Milestone Updates
New American Funding keeps you top of mind with co-branded Loan Status update emails to keep the client in the loop every step of the way.
Co-branded closing cards are mailed to our mutual clients with information on how to download closing documents.
Personalized co-branded greeting cards sent to clients for years after a loan closes on birthdays, holidays and loan anniversaries.
Connectivity. Visibility. Control.
What is NAF Connect?
NAFConnect is a platform for Real Estate Agents (REA) to connect to NAF Loan Officers.
Client Management
Help clients navigate the loan process and communicate with New American Funding.
Loan Updates
View your client's loan status and receive notifications as it moves across key milestones.
Notifications
Document Tracking
See documents needed by the New American Funding processing team.
Pre-Approval Letters
Generate, edit, and download pre-approval letters at the click of a button.
Receive notifications when new milestones are completed and watch real-time loan status updates to keep you and your client up-to-date on the status of their loan.
• Print Mail
• Doorhangers
• Listing Booklets
• Flyers
• Luxury Business Cards
• Buyer and Seller Booklets
• Listing/Open House Materials
• Agent Signage
DOORHANGERS
LISTING BOOKLETS
DIGITAL FLIPBOOKS
Turn any of our booklets into a virtual flipbook to send digitally to clients via text or email. Scan to see an example.
LUXURY BUSINESS CARDS
LISTING EXAMPLES
EDDM INSTRUCTIONS
What Is Every Door Direct Mail® (EDDM)?
Every Door Direct Mail® (EDDM) is a USPS® program that allows you to mail marketing pieces to every home on a selected postal route—without needing a mailing list or individual addresses.
This makes it a cost-effective and efficient way to reach entire neighborhoods with consistent, professional messaging.
How EDDM Supports Real Estate Marketing
EDDM is especially effective for real estate professionals because it allows you to focus your marketing on the neighborhoods that matter most to your business.
Whether you’re promoting a new listing, recent sales, open houses, or your personal brand, EDDM helps keep you visible where homeowners live.
With EDDM, you can:
• Target specific neighborhoods or ZIP Codes
• Reach hundreds of homes at once
• Avoid the cost and hassle of purchasing mailing lists
• Build brand recognition through repeated exposure
How To Search For An EDDM Route
The first step in using Every Door Direct Mail® is identifying the postal routes that best align with your target audience.
This tool allows you to select neighborhoods based on location, delivery count, and demographics.
1. Visit USPS.com
Navigate to Business and select Every Door Direct Mail® from the menu.
2. Enter a Location
Type an address, city and state, or ZIP Code into the search field, then click Search.
3. Locate the Address on the Map
A star icon will appear on the map, indicating the selected address location.
4. Select Available Routes
Once highlighted you will see route information including Demographics, Total Mail Pieces and Cost of Postage.
How to Pay for EDDM® Postage Online
To complete your Every Door Direct Mail® mailing, USPS® requires postage to be paid online through your USPS® account.
If you already have an account, you can log in and proceed with payment. If not, follow the steps below to create one.
Don’t Have a USPS® Account? Register and Create a Personal Account
1. Go to USPS.com
Click Sign In / Register in the top-right corner of the page.
2. Select “Create an Account”
Choose the option to create a new USPS® account.
3. Choose a Personal Account
When prompted, select Personal as the account type.
4. Enter Your Information
Complete the required fields, including:
• First and last name
• Email address
• Phone number
• Mailing address
5. Create Login Credentials
Set up your username, password, and security questions.
6. Verify Your Email Address
USPS® will send a verification email. Click the link provided to activate your account.
7. Log In to Continue
Once verified, sign in to access Every Door Direct Mail®, submit your mailing, and pay for postage online.
Tip: Save your login information—you’ll use this account for future EDDM® mailings and payment confirmations.
How to Pay for EDDM® Postage Online Cont.
Once you have selected your mailing route(s) and created or logged into your USPS® account, follow the steps below to submit and pay for your EDDM® postage.
Step-by-Step: Submitting and Paying for EDDM® Postage
1. Log In to Your USPS® Account
Visit USPS.com and sign in using your personal account credentials.
2. Access Every Door Direct Mail®
From the USPS® website, navigate to Business and select Every Door Direct Mail®.
3. Review Your Selected Routes
Confirm the mailing route(s) you previously selected. Review the number of deliveries and total postage cost.
4. Choose Mailing Options
Select your mailing date and confirm whether you are mailing Retail EDDM®
5. Proceed to Checkout
Click Checkout to move to the payment screen.
6. Enter Payment Information
Provide your payment details using a credit or debit card.
7. Submit Payment
Review your order summary, then click Submit Payment to complete the transaction.
8. Receive Confirmation
After payment is processed, you will receive a confirmation screen and email receipt from USPS®.
What Happens Next?
After payment is complete, USPS® will generate the required EDDM® paperwork, including a Mailing Statement and Facing Slips for each selected route.
Both of these documents must be downloaded and sent to the Midwest Marketing Team. Our team will use them to properly bundle, label, and complete your mailer in accordance with USPS® requirements.
Once we receive these documents, we’ll take care of the remaining preparation so your mailer is ready for post office drop-off.
LO Name:
Title:
We cannot start designing until we have received all information.
You will be notified when your design is approved or on-hold
Realtor Name:
Company Name:
Title:
O ce #:
Email:
Website: NMLS#:
Cell #:
SCORE Team 217 Mortgage EHLT
Quantity: Need by Date*:
O ce #:
Email:
Website:
Cell #:
(Please include headshot & logo if first time requesting a design)
Shipping - UPS 2-Day Delivery
Ship Order to: Home O ce Address Type
(Every Door Direct Mail)
Bundle and attach Facing Slips (please send us your USPS paperwork)
with address list**
Door Hanger (4.25x11) Flyer (8.5 x 11)
Listing Booklet
Flipbook Version
4 pg. (20 photos minimum)
8 pg. (40 photos minimum)
Coloring Book Crayon Packs ($0.20 each)
Social Media
Luxury Business Card
Trifold (6”x11” folded; 11”x17” unfolded)
These have an increased turn time.
Corporate Marketing Collateral
Please attach the file or collateral ID#.
Seller Book Template
Please also include a bio and two reviews/link to reviews page.
Buyer Book Template
Please also include a bio and two reviews/link to reviews page.
Did you find an idea on Etsy or Pinterest? Send us a screenshot and we can recreate!
Link to MLS Listing/Photographer Files:
(Please note we can NOT use realtor.com, zillow.com, or similar site links because of RESPA to pull information or photos)
If sending photographer files, please include the description, beds/baths/sqft/etc. below.
Description/Design Explanation:
Beds: Baths: SQFT: Garage Spots:
(NOTE: The team does not write descriptions. Please review your verbiage carefully for spelling and grammar mistakes. The team are not LO’s or Realtors and will need as much information as possible to complete your requests.)
Turn times vary. PROOF turn times and PRINT turn times are not always the same.
* Any design request sent after 2:30pm CST will count as next work-day submittal. These turn times begin at 9am CST next work day, M-F.
** If providing addresses, please include an Excel spreadsheet file with headers such as Name, Address, City, State, Zip.
***All New Designs will need to be sent to OL A Marketing for compliance approval which can increase turn around time.
Please review all design proofs carefully Edits after approval will incur a charge of $0.20 p/p for reprints.
PRINTING WILL NOT BEGIN UNTIL WE RECEIVE EXPRESS APPROVAL TO PRINT.
Loan Programs
Your Purchase Lender
Standard Programs
Conventional
• Down Payment as Low as 3%
• Fixed or Adjustable Rates
• Down Payment Assistance Programs Available
• Non-Occupying Co-Borrowers Allowed
FHA
• Down Payment as Low as 3.5%
• Lower Credit Score Flexibility
• Higher Allowable Debt to Income Ratios
• 100% Financing with DPA
VA
• 100% Financing
• No Monthly Mortgage Insurance Premiums
• Flexible Underwriting Guidelines
USDA
• 100% Financing
• Lower Credit Score Flexibility
• Gifts for Closing Costs Allowed
Jumbo
• Borrow up to $3 Million
• Credit Score as Low as 700
• Eligible for Primary Residence, Second Home or Investment Property
• Warrantable and Non-Warrantable Condos Permitted
Renovation
• FHA and Conventional Programs
• Purchase or Refinance
• Principal Residence, Second Home or Investment Property
• Ability to Finance Repairs and Home Improvements
Specialty Programs
NAF Cash®
• Allows Buyer to Become a Cash Buyer
• Buyer Can Purchase New Home Without Selling Current Home
• Conventional and VA Loans Allowable
Lock In & Float
• Lock In Your Rate - Rate Can’t Increase
• If Rates Improve during Locked Period, You Can Float Down to a Better Rate
Bank Statement Program
• Self Employed Borrowers can use Business Bank Statements to Qualify
• Purchase New Home Without Selling Current Home –Exclude Payment in Debt to Income Ratio
• Purchase, Refinance or Cash-Out
• Primary, Second Home or Investment Property Eligible
NAF Bridge Loan
• Use Equity From Your Existing Home Towards the Purchase of a New Home
• Ability to Present a Strong Non-Contingent Offer, Giving You a Competitive Edge in the Market
• No Monthly Payments During the Loan Term Reducing the Financial Stress of managing Two Mortgage Payments
Buydown Options
• Lower Interest Rate for the First Few Years of Mortgage
• Available on Conventional, FHA VA and USDA Loan Products
• 1/0, 1/1/1, 2/1, and 3/2/1 Buydown Options Available
Down Payment Assistance
• Additional Funds for Down Payment and Closing Costs
• Chenoa
• NAF Pathway Product Suite
Recast Option
• Borrower can Reduce the Principal Balance
• New American Funding will Re-Amortize the Loan based on the Remaining Term and Payments will be Reduced
• Multiple Recasts can be Completed during the Life of the Loan
• PMI can be Eliminated in Some Scenarios
LICENSED IN ALL 50 STATES
The New Way to Buy a Home
New American Funding Can Show You How to Turn Your Clients into Cash Buyers
Buying in cash means convenience, cer tainty, and may mean cost savings too. In fact, buying in cash may help your clients save up to 11% over those using a traditional mor tgage.1
With NAF Cash, an affiliated company of New American Funding, your buyer can make a competitive, true cash offer that is not contingent on financing and close in as little as seven days. You know what that means for you.
B E N EF I T S
• Clients can buy their new home before selling their current home
• Sellers may be more likely to offer concessions to cash buyers
• Get commissions quickly
• Use potential savings to buy down interest rate
• No fees for agents
• Close on more homes faster
Turn Your Clients Into Cash Buyers
Follow these steps to make your buyer a cash buyer with NAF Cash!
STEP 1
Get Cer tified
Join a FR EE 4 5 - minu te N A F Cash LLC training
STEP 2
Get Your Clie nt Pre -A pproved
Get your client pre - approved with New A merican Funding!
STEP 3
Complete N A F Cash Docume nts
Work with your N A F Cash Transac tion Coordinator to submit the required documents.
STEP 4
Get Ready to Write Cash Of fers
Your N A F Cash Transac tion Coordinator will notif y you once the client has been approved and they can begin making a cash of fer
STEP 5
O f fer Accepted
Close and move in quickly! At this point , you will work closely with your N A F Cash Transac tion Coordinator
Give
Your Client s More Breathing Room (and close more deals faster)
Elite Interest Assist: The seller-paid interest program that makes listings stand out
With Elite Interes t Assis t , the seller covers 100% of the buyer’s interest for the first 3 or 5 months af ter closing ( buyer s till pays principal, ta xes , and insurance as usual) It ’s clean , no deferred interes t , and it helps move inventor y noticeably fas ter.
We Can Help Your Clients Achieve the Dream of Homeownership!
Eligible borrowers can now get up to $6,000 in assistance toward the down payment and closing costs. Let’s connect to see if our Pathway Programs could be the solution you're looking for.
This is a quick reference guide only- ask your trusted LO for more information and specifics
G row Your Business & H elp Clients Achieve H ome ownership.
N A F Pathway 10 0 Program helps eligible buyers cover their down payment , closing cos ts, and prepaid expenses with program not only provides your buyers with an accessible path to homeownership, bu t also expands your business by
• Up to 10 0% Financing
• 3.5% or 5% in Down Payment Assis tance
• Owner- Occupied Only
PROPE RT Y T YPES H I GH L I G HT S
• Minimum Credit S core of 5 80
• No Income Restric tions
• 2-1 temporar y buydown available
• 10 - year repayable second lien
G i ve Yo u r Cl i e nts
M o re Re as o n s to B u y th a t Fi xe r-U p p e r
A renovation mortgage offers your clients the financial flexibility to meet their home improvement needs for a wide variety of renovation projects, from repairs and energy updates to landscaping and luxury upgrades. This renovation loan includes financing in their conventional purchase or refinanced home loan.
HIGHLIGHTS
• Purchase the home and include rehabilitation costs in the same transaction
• Finance up to 97% of the “After Improved” appraised value
• Occupancy types include primary residence, second home, or investment properties
• No minimum repair amount
• The maximum repair amount is 75% of the “After Improved” appraised value of the property
We can help your buyers with J umb o Ho m e L oan s from New American Funding
I f your c lients want a h ome in a pre mi u m nei gh bor h oo d , a re read y to buy a va c ati o n h ome , or w ant to ex pand thei r real estate po r t fo li o, ou r fl ex i b le Jumb o loans cou ld b e ju st what th e y need . W ith l oans up to $5 milli on and alte rnati ve qu ali fy in g in com e opti o ns , your c lients can bu y more w ith Ne w Ame ri c an Fu ndin g!
OUR JUMBO HOME LOANS DELIVER MORE!
Up to $5 million
Down payments of as little as 10%
Debt-to-income ratio up to 50%
Credit score as low as 620
Cash-out Refi up to 85%
Options for bank statements, 1099, asset verification, and DSCR
Primary, secondary, & investment proper ties
Available for 1 - 4 unit single-family, condos, modular homes, and townhomes
Do You Have Buyers Ready For a Bi gg er Home , Investment Property, or Vacation Home?
MEDICAL PROFESSIONAL LOAN PROGRAM
$0 Down Payment – No Mortgage Insurance
$2 Million Maximum Loan Amount
Fixed Rate and ARM Options Available
ELIGIBLE PROFESSIONALS:
• Medical Doctor (MD)
• Doctor of Osteopathy (DO)
• Doctor of Dental Science or Surgery (DDS)
• Doctor of Dental Medicine (DMD)
• Doctor of Ophthalmology (MD or DO)
• Doctor of Psychiatry (MD or DO)
• Doctor of Pharmacy (PharmD)
• Doctor of Veterinary Medicine (DVM)
• Doctor of Podiatric Medicine (DPM)
• Certified Registered Nurse Anesthetist (CRNA)
• Medical residents, fellows, or interns with one of the above degrees
Mortgage Recasting: What You Should Know
A mortgage recasting, or loan recast, is when a borrower makes a large, lump-sum payment toward the principal balance of their mortgage and the lender, in turn, reamortizes the loan. This means that your loan and payments are reduced to reflect the new balance. It allows borrowers the opportunity to close with just 5% down. Once the current home is sold, borrower can recast to use the proceeds from the sale to buy down the principle balance to reduce monthly payment and eliminate PMI.
Recasting Highlights:
• Minimum of $5000 principal reduction
• $300 Nominal fee
• Borrower can reduce the principal balance
• New American Funding will re-amortize the loan based on the remaining term and payments will be reduced
• Recast for Conventional Loan (Freddie Mac and Fannie Mae)
• Multiple Recasts can be completed during the life of the loan
• Only one document is needed for recast: Borrowers must provide a Recast Modification Agreement which they will execute and have notarized
• The first principal and interest payment must be made on the original note
• PMI can be eliminated in some scenarios
Buydown Programs
Temporary Buydown
A temporary buydown lowers the effective interest rate for the first few years of the mortgage. This reduction is a result of the deposit of a lump sum into an escrow account, a portion of which is released each month to reduce the borrower’s payments. Temporary Buydowns can be used on Conventional, FHA, VA, and USDA Loan Products.
These pages will focus on the Seller Paid Buydown.
Buydown Options
1/1/1 BUYDOWN
1/0 BUYDOWN
Year 1 - Monthly Payment calculated using a Rate 1% below Note Rate
Year 2-30 - Monthly Payment would be calculated at the Note Rate
EXAMPLE:
Note Rate 6.625%
Year 1 Rate 5.625%
Year 2-30 Rate 6.625%
2/1 BUYDOWN
Year 1 - Monthly Payment calculated using a Rate 2% below Note Rate
Year 2 - Monthly Payment would be calculated at 1% below Note Rate
Year 3-30 - Monthly Payment would be calculated at the Note Rate
EXAMPLE:
Note Rate 6.625%
Year 1 Rate 4.625%
Year 2 Rate 5.625%
Year 3-30 Rate 6.625%
Year 1-3 - Monthly Payment calculated using a Rate 1% below Note Rate
Year 4-30 - Monthly Payment would be calculated at the Note Rate
EXAMPLE:
Note Rate 6.625%
Year 1-3 Rate 5.625%
Year 4-30 Rate 6.625%
3/2/1 BUYDOWN
Year 1 - Monthly Payment calculated using a Rate 3% below Note Rate
Year 2 - Monthly Payment calculated using a Rate 2% below Note Rate
Year 3 - Monthly Payment calculated using a Rate 1% below Note Rate
Year 4-30 - Monthly Payment would be calculated at the Note Rate
EXAMPLE:
Note Rate 6.625%
Year 1 Rate 3.625%
Year 2 Rate 4.625%
Year 3 Rate 5.625%
Year 4-30 Rate 6.625%
Calculating Buydown Cost
The cost of the Buydown is simply the difference between the BUYDOWN PAYMENT and the P&I PAYMENT using the Note Rate.
The COST for the Seller is equal to the SAVINGS for the Buyer.
See examples below.
COST OF 1/0 BUYDOWN EXAMPLE
COST OF 2/1 BUYDOWN EXAMPLE
2/1 BUYDOWN - BUYER MONTHLY SAVINGS ILLUSTRATION
1st Year - Buyer of House B is saving $403.75 per month Compared to Buyer of House A Savings of $51.23 per month
2nd Year - Buyer of House B is saving $206.90 per month Compared to Buyer of House A Savings of $51.23 per month
Marketing Available
Our entire team is on-call and available to assist you & your clients with their lending needs!
• Fast Preapprovals
• Rate & Program Flyers
• Open House Materials
• Attend Open House
• Broker Previews
Closing Costs
How much can a seller pay towards closing costs?
Y O UR P A TH TO LOA N AP P RO V A L
Save for a down payment
The more you save, the lower your monthly mor tgage payment will be. Link your bank account, monitor your spending, gain spending insights, and create a budget.
Optimize your credit
strengthen your credit and correct any errors. Work with a loan coach who knows credit like their ABCs.
Reduce your debt-to-income
The amount of debt you have compared to your income is one of the most impor tant factors for
Why We Are Different
• Get a $500 lender credit if you close on a home with New American Funding within two years of signing up with Uqual.
• Get access to 1:1 coaching from a team of exper ts who is obsessed with your loan success.
• Gain access to a Loan Readiness Score that shows you how close you are to reaching your loan goal.
How Uqual Works
1. WE MAKE A PLAN
It star ts with a 1:1 call with an exper t, giving you a clear path forward. Using ar tificial intelligence, we analyze your finances to create a strategy that will guide you on your path to loan readiness.
2. WE WORK TOGETHER
When we’re on your side, you’re on your way. We include an Action Plan that shows you step by step what you need to do to progress towards your goals. Plus, we accompany you to encourage and coach you throughout your journey
3. YOU BECOME LOAN READY
We don’t just help you achieve your mor tgage, we empower your financial future. As you progress in our program, you open new doors of oppor tunity to create wealth and be the best version of you, relieved of financial stress.
READY TO GET STARTED?
Talk to your New American Funding loan officer today
COMPARING RENOVATION LOAN OPTIONS
to Max. Conforming/High Balance Loan Limits
Up to Max. Conforming/High Balance Loan Limits
Total financed renovations cannot exceed 10% of the lesser of purchase price + total renovation cost, or “as completed” appraised value. If property is located in a Duty to Serve High Needs Area, this can be increased to 15%. For manufactured homes this is limited to the lesser of $50,000 or 10% of the “as completed” appraised value (increase to 15% if property located in Duty to Serve High Needs area). No minimum Must be completed within 120 days of closing. Not required
Up to allowable loan limits including cost of home repairs/ improvements. Total financed renovations cannot exceed 75% of the lesser of purchase price + total renovation cost, or “as completed” appraised value. For manufactured homes this is limited to the lesser of $50,000 or 50% of the “as completed” appraised value. No minimum Must be completed within 9 months of closing. Not required
Up to allowable loan limits including cost of home repairs/ improvements. Total financed renovations cannot exceed 75% of the lesser of purchase price + total renovation cost, or “as completed” appraised value. For manufactured homes this is limited to the lesser of $50,000 or 50% of the “as completed” appraised value. No minimum
which will include the
Must be completed within 12 months of closing. Required
on FHA County Loan
Up to allowable loan limits including cost of home upgrades, contingency reserves and allowable fees.
$5,000 Must commence within 30 days of closing and be completed within 6 mos. Required to review contractor bid and complete formal write up on the project. completing all progress inspections throughout project.
Required. Ranges from 10-20% depending on the project. May be financed or paid in cash.
Required. Ranges from 10-20% depending on the project. May be financed or paid in cash.
Manufactured home provided subject remains in compliance with
Manufactured home provided subject remains in compliance with HUD’s property acceptability criteria and all Freddie Mac requirements Accessory Dwelling Unit (ADU), including a manufactured home ADU
Required. Ranges from 10-15% depending on the project. May be financed or paid in cash. 1-4 Units 1 Unit 2nd Home 1 Unit Investment Condo/PUD Manufactured Home (provided improvements do not require structural changes) Newly built home when the home is at least 90% complete. The remaining improvements must be related to completing non-structural items the original builder was unable to finish.
Required. Ranges from 10-20% depending on the project. May be financed or paid in cash.
Required. Ranges from 10-20% depending on the project. May be financed or paid in cash.
Same as FHA Standard 203(k)
Complete tear down & reconstruction. Alterations to allow for commercial or business use. New construction. Purchase of personal property (built in appliances allowed).
Complete tear down & reconstruction. Alterations to allow for commercial or business use. New construction. Purchase of personal property (built in appliances allowed).
Complete tear down & reconstruction.
Alterations to allow for commercial or business use. New construction. Purchase of personal property (built in appliances allowed).
Same as FHA 203k Standard, plus no structural alterations or foundation repair.
FHA Approved Condo Bank owned REO All properties must be completed with a min. of 12 mos. since Certificate of Occupancy Manufactured home double wide or larger Luxury items, including new swimming pools, hot tubs, outdoor fireplaces, gazebos. Existing inground swimming pools may be repaired. Complete tear down & reconstruction. Alterations to allow for commercial or business use. New construction. Purchase of personal property (built in appliances allowed).
cations.
Disclaimer: Equal Housing Opportunity. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. This is not a loan commitment or guarantee of any kind. Rates and terms are subject to change without notice. NMLS #6606. 2025 © New American Funding, LLC. NAF. com. Corporate office 14511 Myford Rd., Suite 100 Tustin, CA 92780. Phone (800) 450-2010. http://nmlsconsumeraccess.org.
Buydown Program Disclaimer: Rate and payment information for example purposes only.
Lock In & Float Disclaimer: Float Down options subject to additional terms and conditions, ask a New American Funding Loan Officer for more information. Borrower must pay required taxes and insurance.
Renovation Loan Disclaimer: Homestyle ® is a registered trademark of Fannie Mae. Homeownership education required by one borrower if all borrowers are first-time homebuyers.
NAF Cash® Disclaimer: https://www.newamericanfunding.com/legal/statelicensing/. NAF Cash® is fulfilled by NAF Cash®, LLC, an affiliated real estate company of New American Funding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash®, LLC. MI Real Estate Broker #6502431375. NAF Cash®, LLC does not originate loans or issue loan commitments. NAF Cash®, LLC charges a Transaction Fee of 1.5%-3.5% of purchase price for its service (fee varies by state). Terms and conditions apply, not available in all states. 41050 W 11 Mile Rd, Ste 220, Novi, MI, 48375. Phone 844-344-0531.
NAF Bridge Loan not available in TX or MA.
Medical Professionals Disclaimer: Must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP, D.M.D, PharmD, VMD, DPM or CRNA degree and have an active employment contract or verification of terms of employment acceptance.
NAF Pathway: Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © 2025 New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.newamericanfunding.com. Phone: (800) 450-2010. Credit up to $6,000 maximum. Due to maximum seller concession rules applicable to purchase loan transactions, this credit could be less than $6,000 in some cases where other concessions have been made to the consumer. Credit up to $7,500 maximum. Due to maximum seller concession rules applicable to purchase loan transactions, this credit could be less than $7,500 in some cases where other concessions have been made to the consumer. NMLS #6606
1/2026.