ABOUT AMBER
I am a certified VA loan specialist, with a strong focus on assisting veterans and military families through the homebuying process. I ensure all veterans receive the best options available. My favorite part of the job is helping clients understand the loan process, especially first-time homebuyers. I am always grateful to receive a referral from past clients, taking it as a sign that they thought enough of my service to recommend to family and friends. My advice to new clients is to work with someone who shares all your loan options with you and includes you in the decision-making process. Don’t settle for less than an exceptional service experience. I provide personalized, handson service to my clients, building lasting relationships based on trust, integrity and mutual respect. I am ready to meet the needs of the community and proud to be part of New American Funding helping clients achieve their financial goals.
I graduated from Iowa State University with a bachelor’s degree and earned the Iowa Certified Mortgage Professional (ICMP) from Iowa Mortgage Association. I live with my husband and we have three awesome kids. In my spare time, I enjoy attending sporting events, reading, concerts, and quality time with family and friends.
HOME SEARCH
As your Real Estate Agent, my number one goal is to help you achieve yours. I make it my priority to understand your situation when it comes to buying your home so we can accomplish your goals.
STEP ONE
After you speak with a lender and get Pre-Approved, we will begin your online home search. I will set you up on an automated search on the Multiple Listing Service (MLS).
STEP TWO
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STEP THREE
We will discuss your ideal price range, your must-haves list, deal breakers, location preferences, school districts, and all of the other factors that will help me to best help you during the home search period.
When you decide you are interested in a home, we will schedule a showing to view the home in person. If you decide it meets your criteria, we will write an offer for the home. When we get an accepted offer, you will now be Under Contract.
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IMPORTANT INFO
What other factors will influence your decision? (School zones, distance to work, specific neighborhoods, etc.)
What features are important to you in your new home?
What are the must-haves in your new home?
What are the deal breakers in a new home?
Any specifics not mentioned above:
MUST HAVE HOME CHECKLIST
Place a check mark next to any amenity that you consider a must have on your next home.
KITCHEN
Island
Updated countertops
Walk in Pantry
Updated cabinets
Breakfast nook
Updated appliances
BATHROOMS
Double Vanities
Bathtub
Updated bathroom
Walk in shower
Guest bathroom
MAIN LIVING AREA
Walk-in closet
Split floor plan
Storage space
Master on main floor
ADDITIONAL FEATURES
Hardwood floors
Fireplace
Office
Formal dining room
Open floor plan
Front porch
Separate laundry area
Parking space
OFFERS
& NEGOTIATIONS
INFORMATION NEEDED
Before we begin writing an offer, we will need to gather some documents and discuss some important details...
• Pre-approval letter
• Offer price
• Financing amount
• Escrow deposit
• Closing date
• Inspection period
• Closing costs
OFFERS & NEGOTIATIONS PART 2
ESCROW
MULTIPLE OFFER SITUATIONS
It’s more common than ever to see homes go into multiple offer situations. This means that your offer is not the only offer on the table for the sellers. Here are some of my best tips to win a multiple offer situation...
• Submit your Pre-Approval letter with your offer
• Have your lender call the listing agent to share your Pre-Approval details
• Make a cash offer if possible
• Offer more than the asking price
• Be flexible with your closing date
• Offer a higher amount for the Escrow deposit so the seller knows that you are serious
• Keep your offer clean when it comes to contingencies and don’t ask for any that are not a deal-breaker for you
Congrats! We are almost there. You will turn in your Escrow Deposit, we will get inspections scheduled, negotiate repairs, and move forward with your loan application. The entire process from contract to close typically takes between 30-45 days.
INSPECTION PERIOD
TYPES OF POTENTIAL INSPECTIONS
• Home Inspection
• Radon Testing
• Wood-Destroying Organism (WDO) Inspection
• Mold Inspection
• Gas Inspection
• Sewer Inspection
RECOMMENDED HOME INSPECTORS
I have several Home Inspectors I would be happy to give you. Please feel free to reach out and interview some of the Home Inspectors that I shared, or you can use your own.
INSPECTION TIME PERIOD
The typical inspection period is between 10-15 days.
It is critical that we begin scheduling the inspections you choose to have done as soon as we are under contract on your potential new home. This will ensure that you do not run out of time or have any delays in the process.
“Real Estate is not simply a job for me, it is my passion. I am dedicated to helping each and every one of my clients achieve their real estate goals and have an exceptional home buying experience.”
-MAGGIE ANDERSON
Maggie Anderson REALTOR®
Thank you for choosing me to help you in the task of buying your home. I look forward to working with you to help you achieve all of your real estate goals.