NASSAU RENEWAL RATE HISTORY* A SOLID TRACK RECORD FOR GROWTH-FOCUSED FIAS
OUR TRACK RECORD
While we cannot guarantee that future renewal rates will remain in line with past rates, many of our renewal rates were the same, better or only slightly lower compared to initial rates.
WE STRIVE FOR CONSISTENT, FAIR RENEWAL RATES
We aim to maintain stable option budgets for our contracts while also achieving our pricing objectives. Our goal is to provide strong and consistent value to customers.
*While this material is intended to describe Nassau’s historical rate setting activities, the information shown provides no assurance of future renewal rate or interest rate decisions. Renewal rate history is only one aspect of a fixed indexed annuity contract and your client should consider all features before purchasing. Renewal rates are based on a variety of factors, including contract holder behavior, option budget (which is set at the sole discretion of the insurer and can vary from one index segment to the next), the change in option costs, and other factors. Renewal rate data shown above is for Nassau Bonus Annuity from Feb. 2024 to December 2025, Nassau Growth Annuity from Sept. 2020 to Dec. 2025 and Nassau Bonus Annuity Plus from Aug. 2025 to Dec. 2025, weighted by
Important Disclosures
FIVE REASONS NEW AGENTS SHOULD START WRITING NASSAU
For Producer Use Only. Not for use with the general public as sales literature. Historical rates are not a guarantee of future renewal rates.
This material is for informational and educational purposes only. It is not intended as investment advice or a recommendation that anyone engage in (or refrain from) a particular course of action. Nassau does not provide financial or investment advice or act as a fiduciary in the sale or service of its products.
Product features, rider options and availability may vary by state. Lifetime payments and guarantees are based on the claims-paying ability of Nassau Life and Annuity Company.
Annuities held within qualified plans do not provide any additional tax benefit. Early withdrawals may be subject to surrender charges and a market value adjustment. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply. The contract does not directly participate in any stock, bond or equity investment. Indexed account credit calculations exclude dividends. Index credits greater than zero are not guaranteed in any given year. Index credits are treated as a gain for tax purposes.
Non-Security Status Disclosure – The Contract is not a Security. The Contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein.
The “S&P 500 Index” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Nassau Life and Annuity Company and its affiliates (collectively, “Nassau”). Standard & Poor’s®, S&P 500® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and these trademarks have been licensed and sublicensed for use by SPDJI and Nassau, respectively. Nassau products are not sponsored, endorsed, sold or promoted by SPDJI,S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.
Nassau Bonus Annuity Plus (23FIA4, ICC23FIA4), Nassau Bonus Annuity (19FIA3, ICC19FIA3) and Nassau Growth Annuity (19FIA3, ICC19FIA3N) are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.
