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SCIENCE OLYMPIAD TEAM WINS FIRST PLACE - The Science Olympiad team at Wisdom Lane Middle School in the Levittown Public School District nabbed first place for the first time in team history at the New York State Regional Tournament. Photo courtesy of Levittown Public Schools
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There are SEVEN beachside with AMSEAS and All Our cleanup events scheduled for Energy, is as follows: 2022. The complete schedule, Sunday, May 1 organized by the Town of Saturday, June 4 Hempstead in conjunction Sunday, June 26
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Sunday, July 31 Sunday, August 28 Sunday, September 25 Sunday, October 30 Collection bags will be provided to participants at all cleanup sessions, but volunteers are encouraged to bring their own gloves. The location for each cleanup session will vary as organizers seek to maximize the effectiveness of volunteers by identifying beaches in need of immediate attention closer to the date of each event. Each beach cleanup event will be divided into three, 1-hour long sessions. For more information please visit https://www. eventbrite.com/e/townpark-at-point-lookoutbeach-cleanup-tickets290812065717?aff=od eimcmailchimp&mc_ cid=34ac68ecb4&mc_ eid=36a6ebaadf
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Neighbor Pets’ Place
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Adopt a pet today!
ALL ABOUT SPAY NEUTER • 4209 MERRICK ROAD, MASSAPEQUA • 516.799.CATS
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Sweet female kitten who seeks attention.
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STEWIE
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Adorable 11 week old Calico!
CUDDLES 1 year old male rabbit, so adorable!
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Pretty muted Calico, only 11 weeks old!
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Female 8 year old, sweet & energetic!
To inquire about having your shelter included in this column, contact Noelle Stanuch at NoelleStanuch@longislandmediagroup.com. Please make sure to contact the shelter(s) to see how they are operating during the pandemic you are interested in adoption.
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Hempstead Town Announces 2022 Volunteer Beach Cleanup Schedule
WALL UNIT - $200 DINING ROOM TABLE, 6 CHAIRS & BREAKFRONT - $400 (OR BEST PRICE)
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The Merrick South Shore Homemakers are having a fundraiser fashion show on Thursday, May 26, at 11:00am at the Seaford American Legion Hall, 2301 Penatiquit Avenue, Seaford Tickets are $25 for a hot buffet, dessert, great raffle prizes and much more. Contact Grace @516-546-8970 or Ann at 516-221-9433 for further information. New members are always welcome!
Home Ideas
Home security systems connected and controlled through the Internet give parents new ways to stay connected to their kids at home and ensure their safety from afar. To see how technology can make your home safer, smarter and more efficient, visit www. Alarm.com.
The Most Appealing Outdoor Features
ccording to the National Association of Realtors, the 10 most appealing outdoor features to potential home buyers are: standard lawn care, overall landscape upgrades, a new patio, new wood deck, softscaping, sod lawn, seed lawn, outdoor firepit, outdoor fireplace and of course, a new pool.
Expanding Living Spaces
H
omeowners looking to add more space to their homes do not necessarily need to make major renovations. They simply have to see the possibilities in outdoor living spaces. Outdoor living spaces are coveted niches in a home. The American Home Furnishings Alliance says more than 70 percent of American households have outdoor living spaces, and nearly 70 percent of people use these spaces at least once per week in-season. Furthermore, homeowners are increasingly interested in enhancing these spaces to make them more usable and comfortable.
inviting spaces no matter how much square-footage is present.
A recent survey from the online home design and remodeling resource Houzz found that more than 4,500 users were planning a landscape update. In addition, 56 percent of homeowners surveyed were making updates to improve their yards for entertaining.
Create a relaxing nook
While the creation of outdoor living spaces can cost thousands of dollars depending on the renovation, homeowners have more budget-friendly options at their disposal as well. The following are some ways to create
Revamp a garage or shed Rather than turning a storage area into a catch-all for items time forgot, clean out the space and put it to better use. For instance, kids may appreciate their own clubhouse away from the main living area. These spaces also can be handy bonus rooms for when Mother Nature doesn’t cooperate and backyard guests need to seek shelter. Wall art, curtains, a pendant light, and some comfortable outdoor-compatible furniture can quickly transform a space. Whether there’s a ledge, overhang, small terrace, or porch off the house, turn it into a relaxing area for reading a book or sipping a beverage. Use a few outdoor pillows, pull up a small folding table and dress the area with hanging lights and potted plants for a quiet retreat. Add privacy to a porch If it’s privacy you covet, install curtain rods and hang lightweight mesh or another translucent material that obscures neighbors’ views without blocking out natural light. Invest in outdoor sofas and chaises to create an outdoor living room right on the porch. If your budget allows, consider closing in the porch as a true three-season room so it can be used throughout fall, spring and summer. Outdoor living spaces are booming and highly achieveable, and many such spaces need not be expensive.
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Town Of Hempstead Officials Honor Wrestlers
NASSAU ZONE 1 - NEIGHBOR NEWSPAPERS - WEDNESDAY APRIL 27, 2022 - MAY 10, 2022 • WWW.LONGISLANDMEDIAGROUP.COM
Town of Hempstead officials recently honored W.T. Clarke High School Rams wrestlers Jordan Soriano, Justin Soriano and Jack Forte with citations for their performance at the 2022 NYSPHSAA Wrestling Championships. Jordan Soriano became the school’s first New York State wrestling champion,
while Justin Soriano and Forte earned thirdplace honors at the state tournament on Feb. 26. Town Councilman Thomas Muscarella, Town Clerk Kate Murray and Town Receiver of Taxes Jeanine Driscoll also commended the Rams’ wrestling team for placing fifth overall in the tournament, which
marks the highest finish in the school’s history. “Life is about accomplishments, and I’m really amazed by what you guys achieved,” Muscarella said to the Rams’ wrestling team. “It’s very important that you continue to pursue excellence and to keep the passion going.”
East Meadow High School Celebrates ‘Champions’
Twenty-one East Meadow High School students were honored for demonstrating exemplary character and conduct during the school’s annual Breakfast of Champions ceremony on March 23. Honorees were recognized by their parents, teachers and administrators for displaying admirable character traits and positive qualities both in, and outside of the school community. An East Meadow Champion is one who thinks of others
and makes consistent positive contributions to his or her surroundings. The honorees were nominated by their teachers for exemplifying academic success, respect and positivity among their peers, school and community. This year’s East Meadow Champions are: Marissa Abels Mahira Ahmed Enayatullah Ali Daniel Dong Justin Hendler Natalie Hernandez
Alexei Kastanos Maximus Kelly Adrian Klin Ryan Michel Helen Mun Sean Patterson Gianna Petitto Sabrina Rego Sadiya Soomro Sarah Spencer Grace Spinel Robert Stahl Matthew Tall Ryan Tecusan Julia Woszczak
The district congratulates all of this year’s honorees.
TOWN OF HEMPSTEAD OFFICIALS HONOR WRESTLERS - Town of Hempstead officials honored W.T. Clarke High School Rams wrestlers Justin Soriano, third from left, Jack Forte, fourth from left, and Jordan Soriano, fourth from right, with citations for their performance at the 2022 NYSPHSAA Wrestling Championships. Photo courtesy of the East Meadow Union Free School District
Kennedy’s Leadership II Classes Organize Prom Dress Drive
Students in Brad Seidman’s Leadership II classes at John F. Kennedy High School in the Bellmore-Merrick Central High School District have collected a variety of prom dresses, to be distributed to
local high school students in need. The drive yielded 150 items and now the students are working with the local chapter of Becca’s Closet to get these dressed into the hands of deserving fellow
students. Those interested in scheduling a private appointment to view and try on the dresses can email Seidman at bseidman@ BREAKFAST OF CHAMPIONS - East Meadow High School celebrated students bmchsd.org. for their exemplary character and conduct at the Breakfast of Champions on March 23. Photo courtesy of the East Meadow Union Free School District
Hempstead Town Lifeguards Wanted
For All Town Of Hempstead Pools, Beaches And Bays Town beaches don’t open for another two months, but it’s never too early to start assembling our lifeguard team! We always have the best lifeguards on Long Island, and we’re excited to bring back many of our longtime team members and welcome some new faces as well. The Town of Hempstead STUDENTS ORGANIZE PROM DRESS DRIVE - Students in Brad Seidman’s is currently scheduling Leadership II classes at John F. Kennedy High School have collected a variety of prom interviews for interested dresses, to be distributed to local high school students in need. Photo courtesy of lifeguards. Several dates have been set aside to Bellmore-Merrick Central High School District
interview candidates. Being a Town of Hempstead lifeguard is no “day at the beach.” In addition to keeping swimmers safe, our lifeguards took on additional responsibilities during the COVID-19 pandemic. They also were tasked with keeping an eye out for sharks, which came dangerously close to our shores on multiple occasions. Lifequards start at $18 an
hour, so there’s no better time to become a Town of Hempstead lifeguard! Lifeguard interviews will be held on April 30th, May 7th, May 14th and May 21st at 8 AM at Echo Park Pool in West Hempstead. All applicants must be up to date with their lifeguard certifications. To make an appointment, call TOH Aquatics at (516) 292-9000 ext. 7239.
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The Countdown Begins!
After Four Years, The US Navy Blue Angels Return For Long Island’s Greatest Show Bethpage Federal Credit Union And NY State Parks Announce The Bethpage Air Show Performer Line-Up F-22 Raptor; the U.S. Navy F-35C Tac Demonstration Team; the U.S. Coast Guard; and the 106th Rescue Wing NY Air National Guard HC - 130 / HH 60 Demonstration Team. Civilian performers include the world-famous Skytypers and their flight squadron of five vintage WWII aircraft; Mike Goulian, North America’s most decorated aerobatic pilot; Jessy Panzer, a highly recognized female aerobatic pilot making her second Bethpage Air Show appearance; the American Air Power Museum Warbirds; Long Island’s own David Windmiller; and the SUNY Farmingdale State College Flying Rams, who will fly several of their 22 college-owned aircraft. “This year’s highly anticipated show is going to be spectacular! We are very pleased to welcome the Blue Angels
back to Long Island after their four-year absence and look forward to embracing the team’s two New York teammates,” said George Gorman, Regional Director, New York State Office of Parks, Recreation and Historical Preservation – Long Island Region. “Thank you to Bethpage Federal Credit Union and all of the show’s sponsors for their continued support of what has grown to become Long Island’s Greatest Show!” “Helping to organize the Bethpage Air Show is a labor of love for all of the show’s loyal fans and for the entire Long Island community,” said Linda Armyn, Senior Vice President, Bethpage. “Not only have we begun to count down the days leading up to the show, but many of the show’s spectacular performers, have begun their countdowns of well, knowing how special it is to perform for Long Islanders over the waters of Jones Beach.” The Bethpage Air Show at Jones Beach is one of the largest, most respected and most popular air shows in the country. Over 289,000 people attended the Bethpage Air Show at Jones Beach the last time the squadron headlined in 2018. The Bethpage Air Show at Jones Beach is sponsored by Bethpage Federal Credit Union, New York State Office of Parks, Recreation and Historic Preservation, Newsday, WABC-TV Channel 7, Northrop Grumman, Natural Heritage Trust,
Connoisseur Media Long Island, Catholic Health, PSEG Long Island and Pinelawn Memorial Park and Arboretum. The show can be heard in its entirety on WHLI 1100 AM and 104.7 FM. The Bethpage Air Show is free to the public, but the standard $10.00 vehicle use fee will be collected each day upon entry to the State Park. For 2022 NYS Empire Pass Card holders, there is no vehicle use fee charge. Available for $80, the 2022 Season Empire Pass is a wallet-sized scannable
card that can be shared within a household and not assigned to a specific vehicle. The Empire Pass Card provides unlimited vehicle access to most facilities operated by the New York State Office of Parks, Recreation and Historic Preservation and the New York State Department of Environmental Conservation. 2022 Season Empire Pass Cards are available for purchase at any Long Island State Park beginning April 1, 2022, and can be utilized immediately and are effective until December
31, 2022 to enjoy the forests, the seashores and the lakefronts of New York State’s parks through all of New York’s beautiful seasons. For up-to-date information about this year’s show, please visit www.bethpageairshow. com or https:// w w w. f a c e b o o k . c o m / BethpageAirShow/, or contact the New York State Office of Parks, Recreation and Historic Preservation, Regional Office, Recreation Department at 631/3213510.
NASSAU ZONE 1 - NEIGHBOR NEWSPAPERS - WEDNESDAY APRIL 27, 2022 - MAY 10, 2022 • WWW.LONGISLANDMEDIAGROUP.COM
Bethpage Federal Credit Union, New York State’s largest credit union, and the New York State Office of Parks, Recreation and Historic Preservation, announce the performer line-up for the much-anticipated 18th Annual Bethpage Air Show at Jones Beach, taking place on Saturday, May 28, 2022 and Sunday, May 29, 2022, from 10 AM – 3 PM. Returning for their 9th headlining performance, with two native New Yorkers on the jet team, the U.S. Navy Blue Angels return to Long Island following the cancellation of their last scheduled performance in 2020, due to Covid. Military performers joining the Blue Angels are the United States Army Golden Knights Parachute Team, which will be making their 16th appearance at the Bethpage Air Show; the Air Combat Command
NASSAU ZONE 1 - NEIGHBOR NEWSPAPERS - WEDNESDAY APRIL 27, 2022 - MAY 10, 2022 • WWW.LONGISLANDMEDIAGROUP.COM
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10
Job Fair at the Farm!
By Noelle Stanuch
noellestanuch@longislandmediagroup.com
The Charity of the Month for April is
Looking for a way to combine your experience & work outdoors? Full & part-time career opportunities for those with experience in:
Hope for Youth www.hfyny.org Hope for Youth is an Amityville-based, notfor-profit organization that works to facilitate positive change in the lives of Long Island children, youth and families.
Nationwide, 45 percent of foster children reside in a foster family home with a nonrelative, while 34 percent are with a foster family home with a relative. For 54 percent of foster children, the goal is to reunite the child with a parent or primary caretaker. The goal is adoption for 28 percent. On Long Island, Hope For Youth is a central player in the identification and training of foster families. All Hope For Youth foster families receive multiple certifications in parenting skills. Foster parents take part in mandated educational workshops throughout the course of the year.
The team members at Hope For Youth are keenly aware of the unique role that kinship caregivers play in working to achieve reunification for children and youth in foster care. This focus helps to keep moving the system toward one that truly supports families. The organization also participates in “Wendy’s Wonderful Kids,” part of the Dave Thomas Foundation for Adoption. Under this program, Hope For Youth has two adoption recruiters who bring children waiting to be adopted from foster care closer to safe, loving and permanent homes. The Foundation’s adoption recruitment model has proven effective nationwide in serving children who’ve been in foster care the longest. Hope For Youth is always looking for new foster parents. They also welcome volunteer and charitable donations to help advance its foster care work, and to advance all of its programming in support of children Island-wide who deserve more stable and fulfilling lives. They invite you to contact them at 516691-5100 or visit www.hfyny.org for more information.
The organization places children in the most appropriate and nurturing home settings for their recovery and healing, all geared toward permanency and stabilization. By providing the best opportunity for successful placement, Hope For Youth also prevents multiple placements. They also emphasize the role that relative and kinship caregivers
If your non-profit would like to be featured in this column, please email noellestanuch@longislandmediagroup.com for consideration.
Education
Dept of Corrections Dept Of Probation State or County Courts
Equine Industry
Comprehensive Team Approach Volunteers: Including Retired First Responders and Veterans
Mental Health Professionals
Speech and Occupational Therapy
Dates and Times:
Friday, May 13th • 10am-11:30am, 11:30am-1pm, 1pm-2:30pm, 2:30pm-4pm Saturday, May 14th • 9am-10:30am, 10:30am-12pm
For further information or to reserve a time slot, please call JoAnn at 631-348-1389 or email her at frontoffice@pal-o-mine.org Parking for Job Fair:
899 Old Nichols Road, Islandia, NY 11749
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In this article we focus on their vital role in promoting foster care across Long Island. As next month is quickly approaching, it is appropriate to mention that May is National Foster Care Month, an initiative conducted through the US Department of Health and Human Services. The month is devoted to “ensuring a bright future for more than 407,000 children and youth in foster care.” The average age is 8 years old for those children, and there is just about an event split between how many of them are boys and how many are girls. The month acknowledges foster parents, family members, volunteers, policymakers and others who help children and youth in foster care find permanent homes and connections.
play in the child welfare system and helps children and youth stay connected to their family, their community and their cultural roots if they are unable to safely remain at home.
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Senator Brooks is excited to invite you as a member of our community to nominate veterans who reside in the 8th Senate District for the New York State Senate Veterans Hall of Fame. This annual program honors outstanding veterans who distinguished
themselves while serving in the military as well as in their community. To be eligible for this recognition, veterans must live within the 8th District, but nominators do not need to. One veteran from the 8th District will be honored at an induction ceremony
at the State Capitol with other inductees from throughout the state. To make your nomination, visit www. tinyurl.com/SD8-VETS For more information, please contact the office of Senator Brooks at 516882-0630 or visit BROOKS. NYSE NATE.GOV
Bellmore-Merrick CHSD To Host Color Run
The Student Ambassadors of the “One Voice, One Message” program in the BellmoreMerrick Central High School District are excited to announce that the district will be hosting a Color Run on Saturday, May 21, at John F. Kennedy High School.
Proceeds from the event will be donated to St. Jude Children’s Research Hospital. Registration will open at 8:30am and the race will begin at 10 a.m. Pre-registration is $6. Day of registration is $8. All community members are welcomed. Participants are encouraged to wear white
(first 300 participants will receive a free T-shirt) and goggles or glasses. Limited parking will be available and refreshments will be served. Visit http:// bmchsdcolorrun2022. weebly.com to register.
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NASSAU ZONE 1 - NEIGHBOR NEWSPAPERS - WEDNESDAY APRIL 27, 2022 - MAY 10, 2022 • WWW.LONGISLANDMEDIAGROUP.COM
The Nassau County Council of School Superintendents held their annual Dress for Success clothing drive to provide professional business attire for women planning to return to the workforce. School superintendents throughout Nassau County donated gently
used ready-to-wear suits, jackets, dresses, skirts and blouses which will be donated to Dress for Success Brookhaven. This organization was created to empower women throughout Long Island to achieve economic independence by providing a network of support,
professional attire and the necessary development tools to enable women to thrive at work and in life. Since its inception in 1999, Dress for Success Brookhaven has assisted more than 5,000 women returning to the work force by providing appropriate business clothing.
Levittown Girls Get Dressed For The Occasion At Prom Boutique
More than 180 girls throughout the Levittown Public School District chose a perfect dress for their upcoming proms and dances thanks to the Prom Boutique that offers dresses and other essentials for all. Organized by Levittown social workers, all dresses, shoes, jewelry and more
are donated and set up for visitors to browse. The boutique, which is housed annually at the Levittown Memorial Education Center, also features makeshift changing rooms. Guests and volunteers included students and social workers from General Douglas MacArthur and Division
Avenue high schools and Jonas E. Salk and Wisdom Lane middle schools. Donations of dresses and more are thanks to Bridesmaids Dresses, Jovani, Debra Cattani from the L.I. Volunteer Center and from individuals throughout the community.
LEVITTOWN GIRLS GET DRESSED FOR THE OCCASION - Social workers from throughout the Levittown Public School District annually organize a Prom Boutique for anyone in need of an outfit. Photo courtesy of Levittown Public Schools
SUPPORTING THOSE STRIVING FOR SUCCESS - The Nassau County Council of School Superintendents held their annual Dress for Success clothing drive to provide professional business attire for women planning to return to the workforce. From left, Herricks School District Superintendent of Schools and co-chairperson of the NCCSS Dress for Success clothing drive Dr. Fino M. Celano, Floral ParkBellerose School District Superintendent of Schools and co-chairperson of the NCCSS Dress for Success clothing drive Dr. Kathleen Sottile and Levittown School District Superintendent of Schools and NCCSS President Dr. Tonie McDonald with some of the clothing to be donated to Dress for Success Brookhaven. Photo courtesy of the Nassau County Council of School Superintendents
PUZZLE ANSWERS:
Long Island Take Steps for Crohn’s & Colitis Sunday, May 1, 2022 Belmont Lake State Park
Take Steps is the Crohn’s & Colitis Foundation’s national walk. You can make a difference. When you walk, you’ll help raise funds for cures! Call 516-222-5530, or email sbeck@ crohnscolitisfoundation.org to learn more.
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Supporting Those Striving For Success
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Wisdom Lane Middle School Science Olympiad Team Wins First Place The Science Olympiad team at Wisdom Lane Middle School in the Levittown Public School District nabbed first place for the first time in team history at the New York State Regional Tournament. The Science Olympiad team has qualified for the state competition for the
past 18 years, but this is their first first-place win at the regional level. Before the competition, students prepared in class, before school and during their lunch periods. They answered questions in science-related categories, such as Rocks and Minerals, Electric Wright Stuff and Dynamic Planet.
The team is comprised of all eighth graders, including Ashley Agatep, Agampreet Baidwan, Jefferson Biener, Riley Cunningham, Joseph Gallo, Nish Keer, Robert Martinez III, Haley Pedrick, Keira Quigley, Taranpreet Rathor, Mackenzie Restivo, Helen Salib, Shruthika Veeravalli and Lillian Velez.
The Giovanni Caboto Lodge is having a fundraiser SCIENCE OLYMPIAD TEAM WINS FIRST PLACE - The Science Olympiad team fashion show on Thursday, at Wisdom Lane Middle School in the Levittown Public School District nabbed first May 19, at 6:30pm at place for the first time in team history at the New York State Regional Tournament. Verdi’s, 680 Old Country Road, Westbury. Tickets are Photo courtesy of Levittown Public Schools
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Computer/IT: Amdocs, Inc. seeks Software Development Specialists in Bethpage, NY to design & develop Provisioning applications using Java/J2EE (EJB, JSB, Servlets), XML/XSLT & JSF utilizing Weblogic Application server, JMS, Jboss, Tomcat and CICD w/Bitbucket Bamboo & Jenkins. Design, Develop, & enhance software applications and services integrating with frameworks including TIBCO Business Works & TIBCO EMS. Req'd: Bach degree in Comp Sci or rltd & 7 yrs rel exp. To Apply, visit Amdocs' web page at http://jobs.amdocs.com . Create a candidate profile & apply to requisition 152018.
Full Time Picker/Assembler
of Food Products. Refrigerated Envir. (35-40˚) Benefits Union Shop Work Authorization Required Apply At: 545-10 Johnson Avenue Bohemia or Call
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Computer/IT: Amdocs, Inc. seeks Software Development Specialists in Bethpage, NY to represent/lead discussions related to provisioning applications design, implementation & rollout to production in fast paced development environment w/multiple stakeholders & strict delivery timelines. Act as technical SME & designer in domain of provisioning application frameworks, field service dispatch processes & retail apps in the field of telecom. Req'd: Bachelor's in Comp Sci or rltd & 7 yrs rel exp OR Master's in Comp Sci or rltd & 5 yrs rel exp. To apply, visit Amdocs' web page at
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THINKING ABOUT ADVERTISING YOUR BUSINESS and not sure how to get started? Call today and one of our experienced Sales Representatives will assist you. We can help you with a line ad or a display ad. Let us at SOUTH BAY'S NEIGHBOR NEWSPAPERS set up an advertising program for you. You'll be glad you did! Call 631-226-2636, ext. 276
Painting Paperhanging
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Residential Rentals
MERRICK:
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Levittown Seniors Honored As Top L.I. Basketball Players The Levittown Public School District boasts two seniors recognized as among the top 100 Basketball Players on Long Island for the 2021-22 season by Newsday. Hailey Hnis, a senior at General Douglas
MacArthur High School, and Olivia Agunzo, a senior at Division Avenue High School, were honored as two of the top performers in basketball for their outstanding performance. Hnis averaged 11.1 points per game last season and
Agunzo averaged 17 points per game last season They were recently honored by Town of Hempstead Councilman Dennis Dunne for their achievement.
Benefits Of Volunteering
HAILEY HNIS - MacArthur High School senior Hailey Hnis was honored by the Town of Hempstead for her recognition as one of the Top 100 Basketball Players on Long Island. Photo courtesy of Levittown Public Schools
OLIVIA AGUNZO - Division Avenue High School senior Olivia Agunzo was honored by the Town of Hempstead for her recognition as one of the Top 100 Basketball Players on Long Island. Photo courtesy of Levittown Public Schools
Volunteering is a great way for individuals to strengthen their communities, but it also can be a unique way for individuals to improve their own overall happiness. A 2020 study published in the Journal of Happiness Studies examined 70,000 participants, each of whom received
surveys that asked questions regarding their volunteering habits and mental health.The study found that, when compared to those who did not volunteer, people who had volunteered in the previous 12 months were more satisfied with their lives and gave their overall health higher ratings.
The frequency of giving back to one’s community also may affect just how much volunteering affects mental health. Study participants who volunteered at least once per month rated their mental health even higher than those who volunteered but did so infrequently.
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Heating & Air Conditioning
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Real Estate Financing Options
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T
he decision to buy a home is significant. Real estate is the biggest investment the average person will make in his or her lifetime, which underscores just how significant the home buying decision can be. The real estate experts at Zillow recently reported that the national median price of a home in the United States is $272,446. However, since the National Association of Realtors reported a record low housing inventory late in 2020, the average house price has been rising rapidly nationwide. The Federal Reserve Bank of St. Louis estimates the median home sales price at $374,900, and certain states have much higher prices. WOWA, a real estate and finance technology company, says the average sale price of a home in Canada was $679,051 in July 2021. Most people do not have $300,000 to $600,000 in savings on hand to purchase a home in cash. That means they’ll need to rely on financing to pay for their dream homes. Conventional lending Conventional lending refers to when a bank or another financial institution loans a home buyer money to buy a home. This is one of the most common ways to fund a home purchase. Personal credit score as well as credit history help determine eligibility and interest rates for conventional loans. Availability of assets as well as income level are some additional determining factors. Conventional loans are traditionally 10-, 15- or 30-year notes and will require a certain percentage as the down payment to secure the loan. The bank will determine the down payment requirement, which is typically somewhere between 3 and 20 percent. FHA loan A Federal Housing Administration loan is issued by an FHA-approved lender. These loans are designed for low-to-moderate-income borrowers, according to the financial guide Investopedia. FHA loans require lower
minimum down payments and lower credit scores than many conventional loans. FHA loans also require mortage insurance up front, plus annually for 11 years or the life of the loan depending on the length of the loan. HELOC A Home Equity Line of Credit, commonly called a HELOC loan, borrows against the available equity in your home to create a line of credit, much like a credit card. These funds can be used for large expenses or to consolidate higher-interest rate debt on other loans, according to Bank of America. It may be possible to use a HELOC to secure funding to make improvements to a home for those who want to flip it as an investment property.
Choosing Materials For Decking
W
arm weather often gives rise to thoughts about spending time in the great outdoors. Decks can expand outdoor living spaces, making them popular home additions. However, when it comes time to map out a deck building plan, individuals may be unsure as to which deck material will meet their needs. Wood and composite decks are among the most popular choices today, and the popularity of aluminum is growing steadily. Wood Wood is a versatile and attractive decking material. According to the wood resource Real Cedar, some people think that wood is too expensive and requires too much maintenance. In fact, domestic softwoods can be very cost-effective decking options. According to Remodeling Magazine’s “Cost vs. Value” report, wood decks retain considerable resale value.
In terms of maintenance, choosing a rot-resistant wood can result in less maintenance. Durable woods include cedar and redwood. Popular Mechanics says both species contain tannins and oils that make them naturally resistant Private money lenders to decay, rot and voracious insects. Individuals investing in real estate who Periodic cleaning and inspection/repairs do not intend to use a property as a will be needed, but wood can be much primary residence may turn to private more durable than people may think. money lenders. These investors can tap into capital from personal connec- Composite tions and lend at specified interest rates and payback periods, according to Composite decking and its close cousin, plastic lumber, are some of the fastFortune Builders, a real estate investing est-growing decking materials on the resource. Keep in mind the interest rate market. Many products are made from will likely be higher with a private lender polyethylene or polyvinyl chloride. Some than through a conventional lender. The repayment term also will be shorter. VA-backed loan The U.S. Department of Veterans Affairs has a program for acquiring loans through conventional lenders that will be partially guaranteed against loss through the VA. This enables a lender to give better loan terms, such as the option to pay no down payment. Interested parties need to qualify for a Certificate of Eligibility and then work with qualified lenders. People have several options to finance the purchase of a home. These loans can help make the dream of home ownership a reality. Potential buyers are urged to speak with mortgage professionals or financial planners to consider their options.
composites will be comprised of recycled plastic and wood fibers to create a weather- and stain-resistant material that doesn’t warp, rot or splinter. Composite manufacturers continually experiment with manufacturing processes to duplicate the look of natural wood grain. Homeowners are often drawn to composite decking because such decks require little maintenance. These decks do not need to be sanded, stained or refinished. However, mold and mildew can grow in shady, damp areas, so homeowners must realize that these products are not completely maintenance-free. Aluminum Although aluminum decks are not seen that often, there are reasons why this decking material is becoming more popular. According to LockDry®, a manufacturer of aluminum decking materials, power-coated aluminum does not need to be replaced due to rotting, cracking or warped boards. Most planks have interlocking edges that create gap-free, watertight decks. Aluminum also has the advantage of being a very strong but lightweight material. Some people may think that aluminum decks would be hot underfoot, but the material actually stays cooler in the sun because of its heat-dissipation properties. For those who have green goals in mind, aluminum is totally recyclable. Various decking materials can meet the look, price point and maintenance level homeowners desire.
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Excitin ing g News! I’VE MADE THE MOVE TO
Now let’s make your move! If you’re thinking about buying or selling a home, let me get you started! Contact me today! 516.353.3935
Licensed Associate Real Estate Broker CBR, LHR, SFR Cell: 516.353.3935 Office: 516.785.0100 mvermeulen@signaturepremier.com mydreamhomefinder.com
Wishing All The Moms A Very Happy
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Maria Vermeulen
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LAW FIRM OF RICHARD A. LEFF, PC ESTATE PLANNING & ELDER LAW • TRUSTS, WILLS • HEALTH CARE PROXIES • LIVING WILLS • POWERS OF ATTORNEY • PROBATE, ESTATE ADMINISTRATION REAL ESTATE • SALES & PURCHASES • RESIDENTIAL & COMMERCIAL CLOSING • CONTRACTS & LEASES • LIFE ESTATES & DEED TRANSFERS
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MY FAMILY HAS BEEN SERVICING THE LEGAL NEEDS OF OUR COMMUNITY FOR ALMOST 50 YEARS