Your Future, Your Home
Tu Futuro, Tu Hogar
About NAF
New American Funding (NAF) is one of the nation’s top mortgage lenders. Celebrating its recognition as Forbes’ #1 Mortgage Lender in 2025, NAF proudly remains privately owned, driven by innovation, and built to last.
90%
Ranked 13th in Hispanic Lending in 2024*. NAF is a leader in culture, dedication to service, and lending all communities.
*according to HMDA Data
The company originates billions in loans each year an services approximately 90% of the loans they are eligible to service.
NAF boasts an extensive line of loan programs as diverse as its clients, with competitive rates and industry-leading turn times.
NAF is committed to reducing homeownership disparities and increasing homeownership among all communities across America
New American Funding is the nation’s largest home loan company, founded by a Latina Cofounder and CEO, Patty Arvielo.
Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. Utilizing education and awareness, Latino Focus aims to lift the community and build generational wealth through homeownership.
NAF is also dedicated to hiring a workforce that reflects a range of racial and ethnic backgrounds, with over 40% of its employees identifying as part of diverse communities. And their commitment goes even further. NAF continues to grow their impact in the Latino community by expanding lending programs and resources to make homeownership more accessible.
Diverse workforce 40%
in home loans to the Latino community in the next few years $10 BILLION
Latino Focus Leadership
Patty Arvielo
Patty Arvielo is the Co-Founder and CEO of New American Funding, one of the largest independent mortgage lenders in the nation. As a first-generation Latino-American, Patty’s humble beginnings influenced her goals and fueled her determination, a combination that led to many leadership roles.
Now with over 40 years of industry experience, she is a popular keynote speaker at mortgage events and is influential in helping diverse communities get equal opportunities in the housing market.
Miguel
Villegas
Miguel Villegas leads the NAF Latino Focus initiative. He is a results-driven leader with more than 20 years of experience leading strategic initiatives, with nine of those years focused on the real estate and mortgage industry. He specializes in executing end-toend development, implementation, and ongoing optimization of key initiatives to support clients and real estate agents. With a robust background that spans two distinct markets in Mexico and the U.S., Miguel has successfully led cross-functional teams with different cultures that bring different perspectives on how to approach the market and maximize returns on investment.
Throughout his career, Miguel has consistently demonstrated his versatility, having worked across diverse sectors including FinTech, banking, oil and energy, automotive, and retail. His expertise encompasses sales in both B2B and B2C settings, business development, product and program management, and process improvement. He is committed to driving strategic initiatives, fostering innovation, and delivering concrete results across a range of industries and markets.
Homebuying Solutions for Everyone
Pathway to Homeownership
Everyone deserves the chance to build wealth by owning their own home. With the Pathway to Homeownership program, first time homebuyers, in select areas, may be eligible for up to $6,000* in down payment and closing cost assistance!
NAF Cash®
NAF Cash, an affiliated company of New American Funding**, can turn your clients into cash buyers and put them in a great position to secure their dream home, even in a competitive market, and maybe under the asking price. Buying in cash could help homebuyers save up to 11% more than those using a traditional mortgage***
UQUAL
If your client’s credit score isn’t quite high enough to qualify for a loan, NAF has partnered with UQUAL, a loan readiness program. UQUAL helps potential homebuyers through the necessary steps towards financial wellness and raising their credit score. And once their loan ready, NAF can assist with the loan process.
NAF Concierge
NAF Concierge makes the entire move-in process as seamless as possible. From setting up basic utilities like power and gas, to fiber internet and state-of-the-art smart home security, NAF Concierge has you covered! *Support available in Spanish. See back cover for disclaimers.
NAF Homes®
We connect our buyers to the appropriate agent based on each unique situation. We’ll verify the pre-approved borrowers in your target area and pass the lead onto you. The best part is it’s FREE to join our network through a simple application process! Once the client closes escrow, the broker pays the NAF Homes referral fee. Find out how to sign-up today at nafhomes.com.
Servicing in Spanish
We service approximately 90% of the loans we are eligible to service in spanish, you don’t have to worry about those pesky letters telling your clients that their loan has been sold and their payments need to go somewhere new. Because at NAF, we’re in the business of working with you for the life of the loan.
Five Core Strengths
Through our Latino Focus initiative, we’re dedicated to helping Latino families become homeowners and closing the homeownership gap. Our mission is to ensure that everyone, in every community, can build a brighter future together.
Leadership
Guiding families through their homeownership journey with expertise and care.
Culture
Understanding and celebrating Latino heritage, values, and family traditions.
Innovative Solutions
Creating new pathways and removing barriers to homeownership.
Experience
We build lasting relationships rooted in trustcombining personalized, bilingual service with smart technology and deep cultural awareness to empower and support every Latino family’s journey.
Marketing
Connecting with Latino families through authentic, meaningful messaging.
*Due to maximum seller concession rules, discount can be less than $6000 in some cases where other concessions have been made to the consumer. This is not a loan commitment or guarantee of any kind. All mortgage loan products are subject to credit and property approval.
**NAF Cash, LLC (“NAF Cash”) is a real estate company that is an affiliated company of New American Funding, LLC. All products and services supplied by NAF Cash are subject to state availability and contractual terms and conditions. NAF Cash does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.95%-7.5% of purchase price for its service (fee varies by state). License numbers: MI Real Estate Broker #650243137
***According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Services described in this communication are provided through UQUAL LLC, a loan readiness company providing financial tools, loan readiness coaches, and customized plans to get consumers ready to qualify for a loan. UQUAL