EVERYBODY INTO THE POOL! STAND-OUT GARAGE DOORS
THE TRAVEL MAVEN OF VENTNOR
LOCAL CULINARY GEMS
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Our feature “Everyone Into The Pool” takes a plunge into the new Somers Point Paddle Club. I have fond memories of growing up offshore and spending time at the local pool. These are some of my fondest memories as a child — playing Marco Polo, hanging out in the adjacent arcade, sipping lemonade, and eating hot dogs. I can only imagine the memories being created now at the new Somers Point Paddle Club.
In our Home feature, we explore the world of garage doors — another subject that often gets subordinated. I personally think this is one of the most important investments you can make in your home. It’s all about the details and how this one item can make the difference between a home you drive by and notice, and one you don’t.
In our Travel feature, we check in with Donna Peterson to get her insights on travel and some of the curated trips she offers. I can personally attest to the value of having guidance from experienced travelers. It makes a huge difference in your experience and makes the journey more relaxing.
In our Wine feature by Michael Bray, he switches gears to wines that work best for hot days. This is Michael talking directly to me — I’m that guy still holding on to his red wine through June. I’m listening! I just picked up some white wine and rosé. Thank you!
Summer in the Sixties, presented by the Schultz-Hill Foundation, is set for July 31. This is one of their biggest fundraisers of the year, producing funds to support their many art-related programs throughout the year. It’s going to be a sold-out show, so get your tickets now.
This issue’s Health Watch feature goes “Beyond the Hype” on supplements and how they provide more than just a blanket of nutrients. The team at NutriaMed helps us dial in the right supplements for the right reasons.
The 48 Blocks Festival is back for another year of art, culture, and celebration. It takes place on September 19 at Uptown Park & Fisherman’s Park, with free parking.
And of course, we not only have our Social section — we expanded it just for summer.
In our Eats feature this issue, we hit up some new spots on the radar. I know how much you all love discovering new places, so we figured we’d share a few for your next culinary journey.
In our Financial Corner by CRA, we update you on retirement savings boosts and the changes that can make a huge difference when it comes time to cash out, so to speak.
Weve added a few more changes to this issue. Let me know your thoughts with a quick note. Hint, QR Codes…
Wishing everyone a safe, memorable, and joy filled summer. Enjoy every moment. Here’s to summer!
8
Everybody Ino The Pool!
Somers Point Paddle Club offers a waterfront escape.
Stand-Out Garage Doors
Liberty Door and Awning provides us with expert advise.
The Travel Maven of Ventnor
Donna Peterson helps people see the world stress-free.
Local Culinary Gems
New and noteworthy local restaurants.
Wine
Cool wines for hot days.
Entertainment
A symphony of discovery.
Health Watch
Beyond the hype of supplements.
Art
The 48 Block Festival deepens civic pride.
Social
Pictures from the latest events.
Recommended Restaurants
Details on local venues.
Financial Corner
Retirement savings boost.
The people who make it great.
Michael Bray Wine Writer
Michael is the founder of and director of operations at Passion Vines Wine & Spirit Company in Somers Point and EHT. He serves on numerous local boards.
Samar Bursheh, MD Contributor
Dr. Bursheh is a board-certified endocrinologist specializing in metabolic health, diabetes, obesity, and women’s hormones, focused on improving long-term health outcomes.
Michael Cagno Artist, Writer
Michael is the Executive Director of the Noyes Museum of Art of Stockton University, V.P. of the MidAtlantic Association of Museums, and an artist.
Paul Dempsey Photographer
From expressway billboards to European fashion magazines — Paul’s photography is fresh, unique, and intentional. His photos tell the stories that need no words.
Molly Golubcow Writer
By day, Molly has been a technical writer for over 20 years. By night, she escapes the world of “Press Enter” to write about anything other than technical subjects.
Danielle Gomes Contributing Writer
Danielle is an author, freelance writer and brand marketing specialist. Her nationally featured work has won numerous awards. She lives in Margate with her husband and two sons.
Kristian Gonyea Photographer
Kristian’s 15+ years of photography has appeared in various newspapers and magazines. His love of South Jersey has blossomed into his most recent works, sunrises and sunsets.
Dennis Hayes & Lisa Johnson
Dennis’ passion is learning the secrets of preparing good food, traveling the world, and living life to the fullest. Lisa is a TV journalist from Vegas, Philadelphia, and A.C.
Gary Monterosso Craft Beer Writer
Gary is an award-winning critic who has written for national and regional publications. Gary has appeared on many television programs discussing craft beers.
Felicia L. Niven Contributing Writer
Felicia has been writing professionally for more than 3 decades. Her passion for exploring new subjects is reflected in each feature story she crafts.
Robin Stoloff Health Reporter
Robin has been a local health reporter since 1986, and hosts Living Well on Lite Rock 96.9, and a weekly podcast by the same name. Visit her at livingwellwithrobinstoloff.com.
Sandy Sardella White Online Writer
Sandy is rediscovering her beloved hometown at the shore after living in Boston for years. She’s been a writer for the Boston Herald, Harvard Health and the Philadelphia Inquirer
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CONTRIBUTING
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CONTRIBUTING
Michael Bray
Dr. Samar Bursheh
Michael Cagno
Louisa Esposito
Molly Golubcow
Danielle Gomes
Dennis Hayes
Gary Monterosso
Felicia L. Niven
Matt and Tom Reynolds
Robin Stoloff
Sandy Sardella White
PHOTOGRAPHERS
Tom Briglia/PhotoGraphics
Paul Dempsey
Kristian Gonyea
Harry Purdy
Shaun Reilly
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Summer is synonymous with sunshine, relaxation, and making memories by the water. If you’re searching for the perfect place to unwind, soak up the sun, and enjoy a resort-style experience close to home, the Somers Point Paddle Club offers a luxurious waterfront escape for the whole family.
By Molly Golubcow
more photos at
When you think of summer, longer days, warm weather, and soaking up the sun and outdoor fun immediately come to mind. You can imagine yourself lounging by a gorgeous pool, slathered with sunscreen in your cute new bathing suit with a cool drink at your side. Now you ask, “Where can I find this kind of exclusive place to chill?” Whether you need an outlet for the kids to splash about or a summertime way to enjoy
“Summer means happy times and good sunshine.”
—Brian Wilson, Beach Boys
a poolside drink, the Somers Point Paddle Club has a comfy lounge chair waiting for you.
Located steps away from the bay, the newly opened club strives to be where “luxury meets leisure.” Touting not one but two saltwater pools surrounded by padded lounge chairs, the private club serves as an oasis for relaxation. In addition, the Paddle Club offers two hot tubs, private cabanas, shaded turf areas with soft seating, and a pool side dining area that adds up to a resort-style vibe.
In 2013, Sean Scarborough, Principle of Scarborough Properties, purchased and rebuilt the Cape May Marina area with 36 single-family homes. As part of the project, he decided to add a pool amenity for members only to enhance the waterfront project. Scarborough explains, “It would be a benefit to everyone who enjoys the waterfront lifestyle to have a casual poolside bar and outdoor restaurant for members only. It was a hunch, and it worked.”
Not only did it work in Cape May, but the pool club concept has made a “splash” in Brigantine as well. From a geographical perspective, the Somers Point club, located between the two other existing clubs, will be their largest. It is also located in a market that Scarborough totally understands, having developed the Harbour Cove property over the last 45 years.
And why the name Paddle Club when there are no paddleboards? Scarborough got the idea from visiting Hawaiian Canoe Clubs — a
place that brings people together to enjoy the ocean. In addition to being a successful businessman, he is also a sailor, surfer, and fisherman. Naturally, with salt water in his DNA, Scarborough wanted to create a retreat where people could gather by the water’s edge and just enjoy a summer day — with fresh food and a cold drink. A vision no one can argue with!
Whether a family outing or a group of adults without children, the Paddle Club offers three distinct features in a five-star resort setting: Luxury, Privacy, and Fun. Perfect place to host a pool party!
Whether a family outing or a group of adults without children, the Paddle Club offers three distinct features in a five-star resort setting: Luxury, Privacy, and Fun. For families, the kidsonly zone features a pool and spa, complete with waterfalls, as well as a shade deck. On the other side of the pool deck overlooking the water is the adult pool, spa, and sunshade area with swing seats. For added luxury, private cabanas are available for rent.
After splashing or lounging the day away, members will no doubt crave a bite to eat and a beverage. Paddle Club members have access to a full bar and restaurant offering lunch and dinner options ranging from a sushi bar, wraps and sandwiches, a full dinner menu, and a kids’ menu. For adult members, quench your thirst with cocktails made from freshly squeezed juices, cold beer on tap, or a specialty drink — all available for your poolside pleasure.
In addition, the Paddle Club offers live music regularly and specialty program nights for members throughout the summer season. What a perfect place to host a semiprivate pool party!
The Paddle Club, open seasonally from May to September, welcomes guests from 11:00 AM to 9:00 PM daily. Membership opportunities offer several options. For example, the Full Membership for adults, singles, and children accompanied by an adult(s) includes access to pools, spa, and dining. The Social Membership (21+) allows a member to access food and beverage options only. As an added bonus, membership to any of the three clubs is reciprocal.
Check out the Paddle Club website or Facebook page for details about amenities, special events, and membership options. n
From coastal storms and salty ocean air to freezing winters and humid summers, New Jersey homeowners face unique challenges when it comes to protecting their homes. Choosing the right garage door can enhance curb appeal, improve energy efficiency, and provide lasting durability against the state’s ever-changing weather conditions. Here’s what to consider when selecting the best garage door for your New Jersey home.
Your garage door covers roughly a third of your home’s front-facing square footage, making it one of the most powerful tools you have for curb appeal, security, and weather protection.
In the Garden State, homes face everything from nor’easters and heavy snowfall to coastal salt air and summer humidity. Choosing the wrong garage door can cost you in energy bills, premature wear, and ongoing maintenance headaches. So what are the best garage doors for residential homes in New Jersey? The answer depends on where you live in the state.
Your location, whether you’re steps from the ocean or miles inland, should be the first thing you consider when shopping for a new door.
If your home sits along the Jersey Shore, in communities like Wildwood, Ocean City, Long Beach Island or Asbury Park, your garage door faces harsh conditions. Salt air accelerates corrosion on untreated steel, high winds during storm season put structural stress on panels and hardware, and moisture seeps into seams and warps inferior materials over time.
Prioritize materials that resist corrosion. Fiberglass, vinyl, and steel with specialized protective coatings all perform better than bare or lightly treated steel. WindCode reinforcement is valuable in coastal zones, allowing a door to withstand higher wind loads without buckling.
Moisture-resistant seals and rot-resistant composite cladding are also worth prioritizing when evaluating the best garage doors for residential homes in New Jersey’s coastal communities.
Homes
Suburban homeowners in areas like Morris, Middlesex, or Burlington Counties face different challenges. New Jersey winters can push temperatures below freezing, and summers can be humid. A poorly insulated garage door acts like a hole in your home’s thermal envelope, raising heating and cooling costs.
Focus on R-value, which measures a material’s thermal resistance. Multi-layer steel construction with polyurethane or polystyrene can outperform single-layer alternatives, and energy efficiency often translates into lower utility bills.
Your Local Garage Door Authority: Liberty Door and Awning
Liberty Door and Awning has provided some of the best garage doors for
residential homes in New Jersey for over 20 years. With showrooms in Toms River and Somers Point, it serves both barrier-island shore communities and the broader Ocean, Atlantic, Cape May, and Monmouth County regions.
It is the largest Clopay garage door dealer in New Jersey and holds the Master Authorized Dealer designation, the highest tier of the Clopay dealer program. That depth of experience means access to Clopay’s full residential lineup, backed by installation and service teams who understand the state’s climate demands from Cape May to Monmouth Beach.
Top Garage Door Models for New Jersey Homeowners
Liberty Door and Awning carries garage doors suited to virtually every home style and environment. The three options below address the state’s most common needs.
1. Modern Steel™
The Modern Steel™ is built for contemporary homes, with clean lines, flat facades, and minimal ornamentation. Flush or grooved panel options pair with a wide range of paint colors and finishes, including the Lustra matte series in Black, Charcoal, and Silver.
The Ultra-Grain wood-look finish options deliver the warmth of natural wood without the upkeep, a practical trade-off for busy New Jersey homeowners.
Key features:
• Insulation options up to R-18.4 using Intellicore polyurethane or polystyrene
• Durable steel construction with a multilayer rust-prevention system
• WindCode reinforcement available for high-wind coastal applications
2. Canyon Ridge® Carriage House 5-Layer
The Canyon Ridge® 5-Layer is a great option for NJ homeowners who want the look of a traditional carriage house door without the maintenance of real wood. Its polymer composite cladding is
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molded from actual wood, resulting in authentic grain patterns and textures.
The underlying construction handles moisture, temperature swings and salt air far better than bare wood. This makes it a strong choice across all of New Jersey, from Victorian-era homes in Cape May to colonials in Bergen County.
Key features:
• Five-layer construction with steel skins, Intellicore polyurethane insulation, and polymer composite overlay
• R-value of R-20.4, among the best thermal performance in a residential garage door
• Moisture- and rot-resistant composite cladding in Clear Cypress, Mahogany, and Pecky Cypress textures
3. Coachman®
The Coachman® delivers the handcrafted look of a carriage house door while being built from multi-layer insulated steel. This combination withstands coastal weather far more resiliently than wood alternatives.
Colonial-style homes throughout the Shore, as well as traditional homes in Monmouth and Ocean Counties, suit the Coachman aesthetic well. Wide windows and decorative hardware options let you customize the look affordably.
Key features:
• Multi-layer insulated steel construction for durability and a solid, quiet feel
• Extensive window and decorative hardware customization options
• WindCode reinforcement available, which is recommended for shore and barrier-island properties
Even the best garage door will underperform without regular upkeep, and New Jersey’s salt air, freeze-thaw cycles, and summer humidity make maintenance especially important.
Wash regularly: Clean your door with mild soap and water. Shore homeowners should wash more frequently to remove salt deposits before they compromise finishes or hardware.
• Inspect weather seals: Check the bottom seal and side weatherstripping seasonally and replace anything cracked or flattened to preserve your door’s R-value and keep moisture out.
• Lubricate moving parts: Apply a silicone-based lubricant to rollers, hinges, and springs to keep everything moving smoothly.
• Schedule professional tune-ups: Annual inspections from a qualified technician catch spring tension issues, cable wear, and balance problems before they become expensive failures.
Your garage door is one of the hardestworking parts of your home. Whether you’re protecting a shore property from salt and wind or keeping a suburban home energy-efficient through cold winters and humid summers, the right door makes a measurable difference. Start with your environment, match the door to your home’s architecture, and lean on local expertise to get the installation right the first time. n
For expert guidance on selecting the right garage door for your home, visit libertydoorandawning.com.
With a passion for exploration and a talent for planning unforgettable getaways, Donna Peterson has turned her love of travel into a thriving business dedicated to helping others see the world stress-free. Through Travel with Donna LLC, the longtime Ventnor resident creates personalized vacations and memorable experiences for travelers seeking everything from relaxing cruises to bucket-list adventures.
By Molly Golubcow
“If you never go, you’ll never know.”
—Donna Peterson, Travel with Donna, LLC
Asia
It should come as no surprise that Donna Peterson finds herself in the travel business. As the force behind Travel with Donna LLC, the longtime Ventnor, New Jersey resident always displayed a fascination to see and learn about new places. Even as a child, she enjoyed learning about different cultures and experiencing things outside of everyday life in South Jersey.
Because of her travel curiosity, Peterson quickly became the go-to person that friends and family turned to when they needed vacation planning. She explains how her lifelong passion blossomed into her current business, “The ‘travel agent bug’ really came when friends and family started asking me to help plan their vacations because they knew how much I enjoyed researching destinations, finding great experiences, and organizing every detail. I realized I truly loved helping people create memories, and that passion eventually grew into my business.”
In addition to being good at it, Peterson genuinely enjoys researching restaurants, excursions, transportation, and especially finding hidden vacation gems. In fact, picking the right destination for the right person is a science carefully selecting and then putting each peg into place. Peterson explains why people entrust their valuable vacation times to her, “I pay attention to details and treat their vacations like they were my own. I also love matching people with experiences that fit their personalities and travel styles, whether it’s a relaxing cruise, a family vacation, or a bucket-list adventure.”
Peterson supports her clients from start to finish by taking time to get to know them and understand what they truly want out of their vacation. Unlike booking online, Travel with Donna clients know they have someone advocating for them before, during, and after their trip.
A recent Travel with Donna client, Deb Knight, thinks the world about Peterson and her services that “stay on top of everything.” After booking a complicated Transpacific Cruise, including flying to Sydney and then sailing for 18 days to Honolulu, Knight was beyond impressed. She explains what draws her to Peterson, “All of the extra things Donna does, without being asked, make all the difference to us when booking. She goes the extra mile and makes sure that everyone is happy and satisfied. You could not ask for a more thorough travel advisor, in my opinion.”
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Whether a local trip or an exotic destination, Travel with Donna helps clients navigate vacation planning waters. Throughout the year, Peterson offers bus trips that usually center around seasonal events, holidays, sports, and sightseeing. Popular destinations include New York City, Lancaster, Pennsylvania, and a Phillies game, of course. One of her personal favorites is New York City during the Christmas season because the “…energy and decorations make it such a memorable experience.”
For the record, Peterson enjoys booking cruises — one of her many vacation specialties. She makes sure her clients have a smooth and enjoyable experience from the get-go. After talking to a client and getting a feel for their needs, she helps to select the right cruise line, ship, cabin type, excursions, dining options, travel protection, and transportation. She also gives it that extra “Donna touch” by guiding clients with details that many overlook like online check-in, required documentation, onboard apps, and packing tips.
So, what exactly is that “Donna touch”? A recent Travel with Donna client, Barbara Wilt, feels the service is second to none. Wilt explains, “Donna asks a few key questions and then does her magic. All we have to do is tell her where we would like to go and when, or what we would like to do, and she makes sure that it happens.”
By land or sea, Peterson enjoys what she’s good at — finding the right vacation for her clients. She always follows her steadfast mission, “My goal is to reduce stress so clients can focus on enjoying their vacation. I also stay available if issues arise before or during travel.” In addition, clients do not pay for her extra special care. She is paid through the company that she books through, so there is no added expense to use Peterson as your travel advisor.
Upcoming Plans for Travel with Donna Peterson is always looking to expand and offer new travel experiences for her clients. For example, she is offering a Scandinavian Cruise in May 2027, Alaska in 2028, and Asia in 2029. In the near future, she is planning additional group trips and themed travel experiences, including more escorted tours and specialty cruises. She is also growing the luxury and customized itinerary side of the business, where clients receive more detailed day-by-day planning and personalized travel experiences. Because the travel industry is always evolving, Peterson enjoys finding new destinations and opportunities to share with clients. Like a fearless explorer, Peterson researches and guides travelers. She sums up her goals, “There is no adventure too small. I plan not only for groups but for solos, couples, families, and everything in between.” n
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By Michael Bray
In the spring issue, I made the case that red wine absolutely belongs at the summer table. This time, I’m going one step further: I want you to put it in the refrigerator.
If that sentence made you flinch, you’re not alone. For decades, chilling red wine was considered taboo. But today, lightly chilled reds are one of wine’s hottest trends, embraced by sommeliers worldwide. And nowhere does it make more sense than at the Jersey Shore in July, where “room temperature” can easily mean 88 degrees on the deck.
So consider this your official Shore List — what to drink from the boat to the beach house to the BYOB, with the coldest, coolest trend of 2026 leading the way.
The Chilled Red Revolution
Not every red takes well to a chill — this is not the time for that big Napa Cabernet. The magic happens with lighter-bodied, fruitforward, low-tannin reds. Think Beaujolais(the Gamay grape is practically engineered for this), Pinot Noir, Sicilian Frappato, and Spanish Mencía. Thirty to forty minutes in the fridge — aim for around 55°F — and these wines transform: brighter fruit, fresher acidity, and a juicy, thirst-quenching quality that pairs beautifully with everything from grilled tuna to a slice of boardwalk pizza.
Terres Dorées Morgon ($25.99) is where I would start — a cru Beaujolais with real depth and gorgeous dark fruit that absolutely sings with a slight chill. Right beside it, Bellande Pinot Noir from Oregon’s Willamette Valley ($23.99) proves the point on this side of the Atlantic: silky, bright, and dangerously refreshing straight from the fridge. Ask anyone on our team — we have been chilling both of these all season.
The Boat Bottle
Rule one of drinking on the water: nothing precious, everything refreshing. This is the moment for crisp, easy-opening bottles that taste like vacation — a zesty Albariño, a coastal Vermentino, or a bone-dry rosé. (Readers of the spring issue already know my feelings about Albariño. They have not changed.) Our boat bottle of the summer is Zillamina Rosé ($12.49) — dry, fresh, and priced so you can stock the cooler without a second thought. It has been flying out of both stores for exactly this reason. Pro tip: a dedicated wine sleeve or insulated tote is the best $20 a boat owner will spend all summer.
The Beach House Hero
Every shore weekend needs one bottle that over-delivers for a crowd — gorgeous enough to impress, priced so you can open three. This is where smart shoppers win, and my current answer to “what should I bring to the beach house?” is Marqués de Cáceres Verdejo ($11.99). Spain’s answer to Sauvignon Blanc, Verdejo is crisp and citrusy with a subtle herbal edge — ideal alongside guacamole on the deck or shrimp on the grill. At this price, it is the bottle guests photograph and text me about later, shocked at what twelve dollars can taste like.
The BYOB Movie
South Jersey’s BYOB scene is one of the great perks of living here — and a chance to drink far better at dinner than most restaurant lists allow. My rule: bring one bottle that matches the cuisine and one wildcard. Headed for seafood? That chilled Morgon is your wildcard. Trust me: when the server asks about the slightly frosty bottle of Beaujolais on your table, you will feel like the most interesting diner in the room.
And for a milestone dinner, reach for Alphonse Mellot Pinot Noir ($46.99) — red Sancerre from one of the Loire Valley’s most storied family estates, where generations of Mellots have farmed the same hillsides for centuries. Most people do not even know Sancerre makes red wine. Now you do — and that is exactly the kind of bottle that turns a nice dinner into a memorable one.
Your Turn
Here is where I hand you the corkscrew. What is YOUR shore bottle — the one that defines summer at your house? Disagree with my list? Discovered something I missed? Email me directly at Michael@passionvines.com. The best submission gets featured in my fall column (with full credit, of course), and I will personally pull a bottle I think you will love the next time you stop into Passion Vines. Consider it a summer challenge from one wine lover to another.
Until then: chill everything, share generously, and savor every golden hour. That is what the shore — and the glass — are for.
Drink Passionately,
In South Jersey, the arts are doing more than entertaining — they’re inspiring connection and curiosity across generations. Through powerful live experiences, the Schultz-Hill Foundation is opening minds and creating lasting impact, one performance at a time.
By Felicia L. Niven
The first notes didn’t just fill the room — they sparked curiosity.
As the musicians of the Bay Atlantic Symphony took their places, a quiet buzz of anticipation rippled through the audience at the Stockton Performing Arts Center. For hundreds of local students, this was more than a field trip. It was an invitation to discover something entirely new: how music actually works.
From the very first piece, the performance unfolded like a conversation. Musicians demonstrated how individual instruments create unique sounds, then layered them together to show how a full symphony comes to life. A single violin line swelled into a rich tapestry as woodwinds, brass, and percussion joined in, each section adding depth, color, and emotion. For many, it was their first time experiencing a live orchestra.
This is the Schultz-Hill Foundation in action — bringing the arts alive in meaningful, memorable ways that open young minds to new worlds. In this performance, music director and conductor Jed Gaylin guided students through the building blocks of sound — rhythm, melody, harmony — turning what might seem abstract into something tangible and exciting. At times, he paused to break things down, inviting the students to listen closely. At others, students became part of the performance itself, clapping along to rhythms or responding to cues from the stage.
And it’s not just students who benefit. Schultz-Hill also supports the arts for seniors through its Senior Music Series, and funds local arts initiatives through its DINA scholarships and grants. Past recipients include the Atlantic City Arts Foundation, MudGirls Studios, Historic Cold Spring Village, the Atlantic City Ballet, and the Atlantic City Theater Co. All of this is made possible by a single annual event — one unforgettable evening that fuels a year of inspiration.
Mark Your Calendar: Summer in the Sixties
This summer, the Schultz-Hill Foundation is turning back the clock — and turning up the volume. Mark your calendar for July 31, 2026, when the annual benefit concert returns to the Superstar Theater at Resorts Casino Hotel with Summer in the Sixties, featuring the high-energy tribute band Sixtiesmania and special guest performers. Known as one of the premier ‘60s tribute acts in the country, Sixtiesmania delivers an electrifying journey through one of music’s most iconic decades.
From the British Invasion sounds of The Beatles to the rebellious edge of The Rolling Stones, the soulful grooves of Creedence Clearwater Revival, and the sun-soaked harmonies of The Beach Boys, the performance captures the spirit, energy, and cultural heartbeat of a generation. Expect a night filled with hit after hit — music that defined an era and still gets audiences on their feet today.
The “Meet the Artist” program is a cornerstone of the SchultzHill Foundation’s mission to promote arts, history, and education throughout South Jersey. “By introducing students to live performance and giving them the chance to interact with professional musicians, dancers, and artists, we hope to help them gain a deeper appreciation for the arts,” said Gary Hill, co-founder of the SchultzHill Foundation. “At the same time, we may be planting the seeds that might inspire the next generation of talent.”
Resorts Casino Hotel is the presenting sponsor, with President Mark Giannantonio and Mrs. Susan Giannantonio serving as honorary chairs of the Celebrity Committee. Sponsorships start at $500 and VIP tickets with a Greet & Meet are $175. All proceeds benefit the Schultz-Hill Foundation, providing an opportunity for individuals and businesses to help bring transformative arts experiences to schools, senior centers, and neighborhoods across South Jersey.
Whether it’s a child discovering the symphony for the first time or a senior singing along at a concert, the Schultz-Hill Foundation continues to prove that the arts don’t just entertain — they connect, inspire, and transform. For more information, visit schultz-hill.org. n
The world of supplements is filled with promises — but more isn’t always better. As many people juggle multiple vitamins in pursuit of better energy, sleep, and overall health, the real question becomes whether they’re taking what their body truly needs.
By Dr. Samar Bursheh
Alison Strittmatter, CNS, CDCES Clinical Nutritionist, Exercise Physiologist, & Women’s Health & Lifestyle Specialist
Walk into any supplement aisle, and it can feel overwhelming — rows of shelves filled with products promising better energy, improved sleep, stronger immunity, and balanced hormones. Many people are taking multiple supplements with the best intentions, yet often “guessing without testing,” and without clear guidance on what their body actually needs.
In our practice, we frequently meet patients who are already taking several vitamins but still feel fatigued or out of balance. What we often see is not a lack of effort — but a lack of clarity. Supplements can be helpful, but only when they are chosen thoughtfully and used correctly.
Vitamins are not simply harmless addons. In many ways, they function like medications — meaning dose, timing, and interactions all matter. Some are best absorbed with food, others on an empty stomach, and certain nutrients compete when taken together.
In most cases, when someone is eating a balanced, nutrient-rich diet, the body can meet its needs through food alone. Supplements are not always necessary.
However, modern lifestyles, dietary patterns and agricultural changes can influence the quality and availability of nutrients in our daily intake. There are also specific situations where targeted support becomes important — such as limited sunlight exposure, absorption challenges, or dietary choices like veganism. In these moments, the goal is not to add more, but to support the body with intention.
When it comes to supplements, it helps to focus on what has been studied and what is truly needed — rather than what is simply popular. Whenever possible, a “test rather than guess” approach provides much more clarity.
There are a few well-known vitamins and minerals that consistently play a meaningful role in energy, metabolism, and overall health.
Vitamin D, for example, behaves more like a hormone than a vitamin. It supports mood, immune function, and metabolic balance. Levels can be easily checked through routine lab work, and deficiency is extremely common — especially in regions like the East Coast, where sunlight exposure is limited for much of the year. When supplementation is needed, vitamin D is best absorbed when taken with a meal that contains fat, ideally in a capsule or softgel form to support proper absorption.
Magnesium is another frequently overlooked mineral. It plays a role in sleep, stress response, and muscle
Health Watch
function. Many people feel that magnesium “didn’t work” for them, but the form matters. Magnesium glycinate is typically calming and can support muscle recovery and sleep when taken in the evening. Magnesium citrate is more commonly used for digestive support, while other forms such as threonate are being studied for their potential cognitive benefits.
Vitamin B12 supports energy production and nerve function. While not everyone requires supplementation, it becomes particularly important for individuals following a vegan diet, those with malabsorption conditions, or patients who have undergone bariatric surgery. In these cases, levels should be monitored and supported appropriately.
Omega-3 fatty acids are also widely used and can support cardiovascular and inflammatory balance. However, quality and dosing vary significantly between products, and not all supplements provide the same benefit.
You may also hear about plant-based compounds such as phytoestrogens, found in foods like flaxseed and legumes. These can provide gentle support during hormonal transitions, though they are not a replacement for medical therapy when needed.
And then there are supplements like collagen or turmeric, which have become increasingly popular. Collagen may offer some support for skin and hair, though evidence for joint benefit is still evolving. These products can be part of a wellness routine, but they should not replace foundational strategies.
One important point that often gets overlooked is bioavailability.
When a supplement contains a long list of ingredients and promises
multiple benefits, it may seem appealing — but more is not always better. The body cannot always absorb or effectively utilize many compounds at once, and combining too many nutrients can reduce their overall benefit. It can also make it difficult to identify the cause of any adverse reaction.
In many cases, a simpler, more targeted approach is easier to follow, safer, and more effective.
Beginning supplementation should start with your needs, not with trends.
Rather than adding multiple products at once, it is often better to begin with a focused plan — one that considers diet, lifestyle, lab values, and individual symptoms. In some cases, working with a physician or nutrition professional can help simplify the process and avoid unnecessary or ineffective choices. It is also important to consider potential interactions, as vitamins can influence or interfere with certain medications.
The goal is not to take more — it is to take what is right for you.
When used wisely, supplements can support energy, sleep, and overall well-being in meaningful ways. But they work best when they are part of a larger foundation built on nourishment, movement, rest, and awareness.
Your body doesn’t need excess — it needs alignment. n
For more information, visit NutriaMed.com.
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Joseph Somers CFP®, CIMA®, CPFA™
Merrill Lynch Wealth Management
Senior Vice President
Wealth Management Advisor
609.484.7172
joe_somers@ml.com advisor.ml.com/sites/nj/atlantic-city/somersgroup
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Atlantic City’s vibrant arts and cultural scene is experiencing a powerful revival, fueled by creativity, community and a renewed sense of purpose. From colorful murals and live performances to grassroots collaborations and public art initiatives, organizations like the Atlantic City Arts Foundation are helping transform the city into a destination where artistic expression and local pride thrive side by side.
By Michael Cagno
Since its founding as a resort in 1850, Atlantic City has been known for innovation, entertainment, tourism, and urban experimentation. Over the years, Atlantic City introduced many “firsts” in the United States. Originally built to keep the sand out of the hotels and train cars, America’s first boardwalk was built in 1870. Atlantic City was one of the first cities built around rail tourism, attracting tourists seeking to escape Philadelphia’s summer heat. One of the largest indoor spaces in the world was built in 1929, Boardwalk Hall. The unprecedented barrel-vault ceiling provides cover for the largest pipe organ ever built. The organ is a symbol of American technological power, engineering ambition, and civic pride.
Over 175 years since its founding, Atlantic City continues to be a source of inspiration. Since 2015, the Atlantic City Arts Foundation has been producing diverse programs and activating community pride through the arts. The Atlantic City Arts Foundation’s signature event is the 48 Blocks Festival. As a homegrown public arts festival, the 48 Blocks Festival spotlights local and regional artists while also connecting communities together and deepening civic pride. This year’s 48 Block Festival will be held on September 19, 2026, from noon to 8 pm, featuring live music, art demos and workshops, exhibiting vendors, food, activities, and stories from all 48 blocks of the city. As a free, all-day, all-ages art festival, it will take place at the beautiful and picturesque combination of Uptown Park and Fisherman’s Park in the Atlantic City inlet, near Gardner’s Basin.
Atlantic City Arts Foundation’s executive director, Michael Atkins, offers a sneak peek at this year’s festival and how it connects to the cultural diversity within the City’s 48 blocks.
“The 48 Blocks Festival will showcase our citywide talents from every corner so that locals and tourists alike can see the vibrancy of our artistic community in a free festival setting. In practical terms, this is a platform for emerging local artists to be seen by an audience.” Michael goes on to share key features of the festival which will include “a courtside stage for musicians and DJs to perform in Uptown Park, space for artists’ expression and demonstrations in Fisherman’s Park, ongoing jitney mural tours, and a one-block street closure of Melrose Avenue as the spine of our event, space, and vendors’ row. Whether you’re a local or a visitor to Atlantic City, the 48 Blocks Festival offers something for everyone to get to better know our city’s arts scene.”
The 48 Blocks Festival is much more than a one-day event. For the Atlantic City Arts Foundation, it is about broadening conversations and revitalization without contributing to displacement or the loss of community character. “Everyone deserves a direct connection to the arts, and every community can benefit from direct access to the arts. Throughout the year, we install murals across the city, but the festival is our chance to bring everyone together, regardless of race, religion, or income, to experience art live and in person. The arts have a unique ability to bring people together, and through art we can come to better understand ourselves and our neighbors”, states Michael. The arts create an environment for inclusivity while also fostering individual artistic expression and celebrating cultural, ethnic, and social diversity. The 48 Blocks Festival aims to attract more tourists to Atlantic City during the summer shoulder season, but fundamentally, the festival is rooted in community. Michael further explains, “Our residents also deserve a highquality end-of-summer community event that is free and welcoming to all ages.”
At its core, the 48 Blocks Festival exemplifies how the arts strengthen Atlantic City’s position as a great place to live, work, and play. The key to the Atlantic City Arts Foundation’s success has been its collaborations and partnerships, with a shared goal of making the arts accessible to everyone. Through intentionality and strategy, the Atlantic City Arts Foundation has continued this City’s rich tradition of innovation. n
Attendees gathered at Lake Lenape Park East in May to network with fellow businesses, entrepreneurs, and the region’s top business support organizations.
Over 700 supporters gathered at Borgata Hotel Casino & Spa for The Celestial Soiree, raising $700,000 to support workforce education and career growth.
This year’s event brought together over 240 golfers for morning and afternoon rounds of spirited play at the Atlantic City Country Club, while raising more than $360,000.
Opportunity Development, Inc. Hosts Spring Fling
Everyone came together to celebrate and support NJCODI's differently abled community at Gregory’s Bar in Somers Point. An awesome $8,000 was raised.
The Cancer Support Community New Jersey (CSCNJ) hosted their annual “Rock The Boat” yacht-rock-themed fundraiser at Vagabond Kitchen & Tap House. The event featured a dinner buffet, open bar, and live music.
Created to bring together residents and visitors of
The Greater Hammonton Chamber of Commerce presented its 16th Annual International Wine & Beer Expo at the Kathedral Event Center. Guests enjoyed wines, beers, ales, cheeses, appetizers, a sumptuous buffet, and more.
The gourmet celebration and culinary competition benefiting the Boys & Girls Club of Atlantic City was held at Island Waterpark at Showboat Resort.
Congratulations to Heather Deegan Hires and Darlene Baldachino on the grand opening of Creative Works, their beautiful new gallery at Resorts Casino Hotel bringing art, creativity, and inspiration to the shore!
The celebration felt every bit as warm and stylish as the lounge itself. A beautiful space built on world-class cocktails, heartfelt hospitality, and a vibe you never want to leave. Cheers to many more years of royalty.
The Stockton University Foundation Scholarship Benefit Gala took place in April at the Campus Center in Galloway. The sold-out, black-optional event was a “Garden Affair” that raised nearly $340,000 to support student scholarships.
The music, the voice, the memories. Guests at Resorts Casino Hotel enjoyed The Greatest Tribute of All, an unforgettable celebration of Whitney Houston’s timeless hits and extraordinary legacy.
is
new coastal escape inspired by the rustic kitchens of Italy and the Mediterranean coast, where
and Sea come together in soulful, handcrafted dishes, warm hospitality, and unforgettable evenings.
Nearly 300 guests gathered at the Golden Nugget for this new signature fundraiser, Styled for a Cause, honoring community philanthropists Brett Matik and Mandanna Salartash.
Spring Opera Gala At Tomasello Winery
Members of the American Wine Society gathered for the Opera Gala. Guests enjoyed a four-course gourmet dinner paired with award-winning wines.
The day began with CASA’s annual golf tournament at Linwood Country Club, featuring a day of golf, lunch, dinner, and prizes, followed by an evening of great food, signature cocktails, and fun.
From authentic Italian and Peruvian cuisine to Mediterranean specialties and modern Mexican fare, these new and noteworthy local restaurants are serving up delicious reasons to venture beyond your usual dining routine.
By Molly Golubcow
We have all heard the expression, “A journey of a thousand miles begins with a single step.” If we stick to that concept, then embarking on a culinary journey must begin with a single bite. From Hammonton to Galloway, new eating establishments await your arrival. In the mood for tacos? How about a plate of pasta? Maybe a falafel on pita bread??
Let’s go and check out some local places that are new or relatively new. Make sure you bring your appetite and wallet, but passports are definitely not required.
Located in the heart of Hammonton, Scarpelli touts old-time tradition fused with a modern twist. Inspired by matriarch, Theresa Scarpelli, the family continues to serve the way she would expect and insist. Their motto — “Scarpelli isn’t just a place — it’s a feeling” reminds the current generation of Scarpellis where they come from, and “the love that
continues to inspire everything we create.”
What makes Scarpelli stand out is how they take Theresa’s timeless recipes and reimagine them thanks to her grandson, Steven Rodio. Each dish honors classic Italian cooking with a dash or two of modern cuisine.
On the Menu
Starters
Thai Chili Calamari: Fried calamari tossed in sweet Thai chili sauce, garnished with scallions and sesame seeds.
Main
Signature Chicken Parmigiana:
Thinly pounded chicken cutlet topped in vodka sauce, melted mozzarella, and dusted with fresh basil — and a pasta side.
Specialty
The Feast of Seven Fishes meal is available year-round — shrimp, crab, clams, mussels, calamari, scallops, and lobster.
Downtown Peru, Hammonton
Although you may find yourself in the center of Hammonton, Downtown Peru offers the tastes and smells of Lima. The restaurant invites all to “come and join us for a culinary journey that celebrates the essence of Peru’s gastronomic heritage.”
Chef Laly Acosta displays her Peruvian and Inca heritage not only in her passion for cooking, but also in the décor and feel of the restaurant logo, as well — soothing reds and grand Inca golds. Red, representing Acosta’s warmth and passion in her menu, and gold, representing the culinary richness of her native Peru.
On the Menu
Starters
Empanadas: Golden-brown pastry filled with seasoned ground beef,
Open to the public year round from 11:00am. Enjoy classic pub fare and innovative cocktails with an imaginative twist. Dinner entrees available after 4pm. Tune in to the multiple TVs to catch the latest sports action or focus on the stunning views of the golf course and sunsets over the natural pond. Visit our website to view menus and the calendar of events and entertainment.
Eats onions, and savory spices — crispy on the outside and tender on the inside
Main
Pollo Entero: A whole rotisserie chicken, seasoned with a traditional blend of Peruvian spices and slowcooked to juicy perfection. Served with a side of crispy fries and a fresh house salad.
Specialty
Alfajor: A traditional Peruvian cookie filled with dulce de leche, topped with powdered sugar.
Ruhani Kitchen, Egg Harbor Twp. As soon as you enter, Ruhani Kitchen welcomes you with décor and a twist of the exotic. Rooted in centuries-old recipes, every dish is cooked with tradition using pure ingredients and fragrant spices from the Mediterranean and the Middle East.
Founded in 1997, the Epicurean Society celebrates local dining through monthly multi-course dinners while supporting hospitality and related field students, having proudly raised hundreds of thousands of dollars in scholarships to expand educational opportunities.
If you’re looking to taste and experience something different, Ruhani Kitchen awaits your arrival. Handmade dough and house blended spices featured in their lamb, chicken, and veggie dishes.
On the Menu
Starters
Ruhani Tour: A perfect sampling (mezza) offering traditional appetizers like hummus, eggplant, muhammara, tzatziki, and pita bread.
Main
Adana Kebab: Chicken, lamb, or beef — chargrilled minced kebabs served on a pita with grilled vegetables and a side of your choice.
Specialty
A heaping bowl of Saffron Pistachio or Fig ice cream
Pablo, Somers Point
As the latest addition to the Zest Restaurant Group, Pablo’s offers
EVERY SUNDAY | 9AM – 3PM
• Bottomless mimosas & bloody marys
• Free valet & self-parking
• Live music with DJ Joe Castro
& RESERVATIONS Reservations suggested. Scan the QR code or call 609-340-6300.
Capriccio
FRIDAY & SATURDAY | 5PM – 10PM
SUNDAY | 9AM – 3PM
Award-Winning Italian Fine Dining An Elevated Beachfront à la Carte Brunch Experience
Cielo Wine Bar
HAPPY HOUR
FRIDAY & SATURDAY | 5PM – 7PM
$4 Domestic Beers, $6 Cocktails & $8 Appetizers
American–Mexican fusion focusing on bold flavors, craft cocktails, and a lively atmosphere. Located near the bay in Somers Point, the restaurant’s motto says it all, “Life is short — eat the tacos, drink the tequila, and stay for the memories.” Whether a girl’s night out with friends or a date night, Pablo’s is the place to enjoy a sunset drink and some traditional Mexican food like tacos with a creative twist.
On the Menu
Starters
Mexican Street Fries: Mexican spices, lime wedge, queso blanco
Main
Cape May Seacoast Tacos: Fried Cape May sea bass, red cabbage, fresh mango salsa, sriracha ranch, flour tortillas
Specialty
Margarita: Pablo Margarita: Tres agaves blanco organic tequila, fresh squeezed lime juice, organic agave nectar.
279 Social Kitchen & Craft, Galloway
Located in what was once Romanelli’s in Galloway, 279 (named after its street number) is touting a new look — culinary and vibe. For example, revamping the original six-seater bar into a 30-seat wow of a centerpiece. As for the culinary side, look for a brand-new wood-fired pizza oven offering artisanal pizzas made with fresh, quality ingredients.
On the Menu
Starters
278 Wings: Wood Fired or Fried in your choice of sauce; Spicy Peach, Garlic Parm, Buffalo, Root Beer, Honey BBQ, or Limoncello
Main
Velvet Tide Ravioli: Jumbo Lump Crab
Ravioli sauteed & tossed in a creamy Rosa pasta sauce
Pizza
Spicy-Roni: Wood Fire Pepperoni Pizza finished with a Hot Honey Drizzle & a dollop of ricotta cheese in the center. n
ByrdCage
3426 Atlantic Avenue, Atlantic City
609-348-CAGE byrdcageac.com
The ultimate destination for fabulous food, killer cocktails, and unforgettable vibes. Good energy and great beats.
Cafe 2825
2825 Atlantic Avenue, Atlantic City
609-344-6913 cafe2825.com
An Atlantic City gem rated on a national scale with tableside preparation makes this Italian restaurant a standout.
Capriccio Italian Restaurant
1122 Boardwalk, Atlantic City 609-340-6300 resortsac.com
Enjoy an Italian meal with excellent service, a mouthwatering menu, and spectacular views of Atlantic City.
Carmine’s
2801 Pacific Avenue, Atlantic City 609-572-9300 carminesnyc.com
The original NYC family-style restaurant serving exceptional Italian cuisine in abundant portions designed for sharing.
Chef Vola’s
111 S. Albion Place, Atlantic City
609-345-2022 chefvola.com
This James Beard Foundation-awarded restaurant has huge portions of food your grandmother would be proud of.
Cousins in Ocean City 104 Asbury Avenue, Ocean City 609-399-9462 cousinsocnj.com
A delightful spot where flavors mingle! Chef Bill McGinity serves food made with only the freshest ingredients to a loyal following.
Dougherty’s Steakhouse & Raw Bar
1122 Boardwalk, Atlantic City
609-340-6555 doughertyssteak.com
Dougherty’s Steakhouse allows steaks and chops to share the spotlight. Located in the historic Resorts Hotel & Casino.
Dock’s Oyster House
2405 Atlantic Avenue, Atlantic City 609-345-0092 docksoysterhouse.com
Dock’s continues to blend the classic oyster bar feel with upscale dining and maritime touches.
Isabella’s Ventnor Cafe
4 S. Portland Ave., Ventnor 609-822-2477 isabellasventnor.com
A local staple serving breakfast, lunch, and dinner, influenced by Chef Ibis Gonzalezes Mexican origins. BYOB.
Joe Italiano’s Maplewood
6126 Black Horse Pike, Mays Landing 609-625-1181 joesmaplewood.com
Maplewood is a legacy offering authentic Italian cuisine, freshly made pasta, and signature seafood creations.
Cordivari’s Restaurant
3004 W. Brigantine Avenue, Brigantine 609-264-5909 cordivarisrestaurant.com
Chef Jim Cordivari takes pride in presenting many original family recipes that originated in Italy.
Josie Kelly’s Public House
908 Shore Road, Somers Point 609-904-6485 josiekellys.com
Traditional Irish fare with modern classics. Brunch, lunch, dinner or a Guiness, the hospitality will make you smile.
Kelsey’s 1545 Pacific Avenue, Atlantic City 609-344-2200 kelseysac.com
A place where soulful tunes and comfort food collide! From chicken and waffles to finger licking good ribs.
Knife & Fork Inn
3600 Atlantic Avenue, Atlantic City
609-344-1133 knifeandforkinn.com
Over the past century, the Inn has led a long and colorful life making it an historically charged establishment in AC.
Lamberti’s Restaurant & Sunset Marina 9707 Amherst Avenue, Margate 609-541-6069 lambertisrestaurant.com
Combining Italian and Mediterranean flavors with an unforgettable waterfront experience, Lamberti’s will transport you.
Martina’s Trattoria
5210 Atlantic Ave, Ventnor City 609-727-0395 martinasventnor.com
Homemade favorites with the finest imported ingredients, good wine, and that cozy charm that feels like home.
The Nizam’s 6725 US-40, Egg Harbor Township 609-677-8829 thenizams.com
A fine-dining experience with an assortment of traditional food from India made with authentic herbs and spices.
Nubu at Caesars Atlantic City 2100 Pacific Ave Atlantic City 609-317-2115 noburestaurants.com
A world-renowned Japanese restaurant offering Chef Nobu Matsuhisa’s signature dishes in a sleek, ocean-view setting.
The Pier House at La Mer 1317 Beach Avenue, Cape May 609-770-4810 capemaylamer.com
Flavorful cuisine, locally sourced from local farms, creating a unique dining experience based on classic shore cuisine.
Queen Jayne’s
264 New Road, Somers Point 609-601-8463 queenjaynes.com
An elevated cocktail destination where every sip is a crafted experience. Enjoy small bites and cocktails with a chic vibe.
The Roost Pub & Grill
500 St. Andrews Drive, Egg Harbor Twp. 609-927-0006 harborpines.com
Serving freshly prepared food such as sliders, wings, flatbreads, chili lime shrimp kabobs and stuffed tater tots.
Shay’s Bar & Restaurant
500 Shore Road, Linwood 609-927-6134 shayslcc.com
Linwood Country Club’s newest dining concept. All-day menu features salads, sandwiches, flatbreads and entrees.
Smithville Inn 1 N. New York Road, Smithville 609-652-7777 historicsmithville.com
Enjoy scenic view dining areas, private dining rooms with fireplace, and formal banquet and wedding facilities.
Tomatoe’s
9300 Amherst Avenue, Margate 609-822-7535 tomatoesofmargate.com
Situated along the downbeach Margate Bayfront, the eclectic menu and lively bar scene are eclipsed by beautiful sunsets.
SMALL INCREASES TODAY CAN HAVE A BIG IMPACT ON TOMORROW.
For many Americans, the traditional pension has become a relic of the past. Today, retirement security is increasingly built through workplace savings plans such as 401(k), 403(b), and 457(b) accounts. While these plans offer powerful tax advantages and generous contribution limits, many workers are not taking full advantage of the opportunity available to them.
One of the most overlooked retirement planning questions is surprisingly simple can you afford to contribute more? Even a modest increase in the amount you save today can have a meaningful impact on your future financial independence.
First, it is important to make sure that you are receiving the full benefit of any employer matching contribution. If your company offers a match and you are not contributing enough to earn it, you are effectively leaving part of your compensation on the table. Employer matching contributions provide an immediate return on your savings and can significantly accelerate longterm retirement growth.
Once you have secured the full match, consider whether increasing your contribution percentage makes sense. Many employees assume that raising retirement contributions will dramatically reduce their take-home pay. In reality, traditional pre-tax contributions lower your taxable income, meaning the impact on your paycheck is often less than expected. A small increase in savings today may be easier to absorb than many people realize.
For 2026, employees can contribute up to $24,500 to a 401(k), 403(b), or 457(b) plan. Individuals age 50 to 59, as well as those age 64 and older, may contribute an additional $8,000 in catchup contributions, bringing their total annual limit to $32,500. Workers who are age 60 through 63 receive an even larger opportunity, with an additional catch-up amount of $11,250, allowing total contributions of up to $35,750.
Recent legislative changes have also created new planning considerations for higher-income employees. Beginning in
2026, individuals who earned more than $150,000 in Social Security wages during the prior year are generally required to make age-based catch-up contributions on a Roth basis. While Roth contributions do not provide an upfront tax deduction, qualified withdrawals in retirement are tax-free, which may offer meaningful long-term tax diversification.
Beyond simply maximizing contributions, retirement plans can serve as a cornerstone of a broader financial strategy. Higher savings rates can help reduce current taxable income, increase long-term investment growth potential, and create greater flexibility during retirement. For individuals approaching retirement, maximizing available catch-up provisions can be one of the most effective ways to strengthen retirement readiness during peak earning years.
The most important factor, however, is consistency. Building retirement wealth is rarely the result of one large contribution. Instead, it is typically achieved through disciplined saving over many years. Increasing contributions by even one or two percentage points today could translate into tens or hundreds of thousands of additional dollars over a working career, depending on investment performance and time horizon.
As you evaluate your financial picture, consider reviewing your current contribution rate, employer match, and eligibility for catch-up contributions. A periodic review can help ensure that your retirement plan is aligned with both your current income and your long-term goals.
If you have the ability to save more, your future self may thank you for taking advantage of the opportunity today. n
Matthew Reynolds, CPA, CFP®
Robert T. Martin, CFA, CFP®
Thomas Reynolds, CPA
Joseph McCaffrey, CFP® CRA Investment Committee
Gordon Shearer, Jr., CFP®
Jeffrey Hilliard, CFP®, CRPC®
Phill Tompkins, CFP ®
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