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Real Estate Agent Training Cash Buyer Program

Real Estate Agent Training C a s h B u y i ng P r o g r a m With T om S in ak

Notes

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MO SERVICE FEE

NAF Cash charges a Service Fee of 1.95% of cash purchase price in Missouri Can be offset by Seller Credit

Cash + State Service Fee = Final Purchase Price Example:

$250,000 Cash

1.95% MO service fee

$250,000

Notes

$254,875 Final purchase price

$254,875

Notes

SELL MORE REAL ESTATE WITH 4 Buyers Who Can Win With Cash Offers

Notes NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

NAF CASH® - 4 BUYERS WHO CAN WIN WITH CASH

GROW Your Real Estate Businses NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

Increase your conversion rate by getting more

offers accepted with cash

Get Paid Sooner

Earn More Commission

Who works with

FIRST-TIME BUYERS? How many of you have written a contract in the last 12 months, buyers excited to buy their first home, only to find out the seller accepted a cash offer?

Notes NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

NAF CASH® - 4 BUYERS WHO CAN WIN WITH CASH

FIRST-TIME BUYERS

Convert an offer which is typically subject to financing to cash to be more attractive to sellers.

NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

BUYERS WHO WANT TO LEVERAGE A CASH OFFER

Gives buyers the ability to win in bidding wars and highly competitive offer environment.

Notes NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

NAF CASH® - 4 BUYERS WHO CAN WIN WITH CASH

Who works with

VA BUYERS?

Who has written a VA contract in the last year only to be beaten because the seller accepted a conventional offer?

NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

VA BUYERS

VA offers often face challenges due to industry misconceptions, with many assuming that VA appraisals are overly strict. This stigma can make it harder for veterans to get their offers accepted. Would you rather write the offer: • VA with a 30-day closing date and 100% financing; or • All-cash, no financing contingency, and close as fast as the seller wants?

Notes NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

NAF CASH® - 4 BUYERS WHO CAN WIN WITH CASH

Who has referred a

BUYER WITH A HOME TO SELL

BUT

DEBT : INCOME

They don’t have the cash because it’s tied up in their existing mortgage?

They don’t qualify from a debt-to-income ratio for two mortgage payments?

SCENARIO NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

The Scenario:

A buyer has come to you having already gotten an offer accepted with no financing contingency and put down a $10,000 earnest money deposit. They do not have enough income to qualify for the new home without selling their current home.

SOLUTION The Solution:

NAF Cash will buy the house in cash and sell it back to the buyer with a traditional mortgage.

Notes NAF CASH —

4 BUYERS WHO CAN WIN WITH CASH

NAF CASH® - 4 BUYERS WHO CAN WIN WITH CASH

BUYERS WHO NEED TO SELL THEIR HOUSE FIRST START HERE

Pre-Approved & Fully Underwritten

Submit Cash Offer

Cash Offer Accepted & Closed Buy-Back

NAF CASH

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Your Client Moves In

4 BUYERS WHO CAN WIN WITH CASH

MOVING FORWARD Do you want to write your next contract with the standard 30 day with your financing contingency?

Do you think your conversion percentage will increase with contracts accepted if you have the ability to write all-cash offers?

Get Your Buyer Approved

so you have NAF Cash as an option in your toolbox.

Notes NAF CASH

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4 BUYERS WHO CAN WIN WITH CASH

Speaker

Tom Sinak

Rick Ogren

Divisional SVP NMLS# 240288

949-751-4724

314-494-1215

Rick.Ogren@NAFcash.com

Tom.Sinak@NAFinc.com NAF.com/TomSinak

Host

Kevin Shea

Sr. Loan Consultant NMLS# 183935

314-471-6254

Kevin.Shea@NAFinc.com NAF.com/KevinShea

Tom Sinak

NAF CASH® Program Specialist

Divisional SVP | NMLS# 240288

Office: 949-751-4724

Direct: 314.494.1215

Rick.Ogren@nafcash.com

Tom.Sinak@nafinc.com

Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © 2026 New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.newamericanfunding.com. Phone: (800) 450-2010. NAF Cash, LLC (“NAF Cash”) is a real estate company that is an affiliated company of New American Funding, LLC. All products and services supplied by NAF Cash are subject to state availability and contractual terms and conditions. NAF Cash does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.50%-7.5% of the purchase price for its service (fee varies by state and program). License number: MI Real Estate Broker #6505431332. Borrower will rent the home at the market rate until their new loan with New American Funding closes. 1/26.

thank you!