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AUTUMN 2020

Long Island Farmers Welcome You This Autumn Plan Your Day-Trip & Support Local Farms

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Seasonal Recipes Tasty Selections To Try This Season EDITION FIVE: SERVING NORTH MASSAPEQUA & MASSAPEQUA PARK

Autumn 2020

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A U T U M N

CONTENTS 08

Create The Quintessential Autumn Meal

Tips For Planting Fall Vegetables

7 Uses For Fallen Leaves

Why Labor Day Is Worth Celebrating...

Publisher: Jeff Lambert • Editor: Felicia Edwards • Creative Director: Josh Marlowe

PUBLISHED BY LONG ISLAND MEDIA GROUP LLC For more information, or to advertise, call 631.226.2636 or visit www.theneighbornewspapers.com Copyright © 2020 by Long Island Media Group, LLC. All rights reserved. Reproduction in whole or in part without permission is prohibited. The publisher will not be responsible for errors in advertising beyond the cost of the space occupied by the error, and such responsibility, if any, shall be limited to the first use of advertising, in the case of repeated use. The publisher reserves the right to edit or reject any advertising at its sole discretion. The advertiser shall represent that all artwork and copy provided by the advertiser is owned by the advertiser, and it has the right to utilize such in this publication.

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Create the Quintessential Autumn Meal A utumn evokes all types of cozy images. There are the chilly evenings spent around the fire pit outdoors or nights spent by the fireplace sipping warmed cider. Afternoons strolling through crunchy leaves or seeking out the perfect apples in the orchard also make autumn a special time of year. Comfort foods are popular in fall, and many people have their tried-and-true recipes that they prepare when temperatures starts to dip. Perhaps no fall meal is as coveted and enjoyed as beef stew.

Simmered for hours, stew meats fall apart, and soft potatoes and carrots perfectly complement the rich beef. This recipe for “Harvest Beef Stew” from “Crock-Pot® 365 Year-Round Recipes” (Publications International, Ltd.) from Crock Pot® Kitchens is a make-ahead-then-forget recipe that promises all of the flavors that make beef stew so delicious. Serve it with a fresh-baked loaf of crusty bread to soak up the mouth-watering sauce.

HARVEST BEEF STEW Makes 6 servings 1 11⁄2 1 6 3 3 1 1 2 1 2 1 1⁄2 2 1⁄4 1⁄2

tablespoon olive oil pounds beef for stew quart canned or stewed tomatoes, undrained carrots, cut into 1-inch pieces medium potatoes, cut into 1-inch pieces celery stalks, chopped (about 1 cup) medium onion, sliced cup apple juice tablespoons dried parsley flakes tablespoon dried basil teaspoons salt garlic clove, minced teaspoon black pepper bay leaves cup all-purpose flour (optional) cup warm water (optional)

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DIRECTIONS

Heat oil in a large skillet over medium-low heat. Brown stew meat on all sides. Drain excess fat.

Placed browned meat and remaining ingredients except flour and water in Crock-Pot® slow cooker. Mix well. Cover; cook on high 6 to 7 hours.

Before serving, thicken gravy, if desired. Combine flour and warm water in small bowl, stirring well until all lumps are gone. Add mixture to liquid in Crock-Pot slow cooker; mix well. Cook 10 to 20 minutes, or until sauce thickens. Remove and discard bay leaves before serving.

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Autumn 2020

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Tips for 4 Ideas for Planting Fall Vegetables Family Game Night

F T

ending to backyard vegetable gardens can fill many hours of enjoyable downtime in the great outdoors. What’s more, the bounty produced by such gardens provides healthy, fresh foods to gardeners and their loved ones.

Although spring and summer are widely seen as the peak of gardening season, the mild temperatures of autumn can be a prime time for planting vegetables as well. Certain late-season treats like carrots, kale, spinach, and turnips can thrive in fall gardens. Many different foods are quick crops that can go from seed to table in about six weeks. When sown in early fall, these vegetables will be ready to put on the table for mid-October feasts. Beets, green onions, broccoli, and cabbages can be planted in late summer for fall harvest. Gardeners who live in hardiness zones eight through 10 (the southern portion of the United States) can plant fall vegetables as late as December. Many of these plants can tolerate light frost, which may even help sweeten the vegetables. A handful of unique factors need to be taken into consideration when planning fall vegetable gardens.

• The summertime location of the garden may still be adequate, but be sure to choose a location that

gets eight full hours of sunlight per day.

• If using an existing garden site, clear out any detritus from summer plants and any weeds that have sprouted. If you are planting a new garden, remove any turf before tilling the soil. • Amend the soil with sand, compost, manure fertilizer, and any other nutrients needed depending on the types of vegetables you intend to grow.

• While fall vegetables can be grown successfully from seeds, it may be more time-friendly to work from larger transplants, advises the Texas A&M Agrilife Extension.

amily game nights can be a great way for families to disconnect from their devices and spend quality time together. Much in the way that family dinners can facilitate conversation and closeness, game nights can spark companionship and hours of fun.

Game nights are easy to organize and are particularly handy on those nights when there’s not much to do or when the weather makes outside activities implausible. To get started, use these game ideas as a catalyst for fun.

1. Stick to the classics. Certain games remain tried and true family favorites. These include Monopoly, Trouble, Risk, Clue, and Scrabble. Adults who had a favorite game growing up can play it with their own children and see who outsmarts who.

2. Learn card games. From “War” to “Spades” to “Gin” to “Uno,” many card games have withstood the test of time. This is a great way to bridge gaps between grandparents and grandchildren. The older generation can teach these familiar games to children, and everyone can join in the fun.

3. Strengthen drama skills. Charades is a game in which teams must act out a word or phrase based on certain categories and have others on their side guess what is being mimed. Charades often leads to lots of laughs and stumped participants.

4. Shop for new fun. Let each family member pick out a game that appeals to them and then include them in your family game night rotation. Families can engage and converse over entertaining games that bridge generations.

• Some plants may need a little protection as they grow if temperatures begin to dip. Cover with a blanket, cardboard box or plastic tunnel to insulate. Remember to water according to the vegetables planted and to keep an eye on readiness for vegetables. Turnips, beets, rutabagas, and carrots can be dug out when the roots are plump and crisp.

Vegetable gardens need not cease when the last days of summer vanish. Fall produce is delicious and can be easily planted and harvested even after the first frost.

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Long Island Farmers We Milk Pail Fresh Market

Shop Small • Shop Loca

U-Pick: 50 Horsemill Lane, Water Mill, NY 11976 Farm Store: 1346 Montauk Hwy., Water Mill, NY 11976 631-537-2565

Owned and operated by the Halsey Family since 1969, Milk Pail Fresh Market grows over 30 varieties of apples, pumpkins, peaches, blueberries and pears. They take great pride in the products they produce and care very much about growing it safely, while taking care of the environment. They will be offering u-pick apples and pumpkins this Autumn. Come visit for a day of Fall fun! For more information, visit www.milk-pail.com.

Organics Today Farm

169 Washington Street, East Islip NY 11730 631-480-6497

Andrews Fa

1038 Sound Avenue, C 631-929

Andrews Family Farm is a multigenerationa from annuals and perennials to field crops end of April with their greenhouses and all s operate throughout the Fall, closing temp are open the week of Thanksgiving with fre throughout Decemeber with fresh cut C blankets, poinsettias and more. This Autu offering a large variety of local produce, Mum as fresh roasted corn, apple cider d For more information, visit ww

Wickham's

28700 Main Road, Cu 631-734

Organics Today Farm Organics Today Farm is well known for their non-GMO organic produce that you can trust, however they offer much more than that! This Autumn they will be open every day for pumpkin picking and hay rides from September 21 through Halloween. There will also be "Moonlight Pumpkin Picking" offered the last two Friday nights in September and every night in October. Looking for more? Come sip on hot cocoa or warm cider, sample a pumpkin muffin, apple cider donut or roasted corn, take family photos on their picturesque farm, purchase a pot of Mums and shop at their farm stand. For more information, visit www.organicstodayfarms.com.

Wickham’s Fruit Farm is a family owned and that specializes in growing you the choic stocked with home grown produce and (you wont want to miss out on their fresh seasonal u-pick opportunities from June th picking will begin September 11 and run th picking will begin towards the end of S Monday-Saturday 9-5, (closed Sundays) a confirm the fields are open). For more inform

Due to current circumstances, please call ahead before you hea

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elcome You This Autumn!

al â€˘ Shop Homegrown

amily Farm

Calverton, NY 11933 9-0038

al farm that grows a wide variety of crops s and cut flowers. They are open from the summer with farm fresh produce. They also porarily at the end of October. Lastly, they esh baked pies and fall produce and then Christmas trees, wreaths, roping, grave umn they will be open every day from 9-5, ms, Fall decor and pumpkin picking, as well donuts, fresh baked pies and more! ww.andrewsfamilyfarm.com.

Albert H. Schmitt Family Farms on Bagatelle 6 Bagatelle Road, Dix Hills, NY 11746 631-549-FARM (3276)

Albert H. Schmitt Family Farms on Bagatelle has been a family farm for decades. This Autumn, come have fun and pick your own pumpkins from mid-September through Halloween. Hay rides, animal train rides and duck races add to the Fall excitement, while searching for the perfect pumpkin. Also, enjoy roasted Long Island corn, hot apple cider, fresh baked pies and apple cider donuts when visiting the farm. Oh and don't forget to grab some hay bales, corn stalks and the most magnificent Mums you've ever seen! They will be open every day from 10-6. For more information, visit www.schmittsonbagatelle.com.

Fruit Farm

Fink's Country Farm

utchogue, NY 11935 4-6441

d operated farm in the heart of Cutchogue cest of fruits around. Their farm stand is great items from their in-house bakery hly made apple cider donuts)! They offer hrough mid-October. This year their apple hrough Columbus Day, and their pumpkin September. Their farm stand is open and their u-pick is open 10-3 (call ahead to mation, visit www.wickhamsfruitfarm.com.

6242 Middle Country Road, Wading River, NY 11792 631-886-2272

Fink's Country Farm has been family-owned and operated for over 70 years and is a great place for all to visit! Their farm stand is open from April through December, celebrating all the wonderful seasons on Long Island. Here you can find fruits, vegetables, plants, flowers, yard decorations and more. You won't want to miss their barnyard, which is open from June through December, weather permitting. This Autumn you can enjoy hay rides, a corn maze, u-pick pumpkins, roasted corn, hot cider and more at their farm. They will be offering Fall Festival activities on weekends starting September 12 and running through November 1. For more information, visit www.finksfarm.com.

ead to the farm(s) to ensure their Autumn plans have not changed. www.theneighbornewspapers.com/seasons-magazine

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Family-friendly Outdoor Activities

hildren who spend a lot of time outdoors benefit from exposure to nature in myriad ways, some of which may surprise even the most devoted outdoorsmen.

According to a recent study published in the journal Human Dimensions of Wildlife, fifth graders who attended school at a local prairie wetlands where lessons in science, math and writing were integrated in an experimental way had significantly stronger reading and writing skills than their peers who attended more traditional schools. Another study published in the International Journal of Environmental Research and Public Health found that holding a class outdoors one day a week significantly improved the daily cortisol patterns of students, reducing their risk of stress and improving their ability to adapt to stress. Parents who want their children to reap the rewards of being exposed to the great outdoors can encourage educators to incorporate nature into school curriculums and also embrace these family-friendly outdoor activities. • Nature Treasure Hunt: A treasure hunt in nature can keep kids engaged on family hiking excursions and provide an excellent opportunity

for parents to teach children about the assortment of plants, birds and wildlife that live in the parks and along the trails near their home.

• Outdoor Art Class: Families don’t even need to leave their properties to spend quality time together outside. Pick a pleasant afternoon and set up an outdoor painting station, encouraging everyone to paint what they see. Fall is a great time to host an outdoor art sessions thanks to the assortment of vibrant colors that have become synonymous with autumn landscapes.

• Bonfire: Outdoor activities need not be limited to daylight hours. A postdinner backyard bonfire can entice everyone outside, where families can tell scary stories as they make s’mores.

• Stargaze: Stargazing is another way families can spend time outdoors and learn a few things at the same time. Some blankets, a thermos of hot cocoa and a chart of constellations can provide the perfect complement to a sky full of bright stars. If visibility is compromised in the backyard, find a local spot where everyone can get a clear view of the night sky. • Fruit picking: Apple picking is a popular autumn activity, but families need not wait for the autumn harvest to enjoy a day picking fruit

or vegetables at a nearby farm. Visit a local farm during its harvest season, teaching children about how the foods they love are grown and eventually make it to the family dinner table.

Families looking to spend more time together in the great outdoors can look to a number of activities people of all ages can enjoy.

How to Plan for Changing Weather

he allure of the great outdoors compels many people to hike, kayak, fish, and engage in myriad other activities in the fresh air. The call of nature can be difficult to ignore, but inclement weather can quickly turn a fun day under the sun into a race to escape the elements. Regardless of which activity is beckoning you to answer the call of the wild, a few simple safety measures should be taken to ensure your day is not derailed by sudden changes in the weather.

Do your homework prior to traveling. The Department of Homeland Security advises travelers and outdoor recreation enthusiasts to learn about potentially severe weather in areas they plan to visit prior to beginning their trip. For example, if an area is vulnerable to tornadoes,

learn about what to do in the wake of a tornado. The National Weather Service notes that emergency response protocols differ depending on the type of storm or severe weather. For example, what to do in the wake of a tornado differs from what to do when confronted by a flash flood. Familiarizing yourself with these response protocols can help you make it through unforeseen weather changes safely.

Take along an extra set of keys. The NWS advises taking along an extra set of keys should your keys get lost due to inclement weather. The spare keys to a vehicle, for example, can help you escape inclement weather if your vehicle is still accessible and the roads are safe enough for travel. Without a backup set of keys, outdoor enthusiasts may find themselves

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stranded even if their vehicles can still run.

Create a communication plan with your family prior to leaving. A predetermined communication plan can help family members keep in touch should the weather suddenly take a turn for the worse. Before embarking on a getaway, let loved ones who won't be joining you know exactly where you will be staying and how to reach you. This can make it easier for them to get you help should you need it. Monitor local forecasts. Changes in the weather can be sudden, so anyone planning to spend significant time outdoors should monitor local forecasts before and during their trips. This is especially important for travelers who will be visiting areas during certain times of

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year when inclement weather is normal. For example, travelers should be ready to postpone their plans if they will be visiting areas vulnerable to hurricanes during hurricane season.

Purchase travel insurance. Insuring a trip with travel insurance can serve as a financial safety net if a trip is not possible due to inclement weather. With such a policy in hand, vacationers may not feel compelled to travel if the forecast is less than ideal. Inclement weather can threaten outdoor excursions, but outdoor enthusiasts can take various measures to protect themselves in the face of sudden or unforeseen changes in the weather.

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Many question marks are surrounding this fall. Are we working from home? Are we remote learning? Whatever we end up doing, it’s time together with your family that is necessary and certain. Woodloch is where you can remote learn, work from home, and come closer together with your family. We’re here for you when you’re ready.

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7 Uses for Fallen Leaves Simple Ways to Improve a Kitchen Pantry B y the time autumn hits full swing, many trees will have shed their leaves for the season, and the last vestiges of red, yellow and orange magic will have faded to brown. Raking, blowing and collecting leaves becomes the primary chores of lawn and yard maintenance, and presents most homeowners with large piles of gathered leaves to tend to.

It is impossible to count just how many leaves fall to the ground each year, or just how many pounds of leaves get collected curbside, but the numbers are substantial. Cleaning up leaves is considerable work, but not all of those leaves need to be carted away. In fact, there are several different uses of leaves that can be beneficial. 1. Spread leaves as a protective mulch to cover tender perennials or root crops/bulbs in the ground. The leaves will form a natural insulating cover that keeps the soil and the plants within a bit warmer over winter. 2. Create a pile of leaves that will break down and form a crumbly, compost-like material called leaf mold. Even though leaf mold may sound like a blight, it’s actually a good amendment to garden soil, improving its structure and ability to hold water. Leaf mold also attracts beneficial organisms that are vital in healthy soil. 3. Brown leaves can be added to green materials in compost

piles to improve the health of the compost being formed. According to the healthy living resource Care2, the ideal ratio is 75 percent brown to 25 percent green materials in compost. Turn compost piles regularly to aerate them. 4. Store dried, mulched leaves in a dry spot so they can be used in the spring as a weed barrier for spring plantings. They will keep weeds at bay and help retain soil moisture to ensure small sprouts have the resources to grow.

5. Use shredded leaves as a lawn supplement. Pass a lawn mower over leaves left on the lawn to break them down into pieces too small to rake. This will help keep the lawn healthy throughout the winter without blocking out needed sunlight.

6. Bag dried leaves and pack them tightly together in cold areas of the home, such as basements or garages. They can act as added insulation. Bags of leaves also can be placed around planting containers to protect them from frost. 7. Gather a few of the bestlooking leaves and preserve them. Use an iron on a low setting and press leaves between two pieces of waxed paper until the waxed paper seals together. Or use clear contact paper to achieve the same effect.

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eople have been spending more time at home in 2020 than in years past, and certain projects around the house have become a priority. One home improvement idea that serves the double benefit of creating organization and making cooking at home more efficient is to reimagine the kitchen pantry. A pantry is a room or closet where food, beverages and linens or dishes are stored. Pantries can be highly useful spaces that provide ancillary storage in kitchens. Many modern homes are equipped with pantries, but older homes may require some modification to create more useful pantries. Whether starting from scratch or modifying an existing pantry, these tips can help projects go more smoothly.

• Use clear storage. Put ingredients in clear, airtight containers of similar dimensions so that you can easily find items you need. Transfer bulky items, like cereals and baking supplies, to storage containers for uniformity.

• Store bulk items elsewhere. Bulk shopping can be cost-efficient, but bulk items can quickly eat up real estate in the pantry. Designate another area for non-perishable bulk products, like paper goods or canned items, such as in a garage or utility room.

• Maximize vertical storage. Utilizing vertical areas can help increase storage capacity. Build in extra nooks by investing in undershelf storage baskets. These baskets can instantly create designated areas for different types of ingredients. Homeowners also can look for ways to use the inside of cabinet doors or add extra shelves on walls or in eaves. • Consider your needs. Figure out which items you would like to store in the pantry and then shop for corresponding storage systems. For example, storage solutions may feature wine bottle racks, baskets for potatoes and other produce, shelving

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for small appliances, and even pull out racks for baking pans or cutting boards.

• Pull out drawers are convenient. Pull-out drawers can reduce the need to seek and reach for items. These drawers conveniently roll out so items in the back can be accessed without disturbing foods in the front. Drawers can be custom built for any pantry space. • Make it accessible. Think about who will be taking items from the pantry. Put children’s snacks on the bottom pantry shelf where they can reach them, and then organize other shelves for adults in the home. A pantry remodel can add valuable storage space and make one of the busiest rooms in the house operate more efficiently.

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How to Clean and Sanitize a Backpack

ackpacks are useful tools for students and adults alike. From hiking supplies to school books to sports equipment, backpacks can store just about anything. As veritable workhorses, they’re bound to get dirty and can benefit from periodic cleaning. While it may be tempting to simply throw a backpack into the washing machine, it is important to check the care instructions first. Some canvas, nylon and fabric backpacks can go in the wash, but those made of leather or those with intricate details should not. Backpack manufacturers also advise against putting backpacks in a dryer. Here are steps to cleaning a backpack.

1. To get started, begin by removing any items from the backpack, including all of the pockets. If necessary, use a vacuum to get crumbs out of the backpack.

2. Check the care label to see if there are washing instructions. This will determine if you should wash it by hand or if it can be put in the machine.

3. If the bag can be machinewashed, turn it inside out first or place it in a pillowcase so that the straps and zippers will not be caught. Then wash it on a gentle setting with a mild detergent and lukewarm water. If the bag should be hand-washed, use lukewarm water and a soft sponge or a gentle bristle brush. The outdoor retailer REI says you do not want to harm any protective coatings on the pack. 4. Zippers need occasional cleaning to remove dirt, sand or crumbs. Many zippers have water-resistant coatings so do not scrub them. Use a lubricant made for zippers to help them slide smoothly.

5. Hang the bag to air dry upside down. It likely will dry more quickly outdoors, but avoid direct sunlight, which can compromise the integrity of the fabric or discolor the backpack. 6. Do not store or use the backpack until it is completely dry. 7. Sometimes a backpack may need to be disinfected to prevent the growth of fungus

or bacteria. Athlete’s foot fungus can easily transfer from socks and shoes to the backpack if gym clothes are left in the bag. The Spruce says to skip chlorine bleach and use a pine oil or phenolic disinfectant or a disinfectant wipe, such as Pine Sol or Spic-n-Span. Lysol brand disinfectant also can be used and is available in liquid formula or spray. If a backpack is waterproof, only wash it once or twice per year; otherwise, you may reduce the pack’s ability to repel water. Use cleansing wipes to spot clean when necessary.

Backpacks can get grimy quickly. Routine washing can freshen them right up.

How to Effectively and Safely Sanitize a Car

he Centers for Disease Control and Prevention makes a distinction between cleaning and disinfecting. Cleaning refers to the removal of germs, dirt and impurities from surfaces. It does not kill germs, but can lower their numbers. Disinfecting refers to using chemicals to kill germs on surfaces. The following are some ways to deeply clean and sanitize a car. · Wash hands. First and foremost, it is crucial to wash your hands before and after using the car. This can reduce the likelihood of growing ill because of transferred viruses or bacteria. · Use rubbing alcohol. Solutions that contain 70 percent alcohol are effective against many viruses and bacteria, including coronaviruses, says the CDC. Furthermore, Jeff Stout, Executive Director of Global Innovation at Yanfeng Automotive Interiors, says that, for the most part, nearly every interior surface of a vehicle can be cleaned with isopropyl alcohol. Plastic to painted chrome to imitation leather have been tested to ensure they don't degrade when exposed to pure isopropyl alcohol. · Avoid bleach or hydrogen peroxide. While bleach and peroxide are very effective cleaners and sanitizers, they are likely to damage a car's upholstery, according to Consumer Reports.

· Use soap and water. Experts say that vigorous washing with a soap-and-water solution can be effective against many contaminants because it breaks down the protective envelope that surrounds coronaviruses and other germs to disarm them. Friction also can help to break down

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germ cells during cleaning. "You want to do the best with what you have, so even soap and water can chip away at the risk," says Stephen Thomas, M.D., Chief of Infectious Diseases and Director of Global Health at Upstate Medical University in Syracuse, NY. · Address frequently touched surfaces. Pay attention to the steering wheel, door handles, buttons, touchscreen displays, shift lever, and more when sanitizing. Each of these items can harbor germs. Deep-cleaning a vehicle has become a necessity since COVID-19 emerged. Frequently cleaning and sanitizing can help make vehicles safer to operate.

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How to Maintain a Car Why Labor Day is Worth Celebrating... That’s Rarely Driven

abor Day weekend is much anticipated. Many people look forward to Labor Day weekend because it offers one last extended break to enjoy summer weather. Though summer does not officially end until September is nearly over, for many people Labor Day, which is celebrated annually on the first Monday in September, marks the unofficial end of summer. Labor Day is more than just one final chance to embrace the relaxed vibe of summer and soak up some rays. In fact, Labor Day boasts a unique history that's worth celebrating for a variety of reasons. What is Labor Day?

The United States Department of Labor notes that Labor Day is a celebration of American workers that dates back to the 19th century. The day is meant to commemorate the contributions workers in the United States have made to the nation, helping to make it one of the strongest and most prosperous countries in the world.

Who Came Up With The Idea Of Labor Day?

Despite the fact that municipal legislation surrounding Labor Day was initially introduced in the 1880s, debate remains as to just who should be credited with proposing a day to honor American workers. Some records suggest that Peter J. McGuire, who served as general secretary of the Brotherhood of Carpenters and Joiners and cofounded the American Federation of Labor, deserves the credit for Labor Day. However, the Department of Labor notes that many people believe a machinist named Matthew Maguire (no relation to Peter) was the first to propose a holiday honoring workers in 1882. At that time Maguire was serving as secretary of New York's Central Labor Union, which later adopted a Labor Day proposal and appointed a committee to plan a demonstration and picnic. The first Labor Day was ultimately celebrated in New York City on Tuesday, September 5, 1882, in accordance

with the plans made by the Central Labor Union, which strongly suggests that Maguire does, in fact, deserve the credit for coming up with the holiday. Why Celebrate Labor Day?

Labor Day is worth celebrating because, without the contributions of millions of workers every year, the United States would not be the success story it is and has been for more than 200 years. In addition to the United States, many countries across the globe, including Canada and Australia, have their own versions of Labor Day. Labor Day weekend might now be seen as the unofficial end of summer, but this Labor Day weekend, celebrants and workers should remember that Labor Day also should be a time to reflect on the value of hard work.

Did you know?

he employment outlook for women over the next several years is very good. According to the U.S. Bureau of Labor Statistics, women predominate in many fields that projections suggest will have considerable openings through 2026. In its job openings projections that estimated openings between 2016 and 2026, the BLS found that 13 of the 20 occupations with the best employment outlook employed more women than men in 2016. Childcare workers, registered nurses, nursing assistants, and home health aides were all professions that were dominated by women, and the BLS anticipated that each profession would have considerable openings through 2026. The field of nursing figures to be especially good to women in the coming years, as the BLS estimated, in its recent "Occupational Outlook Handbook," that employment of registered nurses was projected to grow by 12 percent between 2018 and 2028. Registered nurses, 90 percent of whom are women according to the BLS, figure to benefit greatly from this rosy employment outlook.

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riving habits changed significantly in 2020. The outbreak of the novel coronavirus COVID-19 forced many professionals to work from home fulltime. In addition, stayat-home measures greatly limited how much people could or would travel in their free time. The result was a lot of cars spending a lot of time sitting idly in driveways. Just because a car is not being driven very much does not mean its owner can forgo vehicle maintenance. Drivers can take these steps to ensure their vehicles stay in shape even as they’re primarily staying in the driveway. • Adhere to recommended maintenance schedules. Auto manufacturers typically recommend maintenance schedules based on the number of miles a car is driven

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or the length of time since its most recent maintenance appointment. “Whichever comes first” may be recommended for fluid changes and routine tuneups, and this rule of thumb should still be followed. Even if a car has barely hit the road in recent months, its fluids, such as oil, are still aging and still need to be replaced.

• Turn the car on every so often. Turning the car on, even if you only intend to let it sit idle in the driveway, keeps the vehicle components lubricated by allowing fluids to cycle their way through the engine. Turning the car on also ensures the battery stays fresh and doesn’t die, a lesson many drivers have learned the hard way during the COVID-19 outbreak. • Disconnect the battery if necessary. Drivers who own two vehicles or families who have only been

using the family car in recent months can disconnect the batteries from their unused vehicles to prevent corrosion. Corrosion decreases battery life and performance. If drivers notice a white, green or blue covering around the battery terminals, posts or cables, corrosion is likely the culprit and the battery will need to be replaced. • Take the car for a spin.Driving a vehicle every so often is a great way to keep it running strong. Multicar families that tend to use the same car to shop for groceries or pick up takeout orders can periodically use their other car to run such errands. Cars are sitting in driveways more than ever before. Vehicle maintenance must remain a priority even for cars that rarely hit the open road.

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Did you know?

asements may not be go-to hangouts during spring, summer and fall, when many homeowners spend more time on their patios and decks enjoying the great outdoors. As winter approaches and the great outdoors becomes less welcoming, basements once again become popular places to relax and spend time with loved ones. That's why fall is such an ideal time to address mold issues in a basement. According to WebMD, exposure to mold can irritate a person's eyes, nose, throat, and lungs. That's true whether a person is allergic to mold or not. Even people who are merely sensitive to mold can experience sneezing and runny nose, and some may even develop red eyes and skin rash if exposed to mold. Reactions are much more severe for people with mold allergies, who may experience shortness of breath or suffer from asthma attacks if exposed to mold. Molds require moisture to grow, and basements may provide ideal growing conditions for mold. Mold spores cannot grow without moisture, so dehumidifiers can help homeowners effectively reduce the risk of mold growth in their basements. WebMD advises homeowners keep indoor humidity levels, which can be measured with an inexpensive instrument known as a hygrometer, below 60 percent. In lieu of wallto-wall carpeting in basements, install concrete floors and area rugs to make mold growth less likely. Basement floors also should be routinely inspected for leaks, as leaks can promote mold growth. Address leaks promptly if any are found.

5 Tips for Teaching Children Financial Literacy

f you have school-age children, you are probably one of the many parents facing the challenge of educating your kids at home. While there are countless learning options available— from virtual music classes to videos about zoo animals—financial literacy is one important subject that should not be overlooked.

name and have them monitor it. By the time they become teenagers, the benefit of saving regularly will be apparent because they will have some money to spend on clothes, food and experiences with friends—and still save for college.

• Explain that there are three things you can do with money: spend it, save it or give it away. To illustrate the point and introduce them to budgeting, have your child divide up money they receive from gifts or an allowance. Have them pay themselves first by putting a certain amount into savings. Then teach them the importance of giving by having them donate a portion of their funds to a charity of their choosing. Allow them to spend the rest.

• Underscore the importance of giving. Explaining to children that other people have less than they do and teaching them to give and volunteer helps develop financial discipline as well as empathy toward others. This will help them stay focused on what is truly important, which can have a profound impact on their finances and every other aspect of their lives.

• Involve them in creating a financial mission statement for your family. Ask them what they think is important: Is it planning for a future vacation, saving for college or other goals? Having an open conversation with your children encourages them to think about the meaning of money, the challenge of earning it and the importance of saving for what they truly value.

Teaching your children financial literacy gives them the knowledge, skills and motivation to responsibly manage their money and achieve their future goals. Learning fundamental financial concepts is not always easy, so experts recommend that you start with the basics. Here are a few ideas to get you started:

• Help them distinguish between needs and wants. With older children, you can do this by giving them shopping practice. You could give them a list of things they need, like new clothes, and a budget to shop for these items online. They will have to decide how best to use their limited resources. Should they buy the designer jeans

they really want or a lower-priced option that lets them get everything on their list? With younger children, you might instead have them compare the costs of preparing meals at home (food being a need) to ordering from a restaurant (a want). PHOTO SOURCE: (c) helenaak / iStock via Getty Images Plus

• Give them firsthand experience with saving money. Many banks let you open savings accounts online. Set one up in your child’s

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For more tips like these, visit letsmakeaplan.org. Your Certified Financial Planner professional can also suggest educational resources for teaching your children financial literacy.

To make the most of your time with your children while they are at home, reinforce the practical life skill of good money management. (StatePoint) For More Information, Call 631.226.2636

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