a game of clue continued from page 57 the federal consumer financial laws, including Fair Lending, Fair Housing, ECOA, UDAAP, MAPs, SAFE Act, TILA, RESPA, GLBA, HMDA, etc. which relates to the job they perform. Want the full list of required training? Sorry, it doesnâ€™t exist. However; if we move on to Clue Number Four, we can get a better idea of what that training that list may include. Clue number four: CFPB Consumer Financial Protection regulations If we look to the list of consumer financial protection regulations on the CFPB website we can get a better idea of what they are looking for in a training program. These are all of the regulations which the CFPB refers to in their Supervision and Exam Manual and what they expect; along with your policies, procedures and processes that you train your staff on. Table 4â€”CFPB Consumer Financial Protection Regulations Regulation B: Equal Credit Opportunity Regulation C: Home Mortgage Disclosure Regulation D: Alternative Mortgage Parity Act Regulation E: Electronic Fund Transfers Regulation F: Fair Debt Collection Practices Act Regulation G: SAFE Mortgage Licensing Actâ€”Federal Registration of Residential Mortgage Loan Originators Regulation H: SAFE Mortgage Licensing Actâ€”State Compliance and Bureau Registration System Regulation I: Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance Regulation J: Land Registration Regulation K: Purchasersâ€™ Revocation Rights, Sales Practices and Standards Regulation L: Special Rules of Practice Regulation M: Consumer Leasing Regulation N: Mortgage Acts and Practicesâ€”Advertising Regulation O: Mortgage Assistance Relief Services Regulation P: Privacy of Consumer Financial Information Regulation V: Fair Credit Reporting Regulation X: Real Estate Settlement Procedures Act Regulation Z: Truth-in-Lending Regulation DD: Truth-in-Savings Other regulations l Disclosure of records and information l Rules Implementing Equal Access to Justice Act l Enforcement of Nondiscrimination on the Basis of Disability in Programs and Activities Conducted by the 58 SEPTEMBER 2013 n Iowa Mortgage Professional Magazine n NationalMortgageProfessional.com W Markets may be volatile, but thereâ€™s one thing you can always count on, the total commitment of our Mor tgage Team. Loyalty, continuity of ser vice and our dedication to protecting the integrity of our relationships are just a few of the things that set us apar t. Ridgewood understands the needs of its communities :.3?5)!?#:)!:3 @?>=<;:?9:8765643?2150/5;/4?=.?7:?-,+*?90//0:)?:)?(?7:?'?&5<0/%$?#:": @? :?2!!? )?7:? )748437? 574?=.?7:?- ?90//0:) @? :5)3?95!4?7:? 5) "2..8:14!? #3?5)!? 8=373 @? )/%? )4?2..85035/? :?957748? 57?7 4? :5)?2<:=)7?:8? 8:.487%? 5/=4 @? .?7:?-(+*?90//0:)?#53 ? =7?:)? 80<58%? 430!4) 43 # #5//? 0 5)?&5853357?57? ( " ,("' 5//? 0 5)?&5853357?57? ( " ,(" ' : :8?4<50/?; 5853357 80!64 ::!;5) + :< 8?4<50/?; 5853357 80!64 ::!;5) + :< 9 9 ? ? ' *' ? ? ' *' #5//? 035?#:)375)7?57?*( " ' " , * #5//? 035?#:)375)7?57?*( " ' " , * :8?4<50/?/ :)375)7 80!64 ::!;5) + :< :8?4<50/?/ :)375)7 80!64 ::!;5) + :< 9 9 ? ? ' ** ? ? ' ** 4810)6 ? 8:) ?@? 8:: /%)?@?95) 5775)?@? =44)3?@? 7574)? 3/5)!?@? 4810)6 ? 8:) ?@? 8:: /%)?@?95) 5775)?@? =44)3?@? 7574)? 3/5)!?@? 5335= 5335= ? ????? 5 5335=?@? = :/ ?@? 437 43748?@? =7)5