia.com

page 41

WE’RE MORE THAN HOMES We feed your piggy bank. We’re relentless when it comes to securing contracts that enable our members to maximize their profits. Through agreements with more than 20 national companies, we offer exclusive discounts on vital products and services. Cut costs now by becoming a member at nahb.org/join.

Special Association Discount for the North Coast Building Industry Association

SuperFleet Mastercard®

Association Fueling Program A fuel card program designed with associations in mind. EARN AN ADDITIONAL 15¢ PER GALLON!†

• Save 5¢ per gallon at Speedway locations* • Over 2,700 fueling locations in the U.S. • Over 175,000 locations nationwide that accept Mastercard cards** • Custom card controls and increased security • Online reporting and account management

CUSTOMER NAME VEHICLE DESCRIPTION VEHICLE IDENTIFICATION

Call Holden Moll at 1-760-918-5933 or email holden.moll@fleetcor.com to start earning your association savings! Earn Speedy Rewards on eligible purchases at Speedway.

Be sure to reference the North Coast Building Industry Association for your special 15¢ discount.

†Limited time offer valid for new Speedway SuperFleet Mastercard applications received from 1/1/2021 through 12/31/2021. New approved accounts will earn 15 cents per gallon rebate on Speedway fuel purchases in the first three months after account setup. Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. The maximum promotional rebate in any one-month period, regardless of billing terms, is $300. Rebates are subject to forfeiture if account is not in good standing. *Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. Rebates will be reflected on your billing statement in the form of a statement credit. Not valid on aviation, bulk fuel, propane or natural gas purchases. Rebates are subject to forfeiture if account is not in good standing. Program pricing is subject to change any time beginning 12 months after sign-up. **Program terms and conditions apply. Visit www.fleetcor.com/terms/superfleet-mc for details. Fees may apply in some cases, such as for optional services, late payments and/or credit risk. Fuel purchases at locations other than Speedway locations are subject to an out-of-network transaction fee. The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

If any current member refers another business, that member will receive a $50.00 credit to their billing statement once the new business they referred begins to fuel at Speedway. PLEASE NOTE TO BE ELIGABLE ALL APPLICANTS MUST GO THROUGH YOUR ASSOCATION REP FOR SPEEDWAY HOLDEN MOLL. JUST HAVE YOUR NEW MEMBER TELL HOLDEN WHO RECOMMENDED THEM. Holden F Moll Site Management Team o.760.918.5933 c. 442.291.9833 fax 760.918.5932 1902 Wright Pl Ste. 200 Carlsbad, CA 92008 Holden.moll@fleetcor.com

SuperFleet Mastercard Program Application FAX Application to 1-760-918-5932 or email to holden.moll@fleetcor.com For more information contact Holden Moll at 1-760-918-5933

BUSINESS INFORMATION (Required) Please tell us about your business: Legal Company Name (limit to 28 characters)*

Primary Fleet Contact First Name*

Subsidiary or DBA (limit to 20 characters)

Last Name*

Title*

Account Security Code (For Card Activation & Customer Service) – 5 NUMBERS*

Card Delivery Street Address 1 (No PO Boxes)*

Business Phone #*

Cell Phone #

Fax#

Card Delivery Street Address 2

Type of Business*

Years in Business*

Full Time Employees*

City*

State*

Estimated Monthly Charges/Spending ($)*

Estimated Monthly Gallons*

Company Billing Street Address 1 (If Different Than Card Delivery Address)

# of Vehicles*

# of Cards Needed

Company Billing Street Address 2

FederalTax ID #*

City

ZIP*

State

ZIP

# of Drivers

Statement Delivery Method:

Electronic

Paper

Email Address*:

Type of Organization*: o Sole Proprietorship

o Partnership

o Public Corporation

o Private Corporation

o Non-Profit

 Government & Education

Authorized Signature Required (Representative acknowledges receiving fuel pricing and payment terms)

 LLC

 LLP

Initial Here:

Please Read Carefully: FleetCor Technologies Operating Company, LLC (“FleetCor”) operates the SuperFleet Mastercard product. This application is made to FleetCor. By signing this application, Customer authorizes FleetCor to check Customer’s credit references and the information on this application and to obtain consumer or commercial credit reports to check Customer’s credit standing, both for this application and for the updates of Customer’s credit file and renewals of Customer’s SuperFleet Mastercard card(s). Customer acknowledges that this application is subject to approval and acceptance of Customer by FleetCor in Louisiana. If this application is approved, then Customer will be notified of its available credit/spend limit, and Customer will not allow its unpaid account balance to exceed its credit limit. Customer agrees that Louisiana law governs the terms and conditions of the SuperFleet Mastercard card(s), which terms and conditions will accompany the card(s) if this application is approved ("Card Terms"). Customer’s accepting, signing, or using any SuperFleet Mastercard card(s) will constitute Customer’s acceptance of those terms and conditions including, without limitation, Customer’s unconditional obligation to pay for all use of SuperFleet Mastercard cards provided to Customer and all use of Customer’s account each billing cycle, as well as all interest, fees and costs associated with such cards and account. The account is not a revolving credit account. Customer agrees that any liability arising or resulting from the misuse, unauthorized use, loss or theft of any one or more of the cards issued or of Customer’s account shall be fully borne, assumed and paid by Customer except as provided by applicable law and the Card Terms. Customer also agrees that Customer will exclusively use the SuperFleet Mastercard card(s) for commercial purposes and understands that Customer’s card(s) may be canceled if Customer uses them for personal, family, or household purposes. In the event that Customer’s account is turned over to a collection agency or an attorney for collection, Customer agrees to pay all such costs, fees and expenses of such agency or attorney, including, without limitation, court costs and out-of-pocket expenses. By signing below, Customer confirms that everything it has stated in this application is correct and that the signing authorized representative is duly authorized to enter this relationship on behalf of customer.

I agree to theTerms of this Application (Please check box) o Print Name* (Authorized Representative)

Signature* (Authorized Representative)

Title:

Telephone #:

Date*:

BUSINESS OWNER/ACCOUNT PRINCIPAL Required for all businesses excluding public corporations, non-profits, governments and educational institutions. Required for all persons owning 25% or more of business. Please use the Appendix to record additional owners. Principal First Name

Middle Initial

Principal Street Address (No PO Boxes)

City

Last Name

Signature (Principal)

Social Security #

State

Date of Birth

Zip

Home Phone #

Does this person have significant responsibility for managing the legal entity listed above?

Yes 

Cell Phone #

No 

***OFFICE USE ONLY*** Market:

Rep ID:

Rep Name:

ATS Code (last 4 digits):

*Required Field

The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.