The report aims to understand the Nepali Banking sector through the lens of competition and collusion. In the recent past, media reporting of collusion amidst the commercial banks sector have surfaced and we seek to identify the principle and rationale behind collusion through the perspective of stakeholders from banking and non-banking financial institutions. The perception study aims to understand the impact of such collusion in the banking system and to various stakeholders in the economy and allow its readers to obtain a 360-degree view, especially from the perspective of bankers and non-bankers, which would enable to form a more balanced assessment/opinion.Ultimately the report attempts to shed light on how to improve and correct the malpractices that seem to exist in the banking sector, which is a pillar of the national economy.
