Employee Benefits Designed for Foreign-Owned Companies in the U.S. At Brown & Brown, the health and well-being of people is our business. We deliver strategic benefit programs that help attract talent, manage rising health care costs, and support organizational goals. Leveraging our partnership with Nippon Life Benefits, we help foreign-owned companies in the U.S. effectively navigate the complexity of employee benefits while managing and mitigating costs.
Brown & Brown
• Brown & Brown is the 6th largest global insurance brokerage firm, recognized for its strength, stability, and client-focused approach, with annual revenues exceeding $6 billion • Operates a broad international platform with 700+ offices, 25,000 teammates, and a presence in 19 countries • Delivers deep industry expertise across retail, wholesale, programs, and services, supporting businesses of all sizes across diverse industries
Nippon Life Benefits
• Specializes in employee benefits for foreign-owned companies operating in the U.S.
• Since 1991, Nippon Life Benefits has provided customized Medical, Dental, Vision, Life, and Disability plans with multilingual service • U.S. subsidiary of Nippon Life Insurance Company, a global mutual insurer with $656 Billion in assets1 and an A+ AM Best rating2
Our Health Solutions
Our health insurance solutions combine the strength and expertise of Brown & Brown and Nippon Life Benefits to deliver a differentiated, tailored health insurance solution for foreign-owned companies with U.S.-based employees. Our integrated approach offers comprehensive, high-quality coverage that is competitively priced and strategically designed to simplify the complexities of the U.S. healthcare system—helping employers confidently support their workforce while effectively managing costs. 1. Nippon Life Integrated Report 2025. 2. AM Best Affirms Credit Ratings of Nippon Life Insurance Company and Its Subsidiary Nippon Life Insurance Company of America (Nippon Life Benefits) is responsible for its own financial condition and contractual obligations. Products quoted by Nippon Life Benefits are underwritten by Nippon Life Benefits (NAIC number 81264). Nippon Life Benefits is licensed & authorized in all states and DC, except not ME, NH or WY; domiciled in Iowa, with a principal place of business at 666 Third Avenue, Suite 2201, NY, NY 10017; and a member company of Nippon Life Insurance Company of Japan (“Nissay”).