NAF’s story begins more than 20 years ago when the husband-and-wife team of Rick and Patty Arvielo combined Rick’s technical expertise and Patty’s extensive mortgage industry knowledge to create a new kind of mortgage company. Leveraging the latest technology and streamlined operations, Rick and Patty developed a highly efficient lending process that allows us to offer industry-leading loan closing times, meaning our borrowers get into their new home or complete their mortgage refinance faster than ever. Additionally, we also give Loan Officers state-of-the-art marketing support, this includes an in-house print facility for high-quality, customized printing. This marketing support helps our Loan Officers and their Referral Partners stand out in the crowded marketplace.
DIRECT LENDER
New American Funding maintains a servicing portfolio of 276,589+ loans for over $72 billion. NAF services approximately 90% of loans we are eligible to service. (As of January 2026) This means your Buyer will be a New American Funding client for the life of their loan.
REALTOR® CENTRIC
Our team is focused on our REALTOR® relationships!
30 day closings or less on most transactions
Local operations team allows us to hit commitment and closing dates
Digital Closings which allows the borrower to e-sign most of the closing package leaving very few documents to be signed at closing
Ability to hand pick In-House Appraisal Panels in our markets
Competitive Rates and a large suite of Loan Products
STAY TOP OF MIND
Keep your buyers in the loop with loan status updates and drip email campaigns that can be co-branded with partner real estate agents.
Co-branded post-close email campaigns
Co-branded mortgage statements
Co-branded marketing
Co-branded closing cards
NAF CASH®
With NAF Cash®, an affiliated company of New American Funding, your buyer can make a competitive, true cash offer that is not contingent on financing and close in as little as seven days. Clients can also buy their new home before selling their current home. Agents get commissions quickly and close on more homes faster.
HOME EQUITY LOANS
Our HELOC and Fixed Rate Second Mortgages are creative options that allow our customers to keep their Low-Rate first mortgage, while still accessing their Home’s equity and getting the money they need. This is a great option to access cash for Down Payment and Closing Costs for Vacation Homes and Investment Properties.
NAF BRIDGE LOAN
Avoid missing out on helping your clients secure the home they really want because their current home hasn’t sold yet. This product bridges the gap by providing funds to cover the new purchase while finalizing the sale of their existing home. It allows clients to use the equity from their current property towards purchasing a new home, enabling them to present a strong noncontingent offer and gain a competitive edge in the market. Plus, with no monthly payments during the loan term, it reduces the financial stress of managing two mortgage payments, making it a valuable option for your clients.
LOCK-IN AND FLOAT
With our Float Down Opt-In Program, your buyer can lock in a rate with confidence knowing that if rates improve during the lock period, they may receive a better rate.
LIST REPORTS
List Reports provides powerful property and neighborhood insights that help agents present listings with meaningful data buyers value, including market trends, school information, and lifestyle highlights. It helps agents elevate their listing presentations, demonstrate expertise, and stand out in a competitive market.
MOVE TUBE
MoveTube showcases listings on streaming TV platforms and uses AI to create a branded virtual walkthrough, delivering engaging and immersive property experiences for buyers. It helps agents elevate listing presentations, increase exposure, and stand out in a competitive market through innovative video technology.
